The First National Bank and Trust Company of Broken Arrow, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$11,743,0002,620
Total interest expense$633,0003,998
Net interest income$11,110,0002,236
Provision for loan and lease losses$03,275
Total noninterest income$923,0002,827
Gross Fiduciary activities income$74,000743
Service charges on deposit accounts$192,0002,724
Trading account gains and feesNANA
Additional Noninterest Income$657,0002,708
Total noninterest expense$6,220,0002,726
Salaries and employee benefits$3,877,0002,567
Premises and equipment expense$636,0002,622
Additional noninterest expense$657,0002,708
Pre-tax net operating income$5,813,0001,758
Securities gains (losses)$0988
Applicable income taxes$1,328,0001,255
Income before extraordinary items$4,485,0001,856
Extraordinary gains, net$054
Net income$4,485,0001,878
Minority interest net income$088
Net income of bank and minority interests.$4,485,0001,859
Net charge-offs$-7,0003,780
Cash dividends$435,0002,845
Sale, conversion, retirement of capital stock, net$15,000490
Net operating income$4,485,0001,884
2023-09-30 (YTD Data)Rank
Total interest income$8,444,0002,655
Total interest expense$429,0004,002
Net interest income$8,015,0002,299
Provision for loan and lease losses$03,085
Total noninterest income$689,0002,833
Gross Fiduciary activities income$50,000741
Service charges on deposit accounts$150,0002,698
Trading account gains and feesNANA
Additional Noninterest Income$489,0002,709
Total noninterest expense$4,702,0002,711
Salaries and employee benefits$2,962,0002,531
Premises and equipment expense$468,0002,653
Additional noninterest expense$489,0002,708
Pre-tax net operating income$4,002,0001,901
Securities gains (losses)$0849
Applicable income taxes$890,0001,359
Income before extraordinary items$3,112,0002,016
Extraordinary gains, net$052
Net income$3,112,0002,035
Minority interest net income$081
Net income of bank and minority interests.$3,112,0002,016
Net charge-offs$-9,0003,810
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,112,0002,035
2023-06-30 (YTD Data)Rank
Total interest income$5,359,0002,696
Total interest expense$248,0004,010
Net interest income$5,111,0002,390
Provision for loan and lease losses$02,940
Total noninterest income$449,0002,826
Gross Fiduciary activities income$32,000739
Service charges on deposit accounts$94,0002,766
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,683
Total noninterest expense$3,092,0002,724
Salaries and employee benefits$1,943,0002,550
Premises and equipment expense$312,0002,649
Additional noninterest expense$323,0002,678
Pre-tax net operating income$2,468,0001,969
Securities gains (losses)$0938
Applicable income taxes$549,0001,432
Income before extraordinary items$1,919,0002,114
Extraordinary gains, net$051
Net income$1,919,0002,139
Minority interest net income$081
Net income of bank and minority interests.$1,919,0002,114
Net charge-offs$-5,0003,722
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,919,0002,127
2023-03-31 (YTD Data)Rank
Total interest income$2,597,0002,728
Total interest expense$97,0004,059
Net interest income$2,500,0002,431
Provision for loan and lease losses$02,612
Total noninterest income$211,0002,897
Gross Fiduciary activities income$10,000797
Service charges on deposit accounts$44,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$157,0002,701
Total noninterest expense$1,523,0002,783
Salaries and employee benefits$952,0002,631
Premises and equipment expense$158,0002,665
Additional noninterest expense$157,0002,701
Pre-tax net operating income$1,188,0002,090
Securities gains (losses)$0950
Applicable income taxes$276,0001,458
Income before extraordinary items$912,0002,217
Extraordinary gains, net$04
Net income$912,0002,217
Minority interest net income$048
Net income of bank and minority interests.$912,0002,217
Net charge-offs$-4,0003,763
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$912,0002,241
2022-12-31 (YTD Data)Rank
Total interest income$8,193,0002,820
Total interest expense$138,0004,268
Net interest income$8,055,0002,673
Provision for loan and lease losses$03,012
Total noninterest income$1,203,0002,599
Gross Fiduciary activities income$53,000794
Service charges on deposit accounts$234,0002,565
Trading account gains and feesNANA
Additional Noninterest Income$916,0002,418
Total noninterest expense$5,836,0002,791
Salaries and employee benefits$3,647,0002,644
Premises and equipment expense$618,0002,675
Additional noninterest expense$916,0002,418
Pre-tax net operating income$3,422,0002,495
Securities gains (losses)$0691
Applicable income taxes$781,0001,736
Income before extraordinary items$2,641,0002,608
Extraordinary gains, net$05
Net income$2,641,0002,605
Minority interest net income$063
Net income of bank and minority interests.$2,641,0002,607
Net charge-offs$-42,0004,037
Cash dividends$385,0002,868
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,641,0002,643
2022-09-30 (YTD Data)Rank
Total interest income$5,682,0002,882
Total interest expense$79,0004,351
Net interest income$5,603,0002,766
Provision for loan and lease losses$02,835
Total noninterest income$733,0002,869
Gross Fiduciary activities income$38,000791
Service charges on deposit accounts$180,0002,556
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,775
Total noninterest expense$4,392,0002,775
Salaries and employee benefits$2,747,0002,631
Premises and equipment expense$439,0002,753
Additional noninterest expense$515,0002,775
Pre-tax net operating income$1,944,0002,811
Securities gains (losses)$0740
Applicable income taxes$419,0001,953
Income before extraordinary items$1,525,0002,903
Extraordinary gains, net$04
Net income$1,525,0002,901
Minority interest net income$057
Net income of bank and minority interests.$1,525,0002,902
Net charge-offs$-32,0003,939
Cash dividends$310,0002,491
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,525,0002,937
2022-06-30 (YTD Data)Rank
Total interest income$3,551,0002,939
Total interest expense$49,0004,416
Net interest income$3,502,0002,828
Provision for loan and lease losses$02,599
Total noninterest income$497,0002,836
Gross Fiduciary activities income$28,000750
Service charges on deposit accounts$116,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$353,0002,778
Total noninterest expense$2,909,0002,771
Salaries and employee benefits$1,836,0002,635
Premises and equipment expense$290,0002,778
Additional noninterest expense$783,0003,028
Pre-tax net operating income$1,090,0002,911
Securities gains (losses)$0687
Applicable income taxes$221,0002,044
Income before extraordinary items$869,0002,983
Extraordinary gains, net$04
Net income$869,0002,982
Minority interest net income$060
Net income of bank and minority interests.$869,0002,983
Net charge-offs$-28,0003,994
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$869,0003,022
2022-03-31 (YTD Data)Rank
Total interest income$1,661,0002,996
Total interest expense$24,0004,428
Net interest income$1,637,0002,890
Provision for loan and lease losses$02,285
Total noninterest income$232,0002,875
Gross Fiduciary activities income$12,000762
Service charges on deposit accounts$52,0002,697
Trading account gains and feesNANA
Additional Noninterest Income$168,0002,766
Total noninterest expense$1,439,0002,786
Salaries and employee benefits$903,0002,660
Premises and equipment expense$145,0002,795
Additional noninterest expense$391,0003,009
Pre-tax net operating income$430,0003,066
Securities gains (losses)$0623
Applicable income taxes$103,0002,049
Income before extraordinary items$327,0003,179
Extraordinary gains, net$04
Net income$327,0003,177
Minority interest net income$050
Net income of bank and minority interests.$327,0003,179
Net charge-offs$-21,0004,175
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$327,0003,199
2021-12-31 (YTD Data)Rank
Total interest income$7,145,0002,967
Total interest expense$123,0004,424
Net interest income$7,022,0002,846
Provision for loan and lease losses$24,0002,824
Total noninterest income$1,513,0002,528
Gross Fiduciary activities income$65,000749
Service charges on deposit accounts$225,0002,532
Trading account gains and feesNANA
Additional Noninterest Income$1,223,0002,426
Total noninterest expense$5,663,0002,810
Salaries and employee benefits$3,475,0002,717
Premises and equipment expense$618,0002,703
Additional noninterest expense$1,570,0003,025
Pre-tax net operating income$2,848,0002,746
Securities gains (losses)$1,0002,004
Applicable income taxes$557,0002,027
Income before extraordinary items$2,292,0002,859
Extraordinary gains, net$010
Net income$2,292,0002,860
Minority interest net income$074
Net income of bank and minority interests.$2,292,0002,860
Net charge-offs$-37,0004,026
Cash dividends$310,0003,085
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,291,2002,837
2021-09-30 (YTD Data)Rank
Total interest income$5,423,0003,005
Total interest expense$98,0004,479
Net interest income$5,325,0002,882
Provision for loan and lease losses$24,0002,664
Total noninterest income$718,0003,050
Gross Fiduciary activities income$48,000742
Service charges on deposit accounts$165,0002,567
Trading account gains and feesNANA
Additional Noninterest Income$505,0003,059
Total noninterest expense$4,426,0002,770
Salaries and employee benefits$2,772,0002,636
Premises and equipment expense$464,0002,709
Additional noninterest expense$1,190,0003,016
Pre-tax net operating income$1,593,0003,184
Securities gains (losses)$1,0001,947
Applicable income taxes$383,0002,157
Income before extraordinary items$1,211,0003,398
Extraordinary gains, net$08
Net income$1,211,0003,398
Minority interest net income$069
Net income of bank and minority interests.$1,211,0003,398
Net charge-offs$-33,0004,058
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,210,2103,372
2021-06-30 (YTD Data)Rank
Total interest income$3,779,0002,961
Total interest expense$71,0004,478
Net interest income$3,708,0002,817
Provision for loan and lease losses$24,0002,500
Total noninterest income$464,0003,083
Gross Fiduciary activities income$26,000756
Service charges on deposit accounts$106,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$332,0003,049
Total noninterest expense$2,937,0002,763
Salaries and employee benefits$1,848,0002,634
Premises and equipment expense$309,0002,701
Additional noninterest expense$780,0003,031
Pre-tax net operating income$1,211,0003,042
Securities gains (losses)$1,0001,754
Applicable income taxes$302,0002,018
Income before extraordinary items$910,0003,240
Extraordinary gains, net$06
Net income$910,0003,239
Minority interest net income$067
Net income of bank and minority interests.$910,0003,240
Net charge-offs$-29,0004,180
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$909,2103,219
2021-03-31 (YTD Data)Rank
Total interest income$1,942,0002,913
Total interest expense$41,0004,461
Net interest income$1,901,0002,744
Provision for loan and lease losses$24,0002,197
Total noninterest income$225,0003,100
Gross Fiduciary activities income$11,000782
Service charges on deposit accounts$52,0002,592
Trading account gains and feesNANA
Additional Noninterest Income$162,0003,055
Total noninterest expense$1,460,0002,769
Salaries and employee benefits$913,0002,640
Premises and equipment expense$162,0002,658
Additional noninterest expense$385,0003,011
Pre-tax net operating income$642,0002,960
Securities gains (losses)$1,0001,331
Applicable income taxes$158,0001,975
Income before extraordinary items$485,0003,150
Extraordinary gains, net$03
Net income$485,0003,149
Minority interest net income$055
Net income of bank and minority interests.$485,0003,150
Net charge-offs$-6,0003,842
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$484,2103,133
2020-12-31 (YTD Data)Rank
Total interest income$7,988,0002,884
Total interest expense$346,0004,185
Net interest income$7,642,0002,680
Provision for loan and lease losses$541,0002,159
Total noninterest income$1,006,0002,849
Gross Fiduciary activities income$68,000753
Service charges on deposit accounts$243,0002,499
Trading account gains and feesNANA
Additional Noninterest Income$695,0002,816
Total noninterest expense$5,999,0002,695
Salaries and employee benefits$3,766,0002,580
Premises and equipment expense$727,0002,473
Additional noninterest expense$1,506,0003,044
Pre-tax net operating income$2,108,0002,889
Securities gains (losses)$02,675
Applicable income taxes$422,0002,066
Income before extraordinary items$1,686,0003,047
Extraordinary gains, net$04
Net income$1,686,0003,046
Minority interest net income$072
Net income of bank and minority interests.$1,686,0003,047
Net charge-offs$7,0003,116
Cash dividends$300,0003,173
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,686,0002,992
2020-09-30 (YTD Data)Rank
Total interest income$6,207,0002,843
Total interest expense$286,0004,171
Net interest income$5,921,0002,645
Provision for loan and lease losses$517,0001,938
Total noninterest income$738,0002,860
Gross Fiduciary activities income$37,000759
Service charges on deposit accounts$185,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$516,0002,812
Total noninterest expense$4,533,0002,677
Salaries and employee benefits$2,831,0002,562
Premises and equipment expense$551,0002,451
Additional noninterest expense$1,151,0002,986
Pre-tax net operating income$1,609,0002,866
Securities gains (losses)$02,494
Applicable income taxes$269,0002,177
Income before extraordinary items$1,340,0002,982
Extraordinary gains, net$04
Net income$1,340,0002,981
Minority interest net income$065
Net income of bank and minority interests.$1,340,0002,982
Net charge-offs$2,0003,091
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,340,0002,934
2020-06-30 (YTD Data)Rank
Total interest income$4,416,0002,761
Total interest expense$214,0004,149
Net interest income$4,202,0002,546
Provision for loan and lease losses$493,0001,628
Total noninterest income$462,0002,894
Gross Fiduciary activities income$24,000768
Service charges on deposit accounts$121,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$317,0002,851
Total noninterest expense$3,024,0002,682
Salaries and employee benefits$1,896,0002,557
Premises and equipment expense$367,0002,440
Additional noninterest expense$761,0002,997
Pre-tax net operating income$1,147,0002,751
Securities gains (losses)$02,249
Applicable income taxes$211,0002,012
Income before extraordinary items$936,0002,894
Extraordinary gains, net$04
Net income$936,0002,893
Minority interest net income$065
Net income of bank and minority interests.$936,0002,894
Net charge-offs$27,0002,053
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$936,0002,846
2020-03-31 (YTD Data)Rank
Total interest income$2,215,0002,759
Total interest expense$122,0004,141
Net interest income$2,093,0002,519
Provision for loan and lease losses$169,0001,570
Total noninterest income$244,0002,763
Gross Fiduciary activities income$11,000794
Service charges on deposit accounts$72,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$161,0002,699
Total noninterest expense$1,521,0002,696
Salaries and employee benefits$955,0002,559
Premises and equipment expense$180,0002,494
Additional noninterest expense$386,0002,993
Pre-tax net operating income$647,0002,453
Securities gains (losses)$01,705
Applicable income taxes$162,0001,569
Income before extraordinary items$485,0002,666
Extraordinary gains, net$04
Net income$485,0002,665
Minority interest net income$056
Net income of bank and minority interests.$485,0002,667
Net charge-offs$-10,0004,460
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$485,0002,655
2019-12-31 (YTD Data)Rank
Total interest income$8,752,0002,823
Total interest expense$492,0004,160
Net interest income$8,260,0002,564
Provision for loan and lease losses$317,0001,905
Total noninterest income$996,0002,826
Gross Fiduciary activities income$49,000790
Service charges on deposit accounts$304,0002,590
Trading account gains and feesNANA
Additional Noninterest Income$643,0002,761
Total noninterest expense$6,032,0002,688
Salaries and employee benefits$3,656,0002,605
Premises and equipment expense$731,0002,479
Additional noninterest expense$1,645,0002,906
Pre-tax net operating income$2,907,0002,508
Securities gains (losses)$02,379
Applicable income taxes$699,0001,713
Income before extraordinary items$2,208,0002,759
Extraordinary gains, net$011
Net income$2,208,0002,760
Minority interest net income$076
Net income of bank and minority interests.$2,208,0002,761
Net charge-offs$532,000983
Cash dividends$1,235,0002,097
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,208,0002,725
2019-09-30 (YTD Data)Rank
Total interest income$6,585,0002,847
Total interest expense$366,0004,225
Net interest income$6,219,0002,593
Provision for loan and lease losses$157,0002,222
Total noninterest income$745,0002,844
Gross Fiduciary activities income$33,000792
Service charges on deposit accounts$231,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$481,0002,774
Total noninterest expense$4,576,0002,681
Salaries and employee benefits$2,806,0002,581
Premises and equipment expense$535,0002,524
Additional noninterest expense$1,235,0002,919
Pre-tax net operating income$2,231,0002,544
Securities gains (losses)$02,167
Applicable income taxes$541,0001,726
Income before extraordinary items$1,690,0002,782
Extraordinary gains, net$011
Net income$1,690,0002,782
Minority interest net income$072
Net income of bank and minority interests.$1,690,0002,783
Net charge-offs$-17,0004,563
Cash dividends$925,0001,899
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,690,0002,752
2019-06-30 (YTD Data)Rank
Total interest income$4,378,0002,855
Total interest expense$234,0004,272
Net interest income$4,144,0002,598
Provision for loan and lease losses$97,0002,244
Total noninterest income$483,0002,855
Gross Fiduciary activities income$18,000818
Service charges on deposit accounts$153,0002,594
Trading account gains and feesNANA
Additional Noninterest Income$312,0002,774
Total noninterest expense$3,055,0002,698
Salaries and employee benefits$1,897,0002,569
Premises and equipment expense$353,0002,546
Additional noninterest expense$805,0002,990
Pre-tax net operating income$1,475,0002,533
Securities gains (losses)$01,702
Applicable income taxes$366,0001,691
Income before extraordinary items$1,109,0002,792
Extraordinary gains, net$011
Net income$1,109,0002,791
Minority interest net income$069
Net income of bank and minority interests.$1,109,0002,791
Net charge-offs$-13,0004,553
Cash dividends$345,0002,479
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,109,0002,770
2019-03-31 (YTD Data)Rank
Total interest income$2,174,0002,879
Total interest expense$117,0004,277
Net interest income$2,057,0002,622
Provision for loan and lease losses$38,0002,301
Total noninterest income$224,0002,912
Gross Fiduciary activities income$9,000816
Service charges on deposit accounts$72,0002,700
Trading account gains and feesNANA
Additional Noninterest Income$143,0002,800
Total noninterest expense$1,497,0002,748
Salaries and employee benefits$941,0002,595
Premises and equipment expense$164,0002,695
Additional noninterest expense$392,0003,045
Pre-tax net operating income$746,0002,482
Securities gains (losses)$01,087
Applicable income taxes$175,0001,703
Income before extraordinary items$571,0002,706
Extraordinary gains, net$05
Net income$571,0002,705
Minority interest net income$052
Net income of bank and minority interests.$571,0002,705
Net charge-offs$-4,0004,334
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$571,0002,685
2018-12-31 (YTD Data)Rank
Total interest income$8,120,0002,910
Total interest expense$338,0004,374
Net interest income$7,782,0002,693
Provision for loan and lease losses$28,0003,736
Total noninterest income$1,467,0002,366
Gross Fiduciary activities income$48,000830
Service charges on deposit accounts$331,0002,595
Trading account gains and feesNANA
Additional Noninterest Income$1,088,0002,159
Total noninterest expense$6,160,0002,674
Salaries and employee benefits$3,742,0002,558
Premises and equipment expense$753,0002,450
Additional noninterest expense$1,665,0002,956
Pre-tax net operating income$3,061,0002,466
Securities gains (losses)$3,000894
Applicable income taxes$627,0001,789
Income before extraordinary items$2,437,0002,626
Extraordinary gains, net$06
Net income$2,437,0002,624
Minority interest net income$072
Net income of bank and minority interests.$2,437,0002,625
Net charge-offs$-58,0004,930
Cash dividends$1,049,0002,154
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,434,6002,618
2018-09-30 (YTD Data)Rank
Total interest income$5,930,0002,959
Total interest expense$222,0004,498
Net interest income$5,708,0002,748
Provision for loan and lease losses$28,0003,496
Total noninterest income$740,0002,909
Gross Fiduciary activities income$32,000826
Service charges on deposit accounts$252,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$456,0002,872
Total noninterest expense$4,538,0002,717
Salaries and employee benefits$2,727,0002,616
Premises and equipment expense$561,0002,482
Additional noninterest expense$1,250,0002,952
Pre-tax net operating income$1,882,0002,837
Securities gains (losses)$3,000888
Applicable income taxes$383,0002,017
Income before extraordinary items$1,502,0002,991
Extraordinary gains, net$05
Net income$1,502,0002,989
Minority interest net income$066
Net income of bank and minority interests.$1,502,0002,990
Net charge-offs$-56,0004,965
Cash dividends$150,0003,218
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,499,6002,983
2018-06-30 (YTD Data)Rank
Total interest income$3,861,0002,990
Total interest expense$124,0004,673
Net interest income$3,737,0002,783
Provision for loan and lease losses$28,0003,241
Total noninterest income$494,0002,904
Gross Fiduciary activities income$19,000844
Service charges on deposit accounts$168,0002,570
Trading account gains and feesNANA
Additional Noninterest Income$307,0002,870
Total noninterest expense$3,036,0002,727
Salaries and employee benefits$1,834,0002,618
Premises and equipment expense$374,0002,497
Additional noninterest expense$828,0002,976
Pre-tax net operating income$1,167,0002,919
Securities gains (losses)$3,000768
Applicable income taxes$268,0001,963
Income before extraordinary items$902,0003,110
Extraordinary gains, net$06
Net income$902,0003,108
Minority interest net income$065
Net income of bank and minority interests.$902,0003,109
Net charge-offs$-83,0005,151
Cash dividends$150,0002,970
Sale, conversion, retirement of capital stock, net$0620
Net operating income$899,6303,103
2018-03-31 (YTD Data)Rank
Total interest income$1,902,0003,028
Total interest expense$57,0004,762
Net interest income$1,845,0002,824
Provision for loan and lease losses$28,0002,629
Total noninterest income$241,0002,911
Gross Fiduciary activities income$9,000845
Service charges on deposit accounts$81,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$151,0002,832
Total noninterest expense$1,543,0002,733
Salaries and employee benefits$928,0002,625
Premises and equipment expense$191,0002,514
Additional noninterest expense$424,0002,952
Pre-tax net operating income$515,0003,063
Securities gains (losses)$3,000584
Applicable income taxes$122,0001,990
Income before extraordinary items$396,0003,268
Extraordinary gains, net$07
Net income$396,0003,268
Minority interest net income$052
Net income of bank and minority interests.$396,0003,268
Net charge-offs$-77,0005,341
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$393,6303,275
2017-12-31 (YTD Data)Rank
Total interest income$7,574,0002,982
Total interest expense$158,0005,043
Net interest income$7,416,0002,775
Provision for loan and lease losses$123,0002,829
Total noninterest income$1,234,0002,658
Gross Fiduciary activities income$50,000844
Service charges on deposit accounts$341,0002,628
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,500
Total noninterest expense$6,442,0002,648
Salaries and employee benefits$3,850,0002,531
Premises and equipment expense$786,0002,481
Additional noninterest expense$1,806,0002,849
Pre-tax net operating income$2,085,0003,040
Securities gains (losses)$2,0001,996
Applicable income taxes$673,0002,196
Income before extraordinary items$1,414,0003,227
Extraordinary gains, net$09
Net income$1,414,0003,225
Minority interest net income$076
Net income of bank and minority interests.$1,414,0003,227
Net charge-offs$133,0002,179
Cash dividends$349,0003,300
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,412,6403,201
2017-09-30 (YTD Data)Rank
Total interest income$5,698,0002,986
Total interest expense$114,0005,127
Net interest income$5,584,0002,794
Provision for loan and lease losses$90,0002,745
Total noninterest income$786,0002,897
Gross Fiduciary activities income$35,000845
Service charges on deposit accounts$258,0002,637
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,828
Total noninterest expense$4,880,0002,640
Salaries and employee benefits$2,896,0002,533
Premises and equipment expense$599,0002,474
Additional noninterest expense$1,385,0002,801
Pre-tax net operating income$1,400,0003,290
Securities gains (losses)$2,0002,024
Applicable income taxes$462,0002,140
Income before extraordinary items$940,0003,641
Extraordinary gains, net$09
Net income$940,0003,641
Minority interest net income$071
Net income of bank and minority interests.$940,0003,641
Net charge-offs$54,0002,411
Cash dividends$125,0003,326
Sale, conversion, retirement of capital stock, net$0677
Net operating income$938,6603,618
2017-06-30 (YTD Data)Rank
Total interest income$3,658,0003,043
Total interest expense$76,0005,154
Net interest income$3,582,0002,857
Provision for loan and lease losses$90,0002,313
Total noninterest income$540,0002,862
Gross Fiduciary activities income$23,000854
Service charges on deposit accounts$169,0002,663
Trading account gains and feesNANA
Additional Noninterest Income$348,0002,762
Total noninterest expense$3,282,0002,634
Salaries and employee benefits$1,962,0002,526
Premises and equipment expense$370,0002,604
Additional noninterest expense$950,0002,761
Pre-tax net operating income$750,0003,554
Securities gains (losses)$2,0001,641
Applicable income taxes$248,0002,308
Income before extraordinary items$504,0003,889
Extraordinary gains, net$011
Net income$504,0003,887
Minority interest net income$071
Net income of bank and minority interests.$504,0003,889
Net charge-offs$71,0001,745
Cash dividends$125,0003,087
Sale, conversion, retirement of capital stock, net$0659
Net operating income$502,6603,881
2017-03-31 (YTD Data)Rank
Total interest income$1,822,0003,068
Total interest expense$42,0005,092
Net interest income$1,780,0002,875
Provision for loan and lease losses$75,0001,685
Total noninterest income$286,0002,770
Gross Fiduciary activities income$14,000842
Service charges on deposit accounts$81,0002,745
Trading account gains and feesNANA
Additional Noninterest Income$191,0002,637
Total noninterest expense$1,650,0002,640
Salaries and employee benefits$981,0002,556
Premises and equipment expense$177,0002,718
Additional noninterest expense$492,0002,699
Pre-tax net operating income$341,0003,664
Securities gains (losses)$01,153
Applicable income taxes$116,0002,328
Income before extraordinary items$225,0003,995
Extraordinary gains, net$08
Net income$225,0003,993
Minority interest net income$055
Net income of bank and minority interests.$225,0003,995
Net charge-offs$61,0001,204
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$225,0003,975
2016-12-31 (YTD Data)Rank
Total interest income$6,838,0003,172
Total interest expense$165,0005,149
Net interest income$6,673,0002,981
Provision for loan and lease losses$390,0001,730
Total noninterest income$1,486,0002,508
Gross Fiduciary activities income$43,000884
Service charges on deposit accounts$408,0002,437
Trading account gains and fees$0170
Additional Noninterest Income$1,035,0002,366
Total noninterest expense$6,329,0002,757
Salaries and employee benefits$3,705,0002,638
Premises and equipment expense$785,0002,534
Additional noninterest expense$1,839,0002,908
Pre-tax net operating income$1,440,0003,559
Securities gains (losses)$65,0001,657
Applicable income taxes$478,0002,289
Income before extraordinary items$1,027,0003,846
Extraordinary gains, net$05
Net income$1,027,0003,844
Minority interest net income$082
Net income of bank and minority interests.$1,027,0003,845
Net charge-offs$174,0002,079
Cash dividends$472,0003,059
Sale, conversion, retirement of capital stock, net$0759
Net operating income$982,8003,856
2016-09-30 (YTD Data)Rank
Total interest income$5,054,0003,208
Total interest expense$127,0005,188
Net interest income$4,927,0003,029
Provision for loan and lease losses$60,0003,183
Total noninterest income$918,0002,751
Gross Fiduciary activities income$34,000873
Service charges on deposit accounts$317,0002,372
Trading account gains and fees$0169
Additional Noninterest Income$567,0002,716
Total noninterest expense$4,721,0002,751
Salaries and employee benefits$2,756,0002,657
Premises and equipment expense$585,0002,552
Additional noninterest expense$1,380,0002,914
Pre-tax net operating income$1,064,0003,625
Securities gains (losses)$65,0001,574
Applicable income taxes$354,0002,344
Income before extraordinary items$775,0003,893
Extraordinary gains, net$05
Net income$775,0003,891
Minority interest net income$071
Net income of bank and minority interests.$775,0003,893
Net charge-offs$-4,0004,681
Cash dividends$283,0002,947
Sale, conversion, retirement of capital stock, net$0719
Net operating income$730,1503,911
2016-06-30 (YTD Data)Rank
Total interest income$3,321,0003,246
Total interest expense$84,0005,246
Net interest income$3,237,0003,070
Provision for loan and lease losses$15,0003,638
Total noninterest income$623,0002,704
Gross Fiduciary activities income$23,000890
Service charges on deposit accounts$210,0002,364
Trading account gains and fees$0157
Additional Noninterest Income$390,0002,689
Total noninterest expense$3,155,0002,750
Salaries and employee benefits$1,853,0002,655
Premises and equipment expense$381,0002,604
Additional noninterest expense$921,0002,920
Pre-tax net operating income$690,0003,685
Securities gains (losses)$32,0001,714
Applicable income taxes$228,0002,381
Income before extraordinary items$494,0003,976
Extraordinary gains, net$016
Net income$494,0003,974
Minority interest net income$071
Net income of bank and minority interests.$494,0003,975
Net charge-offs$12,0003,019
Cash dividends$283,0002,587
Sale, conversion, retirement of capital stock, net$0705
Net operating income$472,2403,976
2016-03-31 (YTD Data)Rank
Total interest income$1,643,0003,281
Total interest expense$43,0005,266
Net interest income$1,600,0003,099
Provision for loan and lease losses$03,656
Total noninterest income$298,0002,735
Gross Fiduciary activities income$14,000866
Service charges on deposit accounts$104,0002,366
Trading account gains and fees$0142
Additional Noninterest Income$180,0002,759
Total noninterest expense$1,582,0002,757
Salaries and employee benefits$927,0002,647
Premises and equipment expense$193,0002,604
Additional noninterest expense$462,0002,927
Pre-tax net operating income$316,0003,784
Securities gains (losses)$22,0001,191
Applicable income taxes$105,0002,424
Income before extraordinary items$233,0004,030
Extraordinary gains, net$012
Net income$233,0004,027
Minority interest net income$062
Net income of bank and minority interests.$233,0004,028
Net charge-offs$-9,0005,132
Cash dividends$78,0002,503
Sale, conversion, retirement of capital stock, net$0659
Net operating income$217,8204,065
2015-12-31 (YTD Data)Rank
Total interest income$6,676,0003,219
Total interest expense$232,0004,982
Net interest income$6,444,0003,047
Provision for loan and lease losses$85,0003,210
Total noninterest income$1,221,0002,766
Gross Fiduciary activities income$41,000917
Service charges on deposit accounts$435,0002,364
Trading account gains and fees$0159
Additional Noninterest Income$745,0002,742
Total noninterest expense$6,384,0002,742
Salaries and employee benefits$3,758,0002,602
Premises and equipment expense$711,0002,796
Additional noninterest expense$1,915,0002,875
Pre-tax net operating income$1,196,0003,845
Securities gains (losses)$24,0002,130
Applicable income taxes$351,0002,526
Income before extraordinary items$869,0004,128
Extraordinary gains, net$023
Net income$869,0004,128
Minority interest net income$081
Net income of bank and minority interests.$869,0004,129
Net charge-offs$-27,0005,412
Cash dividends$61,0004,113
Sale, conversion, retirement of capital stock, net$0804
Net operating income$851,9604,106
2015-09-30 (YTD Data)Rank
Total interest income$5,002,0003,245
Total interest expense$186,0004,962
Net interest income$4,816,0003,073
Provision for loan and lease losses$85,0002,870
Total noninterest income$1,088,0002,549
Gross Fiduciary activities income$32,000907
Service charges on deposit accounts$324,0002,393
Trading account gains and fees$0153
Additional Noninterest Income$732,0002,426
Total noninterest expense$4,892,0002,695
Salaries and employee benefits$2,796,0002,620
Premises and equipment expense$606,0002,564
Additional noninterest expense$1,490,0002,804
Pre-tax net operating income$927,0003,854
Securities gains (losses)$03,031
Applicable income taxes$260,0002,614
Income before extraordinary items$667,0004,177
Extraordinary gains, net$021
Net income$667,0004,177
Minority interest net income$078
Net income of bank and minority interests.$667,0004,180
Net charge-offs$-23,0005,382
Cash dividends$25,0003,748
Sale, conversion, retirement of capital stock, net$0773
Net operating income$667,0004,129
2015-06-30 (YTD Data)Rank
Total interest income$3,326,0003,266
Total interest expense$132,0004,926
Net interest income$3,194,0003,080
Provision for loan and lease losses$85,0002,433
Total noninterest income$708,0002,600
Gross Fiduciary activities income$22,000916
Service charges on deposit accounts$210,0002,409
Trading account gains and fees$0157
Additional Noninterest Income$476,0002,463
Total noninterest expense$3,317,0002,691
Salaries and employee benefits$1,849,0002,657
Premises and equipment expense$386,0002,669
Additional noninterest expense$1,082,0002,648
Pre-tax net operating income$500,0004,163
Securities gains (losses)$02,636
Applicable income taxes$147,0002,735
Income before extraordinary items$353,0004,492
Extraordinary gains, net$022
Net income$353,0004,493
Minority interest net income$075
Net income of bank and minority interests.$353,0004,494
Net charge-offs$-6,0005,097
Cash dividends$25,0003,568
Sale, conversion, retirement of capital stock, net$0751
Net operating income$353,0004,418
2015-03-31 (YTD Data)Rank
Total interest income$1,657,0003,280
Total interest expense$70,0004,895
Net interest income$1,587,0003,101
Provision for loan and lease losses$25,0002,683
Total noninterest income$364,0002,531
Gross Fiduciary activities income$13,000906
Service charges on deposit accounts$97,0002,535
Trading account gains and fees$0152
Additional Noninterest Income$254,0002,334
Total noninterest expense$1,654,0002,706
Salaries and employee benefits$930,0002,667
Premises and equipment expense$187,0002,781
Additional noninterest expense$537,0002,645
Pre-tax net operating income$272,0004,033
Securities gains (losses)$02,027
Applicable income taxes$83,0002,604
Income before extraordinary items$189,0004,359
Extraordinary gains, net$013
Net income$189,0004,361
Minority interest net income$064
Net income of bank and minority interests.$189,0004,362
Net charge-offs$-20,0005,678
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$189,0004,285
2014-12-31 (YTD Data)Rank
Total interest income$6,410,0003,374
Total interest expense$381,0004,557
Net interest income$6,029,0003,237
Provision for loan and lease losses$2,0004,570
Total noninterest income$1,583,0002,432
Gross Fiduciary activities income$42,000946
Service charges on deposit accounts$458,0002,413
Trading account gains and fees$1,000177
Additional Noninterest Income$1,082,0002,222
Total noninterest expense$7,255,0002,536
Salaries and employee benefits$3,714,0002,655
Premises and equipment expense$762,0002,757
Additional noninterest expense$2,779,0002,178
Pre-tax net operating income$355,0005,361
Securities gains (losses)$5,0002,877
Applicable income taxes$23,0003,976
Income before extraordinary items$337,0005,313
Extraordinary gains, net$017
Net income$337,0005,312
Minority interest net income$084
Net income of bank and minority interests.$337,0005,313
Net charge-offs$173,0002,634
Cash dividends$291,0003,435
Sale, conversion, retirement of capital stock, net$0862
Net operating income$332,3005,275
2014-09-30 (YTD Data)Rank
Total interest income$4,711,0003,448
Total interest expense$290,0004,599
Net interest income$4,421,0003,311
Provision for loan and lease losses$2,0004,362
Total noninterest income$1,211,0002,428
Gross Fiduciary activities income$33,000932
Service charges on deposit accounts$346,0002,423
Trading account gains and fees$0174
Additional Noninterest Income$832,0002,202
Total noninterest expense$5,207,0002,635
Salaries and employee benefits$2,717,0002,708
Premises and equipment expense$583,0002,746
Additional noninterest expense$1,907,0002,363
Pre-tax net operating income$423,0005,001
Securities gains (losses)$5,0002,558
Applicable income taxes$92,0003,339
Income before extraordinary items$336,0005,113
Extraordinary gains, net$015
Net income$336,0005,113
Minority interest net income$081
Net income of bank and minority interests.$336,0005,115
Net charge-offs$81,0002,888
Cash dividends$255,0002,878
Sale, conversion, retirement of capital stock, net$0819
Net operating income$332,0505,084
2014-06-30 (YTD Data)Rank
Total interest income$3,104,0003,478
Total interest expense$195,0004,626
Net interest income$2,909,0003,347
Provision for loan and lease losses$1,0004,178
Total noninterest income$786,0002,433
Gross Fiduciary activities income$22,000935
Service charges on deposit accounts$224,0002,469
Trading account gains and fees$0172
Additional Noninterest Income$540,0002,207
Total noninterest expense$3,463,0002,639
Salaries and employee benefits$1,805,0002,730
Premises and equipment expense$377,0002,828
Additional noninterest expense$1,281,0002,339
Pre-tax net operating income$231,0005,190
Securities gains (losses)$5,0002,165
Applicable income taxes$41,0003,544
Income before extraordinary items$195,0005,242
Extraordinary gains, net$020
Net income$195,0005,244
Minority interest net income$080
Net income of bank and minority interests.$195,0005,245
Net charge-offs$87,0002,314
Cash dividends$255,0002,499
Sale, conversion, retirement of capital stock, net$0794
Net operating income$190,8505,217
2014-03-31 (YTD Data)Rank
Total interest income$1,560,0003,491
Total interest expense$100,0004,626
Net interest income$1,460,0003,340
Provision for loan and lease losses$1,0003,779
Total noninterest income$420,0002,298
Gross Fiduciary activities income$13,000921
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$296,0002,022
Total noninterest expense$1,736,0002,642
Salaries and employee benefits$892,0002,765
Premises and equipment expense$184,0002,918
Additional noninterest expense$660,0002,270
Pre-tax net operating income$143,0004,915
Securities gains (losses)$01,715
Applicable income taxes$31,0003,274
Income before extraordinary items$112,0005,023
Extraordinary gains, net$016
Net income$112,0005,026
Minority interest net income$066
Net income of bank and minority interests.$112,0005,025
Net charge-offs$28,0002,278
Cash dividends$255,0001,563
Sale, conversion, retirement of capital stock, net$0747
Net operating income$112,0004,980
2013-12-31 (YTD Data)Rank
Total interest income$5,972,0003,630
Total interest expense$438,0004,726
Net interest income$5,534,0003,457
Provision for loan and lease losses$6,0004,983
Total noninterest income$2,442,0001,874
Gross Fiduciary activities income$41,000964
Service charges on deposit accounts$480,0002,466
Trading account gains and fees$0184
Additional Noninterest Income$1,921,0001,554
Total noninterest expense$8,255,0002,277
Salaries and employee benefits$3,053,0003,068
Premises and equipment expense$717,0002,920
Additional noninterest expense$4,485,0001,474
Pre-tax net operating income$-285,0006,399
Securities gains (losses)$413,000529
Applicable income taxes$-27,0006,374
Income before extraordinary items$155,0005,838
Extraordinary gains, net$029
Net income$155,0005,841
Minority interest net income$090
Net income of bank and minority interests.$155,0005,841
Net charge-offs$28,0004,684
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-258,0006,410
2013-09-30 (YTD Data)Rank
Total interest income$4,383,0003,726
Total interest expense$334,0004,794
Net interest income$4,049,0003,536
Provision for loan and lease losses$4,0004,866
Total noninterest income$1,831,0001,912
Gross Fiduciary activities income$32,000952
Service charges on deposit accounts$353,0002,517
Trading account gains and fees$0180
Additional Noninterest Income$1,446,0001,598
Total noninterest expense$6,435,0002,201
Salaries and employee benefits$2,283,0003,105
Premises and equipment expense$538,0002,949
Additional noninterest expense$3,614,0001,387
Pre-tax net operating income$-559,0006,633
Securities gains (losses)$412,000484
Applicable income taxes$-49,0006,630
Income before extraordinary items$-98,0006,457
Extraordinary gains, net$025
Net income$-98,0006,460
Minority interest net income$084
Net income of bank and minority interests.$-98,0006,459
Net charge-offs$16,0004,516
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-374,0406,590
2013-06-30 (YTD Data)Rank
Total interest income$2,913,0003,741
Total interest expense$226,0004,822
Net interest income$2,687,0003,546
Provision for loan and lease losses$3,0004,712
Total noninterest income$1,240,0001,926
Gross Fiduciary activities income$21,000962
Service charges on deposit accounts$232,0002,511
Trading account gains and fees$0157
Additional Noninterest Income$987,0001,593
Total noninterest expense$4,673,0002,029
Salaries and employee benefits$1,540,0003,091
Premises and equipment expense$356,0002,954
Additional noninterest expense$2,777,0001,200
Pre-tax net operating income$-749,0006,749
Securities gains (losses)$368,000478
Applicable income taxes$-40,0006,678
Income before extraordinary items$-341,0006,668
Extraordinary gains, net$022
Net income$-341,0006,669
Minority interest net income$082
Net income of bank and minority interests.$-341,0006,669
Net charge-offs$25,0003,858
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-672,2006,739
2013-03-31 (YTD Data)Rank
Total interest income$1,482,0003,720
Total interest expense$116,0004,854
Net interest income$1,366,0003,528
Provision for loan and lease losses$1,0004,363
Total noninterest income$610,0001,930
Gross Fiduciary activities income$12,000948
Service charges on deposit accounts$114,0002,549
Trading account gains and fees$0148
Additional Noninterest Income$484,0001,613
Total noninterest expense$2,406,0001,992
Salaries and employee benefits$767,0003,132
Premises and equipment expense$170,0003,091
Additional noninterest expense$1,469,0001,128
Pre-tax net operating income$-431,0006,841
Securities gains (losses)$213,000434
Applicable income taxes$33,0003,291
Income before extraordinary items$-251,0006,790
Extraordinary gains, net$010
Net income$-251,0006,790
Minority interest net income$076
Net income of bank and minority interests.$-251,0006,790
Net charge-offs$17,0003,178
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-464,0006,849
2012-12-31 (YTD Data)Rank
Total interest income$6,273,0003,719
Total interest expense$660,0004,543
Net interest income$5,613,0003,531
Provision for loan and lease losses$355,0003,148
Total noninterest income$2,402,0001,921
Gross Fiduciary activities income$39,000993
Service charges on deposit accounts$524,0002,393
Trading account gains and fees$0166
Additional Noninterest Income$1,839,0001,613
Total noninterest expense$7,249,0002,585
Salaries and employee benefits$3,132,0003,035
Premises and equipment expense$734,0002,915
Additional noninterest expense$3,383,0001,939
Pre-tax net operating income$411,0005,115
Securities gains (losses)$375,0001,171
Applicable income taxes$219,0002,934
Income before extraordinary items$567,0004,767
Extraordinary gains, net$029
Net income$567,0004,770
Minority interest net income$093
Net income of bank and minority interests.$567,0004,771
Net charge-offs$648,0002,311
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$297,0005,284
2012-09-30 (YTD Data)Rank
Total interest income$4,726,0003,770
Total interest expense$525,0004,538
Net interest income$4,201,0003,592
Provision for loan and lease losses$352,0002,763
Total noninterest income$1,230,0002,470
Gross Fiduciary activities income$30,000985
Service charges on deposit accounts$390,0002,434
Trading account gains and fees$0157
Additional Noninterest Income$810,0002,259
Total noninterest expense$4,822,0002,881
Salaries and employee benefits$2,319,0003,079
Premises and equipment expense$575,0002,865
Additional noninterest expense$1,928,0002,507
Pre-tax net operating income$257,0005,459
Securities gains (losses)$298,0001,126
Applicable income taxes$149,0003,075
Income before extraordinary items$406,0004,965
Extraordinary gains, net$020
Net income$406,0004,966
Minority interest net income$086
Net income of bank and minority interests.$406,0004,966
Net charge-offs$502,0002,184
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$188,4605,593
2012-06-30 (YTD Data)Rank
Total interest income$3,180,0003,781
Total interest expense$378,0004,455
Net interest income$2,802,0003,605
Provision for loan and lease losses$350,0002,226
Total noninterest income$842,0002,421
Gross Fiduciary activities income$19,000994
Service charges on deposit accounts$261,0002,409
Trading account gains and fees$0153
Additional Noninterest Income$562,0002,177
Total noninterest expense$3,138,0002,947
Salaries and employee benefits$1,540,0003,105
Premises and equipment expense$369,0002,955
Additional noninterest expense$1,229,0002,626
Pre-tax net operating income$156,0005,560
Securities gains (losses)$265,000927
Applicable income taxes$122,0002,893
Income before extraordinary items$299,0004,825
Extraordinary gains, net$019
Net income$299,0004,829
Minority interest net income$084
Net income of bank and minority interests.$299,0004,829
Net charge-offs$506,0001,759
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$110,8505,721
2012-03-31 (YTD Data)Rank
Total interest income$1,599,0003,811
Total interest expense$202,0004,425
Net interest income$1,397,0003,634
Provision for loan and lease losses$350,0001,357
Total noninterest income$420,0002,410
Gross Fiduciary activities income$12,000965
Service charges on deposit accounts$125,0002,469
Trading account gains and fees$0148
Additional Noninterest Income$283,0002,178
Total noninterest expense$1,598,0002,904
Salaries and employee benefits$778,0003,088
Premises and equipment expense$187,0002,928
Additional noninterest expense$633,0002,517
Pre-tax net operating income$-131,0006,774
Securities gains (losses)$193,000622
Applicable income taxes$7,0004,126
Income before extraordinary items$55,0005,922
Extraordinary gains, net$019
Net income$55,0005,921
Minority interest net income$078
Net income of bank and minority interests.$55,0005,921
Net charge-offs$503,0001,091
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-116,7706,767
2011-12-31 (YTD Data)Rank
Total interest income$6,507,0003,859
Total interest expense$999,0004,401
Net interest income$5,508,0003,677
Provision for loan and lease losses$525,0003,390
Total noninterest income$1,262,0002,713
Gross Fiduciary activities income$38,000950
Service charges on deposit accounts$501,0002,563
Trading account gains and fees$0146
Additional Noninterest Income$723,0002,591
Total noninterest expense$6,510,0002,854
Salaries and employee benefits$3,099,0003,035
Premises and equipment expense$773,0002,986
Additional noninterest expense$2,638,0002,490
Pre-tax net operating income$-265,0006,276
Securities gains (losses)$170,0001,588
Applicable income taxes$-61,0006,764
Income before extraordinary items$-34,0006,197
Extraordinary gains, net$029
Net income$-34,0006,199
Minority interest net income$096
Net income of bank and minority interests.$-34,0006,199
Net charge-offs$237,0004,091
Cash dividends$335,0002,887
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-142,8006,226
2011-09-30 (YTD Data)Rank
Total interest income$4,966,0003,849
Total interest expense$786,0004,409
Net interest income$4,180,0003,671
Provision for loan and lease losses$75,0005,242
Total noninterest income$998,0002,628
Gross Fiduciary activities income$30,000918
Service charges on deposit accounts$381,0002,556
Trading account gains and fees$0145
Additional Noninterest Income$587,0002,457
Total noninterest expense$4,966,0002,788
Salaries and employee benefits$2,330,0003,034
Premises and equipment expense$607,0002,918
Additional noninterest expense$2,029,0002,427
Pre-tax net operating income$137,0005,684
Securities gains (losses)$58,0002,236
Applicable income taxes$14,0004,164
Income before extraordinary items$181,0005,564
Extraordinary gains, net$021
Net income$181,0005,565
Minority interest net income$087
Net income of bank and minority interests.$181,0005,565
Net charge-offs$188,0003,783
Cash dividends$335,0002,228
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$127,0605,651
2011-06-30 (YTD Data)Rank
Total interest income$3,342,0003,861
Total interest expense$547,0004,416
Net interest income$2,795,0003,663
Provision for loan and lease losses$75,0004,696
Total noninterest income$615,0002,759
Gross Fiduciary activities income$20,000940
Service charges on deposit accounts$250,0002,569
Trading account gains and fees$0153
Additional Noninterest Income$345,0002,678
Total noninterest expense$3,321,0002,817
Salaries and employee benefits$1,561,0003,045
Premises and equipment expense$401,0002,963
Additional noninterest expense$1,359,0002,455
Pre-tax net operating income$14,0006,129
Securities gains (losses)$56,0001,520
Applicable income taxes$-22,0006,936
Income before extraordinary items$92,0005,749
Extraordinary gains, net$015
Net income$92,0005,747
Minority interest net income$089
Net income of bank and minority interests.$92,0005,749
Net charge-offs$182,0003,205
Cash dividends$269,0002,034
Sale, conversion, retirement of capital stock, net$0986
Net operating income$36,0006,015
2011-03-31 (YTD Data)Rank
Total interest income$1,667,0003,905
Total interest expense$278,0004,502
Net interest income$1,389,0003,670
Provision for loan and lease losses$75,0003,668
Total noninterest income$245,0003,194
Gross Fiduciary activities income$12,000930
Service charges on deposit accounts$126,0002,531
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,447
Total noninterest expense$1,636,0002,871
Salaries and employee benefits$795,0003,022
Premises and equipment expense$196,0003,043
Additional noninterest expense$645,0002,571
Pre-tax net operating income$-77,0006,626
Securities gains (losses)$48,000772
Applicable income taxes$-42,0007,168
Income before extraordinary items$13,0006,214
Extraordinary gains, net$09
Net income$13,0006,213
Minority interest net income$086
Net income of bank and minority interests.$13,0006,214
Net charge-offs$88,0002,869
Cash dividends$269,0001,203
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-17,7206,457
2010-12-31 (YTD Data)Rank
Total interest income$7,409,0003,763
Total interest expense$1,720,0003,954
Net interest income$5,689,0003,619
Provision for loan and lease losses$1,641,0002,340
Total noninterest income$1,832,0002,193
Gross Fiduciary activities income$39,000988
Service charges on deposit accounts$577,0002,362
Trading account gains and fees$0175
Additional Noninterest Income$1,216,0001,940
Total noninterest expense$7,256,0002,654
Salaries and employee benefits$3,502,0002,727
Premises and equipment expense$786,0003,016
Additional noninterest expense$2,968,0002,308
Pre-tax net operating income$-1,376,0006,619
Securities gains (losses)$774,000610
Applicable income taxes$-404,0007,111
Income before extraordinary items$-198,0006,170
Extraordinary gains, net$029
Net income$-198,0006,169
Minority interest net income$0111
Net income of bank and minority interests.$-198,0006,170
Net charge-offs$1,379,0002,271
Cash dividends$36,0004,021
Sale, conversion, retirement of capital stock, net$1,000,000362
Net operating income$-693,3606,420
2010-09-30 (YTD Data)Rank
Total interest income$5,671,0003,775
Total interest expense$1,414,0003,852
Net interest income$4,257,0003,668
Provision for loan and lease losses$1,142,0002,329
Total noninterest income$1,408,0002,186
Gross Fiduciary activities income$32,000970
Service charges on deposit accounts$462,0002,302
Trading account gains and fees$0165
Additional Noninterest Income$914,0001,909
Total noninterest expense$5,602,0002,588
Salaries and employee benefits$2,715,0002,648
Premises and equipment expense$599,0003,033
Additional noninterest expense$2,288,0002,236
Pre-tax net operating income$-1,079,0006,818
Securities gains (losses)$622,000616
Applicable income taxes$-317,0007,285
Income before extraordinary items$-140,0006,364
Extraordinary gains, net$023
Net income$-140,0006,365
Minority interest net income$0110
Net income of bank and minority interests.$-140,0006,364
Net charge-offs$1,106,0002,075
Cash dividends$36,0003,532
Sale, conversion, retirement of capital stock, net$1,000,000287
Net operating income$-538,0806,630
2010-06-30 (YTD Data)Rank
Total interest income$3,886,0003,729
Total interest expense$995,0003,820
Net interest income$2,891,0003,616
Provision for loan and lease losses$639,0002,489
Total noninterest income$1,044,0001,988
Gross Fiduciary activities income$23,000969
Service charges on deposit accounts$324,0002,220
Trading account gains and fees$0152
Additional Noninterest Income$697,0001,682
Total noninterest expense$3,515,0002,724
Salaries and employee benefits$1,805,0002,677
Premises and equipment expense$399,0003,065
Additional noninterest expense$1,311,0002,516
Pre-tax net operating income$-219,0006,464
Securities gains (losses)$233,000845
Applicable income taxes$-88,0007,175
Income before extraordinary items$102,0005,527
Extraordinary gains, net$019
Net income$102,0005,530
Minority interest net income$0105
Net income of bank and minority interests.$102,0005,529
Net charge-offs$750,0002,010
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,000,000200
Net operating income$-131,0006,403
2010-03-31 (YTD Data)Rank
Total interest income$1,973,0003,742
Total interest expense$508,0003,883
Net interest income$1,465,0003,622
Provision for loan and lease losses$216,0002,896
Total noninterest income$546,0001,898
Gross Fiduciary activities income$13,000957
Service charges on deposit accounts$165,0002,178
Trading account gains and fees$0175
Additional Noninterest Income$368,0001,594
Total noninterest expense$1,733,0002,792
Salaries and employee benefits$895,0002,737
Premises and equipment expense$200,0003,115
Additional noninterest expense$638,0002,564
Pre-tax net operating income$62,0005,516
Securities gains (losses)$02,284
Applicable income taxes$-23,0007,215
Income before extraordinary items$85,0005,181
Extraordinary gains, net$016
Net income$85,0005,182
Minority interest net income$091
Net income of bank and minority interests.$85,0005,181
Net charge-offs$326,0001,951
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$85,0005,062
2009-12-31 (YTD Data)Rank
Total interest income$9,045,0003,495
Total interest expense$2,678,0003,723
Net interest income$6,367,0003,285
Provision for loan and lease losses$2,407,0002,247
Total noninterest income$2,431,0001,868
Gross Fiduciary activities income$26,0001,054
Service charges on deposit accounts$815,0002,024
Trading account gains and fees$0211
Additional Noninterest Income$1,590,0001,598
Total noninterest expense$7,236,0002,713
Salaries and employee benefits$3,603,0002,712
Premises and equipment expense$835,0003,008
Additional noninterest expense$2,798,0002,498
Pre-tax net operating income$-845,0006,191
Securities gains (losses)$454,000942
Applicable income taxes$-280,0006,846
Income before extraordinary items$-111,0005,715
Extraordinary gains, net$034
Net income$-111,0005,714
Minority interest net income$0115
Net income of bank and minority interests.$-111,0005,714
Net charge-offs$1,636,0002,272
Cash dividends$350,0003,024
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-401,5606,011
2009-09-30 (YTD Data)Rank
Total interest income$6,944,0003,475
Total interest expense$2,129,0003,696
Net interest income$4,815,0003,273
Provision for loan and lease losses$2,306,0001,745
Total noninterest income$1,886,0001,855
Gross Fiduciary activities income$20,0001,026
Service charges on deposit accounts$616,0002,009
Trading account gains and fees$0212
Additional Noninterest Income$1,250,0001,573
Total noninterest expense$5,109,0002,853
Salaries and employee benefits$2,623,0002,810
Premises and equipment expense$631,0003,019
Additional noninterest expense$1,855,0002,727
Pre-tax net operating income$-714,0006,484
Securities gains (losses)$454,000745
Applicable income taxes$-313,0007,210
Income before extraordinary items$53,0005,546
Extraordinary gains, net$027
Net income$53,0005,546
Minority interest net income$0118
Net income of bank and minority interests.$53,0005,546
Net charge-offs$1,411,0001,828
Cash dividends$351,0002,435
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-237,5606,142
2009-06-30 (YTD Data)Rank
Total interest income$4,699,0003,465
Total interest expense$1,488,0003,691
Net interest income$3,211,0003,274
Provision for loan and lease losses$2,202,0001,320
Total noninterest income$1,253,0001,859
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$399,0002,030
Trading account gains and fees$0193
Additional Noninterest Income$841,0001,585
Total noninterest expense$3,393,0002,895
Salaries and employee benefits$1,759,0002,832
Premises and equipment expense$412,0003,101
Additional noninterest expense$1,222,0002,770
Pre-tax net operating income$-1,131,0007,080
Securities gains (losses)$124,0001,331
Applicable income taxes$-502,0007,581
Income before extraordinary items$-505,0006,777
Extraordinary gains, net$021
Net income$-505,0006,778
Minority interest net income$0112
Net income of bank and minority interests.$-505,0006,778
Net charge-offs$1,283,0001,454
Cash dividends$300,0002,182
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-584,3606,825
2009-03-31 (YTD Data)Rank
Total interest income$2,358,0003,490
Total interest expense$784,0003,656
Net interest income$1,574,0003,311
Provision for loan and lease losses$2,154,000709
Total noninterest income$524,0002,064
Gross Fiduciary activities income$7,0001,026
Service charges on deposit accounts$188,0002,067
Trading account gains and fees$0171
Additional Noninterest Income$329,0001,831
Total noninterest expense$1,666,0002,871
Salaries and employee benefits$894,0002,828
Premises and equipment expense$208,0003,126
Additional noninterest expense$564,0002,703
Pre-tax net operating income$-1,722,0007,780
Securities gains (losses)$02,434
Applicable income taxes$-739,0007,946
Income before extraordinary items$-983,0007,698
Extraordinary gains, net$015
Net income$-983,0007,700
Minority interest net income$0102
Net income of bank and minority interests.$-983,0007,699
Net charge-offs$1,235,000848
Cash dividends$300,0001,336
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-983,0007,700
2008-12-31 (YTD Data)Rank
Total interest income$10,886,0003,315
Total interest expense$4,004,0003,508
Net interest income$6,882,0003,105
Provision for loan and lease losses$311,0004,567
Total noninterest income$2,125,0002,041
Gross Fiduciary activities income$25,0001,081
Service charges on deposit accounts$878,0001,962
Trading account gains and fees$0154
Additional Noninterest Income$1,222,0001,856
Total noninterest expense$7,714,0002,449
Salaries and employee benefits$3,437,0002,876
Premises and equipment expense$851,0003,022
Additional noninterest expense$3,426,0001,788
Pre-tax net operating income$982,0003,791
Securities gains (losses)$03,220
Applicable income taxes$185,0002,887
Income before extraordinary items$797,0003,714
Extraordinary gains, net$039
Net income$797,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0003,664
Cash dividends$641,0002,993
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$797,0003,834
2008-09-30 (YTD Data)Rank
Total interest income$8,349,0003,296
Total interest expense$3,144,0003,507
Net interest income$5,205,0003,094
Provision for loan and lease losses$170,0004,457
Total noninterest income$1,549,0002,165
Gross Fiduciary activities income$20,0001,059
Service charges on deposit accounts$670,0001,933
Trading account gains and fees$0148
Additional Noninterest Income$859,0002,027
Total noninterest expense$5,739,0002,461
Salaries and employee benefits$2,546,0002,936
Premises and equipment expense$674,0002,906
Additional noninterest expense$2,519,0001,763
Pre-tax net operating income$845,0003,997
Securities gains (losses)$03,106
Applicable income taxes$189,0002,973
Income before extraordinary items$656,0003,951
Extraordinary gains, net$031
Net income$656,0003,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,399
Cash dividends$641,0002,393
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$656,0004,101
2008-06-30 (YTD Data)Rank
Total interest income$5,680,0003,294
Total interest expense$2,159,0003,553
Net interest income$3,521,0003,031
Provision for loan and lease losses$66,0004,812
Total noninterest income$1,018,0002,204
Gross Fiduciary activities income$12,0001,091
Service charges on deposit accounts$448,0001,912
Trading account gains and fees$0149
Additional Noninterest Income$558,0002,088
Total noninterest expense$3,794,0002,493
Salaries and employee benefits$1,687,0002,977
Premises and equipment expense$442,0002,946
Additional noninterest expense$1,665,0001,757
Pre-tax net operating income$679,0003,749
Securities gains (losses)$03,233
Applicable income taxes$171,0002,866
Income before extraordinary items$508,0003,980
Extraordinary gains, net$021
Net income$508,0003,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,545
Cash dividends$420,0002,503
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$508,0003,931
2008-03-31 (YTD Data)Rank
Total interest income$2,908,0003,313
Total interest expense$1,134,0003,592
Net interest income$1,774,0003,029
Provision for loan and lease losses$62,0003,448
Total noninterest income$518,0002,190
Gross Fiduciary activities income$5,0001,113
Service charges on deposit accounts$215,0001,956
Trading account gains and fees$0158
Additional Noninterest Income$298,0001,987
Total noninterest expense$1,544,0002,970
Salaries and employee benefits$805,0003,144
Premises and equipment expense$216,0003,010
Additional noninterest expense$523,0002,614
Pre-tax net operating income$686,0002,451
Securities gains (losses)$02,688
Applicable income taxes$227,0001,803
Income before extraordinary items$459,0002,887
Extraordinary gains, net$015
Net income$459,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,177
Cash dividends$420,0001,534
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$459,0002,806
2007-12-31 (YTD Data)Rank
Total interest income$11,667,0003,358
Total interest expense$5,057,0003,438
Net interest income$6,610,0003,250
Provision for loan and lease losses$782,0001,700
Total noninterest income$2,007,0002,207
Gross Fiduciary activities income$26,0001,115
Service charges on deposit accounts$851,0002,023
Trading account gains and fees$0178
Additional Noninterest Income$1,130,0002,057
Total noninterest expense$6,101,0002,927
Salaries and employee benefits$3,339,0002,945
Premises and equipment expense$841,0002,965
Additional noninterest expense$1,921,0002,762
Pre-tax net operating income$1,734,0003,616
Securities gains (losses)$7,0001,467
Applicable income taxes$500,0002,734
Income before extraordinary items$1,241,0003,874
Extraordinary gains, net$039
Net income$1,241,0003,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0001,481
Cash dividends$646,0003,325
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,236,0303,873
2007-09-30 (YTD Data)Rank
Total interest income$8,707,0003,381
Total interest expense$3,840,0003,410
Net interest income$4,867,0003,300
Provision for loan and lease losses$290,0002,361
Total noninterest income$1,497,0002,218
Gross Fiduciary activities income$20,0001,082
Service charges on deposit accounts$619,0002,057
Trading account gains and fees$0184
Additional Noninterest Income$858,0002,029
Total noninterest expense$4,650,0002,857
Salaries and employee benefits$2,519,0002,899
Premises and equipment expense$674,0002,790
Additional noninterest expense$1,457,0002,682
Pre-tax net operating income$1,424,0003,584
Securities gains (losses)$1,0001,492
Applicable income taxes$432,0002,719
Income before extraordinary items$993,0003,907
Extraordinary gains, net$033
Net income$993,0003,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$645,0002,589
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$992,3003,894
2007-06-30 (YTD Data)Rank
Total interest income$5,773,0003,406
Total interest expense$2,561,0003,399
Net interest income$3,212,0003,355
Provision for loan and lease losses$154,0002,552
Total noninterest income$1,056,0002,159
Gross Fiduciary activities income$13,0001,102
Service charges on deposit accounts$416,0002,043
Trading account gains and fees$0168
Additional Noninterest Income$627,0001,924
Total noninterest expense$3,118,0002,869
Salaries and employee benefits$1,691,0002,920
Premises and equipment expense$448,0002,829
Additional noninterest expense$979,0002,682
Pre-tax net operating income$996,0003,543
Securities gains (losses)$01,444
Applicable income taxes$310,0002,697
Income before extraordinary items$686,0003,866
Extraordinary gains, net$029
Net income$686,0003,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$420,0002,690
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$686,0003,854
2007-03-31 (YTD Data)Rank
Total interest income$2,845,0003,426
Total interest expense$1,265,0003,406
Net interest income$1,580,0003,400
Provision for loan and lease losses$77,0002,386
Total noninterest income$546,0002,088
Gross Fiduciary activities income$7,0001,074
Service charges on deposit accounts$194,0002,101
Trading account gains and fees$0195
Additional Noninterest Income$345,0001,768
Total noninterest expense$1,566,0002,873
Salaries and employee benefits$858,0002,892
Premises and equipment expense$224,0002,845
Additional noninterest expense$484,0002,690
Pre-tax net operating income$483,0003,610
Securities gains (losses)$01,187
Applicable income taxes$151,0002,733
Income before extraordinary items$332,0003,942
Extraordinary gains, net$022
Net income$332,0003,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$420,0001,615
Sale, conversion, retirement of capital stock, net$0885
Net operating income$332,0003,922
2006-12-31 (YTD Data)Rank
Total interest income$10,852,0003,361
Total interest expense$4,362,0003,368
Net interest income$6,490,0003,319
Provision for loan and lease losses$109,0004,628
Total noninterest income$1,909,0002,301
Gross Fiduciary activities income$17,0001,199
Service charges on deposit accounts$880,0001,959
Trading account gains and fees$0130
Additional Noninterest Income$1,012,0002,205
Total noninterest expense$6,045,0002,857
Salaries and employee benefits$3,384,0002,811
Premises and equipment expense$838,0002,885
Additional noninterest expense$1,823,0002,784
Pre-tax net operating income$2,245,0003,387
Securities gains (losses)$01,687
Applicable income taxes$707,0002,661
Income before extraordinary items$1,538,0003,713
Extraordinary gains, net$051
Net income$1,538,0003,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,948
Cash dividends$635,0003,352
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,538,0003,693
2006-09-30 (YTD Data)Rank
Total interest income$7,991,0003,380
Total interest expense$3,168,0003,350
Net interest income$4,823,0003,364
Provision for loan and lease losses$5,0006,530
Total noninterest income$1,422,0002,314
Gross Fiduciary activities income$13,0001,175
Service charges on deposit accounts$680,0001,898
Trading account gains and fees$0126
Additional Noninterest Income$729,0002,276
Total noninterest expense$4,398,0002,923
Salaries and employee benefits$2,454,0002,896
Premises and equipment expense$625,0002,903
Additional noninterest expense$1,319,0002,867
Pre-tax net operating income$1,842,0003,293
Securities gains (losses)$01,388
Applicable income taxes$649,0002,477
Income before extraordinary items$1,193,0003,761
Extraordinary gains, net$045
Net income$1,193,0003,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$635,0002,577
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,193,0003,737
2006-06-30 (YTD Data)Rank
Total interest income$5,149,0003,434
Total interest expense$1,991,0003,391
Net interest income$3,158,0003,421
Provision for loan and lease losses$2,0006,347
Total noninterest income$952,0002,296
Gross Fiduciary activities income$9,0001,185
Service charges on deposit accounts$465,0001,849
Trading account gains and fees$0126
Additional Noninterest Income$478,0002,279
Total noninterest expense$2,923,0002,941
Salaries and employee benefits$1,665,0002,853
Premises and equipment expense$400,0002,997
Additional noninterest expense$858,0002,941
Pre-tax net operating income$1,185,0003,389
Securities gains (losses)$01,185
Applicable income taxes$418,0002,547
Income before extraordinary items$767,0003,840
Extraordinary gains, net$039
Net income$767,0003,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,602
Cash dividends$425,0002,599
Sale, conversion, retirement of capital stock, net$0887
Net operating income$767,0003,833
2006-03-31 (YTD Data)Rank
Total interest income$2,499,0003,444
Total interest expense$945,0003,400
Net interest income$1,554,0003,439
Provision for loan and lease losses$06,013
Total noninterest income$426,0002,455
Gross Fiduciary activities income$4,0001,187
Service charges on deposit accounts$210,0001,960
Trading account gains and fees$0115
Additional Noninterest Income$212,0002,408
Total noninterest expense$1,492,0002,884
Salaries and employee benefits$856,0002,807
Premises and equipment expense$200,0003,020
Additional noninterest expense$436,0002,888
Pre-tax net operating income$488,0003,792
Securities gains (losses)$0955
Applicable income taxes$169,0002,858
Income before extraordinary items$319,0004,264
Extraordinary gains, net$021
Net income$319,0004,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,032
Cash dividends$425,0001,537
Sale, conversion, retirement of capital stock, net$0648
Net operating income$319,0004,247
2005-12-31 (YTD Data)Rank
Total interest income$8,873,0003,464
Total interest expense$2,924,0003,409
Net interest income$5,949,0003,444
Provision for loan and lease losses$199,0003,616
Total noninterest income$1,993,0002,218
Gross Fiduciary activities income$12,0001,271
Service charges on deposit accounts$863,0001,982
Trading account gains and fees$0138
Additional Noninterest Income$1,118,0002,056
Total noninterest expense$5,822,0002,822
Salaries and employee benefits$3,252,0002,761
Premises and equipment expense$831,0002,798
Additional noninterest expense$1,739,0002,843
Pre-tax net operating income$1,921,0003,787
Securities gains (losses)$02,296
Applicable income taxes$631,0002,989
Income before extraordinary items$1,290,0004,173
Extraordinary gains, net$046
Net income$1,290,0004,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,873
Cash dividends$384,0004,062
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,290,0004,143
2005-09-30 (YTD Data)Rank
Total interest income$6,502,0003,471
Total interest expense$2,092,0003,394
Net interest income$4,410,0003,474
Provision for loan and lease losses$128,0003,785
Total noninterest income$1,535,0002,165
Gross Fiduciary activities income$5,0001,304
Service charges on deposit accounts$643,0001,988
Trading account gains and fees$0126
Additional Noninterest Income$887,0001,969
Total noninterest expense$4,261,0002,852
Salaries and employee benefits$2,329,0002,848
Premises and equipment expense$638,0002,713
Additional noninterest expense$1,294,0002,833
Pre-tax net operating income$1,556,0003,647
Securities gains (losses)$02,317
Applicable income taxes$557,0002,767
Income before extraordinary items$999,0004,158
Extraordinary gains, net$035
Net income$999,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,217
Cash dividends$384,0003,200
Sale, conversion, retirement of capital stock, net$0769
Net operating income$999,0004,114
2005-06-30 (YTD Data)Rank
Total interest income$4,230,0003,468
Total interest expense$1,335,0003,348
Net interest income$2,895,0003,499
Provision for loan and lease losses$87,0003,649
Total noninterest income$1,072,0002,073
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$419,0001,988
Trading account gains and fees$0116
Additional Noninterest Income$649,0001,827
Total noninterest expense$2,850,0002,834
Salaries and employee benefits$1,553,0002,840
Premises and equipment expense$415,0002,747
Additional noninterest expense$882,0002,768
Pre-tax net operating income$1,030,0003,635
Securities gains (losses)$02,146
Applicable income taxes$370,0002,735
Income before extraordinary items$660,0004,157
Extraordinary gains, net$030
Net income$660,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,103
Cash dividends$192,0003,594
Sale, conversion, retirement of capital stock, net$0643
Net operating income$660,0004,106
2005-03-31 (YTD Data)Rank
Total interest income$2,068,0003,493
Total interest expense$650,0003,300
Net interest income$1,418,0003,567
Provision for loan and lease losses$77,0002,444
Total noninterest income$570,0001,944
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$195,0002,047
Trading account gains and fees$0115
Additional Noninterest Income$372,0001,634
Total noninterest expense$1,441,0002,818
Salaries and employee benefits$773,0002,848
Premises and equipment expense$210,0002,749
Additional noninterest expense$458,0002,643
Pre-tax net operating income$470,0003,840
Securities gains (losses)$01,685
Applicable income taxes$167,0002,908
Income before extraordinary items$303,0004,352
Extraordinary gains, net$024
Net income$303,0004,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,389
Cash dividends$192,0002,283
Sale, conversion, retirement of capital stock, net$0491
Net operating income$303,0004,308
2004-12-31 (YTD Data)Rank
Total interest income$7,615,0003,545
Total interest expense$2,532,0003,032
Net interest income$5,083,0003,766
Provision for loan and lease losses$113,0004,813
Total noninterest income$1,862,0002,317
Gross Fiduciary activities income$10,0001,316
Service charges on deposit accounts$922,0001,899
Trading account gains and fees$0138
Additional Noninterest Income$930,0002,251
Total noninterest expense$5,683,0002,785
Salaries and employee benefits$3,182,0002,697
Premises and equipment expense$821,0002,723
Additional noninterest expense$1,680,0002,832
Pre-tax net operating income$1,149,0004,897
Securities gains (losses)$33,0002,039
Applicable income taxes$329,0004,038
Income before extraordinary items$853,0005,112
Extraordinary gains, net$034
Net income$853,0005,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,593
Cash dividends$499,0003,585
Sale, conversion, retirement of capital stock, net$0872
Net operating income$829,2405,110
2004-09-30 (YTD Data)Rank
Total interest income$5,608,0003,581
Total interest expense$1,911,0002,953
Net interest income$3,697,0003,834
Provision for loan and lease losses$3,0007,022
Total noninterest income$1,447,0002,258
Gross Fiduciary activities income$9,0001,258
Service charges on deposit accounts$704,0001,882
Trading account gains and fees$0134
Additional Noninterest Income$734,0002,203
Total noninterest expense$4,220,0002,781
Salaries and employee benefits$2,376,0002,692
Premises and equipment expense$615,0002,724
Additional noninterest expense$1,229,0002,869
Pre-tax net operating income$921,0004,814
Securities gains (losses)$33,0001,968
Applicable income taxes$284,0003,886
Income before extraordinary items$670,0005,073
Extraordinary gains, net$026
Net income$670,0005,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,557
Cash dividends$499,0002,728
Sale, conversion, retirement of capital stock, net$0738
Net operating income$646,9005,081
2004-06-30 (YTD Data)Rank
Total interest income$3,692,0003,615
Total interest expense$1,288,0002,916
Net interest income$2,404,0003,899
Provision for loan and lease losses$3,0006,762
Total noninterest income$979,0002,228
Gross Fiduciary activities income$7,0001,247
Service charges on deposit accounts$470,0001,857
Trading account gains and fees$0130
Additional Noninterest Income$502,0002,183
Total noninterest expense$2,761,0002,832
Salaries and employee benefits$1,555,0002,744
Premises and equipment expense$409,0002,737
Additional noninterest expense$797,0002,950
Pre-tax net operating income$619,0004,752
Securities gains (losses)$33,0001,728
Applicable income taxes$191,0003,862
Income before extraordinary items$461,0004,940
Extraordinary gains, net$021
Net income$461,0004,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,732
Cash dividends$307,0002,831
Sale, conversion, retirement of capital stock, net$0638
Net operating income$437,5704,995
2004-03-31 (YTD Data)Rank
Total interest income$1,841,0003,625
Total interest expense$655,0002,914
Net interest income$1,186,0003,932
Provision for loan and lease losses$3,0006,219
Total noninterest income$512,0002,123
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$226,0001,866
Trading account gains and fees$0121
Additional Noninterest Income$285,0001,946
Total noninterest expense$1,410,0002,792
Salaries and employee benefits$796,0002,694
Premises and equipment expense$202,0002,787
Additional noninterest expense$412,0002,828
Pre-tax net operating income$285,0004,928
Securities gains (losses)$33,0001,437
Applicable income taxes$88,0003,996
Income before extraordinary items$230,0004,977
Extraordinary gains, net$016
Net income$230,0004,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$307,0001,689
Sale, conversion, retirement of capital stock, net$0464
Net operating income$206,2405,143
2003-12-31 (YTD Data)Rank
Total interest income$7,463,0003,619
Total interest expense$2,875,0002,974
Net interest income$4,588,0003,943
Provision for loan and lease losses$218,0003,875
Total noninterest income$2,047,0002,285
Gross Fiduciary activities income$6,0001,429
Service charges on deposit accounts$1,004,0001,716
Trading account gains and fees$0160
Additional Noninterest Income$1,037,0002,333
Total noninterest expense$5,802,0002,676
Salaries and employee benefits$3,027,0002,743
Premises and equipment expense$849,0002,612
Additional noninterest expense$1,926,0002,499
Pre-tax net operating income$615,0006,285
Securities gains (losses)$1,0004,307
Applicable income taxes$63,0006,123
Income before extraordinary items$553,0006,121
Extraordinary gains, net$054
Net income$553,0006,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,997
Cash dividends$463,0003,669
Sale, conversion, retirement of capital stock, net$0868
Net operating income$552,1005,975
2003-09-30 (YTD Data)Rank
Total interest income$5,633,0003,652
Total interest expense$2,209,0003,014
Net interest income$3,424,0003,972
Provision for loan and lease losses$210,0003,249
Total noninterest income$1,742,0002,116
Gross Fiduciary activities income$5,0001,384
Service charges on deposit accounts$754,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$983,0002,076
Total noninterest expense$4,404,0002,647
Salaries and employee benefits$2,228,0002,798
Premises and equipment expense$627,0002,663
Additional noninterest expense$1,549,0002,313
Pre-tax net operating income$552,0006,066
Securities gains (losses)$1,0004,000
Applicable income taxes$82,0005,781
Income before extraordinary items$471,0005,991
Extraordinary gains, net$040
Net income$471,0005,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,268
Cash dividends$463,0002,804
Sale, conversion, retirement of capital stock, net$0722
Net operating income$470,1505,832
2003-06-30 (YTD Data)Rank
Total interest income$3,856,0003,613
Total interest expense$1,503,0003,036
Net interest income$2,353,0003,880
Provision for loan and lease losses$193,0002,580
Total noninterest income$1,220,0002,033
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$495,0001,712
Trading account gains and fees$0150
Additional Noninterest Income$722,0001,923
Total noninterest expense$2,906,0002,679
Salaries and employee benefits$1,503,0002,778
Premises and equipment expense$404,0002,736
Additional noninterest expense$999,0002,372
Pre-tax net operating income$474,0005,451
Securities gains (losses)$03,782
Applicable income taxes$73,0005,513
Income before extraordinary items$401,0005,399
Extraordinary gains, net$030
Net income$401,0005,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,819
Cash dividends$295,0002,939
Sale, conversion, retirement of capital stock, net$0589
Net operating income$401,0005,193
2003-03-31 (YTD Data)Rank
Total interest income$1,968,0003,575
Total interest expense$753,0003,108
Net interest income$1,215,0003,785
Provision for loan and lease losses$187,0001,450
Total noninterest income$573,0002,070
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$234,0001,742
Trading account gains and fees$0134
Additional Noninterest Income$337,0001,944
Total noninterest expense$1,392,0002,766
Salaries and employee benefits$744,0002,798
Premises and equipment expense$203,0002,727
Additional noninterest expense$445,0002,590
Pre-tax net operating income$209,0005,741
Securities gains (losses)$02,891
Applicable income taxes$-19,0009,114
Income before extraordinary items$228,0004,973
Extraordinary gains, net$021
Net income$228,0004,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,011
Cash dividends$295,0001,820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$228,0004,772
2002-12-31 (YTD Data)Rank
Total interest income$9,015,0003,292
Total interest expense$3,483,0003,112
Net interest income$5,532,0003,360
Provision for loan and lease losses$470,0002,504
Total noninterest income$1,939,0002,183
Gross Fiduciary activities income$42,0001,146
Service charges on deposit accounts$916,0001,756
Trading account gains and fees$0153
Additional Noninterest Income$981,0002,211
Total noninterest expense$5,799,0002,554
Salaries and employee benefits$3,020,0002,610
Premises and equipment expense$916,0002,366
Additional noninterest expense$1,863,0002,478
Pre-tax net operating income$1,202,0004,709
Securities gains (losses)$122,0001,572
Applicable income taxes$346,0004,181
Income before extraordinary items$978,0004,663
Extraordinary gains, net$070
Net income$978,0004,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0002,003
Cash dividends$444,0003,658
Sale, conversion, retirement of capital stock, net$0862
Net operating income$887,7204,787
2001-12-31 (YTD Data)Rank
Total interest income$11,208,0003,017
Total interest expense$5,408,0002,936
Net interest income$5,800,0003,029
Provision for loan and lease losses$426,0002,480
Total noninterest income$1,928,0002,073
Gross Fiduciary activities income$15,0001,352
Service charges on deposit accounts$901,0001,681
Trading account gains and fees$0177
Additional Noninterest Income$1,012,0002,023
Total noninterest expense$5,735,0002,474
Salaries and employee benefits$3,123,0002,403
Premises and equipment expense$1,002,0002,123
Additional noninterest expense$1,610,0002,699
Pre-tax net operating income$1,567,0003,743
Securities gains (losses)$46,0002,438
Applicable income taxes$494,0003,343
Income before extraordinary items$1,119,0003,985
Extraordinary gains, net$0105
Net income$1,119,0003,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0002,112
Cash dividends$406,0003,812
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,087,2603,933
2000-12-31 (YTD Data)Rank
Total interest income$11,870,0002,924
Total interest expense$6,122,0002,733
Net interest income$5,748,0003,064
Provision for loan and lease losses$455,0002,034
Total noninterest income$1,140,0002,872
Gross Fiduciary activities income$9,0001,228
Service charges on deposit accounts$721,0001,914
Trading account gains and fees$0180
Additional Noninterest Income$410,0003,286
Total noninterest expense$5,496,0002,487
Salaries and employee benefits$3,017,0002,376
Premises and equipment expense$1,021,0002,027
Additional noninterest expense$1,458,0002,886
Pre-tax net operating income$937,0005,430
Securities gains (losses)$-1,0007,406
Applicable income taxes$241,0005,053
Income before extraordinary items$695,0005,442
Extraordinary gains, net$038
Net income$695,0005,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,342
Cash dividends$360,0004,146
Sale, conversion, retirement of capital stock, net$0969
Net operating income$695,7405,443
1999-12-31 (YTD Data)Rank
Total interest income$10,857,0002,976
Total interest expense$5,162,0002,826
Net interest income$5,695,0003,062
Provision for loan and lease losses$387,0002,167
Total noninterest income$1,163,0002,764
Gross Fiduciary activities income$5,0001,305
Service charges on deposit accounts$774,0001,709
Trading account gains and fees$0173
Additional Noninterest Income$384,0003,525
Total noninterest expense$5,104,0002,642
Salaries and employee benefits$2,800,0002,505
Premises and equipment expense$840,0002,403
Additional noninterest expense$1,464,0002,924
Pre-tax net operating income$1,367,0004,372
Securities gains (losses)$-22,0009,580
Applicable income taxes$357,0004,429
Income before extraordinary items$988,0004,465
Extraordinary gains, net$035
Net income$988,0004,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,107
Cash dividends$269,0004,758
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,004,0604,392
1998-12-31 (YTD Data)Rank
Total interest income$10,650,0003,031
Total interest expense$5,120,0002,929
Net interest income$5,530,0003,103
Provision for loan and lease losses$260,0002,922
Total noninterest income$1,214,0002,657
Gross Fiduciary activities income$17,0001,237
Service charges on deposit accounts$790,0001,602
Trading account gains and fees$0224
Additional Noninterest Income$407,0003,396
Total noninterest expense$4,811,0002,716
Salaries and employee benefits$2,748,0002,460
Premises and equipment expense$737,0002,647
Additional noninterest expense$1,326,0003,082
Pre-tax net operating income$1,673,0003,859
Securities gains (losses)$44,0001,829
Applicable income taxes$482,0003,928
Income before extraordinary items$1,235,0003,838
Extraordinary gains, net$032
Net income$1,235,0003,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,149
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,203,3203,836
1997-12-31 (YTD Data)Rank
Total interest income$9,838,0003,285
Total interest expense$4,609,0003,217
Net interest income$5,229,0003,335
Provision for loan and lease losses$461,0001,903
Total noninterest income$1,340,0002,414
Gross Fiduciary activities income$19,0001,288
Service charges on deposit accounts$823,0001,576
Trading account gains and fees$0239
Additional Noninterest Income$498,0002,830
Total noninterest expense$4,501,0002,819
Salaries and employee benefits$2,595,0002,550
Premises and equipment expense$595,0003,180
Additional noninterest expense$1,311,0003,092
Pre-tax net operating income$1,607,0004,226
Securities gains (losses)$35,0001,545
Applicable income taxes$448,0004,545
Income before extraordinary items$1,194,0004,081
Extraordinary gains, net$044
Net income$1,194,0004,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0001,225
Cash dividends$414,0003,878
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,168,4504,084
1996-12-31 (YTD Data)Rank
Total interest income$8,731,0003,708
Total interest expense$4,115,0003,613
Net interest income$4,616,0003,805
Provision for loan and lease losses$826,0001,176
Total noninterest income$1,091,0002,910
Gross Fiduciary activities income$5,0001,455
Service charges on deposit accounts$784,0001,715
Trading account gains and fees$0262
Additional Noninterest Income$302,0004,055
Total noninterest expense$3,926,0003,406
Salaries and employee benefits$2,115,0003,166
Premises and equipment expense$563,0003,409
Additional noninterest expense$1,248,0003,659
Pre-tax net operating income$955,0005,902
Securities gains (losses)$17,0002,110
Applicable income taxes$184,0007,383
Income before extraordinary items$788,0005,367
Extraordinary gains, net$053
Net income$788,0005,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,056
Cash dividends$262,0004,842
Sale, conversion, retirement of capital stock, net$0953
Net operating income$774,2305,364
1995-12-31 (YTD Data)Rank
Total interest income$8,135,0003,953
Total interest expense$4,052,0003,641
Net interest income$4,083,0004,236
Provision for loan and lease losses$488,0001,604
Total noninterest income$1,168,0002,777
Gross Fiduciary activities income$5,0001,518
Service charges on deposit accounts$824,0001,641
Trading account gains and fees$0522
Additional Noninterest Income$339,0003,698
Total noninterest expense$3,841,0003,449
Salaries and employee benefits$2,103,0003,152
Premises and equipment expense$492,0003,809
Additional noninterest expense$1,246,0003,623
Pre-tax net operating income$922,0006,314
Securities gains (losses)$-1,0009,017
Applicable income taxes$236,0006,858
Income before extraordinary items$685,0006,086
Extraordinary gains, net$065
Net income$685,0006,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,113
Cash dividends$252,0004,933
Sale, conversion, retirement of capital stock, net$0809
Net operating income$685,7406,052
1994-12-31 (YTD Data)Rank
Total interest income$7,186,0004,121
Total interest expense$3,085,0003,868
Net interest income$4,101,0004,281
Provision for loan and lease losses$77,0005,110
Total noninterest income$1,434,0002,384
Gross Fiduciary activities income$6,0001,510
Service charges on deposit accounts$867,0001,564
Trading account gains and fees$0475
Additional Noninterest Income$561,0002,729
Total noninterest expense$3,973,0003,451
Salaries and employee benefits$2,032,0003,235
Premises and equipment expense$683,0002,879
Additional noninterest expense$1,258,0003,891
Pre-tax net operating income$1,485,0004,447
Securities gains (losses)$6,0002,522
Applicable income taxes$414,0004,646
Income before extraordinary items$1,077,0004,253
Extraordinary gains, net$0249
Net income$1,077,0004,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,790
Cash dividends$258,0004,839
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,072,6804,319
1993-12-31 (YTD Data)Rank
Total interest income$6,919,0004,354
Total interest expense$2,901,0004,242
Net interest income$4,018,0004,379
Provision for loan and lease losses$-191,00013,029
Total noninterest income$1,329,0002,695
Gross Fiduciary activities income$2,0001,590
Service charges on deposit accounts$868,0001,576
Trading account gains and fees$0532
Additional Noninterest Income$459,0003,436
Total noninterest expense$4,184,0003,340
Salaries and employee benefits$2,240,0002,936
Premises and equipment expense$606,0003,295
Additional noninterest expense$1,338,0003,843
Pre-tax net operating income$1,354,0004,711
Securities gains (losses)$237,0001,501
Applicable income taxes$472,0004,388
Income before extraordinary items$1,119,0004,262
Extraordinary gains, net$224,000935
Net income$1,343,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$320,0004,213
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$953,1004,641
1992-12-31 (YTD Data)Rank
Total interest income$7,711,0004,434
Total interest expense$3,722,0004,330
Net interest income$3,989,0004,457
Provision for loan and lease losses$110,0007,010
Total noninterest income$1,217,0002,830
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$848,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,894
Total noninterest expense$4,306,0003,282
Salaries and employee benefits$1,935,0003,300
Premises and equipment expense$564,0003,561
Additional noninterest expense$1,807,0003,048
Pre-tax net operating income$790,0006,612
Securities gains (losses)$93,0003,119
Applicable income taxes$253,0006,602
Income before extraordinary items$630,0006,371
Extraordinary gains, net$188,000454
Net income$818,0005,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0005,100
Cash dividends$314,0003,905
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$563,9706,476

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.