The First National Bank and Trust Co., Chickasha, Oklahoma, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$44,955,0001,022
Total interest expense$13,724,0001,044
Net interest income$31,231,0001,005
Provision for loan and lease losses$1,017,000833
Total noninterest income$7,973,000878
Gross Fiduciary activities income$1,142,000481
Service charges on deposit accounts$2,906,000411
Trading account gains and feesNANA
Additional Noninterest Income$3,925,0001,038
Total noninterest expense$20,282,0001,202
Salaries and employee benefits$11,733,0001,182
Premises and equipment expense$2,060,0001,188
Additional noninterest expense$3,925,0001,038
Pre-tax net operating income$17,905,000747
Securities gains (losses)$-1,074,0004,307
Applicable income taxes$03,369
Income before extraordinary items$16,831,000665
Extraordinary gains, net$054
Net income$16,831,000675
Minority interest net income$088
Net income of bank and minority interests.$16,831,000668
Net charge-offs$-132,0004,393
Cash dividends$9,919,000503
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,905,000641
2023-09-30 (YTD Data)Rank
Total interest income$32,941,0001,018
Total interest expense$9,526,0001,028
Net interest income$23,415,0001,005
Provision for loan and lease losses$811,000754
Total noninterest income$6,135,000866
Gross Fiduciary activities income$941,000466
Service charges on deposit accounts$2,199,000405
Trading account gains and feesNANA
Additional Noninterest Income$2,995,0001,037
Total noninterest expense$15,299,0001,187
Salaries and employee benefits$8,914,0001,171
Premises and equipment expense$1,562,0001,181
Additional noninterest expense$2,995,0001,037
Pre-tax net operating income$13,440,000773
Securities gains (losses)$-214,0004,207
Applicable income taxes$03,407
Income before extraordinary items$13,226,000652
Extraordinary gains, net$052
Net income$13,226,000656
Minority interest net income$081
Net income of bank and minority interests.$13,226,000652
Net charge-offs$8,0002,199
Cash dividends$6,419,000502
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,440,000656
2023-06-30 (YTD Data)Rank
Total interest income$21,578,0001,007
Total interest expense$5,713,0001,010
Net interest income$15,865,000993
Provision for loan and lease losses$175,0001,438
Total noninterest income$4,045,000837
Gross Fiduciary activities income$658,000454
Service charges on deposit accounts$1,423,000402
Trading account gains and feesNANA
Additional Noninterest Income$1,964,000986
Total noninterest expense$10,338,0001,168
Salaries and employee benefits$5,978,0001,151
Premises and equipment expense$1,017,0001,194
Additional noninterest expense$1,964,000985
Pre-tax net operating income$9,397,000738
Securities gains (losses)$-107,0004,214
Applicable income taxes$03,436
Income before extraordinary items$9,290,000632
Extraordinary gains, net$051
Net income$9,290,000642
Minority interest net income$081
Net income of bank and minority interests.$9,290,000632
Net charge-offs$-7,0003,816
Cash dividends$3,835,000542
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,397,000634
2023-03-31 (YTD Data)Rank
Total interest income$10,594,0001,009
Total interest expense$2,487,0001,015
Net interest income$8,107,000982
Provision for loan and lease losses$126,0001,140
Total noninterest income$2,038,000824
Gross Fiduciary activities income$412,000431
Service charges on deposit accounts$665,000439
Trading account gains and feesNANA
Additional Noninterest Income$961,000997
Total noninterest expense$5,259,0001,167
Salaries and employee benefits$3,027,0001,165
Premises and equipment expense$499,0001,246
Additional noninterest expense$961,000997
Pre-tax net operating income$4,760,000755
Securities gains (losses)$40,000311
Applicable income taxes$03,388
Income before extraordinary items$4,800,000638
Extraordinary gains, net$04
Net income$4,800,000637
Minority interest net income$048
Net income of bank and minority interests.$4,800,000637
Net charge-offs$-8,0003,980
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,760,000653
2022-12-31 (YTD Data)Rank
Total interest income$37,441,000941
Total interest expense$3,839,000960
Net interest income$33,602,000926
Provision for loan and lease losses$2,042,000509
Total noninterest income$7,310,000934
Gross Fiduciary activities income$903,000535
Service charges on deposit accounts$2,675,000459
Trading account gains and feesNANA
Additional Noninterest Income$3,732,0001,100
Total noninterest expense$19,123,0001,227
Salaries and employee benefits$11,592,0001,174
Premises and equipment expense$1,949,0001,242
Additional noninterest expense$3,732,0001,100
Pre-tax net operating income$19,747,000758
Securities gains (losses)$88,000180
Applicable income taxes$03,596
Income before extraordinary items$19,835,000649
Extraordinary gains, net$05
Net income$19,835,000650
Minority interest net income$063
Net income of bank and minority interests.$19,835,000650
Net charge-offs$2,524,000252
Cash dividends$8,955,000519
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,747,000659
2022-06-30 (YTD Data)Rank
Total interest income$17,197,000950
Total interest expense$917,0001,223
Net interest income$16,280,000922
Provision for loan and lease losses$730,000530
Total noninterest income$3,676,000931
Gross Fiduciary activities income$411,000517
Service charges on deposit accounts$1,290,000469
Trading account gains and feesNANA
Additional Noninterest Income$1,975,0001,102
Total noninterest expense$9,466,0001,224
Salaries and employee benefits$5,724,0001,177
Premises and equipment expense$963,0001,251
Additional noninterest expense$2,779,0001,228
Pre-tax net operating income$9,760,000721
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$9,760,000615
Extraordinary gains, net$04
Net income$9,760,000615
Minority interest net income$060
Net income of bank and minority interests.$9,760,000615
Net charge-offs$1,040,000232
Cash dividends$4,458,000462
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,760,000627
2022-03-31 (YTD Data)Rank
Total interest income$8,224,000959
Total interest expense$376,0001,373
Net interest income$7,848,000928
Provision for loan and lease losses$252,000564
Total noninterest income$1,866,000930
Gross Fiduciary activities income$202,000522
Service charges on deposit accounts$627,000472
Trading account gains and feesNANA
Additional Noninterest Income$1,037,0001,058
Total noninterest expense$4,737,0001,219
Salaries and employee benefits$2,867,0001,175
Premises and equipment expense$480,0001,264
Additional noninterest expense$1,390,0001,220
Pre-tax net operating income$4,725,000714
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,725,000615
Extraordinary gains, net$04
Net income$4,725,000615
Minority interest net income$050
Net income of bank and minority interests.$4,725,000615
Net charge-offs$88,000517
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,725,000619
2021-12-31 (YTD Data)Rank
Total interest income$31,471,0001,011
Total interest expense$1,519,0001,641
Net interest income$29,952,000971
Provision for loan and lease losses$1,588,000374
Total noninterest income$7,538,0001,018
Gross Fiduciary activities income$744,000525
Service charges on deposit accounts$2,473,000460
Trading account gains and feesNANA
Additional Noninterest Income$4,321,0001,182
Total noninterest expense$18,458,0001,236
Salaries and employee benefits$10,676,0001,237
Premises and equipment expense$1,817,0001,307
Additional noninterest expense$5,965,0001,142
Pre-tax net operating income$17,444,000833
Securities gains (losses)$62,0001,032
Applicable income taxes$3,152,000828
Income before extraordinary items$14,354,000852
Extraordinary gains, net$010
Net income$14,354,000853
Minority interest net income$074
Net income of bank and minority interests.$14,354,000853
Net charge-offs$943,000443
Cash dividends$10,750,000453
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,303,160841
2021-09-30 (YTD Data)Rank
Total interest income$23,650,0001,026
Total interest expense$1,157,0001,710
Net interest income$22,493,000989
Provision for loan and lease losses$787,000557
Total noninterest income$5,349,0001,073
Gross Fiduciary activities income$575,000518
Service charges on deposit accounts$1,790,000474
Trading account gains and feesNANA
Additional Noninterest Income$2,984,0001,292
Total noninterest expense$13,672,0001,252
Salaries and employee benefits$7,903,0001,259
Premises and equipment expense$1,360,0001,329
Additional noninterest expense$4,409,0001,163
Pre-tax net operating income$13,383,000858
Securities gains (losses)$62,000975
Applicable income taxes$2,686,000796
Income before extraordinary items$10,759,000896
Extraordinary gains, net$08
Net income$10,759,000896
Minority interest net income$069
Net income of bank and minority interests.$10,759,000896
Net charge-offs$881,000358
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,709,400878
2021-06-30 (YTD Data)Rank
Total interest income$15,235,0001,049
Total interest expense$788,0001,753
Net interest income$14,447,0001,002
Provision for loan and lease losses$391,000743
Total noninterest income$3,481,0001,083
Gross Fiduciary activities income$381,000517
Service charges on deposit accounts$1,123,000483
Trading account gains and feesNANA
Additional Noninterest Income$1,977,0001,305
Total noninterest expense$8,850,0001,268
Salaries and employee benefits$5,190,0001,261
Premises and equipment expense$868,0001,382
Additional noninterest expense$2,792,0001,191
Pre-tax net operating income$8,687,000858
Securities gains (losses)$62,000807
Applicable income taxes$1,747,000806
Income before extraordinary items$7,002,000891
Extraordinary gains, net$06
Net income$7,002,000891
Minority interest net income$067
Net income of bank and minority interests.$7,002,000891
Net charge-offs$-104,0004,601
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,952,400880
2021-03-31 (YTD Data)Rank
Total interest income$7,361,0001,074
Total interest expense$413,0001,753
Net interest income$6,948,0001,033
Provision for loan and lease losses$391,000448
Total noninterest income$1,766,0001,080
Gross Fiduciary activities income$184,000524
Service charges on deposit accounts$564,000479
Trading account gains and feesNANA
Additional Noninterest Income$1,018,0001,260
Total noninterest expense$4,467,0001,249
Salaries and employee benefits$2,570,0001,262
Premises and equipment expense$444,0001,367
Additional noninterest expense$1,453,0001,130
Pre-tax net operating income$3,856,000942
Securities gains (losses)$62,000590
Applicable income taxes$779,000866
Income before extraordinary items$3,139,000974
Extraordinary gains, net$03
Net income$3,139,000974
Minority interest net income$055
Net income of bank and minority interests.$3,139,000974
Net charge-offs$-39,0004,544
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,089,400964
2020-12-31 (YTD Data)Rank
Total interest income$30,497,0001,033
Total interest expense$2,525,0001,692
Net interest income$27,972,000972
Provision for loan and lease losses$2,730,000859
Total noninterest income$6,634,0001,060
Gross Fiduciary activities income$699,000526
Service charges on deposit accounts$2,264,000476
Trading account gains and feesNANA
Additional Noninterest Income$3,671,0001,282
Total noninterest expense$16,833,0001,275
Salaries and employee benefits$10,275,0001,228
Premises and equipment expense$1,739,0001,351
Additional noninterest expense$4,819,0001,324
Pre-tax net operating income$15,043,000745
Securities gains (losses)$28,0001,967
Applicable income taxes$2,722,000750
Income before extraordinary items$12,349,000783
Extraordinary gains, net$04
Net income$12,349,000783
Minority interest net income$072
Net income of bank and minority interests.$12,349,000783
Net charge-offs$686,000818
Cash dividends$3,500,000993
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,326,040755
2020-09-30 (YTD Data)Rank
Total interest income$22,857,0001,039
Total interest expense$2,014,0001,687
Net interest income$20,843,000973
Provision for loan and lease losses$1,830,000937
Total noninterest income$5,025,0001,019
Gross Fiduciary activities income$534,000516
Service charges on deposit accounts$1,676,000476
Trading account gains and feesNANA
Additional Noninterest Income$2,815,0001,219
Total noninterest expense$12,606,0001,258
Salaries and employee benefits$7,725,0001,216
Premises and equipment expense$1,309,0001,339
Additional noninterest expense$3,572,0001,311
Pre-tax net operating income$11,432,000706
Securities gains (losses)$17,0001,977
Applicable income taxes$2,399,000633
Income before extraordinary items$9,050,000776
Extraordinary gains, net$04
Net income$9,050,000776
Minority interest net income$065
Net income of bank and minority interests.$9,050,000776
Net charge-offs$466,000784
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,036,570751
2020-06-30 (YTD Data)Rank
Total interest income$15,432,0001,042
Total interest expense$1,439,0001,703
Net interest income$13,993,000966
Provision for loan and lease losses$1,230,000955
Total noninterest income$3,346,000964
Gross Fiduciary activities income$338,000531
Service charges on deposit accounts$1,135,000470
Trading account gains and feesNANA
Additional Noninterest Income$1,873,0001,131
Total noninterest expense$8,425,0001,250
Salaries and employee benefits$5,189,0001,195
Premises and equipment expense$852,0001,363
Additional noninterest expense$2,384,0001,299
Pre-tax net operating income$7,684,000648
Securities gains (losses)$17,0001,730
Applicable income taxes$1,610,000579
Income before extraordinary items$6,091,000711
Extraordinary gains, net$04
Net income$6,091,000711
Minority interest net income$065
Net income of bank and minority interests.$6,091,000711
Net charge-offs$310,000792
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,077,570685
2020-03-31 (YTD Data)Rank
Total interest income$7,465,0001,073
Total interest expense$791,0001,698
Net interest income$6,674,000991
Provision for loan and lease losses$564,000827
Total noninterest income$1,940,000833
Gross Fiduciary activities income$173,000527
Service charges on deposit accounts$685,000450
Trading account gains and feesNANA
Additional Noninterest Income$1,082,000921
Total noninterest expense$4,324,0001,229
Salaries and employee benefits$2,593,0001,201
Premises and equipment expense$418,0001,393
Additional noninterest expense$1,313,0001,217
Pre-tax net operating income$3,726,000604
Securities gains (losses)$17,0001,172
Applicable income taxes$782,000548
Income before extraordinary items$2,961,000659
Extraordinary gains, net$04
Net income$2,961,000659
Minority interest net income$056
Net income of bank and minority interests.$2,961,000659
Net charge-offs$59,0001,129
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,947,570641
2019-12-31 (YTD Data)Rank
Total interest income$30,161,0001,085
Total interest expense$3,037,0001,790
Net interest income$27,124,000975
Provision for loan and lease losses$2,146,000505
Total noninterest income$7,267,000882
Gross Fiduciary activities income$678,000536
Service charges on deposit accounts$2,830,000441
Trading account gains and feesNANA
Additional Noninterest Income$3,759,0001,019
Total noninterest expense$16,732,0001,232
Salaries and employee benefits$9,820,0001,221
Premises and equipment expense$1,867,0001,234
Additional noninterest expense$5,045,0001,231
Pre-tax net operating income$15,513,000729
Securities gains (losses)$-54,0005,024
Applicable income taxes$3,012,000691
Income before extraordinary items$12,447,000780
Extraordinary gains, net$011
Net income$12,447,000781
Minority interest net income$076
Net income of bank and minority interests.$12,447,000781
Net charge-offs$2,208,000379
Cash dividends$7,829,000572
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,490,740760
2019-09-30 (YTD Data)Rank
Total interest income$22,639,0001,084
Total interest expense$2,263,0001,808
Net interest income$20,376,000979
Provision for loan and lease losses$1,830,000437
Total noninterest income$5,675,000855
Gross Fiduciary activities income$518,000524
Service charges on deposit accounts$2,098,000445
Trading account gains and feesNANA
Additional Noninterest Income$3,059,000943
Total noninterest expense$12,470,0001,245
Salaries and employee benefits$7,327,0001,232
Premises and equipment expense$1,408,0001,238
Additional noninterest expense$3,735,0001,254
Pre-tax net operating income$11,751,000738
Securities gains (losses)$13,0001,579
Applicable income taxes$2,548,000667
Income before extraordinary items$9,216,000791
Extraordinary gains, net$011
Net income$9,216,000792
Minority interest net income$072
Net income of bank and minority interests.$9,216,000792
Net charge-offs$1,887,000326
Cash dividends$2,329,0001,066
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,205,730776
2019-06-30 (YTD Data)Rank
Total interest income$14,976,0001,088
Total interest expense$1,476,0001,815
Net interest income$13,500,000980
Provision for loan and lease losses$1,594,000346
Total noninterest income$3,735,000840
Gross Fiduciary activities income$350,000521
Service charges on deposit accounts$1,352,000456
Trading account gains and feesNANA
Additional Noninterest Income$2,033,000917
Total noninterest expense$8,331,0001,252
Salaries and employee benefits$4,897,0001,229
Premises and equipment expense$926,0001,267
Additional noninterest expense$2,508,0001,258
Pre-tax net operating income$7,310,000755
Securities gains (losses)$13,0001,155
Applicable income taxes$1,586,000664
Income before extraordinary items$5,737,000825
Extraordinary gains, net$011
Net income$5,737,000825
Minority interest net income$069
Net income of bank and minority interests.$5,737,000825
Net charge-offs$1,604,000265
Cash dividends$2,329,000781
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,726,730808
2019-03-31 (YTD Data)Rank
Total interest income$7,388,0001,094
Total interest expense$715,0001,811
Net interest income$6,673,000998
Provision for loan and lease losses$73,0001,776
Total noninterest income$1,272,0001,049
Gross Fiduciary activities income$178,000518
Service charges on deposit accounts$645,000474
Trading account gains and feesNANA
Additional Noninterest Income$449,0001,556
Total noninterest expense$4,103,0001,263
Salaries and employee benefits$2,440,0001,236
Premises and equipment expense$459,0001,294
Additional noninterest expense$1,204,0001,293
Pre-tax net operating income$3,769,000727
Securities gains (losses)$13,000656
Applicable income taxes$819,000636
Income before extraordinary items$2,963,000785
Extraordinary gains, net$05
Net income$2,963,000785
Minority interest net income$052
Net income of bank and minority interests.$2,963,000784
Net charge-offs$26,0001,572
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,952,730770
2018-12-31 (YTD Data)Rank
Total interest income$26,950,0001,103
Total interest expense$2,121,0001,862
Net interest income$24,829,0001,038
Provision for loan and lease losses$1,802,000553
Total noninterest income$6,346,000938
Gross Fiduciary activities income$648,000546
Service charges on deposit accounts$2,615,000487
Trading account gains and feesNANA
Additional Noninterest Income$3,083,0001,118
Total noninterest expense$16,053,0001,265
Salaries and employee benefits$9,368,0001,228
Premises and equipment expense$1,890,0001,242
Additional noninterest expense$4,795,0001,286
Pre-tax net operating income$13,320,000823
Securities gains (losses)$117,000279
Applicable income taxes$2,604,000726
Income before extraordinary items$10,833,000852
Extraordinary gains, net$06
Net income$10,833,000850
Minority interest net income$072
Net income of bank and minority interests.$10,833,000851
Net charge-offs$1,873,000381
Cash dividends$3,100,0001,054
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,738,230858
2018-09-30 (YTD Data)Rank
Total interest income$19,685,0001,112
Total interest expense$1,388,0001,962
Net interest income$18,297,0001,049
Provision for loan and lease losses$1,386,000508
Total noninterest income$4,598,000970
Gross Fiduciary activities income$490,000539
Service charges on deposit accounts$1,888,000509
Trading account gains and feesNANA
Additional Noninterest Income$2,220,0001,169
Total noninterest expense$12,001,0001,260
Salaries and employee benefits$7,007,0001,230
Premises and equipment expense$1,423,0001,232
Additional noninterest expense$3,571,0001,304
Pre-tax net operating income$9,508,000867
Securities gains (losses)$113,000278
Applicable income taxes$2,077,000711
Income before extraordinary items$7,544,000909
Extraordinary gains, net$05
Net income$7,544,000907
Minority interest net income$066
Net income of bank and minority interests.$7,544,000908
Net charge-offs$879,000482
Cash dividends$1,500,0001,289
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,454,730919
2018-06-30 (YTD Data)Rank
Total interest income$12,878,0001,130
Total interest expense$860,0001,989
Net interest income$12,018,0001,061
Provision for loan and lease losses$886,000524
Total noninterest income$3,165,000946
Gross Fiduciary activities income$324,000544
Service charges on deposit accounts$1,194,000533
Trading account gains and feesNANA
Additional Noninterest Income$1,647,0001,079
Total noninterest expense$7,984,0001,270
Salaries and employee benefits$4,638,0001,248
Premises and equipment expense$937,0001,249
Additional noninterest expense$2,409,0001,291
Pre-tax net operating income$6,313,000851
Securities gains (losses)$108,000232
Applicable income taxes$1,388,000694
Income before extraordinary items$5,033,000898
Extraordinary gains, net$06
Net income$5,033,000896
Minority interest net income$065
Net income of bank and minority interests.$5,033,000897
Net charge-offs$801,000374
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,947,680909
2018-03-31 (YTD Data)Rank
Total interest income$6,388,0001,130
Total interest expense$413,0001,975
Net interest income$5,975,0001,066
Provision for loan and lease losses$650,000377
Total noninterest income$1,537,000953
Gross Fiduciary activities income$177,000534
Service charges on deposit accounts$579,000548
Trading account gains and feesNANA
Additional Noninterest Income$781,0001,106
Total noninterest expense$3,983,0001,277
Salaries and employee benefits$2,295,0001,275
Premises and equipment expense$442,0001,333
Additional noninterest expense$1,246,0001,241
Pre-tax net operating income$2,879,000896
Securities gains (losses)$86,000183
Applicable income taxes$641,000717
Income before extraordinary items$2,324,000942
Extraordinary gains, net$07
Net income$2,324,000942
Minority interest net income$052
Net income of bank and minority interests.$2,324,000942
Net charge-offs$764,000255
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,256,060957
2017-12-31 (YTD Data)Rank
Total interest income$24,146,0001,147
Total interest expense$1,310,0002,126
Net interest income$22,836,0001,090
Provision for loan and lease losses$1,263,000741
Total noninterest income$5,368,0001,069
Gross Fiduciary activities income$568,000566
Service charges on deposit accounts$1,901,000673
Trading account gains and feesNANA
Additional Noninterest Income$2,899,0001,193
Total noninterest expense$14,667,0001,356
Salaries and employee benefits$8,537,0001,321
Premises and equipment expense$1,581,0001,441
Additional noninterest expense$4,549,0001,348
Pre-tax net operating income$12,274,000830
Securities gains (losses)$12,0001,530
Applicable income taxes$3,759,000815
Income before extraordinary items$8,527,000853
Extraordinary gains, net$09
Net income$8,527,000854
Minority interest net income$076
Net income of bank and minority interests.$8,527,000853
Net charge-offs$2,946,000299
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,518,720845
2017-09-30 (YTD Data)Rank
Total interest income$17,900,0001,160
Total interest expense$941,0002,167
Net interest income$16,959,0001,101
Provision for loan and lease losses$859,000798
Total noninterest income$3,974,0001,092
Gross Fiduciary activities income$424,000570
Service charges on deposit accounts$1,369,000701
Trading account gains and feesNANA
Additional Noninterest Income$2,181,0001,196
Total noninterest expense$10,918,0001,359
Salaries and employee benefits$6,355,0001,336
Premises and equipment expense$1,163,0001,480
Additional noninterest expense$3,400,0001,349
Pre-tax net operating income$9,156,000844
Securities gains (losses)$9,0001,660
Applicable income taxes$2,836,000717
Income before extraordinary items$6,329,000935
Extraordinary gains, net$09
Net income$6,329,000935
Minority interest net income$071
Net income of bank and minority interests.$6,329,000935
Net charge-offs$1,090,000474
Cash dividends$1,500,0001,286
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,322,790924
2017-06-30 (YTD Data)Rank
Total interest income$11,760,0001,169
Total interest expense$591,0002,225
Net interest income$11,169,0001,105
Provision for loan and lease losses$506,000842
Total noninterest income$2,524,0001,128
Gross Fiduciary activities income$284,000572
Service charges on deposit accounts$913,000689
Trading account gains and fees$0139
Additional Noninterest Income$1,327,0001,287
Total noninterest expense$7,240,0001,365
Salaries and employee benefits$4,268,0001,329
Premises and equipment expense$755,0001,521
Additional noninterest expense$2,217,0001,374
Pre-tax net operating income$5,947,000847
Securities gains (losses)$7,0001,367
Applicable income taxes$1,842,000709
Income before extraordinary items$4,112,000939
Extraordinary gains, net$011
Net income$4,112,000940
Minority interest net income$071
Net income of bank and minority interests.$4,112,000939
Net charge-offs$345,000751
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,107,170928
2017-03-31 (YTD Data)Rank
Total interest income$5,723,0001,186
Total interest expense$271,0002,326
Net interest income$5,452,0001,110
Provision for loan and lease losses$03,537
Total noninterest income$1,247,0001,126
Gross Fiduciary activities income$145,000576
Service charges on deposit accounts$467,000673
Trading account gains and fees$0142
Additional Noninterest Income$635,0001,308
Total noninterest expense$3,637,0001,377
Salaries and employee benefits$2,160,0001,328
Premises and equipment expense$358,0001,607
Additional noninterest expense$1,119,0001,362
Pre-tax net operating income$3,062,000789
Securities gains (losses)$01,153
Applicable income taxes$948,000684
Income before extraordinary items$2,114,000892
Extraordinary gains, net$08
Net income$2,114,000893
Minority interest net income$055
Net income of bank and minority interests.$2,114,000892
Net charge-offs$78,0001,061
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,114,000879
2016-12-31 (YTD Data)Rank
Total interest income$22,848,0001,158
Total interest expense$936,0002,534
Net interest income$21,912,0001,077
Provision for loan and lease losses$722,0001,166
Total noninterest income$5,334,0001,098
Gross Fiduciary activities income$499,000593
Service charges on deposit accounts$1,916,000683
Trading account gains and fees$0170
Additional Noninterest Income$2,919,0001,229
Total noninterest expense$14,776,0001,341
Salaries and employee benefits$8,318,0001,332
Premises and equipment expense$1,695,0001,361
Additional noninterest expense$4,763,0001,315
Pre-tax net operating income$11,748,000803
Securities gains (losses)$103,0001,319
Applicable income taxes$3,808,000664
Income before extraordinary items$8,043,000925
Extraordinary gains, net$05
Net income$8,043,000924
Minority interest net income$082
Net income of bank and minority interests.$8,043,000924
Net charge-offs$93,0002,666
Cash dividends$4,500,000731
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,972,960908
2016-09-30 (YTD Data)Rank
Total interest income$17,228,0001,152
Total interest expense$699,0002,539
Net interest income$16,529,0001,075
Provision for loan and lease losses$754,000855
Total noninterest income$4,096,0001,079
Gross Fiduciary activities income$361,000599
Service charges on deposit accounts$1,432,000676
Trading account gains and fees$0169
Additional Noninterest Income$2,303,0001,187
Total noninterest expense$11,224,0001,322
Salaries and employee benefits$6,296,0001,317
Premises and equipment expense$1,304,0001,342
Additional noninterest expense$3,624,0001,300
Pre-tax net operating income$8,647,000816
Securities gains (losses)$98,0001,272
Applicable income taxes$2,686,000705
Income before extraordinary items$6,059,000921
Extraordinary gains, net$05
Net income$6,059,000920
Minority interest net income$071
Net income of bank and minority interests.$6,059,000921
Net charge-offs$-124,0005,627
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,991,380907
2016-06-30 (YTD Data)Rank
Total interest income$11,392,0001,161
Total interest expense$465,0002,556
Net interest income$10,927,0001,088
Provision for loan and lease losses$604,000721
Total noninterest income$2,799,0001,047
Gross Fiduciary activities income$238,000610
Service charges on deposit accounts$912,000695
Trading account gains and fees$0157
Additional Noninterest Income$1,649,0001,108
Total noninterest expense$7,260,0001,359
Salaries and employee benefits$4,102,0001,348
Premises and equipment expense$839,0001,371
Additional noninterest expense$2,319,0001,347
Pre-tax net operating income$5,862,000805
Securities gains (losses)$79,0001,125
Applicable income taxes$1,839,000687
Income before extraordinary items$4,102,000891
Extraordinary gains, net$016
Net income$4,102,000889
Minority interest net income$071
Net income of bank and minority interests.$4,102,000890
Net charge-offs$136,0001,392
Cash dividends$1,500,000943
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,047,490878
2016-03-31 (YTD Data)Rank
Total interest income$5,725,0001,157
Total interest expense$235,0002,539
Net interest income$5,490,0001,082
Provision for loan and lease losses$254,000782
Total noninterest income$1,448,000984
Gross Fiduciary activities income$117,000614
Service charges on deposit accounts$435,000721
Trading account gains and fees$0142
Additional Noninterest Income$896,0001,012
Total noninterest expense$3,625,0001,362
Salaries and employee benefits$2,088,0001,336
Premises and equipment expense$425,0001,366
Additional noninterest expense$1,112,0001,390
Pre-tax net operating income$3,059,000749
Securities gains (losses)$59,000752
Applicable income taxes$965,000656
Income before extraordinary items$2,153,000833
Extraordinary gains, net$012
Net income$2,153,000834
Minority interest net income$062
Net income of bank and minority interests.$2,153,000834
Net charge-offs$20,0001,985
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,112,290823
2015-12-31 (YTD Data)Rank
Total interest income$21,625,0001,182
Total interest expense$763,0002,912
Net interest income$20,862,0001,092
Provision for loan and lease losses$1,231,000673
Total noninterest income$5,477,0001,051
Gross Fiduciary activities income$451,000624
Service charges on deposit accounts$1,814,000732
Trading account gains and fees$0159
Additional Noninterest Income$3,212,0001,115
Total noninterest expense$14,137,0001,384
Salaries and employee benefits$8,010,0001,359
Premises and equipment expense$1,663,0001,394
Additional noninterest expense$4,464,0001,396
Pre-tax net operating income$10,971,000813
Securities gains (losses)$57,0001,552
Applicable income taxes$3,351,000704
Income before extraordinary items$7,677,000930
Extraordinary gains, net$023
Net income$7,677,000930
Minority interest net income$081
Net income of bank and minority interests.$7,677,000930
Net charge-offs$156,0002,214
Cash dividends$2,350,0001,194
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,637,100916
2015-09-30 (YTD Data)Rank
Total interest income$16,051,0001,200
Total interest expense$568,0002,958
Net interest income$15,483,0001,106
Provision for loan and lease losses$906,000652
Total noninterest income$4,192,0001,052
Gross Fiduciary activities income$339,000618
Service charges on deposit accounts$1,361,000737
Trading account gains and fees$0153
Additional Noninterest Income$2,492,0001,106
Total noninterest expense$10,423,0001,398
Salaries and employee benefits$5,919,0001,376
Premises and equipment expense$1,247,0001,398
Additional noninterest expense$3,257,0001,438
Pre-tax net operating income$8,346,000812
Securities gains (losses)$57,0001,384
Applicable income taxes$2,613,000702
Income before extraordinary items$5,790,000922
Extraordinary gains, net$021
Net income$5,790,000922
Minority interest net income$078
Net income of bank and minority interests.$5,790,000922
Net charge-offs$-7,0005,060
Cash dividends$1,350,0001,303
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,750,670904
2015-06-30 (YTD Data)Rank
Total interest income$10,683,0001,199
Total interest expense$382,0002,964
Net interest income$10,301,0001,112
Provision for loan and lease losses$890,000482
Total noninterest income$2,814,0001,047
Gross Fiduciary activities income$221,000633
Service charges on deposit accounts$913,000708
Trading account gains and fees$0157
Additional Noninterest Income$1,680,0001,099
Total noninterest expense$6,918,0001,415
Salaries and employee benefits$3,941,0001,382
Premises and equipment expense$806,0001,453
Additional noninterest expense$2,171,0001,439
Pre-tax net operating income$5,307,000844
Securities gains (losses)$42,0001,338
Applicable income taxes$1,610,000742
Income before extraordinary items$3,739,000951
Extraordinary gains, net$022
Net income$3,739,000951
Minority interest net income$075
Net income of bank and minority interests.$3,739,000951
Net charge-offs$-13,0005,334
Cash dividends$1,350,000970
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,709,600929
2015-03-31 (YTD Data)Rank
Total interest income$5,304,0001,201
Total interest expense$191,0002,990
Net interest income$5,113,0001,112
Provision for loan and lease losses$530,000393
Total noninterest income$1,444,000999
Gross Fiduciary activities income$112,000629
Service charges on deposit accounts$471,000663
Trading account gains and fees$0152
Additional Noninterest Income$861,0001,037
Total noninterest expense$3,458,0001,414
Salaries and employee benefits$1,944,0001,404
Premises and equipment expense$374,0001,581
Additional noninterest expense$1,140,0001,354
Pre-tax net operating income$2,569,000844
Securities gains (losses)$30,0001,059
Applicable income taxes$782,000747
Income before extraordinary items$1,817,000943
Extraordinary gains, net$013
Net income$1,817,000944
Minority interest net income$064
Net income of bank and minority interests.$1,817,000944
Net charge-offs$-295,0006,291
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,796,000917
2014-12-31 (YTD Data)Rank
Total interest income$20,526,0001,230
Total interest expense$831,0002,954
Net interest income$19,695,0001,140
Provision for loan and lease losses$4,406,000237
Total noninterest income$5,594,0001,009
Gross Fiduciary activities income$406,000651
Service charges on deposit accounts$1,896,000724
Trading account gains and fees$0180
Additional Noninterest Income$3,292,0001,033
Total noninterest expense$13,596,0001,412
Salaries and employee benefits$7,495,0001,403
Premises and equipment expense$1,557,0001,522
Additional noninterest expense$4,544,0001,408
Pre-tax net operating income$7,287,0001,116
Securities gains (losses)$3,0002,996
Applicable income taxes$1,544,0001,176
Income before extraordinary items$5,746,0001,143
Extraordinary gains, net$017
Net income$5,746,0001,140
Minority interest net income$084
Net income of bank and minority interests.$5,746,0001,142
Net charge-offs$4,523,000254
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,743,6301,120
2014-09-30 (YTD Data)Rank
Total interest income$15,291,0001,244
Total interest expense$640,0002,952
Net interest income$14,651,0001,158
Provision for loan and lease losses$1,946,000358
Total noninterest income$4,100,0001,036
Gross Fiduciary activities income$290,000655
Service charges on deposit accounts$1,404,000731
Trading account gains and fees$0174
Additional Noninterest Income$2,406,0001,060
Total noninterest expense$10,100,0001,431
Salaries and employee benefits$5,640,0001,413
Premises and equipment expense$1,179,0001,514
Additional noninterest expense$3,281,0001,454
Pre-tax net operating income$6,705,000946
Securities gains (losses)$3,0002,680
Applicable income taxes$2,009,000800
Income before extraordinary items$4,699,0001,064
Extraordinary gains, net$015
Net income$4,699,0001,063
Minority interest net income$081
Net income of bank and minority interests.$4,699,0001,063
Net charge-offs$2,042,000371
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,696,9001,039
2014-06-30 (YTD Data)Rank
Total interest income$10,099,0001,246
Total interest expense$430,0002,972
Net interest income$9,669,0001,164
Provision for loan and lease losses$1,771,000282
Total noninterest income$2,746,0001,007
Gross Fiduciary activities income$190,000667
Service charges on deposit accounts$922,000721
Trading account gains and fees$0172
Additional Noninterest Income$1,634,0001,034
Total noninterest expense$6,632,0001,450
Salaries and employee benefits$3,750,0001,403
Premises and equipment expense$780,0001,528
Additional noninterest expense$2,102,0001,494
Pre-tax net operating income$4,012,0001,023
Securities gains (losses)$02,580
Applicable income taxes$1,200,000843
Income before extraordinary items$2,812,0001,139
Extraordinary gains, net$020
Net income$2,812,0001,140
Minority interest net income$080
Net income of bank and minority interests.$2,812,0001,140
Net charge-offs$1,135,000440
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,812,0001,113
2014-03-31 (YTD Data)Rank
Total interest income$5,009,0001,269
Total interest expense$212,0003,036
Net interest income$4,797,0001,167
Provision for loan and lease losses$856,000292
Total noninterest income$1,184,0001,103
Gross Fiduciary activities income$90,000675
Service charges on deposit accounts$447,000730
Trading account gains and fees$0147
Additional Noninterest Income$647,0001,181
Total noninterest expense$3,333,0001,453
Salaries and employee benefits$1,863,0001,429
Premises and equipment expense$394,0001,542
Additional noninterest expense$1,076,0001,458
Pre-tax net operating income$1,792,0001,073
Securities gains (losses)$01,715
Applicable income taxes$543,000881
Income before extraordinary items$1,249,0001,215
Extraordinary gains, net$016
Net income$1,249,0001,216
Minority interest net income$066
Net income of bank and minority interests.$1,249,0001,216
Net charge-offs$291,000728
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,249,0001,195
2013-12-31 (YTD Data)Rank
Total interest income$20,154,0001,255
Total interest expense$856,0003,293
Net interest income$19,298,0001,138
Provision for loan and lease losses$3,652,000362
Total noninterest income$4,893,0001,149
Gross Fiduciary activities income$395,000650
Service charges on deposit accounts$1,940,000719
Trading account gains and fees$0184
Additional Noninterest Income$2,558,0001,277
Total noninterest expense$12,804,0001,515
Salaries and employee benefits$7,586,0001,383
Premises and equipment expense$1,447,0001,632
Additional noninterest expense$3,771,0001,689
Pre-tax net operating income$7,735,000993
Securities gains (losses)$03,182
Applicable income taxes$2,174,000850
Income before extraordinary items$5,561,0001,109
Extraordinary gains, net$029
Net income$5,561,0001,112
Minority interest net income$090
Net income of bank and minority interests.$5,561,0001,112
Net charge-offs$2,734,000584
Cash dividends$2,628,000960
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,561,0001,086
2013-09-30 (YTD Data)Rank
Total interest income$15,002,0001,267
Total interest expense$642,0003,379
Net interest income$14,360,0001,146
Provision for loan and lease losses$1,812,000540
Total noninterest income$3,382,0001,245
Gross Fiduciary activities income$305,000651
Service charges on deposit accounts$1,451,000725
Trading account gains and fees$0180
Additional Noninterest Income$1,626,0001,461
Total noninterest expense$9,280,0001,563
Salaries and employee benefits$5,656,0001,398
Premises and equipment expense$1,054,0001,679
Additional noninterest expense$2,570,0001,844
Pre-tax net operating income$6,650,000887
Securities gains (losses)$03,040
Applicable income taxes$2,009,000728
Income before extraordinary items$4,641,000999
Extraordinary gains, net$025
Net income$4,641,0001,002
Minority interest net income$084
Net income of bank and minority interests.$4,641,0001,002
Net charge-offs$353,0001,952
Cash dividends$1,619,0001,040
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,641,000980
2013-06-30 (YTD Data)Rank
Total interest income$9,945,0001,272
Total interest expense$426,0003,446
Net interest income$9,519,0001,141
Provision for loan and lease losses$1,258,000550
Total noninterest income$2,298,0001,237
Gross Fiduciary activities income$190,000664
Service charges on deposit accounts$974,000700
Trading account gains and fees$0157
Additional Noninterest Income$1,134,0001,458
Total noninterest expense$5,692,0001,691
Salaries and employee benefits$3,526,0001,478
Premises and equipment expense$685,0001,722
Additional noninterest expense$1,481,0002,085
Pre-tax net operating income$4,867,000789
Securities gains (losses)$02,791
Applicable income taxes$1,463,000685
Income before extraordinary items$3,404,000908
Extraordinary gains, net$022
Net income$3,404,000908
Minority interest net income$082
Net income of bank and minority interests.$3,404,000910
Net charge-offs$406,0001,433
Cash dividends$1,619,000741
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,404,000872
2013-03-31 (YTD Data)Rank
Total interest income$4,994,0001,277
Total interest expense$216,0003,506
Net interest income$4,778,0001,140
Provision for loan and lease losses$217,0001,294
Total noninterest income$1,074,0001,293
Gross Fiduciary activities income$89,000681
Service charges on deposit accounts$490,000691
Trading account gains and fees$0148
Additional Noninterest Income$495,0001,592
Total noninterest expense$2,994,0001,621
Salaries and employee benefits$1,710,0001,540
Premises and equipment expense$329,0001,804
Additional noninterest expense$955,0001,677
Pre-tax net operating income$2,641,000731
Securities gains (losses)$63,000832
Applicable income taxes$823,000623
Income before extraordinary items$1,881,000814
Extraordinary gains, net$010
Net income$1,881,000815
Minority interest net income$076
Net income of bank and minority interests.$1,881,000816
Net charge-offs$302,0001,054
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,836,900796
2012-12-31 (YTD Data)Rank
Total interest income$19,629,0001,358
Total interest expense$920,0003,816
Net interest income$18,709,0001,180
Provision for loan and lease losses$1,177,0001,607
Total noninterest income$4,277,0001,263
Gross Fiduciary activities income$334,000683
Service charges on deposit accounts$1,878,000758
Trading account gains and fees$0166
Additional Noninterest Income$2,065,0001,497
Total noninterest expense$12,112,0001,597
Salaries and employee benefits$6,580,0001,539
Premises and equipment expense$1,388,0001,697
Additional noninterest expense$4,144,0001,630
Pre-tax net operating income$9,697,000739
Securities gains (losses)$63,0002,581
Applicable income taxes$2,984,000612
Income before extraordinary items$6,776,000885
Extraordinary gains, net$029
Net income$6,776,000885
Minority interest net income$093
Net income of bank and minority interests.$6,776,000885
Net charge-offs$881,0001,958
Cash dividends$5,634,000514
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,732,530829
2012-09-30 (YTD Data)Rank
Total interest income$14,579,0001,401
Total interest expense$701,0003,894
Net interest income$13,878,0001,207
Provision for loan and lease losses$977,0001,463
Total noninterest income$3,252,0001,268
Gross Fiduciary activities income$247,000682
Service charges on deposit accounts$1,387,000780
Trading account gains and fees$0157
Additional Noninterest Income$1,618,0001,453
Total noninterest expense$8,976,0001,621
Salaries and employee benefits$4,732,0001,601
Premises and equipment expense$1,063,0001,669
Additional noninterest expense$3,181,0001,573
Pre-tax net operating income$7,177,000781
Securities gains (losses)$63,0002,295
Applicable income taxes$2,199,000647
Income before extraordinary items$5,041,000911
Extraordinary gains, net$020
Net income$5,041,000910
Minority interest net income$086
Net income of bank and minority interests.$5,041,000911
Net charge-offs$778,0001,706
Cash dividends$1,306,0001,103
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,996,900859
2012-06-30 (YTD Data)Rank
Total interest income$9,641,0001,422
Total interest expense$482,0003,916
Net interest income$9,159,0001,222
Provision for loan and lease losses$797,0001,303
Total noninterest income$2,195,0001,250
Gross Fiduciary activities income$167,000685
Service charges on deposit accounts$915,000772
Trading account gains and fees$0153
Additional Noninterest Income$1,113,0001,413
Total noninterest expense$6,109,0001,588
Salaries and employee benefits$3,217,0001,563
Premises and equipment expense$698,0001,695
Additional noninterest expense$2,194,0001,548
Pre-tax net operating income$4,448,000825
Securities gains (losses)$03,178
Applicable income taxes$1,351,000697
Income before extraordinary items$3,097,000988
Extraordinary gains, net$019
Net income$3,097,000988
Minority interest net income$084
Net income of bank and minority interests.$3,097,000988
Net charge-offs$593,0001,608
Cash dividends$1,306,000783
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,097,000922
2012-03-31 (YTD Data)Rank
Total interest income$4,786,0001,442
Total interest expense$250,0003,939
Net interest income$4,536,0001,225
Provision for loan and lease losses$480,0001,094
Total noninterest income$1,093,0001,245
Gross Fiduciary activities income$82,000702
Service charges on deposit accounts$463,000758
Trading account gains and fees$0148
Additional Noninterest Income$548,0001,415
Total noninterest expense$3,052,0001,593
Salaries and employee benefits$1,578,0001,602
Premises and equipment expense$337,0001,756
Additional noninterest expense$1,137,0001,486
Pre-tax net operating income$2,097,000853
Securities gains (losses)$02,210
Applicable income taxes$637,000717
Income before extraordinary items$1,460,0001,017
Extraordinary gains, net$019
Net income$1,460,0001,019
Minority interest net income$078
Net income of bank and minority interests.$1,460,0001,018
Net charge-offs$522,0001,062
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,460,000958
2011-12-31 (YTD Data)Rank
Total interest income$19,131,0001,485
Total interest expense$1,551,0003,368
Net interest income$17,580,0001,262
Provision for loan and lease losses$1,695,0001,756
Total noninterest income$4,633,0001,104
Gross Fiduciary activities income$317,000652
Service charges on deposit accounts$1,866,000783
Trading account gains and fees$0146
Additional Noninterest Income$2,450,0001,190
Total noninterest expense$11,700,0001,661
Salaries and employee benefits$6,167,0001,589
Premises and equipment expense$1,397,0001,776
Additional noninterest expense$4,136,0001,659
Pre-tax net operating income$8,818,000701
Securities gains (losses)$03,838
Applicable income taxes$2,797,000609
Income before extraordinary items$6,021,000828
Extraordinary gains, net$029
Net income$6,021,000826
Minority interest net income$096
Net income of bank and minority interests.$6,021,000828
Net charge-offs$1,537,0001,841
Cash dividends$6,143,000350
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,021,000802
2011-09-30 (YTD Data)Rank
Total interest income$14,338,0001,507
Total interest expense$1,279,0003,237
Net interest income$13,059,0001,278
Provision for loan and lease losses$950,0002,021
Total noninterest income$3,438,0001,122
Gross Fiduciary activities income$237,000645
Service charges on deposit accounts$1,365,000815
Trading account gains and fees$0145
Additional Noninterest Income$1,836,0001,187
Total noninterest expense$8,603,0001,688
Salaries and employee benefits$4,469,0001,644
Premises and equipment expense$1,047,0001,794
Additional noninterest expense$3,087,0001,654
Pre-tax net operating income$6,944,000689
Securities gains (losses)$03,555
Applicable income taxes$2,129,000591
Income before extraordinary items$4,815,000799
Extraordinary gains, net$021
Net income$4,815,000798
Minority interest net income$087
Net income of bank and minority interests.$4,815,000799
Net charge-offs$833,0002,099
Cash dividends$1,400,000888
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,815,000768
2011-06-30 (YTD Data)Rank
Total interest income$9,570,0001,519
Total interest expense$946,0003,088
Net interest income$8,624,0001,295
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,930,0001,262
Gross Fiduciary activities income$156,000655
Service charges on deposit accounts$888,000824
Trading account gains and fees$0153
Additional Noninterest Income$886,0001,464
Total noninterest expense$5,780,0001,693
Salaries and employee benefits$3,031,0001,631
Premises and equipment expense$675,0001,880
Additional noninterest expense$2,074,0001,663
Pre-tax net operating income$4,174,000744
Securities gains (losses)$02,914
Applicable income taxes$1,280,000627
Income before extraordinary items$2,894,000861
Extraordinary gains, net$015
Net income$2,894,000860
Minority interest net income$089
Net income of bank and minority interests.$2,894,000861
Net charge-offs$590,0001,969
Cash dividends$1,400,000598
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,894,000833
2011-03-31 (YTD Data)Rank
Total interest income$4,795,0001,530
Total interest expense$515,0002,970
Net interest income$4,280,0001,308
Provision for loan and lease losses$375,0001,701
Total noninterest income$952,0001,255
Gross Fiduciary activities income$76,000662
Service charges on deposit accounts$452,000793
Trading account gains and fees$0158
Additional Noninterest Income$424,0001,509
Total noninterest expense$2,852,0001,731
Salaries and employee benefits$1,508,0001,647
Premises and equipment expense$337,0001,918
Additional noninterest expense$1,007,0001,704
Pre-tax net operating income$2,005,000776
Securities gains (losses)$01,772
Applicable income taxes$615,000623
Income before extraordinary items$1,390,000874
Extraordinary gains, net$09
Net income$1,390,000873
Minority interest net income$086
Net income of bank and minority interests.$1,390,000874
Net charge-offs$419,0001,484
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,390,000855
2010-12-31 (YTD Data)Rank
Total interest income$18,927,0001,612
Total interest expense$2,401,0003,095
Net interest income$16,526,0001,351
Provision for loan and lease losses$1,791,0002,231
Total noninterest income$4,048,0001,256
Gross Fiduciary activities income$304,000668
Service charges on deposit accounts$1,966,000769
Trading account gains and fees$0175
Additional Noninterest Income$1,778,0001,526
Total noninterest expense$11,078,0001,777
Salaries and employee benefits$5,996,0001,624
Premises and equipment expense$1,400,0001,835
Additional noninterest expense$3,682,0001,934
Pre-tax net operating income$7,705,000697
Securities gains (losses)$03,793
Applicable income taxes$2,329,000652
Income before extraordinary items$5,376,000814
Extraordinary gains, net$029
Net income$5,376,000814
Minority interest net income$0111
Net income of bank and minority interests.$5,376,000815
Net charge-offs$850,0002,903
Cash dividends$5,961,000285
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,376,000786
2010-09-30 (YTD Data)Rank
Total interest income$14,079,0001,654
Total interest expense$1,865,0003,131
Net interest income$12,214,0001,389
Provision for loan and lease losses$1,456,0002,019
Total noninterest income$2,988,0001,257
Gross Fiduciary activities income$228,000656
Service charges on deposit accounts$1,491,000777
Trading account gains and fees$0165
Additional Noninterest Income$1,269,0001,520
Total noninterest expense$8,262,0001,779
Salaries and employee benefits$4,461,0001,638
Premises and equipment expense$1,083,0001,791
Additional noninterest expense$2,718,0001,914
Pre-tax net operating income$5,484,000773
Securities gains (losses)$03,651
Applicable income taxes$1,646,000696
Income before extraordinary items$3,838,000905
Extraordinary gains, net$023
Net income$3,838,000907
Minority interest net income$0110
Net income of bank and minority interests.$3,838,000907
Net charge-offs$322,0003,645
Cash dividends$1,025,0001,022
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,838,000862
2010-06-30 (YTD Data)Rank
Total interest income$9,371,0001,679
Total interest expense$1,299,0003,118
Net interest income$8,072,0001,402
Provision for loan and lease losses$1,456,0001,550
Total noninterest income$1,941,0001,258
Gross Fiduciary activities income$150,000661
Service charges on deposit accounts$968,000796
Trading account gains and fees$0152
Additional Noninterest Income$823,0001,492
Total noninterest expense$5,565,0001,779
Salaries and employee benefits$3,013,0001,635
Premises and equipment expense$729,0001,792
Additional noninterest expense$1,823,0001,898
Pre-tax net operating income$2,992,000912
Securities gains (losses)$03,184
Applicable income taxes$898,000788
Income before extraordinary items$2,094,0001,076
Extraordinary gains, net$019
Net income$2,094,0001,078
Minority interest net income$0105
Net income of bank and minority interests.$2,094,0001,077
Net charge-offs$365,0002,824
Cash dividends$1,025,000684
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,094,0001,034
2010-03-31 (YTD Data)Rank
Total interest income$4,618,0001,742
Total interest expense$684,0003,118
Net interest income$3,934,0001,456
Provision for loan and lease losses$180,0003,129
Total noninterest income$983,0001,256
Gross Fiduciary activities income$76,000674
Service charges on deposit accounts$493,000788
Trading account gains and fees$0175
Additional Noninterest Income$414,0001,470
Total noninterest expense$2,763,0001,801
Salaries and employee benefits$1,464,0001,710
Premises and equipment expense$357,0001,889
Additional noninterest expense$942,0001,832
Pre-tax net operating income$1,974,000687
Securities gains (losses)$02,284
Applicable income taxes$592,000624
Income before extraordinary items$1,382,000800
Extraordinary gains, net$016
Net income$1,382,000803
Minority interest net income$091
Net income of bank and minority interests.$1,382,000804
Net charge-offs$444,0001,670
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,382,000767
2009-12-31 (YTD Data)Rank
Total interest income$18,893,0001,811
Total interest expense$3,515,0003,045
Net interest income$15,378,0001,453
Provision for loan and lease losses$1,160,0003,263
Total noninterest income$3,940,0001,314
Gross Fiduciary activities income$413,000593
Service charges on deposit accounts$2,038,000847
Trading account gains and fees$0211
Additional Noninterest Income$1,489,0001,659
Total noninterest expense$10,344,0001,957
Salaries and employee benefits$5,741,0001,724
Premises and equipment expense$1,235,0002,160
Additional noninterest expense$3,368,0002,124
Pre-tax net operating income$7,814,000550
Securities gains (losses)$03,754
Applicable income taxes$2,325,000501
Income before extraordinary items$5,489,000610
Extraordinary gains, net$034
Net income$5,489,000610
Minority interest net income$0115
Net income of bank and minority interests.$5,489,000611
Net charge-offs$356,0004,264
Cash dividends$3,103,000553
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,489,000613
2009-09-30 (YTD Data)Rank
Total interest income$14,095,0001,843
Total interest expense$2,718,0003,081
Net interest income$11,377,0001,473
Provision for loan and lease losses$750,0003,186
Total noninterest income$2,937,0001,341
Gross Fiduciary activities income$328,000573
Service charges on deposit accounts$1,488,000864
Trading account gains and fees$0212
Additional Noninterest Income$1,121,0001,685
Total noninterest expense$7,584,0001,986
Salaries and employee benefits$4,164,0001,809
Premises and equipment expense$907,0002,223
Additional noninterest expense$2,513,0002,100
Pre-tax net operating income$5,980,000573
Securities gains (losses)$03,497
Applicable income taxes$1,811,000510
Income before extraordinary items$4,169,000645
Extraordinary gains, net$027
Net income$4,169,000646
Minority interest net income$0118
Net income of bank and minority interests.$4,169,000647
Net charge-offs$202,0004,236
Cash dividends$1,160,0001,106
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,169,000637
2009-06-30 (YTD Data)Rank
Total interest income$9,284,0001,899
Total interest expense$1,846,0003,156
Net interest income$7,438,0001,505
Provision for loan and lease losses$629,0002,637
Total noninterest income$1,902,0001,389
Gross Fiduciary activities income$197,000602
Service charges on deposit accounts$978,000865
Trading account gains and fees$0193
Additional Noninterest Income$727,0001,770
Total noninterest expense$5,033,0002,022
Salaries and employee benefits$2,798,0001,822
Premises and equipment expense$586,0002,313
Additional noninterest expense$1,649,0002,157
Pre-tax net operating income$3,678,000616
Securities gains (losses)$03,136
Applicable income taxes$1,115,000552
Income before extraordinary items$2,563,000720
Extraordinary gains, net$021
Net income$2,563,000716
Minority interest net income$0112
Net income of bank and minority interests.$2,563,000721
Net charge-offs$139,0003,865
Cash dividends$1,160,000780
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,563,000699
2009-03-31 (YTD Data)Rank
Total interest income$4,586,0001,948
Total interest expense$957,0003,168
Net interest income$3,629,0001,536
Provision for loan and lease losses$261,0002,512
Total noninterest income$935,0001,366
Gross Fiduciary activities income$115,000568
Service charges on deposit accounts$474,000861
Trading account gains and fees$0171
Additional Noninterest Income$346,0001,774
Total noninterest expense$2,465,0002,016
Salaries and employee benefits$1,351,0001,902
Premises and equipment expense$303,0002,277
Additional noninterest expense$811,0001,971
Pre-tax net operating income$1,838,000675
Securities gains (losses)$02,434
Applicable income taxes$556,000608
Income before extraordinary items$1,282,000817
Extraordinary gains, net$015
Net income$1,282,000818
Minority interest net income$0102
Net income of bank and minority interests.$1,282,000819
Net charge-offs$44,0003,696
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,282,000757
2008-12-31 (YTD Data)Rank
Total interest income$18,888,0002,014
Total interest expense$5,044,0002,941
Net interest income$13,844,0001,614
Provision for loan and lease losses$285,0004,711
Total noninterest income$3,834,0001,305
Gross Fiduciary activities income$434,000602
Service charges on deposit accounts$1,992,000884
Trading account gains and fees$0154
Additional Noninterest Income$1,408,0001,671
Total noninterest expense$9,603,0002,013
Salaries and employee benefits$5,620,0001,814
Premises and equipment expense$1,203,0002,238
Additional noninterest expense$2,780,0002,151
Pre-tax net operating income$7,790,000717
Securities gains (losses)$03,220
Applicable income taxes$2,253,000607
Income before extraordinary items$5,537,000731
Extraordinary gains, net$039
Net income$5,537,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0003,796
Cash dividends$1,633,0001,602
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,537,000783
2008-09-30 (YTD Data)Rank
Total interest income$14,187,0002,063
Total interest expense$3,946,0002,936
Net interest income$10,241,0001,648
Provision for loan and lease losses$110,0005,045
Total noninterest income$2,828,0001,363
Gross Fiduciary activities income$326,000603
Service charges on deposit accounts$1,472,000907
Trading account gains and fees$0148
Additional Noninterest Income$1,030,0001,779
Total noninterest expense$6,926,0002,074
Salaries and employee benefits$4,031,0001,915
Premises and equipment expense$889,0002,281
Additional noninterest expense$2,006,0002,161
Pre-tax net operating income$6,033,000840
Securities gains (losses)$03,106
Applicable income taxes$1,723,000738
Income before extraordinary items$4,310,000852
Extraordinary gains, net$031
Net income$4,310,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,872
Cash dividends$758,0002,165
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,310,000900
2008-06-30 (YTD Data)Rank
Total interest income$9,436,0002,092
Total interest expense$2,793,0002,894
Net interest income$6,643,0001,684
Provision for loan and lease losses$06,671
Total noninterest income$1,881,0001,391
Gross Fiduciary activities income$209,000622
Service charges on deposit accounts$962,000904
Trading account gains and fees$0149
Additional Noninterest Income$710,0001,765
Total noninterest expense$4,635,0002,067
Salaries and employee benefits$2,742,0001,902
Premises and equipment expense$605,0002,241
Additional noninterest expense$1,288,0002,201
Pre-tax net operating income$3,889,000911
Securities gains (losses)$03,233
Applicable income taxes$1,142,000843
Income before extraordinary items$2,747,000997
Extraordinary gains, net$021
Net income$2,747,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,437
Cash dividends$758,0001,757
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,747,000979
2008-03-31 (YTD Data)Rank
Total interest income$4,790,0002,118
Total interest expense$1,513,0002,872
Net interest income$3,277,0001,693
Provision for loan and lease losses$06,080
Total noninterest income$935,0001,402
Gross Fiduciary activities income$97,000653
Service charges on deposit accounts$482,000895
Trading account gains and fees$0158
Additional Noninterest Income$356,0001,757
Total noninterest expense$2,329,0002,054
Salaries and employee benefits$1,337,0001,965
Premises and equipment expense$318,0002,143
Additional noninterest expense$674,0002,076
Pre-tax net operating income$1,883,0001,014
Securities gains (losses)$02,688
Applicable income taxes$549,000931
Income before extraordinary items$1,334,0001,131
Extraordinary gains, net$015
Net income$1,334,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,334,0001,095
2007-12-31 (YTD Data)Rank
Total interest income$18,969,0002,165
Total interest expense$6,043,0002,990
Net interest income$12,926,0001,754
Provision for loan and lease losses$395,0002,723
Total noninterest income$3,647,0001,402
Gross Fiduciary activities income$387,000650
Service charges on deposit accounts$1,708,0001,043
Trading account gains and fees$0178
Additional Noninterest Income$1,552,0001,637
Total noninterest expense$9,125,0002,016
Salaries and employee benefits$5,374,0001,880
Premises and equipment expense$1,220,0002,133
Additional noninterest expense$2,531,0002,157
Pre-tax net operating income$7,053,0001,200
Securities gains (losses)$-24,0007,800
Applicable income taxes$2,029,0001,123
Income before extraordinary items$5,000,0001,283
Extraordinary gains, net$039
Net income$5,000,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,565
Cash dividends$6,430,000599
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,017,0401,266
2007-09-30 (YTD Data)Rank
Total interest income$14,094,0002,195
Total interest expense$4,431,0003,041
Net interest income$9,663,0001,757
Provision for loan and lease losses$395,0001,885
Total noninterest income$2,676,0001,431
Gross Fiduciary activities income$306,000638
Service charges on deposit accounts$1,266,0001,039
Trading account gains and fees$0184
Additional Noninterest Income$1,104,0001,699
Total noninterest expense$6,674,0002,044
Salaries and employee benefits$3,885,0001,939
Premises and equipment expense$909,0002,125
Additional noninterest expense$1,880,0002,122
Pre-tax net operating income$5,270,0001,297
Securities gains (losses)$-23,0007,998
Applicable income taxes$1,466,0001,247
Income before extraordinary items$3,781,0001,354
Extraordinary gains, net$033
Net income$3,781,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,0001,121
Cash dividends$5,730,000507
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,797,5601,336
2007-06-30 (YTD Data)Rank
Total interest income$9,178,0002,266
Total interest expense$2,867,0003,113
Net interest income$6,311,0001,823
Provision for loan and lease losses$350,0001,363
Total noninterest income$1,759,0001,470
Gross Fiduciary activities income$192,000655
Service charges on deposit accounts$840,0001,049
Trading account gains and fees$0168
Additional Noninterest Income$727,0001,727
Total noninterest expense$4,461,0002,062
Salaries and employee benefits$2,596,0001,960
Premises and equipment expense$585,0002,205
Additional noninterest expense$1,280,0002,092
Pre-tax net operating income$3,259,0001,436
Securities gains (losses)$-23,0008,161
Applicable income taxes$896,0001,376
Income before extraordinary items$2,340,0001,495
Extraordinary gains, net$029
Net income$2,340,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,000853
Cash dividends$5,730,000366
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,356,5601,468
2007-03-31 (YTD Data)Rank
Total interest income$4,455,0002,334
Total interest expense$1,346,0003,246
Net interest income$3,109,0001,849
Provision for loan and lease losses$05,779
Total noninterest income$840,0001,501
Gross Fiduciary activities income$102,000652
Service charges on deposit accounts$403,0001,064
Trading account gains and fees$0195
Additional Noninterest Income$335,0001,811
Total noninterest expense$2,123,0002,179
Salaries and employee benefits$1,233,0002,084
Premises and equipment expense$287,0002,275
Additional noninterest expense$603,0002,187
Pre-tax net operating income$1,826,0001,276
Securities gains (losses)$-23,0008,393
Applicable income taxes$496,0001,295
Income before extraordinary items$1,307,0001,346
Extraordinary gains, net$022
Net income$1,307,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,636
Cash dividends$4,650,000256
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,323,5601,315
2006-12-31 (YTD Data)Rank
Total interest income$16,077,0002,412
Total interest expense$4,376,0003,359
Net interest income$11,701,0001,988
Provision for loan and lease losses$433,0002,140
Total noninterest income$3,170,0001,536
Gross Fiduciary activities income$347,000675
Service charges on deposit accounts$1,607,0001,099
Trading account gains and fees$0130
Additional Noninterest Income$1,216,0001,944
Total noninterest expense$8,395,0002,100
Salaries and employee benefits$5,078,0001,915
Premises and equipment expense$1,084,0002,288
Additional noninterest expense$2,233,0002,320
Pre-tax net operating income$6,043,0001,590
Securities gains (losses)$-25,0007,648
Applicable income taxes$1,655,0001,528
Income before extraordinary items$4,363,0001,655
Extraordinary gains, net$051
Net income$4,363,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,358
Cash dividends$1,550,0001,884
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,381,0001,634
2006-09-30 (YTD Data)Rank
Total interest income$11,784,0002,445
Total interest expense$3,118,0003,408
Net interest income$8,666,0002,021
Provision for loan and lease losses$395,0001,723
Total noninterest income$2,341,0001,576
Gross Fiduciary activities income$274,000657
Service charges on deposit accounts$1,181,0001,133
Trading account gains and fees$0126
Additional Noninterest Income$886,0002,001
Total noninterest expense$6,127,0002,163
Salaries and employee benefits$3,666,0001,981
Premises and equipment expense$815,0002,284
Additional noninterest expense$1,646,0002,352
Pre-tax net operating income$4,485,0001,658
Securities gains (losses)$-25,0007,922
Applicable income taxes$1,255,0001,601
Income before extraordinary items$3,205,0001,737
Extraordinary gains, net$045
Net income$3,205,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,886
Cash dividends$800,0002,242
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,223,0001,716
2006-06-30 (YTD Data)Rank
Total interest income$7,664,0002,459
Total interest expense$1,947,0003,457
Net interest income$5,717,0002,049
Provision for loan and lease losses$285,0001,590
Total noninterest income$1,513,0001,621
Gross Fiduciary activities income$189,000649
Service charges on deposit accounts$763,0001,158
Trading account gains and fees$0126
Additional Noninterest Income$561,0002,057
Total noninterest expense$4,142,0002,132
Salaries and employee benefits$2,488,0001,954
Premises and equipment expense$538,0002,305
Additional noninterest expense$1,116,0002,322
Pre-tax net operating income$2,803,0001,769
Securities gains (losses)$-4,0007,633
Applicable income taxes$789,0001,678
Income before extraordinary items$2,010,0001,822
Extraordinary gains, net$039
Net income$2,010,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,703
Cash dividends$800,0001,708
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,012,8801,802
2006-03-31 (YTD Data)Rank
Total interest income$3,743,0002,468
Total interest expense$916,0003,489
Net interest income$2,827,0002,054
Provision for loan and lease losses$150,0001,421
Total noninterest income$728,0001,645
Gross Fiduciary activities income$89,000668
Service charges on deposit accounts$366,0001,183
Trading account gains and fees$0115
Additional Noninterest Income$273,0002,073
Total noninterest expense$2,068,0002,141
Salaries and employee benefits$1,221,0002,010
Premises and equipment expense$266,0002,343
Additional noninterest expense$581,0002,224
Pre-tax net operating income$1,337,0001,804
Securities gains (losses)$-4,0008,056
Applicable income taxes$375,0001,736
Income before extraordinary items$958,0001,870
Extraordinary gains, net$021
Net income$958,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$960,8801,848
2005-12-31 (YTD Data)Rank
Total interest income$13,770,0002,398
Total interest expense$2,819,0003,506
Net interest income$10,951,0002,021
Provision for loan and lease losses$675,0001,481
Total noninterest income$3,079,0001,576
Gross Fiduciary activities income$366,000649
Service charges on deposit accounts$1,589,0001,121
Trading account gains and fees$0138
Additional Noninterest Income$1,124,0002,051
Total noninterest expense$8,019,0002,080
Salaries and employee benefits$4,786,0001,931
Premises and equipment expense$1,025,0002,314
Additional noninterest expense$2,208,0002,264
Pre-tax net operating income$5,336,0001,751
Securities gains (losses)$02,296
Applicable income taxes$1,448,0001,746
Income before extraordinary items$3,888,0001,780
Extraordinary gains, net$046
Net income$3,888,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,246
Cash dividends$1,774,0001,621
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,888,0001,755
2005-09-30 (YTD Data)Rank
Total interest income$10,036,0002,408
Total interest expense$1,984,0003,536
Net interest income$8,052,0002,053
Provision for loan and lease losses$525,0001,344
Total noninterest income$2,244,0001,608
Gross Fiduciary activities income$250,000665
Service charges on deposit accounts$1,165,0001,138
Trading account gains and fees$0126
Additional Noninterest Income$829,0002,070
Total noninterest expense$5,852,0002,118
Salaries and employee benefits$3,454,0001,972
Premises and equipment expense$724,0002,435
Additional noninterest expense$1,674,0002,209
Pre-tax net operating income$3,919,0001,797
Securities gains (losses)$02,317
Applicable income taxes$1,114,0001,744
Income before extraordinary items$2,805,0001,867
Extraordinary gains, net$035
Net income$2,805,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,000904
Cash dividends$950,0001,876
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,805,0001,829
2005-06-30 (YTD Data)Rank
Total interest income$6,505,0002,418
Total interest expense$1,230,0003,559
Net interest income$5,275,0002,063
Provision for loan and lease losses$375,0001,255
Total noninterest income$1,456,0001,638
Gross Fiduciary activities income$159,000674
Service charges on deposit accounts$730,0001,173
Trading account gains and fees$0116
Additional Noninterest Income$567,0002,013
Total noninterest expense$3,954,0002,072
Salaries and employee benefits$2,316,0001,953
Premises and equipment expense$467,0002,480
Additional noninterest expense$1,171,0002,096
Pre-tax net operating income$2,402,0001,898
Securities gains (losses)$02,146
Applicable income taxes$679,0001,827
Income before extraordinary items$1,723,0001,979
Extraordinary gains, net$030
Net income$1,723,0001,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,000717
Cash dividends$950,0001,383
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,723,0001,941
2005-03-31 (YTD Data)Rank
Total interest income$3,133,0002,469
Total interest expense$577,0003,609
Net interest income$2,556,0002,112
Provision for loan and lease losses$225,0001,003
Total noninterest income$691,0001,668
Gross Fiduciary activities income$73,000713
Service charges on deposit accounts$349,0001,179
Trading account gains and fees$0115
Additional Noninterest Income$269,0002,035
Total noninterest expense$2,010,0002,055
Salaries and employee benefits$1,111,0002,057
Premises and equipment expense$231,0002,529
Additional noninterest expense$668,0001,840
Pre-tax net operating income$1,012,0002,152
Securities gains (losses)$01,685
Applicable income taxes$283,0002,063
Income before extraordinary items$729,0002,254
Extraordinary gains, net$024
Net income$729,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,025
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$729,0002,221
2004-12-31 (YTD Data)Rank
Total interest income$12,292,0002,339
Total interest expense$2,021,0003,618
Net interest income$10,271,0001,977
Provision for loan and lease losses$265,0003,144
Total noninterest income$2,866,0001,669
Gross Fiduciary activities income$306,000685
Service charges on deposit accounts$1,584,0001,123
Trading account gains and fees$0138
Additional Noninterest Income$976,0002,181
Total noninterest expense$7,531,0002,116
Salaries and employee benefits$4,674,0001,876
Premises and equipment expense$953,0002,392
Additional noninterest expense$1,904,0002,529
Pre-tax net operating income$5,341,0001,593
Securities gains (losses)$03,819
Applicable income taxes$1,514,0001,593
Income before extraordinary items$3,827,0001,676
Extraordinary gains, net$034
Net income$3,827,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,198
Cash dividends$1,730,0001,542
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,827,0001,625
2004-09-30 (YTD Data)Rank
Total interest income$9,109,0002,335
Total interest expense$1,497,0003,616
Net interest income$7,612,0001,973
Provision for loan and lease losses$190,0003,078
Total noninterest income$2,176,0001,661
Gross Fiduciary activities income$232,000682
Service charges on deposit accounts$1,211,0001,108
Trading account gains and fees$0134
Additional Noninterest Income$733,0002,204
Total noninterest expense$5,450,0002,175
Salaries and employee benefits$3,358,0001,944
Premises and equipment expense$728,0002,349
Additional noninterest expense$1,364,0002,605
Pre-tax net operating income$4,148,0001,555
Securities gains (losses)$03,710
Applicable income taxes$1,211,0001,535
Income before extraordinary items$2,937,0001,656
Extraordinary gains, net$026
Net income$2,937,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0001,896
Cash dividends$775,0002,056
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,937,0001,606
2004-06-30 (YTD Data)Rank
Total interest income$6,052,0002,327
Total interest expense$993,0003,621
Net interest income$5,059,0001,968
Provision for loan and lease losses$115,0003,272
Total noninterest income$1,464,0001,640
Gross Fiduciary activities income$151,000694
Service charges on deposit accounts$819,0001,085
Trading account gains and fees$0130
Additional Noninterest Income$494,0002,209
Total noninterest expense$3,630,0002,183
Salaries and employee benefits$2,246,0001,933
Premises and equipment expense$481,0002,365
Additional noninterest expense$903,0002,611
Pre-tax net operating income$2,778,0001,523
Securities gains (losses)$03,413
Applicable income taxes$786,0001,549
Income before extraordinary items$1,992,0001,611
Extraordinary gains, net$021
Net income$1,992,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,734
Cash dividends$775,0001,564
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,992,0001,549
2004-03-31 (YTD Data)Rank
Total interest income$2,986,0002,372
Total interest expense$501,0003,636
Net interest income$2,485,0002,003
Provision for loan and lease losses$40,0003,725
Total noninterest income$688,0001,690
Gross Fiduciary activities income$73,000708
Service charges on deposit accounts$409,0001,051
Trading account gains and fees$0121
Additional Noninterest Income$206,0002,427
Total noninterest expense$1,776,0002,242
Salaries and employee benefits$1,087,0002,026
Premises and equipment expense$227,0002,503
Additional noninterest expense$462,0002,544
Pre-tax net operating income$1,357,0001,529
Securities gains (losses)$02,934
Applicable income taxes$401,0001,545
Income before extraordinary items$956,0001,653
Extraordinary gains, net$016
Net income$956,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,170
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$956,0001,566
2003-12-31 (YTD Data)Rank
Total interest income$11,934,0002,398
Total interest expense$2,423,0003,418
Net interest income$9,511,0002,056
Provision for loan and lease losses$741,0001,551
Total noninterest income$2,832,0001,772
Gross Fiduciary activities income$301,000709
Service charges on deposit accounts$1,551,0001,113
Trading account gains and fees$0160
Additional Noninterest Income$980,0002,421
Total noninterest expense$7,628,0002,069
Salaries and employee benefits$4,350,0001,977
Premises and equipment expense$896,0002,490
Additional noninterest expense$2,382,0002,023
Pre-tax net operating income$3,974,0001,981
Securities gains (losses)$04,500
Applicable income taxes$1,111,0002,040
Income before extraordinary items$2,863,0002,117
Extraordinary gains, net$054
Net income$2,863,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,0001,195
Cash dividends$1,295,0001,955
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,863,0002,028
2003-09-30 (YTD Data)Rank
Total interest income$8,972,0002,424
Total interest expense$1,894,0003,422
Net interest income$7,078,0002,084
Provision for loan and lease losses$81,0005,104
Total noninterest income$2,096,0001,836
Gross Fiduciary activities income$229,000700
Service charges on deposit accounts$1,140,0001,138
Trading account gains and fees$0153
Additional Noninterest Income$727,0002,497
Total noninterest expense$5,758,0002,059
Salaries and employee benefits$3,231,0001,990
Premises and equipment expense$692,0002,437
Additional noninterest expense$1,835,0001,950
Pre-tax net operating income$3,335,0001,871
Securities gains (losses)$04,204
Applicable income taxes$964,0001,912
Income before extraordinary items$2,371,0002,022
Extraordinary gains, net$040
Net income$2,371,0002,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,955
Cash dividends$625,0002,325
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,371,0001,918
2003-06-30 (YTD Data)Rank
Total interest income$5,960,0002,455
Total interest expense$1,313,0003,415
Net interest income$4,647,0002,102
Provision for loan and lease losses$51,0005,095
Total noninterest income$1,408,0001,810
Gross Fiduciary activities income$124,000753
Service charges on deposit accounts$759,0001,122
Trading account gains and fees$0150
Additional Noninterest Income$525,0002,383
Total noninterest expense$3,699,0002,121
Salaries and employee benefits$2,178,0001,957
Premises and equipment expense$457,0002,435
Additional noninterest expense$1,064,0002,237
Pre-tax net operating income$2,305,0001,807
Securities gains (losses)$03,782
Applicable income taxes$661,0001,904
Income before extraordinary items$1,644,0001,937
Extraordinary gains, net$030
Net income$1,644,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,659
Cash dividends$625,0001,832
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,644,0001,827
2003-03-31 (YTD Data)Rank
Total interest income$2,983,0002,471
Total interest expense$672,0003,423
Net interest income$2,311,0002,115
Provision for loan and lease losses$21,0005,171
Total noninterest income$632,0001,923
Gross Fiduciary activities income$62,000760
Service charges on deposit accounts$375,0001,100
Trading account gains and fees$0134
Additional Noninterest Income$195,0002,764
Total noninterest expense$1,917,0002,041
Salaries and employee benefits$1,064,0001,996
Premises and equipment expense$245,0002,285
Additional noninterest expense$608,0001,937
Pre-tax net operating income$1,005,0002,034
Securities gains (losses)$02,891
Applicable income taxes$265,0002,235
Income before extraordinary items$740,0002,114
Extraordinary gains, net$021
Net income$740,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,563
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$740,0001,999
2002-12-31 (YTD Data)Rank
Total interest income$9,952,0003,032
Total interest expense$2,533,0004,061
Net interest income$7,419,0002,581
Provision for loan and lease losses$180,0004,547
Total noninterest income$1,904,0002,218
Gross Fiduciary activities income$266,000749
Service charges on deposit accounts$1,057,0001,525
Trading account gains and fees$0153
Additional Noninterest Income$581,0003,024
Total noninterest expense$5,291,0002,783
Salaries and employee benefits$3,378,0002,364
Premises and equipment expense$634,0003,245
Additional noninterest expense$1,279,0003,429
Pre-tax net operating income$3,852,0002,048
Securities gains (losses)$04,537
Applicable income taxes$1,080,0002,095
Income before extraordinary items$2,772,0002,160
Extraordinary gains, net$070
Net income$2,772,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,403
Cash dividends$825,0002,597
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,772,0002,078
2001-12-31 (YTD Data)Rank
Total interest income$11,024,0003,052
Total interest expense$4,049,0003,759
Net interest income$6,975,0002,566
Provision for loan and lease losses$60,0006,353
Total noninterest income$1,748,0002,247
Gross Fiduciary activities income$284,000735
Service charges on deposit accounts$938,0001,595
Trading account gains and fees$0177
Additional Noninterest Income$526,0003,042
Total noninterest expense$4,811,0002,918
Salaries and employee benefits$3,038,0002,480
Premises and equipment expense$538,0003,671
Additional noninterest expense$1,235,0003,411
Pre-tax net operating income$3,852,0001,829
Securities gains (losses)$8,0003,714
Applicable income taxes$1,110,0001,923
Income before extraordinary items$2,750,0001,911
Extraordinary gains, net$0105
Net income$2,750,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,363
Cash dividends$4,040,000726
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,744,3201,835
2000-12-31 (YTD Data)Rank
Total interest income$10,660,0003,227
Total interest expense$4,170,0003,849
Net interest income$6,490,0002,743
Provision for loan and lease losses$76,0005,841
Total noninterest income$1,205,0002,751
Gross Fiduciary activities income$235,000772
Service charges on deposit accounts$797,0001,745
Trading account gains and fees$0180
Additional Noninterest Income$173,0005,141
Total noninterest expense$4,320,0003,117
Salaries and employee benefits$2,720,0002,619
Premises and equipment expense$474,0003,957
Additional noninterest expense$1,126,0003,636
Pre-tax net operating income$3,299,0002,186
Securities gains (losses)$-1,0007,406
Applicable income taxes$946,0002,228
Income before extraordinary items$2,352,0002,202
Extraordinary gains, net$038
Net income$2,352,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0009,785
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,352,7102,209
1999-12-31 (YTD Data)Rank
Total interest income$9,996,0003,224
Total interest expense$3,657,0003,885
Net interest income$6,339,0002,775
Provision for loan and lease losses$08,503
Total noninterest income$1,334,0002,491
Gross Fiduciary activities income$210,000854
Service charges on deposit accounts$250,0004,521
Trading account gains and fees$0173
Additional Noninterest Income$874,0002,040
Total noninterest expense$4,025,0003,295
Salaries and employee benefits$2,580,0002,719
Premises and equipment expense$404,0004,497
Additional noninterest expense$1,041,0003,887
Pre-tax net operating income$3,648,0002,006
Securities gains (losses)$-11,0009,339
Applicable income taxes$1,109,0002,053
Income before extraordinary items$2,528,0002,083
Extraordinary gains, net$035
Net income$2,528,0002,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0009,760
Cash dividends$720,0002,853
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,535,7002,046
1998-12-31 (YTD Data)Rank
Total interest income$9,888,0003,265
Total interest expense$3,948,0003,734
Net interest income$5,940,0002,903
Provision for loan and lease losses$251,0002,977
Total noninterest income$1,234,0002,632
Gross Fiduciary activities income$209,000858
Service charges on deposit accounts$244,0004,569
Trading account gains and fees$0224
Additional Noninterest Income$781,0002,210
Total noninterest expense$3,975,0003,206
Salaries and employee benefits$2,423,0002,807
Premises and equipment expense$394,0004,472
Additional noninterest expense$1,158,0003,475
Pre-tax net operating income$2,948,0002,418
Securities gains (losses)$04,449
Applicable income taxes$830,0002,656
Income before extraordinary items$2,118,0002,433
Extraordinary gains, net$032
Net income$2,118,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$1,025,0002,158
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,118,0002,351
1997-12-31 (YTD Data)Rank
Total interest income$9,447,0003,417
Total interest expense$3,752,0003,913
Net interest income$5,695,0003,063
Provision for loan and lease losses$290,0002,696
Total noninterest income$1,111,0002,804
Gross Fiduciary activities income$163,000946
Service charges on deposit accounts$239,0004,804
Trading account gains and fees$0239
Additional Noninterest Income$709,0002,199
Total noninterest expense$3,702,0003,414
Salaries and employee benefits$2,338,0002,831
Premises and equipment expense$329,0005,130
Additional noninterest expense$1,035,0003,777
Pre-tax net operating income$2,814,0002,627
Securities gains (losses)$-5,0009,661
Applicable income taxes$826,0002,856
Income before extraordinary items$1,983,0002,606
Extraordinary gains, net$044
Net income$1,983,0002,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,194
Cash dividends$1,700,0001,477
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,986,5502,556
1996-12-31 (YTD Data)Rank
Total interest income$8,630,0003,752
Total interest expense$3,434,0004,261
Net interest income$5,196,0003,425
Provision for loan and lease losses$09,041
Total noninterest income$997,0003,133
Gross Fiduciary activities income$169,0001,007
Service charges on deposit accounts$204,0005,481
Trading account gains and fees$0262
Additional Noninterest Income$624,0002,503
Total noninterest expense$3,464,0003,807
Salaries and employee benefits$2,083,0003,209
Premises and equipment expense$366,0004,870
Additional noninterest expense$1,015,0004,359
Pre-tax net operating income$2,729,0002,567
Securities gains (losses)$-5,0009,952
Applicable income taxes$747,0003,025
Income before extraordinary items$1,977,0002,490
Extraordinary gains, net$053
Net income$1,977,0002,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,265
Cash dividends$1,700,0001,440
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,980,6502,430
1995-12-31 (YTD Data)Rank
Total interest income$7,713,0004,148
Total interest expense$3,073,0004,653
Net interest income$4,640,0003,787
Provision for loan and lease losses$80,0005,097
Total noninterest income$796,0003,696
Gross Fiduciary activities income$144,0001,078
Service charges on deposit accounts$198,0005,717
Trading account gains and fees$0522
Additional Noninterest Income$454,0003,054
Total noninterest expense$3,049,0004,231
Salaries and employee benefits$1,890,0003,495
Premises and equipment expense$267,0006,100
Additional noninterest expense$892,0004,800
Pre-tax net operating income$2,307,0003,073
Securities gains (losses)$03,831
Applicable income taxes$733,0003,115
Income before extraordinary items$1,574,0003,107
Extraordinary gains, net$065
Net income$1,574,0003,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,371
Cash dividends$900,0002,217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,574,0003,082
1994-12-31 (YTD Data)Rank
Total interest income$6,549,0004,491
Total interest expense$2,272,0005,030
Net interest income$4,277,0004,109
Provision for loan and lease losses$2,0009,032
Total noninterest income$719,0004,037
Gross Fiduciary activities income$142,0001,102
Service charges on deposit accounts$313,0004,209
Trading account gains and fees$0475
Additional Noninterest Income$264,0004,440
Total noninterest expense$3,071,0004,325
Salaries and employee benefits$1,659,0003,913
Premises and equipment expense$332,0005,275
Additional noninterest expense$1,080,0004,413
Pre-tax net operating income$1,923,0003,543
Securities gains (losses)$-40,00010,871
Applicable income taxes$451,0004,376
Income before extraordinary items$1,432,0003,294
Extraordinary gains, net$0249
Net income$1,432,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,358
Cash dividends$750,0002,388
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,462,4003,280
1993-12-31 (YTD Data)Rank
Total interest income$6,300,0004,754
Total interest expense$2,071,0005,673
Net interest income$4,229,0004,184
Provision for loan and lease losses$010,371
Total noninterest income$719,0004,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$462,0003,016
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,935
Total noninterest expense$2,805,0004,787
Salaries and employee benefits$1,689,0003,841
Premises and equipment expense$329,0005,469
Additional noninterest expense$787,0005,995
Pre-tax net operating income$2,143,0003,095
Securities gains (losses)$6,0005,977
Applicable income taxes$525,0004,003
Income before extraordinary items$1,624,0003,001
Extraordinary gains, net$03,149
Net income$1,624,0003,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00012,645
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,619,4402,856
1992-12-31 (YTD Data)Rank
Total interest income$6,922,0004,872
Total interest expense$2,608,0005,779
Net interest income$4,314,0004,165
Provision for loan and lease losses$12,00011,000
Total noninterest income$668,0004,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$467,0002,992
Trading account gains and feesNANA
Additional Noninterest Income$201,0005,655
Total noninterest expense$2,839,0004,758
Salaries and employee benefits$1,591,0004,009
Premises and equipment expense$338,0005,498
Additional noninterest expense$910,0005,468
Pre-tax net operating income$2,131,0002,925
Securities gains (losses)$-3,00012,949
Applicable income taxes$547,0003,707
Income before extraordinary items$1,581,0002,914
Extraordinary gains, net$01,422
Net income$1,581,0002,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0004,061
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,583,2202,683

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.