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The First National Bank of Dryden, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$8,604,000	3,030
Total interest expense	$328,000	4,250
Net interest income	$8,276,000	2,643
Provision for loan and lease losses	$527,000	1,241
Total noninterest income	$397,000	3,588
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$178,000	2,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$219,000	3,620
Total noninterest expense	$4,325,000	3,248
Salaries and employee benefits	$2,703,000	3,089
Premises and equipment expense	$778,000	2,339
Additional noninterest expense	$219,000	3,620
Pre-tax net operating income	$3,821,000	2,221
Securities gains (losses)	$-617,000	4,222
Applicable income taxes	$656,000	1,723
Income before extraordinary items	$2,548,000	2,513
Extraordinary gains, net	$0	54
Net income	$2,548,000	2,538
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,548,000	2,515
Net charge-offs	$255,000	1,044
Cash dividends	$896,000	2,291
Sale, conversion, retirement of capital stock, net	$-168,000	4,561
Net operating income	$3,041,600	2,338
2023-09-30 (YTD Data)		Rank
Total interest income	$6,502,000	2,995
Total interest expense	$221,000	4,267
Net interest income	$6,281,000	2,649
Provision for loan and lease losses	$321,000	1,294
Total noninterest income	$311,000	3,561
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$137,000	2,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	3,576
Total noninterest expense	$2,875,000	3,392
Salaries and employee benefits	$1,812,000	3,208
Premises and equipment expense	$444,000	2,737
Additional noninterest expense	$174,000	3,574
Pre-tax net operating income	$3,396,000	2,081
Securities gains (losses)	$0	849
Applicable income taxes	$579,000	1,649
Income before extraordinary items	$2,817,000	2,127
Extraordinary gains, net	$0	52
Net income	$2,817,000	2,148
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,817,000	2,129
Net charge-offs	$113,000	1,132
Cash dividends	$372,000	2,457
Sale, conversion, retirement of capital stock, net	$-169,000	4,591
Net operating income	$2,817,000	2,152
2023-06-30 (YTD Data)		Rank
Total interest income	$4,422,000	2,956
Total interest expense	$109,000	4,336
Net interest income	$4,313,000	2,624
Provision for loan and lease losses	$315,000	989
Total noninterest income	$221,000	3,507
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$92,000	2,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	3,509
Total noninterest expense	$1,781,000	3,479
Salaries and employee benefits	$1,152,000	3,273
Premises and equipment expense	$287,000	2,769
Additional noninterest expense	$129,000	3,496
Pre-tax net operating income	$2,438,000	1,994
Securities gains (losses)	$0	938
Applicable income taxes	$404,000	1,638
Income before extraordinary items	$2,034,000	2,045
Extraordinary gains, net	$0	51
Net income	$2,034,000	2,070
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,034,000	2,045
Net charge-offs	$79,000	1,012
Cash dividends	$247,000	2,426
Sale, conversion, retirement of capital stock, net	$-265,000	4,630
Net operating income	$2,034,000	2,061
2023-03-31 (YTD Data)		Rank
Total interest income	$2,094,000	3,018
Total interest expense	$45,000	4,375
Net interest income	$2,049,000	2,714
Provision for loan and lease losses	$156,000	991
Total noninterest income	$109,000	3,518
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$47,000	2,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	3,542
Total noninterest expense	$935,000	3,461
Salaries and employee benefits	$599,000	3,262
Premises and equipment expense	$96,000	3,373
Additional noninterest expense	$62,000	3,542
Pre-tax net operating income	$1,067,000	2,215
Securities gains (losses)	$0	950
Applicable income taxes	$162,000	1,827
Income before extraordinary items	$905,000	2,227
Extraordinary gains, net	$0	4
Net income	$905,000	2,227
Minority interest net income	$0	48
Net income of bank and minority interests.	$905,000	2,227
Net charge-offs	$48,000	814
Cash dividends	$124,000	2,005
Sale, conversion, retirement of capital stock, net	$-101,000	4,648
Net operating income	$905,000	2,255
2022-12-31 (YTD Data)		Rank
Total interest income	$6,947,000	3,055
Total interest expense	$185,000	4,103
Net interest income	$6,762,000	2,938
Provision for loan and lease losses	$154,000	1,947
Total noninterest income	$431,000	3,633
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$184,000	2,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	3,672
Total noninterest expense	$4,314,000	3,252
Salaries and employee benefits	$2,624,000	3,130
Premises and equipment expense	$847,000	2,221
Additional noninterest expense	$247,000	3,672
Pre-tax net operating income	$2,725,000	2,766
Securities gains (losses)	$0	691
Applicable income taxes	$448,000	2,103
Income before extraordinary items	$2,277,000	2,794
Extraordinary gains, net	$0	5
Net income	$2,277,000	2,791
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,277,000	2,793
Net charge-offs	$402,000	675
Cash dividends	$768,000	2,371
Sale, conversion, retirement of capital stock, net	$-79,000	4,656
Net operating income	$2,277,000	2,824
2022-09-30 (YTD Data)		Rank
Total interest income	$4,870,000	3,105
Total interest expense	$137,000	4,018
Net interest income	$4,733,000	3,014
Provision for loan and lease losses	$18,000	2,585
Total noninterest income	$323,000	3,659
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$138,000	2,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	3,708
Total noninterest expense	$2,863,000	3,407
Salaries and employee benefits	$1,855,000	3,200
Premises and equipment expense	$458,000	2,688
Additional noninterest expense	$185,000	3,708
Pre-tax net operating income	$2,175,000	2,684
Securities gains (losses)	$0	740
Applicable income taxes	$254,000	2,339
Income before extraordinary items	$1,921,000	2,639
Extraordinary gains, net	$0	4
Net income	$1,921,000	2,637
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,921,000	2,638
Net charge-offs	$94,000	958
Cash dividends	$374,000	2,394
Sale, conversion, retirement of capital stock, net	$-12,000	4,691
Net operating income	$1,921,000	2,676
2022-06-30 (YTD Data)		Rank
Total interest income	$3,010,000	3,175
Total interest expense	$95,000	3,975
Net interest income	$2,915,000	3,086
Provision for loan and lease losses	$12,000	2,374
Total noninterest income	$220,000	3,656
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$85,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	3,667
Total noninterest expense	$1,949,000	3,375
Salaries and employee benefits	$1,264,000	3,182
Premises and equipment expense	$337,000	2,556
Additional noninterest expense	$348,000	4,048
Pre-tax net operating income	$1,174,000	2,827
Securities gains (losses)	$0	687
Applicable income taxes	$76,000	2,711
Income before extraordinary items	$1,098,000	2,721
Extraordinary gains, net	$0	4
Net income	$1,098,000	2,719
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,098,000	2,721
Net charge-offs	$34,000	1,131
Cash dividends	$249,000	2,373
Sale, conversion, retirement of capital stock, net	$93,000	370
Net operating income	$1,098,000	2,755
2022-03-31 (YTD Data)		Rank
Total interest income	$1,393,000	3,240
Total interest expense	$46,000	4,003
Net interest income	$1,347,000	3,160
Provision for loan and lease losses	$6,000	2,109
Total noninterest income	$108,000	3,642
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$42,000	2,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	3,652
Total noninterest expense	$953,000	3,406
Salaries and employee benefits	$589,000	3,278
Premises and equipment expense	$165,000	2,587
Additional noninterest expense	$199,000	3,909
Pre-tax net operating income	$496,000	2,914
Securities gains (losses)	$0	623
Applicable income taxes	$8,000	3,187
Income before extraordinary items	$488,000	2,768
Extraordinary gains, net	$0	4
Net income	$488,000	2,766
Minority interest net income	$0	50
Net income of bank and minority interests.	$488,000	2,768
Net charge-offs	$3,000	1,472
Cash dividends	$125,000	1,918
Sale, conversion, retirement of capital stock, net	$-37,000	4,759
Net operating income	$488,000	2,796
2021-12-31 (YTD Data)		Rank
Total interest income	$5,391,000	3,367
Total interest expense	$163,000	4,253
Net interest income	$5,228,000	3,272
Provision for loan and lease losses	$151,000	1,908
Total noninterest income	$529,000	3,599
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$132,000	3,146
Trading account gains and fees	NA	NA
Additional Noninterest Income	$397,000	3,478
Total noninterest expense	$3,542,000	3,524
Salaries and employee benefits	$2,229,000	3,350
Premises and equipment expense	$651,000	2,628
Additional noninterest expense	$662,000	4,136
Pre-tax net operating income	$2,064,000	3,110
Securities gains (losses)	$0	2,062
Applicable income taxes	$160,000	2,819
Income before extraordinary items	$1,904,000	3,092
Extraordinary gains, net	$0	10
Net income	$1,904,000	3,092
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,904,000	3,092
Net charge-offs	$36,000	1,822
Cash dividends	$767,000	2,464
Sale, conversion, retirement of capital stock, net	$-47,000	4,759
Net operating income	$1,904,000	3,067
2021-09-30 (YTD Data)		Rank
Total interest income	$3,991,000	3,452
Total interest expense	$122,000	4,352
Net interest income	$3,869,000	3,345
Provision for loan and lease losses	$18,000	2,738
Total noninterest income	$426,000	3,574
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$91,000	3,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$335,000	3,404
Total noninterest expense	$2,570,000	3,608
Salaries and employee benefits	$1,625,000	3,417
Premises and equipment expense	$445,000	2,775
Additional noninterest expense	$500,000	4,171
Pre-tax net operating income	$1,707,000	3,108
Securities gains (losses)	$0	2,015
Applicable income taxes	$121,000	2,844
Income before extraordinary items	$1,586,000	3,064
Extraordinary gains, net	$0	8
Net income	$1,586,000	3,064
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,586,000	3,064
Net charge-offs	$21,000	1,716
Cash dividends	$373,000	2,536
Sale, conversion, retirement of capital stock, net	$-125,000	4,852
Net operating income	$1,586,000	3,043
2021-06-30 (YTD Data)		Rank
Total interest income	$2,603,000	3,512
Total interest expense	$82,000	4,405
Net interest income	$2,521,000	3,383
Provision for loan and lease losses	$12,000	2,664
Total noninterest income	$320,000	3,463
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$58,000	3,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,251
Total noninterest expense	$1,757,000	3,582
Salaries and employee benefits	$1,115,000	3,384
Premises and equipment expense	$306,000	2,713
Additional noninterest expense	$336,000	4,188
Pre-tax net operating income	$1,072,000	3,174
Securities gains (losses)	$0	1,818
Applicable income taxes	$48,000	3,049
Income before extraordinary items	$1,024,000	3,108
Extraordinary gains, net	$0	6
Net income	$1,024,000	3,106
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,024,000	3,108
Net charge-offs	$26,000	1,395
Cash dividends	$249,000	2,517
Sale, conversion, retirement of capital stock, net	$71,000	388
Net operating income	$1,024,000	3,080
2021-03-31 (YTD Data)		Rank
Total interest income	$1,296,000	3,512
Total interest expense	$40,000	4,473
Net interest income	$1,256,000	3,383
Provision for loan and lease losses	$6,000	2,580
Total noninterest income	$183,000	3,315
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$31,000	3,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	3,111
Total noninterest expense	$851,000	3,625
Salaries and employee benefits	$505,000	3,533
Premises and equipment expense	$150,000	2,772
Additional noninterest expense	$196,000	3,983
Pre-tax net operating income	$582,000	3,079
Securities gains (losses)	$0	1,392
Applicable income taxes	$28,000	2,948
Income before extraordinary items	$554,000	2,995
Extraordinary gains, net	$0	3
Net income	$554,000	2,993
Minority interest net income	$0	55
Net income of bank and minority interests.	$554,000	2,995
Net charge-offs	$11,000	1,336
Cash dividends	$124,000	2,045
Sale, conversion, retirement of capital stock, net	$-157,000	4,948
Net operating income	$554,000	2,968
2020-12-31 (YTD Data)		Rank
Total interest income	$5,580,000	3,427
Total interest expense	$165,000	4,653
Net interest income	$5,415,000	3,216
Provision for loan and lease losses	$174,000	3,169
Total noninterest income	$364,000	3,882
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$127,000	3,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	3,822
Total noninterest expense	$3,529,000	3,574
Salaries and employee benefits	$2,235,000	3,386
Premises and equipment expense	$672,000	2,586
Additional noninterest expense	$622,000	4,264
Pre-tax net operating income	$2,076,000	2,904
Securities gains (losses)	$0	2,675
Applicable income taxes	$224,000	2,490
Income before extraordinary items	$1,852,000	2,916
Extraordinary gains, net	$0	4
Net income	$1,852,000	2,914
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,852,000	2,916
Net charge-offs	$123,000	1,863
Cash dividends	$773,000	2,457
Sale, conversion, retirement of capital stock, net	$-220,000	4,951
Net operating income	$1,852,000	2,872
2020-09-30 (YTD Data)		Rank
Total interest income	$4,134,000	3,469
Total interest expense	$126,000	4,697
Net interest income	$4,008,000	3,240
Provision for loan and lease losses	$18,000	4,044
Total noninterest income	$328,000	3,744
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$95,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	3,581
Total noninterest expense	$2,465,000	3,671
Salaries and employee benefits	$1,616,000	3,435
Premises and equipment expense	$423,000	2,853
Additional noninterest expense	$426,000	4,367
Pre-tax net operating income	$1,853,000	2,695
Securities gains (losses)	$0	2,494
Applicable income taxes	$250,000	2,223
Income before extraordinary items	$1,603,000	2,749
Extraordinary gains, net	$0	4
Net income	$1,603,000	2,748
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,603,000	2,749
Net charge-offs	$104,000	1,649
Cash dividends	$377,000	2,561
Sale, conversion, retirement of capital stock, net	$-242,000	4,996
Net operating income	$1,603,000	2,695
2020-06-30 (YTD Data)		Rank
Total interest income	$3,155,000	3,290
Total interest expense	$86,000	4,738
Net interest income	$3,069,000	3,054
Provision for loan and lease losses	$12,000	3,958
Total noninterest income	$220,000	3,723
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$65,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	3,557
Total noninterest expense	$1,595,000	3,734
Salaries and employee benefits	$1,051,000	3,481
Premises and equipment expense	$275,000	2,902
Additional noninterest expense	$269,000	4,424
Pre-tax net operating income	$1,682,000	2,246
Securities gains (losses)	$0	2,249
Applicable income taxes	$148,000	2,284
Income before extraordinary items	$1,534,000	2,207
Extraordinary gains, net	$0	4
Net income	$1,534,000	2,207
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,534,000	2,207
Net charge-offs	$33,000	1,945
Cash dividends	$252,000	2,527
Sale, conversion, retirement of capital stock, net	$-124,000	5,026
Net operating income	$1,534,000	2,170
2020-03-31 (YTD Data)		Rank
Total interest income	$1,538,000	3,345
Total interest expense	$45,000	4,794
Net interest income	$1,493,000	3,060
Provision for loan and lease losses	$6,000	3,525
Total noninterest income	$118,000	3,634
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$41,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	3,467
Total noninterest expense	$820,000	3,734
Salaries and employee benefits	$557,000	3,422
Premises and equipment expense	$118,000	3,177
Additional noninterest expense	$145,000	4,412
Pre-tax net operating income	$785,000	2,180
Securities gains (losses)	$0	1,705
Applicable income taxes	$93,000	1,999
Income before extraordinary items	$692,000	2,189
Extraordinary gains, net	$0	4
Net income	$692,000	2,188
Minority interest net income	$0	56
Net income of bank and minority interests.	$692,000	2,189
Net charge-offs	$2,000	2,313
Cash dividends	$126,000	2,188
Sale, conversion, retirement of capital stock, net	$-91,000	5,079
Net operating income	$692,000	2,159
2019-12-31 (YTD Data)		Rank
Total interest income	$6,163,000	3,388
Total interest expense	$189,000	4,823
Net interest income	$5,974,000	3,113
Provision for loan and lease losses	$224,000	2,266
Total noninterest income	$207,000	4,431
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$157,000	3,447
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	4,713
Total noninterest expense	$3,939,000	3,445
Salaries and employee benefits	$2,283,000	3,382
Premises and equipment expense	$848,000	2,262
Additional noninterest expense	$808,000	4,089
Pre-tax net operating income	$2,018,000	3,016
Securities gains (losses)	$0	2,379
Applicable income taxes	$212,000	2,593
Income before extraordinary items	$1,806,000	3,035
Extraordinary gains, net	$0	11
Net income	$1,806,000	3,034
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,806,000	3,036
Net charge-offs	$257,000	1,473
Cash dividends	$752,000	2,628
Sale, conversion, retirement of capital stock, net	$80,000	500
Net operating income	$1,806,000	3,001
2019-09-30 (YTD Data)		Rank
Total interest income	$4,660,000	3,421
Total interest expense	$142,000	4,884
Net interest income	$4,518,000	3,134
Provision for loan and lease losses	$18,000	3,572
Total noninterest income	$267,000	4,045
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$115,000	3,513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	3,967
Total noninterest expense	$2,587,000	3,699
Salaries and employee benefits	$1,519,000	3,595
Premises and equipment expense	$478,000	2,721
Additional noninterest expense	$590,000	4,161
Pre-tax net operating income	$2,180,000	2,578
Securities gains (losses)	$0	2,167
Applicable income taxes	$306,000	2,217
Income before extraordinary items	$1,874,000	2,640
Extraordinary gains, net	$0	11
Net income	$1,874,000	2,641
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,874,000	2,641
Net charge-offs	$225,000	1,208
Cash dividends	$360,000	2,772
Sale, conversion, retirement of capital stock, net	$-50,000	5,198
Net operating income	$1,874,000	2,598
2019-06-30 (YTD Data)		Rank
Total interest income	$3,024,000	3,482
Total interest expense	$91,000	4,936
Net interest income	$2,933,000	3,196
Provision for loan and lease losses	$12,000	3,435
Total noninterest income	$200,000	3,944
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$75,000	3,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	3,780
Total noninterest expense	$1,746,000	3,703
Salaries and employee benefits	$1,027,000	3,606
Premises and equipment expense	$332,000	2,638
Additional noninterest expense	$387,000	4,210
Pre-tax net operating income	$1,375,000	2,656
Securities gains (losses)	$0	1,702
Applicable income taxes	$163,000	2,346
Income before extraordinary items	$1,212,000	2,657
Extraordinary gains, net	$0	11
Net income	$1,212,000	2,656
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,212,000	2,656
Net charge-offs	$126,000	1,261
Cash dividends	$240,000	2,755
Sale, conversion, retirement of capital stock, net	$-43,000	5,258
Net operating income	$1,212,000	2,623
2019-03-31 (YTD Data)		Rank
Total interest income	$1,489,000	3,521
Total interest expense	$44,000	4,987
Net interest income	$1,445,000	3,256
Provision for loan and lease losses	$6,000	3,205
Total noninterest income	$102,000	3,915
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$38,000	3,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	3,757
Total noninterest expense	$780,000	3,937
Salaries and employee benefits	$464,000	3,828
Premises and equipment expense	$146,000	2,898
Additional noninterest expense	$170,000	4,402
Pre-tax net operating income	$761,000	2,449
Securities gains (losses)	$0	1,087
Applicable income taxes	$68,000	2,434
Income before extraordinary items	$693,000	2,380
Extraordinary gains, net	$0	5
Net income	$693,000	2,378
Minority interest net income	$0	52
Net income of bank and minority interests.	$693,000	2,379
Net charge-offs	$15,000	1,815
Cash dividends	$120,000	2,344
Sale, conversion, retirement of capital stock, net	$-50,000	5,322
Net operating income	$693,000	2,369
2018-12-31 (YTD Data)		Rank
Total interest income	$5,390,000	3,631
Total interest expense	$167,000	4,942
Net interest income	$5,223,000	3,418
Provision for loan and lease losses	$200,000	2,354
Total noninterest income	$190,000	4,679
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$160,000	3,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	5,058
Total noninterest expense	$3,518,000	3,733
Salaries and employee benefits	$2,160,000	3,549
Premises and equipment expense	$710,000	2,547
Additional noninterest expense	$648,000	4,506
Pre-tax net operating income	$1,695,000	3,352
Securities gains (losses)	$0	1,125
Applicable income taxes	$83,000	3,180
Income before extraordinary items	$1,612,000	3,264
Extraordinary gains, net	$0	6
Net income	$1,612,000	3,263
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,612,000	3,263
Net charge-offs	$75,000	2,355
Cash dividends	$749,000	2,560
Sale, conversion, retirement of capital stock, net	$146,000	445
Net operating income	$1,612,000	3,264
2018-09-30 (YTD Data)		Rank
Total interest income	$3,960,000	3,687
Total interest expense	$125,000	4,975
Net interest income	$3,835,000	3,491
Provision for loan and lease losses	$18,000	3,651
Total noninterest income	$224,000	4,367
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$115,000	3,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	4,377
Total noninterest expense	$2,414,000	3,905
Salaries and employee benefits	$1,440,000	3,773
Premises and equipment expense	$494,000	2,694
Additional noninterest expense	$480,000	4,553
Pre-tax net operating income	$1,627,000	3,063
Securities gains (losses)	$0	1,118
Applicable income taxes	$189,000	2,581
Income before extraordinary items	$1,438,000	3,051
Extraordinary gains, net	$0	5
Net income	$1,438,000	3,049
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,438,000	3,050
Net charge-offs	$79,000	1,902
Cash dividends	$359,000	2,702
Sale, conversion, retirement of capital stock, net	$74,000	460
Net operating income	$1,438,000	3,040
2018-06-30 (YTD Data)		Rank
Total interest income	$2,574,000	3,720
Total interest expense	$85,000	4,979
Net interest income	$2,489,000	3,541
Provision for loan and lease losses	$12,000	3,504
Total noninterest income	$180,000	4,212
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$74,000	3,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	4,080
Total noninterest expense	$1,643,000	3,901
Salaries and employee benefits	$976,000	3,758
Premises and equipment expense	$322,000	2,751
Additional noninterest expense	$345,000	4,496
Pre-tax net operating income	$1,014,000	3,134
Securities gains (losses)	$0	961
Applicable income taxes	$93,000	2,774
Income before extraordinary items	$921,000	3,082
Extraordinary gains, net	$0	6
Net income	$921,000	3,080
Minority interest net income	$0	65
Net income of bank and minority interests.	$921,000	3,081
Net charge-offs	$46,000	1,817
Cash dividends	$239,000	2,693
Sale, conversion, retirement of capital stock, net	$74,000	401
Net operating income	$921,000	3,074
2018-03-31 (YTD Data)		Rank
Total interest income	$1,251,000	3,782
Total interest expense	$41,000	5,022
Net interest income	$1,210,000	3,606
Provision for loan and lease losses	$6,000	3,271
Total noninterest income	$89,000	4,235
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$40,000	3,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	4,172
Total noninterest expense	$794,000	4,006
Salaries and employee benefits	$450,000	3,958
Premises and equipment expense	$148,000	2,926
Additional noninterest expense	$196,000	4,339
Pre-tax net operating income	$499,000	3,105
Securities gains (losses)	$0	735
Applicable income taxes	$28,000	3,066
Income before extraordinary items	$471,000	2,993
Extraordinary gains, net	$0	7
Net income	$471,000	2,995
Minority interest net income	$0	52
Net income of bank and minority interests.	$471,000	2,994
Net charge-offs	$9,000	2,006
Cash dividends	$120,000	2,245
Sale, conversion, retirement of capital stock, net	$16,000	452
Net operating income	$471,000	2,985
2017-12-31 (YTD Data)		Rank
Total interest income	$4,687,000	3,852
Total interest expense	$158,000	5,043
Net interest income	$4,529,000	3,709
Provision for loan and lease losses	$99,000	3,103
Total noninterest income	$376,000	4,270
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$155,000	3,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	4,105
Total noninterest expense	$3,202,000	4,000
Salaries and employee benefits	$1,957,000	3,795
Premises and equipment expense	$624,000	2,857
Additional noninterest expense	$621,000	4,758
Pre-tax net operating income	$1,604,000	3,441
Securities gains (losses)	$0	2,243
Applicable income taxes	$168,000	3,058
Income before extraordinary items	$1,436,000	3,202
Extraordinary gains, net	$0	9
Net income	$1,436,000	3,200
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,436,000	3,202
Net charge-offs	$75,000	2,689
Cash dividends	$749,000	2,550
Sale, conversion, retirement of capital stock, net	$-3,000	5,588
Net operating income	$1,436,000	3,177
2017-09-30 (YTD Data)		Rank
Total interest income	$3,442,000	3,916
Total interest expense	$118,000	5,103
Net interest income	$3,324,000	3,784
Provision for loan and lease losses	$18,000	3,740
Total noninterest income	$266,000	4,368
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$115,000	3,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	4,249
Total noninterest expense	$2,294,000	4,101
Salaries and employee benefits	$1,357,000	3,966
Premises and equipment expense	$453,000	2,944
Additional noninterest expense	$484,000	4,735
Pre-tax net operating income	$1,278,000	3,392
Securities gains (losses)	$0	2,274
Applicable income taxes	$140,000	2,983
Income before extraordinary items	$1,138,000	3,301
Extraordinary gains, net	$0	9
Net income	$1,138,000	3,300
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,138,000	3,301
Net charge-offs	$76,000	2,144
Cash dividends	$358,000	2,733
Sale, conversion, retirement of capital stock, net	$-32,000	5,678
Net operating income	$1,138,000	3,282
2017-06-30 (YTD Data)		Rank
Total interest income	$2,228,000	3,986
Total interest expense	$78,000	5,130
Net interest income	$2,150,000	3,851
Provision for loan and lease losses	$12,000	3,569
Total noninterest income	$178,000	4,384
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$77,000	3,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	4,265
Total noninterest expense	$1,583,000	4,065
Salaries and employee benefits	$938,000	3,913
Premises and equipment expense	$323,000	2,818
Additional noninterest expense	$322,000	4,769
Pre-tax net operating income	$733,000	3,589
Securities gains (losses)	$0	1,906
Applicable income taxes	$66,000	3,168
Income before extraordinary items	$667,000	3,497
Extraordinary gains, net	$0	11
Net income	$667,000	3,496
Minority interest net income	$0	71
Net income of bank and minority interests.	$667,000	3,497
Net charge-offs	$77,000	1,706
Cash dividends	$239,000	2,713
Sale, conversion, retirement of capital stock, net	$-9,000	5,729
Net operating income	$667,000	3,473
2017-03-31 (YTD Data)		Rank
Total interest income	$1,093,000	4,039
Total interest expense	$38,000	5,176
Net interest income	$1,055,000	3,902
Provision for loan and lease losses	$6,000	3,298
Total noninterest income	$93,000	4,363
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$38,000	3,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	4,199
Total noninterest expense	$752,000	4,200
Salaries and employee benefits	$424,000	4,164
Premises and equipment expense	$150,000	2,994
Additional noninterest expense	$178,000	4,672
Pre-tax net operating income	$390,000	3,451
Securities gains (losses)	$0	1,153
Applicable income taxes	$14,000	3,484
Income before extraordinary items	$376,000	3,245
Extraordinary gains, net	$0	8
Net income	$376,000	3,243
Minority interest net income	$0	55
Net income of bank and minority interests.	$376,000	3,245
Net charge-offs	$24,000	1,775
Cash dividends	$120,000	2,284
Sale, conversion, retirement of capital stock, net	$-4,000	5,818
Net operating income	$376,000	3,223
2016-12-31 (YTD Data)		Rank
Total interest income	$4,278,000	4,088
Total interest expense	$145,000	5,259
Net interest income	$4,133,000	3,948
Provision for loan and lease losses	$-85,000	5,572
Total noninterest income	$239,000	4,901
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$139,000	4,099
Trading account gains and fees	$0	170
Additional Noninterest Income	$100,000	4,956
Total noninterest expense	$2,908,000	4,294
Salaries and employee benefits	$1,826,000	3,993
Premises and equipment expense	$480,000	3,454
Additional noninterest expense	$602,000	4,977
Pre-tax net operating income	$1,549,000	3,466
Securities gains (losses)	$0	3,212
Applicable income taxes	$154,000	3,078
Income before extraordinary items	$1,395,000	3,399
Extraordinary gains, net	$0	5
Net income	$1,395,000	3,397
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,395,000	3,398
Net charge-offs	$53,000	3,102
Cash dividends	$749,000	2,537
Sale, conversion, retirement of capital stock, net	$-16,000	5,815
Net operating income	$1,395,000	3,349
2016-09-30 (YTD Data)		Rank
Total interest income	$3,206,000	4,124
Total interest expense	$108,000	5,319
Net interest income	$3,098,000	3,971
Provision for loan and lease losses	$18,000	3,875
Total noninterest income	$278,000	4,483
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$99,000	4,210
Trading account gains and fees	$0	169
Additional Noninterest Income	$179,000	4,229
Total noninterest expense	$2,097,000	4,393
Salaries and employee benefits	$1,284,000	4,137
Premises and equipment expense	$342,000	3,554
Additional noninterest expense	$471,000	4,970
Pre-tax net operating income	$1,261,000	3,394
Securities gains (losses)	$0	3,160
Applicable income taxes	$114,000	3,159
Income before extraordinary items	$1,147,000	3,278
Extraordinary gains, net	$0	5
Net income	$1,147,000	3,276
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,147,000	3,278
Net charge-offs	$40,000	2,735
Cash dividends	$358,000	2,729
Sale, conversion, retirement of capital stock, net	$-7,000	5,894
Net operating income	$1,147,000	3,220
2016-06-30 (YTD Data)		Rank
Total interest income	$2,122,000	4,158
Total interest expense	$71,000	5,386
Net interest income	$2,051,000	4,015
Provision for loan and lease losses	$12,000	3,711
Total noninterest income	$174,000	4,581
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$59,000	4,357
Trading account gains and fees	$0	157
Additional Noninterest Income	$115,000	4,289
Total noninterest expense	$1,430,000	4,386
Salaries and employee benefits	$882,000	4,105
Premises and equipment expense	$241,000	3,488
Additional noninterest expense	$307,000	5,057
Pre-tax net operating income	$783,000	3,490
Securities gains (losses)	$0	2,835
Applicable income taxes	$58,000	3,311
Income before extraordinary items	$725,000	3,360
Extraordinary gains, net	$0	16
Net income	$725,000	3,357
Minority interest net income	$0	71
Net income of bank and minority interests.	$725,000	3,358
Net charge-offs	$21,000	2,751
Cash dividends	$239,000	2,732
Sale, conversion, retirement of capital stock, net	$5,000	649
Net operating income	$725,000	3,305
2016-03-31 (YTD Data)		Rank
Total interest income	$1,053,000	4,195
Total interest expense	$35,000	5,444
Net interest income	$1,018,000	4,044
Provision for loan and lease losses	$6,000	3,407
Total noninterest income	$87,000	4,556
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$29,000	4,379
Trading account gains and fees	$0	142
Additional Noninterest Income	$58,000	4,249
Total noninterest expense	$677,000	4,519
Salaries and employee benefits	$409,000	4,301
Premises and equipment expense	$98,000	3,900
Additional noninterest expense	$170,000	4,953
Pre-tax net operating income	$422,000	3,313
Securities gains (losses)	$0	2,077
Applicable income taxes	$37,000	3,155
Income before extraordinary items	$385,000	3,201
Extraordinary gains, net	$0	12
Net income	$385,000	3,199
Minority interest net income	$0	62
Net income of bank and minority interests.	$385,000	3,200
Net charge-offs	$13,000	2,213
Cash dividends	$120,000	2,277
Sale, conversion, retirement of capital stock, net	$-41,000	6,080
Net operating income	$385,000	3,138
2015-12-31 (YTD Data)		Rank
Total interest income	$4,244,000	4,195
Total interest expense	$147,000	5,461
Net interest income	$4,097,000	4,028
Provision for loan and lease losses	$94,000	3,133
Total noninterest income	$371,000	4,566
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$135,000	4,293
Trading account gains and fees	$0	159
Additional Noninterest Income	$236,000	4,261
Total noninterest expense	$2,923,000	4,390
Salaries and employee benefits	$1,825,000	4,091
Premises and equipment expense	$494,000	3,509
Additional noninterest expense	$604,000	5,155
Pre-tax net operating income	$1,451,000	3,540
Securities gains (losses)	$0	3,216
Applicable income taxes	$83,000	3,419
Income before extraordinary items	$1,368,000	3,398
Extraordinary gains, net	$0	23
Net income	$1,368,000	3,396
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,368,000	3,398
Net charge-offs	$58,000	3,136
Cash dividends	$746,000	2,484
Sale, conversion, retirement of capital stock, net	$206,000	422
Net operating income	$1,368,000	3,353
2015-09-30 (YTD Data)		Rank
Total interest income	$3,171,000	4,244
Total interest expense	$113,000	5,528
Net interest income	$3,058,000	4,079
Provision for loan and lease losses	$18,000	3,850
Total noninterest income	$290,000	4,561
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$101,000	4,335
Trading account gains and fees	$0	153
Additional Noninterest Income	$189,000	4,213
Total noninterest expense	$2,100,000	4,500
Salaries and employee benefits	$1,274,000	4,254
Premises and equipment expense	$365,000	3,582
Additional noninterest expense	$461,000	5,179
Pre-tax net operating income	$1,230,000	3,417
Securities gains (losses)	$0	3,031
Applicable income taxes	$55,000	3,590
Income before extraordinary items	$1,175,000	3,232
Extraordinary gains, net	$0	21
Net income	$1,175,000	3,231
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,175,000	3,232
Net charge-offs	$40,000	2,937
Cash dividends	$356,000	2,647
Sale, conversion, retirement of capital stock, net	$140,000	398
Net operating income	$1,175,000	3,175
2015-06-30 (YTD Data)		Rank
Total interest income	$2,103,000	4,271
Total interest expense	$78,000	5,552
Net interest income	$2,025,000	4,110
Provision for loan and lease losses	$12,000	3,698
Total noninterest income	$185,000	4,638
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$70,000	4,281
Trading account gains and fees	$0	157
Additional Noninterest Income	$115,000	4,364
Total noninterest expense	$1,441,000	4,484
Salaries and employee benefits	$867,000	4,266
Premises and equipment expense	$264,000	3,427
Additional noninterest expense	$310,000	5,206
Pre-tax net operating income	$757,000	3,520
Securities gains (losses)	$0	2,636
Applicable income taxes	$15,000	3,945
Income before extraordinary items	$742,000	3,306
Extraordinary gains, net	$0	22
Net income	$742,000	3,306
Minority interest net income	$0	75
Net income of bank and minority interests.	$742,000	3,307
Net charge-offs	$-4,000	4,963
Cash dividends	$237,000	2,637
Sale, conversion, retirement of capital stock, net	$96,000	382
Net operating income	$742,000	3,237
2015-03-31 (YTD Data)		Rank
Total interest income	$1,049,000	4,302
Total interest expense	$40,000	5,576
Net interest income	$1,009,000	4,139
Provision for loan and lease losses	$6,000	3,402
Total noninterest income	$94,000	4,608
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$36,000	4,231
Trading account gains and fees	$0	152
Additional Noninterest Income	$58,000	4,358
Total noninterest expense	$698,000	4,577
Salaries and employee benefits	$404,000	4,438
Premises and equipment expense	$110,000	3,843
Additional noninterest expense	$184,000	4,961
Pre-tax net operating income	$399,000	3,379
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$399,000	3,128
Extraordinary gains, net	$0	13
Net income	$399,000	3,131
Minority interest net income	$0	64
Net income of bank and minority interests.	$399,000	3,131
Net charge-offs	$-4,000	5,028
Cash dividends	$118,000	2,224
Sale, conversion, retirement of capital stock, net	$143,000	222
Net operating income	$399,000	3,061
2014-12-31 (YTD Data)		Rank
Total interest income	$4,237,000	4,345
Total interest expense	$165,000	5,682
Net interest income	$4,072,000	4,149
Provision for loan and lease losses	$104,000	3,159
Total noninterest income	$405,000	4,613
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$155,000	4,333
Trading account gains and fees	$0	180
Additional Noninterest Income	$250,000	4,257
Total noninterest expense	$2,850,000	4,596
Salaries and employee benefits	$1,794,000	4,227
Premises and equipment expense	$480,000	3,730
Additional noninterest expense	$576,000	5,450
Pre-tax net operating income	$1,523,000	3,460
Securities gains (losses)	$0	3,259
Applicable income taxes	$189,000	2,998
Income before extraordinary items	$1,334,000	3,435
Extraordinary gains, net	$0	17
Net income	$1,334,000	3,437
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,334,000	3,437
Net charge-offs	$33,000	4,049
Cash dividends	$745,000	2,399
Sale, conversion, retirement of capital stock, net	$-220,000	6,456
Net operating income	$1,334,000	3,391
2014-09-30 (YTD Data)		Rank
Total interest income	$3,174,000	4,388
Total interest expense	$125,000	5,751
Net interest income	$3,049,000	4,194
Provision for loan and lease losses	$18,000	3,984
Total noninterest income	$311,000	4,606
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$117,000	4,369
Trading account gains and fees	$0	174
Additional Noninterest Income	$194,000	4,247
Total noninterest expense	$2,056,000	4,708
Salaries and employee benefits	$1,254,000	4,394
Premises and equipment expense	$354,000	3,822
Additional noninterest expense	$448,000	5,428
Pre-tax net operating income	$1,286,000	3,300
Securities gains (losses)	$0	2,980
Applicable income taxes	$137,000	3,100
Income before extraordinary items	$1,149,000	3,230
Extraordinary gains, net	$0	15
Net income	$1,149,000	3,229
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,149,000	3,231
Net charge-offs	$47,000	3,303
Cash dividends	$357,000	2,578
Sale, conversion, retirement of capital stock, net	$-190,000	6,545
Net operating income	$1,149,000	3,194
2014-06-30 (YTD Data)		Rank
Total interest income	$2,106,000	4,410
Total interest expense	$84,000	5,804
Net interest income	$2,022,000	4,211
Provision for loan and lease losses	$12,000	3,832
Total noninterest income	$198,000	4,687
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$79,000	4,354
Trading account gains and fees	$0	172
Additional Noninterest Income	$119,000	4,338
Total noninterest expense	$1,352,000	4,785
Salaries and employee benefits	$807,000	4,514
Premises and equipment expense	$249,000	3,725
Additional noninterest expense	$296,000	5,484
Pre-tax net operating income	$856,000	3,247
Securities gains (losses)	$0	2,580
Applicable income taxes	$97,000	3,030
Income before extraordinary items	$759,000	3,200
Extraordinary gains, net	$0	20
Net income	$759,000	3,206
Minority interest net income	$0	80
Net income of bank and minority interests.	$759,000	3,206
Net charge-offs	$41,000	2,951
Cash dividends	$240,000	2,567
Sale, conversion, retirement of capital stock, net	$-220,000	6,626
Net operating income	$759,000	3,159
2014-03-31 (YTD Data)		Rank
Total interest income	$1,048,000	4,447
Total interest expense	$42,000	5,881
Net interest income	$1,006,000	4,228
Provision for loan and lease losses	$6,000	3,525
Total noninterest income	$103,000	4,579
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$41,000	4,270
Trading account gains and fees	$0	147
Additional Noninterest Income	$62,000	4,275
Total noninterest expense	$700,000	4,739
Salaries and employee benefits	$413,000	4,496
Premises and equipment expense	$111,000	3,994
Additional noninterest expense	$176,000	5,264
Pre-tax net operating income	$403,000	3,273
Securities gains (losses)	$0	1,715
Applicable income taxes	$6,000	3,988
Income before extraordinary items	$397,000	3,013
Extraordinary gains, net	$0	16
Net income	$397,000	3,016
Minority interest net income	$0	66
Net income of bank and minority interests.	$397,000	3,016
Net charge-offs	$10,000	2,841
Cash dividends	$120,000	2,125
Sale, conversion, retirement of capital stock, net	$-8,000	6,681
Net operating income	$397,000	2,976
2013-12-31 (YTD Data)		Rank
Total interest income	$4,161,000	4,531
Total interest expense	$177,000	6,038
Net interest income	$3,984,000	4,287
Provision for loan and lease losses	$81,000	3,886
Total noninterest income	$407,000	4,727
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$191,000	4,179
Trading account gains and fees	$0	184
Additional Noninterest Income	$216,000	4,517
Total noninterest expense	$2,893,000	4,690
Salaries and employee benefits	$1,916,000	4,164
Premises and equipment expense	$432,000	4,043
Additional noninterest expense	$545,000	5,727
Pre-tax net operating income	$1,417,000	3,512
Securities gains (losses)	$0	3,182
Applicable income taxes	$122,000	3,293
Income before extraordinary items	$1,295,000	3,418
Extraordinary gains, net	$0	29
Net income	$1,295,000	3,419
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,295,000	3,421
Net charge-offs	$79,000	3,969
Cash dividends	$748,000	2,290
Sale, conversion, retirement of capital stock, net	$61,000	624
Net operating income	$1,295,000	3,374
2013-09-30 (YTD Data)		Rank
Total interest income	$3,108,000	4,583
Total interest expense	$137,000	6,093
Net interest income	$2,971,000	4,338
Provision for loan and lease losses	$17,000	4,573
Total noninterest income	$312,000	4,749
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$144,000	4,199
Trading account gains and fees	$0	180
Additional Noninterest Income	$168,000	4,551
Total noninterest expense	$2,080,000	4,807
Salaries and employee benefits	$1,350,000	4,333
Premises and equipment expense	$321,000	4,118
Additional noninterest expense	$409,000	5,755
Pre-tax net operating income	$1,186,000	3,379
Securities gains (losses)	$0	3,040
Applicable income taxes	$83,000	3,419
Income before extraordinary items	$1,103,000	3,235
Extraordinary gains, net	$0	25
Net income	$1,103,000	3,238
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,103,000	3,239
Net charge-offs	$87,000	3,392
Cash dividends	$358,000	2,440
Sale, conversion, retirement of capital stock, net	$-55,000	6,826
Net operating income	$1,103,000	3,166
2013-06-30 (YTD Data)		Rank
Total interest income	$2,063,000	4,605
Total interest expense	$98,000	6,088
Net interest income	$1,965,000	4,361
Provision for loan and lease losses	$11,000	4,490
Total noninterest income	$200,000	4,835
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$93,000	4,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$107,000	4,649
Total noninterest expense	$1,372,000	4,855
Salaries and employee benefits	$871,000	4,441
Premises and equipment expense	$228,000	4,001
Additional noninterest expense	$273,000	5,763
Pre-tax net operating income	$782,000	3,378
Securities gains (losses)	$0	2,791
Applicable income taxes	$26,000	3,820
Income before extraordinary items	$756,000	3,168
Extraordinary gains, net	$0	22
Net income	$756,000	3,170
Minority interest net income	$0	82
Net income of bank and minority interests.	$756,000	3,171
Net charge-offs	$63,000	3,155
Cash dividends	$238,000	2,433
Sale, conversion, retirement of capital stock, net	$41,000	510
Net operating income	$756,000	3,077
2013-03-31 (YTD Data)		Rank
Total interest income	$1,034,000	4,626
Total interest expense	$52,000	6,098
Net interest income	$982,000	4,388
Provision for loan and lease losses	$5,000	4,198
Total noninterest income	$101,000	4,832
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$48,000	4,162
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$720,000	4,785
Salaries and employee benefits	$455,000	4,373
Premises and equipment expense	$101,000	4,282
Additional noninterest expense	$164,000	5,535
Pre-tax net operating income	$358,000	3,476
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$358,000	3,239
Extraordinary gains, net	$0	10
Net income	$358,000	3,239
Minority interest net income	$0	76
Net income of bank and minority interests.	$358,000	3,241
Net charge-offs	$11,000	3,407
Cash dividends	$119,000	1,961
Sale, conversion, retirement of capital stock, net	$46,000	348
Net operating income	$358,000	3,138
2012-12-31 (YTD Data)		Rank
Total interest income	$4,246,000	4,714
Total interest expense	$236,000	6,238
Net interest income	$4,010,000	4,409
Provision for loan and lease losses	$226,000	3,775
Total noninterest income	$413,000	4,773
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$200,000	4,264
Trading account gains and fees	$0	166
Additional Noninterest Income	$213,000	4,516
Total noninterest expense	$2,791,000	4,915
Salaries and employee benefits	$1,814,000	4,384
Premises and equipment expense	$448,000	4,076
Additional noninterest expense	$529,000	5,991
Pre-tax net operating income	$1,406,000	3,440
Securities gains (losses)	$31,000	3,001
Applicable income taxes	$178,000	3,094
Income before extraordinary items	$1,259,000	3,443
Extraordinary gains, net	$0	29
Net income	$1,259,000	3,445
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,259,000	3,446
Net charge-offs	$53,000	4,889
Cash dividends	$746,000	2,318
Sale, conversion, retirement of capital stock, net	$100,000	576
Net operating income	$1,231,720	3,341
2012-09-30 (YTD Data)		Rank
Total interest income	$3,204,000	4,787
Total interest expense	$183,000	6,349
Net interest income	$3,021,000	4,465
Provision for loan and lease losses	$54,000	4,890
Total noninterest income	$311,000	4,815
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$146,000	4,366
Trading account gains and fees	$0	157
Additional Noninterest Income	$165,000	4,502
Total noninterest expense	$2,033,000	5,019
Salaries and employee benefits	$1,303,000	4,511
Premises and equipment expense	$334,000	4,138
Additional noninterest expense	$396,000	6,049
Pre-tax net operating income	$1,245,000	3,236
Securities gains (losses)	$0	3,575
Applicable income taxes	$112,000	3,290
Income before extraordinary items	$1,133,000	3,185
Extraordinary gains, net	$0	20
Net income	$1,133,000	3,185
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,133,000	3,184
Net charge-offs	$33,000	4,788
Cash dividends	$356,000	2,391
Sale, conversion, retirement of capital stock, net	$-50,000	7,117
Net operating income	$1,133,000	3,038
2012-06-30 (YTD Data)		Rank
Total interest income	$2,153,000	4,804
Total interest expense	$129,000	6,364
Net interest income	$2,024,000	4,450
Provision for loan and lease losses	$36,000	4,786
Total noninterest income	$184,000	5,007
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$90,000	4,517
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,000	4,733
Total noninterest expense	$1,363,000	5,040
Salaries and employee benefits	$857,000	4,569
Premises and equipment expense	$240,000	3,975
Additional noninterest expense	$266,000	6,091
Pre-tax net operating income	$809,000	3,258
Securities gains (losses)	$0	3,178
Applicable income taxes	$41,000	3,668
Income before extraordinary items	$768,000	3,130
Extraordinary gains, net	$0	19
Net income	$768,000	3,129
Minority interest net income	$0	84
Net income of bank and minority interests.	$768,000	3,130
Net charge-offs	$2,000	5,336
Cash dividends	$237,000	2,383
Sale, conversion, retirement of capital stock, net	$-48,000	7,194
Net operating income	$768,000	2,973
2012-03-31 (YTD Data)		Rank
Total interest income	$1,075,000	4,851
Total interest expense	$66,000	6,423
Net interest income	$1,009,000	4,495
Provision for loan and lease losses	$18,000	4,548
Total noninterest income	$96,000	4,995
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$43,000	4,581
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$696,000	5,015
Salaries and employee benefits	$443,000	4,513
Premises and equipment expense	$89,000	4,667
Additional noninterest expense	$164,000	5,780
Pre-tax net operating income	$391,000	3,343
Securities gains (losses)	$0	2,210
Applicable income taxes	$23,000	3,599
Income before extraordinary items	$368,000	3,244
Extraordinary gains, net	$0	19
Net income	$368,000	3,248
Minority interest net income	$0	78
Net income of bank and minority interests.	$368,000	3,248
Net charge-offs	$4,000	4,348
Cash dividends	$118,000	1,967
Sale, conversion, retirement of capital stock, net	$15,000	537
Net operating income	$368,000	3,081
2011-12-31 (YTD Data)		Rank
Total interest income	$4,437,000	4,886
Total interest expense	$300,000	6,554
Net interest income	$4,137,000	4,455
Provision for loan and lease losses	$260,000	4,310
Total noninterest income	$388,000	4,829
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$167,000	4,704
Trading account gains and fees	$0	146
Additional Noninterest Income	$221,000	4,329
Total noninterest expense	$2,878,000	4,985
Salaries and employee benefits	$1,801,000	4,444
Premises and equipment expense	$509,000	3,990
Additional noninterest expense	$568,000	6,077
Pre-tax net operating income	$1,387,000	3,164
Securities gains (losses)	$93,000	2,131
Applicable income taxes	$264,000	2,643
Income before extraordinary items	$1,216,000	3,191
Extraordinary gains, net	$0	29
Net income	$1,216,000	3,194
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,216,000	3,194
Net charge-offs	$34,000	5,679
Cash dividends	$743,000	1,969
Sale, conversion, retirement of capital stock, net	$88,000	693
Net operating income	$1,139,740	3,197
2011-09-30 (YTD Data)		Rank
Total interest income	$3,328,000	4,936
Total interest expense	$232,000	6,619
Net interest income	$3,096,000	4,483
Provision for loan and lease losses	$64,000	5,370
Total noninterest income	$297,000	4,846
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$122,000	4,762
Trading account gains and fees	$0	145
Additional Noninterest Income	$175,000	4,294
Total noninterest expense	$2,092,000	5,080
Salaries and employee benefits	$1,295,000	4,576
Premises and equipment expense	$355,000	4,224
Additional noninterest expense	$442,000	6,061
Pre-tax net operating income	$1,237,000	2,944
Securities gains (losses)	$47,000	2,372
Applicable income taxes	$172,000	2,786
Income before extraordinary items	$1,112,000	2,852
Extraordinary gains, net	$0	21
Net income	$1,112,000	2,855
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,112,000	2,855
Net charge-offs	$10,000	5,779
Cash dividends	$356,000	2,166
Sale, conversion, retirement of capital stock, net	$-28,000	7,365
Net operating income	$1,071,110	2,827
2011-06-30 (YTD Data)		Rank
Total interest income	$2,204,000	4,990
Total interest expense	$161,000	6,680
Net interest income	$2,043,000	4,527
Provision for loan and lease losses	$46,000	5,199
Total noninterest income	$182,000	5,011
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$79,000	4,805
Trading account gains and fees	$0	153
Additional Noninterest Income	$103,000	4,497
Total noninterest expense	$1,386,000	5,143
Salaries and employee benefits	$831,000	4,722
Premises and equipment expense	$262,000	3,991
Additional noninterest expense	$293,000	6,149
Pre-tax net operating income	$793,000	2,961
Securities gains (losses)	$47,000	1,636
Applicable income taxes	$100,000	2,861
Income before extraordinary items	$740,000	2,813
Extraordinary gains, net	$0	15
Net income	$740,000	2,815
Minority interest net income	$0	89
Net income of bank and minority interests.	$740,000	2,815
Net charge-offs	$0	5,875
Cash dividends	$238,000	2,155
Sale, conversion, retirement of capital stock, net	$78,000	448
Net operating income	$698,640	2,852
2011-03-31 (YTD Data)		Rank
Total interest income	$1,080,000	5,063
Total interest expense	$84,000	6,720
Net interest income	$996,000	4,589
Provision for loan and lease losses	$18,000	5,065
Total noninterest income	$92,000	5,055
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$40,000	4,752
Trading account gains and fees	$0	158
Additional Noninterest Income	$52,000	4,604
Total noninterest expense	$709,000	5,121
Salaries and employee benefits	$439,000	4,584
Premises and equipment expense	$103,000	4,637
Additional noninterest expense	$167,000	5,935
Pre-tax net operating income	$361,000	3,179
Securities gains (losses)	$47,000	782
Applicable income taxes	$21,000	3,412
Income before extraordinary items	$387,000	2,745
Extraordinary gains, net	$0	9
Net income	$387,000	2,744
Minority interest net income	$0	86
Net income of bank and minority interests.	$387,000	2,745
Net charge-offs	$-3,000	6,584
Cash dividends	$119,000	1,803
Sale, conversion, retirement of capital stock, net	$140,000	233
Net operating income	$342,350	2,919
2010-12-31 (YTD Data)		Rank
Total interest income	$4,409,000	5,155
Total interest expense	$436,000	6,699
Net interest income	$3,973,000	4,607
Provision for loan and lease losses	$184,000	5,443
Total noninterest income	$388,000	5,007
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$199,000	4,411
Trading account gains and fees	$0	175
Additional Noninterest Income	$189,000	4,672
Total noninterest expense	$2,816,000	5,201
Salaries and employee benefits	$1,730,000	4,632
Premises and equipment expense	$487,000	4,251
Additional noninterest expense	$599,000	6,219
Pre-tax net operating income	$1,361,000	2,881
Securities gains (losses)	$125,000	1,972
Applicable income taxes	$316,000	2,311
Income before extraordinary items	$1,170,000	2,965
Extraordinary gains, net	$0	29
Net income	$1,170,000	2,961
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,170,000	2,965
Net charge-offs	$96,000	5,443
Cash dividends	$742,000	1,864
Sale, conversion, retirement of capital stock, net	$-136,000	7,597
Net operating income	$1,071,250	2,981
2010-09-30 (YTD Data)		Rank
Total interest income	$3,326,000	5,236
Total interest expense	$343,000	6,786
Net interest income	$2,983,000	4,666
Provision for loan and lease losses	$68,000	6,048
Total noninterest income	$292,000	5,090
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$148,000	4,496
Trading account gains and fees	$0	165
Additional Noninterest Income	$144,000	4,706
Total noninterest expense	$2,035,000	5,320
Salaries and employee benefits	$1,269,000	4,747
Premises and equipment expense	$335,000	4,548
Additional noninterest expense	$431,000	6,323
Pre-tax net operating income	$1,172,000	2,830
Securities gains (losses)	$46,000	2,464
Applicable income taxes	$227,000	2,423
Income before extraordinary items	$991,000	2,902
Extraordinary gains, net	$0	23
Net income	$991,000	2,897
Minority interest net income	$0	110
Net income of bank and minority interests.	$991,000	2,901
Net charge-offs	$81,000	5,118
Cash dividends	$356,000	2,173
Sale, conversion, retirement of capital stock, net	$-198,000	7,722
Net operating income	$953,740	2,845
2010-06-30 (YTD Data)		Rank
Total interest income	$2,226,000	5,268
Total interest expense	$233,000	6,844
Net interest income	$1,993,000	4,666
Provision for loan and lease losses	$50,000	5,837
Total noninterest income	$194,000	5,073
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$99,000	4,503
Trading account gains and fees	$0	152
Additional Noninterest Income	$95,000	4,716
Total noninterest expense	$1,359,000	5,333
Salaries and employee benefits	$829,000	4,823
Premises and equipment expense	$241,000	4,366
Additional noninterest expense	$289,000	6,351
Pre-tax net operating income	$778,000	2,843
Securities gains (losses)	$0	3,184
Applicable income taxes	$127,000	2,576
Income before extraordinary items	$651,000	2,896
Extraordinary gains, net	$0	19
Net income	$651,000	2,891
Minority interest net income	$0	105
Net income of bank and minority interests.	$651,000	2,894
Net charge-offs	$73,000	4,560
Cash dividends	$238,000	2,183
Sale, conversion, retirement of capital stock, net	$-64,000	7,783
Net operating income	$651,000	2,793
2010-03-31 (YTD Data)		Rank
Total interest income	$1,102,000	5,349
Total interest expense	$118,000	6,948
Net interest income	$984,000	4,732
Provision for loan and lease losses	$18,000	5,796
Total noninterest income	$97,000	5,108
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$49,000	4,514
Trading account gains and fees	$0	175
Additional Noninterest Income	$48,000	4,761
Total noninterest expense	$687,000	5,353
Salaries and employee benefits	$434,000	4,757
Premises and equipment expense	$85,000	5,323
Additional noninterest expense	$168,000	6,091
Pre-tax net operating income	$376,000	2,938
Securities gains (losses)	$0	2,284
Applicable income taxes	$52,000	2,757
Income before extraordinary items	$324,000	2,987
Extraordinary gains, net	$0	16
Net income	$324,000	2,983
Minority interest net income	$0	91
Net income of bank and minority interests.	$324,000	2,987
Net charge-offs	$20,000	4,422
Cash dividends	$119,000	1,790
Sale, conversion, retirement of capital stock, net	$15,000	730
Net operating income	$324,000	2,880
2009-12-31 (YTD Data)		Rank
Total interest income	$4,632,000	5,341
Total interest expense	$613,000	6,888
Net interest income	$4,019,000	4,564
Provision for loan and lease losses	$172,000	5,946
Total noninterest income	$367,000	5,283
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$200,000	4,662
Trading account gains and fees	$0	211
Additional Noninterest Income	$167,000	4,940
Total noninterest expense	$2,759,000	5,415
Salaries and employee benefits	$1,692,000	4,840
Premises and equipment expense	$494,000	4,409
Additional noninterest expense	$573,000	6,540
Pre-tax net operating income	$1,455,000	2,396
Securities gains (losses)	$0	3,754
Applicable income taxes	$315,000	1,981
Income before extraordinary items	$1,140,000	2,548
Extraordinary gains, net	$0	34
Net income	$1,140,000	2,546
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,140,000	2,547
Net charge-offs	$168,000	5,199
Cash dividends	$751,000	2,025
Sale, conversion, retirement of capital stock, net	$-457,000	7,977
Net operating income	$1,140,000	2,504
2009-09-30 (YTD Data)		Rank
Total interest income	$3,500,000	5,392
Total interest expense	$488,000	6,922
Net interest income	$3,012,000	4,569
Provision for loan and lease losses	$54,000	6,478
Total noninterest income	$269,000	5,395
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$148,000	4,706
Trading account gains and fees	$0	212
Additional Noninterest Income	$121,000	5,110
Total noninterest expense	$2,025,000	5,482
Salaries and employee benefits	$1,246,000	4,930
Premises and equipment expense	$338,000	4,717
Additional noninterest expense	$441,000	6,504
Pre-tax net operating income	$1,202,000	2,436
Securities gains (losses)	$0	3,497
Applicable income taxes	$238,000	2,145
Income before extraordinary items	$964,000	2,540
Extraordinary gains, net	$0	27
Net income	$964,000	2,538
Minority interest net income	$0	118
Net income of bank and minority interests.	$964,000	2,541
Net charge-offs	$146,000	4,646
Cash dividends	$362,000	2,398
Sale, conversion, retirement of capital stock, net	$-462,000	8,076
Net operating income	$964,000	2,492
2009-06-30 (YTD Data)		Rank
Total interest income	$2,360,000	5,407
Total interest expense	$349,000	6,927
Net interest income	$2,011,000	4,568
Provision for loan and lease losses	$36,000	6,323
Total noninterest income	$170,000	5,508
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$90,000	4,852
Trading account gains and fees	$0	193
Additional Noninterest Income	$80,000	5,165
Total noninterest expense	$1,384,000	5,453
Salaries and employee benefits	$821,000	5,022
Premises and equipment expense	$256,000	4,393
Additional noninterest expense	$307,000	6,449
Pre-tax net operating income	$761,000	2,598
Securities gains (losses)	$0	3,136
Applicable income taxes	$148,000	2,284
Income before extraordinary items	$613,000	2,734
Extraordinary gains, net	$0	21
Net income	$613,000	2,732
Minority interest net income	$0	112
Net income of bank and minority interests.	$613,000	2,734
Net charge-offs	$55,000	4,825
Cash dividends	$242,000	2,479
Sale, conversion, retirement of capital stock, net	$-293,000	8,172
Net operating income	$613,000	2,646
2009-03-31 (YTD Data)		Rank
Total interest income	$1,203,000	5,392
Total interest expense	$191,000	6,884
Net interest income	$1,012,000	4,545
Provision for loan and lease losses	$18,000	5,948
Total noninterest income	$80,000	5,580
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$42,000	4,925
Trading account gains and fees	$0	171
Additional Noninterest Income	$38,000	5,265
Total noninterest expense	$682,000	5,455
Salaries and employee benefits	$426,000	4,951
Premises and equipment expense	$105,000	4,986
Additional noninterest expense	$151,000	6,292
Pre-tax net operating income	$392,000	2,840
Securities gains (losses)	$0	2,434
Applicable income taxes	$53,000	2,828
Income before extraordinary items	$339,000	2,891
Extraordinary gains, net	$0	15
Net income	$339,000	2,891
Minority interest net income	$0	102
Net income of bank and minority interests.	$339,000	2,892
Net charge-offs	$22,000	4,250
Cash dividends	$122,000	2,101
Sale, conversion, retirement of capital stock, net	$-200,000	8,222
Net operating income	$339,000	2,759
2008-12-31 (YTD Data)		Rank
Total interest income	$5,143,000	5,376
Total interest expense	$1,054,000	6,694
Net interest income	$4,089,000	4,523
Provision for loan and lease losses	$302,000	4,603
Total noninterest income	$351,000	5,548
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$202,000	4,765
Trading account gains and fees	$0	154
Additional Noninterest Income	$149,000	5,326
Total noninterest expense	$2,591,000	5,559
Salaries and employee benefits	$1,615,000	5,102
Premises and equipment expense	$468,000	4,647
Additional noninterest expense	$508,000	6,591
Pre-tax net operating income	$1,547,000	2,960
Securities gains (losses)	$0	3,220
Applicable income taxes	$391,000	2,099
Income before extraordinary items	$1,156,000	3,002
Extraordinary gains, net	$0	39
Net income	$1,156,000	3,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	4,827
Cash dividends	$753,000	2,735
Sale, conversion, retirement of capital stock, net	$-95,000	8,230
Net operating income	$1,156,000	3,144
2008-09-30 (YTD Data)		Rank
Total interest income	$3,896,000	5,417
Total interest expense	$828,000	6,723
Net interest income	$3,068,000	4,554
Provision for loan and lease losses	$92,000	5,243
Total noninterest income	$238,000	5,807
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$143,000	4,920
Trading account gains and fees	$0	148
Additional Noninterest Income	$95,000	5,713
Total noninterest expense	$1,846,000	5,694
Salaries and employee benefits	$1,150,000	5,291
Premises and equipment expense	$309,000	5,020
Additional noninterest expense	$387,000	6,543
Pre-tax net operating income	$1,368,000	3,037
Securities gains (losses)	$0	3,106
Applicable income taxes	$333,000	2,349
Income before extraordinary items	$1,035,000	3,029
Extraordinary gains, net	$0	31
Net income	$1,035,000	3,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,101
Cash dividends	$355,000	3,188
Sale, conversion, retirement of capital stock, net	$-77,000	8,319
Net operating income	$1,035,000	3,178
2008-06-30 (YTD Data)		Rank
Total interest income	$2,612,000	5,470
Total interest expense	$579,000	6,750
Net interest income	$2,033,000	4,570
Provision for loan and lease losses	$52,000	5,140
Total noninterest income	$143,000	6,060
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$90,000	5,031
Trading account gains and fees	$0	149
Additional Noninterest Income	$53,000	6,048
Total noninterest expense	$1,243,000	5,698
Salaries and employee benefits	$743,000	5,430
Premises and equipment expense	$231,000	4,726
Additional noninterest expense	$269,000	6,464
Pre-tax net operating income	$881,000	3,219
Securities gains (losses)	$0	3,233
Applicable income taxes	$185,000	2,778
Income before extraordinary items	$696,000	3,331
Extraordinary gains, net	$0	21
Net income	$696,000	3,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	3,802
Cash dividends	$233,000	3,265
Sale, conversion, retirement of capital stock, net	$-77,000	8,398
Net operating income	$696,000	3,270
2008-03-31 (YTD Data)		Rank
Total interest income	$1,308,000	5,561
Total interest expense	$300,000	6,833
Net interest income	$1,008,000	4,596
Provision for loan and lease losses	$22,000	4,820
Total noninterest income	$67,000	6,189
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$41,000	5,179
Trading account gains and fees	$0	158
Additional Noninterest Income	$26,000	6,106
Total noninterest expense	$581,000	5,901
Salaries and employee benefits	$344,000	5,683
Premises and equipment expense	$90,000	5,469
Additional noninterest expense	$147,000	6,223
Pre-tax net operating income	$472,000	3,190
Securities gains (losses)	$0	2,688
Applicable income taxes	$67,000	3,264
Income before extraordinary items	$405,000	3,167
Extraordinary gains, net	$0	15
Net income	$405,000	3,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,966
Cash dividends	$111,000	2,825
Sale, conversion, retirement of capital stock, net	$55,000	450
Net operating income	$405,000	3,090
2007-12-31 (YTD Data)		Rank
Total interest income	$5,317,000	5,548
Total interest expense	$1,625,000	6,264
Net interest income	$3,692,000	4,857
Provision for loan and lease losses	$114,000	4,750
Total noninterest income	$262,000	6,296
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$140,000	5,532
Trading account gains and fees	$0	178
Additional Noninterest Income	$122,000	5,909
Total noninterest expense	$2,419,000	5,711
Salaries and employee benefits	$1,533,000	5,237
Premises and equipment expense	$419,000	4,881
Additional noninterest expense	$467,000	6,746
Pre-tax net operating income	$1,421,000	3,997
Securities gains (losses)	$0	2,146
Applicable income taxes	$335,000	3,236
Income before extraordinary items	$1,086,000	4,137
Extraordinary gains, net	$0	39
Net income	$1,086,000	4,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,217
Cash dividends	$721,000	3,139
Sale, conversion, retirement of capital stock, net	$-61,000	8,436
Net operating income	$1,086,000	4,132
2007-09-30 (YTD Data)		Rank
Total interest income	$3,977,000	5,579
Total interest expense	$1,273,000	6,206
Net interest income	$2,704,000	4,966
Provision for loan and lease losses	$34,000	5,478
Total noninterest income	$198,000	6,323
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$102,000	5,600
Trading account gains and fees	$0	184
Additional Noninterest Income	$96,000	5,873
Total noninterest expense	$1,726,000	5,809
Salaries and employee benefits	$1,071,000	5,433
Premises and equipment expense	$303,000	4,993
Additional noninterest expense	$352,000	6,714
Pre-tax net operating income	$1,142,000	4,061
Securities gains (losses)	$0	1,655
Applicable income taxes	$227,000	3,557
Income before extraordinary items	$915,000	4,082
Extraordinary gains, net	$0	33
Net income	$915,000	4,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,620
Cash dividends	$333,000	3,493
Sale, conversion, retirement of capital stock, net	$-83,000	8,485
Net operating income	$915,000	4,068
2007-06-30 (YTD Data)		Rank
Total interest income	$2,663,000	5,599
Total interest expense	$906,000	6,088
Net interest income	$1,757,000	5,074
Provision for loan and lease losses	$21,000	5,289
Total noninterest income	$110,000	6,684
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$65,000	5,696
Trading account gains and fees	$0	168
Additional Noninterest Income	$45,000	6,440
Total noninterest expense	$1,191,000	5,751
Salaries and employee benefits	$736,000	5,384
Premises and equipment expense	$221,000	4,726
Additional noninterest expense	$234,000	6,755
Pre-tax net operating income	$655,000	4,462
Securities gains (losses)	$0	1,444
Applicable income taxes	$104,000	4,089
Income before extraordinary items	$551,000	4,338
Extraordinary gains, net	$0	29
Net income	$551,000	4,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,096
Cash dividends	$222,000	3,515
Sale, conversion, retirement of capital stock, net	$-11,000	8,529
Net operating income	$551,000	4,332
2007-03-31 (YTD Data)		Rank
Total interest income	$1,322,000	5,630
Total interest expense	$463,000	6,031
Net interest income	$859,000	5,148
Provision for loan and lease losses	$11,000	4,971
Total noninterest income	$54,000	6,707
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$33,000	5,642
Trading account gains and fees	$0	195
Additional Noninterest Income	$21,000	6,540
Total noninterest expense	$577,000	5,864
Salaries and employee benefits	$340,000	5,687
Premises and equipment expense	$83,000	5,593
Additional noninterest expense	$154,000	6,053
Pre-tax net operating income	$325,000	4,466
Securities gains (losses)	$0	1,187
Applicable income taxes	$34,000	4,512
Income before extraordinary items	$291,000	4,247
Extraordinary gains, net	$0	22
Net income	$291,000	4,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$111,000	3,005
Sale, conversion, retirement of capital stock, net	$-16,000	8,589
Net operating income	$291,000	4,223
2006-12-31 (YTD Data)		Rank
Total interest income	$5,013,000	5,553
Total interest expense	$1,591,000	5,973
Net interest income	$3,422,000	5,127
Provision for loan and lease losses	$49,000	5,634
Total noninterest income	$233,000	6,656
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$138,000	5,670
Trading account gains and fees	$0	130
Additional Noninterest Income	$95,000	6,408
Total noninterest expense	$2,281,000	5,767
Salaries and employee benefits	$1,441,000	5,333
Premises and equipment expense	$415,000	4,807
Additional noninterest expense	$425,000	6,942
Pre-tax net operating income	$1,325,000	4,563
Securities gains (losses)	$0	1,687
Applicable income taxes	$294,000	3,837
Income before extraordinary items	$1,031,000	4,648
Extraordinary gains, net	$0	51
Net income	$1,031,000	4,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,207
Cash dividends	$723,000	3,146
Sale, conversion, retirement of capital stock, net	$-30,000	8,582
Net operating income	$1,031,000	4,634
2006-09-30 (YTD Data)		Rank
Total interest income	$3,717,000	5,585
Total interest expense	$1,158,000	5,997
Net interest income	$2,559,000	5,177
Provision for loan and lease losses	$27,000	5,738
Total noninterest income	$168,000	6,776
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$99,000	5,813
Trading account gains and fees	$0	126
Additional Noninterest Income	$69,000	6,456
Total noninterest expense	$1,680,000	5,811
Salaries and employee benefits	$1,037,000	5,430
Premises and equipment expense	$294,000	5,010
Additional noninterest expense	$349,000	6,714
Pre-tax net operating income	$1,020,000	4,667
Securities gains (losses)	$0	1,388
Applicable income taxes	$189,000	4,200
Income before extraordinary items	$831,000	4,612
Extraordinary gains, net	$0	45
Net income	$831,000	4,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,286
Cash dividends	$334,000	3,497
Sale, conversion, retirement of capital stock, net	$-37,000	8,673
Net operating income	$831,000	4,601
2006-06-30 (YTD Data)		Rank
Total interest income	$2,439,000	5,603
Total interest expense	$752,000	5,968
Net interest income	$1,687,000	5,244
Provision for loan and lease losses	$18,000	5,601
Total noninterest income	$100,000	6,982
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$61,000	5,942
Trading account gains and fees	$0	126
Additional Noninterest Income	$39,000	6,754
Total noninterest expense	$1,153,000	5,744
Salaries and employee benefits	$709,000	5,381
Premises and equipment expense	$211,000	4,767
Additional noninterest expense	$233,000	6,746
Pre-tax net operating income	$616,000	4,923
Securities gains (losses)	$0	1,185
Applicable income taxes	$96,000	4,557
Income before extraordinary items	$520,000	4,785
Extraordinary gains, net	$0	39
Net income	$520,000	4,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,703
Cash dividends	$223,000	3,549
Sale, conversion, retirement of capital stock, net	$-38,000	8,717
Net operating income	$520,000	4,775
2006-03-31 (YTD Data)		Rank
Total interest income	$1,195,000	5,608
Total interest expense	$347,000	6,056
Net interest income	$848,000	5,236
Provision for loan and lease losses	$9,000	5,345
Total noninterest income	$49,000	6,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$28,000	6,029
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,000	6,631
Total noninterest expense	$550,000	5,900
Salaries and employee benefits	$321,000	5,721
Premises and equipment expense	$89,000	5,311
Additional noninterest expense	$140,000	6,252
Pre-tax net operating income	$338,000	4,667
Securities gains (losses)	$0	955
Applicable income taxes	$41,000	4,710
Income before extraordinary items	$297,000	4,447
Extraordinary gains, net	$0	21
Net income	$297,000	4,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$111,000	2,990
Sale, conversion, retirement of capital stock, net	$6,000	587
Net operating income	$297,000	4,433
2005-12-31 (YTD Data)		Rank
Total interest income	$4,381,000	5,564
Total interest expense	$1,003,000	6,279
Net interest income	$3,378,000	5,127
Provision for loan and lease losses	$36,000	6,047
Total noninterest income	$212,000	6,978
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$115,000	6,072
Trading account gains and fees	$0	138
Additional Noninterest Income	$97,000	6,449
Total noninterest expense	$2,262,000	5,696
Salaries and employee benefits	$1,466,000	5,126
Premises and equipment expense	$378,000	5,040
Additional noninterest expense	$418,000	6,995
Pre-tax net operating income	$1,292,000	4,742
Securities gains (losses)	$0	2,296
Applicable income taxes	$267,000	4,280
Income before extraordinary items	$1,025,000	4,773
Extraordinary gains, net	$0	46
Net income	$1,025,000	4,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,418
Cash dividends	$723,000	3,014
Sale, conversion, retirement of capital stock, net	$-149,000	8,771
Net operating income	$1,025,000	4,751
2005-09-30 (YTD Data)		Rank
Total interest income	$3,216,000	5,597
Total interest expense	$694,000	6,380
Net interest income	$2,522,000	5,154
Provision for loan and lease losses	$27,000	5,913
Total noninterest income	$151,000	7,078
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$81,000	6,223
Trading account gains and fees	$0	126
Additional Noninterest Income	$70,000	6,519
Total noninterest expense	$1,660,000	5,727
Salaries and employee benefits	$1,061,000	5,227
Premises and equipment expense	$272,000	5,157
Additional noninterest expense	$327,000	6,905
Pre-tax net operating income	$986,000	4,809
Securities gains (losses)	$0	2,317
Applicable income taxes	$171,000	4,649
Income before extraordinary items	$815,000	4,705
Extraordinary gains, net	$0	35
Net income	$815,000	4,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,724
Cash dividends	$334,000	3,378
Sale, conversion, retirement of capital stock, net	$-184,000	8,822
Net operating income	$815,000	4,669
2005-06-30 (YTD Data)		Rank
Total interest income	$2,102,000	5,596
Total interest expense	$422,000	6,467
Net interest income	$1,680,000	5,154
Provision for loan and lease losses	$18,000	5,733
Total noninterest income	$82,000	7,374
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$51,000	6,276
Trading account gains and fees	$0	116
Additional Noninterest Income	$31,000	7,144
Total noninterest expense	$1,134,000	5,651
Salaries and employee benefits	$723,000	5,137
Premises and equipment expense	$195,000	4,902
Additional noninterest expense	$216,000	6,911
Pre-tax net operating income	$610,000	4,977
Securities gains (losses)	$0	2,146
Applicable income taxes	$91,000	4,932
Income before extraordinary items	$519,000	4,804
Extraordinary gains, net	$0	30
Net income	$519,000	4,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,310
Cash dividends	$222,000	3,383
Sale, conversion, retirement of capital stock, net	$-188,000	8,843
Net operating income	$519,000	4,749
2005-03-31 (YTD Data)		Rank
Total interest income	$1,031,000	5,639
Total interest expense	$194,000	6,619
Net interest income	$837,000	5,199
Provision for loan and lease losses	$9,000	5,480
Total noninterest income	$37,000	7,531
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$23,000	6,401
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,363
Total noninterest expense	$542,000	5,821
Salaries and employee benefits	$335,000	5,428
Premises and equipment expense	$78,000	5,638
Additional noninterest expense	$129,000	6,456
Pre-tax net operating income	$323,000	4,806
Securities gains (losses)	$0	1,685
Applicable income taxes	$25,000	5,466
Income before extraordinary items	$298,000	4,389
Extraordinary gains, net	$0	24
Net income	$298,000	4,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,061
Cash dividends	$111,000	2,834
Sale, conversion, retirement of capital stock, net	$-198,000	8,917
Net operating income	$298,000	4,352
2004-12-31 (YTD Data)		Rank
Total interest income	$3,913,000	5,616
Total interest expense	$646,000	6,788
Net interest income	$3,267,000	5,139
Provision for loan and lease losses	$40,000	6,168
Total noninterest income	$189,000	7,242
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$104,000	6,411
Trading account gains and fees	$0	138
Additional Noninterest Income	$85,000	6,680
Total noninterest expense	$2,127,000	5,814
Salaries and employee benefits	$1,370,000	5,259
Premises and equipment expense	$327,000	5,430
Additional noninterest expense	$430,000	6,960
Pre-tax net operating income	$1,289,000	4,605
Securities gains (losses)	$0	3,819
Applicable income taxes	$252,000	4,449
Income before extraordinary items	$1,037,000	4,593
Extraordinary gains, net	$0	34
Net income	$1,037,000	4,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,856
Cash dividends	$729,000	2,895
Sale, conversion, retirement of capital stock, net	$53,000	732
Net operating income	$1,037,000	4,524
2004-09-30 (YTD Data)		Rank
Total interest income	$2,899,000	5,649
Total interest expense	$469,000	6,860
Net interest income	$2,430,000	5,156
Provision for loan and lease losses	$36,000	5,817
Total noninterest income	$147,000	7,232
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$78,000	6,466
Trading account gains and fees	$0	134
Additional Noninterest Income	$69,000	6,565
Total noninterest expense	$1,521,000	5,909
Salaries and employee benefits	$961,000	5,450
Premises and equipment expense	$221,000	5,691
Additional noninterest expense	$339,000	6,806
Pre-tax net operating income	$1,020,000	4,557
Securities gains (losses)	$0	3,710
Applicable income taxes	$203,000	4,412
Income before extraordinary items	$817,000	4,570
Extraordinary gains, net	$0	26
Net income	$817,000	4,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,064
Cash dividends	$336,000	3,294
Sale, conversion, retirement of capital stock, net	$13,000	681
Net operating income	$817,000	4,484
2004-06-30 (YTD Data)		Rank
Total interest income	$1,904,000	5,702
Total interest expense	$310,000	6,914
Net interest income	$1,594,000	5,212
Provision for loan and lease losses	$24,000	5,696
Total noninterest income	$81,000	7,572
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$52,000	6,467
Trading account gains and fees	$0	130
Additional Noninterest Income	$29,000	7,273
Total noninterest expense	$1,011,000	5,961
Salaries and employee benefits	$644,000	5,477
Premises and equipment expense	$143,000	5,814
Additional noninterest expense	$224,000	6,859
Pre-tax net operating income	$640,000	4,674
Securities gains (losses)	$0	3,413
Applicable income taxes	$92,000	4,946
Income before extraordinary items	$548,000	4,493
Extraordinary gains, net	$0	21
Net income	$548,000	4,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,214
Cash dividends	$224,000	3,312
Sale, conversion, retirement of capital stock, net	$3,000	611
Net operating income	$548,000	4,406
2004-03-31 (YTD Data)		Rank
Total interest income	$948,000	5,741
Total interest expense	$153,000	7,000
Net interest income	$795,000	5,232
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$38,000	7,671
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$25,000	6,482
Trading account gains and fees	$0	121
Additional Noninterest Income	$13,000	7,451
Total noninterest expense	$465,000	6,294
Salaries and employee benefits	$289,000	5,842
Premises and equipment expense	$60,000	6,320
Additional noninterest expense	$116,000	6,774
Pre-tax net operating income	$356,000	4,387
Securities gains (losses)	$0	2,934
Applicable income taxes	$39,000	5,128
Income before extraordinary items	$317,000	4,132
Extraordinary gains, net	$0	16
Net income	$317,000	4,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,952
Cash dividends	$112,000	2,768
Sale, conversion, retirement of capital stock, net	$6,000	425
Net operating income	$317,000	3,986
2003-12-31 (YTD Data)		Rank
Total interest income	$3,900,000	5,735
Total interest expense	$729,000	6,937
Net interest income	$3,171,000	5,130
Provision for loan and lease losses	$51,000	6,233
Total noninterest income	$184,000	7,482
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$105,000	6,483
Trading account gains and fees	$0	160
Additional Noninterest Income	$79,000	6,902
Total noninterest expense	$1,861,000	6,225
Salaries and employee benefits	$1,229,000	5,563
Premises and equipment expense	$293,000	5,725
Additional noninterest expense	$339,000	7,517
Pre-tax net operating income	$1,443,000	4,218
Securities gains (losses)	$0	4,500
Applicable income taxes	$358,000	3,997
Income before extraordinary items	$1,085,000	4,420
Extraordinary gains, net	$0	54
Net income	$1,085,000	4,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,591
Cash dividends	$729,000	2,879
Sale, conversion, retirement of capital stock, net	$-114,000	9,112
Net operating income	$1,085,000	4,237
2003-09-30 (YTD Data)		Rank
Total interest income	$2,961,000	5,754
Total interest expense	$580,000	6,942
Net interest income	$2,381,000	5,149
Provision for loan and lease losses	$36,000	6,222
Total noninterest income	$144,000	7,462
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$79,000	6,528
Trading account gains and fees	$0	153
Additional Noninterest Income	$65,000	6,817
Total noninterest expense	$1,297,000	6,454
Salaries and employee benefits	$857,000	5,771
Premises and equipment expense	$202,000	5,983
Additional noninterest expense	$238,000	7,673
Pre-tax net operating income	$1,192,000	4,092
Securities gains (losses)	$0	4,204
Applicable income taxes	$274,000	4,090
Income before extraordinary items	$918,000	4,232
Extraordinary gains, net	$0	40
Net income	$918,000	4,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,290
Cash dividends	$338,000	3,300
Sale, conversion, retirement of capital stock, net	$-98,000	9,169
Net operating income	$918,000	4,055
2003-06-30 (YTD Data)		Rank
Total interest income	$2,026,000	5,692
Total interest expense	$417,000	6,868
Net interest income	$1,609,000	5,086
Provision for loan and lease losses	$24,000	6,151
Total noninterest income	$84,000	7,692
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$53,000	6,490
Trading account gains and fees	$0	150
Additional Noninterest Income	$31,000	7,275
Total noninterest expense	$835,000	6,577
Salaries and employee benefits	$543,000	5,960
Premises and equipment expense	$139,000	5,890
Additional noninterest expense	$153,000	7,719
Pre-tax net operating income	$834,000	3,949
Securities gains (losses)	$0	3,782
Applicable income taxes	$159,000	4,406
Income before extraordinary items	$675,000	3,968
Extraordinary gains, net	$0	30
Net income	$675,000	3,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,131
Cash dividends	$226,000	3,290
Sale, conversion, retirement of capital stock, net	$-57,000	9,207
Net operating income	$675,000	3,786
2003-03-31 (YTD Data)		Rank
Total interest income	$1,010,000	5,739
Total interest expense	$219,000	6,827
Net interest income	$791,000	5,137
Provision for loan and lease losses	$12,000	5,906
Total noninterest income	$43,000	7,632
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$26,000	6,492
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$444,000	6,381
Salaries and employee benefits	$268,000	6,005
Premises and equipment expense	$49,000	6,835
Additional noninterest expense	$127,000	6,476
Pre-tax net operating income	$378,000	4,182
Securities gains (losses)	$0	2,891
Applicable income taxes	$46,000	5,224
Income before extraordinary items	$332,000	3,958
Extraordinary gains, net	$0	21
Net income	$332,000	3,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,925
Cash dividends	$113,000	2,792
Sale, conversion, retirement of capital stock, net	$-10,000	9,259
Net operating income	$332,000	3,774
2002-12-31 (YTD Data)		Rank
Total interest income	$4,295,000	5,684
Total interest expense	$1,075,000	6,736
Net interest income	$3,220,000	5,051
Provision for loan and lease losses	$78,000	6,121
Total noninterest income	$163,000	7,686
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$107,000	6,461
Trading account gains and fees	$0	153
Additional Noninterest Income	$56,000	7,449
Total noninterest expense	$1,859,000	6,132
Salaries and employee benefits	$1,218,000	5,426
Premises and equipment expense	$270,000	5,893
Additional noninterest expense	$371,000	7,340
Pre-tax net operating income	$1,446,000	4,212
Securities gains (losses)	$0	4,537
Applicable income taxes	$376,000	4,015
Income before extraordinary items	$1,070,000	4,407
Extraordinary gains, net	$0	70
Net income	$1,070,000	4,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,133
Cash dividends	$727,000	2,814
Sale, conversion, retirement of capital stock, net	$-76,000	9,242
Net operating income	$1,070,000	4,298
2001-12-31 (YTD Data)		Rank
Total interest income	$4,558,000	5,929
Total interest expense	$1,598,000	6,784
Net interest income	$2,960,000	5,131
Provision for loan and lease losses	$33,000	7,158
Total noninterest income	$157,000	7,779
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$103,000	6,520
Trading account gains and fees	$0	177
Additional Noninterest Income	$54,000	7,574
Total noninterest expense	$1,658,000	6,435
Salaries and employee benefits	$1,086,000	5,697
Premises and equipment expense	$257,000	6,000
Additional noninterest expense	$315,000	7,746
Pre-tax net operating income	$1,426,000	3,989
Securities gains (losses)	$0	4,612
Applicable income taxes	$384,000	3,815
Income before extraordinary items	$1,042,000	4,167
Extraordinary gains, net	$0	105
Net income	$1,042,000	4,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,025
Cash dividends	$743,000	2,766
Sale, conversion, retirement of capital stock, net	$-257,000	9,529
Net operating income	$1,042,000	4,057
2000-12-31 (YTD Data)		Rank
Total interest income	$4,871,000	5,833
Total interest expense	$1,983,000	6,299
Net interest income	$2,888,000	5,289
Provision for loan and lease losses	$34,000	7,119
Total noninterest income	$188,000	7,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	5,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	8,303
Total noninterest expense	$1,619,000	6,445
Salaries and employee benefits	$1,057,000	5,706
Premises and equipment expense	$236,000	6,243
Additional noninterest expense	$326,000	7,743
Pre-tax net operating income	$1,423,000	4,218
Securities gains (losses)	$0	1,956
Applicable income taxes	$387,000	4,043
Income before extraordinary items	$1,036,000	4,272
Extraordinary gains, net	$0	38
Net income	$1,036,000	4,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$744,000	2,813
Sale, conversion, retirement of capital stock, net	$-238,000	9,805
Net operating income	$1,036,000	4,284
1999-12-31 (YTD Data)		Rank
Total interest income	$4,569,000	5,876
Total interest expense	$1,708,000	6,530
Net interest income	$2,861,000	5,344
Provision for loan and lease losses	$68,000	5,976
Total noninterest income	$214,000	7,330
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$164,000	5,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,065
Total noninterest expense	$1,620,000	6,487
Salaries and employee benefits	$1,027,000	5,777
Premises and equipment expense	$234,000	6,273
Additional noninterest expense	$359,000	7,612
Pre-tax net operating income	$1,387,000	4,326
Securities gains (losses)	$0	3,155
Applicable income taxes	$364,000	4,391
Income before extraordinary items	$1,023,000	4,360
Extraordinary gains, net	$0	35
Net income	$1,023,000	4,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,270
Cash dividends	$726,000	2,840
Sale, conversion, retirement of capital stock, net	$-215,000	10,119
Net operating income	$1,023,000	4,327
1998-12-31 (YTD Data)		Rank
Total interest income	$4,637,000	5,964
Total interest expense	$1,802,000	6,547
Net interest income	$2,835,000	5,349
Provision for loan and lease losses	$48,000	6,686
Total noninterest income	$167,000	7,994
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	6,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,456
Total noninterest expense	$1,574,000	6,489
Salaries and employee benefits	$988,000	5,835
Premises and equipment expense	$237,000	6,158
Additional noninterest expense	$349,000	7,673
Pre-tax net operating income	$1,380,000	4,447
Securities gains (losses)	$0	4,449
Applicable income taxes	$387,000	4,515
Income before extraordinary items	$993,000	4,552
Extraordinary gains, net	$0	32
Net income	$993,000	4,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,320
Cash dividends	$733,000	2,770
Sale, conversion, retirement of capital stock, net	$-158,000	10,350
Net operating income	$993,000	4,446
1997-12-31 (YTD Data)		Rank
Total interest income	$4,707,000	6,036
Total interest expense	$1,826,000	6,617
Net interest income	$2,881,000	5,473
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$151,000	8,555
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	6,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	8,825
Total noninterest expense	$1,525,000	6,731
Salaries and employee benefits	$978,000	5,941
Premises and equipment expense	$218,000	6,526
Additional noninterest expense	$329,000	8,029
Pre-tax net operating income	$1,447,000	4,622
Securities gains (losses)	$0	3,944
Applicable income taxes	$410,000	4,808
Income before extraordinary items	$1,037,000	4,573
Extraordinary gains, net	$0	44
Net income	$1,037,000	4,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,525
Cash dividends	$727,000	2,717
Sale, conversion, retirement of capital stock, net	$-110,000	10,780
Net operating income	$1,037,000	4,510
1996-12-31 (YTD Data)		Rank
Total interest income	$4,743,000	6,157
Total interest expense	$1,857,000	6,719
Net interest income	$2,886,000	5,604
Provision for loan and lease losses	$36,000	7,135
Total noninterest income	$168,000	8,719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$126,000	6,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	9,253
Total noninterest expense	$1,583,000	6,883
Salaries and employee benefits	$1,006,000	5,956
Premises and equipment expense	$238,000	6,414
Additional noninterest expense	$339,000	8,466
Pre-tax net operating income	$1,435,000	4,502
Securities gains (losses)	$0	4,148
Applicable income taxes	$399,000	4,901
Income before extraordinary items	$1,036,000	4,351
Extraordinary gains, net	$0	53
Net income	$1,036,000	4,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,157
Cash dividends	$717,000	2,701
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,036,000	4,301
1995-12-31 (YTD Data)		Rank
Total interest income	$4,576,000	6,379
Total interest expense	$1,720,000	7,088
Net interest income	$2,856,000	5,720
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$175,000	8,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	7,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,325
Total noninterest expense	$1,558,000	7,097
Salaries and employee benefits	$976,000	6,183
Premises and equipment expense	$231,000	6,647
Additional noninterest expense	$351,000	8,679
Pre-tax net operating income	$1,437,000	4,608
Securities gains (losses)	$0	3,831
Applicable income taxes	$412,000	4,841
Income before extraordinary items	$1,025,000	4,500
Extraordinary gains, net	$0	65
Net income	$1,025,000	4,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,321
Cash dividends	$690,000	2,686
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,025,000	4,488
1994-12-31 (YTD Data)		Rank
Total interest income	$4,238,000	6,434
Total interest expense	$1,380,000	7,270
Net interest income	$2,858,000	5,812
Provision for loan and lease losses	$36,000	6,762
Total noninterest income	$173,000	9,238
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	7,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,719
Total noninterest expense	$1,587,000	7,341
Salaries and employee benefits	$919,000	6,519
Premises and equipment expense	$225,000	6,963
Additional noninterest expense	$443,000	8,382
Pre-tax net operating income	$1,408,000	4,650
Securities gains (losses)	$0	3,600
Applicable income taxes	$403,000	4,732
Income before extraordinary items	$1,005,000	4,528
Extraordinary gains, net	$0	249
Net income	$1,005,000	4,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,684
Cash dividends	$678,000	2,591
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,005,000	4,569
1993-12-31 (YTD Data)		Rank
Total interest income	$4,257,000	6,568
Total interest expense	$1,418,000	7,478
Net interest income	$2,839,000	5,907
Provision for loan and lease losses	$36,000	8,112
Total noninterest income	$187,000	9,467
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$140,000	7,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,262
Total noninterest expense	$1,528,000	7,742
Salaries and employee benefits	$927,000	6,561
Premises and equipment expense	$179,000	8,164
Additional noninterest expense	$422,000	9,008
Pre-tax net operating income	$1,462,000	4,423
Securities gains (losses)	$0	7,477
Applicable income taxes	$400,000	5,007
Income before extraordinary items	$1,062,000	4,455
Extraordinary gains, net	$-30,000	12,558
Net income	$1,032,000	4,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	6,463
Cash dividends	$665,000	2,479
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,062,000	4,225
1992-12-31 (YTD Data)		Rank
Total interest income	$4,721,000	6,651
Total interest expense	$1,874,000	7,411
Net interest income	$2,847,000	5,970
Provision for loan and lease losses	$50,000	9,026
Total noninterest income	$184,000	9,741
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	7,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	10,672
Total noninterest expense	$1,521,000	7,837
Salaries and employee benefits	$912,000	6,550
Premises and equipment expense	$185,000	8,187
Additional noninterest expense	$424,000	9,273
Pre-tax net operating income	$1,460,000	4,142
Securities gains (losses)	$0	8,369
Applicable income taxes	$373,000	5,058
Income before extraordinary items	$1,087,000	4,168
Extraordinary gains, net	$0	1,422
Net income	$1,087,000	4,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	7,730
Cash dividends	$651,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,087,000	3,867

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.