Home > The First National Bank and Trust > Income and Expense
The First National Bank and Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,787,000 | 3,001 |
| Total interest expense | $2,016,000 | 3,032 |
| Net interest income | $6,771,000 | 2,940 |
| Provision for loan and lease losses | $410,000 | 1,420 |
| Total noninterest income | $5,595,000 | 1,108 |
| Gross Fiduciary activities income | $124,000 | 700 |
| Service charges on deposit accounts | $392,000 | 1,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,079,000 | 875 |
| Total noninterest expense | $7,731,000 | 2,389 |
| Salaries and employee benefits | $4,676,000 | 2,290 |
| Premises and equipment expense | $530,000 | 2,871 |
| Additional noninterest expense | $5,079,000 | 875 |
| Pre-tax net operating income | $4,225,000 | 2,112 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $272,000 | 2,290 |
| Income before extraordinary items | $3,953,000 | 2,003 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,953,000 | 2,027 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,953,000 | 2,006 |
| Net charge-offs | $7,000 | 2,527 |
| Cash dividends | $1,212,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,953,000 | 2,040 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 3,014 |
| Total interest expense | $1,318,000 | 3,078 |
| Net interest income | $5,105,000 | 2,943 |
| Provision for loan and lease losses | $410,000 | 1,128 |
| Total noninterest income | $5,193,000 | 980 |
| Gross Fiduciary activities income | $88,000 | 708 |
| Service charges on deposit accounts | $295,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,810,000 | 766 |
| Total noninterest expense | $5,891,000 | 2,346 |
| Salaries and employee benefits | $3,538,000 | 2,263 |
| Premises and equipment expense | $397,000 | 2,885 |
| Additional noninterest expense | $4,810,000 | 766 |
| Pre-tax net operating income | $3,997,000 | 1,904 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $269,000 | 2,177 |
| Income before extraordinary items | $3,728,000 | 1,794 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,728,000 | 1,809 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,728,000 | 1,794 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $619,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,728,000 | 1,819 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 3,050 |
| Total interest expense | $753,000 | 3,094 |
| Net interest income | $3,366,000 | 2,981 |
| Provision for loan and lease losses | $410,000 | 871 |
| Total noninterest income | $4,543,000 | 778 |
| Gross Fiduciary activities income | $67,000 | 698 |
| Service charges on deposit accounts | $196,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,280,000 | 587 |
| Total noninterest expense | $4,027,000 | 2,303 |
| Salaries and employee benefits | $2,397,000 | 2,240 |
| Premises and equipment expense | $265,000 | 2,877 |
| Additional noninterest expense | $4,280,000 | 587 |
| Pre-tax net operating income | $3,472,000 | 1,601 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $253,000 | 1,976 |
| Income before extraordinary items | $3,219,000 | 1,477 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,219,000 | 1,495 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,219,000 | 1,477 |
| Net charge-offs | $6,000 | 1,974 |
| Cash dividends | $402,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,219,000 | 1,489 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 3,096 |
| Total interest expense | $297,000 | 3,187 |
| Net interest income | $1,684,000 | 2,990 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $402,000 | 2,177 |
| Gross Fiduciary activities income | $36,000 | 720 |
| Service charges on deposit accounts | $102,000 | 1,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,133 |
| Total noninterest expense | $1,562,000 | 2,747 |
| Salaries and employee benefits | $904,000 | 2,701 |
| Premises and equipment expense | $132,000 | 2,934 |
| Additional noninterest expense | $264,000 | 2,133 |
| Pre-tax net operating income | $524,000 | 3,045 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $34,000 | 2,742 |
| Income before extraordinary items | $490,000 | 2,960 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $490,000 | 2,960 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $490,000 | 2,960 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $213,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $490,000 | 2,984 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 3,061 |
| Total interest expense | $537,000 | 3,165 |
| Net interest income | $6,387,000 | 3,016 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,979,000 | 2,050 |
| Gross Fiduciary activities income | $190,000 | 705 |
| Service charges on deposit accounts | $421,000 | 1,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,368,000 | 1,999 |
| Total noninterest expense | $6,763,000 | 2,568 |
| Salaries and employee benefits | $4,121,000 | 2,449 |
| Premises and equipment expense | $545,000 | 2,868 |
| Additional noninterest expense | $1,368,000 | 1,999 |
| Pre-tax net operating income | $1,603,000 | 3,356 |
| Securities gains (losses) | $48,000 | 243 |
| Applicable income taxes | $79,000 | 3,089 |
| Income before extraordinary items | $1,572,000 | 3,215 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,572,000 | 3,212 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,572,000 | 3,214 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $1,043,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,526,400 | 3,273 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 3,067 |
| Total interest expense | $296,000 | 3,319 |
| Net interest income | $4,696,000 | 3,026 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,545,000 | 2,044 |
| Gross Fiduciary activities income | $138,000 | 707 |
| Service charges on deposit accounts | $318,000 | 1,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 1,967 |
| Total noninterest expense | $5,017,000 | 2,572 |
| Salaries and employee benefits | $3,029,000 | 2,481 |
| Premises and equipment expense | $406,000 | 2,890 |
| Additional noninterest expense | $1,089,000 | 1,967 |
| Pre-tax net operating income | $1,224,000 | 3,337 |
| Securities gains (losses) | $49,000 | 239 |
| Applicable income taxes | $75,000 | 3,006 |
| Income before extraordinary items | $1,198,000 | 3,183 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,198,000 | 3,181 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,198,000 | 3,182 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $858,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,151,940 | 3,253 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 3,089 |
| Total interest expense | $183,000 | 3,306 |
| Net interest income | $3,018,000 | 3,044 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,061,000 | 1,995 |
| Gross Fiduciary activities income | $92,000 | 671 |
| Service charges on deposit accounts | $206,000 | 1,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 1,964 |
| Total noninterest expense | $3,270,000 | 2,592 |
| Salaries and employee benefits | $1,951,000 | 2,540 |
| Premises and equipment expense | $267,000 | 2,920 |
| Additional noninterest expense | $1,052,000 | 2,532 |
| Pre-tax net operating income | $809,000 | 3,238 |
| Securities gains (losses) | $48,000 | 220 |
| Applicable income taxes | $56,000 | 2,872 |
| Income before extraordinary items | $801,000 | 3,076 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $801,000 | 3,075 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $801,000 | 3,076 |
| Net charge-offs | $-9,000 | 3,628 |
| Cash dividends | $697,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $756,360 | 3,149 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 3,081 |
| Total interest expense | $88,000 | 3,347 |
| Net interest income | $1,481,000 | 3,035 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $445,000 | 2,181 |
| Gross Fiduciary activities income | $43,000 | 677 |
| Service charges on deposit accounts | $101,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 2,180 |
| Total noninterest expense | $1,547,000 | 2,683 |
| Salaries and employee benefits | $913,000 | 2,643 |
| Premises and equipment expense | $135,000 | 2,909 |
| Additional noninterest expense | $499,000 | 2,595 |
| Pre-tax net operating income | $379,000 | 3,182 |
| Securities gains (losses) | $48,000 | 205 |
| Applicable income taxes | $28,000 | 2,794 |
| Income before extraordinary items | $399,000 | 2,985 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $399,000 | 2,984 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $399,000 | 2,985 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $534,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $354,360 | 3,129 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 3,164 |
| Total interest expense | $424,000 | 3,380 |
| Net interest income | $5,855,000 | 3,116 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $4,179,000 | 1,475 |
| Gross Fiduciary activities income | $171,000 | 679 |
| Service charges on deposit accounts | $379,000 | 1,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,629,000 | 1,333 |
| Total noninterest expense | $6,754,000 | 2,543 |
| Salaries and employee benefits | $4,113,000 | 2,444 |
| Premises and equipment expense | $556,000 | 2,859 |
| Additional noninterest expense | $2,085,000 | 2,517 |
| Pre-tax net operating income | $3,280,000 | 2,573 |
| Securities gains (losses) | $457,000 | 389 |
| Applicable income taxes | $211,000 | 2,679 |
| Income before extraordinary items | $3,526,000 | 2,346 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,526,000 | 2,346 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,526,000 | 2,347 |
| Net charge-offs | $18,000 | 2,103 |
| Cash dividends | $926,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,096,420 | 2,476 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 3,225 |
| Total interest expense | $330,000 | 3,426 |
| Net interest income | $4,366,000 | 3,173 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,717,000 | 1,352 |
| Gross Fiduciary activities income | $123,000 | 678 |
| Service charges on deposit accounts | $275,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,319,000 | 1,200 |
| Total noninterest expense | $4,890,000 | 2,615 |
| Salaries and employee benefits | $2,976,000 | 2,527 |
| Premises and equipment expense | $411,000 | 2,909 |
| Additional noninterest expense | $1,503,000 | 2,585 |
| Pre-tax net operating income | $3,193,000 | 2,357 |
| Securities gains (losses) | $336,000 | 421 |
| Applicable income taxes | $223,000 | 2,504 |
| Income before extraordinary items | $3,306,000 | 2,116 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,306,000 | 2,117 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,306,000 | 2,117 |
| Net charge-offs | $6,000 | 2,115 |
| Cash dividends | $601,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,990,160 | 2,229 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 3,243 |
| Total interest expense | $225,000 | 3,469 |
| Net interest income | $2,895,000 | 3,181 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $3,279,000 | 1,126 |
| Gross Fiduciary activities income | $81,000 | 688 |
| Service charges on deposit accounts | $177,000 | 1,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,021,000 | 963 |
| Total noninterest expense | $3,115,000 | 2,663 |
| Salaries and employee benefits | $1,860,000 | 2,620 |
| Premises and equipment expense | $265,000 | 2,961 |
| Additional noninterest expense | $990,000 | 2,596 |
| Pre-tax net operating income | $3,059,000 | 1,863 |
| Securities gains (losses) | $152,000 | 534 |
| Applicable income taxes | $213,000 | 2,271 |
| Income before extraordinary items | $2,998,000 | 1,716 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,998,000 | 1,716 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,998,000 | 1,716 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $411,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,856,640 | 1,733 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 3,219 |
| Total interest expense | $118,000 | 3,486 |
| Net interest income | $1,456,000 | 3,156 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $750,000 | 1,801 |
| Gross Fiduciary activities income | $40,000 | 691 |
| Service charges on deposit accounts | $92,000 | 1,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 1,695 |
| Total noninterest expense | $1,443,000 | 2,796 |
| Salaries and employee benefits | $834,000 | 2,783 |
| Premises and equipment expense | $137,000 | 2,918 |
| Additional noninterest expense | $472,000 | 2,642 |
| Pre-tax net operating income | $763,000 | 2,723 |
| Securities gains (losses) | $53,000 | 643 |
| Applicable income taxes | $50,000 | 2,695 |
| Income before extraordinary items | $766,000 | 2,572 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $766,000 | 2,570 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $766,000 | 2,572 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $222,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $716,180 | 2,633 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 3,204 |
| Total interest expense | $726,000 | 3,396 |
| Net interest income | $5,646,000 | 3,146 |
| Provision for loan and lease losses | $452,000 | 2,343 |
| Total noninterest income | $2,234,000 | 2,001 |
| Gross Fiduciary activities income | $163,000 | 684 |
| Service charges on deposit accounts | $382,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,689,000 | 1,965 |
| Total noninterest expense | $6,100,000 | 2,668 |
| Salaries and employee benefits | $3,663,000 | 2,618 |
| Premises and equipment expense | $503,000 | 3,033 |
| Additional noninterest expense | $1,934,000 | 2,585 |
| Pre-tax net operating income | $1,328,000 | 3,409 |
| Securities gains (losses) | $541,000 | 574 |
| Applicable income taxes | $94,000 | 2,957 |
| Income before extraordinary items | $1,775,000 | 2,977 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,775,000 | 2,976 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,775,000 | 2,977 |
| Net charge-offs | $-107,000 | 4,764 |
| Cash dividends | $752,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,261,050 | 3,342 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 3,229 |
| Total interest expense | $587,000 | 3,385 |
| Net interest income | $4,210,000 | 3,173 |
| Provision for loan and lease losses | $336,000 | 2,322 |
| Total noninterest income | $1,815,000 | 1,884 |
| Gross Fiduciary activities income | $119,000 | 683 |
| Service charges on deposit accounts | $282,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,414,000 | 1,801 |
| Total noninterest expense | $4,613,000 | 2,646 |
| Salaries and employee benefits | $2,762,000 | 2,600 |
| Premises and equipment expense | $374,000 | 3,070 |
| Additional noninterest expense | $1,477,000 | 2,535 |
| Pre-tax net operating income | $1,076,000 | 3,371 |
| Securities gains (losses) | $418,000 | 556 |
| Applicable income taxes | $88,000 | 2,870 |
| Income before extraordinary items | $1,406,000 | 2,919 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,406,000 | 2,918 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,406,000 | 2,919 |
| Net charge-offs | $-106,000 | 4,822 |
| Cash dividends | $576,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,013,080 | 3,287 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 3,272 |
| Total interest expense | $422,000 | 3,377 |
| Net interest income | $2,773,000 | 3,212 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $1,095,000 | 1,924 |
| Gross Fiduciary activities income | $80,000 | 690 |
| Service charges on deposit accounts | $187,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 1,861 |
| Total noninterest expense | $3,053,000 | 2,673 |
| Salaries and employee benefits | $1,826,000 | 2,617 |
| Premises and equipment expense | $244,000 | 3,097 |
| Additional noninterest expense | $983,000 | 2,541 |
| Pre-tax net operating income | $715,000 | 3,359 |
| Securities gains (losses) | $304,000 | 539 |
| Applicable income taxes | $60,000 | 2,806 |
| Income before extraordinary items | $959,000 | 2,865 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $959,000 | 2,864 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $959,000 | 2,865 |
| Net charge-offs | $-106,000 | 4,896 |
| Cash dividends | $377,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $673,240 | 3,278 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 3,280 |
| Total interest expense | $241,000 | 3,322 |
| Net interest income | $1,358,000 | 3,217 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $402,000 | 2,177 |
| Gross Fiduciary activities income | $45,000 | 688 |
| Service charges on deposit accounts | $115,000 | 1,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,225 |
| Total noninterest expense | $1,442,000 | 2,779 |
| Salaries and employee benefits | $839,000 | 2,766 |
| Premises and equipment expense | $115,000 | 3,212 |
| Additional noninterest expense | $488,000 | 2,583 |
| Pre-tax net operating income | $218,000 | 3,704 |
| Securities gains (losses) | $179,000 | 415 |
| Applicable income taxes | $25,000 | 2,784 |
| Income before extraordinary items | $372,000 | 3,017 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $372,000 | 3,018 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $372,000 | 3,018 |
| Net charge-offs | $-113,000 | 4,978 |
| Cash dividends | $216,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $203,740 | 3,658 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 3,413 |
| Total interest expense | $926,000 | 3,411 |
| Net interest income | $5,153,000 | 3,357 |
| Provision for loan and lease losses | $331,000 | 1,860 |
| Total noninterest income | $2,343,000 | 1,816 |
| Gross Fiduciary activities income | $187,000 | 690 |
| Service charges on deposit accounts | $514,000 | 1,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,642,000 | 1,723 |
| Total noninterest expense | $5,959,000 | 2,708 |
| Salaries and employee benefits | $3,482,000 | 2,675 |
| Premises and equipment expense | $472,000 | 3,197 |
| Additional noninterest expense | $2,005,000 | 2,553 |
| Pre-tax net operating income | $1,206,000 | 3,667 |
| Securities gains (losses) | $138,000 | 767 |
| Applicable income taxes | $55,000 | 3,274 |
| Income before extraordinary items | $1,289,000 | 3,465 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,289,000 | 3,466 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,289,000 | 3,466 |
| Net charge-offs | $174,000 | 1,798 |
| Cash dividends | $540,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,156,520 | 3,585 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 3,485 |
| Total interest expense | $680,000 | 3,466 |
| Net interest income | $3,822,000 | 3,425 |
| Provision for loan and lease losses | $150,000 | 2,250 |
| Total noninterest income | $1,460,000 | 2,002 |
| Gross Fiduciary activities income | $136,000 | 691 |
| Service charges on deposit accounts | $382,000 | 1,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $942,000 | 1,997 |
| Total noninterest expense | $4,309,000 | 2,783 |
| Salaries and employee benefits | $2,508,000 | 2,752 |
| Premises and equipment expense | $353,000 | 3,222 |
| Additional noninterest expense | $1,448,000 | 2,622 |
| Pre-tax net operating income | $823,000 | 3,851 |
| Securities gains (losses) | $114,000 | 733 |
| Applicable income taxes | $46,000 | 3,283 |
| Income before extraordinary items | $891,000 | 3,662 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $891,000 | 3,661 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $891,000 | 3,662 |
| Net charge-offs | $170,000 | 1,413 |
| Cash dividends | $405,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $782,700 | 3,782 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 3,518 |
| Total interest expense | $431,000 | 3,527 |
| Net interest income | $2,531,000 | 3,452 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $1,000,000 | 1,959 |
| Gross Fiduciary activities income | $91,000 | 691 |
| Service charges on deposit accounts | $249,000 | 1,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 1,917 |
| Total noninterest expense | $2,822,000 | 2,829 |
| Salaries and employee benefits | $1,610,000 | 2,834 |
| Premises and equipment expense | $236,000 | 3,230 |
| Additional noninterest expense | $976,000 | 2,631 |
| Pre-tax net operating income | $559,000 | 3,844 |
| Securities gains (losses) | $60,000 | 691 |
| Applicable income taxes | $28,000 | 3,329 |
| Income before extraordinary items | $591,000 | 3,649 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $591,000 | 3,648 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $591,000 | 3,648 |
| Net charge-offs | $149,000 | 1,173 |
| Cash dividends | $270,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $534,000 | 3,753 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 3,571 |
| Total interest expense | $197,000 | 3,638 |
| Net interest income | $1,258,000 | 3,494 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $603,000 | 1,724 |
| Gross Fiduciary activities income | $48,000 | 701 |
| Service charges on deposit accounts | $131,000 | 1,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 1,614 |
| Total noninterest expense | $1,368,000 | 2,892 |
| Salaries and employee benefits | $768,000 | 2,940 |
| Premises and equipment expense | $119,000 | 3,243 |
| Additional noninterest expense | $481,000 | 2,662 |
| Pre-tax net operating income | $343,000 | 3,595 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $22,000 | 3,116 |
| Income before extraordinary items | $319,000 | 3,542 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $319,000 | 3,541 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $319,000 | 3,541 |
| Net charge-offs | $28,000 | 1,543 |
| Cash dividends | $135,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $320,880 | 3,528 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 3,691 |
| Total interest expense | $587,000 | 3,715 |
| Net interest income | $4,585,000 | 3,645 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,674,000 | 2,202 |
| Gross Fiduciary activities income | $204,000 | 708 |
| Service charges on deposit accounts | $551,000 | 1,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $919,000 | 2,337 |
| Total noninterest expense | $5,258,000 | 2,958 |
| Salaries and employee benefits | $2,972,000 | 2,986 |
| Premises and equipment expense | $435,000 | 3,386 |
| Additional noninterest expense | $1,851,000 | 2,728 |
| Pre-tax net operating income | $1,001,000 | 4,023 |
| Securities gains (losses) | $-57,000 | 4,880 |
| Applicable income taxes | $39,000 | 3,453 |
| Income before extraordinary items | $905,000 | 4,005 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $905,000 | 4,004 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $905,000 | 4,004 |
| Net charge-offs | $52,000 | 2,611 |
| Cash dividends | $999,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $959,720 | 3,959 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,875,000 | 3,720 |
| Total interest expense | $403,000 | 3,789 |
| Net interest income | $3,472,000 | 3,663 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,309,000 | 2,165 |
| Gross Fiduciary activities income | $151,000 | 699 |
| Service charges on deposit accounts | $409,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $749,000 | 2,255 |
| Total noninterest expense | $3,796,000 | 3,038 |
| Salaries and employee benefits | $2,126,000 | 3,055 |
| Premises and equipment expense | $321,000 | 3,459 |
| Additional noninterest expense | $1,349,000 | 2,794 |
| Pre-tax net operating income | $985,000 | 3,777 |
| Securities gains (losses) | $-50,000 | 5,140 |
| Applicable income taxes | $28,000 | 3,535 |
| Income before extraordinary items | $907,000 | 3,720 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $907,000 | 3,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $907,000 | 3,719 |
| Net charge-offs | $61,000 | 2,063 |
| Cash dividends | $729,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $955,500 | 3,654 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 3,734 |
| Total interest expense | $251,000 | 3,834 |
| Net interest income | $2,301,000 | 3,684 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $833,000 | 2,221 |
| Gross Fiduciary activities income | $98,000 | 705 |
| Service charges on deposit accounts | $281,000 | 1,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,362 |
| Total noninterest expense | $2,465,000 | 3,106 |
| Salaries and employee benefits | $1,384,000 | 3,108 |
| Premises and equipment expense | $209,000 | 3,520 |
| Additional noninterest expense | $872,000 | 2,871 |
| Pre-tax net operating income | $669,000 | 3,758 |
| Securities gains (losses) | $-59,000 | 5,284 |
| Applicable income taxes | $19,000 | 3,531 |
| Income before extraordinary items | $591,000 | 3,752 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $591,000 | 3,750 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $591,000 | 3,751 |
| Net charge-offs | $12,000 | 2,509 |
| Cash dividends | $459,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $648,230 | 3,609 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 3,769 |
| Total interest expense | $121,000 | 3,845 |
| Net interest income | $1,138,000 | 3,712 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $409,000 | 2,229 |
| Gross Fiduciary activities income | $49,000 | 717 |
| Service charges on deposit accounts | $145,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,388 |
| Total noninterest expense | $1,197,000 | 3,185 |
| Salaries and employee benefits | $651,000 | 3,253 |
| Premises and equipment expense | $105,000 | 3,556 |
| Additional noninterest expense | $441,000 | 2,874 |
| Pre-tax net operating income | $350,000 | 3,630 |
| Securities gains (losses) | $-59,000 | 5,420 |
| Applicable income taxes | $5,000 | 3,674 |
| Income before extraordinary items | $286,000 | 3,748 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $286,000 | 3,748 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $286,000 | 3,748 |
| Net charge-offs | $12,000 | 1,889 |
| Cash dividends | $189,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $343,820 | 3,488 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 3,797 |
| Total interest expense | $401,000 | 3,993 |
| Net interest income | $4,464,000 | 3,740 |
| Provision for loan and lease losses | $75,000 | 3,288 |
| Total noninterest income | $1,620,000 | 2,303 |
| Gross Fiduciary activities income | $208,000 | 715 |
| Service charges on deposit accounts | $560,000 | 1,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $852,000 | 2,485 |
| Total noninterest expense | $4,984,000 | 3,093 |
| Salaries and employee benefits | $2,745,000 | 3,160 |
| Premises and equipment expense | $458,000 | 3,416 |
| Additional noninterest expense | $1,781,000 | 2,868 |
| Pre-tax net operating income | $1,025,000 | 4,034 |
| Securities gains (losses) | $105,000 | 612 |
| Applicable income taxes | $14,000 | 3,828 |
| Income before extraordinary items | $1,116,000 | 3,574 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,116,000 | 3,573 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,116,000 | 3,574 |
| Net charge-offs | $457,000 | 1,155 |
| Cash dividends | $540,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,012,050 | 3,691 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 3,851 |
| Total interest expense | $286,000 | 4,079 |
| Net interest income | $3,317,000 | 3,793 |
| Provision for loan and lease losses | $75,000 | 2,940 |
| Total noninterest income | $1,226,000 | 2,311 |
| Gross Fiduciary activities income | $155,000 | 715 |
| Service charges on deposit accounts | $411,000 | 1,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,474 |
| Total noninterest expense | $3,661,000 | 3,155 |
| Salaries and employee benefits | $2,027,000 | 3,198 |
| Premises and equipment expense | $338,000 | 3,480 |
| Additional noninterest expense | $1,296,000 | 2,942 |
| Pre-tax net operating income | $807,000 | 4,043 |
| Securities gains (losses) | $80,000 | 679 |
| Applicable income taxes | $37,000 | 3,544 |
| Income before extraordinary items | $850,000 | 3,770 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $850,000 | 3,768 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $850,000 | 3,770 |
| Net charge-offs | $459,000 | 855 |
| Cash dividends | $391,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $773,200 | 3,870 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 3,870 |
| Total interest expense | $184,000 | 4,119 |
| Net interest income | $2,198,000 | 3,804 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $825,000 | 2,312 |
| Gross Fiduciary activities income | $104,000 | 719 |
| Service charges on deposit accounts | $260,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,424 |
| Total noninterest expense | $2,389,000 | 3,213 |
| Salaries and employee benefits | $1,306,000 | 3,280 |
| Premises and equipment expense | $229,000 | 3,478 |
| Additional noninterest expense | $854,000 | 2,971 |
| Pre-tax net operating income | $559,000 | 3,988 |
| Securities gains (losses) | $35,000 | 779 |
| Applicable income taxes | $22,000 | 3,602 |
| Income before extraordinary items | $572,000 | 3,729 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $572,000 | 3,726 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $572,000 | 3,729 |
| Net charge-offs | $453,000 | 612 |
| Cash dividends | $256,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $538,400 | 3,792 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 3,816 |
| Total interest expense | $87,000 | 4,217 |
| Net interest income | $1,147,000 | 3,740 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $398,000 | 2,340 |
| Gross Fiduciary activities income | $51,000 | 730 |
| Service charges on deposit accounts | $130,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 2,477 |
| Total noninterest expense | $1,146,000 | 3,340 |
| Salaries and employee benefits | $606,000 | 3,469 |
| Premises and equipment expense | $112,000 | 3,548 |
| Additional noninterest expense | $428,000 | 2,985 |
| Pre-tax net operating income | $324,000 | 3,720 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $17,000 | 3,423 |
| Income before extraordinary items | $314,000 | 3,540 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $314,000 | 3,539 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $314,000 | 3,540 |
| Net charge-offs | $419,000 | 376 |
| Cash dividends | $121,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $307,350 | 3,538 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 3,998 |
| Total interest expense | $323,000 | 4,363 |
| Net interest income | $4,172,000 | 3,933 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,561,000 | 2,437 |
| Gross Fiduciary activities income | $243,000 | 710 |
| Service charges on deposit accounts | $539,000 | 1,962 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $779,000 | 2,691 |
| Total noninterest expense | $4,800,000 | 3,261 |
| Salaries and employee benefits | $2,545,000 | 3,366 |
| Premises and equipment expense | $489,000 | 3,422 |
| Additional noninterest expense | $1,766,000 | 3,001 |
| Pre-tax net operating income | $933,000 | 4,156 |
| Securities gains (losses) | $119,000 | 1,226 |
| Applicable income taxes | $49,000 | 3,604 |
| Income before extraordinary items | $1,003,000 | 3,884 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,003,000 | 3,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,003,000 | 3,883 |
| Net charge-offs | $33,000 | 3,401 |
| Cash dividends | $850,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $889,950 | 3,982 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,032 |
| Total interest expense | $235,000 | 4,436 |
| Net interest income | $3,125,000 | 3,961 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,175,000 | 2,436 |
| Gross Fiduciary activities income | $186,000 | 704 |
| Service charges on deposit accounts | $412,000 | 1,938 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $577,000 | 2,697 |
| Total noninterest expense | $3,571,000 | 3,281 |
| Salaries and employee benefits | $1,859,000 | 3,406 |
| Premises and equipment expense | $377,000 | 3,382 |
| Additional noninterest expense | $1,335,000 | 2,986 |
| Pre-tax net operating income | $729,000 | 4,174 |
| Securities gains (losses) | $88,000 | 1,347 |
| Applicable income taxes | $27,000 | 3,775 |
| Income before extraordinary items | $790,000 | 3,863 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $790,000 | 3,861 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $790,000 | 3,863 |
| Net charge-offs | $26,000 | 2,997 |
| Cash dividends | $752,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $704,640 | 3,956 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 4,057 |
| Total interest expense | $163,000 | 4,407 |
| Net interest income | $2,080,000 | 3,991 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $779,000 | 2,424 |
| Gross Fiduciary activities income | $124,000 | 710 |
| Service charges on deposit accounts | $271,000 | 1,930 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $384,000 | 2,710 |
| Total noninterest expense | $2,319,000 | 3,369 |
| Salaries and employee benefits | $1,197,000 | 3,511 |
| Premises and equipment expense | $259,000 | 3,338 |
| Additional noninterest expense | $863,000 | 3,069 |
| Pre-tax net operating income | $540,000 | 4,035 |
| Securities gains (losses) | $67,000 | 1,232 |
| Applicable income taxes | $21,000 | 3,751 |
| Income before extraordinary items | $586,000 | 3,718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $586,000 | 3,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $586,000 | 3,717 |
| Net charge-offs | $-18,000 | 5,164 |
| Cash dividends | $641,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $521,010 | 3,826 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 4,090 |
| Total interest expense | $83,000 | 4,425 |
| Net interest income | $1,035,000 | 4,015 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $376,000 | 2,435 |
| Gross Fiduciary activities income | $61,000 | 711 |
| Service charges on deposit accounts | $134,000 | 1,942 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $181,000 | 2,749 |
| Total noninterest expense | $1,100,000 | 3,489 |
| Salaries and employee benefits | $553,000 | 3,690 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $416,000 | 3,139 |
| Pre-tax net operating income | $311,000 | 3,802 |
| Securities gains (losses) | $27,000 | 1,105 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $326,000 | 3,484 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $326,000 | 3,480 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $326,000 | 3,482 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $300,080 | 3,563 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 4,047 |
| Total interest expense | $281,000 | 4,728 |
| Net interest income | $4,292,000 | 3,925 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,637,000 | 2,375 |
| Gross Fiduciary activities income | $327,000 | 673 |
| Service charges on deposit accounts | $578,000 | 1,884 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $732,000 | 2,774 |
| Total noninterest expense | $5,037,000 | 3,195 |
| Salaries and employee benefits | $2,487,000 | 3,435 |
| Premises and equipment expense | $554,000 | 3,272 |
| Additional noninterest expense | $1,996,000 | 2,795 |
| Pre-tax net operating income | $892,000 | 4,244 |
| Securities gains (losses) | $73,000 | 1,359 |
| Applicable income taxes | $78,000 | 3,442 |
| Income before extraordinary items | $887,000 | 4,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $887,000 | 4,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $887,000 | 4,098 |
| Net charge-offs | $129,000 | 2,415 |
| Cash dividends | $662,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $819,840 | 4,173 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 4,129 |
| Total interest expense | $211,000 | 4,799 |
| Net interest income | $3,162,000 | 4,005 |
| Provision for loan and lease losses | $1,000 | 4,220 |
| Total noninterest income | $1,154,000 | 2,467 |
| Gross Fiduciary activities income | $187,000 | 722 |
| Service charges on deposit accounts | $434,000 | 1,897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $533,000 | 2,829 |
| Total noninterest expense | $3,722,000 | 3,247 |
| Salaries and employee benefits | $1,818,000 | 3,495 |
| Premises and equipment expense | $439,000 | 3,199 |
| Additional noninterest expense | $1,465,000 | 2,836 |
| Pre-tax net operating income | $593,000 | 4,518 |
| Securities gains (losses) | $56,000 | 1,395 |
| Applicable income taxes | $30,000 | 3,836 |
| Income before extraordinary items | $619,000 | 4,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 4,281 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $619,000 | 4,283 |
| Net charge-offs | $31,000 | 3,098 |
| Cash dividends | $438,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $565,800 | 4,363 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 4,188 |
| Total interest expense | $139,000 | 4,857 |
| Net interest income | $2,067,000 | 4,061 |
| Provision for loan and lease losses | $1,000 | 4,040 |
| Total noninterest income | $754,000 | 2,504 |
| Gross Fiduciary activities income | $124,000 | 736 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $348,000 | 2,852 |
| Total noninterest expense | $2,403,000 | 3,354 |
| Salaries and employee benefits | $1,179,000 | 3,574 |
| Premises and equipment expense | $285,000 | 3,272 |
| Additional noninterest expense | $939,000 | 2,941 |
| Pre-tax net operating income | $417,000 | 4,430 |
| Securities gains (losses) | $56,000 | 1,170 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $455,000 | 4,126 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $455,000 | 4,126 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $455,000 | 4,128 |
| Net charge-offs | $34,000 | 2,614 |
| Cash dividends | $354,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $401,240 | 4,233 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 4,195 |
| Total interest expense | $70,000 | 4,895 |
| Net interest income | $1,035,000 | 4,079 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $362,000 | 2,539 |
| Gross Fiduciary activities income | $61,000 | 740 |
| Service charges on deposit accounts | $149,000 | 1,836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,001 |
| Total noninterest expense | $1,178,000 | 3,416 |
| Salaries and employee benefits | $559,000 | 3,748 |
| Premises and equipment expense | $143,000 | 3,298 |
| Additional noninterest expense | $476,000 | 2,890 |
| Pre-tax net operating income | $218,000 | 4,326 |
| Securities gains (losses) | $21,000 | 1,218 |
| Applicable income taxes | $7,000 | 3,948 |
| Income before extraordinary items | $232,000 | 4,063 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $232,000 | 4,067 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $232,000 | 4,067 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $300,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $211,630 | 4,124 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,759,000 | 4,079 |
| Total interest expense | $340,000 | 4,740 |
| Net interest income | $4,419,000 | 3,952 |
| Provision for loan and lease losses | $-185,000 | 6,116 |
| Total noninterest income | $1,558,000 | 2,451 |
| Gross Fiduciary activities income | $224,000 | 755 |
| Service charges on deposit accounts | $682,000 | 1,785 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $652,000 | 2,928 |
| Total noninterest expense | $5,833,000 | 2,976 |
| Salaries and employee benefits | $2,545,000 | 3,435 |
| Premises and equipment expense | $587,000 | 3,281 |
| Additional noninterest expense | $2,701,000 | 2,237 |
| Pre-tax net operating income | $329,000 | 5,421 |
| Securities gains (losses) | $40,000 | 1,884 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $366,000 | 5,244 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $366,000 | 5,243 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $366,000 | 5,244 |
| Net charge-offs | $-250,000 | 6,287 |
| Cash dividends | $460,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $326,400 | 5,285 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 4,142 |
| Total interest expense | $269,000 | 4,724 |
| Net interest income | $3,260,000 | 4,031 |
| Provision for loan and lease losses | $-8,000 | 6,072 |
| Total noninterest income | $1,133,000 | 2,525 |
| Gross Fiduciary activities income | $165,000 | 755 |
| Service charges on deposit accounts | $518,000 | 1,775 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $450,000 | 3,059 |
| Total noninterest expense | $4,285,000 | 3,036 |
| Salaries and employee benefits | $1,896,000 | 3,467 |
| Premises and equipment expense | $439,000 | 3,329 |
| Additional noninterest expense | $1,950,000 | 2,305 |
| Pre-tax net operating income | $116,000 | 5,853 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $156,000 | 5,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 5,716 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $156,000 | 5,717 |
| Net charge-offs | $-75,000 | 6,148 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $116,000 | 5,815 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 4,150 |
| Total interest expense | $184,000 | 4,732 |
| Net interest income | $2,179,000 | 4,034 |
| Provision for loan and lease losses | $-8,000 | 6,220 |
| Total noninterest income | $731,000 | 2,530 |
| Gross Fiduciary activities income | $114,000 | 753 |
| Service charges on deposit accounts | $340,000 | 1,782 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $277,000 | 3,151 |
| Total noninterest expense | $2,915,000 | 3,003 |
| Salaries and employee benefits | $1,262,000 | 3,484 |
| Premises and equipment expense | $268,000 | 3,547 |
| Additional noninterest expense | $1,385,000 | 2,166 |
| Pre-tax net operating income | $3,000 | 6,160 |
| Securities gains (losses) | $33,000 | 1,399 |
| Applicable income taxes | $-5,000 | 6,353 |
| Income before extraordinary items | $41,000 | 6,047 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $41,000 | 6,048 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $41,000 | 6,049 |
| Net charge-offs | $-65,000 | 6,216 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $8,000 | 6,158 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 4,149 |
| Total interest expense | $95,000 | 4,743 |
| Net interest income | $1,092,000 | 4,039 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $366,000 | 2,511 |
| Gross Fiduciary activities income | $60,000 | 747 |
| Service charges on deposit accounts | $174,000 | 1,741 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $132,000 | 3,157 |
| Total noninterest expense | $1,522,000 | 2,944 |
| Salaries and employee benefits | $616,000 | 3,579 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $776,000 | 1,937 |
| Pre-tax net operating income | $-64,000 | 6,397 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-8,000 | 6,443 |
| Income before extraordinary items | $-56,000 | 6,396 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-56,000 | 6,396 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-56,000 | 6,397 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-56,000 | 6,391 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 3,983 |
| Total interest expense | $497,000 | 4,466 |
| Net interest income | $4,665,000 | 3,871 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $1,763,000 | 2,327 |
| Gross Fiduciary activities income | $216,000 | 769 |
| Service charges on deposit accounts | $797,000 | 1,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $750,000 | 2,764 |
| Total noninterest expense | $5,392,000 | 3,231 |
| Salaries and employee benefits | $2,519,000 | 3,525 |
| Premises and equipment expense | $541,000 | 3,556 |
| Additional noninterest expense | $2,332,000 | 2,621 |
| Pre-tax net operating income | $761,000 | 4,478 |
| Securities gains (losses) | $40,000 | 1,960 |
| Applicable income taxes | $31,000 | 3,950 |
| Income before extraordinary items | $770,000 | 4,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $770,000 | 4,310 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $770,000 | 4,311 |
| Net charge-offs | $326,000 | 2,487 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $731,600 | 4,325 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 3,993 |
| Total interest expense | $393,000 | 4,449 |
| Net interest income | $3,521,000 | 3,877 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $1,358,000 | 2,334 |
| Gross Fiduciary activities income | $161,000 | 762 |
| Service charges on deposit accounts | $585,000 | 1,678 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $612,000 | 2,708 |
| Total noninterest expense | $3,933,000 | 3,300 |
| Salaries and employee benefits | $1,885,000 | 3,545 |
| Premises and equipment expense | $415,000 | 3,523 |
| Additional noninterest expense | $1,633,000 | 2,785 |
| Pre-tax net operating income | $671,000 | 4,334 |
| Securities gains (losses) | $40,000 | 1,818 |
| Applicable income taxes | $36,000 | 3,863 |
| Income before extraordinary items | $675,000 | 4,112 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $675,000 | 4,115 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $675,000 | 4,116 |
| Net charge-offs | $325,000 | 2,040 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $637,000 | 4,141 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 3,941 |
| Total interest expense | $282,000 | 4,350 |
| Net interest income | $2,398,000 | 3,820 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $949,000 | 2,291 |
| Gross Fiduciary activities income | $101,000 | 778 |
| Service charges on deposit accounts | $395,000 | 1,635 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $453,000 | 2,617 |
| Total noninterest expense | $2,654,000 | 3,275 |
| Salaries and employee benefits | $1,277,000 | 3,515 |
| Premises and equipment expense | $266,000 | 3,633 |
| Additional noninterest expense | $1,111,000 | 2,720 |
| Pre-tax net operating income | $493,000 | 4,158 |
| Securities gains (losses) | $41,000 | 1,644 |
| Applicable income taxes | $27,000 | 3,804 |
| Income before extraordinary items | $507,000 | 3,908 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $507,000 | 3,911 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $507,000 | 3,912 |
| Net charge-offs | $248,000 | 1,875 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $468,050 | 3,946 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 4,281 |
| Total interest expense | $155,000 | 4,246 |
| Net interest income | $1,034,000 | 4,244 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $403,000 | 2,543 |
| Gross Fiduciary activities income | $51,000 | 775 |
| Service charges on deposit accounts | $196,000 | 1,646 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 3,123 |
| Total noninterest expense | $1,342,000 | 3,265 |
| Salaries and employee benefits | $639,000 | 3,563 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $568,000 | 2,676 |
| Pre-tax net operating income | $70,000 | 5,620 |
| Securities gains (losses) | $41,000 | 1,010 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $107,000 | 5,170 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $107,000 | 5,172 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $107,000 | 5,172 |
| Net charge-offs | $141,000 | 1,636 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $67,640 | 5,537 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 4,041 |
| Total interest expense | $966,000 | 3,700 |
| Net interest income | $4,571,000 | 4,049 |
| Provision for loan and lease losses | $1,140,000 | 1,631 |
| Total noninterest income | $839,000 | 3,560 |
| Gross Fiduciary activities income | $303,000 | 701 |
| Service charges on deposit accounts | $810,000 | 1,676 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-274,000 | 6,852 |
| Total noninterest expense | $5,809,000 | 3,111 |
| Salaries and employee benefits | $2,639,000 | 3,434 |
| Premises and equipment expense | $614,000 | 3,326 |
| Additional noninterest expense | $2,556,000 | 2,517 |
| Pre-tax net operating income | $-1,539,000 | 6,750 |
| Securities gains (losses) | $218,000 | 1,621 |
| Applicable income taxes | $-52,000 | 6,645 |
| Income before extraordinary items | $-1,269,000 | 6,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,269,000 | 6,750 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,269,000 | 6,751 |
| Net charge-offs | $613,000 | 2,389 |
| Cash dividends | $251,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,478,280 | 6,757 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 4,081 |
| Total interest expense | $783,000 | 3,626 |
| Net interest income | $3,417,000 | 4,115 |
| Provision for loan and lease losses | $740,000 | 1,801 |
| Total noninterest income | $993,000 | 2,811 |
| Gross Fiduciary activities income | $194,000 | 729 |
| Service charges on deposit accounts | $612,000 | 1,685 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 4,343 |
| Total noninterest expense | $4,341,000 | 3,133 |
| Salaries and employee benefits | $2,022,000 | 3,395 |
| Premises and equipment expense | $455,000 | 3,403 |
| Additional noninterest expense | $1,864,000 | 2,586 |
| Pre-tax net operating income | $-671,000 | 6,746 |
| Securities gains (losses) | $29,000 | 2,726 |
| Applicable income taxes | $-52,000 | 6,854 |
| Income before extraordinary items | $-590,000 | 6,781 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-590,000 | 6,778 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-590,000 | 6,778 |
| Net charge-offs | $610,000 | 1,962 |
| Cash dividends | $251,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-616,680 | 6,752 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 4,082 |
| Total interest expense | $569,000 | 3,528 |
| Net interest income | $2,263,000 | 4,146 |
| Provision for loan and lease losses | $640,000 | 1,502 |
| Total noninterest income | $786,000 | 2,506 |
| Gross Fiduciary activities income | $133,000 | 734 |
| Service charges on deposit accounts | $400,000 | 1,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,318 |
| Total noninterest expense | $2,896,000 | 3,146 |
| Salaries and employee benefits | $1,352,000 | 3,406 |
| Premises and equipment expense | $294,000 | 3,480 |
| Additional noninterest expense | $1,250,000 | 2,583 |
| Pre-tax net operating income | $-487,000 | 6,811 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-39,000 | 6,925 |
| Income before extraordinary items | $-448,000 | 6,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-448,000 | 6,852 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-448,000 | 6,852 |
| Net charge-offs | $639,000 | 1,540 |
| Cash dividends | $251,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-448,000 | 6,810 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,059 |
| Total interest expense | $301,000 | 3,505 |
| Net interest income | $1,146,000 | 4,141 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $342,000 | 2,718 |
| Gross Fiduciary activities income | $69,000 | 734 |
| Service charges on deposit accounts | $196,000 | 1,725 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,070 |
| Total noninterest expense | $1,340,000 | 3,357 |
| Salaries and employee benefits | $663,000 | 3,485 |
| Premises and equipment expense | $146,000 | 3,532 |
| Additional noninterest expense | $531,000 | 2,945 |
| Pre-tax net operating income | $-127,000 | 6,770 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-11,000 | 6,986 |
| Income before extraordinary items | $-116,000 | 6,825 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-116,000 | 6,826 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-116,000 | 6,826 |
| Net charge-offs | $200,000 | 1,847 |
| Cash dividends | $251,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-116,000 | 6,765 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 3,838 |
| Total interest expense | $1,309,000 | 3,769 |
| Net interest income | $5,236,000 | 3,792 |
| Provision for loan and lease losses | $577,000 | 3,258 |
| Total noninterest income | $1,660,000 | 2,298 |
| Gross Fiduciary activities income | $363,000 | 626 |
| Service charges on deposit accounts | $894,000 | 1,639 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $403,000 | 3,424 |
| Total noninterest expense | $5,640,000 | 3,208 |
| Salaries and employee benefits | $2,692,000 | 3,367 |
| Premises and equipment expense | $640,000 | 3,406 |
| Additional noninterest expense | $2,308,000 | 2,758 |
| Pre-tax net operating income | $679,000 | 4,333 |
| Securities gains (losses) | $46,000 | 2,636 |
| Applicable income taxes | $27,000 | 4,008 |
| Income before extraordinary items | $698,000 | 4,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $698,000 | 4,168 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $698,000 | 4,168 |
| Net charge-offs | $547,000 | 3,071 |
| Cash dividends | $90,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $653,840 | 4,138 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 3,821 |
| Total interest expense | $998,000 | 3,839 |
| Net interest income | $4,044,000 | 3,751 |
| Provision for loan and lease losses | $552,000 | 2,731 |
| Total noninterest income | $1,252,000 | 2,272 |
| Gross Fiduciary activities income | $289,000 | 604 |
| Service charges on deposit accounts | $691,000 | 1,587 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $272,000 | 3,606 |
| Total noninterest expense | $4,259,000 | 3,206 |
| Salaries and employee benefits | $2,051,000 | 3,329 |
| Premises and equipment expense | $465,000 | 3,535 |
| Additional noninterest expense | $1,743,000 | 2,751 |
| Pre-tax net operating income | $485,000 | 4,519 |
| Securities gains (losses) | $-6,000 | 6,969 |
| Applicable income taxes | $27,000 | 3,924 |
| Income before extraordinary items | $452,000 | 4,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,489 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $452,000 | 4,489 |
| Net charge-offs | $453,000 | 2,776 |
| Cash dividends | $90,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $457,640 | 4,336 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 3,887 |
| Total interest expense | $680,000 | 3,889 |
| Net interest income | $2,623,000 | 3,820 |
| Provision for loan and lease losses | $325,000 | 2,851 |
| Total noninterest income | $761,000 | 2,402 |
| Gross Fiduciary activities income | $131,000 | 688 |
| Service charges on deposit accounts | $445,000 | 1,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,622 |
| Total noninterest expense | $2,831,000 | 3,245 |
| Salaries and employee benefits | $1,372,000 | 3,355 |
| Premises and equipment expense | $298,000 | 3,663 |
| Additional noninterest expense | $1,161,000 | 2,810 |
| Pre-tax net operating income | $228,000 | 4,955 |
| Securities gains (losses) | $-6,000 | 7,032 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $215,000 | 4,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 4,910 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $215,000 | 4,910 |
| Net charge-offs | $235,000 | 2,944 |
| Cash dividends | $90,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $220,820 | 4,787 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 3,933 |
| Total interest expense | $342,000 | 3,974 |
| Net interest income | $1,301,000 | 3,844 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $392,000 | 2,377 |
| Gross Fiduciary activities income | $65,000 | 686 |
| Service charges on deposit accounts | $224,000 | 1,579 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,519 |
| Total noninterest expense | $1,415,000 | 3,256 |
| Salaries and employee benefits | $714,000 | 3,280 |
| Premises and equipment expense | $150,000 | 3,699 |
| Additional noninterest expense | $551,000 | 2,943 |
| Pre-tax net operating income | $53,000 | 5,711 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $47,000 | 5,758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $47,000 | 5,757 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $47,000 | 5,758 |
| Net charge-offs | $223,000 | 2,024 |
| Cash dividends | $74,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $53,000 | 5,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 3,816 |
| Total interest expense | $1,745,000 | 3,917 |
| Net interest income | $5,531,000 | 3,690 |
| Provision for loan and lease losses | $1,078,000 | 2,942 |
| Total noninterest income | $1,769,000 | 2,255 |
| Gross Fiduciary activities income | $282,000 | 686 |
| Service charges on deposit accounts | $1,090,000 | 1,397 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $397,000 | 3,531 |
| Total noninterest expense | $5,580,000 | 3,296 |
| Salaries and employee benefits | $2,686,000 | 3,408 |
| Premises and equipment expense | $645,000 | 3,527 |
| Additional noninterest expense | $2,249,000 | 2,937 |
| Pre-tax net operating income | $642,000 | 4,057 |
| Securities gains (losses) | $153,000 | 1,815 |
| Applicable income taxes | $52,000 | 3,615 |
| Income before extraordinary items | $743,000 | 3,747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $743,000 | 3,746 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $743,000 | 3,748 |
| Net charge-offs | $826,000 | 2,952 |
| Cash dividends | $299,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $600,710 | 3,935 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 3,877 |
| Total interest expense | $1,368,000 | 3,936 |
| Net interest income | $4,112,000 | 3,758 |
| Provision for loan and lease losses | $853,000 | 2,752 |
| Total noninterest income | $1,232,000 | 2,384 |
| Gross Fiduciary activities income | $203,000 | 686 |
| Service charges on deposit accounts | $848,000 | 1,388 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $181,000 | 4,344 |
| Total noninterest expense | $4,090,000 | 3,348 |
| Salaries and employee benefits | $2,020,000 | 3,411 |
| Premises and equipment expense | $484,000 | 3,572 |
| Additional noninterest expense | $1,586,000 | 3,058 |
| Pre-tax net operating income | $401,000 | 4,506 |
| Securities gains (losses) | $154,000 | 1,578 |
| Applicable income taxes | $26,000 | 3,880 |
| Income before extraordinary items | $529,000 | 4,010 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $529,000 | 4,013 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $529,000 | 4,013 |
| Net charge-offs | $384,000 | 3,420 |
| Cash dividends | $218,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $382,700 | 4,351 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 3,902 |
| Total interest expense | $936,000 | 3,975 |
| Net interest income | $2,718,000 | 3,787 |
| Provision for loan and lease losses | $703,000 | 2,360 |
| Total noninterest income | $817,000 | 2,339 |
| Gross Fiduciary activities income | $135,000 | 683 |
| Service charges on deposit accounts | $552,000 | 1,422 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $130,000 | 4,221 |
| Total noninterest expense | $2,688,000 | 3,393 |
| Salaries and employee benefits | $1,332,000 | 3,463 |
| Premises and equipment expense | $315,000 | 3,672 |
| Additional noninterest expense | $1,041,000 | 3,087 |
| Pre-tax net operating income | $144,000 | 5,245 |
| Securities gains (losses) | $137,000 | 1,201 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $270,000 | 4,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $270,000 | 4,478 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $270,000 | 4,478 |
| Net charge-offs | $98,000 | 4,281 |
| Cash dividends | $95,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $138,480 | 5,146 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,982 |
| Total interest expense | $474,000 | 4,071 |
| Net interest income | $1,338,000 | 3,850 |
| Provision for loan and lease losses | $676,000 | 1,514 |
| Total noninterest income | $449,000 | 2,199 |
| Gross Fiduciary activities income | $70,000 | 690 |
| Service charges on deposit accounts | $275,000 | 1,428 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $1,381,000 | 3,368 |
| Salaries and employee benefits | $696,000 | 3,410 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $522,000 | 3,052 |
| Pre-tax net operating income | $-270,000 | 6,934 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $-283,000 | 7,057 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-283,000 | 7,058 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-283,000 | 7,057 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-283,000 | 7,014 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 4,008 |
| Total interest expense | $2,297,000 | 4,102 |
| Net interest income | $5,165,000 | 3,861 |
| Provision for loan and lease losses | $495,000 | 4,562 |
| Total noninterest income | $1,989,000 | 2,131 |
| Gross Fiduciary activities income | $354,000 | 626 |
| Service charges on deposit accounts | $1,256,000 | 1,375 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $379,000 | 3,629 |
| Total noninterest expense | $6,016,000 | 3,174 |
| Salaries and employee benefits | $2,971,000 | 3,204 |
| Premises and equipment expense | $744,000 | 3,308 |
| Additional noninterest expense | $2,301,000 | 2,948 |
| Pre-tax net operating income | $643,000 | 3,675 |
| Securities gains (losses) | $144,000 | 1,818 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $769,000 | 3,204 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $769,000 | 3,203 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $769,000 | 3,203 |
| Net charge-offs | $552,000 | 3,659 |
| Cash dividends | $340,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $627,880 | 3,465 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 4,074 |
| Total interest expense | $1,826,000 | 4,088 |
| Net interest income | $3,743,000 | 3,958 |
| Provision for loan and lease losses | $245,000 | 4,887 |
| Total noninterest income | $1,502,000 | 2,171 |
| Gross Fiduciary activities income | $278,000 | 605 |
| Service charges on deposit accounts | $954,000 | 1,352 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $270,000 | 3,777 |
| Total noninterest expense | $4,496,000 | 3,180 |
| Salaries and employee benefits | $2,246,000 | 3,207 |
| Premises and equipment expense | $559,000 | 3,352 |
| Additional noninterest expense | $1,691,000 | 2,985 |
| Pre-tax net operating income | $504,000 | 3,884 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $21,000 | 3,776 |
| Income before extraordinary items | $483,000 | 3,752 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $483,000 | 3,750 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $483,000 | 3,751 |
| Net charge-offs | $409,000 | 3,316 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $483,000 | 3,665 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 4,156 |
| Total interest expense | $1,285,000 | 4,066 |
| Net interest income | $2,365,000 | 4,072 |
| Provision for loan and lease losses | $110,000 | 5,210 |
| Total noninterest income | $1,003,000 | 2,192 |
| Gross Fiduciary activities income | $206,000 | 591 |
| Service charges on deposit accounts | $618,000 | 1,379 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $179,000 | 3,830 |
| Total noninterest expense | $3,074,000 | 3,156 |
| Salaries and employee benefits | $1,558,000 | 3,128 |
| Premises and equipment expense | $377,000 | 3,341 |
| Additional noninterest expense | $1,139,000 | 2,962 |
| Pre-tax net operating income | $184,000 | 4,744 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $179,000 | 4,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 4,670 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $179,000 | 4,670 |
| Net charge-offs | $267,000 | 3,071 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $179,000 | 4,588 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 4,239 |
| Total interest expense | $657,000 | 4,117 |
| Net interest income | $1,139,000 | 4,169 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $522,000 | 2,067 |
| Gross Fiduciary activities income | $127,000 | 550 |
| Service charges on deposit accounts | $296,000 | 1,395 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $99,000 | 3,674 |
| Total noninterest expense | $1,514,000 | 3,121 |
| Salaries and employee benefits | $782,000 | 3,155 |
| Premises and equipment expense | $185,000 | 3,432 |
| Additional noninterest expense | $547,000 | 2,792 |
| Pre-tax net operating income | $102,000 | 5,016 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $99,000 | 4,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $99,000 | 4,983 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $99,000 | 4,982 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $99,000 | 4,818 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 4,056 |
| Total interest expense | $3,376,000 | 3,934 |
| Net interest income | $4,873,000 | 4,020 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $2,458,000 | 1,830 |
| Gross Fiduciary activities income | $382,000 | 623 |
| Service charges on deposit accounts | $1,357,000 | 1,330 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $719,000 | 2,611 |
| Total noninterest expense | $5,892,000 | 3,132 |
| Salaries and employee benefits | $3,110,000 | 3,149 |
| Premises and equipment expense | $860,000 | 2,994 |
| Additional noninterest expense | $1,922,000 | 2,959 |
| Pre-tax net operating income | $1,259,000 | 3,330 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $26,000 | 4,165 |
| Income before extraordinary items | $1,233,000 | 2,858 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,233,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,208 |
| Cash dividends | $850,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,233,000 | 3,003 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,345,000 | 4,036 |
| Total interest expense | $2,655,000 | 3,926 |
| Net interest income | $3,690,000 | 4,006 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $1,942,000 | 1,816 |
| Gross Fiduciary activities income | $297,000 | 623 |
| Service charges on deposit accounts | $1,030,000 | 1,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $615,000 | 2,493 |
| Total noninterest expense | $4,503,000 | 3,049 |
| Salaries and employee benefits | $2,342,000 | 3,168 |
| Premises and equipment expense | $652,000 | 2,983 |
| Additional noninterest expense | $1,509,000 | 2,762 |
| Pre-tax net operating income | $994,000 | 3,689 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $56,000 | 4,035 |
| Income before extraordinary items | $938,000 | 3,238 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $938,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,222 |
| Cash dividends | $747,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $938,000 | 3,376 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 4,025 |
| Total interest expense | $1,854,000 | 3,929 |
| Net interest income | $2,478,000 | 4,004 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $1,278,000 | 1,843 |
| Gross Fiduciary activities income | $162,000 | 678 |
| Service charges on deposit accounts | $669,000 | 1,330 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $447,000 | 2,418 |
| Total noninterest expense | $2,954,000 | 3,105 |
| Salaries and employee benefits | $1,557,000 | 3,227 |
| Premises and equipment expense | $450,000 | 2,906 |
| Additional noninterest expense | $947,000 | 2,876 |
| Pre-tax net operating income | $712,000 | 3,671 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $40,000 | 4,234 |
| Income before extraordinary items | $672,000 | 3,394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $672,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $576,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $672,000 | 3,352 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 4,084 |
| Total interest expense | $1,000,000 | 3,920 |
| Net interest income | $1,185,000 | 4,138 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $707,000 | 1,736 |
| Gross Fiduciary activities income | $81,000 | 693 |
| Service charges on deposit accounts | $317,000 | 1,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $309,000 | 1,933 |
| Total noninterest expense | $1,469,000 | 3,121 |
| Salaries and employee benefits | $786,000 | 3,218 |
| Premises and equipment expense | $226,000 | 2,912 |
| Additional noninterest expense | $457,000 | 2,934 |
| Pre-tax net operating income | $378,000 | 3,656 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $357,000 | 3,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $357,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,082 |
| Cash dividends | $137,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $357,000 | 3,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 3,980 |
| Total interest expense | $3,712,000 | 4,201 |
| Net interest income | $5,486,000 | 3,743 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,989,000 | 2,220 |
| Gross Fiduciary activities income | $332,000 | 681 |
| Service charges on deposit accounts | $1,177,000 | 1,528 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $480,000 | 3,391 |
| Total noninterest expense | $6,079,000 | 2,938 |
| Salaries and employee benefits | $3,084,000 | 3,152 |
| Premises and equipment expense | $786,000 | 3,118 |
| Additional noninterest expense | $2,209,000 | 2,437 |
| Pre-tax net operating income | $1,216,000 | 4,334 |
| Securities gains (losses) | $-622,000 | 8,390 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $591,000 | 5,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $591,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,974 |
| Cash dividends | $981,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,206,780 | 3,927 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 4,043 |
| Total interest expense | $2,685,000 | 4,294 |
| Net interest income | $4,083,000 | 3,773 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,361,000 | 2,368 |
| Gross Fiduciary activities income | $249,000 | 679 |
| Service charges on deposit accounts | $760,000 | 1,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $352,000 | 3,444 |
| Total noninterest expense | $4,095,000 | 3,186 |
| Salaries and employee benefits | $2,331,000 | 3,113 |
| Premises and equipment expense | $494,000 | 3,574 |
| Additional noninterest expense | $1,270,000 | 3,034 |
| Pre-tax net operating income | $1,214,000 | 3,919 |
| Securities gains (losses) | $-590,000 | 8,468 |
| Applicable income taxes | $66,000 | 4,763 |
| Income before extraordinary items | $558,000 | 5,166 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $558,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $795,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,083,100 | 3,683 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 4,137 |
| Total interest expense | $1,734,000 | 4,383 |
| Net interest income | $2,665,000 | 3,847 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $907,000 | 2,377 |
| Gross Fiduciary activities income | $163,000 | 690 |
| Service charges on deposit accounts | $495,000 | 1,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $249,000 | 3,351 |
| Total noninterest expense | $2,680,000 | 3,265 |
| Salaries and employee benefits | $1,544,000 | 3,170 |
| Premises and equipment expense | $329,000 | 3,603 |
| Additional noninterest expense | $807,000 | 3,174 |
| Pre-tax net operating income | $802,000 | 4,015 |
| Securities gains (losses) | $-590,000 | 8,540 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $171,000 | 6,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $171,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $494,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $648,900 | 3,985 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 4,218 |
| Total interest expense | $854,000 | 4,408 |
| Net interest income | $1,274,000 | 3,973 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $459,000 | 2,334 |
| Gross Fiduciary activities income | $84,000 | 700 |
| Service charges on deposit accounts | $252,000 | 1,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $1,320,000 | 3,309 |
| Salaries and employee benefits | $740,000 | 3,300 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $425,000 | 3,015 |
| Pre-tax net operating income | $368,000 | 4,196 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $137,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $348,000 | 3,816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 4,243 |
| Total interest expense | $2,615,000 | 4,699 |
| Net interest income | $5,252,000 | 3,873 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,862,000 | 2,344 |
| Gross Fiduciary activities income | $346,000 | 676 |
| Service charges on deposit accounts | $991,000 | 1,762 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $525,000 | 3,248 |
| Total noninterest expense | $5,137,000 | 3,275 |
| Salaries and employee benefits | $2,911,000 | 3,219 |
| Premises and equipment expense | $655,000 | 3,515 |
| Additional noninterest expense | $1,571,000 | 3,169 |
| Pre-tax net operating income | $1,857,000 | 3,814 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $87,000 | 5,082 |
| Income before extraordinary items | $1,770,000 | 3,391 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,770,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $1,315,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,770,000 | 3,372 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 4,318 |
| Total interest expense | $1,815,000 | 4,833 |
| Net interest income | $3,894,000 | 3,922 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,322,000 | 2,441 |
| Gross Fiduciary activities income | $232,000 | 698 |
| Service charges on deposit accounts | $680,000 | 1,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $410,000 | 3,178 |
| Total noninterest expense | $3,674,000 | 3,400 |
| Salaries and employee benefits | $2,088,000 | 3,329 |
| Premises and equipment expense | $486,000 | 3,546 |
| Additional noninterest expense | $1,100,000 | 3,357 |
| Pre-tax net operating income | $1,452,000 | 3,858 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $85,000 | 5,067 |
| Income before extraordinary items | $1,367,000 | 3,408 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,367,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $1,048,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,367,000 | 3,401 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 4,378 |
| Total interest expense | $1,057,000 | 5,086 |
| Net interest income | $2,593,000 | 3,944 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $867,000 | 2,463 |
| Gross Fiduciary activities income | $155,000 | 704 |
| Service charges on deposit accounts | $447,000 | 1,912 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $265,000 | 3,230 |
| Total noninterest expense | $2,377,000 | 3,477 |
| Salaries and employee benefits | $1,363,000 | 3,395 |
| Premises and equipment expense | $300,000 | 3,769 |
| Additional noninterest expense | $714,000 | 3,416 |
| Pre-tax net operating income | $1,023,000 | 3,751 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $60,000 | 5,067 |
| Income before extraordinary items | $963,000 | 3,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $963,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $732,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $963,000 | 3,291 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 4,487 |
| Total interest expense | $463,000 | 5,328 |
| Net interest income | $1,272,000 | 3,999 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $415,000 | 2,496 |
| Gross Fiduciary activities income | $77,000 | 712 |
| Service charges on deposit accounts | $202,000 | 2,024 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $1,145,000 | 3,608 |
| Salaries and employee benefits | $639,000 | 3,591 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $355,000 | 3,426 |
| Pre-tax net operating income | $512,000 | 3,679 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $482,000 | 3,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $482,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $143,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $482,000 | 3,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 4,605 |
| Total interest expense | $1,245,000 | 5,733 |
| Net interest income | $4,755,000 | 4,108 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $1,692,000 | 2,483 |
| Gross Fiduciary activities income | $359,000 | 654 |
| Service charges on deposit accounts | $811,000 | 2,085 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $522,000 | 3,294 |
| Total noninterest expense | $4,541,000 | 3,508 |
| Salaries and employee benefits | $2,641,000 | 3,322 |
| Premises and equipment expense | $567,000 | 3,829 |
| Additional noninterest expense | $1,333,000 | 3,544 |
| Pre-tax net operating income | $1,816,000 | 3,933 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $72,000 | 5,621 |
| Income before extraordinary items | $1,744,000 | 3,450 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,744,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,539 |
| Cash dividends | $1,344,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,744,000 | 3,416 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 4,678 |
| Total interest expense | $808,000 | 5,995 |
| Net interest income | $3,523,000 | 4,136 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $1,176,000 | 2,620 |
| Gross Fiduciary activities income | $227,000 | 690 |
| Service charges on deposit accounts | $574,000 | 2,191 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $375,000 | 3,390 |
| Total noninterest expense | $3,183,000 | 3,667 |
| Salaries and employee benefits | $1,842,000 | 3,501 |
| Premises and equipment expense | $392,000 | 4,027 |
| Additional noninterest expense | $949,000 | 3,650 |
| Pre-tax net operating income | $1,448,000 | 3,854 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $84,000 | 5,399 |
| Income before extraordinary items | $1,364,000 | 3,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,364,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,560 |
| Cash dividends | $1,056,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,364,000 | 3,333 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 4,734 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $2,303,000 | 4,178 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $743,000 | 2,675 |
| Gross Fiduciary activities income | $150,000 | 700 |
| Service charges on deposit accounts | $359,000 | 2,252 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $234,000 | 3,479 |
| Total noninterest expense | $2,036,000 | 3,759 |
| Salaries and employee benefits | $1,185,000 | 3,592 |
| Premises and equipment expense | $250,000 | 4,149 |
| Additional noninterest expense | $601,000 | 3,796 |
| Pre-tax net operating income | $965,000 | 3,805 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $54,000 | 5,451 |
| Income before extraordinary items | $911,000 | 3,324 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $911,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,192 |
| Cash dividends | $762,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $911,000 | 3,276 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,816 |
| Total interest expense | $214,000 | 6,370 |
| Net interest income | $1,130,000 | 4,243 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $325,000 | 2,870 |
| Gross Fiduciary activities income | $62,000 | 755 |
| Service charges on deposit accounts | $151,000 | 2,549 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $938,000 | 4,036 |
| Salaries and employee benefits | $534,000 | 3,889 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $283,000 | 3,985 |
| Pre-tax net operating income | $495,000 | 3,705 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $469,000 | 3,200 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $469,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,740 |
| Cash dividends | $275,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $469,000 | 3,159 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 4,872 |
| Total interest expense | $842,000 | 6,121 |
| Net interest income | $4,124,000 | 4,381 |
| Provision for loan and lease losses | $168,000 | 4,049 |
| Total noninterest income | $1,292,000 | 2,969 |
| Gross Fiduciary activities income | $303,000 | 689 |
| Service charges on deposit accounts | $734,000 | 2,289 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $255,000 | 4,590 |
| Total noninterest expense | $3,664,000 | 4,014 |
| Salaries and employee benefits | $2,032,000 | 3,947 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $1,097,000 | 4,025 |
| Pre-tax net operating income | $1,584,000 | 4,112 |
| Securities gains (losses) | $53,000 | 1,691 |
| Applicable income taxes | $90,000 | 5,619 |
| Income before extraordinary items | $1,547,000 | 3,565 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,547,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,108 |
| Cash dividends | $1,327,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,496,650 | 3,585 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 4,930 |
| Total interest expense | $639,000 | 6,087 |
| Net interest income | $3,005,000 | 4,463 |
| Provision for loan and lease losses | $146,000 | 3,588 |
| Total noninterest income | $986,000 | 2,962 |
| Gross Fiduciary activities income | $226,000 | 689 |
| Service charges on deposit accounts | $581,000 | 2,217 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $179,000 | 4,730 |
| Total noninterest expense | $2,645,000 | 4,120 |
| Salaries and employee benefits | $1,486,000 | 3,981 |
| Premises and equipment expense | $384,000 | 3,991 |
| Additional noninterest expense | $775,000 | 4,178 |
| Pre-tax net operating income | $1,200,000 | 4,154 |
| Securities gains (losses) | $53,000 | 1,616 |
| Applicable income taxes | $71,000 | 5,694 |
| Income before extraordinary items | $1,182,000 | 3,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,182,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $998,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,132,180 | 3,618 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,001 |
| Total interest expense | $428,000 | 6,094 |
| Net interest income | $1,957,000 | 4,542 |
| Provision for loan and lease losses | $123,000 | 3,073 |
| Total noninterest income | $653,000 | 2,986 |
| Gross Fiduciary activities income | $136,000 | 720 |
| Service charges on deposit accounts | $382,000 | 2,234 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 4,514 |
| Total noninterest expense | $1,733,000 | 4,189 |
| Salaries and employee benefits | $980,000 | 4,051 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $754,000 | 4,268 |
| Securities gains (losses) | $53,000 | 1,421 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $762,000 | 3,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $710,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $712,180 | 3,723 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,173 |
| Total interest expense | $213,000 | 6,172 |
| Net interest income | $916,000 | 4,769 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $315,000 | 3,003 |
| Gross Fiduciary activities income | $82,000 | 681 |
| Service charges on deposit accounts | $188,000 | 2,208 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $854,000 | 4,271 |
| Salaries and employee benefits | $479,000 | 4,148 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $255,000 | 4,255 |
| Pre-tax net operating income | $354,000 | 4,401 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $345,000 | 3,889 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $257,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $334,550 | 3,842 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 5,017 |
| Total interest expense | $1,055,000 | 5,966 |
| Net interest income | $3,769,000 | 4,561 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,221,000 | 3,264 |
| Gross Fiduciary activities income | $357,000 | 660 |
| Service charges on deposit accounts | $749,000 | 2,240 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $115,000 | 6,296 |
| Total noninterest expense | $3,470,000 | 4,148 |
| Salaries and employee benefits | $1,982,000 | 3,952 |
| Premises and equipment expense | $535,000 | 3,860 |
| Additional noninterest expense | $953,000 | 4,429 |
| Pre-tax net operating income | $1,445,000 | 4,214 |
| Securities gains (losses) | $159,000 | 1,512 |
| Applicable income taxes | $124,000 | 5,497 |
| Income before extraordinary items | $1,480,000 | 3,589 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,480,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $1,525,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,333,720 | 3,689 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 5,045 |
| Total interest expense | $852,000 | 5,895 |
| Net interest income | $2,795,000 | 4,609 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $916,000 | 3,325 |
| Gross Fiduciary activities income | $271,000 | 660 |
| Service charges on deposit accounts | $558,000 | 2,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $2,500,000 | 4,272 |
| Salaries and employee benefits | $1,445,000 | 4,040 |
| Premises and equipment expense | $386,000 | 3,962 |
| Additional noninterest expense | $669,000 | 4,624 |
| Pre-tax net operating income | $1,158,000 | 4,173 |
| Securities gains (losses) | $159,000 | 1,377 |
| Applicable income taxes | $100,000 | 5,569 |
| Income before extraordinary items | $1,217,000 | 3,465 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,217,000 | 3,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $1,357,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,070,720 | 3,659 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 5,027 |
| Total interest expense | $602,000 | 5,830 |
| Net interest income | $1,869,000 | 4,600 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $611,000 | 3,300 |
| Gross Fiduciary activities income | $185,000 | 658 |
| Service charges on deposit accounts | $368,000 | 2,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $58,000 | 6,303 |
| Total noninterest expense | $1,650,000 | 4,297 |
| Salaries and employee benefits | $947,000 | 4,088 |
| Premises and equipment expense | $258,000 | 3,953 |
| Additional noninterest expense | $445,000 | 4,629 |
| Pre-tax net operating income | $785,000 | 4,108 |
| Securities gains (losses) | $159,000 | 1,194 |
| Applicable income taxes | $71,000 | 5,543 |
| Income before extraordinary items | $873,000 | 3,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $873,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $1,018,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $726,720 | 3,570 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 4,955 |
| Total interest expense | $309,000 | 5,851 |
| Net interest income | $960,000 | 4,521 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $311,000 | 3,167 |
| Gross Fiduciary activities income | $95,000 | 661 |
| Service charges on deposit accounts | $181,000 | 2,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $818,000 | 4,295 |
| Salaries and employee benefits | $460,000 | 4,168 |
| Premises and equipment expense | $129,000 | 3,947 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $430,000 | 3,873 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $401,000 | 3,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $344,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $397,320 | 3,307 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,659,000 | 4,734 |
| Total interest expense | $1,490,000 | 5,736 |
| Net interest income | $4,169,000 | 4,216 |
| Provision for loan and lease losses | $66,000 | 6,366 |
| Total noninterest income | $1,383,000 | 2,775 |
| Gross Fiduciary activities income | $429,000 | 623 |
| Service charges on deposit accounts | $746,000 | 2,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,932 |
| Total noninterest expense | $3,643,000 | 3,824 |
| Salaries and employee benefits | $2,175,000 | 3,488 |
| Premises and equipment expense | $518,000 | 3,835 |
| Additional noninterest expense | $950,000 | 4,354 |
| Pre-tax net operating income | $1,843,000 | 3,611 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $115,000 | 5,826 |
| Income before extraordinary items | $1,729,000 | 3,134 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,729,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $1,460,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,728,060 | 3,026 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 4,615 |
| Total interest expense | $2,474,000 | 5,434 |
| Net interest income | $4,134,000 | 4,025 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,308,000 | 2,763 |
| Gross Fiduciary activities income | $528,000 | 579 |
| Service charges on deposit accounts | $663,000 | 2,254 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $3,551,000 | 3,780 |
| Salaries and employee benefits | $2,146,000 | 3,388 |
| Premises and equipment expense | $494,000 | 3,912 |
| Additional noninterest expense | $911,000 | 4,369 |
| Pre-tax net operating income | $1,891,000 | 3,306 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $145,000 | 5,501 |
| Income before extraordinary items | $1,767,000 | 2,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,767,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $1,579,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,747,680 | 2,782 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 4,774 |
| Total interest expense | $2,427,000 | 5,661 |
| Net interest income | $4,206,000 | 4,011 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $1,326,000 | 2,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $615,000 | 2,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $711,000 | 2,335 |
| Total noninterest expense | $3,508,000 | 3,694 |
| Salaries and employee benefits | $1,990,000 | 3,478 |
| Premises and equipment expense | $492,000 | 3,837 |
| Additional noninterest expense | $1,026,000 | 3,912 |
| Pre-tax net operating income | $1,994,000 | 3,334 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $311,000 | 4,520 |
| Income before extraordinary items | $1,683,000 | 2,962 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,683,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,625 |
| Cash dividends | $988,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,683,000 | 2,947 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,676 |
| Total interest expense | $2,467,000 | 5,232 |
| Net interest income | $4,030,000 | 4,152 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $1,305,000 | 2,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $741,000 | 2,279 |
| Total noninterest expense | $3,441,000 | 3,751 |
| Salaries and employee benefits | $2,007,000 | 3,431 |
| Premises and equipment expense | $513,000 | 3,683 |
| Additional noninterest expense | $921,000 | 4,300 |
| Pre-tax net operating income | $1,804,000 | 3,608 |
| Securities gains (losses) | $-17,000 | 9,494 |
| Applicable income taxes | $440,000 | 3,912 |
| Income before extraordinary items | $1,347,000 | 3,532 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,347,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $4,555,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,359,750 | 3,469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 4,626 |
| Total interest expense | $2,456,000 | 5,427 |
| Net interest income | $4,124,000 | 4,029 |
| Provision for loan and lease losses | $209,000 | 3,435 |
| Total noninterest income | $1,287,000 | 2,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $576,000 | 2,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $711,000 | 2,357 |
| Total noninterest expense | $3,304,000 | 3,793 |
| Salaries and employee benefits | $2,034,000 | 3,280 |
| Premises and equipment expense | $452,000 | 3,994 |
| Additional noninterest expense | $818,000 | 4,607 |
| Pre-tax net operating income | $1,898,000 | 3,476 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $477,000 | 3,962 |
| Income before extraordinary items | $1,423,000 | 3,393 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,423,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,203 |
| Cash dividends | $357,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,421,500 | 3,308 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 4,699 |
| Total interest expense | $2,443,000 | 5,505 |
| Net interest income | $4,198,000 | 4,064 |
| Provision for loan and lease losses | $329,000 | 2,435 |
| Total noninterest income | $1,424,000 | 2,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $600,000 | 2,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $824,000 | 1,994 |
| Total noninterest expense | $3,240,000 | 3,854 |
| Salaries and employee benefits | $2,040,000 | 3,247 |
| Premises and equipment expense | $402,000 | 4,436 |
| Additional noninterest expense | $798,000 | 4,733 |
| Pre-tax net operating income | $2,053,000 | 3,448 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $557,000 | 3,896 |
| Income before extraordinary items | $1,492,000 | 3,376 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,492,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,289 |
| Cash dividends | $769,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,494,920 | 3,297 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 4,987 |
| Total interest expense | $2,394,000 | 5,684 |
| Net interest income | $3,925,000 | 4,403 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,278,000 | 2,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,341 |
| Total noninterest expense | $3,362,000 | 3,924 |
| Salaries and employee benefits | $2,091,000 | 3,199 |
| Premises and equipment expense | $376,000 | 4,765 |
| Additional noninterest expense | $895,000 | 4,780 |
| Pre-tax net operating income | $1,841,000 | 3,638 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $489,000 | 4,216 |
| Income before extraordinary items | $1,352,000 | 3,506 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,352,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,019 |
| Cash dividends | $650,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,352,000 | 3,462 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 5,024 |
| Total interest expense | $2,388,000 | 5,759 |
| Net interest income | $3,862,000 | 4,441 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,228,000 | 2,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 2,422 |
| Total noninterest expense | $3,253,000 | 4,008 |
| Salaries and employee benefits | $2,068,000 | 3,206 |
| Premises and equipment expense | $327,000 | 5,286 |
| Additional noninterest expense | $858,000 | 4,954 |
| Pre-tax net operating income | $1,837,000 | 3,776 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $510,000 | 4,138 |
| Income before extraordinary items | $1,332,000 | 3,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,332,000 | 3,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $414,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,328,400 | 3,582 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 4,955 |
| Total interest expense | $1,957,000 | 5,706 |
| Net interest income | $3,920,000 | 4,467 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $1,214,000 | 2,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $543,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 2,398 |
| Total noninterest expense | $3,311,000 | 4,043 |
| Salaries and employee benefits | $2,082,000 | 3,159 |
| Premises and equipment expense | $341,000 | 5,168 |
| Additional noninterest expense | $888,000 | 5,230 |
| Pre-tax net operating income | $1,763,000 | 3,822 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $427,000 | 4,546 |
| Income before extraordinary items | $1,336,000 | 3,514 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,336,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $263,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,336,000 | 3,541 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 4,947 |
| Total interest expense | $2,020,000 | 5,790 |
| Net interest income | $3,987,000 | 4,414 |
| Provision for loan and lease losses | $235,000 | 3,574 |
| Total noninterest income | $1,340,000 | 2,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 2,422 |
| Total noninterest expense | $3,547,000 | 3,864 |
| Salaries and employee benefits | $2,298,000 | 2,879 |
| Premises and equipment expense | $366,000 | 5,057 |
| Additional noninterest expense | $883,000 | 5,460 |
| Pre-tax net operating income | $1,545,000 | 4,204 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $1,374,000 | 3,514 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,374,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,888 |
| Cash dividends | $535,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,366,960 | 3,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,605,000 | 5,067 |
| Total interest expense | $2,574,000 | 5,850 |
| Net interest income | $4,031,000 | 4,410 |
| Provision for loan and lease losses | $385,000 | 3,542 |
| Total noninterest income | $1,274,000 | 2,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 2,539 |
| Total noninterest expense | $3,263,000 | 4,199 |
| Salaries and employee benefits | $2,074,000 | 3,114 |
| Premises and equipment expense | $374,000 | 5,066 |
| Additional noninterest expense | $815,000 | 5,971 |
| Pre-tax net operating income | $1,657,000 | 3,703 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $410,000 | 4,696 |
| Income before extraordinary items | $1,248,000 | 3,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,248,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,967 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,247,250 | 3,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.