Home > The First National Bank of Elmer > Income and Expense

The First National Bank of Elmer, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,389,0002,155
Total interest expense$1,393,0003,419
Net interest income$14,996,0001,814
Provision for loan and lease losses$5,0003,215
Total noninterest income$1,025,0002,710
Gross Fiduciary activities income$0981
Service charges on deposit accounts$346,0002,039
Trading account gains and feesNANA
Additional Noninterest Income$679,0002,679
Total noninterest expense$11,444,0001,865
Salaries and employee benefits$6,661,0001,829
Premises and equipment expense$1,610,0001,452
Additional noninterest expense$679,0002,679
Pre-tax net operating income$4,572,0002,026
Securities gains (losses)$0988
Applicable income taxes$1,314,0001,263
Income before extraordinary items$3,258,0002,228
Extraordinary gains, net$054
Net income$3,258,0002,252
Minority interest net income$088
Net income of bank and minority interests.$3,258,0002,231
Net charge-offs$1,0002,818
Cash dividends$659,0002,549
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,258,0002,256
2023-09-30 (YTD Data)Rank
Total interest income$12,154,0002,134
Total interest expense$934,0003,432
Net interest income$11,220,0001,828
Provision for loan and lease losses$13,0002,917
Total noninterest income$764,0002,722
Gross Fiduciary activities income$0950
Service charges on deposit accounts$259,0002,049
Trading account gains and feesNANA
Additional Noninterest Income$505,0002,668
Total noninterest expense$8,310,0001,905
Salaries and employee benefits$4,932,0001,846
Premises and equipment expense$1,007,0001,668
Additional noninterest expense$505,0002,667
Pre-tax net operating income$3,661,0001,996
Securities gains (losses)$0849
Applicable income taxes$1,054,0001,251
Income before extraordinary items$2,607,0002,206
Extraordinary gains, net$052
Net income$2,607,0002,228
Minority interest net income$081
Net income of bank and minority interests.$2,607,0002,208
Net charge-offs$1,0002,548
Cash dividends$399,0002,415
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,607,0002,227
2023-06-30 (YTD Data)Rank
Total interest income$8,093,0002,108
Total interest expense$561,0003,400
Net interest income$7,532,0001,824
Provision for loan and lease losses$-64,0004,424
Total noninterest income$501,0002,698
Gross Fiduciary activities income$0931
Service charges on deposit accounts$170,0002,058
Trading account gains and feesNANA
Additional Noninterest Income$331,0002,658
Total noninterest expense$5,542,0001,895
Salaries and employee benefits$3,298,0001,845
Premises and equipment expense$685,0001,645
Additional noninterest expense$331,0002,653
Pre-tax net operating income$2,555,0001,932
Securities gains (losses)$0938
Applicable income taxes$734,0001,227
Income before extraordinary items$1,821,0002,170
Extraordinary gains, net$051
Net income$1,821,0002,196
Minority interest net income$081
Net income of bank and minority interests.$1,821,0002,170
Net charge-offs$1,0002,309
Cash dividends$399,0002,140
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,821,0002,181
2023-03-31 (YTD Data)Rank
Total interest income$3,947,0002,123
Total interest expense$241,0003,383
Net interest income$3,706,0001,851
Provision for loan and lease losses$-41,0004,498
Total noninterest income$243,0002,735
Gross Fiduciary activities income$0913
Service charges on deposit accounts$84,0002,097
Trading account gains and feesNANA
Additional Noninterest Income$159,0002,683
Total noninterest expense$2,796,0001,906
Salaries and employee benefits$1,664,0001,857
Premises and equipment expense$351,0001,642
Additional noninterest expense$159,0002,683
Pre-tax net operating income$1,194,0002,075
Securities gains (losses)$0950
Applicable income taxes$342,0001,281
Income before extraordinary items$852,0002,297
Extraordinary gains, net$04
Net income$852,0002,297
Minority interest net income$048
Net income of bank and minority interests.$852,0002,297
Net charge-offs$1,0001,904
Cash dividends$138,0001,970
Sale, conversion, retirement of capital stock, net$0430
Net operating income$852,0002,331
2022-12-31 (YTD Data)Rank
Total interest income$13,562,0002,095
Total interest expense$767,0002,747
Net interest income$12,795,0002,019
Provision for loan and lease losses$-174,0004,421
Total noninterest income$1,037,0002,760
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$352,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$685,0002,742
Total noninterest expense$10,287,0001,972
Salaries and employee benefits$6,196,0001,914
Premises and equipment expense$1,247,0001,758
Additional noninterest expense$685,0002,742
Pre-tax net operating income$3,719,0002,397
Securities gains (losses)$0691
Applicable income taxes$1,049,0001,513
Income before extraordinary items$2,670,0002,592
Extraordinary gains, net$05
Net income$2,670,0002,589
Minority interest net income$063
Net income of bank and minority interests.$2,670,0002,591
Net charge-offs$3,0002,416
Cash dividends$490,0002,733
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,670,0002,628
2022-09-30 (YTD Data)Rank
Total interest income$9,661,0002,116
Total interest expense$586,0002,450
Net interest income$9,075,0002,072
Provision for loan and lease losses$-87,0004,440
Total noninterest income$790,0002,781
Gross Fiduciary activities income$0968
Service charges on deposit accounts$267,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,748
Total noninterest expense$7,690,0001,968
Salaries and employee benefits$4,582,0001,917
Premises and equipment expense$956,0001,746
Additional noninterest expense$523,0002,748
Pre-tax net operating income$2,262,0002,645
Securities gains (losses)$0740
Applicable income taxes$629,0001,679
Income before extraordinary items$1,633,0002,831
Extraordinary gains, net$04
Net income$1,633,0002,829
Minority interest net income$057
Net income of bank and minority interests.$1,633,0002,830
Net charge-offs$3,0002,106
Cash dividends$230,0002,657
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,633,0002,863
2022-06-30 (YTD Data)Rank
Total interest income$6,142,0002,147
Total interest expense$399,0002,267
Net interest income$5,743,0002,108
Provision for loan and lease losses$02,599
Total noninterest income$531,0002,763
Gross Fiduciary activities income$0925
Service charges on deposit accounts$176,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$355,0002,773
Total noninterest expense$5,093,0001,956
Salaries and employee benefits$3,021,0001,931
Premises and equipment expense$627,0001,772
Additional noninterest expense$1,445,0002,062
Pre-tax net operating income$1,181,0002,819
Securities gains (losses)$0687
Applicable income taxes$320,0001,804
Income before extraordinary items$861,0002,998
Extraordinary gains, net$04
Net income$861,0002,997
Minority interest net income$060
Net income of bank and minority interests.$861,0002,998
Net charge-offs$2,0001,931
Cash dividends$230,0002,403
Sale, conversion, retirement of capital stock, net$0494
Net operating income$861,0003,035
2022-03-31 (YTD Data)Rank
Total interest income$2,947,0002,152
Total interest expense$201,0002,205
Net interest income$2,746,0002,134
Provision for loan and lease losses$02,285
Total noninterest income$262,0002,750
Gross Fiduciary activities income$0892
Service charges on deposit accounts$88,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,727
Total noninterest expense$2,551,0001,952
Salaries and employee benefits$1,537,0001,908
Premises and equipment expense$309,0001,795
Additional noninterest expense$705,0002,090
Pre-tax net operating income$457,0003,021
Securities gains (losses)$0623
Applicable income taxes$121,0001,954
Income before extraordinary items$336,0003,158
Extraordinary gains, net$04
Net income$336,0003,156
Minority interest net income$050
Net income of bank and minority interests.$336,0003,158
Net charge-offs$24,000903
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$336,0003,174
2021-12-31 (YTD Data)Rank
Total interest income$12,735,0002,099
Total interest expense$863,0002,427
Net interest income$11,872,0002,040
Provision for loan and lease losses$300,0001,389
Total noninterest income$1,034,0002,933
Gross Fiduciary activities income$0994
Service charges on deposit accounts$292,0002,223
Trading account gains and feesNANA
Additional Noninterest Income$742,0002,914
Total noninterest expense$9,862,0001,994
Salaries and employee benefits$5,673,0002,011
Premises and equipment expense$1,163,0001,857
Additional noninterest expense$3,026,0001,963
Pre-tax net operating income$2,744,0002,793
Securities gains (losses)$02,062
Applicable income taxes$752,0001,818
Income before extraordinary items$1,992,0003,029
Extraordinary gains, net$010
Net income$1,992,0003,029
Minority interest net income$074
Net income of bank and minority interests.$1,992,0003,029
Net charge-offs$-77,0004,276
Cash dividends$506,0002,791
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,992,0003,009
2021-09-30 (YTD Data)Rank
Total interest income$9,729,0002,112
Total interest expense$654,0002,495
Net interest income$9,075,0002,037
Provision for loan and lease losses$300,0001,152
Total noninterest income$752,0002,998
Gross Fiduciary activities income$0957
Service charges on deposit accounts$207,0002,288
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,983
Total noninterest expense$7,357,0002,009
Salaries and employee benefits$4,135,0002,050
Premises and equipment expense$882,0001,872
Additional noninterest expense$2,340,0001,919
Pre-tax net operating income$2,170,0002,847
Securities gains (losses)$02,015
Applicable income taxes$598,0001,859
Income before extraordinary items$1,572,0003,072
Extraordinary gains, net$08
Net income$1,572,0003,072
Minority interest net income$069
Net income of bank and minority interests.$1,572,0003,072
Net charge-offs$-68,0004,322
Cash dividends$236,0002,789
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,572,0003,052
2021-06-30 (YTD Data)Rank
Total interest income$6,544,0002,092
Total interest expense$440,0002,542
Net interest income$6,104,0002,025
Provision for loan and lease losses$300,000865
Total noninterest income$495,0003,007
Gross Fiduciary activities income$0951
Service charges on deposit accounts$128,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$367,0002,952
Total noninterest expense$4,985,0001,981
Salaries and employee benefits$2,713,0002,060
Premises and equipment expense$584,0001,869
Additional noninterest expense$1,688,0001,788
Pre-tax net operating income$1,314,0002,937
Securities gains (losses)$01,818
Applicable income taxes$347,0001,922
Income before extraordinary items$967,0003,167
Extraordinary gains, net$06
Net income$967,0003,165
Minority interest net income$067
Net income of bank and minority interests.$967,0003,167
Net charge-offs$12,0001,675
Cash dividends$235,0002,537
Sale, conversion, retirement of capital stock, net$0517
Net operating income$967,0003,144
2021-03-31 (YTD Data)Rank
Total interest income$3,368,0002,035
Total interest expense$216,0002,643
Net interest income$3,152,0001,960
Provision for loan and lease losses$195,000838
Total noninterest income$251,0002,977
Gross Fiduciary activities income$0922
Service charges on deposit accounts$66,0002,290
Trading account gains and feesNANA
Additional Noninterest Income$185,0002,920
Total noninterest expense$2,649,0001,879
Salaries and employee benefits$1,362,0002,045
Premises and equipment expense$298,0001,852
Additional noninterest expense$989,0001,557
Pre-tax net operating income$559,0003,126
Securities gains (losses)$01,392
Applicable income taxes$146,0002,026
Income before extraordinary items$413,0003,347
Extraordinary gains, net$03
Net income$413,0003,348
Minority interest net income$055
Net income of bank and minority interests.$413,0003,347
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$413,0003,317
2020-12-31 (YTD Data)Rank
Total interest income$12,422,0002,176
Total interest expense$930,0003,046
Net interest income$11,492,0002,024
Provision for loan and lease losses$931,0001,679
Total noninterest income$928,0002,947
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$296,0002,256
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,919
Total noninterest expense$9,420,0002,028
Salaries and employee benefits$5,388,0002,042
Premises and equipment expense$1,045,0001,985
Additional noninterest expense$2,987,0001,916
Pre-tax net operating income$2,069,0002,909
Securities gains (losses)$02,675
Applicable income taxes$528,0001,905
Income before extraordinary items$1,541,0003,159
Extraordinary gains, net$04
Net income$1,541,0003,158
Minority interest net income$072
Net income of bank and minority interests.$1,541,0003,159
Net charge-offs$142,0001,766
Cash dividends$214,0003,363
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,541,0003,104
2020-09-30 (YTD Data)Rank
Total interest income$9,019,0002,248
Total interest expense$708,0003,121
Net interest income$8,311,0002,077
Provision for loan and lease losses$571,0001,867
Total noninterest income$686,0002,948
Gross Fiduciary activities income$0981
Service charges on deposit accounts$218,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$468,0002,895
Total noninterest expense$6,818,0002,062
Salaries and employee benefits$4,026,0002,032
Premises and equipment expense$783,0001,971
Additional noninterest expense$2,009,0002,072
Pre-tax net operating income$1,608,0002,867
Securities gains (losses)$02,494
Applicable income taxes$401,0001,875
Income before extraordinary items$1,207,0003,119
Extraordinary gains, net$04
Net income$1,207,0003,118
Minority interest net income$065
Net income of bank and minority interests.$1,207,0003,119
Net charge-offs$40,0002,171
Cash dividends$30,0003,325
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,207,0003,070
2020-06-30 (YTD Data)Rank
Total interest income$6,078,0002,266
Total interest expense$483,0003,179
Net interest income$5,595,0002,075
Provision for loan and lease losses$236,0002,266
Total noninterest income$465,0002,885
Gross Fiduciary activities income$0970
Service charges on deposit accounts$154,0002,239
Trading account gains and feesNANA
Additional Noninterest Income$311,0002,872
Total noninterest expense$4,478,0002,084
Salaries and employee benefits$2,613,0002,077
Premises and equipment expense$523,0001,967
Additional noninterest expense$1,342,0002,060
Pre-tax net operating income$1,346,0002,550
Securities gains (losses)$02,249
Applicable income taxes$350,0001,631
Income before extraordinary items$996,0002,818
Extraordinary gains, net$04
Net income$996,0002,817
Minority interest net income$065
Net income of bank and minority interests.$996,0002,818
Net charge-offs$38,0001,875
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$996,0002,770
2020-03-31 (YTD Data)Rank
Total interest income$3,003,0002,262
Total interest expense$251,0003,259
Net interest income$2,752,0002,061
Provision for loan and lease losses$93,0002,032
Total noninterest income$246,0002,751
Gross Fiduciary activities income$0941
Service charges on deposit accounts$104,0002,084
Trading account gains and feesNANA
Additional Noninterest Income$142,0002,820
Total noninterest expense$2,246,0002,092
Salaries and employee benefits$1,300,0002,088
Premises and equipment expense$278,0001,903
Additional noninterest expense$668,0002,083
Pre-tax net operating income$659,0002,428
Securities gains (losses)$01,705
Applicable income taxes$173,0001,512
Income before extraordinary items$486,0002,663
Extraordinary gains, net$04
Net income$486,0002,662
Minority interest net income$056
Net income of bank and minority interests.$486,0002,664
Net charge-offs$31,0001,419
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$486,0002,652
2019-12-31 (YTD Data)Rank
Total interest income$12,194,0002,256
Total interest expense$1,065,0003,218
Net interest income$11,129,0002,051
Provision for loan and lease losses$198,0002,379
Total noninterest income$1,073,0002,722
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$457,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,808
Total noninterest expense$9,084,0002,060
Salaries and employee benefits$5,262,0002,032
Premises and equipment expense$1,120,0001,884
Additional noninterest expense$2,702,0002,088
Pre-tax net operating income$2,920,0002,503
Securities gains (losses)$02,379
Applicable income taxes$799,0001,602
Income before extraordinary items$2,121,0002,813
Extraordinary gains, net$011
Net income$2,121,0002,814
Minority interest net income$076
Net income of bank and minority interests.$2,121,0002,815
Net charge-offs$46,0002,691
Cash dividends$765,0002,619
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,121,0002,773
2019-09-30 (YTD Data)Rank
Total interest income$9,192,0002,278
Total interest expense$804,0003,234
Net interest income$8,388,0002,065
Provision for loan and lease losses$198,0001,989
Total noninterest income$724,0002,882
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$337,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$387,0003,005
Total noninterest expense$6,814,0002,064
Salaries and employee benefits$3,934,0002,041
Premises and equipment expense$845,0001,887
Additional noninterest expense$2,035,0002,093
Pre-tax net operating income$2,100,0002,637
Securities gains (losses)$02,167
Applicable income taxes$568,0001,692
Income before extraordinary items$1,532,0002,924
Extraordinary gains, net$011
Net income$1,532,0002,925
Minority interest net income$072
Net income of bank and minority interests.$1,532,0002,925
Net charge-offs$5,0003,150
Cash dividends$400,0002,683
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,532,0002,898
2019-06-30 (YTD Data)Rank
Total interest income$6,149,0002,274
Total interest expense$551,0003,187
Net interest income$5,598,0002,070
Provision for loan and lease losses$175,0001,694
Total noninterest income$468,0002,898
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$222,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$246,0003,027
Total noninterest expense$4,569,0002,061
Salaries and employee benefits$2,617,0002,049
Premises and equipment expense$590,0001,842
Additional noninterest expense$1,362,0002,095
Pre-tax net operating income$1,322,0002,715
Securities gains (losses)$01,702
Applicable income taxes$358,0001,708
Income before extraordinary items$964,0002,995
Extraordinary gains, net$011
Net income$964,0002,995
Minority interest net income$069
Net income of bank and minority interests.$964,0002,994
Net charge-offs$6,0002,766
Cash dividends$400,0002,324
Sale, conversion, retirement of capital stock, net$0573
Net operating income$964,0002,967
2019-03-31 (YTD Data)Rank
Total interest income$3,092,0002,259
Total interest expense$284,0003,119
Net interest income$2,808,0002,062
Provision for loan and lease losses$105,0001,424
Total noninterest income$214,0002,972
Gross Fiduciary activities income$0972
Service charges on deposit accounts$108,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,151
Total noninterest expense$2,262,0002,086
Salaries and employee benefits$1,316,0002,055
Premises and equipment expense$309,0001,797
Additional noninterest expense$637,0002,190
Pre-tax net operating income$655,0002,680
Securities gains (losses)$01,087
Applicable income taxes$182,0001,665
Income before extraordinary items$473,0002,965
Extraordinary gains, net$05
Net income$473,0002,963
Minority interest net income$052
Net income of bank and minority interests.$473,0002,964
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$473,0002,955
2018-12-31 (YTD Data)Rank
Total interest income$12,149,0002,186
Total interest expense$919,0003,056
Net interest income$11,230,0002,045
Provision for loan and lease losses$550,0001,375
Total noninterest income$1,082,0002,759
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$446,0002,159
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,774
Total noninterest expense$9,193,0002,033
Salaries and employee benefits$5,286,0002,005
Premises and equipment expense$1,115,0001,894
Additional noninterest expense$2,792,0002,046
Pre-tax net operating income$2,569,0002,734
Securities gains (losses)$01,125
Applicable income taxes$700,0001,688
Income before extraordinary items$1,869,0003,027
Extraordinary gains, net$06
Net income$1,869,0003,026
Minority interest net income$072
Net income of bank and minority interests.$1,869,0003,026
Net charge-offs$167,0001,786
Cash dividends$703,0002,621
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,869,0003,028
2018-09-30 (YTD Data)Rank
Total interest income$8,847,0002,218
Total interest expense$636,0003,118
Net interest income$8,211,0002,088
Provision for loan and lease losses$390,0001,357
Total noninterest income$996,0002,512
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$327,0002,197
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,394
Total noninterest expense$6,880,0002,031
Salaries and employee benefits$3,928,0002,025
Premises and equipment expense$855,0001,881
Additional noninterest expense$2,097,0002,038
Pre-tax net operating income$1,937,0002,793
Securities gains (losses)$01,118
Applicable income taxes$496,0001,788
Income before extraordinary items$1,441,0003,046
Extraordinary gains, net$05
Net income$1,441,0003,044
Minority interest net income$066
Net income of bank and minority interests.$1,441,0003,045
Net charge-offs$152,0001,422
Cash dividends$359,0002,702
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,441,0003,035
2018-06-30 (YTD Data)Rank
Total interest income$5,804,0002,240
Total interest expense$382,0003,197
Net interest income$5,422,0002,109
Provision for loan and lease losses$255,0001,322
Total noninterest income$704,0002,424
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$209,0002,243
Trading account gains and feesNANA
Additional Noninterest Income$495,0002,274
Total noninterest expense$4,602,0002,043
Salaries and employee benefits$2,635,0002,019
Premises and equipment expense$622,0001,795
Additional noninterest expense$1,345,0002,120
Pre-tax net operating income$1,269,0002,785
Securities gains (losses)$0961
Applicable income taxes$326,0001,792
Income before extraordinary items$943,0003,045
Extraordinary gains, net$06
Net income$943,0003,044
Minority interest net income$065
Net income of bank and minority interests.$943,0003,044
Net charge-offs$151,0001,073
Cash dividends$359,0002,315
Sale, conversion, retirement of capital stock, net$0620
Net operating income$943,0003,036
2018-03-31 (YTD Data)Rank
Total interest income$2,828,0002,274
Total interest expense$176,0003,284
Net interest income$2,652,0002,153
Provision for loan and lease losses$120,0001,317
Total noninterest income$345,0002,429
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$103,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$242,0002,262
Total noninterest expense$2,241,0002,104
Salaries and employee benefits$1,316,0002,042
Premises and equipment expense$319,0001,776
Additional noninterest expense$606,0002,261
Pre-tax net operating income$636,0002,717
Securities gains (losses)$0735
Applicable income taxes$170,0001,725
Income before extraordinary items$466,0003,014
Extraordinary gains, net$07
Net income$466,0003,015
Minority interest net income$052
Net income of bank and minority interests.$466,0003,015
Net charge-offs$02,722
Cash dividends$354,0001,463
Sale, conversion, retirement of capital stock, net$0580
Net operating income$466,0003,006
2017-12-31 (YTD Data)Rank
Total interest income$10,856,0002,280
Total interest expense$669,0003,206
Net interest income$10,187,0002,192
Provision for loan and lease losses$656,0001,202
Total noninterest income$1,147,0002,749
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$414,0002,338
Trading account gains and feesNANA
Additional Noninterest Income$733,0002,671
Total noninterest expense$8,542,0002,165
Salaries and employee benefits$4,938,0002,105
Premises and equipment expense$1,205,0001,843
Additional noninterest expense$2,399,0002,322
Pre-tax net operating income$2,136,0003,003
Securities gains (losses)$02,243
Applicable income taxes$741,0002,125
Income before extraordinary items$1,395,0003,246
Extraordinary gains, net$09
Net income$1,395,0003,244
Minority interest net income$076
Net income of bank and minority interests.$1,395,0003,246
Net charge-offs$222,0001,742
Cash dividends$718,0002,592
Sale, conversion, retirement of capital stock, net$10,000674
Net operating income$1,395,0003,218
2017-09-30 (YTD Data)Rank
Total interest income$8,074,0002,301
Total interest expense$500,0003,217
Net interest income$7,574,0002,217
Provision for loan and lease losses$346,0001,491
Total noninterest income$757,0002,952
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$305,0002,374
Trading account gains and feesNANA
Additional Noninterest Income$452,0002,937
Total noninterest expense$6,343,0002,183
Salaries and employee benefits$3,676,0002,126
Premises and equipment expense$906,0001,852
Additional noninterest expense$1,761,0002,368
Pre-tax net operating income$1,642,0003,017
Securities gains (losses)$02,274
Applicable income taxes$597,0001,933
Income before extraordinary items$1,045,0003,464
Extraordinary gains, net$09
Net income$1,045,0003,464
Minority interest net income$071
Net income of bank and minority interests.$1,045,0003,464
Net charge-offs$99,0001,948
Cash dividends$713,0002,052
Sale, conversion, retirement of capital stock, net$11,000618
Net operating income$1,045,0003,430
2017-06-30 (YTD Data)Rank
Total interest income$5,279,0002,323
Total interest expense$328,0003,209
Net interest income$4,951,0002,241
Provision for loan and lease losses$211,0001,501
Total noninterest income$537,0002,875
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$202,0002,382
Trading account gains and feesNANA
Additional Noninterest Income$335,0002,803
Total noninterest expense$4,184,0002,213
Salaries and employee benefits$2,454,0002,133
Premises and equipment expense$612,0001,845
Additional noninterest expense$1,118,0002,470
Pre-tax net operating income$1,093,0002,984
Securities gains (losses)$01,906
Applicable income taxes$378,0001,956
Income before extraordinary items$715,0003,367
Extraordinary gains, net$011
Net income$715,0003,366
Minority interest net income$071
Net income of bank and minority interests.$715,0003,367
Net charge-offs$99,0001,526
Cash dividends$364,0002,320
Sale, conversion, retirement of capital stock, net$10,000595
Net operating income$715,0003,339
2017-03-31 (YTD Data)Rank
Total interest income$2,641,0002,331
Total interest expense$160,0003,243
Net interest income$2,481,0002,240
Provision for loan and lease losses$105,0001,394
Total noninterest income$195,0003,337
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$102,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,562
Total noninterest expense$2,093,0002,234
Salaries and employee benefits$1,217,0002,178
Premises and equipment expense$318,0001,799
Additional noninterest expense$558,0002,458
Pre-tax net operating income$478,0003,153
Securities gains (losses)$01,153
Applicable income taxes$165,0002,030
Income before extraordinary items$313,0003,543
Extraordinary gains, net$08
Net income$313,0003,542
Minority interest net income$055
Net income of bank and minority interests.$313,0003,543
Net charge-offs$98,000940
Cash dividends$354,0001,497
Sale, conversion, retirement of capital stock, net$10,000510
Net operating income$313,0003,513
2016-12-31 (YTD Data)Rank
Total interest income$10,262,0002,341
Total interest expense$663,0003,145
Net interest income$9,599,0002,268
Provision for loan and lease losses$522,0001,427
Total noninterest income$735,0003,510
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$413,0002,409
Trading account gains and fees$0170
Additional Noninterest Income$322,0003,858
Total noninterest expense$8,054,0002,276
Salaries and employee benefits$4,886,0002,125
Premises and equipment expense$1,072,0002,029
Additional noninterest expense$2,096,0002,667
Pre-tax net operating income$1,758,0003,279
Securities gains (losses)$03,212
Applicable income taxes$730,0001,934
Income before extraordinary items$1,028,0003,845
Extraordinary gains, net$05
Net income$1,028,0003,843
Minority interest net income$082
Net income of bank and minority interests.$1,028,0003,844
Net charge-offs$149,0002,228
Cash dividends$707,0002,590
Sale, conversion, retirement of capital stock, net$9,000711
Net operating income$1,028,0003,799
2016-09-30 (YTD Data)Rank
Total interest income$7,725,0002,343
Total interest expense$506,0003,108
Net interest income$7,219,0002,262
Provision for loan and lease losses$432,0001,296
Total noninterest income$537,0003,561
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$304,0002,446
Trading account gains and fees$0169
Additional Noninterest Income$233,0003,920
Total noninterest expense$5,995,0002,291
Salaries and employee benefits$3,679,0002,112
Premises and equipment expense$806,0002,036
Additional noninterest expense$1,510,0002,747
Pre-tax net operating income$1,329,0003,305
Securities gains (losses)$03,160
Applicable income taxes$539,0001,997
Income before extraordinary items$790,0003,863
Extraordinary gains, net$05
Net income$790,0003,861
Minority interest net income$071
Net income of bank and minority interests.$790,0003,863
Net charge-offs$103,0002,049
Cash dividends$707,0002,034
Sale, conversion, retirement of capital stock, net$9,000650
Net operating income$790,0003,797
2016-06-30 (YTD Data)Rank
Total interest income$5,201,0002,331
Total interest expense$340,0003,105
Net interest income$4,861,0002,243
Provision for loan and lease losses$341,0001,150
Total noninterest income$351,0003,599
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$202,0002,428
Trading account gains and fees$0157
Additional Noninterest Income$149,0003,979
Total noninterest expense$3,990,0002,304
Salaries and employee benefits$2,452,0002,120
Premises and equipment expense$540,0002,023
Additional noninterest expense$998,0002,770
Pre-tax net operating income$881,0003,293
Securities gains (losses)$02,835
Applicable income taxes$268,0002,231
Income before extraordinary items$613,0003,644
Extraordinary gains, net$016
Net income$613,0003,639
Minority interest net income$071
Net income of bank and minority interests.$613,0003,642
Net charge-offs$177,0001,222
Cash dividends$359,0002,334
Sale, conversion, retirement of capital stock, net$10,000607
Net operating income$613,0003,573
2016-03-31 (YTD Data)Rank
Total interest income$2,583,0002,346
Total interest expense$174,0003,073
Net interest income$2,409,0002,253
Provision for loan and lease losses$251,000788
Total noninterest income$165,0003,656
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$98,0002,462
Trading account gains and fees$0142
Additional Noninterest Income$67,0004,073
Total noninterest expense$1,911,0002,398
Salaries and employee benefits$1,153,0002,242
Premises and equipment expense$279,0001,978
Additional noninterest expense$479,0002,849
Pre-tax net operating income$412,0003,355
Securities gains (losses)$02,077
Applicable income taxes$199,0001,846
Income before extraordinary items$213,0004,154
Extraordinary gains, net$012
Net income$213,0004,151
Minority interest net income$062
Net income of bank and minority interests.$213,0004,152
Net charge-offs$149,000796
Cash dividends$354,0001,466
Sale, conversion, retirement of capital stock, net$10,000527
Net operating income$213,0004,095
2015-12-31 (YTD Data)Rank
Total interest income$10,226,0002,325
Total interest expense$751,0002,932
Net interest income$9,475,0002,258
Provision for loan and lease losses$290,0001,951
Total noninterest income$644,0003,786
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$411,0002,472
Trading account gains and fees$0159
Additional Noninterest Income$233,0004,269
Total noninterest expense$7,876,0002,319
Salaries and employee benefits$4,576,0002,210
Premises and equipment expense$1,056,0002,088
Additional noninterest expense$2,244,0002,547
Pre-tax net operating income$1,953,0003,054
Securities gains (losses)$03,216
Applicable income taxes$674,0001,949
Income before extraordinary items$1,279,0003,496
Extraordinary gains, net$023
Net income$1,279,0003,494
Minority interest net income$081
Net income of bank and minority interests.$1,279,0003,496
Net charge-offs$548,0001,089
Cash dividends$754,0002,452
Sale, conversion, retirement of capital stock, net$14,000715
Net operating income$1,279,0003,451
2015-09-30 (YTD Data)Rank
Total interest income$7,591,0002,361
Total interest expense$567,0002,962
Net interest income$7,024,0002,297
Provision for loan and lease losses$150,0002,243
Total noninterest income$494,0003,755
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$309,0002,468
Trading account gains and fees$0153
Additional Noninterest Income$185,0004,236
Total noninterest expense$5,725,0002,389
Salaries and employee benefits$3,316,0002,292
Premises and equipment expense$807,0002,084
Additional noninterest expense$1,602,0002,654
Pre-tax net operating income$1,643,0002,916
Securities gains (losses)$03,031
Applicable income taxes$547,0001,935
Income before extraordinary items$1,096,0003,341
Extraordinary gains, net$021
Net income$1,096,0003,339
Minority interest net income$078
Net income of bank and minority interests.$1,096,0003,340
Net charge-offs$520,000835
Cash dividends$754,0001,884
Sale, conversion, retirement of capital stock, net$14,000668
Net operating income$1,096,0003,286
2015-06-30 (YTD Data)Rank
Total interest income$5,005,0002,387
Total interest expense$376,0002,990
Net interest income$4,629,0002,317
Provision for loan and lease losses$100,0002,201
Total noninterest income$324,0003,803
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$198,0002,513
Trading account gains and fees$0157
Additional Noninterest Income$126,0004,242
Total noninterest expense$3,694,0002,469
Salaries and employee benefits$2,080,0002,424
Premises and equipment expense$554,0002,043
Additional noninterest expense$1,060,0002,686
Pre-tax net operating income$1,159,0002,807
Securities gains (losses)$02,636
Applicable income taxes$369,0001,925
Income before extraordinary items$790,0003,190
Extraordinary gains, net$022
Net income$790,0003,190
Minority interest net income$075
Net income of bank and minority interests.$790,0003,191
Net charge-offs$490,000654
Cash dividends$376,0002,213
Sale, conversion, retirement of capital stock, net$11,000631
Net operating income$790,0003,120
2015-03-31 (YTD Data)Rank
Total interest income$2,420,0002,453
Total interest expense$190,0003,003
Net interest income$2,230,0002,385
Provision for loan and lease losses$50,0002,062
Total noninterest income$144,0003,983
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$46,0004,610
Total noninterest expense$1,704,0002,650
Salaries and employee benefits$911,0002,708
Premises and equipment expense$306,0001,894
Additional noninterest expense$487,0002,847
Pre-tax net operating income$620,0002,629
Securities gains (losses)$02,027
Applicable income taxes$181,0001,919
Income before extraordinary items$439,0002,962
Extraordinary gains, net$013
Net income$439,0002,965
Minority interest net income$064
Net income of bank and minority interests.$439,0002,965
Net charge-offs$420,000411
Cash dividends$366,0001,376
Sale, conversion, retirement of capital stock, net$11,000546
Net operating income$439,0002,890
2014-12-31 (YTD Data)Rank
Total interest income$10,014,0002,398
Total interest expense$838,0002,934
Net interest income$9,176,0002,316
Provision for loan and lease losses$205,0002,435
Total noninterest income$720,0003,657
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$404,0002,671
Trading account gains and fees$0180
Additional Noninterest Income$316,0003,942
Total noninterest expense$7,478,0002,458
Salaries and employee benefits$4,306,0002,335
Premises and equipment expense$1,094,0002,086
Additional noninterest expense$2,078,0002,797
Pre-tax net operating income$2,213,0002,806
Securities gains (losses)$03,259
Applicable income taxes$912,0001,641
Income before extraordinary items$1,301,0003,482
Extraordinary gains, net$017
Net income$1,301,0003,484
Minority interest net income$084
Net income of bank and minority interests.$1,301,0003,484
Net charge-offs$48,0003,794
Cash dividends$746,0002,398
Sale, conversion, retirement of capital stock, net$9,000792
Net operating income$1,301,0003,430
2014-09-30 (YTD Data)Rank
Total interest income$7,493,0002,414
Total interest expense$635,0002,970
Net interest income$6,858,0002,325
Provision for loan and lease losses$155,0002,346
Total noninterest income$534,0003,713
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$300,0002,710
Trading account gains and fees$0174
Additional Noninterest Income$234,0003,997
Total noninterest expense$5,447,0002,534
Salaries and employee benefits$3,069,0002,440
Premises and equipment expense$840,0002,060
Additional noninterest expense$1,538,0002,823
Pre-tax net operating income$1,790,0002,715
Securities gains (losses)$02,980
Applicable income taxes$731,0001,606
Income before extraordinary items$1,059,0003,380
Extraordinary gains, net$015
Net income$1,059,0003,381
Minority interest net income$081
Net income of bank and minority interests.$1,059,0003,381
Net charge-offs$48,0003,291
Cash dividends$726,0001,845
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$1,059,0003,344
2014-06-30 (YTD Data)Rank
Total interest income$4,973,0002,417
Total interest expense$427,0002,983
Net interest income$4,546,0002,329
Provision for loan and lease losses$103,0002,311
Total noninterest income$325,0003,884
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$198,0002,723
Trading account gains and fees$0172
Additional Noninterest Income$127,0004,253
Total noninterest expense$3,722,0002,481
Salaries and employee benefits$2,068,0002,424
Premises and equipment expense$581,0002,006
Additional noninterest expense$1,073,0002,723
Pre-tax net operating income$1,046,0002,886
Securities gains (losses)$02,580
Applicable income taxes$397,0001,766
Income before extraordinary items$649,0003,481
Extraordinary gains, net$020
Net income$649,0003,487
Minority interest net income$080
Net income of bank and minority interests.$649,0003,487
Net charge-offs$43,0002,918
Cash dividends$360,0002,135
Sale, conversion, retirement of capital stock, net$9,000682
Net operating income$649,0003,432
2014-03-31 (YTD Data)Rank
Total interest income$2,465,0002,438
Total interest expense$214,0003,018
Net interest income$2,251,0002,331
Provision for loan and lease losses$51,0002,201
Total noninterest income$137,0004,127
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$99,0002,693
Trading account gains and fees$0147
Additional Noninterest Income$38,0004,892
Total noninterest expense$1,701,0002,687
Salaries and employee benefits$932,0002,684
Premises and equipment expense$311,0001,921
Additional noninterest expense$458,0003,101
Pre-tax net operating income$636,0002,480
Securities gains (losses)$01,715
Applicable income taxes$257,0001,488
Income before extraordinary items$379,0003,111
Extraordinary gains, net$016
Net income$379,0003,113
Minority interest net income$066
Net income of bank and minority interests.$379,0003,114
Net charge-offs$-1,0004,711
Cash dividends$355,0001,308
Sale, conversion, retirement of capital stock, net$9,000584
Net operating income$379,0003,075
2013-12-31 (YTD Data)Rank
Total interest income$9,643,0002,505
Total interest expense$942,0003,081
Net interest income$8,701,0002,418
Provision for loan and lease losses$189,0003,034
Total noninterest income$818,0003,580
Gross Fiduciary activities income$24,0001,024
Service charges on deposit accounts$482,0002,454
Trading account gains and fees$0184
Additional Noninterest Income$312,0004,041
Total noninterest expense$7,291,0002,536
Salaries and employee benefits$4,338,0002,315
Premises and equipment expense$1,063,0002,130
Additional noninterest expense$1,890,0003,105
Pre-tax net operating income$2,039,0002,819
Securities gains (losses)$19,0002,369
Applicable income taxes$752,0001,743
Income before extraordinary items$1,306,0003,405
Extraordinary gains, net$029
Net income$1,306,0003,406
Minority interest net income$090
Net income of bank and minority interests.$1,306,0003,408
Net charge-offs$172,0003,189
Cash dividends$758,0002,263
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,293,8403,376
2013-09-30 (YTD Data)Rank
Total interest income$7,194,0002,537
Total interest expense$721,0003,111
Net interest income$6,473,0002,443
Provision for loan and lease losses$187,0002,668
Total noninterest income$622,0003,615
Gross Fiduciary activities income$24,000981
Service charges on deposit accounts$370,0002,416
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,148
Total noninterest expense$5,269,0002,624
Salaries and employee benefits$3,103,0002,419
Premises and equipment expense$796,0002,160
Additional noninterest expense$1,370,0003,180
Pre-tax net operating income$1,639,0002,771
Securities gains (losses)$03,040
Applicable income taxes$608,0001,725
Income before extraordinary items$1,031,0003,368
Extraordinary gains, net$025
Net income$1,031,0003,371
Minority interest net income$084
Net income of bank and minority interests.$1,031,0003,372
Net charge-offs$189,0002,635
Cash dividends$758,0001,712
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,031,0003,297
2013-06-30 (YTD Data)Rank
Total interest income$4,782,0002,541
Total interest expense$490,0003,122
Net interest income$4,292,0002,433
Provision for loan and lease losses$124,0002,695
Total noninterest income$423,0003,625
Gross Fiduciary activities income$24,000946
Service charges on deposit accounts$254,0002,334
Trading account gains and fees$0157
Additional Noninterest Income$145,0004,255
Total noninterest expense$3,553,0002,604
Salaries and employee benefits$2,091,0002,406
Premises and equipment expense$540,0002,122
Additional noninterest expense$922,0003,150
Pre-tax net operating income$1,038,0002,822
Securities gains (losses)$02,791
Applicable income taxes$385,0001,780
Income before extraordinary items$653,0003,448
Extraordinary gains, net$022
Net income$653,0003,449
Minority interest net income$082
Net income of bank and minority interests.$653,0003,451
Net charge-offs$185,0002,178
Cash dividends$403,0001,894
Sale, conversion, retirement of capital stock, net$0838
Net operating income$653,0003,356
2013-03-31 (YTD Data)Rank
Total interest income$2,376,0002,571
Total interest expense$250,0003,146
Net interest income$2,126,0002,473
Provision for loan and lease losses$62,0002,577
Total noninterest income$217,0003,522
Gross Fiduciary activities income$18,000915
Service charges on deposit accounts$134,0002,222
Trading account gains and fees$0148
Additional Noninterest Income$65,0004,369
Total noninterest expense$1,659,0002,785
Salaries and employee benefits$944,0002,653
Premises and equipment expense$259,0002,248
Additional noninterest expense$456,0003,179
Pre-tax net operating income$622,0002,494
Securities gains (losses)$01,966
Applicable income taxes$216,0001,634
Income before extraordinary items$406,0003,001
Extraordinary gains, net$010
Net income$406,0003,001
Minority interest net income$076
Net income of bank and minority interests.$406,0003,003
Net charge-offs$194,0001,381
Cash dividends$343,0001,244
Sale, conversion, retirement of capital stock, net$0789
Net operating income$406,0002,920
2012-12-31 (YTD Data)Rank
Total interest income$9,750,0002,626
Total interest expense$1,342,0002,948
Net interest income$8,408,0002,558
Provision for loan and lease losses$247,0003,657
Total noninterest income$1,004,0003,254
Gross Fiduciary activities income$84,000908
Service charges on deposit accounts$541,0002,332
Trading account gains and fees$0166
Additional Noninterest Income$379,0003,705
Total noninterest expense$7,190,0002,603
Salaries and employee benefits$4,240,0002,329
Premises and equipment expense$1,036,0002,215
Additional noninterest expense$1,914,0003,195
Pre-tax net operating income$1,975,0002,828
Securities gains (losses)$03,810
Applicable income taxes$676,0001,872
Income before extraordinary items$1,299,0003,383
Extraordinary gains, net$029
Net income$1,299,0003,384
Minority interest net income$093
Net income of bank and minority interests.$1,299,0003,385
Net charge-offs$176,0003,890
Cash dividends$705,0002,374
Sale, conversion, retirement of capital stock, net$5,000945
Net operating income$1,299,0003,248
2012-09-30 (YTD Data)Rank
Total interest income$7,303,0002,678
Total interest expense$1,063,0002,929
Net interest income$6,240,0002,625
Provision for loan and lease losses$185,0003,608
Total noninterest income$641,0003,565
Gross Fiduciary activities income$37,000964
Service charges on deposit accounts$398,0002,394
Trading account gains and fees$0157
Additional Noninterest Income$206,0004,209
Total noninterest expense$5,159,0002,701
Salaries and employee benefits$3,035,0002,430
Premises and equipment expense$765,0002,269
Additional noninterest expense$1,359,0003,356
Pre-tax net operating income$1,537,0002,834
Securities gains (losses)$03,575
Applicable income taxes$553,0001,832
Income before extraordinary items$984,0003,465
Extraordinary gains, net$020
Net income$984,0003,465
Minority interest net income$086
Net income of bank and minority interests.$984,0003,467
Net charge-offs$169,0003,475
Cash dividends$704,0001,668
Sale, conversion, retirement of capital stock, net$0952
Net operating income$984,0003,309
2012-06-30 (YTD Data)Rank
Total interest income$4,915,0002,667
Total interest expense$743,0002,921
Net interest income$4,172,0002,611
Provision for loan and lease losses$183,0003,094
Total noninterest income$436,0003,494
Gross Fiduciary activities income$23,000975
Service charges on deposit accounts$262,0002,400
Trading account gains and fees$0153
Additional Noninterest Income$151,0004,072
Total noninterest expense$3,434,0002,726
Salaries and employee benefits$2,040,0002,411
Premises and equipment expense$506,0002,265
Additional noninterest expense$888,0003,418
Pre-tax net operating income$991,0002,863
Securities gains (losses)$03,178
Applicable income taxes$346,0001,893
Income before extraordinary items$645,0003,494
Extraordinary gains, net$019
Net income$645,0003,495
Minority interest net income$084
Net income of bank and minority interests.$645,0003,495
Net charge-offs$-7,0006,547
Cash dividends$361,0001,946
Sale, conversion, retirement of capital stock, net$0928
Net operating income$645,0003,313
2012-03-31 (YTD Data)Rank
Total interest income$2,513,0002,643
Total interest expense$389,0002,916
Net interest income$2,124,0002,573
Provision for loan and lease losses$62,0003,422
Total noninterest income$223,0003,449
Gross Fiduciary activities income$23,000906
Service charges on deposit accounts$126,0002,454
Trading account gains and fees$0148
Additional Noninterest Income$74,0004,137
Total noninterest expense$1,603,0002,895
Salaries and employee benefits$908,0002,728
Premises and equipment expense$256,0002,256
Additional noninterest expense$439,0003,427
Pre-tax net operating income$682,0002,313
Securities gains (losses)$02,210
Applicable income taxes$207,0001,685
Income before extraordinary items$475,0002,712
Extraordinary gains, net$019
Net income$475,0002,714
Minority interest net income$078
Net income of bank and minority interests.$475,0002,715
Net charge-offs$04,730
Cash dividends$356,0001,141
Sale, conversion, retirement of capital stock, net$0861
Net operating income$475,0002,581
2011-12-31 (YTD Data)Rank
Total interest income$10,775,0002,585
Total interest expense$1,935,0002,844
Net interest income$8,840,0002,487
Provision for loan and lease losses$328,0003,996
Total noninterest income$1,183,0002,826
Gross Fiduciary activities income$146,000790
Service charges on deposit accounts$537,0002,431
Trading account gains and fees$0146
Additional Noninterest Income$500,0003,131
Total noninterest expense$7,306,0002,568
Salaries and employee benefits$4,302,0002,254
Premises and equipment expense$1,073,0002,260
Additional noninterest expense$1,931,0003,233
Pre-tax net operating income$2,389,0002,190
Securities gains (losses)$03,838
Applicable income taxes$806,0001,548
Income before extraordinary items$1,583,0002,673
Extraordinary gains, net$029
Net income$1,583,0002,674
Minority interest net income$096
Net income of bank and minority interests.$1,583,0002,674
Net charge-offs$331,0003,688
Cash dividends$775,0001,918
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,583,0002,587
2011-09-30 (YTD Data)Rank
Total interest income$8,143,0002,590
Total interest expense$1,487,0002,887
Net interest income$6,656,0002,487
Provision for loan and lease losses$183,0004,252
Total noninterest income$870,0002,852
Gross Fiduciary activities income$102,000794
Service charges on deposit accounts$406,0002,425
Trading account gains and fees$0145
Additional Noninterest Income$362,0003,186
Total noninterest expense$5,276,0002,663
Salaries and employee benefits$3,087,0002,336
Premises and equipment expense$830,0002,220
Additional noninterest expense$1,359,0003,392
Pre-tax net operating income$2,067,0002,032
Securities gains (losses)$03,555
Applicable income taxes$708,0001,411
Income before extraordinary items$1,359,0002,498
Extraordinary gains, net$021
Net income$1,359,0002,500
Minority interest net income$087
Net income of bank and minority interests.$1,359,0002,500
Net charge-offs$203,0003,698
Cash dividends$700,0001,475
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,359,0002,404
2011-06-30 (YTD Data)Rank
Total interest income$5,518,0002,569
Total interest expense$1,009,0002,937
Net interest income$4,509,0002,441
Provision for loan and lease losses$123,0004,159
Total noninterest income$550,0002,952
Gross Fiduciary activities income$80,000781
Service charges on deposit accounts$261,0002,473
Trading account gains and fees$0153
Additional Noninterest Income$209,0003,424
Total noninterest expense$3,604,0002,621
Salaries and employee benefits$2,064,0002,349
Premises and equipment expense$560,0002,224
Additional noninterest expense$980,0003,253
Pre-tax net operating income$1,332,0002,061
Securities gains (losses)$02,914
Applicable income taxes$401,0001,519
Income before extraordinary items$931,0002,405
Extraordinary gains, net$015
Net income$931,0002,405
Minority interest net income$089
Net income of bank and minority interests.$931,0002,405
Net charge-offs$138,0003,502
Cash dividends$350,0001,761
Sale, conversion, retirement of capital stock, net$0986
Net operating income$931,0002,319
2011-03-31 (YTD Data)Rank
Total interest income$2,773,0002,578
Total interest expense$519,0002,948
Net interest income$2,254,0002,439
Provision for loan and lease losses$61,0003,928
Total noninterest income$274,0002,981
Gross Fiduciary activities income$40,000799
Service charges on deposit accounts$128,0002,490
Trading account gains and fees$0158
Additional Noninterest Income$106,0003,467
Total noninterest expense$1,718,0002,750
Salaries and employee benefits$918,0002,640
Premises and equipment expense$322,0002,000
Additional noninterest expense$478,0003,301
Pre-tax net operating income$749,0001,873
Securities gains (losses)$01,772
Applicable income taxes$183,0001,594
Income before extraordinary items$566,0002,016
Extraordinary gains, net$09
Net income$566,0002,015
Minority interest net income$086
Net income of bank and minority interests.$566,0002,016
Net charge-offs$05,107
Cash dividends$345,0001,024
Sale, conversion, retirement of capital stock, net$0925
Net operating income$566,0001,976
2010-12-31 (YTD Data)Rank
Total interest income$12,029,0002,489
Total interest expense$2,391,0003,107
Net interest income$9,638,0002,277
Provision for loan and lease losses$264,0005,022
Total noninterest income$560,0004,366
Gross Fiduciary activities income$168,000790
Service charges on deposit accounts$604,0002,276
Trading account gains and fees$0175
Additional Noninterest Income$-212,0007,283
Total noninterest expense$7,366,0002,620
Salaries and employee benefits$4,074,0002,371
Premises and equipment expense$1,111,0002,263
Additional noninterest expense$2,181,0003,007
Pre-tax net operating income$2,568,0001,848
Securities gains (losses)$03,793
Applicable income taxes$1,003,0001,213
Income before extraordinary items$1,565,0002,444
Extraordinary gains, net$029
Net income$1,565,0002,441
Minority interest net income$0111
Net income of bank and minority interests.$1,565,0002,446
Net charge-offs$278,0004,398
Cash dividends$700,0001,924
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,565,0002,342
2010-09-30 (YTD Data)Rank
Total interest income$9,097,0002,524
Total interest expense$1,841,0003,156
Net interest income$7,256,0002,312
Provision for loan and lease losses$263,0004,522
Total noninterest income$865,0003,003
Gross Fiduciary activities income$93,000819
Service charges on deposit accounts$463,0002,297
Trading account gains and fees$0165
Additional Noninterest Income$309,0003,510
Total noninterest expense$5,350,0002,680
Salaries and employee benefits$2,936,0002,468
Premises and equipment expense$843,0002,280
Additional noninterest expense$1,571,0003,079
Pre-tax net operating income$2,508,0001,574
Securities gains (losses)$03,651
Applicable income taxes$963,0001,029
Income before extraordinary items$1,545,0002,089
Extraordinary gains, net$023
Net income$1,545,0002,090
Minority interest net income$0110
Net income of bank and minority interests.$1,545,0002,091
Net charge-offs$215,0004,142
Cash dividends$700,0001,398
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,545,0001,997
2010-06-30 (YTD Data)Rank
Total interest income$6,039,0002,572
Total interest expense$1,270,0003,171
Net interest income$4,769,0002,342
Provision for loan and lease losses$211,0004,136
Total noninterest income$514,0003,167
Gross Fiduciary activities income$50,000873
Service charges on deposit accounts$310,0002,295
Trading account gains and fees$0152
Additional Noninterest Income$154,0003,933
Total noninterest expense$3,478,0002,744
Salaries and employee benefits$1,847,0002,622
Premises and equipment expense$580,0002,222
Additional noninterest expense$1,051,0003,061
Pre-tax net operating income$1,594,0001,635
Securities gains (losses)$03,184
Applicable income taxes$587,0001,067
Income before extraordinary items$1,007,0002,104
Extraordinary gains, net$019
Net income$1,007,0002,103
Minority interest net income$0105
Net income of bank and minority interests.$1,007,0002,106
Net charge-offs$50,0004,884
Cash dividends$355,0001,725
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,007,0002,033
2010-03-31 (YTD Data)Rank
Total interest income$2,980,0002,652
Total interest expense$681,0003,127
Net interest income$2,299,0002,449
Provision for loan and lease losses$210,0002,919
Total noninterest income$253,0003,191
Gross Fiduciary activities income$25,000880
Service charges on deposit accounts$150,0002,342
Trading account gains and fees$0175
Additional Noninterest Income$78,0003,960
Total noninterest expense$1,736,0002,787
Salaries and employee benefits$889,0002,762
Premises and equipment expense$320,0002,088
Additional noninterest expense$527,0003,027
Pre-tax net operating income$606,0002,085
Securities gains (losses)$02,284
Applicable income taxes$233,0001,273
Income before extraordinary items$373,0002,681
Extraordinary gains, net$016
Net income$373,0002,679
Minority interest net income$091
Net income of bank and minority interests.$373,0002,682
Net charge-offs$7,0005,008
Cash dividends$345,000978
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$373,0002,576
2009-12-31 (YTD Data)Rank
Total interest income$12,599,0002,617
Total interest expense$3,373,0003,135
Net interest income$9,226,0002,365
Provision for loan and lease losses$523,0004,473
Total noninterest income$1,292,0002,833
Gross Fiduciary activities income$103,000868
Service charges on deposit accounts$737,0002,161
Trading account gains and fees$0211
Additional Noninterest Income$452,0003,368
Total noninterest expense$7,528,0002,617
Salaries and employee benefits$4,143,0002,373
Premises and equipment expense$1,090,0002,401
Additional noninterest expense$2,295,0002,957
Pre-tax net operating income$2,467,0001,594
Securities gains (losses)$03,754
Applicable income taxes$928,0001,025
Income before extraordinary items$1,539,0002,070
Extraordinary gains, net$034
Net income$1,539,0002,067
Minority interest net income$0115
Net income of bank and minority interests.$1,539,0002,069
Net charge-offs$390,0004,136
Cash dividends$695,0002,144
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,539,0002,044
2009-09-30 (YTD Data)Rank
Total interest income$9,438,0002,661
Total interest expense$2,610,0003,194
Net interest income$6,828,0002,391
Provision for loan and lease losses$272,0004,735
Total noninterest income$1,051,0002,731
Gross Fiduciary activities income$52,000906
Service charges on deposit accounts$552,0002,175
Trading account gains and fees$0212
Additional Noninterest Income$447,0003,010
Total noninterest expense$5,356,0002,752
Salaries and employee benefits$3,026,0002,462
Premises and equipment expense$811,0002,446
Additional noninterest expense$1,519,0003,253
Pre-tax net operating income$2,251,0001,432
Securities gains (losses)$03,497
Applicable income taxes$767,0001,039
Income before extraordinary items$1,484,0001,802
Extraordinary gains, net$027
Net income$1,484,0001,802
Minority interest net income$0118
Net income of bank and minority interests.$1,484,0001,802
Net charge-offs$127,0004,827
Cash dividends$695,0001,641
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,484,0001,750
2009-06-30 (YTD Data)Rank
Total interest income$6,250,0002,713
Total interest expense$1,786,0003,252
Net interest income$4,464,0002,418
Provision for loan and lease losses$270,0003,897
Total noninterest income$544,0003,217
Gross Fiduciary activities income$34,000927
Service charges on deposit accounts$357,0002,212
Trading account gains and fees$0193
Additional Noninterest Income$153,0004,085
Total noninterest expense$3,532,0002,804
Salaries and employee benefits$2,005,0002,502
Premises and equipment expense$547,0002,458
Additional noninterest expense$980,0003,339
Pre-tax net operating income$1,206,0001,820
Securities gains (losses)$03,136
Applicable income taxes$447,0001,177
Income before extraordinary items$759,0002,322
Extraordinary gains, net$021
Net income$759,0002,318
Minority interest net income$0112
Net income of bank and minority interests.$759,0002,321
Net charge-offs$45,0005,014
Cash dividends$345,0002,061
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$759,0002,261
2009-03-31 (YTD Data)Rank
Total interest income$3,102,0002,767
Total interest expense$919,0003,283
Net interest income$2,183,0002,470
Provision for loan and lease losses$182,0002,979
Total noninterest income$266,0003,249
Gross Fiduciary activities income$17,000933
Service charges on deposit accounts$172,0002,214
Trading account gains and fees$0171
Additional Noninterest Income$77,0004,081
Total noninterest expense$1,689,0002,831
Salaries and employee benefits$987,0002,577
Premises and equipment expense$286,0002,393
Additional noninterest expense$416,0003,469
Pre-tax net operating income$578,0002,109
Securities gains (losses)$02,434
Applicable income taxes$206,0001,424
Income before extraordinary items$372,0002,711
Extraordinary gains, net$015
Net income$372,0002,709
Minority interest net income$0102
Net income of bank and minority interests.$372,0002,712
Net charge-offs$29,0004,044
Cash dividends$345,0001,249
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$372,0002,572
2008-12-31 (YTD Data)Rank
Total interest income$13,306,0002,771
Total interest expense$4,528,0003,212
Net interest income$8,778,0002,482
Provision for loan and lease losses$71,0006,327
Total noninterest income$1,068,0003,271
Gross Fiduciary activities income$104,000881
Service charges on deposit accounts$661,0002,459
Trading account gains and fees$0154
Additional Noninterest Income$303,0004,078
Total noninterest expense$7,306,0002,585
Salaries and employee benefits$4,562,0002,221
Premises and equipment expense$1,073,0002,463
Additional noninterest expense$1,671,0003,342
Pre-tax net operating income$2,469,0002,113
Securities gains (losses)$03,220
Applicable income taxes$955,0001,248
Income before extraordinary items$1,514,0002,500
Extraordinary gains, net$039
Net income$1,514,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0005,301
Cash dividends$939,0002,418
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,514,0002,639
2008-09-30 (YTD Data)Rank
Total interest income$10,126,0002,789
Total interest expense$3,495,0003,247
Net interest income$6,631,0002,491
Provision for loan and lease losses$38,0006,140
Total noninterest income$793,0003,357
Gross Fiduciary activities income$95,000853
Service charges on deposit accounts$467,0002,587
Trading account gains and fees$0148
Additional Noninterest Income$231,0004,164
Total noninterest expense$5,374,0002,623
Salaries and employee benefits$3,318,0002,319
Premises and equipment expense$811,0002,459
Additional noninterest expense$1,245,0003,278
Pre-tax net operating income$2,012,0002,305
Securities gains (losses)$03,106
Applicable income taxes$746,0001,448
Income before extraordinary items$1,266,0002,654
Extraordinary gains, net$031
Net income$1,266,0002,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,748
Cash dividends$940,0001,910
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,266,0002,784
2008-06-30 (YTD Data)Rank
Total interest income$6,814,0002,795
Total interest expense$2,382,0003,297
Net interest income$4,432,0002,472
Provision for loan and lease losses$6,0006,439
Total noninterest income$526,0003,405
Gross Fiduciary activities income$80,000832
Service charges on deposit accounts$297,0002,657
Trading account gains and fees$0149
Additional Noninterest Income$149,0004,327
Total noninterest expense$3,494,0002,683
Salaries and employee benefits$2,115,0002,432
Premises and equipment expense$542,0002,462
Additional noninterest expense$837,0003,227
Pre-tax net operating income$1,458,0002,252
Securities gains (losses)$03,233
Applicable income taxes$496,0001,616
Income before extraordinary items$962,0002,653
Extraordinary gains, net$021
Net income$962,0002,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,894
Cash dividends$480,0002,344
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$962,0002,600
2008-03-31 (YTD Data)Rank
Total interest income$3,427,0002,851
Total interest expense$1,220,0003,408
Net interest income$2,207,0002,471
Provision for loan and lease losses$3,0005,879
Total noninterest income$261,0003,418
Gross Fiduciary activities income$40,000848
Service charges on deposit accounts$143,0002,721
Trading account gains and fees$0158
Additional Noninterest Income$78,0004,253
Total noninterest expense$1,724,0002,707
Salaries and employee benefits$1,040,0002,497
Premises and equipment expense$286,0002,362
Additional noninterest expense$398,0003,325
Pre-tax net operating income$741,0002,311
Securities gains (losses)$02,688
Applicable income taxes$216,0001,871
Income before extraordinary items$525,0002,575
Extraordinary gains, net$015
Net income$525,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$470,0001,432
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$525,0002,508
2007-12-31 (YTD Data)Rank
Total interest income$14,328,0002,806
Total interest expense$5,099,0003,416
Net interest income$9,229,0002,404
Provision for loan and lease losses$56,0005,586
Total noninterest income$1,072,0003,395
Gross Fiduciary activities income$148,000853
Service charges on deposit accounts$684,0002,411
Trading account gains and fees$0178
Additional Noninterest Income$240,0004,677
Total noninterest expense$7,498,0002,433
Salaries and employee benefits$4,693,0002,148
Premises and equipment expense$1,084,0002,395
Additional noninterest expense$1,721,0003,056
Pre-tax net operating income$2,747,0002,622
Securities gains (losses)$02,146
Applicable income taxes$1,066,0001,789
Income before extraordinary items$1,681,0003,188
Extraordinary gains, net$039
Net income$1,681,0003,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,454
Cash dividends$1,222,0002,309
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,681,0003,175
2007-09-30 (YTD Data)Rank
Total interest income$10,728,0002,807
Total interest expense$3,843,0003,406
Net interest income$6,885,0002,431
Provision for loan and lease losses$53,0004,995
Total noninterest income$823,0003,330
Gross Fiduciary activities income$129,000830
Service charges on deposit accounts$524,0002,355
Trading account gains and fees$0184
Additional Noninterest Income$170,0004,816
Total noninterest expense$5,484,0002,470
Salaries and employee benefits$3,371,0002,236
Premises and equipment expense$820,0002,356
Additional noninterest expense$1,293,0002,988
Pre-tax net operating income$2,171,0002,691
Securities gains (losses)$01,655
Applicable income taxes$782,0001,936
Income before extraordinary items$1,389,0003,136
Extraordinary gains, net$033
Net income$1,389,0003,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,364
Cash dividends$1,222,0001,756
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,389,0003,120
2007-06-30 (YTD Data)Rank
Total interest income$7,025,0002,872
Total interest expense$2,537,0003,417
Net interest income$4,488,0002,498
Provision for loan and lease losses$50,0004,348
Total noninterest income$527,0003,448
Gross Fiduciary activities income$37,000977
Service charges on deposit accounts$376,0002,222
Trading account gains and fees$0168
Additional Noninterest Income$114,0004,859
Total noninterest expense$3,494,0002,605
Salaries and employee benefits$2,105,0002,422
Premises and equipment expense$535,0002,410
Additional noninterest expense$854,0003,023
Pre-tax net operating income$1,471,0002,711
Securities gains (losses)$01,444
Applicable income taxes$520,0002,003
Income before extraordinary items$951,0003,132
Extraordinary gains, net$029
Net income$951,0003,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,811
Cash dividends$637,0002,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$951,0003,119
2007-03-31 (YTD Data)Rank
Total interest income$3,472,0002,878
Total interest expense$1,245,0003,442
Net interest income$2,227,0002,526
Provision for loan and lease losses$33,0003,661
Total noninterest income$251,0003,521
Gross Fiduciary activities income$18,000983
Service charges on deposit accounts$182,0002,232
Trading account gains and fees$0195
Additional Noninterest Income$51,0005,068
Total noninterest expense$1,688,0002,692
Salaries and employee benefits$999,0002,556
Premises and equipment expense$285,0002,288
Additional noninterest expense$404,0003,146
Pre-tax net operating income$757,0002,653
Securities gains (losses)$01,187
Applicable income taxes$246,0002,112
Income before extraordinary items$511,0002,985
Extraordinary gains, net$022
Net income$511,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$632,0001,175
Sale, conversion, retirement of capital stock, net$0885
Net operating income$511,0002,966
2006-12-31 (YTD Data)Rank
Total interest income$13,730,0002,751
Total interest expense$4,223,0003,462
Net interest income$9,507,0002,394
Provision for loan and lease losses$128,0004,290
Total noninterest income$1,140,0003,239
Gross Fiduciary activities income$125,000896
Service charges on deposit accounts$788,0002,135
Trading account gains and fees$0130
Additional Noninterest Income$227,0004,880
Total noninterest expense$6,641,0002,642
Salaries and employee benefits$4,224,0002,329
Premises and equipment expense$923,0002,660
Additional noninterest expense$1,494,0003,299
Pre-tax net operating income$3,878,0002,308
Securities gains (losses)$01,687
Applicable income taxes$1,547,0001,613
Income before extraordinary items$2,331,0002,767
Extraordinary gains, net$051
Net income$2,331,0002,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,321
Cash dividends$2,713,0001,219
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,331,0002,757
2006-09-30 (YTD Data)Rank
Total interest income$10,143,0002,761
Total interest expense$3,049,0003,466
Net interest income$7,094,0002,431
Provision for loan and lease losses$95,0004,177
Total noninterest income$859,0003,240
Gross Fiduciary activities income$101,000874
Service charges on deposit accounts$588,0002,158
Trading account gains and fees$0126
Additional Noninterest Income$170,0004,884
Total noninterest expense$4,689,0002,777
Salaries and employee benefits$2,898,0002,509
Premises and equipment expense$692,0002,670
Additional noninterest expense$1,099,0003,361
Pre-tax net operating income$3,169,0002,226
Securities gains (losses)$01,388
Applicable income taxes$1,202,0001,648
Income before extraordinary items$1,967,0002,601
Extraordinary gains, net$045
Net income$1,967,0002,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,490
Cash dividends$2,708,000898
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,967,0002,590
2006-06-30 (YTD Data)Rank
Total interest income$6,681,0002,761
Total interest expense$1,960,0003,441
Net interest income$4,721,0002,430
Provision for loan and lease losses$63,0004,017
Total noninterest income$560,0003,263
Gross Fiduciary activities income$60,000911
Service charges on deposit accounts$383,0002,179
Trading account gains and fees$0126
Additional Noninterest Income$117,0004,796
Total noninterest expense$3,014,0002,871
Salaries and employee benefits$1,813,0002,668
Premises and equipment expense$472,0002,603
Additional noninterest expense$729,0003,358
Pre-tax net operating income$2,204,0002,151
Securities gains (losses)$01,185
Applicable income taxes$823,0001,628
Income before extraordinary items$1,381,0002,498
Extraordinary gains, net$039
Net income$1,381,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,137
Cash dividends$605,0002,079
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,381,0002,481
2006-03-31 (YTD Data)Rank
Total interest income$3,258,0002,760
Total interest expense$936,0003,428
Net interest income$2,322,0002,460
Provision for loan and lease losses$32,0003,778
Total noninterest income$270,0003,302
Gross Fiduciary activities income$18,0001,004
Service charges on deposit accounts$182,0002,208
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,434
Total noninterest expense$1,463,0002,945
Salaries and employee benefits$860,0002,798
Premises and equipment expense$238,0002,577
Additional noninterest expense$365,0003,356
Pre-tax net operating income$1,097,0002,125
Securities gains (losses)$0955
Applicable income taxes$393,0001,681
Income before extraordinary items$704,0002,432
Extraordinary gains, net$021
Net income$704,0002,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$605,0001,138
Sale, conversion, retirement of capital stock, net$0648
Net operating income$704,0002,407
2005-12-31 (YTD Data)Rank
Total interest income$12,521,0002,619
Total interest expense$3,137,0003,211
Net interest income$9,384,0002,355
Provision for loan and lease losses$216,0003,461
Total noninterest income$974,0003,631
Gross Fiduciary activities income$112,000926
Service charges on deposit accounts$706,0002,332
Trading account gains and fees$0138
Additional Noninterest Income$156,0005,658
Total noninterest expense$6,357,0002,606
Salaries and employee benefits$3,966,0002,306
Premises and equipment expense$891,0002,624
Additional noninterest expense$1,500,0003,232
Pre-tax net operating income$3,785,0002,301
Securities gains (losses)$02,296
Applicable income taxes$1,533,0001,680
Income before extraordinary items$2,252,0002,793
Extraordinary gains, net$046
Net income$2,252,0002,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,956
Cash dividends$1,215,0002,114
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,252,0002,753
2005-09-30 (YTD Data)Rank
Total interest income$9,254,0002,595
Total interest expense$2,236,0003,202
Net interest income$7,018,0002,341
Provision for loan and lease losses$184,0003,103
Total noninterest income$728,0003,648
Gross Fiduciary activities income$90,000901
Service charges on deposit accounts$517,0002,372
Trading account gains and fees$0126
Additional Noninterest Income$121,0005,592
Total noninterest expense$4,520,0002,709
Salaries and employee benefits$2,744,0002,458
Premises and equipment expense$676,0002,576
Additional noninterest expense$1,100,0003,259
Pre-tax net operating income$3,042,0002,206
Securities gains (losses)$02,317
Applicable income taxes$1,254,0001,594
Income before extraordinary items$1,788,0002,711
Extraordinary gains, net$035
Net income$1,788,0002,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$1,216,0001,549
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,788,0002,677
2005-06-30 (YTD Data)Rank
Total interest income$6,049,0002,586
Total interest expense$1,410,0003,211
Net interest income$4,639,0002,332
Provision for loan and lease losses$123,0002,983
Total noninterest income$476,0003,637
Gross Fiduciary activities income$60,000914
Service charges on deposit accounts$333,0002,409
Trading account gains and fees$0116
Additional Noninterest Income$83,0005,536
Total noninterest expense$2,938,0002,755
Salaries and employee benefits$1,746,0002,550
Premises and equipment expense$451,0002,574
Additional noninterest expense$741,0003,214
Pre-tax net operating income$2,054,0002,139
Securities gains (losses)$02,146
Applicable income taxes$838,0001,560
Income before extraordinary items$1,216,0002,621
Extraordinary gains, net$030
Net income$1,216,0002,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,534
Cash dividends$615,0001,898
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,216,0002,579
2005-03-31 (YTD Data)Rank
Total interest income$2,942,0002,613
Total interest expense$652,0003,292
Net interest income$2,290,0002,345
Provision for loan and lease losses$62,0002,802
Total noninterest income$235,0003,609
Gross Fiduciary activities income$30,000918
Service charges on deposit accounts$164,0002,376
Trading account gains and fees$0115
Additional Noninterest Income$41,0005,596
Total noninterest expense$1,470,0002,769
Salaries and employee benefits$862,0002,602
Premises and equipment expense$230,0002,542
Additional noninterest expense$378,0003,168
Pre-tax net operating income$993,0002,178
Securities gains (losses)$01,685
Applicable income taxes$400,0001,602
Income before extraordinary items$593,0002,644
Extraordinary gains, net$024
Net income$593,0002,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$605,0001,022
Sale, conversion, retirement of capital stock, net$0491
Net operating income$593,0002,606
2004-12-31 (YTD Data)Rank
Total interest income$10,940,0002,602
Total interest expense$2,188,0003,389
Net interest income$8,752,0002,332
Provision for loan and lease losses$245,0003,282
Total noninterest income$903,0003,782
Gross Fiduciary activities income$53,0001,048
Service charges on deposit accounts$687,0002,410
Trading account gains and fees$0138
Additional Noninterest Income$163,0005,521
Total noninterest expense$6,044,0002,625
Salaries and employee benefits$3,754,0002,313
Premises and equipment expense$803,0002,781
Additional noninterest expense$1,487,0003,143
Pre-tax net operating income$3,366,0002,341
Securities gains (losses)$03,819
Applicable income taxes$1,355,0001,743
Income before extraordinary items$2,011,0002,906
Extraordinary gains, net$034
Net income$2,011,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,407
Cash dividends$1,391,0001,841
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,011,0002,849
2004-09-30 (YTD Data)Rank
Total interest income$8,026,0002,621
Total interest expense$1,593,0003,429
Net interest income$6,433,0002,347
Provision for loan and lease losses$184,0003,132
Total noninterest income$654,0003,880
Gross Fiduciary activities income$33,0001,074
Service charges on deposit accounts$500,0002,497
Trading account gains and fees$0134
Additional Noninterest Income$121,0005,552
Total noninterest expense$4,284,0002,744
Salaries and employee benefits$2,589,0002,487
Premises and equipment expense$587,0002,838
Additional noninterest expense$1,108,0003,140
Pre-tax net operating income$2,619,0002,296
Securities gains (losses)$03,710
Applicable income taxes$1,096,0001,649
Income before extraordinary items$1,523,0002,913
Extraordinary gains, net$026
Net income$1,523,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$1,391,0001,354
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,523,0002,843
2004-06-30 (YTD Data)Rank
Total interest income$5,293,0002,639
Total interest expense$1,036,0003,506
Net interest income$4,257,0002,352
Provision for loan and lease losses$123,0003,073
Total noninterest income$421,0003,980
Gross Fiduciary activities income$22,0001,079
Service charges on deposit accounts$325,0002,539
Trading account gains and fees$0130
Additional Noninterest Income$74,0005,746
Total noninterest expense$2,801,0002,793
Salaries and employee benefits$1,655,0002,600
Premises and equipment expense$385,0002,880
Additional noninterest expense$761,0003,079
Pre-tax net operating income$1,754,0002,286
Securities gains (losses)$03,413
Applicable income taxes$721,0001,669
Income before extraordinary items$1,033,0002,851
Extraordinary gains, net$021
Net income$1,033,0002,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$695,0001,716
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,033,0002,774
2004-03-31 (YTD Data)Rank
Total interest income$2,626,0002,659
Total interest expense$510,0003,582
Net interest income$2,116,0002,358
Provision for loan and lease losses$62,0002,894
Total noninterest income$212,0003,924
Gross Fiduciary activities income$11,0001,081
Service charges on deposit accounts$165,0002,467
Trading account gains and fees$0121
Additional Noninterest Income$36,0005,773
Total noninterest expense$1,287,0003,016
Salaries and employee benefits$745,0002,855
Premises and equipment expense$194,0002,901
Additional noninterest expense$348,0003,305
Pre-tax net operating income$979,0002,044
Securities gains (losses)$02,934
Applicable income taxes$391,0001,585
Income before extraordinary items$588,0002,553
Extraordinary gains, net$016
Net income$588,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$588,0002,463
2003-12-31 (YTD Data)Rank
Total interest income$10,988,0002,583
Total interest expense$2,339,0003,519
Net interest income$8,649,0002,240
Provision for loan and lease losses$123,0004,909
Total noninterest income$794,0004,248
Gross Fiduciary activities income$23,0001,222
Service charges on deposit accounts$633,0002,593
Trading account gains and fees$0160
Additional Noninterest Income$138,0005,969
Total noninterest expense$5,750,0002,694
Salaries and employee benefits$3,575,0002,368
Premises and equipment expense$758,0002,886
Additional noninterest expense$1,417,0003,249
Pre-tax net operating income$3,570,0002,180
Securities gains (losses)$04,500
Applicable income taxes$1,454,0001,660
Income before extraordinary items$2,116,0002,742
Extraordinary gains, net$054
Net income$2,116,0002,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,380
Cash dividends$1,806,0001,508
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,116,0002,611
2003-09-30 (YTD Data)Rank
Total interest income$8,244,0002,621
Total interest expense$1,821,0003,528
Net interest income$6,423,0002,278
Provision for loan and lease losses$92,0004,797
Total noninterest income$574,0004,376
Gross Fiduciary activities income$14,0001,237
Service charges on deposit accounts$456,0002,678
Trading account gains and fees$0153
Additional Noninterest Income$104,0006,001
Total noninterest expense$4,028,0002,886
Salaries and employee benefits$2,428,0002,594
Premises and equipment expense$524,0003,095
Additional noninterest expense$1,076,0003,194
Pre-tax net operating income$2,877,0002,112
Securities gains (losses)$04,204
Applicable income taxes$1,183,0001,633
Income before extraordinary items$1,694,0002,693
Extraordinary gains, net$040
Net income$1,694,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,377
Cash dividends$605,0002,388
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,694,0002,548
2003-06-30 (YTD Data)Rank
Total interest income$5,516,0002,643
Total interest expense$1,275,0003,490
Net interest income$4,241,0002,289
Provision for loan and lease losses$60,0004,687
Total noninterest income$369,0004,438
Gross Fiduciary activities income$9,0001,239
Service charges on deposit accounts$293,0002,703
Trading account gains and fees$0150
Additional Noninterest Income$67,0006,058
Total noninterest expense$2,727,0002,834
Salaries and employee benefits$1,662,0002,524
Premises and equipment expense$358,0003,023
Additional noninterest expense$707,0003,206
Pre-tax net operating income$1,823,0002,213
Securities gains (losses)$03,782
Applicable income taxes$732,0001,752
Income before extraordinary items$1,091,0002,788
Extraordinary gains, net$030
Net income$1,091,0002,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,655
Cash dividends$605,0001,870
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,091,0002,628
2003-03-31 (YTD Data)Rank
Total interest income$2,689,0002,712
Total interest expense$656,0003,493
Net interest income$2,033,0002,386
Provision for loan and lease losses$30,0004,429
Total noninterest income$173,0004,523
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$135,0002,807
Trading account gains and fees$0134
Additional Noninterest Income$33,0006,044
Total noninterest expense$1,278,0002,981
Salaries and employee benefits$733,0002,841
Premises and equipment expense$189,0002,896
Additional noninterest expense$356,0003,153
Pre-tax net operating income$898,0002,240
Securities gains (losses)$02,891
Applicable income taxes$395,0001,641
Income before extraordinary items$503,0002,933
Extraordinary gains, net$021
Net income$503,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$503,0002,792
2002-12-31 (YTD Data)Rank
Total interest income$10,904,0002,793
Total interest expense$3,060,0003,486
Net interest income$7,844,0002,448
Provision for loan and lease losses$279,0003,616
Total noninterest income$758,0004,123
Gross Fiduciary activities income$17,0001,326
Service charges on deposit accounts$599,0002,570
Trading account gains and fees$0153
Additional Noninterest Income$142,0005,719
Total noninterest expense$5,203,0002,824
Salaries and employee benefits$3,255,0002,440
Premises and equipment expense$582,0003,494
Additional noninterest expense$1,366,0003,210
Pre-tax net operating income$3,120,0002,417
Securities gains (losses)$04,537
Applicable income taxes$1,205,0001,942
Income before extraordinary items$1,915,0002,904
Extraordinary gains, net$070
Net income$1,915,0002,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,273
Cash dividends$2,185,0001,228
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,915,0002,814
2001-12-31 (YTD Data)Rank
Total interest income$11,190,0003,021
Total interest expense$3,963,0003,822
Net interest income$7,227,0002,481
Provision for loan and lease losses$180,0004,345
Total noninterest income$550,0004,810
Gross Fiduciary activities income$25,0001,265
Service charges on deposit accounts$375,0003,575
Trading account gains and fees$0177
Additional Noninterest Income$150,0005,549
Total noninterest expense$4,614,0003,025
Salaries and employee benefits$2,808,0002,666
Premises and equipment expense$563,0003,547
Additional noninterest expense$1,243,0003,393
Pre-tax net operating income$2,983,0002,277
Securities gains (losses)$-15,0009,345
Applicable income taxes$1,021,0002,044
Income before extraordinary items$1,947,0002,591
Extraordinary gains, net$0105
Net income$1,947,0002,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,890
Cash dividends$1,425,0001,730
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,956,9002,506
2000-12-31 (YTD Data)Rank
Total interest income$10,675,0003,222
Total interest expense$3,970,0004,002
Net interest income$6,705,0002,654
Provision for loan and lease losses$49,0006,605
Total noninterest income$529,0004,751
Gross Fiduciary activities income$26,0001,128
Service charges on deposit accounts$340,0003,682
Trading account gains and fees$0180
Additional Noninterest Income$163,0005,275
Total noninterest expense$4,279,0003,144
Salaries and employee benefits$2,412,0002,929
Premises and equipment expense$539,0003,575
Additional noninterest expense$1,328,0003,118
Pre-tax net operating income$2,906,0002,451
Securities gains (losses)$01,956
Applicable income taxes$989,0002,143
Income before extraordinary items$1,917,0002,663
Extraordinary gains, net$038
Net income$1,917,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,643
Cash dividends$2,168,0001,271
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,917,0002,657
1999-12-31 (YTD Data)Rank
Total interest income$9,449,0003,395
Total interest expense$3,662,0003,877
Net interest income$5,787,0003,020
Provision for loan and lease losses$-3,0009,965
Total noninterest income$595,0004,454
Gross Fiduciary activities income$27,0001,181
Service charges on deposit accounts$345,0003,603
Trading account gains and fees$0173
Additional Noninterest Income$223,0004,688
Total noninterest expense$3,679,0003,559
Salaries and employee benefits$2,097,0003,287
Premises and equipment expense$501,0003,761
Additional noninterest expense$1,081,0003,761
Pre-tax net operating income$2,706,0002,622
Securities gains (losses)$03,155
Applicable income taxes$934,0002,324
Income before extraordinary items$1,772,0002,844
Extraordinary gains, net$035
Net income$1,772,0002,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,499
Cash dividends$2,044,0001,334
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,772,0002,811
1998-12-31 (YTD Data)Rank
Total interest income$9,664,0003,338
Total interest expense$3,860,0003,807
Net interest income$5,804,0002,970
Provision for loan and lease losses$08,652
Total noninterest income$530,0004,776
Gross Fiduciary activities income$41,0001,143
Service charges on deposit accounts$274,0004,217
Trading account gains and fees$0224
Additional Noninterest Income$215,0004,781
Total noninterest expense$3,835,0003,346
Salaries and employee benefits$2,063,0003,236
Premises and equipment expense$613,0003,103
Additional noninterest expense$1,159,0003,471
Pre-tax net operating income$2,499,0002,790
Securities gains (losses)$04,449
Applicable income taxes$840,0002,624
Income before extraordinary items$1,659,0002,992
Extraordinary gains, net$032
Net income$1,659,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,323
Cash dividends$712,0002,817
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,659,0002,908
1997-12-31 (YTD Data)Rank
Total interest income$9,501,0003,406
Total interest expense$3,791,0003,873
Net interest income$5,710,0003,051
Provision for loan and lease losses$80,0005,644
Total noninterest income$441,0005,394
Gross Fiduciary activities income$62,0001,139
Service charges on deposit accounts$223,0005,005
Trading account gains and fees$0239
Additional Noninterest Income$156,0005,590
Total noninterest expense$3,560,0003,551
Salaries and employee benefits$2,052,0003,229
Premises and equipment expense$495,0003,740
Additional noninterest expense$1,013,0003,852
Pre-tax net operating income$2,511,0002,905
Securities gains (losses)$03,944
Applicable income taxes$856,0002,782
Income before extraordinary items$1,655,0003,068
Extraordinary gains, net$044
Net income$1,655,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$620,0003,008
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,655,0003,008
1996-12-31 (YTD Data)Rank
Total interest income$9,461,0003,445
Total interest expense$3,772,0003,915
Net interest income$5,689,0003,110
Provision for loan and lease losses$120,0004,568
Total noninterest income$407,0005,885
Gross Fiduciary activities income$35,0001,287
Service charges on deposit accounts$233,0005,073
Trading account gains and fees$0262
Additional Noninterest Income$139,0006,188
Total noninterest expense$3,289,0004,011
Salaries and employee benefits$1,909,0003,481
Premises and equipment expense$492,0003,825
Additional noninterest expense$888,0004,810
Pre-tax net operating income$2,687,0002,603
Securities gains (losses)$04,148
Applicable income taxes$925,0002,512
Income before extraordinary items$1,762,0002,755
Extraordinary gains, net$053
Net income$1,762,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,458
Cash dividends$496,0003,472
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,762,0002,712
1995-12-31 (YTD Data)Rank
Total interest income$9,096,0003,581
Total interest expense$3,726,0003,933
Net interest income$5,370,0003,310
Provision for loan and lease losses$188,0003,145
Total noninterest income$410,0005,893
Gross Fiduciary activities income$19,0001,413
Service charges on deposit accounts$193,0005,806
Trading account gains and fees$0522
Additional Noninterest Income$198,0005,162
Total noninterest expense$3,520,0003,723
Salaries and employee benefits$1,983,0003,335
Premises and equipment expense$514,0003,673
Additional noninterest expense$1,023,0004,273
Pre-tax net operating income$2,072,0003,373
Securities gains (losses)$-6,0009,789
Applicable income taxes$712,0003,192
Income before extraordinary items$1,354,0003,546
Extraordinary gains, net$065
Net income$1,354,0003,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,369
Cash dividends$403,0003,830
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,357,9603,521
1994-12-31 (YTD Data)Rank
Total interest income$8,434,0003,556
Total interest expense$3,067,0003,882
Net interest income$5,367,0003,345
Provision for loan and lease losses$80,0005,022
Total noninterest income$361,0006,536
Gross Fiduciary activities income$53,0001,293
Service charges on deposit accounts$178,0006,296
Trading account gains and fees$0475
Additional Noninterest Income$130,0006,669
Total noninterest expense$3,464,0003,882
Salaries and employee benefits$1,901,0003,442
Premises and equipment expense$480,0003,931
Additional noninterest expense$1,083,0004,407
Pre-tax net operating income$2,184,0003,195
Securities gains (losses)$03,600
Applicable income taxes$755,0002,917
Income before extraordinary items$1,429,0003,303
Extraordinary gains, net$0249
Net income$1,429,0003,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00011,887
Cash dividends$325,0004,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,429,0003,334
1993-12-31 (YTD Data)Rank
Total interest income$8,406,0003,646
Total interest expense$3,249,0003,843
Net interest income$5,157,0003,466
Provision for loan and lease losses$300,0002,975
Total noninterest income$310,0007,513
Gross Fiduciary activities income$13,0001,482
Service charges on deposit accounts$168,0006,646
Trading account gains and fees$0532
Additional Noninterest Income$129,0007,048
Total noninterest expense$3,188,0004,277
Salaries and employee benefits$1,753,0003,711
Premises and equipment expense$460,0004,160
Additional noninterest expense$975,0005,026
Pre-tax net operating income$1,979,0003,347
Securities gains (losses)$07,477
Applicable income taxes$585,0003,686
Income before extraordinary items$1,394,0003,470
Extraordinary gains, net$03,149
Net income$1,394,0003,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$247,0004,936
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,394,0003,280
1992-12-31 (YTD Data)Rank
Total interest income$8,576,0004,027
Total interest expense$3,766,0004,283
Net interest income$4,810,0003,781
Provision for loan and lease losses$550,0002,794
Total noninterest income$275,0008,098
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,905
Trading account gains and feesNANA
Additional Noninterest Income$117,0007,542
Total noninterest expense$3,056,0004,444
Salaries and employee benefits$1,683,0003,805
Premises and equipment expense$440,0004,435
Additional noninterest expense$933,0005,357
Pre-tax net operating income$1,479,0004,083
Securities gains (losses)$4,0007,235
Applicable income taxes$357,0005,253
Income before extraordinary items$1,126,0004,040
Extraordinary gains, net$01,422
Net income$1,126,0004,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0003,073
Cash dividends$217,0004,828
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,122,9603,752

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.