Home > The First National Bank of Carmi > Income and Expense
The First National Bank of Carmi, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,592,000 | 1,342 |
| Total interest expense | $6,537,000 | 1,723 |
| Net interest income | $25,055,000 | 1,204 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $3,112,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $632,000 | 1,415 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,480,000 | 1,426 |
| Total noninterest expense | $16,443,000 | 1,410 |
| Salaries and employee benefits | $9,189,000 | 1,433 |
| Premises and equipment expense | $2,066,000 | 1,182 |
| Additional noninterest expense | $2,480,000 | 1,426 |
| Pre-tax net operating income | $11,424,000 | 1,056 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,715,000 | 794 |
| Income before extraordinary items | $8,709,000 | 1,135 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,709,000 | 1,149 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,709,000 | 1,138 |
| Net charge-offs | $-73,000 | 4,268 |
| Cash dividends | $2,110,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,709,000 | 1,152 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,713,000 | 1,310 |
| Total interest expense | $4,331,000 | 1,746 |
| Net interest income | $19,382,000 | 1,179 |
| Provision for loan and lease losses | $300,000 | 1,340 |
| Total noninterest income | $2,211,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $479,000 | 1,417 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,732,000 | 1,476 |
| Total noninterest expense | $12,460,000 | 1,391 |
| Salaries and employee benefits | $6,920,000 | 1,426 |
| Premises and equipment expense | $1,573,000 | 1,174 |
| Additional noninterest expense | $1,732,000 | 1,476 |
| Pre-tax net operating income | $8,833,000 | 1,062 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,308,000 | 768 |
| Income before extraordinary items | $6,525,000 | 1,174 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,525,000 | 1,182 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,525,000 | 1,174 |
| Net charge-offs | $-35,000 | 4,144 |
| Cash dividends | $1,632,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,525,000 | 1,195 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,815,000 | 1,431 |
| Total interest expense | $2,552,000 | 1,724 |
| Net interest income | $11,263,000 | 1,325 |
| Provision for loan and lease losses | $200,000 | 1,332 |
| Total noninterest income | $1,502,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $313,000 | 1,419 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,189,000 | 1,376 |
| Total noninterest expense | $8,489,000 | 1,360 |
| Salaries and employee benefits | $4,710,000 | 1,394 |
| Premises and equipment expense | $1,011,000 | 1,204 |
| Additional noninterest expense | $1,189,000 | 1,375 |
| Pre-tax net operating income | $4,076,000 | 1,418 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,050,000 | 986 |
| Income before extraordinary items | $3,026,000 | 1,564 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,026,000 | 1,584 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,026,000 | 1,564 |
| Net charge-offs | $-71,000 | 4,396 |
| Cash dividends | $1,050,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,026,000 | 1,578 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 1,424 |
| Total interest expense | $1,104,000 | 1,724 |
| Net interest income | $5,697,000 | 1,321 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $702,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $163,000 | 1,386 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $539,000 | 1,467 |
| Total noninterest expense | $4,267,000 | 1,366 |
| Salaries and employee benefits | $2,410,000 | 1,401 |
| Premises and equipment expense | $519,000 | 1,208 |
| Additional noninterest expense | $539,000 | 1,467 |
| Pre-tax net operating income | $1,982,000 | 1,480 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $521,000 | 1,018 |
| Income before extraordinary items | $1,461,000 | 1,633 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,461,000 | 1,633 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,461,000 | 1,633 |
| Net charge-offs | $-17,000 | 4,196 |
| Cash dividends | $575,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,461,000 | 1,648 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,531,000 | 1,486 |
| Total interest expense | $1,422,000 | 1,972 |
| Net interest income | $20,109,000 | 1,427 |
| Provision for loan and lease losses | $400,000 | 1,341 |
| Total noninterest income | $5,687,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $627,000 | 1,457 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,060,000 | 905 |
| Total noninterest expense | $20,380,000 | 1,172 |
| Salaries and employee benefits | $9,071,000 | 1,426 |
| Premises and equipment expense | $1,958,000 | 1,235 |
| Additional noninterest expense | $5,060,000 | 905 |
| Pre-tax net operating income | $5,016,000 | 2,044 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,363,000 | 1,336 |
| Income before extraordinary items | $3,653,000 | 2,226 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,653,000 | 2,225 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,653,000 | 2,225 |
| Net charge-offs | $215,000 | 893 |
| Cash dividends | $1,977,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,653,000 | 2,254 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,087,000 | 1,509 |
| Total interest expense | $787,000 | 2,069 |
| Net interest income | $14,300,000 | 1,470 |
| Provision for loan and lease losses | $350,000 | 1,158 |
| Total noninterest income | $3,492,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $458,000 | 1,495 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,034,000 | 1,060 |
| Total noninterest expense | $11,765,000 | 1,419 |
| Salaries and employee benefits | $6,667,000 | 1,438 |
| Premises and equipment expense | $1,492,000 | 1,215 |
| Additional noninterest expense | $3,034,000 | 1,060 |
| Pre-tax net operating income | $5,677,000 | 1,545 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,500,000 | 1,068 |
| Income before extraordinary items | $4,177,000 | 1,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,177,000 | 1,671 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,177,000 | 1,671 |
| Net charge-offs | $45,000 | 1,274 |
| Cash dividends | $1,510,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,177,000 | 1,709 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,470,000 | 1,544 |
| Total interest expense | $469,000 | 2,034 |
| Net interest income | $9,001,000 | 1,503 |
| Provision for loan and lease losses | $320,000 | 886 |
| Total noninterest income | $2,445,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $295,000 | 1,514 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,150,000 | 1,051 |
| Total noninterest expense | $7,719,000 | 1,429 |
| Salaries and employee benefits | $4,300,000 | 1,479 |
| Premises and equipment expense | $953,000 | 1,267 |
| Additional noninterest expense | $2,466,000 | 1,361 |
| Pre-tax net operating income | $3,407,000 | 1,582 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $903,000 | 1,084 |
| Income before extraordinary items | $2,504,000 | 1,716 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,504,000 | 1,715 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,504,000 | 1,716 |
| Net charge-offs | $49,000 | 978 |
| Cash dividends | $975,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,504,000 | 1,751 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 1,579 |
| Total interest expense | $240,000 | 1,966 |
| Net interest income | $4,232,000 | 1,536 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,113,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $146,000 | 1,524 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $967,000 | 1,104 |
| Total noninterest expense | $3,950,000 | 1,403 |
| Salaries and employee benefits | $2,216,000 | 1,450 |
| Premises and equipment expense | $504,000 | 1,207 |
| Additional noninterest expense | $1,230,000 | 1,349 |
| Pre-tax net operating income | $1,395,000 | 1,729 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $374,000 | 1,155 |
| Income before extraordinary items | $1,021,000 | 1,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,021,000 | 1,894 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,021,000 | 1,895 |
| Net charge-offs | $-33,000 | 4,294 |
| Cash dividends | $509,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,021,000 | 1,910 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,243,000 | 1,532 |
| Total interest expense | $1,428,000 | 1,730 |
| Net interest income | $17,815,000 | 1,502 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $4,068,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $569,000 | 1,467 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,499,000 | 1,360 |
| Total noninterest expense | $17,005,000 | 1,321 |
| Salaries and employee benefits | $9,470,000 | 1,352 |
| Premises and equipment expense | $2,299,000 | 1,072 |
| Additional noninterest expense | $5,236,000 | 1,276 |
| Pre-tax net operating income | $4,878,000 | 2,085 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,216,000 | 1,470 |
| Income before extraordinary items | $3,662,000 | 2,288 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,662,000 | 2,289 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,662,000 | 2,289 |
| Net charge-offs | $-45,000 | 4,090 |
| Cash dividends | $1,937,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,662,000 | 2,258 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,469,000 | 1,557 |
| Total interest expense | $1,119,000 | 1,752 |
| Net interest income | $13,350,000 | 1,525 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,076,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $421,000 | 1,469 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,655,000 | 1,403 |
| Total noninterest expense | $12,358,000 | 1,361 |
| Salaries and employee benefits | $6,948,000 | 1,376 |
| Premises and equipment expense | $1,589,000 | 1,169 |
| Additional noninterest expense | $3,821,000 | 1,307 |
| Pre-tax net operating income | $4,068,000 | 2,031 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,073,000 | 1,415 |
| Income before extraordinary items | $2,995,000 | 2,254 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,995,000 | 2,252 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,995,000 | 2,254 |
| Net charge-offs | $-19,000 | 3,868 |
| Cash dividends | $1,544,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,995,000 | 2,225 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,223,000 | 1,601 |
| Total interest expense | $781,000 | 1,760 |
| Net interest income | $8,442,000 | 1,579 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,154,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $266,000 | 1,478 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,888,000 | 1,331 |
| Total noninterest expense | $8,250,000 | 1,347 |
| Salaries and employee benefits | $4,498,000 | 1,411 |
| Premises and equipment expense | $1,015,000 | 1,204 |
| Additional noninterest expense | $2,737,000 | 1,215 |
| Pre-tax net operating income | $2,346,000 | 2,186 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $615,000 | 1,509 |
| Income before extraordinary items | $1,731,000 | 2,428 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,731,000 | 2,428 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,731,000 | 2,428 |
| Net charge-offs | $101,000 | 903 |
| Cash dividends | $1,013,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,731,000 | 2,385 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 1,633 |
| Total interest expense | $410,000 | 1,761 |
| Net interest income | $4,121,000 | 1,607 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,029,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $134,000 | 1,460 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $895,000 | 1,372 |
| Total noninterest expense | $4,018,000 | 1,362 |
| Salaries and employee benefits | $1,994,000 | 1,552 |
| Premises and equipment expense | $503,000 | 1,213 |
| Additional noninterest expense | $1,521,000 | 1,104 |
| Pre-tax net operating income | $1,132,000 | 2,211 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $295,000 | 1,518 |
| Income before extraordinary items | $837,000 | 2,450 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $837,000 | 2,448 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $837,000 | 2,450 |
| Net charge-offs | $117,000 | 575 |
| Cash dividends | $531,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $837,000 | 2,414 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,559,000 | 1,747 |
| Total interest expense | $1,954,000 | 2,007 |
| Net interest income | $14,605,000 | 1,686 |
| Provision for loan and lease losses | $659,000 | 1,985 |
| Total noninterest income | $4,163,000 | 1,422 |
| Gross Fiduciary activities income | $2,000 | 977 |
| Service charges on deposit accounts | $598,000 | 1,416 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,563,000 | 1,305 |
| Total noninterest expense | $14,209,000 | 1,462 |
| Salaries and employee benefits | $8,798,000 | 1,398 |
| Premises and equipment expense | $1,650,000 | 1,409 |
| Additional noninterest expense | $3,761,000 | 1,610 |
| Pre-tax net operating income | $3,900,000 | 2,104 |
| Securities gains (losses) | $14,000 | 2,219 |
| Applicable income taxes | $932,000 | 1,480 |
| Income before extraordinary items | $2,982,000 | 2,317 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,982,000 | 2,317 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,982,000 | 2,317 |
| Net charge-offs | $36,000 | 2,569 |
| Cash dividends | $1,644,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,970,940 | 2,271 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 1,815 |
| Total interest expense | $1,525,000 | 2,042 |
| Net interest income | $10,373,000 | 1,758 |
| Provision for loan and lease losses | $394,000 | 2,171 |
| Total noninterest income | $3,056,000 | 1,401 |
| Gross Fiduciary activities income | $2,000 | 929 |
| Service charges on deposit accounts | $443,000 | 1,428 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,611,000 | 1,285 |
| Total noninterest expense | $10,152,000 | 1,512 |
| Salaries and employee benefits | $6,289,000 | 1,431 |
| Premises and equipment expense | $1,180,000 | 1,462 |
| Additional noninterest expense | $2,683,000 | 1,653 |
| Pre-tax net operating income | $2,883,000 | 2,096 |
| Securities gains (losses) | $7,000 | 2,204 |
| Applicable income taxes | $694,000 | 1,466 |
| Income before extraordinary items | $2,196,000 | 2,312 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,196,000 | 2,312 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,196,000 | 2,312 |
| Net charge-offs | $-75,000 | 4,758 |
| Cash dividends | $1,161,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,190,470 | 2,264 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,060,000 | 1,814 |
| Total interest expense | $1,078,000 | 2,060 |
| Net interest income | $6,982,000 | 1,742 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $1,899,000 | 1,411 |
| Gross Fiduciary activities income | $2,000 | 908 |
| Service charges on deposit accounts | $292,000 | 1,462 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,605,000 | 1,258 |
| Total noninterest expense | $6,734,000 | 1,511 |
| Salaries and employee benefits | $4,220,000 | 1,420 |
| Premises and equipment expense | $771,000 | 1,476 |
| Additional noninterest expense | $1,743,000 | 1,686 |
| Pre-tax net operating income | $1,947,000 | 2,043 |
| Securities gains (losses) | $7,000 | 1,953 |
| Applicable income taxes | $453,000 | 1,423 |
| Income before extraordinary items | $1,501,000 | 2,239 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,501,000 | 2,238 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,501,000 | 2,239 |
| Net charge-offs | $-77,000 | 4,844 |
| Cash dividends | $760,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,495,470 | 2,205 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 1,814 |
| Total interest expense | $602,000 | 2,051 |
| Net interest income | $3,382,000 | 1,752 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $911,000 | 1,371 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $183,000 | 1,393 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $726,000 | 1,215 |
| Total noninterest expense | $3,232,000 | 1,580 |
| Salaries and employee benefits | $1,873,000 | 1,585 |
| Premises and equipment expense | $405,000 | 1,430 |
| Additional noninterest expense | $954,000 | 1,582 |
| Pre-tax net operating income | $1,061,000 | 1,750 |
| Securities gains (losses) | $4,000 | 1,484 |
| Applicable income taxes | $273,000 | 1,147 |
| Income before extraordinary items | $792,000 | 1,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $792,000 | 1,995 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $792,000 | 1,995 |
| Net charge-offs | $-33,000 | 4,779 |
| Cash dividends | $416,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $788,840 | 1,967 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,099,000 | 1,732 |
| Total interest expense | $2,410,000 | 2,088 |
| Net interest income | $14,689,000 | 1,625 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $3,244,000 | 1,491 |
| Gross Fiduciary activities income | $2,000 | 989 |
| Service charges on deposit accounts | $767,000 | 1,386 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,475,000 | 1,359 |
| Total noninterest expense | $13,697,000 | 1,463 |
| Salaries and employee benefits | $8,175,000 | 1,431 |
| Premises and equipment expense | $1,643,000 | 1,393 |
| Additional noninterest expense | $3,879,000 | 1,553 |
| Pre-tax net operating income | $4,236,000 | 1,967 |
| Securities gains (losses) | $45,000 | 1,280 |
| Applicable income taxes | $1,089,000 | 1,354 |
| Income before extraordinary items | $3,192,000 | 2,202 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,192,000 | 2,204 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,192,000 | 2,204 |
| Net charge-offs | $-293,000 | 5,046 |
| Cash dividends | $1,562,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,156,450 | 2,183 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,955,000 | 1,733 |
| Total interest expense | $1,787,000 | 2,114 |
| Net interest income | $11,168,000 | 1,626 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,313,000 | 1,532 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $571,000 | 1,402 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,740,000 | 1,394 |
| Total noninterest expense | $9,652,000 | 1,560 |
| Salaries and employee benefits | $5,820,000 | 1,495 |
| Premises and equipment expense | $1,193,000 | 1,450 |
| Additional noninterest expense | $2,639,000 | 1,665 |
| Pre-tax net operating income | $3,829,000 | 1,779 |
| Securities gains (losses) | $45,000 | 1,104 |
| Applicable income taxes | $1,003,000 | 1,223 |
| Income before extraordinary items | $2,871,000 | 2,000 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,871,000 | 2,000 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,871,000 | 2,001 |
| Net charge-offs | $-335,000 | 5,146 |
| Cash dividends | $1,212,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,835,450 | 1,989 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 1,745 |
| Total interest expense | $1,149,000 | 2,141 |
| Net interest income | $7,424,000 | 1,641 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,472,000 | 1,548 |
| Gross Fiduciary activities income | $2,000 | 940 |
| Service charges on deposit accounts | $368,000 | 1,424 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,102,000 | 1,402 |
| Total noninterest expense | $6,446,000 | 1,558 |
| Salaries and employee benefits | $3,885,000 | 1,497 |
| Premises and equipment expense | $778,000 | 1,476 |
| Additional noninterest expense | $1,783,000 | 1,664 |
| Pre-tax net operating income | $2,450,000 | 1,819 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $631,000 | 1,258 |
| Income before extraordinary items | $1,820,000 | 2,060 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,820,000 | 2,058 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,820,000 | 2,060 |
| Net charge-offs | $-350,000 | 5,221 |
| Cash dividends | $784,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,819,210 | 2,037 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 1,757 |
| Total interest expense | $538,000 | 2,205 |
| Net interest income | $3,723,000 | 1,640 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $759,000 | 1,472 |
| Gross Fiduciary activities income | $2,000 | 906 |
| Service charges on deposit accounts | $178,000 | 1,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $579,000 | 1,313 |
| Total noninterest expense | $3,055,000 | 1,627 |
| Salaries and employee benefits | $1,733,000 | 1,667 |
| Premises and equipment expense | $395,000 | 1,475 |
| Additional noninterest expense | $927,000 | 1,612 |
| Pre-tax net operating income | $1,427,000 | 1,589 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $373,000 | 1,094 |
| Income before extraordinary items | $1,055,000 | 1,790 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,055,000 | 1,788 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,055,000 | 1,789 |
| Net charge-offs | $-300,000 | 5,304 |
| Cash dividends | $433,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,054,210 | 1,775 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,342,000 | 1,732 |
| Total interest expense | $1,396,000 | 2,450 |
| Net interest income | $14,946,000 | 1,609 |
| Provision for loan and lease losses | $1,652,000 | 587 |
| Total noninterest income | $3,745,000 | 1,335 |
| Gross Fiduciary activities income | $2,000 | 1,038 |
| Service charges on deposit accounts | $883,000 | 1,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,860,000 | 1,181 |
| Total noninterest expense | $13,052,000 | 1,503 |
| Salaries and employee benefits | $7,890,000 | 1,440 |
| Premises and equipment expense | $1,735,000 | 1,326 |
| Additional noninterest expense | $3,427,000 | 1,702 |
| Pre-tax net operating income | $3,987,000 | 2,115 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $980,000 | 1,408 |
| Income before extraordinary items | $3,007,000 | 2,322 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,007,000 | 2,321 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,007,000 | 2,321 |
| Net charge-offs | $2,414,000 | 320 |
| Cash dividends | $1,472,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,007,000 | 2,317 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,092,000 | 1,732 |
| Total interest expense | $944,000 | 2,530 |
| Net interest income | $11,148,000 | 1,613 |
| Provision for loan and lease losses | $1,358,000 | 512 |
| Total noninterest income | $2,713,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $667,000 | 1,275 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,046,000 | 1,245 |
| Total noninterest expense | $8,852,000 | 1,639 |
| Salaries and employee benefits | $5,108,000 | 1,636 |
| Premises and equipment expense | $1,236,000 | 1,383 |
| Additional noninterest expense | $2,508,000 | 1,744 |
| Pre-tax net operating income | $3,651,000 | 1,830 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $941,000 | 1,219 |
| Income before extraordinary items | $2,710,000 | 2,053 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,710,000 | 2,051 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,710,000 | 2,052 |
| Net charge-offs | $2,184,000 | 263 |
| Cash dividends | $1,122,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,710,000 | 2,047 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,934,000 | 1,740 |
| Total interest expense | $571,000 | 2,598 |
| Net interest income | $7,363,000 | 1,619 |
| Provision for loan and lease losses | $736,000 | 603 |
| Total noninterest income | $1,727,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $443,000 | 1,278 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,284,000 | 1,288 |
| Total noninterest expense | $5,893,000 | 1,650 |
| Salaries and employee benefits | $3,461,000 | 1,636 |
| Premises and equipment expense | $826,000 | 1,400 |
| Additional noninterest expense | $1,606,000 | 1,811 |
| Pre-tax net operating income | $2,461,000 | 1,789 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $623,000 | 1,215 |
| Income before extraordinary items | $1,838,000 | 2,006 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,838,000 | 2,004 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,838,000 | 2,005 |
| Net charge-offs | $2,105,000 | 208 |
| Cash dividends | $713,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,838,000 | 1,997 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 1,738 |
| Total interest expense | $266,000 | 2,643 |
| Net interest income | $3,669,000 | 1,622 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $666,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $221,000 | 1,279 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $445,000 | 1,594 |
| Total noninterest expense | $2,853,000 | 1,710 |
| Salaries and employee benefits | $1,566,000 | 1,779 |
| Premises and equipment expense | $440,000 | 1,337 |
| Additional noninterest expense | $847,000 | 1,731 |
| Pre-tax net operating income | $1,182,000 | 1,801 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $282,000 | 1,272 |
| Income before extraordinary items | $900,000 | 1,991 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $900,000 | 1,990 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $900,000 | 1,991 |
| Net charge-offs | $2,130,000 | 139 |
| Cash dividends | $383,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $900,000 | 1,978 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,372,000 | 1,724 |
| Total interest expense | $1,021,000 | 2,511 |
| Net interest income | $14,351,000 | 1,633 |
| Provision for loan and lease losses | $800,000 | 1,041 |
| Total noninterest income | $3,821,000 | 1,335 |
| Gross Fiduciary activities income | $5,000 | 1,029 |
| Service charges on deposit accounts | $885,000 | 1,310 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,931,000 | 1,185 |
| Total noninterest expense | $12,560,000 | 1,569 |
| Salaries and employee benefits | $7,437,000 | 1,493 |
| Premises and equipment expense | $1,680,000 | 1,368 |
| Additional noninterest expense | $3,443,000 | 1,735 |
| Pre-tax net operating income | $4,812,000 | 1,773 |
| Securities gains (losses) | $51,000 | 892 |
| Applicable income taxes | $1,840,000 | 1,340 |
| Income before extraordinary items | $3,023,000 | 2,037 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,023,000 | 2,036 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,023,000 | 2,037 |
| Net charge-offs | $-18,000 | 4,930 |
| Cash dividends | $1,372,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,990,360 | 2,035 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,410,000 | 1,734 |
| Total interest expense | $762,000 | 2,500 |
| Net interest income | $10,648,000 | 1,653 |
| Provision for loan and lease losses | $600,000 | 1,016 |
| Total noninterest income | $2,804,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $649,000 | 1,344 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,155,000 | 1,206 |
| Total noninterest expense | $8,650,000 | 1,675 |
| Salaries and employee benefits | $4,832,000 | 1,714 |
| Premises and equipment expense | $1,261,000 | 1,378 |
| Additional noninterest expense | $2,557,000 | 1,739 |
| Pre-tax net operating income | $4,202,000 | 1,569 |
| Securities gains (losses) | $51,000 | 871 |
| Applicable income taxes | $1,540,000 | 1,094 |
| Income before extraordinary items | $2,713,000 | 1,888 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,713,000 | 1,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,713,000 | 1,888 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $1,044,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,680,360 | 1,882 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,500,000 | 1,746 |
| Total interest expense | $508,000 | 2,454 |
| Net interest income | $6,992,000 | 1,662 |
| Provision for loan and lease losses | $400,000 | 983 |
| Total noninterest income | $1,884,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $418,000 | 1,365 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,466,000 | 1,213 |
| Total noninterest expense | $5,772,000 | 1,685 |
| Salaries and employee benefits | $3,242,000 | 1,709 |
| Premises and equipment expense | $822,000 | 1,404 |
| Additional noninterest expense | $1,708,000 | 1,734 |
| Pre-tax net operating income | $2,704,000 | 1,600 |
| Securities gains (losses) | $25,000 | 909 |
| Applicable income taxes | $949,000 | 1,139 |
| Income before extraordinary items | $1,780,000 | 1,868 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,780,000 | 1,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,780,000 | 1,868 |
| Net charge-offs | $-9,000 | 4,762 |
| Cash dividends | $678,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,763,750 | 1,858 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 1,767 |
| Total interest expense | $257,000 | 2,407 |
| Net interest income | $3,414,000 | 1,689 |
| Provision for loan and lease losses | $200,000 | 923 |
| Total noninterest income | $853,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $193,000 | 1,454 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $660,000 | 1,274 |
| Total noninterest expense | $2,766,000 | 1,767 |
| Salaries and employee benefits | $1,454,000 | 1,901 |
| Premises and equipment expense | $405,000 | 1,431 |
| Additional noninterest expense | $907,000 | 1,642 |
| Pre-tax net operating income | $1,301,000 | 1,608 |
| Securities gains (losses) | $25,000 | 474 |
| Applicable income taxes | $439,000 | 1,174 |
| Income before extraordinary items | $887,000 | 1,812 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $887,000 | 1,812 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $887,000 | 1,812 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $363,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $870,250 | 1,833 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,345,000 | 1,762 |
| Total interest expense | $1,128,000 | 2,237 |
| Net interest income | $13,217,000 | 1,705 |
| Provision for loan and lease losses | $481,000 | 1,512 |
| Total noninterest income | $3,511,000 | 1,470 |
| Gross Fiduciary activities income | $5,000 | 1,059 |
| Service charges on deposit accounts | $852,000 | 1,382 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,654,000 | 1,312 |
| Total noninterest expense | $12,536,000 | 1,552 |
| Salaries and employee benefits | $7,190,000 | 1,503 |
| Premises and equipment expense | $1,753,000 | 1,321 |
| Additional noninterest expense | $3,593,000 | 1,697 |
| Pre-tax net operating income | $3,711,000 | 2,040 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,248,000 | 1,436 |
| Income before extraordinary items | $2,463,000 | 2,430 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,463,000 | 2,429 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,463,000 | 2,430 |
| Net charge-offs | $60,000 | 3,000 |
| Cash dividends | $1,296,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,463,000 | 2,378 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,689,000 | 1,777 |
| Total interest expense | $858,000 | 2,206 |
| Net interest income | $9,831,000 | 1,721 |
| Provision for loan and lease losses | $231,000 | 1,887 |
| Total noninterest income | $2,464,000 | 1,537 |
| Gross Fiduciary activities income | $5,000 | 1,019 |
| Service charges on deposit accounts | $634,000 | 1,385 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,825,000 | 1,402 |
| Total noninterest expense | $8,851,000 | 1,637 |
| Salaries and employee benefits | $4,814,000 | 1,681 |
| Premises and equipment expense | $1,334,000 | 1,312 |
| Additional noninterest expense | $2,703,000 | 1,677 |
| Pre-tax net operating income | $3,213,000 | 1,857 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,103,000 | 1,314 |
| Income before extraordinary items | $2,110,000 | 2,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,110,000 | 2,252 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,110,000 | 2,253 |
| Net charge-offs | $77,000 | 2,283 |
| Cash dividends | $986,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,110,000 | 2,186 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 1,807 |
| Total interest expense | $580,000 | 2,200 |
| Net interest income | $6,440,000 | 1,750 |
| Provision for loan and lease losses | $128,000 | 2,058 |
| Total noninterest income | $1,411,000 | 1,689 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $405,000 | 1,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,001,000 | 1,549 |
| Total noninterest expense | $5,810,000 | 1,668 |
| Salaries and employee benefits | $3,203,000 | 1,682 |
| Premises and equipment expense | $857,000 | 1,351 |
| Additional noninterest expense | $1,750,000 | 1,733 |
| Pre-tax net operating income | $1,913,000 | 2,013 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $632,000 | 1,451 |
| Income before extraordinary items | $1,281,000 | 2,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,281,000 | 2,386 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,281,000 | 2,387 |
| Net charge-offs | $-26,000 | 5,296 |
| Cash dividends | $640,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,281,000 | 2,325 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 1,866 |
| Total interest expense | $297,000 | 2,153 |
| Net interest income | $3,115,000 | 1,801 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $750,000 | 1,589 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $198,000 | 1,433 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $551,000 | 1,427 |
| Total noninterest expense | $2,820,000 | 1,719 |
| Salaries and employee benefits | $1,473,000 | 1,825 |
| Premises and equipment expense | $425,000 | 1,366 |
| Additional noninterest expense | $922,000 | 1,643 |
| Pre-tax net operating income | $1,045,000 | 1,858 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $330,000 | 1,391 |
| Income before extraordinary items | $715,000 | 2,172 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $715,000 | 2,172 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $715,000 | 2,172 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $342,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $715,000 | 2,108 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,807,000 | 1,796 |
| Total interest expense | $1,452,000 | 1,823 |
| Net interest income | $12,355,000 | 1,776 |
| Provision for loan and lease losses | $83,000 | 3,237 |
| Total noninterest income | $3,374,000 | 1,470 |
| Gross Fiduciary activities income | $5,000 | 1,091 |
| Service charges on deposit accounts | $808,000 | 1,464 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,561,000 | 1,287 |
| Total noninterest expense | $12,617,000 | 1,534 |
| Salaries and employee benefits | $7,282,000 | 1,460 |
| Premises and equipment expense | $1,809,000 | 1,290 |
| Additional noninterest expense | $3,526,000 | 1,717 |
| Pre-tax net operating income | $3,029,000 | 2,311 |
| Securities gains (losses) | $8,000 | 2,689 |
| Applicable income taxes | $1,005,000 | 1,586 |
| Income before extraordinary items | $2,032,000 | 2,707 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,032,000 | 2,708 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,032,000 | 2,709 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $676,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 6,147 |
| Net operating income | $2,026,640 | 2,656 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,343,000 | 1,812 |
| Total interest expense | $1,131,000 | 1,782 |
| Net interest income | $9,212,000 | 1,802 |
| Provision for loan and lease losses | $83,000 | 2,887 |
| Total noninterest income | $2,830,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $599,000 | 1,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,231,000 | 1,180 |
| Total noninterest expense | $8,712,000 | 1,659 |
| Salaries and employee benefits | $4,752,000 | 1,671 |
| Premises and equipment expense | $1,360,000 | 1,313 |
| Additional noninterest expense | $2,600,000 | 1,751 |
| Pre-tax net operating income | $3,247,000 | 1,790 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $1,108,000 | 1,273 |
| Income before extraordinary items | $2,147,000 | 2,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,147,000 | 2,146 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,147,000 | 2,146 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $528,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,141,720 | 2,102 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 1,801 |
| Total interest expense | $775,000 | 1,760 |
| Net interest income | $6,164,000 | 1,800 |
| Provision for loan and lease losses | $83,000 | 2,450 |
| Total noninterest income | $1,970,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $382,000 | 1,531 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,588,000 | 1,139 |
| Total noninterest expense | $5,607,000 | 1,717 |
| Salaries and employee benefits | $3,041,000 | 1,740 |
| Premises and equipment expense | $909,000 | 1,316 |
| Additional noninterest expense | $1,657,000 | 1,827 |
| Pre-tax net operating income | $2,444,000 | 1,603 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $837,000 | 1,171 |
| Income before extraordinary items | $1,607,000 | 1,923 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,607,000 | 1,925 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,607,000 | 1,925 |
| Net charge-offs | $40,000 | 2,505 |
| Cash dividends | $325,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,607,000 | 1,883 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 1,823 |
| Total interest expense | $390,000 | 1,763 |
| Net interest income | $3,031,000 | 1,817 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $805,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $181,000 | 1,573 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $624,000 | 1,296 |
| Total noninterest expense | $2,781,000 | 1,724 |
| Salaries and employee benefits | $1,454,000 | 1,815 |
| Premises and equipment expense | $446,000 | 1,350 |
| Additional noninterest expense | $881,000 | 1,708 |
| Pre-tax net operating income | $1,055,000 | 1,773 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $367,000 | 1,260 |
| Income before extraordinary items | $688,000 | 2,171 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $688,000 | 2,172 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $688,000 | 2,172 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $190,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $688,000 | 2,106 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,559,000 | 1,722 |
| Total interest expense | $1,624,000 | 1,759 |
| Net interest income | $12,935,000 | 1,696 |
| Provision for loan and lease losses | $526,000 | 1,414 |
| Total noninterest income | $3,357,000 | 1,441 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $829,000 | 1,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,524,000 | 1,244 |
| Total noninterest expense | $12,439,000 | 1,536 |
| Salaries and employee benefits | $7,159,000 | 1,458 |
| Premises and equipment expense | $1,907,000 | 1,254 |
| Additional noninterest expense | $3,373,000 | 1,829 |
| Pre-tax net operating income | $3,327,000 | 2,105 |
| Securities gains (losses) | $19,000 | 2,350 |
| Applicable income taxes | $1,188,000 | 1,374 |
| Income before extraordinary items | $2,158,000 | 2,553 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,158,000 | 2,553 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,158,000 | 2,553 |
| Net charge-offs | $133,000 | 2,905 |
| Cash dividends | $647,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $-750,000 | 6,477 |
| Net operating income | $2,145,840 | 2,528 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,755,000 | 1,759 |
| Total interest expense | $1,221,000 | 1,792 |
| Net interest income | $9,534,000 | 1,735 |
| Provision for loan and lease losses | $326,000 | 1,548 |
| Total noninterest income | $2,584,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $614,000 | 1,548 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,970,000 | 1,213 |
| Total noninterest expense | $8,640,000 | 1,667 |
| Salaries and employee benefits | $4,699,000 | 1,651 |
| Premises and equipment expense | $1,389,000 | 1,296 |
| Additional noninterest expense | $2,552,000 | 1,804 |
| Pre-tax net operating income | $3,152,000 | 1,772 |
| Securities gains (losses) | $19,000 | 2,046 |
| Applicable income taxes | $1,202,000 | 1,149 |
| Income before extraordinary items | $1,969,000 | 2,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,969,000 | 2,247 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,969,000 | 2,246 |
| Net charge-offs | $159,000 | 2,243 |
| Cash dividends | $499,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,956,840 | 2,203 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 1,768 |
| Total interest expense | $811,000 | 1,814 |
| Net interest income | $6,296,000 | 1,747 |
| Provision for loan and lease losses | $128,000 | 2,070 |
| Total noninterest income | $1,718,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $384,000 | 1,622 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,334,000 | 1,185 |
| Total noninterest expense | $5,605,000 | 1,696 |
| Salaries and employee benefits | $3,017,000 | 1,703 |
| Premises and equipment expense | $924,000 | 1,304 |
| Additional noninterest expense | $1,664,000 | 1,840 |
| Pre-tax net operating income | $2,281,000 | 1,630 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $875,000 | 1,064 |
| Income before extraordinary items | $1,406,000 | 2,096 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,406,000 | 2,100 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,406,000 | 2,099 |
| Net charge-offs | $-22,000 | 5,924 |
| Cash dividends | $322,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,406,000 | 2,033 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 1,782 |
| Total interest expense | $404,000 | 1,843 |
| Net interest income | $3,086,000 | 1,762 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $800,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $183,000 | 1,674 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $617,000 | 1,222 |
| Total noninterest expense | $2,774,000 | 1,721 |
| Salaries and employee benefits | $1,480,000 | 1,754 |
| Premises and equipment expense | $463,000 | 1,324 |
| Additional noninterest expense | $831,000 | 1,827 |
| Pre-tax net operating income | $1,112,000 | 1,614 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $440,000 | 1,017 |
| Income before extraordinary items | $672,000 | 2,073 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $672,000 | 2,075 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $672,000 | 2,075 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $187,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $672,000 | 2,038 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,070,000 | 1,775 |
| Total interest expense | $1,705,000 | 1,963 |
| Net interest income | $12,365,000 | 1,743 |
| Provision for loan and lease losses | $671,000 | 1,521 |
| Total noninterest income | $3,970,000 | 1,327 |
| Gross Fiduciary activities income | $7,000 | 1,143 |
| Service charges on deposit accounts | $818,000 | 1,622 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,145,000 | 1,119 |
| Total noninterest expense | $12,720,000 | 1,522 |
| Salaries and employee benefits | $6,964,000 | 1,490 |
| Premises and equipment expense | $1,914,000 | 1,229 |
| Additional noninterest expense | $3,842,000 | 1,662 |
| Pre-tax net operating income | $2,944,000 | 2,194 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $978,000 | 1,486 |
| Income before extraordinary items | $1,966,000 | 2,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,966,000 | 2,648 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,966,000 | 2,648 |
| Net charge-offs | $72,000 | 4,062 |
| Cash dividends | $635,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $-700,000 | 6,778 |
| Net operating income | $1,966,000 | 2,578 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,529,000 | 1,783 |
| Total interest expense | $1,291,000 | 1,993 |
| Net interest income | $9,238,000 | 1,748 |
| Provision for loan and lease losses | $586,000 | 1,357 |
| Total noninterest income | $2,739,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $610,000 | 1,625 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,129,000 | 1,218 |
| Total noninterest expense | $8,864,000 | 1,637 |
| Salaries and employee benefits | $4,686,000 | 1,650 |
| Premises and equipment expense | $1,389,000 | 1,290 |
| Additional noninterest expense | $2,789,000 | 1,701 |
| Pre-tax net operating income | $2,527,000 | 2,039 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $892,000 | 1,348 |
| Income before extraordinary items | $1,635,000 | 2,477 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,635,000 | 2,482 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,635,000 | 2,482 |
| Net charge-offs | $51,000 | 3,838 |
| Cash dividends | $494,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,635,000 | 2,403 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,106,000 | 1,764 |
| Total interest expense | $867,000 | 2,000 |
| Net interest income | $6,239,000 | 1,711 |
| Provision for loan and lease losses | $438,000 | 1,297 |
| Total noninterest income | $1,938,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $381,000 | 1,686 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,557,000 | 1,171 |
| Total noninterest expense | $5,534,000 | 1,742 |
| Salaries and employee benefits | $2,840,000 | 1,810 |
| Premises and equipment expense | $895,000 | 1,331 |
| Additional noninterest expense | $1,799,000 | 1,755 |
| Pre-tax net operating income | $2,205,000 | 1,587 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $806,000 | 1,097 |
| Income before extraordinary items | $1,399,000 | 2,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,399,000 | 2,054 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,399,000 | 2,052 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $316,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,399,000 | 1,967 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 1,694 |
| Total interest expense | $436,000 | 2,036 |
| Net interest income | $3,287,000 | 1,642 |
| Provision for loan and lease losses | $246,000 | 1,171 |
| Total noninterest income | $804,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $183,000 | 1,722 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $621,000 | 1,354 |
| Total noninterest expense | $2,670,000 | 1,812 |
| Salaries and employee benefits | $1,340,000 | 1,941 |
| Premises and equipment expense | $428,000 | 1,428 |
| Additional noninterest expense | $902,000 | 1,767 |
| Pre-tax net operating income | $1,175,000 | 1,497 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $433,000 | 1,031 |
| Income before extraordinary items | $742,000 | 1,913 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $742,000 | 1,914 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $742,000 | 1,915 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $181,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $742,000 | 1,828 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,451,000 | 1,952 |
| Total interest expense | $2,157,000 | 2,009 |
| Net interest income | $11,294,000 | 1,938 |
| Provision for loan and lease losses | $1,497,000 | 1,332 |
| Total noninterest income | $3,655,000 | 1,416 |
| Gross Fiduciary activities income | $4,000 | 1,203 |
| Service charges on deposit accounts | $861,000 | 1,592 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,790,000 | 1,223 |
| Total noninterest expense | $11,651,000 | 1,654 |
| Salaries and employee benefits | $6,392,000 | 1,585 |
| Premises and equipment expense | $1,772,000 | 1,333 |
| Additional noninterest expense | $3,487,000 | 1,885 |
| Pre-tax net operating income | $1,801,000 | 3,014 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $515,000 | 2,157 |
| Income before extraordinary items | $1,286,000 | 3,400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,286,000 | 3,401 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,286,000 | 3,402 |
| Net charge-offs | $1,625,000 | 1,343 |
| Cash dividends | $695,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,286,000 | 3,267 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,130,000 | 1,983 |
| Total interest expense | $1,695,000 | 2,012 |
| Net interest income | $8,435,000 | 1,971 |
| Provision for loan and lease losses | $988,000 | 1,451 |
| Total noninterest income | $2,474,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $637,000 | 1,633 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,837,000 | 1,349 |
| Total noninterest expense | $7,980,000 | 1,797 |
| Salaries and employee benefits | $4,246,000 | 1,770 |
| Premises and equipment expense | $1,259,000 | 1,426 |
| Additional noninterest expense | $2,475,000 | 1,987 |
| Pre-tax net operating income | $1,941,000 | 2,412 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $618,000 | 1,722 |
| Income before extraordinary items | $1,323,000 | 2,880 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,323,000 | 2,880 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,323,000 | 2,879 |
| Net charge-offs | $814,000 | 1,658 |
| Cash dividends | $554,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,323,000 | 2,746 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 1,996 |
| Total interest expense | $1,203,000 | 1,961 |
| Net interest income | $5,526,000 | 2,000 |
| Provision for loan and lease losses | $319,000 | 2,328 |
| Total noninterest income | $1,464,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $413,000 | 1,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,051,000 | 1,468 |
| Total noninterest expense | $5,083,000 | 1,883 |
| Salaries and employee benefits | $2,681,000 | 1,868 |
| Premises and equipment expense | $784,000 | 1,517 |
| Additional noninterest expense | $1,618,000 | 2,019 |
| Pre-tax net operating income | $1,588,000 | 2,043 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $626,000 | 1,281 |
| Income before extraordinary items | $962,000 | 2,688 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $962,000 | 2,688 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $962,000 | 2,688 |
| Net charge-offs | $509,000 | 1,747 |
| Cash dividends | $382,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $962,000 | 2,552 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,019 |
| Total interest expense | $616,000 | 1,996 |
| Net interest income | $2,724,000 | 2,031 |
| Provision for loan and lease losses | $89,000 | 3,066 |
| Total noninterest income | $445,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $206,000 | 1,644 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 2,401 |
| Total noninterest expense | $2,435,000 | 1,977 |
| Salaries and employee benefits | $1,314,000 | 1,917 |
| Premises and equipment expense | $317,000 | 1,879 |
| Additional noninterest expense | $804,000 | 2,025 |
| Pre-tax net operating income | $645,000 | 2,397 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $287,000 | 1,345 |
| Income before extraordinary items | $358,000 | 3,304 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $358,000 | 3,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $358,000 | 3,308 |
| Net charge-offs | $-13,000 | 6,740 |
| Cash dividends | $179,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $358,000 | 3,130 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,497,000 | 2,072 |
| Total interest expense | $2,701,000 | 2,145 |
| Net interest income | $10,796,000 | 2,021 |
| Provision for loan and lease losses | $644,000 | 3,070 |
| Total noninterest income | $2,972,000 | 1,512 |
| Gross Fiduciary activities income | $5,000 | 1,160 |
| Service charges on deposit accounts | $819,000 | 1,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,148,000 | 1,292 |
| Total noninterest expense | $10,023,000 | 1,910 |
| Salaries and employee benefits | $5,826,000 | 1,671 |
| Premises and equipment expense | $1,359,000 | 1,829 |
| Additional noninterest expense | $2,838,000 | 2,311 |
| Pre-tax net operating income | $3,101,000 | 1,776 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $1,037,000 | 1,310 |
| Income before extraordinary items | $2,088,000 | 2,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,088,000 | 2,178 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,088,000 | 2,178 |
| Net charge-offs | $457,000 | 3,287 |
| Cash dividends | $673,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,071,920 | 2,126 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,997,000 | 2,129 |
| Total interest expense | $2,021,000 | 2,229 |
| Net interest income | $7,976,000 | 2,062 |
| Provision for loan and lease losses | $326,000 | 3,491 |
| Total noninterest income | $1,916,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $598,000 | 1,797 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,318,000 | 1,462 |
| Total noninterest expense | $7,025,000 | 2,056 |
| Salaries and employee benefits | $3,908,000 | 1,882 |
| Premises and equipment expense | $970,000 | 1,929 |
| Additional noninterest expense | $2,147,000 | 2,305 |
| Pre-tax net operating income | $2,541,000 | 1,708 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $860,000 | 1,217 |
| Income before extraordinary items | $1,705,000 | 2,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,705,000 | 2,087 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,705,000 | 2,088 |
| Net charge-offs | $219,000 | 3,609 |
| Cash dividends | $536,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,689,160 | 2,008 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 2,173 |
| Total interest expense | $1,335,000 | 2,346 |
| Net interest income | $5,219,000 | 2,095 |
| Provision for loan and lease losses | $251,000 | 3,235 |
| Total noninterest income | $1,441,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $362,000 | 1,916 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,079,000 | 1,276 |
| Total noninterest expense | $4,630,000 | 2,086 |
| Salaries and employee benefits | $2,556,000 | 1,915 |
| Premises and equipment expense | $630,000 | 2,007 |
| Additional noninterest expense | $1,444,000 | 2,325 |
| Pre-tax net operating income | $1,779,000 | 1,610 |
| Securities gains (losses) | $22,000 | 2,052 |
| Applicable income taxes | $627,000 | 1,111 |
| Income before extraordinary items | $1,174,000 | 1,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,174,000 | 1,992 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,174,000 | 1,992 |
| Net charge-offs | $211,000 | 3,057 |
| Cash dividends | $383,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,159,700 | 1,937 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 2,254 |
| Total interest expense | $656,000 | 2,459 |
| Net interest income | $2,512,000 | 2,173 |
| Provision for loan and lease losses | $188,000 | 2,521 |
| Total noninterest income | $677,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $174,000 | 1,953 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $503,000 | 1,338 |
| Total noninterest expense | $2,226,000 | 2,166 |
| Salaries and employee benefits | $1,292,000 | 1,915 |
| Premises and equipment expense | $297,000 | 2,163 |
| Additional noninterest expense | $637,000 | 2,597 |
| Pre-tax net operating income | $775,000 | 1,820 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $218,000 | 1,421 |
| Income before extraordinary items | $557,000 | 2,048 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $557,000 | 2,047 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $557,000 | 2,048 |
| Net charge-offs | $237,000 | 1,966 |
| Cash dividends | $213,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $557,000 | 2,011 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,339,000 | 2,262 |
| Total interest expense | $2,938,000 | 2,653 |
| Net interest income | $10,401,000 | 2,102 |
| Provision for loan and lease losses | $844,000 | 3,335 |
| Total noninterest income | $3,370,000 | 1,426 |
| Gross Fiduciary activities income | $4,000 | 1,241 |
| Service charges on deposit accounts | $807,000 | 1,810 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,559,000 | 1,181 |
| Total noninterest expense | $9,720,000 | 1,999 |
| Salaries and employee benefits | $5,151,000 | 1,889 |
| Premises and equipment expense | $1,077,000 | 2,321 |
| Additional noninterest expense | $3,492,000 | 2,006 |
| Pre-tax net operating income | $3,207,000 | 1,530 |
| Securities gains (losses) | $110,000 | 2,083 |
| Applicable income taxes | $1,075,000 | 1,160 |
| Income before extraordinary items | $2,242,000 | 1,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,242,000 | 1,831 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,242,000 | 1,832 |
| Net charge-offs | $872,000 | 2,878 |
| Cash dividends | $767,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,167,200 | 1,810 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 2,315 |
| Total interest expense | $2,266,000 | 2,680 |
| Net interest income | $7,715,000 | 2,148 |
| Provision for loan and lease losses | $710,000 | 3,014 |
| Total noninterest income | $2,573,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $617,000 | 1,836 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,956,000 | 1,112 |
| Total noninterest expense | $6,833,000 | 2,119 |
| Salaries and employee benefits | $3,572,000 | 2,027 |
| Premises and equipment expense | $859,000 | 2,243 |
| Additional noninterest expense | $2,402,000 | 2,136 |
| Pre-tax net operating income | $2,745,000 | 1,426 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $908,000 | 1,079 |
| Income before extraordinary items | $1,837,000 | 1,794 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,837,000 | 1,796 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,837,000 | 1,797 |
| Net charge-offs | $824,000 | 2,424 |
| Cash dividends | $597,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,837,000 | 1,703 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 2,468 |
| Total interest expense | $1,523,000 | 2,753 |
| Net interest income | $4,771,000 | 2,341 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $1,594,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $401,000 | 1,882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,193,000 | 1,151 |
| Total noninterest expense | $4,288,000 | 2,259 |
| Salaries and employee benefits | $2,302,000 | 2,112 |
| Premises and equipment expense | $465,000 | 2,677 |
| Additional noninterest expense | $1,521,000 | 2,233 |
| Pre-tax net operating income | $1,527,000 | 1,704 |
| Securities gains (losses) | $108,000 | 1,366 |
| Applicable income taxes | $513,000 | 1,194 |
| Income before extraordinary items | $1,122,000 | 1,913 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,122,000 | 1,913 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,122,000 | 1,913 |
| Net charge-offs | $707,000 | 2,072 |
| Cash dividends | $384,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,047,480 | 1,946 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 2,544 |
| Total interest expense | $770,000 | 2,846 |
| Net interest income | $2,353,000 | 2,398 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $773,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $183,000 | 2,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $590,000 | 1,142 |
| Total noninterest expense | $2,140,000 | 2,280 |
| Salaries and employee benefits | $1,153,000 | 2,140 |
| Premises and equipment expense | $211,000 | 3,000 |
| Additional noninterest expense | $776,000 | 2,180 |
| Pre-tax net operating income | $736,000 | 1,735 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $209,000 | 1,384 |
| Income before extraordinary items | $527,000 | 2,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 2,051 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $527,000 | 2,052 |
| Net charge-offs | $458,000 | 1,642 |
| Cash dividends | $214,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $527,000 | 1,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,769,000 | 2,585 |
| Total interest expense | $3,836,000 | 2,830 |
| Net interest income | $8,933,000 | 2,428 |
| Provision for loan and lease losses | $131,000 | 6,177 |
| Total noninterest income | $2,382,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $866,000 | 1,922 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,516,000 | 1,642 |
| Total noninterest expense | $9,193,000 | 2,165 |
| Salaries and employee benefits | $4,821,000 | 2,038 |
| Premises and equipment expense | $1,215,000 | 2,189 |
| Additional noninterest expense | $3,157,000 | 2,251 |
| Pre-tax net operating income | $1,991,000 | 1,913 |
| Securities gains (losses) | $-278,000 | 7,481 |
| Applicable income taxes | $389,000 | 1,794 |
| Income before extraordinary items | $1,324,000 | 2,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,324,000 | 2,317 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,324,000 | 2,319 |
| Net charge-offs | $342,000 | 4,318 |
| Cash dividends | $533,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,538,060 | 2,047 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 2,698 |
| Total interest expense | $2,971,000 | 2,885 |
| Net interest income | $6,325,000 | 2,589 |
| Provision for loan and lease losses | $93,000 | 6,044 |
| Total noninterest income | $1,972,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $644,000 | 1,936 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,328,000 | 1,514 |
| Total noninterest expense | $6,580,000 | 2,258 |
| Salaries and employee benefits | $3,434,000 | 2,163 |
| Premises and equipment expense | $905,000 | 2,228 |
| Additional noninterest expense | $2,241,000 | 2,327 |
| Pre-tax net operating income | $1,624,000 | 1,914 |
| Securities gains (losses) | $-210,000 | 7,595 |
| Applicable income taxes | $374,000 | 1,705 |
| Income before extraordinary items | $1,040,000 | 2,423 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,040,000 | 2,421 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,040,000 | 2,424 |
| Net charge-offs | $142,000 | 4,684 |
| Cash dividends | $429,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,195,400 | 2,140 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 2,791 |
| Total interest expense | $2,031,000 | 2,928 |
| Net interest income | $4,049,000 | 2,683 |
| Provision for loan and lease losses | $28,000 | 6,551 |
| Total noninterest income | $1,260,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $411,000 | 1,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $849,000 | 1,574 |
| Total noninterest expense | $4,227,000 | 2,364 |
| Salaries and employee benefits | $2,228,000 | 2,267 |
| Premises and equipment expense | $516,000 | 2,570 |
| Additional noninterest expense | $1,483,000 | 2,354 |
| Pre-tax net operating income | $1,054,000 | 2,022 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $286,000 | 1,587 |
| Income before extraordinary items | $772,000 | 2,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $772,000 | 2,293 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $772,000 | 2,295 |
| Net charge-offs | $114,000 | 4,103 |
| Cash dividends | $171,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $769,080 | 2,241 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,792 |
| Total interest expense | $1,043,000 | 2,956 |
| Net interest income | $2,030,000 | 2,674 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $567,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $199,000 | 1,980 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $368,000 | 1,706 |
| Total noninterest expense | $2,084,000 | 2,329 |
| Salaries and employee benefits | $1,146,000 | 2,224 |
| Premises and equipment expense | $244,000 | 2,728 |
| Additional noninterest expense | $694,000 | 2,247 |
| Pre-tax net operating income | $513,000 | 2,338 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $137,000 | 1,859 |
| Income before extraordinary items | $380,000 | 2,669 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $380,000 | 2,668 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $380,000 | 2,670 |
| Net charge-offs | $98,000 | 2,889 |
| Cash dividends | $172,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $377,040 | 2,544 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,160,000 | 2,795 |
| Total interest expense | $5,038,000 | 2,947 |
| Net interest income | $8,122,000 | 2,665 |
| Provision for loan and lease losses | $1,223,000 | 2,439 |
| Total noninterest income | $2,454,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $837,000 | 2,041 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,617,000 | 1,512 |
| Total noninterest expense | $8,425,000 | 2,276 |
| Salaries and employee benefits | $4,674,000 | 2,177 |
| Premises and equipment expense | $1,150,000 | 2,330 |
| Additional noninterest expense | $2,601,000 | 2,265 |
| Pre-tax net operating income | $928,000 | 3,896 |
| Securities gains (losses) | $-469,000 | 7,526 |
| Applicable income taxes | $68,000 | 3,665 |
| Income before extraordinary items | $391,000 | 4,784 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $391,000 | 4,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 2,986 |
| Cash dividends | $574,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $789,650 | 3,849 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 2,791 |
| Total interest expense | $3,970,000 | 2,923 |
| Net interest income | $6,146,000 | 2,667 |
| Provision for loan and lease losses | $456,000 | 2,867 |
| Total noninterest income | $1,921,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $628,000 | 2,053 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,293,000 | 1,505 |
| Total noninterest expense | $6,075,000 | 2,345 |
| Salaries and employee benefits | $3,416,000 | 2,255 |
| Premises and equipment expense | $825,000 | 2,423 |
| Additional noninterest expense | $1,834,000 | 2,326 |
| Pre-tax net operating income | $1,536,000 | 2,790 |
| Securities gains (losses) | $-264,000 | 7,647 |
| Applicable income taxes | $360,000 | 2,280 |
| Income before extraordinary items | $912,000 | 3,290 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $912,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,997 |
| Cash dividends | $470,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,102,080 | 3,061 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 2,784 |
| Total interest expense | $2,897,000 | 2,800 |
| Net interest income | $3,949,000 | 2,736 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $1,296,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $402,000 | 2,114 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $894,000 | 1,521 |
| Total noninterest expense | $3,884,000 | 2,444 |
| Salaries and employee benefits | $2,206,000 | 2,346 |
| Premises and equipment expense | $440,000 | 2,955 |
| Additional noninterest expense | $1,238,000 | 2,278 |
| Pre-tax net operating income | $1,136,000 | 2,696 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $339,000 | 2,060 |
| Income before extraordinary items | $797,000 | 3,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $797,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,713 |
| Cash dividends | $299,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $797,000 | 3,009 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 2,771 |
| Total interest expense | $1,614,000 | 2,696 |
| Net interest income | $1,907,000 | 2,824 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $620,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $186,000 | 2,212 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $434,000 | 1,555 |
| Total noninterest expense | $1,918,000 | 2,460 |
| Salaries and employee benefits | $1,047,000 | 2,479 |
| Premises and equipment expense | $209,000 | 3,109 |
| Additional noninterest expense | $662,000 | 2,111 |
| Pre-tax net operating income | $569,000 | 2,819 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $399,000 | 3,196 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $399,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,945 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $399,000 | 3,117 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,687,000 | 2,736 |
| Total interest expense | $6,971,000 | 2,642 |
| Net interest income | $7,716,000 | 2,829 |
| Provision for loan and lease losses | $182,000 | 4,009 |
| Total noninterest income | $2,519,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $838,000 | 2,057 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,681,000 | 1,550 |
| Total noninterest expense | $7,862,000 | 2,325 |
| Salaries and employee benefits | $4,592,000 | 2,189 |
| Premises and equipment expense | $942,000 | 2,698 |
| Additional noninterest expense | $2,328,000 | 2,323 |
| Pre-tax net operating income | $2,191,000 | 3,133 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $651,000 | 2,395 |
| Income before extraordinary items | $1,540,000 | 3,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,540,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,412 |
| Cash dividends | $732,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,540,000 | 3,368 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,958,000 | 2,749 |
| Total interest expense | $5,193,000 | 2,649 |
| Net interest income | $5,765,000 | 2,838 |
| Provision for loan and lease losses | $68,000 | 4,713 |
| Total noninterest income | $1,862,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $608,000 | 2,087 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,254,000 | 1,551 |
| Total noninterest expense | $5,576,000 | 2,429 |
| Salaries and employee benefits | $3,260,000 | 2,306 |
| Premises and equipment expense | $649,000 | 2,874 |
| Additional noninterest expense | $1,667,000 | 2,374 |
| Pre-tax net operating income | $1,983,000 | 2,852 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $602,000 | 2,282 |
| Income before extraordinary items | $1,381,000 | 3,145 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,381,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,727 |
| Cash dividends | $621,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,381,000 | 3,128 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 2,792 |
| Total interest expense | $3,361,000 | 2,715 |
| Net interest income | $3,855,000 | 2,850 |
| Provision for loan and lease losses | $-40,000 | 8,416 |
| Total noninterest income | $1,210,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $395,000 | 2,142 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $815,000 | 1,594 |
| Total noninterest expense | $3,702,000 | 2,457 |
| Salaries and employee benefits | $2,228,000 | 2,287 |
| Premises and equipment expense | $356,000 | 3,386 |
| Additional noninterest expense | $1,118,000 | 2,368 |
| Pre-tax net operating income | $1,403,000 | 2,798 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $430,000 | 2,279 |
| Income before extraordinary items | $973,000 | 3,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $973,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,310 |
| Cash dividends | $237,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $973,000 | 3,078 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 2,822 |
| Total interest expense | $1,626,000 | 2,778 |
| Net interest income | $1,927,000 | 2,852 |
| Provision for loan and lease losses | $-18,000 | 8,458 |
| Total noninterest income | $590,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $173,000 | 2,320 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $417,000 | 1,548 |
| Total noninterest expense | $1,783,000 | 2,565 |
| Salaries and employee benefits | $1,095,000 | 2,343 |
| Premises and equipment expense | $171,000 | 3,526 |
| Additional noninterest expense | $517,000 | 2,539 |
| Pre-tax net operating income | $752,000 | 2,661 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $232,000 | 2,188 |
| Income before extraordinary items | $520,000 | 2,934 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $520,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $238,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $520,000 | 2,918 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,640,000 | 2,953 |
| Total interest expense | $4,877,000 | 3,095 |
| Net interest income | $7,763,000 | 2,829 |
| Provision for loan and lease losses | $297,000 | 2,830 |
| Total noninterest income | $2,201,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $758,000 | 2,216 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,443,000 | 1,719 |
| Total noninterest expense | $7,630,000 | 2,322 |
| Salaries and employee benefits | $4,283,000 | 2,290 |
| Premises and equipment expense | $871,000 | 2,789 |
| Additional noninterest expense | $2,476,000 | 2,123 |
| Pre-tax net operating income | $2,037,000 | 3,597 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $603,000 | 2,883 |
| Income before extraordinary items | $1,434,000 | 3,873 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,434,000 | 3,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,747 |
| Cash dividends | $751,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,434,000 | 3,854 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 3,008 |
| Total interest expense | $3,379,000 | 3,196 |
| Net interest income | $5,819,000 | 2,852 |
| Provision for loan and lease losses | $283,000 | 2,263 |
| Total noninterest income | $1,667,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $566,000 | 2,235 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,101,000 | 1,689 |
| Total noninterest expense | $5,575,000 | 2,379 |
| Salaries and employee benefits | $3,086,000 | 2,386 |
| Premises and equipment expense | $667,000 | 2,759 |
| Additional noninterest expense | $1,822,000 | 2,141 |
| Pre-tax net operating income | $1,628,000 | 3,597 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $459,000 | 2,976 |
| Income before extraordinary items | $1,169,000 | 3,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,169,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,843 |
| Cash dividends | $604,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,169,000 | 3,784 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 2,985 |
| Total interest expense | $2,158,000 | 3,193 |
| Net interest income | $3,935,000 | 2,822 |
| Provision for loan and lease losses | $189,000 | 2,211 |
| Total noninterest income | $1,168,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $376,000 | 2,215 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $792,000 | 1,613 |
| Total noninterest expense | $3,780,000 | 2,339 |
| Salaries and employee benefits | $2,137,000 | 2,291 |
| Premises and equipment expense | $372,000 | 3,168 |
| Additional noninterest expense | $1,271,000 | 2,064 |
| Pre-tax net operating income | $1,134,000 | 3,488 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $327,000 | 2,920 |
| Income before extraordinary items | $807,000 | 3,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $807,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,804 |
| Cash dividends | $367,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $807,000 | 3,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,969 |
| Total interest expense | $1,049,000 | 3,136 |
| Net interest income | $1,952,000 | 2,830 |
| Provision for loan and lease losses | $73,000 | 2,590 |
| Total noninterest income | $512,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $329,000 | 1,804 |
| Total noninterest expense | $1,798,000 | 2,468 |
| Salaries and employee benefits | $994,000 | 2,456 |
| Premises and equipment expense | $189,000 | 3,151 |
| Additional noninterest expense | $615,000 | 2,109 |
| Pre-tax net operating income | $593,000 | 3,341 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $173,000 | 2,816 |
| Income before extraordinary items | $420,000 | 3,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $218,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $420,000 | 3,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,547,000 | 3,021 |
| Total interest expense | $3,043,000 | 3,293 |
| Net interest income | $7,504,000 | 2,857 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $2,143,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $853,000 | 2,000 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,290,000 | 1,854 |
| Total noninterest expense | $7,070,000 | 2,369 |
| Salaries and employee benefits | $3,902,000 | 2,344 |
| Premises and equipment expense | $855,000 | 2,716 |
| Additional noninterest expense | $2,313,000 | 2,164 |
| Pre-tax net operating income | $2,479,000 | 3,178 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $739,000 | 2,729 |
| Income before extraordinary items | $1,740,000 | 3,454 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,740,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,848 |
| Cash dividends | $687,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,740,000 | 3,419 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,847,000 | 2,979 |
| Total interest expense | $2,118,000 | 3,346 |
| Net interest income | $5,729,000 | 2,792 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $1,503,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $652,000 | 1,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $851,000 | 2,043 |
| Total noninterest expense | $4,950,000 | 2,500 |
| Salaries and employee benefits | $2,638,000 | 2,544 |
| Premises and equipment expense | $602,000 | 2,874 |
| Additional noninterest expense | $1,710,000 | 2,168 |
| Pre-tax net operating income | $2,273,000 | 2,768 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $624,000 | 2,575 |
| Income before extraordinary items | $1,649,000 | 2,909 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,649,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,912 |
| Cash dividends | $523,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,649,000 | 2,867 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 2,952 |
| Total interest expense | $1,330,000 | 3,361 |
| Net interest income | $3,830,000 | 2,768 |
| Provision for loan and lease losses | $9,000 | 6,195 |
| Total noninterest income | $956,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $432,000 | 1,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $524,000 | 2,119 |
| Total noninterest expense | $3,137,000 | 2,593 |
| Salaries and employee benefits | $1,743,000 | 2,551 |
| Premises and equipment expense | $326,000 | 3,387 |
| Additional noninterest expense | $1,068,000 | 2,282 |
| Pre-tax net operating income | $1,640,000 | 2,564 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $503,000 | 2,271 |
| Income before extraordinary items | $1,137,000 | 2,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,137,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,653 |
| Cash dividends | $306,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,137,000 | 2,742 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 3,067 |
| Total interest expense | $647,000 | 3,312 |
| Net interest income | $1,778,000 | 2,946 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $474,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $215,000 | 1,888 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $259,000 | 2,098 |
| Total noninterest expense | $1,578,000 | 2,587 |
| Salaries and employee benefits | $800,000 | 2,765 |
| Premises and equipment expense | $169,000 | 3,324 |
| Additional noninterest expense | $609,000 | 2,012 |
| Pre-tax net operating income | $665,000 | 2,980 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $200,000 | 2,592 |
| Income before extraordinary items | $465,000 | 3,226 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $465,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $180,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $465,000 | 3,186 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 2,917 |
| Total interest expense | $2,933,000 | 2,679 |
| Net interest income | $6,743,000 | 2,989 |
| Provision for loan and lease losses | $546,000 | 1,829 |
| Total noninterest income | $1,715,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $781,000 | 2,191 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $934,000 | 2,247 |
| Total noninterest expense | $6,068,000 | 2,610 |
| Salaries and employee benefits | $3,181,000 | 2,700 |
| Premises and equipment expense | $730,000 | 3,021 |
| Additional noninterest expense | $2,157,000 | 2,255 |
| Pre-tax net operating income | $1,844,000 | 3,732 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $516,000 | 3,297 |
| Income before extraordinary items | $1,328,000 | 3,934 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,328,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,305 |
| Cash dividends | $741,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,328,000 | 3,870 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,214,000 | 2,900 |
| Total interest expense | $2,229,000 | 2,607 |
| Net interest income | $4,985,000 | 3,013 |
| Provision for loan and lease losses | $589,000 | 1,255 |
| Total noninterest income | $1,510,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $588,000 | 2,201 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $922,000 | 1,879 |
| Total noninterest expense | $4,476,000 | 2,626 |
| Salaries and employee benefits | $2,208,000 | 2,865 |
| Premises and equipment expense | $616,000 | 2,719 |
| Additional noninterest expense | $1,652,000 | 2,186 |
| Pre-tax net operating income | $1,430,000 | 3,693 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $468,000 | 3,022 |
| Income before extraordinary items | $961,000 | 4,104 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $961,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,161 |
| Cash dividends | $553,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $961,670 | 4,039 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 2,885 |
| Total interest expense | $1,494,000 | 2,580 |
| Net interest income | $3,318,000 | 3,003 |
| Provision for loan and lease losses | $509,000 | 970 |
| Total noninterest income | $1,025,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $388,000 | 2,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $637,000 | 1,836 |
| Total noninterest expense | $2,944,000 | 2,661 |
| Salaries and employee benefits | $1,498,000 | 2,835 |
| Premises and equipment expense | $370,000 | 2,982 |
| Additional noninterest expense | $1,076,000 | 2,245 |
| Pre-tax net operating income | $890,000 | 3,828 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $285,000 | 3,165 |
| Income before extraordinary items | $605,000 | 4,229 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 862 |
| Cash dividends | $276,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $605,000 | 4,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 2,930 |
| Total interest expense | $760,000 | 2,579 |
| Net interest income | $1,623,000 | 3,051 |
| Provision for loan and lease losses | $170,000 | 1,314 |
| Total noninterest income | $461,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $177,000 | 2,313 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $284,000 | 1,954 |
| Total noninterest expense | $1,485,000 | 2,648 |
| Salaries and employee benefits | $705,000 | 3,018 |
| Premises and equipment expense | $231,000 | 2,467 |
| Additional noninterest expense | $549,000 | 2,165 |
| Pre-tax net operating income | $429,000 | 3,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $294,000 | 4,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,426 |
| Cash dividends | $147,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $294,000 | 4,197 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,613,000 | 2,944 |
| Total interest expense | $3,630,000 | 2,430 |
| Net interest income | $5,983,000 | 3,198 |
| Provision for loan and lease losses | $1,027,000 | 1,152 |
| Total noninterest income | $2,307,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $827,000 | 2,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,480,000 | 1,842 |
| Total noninterest expense | $5,594,000 | 2,773 |
| Salaries and employee benefits | $2,868,000 | 2,883 |
| Premises and equipment expense | $764,000 | 2,868 |
| Additional noninterest expense | $1,962,000 | 2,460 |
| Pre-tax net operating income | $1,669,000 | 3,835 |
| Securities gains (losses) | $77,000 | 2,125 |
| Applicable income taxes | $469,000 | 3,481 |
| Income before extraordinary items | $1,277,000 | 3,971 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,277,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,378 |
| Cash dividends | $653,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,220,790 | 3,924 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,250,000 | 2,966 |
| Total interest expense | $2,802,000 | 2,449 |
| Net interest income | $4,448,000 | 3,231 |
| Provision for loan and lease losses | $446,000 | 1,875 |
| Total noninterest income | $1,616,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $627,000 | 2,061 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $989,000 | 2,065 |
| Total noninterest expense | $3,984,000 | 2,916 |
| Salaries and employee benefits | $1,977,000 | 3,119 |
| Premises and equipment expense | $553,000 | 2,959 |
| Additional noninterest expense | $1,454,000 | 2,471 |
| Pre-tax net operating income | $1,634,000 | 3,326 |
| Securities gains (losses) | $171,000 | 1,327 |
| Applicable income taxes | $546,000 | 2,868 |
| Income before extraordinary items | $1,259,000 | 3,372 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,259,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,409 |
| Cash dividends | $530,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,139,300 | 3,474 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 3,005 |
| Total interest expense | $1,927,000 | 2,460 |
| Net interest income | $2,879,000 | 3,310 |
| Provision for loan and lease losses | $331,000 | 1,661 |
| Total noninterest income | $903,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $398,000 | 2,106 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $505,000 | 2,426 |
| Total noninterest expense | $2,584,000 | 2,970 |
| Salaries and employee benefits | $1,330,000 | 3,096 |
| Premises and equipment expense | $282,000 | 3,674 |
| Additional noninterest expense | $972,000 | 2,430 |
| Pre-tax net operating income | $867,000 | 3,851 |
| Securities gains (losses) | $170,000 | 1,142 |
| Applicable income taxes | $308,000 | 3,199 |
| Income before extraordinary items | $729,000 | 3,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $729,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,983 |
| Cash dividends | $354,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $610,000 | 4,046 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,106 |
| Total interest expense | $991,000 | 2,453 |
| Net interest income | $1,328,000 | 3,519 |
| Provision for loan and lease losses | $104,000 | 2,329 |
| Total noninterest income | $402,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 2,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 2,523 |
| Total noninterest expense | $1,262,000 | 3,007 |
| Salaries and employee benefits | $612,000 | 3,300 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $506,000 | 2,311 |
| Pre-tax net operating income | $364,000 | 4,287 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $94,000 | 4,051 |
| Income before extraordinary items | $275,000 | 4,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,147 |
| Cash dividends | $194,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $271,250 | 4,307 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 3,368 |
| Total interest expense | $4,021,000 | 2,734 |
| Net interest income | $4,801,000 | 3,780 |
| Provision for loan and lease losses | $588,000 | 2,110 |
| Total noninterest income | $1,095,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $636,000 | 2,460 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $459,000 | 3,447 |
| Total noninterest expense | $5,116,000 | 2,870 |
| Salaries and employee benefits | $2,348,000 | 3,291 |
| Premises and equipment expense | $810,000 | 2,658 |
| Additional noninterest expense | $1,958,000 | 2,348 |
| Pre-tax net operating income | $192,000 | 7,952 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $-33,000 | 8,953 |
| Income before extraordinary items | $248,000 | 7,568 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $248,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,447 |
| Cash dividends | $539,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $7,989,000 | 85 |
| Net operating income | $225,000 | 7,611 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 4,145 |
| Total interest expense | $3,679,000 | 4,056 |
| Net interest income | $4,034,000 | 4,102 |
| Provision for loan and lease losses | $270,000 | 3,439 |
| Total noninterest income | $449,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $285,000 | 4,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $164,000 | 5,346 |
| Total noninterest expense | $3,428,000 | 3,894 |
| Salaries and employee benefits | $1,512,000 | 4,482 |
| Premises and equipment expense | $635,000 | 3,213 |
| Additional noninterest expense | $1,281,000 | 3,295 |
| Pre-tax net operating income | $785,000 | 5,536 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $207,000 | 4,962 |
| Income before extraordinary items | $578,000 | 5,727 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $578,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,575 |
| Cash dividends | $425,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $578,000 | 5,593 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 4,044 |
| Total interest expense | $3,923,000 | 4,034 |
| Net interest income | $4,283,000 | 3,952 |
| Provision for loan and lease losses | $241,000 | 3,315 |
| Total noninterest income | $356,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $259,000 | 4,435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $3,029,000 | 4,196 |
| Salaries and employee benefits | $1,375,000 | 4,688 |
| Premises and equipment expense | $560,000 | 3,461 |
| Additional noninterest expense | $1,094,000 | 3,709 |
| Pre-tax net operating income | $1,369,000 | 4,347 |
| Securities gains (losses) | $-81,000 | 9,362 |
| Applicable income taxes | $383,000 | 4,069 |
| Income before extraordinary items | $905,000 | 4,665 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $905,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $409,000 | 3,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $961,700 | 4,495 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 4,186 |
| Total interest expense | $3,549,000 | 3,998 |
| Net interest income | $3,867,000 | 4,302 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $398,000 | 5,634 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $260,000 | 4,418 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $138,000 | 5,795 |
| Total noninterest expense | $2,838,000 | 4,414 |
| Salaries and employee benefits | $1,331,000 | 4,783 |
| Premises and equipment expense | $528,000 | 3,604 |
| Additional noninterest expense | $979,000 | 4,087 |
| Pre-tax net operating income | $1,312,000 | 4,490 |
| Securities gains (losses) | $-23,000 | 9,594 |
| Applicable income taxes | $394,000 | 4,214 |
| Income before extraordinary items | $895,000 | 4,762 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $895,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $406,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $910,870 | 4,675 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 4,192 |
| Total interest expense | $3,501,000 | 4,127 |
| Net interest income | $3,920,000 | 4,189 |
| Provision for loan and lease losses | $94,000 | 5,266 |
| Total noninterest income | $353,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $241,000 | 4,613 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $2,888,000 | 4,260 |
| Salaries and employee benefits | $1,306,000 | 4,743 |
| Premises and equipment expense | $536,000 | 3,508 |
| Additional noninterest expense | $1,046,000 | 3,807 |
| Pre-tax net operating income | $1,291,000 | 4,647 |
| Securities gains (losses) | $-69,000 | 10,384 |
| Applicable income taxes | $396,000 | 4,447 |
| Income before extraordinary items | $826,000 | 5,091 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $826,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,933 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $872,920 | 4,842 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 4,191 |
| Total interest expense | $3,656,000 | 3,995 |
| Net interest income | $3,916,000 | 4,312 |
| Provision for loan and lease losses | $185,000 | 3,603 |
| Total noninterest income | $398,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,533 |
| Total noninterest expense | $3,031,000 | 4,060 |
| Salaries and employee benefits | $1,395,000 | 4,518 |
| Premises and equipment expense | $593,000 | 3,188 |
| Additional noninterest expense | $1,043,000 | 3,747 |
| Pre-tax net operating income | $1,098,000 | 5,544 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $728,000 | 5,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $728,000 | 5,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,018 |
| Cash dividends | $368,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $742,280 | 5,667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 5,535 |
| Total interest expense | $2,675,000 | 5,266 |
| Net interest income | $2,809,000 | 5,711 |
| Provision for loan and lease losses | $184,000 | 3,596 |
| Total noninterest income | $215,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $2,303,000 | 5,337 |
| Salaries and employee benefits | $1,075,000 | 5,679 |
| Premises and equipment expense | $481,000 | 3,893 |
| Additional noninterest expense | $747,000 | 5,474 |
| Pre-tax net operating income | $537,000 | 7,741 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $388,000 | 7,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $388,000 | 7,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,683 |
| Cash dividends | $301,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $1,650,000 | 324 |
| Net operating income | $376,800 | 7,755 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,540 |
| Total interest expense | $2,267,000 | 5,942 |
| Net interest income | $2,156,000 | 6,969 |
| Provision for loan and lease losses | $164,000 | 3,466 |
| Total noninterest income | $166,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,693,000 | 6,751 |
| Salaries and employee benefits | $766,000 | 7,307 |
| Premises and equipment expense | $318,000 | 5,389 |
| Additional noninterest expense | $609,000 | 6,479 |
| Pre-tax net operating income | $465,000 | 8,655 |
| Securities gains (losses) | $-91,000 | 11,448 |
| Applicable income taxes | $56,000 | 10,067 |
| Income before extraordinary items | $318,000 | 8,759 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $318,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $395,350 | 8,082 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 7,011 |
| Total interest expense | $1,758,000 | 6,183 |
| Net interest income | $1,985,000 | 7,602 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $1,671,000 | 7,068 |
| Salaries and employee benefits | $718,000 | 7,744 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $627,000 | 6,837 |
| Pre-tax net operating income | $448,000 | 9,006 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $135,000 | 8,607 |
| Income before extraordinary items | $280,000 | 9,373 |
| Extraordinary gains, net | $11,000 | 220 |
| Net income | $291,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $302,110 | 9,195 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 7,072 |
| Total interest expense | $1,810,000 | 6,310 |
| Net interest income | $2,027,000 | 7,592 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $1,659,000 | 7,327 |
| Salaries and employee benefits | $716,000 | 7,899 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $733,000 | 6,346 |
| Pre-tax net operating income | $608,000 | 7,894 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $204,000 | 7,541 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $134,000 | 1,335 |
| Net income | $538,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-248,000 | 13,154 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 7,320 |
| Total interest expense | $2,161,000 | 6,723 |
| Net interest income | $1,988,000 | 7,798 |
| Provision for loan and lease losses | $-140,000 | 13,752 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,561,000 | 7,702 |
| Salaries and employee benefits | $741,000 | 7,672 |
| Premises and equipment expense | $192,000 | 8,030 |
| Additional noninterest expense | $628,000 | 7,274 |
| Pre-tax net operating income | $763,000 | 6,750 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $239,000 | 6,848 |
| Income before extraordinary items | $524,000 | 7,137 |
| Extraordinary gains, net | $224,000 | 388 |
| Net income | $748,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 13,524 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $524,000 | 6,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.