Home > The First National Bank of Grayson > Income and Expense
The First National Bank of Grayson, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,900,000 | 2,299 |
| Total interest expense | $2,538,000 | 2,807 |
| Net interest income | $12,362,000 | 2,071 |
| Provision for loan and lease losses | $150,000 | 2,186 |
| Total noninterest income | $3,277,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,633,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,644,000 | 1,790 |
| Total noninterest expense | $9,077,000 | 2,155 |
| Salaries and employee benefits | $5,285,000 | 2,120 |
| Premises and equipment expense | $1,563,000 | 1,492 |
| Additional noninterest expense | $1,644,000 | 1,790 |
| Pre-tax net operating income | $6,412,000 | 1,649 |
| Securities gains (losses) | $-1,000 | 3,196 |
| Applicable income taxes | $1,491,000 | 1,187 |
| Income before extraordinary items | $4,920,000 | 1,746 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,920,000 | 1,767 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,920,000 | 1,749 |
| Net charge-offs | $171,000 | 1,241 |
| Cash dividends | $2,370,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,920,790 | 1,772 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 2,285 |
| Total interest expense | $1,760,000 | 2,783 |
| Net interest income | $9,276,000 | 2,084 |
| Provision for loan and lease losses | $22,000 | 2,793 |
| Total noninterest income | $2,500,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,251,000 | 661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 1,781 |
| Total noninterest expense | $6,706,000 | 2,170 |
| Salaries and employee benefits | $3,956,000 | 2,108 |
| Premises and equipment expense | $1,148,000 | 1,511 |
| Additional noninterest expense | $1,249,000 | 1,781 |
| Pre-tax net operating income | $5,048,000 | 1,644 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,285,000 | 1,104 |
| Income before extraordinary items | $3,763,000 | 1,784 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,763,000 | 1,799 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,763,000 | 1,784 |
| Net charge-offs | $60,000 | 1,403 |
| Cash dividends | $143,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,763,000 | 1,809 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 2,289 |
| Total interest expense | $1,072,000 | 2,736 |
| Net interest income | $6,122,000 | 2,119 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,655,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $812,000 | 672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 1,703 |
| Total noninterest expense | $4,391,000 | 2,186 |
| Salaries and employee benefits | $2,663,000 | 2,097 |
| Premises and equipment expense | $749,000 | 1,531 |
| Additional noninterest expense | $843,000 | 1,701 |
| Pre-tax net operating income | $3,386,000 | 1,625 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $834,000 | 1,120 |
| Income before extraordinary items | $2,552,000 | 1,756 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,552,000 | 1,777 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,552,000 | 1,756 |
| Net charge-offs | $31,000 | 1,360 |
| Cash dividends | $95,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,552,000 | 1,768 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 2,309 |
| Total interest expense | $476,000 | 2,694 |
| Net interest income | $3,008,000 | 2,153 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $827,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $404,000 | 682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 1,665 |
| Total noninterest expense | $2,056,000 | 2,304 |
| Salaries and employee benefits | $1,231,000 | 2,232 |
| Premises and equipment expense | $364,000 | 1,595 |
| Additional noninterest expense | $423,000 | 1,665 |
| Pre-tax net operating income | $1,779,000 | 1,592 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $437,000 | 1,118 |
| Income before extraordinary items | $1,342,000 | 1,719 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,342,000 | 1,718 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,342,000 | 1,719 |
| Net charge-offs | $22,000 | 1,082 |
| Cash dividends | $48,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,342,000 | 1,743 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 2,293 |
| Total interest expense | $806,000 | 2,680 |
| Net interest income | $11,092,000 | 2,222 |
| Provision for loan and lease losses | $162,000 | 1,918 |
| Total noninterest income | $3,331,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,677,000 | 672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,654,000 | 1,810 |
| Total noninterest expense | $8,495,000 | 2,220 |
| Salaries and employee benefits | $5,004,000 | 2,178 |
| Premises and equipment expense | $1,557,000 | 1,496 |
| Additional noninterest expense | $1,654,000 | 1,810 |
| Pre-tax net operating income | $5,766,000 | 1,871 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,418,000 | 1,302 |
| Income before extraordinary items | $4,348,000 | 2,004 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,348,000 | 2,003 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,348,000 | 2,003 |
| Net charge-offs | $94,000 | 1,256 |
| Cash dividends | $4,143,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,348,000 | 2,029 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 2,314 |
| Total interest expense | $495,000 | 2,671 |
| Net interest income | $7,971,000 | 2,253 |
| Provision for loan and lease losses | $154,000 | 1,623 |
| Total noninterest income | $2,507,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,254,000 | 682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,253,000 | 1,826 |
| Total noninterest expense | $6,304,000 | 2,222 |
| Salaries and employee benefits | $3,764,000 | 2,175 |
| Premises and equipment expense | $1,122,000 | 1,542 |
| Additional noninterest expense | $1,253,000 | 1,826 |
| Pre-tax net operating income | $4,020,000 | 1,934 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $999,000 | 1,344 |
| Income before extraordinary items | $3,021,000 | 2,079 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,021,000 | 2,078 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,021,000 | 2,078 |
| Net charge-offs | $75,000 | 1,047 |
| Cash dividends | $143,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,021,000 | 2,107 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 2,366 |
| Total interest expense | $246,000 | 2,939 |
| Net interest income | $5,020,000 | 2,301 |
| Provision for loan and lease losses | $63,000 | 1,753 |
| Total noninterest income | $1,667,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $813,000 | 696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 1,838 |
| Total noninterest expense | $4,226,000 | 2,207 |
| Salaries and employee benefits | $2,568,000 | 2,141 |
| Premises and equipment expense | $724,000 | 1,588 |
| Additional noninterest expense | $934,000 | 2,728 |
| Pre-tax net operating income | $2,398,000 | 1,973 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $609,000 | 1,338 |
| Income before extraordinary items | $1,789,000 | 2,126 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,789,000 | 2,126 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,789,000 | 2,126 |
| Net charge-offs | $41,000 | 1,050 |
| Cash dividends | $96,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,789,000 | 2,167 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 2,388 |
| Total interest expense | $97,000 | 3,218 |
| Net interest income | $2,430,000 | 2,309 |
| Provision for loan and lease losses | $63,000 | 1,217 |
| Total noninterest income | $825,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $397,000 | 703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,844 |
| Total noninterest expense | $2,035,000 | 2,260 |
| Salaries and employee benefits | $1,219,000 | 2,213 |
| Premises and equipment expense | $348,000 | 1,651 |
| Additional noninterest expense | $468,000 | 2,713 |
| Pre-tax net operating income | $1,157,000 | 1,951 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $290,000 | 1,335 |
| Income before extraordinary items | $867,000 | 2,098 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $867,000 | 2,098 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $867,000 | 2,098 |
| Net charge-offs | $33,000 | 812 |
| Cash dividends | $48,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $867,000 | 2,116 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,611,000 | 2,388 |
| Total interest expense | $356,000 | 3,564 |
| Net interest income | $10,255,000 | 2,294 |
| Provision for loan and lease losses | $114,000 | 2,128 |
| Total noninterest income | $3,471,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,470,000 | 701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,001,000 | 1,905 |
| Total noninterest expense | $8,320,000 | 2,228 |
| Salaries and employee benefits | $5,273,000 | 2,101 |
| Premises and equipment expense | $1,291,000 | 1,722 |
| Additional noninterest expense | $1,756,000 | 2,815 |
| Pre-tax net operating income | $5,292,000 | 1,973 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,299,000 | 1,429 |
| Income before extraordinary items | $3,993,000 | 2,168 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,993,000 | 2,169 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,993,000 | 2,169 |
| Net charge-offs | $28,000 | 1,929 |
| Cash dividends | $427,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,993,000 | 2,144 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 2,457 |
| Total interest expense | $274,000 | 3,640 |
| Net interest income | $7,560,000 | 2,354 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,572,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,055,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,517,000 | 1,943 |
| Total noninterest expense | $6,161,000 | 2,253 |
| Salaries and employee benefits | $3,991,000 | 2,101 |
| Premises and equipment expense | $885,000 | 1,866 |
| Additional noninterest expense | $1,285,000 | 2,868 |
| Pre-tax net operating income | $3,971,000 | 2,063 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $997,000 | 1,457 |
| Income before extraordinary items | $2,974,000 | 2,266 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,974,000 | 2,264 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,974,000 | 2,266 |
| Net charge-offs | $7,000 | 2,078 |
| Cash dividends | $48,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,974,000 | 2,241 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 2,511 |
| Total interest expense | $189,000 | 3,677 |
| Net interest income | $4,817,000 | 2,419 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,696,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $657,000 | 742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,039,000 | 1,869 |
| Total noninterest expense | $4,153,000 | 2,228 |
| Salaries and employee benefits | $2,708,000 | 2,066 |
| Premises and equipment expense | $579,000 | 1,881 |
| Additional noninterest expense | $866,000 | 2,839 |
| Pre-tax net operating income | $2,360,000 | 2,180 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $597,000 | 1,532 |
| Income before extraordinary items | $1,763,000 | 2,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,763,000 | 2,395 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,763,000 | 2,395 |
| Net charge-offs | $-9,000 | 3,778 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,763,000 | 2,361 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 2,489 |
| Total interest expense | $100,000 | 3,693 |
| Net interest income | $2,420,000 | 2,394 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $864,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $335,000 | 716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 1,865 |
| Total noninterest expense | $1,942,000 | 2,314 |
| Salaries and employee benefits | $1,265,000 | 2,146 |
| Premises and equipment expense | $273,000 | 1,960 |
| Additional noninterest expense | $404,000 | 2,920 |
| Pre-tax net operating income | $1,342,000 | 2,005 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $326,000 | 1,450 |
| Income before extraordinary items | $1,016,000 | 2,193 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,016,000 | 2,193 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,016,000 | 2,193 |
| Net charge-offs | $-22,000 | 4,378 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,016,000 | 2,156 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 2,393 |
| Total interest expense | $624,000 | 3,581 |
| Net interest income | $10,225,000 | 2,222 |
| Provision for loan and lease losses | $188,000 | 3,096 |
| Total noninterest income | $3,258,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,475,000 | 674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,783,000 | 1,913 |
| Total noninterest expense | $8,084,000 | 2,254 |
| Salaries and employee benefits | $5,213,000 | 2,085 |
| Premises and equipment expense | $1,070,000 | 1,949 |
| Additional noninterest expense | $1,801,000 | 2,715 |
| Pre-tax net operating income | $5,211,000 | 1,738 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,082,000 | 1,373 |
| Income before extraordinary items | $4,129,000 | 1,874 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,129,000 | 1,873 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,129,000 | 1,874 |
| Net charge-offs | $44,000 | 2,464 |
| Cash dividends | $1,387,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,129,000 | 1,833 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 2,371 |
| Total interest expense | $510,000 | 3,573 |
| Net interest income | $7,807,000 | 2,189 |
| Provision for loan and lease losses | $155,000 | 2,962 |
| Total noninterest income | $2,385,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,089,000 | 680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,296,000 | 1,896 |
| Total noninterest expense | $6,063,000 | 2,221 |
| Salaries and employee benefits | $3,959,000 | 2,055 |
| Premises and equipment expense | $785,000 | 1,967 |
| Additional noninterest expense | $1,319,000 | 2,740 |
| Pre-tax net operating income | $3,974,000 | 1,679 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $813,000 | 1,345 |
| Income before extraordinary items | $3,161,000 | 1,827 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,161,000 | 1,827 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,161,000 | 1,827 |
| Net charge-offs | $48,000 | 2,078 |
| Cash dividends | $143,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,161,000 | 1,786 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 2,396 |
| Total interest expense | $380,000 | 3,522 |
| Net interest income | $5,201,000 | 2,199 |
| Provision for loan and lease losses | $116,000 | 2,860 |
| Total noninterest income | $1,531,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $733,000 | 681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 1,901 |
| Total noninterest expense | $4,046,000 | 2,233 |
| Salaries and employee benefits | $2,691,000 | 2,036 |
| Premises and equipment expense | $516,000 | 1,985 |
| Additional noninterest expense | $839,000 | 2,825 |
| Pre-tax net operating income | $2,570,000 | 1,656 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $543,000 | 1,271 |
| Income before extraordinary items | $2,027,000 | 1,826 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,027,000 | 1,827 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,027,000 | 1,827 |
| Net charge-offs | $23,000 | 2,125 |
| Cash dividends | $96,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,027,000 | 1,778 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 2,336 |
| Total interest expense | $235,000 | 3,365 |
| Net interest income | $2,638,000 | 2,126 |
| Provision for loan and lease losses | $115,000 | 1,862 |
| Total noninterest income | $808,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $451,000 | 664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 1,837 |
| Total noninterest expense | $1,918,000 | 2,325 |
| Salaries and employee benefits | $1,234,000 | 2,163 |
| Premises and equipment expense | $251,000 | 2,045 |
| Additional noninterest expense | $433,000 | 2,799 |
| Pre-tax net operating income | $1,413,000 | 1,383 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $296,000 | 1,086 |
| Income before extraordinary items | $1,117,000 | 1,518 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,117,000 | 1,516 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,117,000 | 1,518 |
| Net charge-offs | $37,000 | 1,329 |
| Cash dividends | $48,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,117,000 | 1,494 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,401,000 | 2,373 |
| Total interest expense | $1,194,000 | 3,064 |
| Net interest income | $10,207,000 | 2,201 |
| Provision for loan and lease losses | $18,000 | 3,762 |
| Total noninterest income | $3,383,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,929,000 | 651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,454,000 | 1,822 |
| Total noninterest expense | $8,442,000 | 2,162 |
| Salaries and employee benefits | $5,187,000 | 2,057 |
| Premises and equipment expense | $1,142,000 | 1,853 |
| Additional noninterest expense | $2,113,000 | 2,466 |
| Pre-tax net operating income | $5,130,000 | 1,715 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,007,000 | 1,427 |
| Income before extraordinary items | $4,123,000 | 1,842 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,123,000 | 1,844 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,123,000 | 1,844 |
| Net charge-offs | $154,000 | 1,903 |
| Cash dividends | $1,965,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,123,000 | 1,809 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 2,406 |
| Total interest expense | $933,000 | 3,024 |
| Net interest income | $7,594,000 | 2,248 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,514,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,424,000 | 659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 1,810 |
| Total noninterest expense | $6,253,000 | 2,186 |
| Salaries and employee benefits | $3,890,000 | 2,057 |
| Premises and equipment expense | $799,000 | 1,967 |
| Additional noninterest expense | $1,564,000 | 2,487 |
| Pre-tax net operating income | $3,855,000 | 1,767 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $788,000 | 1,430 |
| Income before extraordinary items | $3,067,000 | 1,908 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,067,000 | 1,908 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,067,000 | 1,909 |
| Net charge-offs | $90,000 | 1,833 |
| Cash dividends | $143,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,067,000 | 1,875 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 2,412 |
| Total interest expense | $633,000 | 2,980 |
| Net interest income | $5,031,000 | 2,268 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,625,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $929,000 | 668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 1,844 |
| Total noninterest expense | $4,185,000 | 2,191 |
| Salaries and employee benefits | $2,633,000 | 2,037 |
| Premises and equipment expense | $511,000 | 2,032 |
| Additional noninterest expense | $1,041,000 | 2,513 |
| Pre-tax net operating income | $2,471,000 | 1,806 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $551,000 | 1,370 |
| Income before extraordinary items | $1,920,000 | 1,977 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,920,000 | 1,975 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,920,000 | 1,977 |
| Net charge-offs | $57,000 | 1,743 |
| Cash dividends | $96,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,920,000 | 1,954 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 2,416 |
| Total interest expense | $321,000 | 2,936 |
| Net interest income | $2,498,000 | 2,278 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $784,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $451,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 1,859 |
| Total noninterest expense | $1,961,000 | 2,302 |
| Salaries and employee benefits | $1,226,000 | 2,160 |
| Premises and equipment expense | $241,000 | 2,137 |
| Additional noninterest expense | $494,000 | 2,610 |
| Pre-tax net operating income | $1,321,000 | 1,684 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $276,000 | 1,318 |
| Income before extraordinary items | $1,045,000 | 1,805 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,045,000 | 1,803 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,045,000 | 1,804 |
| Net charge-offs | $24,000 | 1,615 |
| Cash dividends | $48,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,045,000 | 1,789 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,718,000 | 2,408 |
| Total interest expense | $1,194,000 | 2,671 |
| Net interest income | $9,524,000 | 2,334 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $3,334,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $2,038,000 | 622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,296,000 | 1,953 |
| Total noninterest expense | $8,005,000 | 2,245 |
| Salaries and employee benefits | $4,967,000 | 2,101 |
| Premises and equipment expense | $1,020,000 | 2,022 |
| Additional noninterest expense | $2,018,000 | 2,582 |
| Pre-tax net operating income | $4,753,000 | 1,846 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $983,000 | 1,404 |
| Income before extraordinary items | $3,770,000 | 1,984 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,770,000 | 1,982 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,770,000 | 1,983 |
| Net charge-offs | $188,000 | 1,695 |
| Cash dividends | $2,466,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,770,000 | 1,976 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 2,426 |
| Total interest expense | $864,000 | 2,665 |
| Net interest income | $7,059,000 | 2,363 |
| Provision for loan and lease losses | $70,000 | 2,956 |
| Total noninterest income | $2,457,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,519,000 | 626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $938,000 | 2,013 |
| Total noninterest expense | $5,997,000 | 2,244 |
| Salaries and employee benefits | $3,748,000 | 2,092 |
| Premises and equipment expense | $763,000 | 2,030 |
| Additional noninterest expense | $1,486,000 | 2,626 |
| Pre-tax net operating income | $3,449,000 | 1,915 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $738,000 | 1,449 |
| Income before extraordinary items | $2,711,000 | 2,050 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,711,000 | 2,048 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,711,000 | 2,049 |
| Net charge-offs | $135,000 | 1,499 |
| Cash dividends | $144,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,711,000 | 2,043 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 2,436 |
| Total interest expense | $552,000 | 2,641 |
| Net interest income | $4,643,000 | 2,376 |
| Provision for loan and lease losses | $52,000 | 2,784 |
| Total noninterest income | $1,686,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $998,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 1,896 |
| Total noninterest expense | $4,013,000 | 2,255 |
| Salaries and employee benefits | $2,519,000 | 2,089 |
| Premises and equipment expense | $510,000 | 2,043 |
| Additional noninterest expense | $984,000 | 2,646 |
| Pre-tax net operating income | $2,264,000 | 1,910 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $476,000 | 1,456 |
| Income before extraordinary items | $1,788,000 | 2,046 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,788,000 | 2,044 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,788,000 | 2,045 |
| Net charge-offs | $34,000 | 1,971 |
| Cash dividends | $96,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,788,000 | 2,036 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 2,466 |
| Total interest expense | $254,000 | 2,724 |
| Net interest income | $2,291,000 | 2,409 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $830,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $497,000 | 634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 1,893 |
| Total noninterest expense | $1,929,000 | 2,333 |
| Salaries and employee benefits | $1,190,000 | 2,209 |
| Premises and equipment expense | $249,000 | 2,117 |
| Additional noninterest expense | $490,000 | 2,673 |
| Pre-tax net operating income | $1,152,000 | 1,838 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $240,000 | 1,405 |
| Income before extraordinary items | $912,000 | 1,965 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $912,000 | 1,964 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $912,000 | 1,965 |
| Net charge-offs | $8,000 | 2,040 |
| Cash dividends | $48,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $912,000 | 1,952 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 2,496 |
| Total interest expense | $672,000 | 3,195 |
| Net interest income | $9,052,000 | 2,390 |
| Provision for loan and lease losses | $356,000 | 1,803 |
| Total noninterest income | $3,376,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $2,032,000 | 627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,939 |
| Total noninterest expense | $7,961,000 | 2,274 |
| Salaries and employee benefits | $4,784,000 | 2,152 |
| Premises and equipment expense | $1,078,000 | 2,003 |
| Additional noninterest expense | $2,099,000 | 2,567 |
| Pre-tax net operating income | $4,111,000 | 2,002 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,450,000 | 1,573 |
| Income before extraordinary items | $2,661,000 | 2,233 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,661,000 | 2,233 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,661,000 | 2,233 |
| Net charge-offs | $127,000 | 2,222 |
| Cash dividends | $143,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,661,000 | 2,213 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 2,529 |
| Total interest expense | $451,000 | 3,387 |
| Net interest income | $6,752,000 | 2,404 |
| Provision for loan and lease losses | $227,000 | 1,891 |
| Total noninterest income | $2,518,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,500,000 | 642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,018,000 | 1,962 |
| Total noninterest expense | $5,931,000 | 2,300 |
| Salaries and employee benefits | $3,608,000 | 2,148 |
| Premises and equipment expense | $804,000 | 2,019 |
| Additional noninterest expense | $1,519,000 | 2,643 |
| Pre-tax net operating income | $3,112,000 | 2,008 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,042,000 | 1,434 |
| Income before extraordinary items | $2,070,000 | 2,345 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,070,000 | 2,344 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,070,000 | 2,345 |
| Net charge-offs | $97,000 | 1,969 |
| Cash dividends | $143,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,070,000 | 2,323 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 2,572 |
| Total interest expense | $245,000 | 3,696 |
| Net interest income | $4,433,000 | 2,434 |
| Provision for loan and lease losses | $189,000 | 1,615 |
| Total noninterest income | $1,630,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $958,000 | 657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 1,976 |
| Total noninterest expense | $3,942,000 | 2,306 |
| Salaries and employee benefits | $2,407,000 | 2,164 |
| Premises and equipment expense | $536,000 | 2,014 |
| Additional noninterest expense | $999,000 | 2,675 |
| Pre-tax net operating income | $1,932,000 | 2,081 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $674,000 | 1,442 |
| Income before extraordinary items | $1,258,000 | 2,441 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,258,000 | 2,441 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,258,000 | 2,441 |
| Net charge-offs | $44,000 | 2,083 |
| Cash dividends | $95,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,258,000 | 2,420 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 2,574 |
| Total interest expense | $114,000 | 3,810 |
| Net interest income | $2,210,000 | 2,433 |
| Provision for loan and lease losses | $74,000 | 1,786 |
| Total noninterest income | $785,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $465,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 2,015 |
| Total noninterest expense | $1,952,000 | 2,343 |
| Salaries and employee benefits | $1,163,000 | 2,261 |
| Premises and equipment expense | $272,000 | 2,015 |
| Additional noninterest expense | $517,000 | 2,609 |
| Pre-tax net operating income | $969,000 | 2,005 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $325,000 | 1,432 |
| Income before extraordinary items | $644,000 | 2,328 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $644,000 | 2,327 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $644,000 | 2,328 |
| Net charge-offs | $30,000 | 1,649 |
| Cash dividends | $48,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $644,000 | 2,301 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,997,000 | 2,626 |
| Total interest expense | $405,000 | 4,002 |
| Net interest income | $8,592,000 | 2,474 |
| Provision for loan and lease losses | $418,000 | 1,650 |
| Total noninterest income | $3,286,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,031,000 | 634 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,255,000 | 2,123 |
| Total noninterest expense | $7,637,000 | 2,382 |
| Salaries and employee benefits | $4,599,000 | 2,235 |
| Premises and equipment expense | $1,100,000 | 1,995 |
| Additional noninterest expense | $1,938,000 | 2,817 |
| Pre-tax net operating income | $3,823,000 | 1,998 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $1,275,000 | 1,414 |
| Income before extraordinary items | $2,556,000 | 2,372 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,556,000 | 2,369 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,556,000 | 2,371 |
| Net charge-offs | $171,000 | 2,098 |
| Cash dividends | $2,263,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,550,640 | 2,323 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 2,646 |
| Total interest expense | $300,000 | 4,052 |
| Net interest income | $6,388,000 | 2,501 |
| Provision for loan and lease losses | $236,000 | 1,869 |
| Total noninterest income | $2,454,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,515,000 | 643 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $939,000 | 2,124 |
| Total noninterest expense | $5,683,000 | 2,396 |
| Salaries and employee benefits | $3,454,000 | 2,224 |
| Premises and equipment expense | $819,000 | 2,007 |
| Additional noninterest expense | $1,410,000 | 2,872 |
| Pre-tax net operating income | $2,923,000 | 1,996 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $981,000 | 1,427 |
| Income before extraordinary items | $1,944,000 | 2,386 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,944,000 | 2,385 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,944,000 | 2,386 |
| Net charge-offs | $118,000 | 1,923 |
| Cash dividends | $143,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,942,680 | 2,330 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 2,666 |
| Total interest expense | $201,000 | 4,061 |
| Net interest income | $4,218,000 | 2,522 |
| Provision for loan and lease losses | $157,000 | 1,858 |
| Total noninterest income | $1,587,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $976,000 | 656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $611,000 | 2,114 |
| Total noninterest expense | $3,783,000 | 2,410 |
| Salaries and employee benefits | $2,323,000 | 2,224 |
| Premises and equipment expense | $542,000 | 2,017 |
| Additional noninterest expense | $918,000 | 2,928 |
| Pre-tax net operating income | $1,865,000 | 2,054 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $635,000 | 1,446 |
| Income before extraordinary items | $1,232,000 | 2,456 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,232,000 | 2,455 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,232,000 | 2,455 |
| Net charge-offs | $92,000 | 1,700 |
| Cash dividends | $96,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,230,680 | 2,395 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,716 |
| Total interest expense | $100,000 | 4,093 |
| Net interest income | $2,061,000 | 2,569 |
| Provision for loan and lease losses | $130,000 | 1,308 |
| Total noninterest income | $773,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $476,000 | 666 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $297,000 | 2,102 |
| Total noninterest expense | $1,828,000 | 2,492 |
| Salaries and employee benefits | $1,111,000 | 2,303 |
| Premises and equipment expense | $252,000 | 2,140 |
| Additional noninterest expense | $465,000 | 2,904 |
| Pre-tax net operating income | $876,000 | 2,129 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $297,000 | 1,495 |
| Income before extraordinary items | $580,000 | 2,493 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $580,000 | 2,493 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $580,000 | 2,493 |
| Net charge-offs | $100,000 | 1,011 |
| Cash dividends | $48,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $579,340 | 2,451 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 2,713 |
| Total interest expense | $331,000 | 4,464 |
| Net interest income | $8,242,000 | 2,531 |
| Provision for loan and lease losses | $303,000 | 1,885 |
| Total noninterest income | $3,243,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,957,000 | 674 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,286,000 | 2,058 |
| Total noninterest expense | $7,747,000 | 2,371 |
| Salaries and employee benefits | $4,663,000 | 2,181 |
| Premises and equipment expense | $882,000 | 2,388 |
| Additional noninterest expense | $2,202,000 | 2,583 |
| Pre-tax net operating income | $3,435,000 | 2,096 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,127,000 | 1,486 |
| Income before extraordinary items | $2,308,000 | 2,470 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,308,000 | 2,472 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,308,000 | 2,472 |
| Net charge-offs | $432,000 | 1,294 |
| Cash dividends | $736,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,308,000 | 2,428 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 2,746 |
| Total interest expense | $243,000 | 4,555 |
| Net interest income | $6,121,000 | 2,567 |
| Provision for loan and lease losses | $212,000 | 1,908 |
| Total noninterest income | $2,430,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,455,000 | 676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $975,000 | 2,066 |
| Total noninterest expense | $5,852,000 | 2,343 |
| Salaries and employee benefits | $3,562,000 | 2,156 |
| Premises and equipment expense | $669,000 | 2,392 |
| Additional noninterest expense | $1,621,000 | 2,626 |
| Pre-tax net operating income | $2,487,000 | 2,199 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $842,000 | 1,534 |
| Income before extraordinary items | $1,645,000 | 2,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,645,000 | 2,606 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,645,000 | 2,607 |
| Net charge-offs | $148,000 | 1,811 |
| Cash dividends | $48,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,645,000 | 2,561 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 2,780 |
| Total interest expense | $158,000 | 4,633 |
| Net interest income | $4,023,000 | 2,598 |
| Provision for loan and lease losses | $82,000 | 2,456 |
| Total noninterest income | $1,497,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $924,000 | 699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $573,000 | 2,255 |
| Total noninterest expense | $3,951,000 | 2,325 |
| Salaries and employee benefits | $2,447,000 | 2,112 |
| Premises and equipment expense | $450,000 | 2,391 |
| Additional noninterest expense | $1,054,000 | 2,691 |
| Pre-tax net operating income | $1,487,000 | 2,352 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $511,000 | 1,602 |
| Income before extraordinary items | $976,000 | 2,795 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $976,000 | 2,795 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $976,000 | 2,797 |
| Net charge-offs | $35,000 | 2,597 |
| Cash dividends | $48,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $976,000 | 2,736 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 2,803 |
| Total interest expense | $77,000 | 4,734 |
| Net interest income | $1,982,000 | 2,634 |
| Provision for loan and lease losses | $36,000 | 2,365 |
| Total noninterest income | $705,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $431,000 | 739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $274,000 | 2,241 |
| Total noninterest expense | $1,852,000 | 2,480 |
| Salaries and employee benefits | $1,112,000 | 2,301 |
| Premises and equipment expense | $226,000 | 2,417 |
| Additional noninterest expense | $514,000 | 2,724 |
| Pre-tax net operating income | $799,000 | 2,210 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $270,000 | 1,548 |
| Income before extraordinary items | $529,000 | 2,611 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $529,000 | 2,614 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $529,000 | 2,614 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $48,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $529,000 | 2,537 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,208,000 | 2,832 |
| Total interest expense | $330,000 | 4,795 |
| Net interest income | $7,878,000 | 2,662 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $2,960,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,890,000 | 727 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,070,000 | 2,242 |
| Total noninterest expense | $7,205,000 | 2,557 |
| Salaries and employee benefits | $4,371,000 | 2,304 |
| Premises and equipment expense | $839,000 | 2,566 |
| Additional noninterest expense | $1,995,000 | 2,884 |
| Pre-tax net operating income | $3,433,000 | 2,054 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,144,000 | 1,416 |
| Income before extraordinary items | $2,289,000 | 2,451 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,289,000 | 2,451 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,289,000 | 2,451 |
| Net charge-offs | $114,000 | 3,051 |
| Cash dividends | $1,121,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,289,000 | 2,416 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 2,883 |
| Total interest expense | $250,000 | 4,850 |
| Net interest income | $5,869,000 | 2,684 |
| Provision for loan and lease losses | $177,000 | 2,237 |
| Total noninterest income | $2,216,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,390,000 | 738 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $826,000 | 2,215 |
| Total noninterest expense | $5,290,000 | 2,592 |
| Salaries and employee benefits | $3,292,000 | 2,308 |
| Premises and equipment expense | $572,000 | 2,785 |
| Additional noninterest expense | $1,426,000 | 3,001 |
| Pre-tax net operating income | $2,618,000 | 2,072 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $881,000 | 1,421 |
| Income before extraordinary items | $1,737,000 | 2,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,737,000 | 2,465 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,737,000 | 2,464 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $142,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,737,000 | 2,420 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 2,906 |
| Total interest expense | $169,000 | 4,874 |
| Net interest income | $3,867,000 | 2,705 |
| Provision for loan and lease losses | $134,000 | 2,036 |
| Total noninterest income | $1,450,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $890,000 | 752 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $560,000 | 2,163 |
| Total noninterest expense | $3,535,000 | 2,602 |
| Salaries and employee benefits | $2,208,000 | 2,303 |
| Premises and equipment expense | $380,000 | 2,813 |
| Additional noninterest expense | $947,000 | 3,019 |
| Pre-tax net operating income | $1,648,000 | 2,118 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $555,000 | 1,442 |
| Income before extraordinary items | $1,093,000 | 2,482 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,093,000 | 2,485 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,093,000 | 2,486 |
| Net charge-offs | $46,000 | 2,857 |
| Cash dividends | $96,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,093,000 | 2,446 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 2,947 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $1,899,000 | 2,749 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $688,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $416,000 | 788 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $272,000 | 2,145 |
| Total noninterest expense | $1,584,000 | 2,860 |
| Salaries and employee benefits | $988,000 | 2,540 |
| Premises and equipment expense | $171,000 | 3,059 |
| Additional noninterest expense | $425,000 | 3,272 |
| Pre-tax net operating income | $963,000 | 1,826 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $324,000 | 1,270 |
| Income before extraordinary items | $639,000 | 2,166 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $639,000 | 2,168 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $639,000 | 2,168 |
| Net charge-offs | $23,000 | 2,396 |
| Cash dividends | $48,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $639,000 | 2,117 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,006,000 | 2,945 |
| Total interest expense | $415,000 | 4,829 |
| Net interest income | $7,591,000 | 2,738 |
| Provision for loan and lease losses | $349,000 | 2,290 |
| Total noninterest income | $3,099,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,949,000 | 713 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,150,000 | 2,186 |
| Total noninterest expense | $6,588,000 | 2,769 |
| Salaries and employee benefits | $3,967,000 | 2,493 |
| Premises and equipment expense | $692,000 | 2,992 |
| Additional noninterest expense | $1,929,000 | 3,066 |
| Pre-tax net operating income | $3,753,000 | 1,807 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,298,000 | 1,236 |
| Income before extraordinary items | $2,455,000 | 2,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,455,000 | 2,224 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,455,000 | 2,224 |
| Net charge-offs | $215,000 | 2,935 |
| Cash dividends | $2,229,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,455,000 | 2,171 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 2,959 |
| Total interest expense | $318,000 | 4,886 |
| Net interest income | $5,703,000 | 2,733 |
| Provision for loan and lease losses | $224,000 | 2,458 |
| Total noninterest income | $2,364,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,470,000 | 714 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $894,000 | 2,206 |
| Total noninterest expense | $4,940,000 | 2,776 |
| Salaries and employee benefits | $2,983,000 | 2,497 |
| Premises and equipment expense | $518,000 | 3,026 |
| Additional noninterest expense | $1,439,000 | 3,068 |
| Pre-tax net operating income | $2,903,000 | 1,789 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,009,000 | 1,240 |
| Income before extraordinary items | $1,894,000 | 2,230 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,894,000 | 2,235 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,894,000 | 2,235 |
| Net charge-offs | $165,000 | 2,767 |
| Cash dividends | $143,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,894,000 | 2,163 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 2,954 |
| Total interest expense | $226,000 | 4,822 |
| Net interest income | $3,807,000 | 2,721 |
| Provision for loan and lease losses | $164,000 | 2,348 |
| Total noninterest income | $1,517,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $963,000 | 709 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $554,000 | 2,335 |
| Total noninterest expense | $3,351,000 | 2,730 |
| Salaries and employee benefits | $2,008,000 | 2,488 |
| Premises and equipment expense | $346,000 | 3,019 |
| Additional noninterest expense | $997,000 | 2,975 |
| Pre-tax net operating income | $1,809,000 | 1,879 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $631,000 | 1,289 |
| Income before extraordinary items | $1,178,000 | 2,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,178,000 | 2,336 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,178,000 | 2,334 |
| Net charge-offs | $103,000 | 2,731 |
| Cash dividends | $95,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,178,000 | 2,243 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 2,923 |
| Total interest expense | $119,000 | 4,807 |
| Net interest income | $1,931,000 | 2,692 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $757,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $468,000 | 727 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $289,000 | 2,273 |
| Total noninterest expense | $1,657,000 | 2,788 |
| Salaries and employee benefits | $957,000 | 2,615 |
| Premises and equipment expense | $175,000 | 3,018 |
| Additional noninterest expense | $525,000 | 2,867 |
| Pre-tax net operating income | $941,000 | 1,804 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $328,000 | 1,252 |
| Income before extraordinary items | $613,000 | 2,222 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $613,000 | 2,224 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $613,000 | 2,224 |
| Net charge-offs | $49,000 | 2,434 |
| Cash dividends | $48,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $613,000 | 2,139 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 2,931 |
| Total interest expense | $686,000 | 4,458 |
| Net interest income | $7,899,000 | 2,690 |
| Provision for loan and lease losses | $265,000 | 3,555 |
| Total noninterest income | $3,461,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,845,000 | 506 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $616,000 | 3,064 |
| Total noninterest expense | $6,750,000 | 2,755 |
| Salaries and employee benefits | $3,850,000 | 2,543 |
| Premises and equipment expense | $727,000 | 2,944 |
| Additional noninterest expense | $2,173,000 | 2,899 |
| Pre-tax net operating income | $4,345,000 | 1,557 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,384,000 | 1,164 |
| Income before extraordinary items | $2,961,000 | 1,889 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,961,000 | 1,887 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,961,000 | 1,889 |
| Net charge-offs | $168,000 | 3,946 |
| Cash dividends | $852,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,961,000 | 1,781 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 2,978 |
| Total interest expense | $540,000 | 4,462 |
| Net interest income | $5,910,000 | 2,744 |
| Provision for loan and lease losses | $205,000 | 3,486 |
| Total noninterest income | $2,619,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,117,000 | 520 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,951 |
| Total noninterest expense | $5,016,000 | 2,780 |
| Salaries and employee benefits | $2,890,000 | 2,554 |
| Premises and equipment expense | $548,000 | 2,968 |
| Additional noninterest expense | $1,578,000 | 2,982 |
| Pre-tax net operating income | $3,308,000 | 1,569 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,113,000 | 1,134 |
| Income before extraordinary items | $2,195,000 | 1,941 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,195,000 | 1,940 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,195,000 | 1,942 |
| Net charge-offs | $105,000 | 3,921 |
| Cash dividends | $143,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,195,000 | 1,826 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 2,994 |
| Total interest expense | $377,000 | 4,462 |
| Net interest income | $3,953,000 | 2,746 |
| Provision for loan and lease losses | $116,000 | 3,710 |
| Total noninterest income | $1,725,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,379,000 | 530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 2,866 |
| Total noninterest expense | $3,323,000 | 2,798 |
| Salaries and employee benefits | $1,941,000 | 2,526 |
| Premises and equipment expense | $366,000 | 2,972 |
| Additional noninterest expense | $1,016,000 | 3,082 |
| Pre-tax net operating income | $2,239,000 | 1,546 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $745,000 | 1,121 |
| Income before extraordinary items | $1,494,000 | 1,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,494,000 | 1,893 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,494,000 | 1,894 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $95,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,494,000 | 1,803 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 3,004 |
| Total interest expense | $196,000 | 4,498 |
| Net interest income | $1,986,000 | 2,746 |
| Provision for loan and lease losses | $63,000 | 3,414 |
| Total noninterest income | $780,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $669,000 | 541 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,544 |
| Total noninterest expense | $1,623,000 | 2,861 |
| Salaries and employee benefits | $931,000 | 2,667 |
| Premises and equipment expense | $179,000 | 3,046 |
| Additional noninterest expense | $513,000 | 3,033 |
| Pre-tax net operating income | $1,080,000 | 1,578 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $357,000 | 1,165 |
| Income before extraordinary items | $723,000 | 1,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $723,000 | 1,961 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $723,000 | 1,962 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $48,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $723,000 | 1,855 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,989 |
| Total interest expense | $1,267,000 | 3,838 |
| Net interest income | $7,900,000 | 2,776 |
| Provision for loan and lease losses | $72,000 | 5,606 |
| Total noninterest income | $2,997,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,556,000 | 575 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $441,000 | 3,300 |
| Total noninterest expense | $6,483,000 | 2,868 |
| Salaries and employee benefits | $3,790,000 | 2,529 |
| Premises and equipment expense | $819,000 | 2,861 |
| Additional noninterest expense | $1,874,000 | 3,315 |
| Pre-tax net operating income | $4,342,000 | 1,339 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,443,000 | 1,029 |
| Income before extraordinary items | $2,899,000 | 1,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,899,000 | 1,656 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,899,000 | 1,656 |
| Net charge-offs | $110,000 | 4,894 |
| Cash dividends | $1,754,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,899,000 | 1,584 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 2,992 |
| Total interest expense | $1,032,000 | 3,750 |
| Net interest income | $5,922,000 | 2,779 |
| Provision for loan and lease losses | $66,000 | 5,347 |
| Total noninterest income | $2,194,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,861,000 | 593 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $333,000 | 3,314 |
| Total noninterest expense | $4,844,000 | 2,875 |
| Salaries and employee benefits | $2,846,000 | 2,530 |
| Premises and equipment expense | $615,000 | 2,878 |
| Additional noninterest expense | $1,383,000 | 3,350 |
| Pre-tax net operating income | $3,206,000 | 1,409 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,042,000 | 1,054 |
| Income before extraordinary items | $2,164,000 | 1,716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,164,000 | 1,717 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,164,000 | 1,717 |
| Net charge-offs | $79,000 | 4,638 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,164,000 | 1,643 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,025 |
| Total interest expense | $744,000 | 3,670 |
| Net interest income | $3,858,000 | 2,826 |
| Provision for loan and lease losses | $44,000 | 5,243 |
| Total noninterest income | $1,371,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,152,000 | 639 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 3,349 |
| Total noninterest expense | $3,272,000 | 2,858 |
| Salaries and employee benefits | $1,910,000 | 2,521 |
| Premises and equipment expense | $410,000 | 2,907 |
| Additional noninterest expense | $952,000 | 3,325 |
| Pre-tax net operating income | $1,913,000 | 1,512 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $624,000 | 1,114 |
| Income before extraordinary items | $1,289,000 | 1,837 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,289,000 | 1,838 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,289,000 | 1,837 |
| Net charge-offs | $42,000 | 4,587 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,289,000 | 1,769 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 3,099 |
| Total interest expense | $384,000 | 3,694 |
| Net interest income | $1,865,000 | 2,897 |
| Provision for loan and lease losses | $11,000 | 5,352 |
| Total noninterest income | $657,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $540,000 | 666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,308 |
| Total noninterest expense | $1,602,000 | 2,927 |
| Salaries and employee benefits | $919,000 | 2,638 |
| Premises and equipment expense | $208,000 | 2,895 |
| Additional noninterest expense | $475,000 | 3,310 |
| Pre-tax net operating income | $909,000 | 1,578 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $314,000 | 1,084 |
| Income before extraordinary items | $595,000 | 1,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $595,000 | 1,926 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $595,000 | 1,927 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $595,000 | 1,883 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,424,000 | 3,099 |
| Total interest expense | $1,865,000 | 3,749 |
| Net interest income | $7,559,000 | 2,873 |
| Provision for loan and lease losses | $346,000 | 4,663 |
| Total noninterest income | $2,845,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,329,000 | 639 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $516,000 | 3,146 |
| Total noninterest expense | $6,403,000 | 2,943 |
| Salaries and employee benefits | $3,645,000 | 2,636 |
| Premises and equipment expense | $810,000 | 2,965 |
| Additional noninterest expense | $1,948,000 | 3,334 |
| Pre-tax net operating income | $3,655,000 | 1,369 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,193,000 | 1,073 |
| Income before extraordinary items | $2,462,000 | 1,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,462,000 | 1,676 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,462,000 | 1,678 |
| Net charge-offs | $299,000 | 4,305 |
| Cash dividends | $1,119,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,462,000 | 1,613 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 3,155 |
| Total interest expense | $1,445,000 | 3,797 |
| Net interest income | $5,658,000 | 2,917 |
| Provision for loan and lease losses | $326,000 | 4,204 |
| Total noninterest income | $2,131,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,731,000 | 658 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $400,000 | 3,101 |
| Total noninterest expense | $4,768,000 | 2,956 |
| Salaries and employee benefits | $2,749,000 | 2,626 |
| Premises and equipment expense | $607,000 | 3,005 |
| Additional noninterest expense | $1,412,000 | 3,403 |
| Pre-tax net operating income | $2,695,000 | 1,452 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $893,000 | 1,091 |
| Income before extraordinary items | $1,802,000 | 1,828 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,802,000 | 1,829 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,802,000 | 1,830 |
| Net charge-offs | $265,000 | 3,889 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,802,000 | 1,738 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 3,189 |
| Total interest expense | $1,003,000 | 3,799 |
| Net interest income | $3,718,000 | 2,960 |
| Provision for loan and lease losses | $270,000 | 3,782 |
| Total noninterest income | $1,315,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,083,000 | 706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $3,165,000 | 2,980 |
| Salaries and employee benefits | $1,844,000 | 2,624 |
| Premises and equipment expense | $401,000 | 3,052 |
| Additional noninterest expense | $920,000 | 3,439 |
| Pre-tax net operating income | $1,598,000 | 1,631 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $522,000 | 1,179 |
| Income before extraordinary items | $1,076,000 | 1,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,076,000 | 1,983 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,076,000 | 1,983 |
| Net charge-offs | $170,000 | 3,701 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,076,000 | 1,896 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 3,235 |
| Total interest expense | $554,000 | 3,651 |
| Net interest income | $1,811,000 | 3,057 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $617,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $505,000 | 764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $112,000 | 3,298 |
| Total noninterest expense | $1,564,000 | 3,041 |
| Salaries and employee benefits | $887,000 | 2,766 |
| Premises and equipment expense | $199,000 | 3,133 |
| Additional noninterest expense | $478,000 | 3,310 |
| Pre-tax net operating income | $804,000 | 1,609 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $265,000 | 1,152 |
| Income before extraordinary items | $539,000 | 2,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $539,000 | 2,014 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $539,000 | 2,016 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $600,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $539,000 | 1,933 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,314,000 | 3,159 |
| Total interest expense | $2,497,000 | 3,890 |
| Net interest income | $7,817,000 | 2,786 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $2,929,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,158,000 | 796 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $771,000 | 2,519 |
| Total noninterest expense | $6,421,000 | 3,008 |
| Salaries and employee benefits | $3,549,000 | 2,747 |
| Premises and equipment expense | $807,000 | 3,109 |
| Additional noninterest expense | $2,065,000 | 3,223 |
| Pre-tax net operating income | $4,085,000 | 1,017 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,346,000 | 768 |
| Income before extraordinary items | $2,739,000 | 1,208 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,739,000 | 1,208 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,739,000 | 1,207 |
| Net charge-offs | $251,000 | 4,719 |
| Cash dividends | $1,567,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,739,000 | 1,204 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 3,180 |
| Total interest expense | $1,967,000 | 3,890 |
| Net interest income | $5,846,000 | 2,801 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $2,239,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,602,000 | 798 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $637,000 | 2,433 |
| Total noninterest expense | $4,851,000 | 2,993 |
| Salaries and employee benefits | $2,684,000 | 2,742 |
| Premises and equipment expense | $616,000 | 3,089 |
| Additional noninterest expense | $1,551,000 | 3,197 |
| Pre-tax net operating income | $3,054,000 | 1,070 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,012,000 | 838 |
| Income before extraordinary items | $2,042,000 | 1,315 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,042,000 | 1,314 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,042,000 | 1,315 |
| Net charge-offs | $184,000 | 4,340 |
| Cash dividends | $1,567,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,042,000 | 1,287 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 3,156 |
| Total interest expense | $1,371,000 | 3,900 |
| Net interest income | $3,916,000 | 2,780 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $1,539,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,026,000 | 822 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $513,000 | 2,187 |
| Total noninterest expense | $3,234,000 | 3,023 |
| Salaries and employee benefits | $1,807,000 | 2,758 |
| Premises and equipment expense | $390,000 | 3,251 |
| Additional noninterest expense | $1,037,000 | 3,207 |
| Pre-tax net operating income | $2,101,000 | 1,075 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $693,000 | 836 |
| Income before extraordinary items | $1,408,000 | 1,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,408,000 | 1,349 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,408,000 | 1,350 |
| Net charge-offs | $62,000 | 4,721 |
| Cash dividends | $795,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,408,000 | 1,307 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 3,158 |
| Total interest expense | $720,000 | 3,863 |
| Net interest income | $1,956,000 | 2,767 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $861,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $481,000 | 848 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $380,000 | 1,679 |
| Total noninterest expense | $1,455,000 | 3,218 |
| Salaries and employee benefits | $825,000 | 3,025 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $432,000 | 3,365 |
| Pre-tax net operating income | $1,302,000 | 973 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $430,000 | 775 |
| Income before extraordinary items | $872,000 | 1,253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $872,000 | 1,254 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $872,000 | 1,255 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $48,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $872,000 | 1,181 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,681,000 | 3,114 |
| Total interest expense | $3,679,000 | 3,718 |
| Net interest income | $8,002,000 | 2,700 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $2,468,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,068,000 | 855 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $400,000 | 3,589 |
| Total noninterest expense | $5,780,000 | 3,190 |
| Salaries and employee benefits | $3,283,000 | 3,004 |
| Premises and equipment expense | $748,000 | 3,348 |
| Additional noninterest expense | $1,749,000 | 3,208 |
| Pre-tax net operating income | $4,450,000 | 1,227 |
| Securities gains (losses) | $82,000 | 1,277 |
| Applicable income taxes | $1,505,000 | 868 |
| Income before extraordinary items | $3,027,000 | 1,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,027,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,208 |
| Cash dividends | $2,183,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,972,060 | 1,476 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 3,162 |
| Total interest expense | $2,851,000 | 3,748 |
| Net interest income | $5,967,000 | 2,737 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $1,848,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,532,000 | 863 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $316,000 | 3,600 |
| Total noninterest expense | $4,281,000 | 3,200 |
| Salaries and employee benefits | $2,471,000 | 3,021 |
| Premises and equipment expense | $543,000 | 3,450 |
| Additional noninterest expense | $1,267,000 | 3,230 |
| Pre-tax net operating income | $3,354,000 | 1,461 |
| Securities gains (losses) | $76,000 | 1,136 |
| Applicable income taxes | $1,126,000 | 1,048 |
| Income before extraordinary items | $2,304,000 | 1,575 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,304,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $143,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,253,080 | 1,693 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 3,186 |
| Total interest expense | $1,988,000 | 3,765 |
| Net interest income | $3,937,000 | 2,744 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $1,215,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,013,000 | 860 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $202,000 | 3,744 |
| Total noninterest expense | $2,876,000 | 3,187 |
| Salaries and employee benefits | $1,668,000 | 3,015 |
| Premises and equipment expense | $355,000 | 3,516 |
| Additional noninterest expense | $853,000 | 3,160 |
| Pre-tax net operating income | $2,156,000 | 1,577 |
| Securities gains (losses) | $76,000 | 1,153 |
| Applicable income taxes | $744,000 | 1,174 |
| Income before extraordinary items | $1,488,000 | 1,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,488,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $95,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,437,080 | 1,842 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 3,196 |
| Total interest expense | $1,040,000 | 3,806 |
| Net interest income | $2,001,000 | 2,701 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $601,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $496,000 | 870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,679 |
| Total noninterest expense | $1,327,000 | 3,420 |
| Salaries and employee benefits | $756,000 | 3,336 |
| Premises and equipment expense | $176,000 | 3,552 |
| Additional noninterest expense | $395,000 | 3,346 |
| Pre-tax net operating income | $1,215,000 | 1,514 |
| Securities gains (losses) | $76,000 | 860 |
| Applicable income taxes | $431,000 | 1,134 |
| Income before extraordinary items | $860,000 | 1,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $860,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $48,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $809,080 | 1,729 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,459,000 | 3,184 |
| Total interest expense | $4,675,000 | 3,623 |
| Net interest income | $7,784,000 | 2,799 |
| Provision for loan and lease losses | $238,000 | 3,629 |
| Total noninterest income | $2,352,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,964,000 | 907 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $388,000 | 3,790 |
| Total noninterest expense | $5,510,000 | 3,186 |
| Salaries and employee benefits | $3,147,000 | 3,097 |
| Premises and equipment expense | $737,000 | 3,302 |
| Additional noninterest expense | $1,626,000 | 3,196 |
| Pre-tax net operating income | $4,388,000 | 1,841 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $1,483,000 | 1,426 |
| Income before extraordinary items | $2,918,000 | 2,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,918,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,618 |
| Cash dividends | $2,850,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,909,420 | 2,084 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,314,000 | 3,191 |
| Total interest expense | $3,518,000 | 3,630 |
| Net interest income | $5,796,000 | 2,821 |
| Provision for loan and lease losses | $178,000 | 3,234 |
| Total noninterest income | $1,758,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,437,000 | 916 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $321,000 | 3,615 |
| Total noninterest expense | $4,121,000 | 3,170 |
| Salaries and employee benefits | $2,395,000 | 3,035 |
| Premises and equipment expense | $554,000 | 3,280 |
| Additional noninterest expense | $1,172,000 | 3,251 |
| Pre-tax net operating income | $3,255,000 | 1,965 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,083,000 | 1,549 |
| Income before extraordinary items | $2,172,000 | 2,224 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,172,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,771 |
| Cash dividends | $143,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,172,000 | 2,207 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 3,235 |
| Total interest expense | $2,332,000 | 3,637 |
| Net interest income | $3,800,000 | 2,887 |
| Provision for loan and lease losses | $118,000 | 3,075 |
| Total noninterest income | $1,121,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $927,000 | 959 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $194,000 | 3,835 |
| Total noninterest expense | $2,777,000 | 3,164 |
| Salaries and employee benefits | $1,638,000 | 3,007 |
| Premises and equipment expense | $368,000 | 3,306 |
| Additional noninterest expense | $771,000 | 3,288 |
| Pre-tax net operating income | $2,026,000 | 2,132 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $682,000 | 1,693 |
| Income before extraordinary items | $1,344,000 | 2,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,344,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $95,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,344,000 | 2,393 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 3,269 |
| Total interest expense | $1,170,000 | 3,601 |
| Net interest income | $1,849,000 | 2,964 |
| Provision for loan and lease losses | $58,000 | 2,941 |
| Total noninterest income | $511,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $427,000 | 1,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $84,000 | 4,109 |
| Total noninterest expense | $1,441,000 | 3,085 |
| Salaries and employee benefits | $880,000 | 2,839 |
| Premises and equipment expense | $185,000 | 3,320 |
| Additional noninterest expense | $376,000 | 3,338 |
| Pre-tax net operating income | $861,000 | 2,429 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $289,000 | 1,898 |
| Income before extraordinary items | $572,000 | 2,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $48,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $572,000 | 2,724 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,538,000 | 3,203 |
| Total interest expense | $4,717,000 | 3,173 |
| Net interest income | $6,821,000 | 3,179 |
| Provision for loan and lease losses | $317,000 | 2,665 |
| Total noninterest income | $2,123,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,693,000 | 1,041 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $430,000 | 3,608 |
| Total noninterest expense | $5,134,000 | 3,276 |
| Salaries and employee benefits | $2,913,000 | 3,216 |
| Premises and equipment expense | $733,000 | 3,214 |
| Additional noninterest expense | $1,488,000 | 3,309 |
| Pre-tax net operating income | $3,493,000 | 2,484 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,180,000 | 1,974 |
| Income before extraordinary items | $2,313,000 | 2,780 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,313,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,449 |
| Cash dividends | $2,960,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,313,000 | 2,770 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 3,203 |
| Total interest expense | $3,504,000 | 3,107 |
| Net interest income | $5,073,000 | 3,222 |
| Provision for loan and lease losses | $272,000 | 2,320 |
| Total noninterest income | $1,572,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,241,000 | 1,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 3,553 |
| Total noninterest expense | $3,840,000 | 3,269 |
| Salaries and employee benefits | $2,205,000 | 3,184 |
| Premises and equipment expense | $547,000 | 3,235 |
| Additional noninterest expense | $1,088,000 | 3,379 |
| Pre-tax net operating income | $2,533,000 | 2,623 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $856,000 | 2,094 |
| Income before extraordinary items | $1,677,000 | 2,947 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,677,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,135 |
| Cash dividends | $143,000 | 4,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,677,000 | 2,939 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 3,199 |
| Total interest expense | $2,309,000 | 3,030 |
| Net interest income | $3,323,000 | 3,279 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $1,005,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $780,000 | 1,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $225,000 | 3,515 |
| Total noninterest expense | $2,563,000 | 3,282 |
| Salaries and employee benefits | $1,482,000 | 3,155 |
| Premises and equipment expense | $360,000 | 3,253 |
| Additional noninterest expense | $721,000 | 3,386 |
| Pre-tax net operating income | $1,695,000 | 2,622 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $575,000 | 2,111 |
| Income before extraordinary items | $1,120,000 | 2,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,120,000 | 2,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,911 |
| Cash dividends | $95,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,120,000 | 2,934 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 3,184 |
| Total interest expense | $1,122,000 | 2,970 |
| Net interest income | $1,642,000 | 3,296 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $487,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $368,000 | 1,176 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $119,000 | 3,396 |
| Total noninterest expense | $1,296,000 | 3,274 |
| Salaries and employee benefits | $757,000 | 3,119 |
| Premises and equipment expense | $180,000 | 3,270 |
| Additional noninterest expense | $359,000 | 3,396 |
| Pre-tax net operating income | $793,000 | 2,725 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $270,000 | 2,149 |
| Income before extraordinary items | $523,000 | 3,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $48,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $523,000 | 3,034 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 3,344 |
| Total interest expense | $2,818,000 | 3,508 |
| Net interest income | $6,462,000 | 3,225 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $1,831,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,411,000 | 1,256 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $420,000 | 3,688 |
| Total noninterest expense | $5,085,000 | 3,193 |
| Salaries and employee benefits | $2,839,000 | 3,121 |
| Premises and equipment expense | $711,000 | 3,185 |
| Additional noninterest expense | $1,535,000 | 3,170 |
| Pre-tax net operating income | $2,933,000 | 2,815 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $997,000 | 2,265 |
| Income before extraordinary items | $1,936,000 | 3,167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,936,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,016 |
| Cash dividends | $165,000 | 5,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,936,000 | 3,132 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 3,365 |
| Total interest expense | $1,887,000 | 3,662 |
| Net interest income | $4,862,000 | 3,215 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,339,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,020,000 | 1,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $319,000 | 3,702 |
| Total noninterest expense | $3,803,000 | 3,170 |
| Salaries and employee benefits | $2,172,000 | 3,028 |
| Premises and equipment expense | $516,000 | 3,278 |
| Additional noninterest expense | $1,115,000 | 3,219 |
| Pre-tax net operating income | $2,173,000 | 2,868 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $742,000 | 2,315 |
| Income before extraordinary items | $1,431,000 | 3,244 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,431,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,996 |
| Cash dividends | $143,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,431,000 | 3,210 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 3,355 |
| Total interest expense | $1,193,000 | 3,630 |
| Net interest income | $3,228,000 | 3,202 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $863,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $643,000 | 1,332 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $220,000 | 3,603 |
| Total noninterest expense | $2,531,000 | 3,151 |
| Salaries and employee benefits | $1,457,000 | 3,000 |
| Premises and equipment expense | $342,000 | 3,251 |
| Additional noninterest expense | $732,000 | 3,236 |
| Pre-tax net operating income | $1,410,000 | 2,889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $479,000 | 2,333 |
| Income before extraordinary items | $931,000 | 3,269 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $931,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $95,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $931,000 | 3,222 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 3,374 |
| Total interest expense | $578,000 | 3,603 |
| Net interest income | $1,589,000 | 3,246 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $415,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $296,000 | 1,388 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $119,000 | 3,420 |
| Total noninterest expense | $1,276,000 | 3,142 |
| Salaries and employee benefits | $734,000 | 2,990 |
| Premises and equipment expense | $172,000 | 3,284 |
| Additional noninterest expense | $370,000 | 3,221 |
| Pre-tax net operating income | $653,000 | 3,029 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $222,000 | 2,433 |
| Income before extraordinary items | $431,000 | 3,422 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $431,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $47,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $431,000 | 3,394 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 3,297 |
| Total interest expense | $1,935,000 | 3,745 |
| Net interest income | $6,430,000 | 3,110 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,648,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,133,000 | 1,551 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $515,000 | 3,254 |
| Total noninterest expense | $4,907,000 | 3,173 |
| Salaries and employee benefits | $2,791,000 | 3,040 |
| Premises and equipment expense | $766,000 | 2,900 |
| Additional noninterest expense | $1,350,000 | 3,415 |
| Pre-tax net operating income | $2,931,000 | 2,644 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $989,000 | 2,177 |
| Income before extraordinary items | $1,943,000 | 2,984 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,943,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,697 |
| Cash dividends | $732,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,942,340 | 2,933 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 3,294 |
| Total interest expense | $1,395,000 | 3,821 |
| Net interest income | $4,815,000 | 3,096 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,127,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $795,000 | 1,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $332,000 | 3,545 |
| Total noninterest expense | $3,688,000 | 3,133 |
| Salaries and employee benefits | $2,129,000 | 2,967 |
| Premises and equipment expense | $581,000 | 2,866 |
| Additional noninterest expense | $978,000 | 3,492 |
| Pre-tax net operating income | $2,074,000 | 2,788 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $690,000 | 2,340 |
| Income before extraordinary items | $1,385,000 | 3,174 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,385,000 | 3,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,759 |
| Cash dividends | $95,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,384,330 | 3,094 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 3,327 |
| Total interest expense | $907,000 | 3,904 |
| Net interest income | $3,184,000 | 3,116 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $677,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $473,000 | 1,843 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $204,000 | 3,694 |
| Total noninterest expense | $2,468,000 | 3,144 |
| Salaries and employee benefits | $1,433,000 | 2,954 |
| Premises and equipment expense | $386,000 | 2,870 |
| Additional noninterest expense | $649,000 | 3,511 |
| Pre-tax net operating income | $1,273,000 | 2,971 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $443,000 | 2,392 |
| Income before extraordinary items | $831,000 | 3,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $831,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $48,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $830,350 | 3,337 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 3,338 |
| Total interest expense | $460,000 | 3,900 |
| Net interest income | $1,577,000 | 3,135 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $313,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 2,302 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $135,000 | 3,125 |
| Total noninterest expense | $1,188,000 | 3,251 |
| Salaries and employee benefits | $669,000 | 3,156 |
| Premises and equipment expense | $188,000 | 2,975 |
| Additional noninterest expense | $331,000 | 3,461 |
| Pre-tax net operating income | $642,000 | 2,903 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $216,000 | 2,444 |
| Income before extraordinary items | $427,000 | 3,332 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $427,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $426,340 | 3,219 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 3,339 |
| Total interest expense | $2,039,000 | 3,972 |
| Net interest income | $6,269,000 | 3,069 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,100,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $781,000 | 2,154 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $319,000 | 4,381 |
| Total noninterest expense | $4,751,000 | 3,181 |
| Salaries and employee benefits | $2,717,000 | 3,031 |
| Premises and equipment expense | $686,000 | 3,128 |
| Additional noninterest expense | $1,348,000 | 3,388 |
| Pre-tax net operating income | $2,378,000 | 3,000 |
| Securities gains (losses) | $43,000 | 2,653 |
| Applicable income taxes | $809,000 | 2,517 |
| Income before extraordinary items | $1,612,000 | 3,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,612,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,613 |
| Cash dividends | $905,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,583,190 | 3,264 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 3,351 |
| Total interest expense | $1,561,000 | 4,015 |
| Net interest income | $4,720,000 | 3,054 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $825,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $579,000 | 2,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 4,413 |
| Total noninterest expense | $3,546,000 | 3,193 |
| Salaries and employee benefits | $2,075,000 | 2,988 |
| Premises and equipment expense | $588,000 | 2,827 |
| Additional noninterest expense | $883,000 | 3,754 |
| Pre-tax net operating income | $1,819,000 | 3,051 |
| Securities gains (losses) | $40,000 | 2,501 |
| Applicable income taxes | $617,000 | 2,623 |
| Income before extraordinary items | $1,242,000 | 3,402 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,242,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $96,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,215,200 | 3,300 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 3,349 |
| Total interest expense | $1,082,000 | 4,003 |
| Net interest income | $3,134,000 | 3,060 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $537,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $378,000 | 2,194 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $2,375,000 | 3,192 |
| Salaries and employee benefits | $1,408,000 | 2,947 |
| Premises and equipment expense | $384,000 | 2,872 |
| Additional noninterest expense | $583,000 | 3,782 |
| Pre-tax net operating income | $1,176,000 | 3,129 |
| Securities gains (losses) | $35,000 | 2,261 |
| Applicable income taxes | $399,000 | 2,697 |
| Income before extraordinary items | $812,000 | 3,475 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $812,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $48,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $788,550 | 3,352 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 3,355 |
| Total interest expense | $571,000 | 3,920 |
| Net interest income | $1,554,000 | 3,074 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $258,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $179,000 | 2,238 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $1,209,000 | 3,121 |
| Salaries and employee benefits | $738,000 | 2,827 |
| Premises and equipment expense | $185,000 | 2,937 |
| Additional noninterest expense | $286,000 | 3,802 |
| Pre-tax net operating income | $543,000 | 3,309 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $190,000 | 2,786 |
| Income before extraordinary items | $381,000 | 3,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $362,240 | 3,546 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,285 |
| Total interest expense | $2,947,000 | 3,585 |
| Net interest income | $6,099,000 | 3,103 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $942,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $690,000 | 2,272 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 4,595 |
| Total noninterest expense | $4,532,000 | 3,201 |
| Salaries and employee benefits | $2,612,000 | 3,009 |
| Premises and equipment expense | $793,000 | 2,706 |
| Additional noninterest expense | $1,127,000 | 3,791 |
| Pre-tax net operating income | $2,269,000 | 3,108 |
| Securities gains (losses) | $52,000 | 2,371 |
| Applicable income taxes | $770,000 | 2,662 |
| Income before extraordinary items | $1,551,000 | 3,417 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,551,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,072 |
| Cash dividends | $1,552,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,516,160 | 3,365 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 3,487 |
| Total interest expense | $3,959,000 | 3,831 |
| Net interest income | $5,462,000 | 3,203 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $994,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $695,000 | 2,157 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $299,000 | 4,132 |
| Total noninterest expense | $3,973,000 | 3,453 |
| Salaries and employee benefits | $2,220,000 | 3,298 |
| Premises and equipment expense | $704,000 | 2,931 |
| Additional noninterest expense | $1,049,000 | 3,908 |
| Pre-tax net operating income | $2,313,000 | 2,834 |
| Securities gains (losses) | $37,000 | 2,648 |
| Applicable income taxes | $771,000 | 2,497 |
| Income before extraordinary items | $1,579,000 | 3,101 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,579,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,193 |
| Cash dividends | $144,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,554,210 | 3,045 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,361,000 | 3,603 |
| Total interest expense | $4,244,000 | 3,800 |
| Net interest income | $5,117,000 | 3,404 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $953,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $655,000 | 2,108 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $298,000 | 3,934 |
| Total noninterest expense | $3,592,000 | 3,618 |
| Salaries and employee benefits | $1,975,000 | 3,498 |
| Premises and equipment expense | $715,000 | 2,832 |
| Additional noninterest expense | $902,000 | 4,325 |
| Pre-tax net operating income | $2,463,000 | 2,791 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $830,000 | 2,446 |
| Income before extraordinary items | $1,633,000 | 3,033 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,633,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $1,437,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,633,000 | 3,027 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,475,000 | 3,707 |
| Total interest expense | $3,631,000 | 3,913 |
| Net interest income | $4,844,000 | 3,543 |
| Provision for loan and lease losses | $613,000 | 1,475 |
| Total noninterest income | $967,000 | 3,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,581 |
| Total noninterest expense | $3,380,000 | 3,807 |
| Salaries and employee benefits | $1,814,000 | 3,720 |
| Premises and equipment expense | $725,000 | 2,789 |
| Additional noninterest expense | $841,000 | 4,624 |
| Pre-tax net operating income | $1,818,000 | 3,586 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $599,000 | 3,222 |
| Income before extraordinary items | $1,219,000 | 3,834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,219,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $504,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,219,000 | 3,802 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,904,000 | 3,981 |
| Total interest expense | $3,290,000 | 4,380 |
| Net interest income | $4,614,000 | 3,656 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $746,000 | 3,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $514,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,592 |
| Total noninterest expense | $3,191,000 | 3,898 |
| Salaries and employee benefits | $1,613,000 | 4,013 |
| Premises and equipment expense | $731,000 | 2,674 |
| Additional noninterest expense | $847,000 | 4,491 |
| Pre-tax net operating income | $1,989,000 | 3,358 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $662,000 | 3,154 |
| Income before extraordinary items | $1,327,000 | 3,614 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,327,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $571,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,327,000 | 3,519 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 4,410 |
| Total interest expense | $3,084,000 | 4,591 |
| Net interest income | $4,087,000 | 4,167 |
| Provision for loan and lease losses | $176,000 | 3,791 |
| Total noninterest income | $668,000 | 4,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $2,906,000 | 4,202 |
| Salaries and employee benefits | $1,435,000 | 4,413 |
| Premises and equipment expense | $647,000 | 2,952 |
| Additional noninterest expense | $824,000 | 4,622 |
| Pre-tax net operating income | $1,673,000 | 4,088 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $565,000 | 3,853 |
| Income before extraordinary items | $1,108,000 | 4,340 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,108,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,604 |
| Cash dividends | $499,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,108,000 | 4,266 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 5,034 |
| Total interest expense | $2,522,000 | 5,480 |
| Net interest income | $3,719,000 | 4,583 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $794,000 | 3,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $2,800,000 | 4,559 |
| Salaries and employee benefits | $1,373,000 | 4,660 |
| Premises and equipment expense | $637,000 | 3,022 |
| Additional noninterest expense | $790,000 | 5,254 |
| Pre-tax net operating income | $1,653,000 | 4,026 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $552,000 | 3,825 |
| Income before extraordinary items | $1,119,000 | 4,100 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,119,000 | 4,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $2,770,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,106,940 | 4,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 5,526 |
| Total interest expense | $2,088,000 | 6,287 |
| Net interest income | $3,493,000 | 4,885 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $568,000 | 4,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,232 |
| Total noninterest expense | $2,466,000 | 5,055 |
| Salaries and employee benefits | $1,306,000 | 4,840 |
| Premises and equipment expense | $499,000 | 3,763 |
| Additional noninterest expense | $661,000 | 6,113 |
| Pre-tax net operating income | $1,535,000 | 4,374 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $517,000 | 4,099 |
| Income before extraordinary items | $1,020,000 | 4,518 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,020,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,018,680 | 4,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 5,689 |
| Total interest expense | $1,658,000 | 6,447 |
| Net interest income | $3,317,000 | 5,177 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $481,000 | 5,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,544 |
| Total noninterest expense | $2,401,000 | 5,346 |
| Salaries and employee benefits | $1,234,000 | 5,119 |
| Premises and equipment expense | $492,000 | 3,863 |
| Additional noninterest expense | $675,000 | 6,507 |
| Pre-tax net operating income | $1,337,000 | 4,831 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $437,000 | 4,478 |
| Income before extraordinary items | $916,000 | 4,839 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $916,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,448 |
| Cash dividends | $519,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $905,120 | 4,950 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 5,863 |
| Total interest expense | $1,707,000 | 6,600 |
| Net interest income | $3,210,000 | 5,336 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $466,000 | 5,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,183 |
| Total noninterest expense | $2,350,000 | 5,562 |
| Salaries and employee benefits | $1,220,000 | 5,158 |
| Premises and equipment expense | $458,000 | 4,185 |
| Additional noninterest expense | $672,000 | 6,775 |
| Pre-tax net operating income | $1,266,000 | 4,976 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $391,000 | 5,093 |
| Income before extraordinary items | $907,000 | 5,060 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $907,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $499,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $884,600 | 4,944 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 5,943 |
| Total interest expense | $2,169,000 | 6,698 |
| Net interest income | $3,287,000 | 5,290 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $456,000 | 6,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $2,222,000 | 5,870 |
| Salaries and employee benefits | $1,105,000 | 5,570 |
| Premises and equipment expense | $417,000 | 4,648 |
| Additional noninterest expense | $700,000 | 6,746 |
| Pre-tax net operating income | $1,401,000 | 4,311 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $314,000 | 5,748 |
| Income before extraordinary items | $1,096,000 | 4,144 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,096,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $1,859,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,088,980 | 3,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.