Home > The First National Bank of Florida > Income and Expense
The First National Bank of Florida, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 2,958 |
| Total interest expense | $2,164,000 | 1,516 |
| Net interest income | $2,554,000 | 3,885 |
| Provision for loan and lease losses | $4,750,000 | 464 |
| Total noninterest income | $130,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $339,000 | 2,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-209,000 | 7,283 |
| Total noninterest expense | $9,184,000 | 1,089 |
| Salaries and employee benefits | $1,974,000 | 2,446 |
| Premises and equipment expense | $1,226,000 | 1,037 |
| Additional noninterest expense | $5,984,000 | 618 |
| Pre-tax net operating income | $-11,250,000 | 7,454 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-4,147,000 | 7,487 |
| Income before extraordinary items | $-7,103,000 | 7,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,103,000 | 7,412 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-7,103,000 | 7,412 |
| Net charge-offs | $8,198,000 | 313 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-7,103,000 | 7,411 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 2,909 |
| Total interest expense | $1,107,000 | 1,532 |
| Net interest income | $1,310,000 | 3,826 |
| Provision for loan and lease losses | $4,350,000 | 274 |
| Total noninterest income | $-66,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $169,000 | 2,003 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-235,000 | 7,450 |
| Total noninterest expense | $5,467,000 | 914 |
| Salaries and employee benefits | $932,000 | 2,597 |
| Premises and equipment expense | $627,000 | 1,038 |
| Additional noninterest expense | $3,908,000 | 484 |
| Pre-tax net operating income | $-8,573,000 | 7,541 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-3,203,000 | 7,555 |
| Income before extraordinary items | $-5,370,000 | 7,502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-5,370,000 | 7,502 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,370,000 | 7,502 |
| Net charge-offs | $7,687,000 | 193 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-5,370,000 | 7,503 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 2,525 |
| Total interest expense | $5,410,000 | 1,537 |
| Net interest income | $6,411,000 | 3,303 |
| Provision for loan and lease losses | $7,950,000 | 810 |
| Total noninterest income | $1,740,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $855,000 | 1,719 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $885,000 | 2,357 |
| Total noninterest expense | $17,755,000 | 1,122 |
| Salaries and employee benefits | $4,182,000 | 2,303 |
| Premises and equipment expense | $2,487,000 | 1,051 |
| Additional noninterest expense | $11,086,000 | 688 |
| Pre-tax net operating income | $-17,554,000 | 7,499 |
| Securities gains (losses) | $40,000 | 2,790 |
| Applicable income taxes | $-6,685,000 | 7,603 |
| Income before extraordinary items | $-10,829,000 | 7,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,829,000 | 7,396 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-10,829,000 | 7,397 |
| Net charge-offs | $9,237,000 | 647 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,854,600 | 7,391 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,024,000 | 2,543 |
| Total interest expense | $4,233,000 | 1,531 |
| Net interest income | $4,791,000 | 3,357 |
| Provision for loan and lease losses | $7,300,000 | 654 |
| Total noninterest income | $1,624,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $671,000 | 1,697 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $953,000 | 1,858 |
| Total noninterest expense | $13,093,000 | 1,135 |
| Salaries and employee benefits | $3,024,000 | 2,401 |
| Premises and equipment expense | $1,777,000 | 1,108 |
| Additional noninterest expense | $8,292,000 | 667 |
| Pre-tax net operating income | $-13,978,000 | 7,614 |
| Securities gains (losses) | $40,000 | 2,559 |
| Applicable income taxes | $-5,329,000 | 7,700 |
| Income before extraordinary items | $-8,609,000 | 7,553 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,609,000 | 7,553 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,609,000 | 7,553 |
| Net charge-offs | $7,913,000 | 556 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,634,600 | 7,541 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 2,442 |
| Total interest expense | $2,999,000 | 1,493 |
| Net interest income | $3,363,000 | 3,203 |
| Provision for loan and lease losses | $4,650,000 | 669 |
| Total noninterest income | $1,086,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $457,000 | 1,676 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $629,000 | 1,804 |
| Total noninterest expense | $8,991,000 | 1,093 |
| Salaries and employee benefits | $2,141,000 | 2,270 |
| Premises and equipment expense | $1,300,000 | 1,018 |
| Additional noninterest expense | $5,550,000 | 657 |
| Pre-tax net operating income | $-9,192,000 | 7,674 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-3,527,000 | 7,749 |
| Income before extraordinary items | $-5,665,000 | 7,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,665,000 | 7,614 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,665,000 | 7,615 |
| Net charge-offs | $4,634,000 | 609 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,665,000 | 7,611 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 2,368 |
| Total interest expense | $1,494,000 | 1,577 |
| Net interest income | $1,868,000 | 2,964 |
| Provision for loan and lease losses | $2,050,000 | 740 |
| Total noninterest income | $321,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $227,000 | 1,684 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 3,633 |
| Total noninterest expense | $5,898,000 | 843 |
| Salaries and employee benefits | $1,066,000 | 2,312 |
| Premises and equipment expense | $641,000 | 1,068 |
| Additional noninterest expense | $4,191,000 | 444 |
| Pre-tax net operating income | $-5,759,000 | 7,790 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,207,000 | 7,869 |
| Income before extraordinary items | $-3,552,000 | 7,734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,552,000 | 7,735 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,552,000 | 7,735 |
| Net charge-offs | $2,572,000 | 550 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,552,000 | 7,729 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,845,000 | 1,889 |
| Total interest expense | $9,597,000 | 1,240 |
| Net interest income | $8,248,000 | 2,648 |
| Provision for loan and lease losses | $12,833,000 | 696 |
| Total noninterest income | $4,898,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $967,000 | 1,738 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,931,000 | 860 |
| Total noninterest expense | $19,449,000 | 1,074 |
| Salaries and employee benefits | $4,402,000 | 2,233 |
| Premises and equipment expense | $2,632,000 | 1,030 |
| Additional noninterest expense | $12,415,000 | 657 |
| Pre-tax net operating income | $-19,136,000 | 7,700 |
| Securities gains (losses) | $2,117,000 | 264 |
| Applicable income taxes | $-4,760,000 | 7,750 |
| Income before extraordinary items | $-12,259,000 | 7,615 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-12,259,000 | 7,615 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-12,259,000 | 7,615 |
| Net charge-offs | $11,862,000 | 596 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,887,000 | 191 |
| Net operating income | $-13,783,240 | 7,648 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,934,000 | 1,865 |
| Total interest expense | $7,591,000 | 1,238 |
| Net interest income | $6,343,000 | 2,573 |
| Provision for loan and lease losses | $10,458,000 | 605 |
| Total noninterest income | $4,547,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $718,000 | 1,763 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,829,000 | 716 |
| Total noninterest expense | $14,922,000 | 1,028 |
| Salaries and employee benefits | $3,316,000 | 2,241 |
| Premises and equipment expense | $1,981,000 | 1,040 |
| Additional noninterest expense | $9,625,000 | 603 |
| Pre-tax net operating income | $-14,490,000 | 7,819 |
| Securities gains (losses) | $2,108,000 | 205 |
| Applicable income taxes | $-2,995,000 | 7,814 |
| Income before extraordinary items | $-9,387,000 | 7,763 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,387,000 | 7,763 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,387,000 | 7,763 |
| Net charge-offs | $8,885,000 | 554 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $4,887,000 | 159 |
| Net operating income | $-10,989,080 | 7,804 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,739,000 | 1,809 |
| Total interest expense | $5,289,000 | 1,247 |
| Net interest income | $4,450,000 | 2,424 |
| Provision for loan and lease losses | $9,533,000 | 458 |
| Total noninterest income | $4,220,000 | 743 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $479,000 | 1,736 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,741,000 | 543 |
| Total noninterest expense | $10,943,000 | 977 |
| Salaries and employee benefits | $2,225,000 | 2,272 |
| Premises and equipment expense | $1,311,000 | 1,072 |
| Additional noninterest expense | $7,407,000 | 544 |
| Pre-tax net operating income | $-11,806,000 | 7,945 |
| Securities gains (losses) | $2,093,000 | 166 |
| Applicable income taxes | $-1,965,000 | 7,894 |
| Income before extraordinary items | $-7,748,000 | 7,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,748,000 | 7,905 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,748,000 | 7,905 |
| Net charge-offs | $8,424,000 | 420 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,887,000 | 112 |
| Net operating income | $-9,422,400 | 7,939 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 1,726 |
| Total interest expense | $2,734,000 | 1,252 |
| Net interest income | $2,462,000 | 2,233 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $415,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $246,000 | 1,640 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $3,090,000 | 1,632 |
| Salaries and employee benefits | $1,127,000 | 2,265 |
| Premises and equipment expense | $655,000 | 1,091 |
| Additional noninterest expense | $1,308,000 | 1,258 |
| Pre-tax net operating income | $-213,000 | 6,915 |
| Securities gains (losses) | $2,093,000 | 111 |
| Applicable income taxes | $724,000 | 454 |
| Income before extraordinary items | $1,156,000 | 922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,156,000 | 922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,156,000 | 924 |
| Net charge-offs | $2,221,000 | 564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-183,520 | 6,924 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,616,000 | 1,578 |
| Total interest expense | $11,736,000 | 1,390 |
| Net interest income | $12,880,000 | 1,732 |
| Provision for loan and lease losses | $11,569,000 | 526 |
| Total noninterest income | $1,578,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $997,000 | 1,762 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $581,000 | 2,938 |
| Total noninterest expense | $13,322,000 | 1,463 |
| Salaries and employee benefits | $5,266,000 | 1,918 |
| Premises and equipment expense | $2,638,000 | 1,055 |
| Additional noninterest expense | $5,418,000 | 1,183 |
| Pre-tax net operating income | $-10,433,000 | 7,997 |
| Securities gains (losses) | $455,000 | 412 |
| Applicable income taxes | $-3,945,000 | 8,059 |
| Income before extraordinary items | $-6,033,000 | 7,873 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,033,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,841,000 | 599 |
| Cash dividends | $777,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,324,200 | 7,928 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,078,000 | 1,563 |
| Total interest expense | $8,816,000 | 1,446 |
| Net interest income | $10,262,000 | 1,645 |
| Provision for loan and lease losses | $6,061,000 | 566 |
| Total noninterest income | $1,727,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $743,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $984,000 | 1,839 |
| Total noninterest expense | $7,929,000 | 1,820 |
| Salaries and employee benefits | $3,883,000 | 1,984 |
| Premises and equipment expense | $1,974,000 | 1,061 |
| Additional noninterest expense | $2,072,000 | 2,092 |
| Pre-tax net operating income | $-2,001,000 | 7,863 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $-858,000 | 8,010 |
| Income before extraordinary items | $-1,140,000 | 7,572 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,140,000 | 7,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,302,000 | 764 |
| Cash dividends | $777,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,141,920 | 7,684 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,182,000 | 1,536 |
| Total interest expense | $6,016,000 | 1,468 |
| Net interest income | $7,166,000 | 1,568 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $847,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $489,000 | 1,788 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $358,000 | 2,747 |
| Total noninterest expense | $5,305,000 | 1,813 |
| Salaries and employee benefits | $2,699,000 | 1,924 |
| Premises and equipment expense | $1,318,000 | 1,060 |
| Additional noninterest expense | $1,288,000 | 2,201 |
| Pre-tax net operating income | $2,208,000 | 1,542 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $798,000 | 1,113 |
| Income before extraordinary items | $1,413,000 | 1,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,477 |
| Cash dividends | $518,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,411,080 | 1,873 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 1,454 |
| Total interest expense | $3,374,000 | 1,398 |
| Net interest income | $3,699,000 | 1,500 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $414,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $250,000 | 1,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $164,000 | 2,895 |
| Total noninterest expense | $2,860,000 | 1,694 |
| Salaries and employee benefits | $1,540,000 | 1,708 |
| Premises and equipment expense | $665,000 | 1,047 |
| Additional noninterest expense | $655,000 | 2,139 |
| Pre-tax net operating income | $1,253,000 | 1,477 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $463,000 | 1,075 |
| Income before extraordinary items | $793,000 | 1,829 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $793,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,602 |
| Cash dividends | $259,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $791,080 | 1,771 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,757,000 | 1,298 |
| Total interest expense | $16,026,000 | 1,238 |
| Net interest income | $16,731,000 | 1,336 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,916,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,035,000 | 1,716 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $881,000 | 2,411 |
| Total noninterest expense | $11,104,000 | 1,664 |
| Salaries and employee benefits | $5,765,000 | 1,751 |
| Premises and equipment expense | $2,729,000 | 947 |
| Additional noninterest expense | $2,610,000 | 2,099 |
| Pre-tax net operating income | $7,543,000 | 1,116 |
| Securities gains (losses) | $93,000 | 624 |
| Applicable income taxes | $2,806,000 | 863 |
| Income before extraordinary items | $4,830,000 | 1,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,830,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,513 |
| Cash dividends | $1,555,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,770,480 | 1,337 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,815,000 | 1,278 |
| Total interest expense | $12,043,000 | 1,241 |
| Net interest income | $12,772,000 | 1,314 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,476,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $777,000 | 1,695 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $699,000 | 2,322 |
| Total noninterest expense | $8,338,000 | 1,642 |
| Salaries and employee benefits | $4,319,000 | 1,744 |
| Premises and equipment expense | $2,037,000 | 944 |
| Additional noninterest expense | $1,982,000 | 2,023 |
| Pre-tax net operating income | $5,910,000 | 1,156 |
| Securities gains (losses) | $93,000 | 509 |
| Applicable income taxes | $2,197,000 | 896 |
| Income before extraordinary items | $3,806,000 | 1,342 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,806,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $1,296,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,746,480 | 1,353 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,389,000 | 1,300 |
| Total interest expense | $7,843,000 | 1,280 |
| Net interest income | $8,546,000 | 1,330 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,004,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $526,000 | 1,673 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $478,000 | 2,318 |
| Total noninterest expense | $5,574,000 | 1,655 |
| Salaries and employee benefits | $2,861,000 | 1,791 |
| Premises and equipment expense | $1,339,000 | 976 |
| Additional noninterest expense | $1,374,000 | 1,962 |
| Pre-tax net operating income | $3,976,000 | 1,187 |
| Securities gains (losses) | $93,000 | 420 |
| Applicable income taxes | $1,476,000 | 932 |
| Income before extraordinary items | $2,593,000 | 1,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,593,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,037,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,533,480 | 1,372 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,924,000 | 1,347 |
| Total interest expense | $3,769,000 | 1,321 |
| Net interest income | $4,155,000 | 1,363 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $498,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $263,000 | 1,632 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $235,000 | 2,309 |
| Total noninterest expense | $2,757,000 | 1,683 |
| Salaries and employee benefits | $1,439,000 | 1,794 |
| Premises and equipment expense | $664,000 | 992 |
| Additional noninterest expense | $654,000 | 2,004 |
| Pre-tax net operating income | $1,896,000 | 1,234 |
| Securities gains (losses) | $93,000 | 316 |
| Applicable income taxes | $708,000 | 967 |
| Income before extraordinary items | $1,281,000 | 1,375 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,281,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $777,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,221,480 | 1,412 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,939,000 | 1,431 |
| Total interest expense | $12,018,000 | 1,400 |
| Net interest income | $15,921,000 | 1,427 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,599,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,036,000 | 1,703 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,563,000 | 1,621 |
| Total noninterest expense | $11,362,000 | 1,568 |
| Salaries and employee benefits | $5,500,000 | 1,779 |
| Premises and equipment expense | $2,701,000 | 926 |
| Additional noninterest expense | $3,161,000 | 1,665 |
| Pre-tax net operating income | $7,158,000 | 1,379 |
| Securities gains (losses) | $20,000 | 909 |
| Applicable income taxes | $2,647,000 | 1,048 |
| Income before extraordinary items | $4,531,000 | 1,600 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,531,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,036,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,518,200 | 1,586 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,101,000 | 1,477 |
| Total interest expense | $8,357,000 | 1,463 |
| Net interest income | $11,744,000 | 1,476 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,075,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $779,000 | 1,699 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,296,000 | 1,501 |
| Total noninterest expense | $8,318,000 | 1,611 |
| Salaries and employee benefits | $4,128,000 | 1,778 |
| Premises and equipment expense | $1,974,000 | 961 |
| Additional noninterest expense | $2,216,000 | 1,757 |
| Pre-tax net operating income | $5,501,000 | 1,390 |
| Securities gains (losses) | $20,000 | 742 |
| Applicable income taxes | $2,039,000 | 1,084 |
| Income before extraordinary items | $3,482,000 | 1,587 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,482,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $777,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,469,200 | 1,575 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,683,000 | 1,525 |
| Total interest expense | $4,943,000 | 1,578 |
| Net interest income | $7,740,000 | 1,489 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,589,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $512,000 | 1,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,077,000 | 1,286 |
| Total noninterest expense | $5,600,000 | 1,605 |
| Salaries and employee benefits | $2,754,000 | 1,777 |
| Premises and equipment expense | $1,283,000 | 988 |
| Additional noninterest expense | $1,563,000 | 1,693 |
| Pre-tax net operating income | $3,729,000 | 1,354 |
| Securities gains (losses) | $20,000 | 602 |
| Applicable income taxes | $1,380,000 | 1,076 |
| Income before extraordinary items | $2,369,000 | 1,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,369,000 | 1,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $518,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,356,200 | 1,548 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,038,000 | 1,572 |
| Total interest expense | $2,194,000 | 1,681 |
| Net interest income | $3,844,000 | 1,494 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $857,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 1,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $611,000 | 1,161 |
| Total noninterest expense | $2,954,000 | 1,524 |
| Salaries and employee benefits | $1,398,000 | 1,754 |
| Premises and equipment expense | $664,000 | 956 |
| Additional noninterest expense | $892,000 | 1,477 |
| Pre-tax net operating income | $1,747,000 | 1,418 |
| Securities gains (losses) | $20,000 | 479 |
| Applicable income taxes | $641,000 | 1,132 |
| Income before extraordinary items | $1,126,000 | 1,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $259,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,113,200 | 1,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,437,000 | 1,567 |
| Total interest expense | $6,283,000 | 1,804 |
| Net interest income | $15,154,000 | 1,443 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,570,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,041,000 | 1,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,529,000 | 1,637 |
| Total noninterest expense | $11,059,000 | 1,553 |
| Salaries and employee benefits | $5,404,000 | 1,733 |
| Premises and equipment expense | $2,896,000 | 821 |
| Additional noninterest expense | $2,759,000 | 1,832 |
| Pre-tax net operating income | $6,665,000 | 1,436 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,502,000 | 1,126 |
| Income before extraordinary items | $4,163,000 | 1,687 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,163,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 758 |
| Cash dividends | $1,036,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,163,000 | 1,664 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,617,000 | 1,572 |
| Total interest expense | $4,390,000 | 1,820 |
| Net interest income | $11,227,000 | 1,433 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,968,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $784,000 | 1,645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,184,000 | 1,599 |
| Total noninterest expense | $8,118,000 | 1,573 |
| Salaries and employee benefits | $4,056,000 | 1,705 |
| Premises and equipment expense | $2,102,000 | 838 |
| Additional noninterest expense | $1,960,000 | 1,897 |
| Pre-tax net operating income | $5,077,000 | 1,409 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,913,000 | 1,116 |
| Income before extraordinary items | $3,164,000 | 1,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,164,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 546 |
| Cash dividends | $777,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,164,000 | 1,632 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,031,000 | 1,596 |
| Total interest expense | $2,731,000 | 1,840 |
| Net interest income | $7,300,000 | 1,459 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,352,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $512,000 | 1,643 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $840,000 | 1,520 |
| Total noninterest expense | $5,390,000 | 1,569 |
| Salaries and employee benefits | $2,695,000 | 1,707 |
| Premises and equipment expense | $1,379,000 | 842 |
| Additional noninterest expense | $1,316,000 | 1,871 |
| Pre-tax net operating income | $3,262,000 | 1,432 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,240,000 | 1,124 |
| Income before extraordinary items | $2,022,000 | 1,689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,022,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 398 |
| Cash dividends | $518,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,022,000 | 1,663 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 1,628 |
| Total interest expense | $1,307,000 | 1,823 |
| Net interest income | $3,518,000 | 1,509 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $681,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $248,000 | 1,645 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $433,000 | 1,463 |
| Total noninterest expense | $2,742,000 | 1,544 |
| Salaries and employee benefits | $1,348,000 | 1,711 |
| Premises and equipment expense | $674,000 | 874 |
| Additional noninterest expense | $720,000 | 1,713 |
| Pre-tax net operating income | $1,457,000 | 1,557 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $557,000 | 1,223 |
| Income before extraordinary items | $900,000 | 1,881 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $900,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $259,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $900,000 | 1,843 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,494,000 | 1,651 |
| Total interest expense | $4,856,000 | 1,686 |
| Net interest income | $12,638,000 | 1,612 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,559,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,088,000 | 1,614 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,471,000 | 1,661 |
| Total noninterest expense | $11,198,000 | 1,454 |
| Salaries and employee benefits | $5,484,000 | 1,606 |
| Premises and equipment expense | $3,017,000 | 756 |
| Additional noninterest expense | $2,697,000 | 1,815 |
| Pre-tax net operating income | $3,999,000 | 2,063 |
| Securities gains (losses) | $259,000 | 706 |
| Applicable income taxes | $1,572,000 | 1,548 |
| Income before extraordinary items | $2,686,000 | 2,276 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,686,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $1,036,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,520,240 | 2,356 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,704,000 | 1,677 |
| Total interest expense | $3,604,000 | 1,674 |
| Net interest income | $9,100,000 | 1,663 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,741,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $829,000 | 1,589 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $912,000 | 1,897 |
| Total noninterest expense | $8,187,000 | 1,488 |
| Salaries and employee benefits | $4,095,000 | 1,622 |
| Premises and equipment expense | $2,228,000 | 767 |
| Additional noninterest expense | $1,864,000 | 1,929 |
| Pre-tax net operating income | $2,654,000 | 2,271 |
| Securities gains (losses) | $259,000 | 661 |
| Applicable income taxes | $1,190,000 | 1,550 |
| Income before extraordinary items | $1,723,000 | 2,639 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,723,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $777,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,557,240 | 2,788 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,270,000 | 1,700 |
| Total interest expense | $2,408,000 | 1,655 |
| Net interest income | $5,862,000 | 1,706 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,215,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $535,000 | 1,631 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $680,000 | 1,756 |
| Total noninterest expense | $5,421,000 | 1,502 |
| Salaries and employee benefits | $2,731,000 | 1,621 |
| Premises and equipment expense | $1,506,000 | 755 |
| Additional noninterest expense | $1,184,000 | 2,029 |
| Pre-tax net operating income | $1,656,000 | 2,384 |
| Securities gains (losses) | $250,000 | 555 |
| Applicable income taxes | $702,000 | 1,705 |
| Income before extraordinary items | $1,204,000 | 2,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,204,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $518,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,044,000 | 2,753 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 1,721 |
| Total interest expense | $1,217,000 | 1,652 |
| Net interest income | $2,870,000 | 1,738 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $587,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $256,000 | 1,663 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $331,000 | 1,762 |
| Total noninterest expense | $2,804,000 | 1,454 |
| Salaries and employee benefits | $1,365,000 | 1,637 |
| Premises and equipment expense | $740,000 | 786 |
| Additional noninterest expense | $699,000 | 1,695 |
| Pre-tax net operating income | $653,000 | 2,864 |
| Securities gains (losses) | $251,000 | 425 |
| Applicable income taxes | $345,000 | 1,743 |
| Income before extraordinary items | $559,000 | 2,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $559,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $259,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $398,360 | 3,415 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,584,000 | 1,627 |
| Total interest expense | $5,881,000 | 1,514 |
| Net interest income | $11,703,000 | 1,659 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,745,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,057,000 | 1,620 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,688,000 | 1,653 |
| Total noninterest expense | $10,616,000 | 1,507 |
| Salaries and employee benefits | $5,544,000 | 1,555 |
| Premises and equipment expense | $3,005,000 | 756 |
| Additional noninterest expense | $2,067,000 | 2,334 |
| Pre-tax net operating income | $3,832,000 | 2,038 |
| Securities gains (losses) | $690,000 | 613 |
| Applicable income taxes | $1,806,000 | 1,382 |
| Income before extraordinary items | $2,716,000 | 2,224 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,716,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $1,036,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,274,400 | 2,464 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,275,000 | 1,640 |
| Total interest expense | $4,595,000 | 1,511 |
| Net interest income | $8,680,000 | 1,689 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,890,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $788,000 | 1,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,102,000 | 1,912 |
| Total noninterest expense | $7,904,000 | 1,529 |
| Salaries and employee benefits | $4,201,000 | 1,542 |
| Premises and equipment expense | $2,254,000 | 770 |
| Additional noninterest expense | $1,449,000 | 2,479 |
| Pre-tax net operating income | $2,666,000 | 2,253 |
| Securities gains (losses) | $690,000 | 557 |
| Applicable income taxes | $1,343,000 | 1,460 |
| Income before extraordinary items | $2,013,000 | 2,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,013,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,605 |
| Cash dividends | $777,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,571,400 | 2,724 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,149,000 | 1,606 |
| Total interest expense | $3,222,000 | 1,494 |
| Net interest income | $5,927,000 | 1,645 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,301,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $518,000 | 1,631 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $783,000 | 1,816 |
| Total noninterest expense | $5,239,000 | 1,539 |
| Salaries and employee benefits | $2,786,000 | 1,546 |
| Premises and equipment expense | $1,517,000 | 765 |
| Additional noninterest expense | $936,000 | 2,522 |
| Pre-tax net operating income | $1,989,000 | 2,045 |
| Securities gains (losses) | $547,000 | 546 |
| Applicable income taxes | $1,035,000 | 1,331 |
| Income before extraordinary items | $1,501,000 | 2,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,501,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $518,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,150,920 | 2,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 1,553 |
| Total interest expense | $1,670,000 | 1,485 |
| Net interest income | $3,099,000 | 1,572 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $700,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $256,000 | 1,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $444,000 | 1,610 |
| Total noninterest expense | $2,632,000 | 1,518 |
| Salaries and employee benefits | $1,371,000 | 1,556 |
| Premises and equipment expense | $770,000 | 764 |
| Additional noninterest expense | $491,000 | 2,374 |
| Pre-tax net operating income | $1,167,000 | 1,791 |
| Securities gains (losses) | $154,000 | 782 |
| Applicable income taxes | $587,000 | 1,205 |
| Income before extraordinary items | $734,000 | 2,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $259,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $635,440 | 2,276 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,411,000 | 1,362 |
| Total interest expense | $8,735,000 | 1,282 |
| Net interest income | $13,676,000 | 1,426 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $3,142,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,047,000 | 1,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,095,000 | 1,270 |
| Total noninterest expense | $12,789,000 | 1,194 |
| Salaries and employee benefits | $5,585,000 | 1,456 |
| Premises and equipment expense | $3,257,000 | 675 |
| Additional noninterest expense | $3,947,000 | 1,220 |
| Pre-tax net operating income | $4,029,000 | 1,979 |
| Securities gains (losses) | $78,000 | 1,993 |
| Applicable income taxes | $1,556,000 | 1,599 |
| Income before extraordinary items | $2,551,000 | 2,316 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,551,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,950 |
| Cash dividends | $1,038,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,501,080 | 2,272 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,488,000 | 1,151 |
| Total interest expense | $15,627,000 | 1,038 |
| Net interest income | $13,861,000 | 1,280 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $3,159,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,084,000 | 1,375 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,075,000 | 1,212 |
| Total noninterest expense | $14,012,000 | 1,053 |
| Salaries and employee benefits | $6,001,000 | 1,238 |
| Premises and equipment expense | $3,086,000 | 697 |
| Additional noninterest expense | $4,925,000 | 990 |
| Pre-tax net operating income | $3,008,000 | 2,258 |
| Securities gains (losses) | $182,000 | 1,277 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $3,005,000 | 1,754 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,005,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 1,038 |
| Cash dividends | $1,036,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,833,920 | 1,789 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,829,000 | 988 |
| Total interest expense | $19,656,000 | 906 |
| Net interest income | $16,173,000 | 1,096 |
| Provision for loan and lease losses | $4,429,000 | 346 |
| Total noninterest income | $1,976,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,129,000 | 1,206 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $847,000 | 2,077 |
| Total noninterest expense | $12,038,000 | 1,157 |
| Salaries and employee benefits | $5,885,000 | 1,201 |
| Premises and equipment expense | $3,137,000 | 670 |
| Additional noninterest expense | $3,016,000 | 1,493 |
| Pre-tax net operating income | $1,682,000 | 3,752 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $1,457,000 | 1,549 |
| Income before extraordinary items | $226,000 | 7,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,084 |
| Cash dividends | $1,037,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $225,360 | 7,934 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $33,377,000 | 988 |
| Total interest expense | $17,956,000 | 881 |
| Net interest income | $15,421,000 | 1,143 |
| Provision for loan and lease losses | $375,000 | 2,203 |
| Total noninterest income | $1,544,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $896,000 | 1,446 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $648,000 | 2,500 |
| Total noninterest expense | $11,060,000 | 1,250 |
| Salaries and employee benefits | $5,044,000 | 1,375 |
| Premises and equipment expense | $2,939,000 | 706 |
| Additional noninterest expense | $3,077,000 | 1,489 |
| Pre-tax net operating income | $5,530,000 | 1,377 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $2,032,000 | 1,217 |
| Income before extraordinary items | $3,508,000 | 1,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,508,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,186 |
| Cash dividends | $1,037,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,501,600 | 1,499 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,583,000 | 1,181 |
| Total interest expense | $15,310,000 | 1,032 |
| Net interest income | $12,273,000 | 1,376 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,274,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $752,000 | 1,690 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $522,000 | 2,906 |
| Total noninterest expense | $9,863,000 | 1,332 |
| Salaries and employee benefits | $4,451,000 | 1,467 |
| Premises and equipment expense | $2,949,000 | 699 |
| Additional noninterest expense | $2,463,000 | 1,730 |
| Pre-tax net operating income | $3,384,000 | 2,129 |
| Securities gains (losses) | $204,000 | 910 |
| Applicable income taxes | $1,260,000 | 1,901 |
| Income before extraordinary items | $2,328,000 | 2,233 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,328,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $1,037,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,195,400 | 2,274 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,313,000 | 1,406 |
| Total interest expense | $12,776,000 | 1,253 |
| Net interest income | $10,537,000 | 1,650 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $1,118,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $702,000 | 1,857 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $416,000 | 3,210 |
| Total noninterest expense | $7,491,000 | 1,733 |
| Salaries and employee benefits | $3,714,000 | 1,760 |
| Premises and equipment expense | $1,730,000 | 1,154 |
| Additional noninterest expense | $2,047,000 | 2,046 |
| Pre-tax net operating income | $3,834,000 | 1,959 |
| Securities gains (losses) | $-36,000 | 10,562 |
| Applicable income taxes | $1,188,000 | 2,104 |
| Income before extraordinary items | $2,610,000 | 2,023 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,610,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,186 |
| Cash dividends | $1,037,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,634,840 | 1,947 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,988,000 | 1,682 |
| Total interest expense | $10,257,000 | 1,554 |
| Net interest income | $9,731,000 | 1,827 |
| Provision for loan and lease losses | $261,000 | 2,866 |
| Total noninterest income | $892,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $694,000 | 1,959 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $198,000 | 5,190 |
| Total noninterest expense | $6,159,000 | 2,228 |
| Salaries and employee benefits | $2,995,000 | 2,227 |
| Premises and equipment expense | $1,381,000 | 1,469 |
| Additional noninterest expense | $1,783,000 | 2,722 |
| Pre-tax net operating income | $4,203,000 | 1,711 |
| Securities gains (losses) | $132,000 | 848 |
| Applicable income taxes | $1,184,000 | 2,013 |
| Income before extraordinary items | $3,151,000 | 1,576 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,151,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,379 |
| Cash dividends | $1,037,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,054,640 | 1,598 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,984,000 | 1,889 |
| Total interest expense | $8,957,000 | 1,773 |
| Net interest income | $9,027,000 | 1,989 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $881,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $669,000 | 2,019 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $212,000 | 4,962 |
| Total noninterest expense | $5,925,000 | 2,301 |
| Salaries and employee benefits | $2,747,000 | 2,425 |
| Premises and equipment expense | $1,377,000 | 1,493 |
| Additional noninterest expense | $1,801,000 | 2,627 |
| Pre-tax net operating income | $3,983,000 | 1,863 |
| Securities gains (losses) | $434,000 | 395 |
| Applicable income taxes | $1,203,000 | 2,021 |
| Income before extraordinary items | $3,214,000 | 1,588 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,214,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,411 |
| Cash dividends | $1,037,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,897,180 | 1,719 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,066,000 | 1,618 |
| Total interest expense | $8,221,000 | 1,556 |
| Net interest income | $10,845,000 | 1,667 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $823,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $682,000 | 1,976 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $5,980,000 | 2,354 |
| Salaries and employee benefits | $2,581,000 | 2,581 |
| Premises and equipment expense | $1,376,000 | 1,514 |
| Additional noninterest expense | $2,023,000 | 2,549 |
| Pre-tax net operating income | $5,688,000 | 1,317 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $1,654,000 | 1,420 |
| Income before extraordinary items | $4,061,000 | 1,238 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,061,000 | 1,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $1,037,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,041,830 | 1,264 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,421,000 | 1,698 |
| Total interest expense | $8,656,000 | 1,546 |
| Net interest income | $9,765,000 | 1,845 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $973,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $749,000 | 1,823 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $5,839,000 | 2,447 |
| Salaries and employee benefits | $2,519,000 | 2,627 |
| Premises and equipment expense | $1,279,000 | 1,638 |
| Additional noninterest expense | $2,041,000 | 2,686 |
| Pre-tax net operating income | $4,794,000 | 1,464 |
| Securities gains (losses) | $489,000 | 911 |
| Applicable income taxes | $1,618,000 | 1,469 |
| Income before extraordinary items | $3,665,000 | 1,389 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,665,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $1,037,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 861 |
| Net operating income | $3,327,590 | 1,435 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,757,000 | 1,890 |
| Total interest expense | $9,549,000 | 1,788 |
| Net interest income | $9,208,000 | 1,984 |
| Provision for loan and lease losses | $276,000 | 4,334 |
| Total noninterest income | $957,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $750,000 | 1,804 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $5,372,000 | 2,684 |
| Salaries and employee benefits | $2,606,000 | 2,478 |
| Premises and equipment expense | $963,000 | 2,169 |
| Additional noninterest expense | $1,803,000 | 3,056 |
| Pre-tax net operating income | $4,517,000 | 1,408 |
| Securities gains (losses) | $365,000 | 1,361 |
| Applicable income taxes | $1,522,000 | 1,442 |
| Income before extraordinary items | $3,360,000 | 1,384 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,360,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $777,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 607 |
| Net operating income | $3,108,150 | 1,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.