The First National Bank of Bellville, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,584,0001,378
Total interest expense$18,440,000829
Net interest income$12,144,0002,095
Provision for loan and lease losses$50,0002,785
Total noninterest income$5,766,0001,083
Gross Fiduciary activities income$0981
Service charges on deposit accounts$739,0001,269
Trading account gains and fees$0123
Additional Noninterest Income$5,027,000879
Total noninterest expense$32,505,000830
Salaries and employee benefits$6,214,0001,921
Premises and equipment expense$1,095,0001,922
Additional noninterest expense$5,027,000879
Pre-tax net operating income$-14,645,0004,597
Securities gains (losses)$-241,0004,010
Applicable income taxes$74,0002,910
Income before extraordinary items$-14,960,0004,576
Extraordinary gains, net$054
Net income$-14,960,0004,576
Minority interest net income$088
Net income of bank and minority interests.$-14,960,0004,577
Net charge-offs$98,0001,514
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-14,719,0004,580
2023-09-30 (YTD Data)Rank
Total interest income$22,587,0001,360
Total interest expense$12,769,000823
Net interest income$9,818,0002,018
Provision for loan and lease losses$03,085
Total noninterest income$4,228,0001,111
Gross Fiduciary activities income$0950
Service charges on deposit accounts$543,0001,281
Trading account gains and fees$0125
Additional Noninterest Income$3,685,000905
Total noninterest expense$11,631,0001,474
Salaries and employee benefits$4,678,0001,913
Premises and equipment expense$831,0001,909
Additional noninterest expense$3,685,000905
Pre-tax net operating income$2,415,0002,480
Securities gains (losses)$-241,0004,234
Applicable income taxes$-14,0004,429
Income before extraordinary items$2,188,0002,411
Extraordinary gains, net$052
Net income$2,188,0002,434
Minority interest net income$081
Net income of bank and minority interests.$2,188,0002,413
Net charge-offs$35,0001,636
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,429,0002,306
2023-06-30 (YTD Data)Rank
Total interest income$14,511,0001,376
Total interest expense$7,449,000838
Net interest income$7,062,0001,931
Provision for loan and lease losses$02,940
Total noninterest income$2,799,0001,058
Gross Fiduciary activities income$0931
Service charges on deposit accounts$351,0001,296
Trading account gains and fees$0112
Additional Noninterest Income$2,448,000846
Total noninterest expense$7,743,0001,461
Salaries and employee benefits$3,161,0001,892
Premises and equipment expense$548,0001,906
Additional noninterest expense$2,448,000845
Pre-tax net operating income$2,118,0002,178
Securities gains (losses)$54,000267
Applicable income taxes$-7,0004,469
Income before extraordinary items$2,179,0001,952
Extraordinary gains, net$051
Net income$2,179,0001,976
Minority interest net income$081
Net income of bank and minority interests.$2,179,0001,952
Net charge-offs$31,0001,360
Cash dividends$3,000,000631
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,125,0001,994
2023-03-31 (YTD Data)Rank
Total interest income$6,997,0001,390
Total interest expense$3,311,000830
Net interest income$3,686,0001,864
Provision for loan and lease losses$02,612
Total noninterest income$1,397,0001,056
Gross Fiduciary activities income$0913
Service charges on deposit accounts$177,0001,303
Trading account gains and fees$097
Additional Noninterest Income$1,220,000842
Total noninterest expense$3,839,0001,491
Salaries and employee benefits$1,577,0001,926
Premises and equipment expense$278,0001,912
Additional noninterest expense$1,220,000842
Pre-tax net operating income$1,244,0002,021
Securities gains (losses)$42,000292
Applicable income taxes$4,0003,280
Income before extraordinary items$1,282,0001,772
Extraordinary gains, net$04
Net income$1,282,0001,772
Minority interest net income$048
Net income of bank and minority interests.$1,282,0001,772
Net charge-offs$8,0001,438
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,240,0001,834
2022-12-31 (YTD Data)Rank
Total interest income$26,740,0001,255
Total interest expense$6,491,000646
Net interest income$20,249,0001,420
Provision for loan and lease losses$03,012
Total noninterest income$5,649,0001,117
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$700,0001,344
Trading account gains and fees$0116
Additional Noninterest Income$4,949,000921
Total noninterest expense$14,537,0001,530
Salaries and employee benefits$6,063,0001,939
Premises and equipment expense$1,194,0001,821
Additional noninterest expense$4,949,000921
Pre-tax net operating income$11,361,0001,166
Securities gains (losses)$137,000142
Applicable income taxes$119,0002,925
Income before extraordinary items$11,379,0001,002
Extraordinary gains, net$05
Net income$11,379,0001,002
Minority interest net income$063
Net income of bank and minority interests.$11,379,0001,002
Net charge-offs$90,0001,277
Cash dividends$6,700,000619
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,243,3701,037
2022-09-30 (YTD Data)Rank
Total interest income$19,741,0001,218
Total interest expense$3,811,000595
Net interest income$15,930,0001,345
Provision for loan and lease losses$02,835
Total noninterest income$4,211,0001,135
Gross Fiduciary activities income$0968
Service charges on deposit accounts$526,0001,354
Trading account gains and fees$0111
Additional Noninterest Income$3,685,000936
Total noninterest expense$10,486,0001,572
Salaries and employee benefits$4,482,0001,949
Premises and equipment expense$877,0001,862
Additional noninterest expense$3,685,000936
Pre-tax net operating income$9,655,0001,062
Securities gains (losses)$108,000151
Applicable income taxes$524,0001,807
Income before extraordinary items$9,239,000952
Extraordinary gains, net$04
Net income$9,239,000951
Minority interest net income$057
Net income of bank and minority interests.$9,239,000952
Net charge-offs$104,000919
Cash dividends$6,700,000466
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,136,400976
2022-06-30 (YTD Data)Rank
Total interest income$12,912,0001,200
Total interest expense$2,075,000568
Net interest income$10,837,0001,295
Provision for loan and lease losses$02,599
Total noninterest income$2,843,0001,109
Gross Fiduciary activities income$0925
Service charges on deposit accounts$349,0001,333
Trading account gains and fees$0108
Additional Noninterest Income$2,494,000939
Total noninterest expense$6,422,0001,657
Salaries and employee benefits$2,988,0001,946
Premises and equipment expense$573,0001,881
Additional noninterest expense$2,861,0001,208
Pre-tax net operating income$7,258,000920
Securities gains (losses)$59,000191
Applicable income taxes$346,0001,759
Income before extraordinary items$6,971,000811
Extraordinary gains, net$04
Net income$6,971,000811
Minority interest net income$060
Net income of bank and minority interests.$6,971,000811
Net charge-offs$20,0001,324
Cash dividends$2,700,000679
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,914,950832
2022-03-31 (YTD Data)Rank
Total interest income$6,324,0001,188
Total interest expense$987,000564
Net interest income$5,337,0001,271
Provision for loan and lease losses$02,285
Total noninterest income$1,523,0001,052
Gross Fiduciary activities income$0892
Service charges on deposit accounts$163,0001,396
Trading account gains and fees$0103
Additional Noninterest Income$1,360,000898
Total noninterest expense$3,173,0001,667
Salaries and employee benefits$1,499,0001,941
Premises and equipment expense$282,0001,922
Additional noninterest expense$1,392,0001,218
Pre-tax net operating income$3,687,000878
Securities gains (losses)$39,000229
Applicable income taxes$03,450
Income before extraordinary items$3,726,000737
Extraordinary gains, net$04
Net income$3,726,000737
Minority interest net income$050
Net income of bank and minority interests.$3,726,000737
Net charge-offs$3,0001,472
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,687,000752
2021-12-31 (YTD Data)Rank
Total interest income$24,618,0001,247
Total interest expense$4,495,000600
Net interest income$20,123,0001,358
Provision for loan and lease losses$350,0001,292
Total noninterest income$4,858,0001,339
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,189,000846
Trading account gains and fees$0132
Additional Noninterest Income$3,669,0001,325
Total noninterest expense$12,322,0001,712
Salaries and employee benefits$5,720,0001,998
Premises and equipment expense$1,188,0001,831
Additional noninterest expense$5,414,0001,238
Pre-tax net operating income$12,309,0001,109
Securities gains (losses)$723,000273
Applicable income taxes$357,0002,337
Income before extraordinary items$12,675,000959
Extraordinary gains, net$010
Net income$12,675,000960
Minority interest net income$074
Net income of bank and minority interests.$12,675,000960
Net charge-offs$18,0002,103
Cash dividends$4,000,000944
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,973,690981
2021-09-30 (YTD Data)Rank
Total interest income$18,430,0001,270
Total interest expense$3,478,000610
Net interest income$14,952,0001,388
Provision for loan and lease losses$02,963
Total noninterest income$3,643,0001,365
Gross Fiduciary activities income$0957
Service charges on deposit accounts$870,000853
Trading account gains and fees$0132
Additional Noninterest Income$2,773,0001,363
Total noninterest expense$9,041,0001,741
Salaries and employee benefits$4,228,0002,016
Premises and equipment expense$877,0001,879
Additional noninterest expense$3,936,0001,272
Pre-tax net operating income$9,554,0001,118
Securities gains (losses)$412,000374
Applicable income taxes$478,0002,008
Income before extraordinary items$9,488,000995
Extraordinary gains, net$08
Net income$9,488,000995
Minority interest net income$069
Net income of bank and minority interests.$9,488,000995
Net charge-offs$4,0002,210
Cash dividends$2,000,0001,149
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,096,6001,010
2021-06-30 (YTD Data)Rank
Total interest income$12,263,0001,273
Total interest expense$2,391,000621
Net interest income$9,872,0001,391
Provision for loan and lease losses$02,862
Total noninterest income$2,403,0001,370
Gross Fiduciary activities income$0951
Service charges on deposit accounts$564,000849
Trading account gains and fees$0133
Additional Noninterest Income$1,839,0001,357
Total noninterest expense$6,084,0001,717
Salaries and employee benefits$2,920,0001,962
Premises and equipment expense$572,0001,901
Additional noninterest expense$2,592,0001,276
Pre-tax net operating income$6,191,0001,121
Securities gains (losses)$388,000325
Applicable income taxes$296,0002,032
Income before extraordinary items$6,283,000988
Extraordinary gains, net$06
Net income$6,283,000988
Minority interest net income$067
Net income of bank and minority interests.$6,283,000988
Net charge-offs$-4,0003,475
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,910,5201,026
2021-03-31 (YTD Data)Rank
Total interest income$6,038,0001,291
Total interest expense$1,221,000648
Net interest income$4,817,0001,411
Provision for loan and lease losses$02,741
Total noninterest income$1,188,0001,375
Gross Fiduciary activities income$0922
Service charges on deposit accounts$265,000872
Trading account gains and fees$0127
Additional Noninterest Income$923,0001,341
Total noninterest expense$2,990,0001,726
Salaries and employee benefits$1,447,0001,967
Premises and equipment expense$271,0001,968
Additional noninterest expense$1,272,0001,277
Pre-tax net operating income$3,015,0001,136
Securities gains (losses)$130,000411
Applicable income taxes$03,613
Income before extraordinary items$3,145,000972
Extraordinary gains, net$03
Net income$3,145,000972
Minority interest net income$055
Net income of bank and minority interests.$3,145,000972
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,015,000990
2020-12-31 (YTD Data)Rank
Total interest income$23,998,0001,265
Total interest expense$7,266,000664
Net interest income$16,732,0001,500
Provision for loan and lease losses$1,069,0001,528
Total noninterest income$4,521,0001,342
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,086,000877
Trading account gains and fees$0133
Additional Noninterest Income$3,435,0001,332
Total noninterest expense$11,630,0001,741
Salaries and employee benefits$5,682,0001,972
Premises and equipment expense$1,075,0001,941
Additional noninterest expense$4,873,0001,315
Pre-tax net operating income$8,554,0001,194
Securities gains (losses)$5,688,000108
Applicable income taxes$708,0001,705
Income before extraordinary items$13,534,000727
Extraordinary gains, net$04
Net income$13,534,000727
Minority interest net income$072
Net income of bank and minority interests.$13,534,000727
Net charge-offs$64,0002,260
Cash dividends$8,050,000539
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,130,4001,097
2020-09-30 (YTD Data)Rank
Total interest income$18,326,0001,253
Total interest expense$5,949,000654
Net interest income$12,377,0001,511
Provision for loan and lease losses$719,0001,649
Total noninterest income$3,412,0001,315
Gross Fiduciary activities income$0981
Service charges on deposit accounts$802,000890
Trading account gains and fees$0125
Additional Noninterest Income$2,610,0001,286
Total noninterest expense$8,555,0001,747
Salaries and employee benefits$4,170,0001,987
Premises and equipment expense$790,0001,958
Additional noninterest expense$3,595,0001,306
Pre-tax net operating income$6,515,0001,139
Securities gains (losses)$5,439,00089
Applicable income taxes$683,0001,479
Income before extraordinary items$11,271,000627
Extraordinary gains, net$04
Net income$11,271,000626
Minority interest net income$065
Net income of bank and minority interests.$11,271,000627
Net charge-offs$13,0002,660
Cash dividends$4,450,000626
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,158,3401,056
2020-06-30 (YTD Data)Rank
Total interest income$12,536,0001,243
Total interest expense$4,446,000637
Net interest income$8,090,0001,532
Provision for loan and lease losses$569,0001,525
Total noninterest income$2,240,0001,265
Gross Fiduciary activities income$0970
Service charges on deposit accounts$533,000899
Trading account gains and fees$0123
Additional Noninterest Income$1,707,0001,210
Total noninterest expense$5,608,0001,773
Salaries and employee benefits$2,762,0001,994
Premises and equipment expense$513,0001,995
Additional noninterest expense$2,333,0001,329
Pre-tax net operating income$4,153,0001,140
Securities gains (losses)$3,704,00081
Applicable income taxes$264,0001,844
Income before extraordinary items$7,593,000572
Extraordinary gains, net$04
Net income$7,593,000571
Minority interest net income$065
Net income of bank and minority interests.$7,593,000572
Net charge-offs$19,0002,200
Cash dividends$3,650,000545
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,000,1201,016
2020-03-31 (YTD Data)Rank
Total interest income$6,100,0001,281
Total interest expense$2,419,000658
Net interest income$3,681,0001,623
Provision for loan and lease losses$30,0002,812
Total noninterest income$1,124,0001,197
Gross Fiduciary activities income$0941
Service charges on deposit accounts$297,000953
Trading account gains and fees$0106
Additional Noninterest Income$827,0001,113
Total noninterest expense$2,766,0001,800
Salaries and employee benefits$1,381,0002,005
Premises and equipment expense$254,0002,025
Additional noninterest expense$1,131,0001,379
Pre-tax net operating income$2,009,0001,032
Securities gains (losses)$2,550,00057
Applicable income taxes$03,513
Income before extraordinary items$4,559,000441
Extraordinary gains, net$04
Net income$4,559,000441
Minority interest net income$056
Net income of bank and minority interests.$4,559,000441
Net charge-offs$12,0001,803
Cash dividends$1,900,000539
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,009,000917
2019-12-31 (YTD Data)Rank
Total interest income$24,118,0001,291
Total interest expense$9,953,000685
Net interest income$14,165,0001,686
Provision for loan and lease losses$60,0003,246
Total noninterest income$4,145,0001,281
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,302,000907
Trading account gains and fees$0135
Additional Noninterest Income$2,843,0001,246
Total noninterest expense$10,862,0001,792
Salaries and employee benefits$5,485,0001,972
Premises and equipment expense$962,0002,082
Additional noninterest expense$4,415,0001,398
Pre-tax net operating income$7,388,0001,299
Securities gains (losses)$928,000236
Applicable income taxes$-187,0005,106
Income before extraordinary items$8,503,0001,064
Extraordinary gains, net$011
Net income$8,503,0001,065
Minority interest net income$076
Net income of bank and minority interests.$8,503,0001,065
Net charge-offs$47,0002,678
Cash dividends$8,050,000554
Sale, conversion, retirement of capital stock, net$43,000544
Net operating income$7,575,0001,142
2019-09-30 (YTD Data)Rank
Total interest income$18,158,0001,299
Total interest expense$7,425,000693
Net interest income$10,733,0001,687
Provision for loan and lease losses$45,0003,145
Total noninterest income$3,052,0001,286
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$971,000912
Trading account gains and fees$0129
Additional Noninterest Income$2,081,0001,256
Total noninterest expense$8,007,0001,820
Salaries and employee benefits$4,034,0002,007
Premises and equipment expense$716,0002,111
Additional noninterest expense$3,257,0001,420
Pre-tax net operating income$5,733,0001,306
Securities gains (losses)$898,000208
Applicable income taxes$-183,0005,203
Income before extraordinary items$6,814,0001,033
Extraordinary gains, net$011
Net income$6,814,0001,034
Minority interest net income$072
Net income of bank and minority interests.$6,814,0001,034
Net charge-offs$38,0002,391
Cash dividends$6,450,000503
Sale, conversion, retirement of capital stock, net$43,000493
Net operating income$5,916,0001,129
2019-06-30 (YTD Data)Rank
Total interest income$12,188,0001,290
Total interest expense$4,832,000698
Net interest income$7,356,0001,655
Provision for loan and lease losses$30,0003,043
Total noninterest income$1,900,0001,320
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$631,000920
Trading account gains and fees$0131
Additional Noninterest Income$1,269,0001,288
Total noninterest expense$5,385,0001,810
Salaries and employee benefits$2,781,0001,962
Premises and equipment expense$446,0002,221
Additional noninterest expense$2,158,0001,433
Pre-tax net operating income$3,841,0001,277
Securities gains (losses)$303,000297
Applicable income taxes$-175,0005,260
Income before extraordinary items$4,319,0001,046
Extraordinary gains, net$011
Net income$4,319,0001,046
Minority interest net income$069
Net income of bank and minority interests.$4,319,0001,046
Net charge-offs$25,0002,249
Cash dividends$4,150,000512
Sale, conversion, retirement of capital stock, net$50,000435
Net operating income$4,016,0001,090
2019-03-31 (YTD Data)Rank
Total interest income$6,110,0001,282
Total interest expense$2,328,000707
Net interest income$3,782,0001,609
Provision for loan and lease losses$15,0002,868
Total noninterest income$942,0001,290
Gross Fiduciary activities income$0972
Service charges on deposit accounts$312,000928
Trading account gains and fees$0126
Additional Noninterest Income$630,0001,252
Total noninterest expense$2,654,0001,845
Salaries and employee benefits$1,380,0001,992
Premises and equipment expense$213,0002,315
Additional noninterest expense$1,061,0001,443
Pre-tax net operating income$2,055,0001,181
Securities gains (losses)$11,000693
Applicable income taxes$-147,0005,316
Income before extraordinary items$2,213,0001,002
Extraordinary gains, net$05
Net income$2,213,0001,001
Minority interest net income$052
Net income of bank and minority interests.$2,213,0001,001
Net charge-offs$4,0002,286
Cash dividends$2,150,000477
Sale, conversion, retirement of capital stock, net$21,000415
Net operating income$2,202,000979
2018-12-31 (YTD Data)Rank
Total interest income$23,209,0001,267
Total interest expense$7,198,000691
Net interest income$16,011,0001,502
Provision for loan and lease losses$60,0003,354
Total noninterest income$3,844,0001,302
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,254,000955
Trading account gains and fees$0126
Additional Noninterest Income$2,590,0001,269
Total noninterest expense$10,252,0001,868
Salaries and employee benefits$5,198,0002,035
Premises and equipment expense$882,0002,228
Additional noninterest expense$4,172,0001,456
Pre-tax net operating income$9,543,0001,078
Securities gains (losses)$72,000367
Applicable income taxes$356,0002,253
Income before extraordinary items$9,259,000973
Extraordinary gains, net$06
Net income$9,259,000972
Minority interest net income$072
Net income of bank and minority interests.$9,259,000972
Net charge-offs$65,0002,448
Cash dividends$9,100,000459
Sale, conversion, retirement of capital stock, net$50,000551
Net operating income$9,189,880982
2018-09-30 (YTD Data)Rank
Total interest income$17,300,0001,266
Total interest expense$5,150,000677
Net interest income$12,150,0001,485
Provision for loan and lease losses$45,0003,238
Total noninterest income$2,765,0001,355
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$929,000966
Trading account gains and fees$0138
Additional Noninterest Income$1,836,0001,326
Total noninterest expense$7,504,0001,901
Salaries and employee benefits$3,877,0002,041
Premises and equipment expense$656,0002,254
Additional noninterest expense$2,971,0001,525
Pre-tax net operating income$7,366,0001,063
Securities gains (losses)$57,000390
Applicable income taxes$368,0002,059
Income before extraordinary items$7,055,000975
Extraordinary gains, net$05
Net income$7,055,000974
Minority interest net income$066
Net income of bank and minority interests.$7,055,000974
Net charge-offs$44,0002,289
Cash dividends$6,400,000449
Sale, conversion, retirement of capital stock, net$54,000492
Net operating income$7,000,850973
2018-06-30 (YTD Data)Rank
Total interest income$11,433,0001,258
Total interest expense$3,248,000673
Net interest income$8,185,0001,467
Provision for loan and lease losses$30,0003,103
Total noninterest income$1,862,0001,349
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$605,000985
Trading account gains and fees$0130
Additional Noninterest Income$1,257,0001,309
Total noninterest expense$4,907,0001,951
Salaries and employee benefits$2,539,0002,081
Premises and equipment expense$420,0002,327
Additional noninterest expense$1,948,0001,543
Pre-tax net operating income$5,110,0001,009
Securities gains (losses)$57,000324
Applicable income taxes$252,0002,016
Income before extraordinary items$4,915,000927
Extraordinary gains, net$06
Net income$4,915,000925
Minority interest net income$065
Net income of bank and minority interests.$4,915,000926
Net charge-offs$19,0002,284
Cash dividends$4,200,000446
Sale, conversion, retirement of capital stock, net$33,000483
Net operating income$4,860,850928
2018-03-31 (YTD Data)Rank
Total interest income$5,709,0001,240
Total interest expense$1,525,000670
Net interest income$4,184,0001,442
Provision for loan and lease losses$15,0002,913
Total noninterest income$933,0001,326
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$298,000996
Trading account gains and fees$0123
Additional Noninterest Income$635,0001,285
Total noninterest expense$2,482,0001,938
Salaries and employee benefits$1,261,0002,116
Premises and equipment expense$210,0002,368
Additional noninterest expense$1,011,0001,495
Pre-tax net operating income$2,620,000967
Securities gains (losses)$51,000229
Applicable income taxes$136,0001,906
Income before extraordinary items$2,535,000869
Extraordinary gains, net$07
Net income$2,535,000870
Minority interest net income$052
Net income of bank and minority interests.$2,535,000869
Net charge-offs$11,0001,925
Cash dividends$1,800,000463
Sale, conversion, retirement of capital stock, net$16,000452
Net operating income$2,486,550877
2017-12-31 (YTD Data)Rank
Total interest income$22,319,0001,228
Total interest expense$5,606,000615
Net interest income$16,713,0001,401
Provision for loan and lease losses$620,0001,256
Total noninterest income$4,329,0001,219
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,184,0001,028
Trading account gains and fees$0151
Additional Noninterest Income$3,145,0001,127
Total noninterest expense$10,794,0001,789
Salaries and employee benefits$5,012,0002,084
Premises and equipment expense$864,0002,331
Additional noninterest expense$4,918,0001,263
Pre-tax net operating income$9,628,0001,014
Securities gains (losses)$427,000250
Applicable income taxes$-4,088,0005,645
Income before extraordinary items$14,143,000552
Extraordinary gains, net$09
Net income$14,143,000551
Minority interest net income$076
Net income of bank and minority interests.$14,143,000552
Net charge-offs$53,0002,930
Cash dividends$3,475,000918
Sale, conversion, retirement of capital stock, net$37,000595
Net operating income$13,716,000559
2017-09-30 (YTD Data)Rank
Total interest income$16,766,0001,233
Total interest expense$4,177,000606
Net interest income$12,589,0001,403
Provision for loan and lease losses$90,0002,745
Total noninterest income$3,224,0001,250
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$884,0001,032
Trading account gains and fees$0145
Additional Noninterest Income$2,340,0001,145
Total noninterest expense$7,964,0001,816
Salaries and employee benefits$3,689,0002,123
Premises and equipment expense$637,0002,361
Additional noninterest expense$3,638,0001,271
Pre-tax net operating income$7,759,000985
Securities gains (losses)$329,000277
Applicable income taxes$1,272,0001,254
Income before extraordinary items$6,816,000874
Extraordinary gains, net$09
Net income$6,816,000875
Minority interest net income$071
Net income of bank and minority interests.$6,816,000874
Net charge-offs$80,0002,102
Cash dividends$1,925,0001,102
Sale, conversion, retirement of capital stock, net$30,000559
Net operating income$6,539,640891
2017-06-30 (YTD Data)Rank
Total interest income$11,171,0001,224
Total interest expense$2,767,000595
Net interest income$8,404,0001,400
Provision for loan and lease losses$60,0002,608
Total noninterest income$2,126,0001,257
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$580,0001,037
Trading account gains and fees$0139
Additional Noninterest Income$1,546,0001,168
Total noninterest expense$5,264,0001,829
Salaries and employee benefits$2,453,0002,135
Premises and equipment expense$414,0002,416
Additional noninterest expense$2,397,0001,284
Pre-tax net operating income$5,206,000961
Securities gains (losses)$149,000331
Applicable income taxes$838,0001,240
Income before extraordinary items$4,517,000871
Extraordinary gains, net$011
Net income$4,517,000872
Minority interest net income$071
Net income of bank and minority interests.$4,517,000871
Net charge-offs$9,0002,932
Cash dividends$1,925,000802
Sale, conversion, retirement of capital stock, net$19,000546
Net operating income$4,391,840879
2017-03-31 (YTD Data)Rank
Total interest income$5,526,0001,222
Total interest expense$1,373,000585
Net interest income$4,153,0001,409
Provision for loan and lease losses$30,0002,408
Total noninterest income$1,068,0001,258
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$289,0001,033
Trading account gains and fees$0142
Additional Noninterest Income$779,0001,136
Total noninterest expense$2,616,0001,852
Salaries and employee benefits$1,224,0002,168
Premises and equipment expense$202,0002,499
Additional noninterest expense$1,190,0001,292
Pre-tax net operating income$2,575,000937
Securities gains (losses)$41,000377
Applicable income taxes$409,0001,226
Income before extraordinary items$2,207,000859
Extraordinary gains, net$08
Net income$2,207,000860
Minority interest net income$055
Net income of bank and minority interests.$2,207,000859
Net charge-offs$5,0002,440
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$7,000547
Net operating income$2,172,560854
2016-12-31 (YTD Data)Rank
Total interest income$21,237,0001,232
Total interest expense$5,465,000549
Net interest income$15,772,0001,429
Provision for loan and lease losses$90,0003,218
Total noninterest income$3,982,0001,347
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,143,0001,075
Trading account gains and fees$0170
Additional Noninterest Income$2,839,0001,250
Total noninterest expense$10,240,0001,863
Salaries and employee benefits$4,742,0002,178
Premises and equipment expense$874,0002,362
Additional noninterest expense$4,624,0001,349
Pre-tax net operating income$9,424,000969
Securities gains (losses)$1,062,000217
Applicable income taxes$1,651,0001,198
Income before extraordinary items$8,835,000850
Extraordinary gains, net$05
Net income$8,835,000850
Minority interest net income$082
Net income of bank and minority interests.$8,835,000849
Net charge-offs$50,0003,150
Cash dividends$2,750,0001,095
Sale, conversion, retirement of capital stock, net$36,000616
Net operating income$7,942,920915
2016-09-30 (YTD Data)Rank
Total interest income$16,004,0001,234
Total interest expense$4,108,000543
Net interest income$11,896,0001,425
Provision for loan and lease losses$60,0003,183
Total noninterest income$3,023,0001,331
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$845,0001,089
Trading account gains and fees$0169
Additional Noninterest Income$2,178,0001,234
Total noninterest expense$7,598,0001,888
Salaries and employee benefits$3,520,0002,192
Premises and equipment expense$657,0002,356
Additional noninterest expense$3,421,0001,364
Pre-tax net operating income$7,261,000963
Securities gains (losses)$920,000229
Applicable income taxes$1,300,0001,200
Income before extraordinary items$6,881,000823
Extraordinary gains, net$05
Net income$6,881,000822
Minority interest net income$071
Net income of bank and minority interests.$6,881,000823
Net charge-offs$8,0003,492
Cash dividends$1,200,0001,482
Sale, conversion, retirement of capital stock, net$28,000582
Net operating income$6,108,200886
2016-06-30 (YTD Data)Rank
Total interest income$10,762,0001,226
Total interest expense$2,728,000534
Net interest income$8,034,0001,413
Provision for loan and lease losses$30,0003,242
Total noninterest income$2,020,0001,308
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$546,0001,106
Trading account gains and fees$0157
Additional Noninterest Income$1,474,0001,204
Total noninterest expense$5,067,0001,892
Salaries and employee benefits$2,322,0002,225
Premises and equipment expense$438,0002,355
Additional noninterest expense$2,307,0001,350
Pre-tax net operating income$4,957,000941
Securities gains (losses)$531,000270
Applicable income taxes$897,0001,171
Income before extraordinary items$4,591,000815
Extraordinary gains, net$016
Net income$4,591,000814
Minority interest net income$071
Net income of bank and minority interests.$4,591,000814
Net charge-offs$4,0003,372
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$17,000571
Net operating income$4,144,960857
2016-03-31 (YTD Data)Rank
Total interest income$5,380,0001,219
Total interest expense$1,348,000540
Net interest income$4,032,0001,410
Provision for loan and lease losses$15,0002,996
Total noninterest income$1,012,0001,293
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$275,0001,097
Trading account gains and fees$0142
Additional Noninterest Income$737,0001,163
Total noninterest expense$2,549,0001,874
Salaries and employee benefits$1,156,0002,239
Premises and equipment expense$220,0002,369
Additional noninterest expense$1,173,0001,330
Pre-tax net operating income$2,480,000911
Securities gains (losses)$225,000271
Applicable income taxes$437,0001,163
Income before extraordinary items$2,268,000810
Extraordinary gains, net$012
Net income$2,268,000808
Minority interest net income$062
Net income of bank and minority interests.$2,268,000810
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$8,000545
Net operating income$2,079,000832
2015-12-31 (YTD Data)Rank
Total interest income$20,436,0001,249
Total interest expense$4,690,000588
Net interest income$15,746,0001,408
Provision for loan and lease losses$60,0003,437
Total noninterest income$3,566,0001,412
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,162,0001,071
Trading account gains and fees$0159
Additional Noninterest Income$2,404,0001,336
Total noninterest expense$9,409,0002,005
Salaries and employee benefits$4,333,0002,317
Premises and equipment expense$808,0002,537
Additional noninterest expense$4,268,0001,448
Pre-tax net operating income$9,843,000905
Securities gains (losses)$1,095,000194
Applicable income taxes$2,342,000892
Income before extraordinary items$8,596,000835
Extraordinary gains, net$023
Net income$8,596,000835
Minority interest net income$081
Net income of bank and minority interests.$8,596,000835
Net charge-offs$67,0003,023
Cash dividends$2,200,0001,247
Sale, conversion, retirement of capital stock, net$35,000639
Net operating income$7,730,950904
2015-09-30 (YTD Data)Rank
Total interest income$15,207,0001,265
Total interest expense$3,425,000614
Net interest income$11,782,0001,425
Provision for loan and lease losses$45,0003,330
Total noninterest income$2,653,0001,433
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$869,0001,086
Trading account gains and fees$0153
Additional Noninterest Income$1,784,0001,361
Total noninterest expense$7,001,0002,022
Salaries and employee benefits$3,218,0002,339
Premises and equipment expense$595,0002,605
Additional noninterest expense$3,188,0001,459
Pre-tax net operating income$7,389,000916
Securities gains (losses)$922,000197
Applicable income taxes$1,590,000988
Income before extraordinary items$6,721,000808
Extraordinary gains, net$021
Net income$6,721,000807
Minority interest net income$078
Net income of bank and minority interests.$6,721,000808
Net charge-offs$52,0002,750
Cash dividends$1,100,0001,506
Sale, conversion, retirement of capital stock, net$25,000615
Net operating income$5,974,180872
2015-06-30 (YTD Data)Rank
Total interest income$9,994,0001,282
Total interest expense$2,236,000628
Net interest income$7,758,0001,449
Provision for loan and lease losses$30,0003,185
Total noninterest income$1,690,0001,481
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$561,0001,095
Trading account gains and fees$0157
Additional Noninterest Income$1,129,0001,427
Total noninterest expense$4,690,0002,031
Salaries and employee benefits$2,145,0002,357
Premises and equipment expense$383,0002,695
Additional noninterest expense$2,162,0001,444
Pre-tax net operating income$4,728,000942
Securities gains (losses)$826,000172
Applicable income taxes$1,065,000980
Income before extraordinary items$4,489,000818
Extraordinary gains, net$022
Net income$4,489,000817
Minority interest net income$075
Net income of bank and minority interests.$4,489,000818
Net charge-offs$11,0003,221
Cash dividends$1,100,0001,129
Sale, conversion, retirement of capital stock, net$14,000611
Net operating income$3,819,940903
2015-03-31 (YTD Data)Rank
Total interest income$4,921,0001,292
Total interest expense$1,091,000645
Net interest income$3,830,0001,460
Provision for loan and lease losses$15,0002,956
Total noninterest income$827,0001,471
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$266,0001,135
Trading account gains and fees$0152
Additional Noninterest Income$561,0001,384
Total noninterest expense$2,322,0002,036
Salaries and employee benefits$1,052,0002,413
Premises and equipment expense$189,0002,756
Additional noninterest expense$1,081,0001,425
Pre-tax net operating income$2,320,000923
Securities gains (losses)$559,000150
Applicable income taxes$559,000942
Income before extraordinary items$2,320,000758
Extraordinary gains, net$013
Net income$2,320,000756
Minority interest net income$064
Net income of bank and minority interests.$2,320,000758
Net charge-offs$10,0002,483
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,867,210889
2014-12-31 (YTD Data)Rank
Total interest income$19,513,0001,300
Total interest expense$4,398,000655
Net interest income$15,115,0001,463
Provision for loan and lease losses$60,0003,589
Total noninterest income$3,758,0001,334
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,212,0001,088
Trading account gains and fees$0180
Additional Noninterest Income$2,546,0001,234
Total noninterest expense$9,199,0002,048
Salaries and employee benefits$3,942,0002,532
Premises and equipment expense$817,0002,624
Additional noninterest expense$4,440,0001,433
Pre-tax net operating income$9,614,000858
Securities gains (losses)$253,000686
Applicable income taxes$1,865,0001,033
Income before extraordinary items$8,002,000824
Extraordinary gains, net$017
Net income$8,002,000823
Minority interest net income$084
Net income of bank and minority interests.$8,002,000823
Net charge-offs$57,0003,659
Cash dividends$2,300,0001,147
Sale, conversion, retirement of capital stock, net$128,000506
Net operating income$7,797,070832
2014-09-30 (YTD Data)Rank
Total interest income$14,616,0001,304
Total interest expense$3,295,000661
Net interest income$11,321,0001,472
Provision for loan and lease losses$45,0003,462
Total noninterest income$2,842,0001,339
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$906,0001,101
Trading account gains and fees$0174
Additional Noninterest Income$1,936,0001,225
Total noninterest expense$6,842,0002,066
Salaries and employee benefits$2,903,0002,573
Premises and equipment expense$601,0002,685
Additional noninterest expense$3,338,0001,424
Pre-tax net operating income$7,276,000867
Securities gains (losses)$168,000715
Applicable income taxes$1,328,0001,078
Income before extraordinary items$6,116,000818
Extraordinary gains, net$015
Net income$6,116,000817
Minority interest net income$081
Net income of bank and minority interests.$6,116,000817
Net charge-offs$44,0003,355
Cash dividends$1,050,0001,468
Sale, conversion, retirement of capital stock, net$66,000525
Net operating income$5,978,240812
2014-06-30 (YTD Data)Rank
Total interest income$9,691,0001,310
Total interest expense$2,188,000667
Net interest income$7,503,0001,469
Provision for loan and lease losses$30,0003,313
Total noninterest income$1,893,0001,330
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$580,0001,120
Trading account gains and fees$0172
Additional Noninterest Income$1,313,0001,197
Total noninterest expense$4,543,0002,081
Salaries and employee benefits$1,909,0002,610
Premises and equipment expense$392,0002,748
Additional noninterest expense$2,242,0001,425
Pre-tax net operating income$4,823,000842
Securities gains (losses)$95,000817
Applicable income taxes$928,0001,027
Income before extraordinary items$3,990,000815
Extraordinary gains, net$020
Net income$3,990,000816
Minority interest net income$080
Net income of bank and minority interests.$3,990,000815
Net charge-offs$21,0003,384
Cash dividends$1,050,0001,108
Sale, conversion, retirement of capital stock, net$44,000498
Net operating income$3,913,050815
2014-03-31 (YTD Data)Rank
Total interest income$4,768,0001,328
Total interest expense$1,094,000677
Net interest income$3,674,0001,487
Provision for loan and lease losses$15,0003,093
Total noninterest income$944,0001,303
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$283,0001,138
Trading account gains and fees$0147
Additional Noninterest Income$661,0001,166
Total noninterest expense$2,263,0002,099
Salaries and employee benefits$954,0002,627
Premises and equipment expense$197,0002,779
Additional noninterest expense$1,112,0001,424
Pre-tax net operating income$2,340,000847
Securities gains (losses)$29,000834
Applicable income taxes$506,000925
Income before extraordinary items$1,863,000838
Extraordinary gains, net$016
Net income$1,863,000839
Minority interest net income$066
Net income of bank and minority interests.$1,863,000839
Net charge-offs$13,0002,721
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$24,000447
Net operating income$1,840,090829
2013-12-31 (YTD Data)Rank
Total interest income$18,530,0001,373
Total interest expense$4,266,000789
Net interest income$14,264,0001,522
Provision for loan and lease losses$60,0004,088
Total noninterest income$3,172,0001,551
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,037,0001,307
Trading account gains and fees$0184
Additional Noninterest Income$2,135,0001,442
Total noninterest expense$8,163,0002,293
Salaries and employee benefits$3,687,0002,678
Premises and equipment expense$747,0002,840
Additional noninterest expense$3,729,0001,708
Pre-tax net operating income$9,213,000829
Securities gains (losses)$583,000394
Applicable income taxes$1,120,0001,371
Income before extraordinary items$8,676,000737
Extraordinary gains, net$029
Net income$8,676,000738
Minority interest net income$090
Net income of bank and minority interests.$8,676,000738
Net charge-offs$37,0004,551
Cash dividends$2,550,000988
Sale, conversion, retirement of capital stock, net$93,000552
Net operating income$8,157,130758
2013-09-30 (YTD Data)Rank
Total interest income$13,776,0001,391
Total interest expense$3,181,000819
Net interest income$10,595,0001,548
Provision for loan and lease losses$45,0004,007
Total noninterest income$2,323,0001,607
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$739,0001,391
Trading account gains and fees$0180
Additional Noninterest Income$1,584,0001,492
Total noninterest expense$6,017,0002,344
Salaries and employee benefits$2,784,0002,661
Premises and equipment expense$545,0002,925
Additional noninterest expense$2,688,0001,763
Pre-tax net operating income$6,856,000857
Securities gains (losses)$568,000363
Applicable income taxes$702,0001,574
Income before extraordinary items$6,722,000722
Extraordinary gains, net$025
Net income$6,722,000723
Minority interest net income$084
Net income of bank and minority interests.$6,722,000724
Net charge-offs$16,0004,516
Cash dividends$1,600,0001,044
Sale, conversion, retirement of capital stock, net$67,000525
Net operating income$6,205,120750
2013-06-30 (YTD Data)Rank
Total interest income$9,071,0001,406
Total interest expense$2,105,000849
Net interest income$6,966,0001,555
Provision for loan and lease losses$30,0003,938
Total noninterest income$1,518,0001,632
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$471,0001,415
Trading account gains and fees$0157
Additional Noninterest Income$1,047,0001,532
Total noninterest expense$3,865,0002,415
Salaries and employee benefits$1,893,0002,624
Premises and equipment expense$346,0003,019
Additional noninterest expense$1,626,0001,924
Pre-tax net operating income$4,589,000837
Securities gains (losses)$530,000347
Applicable income taxes$556,0001,415
Income before extraordinary items$4,563,000702
Extraordinary gains, net$022
Net income$4,563,000704
Minority interest net income$082
Net income of bank and minority interests.$4,563,000704
Net charge-offs$7,0004,432
Cash dividends$1,600,000751
Sale, conversion, retirement of capital stock, net$44,000499
Net operating income$4,091,300729
2013-03-31 (YTD Data)Rank
Total interest income$4,480,0001,426
Total interest expense$1,049,000883
Net interest income$3,431,0001,578
Provision for loan and lease losses$15,0003,721
Total noninterest income$752,0001,638
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$232,0001,419
Trading account gains and fees$0148
Additional Noninterest Income$520,0001,530
Total noninterest expense$1,936,0002,444
Salaries and employee benefits$942,0002,656
Premises and equipment expense$176,0003,006
Additional noninterest expense$818,0001,916
Pre-tax net operating income$2,232,000839
Securities gains (losses)$302,000319
Applicable income taxes$280,0001,401
Income before extraordinary items$2,254,000700
Extraordinary gains, net$010
Net income$2,254,000699
Minority interest net income$076
Net income of bank and minority interests.$2,254,000701
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$25,000436
Net operating income$1,985,220751
2012-12-31 (YTD Data)Rank
Total interest income$17,910,0001,481
Total interest expense$4,271,0001,061
Net interest income$13,639,0001,612
Provision for loan and lease losses$240,0003,678
Total noninterest income$2,854,0001,700
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$998,0001,413
Trading account gains and fees$0166
Additional Noninterest Income$1,856,0001,598
Total noninterest expense$7,484,0002,513
Salaries and employee benefits$3,488,0002,799
Premises and equipment expense$696,0003,035
Additional noninterest expense$3,300,0001,980
Pre-tax net operating income$8,769,000822
Securities gains (losses)$2,510,000207
Applicable income taxes$1,814,000944
Income before extraordinary items$9,465,000647
Extraordinary gains, net$029
Net income$9,465,000646
Minority interest net income$093
Net income of bank and minority interests.$9,465,000647
Net charge-offs$118,0004,278
Cash dividends$2,275,0001,102
Sale, conversion, retirement of capital stock, net$91,000595
Net operating income$7,356,600754
2012-09-30 (YTD Data)Rank
Total interest income$13,561,0001,494
Total interest expense$3,227,0001,098
Net interest income$10,334,0001,614
Provision for loan and lease losses$180,0003,637
Total noninterest income$2,103,0001,722
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$744,0001,437
Trading account gains and fees$0157
Additional Noninterest Income$1,359,0001,622
Total noninterest expense$5,585,0002,530
Salaries and employee benefits$2,592,0002,829
Premises and equipment expense$535,0003,008
Additional noninterest expense$2,458,0002,001
Pre-tax net operating income$6,672,000846
Securities gains (losses)$1,711,000237
Applicable income taxes$1,356,000976
Income before extraordinary items$7,027,000663
Extraordinary gains, net$020
Net income$7,027,000661
Minority interest net income$086
Net income of bank and minority interests.$7,027,000663
Net charge-offs$106,0003,910
Cash dividends$1,450,0001,034
Sale, conversion, retirement of capital stock, net$64,000547
Net operating income$5,589,760762
2012-06-30 (YTD Data)Rank
Total interest income$9,131,0001,488
Total interest expense$2,152,0001,141
Net interest income$6,979,0001,589
Provision for loan and lease losses$120,0003,606
Total noninterest income$1,353,0001,755
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$494,0001,433
Trading account gains and fees$0153
Additional Noninterest Income$859,0001,684
Total noninterest expense$3,641,0002,592
Salaries and employee benefits$1,712,0002,853
Premises and equipment expense$349,0003,060
Additional noninterest expense$1,580,0002,068
Pre-tax net operating income$4,571,000808
Securities gains (losses)$858,000327
Applicable income taxes$860,0001,007
Income before extraordinary items$4,569,000669
Extraordinary gains, net$019
Net income$4,569,000668
Minority interest net income$084
Net income of bank and minority interests.$4,569,000669
Net charge-offs$74,0003,697
Cash dividends$1,450,000717
Sale, conversion, retirement of capital stock, net$42,000524
Net operating income$3,848,280741
2012-03-31 (YTD Data)Rank
Total interest income$4,544,0001,518
Total interest expense$1,066,0001,193
Net interest income$3,478,0001,606
Provision for loan and lease losses$60,0003,447
Total noninterest income$653,0001,799
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$241,0001,446
Trading account gains and fees$0148
Additional Noninterest Income$412,0001,717
Total noninterest expense$1,796,0002,605
Salaries and employee benefits$841,0002,912
Premises and equipment expense$170,0003,153
Additional noninterest expense$785,0002,067
Pre-tax net operating income$2,275,000800
Securities gains (losses)$422,000322
Applicable income taxes$437,000994
Income before extraordinary items$2,260,000676
Extraordinary gains, net$019
Net income$2,260,000677
Minority interest net income$078
Net income of bank and minority interests.$2,260,000677
Net charge-offs$73,0002,721
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$12,000577
Net operating income$1,905,520743
2011-12-31 (YTD Data)Rank
Total interest income$17,067,0001,662
Total interest expense$4,173,0001,452
Net interest income$12,894,0001,744
Provision for loan and lease losses$180,0004,726
Total noninterest income$2,514,0001,707
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$967,0001,516
Trading account gains and fees$0146
Additional Noninterest Income$1,547,0001,622
Total noninterest expense$6,956,0002,680
Salaries and employee benefits$3,184,0002,968
Premises and equipment expense$685,0003,252
Additional noninterest expense$3,087,0002,154
Pre-tax net operating income$8,272,000738
Securities gains (losses)$1,157,000382
Applicable income taxes$1,586,000948
Income before extraordinary items$7,843,000661
Extraordinary gains, net$029
Net income$7,843,000658
Minority interest net income$096
Net income of bank and minority interests.$7,843,000661
Net charge-offs$40,0005,597
Cash dividends$1,500,0001,224
Sale, conversion, retirement of capital stock, net$60,000770
Net operating income$6,882,690700
2011-09-30 (YTD Data)Rank
Total interest income$12,819,0001,675
Total interest expense$3,127,0001,506
Net interest income$9,692,0001,733
Provision for loan and lease losses$135,0004,615
Total noninterest income$1,847,0001,708
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$703,0001,559
Trading account gains and fees$0145
Additional Noninterest Income$1,144,0001,602
Total noninterest expense$5,115,0002,724
Salaries and employee benefits$2,391,0002,969
Premises and equipment expense$500,0003,348
Additional noninterest expense$2,224,0002,235
Pre-tax net operating income$6,289,000754
Securities gains (losses)$804,000425
Applicable income taxes$1,232,000924
Income before extraordinary items$5,861,000684
Extraordinary gains, net$021
Net income$5,861,000683
Minority interest net income$087
Net income of bank and minority interests.$5,861,000684
Net charge-offs$30,0005,320
Cash dividends$450,0001,910
Sale, conversion, retirement of capital stock, net$29,000797
Net operating income$5,193,680723
2011-06-30 (YTD Data)Rank
Total interest income$8,374,0001,730
Total interest expense$2,065,0001,582
Net interest income$6,309,0001,771
Provision for loan and lease losses$90,0004,488
Total noninterest income$1,213,0001,727
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$468,0001,540
Trading account gains and fees$0153
Additional Noninterest Income$745,0001,643
Total noninterest expense$3,436,0002,726
Salaries and employee benefits$1,599,0002,973
Premises and equipment expense$324,0003,456
Additional noninterest expense$1,513,0002,226
Pre-tax net operating income$3,996,000771
Securities gains (losses)$352,000484
Applicable income taxes$733,000981
Income before extraordinary items$3,615,000712
Extraordinary gains, net$015
Net income$3,615,000711
Minority interest net income$089
Net income of bank and minority interests.$3,615,000712
Net charge-offs$29,0004,847
Cash dividends$450,0001,501
Sale, conversion, retirement of capital stock, net$17,000769
Net operating income$3,322,840734
2011-03-31 (YTD Data)Rank
Total interest income$3,991,0001,811
Total interest expense$1,020,0001,661
Net interest income$2,971,0001,861
Provision for loan and lease losses$45,0004,252
Total noninterest income$596,0001,757
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$223,0001,588
Trading account gains and fees$0158
Additional Noninterest Income$373,0001,649
Total noninterest expense$1,714,0002,756
Salaries and employee benefits$798,0003,013
Premises and equipment expense$160,0003,534
Additional noninterest expense$756,0002,211
Pre-tax net operating income$1,808,000838
Securities gains (losses)$151,000414
Applicable income taxes$310,0001,101
Income before extraordinary items$1,649,000767
Extraordinary gains, net$09
Net income$1,649,000767
Minority interest net income$086
Net income of bank and minority interests.$1,649,000767
Net charge-offs$16,0004,159
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,522,160802
2010-12-31 (YTD Data)Rank
Total interest income$14,268,0002,110
Total interest expense$3,963,0002,016
Net interest income$10,305,0002,120
Provision for loan and lease losses$600,0003,834
Total noninterest income$2,157,0001,981
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$948,0001,572
Trading account gains and fees$0175
Additional Noninterest Income$1,209,0001,947
Total noninterest expense$6,421,0002,934
Salaries and employee benefits$2,953,0003,163
Premises and equipment expense$689,0003,344
Additional noninterest expense$2,779,0002,436
Pre-tax net operating income$5,441,000949
Securities gains (losses)$1,185,000424
Applicable income taxes$1,294,0001,010
Income before extraordinary items$5,332,000827
Extraordinary gains, net$029
Net income$5,332,000827
Minority interest net income$0111
Net income of bank and minority interests.$5,332,000828
Net charge-offs$39,0006,059
Cash dividends$150,0003,487
Sale, conversion, retirement of capital stock, net$15,0001,125
Net operating income$4,384,000955
2010-09-30 (YTD Data)Rank
Total interest income$10,519,0002,203
Total interest expense$2,932,0002,122
Net interest income$7,587,0002,183
Provision for loan and lease losses$450,0003,704
Total noninterest income$1,546,0002,046
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$709,0001,630
Trading account gains and fees$0165
Additional Noninterest Income$837,0002,022
Total noninterest expense$4,749,0002,970
Salaries and employee benefits$2,178,0003,227
Premises and equipment expense$515,0003,400
Additional noninterest expense$2,056,0002,428
Pre-tax net operating income$3,934,0001,037
Securities gains (losses)$914,000447
Applicable income taxes$981,0001,013
Income before extraordinary items$3,867,000898
Extraordinary gains, net$023
Net income$3,867,000900
Minority interest net income$0110
Net income of bank and minority interests.$3,867,000900
Net charge-offs$35,0005,741
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,135,8001,038
2010-06-30 (YTD Data)Rank
Total interest income$6,886,0002,275
Total interest expense$1,909,0002,253
Net interest income$4,977,0002,232
Provision for loan and lease losses$300,0003,591
Total noninterest income$988,0002,071
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$455,0001,687
Trading account gains and fees$0152
Additional Noninterest Income$533,0002,007
Total noninterest expense$3,101,0003,031
Salaries and employee benefits$1,406,0003,332
Premises and equipment expense$361,0003,282
Additional noninterest expense$1,334,0002,478
Pre-tax net operating income$2,564,0001,044
Securities gains (losses)$471,000502
Applicable income taxes$637,0001,011
Income before extraordinary items$2,398,000943
Extraordinary gains, net$019
Net income$2,398,000943
Minority interest net income$0105
Net income of bank and minority interests.$2,398,000944
Net charge-offs$13,0005,696
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,025,9101,061
2010-03-31 (YTD Data)Rank
Total interest income$3,393,0002,360
Total interest expense$942,0002,396
Net interest income$2,451,0002,296
Provision for loan and lease losses$150,0003,336
Total noninterest income$471,0002,127
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$215,0001,764
Trading account gains and fees$0175
Additional Noninterest Income$256,0002,036
Total noninterest expense$1,534,0003,099
Salaries and employee benefits$698,0003,403
Premises and equipment expense$173,0003,490
Additional noninterest expense$663,0002,483
Pre-tax net operating income$1,238,0001,070
Securities gains (losses)$234,000467
Applicable income taxes$333,000958
Income before extraordinary items$1,139,000956
Extraordinary gains, net$016
Net income$1,139,000960
Minority interest net income$091
Net income of bank and minority interests.$1,139,000960
Net charge-offs$12,0004,735
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$958,8201,108
2009-12-31 (YTD Data)Rank
Total interest income$12,038,0002,740
Total interest expense$3,687,0002,926
Net interest income$8,351,0002,616
Provision for loan and lease losses$435,0004,752
Total noninterest income$1,277,0002,850
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$791,0002,062
Trading account gains and fees$0211
Additional Noninterest Income$486,0003,245
Total noninterest expense$5,339,0003,484
Salaries and employee benefits$2,576,0003,602
Premises and equipment expense$599,0003,877
Additional noninterest expense$2,164,0003,123
Pre-tax net operating income$3,854,0001,070
Securities gains (losses)$971,000515
Applicable income taxes$1,197,000851
Income before extraordinary items$3,628,000946
Extraordinary gains, net$034
Net income$3,628,000945
Minority interest net income$0115
Net income of bank and minority interests.$3,628,000945
Net charge-offs$53,0006,172
Cash dividends$375,0002,944
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,899,7501,154
2009-09-30 (YTD Data)Rank
Total interest income$8,704,0002,882
Total interest expense$2,701,0003,105
Net interest income$6,003,0002,733
Provision for loan and lease losses$225,0004,987
Total noninterest income$785,0003,300
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$558,0002,159
Trading account gains and fees$0212
Additional Noninterest Income$227,0004,071
Total noninterest expense$3,790,0003,653
Salaries and employee benefits$1,923,0003,659
Premises and equipment expense$414,0004,160
Additional noninterest expense$1,453,0003,361
Pre-tax net operating income$2,773,0001,169
Securities gains (losses)$701,000531
Applicable income taxes$900,000912
Income before extraordinary items$2,574,0001,062
Extraordinary gains, net$027
Net income$2,574,0001,061
Minority interest net income$0118
Net income of bank and minority interests.$2,574,0001,062
Net charge-offs$38,0005,868
Cash dividends$375,0002,356
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,055,2601,278
2009-06-30 (YTD Data)Rank
Total interest income$5,544,0003,031
Total interest expense$1,718,0003,339
Net interest income$3,826,0002,838
Provision for loan and lease losses$150,0004,729
Total noninterest income$524,0003,308
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$347,0002,256
Trading account gains and fees$0193
Additional Noninterest Income$177,0003,844
Total noninterest expense$2,499,0003,721
Salaries and employee benefits$1,257,0003,751
Premises and equipment expense$284,0004,090
Additional noninterest expense$958,0003,396
Pre-tax net operating income$1,701,0001,350
Securities gains (losses)$472,000527
Applicable income taxes$575,000967
Income before extraordinary items$1,598,0001,186
Extraordinary gains, net$021
Net income$1,598,0001,184
Minority interest net income$0112
Net income of bank and minority interests.$1,598,0001,185
Net charge-offs$20,0005,615
Cash dividends$375,0001,962
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,248,7201,464
2009-03-31 (YTD Data)Rank
Total interest income$2,694,0003,135
Total interest expense$841,0003,494
Net interest income$1,853,0002,903
Provision for loan and lease losses$60,0004,614
Total noninterest income$249,0003,390
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$171,0002,226
Trading account gains and fees$0171
Additional Noninterest Income$78,0004,061
Total noninterest expense$1,243,0003,672
Salaries and employee benefits$614,0003,857
Premises and equipment expense$151,0003,954
Additional noninterest expense$478,0003,120
Pre-tax net operating income$799,0001,599
Securities gains (losses)$283,000525
Applicable income taxes$288,0001,092
Income before extraordinary items$794,0001,380
Extraordinary gains, net$015
Net income$794,0001,381
Minority interest net income$0102
Net income of bank and minority interests.$794,0001,382
Net charge-offs$3,0005,319
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$587,4101,731
2008-12-31 (YTD Data)Rank
Total interest income$10,042,0003,512
Total interest expense$3,618,0003,765
Net interest income$6,424,0003,293
Provision for loan and lease losses$161,0005,477
Total noninterest income$1,018,0003,369
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$760,0002,206
Trading account gains and fees$0154
Additional Noninterest Income$258,0004,371
Total noninterest expense$4,195,0004,095
Salaries and employee benefits$2,176,0004,179
Premises and equipment expense$546,0004,229
Additional noninterest expense$1,473,0003,666
Pre-tax net operating income$3,086,0001,750
Securities gains (losses)$236,000646
Applicable income taxes$957,0001,243
Income before extraordinary items$2,365,0001,696
Extraordinary gains, net$039
Net income$2,365,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,940
Cash dividends$749,0002,765
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,197,4401,943
2008-09-30 (YTD Data)Rank
Total interest income$7,405,0003,627
Total interest expense$2,749,0003,834
Net interest income$4,656,0003,399
Provision for loan and lease losses$65,0005,634
Total noninterest income$755,0003,472
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$562,0002,247
Trading account gains and fees$0148
Additional Noninterest Income$193,0004,490
Total noninterest expense$3,064,0004,153
Salaries and employee benefits$1,606,0004,250
Premises and equipment expense$398,0004,329
Additional noninterest expense$1,060,0003,710
Pre-tax net operating income$2,282,0002,078
Securities gains (losses)$115,000874
Applicable income taxes$677,0001,574
Income before extraordinary items$1,720,0002,046
Extraordinary gains, net$031
Net income$1,720,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,121
Cash dividends$250,0003,624
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,637,2002,257
2008-06-30 (YTD Data)Rank
Total interest income$4,830,0003,733
Total interest expense$1,853,0003,931
Net interest income$2,977,0003,510
Provision for loan and lease losses$27,0005,773
Total noninterest income$493,0003,539
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$365,0002,272
Trading account gains and fees$0149
Additional Noninterest Income$128,0004,591
Total noninterest expense$1,995,0004,240
Salaries and employee benefits$1,049,0004,367
Premises and equipment expense$246,0004,549
Additional noninterest expense$700,0003,725
Pre-tax net operating income$1,448,0002,275
Securities gains (losses)$102,000954
Applicable income taxes$450,0001,729
Income before extraordinary items$1,100,0002,376
Extraordinary gains, net$021
Net income$1,100,0002,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,966
Cash dividends$250,0003,175
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,027,5802,477
2008-03-31 (YTD Data)Rank
Total interest income$2,340,0003,893
Total interest expense$951,0004,025
Net interest income$1,389,0003,680
Provision for loan and lease losses$5,0005,755
Total noninterest income$234,0003,661
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$176,0002,306
Trading account gains and fees$0158
Additional Noninterest Income$58,0004,758
Total noninterest expense$967,0004,336
Salaries and employee benefits$512,0004,470
Premises and equipment expense$109,0004,922
Additional noninterest expense$346,0003,710
Pre-tax net operating income$651,0002,553
Securities gains (losses)$65,000939
Applicable income taxes$210,0001,901
Income before extraordinary items$506,0002,664
Extraordinary gains, net$015
Net income$506,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$459,8502,805
2007-12-31 (YTD Data)Rank
Total interest income$5,814,0005,329
Total interest expense$2,323,0005,463
Net interest income$3,491,0005,040
Provision for loan and lease losses$06,851
Total noninterest income$698,0004,306
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$517,0002,976
Trading account gains and fees$0178
Additional Noninterest Income$181,0005,259
Total noninterest expense$2,335,0005,798
Salaries and employee benefits$1,242,0005,885
Premises and equipment expense$260,0006,151
Additional noninterest expense$833,0005,216
Pre-tax net operating income$1,854,0003,481
Securities gains (losses)$-16,0007,690
Applicable income taxes$567,0002,586
Income before extraordinary items$1,271,0003,812
Extraordinary gains, net$039
Net income$1,271,0003,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,621
Cash dividends$301,0004,399
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,282,0403,786
2007-09-30 (YTD Data)Rank
Total interest income$3,544,0005,886
Total interest expense$1,382,0006,032
Net interest income$2,162,0005,632
Provision for loan and lease losses$06,528
Total noninterest income$433,0004,730
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$318,0003,421
Trading account gains and fees$0184
Additional Noninterest Income$115,0005,553
Total noninterest expense$1,431,0006,323
Salaries and employee benefits$758,0006,406
Premises and equipment expense$167,0006,519
Additional noninterest expense$506,0005,789
Pre-tax net operating income$1,164,0004,016
Securities gains (losses)$-20,0007,962
Applicable income taxes$377,0002,882
Income before extraordinary items$767,0004,439
Extraordinary gains, net$033
Net income$767,0004,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$780,4004,393
2007-06-30 (YTD Data)Rank
Total interest income$1,379,0007,081
Total interest expense$516,0007,173
Net interest income$863,0006,919
Provision for loan and lease losses$06,209
Total noninterest income$186,0005,722
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$133,0004,349
Trading account gains and fees$0168
Additional Noninterest Income$53,0006,185
Total noninterest expense$547,0007,556
Salaries and employee benefits$289,0007,635
Premises and equipment expense$62,0007,522
Additional noninterest expense$196,0007,115
Pre-tax net operating income$502,0005,029
Securities gains (losses)$-13,0008,051
Applicable income taxes$160,0003,555
Income before extraordinary items$329,0005,460
Extraordinary gains, net$029
Net income$329,0005,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$337,7105,401
2007-03-31 (YTD Data)Rank
Total interest income$1,826,0004,664
Total interest expense$712,0004,928
Net interest income$1,114,0004,377
Provision for loan and lease losses$26,0004,092
Total noninterest income$225,0003,775
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$177,0002,278
Trading account gains and fees$0195
Additional Noninterest Income$48,0005,190
Total noninterest expense$697,0005,267
Salaries and employee benefits$414,0005,051
Premises and equipment expense$98,0005,113
Additional noninterest expense$185,0005,520
Pre-tax net operating income$616,0003,067
Securities gains (losses)$2,000969
Applicable income taxes$168,0002,627
Income before extraordinary items$450,0003,230
Extraordinary gains, net$022
Net income$450,0003,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$60,0003,473
Sale, conversion, retirement of capital stock, net$0885
Net operating income$448,5403,218
2006-12-31 (YTD Data)Rank
Total interest income$7,113,0004,517
Total interest expense$2,322,0005,014
Net interest income$4,791,0004,137
Provision for loan and lease losses$62,0005,291
Total noninterest income$959,0003,651
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$747,0002,245
Trading account gains and fees$0130
Additional Noninterest Income$212,0005,013
Total noninterest expense$2,805,0005,119
Salaries and employee benefits$1,681,0004,838
Premises and equipment expense$416,0004,800
Additional noninterest expense$708,0005,601
Pre-tax net operating income$2,883,0002,852
Securities gains (losses)$01,687
Applicable income taxes$826,0002,429
Income before extraordinary items$2,057,0003,040
Extraordinary gains, net$051
Net income$2,057,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,771
Cash dividends$1,507,0001,913
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,057,0003,033
2006-09-30 (YTD Data)Rank
Total interest income$5,275,0004,551
Total interest expense$1,667,0005,053
Net interest income$3,608,0004,151
Provision for loan and lease losses$62,0004,829
Total noninterest income$720,0003,652
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$560,0002,256
Trading account gains and fees$0126
Additional Noninterest Income$160,0005,005
Total noninterest expense$2,047,0005,196
Salaries and employee benefits$1,204,0004,952
Premises and equipment expense$311,0004,813
Additional noninterest expense$532,0005,586
Pre-tax net operating income$2,219,0002,905
Securities gains (losses)$01,388
Applicable income taxes$639,0002,496
Income before extraordinary items$1,580,0003,090
Extraordinary gains, net$045
Net income$1,580,0003,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,490
Cash dividends$612,0002,626
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,580,0003,080
2006-06-30 (YTD Data)Rank
Total interest income$3,470,0004,540
Total interest expense$1,062,0005,071
Net interest income$2,408,0004,151
Provision for loan and lease losses$62,0004,036
Total noninterest income$467,0003,677
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$358,0002,309
Trading account gains and fees$0126
Additional Noninterest Income$109,0004,945
Total noninterest expense$1,361,0005,211
Salaries and employee benefits$804,0004,973
Premises and equipment expense$201,0004,913
Additional noninterest expense$356,0005,565
Pre-tax net operating income$1,452,0002,941
Securities gains (losses)$01,185
Applicable income taxes$418,0002,547
Income before extraordinary items$1,034,0003,138
Extraordinary gains, net$039
Net income$1,034,0003,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$612,0002,065
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,034,0003,123
2006-03-31 (YTD Data)Rank
Total interest income$1,706,0004,539
Total interest expense$514,0005,038
Net interest income$1,192,0004,184
Provision for loan and lease losses$32,0003,778
Total noninterest income$218,0003,797
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$168,0002,369
Trading account gains and fees$0115
Additional Noninterest Income$50,0005,119
Total noninterest expense$701,0005,125
Salaries and employee benefits$405,0004,969
Premises and equipment expense$101,0004,920
Additional noninterest expense$195,0005,258
Pre-tax net operating income$677,0003,037
Securities gains (losses)$0955
Applicable income taxes$192,0002,665
Income before extraordinary items$485,0003,242
Extraordinary gains, net$021
Net income$485,0003,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$25,0003,781
Sale, conversion, retirement of capital stock, net$0648
Net operating income$485,0003,221
2005-12-31 (YTD Data)Rank
Total interest income$6,523,0004,371
Total interest expense$1,618,0005,041
Net interest income$4,905,0004,002
Provision for loan and lease losses$72,0005,255
Total noninterest income$973,0003,635
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$772,0002,171
Trading account gains and fees$0138
Additional Noninterest Income$201,0005,145
Total noninterest expense$2,920,0004,853
Salaries and employee benefits$1,673,0004,717
Premises and equipment expense$425,0004,668
Additional noninterest expense$822,0005,080
Pre-tax net operating income$2,886,0002,843
Securities gains (losses)$2,0001,993
Applicable income taxes$815,0002,579
Income before extraordinary items$2,073,0003,006
Extraordinary gains, net$046
Net income$2,073,0003,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,447
Cash dividends$1,225,0002,102
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,071,5602,974
2005-09-30 (YTD Data)Rank
Total interest income$4,819,0004,369
Total interest expense$1,152,0005,046
Net interest income$3,667,0004,018
Provision for loan and lease losses$53,0005,130
Total noninterest income$732,0003,634
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$589,0002,139
Trading account gains and fees$0126
Additional Noninterest Income$143,0005,275
Total noninterest expense$2,119,0004,949
Salaries and employee benefits$1,190,0004,853
Premises and equipment expense$319,0004,640
Additional noninterest expense$610,0005,064
Pre-tax net operating income$2,227,0002,814
Securities gains (losses)$2,0002,008
Applicable income taxes$663,0002,473
Income before extraordinary items$1,566,0003,024
Extraordinary gains, net$035
Net income$1,566,0003,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,007
Cash dividends$486,0002,866
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,564,6002,994
2005-06-30 (YTD Data)Rank
Total interest income$3,171,0004,332
Total interest expense$731,0005,014
Net interest income$2,440,0004,005
Provision for loan and lease losses$27,0005,411
Total noninterest income$474,0003,654
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$390,0002,108
Trading account gains and fees$0116
Additional Noninterest Income$84,0005,510
Total noninterest expense$1,406,0004,956
Salaries and employee benefits$788,0004,861
Premises and equipment expense$217,0004,540
Additional noninterest expense$401,0005,072
Pre-tax net operating income$1,481,0002,783
Securities gains (losses)$2,0001,855
Applicable income taxes$445,0002,438
Income before extraordinary items$1,038,0003,001
Extraordinary gains, net$030
Net income$1,038,0003,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,453
Cash dividends$486,0002,264
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,036,6002,963
2005-03-31 (YTD Data)Rank
Total interest income$1,558,0004,364
Total interest expense$333,0005,198
Net interest income$1,225,0003,998
Provision for loan and lease losses$10,0005,373
Total noninterest income$227,0003,687
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$192,0002,083
Trading account gains and fees$0115
Additional Noninterest Income$35,0005,892
Total noninterest expense$687,0005,055
Salaries and employee benefits$391,0004,921
Premises and equipment expense$108,0004,611
Additional noninterest expense$188,0005,310
Pre-tax net operating income$755,0002,688
Securities gains (losses)$01,685
Applicable income taxes$232,0002,368
Income before extraordinary items$523,0002,943
Extraordinary gains, net$024
Net income$523,0002,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,412
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$523,0002,896
2004-12-31 (YTD Data)Rank
Total interest income$5,998,0004,268
Total interest expense$1,055,0005,511
Net interest income$4,943,0003,834
Provision for loan and lease losses$65,0005,573
Total noninterest income$910,0003,767
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$786,0002,178
Trading account gains and fees$0138
Additional Noninterest Income$124,0006,044
Total noninterest expense$2,637,0005,111
Salaries and employee benefits$1,518,0004,905
Premises and equipment expense$392,0004,829
Additional noninterest expense$727,0005,394
Pre-tax net operating income$3,151,0002,480
Securities gains (losses)$7,0003,010
Applicable income taxes$1,001,0002,151
Income before extraordinary items$2,157,0002,736
Extraordinary gains, net$034
Net income$2,157,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,996
Cash dividends$1,466,0001,765
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,152,2402,681
2004-09-30 (YTD Data)Rank
Total interest income$4,446,0004,279
Total interest expense$772,0005,548
Net interest income$3,674,0003,852
Provision for loan and lease losses$65,0005,027
Total noninterest income$686,0003,782
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$592,0002,185
Trading account gains and fees$0134
Additional Noninterest Income$94,0006,030
Total noninterest expense$1,917,0005,179
Salaries and employee benefits$1,085,0005,024
Premises and equipment expense$290,0004,862
Additional noninterest expense$542,0005,390
Pre-tax net operating income$2,378,0002,502
Securities gains (losses)$7,0002,893
Applicable income taxes$758,0002,189
Income before extraordinary items$1,627,0002,760
Extraordinary gains, net$026
Net income$1,627,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$576,0002,480
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,622,2402,706
2004-06-30 (YTD Data)Rank
Total interest income$2,908,0004,347
Total interest expense$499,0005,655
Net interest income$2,409,0003,894
Provision for loan and lease losses$39,0005,071
Total noninterest income$450,0003,818
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$388,0002,203
Trading account gains and fees$0130
Additional Noninterest Income$62,0006,075
Total noninterest expense$1,269,0005,236
Salaries and employee benefits$718,0005,073
Premises and equipment expense$192,0004,896
Additional noninterest expense$359,0005,431
Pre-tax net operating income$1,551,0002,514
Securities gains (losses)$7,0002,608
Applicable income taxes$496,0002,215
Income before extraordinary items$1,062,0002,793
Extraordinary gains, net$021
Net income$1,062,0002,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$576,0001,945
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,057,2402,727
2004-03-31 (YTD Data)Rank
Total interest income$1,456,0004,362
Total interest expense$247,0005,741
Net interest income$1,209,0003,869
Provision for loan and lease losses$14,0005,389
Total noninterest income$213,0003,910
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$186,0002,230
Trading account gains and fees$0121
Additional Noninterest Income$27,0006,301
Total noninterest expense$643,0005,206
Salaries and employee benefits$360,0005,083
Premises and equipment expense$97,0004,884
Additional noninterest expense$186,0005,320
Pre-tax net operating income$765,0002,513
Securities gains (losses)$2,0002,612
Applicable income taxes$244,0002,230
Income before extraordinary items$523,0002,832
Extraordinary gains, net$016
Net income$523,0002,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$521,6402,742
2003-12-31 (YTD Data)Rank
Total interest income$5,566,0004,525
Total interest expense$1,177,0005,626
Net interest income$4,389,0004,075
Provision for loan and lease losses$65,0005,903
Total noninterest income$857,0004,061
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$734,0002,265
Trading account gains and fees$0160
Additional Noninterest Income$123,0006,176
Total noninterest expense$2,529,0005,172
Salaries and employee benefits$1,423,0005,029
Premises and equipment expense$375,0004,958
Additional noninterest expense$731,0005,357
Pre-tax net operating income$2,652,0002,761
Securities gains (losses)$12,0003,514
Applicable income taxes$864,0002,401
Income before extraordinary items$1,800,0003,110
Extraordinary gains, net$054
Net income$1,800,0003,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,724
Cash dividends$726,0002,888
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,791,8402,972
2003-09-30 (YTD Data)Rank
Total interest income$4,135,0004,619
Total interest expense$923,0005,627
Net interest income$3,212,0004,184
Provision for loan and lease losses$20,0006,734
Total noninterest income$632,0004,159
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$548,0002,290
Trading account gains and fees$0153
Additional Noninterest Income$84,0006,382
Total noninterest expense$1,826,0005,287
Salaries and employee benefits$1,006,0005,227
Premises and equipment expense$279,0004,966
Additional noninterest expense$541,0005,375
Pre-tax net operating income$1,998,0002,855
Securities gains (losses)$8,0003,425
Applicable income taxes$655,0002,499
Income before extraordinary items$1,351,0003,202
Extraordinary gains, net$040
Net income$1,351,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$174,0004,233
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,345,6403,056
2003-06-30 (YTD Data)Rank
Total interest income$2,808,0004,596
Total interest expense$640,0005,629
Net interest income$2,168,0004,137
Provision for loan and lease losses$19,0006,381
Total noninterest income$416,0004,157
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$359,0002,292
Trading account gains and fees$0150
Additional Noninterest Income$57,0006,331
Total noninterest expense$1,207,0005,313
Salaries and employee benefits$661,0005,295
Premises and equipment expense$184,0004,966
Additional noninterest expense$362,0005,348
Pre-tax net operating income$1,358,0002,813
Securities gains (losses)$1,0003,586
Applicable income taxes$449,0002,484
Income before extraordinary items$910,0003,183
Extraordinary gains, net$030
Net income$910,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$174,0003,691
Sale, conversion, retirement of capital stock, net$0589
Net operating income$909,3303,015
2003-03-31 (YTD Data)Rank
Total interest income$1,409,0004,603
Total interest expense$324,0005,705
Net interest income$1,085,0004,146
Provision for loan and lease losses$19,0005,348
Total noninterest income$205,0004,096
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$182,0002,205
Trading account gains and fees$0134
Additional Noninterest Income$23,0006,700
Total noninterest expense$607,0005,294
Salaries and employee benefits$330,0005,297
Premises and equipment expense$94,0004,897
Additional noninterest expense$183,0005,286
Pre-tax net operating income$664,0002,853
Securities gains (losses)$02,891
Applicable income taxes$223,0002,517
Income before extraordinary items$441,0003,227
Extraordinary gains, net$021
Net income$441,0003,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$441,0003,068
2002-12-31 (YTD Data)Rank
Total interest income$6,017,0004,548
Total interest expense$1,599,0005,528
Net interest income$4,418,0004,065
Provision for loan and lease losses$186,0004,502
Total noninterest income$754,0004,140
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$651,0002,408
Trading account gains and fees$0153
Additional Noninterest Income$103,0006,389
Total noninterest expense$2,434,0005,165
Salaries and employee benefits$1,321,0005,149
Premises and equipment expense$347,0005,120
Additional noninterest expense$766,0005,086
Pre-tax net operating income$2,552,0002,842
Securities gains (losses)$13,0003,457
Applicable income taxes$865,0002,459
Income before extraordinary items$1,700,0003,186
Extraordinary gains, net$070
Net income$1,700,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,736
Cash dividends$677,0002,957
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,691,4203,096
2001-12-31 (YTD Data)Rank
Total interest income$6,145,0004,874
Total interest expense$2,344,0005,596
Net interest income$3,801,0004,288
Provision for loan and lease losses$134,0005,003
Total noninterest income$706,0004,172
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$596,0002,446
Trading account gains and fees$0177
Additional Noninterest Income$110,0006,201
Total noninterest expense$2,231,0005,341
Salaries and employee benefits$1,187,0005,368
Premises and equipment expense$327,0005,255
Additional noninterest expense$717,0005,194
Pre-tax net operating income$2,142,0003,021
Securities gains (losses)$5,0003,927
Applicable income taxes$721,0002,617
Income before extraordinary items$1,426,0003,345
Extraordinary gains, net$0105
Net income$1,426,0003,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,877
Cash dividends$751,0002,726
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,422,7003,254
2000-12-31 (YTD Data)Rank
Total interest income$5,687,0005,278
Total interest expense$2,197,0005,983
Net interest income$3,490,0004,618
Provision for loan and lease losses$108,0005,148
Total noninterest income$625,0004,309
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$466,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$159,0005,331
Total noninterest expense$2,022,0005,644
Salaries and employee benefits$1,087,0005,601
Premises and equipment expense$274,0005,725
Additional noninterest expense$661,0005,406
Pre-tax net operating income$1,985,0003,344
Securities gains (losses)$-1,0007,406
Applicable income taxes$662,0002,914
Income before extraordinary items$1,322,0003,592
Extraordinary gains, net$038
Net income$1,322,0003,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,329
Cash dividends$625,0003,120
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,322,6703,571
1999-12-31 (YTD Data)Rank
Total interest income$5,003,0005,573
Total interest expense$1,925,0006,138
Net interest income$3,078,0005,058
Provision for loan and lease losses$33,0007,151
Total noninterest income$496,0004,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$387,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,428
Total noninterest expense$1,796,0006,092
Salaries and employee benefits$979,0005,970
Premises and equipment expense$231,0006,323
Additional noninterest expense$586,0005,915
Pre-tax net operating income$1,745,0003,701
Securities gains (losses)$18,0001,449
Applicable income taxes$591,0003,256
Income before extraordinary items$1,172,0003,949
Extraordinary gains, net$035
Net income$1,172,0003,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,803
Cash dividends$609,0003,111
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,160,1203,947
1998-12-31 (YTD Data)Rank
Total interest income$4,860,0005,794
Total interest expense$1,970,0006,237
Net interest income$2,890,0005,272
Provision for loan and lease losses$10,0008,212
Total noninterest income$461,0005,170
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$352,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,429
Total noninterest expense$1,648,0006,329
Salaries and employee benefits$858,0006,425
Premises and equipment expense$233,0006,215
Additional noninterest expense$557,0006,043
Pre-tax net operating income$1,693,0003,810
Securities gains (losses)$54,0001,672
Applicable income taxes$564,0003,562
Income before extraordinary items$1,183,0003,975
Extraordinary gains, net$032
Net income$1,183,0003,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$2,974,0001,000
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,146,2803,987
1997-12-31 (YTD Data)Rank
Total interest income$4,474,0006,254
Total interest expense$1,855,0006,553
Net interest income$2,619,0005,865
Provision for loan and lease losses$3,0008,731
Total noninterest income$436,0005,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$336,0003,736
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,788
Total noninterest expense$1,617,0006,494
Salaries and employee benefits$851,0006,533
Premises and equipment expense$225,0006,418
Additional noninterest expense$541,0006,187
Pre-tax net operating income$1,435,0004,650
Securities gains (losses)$6,0002,665
Applicable income taxes$433,0004,643
Income before extraordinary items$1,008,0004,674
Extraordinary gains, net$044
Net income$1,008,0004,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$396,0004,018
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,003,8004,627
1996-12-31 (YTD Data)Rank
Total interest income$3,926,0006,940
Total interest expense$1,684,0007,125
Net interest income$2,242,0006,680
Provision for loan and lease losses$-14,00011,106
Total noninterest income$497,0005,174
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$380,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$117,0006,675
Total noninterest expense$1,648,0006,709
Salaries and employee benefits$823,0006,868
Premises and equipment expense$219,0006,706
Additional noninterest expense$606,0006,314
Pre-tax net operating income$1,105,0005,395
Securities gains (losses)$-4,0009,823
Applicable income taxes$-60,00011,098
Income before extraordinary items$1,161,0003,975
Extraordinary gains, net$053
Net income$1,161,0003,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,914
Cash dividends$331,0004,301
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,165,0003,917
1995-12-31 (YTD Data)Rank
Total interest income$3,635,0007,387
Total interest expense$1,569,0007,506
Net interest income$2,066,0007,157
Provision for loan and lease losses$08,958
Total noninterest income$408,0005,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$317,0004,096
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,528
Total noninterest expense$1,531,0007,171
Salaries and employee benefits$734,0007,501
Premises and equipment expense$201,0007,169
Additional noninterest expense$596,0006,564
Pre-tax net operating income$943,0006,227
Securities gains (losses)$-4,0009,551
Applicable income taxes$-26,00011,576
Income before extraordinary items$965,0004,733
Extraordinary gains, net$065
Net income$965,0004,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,662
Cash dividends$250,0004,947
Sale, conversion, retirement of capital stock, net$0809
Net operating income$969,0004,704
1994-12-31 (YTD Data)Rank
Total interest income$3,213,0007,742
Total interest expense$1,165,0008,041
Net interest income$2,048,0007,453
Provision for loan and lease losses$10,0008,460
Total noninterest income$378,0006,357
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$296,0004,402
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,157
Total noninterest expense$1,597,0007,314
Salaries and employee benefits$698,0007,898
Premises and equipment expense$199,0007,444
Additional noninterest expense$700,0006,311
Pre-tax net operating income$819,0006,780
Securities gains (losses)$03,600
Applicable income taxes$-116,00012,319
Income before extraordinary items$935,0004,750
Extraordinary gains, net$0249
Net income$935,0004,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$935,0004,798
1993-12-31 (YTD Data)Rank
Total interest income$3,183,0008,041
Total interest expense$1,208,0008,217
Net interest income$1,975,0007,753
Provision for loan and lease losses$90,0006,008
Total noninterest income$442,0006,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0004,056
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,578
Total noninterest expense$1,755,0007,023
Salaries and employee benefits$672,0008,204
Premises and equipment expense$179,0008,164
Additional noninterest expense$904,0005,348
Pre-tax net operating income$572,0008,154
Securities gains (losses)$07,477
Applicable income taxes$29,00011,409
Income before extraordinary items$543,0007,203
Extraordinary gains, net$383,000580
Net income$926,0005,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,717
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$543,0006,960
1992-12-31 (YTD Data)Rank
Total interest income$3,691,0007,925
Total interest expense$1,666,0007,991
Net interest income$2,025,0007,679
Provision for loan and lease losses$264,0004,465
Total noninterest income$446,0006,111
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$357,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$89,0008,478
Total noninterest expense$2,561,0005,198
Salaries and employee benefits$638,0008,474
Premises and equipment expense$181,0008,279
Additional noninterest expense$1,742,0003,141
Pre-tax net operating income$-354,00013,207
Securities gains (losses)$-8,00013,215
Applicable income taxes$8,00012,420
Income before extraordinary items$-370,00013,309
Extraordinary gains, net$01,422
Net income$-370,00013,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0003,549
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-362,00013,193

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.