Home > The First National Bank of Dennison > Income and Expense
The First National Bank of Dennison, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,461,000 | 2,342 |
| Total interest expense | $2,342,000 | 2,884 |
| Net interest income | $12,119,000 | 2,099 |
| Provision for loan and lease losses | $170,000 | 2,128 |
| Total noninterest income | $1,089,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $338,000 | 2,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $751,000 | 2,581 |
| Total noninterest expense | $10,141,000 | 2,030 |
| Salaries and employee benefits | $4,736,000 | 2,267 |
| Premises and equipment expense | $2,081,000 | 1,175 |
| Additional noninterest expense | $751,000 | 2,581 |
| Pre-tax net operating income | $2,897,000 | 2,552 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $518,000 | 1,870 |
| Income before extraordinary items | $2,379,000 | 2,603 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,379,000 | 2,629 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,379,000 | 2,605 |
| Net charge-offs | $213,000 | 1,125 |
| Cash dividends | $1,181,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,379,000 | 2,627 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,480,000 | 2,356 |
| Total interest expense | $1,579,000 | 2,892 |
| Net interest income | $8,901,000 | 2,136 |
| Provision for loan and lease losses | $115,000 | 2,050 |
| Total noninterest income | $800,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $249,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,591 |
| Total noninterest expense | $7,173,000 | 2,092 |
| Salaries and employee benefits | $3,270,000 | 2,391 |
| Premises and equipment expense | $1,504,000 | 1,214 |
| Additional noninterest expense | $551,000 | 2,590 |
| Pre-tax net operating income | $2,413,000 | 2,484 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $386,000 | 1,933 |
| Income before extraordinary items | $2,027,000 | 2,497 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,027,000 | 2,522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,027,000 | 2,498 |
| Net charge-offs | $161,000 | 975 |
| Cash dividends | $580,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,027,000 | 2,517 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 2,371 |
| Total interest expense | $909,000 | 2,907 |
| Net interest income | $5,852,000 | 2,175 |
| Provision for loan and lease losses | $73,000 | 2,017 |
| Total noninterest income | $532,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $159,000 | 2,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 2,528 |
| Total noninterest expense | $4,780,000 | 2,091 |
| Salaries and employee benefits | $2,198,000 | 2,379 |
| Premises and equipment expense | $1,017,000 | 1,194 |
| Additional noninterest expense | $373,000 | 2,523 |
| Pre-tax net operating income | $1,531,000 | 2,562 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $238,000 | 2,023 |
| Income before extraordinary items | $1,293,000 | 2,572 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,293,000 | 2,602 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,293,000 | 2,572 |
| Net charge-offs | $90,000 | 963 |
| Cash dividends | $580,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,293,000 | 2,585 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,093,000 | 2,507 |
| Total interest expense | $620,000 | 3,006 |
| Net interest income | $9,473,000 | 2,442 |
| Provision for loan and lease losses | $15,000 | 2,833 |
| Total noninterest income | $1,864,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $359,000 | 2,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,505,000 | 1,898 |
| Total noninterest expense | $9,310,000 | 2,102 |
| Salaries and employee benefits | $4,244,000 | 2,404 |
| Premises and equipment expense | $1,852,000 | 1,303 |
| Additional noninterest expense | $1,505,000 | 1,898 |
| Pre-tax net operating income | $2,012,000 | 3,124 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $307,000 | 2,400 |
| Income before extraordinary items | $1,705,000 | 3,120 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,705,000 | 3,117 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,705,000 | 3,119 |
| Net charge-offs | $47,000 | 1,572 |
| Cash dividends | $913,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,705,000 | 3,157 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 2,553 |
| Total interest expense | $319,000 | 3,216 |
| Net interest income | $6,756,000 | 2,488 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,447,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $273,000 | 2,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 1,888 |
| Total noninterest expense | $6,824,000 | 2,125 |
| Salaries and employee benefits | $3,129,000 | 2,426 |
| Premises and equipment expense | $1,281,000 | 1,399 |
| Additional noninterest expense | $1,174,000 | 1,888 |
| Pre-tax net operating income | $1,379,000 | 3,207 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $198,000 | 2,478 |
| Income before extraordinary items | $1,181,000 | 3,196 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,181,000 | 3,194 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,181,000 | 3,195 |
| Net charge-offs | $34,000 | 1,380 |
| Cash dividends | $579,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,181,000 | 3,226 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 2,597 |
| Total interest expense | $157,000 | 3,483 |
| Net interest income | $4,271,000 | 2,536 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,015,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $177,000 | 2,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,858 |
| Total noninterest expense | $4,527,000 | 2,122 |
| Salaries and employee benefits | $2,132,000 | 2,407 |
| Premises and equipment expense | $774,000 | 1,504 |
| Additional noninterest expense | $1,621,000 | 1,880 |
| Pre-tax net operating income | $759,000 | 3,296 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $98,000 | 2,581 |
| Income before extraordinary items | $661,000 | 3,285 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $661,000 | 3,284 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $661,000 | 3,285 |
| Net charge-offs | $29,000 | 1,185 |
| Cash dividends | $429,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $661,000 | 3,314 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 2,632 |
| Total interest expense | $74,000 | 3,533 |
| Net interest income | $2,038,000 | 2,564 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $549,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $86,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 1,746 |
| Total noninterest expense | $2,258,000 | 2,113 |
| Salaries and employee benefits | $1,033,000 | 2,454 |
| Premises and equipment expense | $407,000 | 1,448 |
| Additional noninterest expense | $818,000 | 1,839 |
| Pre-tax net operating income | $329,000 | 3,326 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $66,000 | 2,349 |
| Income before extraordinary items | $263,000 | 3,400 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $263,000 | 3,399 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $263,000 | 3,400 |
| Net charge-offs | $21,000 | 939 |
| Cash dividends | $15,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $263,000 | 3,424 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,639,000 | 2,702 |
| Total interest expense | $339,000 | 3,622 |
| Net interest income | $8,300,000 | 2,595 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,965,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $312,000 | 2,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,653,000 | 2,113 |
| Total noninterest expense | $8,186,000 | 2,252 |
| Salaries and employee benefits | $4,204,000 | 2,414 |
| Premises and equipment expense | $1,656,000 | 1,408 |
| Additional noninterest expense | $2,326,000 | 2,341 |
| Pre-tax net operating income | $2,079,000 | 3,096 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $392,000 | 2,272 |
| Income before extraordinary items | $1,687,000 | 3,224 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,687,000 | 3,223 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,687,000 | 3,224 |
| Net charge-offs | $-18,000 | 3,808 |
| Cash dividends | $750,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,687,000 | 3,204 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 2,624 |
| Total interest expense | $256,000 | 3,710 |
| Net interest income | $6,682,000 | 2,524 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,024,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $228,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $796,000 | 2,604 |
| Total noninterest expense | $6,099,000 | 2,269 |
| Salaries and employee benefits | $3,138,000 | 2,451 |
| Premises and equipment expense | $1,220,000 | 1,448 |
| Additional noninterest expense | $1,741,000 | 2,354 |
| Pre-tax net operating income | $1,607,000 | 3,176 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $315,000 | 2,281 |
| Income before extraordinary items | $1,292,000 | 3,315 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,292,000 | 3,314 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,292,000 | 3,315 |
| Net charge-offs | $-20,000 | 3,887 |
| Cash dividends | $414,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,292,000 | 3,285 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 2,677 |
| Total interest expense | $180,000 | 3,719 |
| Net interest income | $4,330,000 | 2,574 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $679,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $143,000 | 2,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,564 |
| Total noninterest expense | $4,157,000 | 2,225 |
| Salaries and employee benefits | $2,107,000 | 2,426 |
| Premises and equipment expense | $833,000 | 1,425 |
| Additional noninterest expense | $1,217,000 | 2,279 |
| Pre-tax net operating income | $852,000 | 3,458 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $169,000 | 2,415 |
| Income before extraordinary items | $683,000 | 3,589 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $683,000 | 3,588 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $683,000 | 3,589 |
| Net charge-offs | $-31,000 | 4,206 |
| Cash dividends | $414,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $683,000 | 3,560 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,735 |
| Total interest expense | $98,000 | 3,712 |
| Net interest income | $2,063,000 | 2,623 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $335,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $75,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 2,588 |
| Total noninterest expense | $1,978,000 | 2,282 |
| Salaries and employee benefits | $986,000 | 2,509 |
| Premises and equipment expense | $390,000 | 1,510 |
| Additional noninterest expense | $602,000 | 2,251 |
| Pre-tax net operating income | $420,000 | 3,444 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $79,000 | 2,428 |
| Income before extraordinary items | $341,000 | 3,561 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $341,000 | 3,562 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $341,000 | 3,561 |
| Net charge-offs | $-40,000 | 4,551 |
| Cash dividends | $10,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $341,000 | 3,537 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,611,000 | 2,578 |
| Total interest expense | $572,000 | 3,684 |
| Net interest income | $9,039,000 | 2,420 |
| Provision for loan and lease losses | $220,000 | 2,956 |
| Total noninterest income | $1,144,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $355,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,697 |
| Total noninterest expense | $7,745,000 | 2,320 |
| Salaries and employee benefits | $4,433,000 | 2,322 |
| Premises and equipment expense | $1,508,000 | 1,507 |
| Additional noninterest expense | $1,804,000 | 2,709 |
| Pre-tax net operating income | $2,218,000 | 2,829 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $467,000 | 1,996 |
| Income before extraordinary items | $1,751,000 | 2,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,751,000 | 2,994 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,751,000 | 2,995 |
| Net charge-offs | $189,000 | 1,586 |
| Cash dividends | $707,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,751,000 | 2,948 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 2,640 |
| Total interest expense | $468,000 | 3,675 |
| Net interest income | $6,525,000 | 2,478 |
| Provision for loan and lease losses | $170,000 | 2,915 |
| Total noninterest income | $831,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $270,000 | 2,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,730 |
| Total noninterest expense | $5,841,000 | 2,291 |
| Salaries and employee benefits | $3,280,000 | 2,325 |
| Premises and equipment expense | $1,047,000 | 1,599 |
| Additional noninterest expense | $1,514,000 | 2,488 |
| Pre-tax net operating income | $1,345,000 | 3,096 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $259,000 | 2,204 |
| Income before extraordinary items | $1,086,000 | 3,250 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,086,000 | 3,250 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,086,000 | 3,250 |
| Net charge-offs | $149,000 | 1,425 |
| Cash dividends | $303,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,086,000 | 3,201 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,648 |
| Total interest expense | $343,000 | 3,663 |
| Net interest income | $4,379,000 | 2,488 |
| Provision for loan and lease losses | $110,000 | 2,887 |
| Total noninterest income | $516,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $182,000 | 2,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 2,792 |
| Total noninterest expense | $3,892,000 | 2,290 |
| Salaries and employee benefits | $2,153,000 | 2,352 |
| Premises and equipment expense | $632,000 | 1,726 |
| Additional noninterest expense | $1,107,000 | 2,344 |
| Pre-tax net operating income | $893,000 | 3,092 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $172,000 | 2,182 |
| Income before extraordinary items | $721,000 | 3,242 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $721,000 | 3,241 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $721,000 | 3,242 |
| Net charge-offs | $158,000 | 1,124 |
| Cash dividends | $303,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $721,000 | 3,187 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 2,703 |
| Total interest expense | $194,000 | 3,625 |
| Net interest income | $2,100,000 | 2,508 |
| Provision for loan and lease losses | $40,000 | 2,710 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $110,000 | 2,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,580 |
| Total noninterest expense | $2,343,000 | 2,041 |
| Salaries and employee benefits | $1,141,000 | 2,273 |
| Premises and equipment expense | $340,000 | 1,650 |
| Additional noninterest expense | $862,000 | 1,713 |
| Pre-tax net operating income | $3,000 | 4,739 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $3,000 | 4,732 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,000 | 4,732 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,000 | 4,732 |
| Net charge-offs | $101,000 | 877 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,000 | 4,741 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,142,000 | 2,573 |
| Total interest expense | $887,000 | 3,463 |
| Net interest income | $9,255,000 | 2,381 |
| Provision for loan and lease losses | $260,000 | 2,099 |
| Total noninterest income | $1,159,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $439,000 | 2,099 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $720,000 | 2,616 |
| Total noninterest expense | $7,305,000 | 2,373 |
| Salaries and employee benefits | $4,146,000 | 2,374 |
| Premises and equipment expense | $1,151,000 | 1,840 |
| Additional noninterest expense | $2,008,000 | 2,551 |
| Pre-tax net operating income | $2,849,000 | 2,546 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $604,000 | 1,837 |
| Income before extraordinary items | $2,245,000 | 2,738 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,245,000 | 2,738 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,245,000 | 2,740 |
| Net charge-offs | $206,000 | 1,667 |
| Cash dividends | $1,097,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,245,000 | 2,703 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,635,000 | 2,591 |
| Total interest expense | $682,000 | 3,461 |
| Net interest income | $6,953,000 | 2,405 |
| Provision for loan and lease losses | $185,000 | 2,045 |
| Total noninterest income | $878,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $322,000 | 2,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,603 |
| Total noninterest expense | $5,459,000 | 2,393 |
| Salaries and employee benefits | $3,154,000 | 2,377 |
| Premises and equipment expense | $823,000 | 1,925 |
| Additional noninterest expense | $1,482,000 | 2,583 |
| Pre-tax net operating income | $2,187,000 | 2,573 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $455,000 | 1,882 |
| Income before extraordinary items | $1,732,000 | 2,750 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,732,000 | 2,751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,732,000 | 2,751 |
| Net charge-offs | $152,000 | 1,482 |
| Cash dividends | $558,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,732,000 | 2,717 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 2,619 |
| Total interest expense | $448,000 | 3,465 |
| Net interest income | $4,568,000 | 2,438 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $566,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $203,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 2,602 |
| Total noninterest expense | $3,573,000 | 2,436 |
| Salaries and employee benefits | $2,011,000 | 2,451 |
| Premises and equipment expense | $540,000 | 1,949 |
| Additional noninterest expense | $1,022,000 | 2,541 |
| Pre-tax net operating income | $1,441,000 | 2,586 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $294,000 | 1,879 |
| Income before extraordinary items | $1,147,000 | 2,738 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,147,000 | 2,738 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,147,000 | 2,737 |
| Net charge-offs | $138,000 | 1,217 |
| Cash dividends | $558,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,147,000 | 2,711 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,671 |
| Total interest expense | $208,000 | 3,542 |
| Net interest income | $2,233,000 | 2,491 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $272,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $98,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 2,570 |
| Total noninterest expense | $1,832,000 | 2,411 |
| Salaries and employee benefits | $1,047,000 | 2,408 |
| Premises and equipment expense | $258,000 | 2,039 |
| Additional noninterest expense | $527,000 | 2,498 |
| Pre-tax net operating income | $613,000 | 2,783 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $120,000 | 2,017 |
| Income before extraordinary items | $493,000 | 2,912 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $493,000 | 2,910 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $493,000 | 2,911 |
| Net charge-offs | $77,000 | 1,011 |
| Cash dividends | $20,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $493,000 | 2,902 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,157,000 | 2,689 |
| Total interest expense | $576,000 | 3,745 |
| Net interest income | $8,581,000 | 2,527 |
| Provision for loan and lease losses | $200,000 | 2,354 |
| Total noninterest income | $1,172,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $414,000 | 2,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 2,566 |
| Total noninterest expense | $6,849,000 | 2,499 |
| Salaries and employee benefits | $3,996,000 | 2,459 |
| Premises and equipment expense | $1,054,000 | 1,976 |
| Additional noninterest expense | $1,799,000 | 2,788 |
| Pre-tax net operating income | $2,704,000 | 2,660 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $563,000 | 1,880 |
| Income before extraordinary items | $2,141,000 | 2,829 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,141,000 | 2,828 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,141,000 | 2,828 |
| Net charge-offs | $234,000 | 1,510 |
| Cash dividends | $942,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,141,000 | 2,823 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 2,728 |
| Total interest expense | $404,000 | 3,780 |
| Net interest income | $6,313,000 | 2,566 |
| Provision for loan and lease losses | $85,000 | 2,829 |
| Total noninterest income | $874,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $302,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,578 |
| Total noninterest expense | $5,078,000 | 2,526 |
| Salaries and employee benefits | $2,980,000 | 2,462 |
| Premises and equipment expense | $759,000 | 2,039 |
| Additional noninterest expense | $1,339,000 | 2,807 |
| Pre-tax net operating income | $2,024,000 | 2,714 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $414,000 | 1,955 |
| Income before extraordinary items | $1,610,000 | 2,880 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,610,000 | 2,880 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,610,000 | 2,880 |
| Net charge-offs | $162,000 | 1,382 |
| Cash dividends | $471,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,610,000 | 2,867 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 2,764 |
| Total interest expense | $254,000 | 3,817 |
| Net interest income | $4,113,000 | 2,602 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $575,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $200,000 | 2,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 2,605 |
| Total noninterest expense | $3,349,000 | 2,560 |
| Salaries and employee benefits | $1,943,000 | 2,518 |
| Premises and equipment expense | $486,000 | 2,117 |
| Additional noninterest expense | $920,000 | 2,756 |
| Pre-tax net operating income | $1,279,000 | 2,773 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $260,000 | 1,988 |
| Income before extraordinary items | $1,019,000 | 2,921 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,019,000 | 2,920 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,019,000 | 2,920 |
| Net charge-offs | $68,000 | 1,558 |
| Cash dividends | $471,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,019,000 | 2,913 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 2,829 |
| Total interest expense | $121,000 | 3,845 |
| Net interest income | $1,982,000 | 2,674 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $287,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $104,000 | 2,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,598 |
| Total noninterest expense | $1,737,000 | 2,521 |
| Salaries and employee benefits | $1,050,000 | 2,418 |
| Premises and equipment expense | $233,000 | 2,208 |
| Additional noninterest expense | $454,000 | 2,815 |
| Pre-tax net operating income | $512,000 | 3,075 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $97,000 | 2,204 |
| Income before extraordinary items | $415,000 | 3,190 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $415,000 | 3,190 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $415,000 | 3,190 |
| Net charge-offs | $49,000 | 1,211 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $415,000 | 3,193 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,303,000 | 2,796 |
| Total interest expense | $400,000 | 3,997 |
| Net interest income | $7,903,000 | 2,661 |
| Provision for loan and lease losses | $185,000 | 2,451 |
| Total noninterest income | $1,210,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $429,000 | 2,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 2,596 |
| Total noninterest expense | $6,544,000 | 2,615 |
| Salaries and employee benefits | $3,871,000 | 2,522 |
| Premises and equipment expense | $953,000 | 2,184 |
| Additional noninterest expense | $1,720,000 | 2,936 |
| Pre-tax net operating income | $2,384,000 | 2,824 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,156,000 | 1,749 |
| Income before extraordinary items | $1,228,000 | 3,439 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,228,000 | 3,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,228,000 | 3,439 |
| Net charge-offs | $191,000 | 1,870 |
| Cash dividends | $878,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,228,000 | 3,423 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 2,838 |
| Total interest expense | $287,000 | 4,073 |
| Net interest income | $5,852,000 | 2,705 |
| Provision for loan and lease losses | $185,000 | 2,092 |
| Total noninterest income | $910,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $323,000 | 2,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,609 |
| Total noninterest expense | $4,908,000 | 2,631 |
| Salaries and employee benefits | $2,915,000 | 2,522 |
| Premises and equipment expense | $732,000 | 2,150 |
| Additional noninterest expense | $1,261,000 | 2,984 |
| Pre-tax net operating income | $1,669,000 | 2,985 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $518,000 | 2,037 |
| Income before extraordinary items | $1,151,000 | 3,286 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,151,000 | 3,285 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,151,000 | 3,286 |
| Net charge-offs | $180,000 | 1,481 |
| Cash dividends | $380,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,151,000 | 3,265 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 2,846 |
| Total interest expense | $181,000 | 4,144 |
| Net interest income | $3,855,000 | 2,718 |
| Provision for loan and lease losses | $100,000 | 2,230 |
| Total noninterest income | $594,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $211,000 | 2,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 2,649 |
| Total noninterest expense | $3,197,000 | 2,684 |
| Salaries and employee benefits | $1,901,000 | 2,574 |
| Premises and equipment expense | $479,000 | 2,190 |
| Additional noninterest expense | $817,000 | 3,063 |
| Pre-tax net operating income | $1,152,000 | 2,901 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $360,000 | 2,002 |
| Income before extraordinary items | $792,000 | 3,185 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $792,000 | 3,184 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $792,000 | 3,185 |
| Net charge-offs | $157,000 | 1,212 |
| Cash dividends | $380,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $792,000 | 3,169 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,901 |
| Total interest expense | $86,000 | 4,226 |
| Net interest income | $1,879,000 | 2,760 |
| Provision for loan and lease losses | $35,000 | 2,341 |
| Total noninterest income | $296,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $105,000 | 2,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,637 |
| Total noninterest expense | $1,696,000 | 2,593 |
| Salaries and employee benefits | $1,045,000 | 2,445 |
| Premises and equipment expense | $244,000 | 2,192 |
| Additional noninterest expense | $407,000 | 3,083 |
| Pre-tax net operating income | $444,000 | 3,278 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $131,000 | 2,229 |
| Income before extraordinary items | $313,000 | 3,543 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $313,000 | 3,542 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $313,000 | 3,543 |
| Net charge-offs | $37,000 | 1,511 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $313,000 | 3,513 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 2,885 |
| Total interest expense | $358,000 | 4,207 |
| Net interest income | $7,505,000 | 2,750 |
| Provision for loan and lease losses | $140,000 | 2,799 |
| Total noninterest income | $1,181,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $466,000 | 2,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $715,000 | 2,804 |
| Total noninterest expense | $6,419,000 | 2,718 |
| Salaries and employee benefits | $3,656,000 | 2,664 |
| Premises and equipment expense | $969,000 | 2,204 |
| Additional noninterest expense | $1,794,000 | 2,966 |
| Pre-tax net operating income | $2,127,000 | 2,958 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $651,000 | 2,029 |
| Income before extraordinary items | $1,476,000 | 3,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,476,000 | 3,300 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,476,000 | 3,300 |
| Net charge-offs | $111,000 | 2,514 |
| Cash dividends | $821,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,476,000 | 3,254 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 2,914 |
| Total interest expense | $268,000 | 4,250 |
| Net interest income | $5,569,000 | 2,766 |
| Provision for loan and lease losses | $120,000 | 2,560 |
| Total noninterest income | $901,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $351,000 | 2,204 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $550,000 | 2,773 |
| Total noninterest expense | $4,794,000 | 2,721 |
| Salaries and employee benefits | $2,707,000 | 2,694 |
| Premises and equipment expense | $736,000 | 2,189 |
| Additional noninterest expense | $1,351,000 | 2,960 |
| Pre-tax net operating income | $1,556,000 | 3,045 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $475,000 | 2,099 |
| Income before extraordinary items | $1,081,000 | 3,375 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,081,000 | 3,373 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,081,000 | 3,375 |
| Net charge-offs | $102,000 | 2,055 |
| Cash dividends | $336,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,081,000 | 3,311 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 2,968 |
| Total interest expense | $175,000 | 4,319 |
| Net interest income | $3,624,000 | 2,828 |
| Provision for loan and lease losses | $80,000 | 2,499 |
| Total noninterest income | $603,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $233,000 | 2,188 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $370,000 | 2,756 |
| Total noninterest expense | $3,090,000 | 2,798 |
| Salaries and employee benefits | $1,746,000 | 2,774 |
| Premises and equipment expense | $482,000 | 2,215 |
| Additional noninterest expense | $862,000 | 3,071 |
| Pre-tax net operating income | $1,057,000 | 2,986 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $308,000 | 2,113 |
| Income before extraordinary items | $749,000 | 3,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $749,000 | 3,302 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $749,000 | 3,302 |
| Net charge-offs | $58,000 | 2,039 |
| Cash dividends | $336,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $749,000 | 3,240 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,056 |
| Total interest expense | $88,000 | 4,332 |
| Net interest income | $1,748,000 | 2,909 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $297,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $119,000 | 2,140 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $178,000 | 2,776 |
| Total noninterest expense | $1,579,000 | 2,760 |
| Salaries and employee benefits | $919,000 | 2,671 |
| Premises and equipment expense | $248,000 | 2,163 |
| Additional noninterest expense | $412,000 | 3,160 |
| Pre-tax net operating income | $446,000 | 3,223 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $137,000 | 2,176 |
| Income before extraordinary items | $309,000 | 3,574 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $309,000 | 3,570 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $309,000 | 3,572 |
| Net charge-offs | $39,000 | 1,595 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $309,000 | 3,515 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 3,060 |
| Total interest expense | $392,000 | 4,191 |
| Net interest income | $6,761,000 | 2,937 |
| Provision for loan and lease losses | $90,000 | 3,155 |
| Total noninterest income | $1,187,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $486,000 | 2,183 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $701,000 | 2,838 |
| Total noninterest expense | $5,939,000 | 2,884 |
| Salaries and employee benefits | $3,325,000 | 2,837 |
| Premises and equipment expense | $964,000 | 2,235 |
| Additional noninterest expense | $1,650,000 | 3,201 |
| Pre-tax net operating income | $1,919,000 | 3,091 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $572,000 | 2,108 |
| Income before extraordinary items | $1,347,000 | 3,424 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,347,000 | 3,422 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,347,000 | 3,424 |
| Net charge-offs | $61,000 | 3,105 |
| Cash dividends | $770,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,347,000 | 3,374 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 3,103 |
| Total interest expense | $301,000 | 4,194 |
| Net interest income | $5,008,000 | 2,989 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $883,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $365,000 | 2,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 2,877 |
| Total noninterest expense | $4,425,000 | 2,910 |
| Salaries and employee benefits | $2,505,000 | 2,840 |
| Premises and equipment expense | $718,000 | 2,277 |
| Additional noninterest expense | $1,202,000 | 3,281 |
| Pre-tax net operating income | $1,396,000 | 3,207 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $413,000 | 2,171 |
| Income before extraordinary items | $983,000 | 3,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $983,000 | 3,531 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $983,000 | 3,532 |
| Net charge-offs | $31,000 | 3,098 |
| Cash dividends | $346,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $983,000 | 3,479 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 3,141 |
| Total interest expense | $212,000 | 4,134 |
| Net interest income | $3,277,000 | 3,033 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $580,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $242,000 | 2,171 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 2,899 |
| Total noninterest expense | $2,916,000 | 2,946 |
| Salaries and employee benefits | $1,631,000 | 2,901 |
| Premises and equipment expense | $484,000 | 2,267 |
| Additional noninterest expense | $801,000 | 3,303 |
| Pre-tax net operating income | $891,000 | 3,280 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $262,000 | 2,226 |
| Income before extraordinary items | $629,000 | 3,587 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $629,000 | 3,587 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $629,000 | 3,588 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $346,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $629,000 | 3,535 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 3,171 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $1,624,000 | 3,064 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $281,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $120,000 | 2,165 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 2,922 |
| Total noninterest expense | $1,452,000 | 2,968 |
| Salaries and employee benefits | $792,000 | 2,989 |
| Premises and equipment expense | $256,000 | 2,203 |
| Additional noninterest expense | $404,000 | 3,281 |
| Pre-tax net operating income | $423,000 | 3,295 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $121,000 | 2,296 |
| Income before extraordinary items | $302,000 | 3,640 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $302,000 | 3,643 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $302,000 | 3,643 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $10,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $302,000 | 3,547 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 3,227 |
| Total interest expense | $495,000 | 4,031 |
| Net interest income | $6,377,000 | 3,098 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $1,160,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $501,000 | 2,284 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $659,000 | 2,912 |
| Total noninterest expense | $5,899,000 | 2,956 |
| Salaries and employee benefits | $3,261,000 | 2,916 |
| Premises and equipment expense | $947,000 | 2,342 |
| Additional noninterest expense | $1,691,000 | 3,256 |
| Pre-tax net operating income | $1,538,000 | 3,442 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $435,000 | 2,340 |
| Income before extraordinary items | $1,103,000 | 3,788 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,103,000 | 3,789 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,103,000 | 3,790 |
| Net charge-offs | $98,000 | 3,191 |
| Cash dividends | $672,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,103,000 | 3,738 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,278 |
| Total interest expense | $372,000 | 4,086 |
| Net interest income | $4,730,000 | 3,154 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $855,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $365,000 | 2,337 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $490,000 | 2,936 |
| Total noninterest expense | $4,387,000 | 2,982 |
| Salaries and employee benefits | $2,406,000 | 2,964 |
| Premises and equipment expense | $723,000 | 2,339 |
| Additional noninterest expense | $1,258,000 | 3,289 |
| Pre-tax net operating income | $1,123,000 | 3,570 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $320,000 | 2,393 |
| Income before extraordinary items | $803,000 | 3,907 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $803,000 | 3,909 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $803,000 | 3,910 |
| Net charge-offs | $67,000 | 3,037 |
| Cash dividends | $336,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $803,000 | 3,857 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 3,315 |
| Total interest expense | $250,000 | 4,113 |
| Net interest income | $3,106,000 | 3,190 |
| Provision for loan and lease losses | $45,000 | 3,110 |
| Total noninterest income | $566,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $226,000 | 2,446 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $340,000 | 2,865 |
| Total noninterest expense | $2,982,000 | 2,953 |
| Salaries and employee benefits | $1,642,000 | 2,923 |
| Premises and equipment expense | $476,000 | 2,371 |
| Additional noninterest expense | $864,000 | 3,222 |
| Pre-tax net operating income | $645,000 | 3,734 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $166,000 | 2,589 |
| Income before extraordinary items | $479,000 | 4,027 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $479,000 | 4,032 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $479,000 | 4,032 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $336,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $479,000 | 3,970 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 3,348 |
| Total interest expense | $125,000 | 4,167 |
| Net interest income | $1,536,000 | 3,211 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $273,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $109,000 | 2,492 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $164,000 | 2,839 |
| Total noninterest expense | $1,449,000 | 3,030 |
| Salaries and employee benefits | $804,000 | 2,987 |
| Premises and equipment expense | $234,000 | 2,450 |
| Additional noninterest expense | $411,000 | 3,347 |
| Pre-tax net operating income | $330,000 | 3,651 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $89,000 | 2,458 |
| Income before extraordinary items | $241,000 | 3,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 3,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $241,000 | 3,931 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $241,000 | 3,884 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 3,235 |
| Total interest expense | $544,000 | 4,287 |
| Net interest income | $6,507,000 | 3,063 |
| Provision for loan and lease losses | $35,000 | 4,474 |
| Total noninterest income | $1,131,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $453,000 | 2,573 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $678,000 | 2,917 |
| Total noninterest expense | $5,987,000 | 2,999 |
| Salaries and employee benefits | $3,300,000 | 2,917 |
| Premises and equipment expense | $991,000 | 2,270 |
| Additional noninterest expense | $1,696,000 | 3,357 |
| Pre-tax net operating income | $1,616,000 | 3,271 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $391,000 | 2,386 |
| Income before extraordinary items | $1,225,000 | 3,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 3,519 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,225,000 | 3,520 |
| Net charge-offs | $31,000 | 4,626 |
| Cash dividends | $760,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,225,000 | 3,472 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,317,000 | 3,243 |
| Total interest expense | $412,000 | 4,347 |
| Net interest income | $4,905,000 | 3,082 |
| Provision for loan and lease losses | $35,000 | 4,223 |
| Total noninterest income | $845,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $328,000 | 2,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $517,000 | 2,963 |
| Total noninterest expense | $4,361,000 | 3,057 |
| Salaries and employee benefits | $2,369,000 | 3,019 |
| Premises and equipment expense | $722,000 | 2,347 |
| Additional noninterest expense | $1,270,000 | 3,349 |
| Pre-tax net operating income | $1,354,000 | 3,118 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $324,000 | 2,361 |
| Income before extraordinary items | $1,030,000 | 3,370 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,030,000 | 3,373 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,030,000 | 3,374 |
| Net charge-offs | $-22,000 | 6,291 |
| Cash dividends | $356,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,030,000 | 3,298 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 3,270 |
| Total interest expense | $277,000 | 4,388 |
| Net interest income | $3,241,000 | 3,107 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $543,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $209,000 | 2,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 3,057 |
| Total noninterest expense | $2,933,000 | 3,051 |
| Salaries and employee benefits | $1,622,000 | 2,989 |
| Premises and equipment expense | $480,000 | 2,356 |
| Additional noninterest expense | $831,000 | 3,407 |
| Pre-tax net operating income | $836,000 | 3,251 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $194,000 | 2,460 |
| Income before extraordinary items | $642,000 | 3,485 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $642,000 | 3,486 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $642,000 | 3,488 |
| Net charge-offs | $-21,000 | 6,344 |
| Cash dividends | $336,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $642,000 | 3,388 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 3,335 |
| Total interest expense | $141,000 | 4,444 |
| Net interest income | $1,593,000 | 3,154 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $273,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 3,007 |
| Total noninterest expense | $1,408,000 | 3,162 |
| Salaries and employee benefits | $767,000 | 3,132 |
| Premises and equipment expense | $243,000 | 2,362 |
| Additional noninterest expense | $398,000 | 3,516 |
| Pre-tax net operating income | $443,000 | 3,110 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $98,000 | 2,428 |
| Income before extraordinary items | $345,000 | 3,301 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $345,000 | 3,301 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $345,000 | 3,303 |
| Net charge-offs | $-29,000 | 6,558 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $345,000 | 3,201 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 3,373 |
| Total interest expense | $759,000 | 4,229 |
| Net interest income | $6,457,000 | 3,195 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $1,144,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $477,000 | 2,585 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $667,000 | 2,960 |
| Total noninterest expense | $5,882,000 | 3,089 |
| Salaries and employee benefits | $3,294,000 | 2,931 |
| Premises and equipment expense | $958,000 | 2,349 |
| Additional noninterest expense | $1,630,000 | 3,581 |
| Pre-tax net operating income | $1,629,000 | 3,184 |
| Securities gains (losses) | $15,000 | 3,269 |
| Applicable income taxes | $401,000 | 2,394 |
| Income before extraordinary items | $1,243,000 | 3,462 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,243,000 | 3,464 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,243,000 | 3,465 |
| Net charge-offs | $131,000 | 4,183 |
| Cash dividends | $740,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,231,600 | 3,342 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 3,446 |
| Total interest expense | $596,000 | 4,251 |
| Net interest income | $4,796,000 | 3,261 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $854,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $353,000 | 2,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $501,000 | 2,956 |
| Total noninterest expense | $4,284,000 | 3,166 |
| Salaries and employee benefits | $2,392,000 | 3,015 |
| Premises and equipment expense | $704,000 | 2,427 |
| Additional noninterest expense | $1,188,000 | 3,688 |
| Pre-tax net operating income | $1,276,000 | 3,182 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $286,000 | 2,511 |
| Income before extraordinary items | $990,000 | 3,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $990,000 | 3,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $990,000 | 3,455 |
| Net charge-offs | $62,000 | 4,373 |
| Cash dividends | $336,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $990,000 | 3,297 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 3,488 |
| Total interest expense | $414,000 | 4,250 |
| Net interest income | $3,157,000 | 3,296 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $580,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $230,000 | 2,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 2,847 |
| Total noninterest expense | $2,879,000 | 3,159 |
| Salaries and employee benefits | $1,604,000 | 3,011 |
| Premises and equipment expense | $463,000 | 2,461 |
| Additional noninterest expense | $812,000 | 3,630 |
| Pre-tax net operating income | $788,000 | 3,308 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $170,000 | 2,598 |
| Income before extraordinary items | $618,000 | 3,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $618,000 | 3,579 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $618,000 | 3,580 |
| Net charge-offs | $34,000 | 4,320 |
| Cash dividends | $336,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $618,000 | 3,403 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 3,515 |
| Total interest expense | $212,000 | 4,315 |
| Net interest income | $1,574,000 | 3,317 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $284,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 2,893 |
| Total noninterest expense | $1,367,000 | 3,301 |
| Salaries and employee benefits | $755,000 | 3,163 |
| Premises and equipment expense | $222,000 | 2,563 |
| Additional noninterest expense | $390,000 | 3,697 |
| Pre-tax net operating income | $451,000 | 3,091 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $351,000 | 3,346 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $351,000 | 3,349 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $351,000 | 3,349 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $351,000 | 3,176 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 3,678 |
| Total interest expense | $1,034,000 | 4,329 |
| Net interest income | $5,943,000 | 3,487 |
| Provision for loan and lease losses | $65,000 | 5,666 |
| Total noninterest income | $1,092,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $462,000 | 2,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $630,000 | 2,781 |
| Total noninterest expense | $5,688,000 | 3,193 |
| Salaries and employee benefits | $3,113,000 | 3,021 |
| Premises and equipment expense | $867,000 | 2,725 |
| Additional noninterest expense | $1,708,000 | 3,548 |
| Pre-tax net operating income | $1,282,000 | 3,289 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $178,000 | 3,004 |
| Income before extraordinary items | $1,104,000 | 3,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,104,000 | 3,363 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,104,000 | 3,363 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $740,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,104,000 | 3,253 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 3,752 |
| Total interest expense | $785,000 | 4,412 |
| Net interest income | $4,385,000 | 3,545 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $807,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $338,000 | 2,789 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $469,000 | 2,795 |
| Total noninterest expense | $4,173,000 | 3,254 |
| Salaries and employee benefits | $2,271,000 | 3,103 |
| Premises and equipment expense | $666,000 | 2,702 |
| Additional noninterest expense | $1,236,000 | 3,611 |
| Pre-tax net operating income | $995,000 | 3,325 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $127,000 | 3,026 |
| Income before extraordinary items | $868,000 | 3,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 3,347 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $868,000 | 3,346 |
| Net charge-offs | $-10,000 | 7,005 |
| Cash dividends | $336,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $868,000 | 3,237 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,806 |
| Total interest expense | $530,000 | 4,489 |
| Net interest income | $2,902,000 | 3,569 |
| Provision for loan and lease losses | $24,000 | 5,645 |
| Total noninterest income | $527,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $215,000 | 2,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 2,813 |
| Total noninterest expense | $2,826,000 | 3,251 |
| Salaries and employee benefits | $1,552,000 | 3,058 |
| Premises and equipment expense | $451,000 | 2,663 |
| Additional noninterest expense | $823,000 | 3,675 |
| Pre-tax net operating income | $579,000 | 3,536 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $63,000 | 3,200 |
| Income before extraordinary items | $516,000 | 3,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $516,000 | 3,520 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $516,000 | 3,520 |
| Net charge-offs | $-19,000 | 7,146 |
| Cash dividends | $336,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $516,000 | 3,421 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,843 |
| Total interest expense | $265,000 | 4,598 |
| Net interest income | $1,441,000 | 3,582 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $257,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $156,000 | 2,841 |
| Total noninterest expense | $1,398,000 | 3,292 |
| Salaries and employee benefits | $742,000 | 3,183 |
| Premises and equipment expense | $232,000 | 2,643 |
| Additional noninterest expense | $424,000 | 3,591 |
| Pre-tax net operating income | $276,000 | 3,666 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $23,000 | 3,360 |
| Income before extraordinary items | $253,000 | 3,563 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $253,000 | 3,560 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $253,000 | 3,561 |
| Net charge-offs | $-22,000 | 7,218 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $253,000 | 3,500 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 3,791 |
| Total interest expense | $1,210,000 | 4,800 |
| Net interest income | $6,119,000 | 3,424 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $1,046,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $476,000 | 2,730 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $570,000 | 2,990 |
| Total noninterest expense | $5,640,000 | 3,258 |
| Salaries and employee benefits | $3,017,000 | 3,106 |
| Premises and equipment expense | $925,000 | 2,649 |
| Additional noninterest expense | $1,698,000 | 3,678 |
| Pre-tax net operating income | $1,225,000 | 3,051 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $119,000 | 3,096 |
| Income before extraordinary items | $1,106,000 | 3,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,106,000 | 3,043 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,106,000 | 3,046 |
| Net charge-offs | $188,000 | 4,825 |
| Cash dividends | $755,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,106,000 | 2,927 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 3,855 |
| Total interest expense | $907,000 | 4,959 |
| Net interest income | $4,605,000 | 3,464 |
| Provision for loan and lease losses | $233,000 | 4,666 |
| Total noninterest income | $762,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $355,000 | 2,796 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $407,000 | 3,079 |
| Total noninterest expense | $4,190,000 | 3,297 |
| Salaries and employee benefits | $2,222,000 | 3,172 |
| Premises and equipment expense | $685,000 | 2,709 |
| Additional noninterest expense | $1,283,000 | 3,635 |
| Pre-tax net operating income | $944,000 | 3,200 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $83,000 | 3,241 |
| Income before extraordinary items | $861,000 | 3,162 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $861,000 | 3,160 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $861,000 | 3,162 |
| Net charge-offs | $134,000 | 4,618 |
| Cash dividends | $351,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $861,000 | 3,037 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 3,915 |
| Total interest expense | $612,000 | 5,028 |
| Net interest income | $3,020,000 | 3,493 |
| Provision for loan and lease losses | $165,000 | 4,492 |
| Total noninterest income | $512,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $243,000 | 2,761 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $269,000 | 3,015 |
| Total noninterest expense | $2,732,000 | 3,355 |
| Salaries and employee benefits | $1,424,000 | 3,293 |
| Premises and equipment expense | $473,000 | 2,632 |
| Additional noninterest expense | $835,000 | 3,684 |
| Pre-tax net operating income | $635,000 | 3,202 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $45,000 | 3,354 |
| Income before extraordinary items | $590,000 | 3,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $590,000 | 3,096 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $590,000 | 3,099 |
| Net charge-offs | $76,000 | 4,521 |
| Cash dividends | $351,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $590,000 | 2,995 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,979 |
| Total interest expense | $305,000 | 5,162 |
| Net interest income | $1,509,000 | 3,539 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $263,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $127,000 | 2,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $136,000 | 3,009 |
| Total noninterest expense | $1,392,000 | 3,346 |
| Salaries and employee benefits | $714,000 | 3,343 |
| Premises and equipment expense | $247,000 | 2,621 |
| Additional noninterest expense | $431,000 | 3,612 |
| Pre-tax net operating income | $280,000 | 3,482 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-10,000 | 7,111 |
| Income before extraordinary items | $290,000 | 3,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 3,186 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $290,000 | 3,189 |
| Net charge-offs | $82,000 | 3,291 |
| Cash dividends | $15,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $290,000 | 3,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,318,000 | 3,715 |
| Total interest expense | $1,532,000 | 5,114 |
| Net interest income | $6,786,000 | 3,127 |
| Provision for loan and lease losses | $700,000 | 4,039 |
| Total noninterest income | $1,125,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $557,000 | 2,673 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $568,000 | 2,983 |
| Total noninterest expense | $5,773,000 | 3,277 |
| Salaries and employee benefits | $3,140,000 | 3,047 |
| Premises and equipment expense | $844,000 | 2,980 |
| Additional noninterest expense | $1,789,000 | 3,616 |
| Pre-tax net operating income | $1,438,000 | 2,419 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $243,000 | 2,219 |
| Income before extraordinary items | $1,196,000 | 2,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,196,000 | 2,484 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,196,000 | 2,485 |
| Net charge-offs | $487,000 | 3,831 |
| Cash dividends | $951,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,195,170 | 2,437 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,373,000 | 3,709 |
| Total interest expense | $1,191,000 | 5,172 |
| Net interest income | $5,182,000 | 3,094 |
| Provision for loan and lease losses | $540,000 | 3,688 |
| Total noninterest income | $835,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $417,000 | 2,687 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $418,000 | 3,104 |
| Total noninterest expense | $4,270,000 | 3,323 |
| Salaries and employee benefits | $2,287,000 | 3,161 |
| Premises and equipment expense | $633,000 | 3,011 |
| Additional noninterest expense | $1,350,000 | 3,553 |
| Pre-tax net operating income | $1,207,000 | 2,426 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $219,000 | 2,239 |
| Income before extraordinary items | $989,000 | 2,498 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $989,000 | 2,496 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $989,000 | 2,499 |
| Net charge-offs | $340,000 | 3,538 |
| Cash dividends | $446,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $988,180 | 2,451 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 3,692 |
| Total interest expense | $832,000 | 5,179 |
| Net interest income | $3,501,000 | 3,044 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $535,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $269,000 | 2,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $266,000 | 3,193 |
| Total noninterest expense | $2,809,000 | 3,392 |
| Salaries and employee benefits | $1,474,000 | 3,289 |
| Premises and equipment expense | $435,000 | 2,974 |
| Additional noninterest expense | $900,000 | 3,557 |
| Pre-tax net operating income | $827,000 | 2,459 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $154,000 | 2,234 |
| Income before extraordinary items | $674,000 | 2,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 2,567 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $674,000 | 2,569 |
| Net charge-offs | $271,000 | 3,054 |
| Cash dividends | $446,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $673,190 | 2,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 3,720 |
| Total interest expense | $438,000 | 5,156 |
| Net interest income | $1,728,000 | 3,068 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $246,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $1,395,000 | 3,332 |
| Salaries and employee benefits | $712,000 | 3,417 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $460,000 | 3,219 |
| Pre-tax net operating income | $379,000 | 2,912 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $69,000 | 2,563 |
| Income before extraordinary items | $311,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,063 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $311,000 | 3,063 |
| Net charge-offs | $122,000 | 2,654 |
| Cash dividends | $110,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $310,180 | 2,922 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,945,000 | 3,534 |
| Total interest expense | $2,593,000 | 4,645 |
| Net interest income | $7,352,000 | 2,907 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $1,065,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $586,000 | 2,690 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $479,000 | 3,245 |
| Total noninterest expense | $5,895,000 | 3,131 |
| Salaries and employee benefits | $3,185,000 | 3,087 |
| Premises and equipment expense | $904,000 | 2,861 |
| Additional noninterest expense | $1,806,000 | 3,134 |
| Pre-tax net operating income | $2,022,000 | 2,433 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $385,000 | 2,120 |
| Income before extraordinary items | $1,646,000 | 2,355 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,646,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 3,213 |
| Cash dividends | $1,030,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,638,710 | 2,498 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 3,547 |
| Total interest expense | $2,052,000 | 4,621 |
| Net interest income | $5,565,000 | 2,917 |
| Provision for loan and lease losses | $310,000 | 3,488 |
| Total noninterest income | $800,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $437,000 | 2,719 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $363,000 | 3,340 |
| Total noninterest expense | $4,316,000 | 3,173 |
| Salaries and employee benefits | $2,344,000 | 3,164 |
| Premises and equipment expense | $679,000 | 2,881 |
| Additional noninterest expense | $1,293,000 | 3,171 |
| Pre-tax net operating income | $1,739,000 | 2,538 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $364,000 | 2,267 |
| Income before extraordinary items | $1,371,000 | 2,500 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,371,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 3,004 |
| Cash dividends | $488,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,374,160 | 2,612 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 3,565 |
| Total interest expense | $1,440,000 | 4,622 |
| Net interest income | $3,713,000 | 2,906 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $508,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $282,000 | 2,771 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $226,000 | 3,531 |
| Total noninterest expense | $2,857,000 | 3,209 |
| Salaries and employee benefits | $1,546,000 | 3,248 |
| Premises and equipment expense | $451,000 | 2,899 |
| Additional noninterest expense | $860,000 | 3,143 |
| Pre-tax net operating income | $1,164,000 | 2,639 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $258,000 | 2,382 |
| Income before extraordinary items | $911,000 | 2,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $911,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,081 |
| Cash dividends | $362,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $907,100 | 2,735 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 3,585 |
| Total interest expense | $794,000 | 4,529 |
| Net interest income | $1,837,000 | 2,914 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $243,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $133,000 | 2,851 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $1,402,000 | 3,265 |
| Salaries and employee benefits | $787,000 | 3,214 |
| Premises and equipment expense | $224,000 | 2,932 |
| Additional noninterest expense | $391,000 | 3,381 |
| Pre-tax net operating income | $588,000 | 2,748 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $164,000 | 2,213 |
| Income before extraordinary items | $424,000 | 3,071 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $424,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $424,000 | 2,983 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,169,000 | 3,484 |
| Total interest expense | $4,034,000 | 3,991 |
| Net interest income | $7,135,000 | 3,050 |
| Provision for loan and lease losses | $385,000 | 2,756 |
| Total noninterest income | $837,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $569,000 | 2,784 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $268,000 | 4,448 |
| Total noninterest expense | $5,346,000 | 3,276 |
| Salaries and employee benefits | $3,029,000 | 3,205 |
| Premises and equipment expense | $876,000 | 2,864 |
| Additional noninterest expense | $1,441,000 | 3,543 |
| Pre-tax net operating income | $2,241,000 | 3,076 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $527,000 | 2,676 |
| Income before extraordinary items | $1,714,000 | 3,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,714,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,033 |
| Cash dividends | $1,081,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,714,000 | 3,142 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 3,490 |
| Total interest expense | $3,067,000 | 3,955 |
| Net interest income | $5,309,000 | 3,073 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $614,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $426,000 | 2,777 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $188,000 | 4,617 |
| Total noninterest expense | $3,967,000 | 3,267 |
| Salaries and employee benefits | $2,279,000 | 3,176 |
| Premises and equipment expense | $656,000 | 2,849 |
| Additional noninterest expense | $1,032,000 | 3,607 |
| Pre-tax net operating income | $1,686,000 | 3,222 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $420,000 | 2,744 |
| Income before extraordinary items | $1,266,000 | 3,352 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,266,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,731 |
| Cash dividends | $567,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,266,000 | 3,339 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,513 |
| Total interest expense | $2,027,000 | 3,986 |
| Net interest income | $3,535,000 | 3,102 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $386,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $284,000 | 2,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $102,000 | 5,087 |
| Total noninterest expense | $2,609,000 | 3,341 |
| Salaries and employee benefits | $1,475,000 | 3,295 |
| Premises and equipment expense | $448,000 | 2,829 |
| Additional noninterest expense | $686,000 | 3,620 |
| Pre-tax net operating income | $1,132,000 | 3,240 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $280,000 | 2,819 |
| Income before extraordinary items | $852,000 | 3,383 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $852,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,430 |
| Cash dividends | $472,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $852,000 | 3,361 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 3,523 |
| Total interest expense | $997,000 | 4,021 |
| Net interest income | $1,754,000 | 3,114 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $196,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $138,000 | 2,762 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $1,371,000 | 3,206 |
| Salaries and employee benefits | $800,000 | 3,083 |
| Premises and equipment expense | $221,000 | 2,869 |
| Additional noninterest expense | $350,000 | 3,536 |
| Pre-tax net operating income | $509,000 | 3,492 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $132,000 | 2,911 |
| Income before extraordinary items | $377,000 | 3,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $377,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $377,000 | 3,616 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,464,000 | 3,455 |
| Total interest expense | $3,506,000 | 3,908 |
| Net interest income | $6,958,000 | 3,120 |
| Provision for loan and lease losses | $376,000 | 2,382 |
| Total noninterest income | $868,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $620,000 | 2,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $248,000 | 4,672 |
| Total noninterest expense | $5,340,000 | 3,168 |
| Salaries and employee benefits | $3,011,000 | 3,119 |
| Premises and equipment expense | $857,000 | 2,834 |
| Additional noninterest expense | $1,472,000 | 3,336 |
| Pre-tax net operating income | $2,110,000 | 3,529 |
| Securities gains (losses) | $-12,000 | 7,357 |
| Applicable income taxes | $539,000 | 3,041 |
| Income before extraordinary items | $1,559,000 | 3,693 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,559,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,423 |
| Cash dividends | $830,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,567,880 | 3,655 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 3,480 |
| Total interest expense | $2,538,000 | 3,917 |
| Net interest income | $5,170,000 | 3,168 |
| Provision for loan and lease losses | $210,000 | 2,785 |
| Total noninterest income | $663,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $472,000 | 2,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 4,625 |
| Total noninterest expense | $3,969,000 | 3,191 |
| Salaries and employee benefits | $2,241,000 | 3,130 |
| Premises and equipment expense | $653,000 | 2,801 |
| Additional noninterest expense | $1,075,000 | 3,414 |
| Pre-tax net operating income | $1,654,000 | 3,552 |
| Securities gains (losses) | $-12,000 | 7,658 |
| Applicable income taxes | $445,000 | 3,027 |
| Income before extraordinary items | $1,197,000 | 3,752 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,197,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,500 |
| Cash dividends | $346,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,205,760 | 3,711 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 3,477 |
| Total interest expense | $1,626,000 | 3,911 |
| Net interest income | $3,420,000 | 3,194 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $444,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $311,000 | 2,595 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 4,544 |
| Total noninterest expense | $2,600,000 | 3,249 |
| Salaries and employee benefits | $1,443,000 | 3,243 |
| Premises and equipment expense | $430,000 | 2,813 |
| Additional noninterest expense | $727,000 | 3,367 |
| Pre-tax net operating income | $1,134,000 | 3,488 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $303,000 | 3,028 |
| Income before extraordinary items | $819,000 | 3,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $819,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,530 |
| Cash dividends | $346,000 | 2,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $827,760 | 3,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 3,490 |
| Total interest expense | $788,000 | 3,854 |
| Net interest income | $1,669,000 | 3,252 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $232,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $154,000 | 2,544 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $1,372,000 | 3,111 |
| Salaries and employee benefits | $779,000 | 3,046 |
| Premises and equipment expense | $212,000 | 2,866 |
| Additional noninterest expense | $381,000 | 3,257 |
| Pre-tax net operating income | $489,000 | 3,789 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $132,000 | 3,216 |
| Income before extraordinary items | $351,000 | 4,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $355,380 | 3,970 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 3,477 |
| Total interest expense | $2,441,000 | 3,887 |
| Net interest income | $6,372,000 | 3,268 |
| Provision for loan and lease losses | $230,000 | 3,342 |
| Total noninterest income | $782,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $612,000 | 2,627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,505 |
| Total noninterest expense | $4,977,000 | 3,251 |
| Salaries and employee benefits | $2,731,000 | 3,226 |
| Premises and equipment expense | $906,000 | 2,584 |
| Additional noninterest expense | $1,340,000 | 3,532 |
| Pre-tax net operating income | $1,947,000 | 3,757 |
| Securities gains (losses) | $-32,000 | 8,024 |
| Applicable income taxes | $625,000 | 3,005 |
| Income before extraordinary items | $1,290,000 | 4,173 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,290,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,561 |
| Cash dividends | $692,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,311,440 | 4,099 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,477 |
| Total interest expense | $1,738,000 | 3,898 |
| Net interest income | $4,751,000 | 3,275 |
| Provision for loan and lease losses | $177,000 | 3,238 |
| Total noninterest income | $573,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $448,000 | 2,668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $3,692,000 | 3,253 |
| Salaries and employee benefits | $2,048,000 | 3,215 |
| Premises and equipment expense | $669,000 | 2,603 |
| Additional noninterest expense | $975,000 | 3,576 |
| Pre-tax net operating income | $1,455,000 | 3,842 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $504,000 | 2,919 |
| Income before extraordinary items | $935,000 | 4,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $935,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,028 |
| Cash dividends | $346,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $945,400 | 4,272 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 3,516 |
| Total interest expense | $1,076,000 | 3,932 |
| Net interest income | $3,075,000 | 3,338 |
| Provision for loan and lease losses | $97,000 | 3,417 |
| Total noninterest income | $362,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $272,000 | 2,814 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $2,424,000 | 3,273 |
| Salaries and employee benefits | $1,339,000 | 3,240 |
| Premises and equipment expense | $444,000 | 2,596 |
| Additional noninterest expense | $641,000 | 3,611 |
| Pre-tax net operating income | $916,000 | 3,946 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $327,000 | 2,949 |
| Income before extraordinary items | $589,000 | 4,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $589,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $346,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $589,000 | 4,414 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,586 |
| Total interest expense | $515,000 | 3,939 |
| Net interest income | $1,488,000 | 3,433 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $180,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $125,000 | 2,945 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,231,000 | 3,247 |
| Salaries and employee benefits | $712,000 | 3,081 |
| Premises and equipment expense | $218,000 | 2,657 |
| Additional noninterest expense | $301,000 | 3,795 |
| Pre-tax net operating income | $395,000 | 4,313 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $151,000 | 3,085 |
| Income before extraordinary items | $244,000 | 4,934 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $244,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $244,000 | 4,886 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 3,498 |
| Total interest expense | $1,873,000 | 3,839 |
| Net interest income | $5,878,000 | 3,338 |
| Provision for loan and lease losses | $225,000 | 3,491 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $540,000 | 2,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,675 |
| Total noninterest expense | $4,825,000 | 3,224 |
| Salaries and employee benefits | $2,674,000 | 3,166 |
| Premises and equipment expense | $915,000 | 2,492 |
| Additional noninterest expense | $1,236,000 | 3,652 |
| Pre-tax net operating income | $1,519,000 | 4,216 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $460,000 | 3,479 |
| Income before extraordinary items | $1,059,000 | 4,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,059,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,886 |
| Cash dividends | $1,139,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,059,000 | 4,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,743,000 | 3,509 |
| Total interest expense | $1,382,000 | 3,849 |
| Net interest income | $4,361,000 | 3,355 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $492,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $404,000 | 2,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 6,162 |
| Total noninterest expense | $3,600,000 | 3,218 |
| Salaries and employee benefits | $2,023,000 | 3,094 |
| Premises and equipment expense | $679,000 | 2,493 |
| Additional noninterest expense | $898,000 | 3,733 |
| Pre-tax net operating income | $1,078,000 | 4,431 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $364,000 | 3,459 |
| Income before extraordinary items | $714,000 | 4,903 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $714,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $738,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $714,000 | 4,818 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 3,514 |
| Total interest expense | $912,000 | 3,887 |
| Net interest income | $2,891,000 | 3,365 |
| Provision for loan and lease losses | $115,000 | 3,272 |
| Total noninterest income | $323,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $262,000 | 3,030 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 6,105 |
| Total noninterest expense | $2,373,000 | 3,252 |
| Salaries and employee benefits | $1,331,000 | 3,151 |
| Premises and equipment expense | $437,000 | 2,569 |
| Additional noninterest expense | $605,000 | 3,724 |
| Pre-tax net operating income | $726,000 | 4,368 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $229,000 | 3,536 |
| Income before extraordinary items | $497,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $738,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $497,000 | 4,663 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,536 |
| Total interest expense | $459,000 | 3,911 |
| Net interest income | $1,440,000 | 3,368 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $145,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $1,151,000 | 3,338 |
| Salaries and employee benefits | $648,000 | 3,231 |
| Premises and equipment expense | $207,000 | 2,727 |
| Additional noninterest expense | $296,000 | 3,780 |
| Pre-tax net operating income | $369,000 | 4,294 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $123,000 | 3,454 |
| Income before extraordinary items | $246,000 | 4,798 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $337,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $246,000 | 4,680 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 3,349 |
| Total interest expense | $2,036,000 | 3,978 |
| Net interest income | $6,233,000 | 3,082 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $661,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $527,000 | 2,968 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $4,463,000 | 3,372 |
| Salaries and employee benefits | $2,478,000 | 3,285 |
| Premises and equipment expense | $804,000 | 2,748 |
| Additional noninterest expense | $1,181,000 | 3,773 |
| Pre-tax net operating income | $2,211,000 | 3,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $663,000 | 2,886 |
| Income before extraordinary items | $1,548,000 | 3,491 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,548,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,022 |
| Cash dividends | $898,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,548,000 | 3,318 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,310,000 | 3,335 |
| Total interest expense | $1,553,000 | 4,025 |
| Net interest income | $4,757,000 | 3,037 |
| Provision for loan and lease losses | $190,000 | 3,426 |
| Total noninterest income | $476,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $397,000 | 2,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $3,232,000 | 3,475 |
| Salaries and employee benefits | $1,765,000 | 3,416 |
| Premises and equipment expense | $604,000 | 2,754 |
| Additional noninterest expense | $863,000 | 3,838 |
| Pre-tax net operating income | $1,811,000 | 3,066 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $582,000 | 2,730 |
| Income before extraordinary items | $1,229,000 | 3,433 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,229,000 | 3,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,299 |
| Cash dividends | $492,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,229,000 | 3,266 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 3,340 |
| Total interest expense | $1,057,000 | 4,071 |
| Net interest income | $3,171,000 | 3,019 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $310,000 | 4,903 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $266,000 | 2,923 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $2,181,000 | 3,429 |
| Salaries and employee benefits | $1,212,000 | 3,337 |
| Premises and equipment expense | $401,000 | 2,757 |
| Additional noninterest expense | $568,000 | 3,869 |
| Pre-tax net operating income | $1,170,000 | 3,143 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $379,000 | 2,792 |
| Income before extraordinary items | $791,000 | 3,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $791,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,704 |
| Cash dividends | $492,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $791,000 | 3,342 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 3,402 |
| Total interest expense | $537,000 | 4,120 |
| Net interest income | $1,548,000 | 3,088 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $161,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $1,079,000 | 3,446 |
| Salaries and employee benefits | $580,000 | 3,461 |
| Premises and equipment expense | $196,000 | 2,805 |
| Additional noninterest expense | $303,000 | 3,631 |
| Pre-tax net operating income | $560,000 | 3,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $182,000 | 2,864 |
| Income before extraordinary items | $378,000 | 3,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $378,000 | 3,441 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 3,304 |
| Total interest expense | $2,650,000 | 3,916 |
| Net interest income | $6,333,000 | 2,998 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $642,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $523,000 | 2,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $4,362,000 | 3,313 |
| Salaries and employee benefits | $2,390,000 | 3,234 |
| Premises and equipment expense | $817,000 | 2,638 |
| Additional noninterest expense | $1,155,000 | 3,727 |
| Pre-tax net operating income | $2,358,000 | 3,017 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $684,000 | 2,900 |
| Income before extraordinary items | $1,674,000 | 3,222 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,674,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,098 |
| Cash dividends | $1,066,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,674,000 | 3,115 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,350,000 | 3,213 |
| Total interest expense | $4,062,000 | 3,752 |
| Net interest income | $6,288,000 | 2,823 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $636,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $501,000 | 2,833 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $135,000 | 5,740 |
| Total noninterest expense | $4,110,000 | 3,349 |
| Salaries and employee benefits | $2,286,000 | 3,209 |
| Premises and equipment expense | $721,000 | 2,877 |
| Additional noninterest expense | $1,103,000 | 3,755 |
| Pre-tax net operating income | $2,454,000 | 2,701 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $702,000 | 2,664 |
| Income before extraordinary items | $1,752,000 | 2,861 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,752,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,264 |
| Cash dividends | $2,132,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,752,000 | 2,775 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,479,000 | 3,273 |
| Total interest expense | $4,383,000 | 3,704 |
| Net interest income | $6,096,000 | 2,896 |
| Provision for loan and lease losses | $184,000 | 3,917 |
| Total noninterest income | $649,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $504,000 | 2,669 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $4,181,000 | 3,210 |
| Salaries and employee benefits | $2,401,000 | 2,945 |
| Premises and equipment expense | $733,000 | 2,764 |
| Additional noninterest expense | $1,047,000 | 3,850 |
| Pre-tax net operating income | $2,380,000 | 2,880 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $671,000 | 2,886 |
| Income before extraordinary items | $1,709,000 | 2,921 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,709,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,095 |
| Cash dividends | $645,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,709,000 | 2,907 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,248,000 | 3,448 |
| Total interest expense | $3,629,000 | 3,916 |
| Net interest income | $5,619,000 | 3,084 |
| Provision for loan and lease losses | $166,000 | 4,030 |
| Total noninterest income | $593,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $437,000 | 2,973 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $156,000 | 5,512 |
| Total noninterest expense | $3,803,000 | 3,467 |
| Salaries and employee benefits | $2,174,000 | 3,176 |
| Premises and equipment expense | $694,000 | 2,879 |
| Additional noninterest expense | $935,000 | 4,241 |
| Pre-tax net operating income | $2,243,000 | 3,045 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $574,000 | 3,319 |
| Income before extraordinary items | $1,656,000 | 3,000 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,656,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $945,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,665,620 | 2,950 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,321,000 | 3,440 |
| Total interest expense | $3,933,000 | 3,750 |
| Net interest income | $5,388,000 | 3,188 |
| Provision for loan and lease losses | $172,000 | 3,890 |
| Total noninterest income | $531,000 | 4,768 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $394,000 | 3,174 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $3,502,000 | 3,613 |
| Salaries and employee benefits | $2,003,000 | 3,331 |
| Premises and equipment expense | $523,000 | 3,561 |
| Additional noninterest expense | $976,000 | 4,035 |
| Pre-tax net operating income | $2,245,000 | 3,037 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $606,000 | 3,381 |
| Income before extraordinary items | $1,639,000 | 3,029 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,639,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,125 |
| Cash dividends | $542,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,639,000 | 2,940 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,598,000 | 3,721 |
| Total interest expense | $3,616,000 | 4,032 |
| Net interest income | $4,982,000 | 3,502 |
| Provision for loan and lease losses | $197,000 | 3,492 |
| Total noninterest income | $491,000 | 5,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,011 |
| Total noninterest expense | $3,297,000 | 3,797 |
| Salaries and employee benefits | $1,927,000 | 3,422 |
| Premises and equipment expense | $497,000 | 3,722 |
| Additional noninterest expense | $873,000 | 4,428 |
| Pre-tax net operating income | $1,979,000 | 3,566 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $542,000 | 3,977 |
| Income before extraordinary items | $1,436,000 | 3,481 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,436,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,921 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,436,730 | 3,402 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 4,018 |
| Total interest expense | $3,268,000 | 4,444 |
| Net interest income | $4,774,000 | 3,700 |
| Provision for loan and lease losses | $154,000 | 4,014 |
| Total noninterest income | $452,000 | 5,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,525 |
| Total noninterest expense | $3,138,000 | 4,161 |
| Salaries and employee benefits | $1,792,000 | 3,687 |
| Premises and equipment expense | $528,000 | 3,616 |
| Additional noninterest expense | $818,000 | 5,130 |
| Pre-tax net operating income | $1,934,000 | 3,499 |
| Securities gains (losses) | $-19,000 | 10,606 |
| Applicable income taxes | $520,000 | 4,023 |
| Income before extraordinary items | $1,395,000 | 3,421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,395,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,189 |
| Cash dividends | $711,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,408,870 | 3,349 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 4,244 |
| Total interest expense | $3,057,000 | 4,676 |
| Net interest income | $4,480,000 | 3,920 |
| Provision for loan and lease losses | $184,000 | 3,189 |
| Total noninterest income | $349,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $2,826,000 | 4,503 |
| Salaries and employee benefits | $1,595,000 | 4,058 |
| Premises and equipment expense | $355,000 | 4,974 |
| Additional noninterest expense | $876,000 | 4,883 |
| Pre-tax net operating income | $1,819,000 | 3,811 |
| Securities gains (losses) | $-36,000 | 10,960 |
| Applicable income taxes | $454,000 | 4,503 |
| Income before extraordinary items | $1,329,000 | 3,601 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,329,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $356,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,356,000 | 3,523 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 4,488 |
| Total interest expense | $2,412,000 | 4,798 |
| Net interest income | $4,140,000 | 4,244 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $329,000 | 6,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $2,744,000 | 4,768 |
| Salaries and employee benefits | $1,499,000 | 4,279 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $914,000 | 5,106 |
| Pre-tax net operating income | $1,575,000 | 4,232 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $374,000 | 5,013 |
| Income before extraordinary items | $1,165,000 | 3,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,165,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $308,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,192,360 | 3,913 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 4,779 |
| Total interest expense | $2,479,000 | 4,851 |
| Net interest income | $3,774,000 | 4,645 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $338,000 | 7,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $2,608,000 | 5,087 |
| Salaries and employee benefits | $1,422,000 | 4,491 |
| Premises and equipment expense | $344,000 | 5,303 |
| Additional noninterest expense | $842,000 | 5,674 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $1,045,000 | 4,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,045,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $284,000 | 4,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,045,000 | 4,291 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 5,086 |
| Total interest expense | $2,978,000 | 5,195 |
| Net interest income | $3,602,000 | 4,881 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $2,484,000 | 5,340 |
| Salaries and employee benefits | $1,316,000 | 4,766 |
| Premises and equipment expense | $325,000 | 5,656 |
| Additional noninterest expense | $843,000 | 5,829 |
| Pre-tax net operating income | $1,223,000 | 4,842 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $285,000 | 6,142 |
| Income before extraordinary items | $957,000 | 4,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $957,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $227,000 | 4,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $942,370 | 4,424 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.