Home > The First Bank of Greenwich > Income and Expense
The First Bank of Greenwich, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $32,479,000 | 1,315 |
| Total interest expense | $14,420,000 | 1,002 |
| Net interest income | $18,059,000 | 1,573 |
| Provision for loan and lease losses | $1,273,000 | 725 |
| Total noninterest income | $990,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $355,000 | 2,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,738 |
| Total noninterest expense | $12,973,000 | 1,710 |
| Salaries and employee benefits | $7,659,000 | 1,660 |
| Premises and equipment expense | $1,528,000 | 1,517 |
| Additional noninterest expense | $635,000 | 2,738 |
| Pre-tax net operating income | $4,803,000 | 1,962 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $891,000 | 1,508 |
| Income before extraordinary items | $3,912,000 | 2,018 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,912,000 | 2,042 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,912,000 | 2,021 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,912,000 | 2,050 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,633,000 | 1,315 |
| Total interest expense | $9,861,000 | 1,002 |
| Net interest income | $13,772,000 | 1,555 |
| Provision for loan and lease losses | $1,013,000 | 650 |
| Total noninterest income | $710,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $232,000 | 2,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 2,729 |
| Total noninterest expense | $9,795,000 | 1,695 |
| Salaries and employee benefits | $5,796,000 | 1,646 |
| Premises and equipment expense | $1,150,000 | 1,508 |
| Additional noninterest expense | $478,000 | 2,728 |
| Pre-tax net operating income | $3,674,000 | 1,991 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $690,000 | 1,540 |
| Income before extraordinary items | $2,984,000 | 2,062 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,984,000 | 2,083 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,984,000 | 2,063 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,984,000 | 2,088 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,170,000 | 1,323 |
| Total interest expense | $5,964,000 | 985 |
| Net interest income | $9,206,000 | 1,561 |
| Provision for loan and lease losses | $620,000 | 672 |
| Total noninterest income | $460,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $147,000 | 2,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 2,713 |
| Total noninterest expense | $6,629,000 | 1,674 |
| Salaries and employee benefits | $3,965,000 | 1,606 |
| Premises and equipment expense | $761,000 | 1,511 |
| Additional noninterest expense | $313,000 | 2,708 |
| Pre-tax net operating income | $2,417,000 | 2,009 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $458,000 | 1,554 |
| Income before extraordinary items | $1,959,000 | 2,085 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,959,000 | 2,110 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,959,000 | 2,085 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,959,000 | 2,098 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 1,396 |
| Total interest expense | $2,393,000 | 1,043 |
| Net interest income | $4,573,000 | 1,582 |
| Provision for loan and lease losses | $234,000 | 812 |
| Total noninterest income | $223,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $69,000 | 2,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,728 |
| Total noninterest expense | $3,401,000 | 1,657 |
| Salaries and employee benefits | $2,102,000 | 1,567 |
| Premises and equipment expense | $387,000 | 1,520 |
| Additional noninterest expense | $154,000 | 2,728 |
| Pre-tax net operating income | $1,161,000 | 2,118 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $226,000 | 1,595 |
| Income before extraordinary items | $935,000 | 2,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $935,000 | 2,181 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $935,000 | 2,181 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $935,000 | 2,200 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,511,000 | 1,427 |
| Total interest expense | $2,547,000 | 1,339 |
| Net interest income | $19,964,000 | 1,438 |
| Provision for loan and lease losses | $-200,000 | 4,435 |
| Total noninterest income | $920,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $265,000 | 2,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,779 |
| Total noninterest expense | $12,123,000 | 1,765 |
| Salaries and employee benefits | $7,133,000 | 1,723 |
| Premises and equipment expense | $1,639,000 | 1,448 |
| Additional noninterest expense | $655,000 | 2,779 |
| Pre-tax net operating income | $8,961,000 | 1,379 |
| Securities gains (losses) | $3,000 | 566 |
| Applicable income taxes | $1,932,000 | 1,102 |
| Income before extraordinary items | $7,032,000 | 1,451 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,032,000 | 1,450 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,032,000 | 1,451 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,029,630 | 1,473 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,185,000 | 1,423 |
| Total interest expense | $1,523,000 | 1,300 |
| Net interest income | $14,662,000 | 1,438 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $694,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $201,000 | 2,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,821 |
| Total noninterest expense | $9,129,000 | 1,756 |
| Salaries and employee benefits | $5,344,000 | 1,715 |
| Premises and equipment expense | $1,213,000 | 1,464 |
| Additional noninterest expense | $493,000 | 2,821 |
| Pre-tax net operating income | $6,227,000 | 1,451 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $1,342,000 | 1,157 |
| Income before extraordinary items | $4,888,000 | 1,516 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,888,000 | 1,516 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,888,000 | 1,516 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,885,630 | 1,549 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,415,000 | 1,423 |
| Total interest expense | $975,000 | 1,165 |
| Net interest income | $9,440,000 | 1,449 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $472,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $132,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 2,812 |
| Total noninterest expense | $6,004,000 | 1,757 |
| Salaries and employee benefits | $3,587,000 | 1,691 |
| Premises and equipment expense | $793,000 | 1,477 |
| Additional noninterest expense | $1,624,000 | 1,876 |
| Pre-tax net operating income | $3,908,000 | 1,437 |
| Securities gains (losses) | $3,000 | 528 |
| Applicable income taxes | $844,000 | 1,124 |
| Income before extraordinary items | $3,067,000 | 1,507 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,067,000 | 1,505 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,067,000 | 1,507 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,064,630 | 1,542 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 1,423 |
| Total interest expense | $491,000 | 1,114 |
| Net interest income | $4,547,000 | 1,460 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $218,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $60,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 2,842 |
| Total noninterest expense | $3,037,000 | 1,737 |
| Salaries and employee benefits | $1,860,000 | 1,648 |
| Premises and equipment expense | $387,000 | 1,517 |
| Additional noninterest expense | $790,000 | 1,893 |
| Pre-tax net operating income | $1,728,000 | 1,486 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $370,000 | 1,159 |
| Income before extraordinary items | $1,358,000 | 1,555 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,358,000 | 1,553 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,358,000 | 1,555 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,358,000 | 1,576 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,255,000 | 1,356 |
| Total interest expense | $2,691,000 | 1,016 |
| Net interest income | $19,564,000 | 1,397 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $739,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $253,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 3,283 |
| Total noninterest expense | $10,622,000 | 1,899 |
| Salaries and employee benefits | $6,278,000 | 1,870 |
| Premises and equipment expense | $1,513,000 | 1,506 |
| Additional noninterest expense | $2,831,000 | 2,067 |
| Pre-tax net operating income | $9,031,000 | 1,369 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,579,000 | 937 |
| Income before extraordinary items | $6,452,000 | 1,585 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,452,000 | 1,585 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,452,000 | 1,585 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $163,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,452,000 | 1,565 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,437,000 | 1,478 |
| Total interest expense | $2,119,000 | 1,020 |
| Net interest income | $13,318,000 | 1,527 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $557,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $193,000 | 2,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,337 |
| Total noninterest expense | $8,019,000 | 1,894 |
| Salaries and employee benefits | $4,749,000 | 1,858 |
| Premises and equipment expense | $1,135,000 | 1,538 |
| Additional noninterest expense | $2,135,000 | 2,065 |
| Pre-tax net operating income | $5,706,000 | 1,607 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,482,000 | 1,162 |
| Income before extraordinary items | $4,224,000 | 1,806 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,224,000 | 1,805 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,224,000 | 1,806 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $163,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,224,000 | 1,781 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 1,532 |
| Total interest expense | $1,474,000 | 1,027 |
| Net interest income | $8,304,000 | 1,606 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $304,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $133,000 | 2,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,671 |
| Total noninterest expense | $5,219,000 | 1,917 |
| Salaries and employee benefits | $3,096,000 | 1,880 |
| Premises and equipment expense | $764,000 | 1,516 |
| Additional noninterest expense | $1,359,000 | 2,101 |
| Pre-tax net operating income | $3,239,000 | 1,774 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $841,000 | 1,278 |
| Income before extraordinary items | $2,398,000 | 2,009 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,398,000 | 2,009 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,398,000 | 2,009 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $163,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,398,000 | 1,972 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 1,589 |
| Total interest expense | $779,000 | 1,015 |
| Net interest income | $3,894,000 | 1,677 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $125,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $69,000 | 2,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 3,946 |
| Total noninterest expense | $2,530,000 | 1,951 |
| Salaries and employee benefits | $1,523,000 | 1,884 |
| Premises and equipment expense | $366,000 | 1,585 |
| Additional noninterest expense | $641,000 | 2,165 |
| Pre-tax net operating income | $1,339,000 | 2,007 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $347,000 | 1,406 |
| Income before extraordinary items | $992,000 | 2,234 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $992,000 | 2,235 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $992,000 | 2,234 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $992,000 | 2,188 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,394,000 | 1,600 |
| Total interest expense | $4,377,000 | 1,071 |
| Net interest income | $14,017,000 | 1,743 |
| Provision for loan and lease losses | $1,800,000 | 1,119 |
| Total noninterest income | $1,342,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $245,000 | 2,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,097,000 | 2,389 |
| Total noninterest expense | $9,874,000 | 1,977 |
| Salaries and employee benefits | $5,671,000 | 1,975 |
| Premises and equipment expense | $1,302,000 | 1,689 |
| Additional noninterest expense | $2,901,000 | 1,966 |
| Pre-tax net operating income | $3,685,000 | 2,158 |
| Securities gains (losses) | $-28,000 | 4,893 |
| Applicable income taxes | $904,000 | 1,509 |
| Income before extraordinary items | $2,753,000 | 2,419 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,753,000 | 2,419 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,753,000 | 2,419 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $306,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,775,120 | 2,352 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,207,000 | 1,672 |
| Total interest expense | $3,492,000 | 1,076 |
| Net interest income | $9,715,000 | 1,840 |
| Provision for loan and lease losses | $1,635,000 | 1,001 |
| Total noninterest income | $1,197,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $171,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,026,000 | 2,123 |
| Total noninterest expense | $7,394,000 | 1,958 |
| Salaries and employee benefits | $4,341,000 | 1,921 |
| Premises and equipment expense | $942,000 | 1,743 |
| Additional noninterest expense | $2,111,000 | 1,993 |
| Pre-tax net operating income | $1,883,000 | 2,666 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $443,000 | 1,813 |
| Income before extraordinary items | $1,440,000 | 2,885 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,440,000 | 2,884 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,440,000 | 2,885 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $144,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,440,000 | 2,834 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,545,000 | 1,728 |
| Total interest expense | $2,490,000 | 1,089 |
| Net interest income | $6,055,000 | 1,942 |
| Provision for loan and lease losses | $1,470,000 | 869 |
| Total noninterest income | $1,061,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $126,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $935,000 | 1,736 |
| Total noninterest expense | $4,904,000 | 1,958 |
| Salaries and employee benefits | $2,925,000 | 1,906 |
| Premises and equipment expense | $601,000 | 1,792 |
| Additional noninterest expense | $1,378,000 | 2,021 |
| Pre-tax net operating income | $742,000 | 3,317 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $157,000 | 2,243 |
| Income before extraordinary items | $585,000 | 3,483 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $585,000 | 3,483 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $585,000 | 3,483 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $144,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $585,000 | 3,428 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 1,735 |
| Total interest expense | $1,357,000 | 1,111 |
| Net interest income | $2,848,000 | 1,999 |
| Provision for loan and lease losses | $560,000 | 829 |
| Total noninterest income | $227,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $92,000 | 2,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 2,877 |
| Total noninterest expense | $2,329,000 | 2,050 |
| Salaries and employee benefits | $1,316,000 | 2,067 |
| Premises and equipment expense | $276,000 | 1,913 |
| Additional noninterest expense | $737,000 | 1,952 |
| Pre-tax net operating income | $186,000 | 3,855 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $33,000 | 2,648 |
| Income before extraordinary items | $153,000 | 3,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $153,000 | 3,942 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $153,000 | 3,942 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $144,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $153,000 | 3,917 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,035,000 | 1,825 |
| Total interest expense | $5,614,000 | 1,124 |
| Net interest income | $10,421,000 | 2,155 |
| Provision for loan and lease losses | $140,000 | 2,667 |
| Total noninterest income | $788,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $362,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,203 |
| Total noninterest expense | $9,009,000 | 2,070 |
| Salaries and employee benefits | $4,735,000 | 2,185 |
| Premises and equipment expense | $1,264,000 | 1,732 |
| Additional noninterest expense | $3,010,000 | 1,918 |
| Pre-tax net operating income | $2,060,000 | 2,987 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $500,000 | 1,987 |
| Income before extraordinary items | $1,562,000 | 3,221 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,562,000 | 3,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,562,000 | 3,222 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $288,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,560,420 | 3,188 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,971,000 | 1,857 |
| Total interest expense | $4,144,000 | 1,147 |
| Net interest income | $7,827,000 | 2,192 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $582,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $268,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,237 |
| Total noninterest expense | $6,743,000 | 2,082 |
| Salaries and employee benefits | $3,523,000 | 2,205 |
| Premises and equipment expense | $940,000 | 1,758 |
| Additional noninterest expense | $2,280,000 | 1,890 |
| Pre-tax net operating income | $1,666,000 | 2,968 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $410,000 | 1,967 |
| Income before extraordinary items | $1,256,000 | 3,193 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,256,000 | 3,192 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,256,000 | 3,193 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,256,000 | 3,165 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,822,000 | 1,883 |
| Total interest expense | $2,599,000 | 1,184 |
| Net interest income | $5,223,000 | 2,189 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $381,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $177,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,254 |
| Total noninterest expense | $4,549,000 | 2,070 |
| Salaries and employee benefits | $2,357,000 | 2,215 |
| Premises and equipment expense | $631,000 | 1,758 |
| Additional noninterest expense | $1,561,000 | 1,872 |
| Pre-tax net operating income | $1,055,000 | 3,023 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $289,000 | 1,891 |
| Income before extraordinary items | $766,000 | 3,316 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $766,000 | 3,313 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $766,000 | 3,314 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $766,000 | 3,290 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 1,929 |
| Total interest expense | $1,150,000 | 1,286 |
| Net interest income | $2,624,000 | 2,186 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $165,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $89,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,563 |
| Total noninterest expense | $2,258,000 | 2,089 |
| Salaries and employee benefits | $1,222,000 | 2,166 |
| Premises and equipment expense | $313,000 | 1,783 |
| Additional noninterest expense | $723,000 | 1,976 |
| Pre-tax net operating income | $531,000 | 2,992 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $146,000 | 1,859 |
| Income before extraordinary items | $385,000 | 3,278 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $385,000 | 3,276 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $385,000 | 3,277 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $143,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $385,000 | 3,271 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,674,000 | 1,892 |
| Total interest expense | $3,263,000 | 1,342 |
| Net interest income | $11,411,000 | 2,023 |
| Provision for loan and lease losses | $195,000 | 2,411 |
| Total noninterest income | $818,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $342,000 | 2,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 3,132 |
| Total noninterest expense | $7,733,000 | 2,301 |
| Salaries and employee benefits | $4,025,000 | 2,447 |
| Premises and equipment expense | $976,000 | 2,086 |
| Additional noninterest expense | $2,732,000 | 2,071 |
| Pre-tax net operating income | $4,301,000 | 2,012 |
| Securities gains (losses) | $-204,000 | 5,154 |
| Applicable income taxes | $1,129,000 | 1,281 |
| Income before extraordinary items | $2,968,000 | 2,339 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,968,000 | 2,338 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,968,000 | 2,338 |
| Net charge-offs | $-34,000 | 4,801 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 637 |
| Net operating income | $3,129,160 | 2,258 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,909,000 | 1,889 |
| Total interest expense | $2,296,000 | 1,332 |
| Net interest income | $8,613,000 | 2,017 |
| Provision for loan and lease losses | $310,000 | 1,540 |
| Total noninterest income | $505,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $258,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,594 |
| Total noninterest expense | $5,479,000 | 2,410 |
| Salaries and employee benefits | $2,876,000 | 2,524 |
| Premises and equipment expense | $633,000 | 2,296 |
| Additional noninterest expense | $1,970,000 | 2,141 |
| Pre-tax net operating income | $3,329,000 | 1,980 |
| Securities gains (losses) | $-204,000 | 5,324 |
| Applicable income taxes | $865,000 | 1,294 |
| Income before extraordinary items | $2,260,000 | 2,328 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,260,000 | 2,327 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,260,000 | 2,327 |
| Net charge-offs | $-34,000 | 4,816 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 588 |
| Net operating income | $2,421,160 | 2,220 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 1,903 |
| Total interest expense | $1,506,000 | 1,277 |
| Net interest income | $5,666,000 | 2,042 |
| Provision for loan and lease losses | $245,000 | 1,363 |
| Total noninterest income | $218,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $166,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,649 |
| Total noninterest expense | $3,445,000 | 2,522 |
| Salaries and employee benefits | $1,829,000 | 2,624 |
| Premises and equipment expense | $418,000 | 2,334 |
| Additional noninterest expense | $1,198,000 | 2,294 |
| Pre-tax net operating income | $2,194,000 | 1,959 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $601,000 | 1,245 |
| Income before extraordinary items | $1,593,000 | 2,214 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,593,000 | 2,211 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,593,000 | 2,213 |
| Net charge-offs | $-34,000 | 4,916 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 565 |
| Net operating income | $1,593,000 | 2,211 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 1,923 |
| Total interest expense | $735,000 | 1,267 |
| Net interest income | $2,782,000 | 2,072 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $101,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $82,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,867 |
| Total noninterest expense | $1,701,000 | 2,558 |
| Salaries and employee benefits | $916,000 | 2,647 |
| Premises and equipment expense | $203,000 | 2,424 |
| Additional noninterest expense | $582,000 | 2,346 |
| Pre-tax net operating income | $1,032,000 | 1,995 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $281,000 | 1,278 |
| Income before extraordinary items | $751,000 | 2,266 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $751,000 | 2,265 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $751,000 | 2,266 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 493 |
| Net operating income | $751,000 | 2,257 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,276,000 | 2,095 |
| Total interest expense | $2,195,000 | 1,418 |
| Net interest income | $10,081,000 | 2,213 |
| Provision for loan and lease losses | $585,000 | 1,322 |
| Total noninterest income | $388,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $310,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,929 |
| Total noninterest expense | $6,391,000 | 2,670 |
| Salaries and employee benefits | $3,332,000 | 2,800 |
| Premises and equipment expense | $798,000 | 2,457 |
| Additional noninterest expense | $2,261,000 | 2,434 |
| Pre-tax net operating income | $3,493,000 | 2,249 |
| Securities gains (losses) | $22,000 | 1,291 |
| Applicable income taxes | $2,170,000 | 1,216 |
| Income before extraordinary items | $1,345,000 | 3,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,345,000 | 3,309 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,345,000 | 3,311 |
| Net charge-offs | $85,000 | 2,580 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 577 |
| Net operating income | $1,330,920 | 3,312 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,970,000 | 2,145 |
| Total interest expense | $1,541,000 | 1,479 |
| Net interest income | $7,429,000 | 2,255 |
| Provision for loan and lease losses | $435,000 | 1,296 |
| Total noninterest income | $282,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $223,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,994 |
| Total noninterest expense | $4,553,000 | 2,762 |
| Salaries and employee benefits | $2,284,000 | 2,976 |
| Premises and equipment expense | $569,000 | 2,553 |
| Additional noninterest expense | $1,700,000 | 2,431 |
| Pre-tax net operating income | $2,723,000 | 2,223 |
| Securities gains (losses) | $9,000 | 1,660 |
| Applicable income taxes | $1,083,000 | 1,399 |
| Income before extraordinary items | $1,649,000 | 2,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,649,000 | 2,698 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,649,000 | 2,699 |
| Net charge-offs | $85,000 | 2,064 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 577 |
| Net operating income | $1,643,240 | 2,690 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 2,176 |
| Total interest expense | $952,000 | 1,540 |
| Net interest income | $4,859,000 | 2,276 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $179,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $142,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 5,049 |
| Total noninterest expense | $2,989,000 | 2,810 |
| Salaries and employee benefits | $1,468,000 | 3,056 |
| Premises and equipment expense | $373,000 | 2,593 |
| Additional noninterest expense | $1,148,000 | 2,421 |
| Pre-tax net operating income | $1,749,000 | 2,224 |
| Securities gains (losses) | $9,000 | 1,292 |
| Applicable income taxes | $717,000 | 1,370 |
| Income before extraordinary items | $1,041,000 | 2,759 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,041,000 | 2,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,041,000 | 2,759 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 560 |
| Net operating income | $1,035,240 | 2,741 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 2,186 |
| Total interest expense | $452,000 | 1,579 |
| Net interest income | $2,416,000 | 2,283 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $87,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $69,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,090 |
| Total noninterest expense | $1,439,000 | 2,916 |
| Salaries and employee benefits | $678,000 | 3,241 |
| Premises and equipment expense | $180,000 | 2,687 |
| Additional noninterest expense | $581,000 | 2,381 |
| Pre-tax net operating income | $914,000 | 2,079 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $393,000 | 1,257 |
| Income before extraordinary items | $521,000 | 2,687 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $521,000 | 2,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $521,000 | 2,687 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 558 |
| Net operating income | $521,000 | 2,673 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 2,381 |
| Total interest expense | $1,640,000 | 1,674 |
| Net interest income | $8,476,000 | 2,504 |
| Provision for loan and lease losses | $685,000 | 1,204 |
| Total noninterest income | $308,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $236,000 | 3,351 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $72,000 | 5,156 |
| Total noninterest expense | $5,449,000 | 3,023 |
| Salaries and employee benefits | $2,765,000 | 3,204 |
| Premises and equipment expense | $655,000 | 2,861 |
| Additional noninterest expense | $2,029,000 | 2,739 |
| Pre-tax net operating income | $2,650,000 | 2,584 |
| Securities gains (losses) | $85,000 | 1,459 |
| Applicable income taxes | $1,121,000 | 1,535 |
| Income before extraordinary items | $1,614,000 | 3,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,614,000 | 3,145 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,614,000 | 3,145 |
| Net charge-offs | $370,000 | 1,332 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 550 |
| Net operating income | $1,559,600 | 3,170 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 2,464 |
| Total interest expense | $1,203,000 | 1,709 |
| Net interest income | $6,079,000 | 2,597 |
| Provision for loan and lease losses | $555,000 | 1,075 |
| Total noninterest income | $229,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $176,000 | 3,383 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $53,000 | 5,226 |
| Total noninterest expense | $4,006,000 | 3,058 |
| Salaries and employee benefits | $2,004,000 | 3,268 |
| Premises and equipment expense | $487,000 | 2,885 |
| Additional noninterest expense | $1,515,000 | 2,742 |
| Pre-tax net operating income | $1,747,000 | 2,843 |
| Securities gains (losses) | $85,000 | 1,376 |
| Applicable income taxes | $728,000 | 1,717 |
| Income before extraordinary items | $1,104,000 | 3,330 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,104,000 | 3,328 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,104,000 | 3,330 |
| Net charge-offs | $250,000 | 1,290 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 573 |
| Net operating income | $1,049,600 | 3,358 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 2,507 |
| Total interest expense | $775,000 | 1,760 |
| Net interest income | $3,987,000 | 2,645 |
| Provision for loan and lease losses | $360,000 | 1,096 |
| Total noninterest income | $157,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $122,000 | 3,313 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,269 |
| Total noninterest expense | $2,682,000 | 3,068 |
| Salaries and employee benefits | $1,302,000 | 3,333 |
| Premises and equipment expense | $324,000 | 2,900 |
| Additional noninterest expense | $1,056,000 | 2,681 |
| Pre-tax net operating income | $1,102,000 | 2,899 |
| Securities gains (losses) | $85,000 | 1,078 |
| Applicable income taxes | $453,000 | 1,765 |
| Income before extraordinary items | $734,000 | 3,347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $734,000 | 3,345 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $734,000 | 3,345 |
| Net charge-offs | $250,000 | 984 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 530 |
| Net operating income | $679,600 | 3,410 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 2,630 |
| Total interest expense | $373,000 | 1,817 |
| Net interest income | $1,884,000 | 2,746 |
| Provision for loan and lease losses | $165,000 | 1,090 |
| Total noninterest income | $77,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $16,000 | 5,349 |
| Total noninterest expense | $1,320,000 | 3,118 |
| Salaries and employee benefits | $638,000 | 3,399 |
| Premises and equipment expense | $161,000 | 2,935 |
| Additional noninterest expense | $521,000 | 2,693 |
| Pre-tax net operating income | $476,000 | 3,126 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $167,000 | 2,007 |
| Income before extraordinary items | $309,000 | 3,574 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $309,000 | 3,570 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $309,000 | 3,572 |
| Net charge-offs | $250,000 | 555 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 427 |
| Net operating income | $309,000 | 3,515 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,377,000 | 2,751 |
| Total interest expense | $1,187,000 | 2,137 |
| Net interest income | $7,190,000 | 2,807 |
| Provision for loan and lease losses | $635,000 | 1,136 |
| Total noninterest income | $305,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $204,000 | 3,676 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $4,664,000 | 3,383 |
| Salaries and employee benefits | $2,253,000 | 3,661 |
| Premises and equipment expense | $629,000 | 3,012 |
| Additional noninterest expense | $1,782,000 | 3,030 |
| Pre-tax net operating income | $2,196,000 | 2,843 |
| Securities gains (losses) | $156,000 | 890 |
| Applicable income taxes | $957,000 | 1,629 |
| Income before extraordinary items | $1,395,000 | 3,359 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,395,000 | 3,358 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,395,000 | 3,360 |
| Net charge-offs | $20,000 | 3,764 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 678 |
| Net operating income | $1,295,160 | 3,439 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 2,840 |
| Total interest expense | $848,000 | 2,240 |
| Net interest income | $5,206,000 | 2,898 |
| Provision for loan and lease losses | $570,000 | 942 |
| Total noninterest income | $232,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $145,000 | 3,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 5,022 |
| Total noninterest expense | $3,410,000 | 3,461 |
| Salaries and employee benefits | $1,601,000 | 3,779 |
| Premises and equipment expense | $468,000 | 3,064 |
| Additional noninterest expense | $1,341,000 | 3,037 |
| Pre-tax net operating income | $1,458,000 | 3,125 |
| Securities gains (losses) | $95,000 | 1,071 |
| Applicable income taxes | $643,000 | 1,783 |
| Income before extraordinary items | $910,000 | 3,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $910,000 | 3,659 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $910,000 | 3,660 |
| Net charge-offs | $20,000 | 3,350 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 632 |
| Net operating income | $849,200 | 3,731 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 2,910 |
| Total interest expense | $525,000 | 2,377 |
| Net interest income | $3,365,000 | 2,968 |
| Provision for loan and lease losses | $375,000 | 947 |
| Total noninterest income | $149,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $95,000 | 3,803 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,112 |
| Total noninterest expense | $2,258,000 | 3,502 |
| Salaries and employee benefits | $1,067,000 | 3,817 |
| Premises and equipment expense | $309,000 | 3,096 |
| Additional noninterest expense | $882,000 | 3,094 |
| Pre-tax net operating income | $881,000 | 3,302 |
| Securities gains (losses) | $73,000 | 1,005 |
| Applicable income taxes | $395,000 | 1,859 |
| Income before extraordinary items | $559,000 | 3,790 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $559,000 | 3,791 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $559,000 | 3,793 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 576 |
| Net operating income | $512,280 | 3,863 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 2,973 |
| Total interest expense | $236,000 | 2,593 |
| Net interest income | $1,649,000 | 3,016 |
| Provision for loan and lease losses | $180,000 | 957 |
| Total noninterest income | $69,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 5,216 |
| Total noninterest expense | $1,125,000 | 3,539 |
| Salaries and employee benefits | $539,000 | 3,830 |
| Premises and equipment expense | $153,000 | 3,155 |
| Additional noninterest expense | $433,000 | 3,118 |
| Pre-tax net operating income | $413,000 | 3,330 |
| Securities gains (losses) | $48,000 | 862 |
| Applicable income taxes | $190,000 | 1,877 |
| Income before extraordinary items | $271,000 | 3,828 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $271,000 | 3,831 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $271,000 | 3,832 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 468 |
| Net operating income | $240,280 | 3,940 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 3,487 |
| Total interest expense | $931,000 | 2,712 |
| Net interest income | $5,171,000 | 3,562 |
| Provision for loan and lease losses | $210,000 | 2,410 |
| Total noninterest income | $325,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $167,000 | 4,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $158,000 | 4,804 |
| Total noninterest expense | $4,626,000 | 3,490 |
| Salaries and employee benefits | $2,325,000 | 3,671 |
| Premises and equipment expense | $606,000 | 3,209 |
| Additional noninterest expense | $1,695,000 | 3,250 |
| Pre-tax net operating income | $660,000 | 4,722 |
| Securities gains (losses) | $97,000 | 1,277 |
| Applicable income taxes | $318,000 | 2,595 |
| Income before extraordinary items | $439,000 | 5,065 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $439,000 | 5,064 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $439,000 | 5,065 |
| Net charge-offs | $-4,000 | 5,513 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $7,245,000 | 61 |
| Net operating income | $376,920 | 5,173 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 3,629 |
| Total interest expense | $699,000 | 2,751 |
| Net interest income | $3,658,000 | 3,738 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $168,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $122,000 | 4,304 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $46,000 | 5,691 |
| Total noninterest expense | $3,159,000 | 3,727 |
| Salaries and employee benefits | $1,459,000 | 4,046 |
| Premises and equipment expense | $456,000 | 3,247 |
| Additional noninterest expense | $1,244,000 | 3,310 |
| Pre-tax net operating income | $622,000 | 4,520 |
| Securities gains (losses) | $97,000 | 1,019 |
| Applicable income taxes | $283,000 | 2,512 |
| Income before extraordinary items | $436,000 | 4,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $436,000 | 4,817 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $436,000 | 4,818 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $7,245,000 | 48 |
| Net operating income | $373,920 | 4,962 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 3,706 |
| Total interest expense | $466,000 | 2,780 |
| Net interest income | $2,347,000 | 3,842 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $108,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $80,000 | 4,330 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $28,000 | 5,774 |
| Total noninterest expense | $2,065,000 | 3,801 |
| Salaries and employee benefits | $929,000 | 4,195 |
| Premises and equipment expense | $306,000 | 3,244 |
| Additional noninterest expense | $830,000 | 3,327 |
| Pre-tax net operating income | $390,000 | 4,571 |
| Securities gains (losses) | $38,000 | 1,330 |
| Applicable income taxes | $145,000 | 2,711 |
| Income before extraordinary items | $283,000 | 4,820 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $283,000 | 4,822 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $283,000 | 4,823 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $7,220,000 | 33 |
| Net operating income | $257,920 | 4,880 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 3,822 |
| Total interest expense | $230,000 | 2,849 |
| Net interest income | $1,119,000 | 3,973 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $52,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $969,000 | 3,977 |
| Salaries and employee benefits | $441,000 | 4,355 |
| Premises and equipment expense | $156,000 | 3,250 |
| Additional noninterest expense | $372,000 | 3,574 |
| Pre-tax net operating income | $202,000 | 4,458 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $69,000 | 2,696 |
| Income before extraordinary items | $133,000 | 4,843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 4,845 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $133,000 | 4,844 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $7,221,000 | 18 |
| Net operating income | $133,000 | 4,797 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 4,225 |
| Total interest expense | $753,000 | 3,585 |
| Net interest income | $3,989,000 | 4,283 |
| Provision for loan and lease losses | $136,000 | 3,375 |
| Total noninterest income | $132,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $70,000 | 5,672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $62,000 | 5,745 |
| Total noninterest expense | $3,520,000 | 4,245 |
| Salaries and employee benefits | $1,545,000 | 4,683 |
| Premises and equipment expense | $604,000 | 3,290 |
| Additional noninterest expense | $1,371,000 | 3,880 |
| Pre-tax net operating income | $465,000 | 5,071 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-3,105,000 | 6,744 |
| Income before extraordinary items | $3,570,000 | 1,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,570,000 | 1,656 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,570,000 | 1,657 |
| Net charge-offs | $-120,000 | 6,552 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 668 |
| Net operating income | $3,570,000 | 1,615 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 4,355 |
| Total interest expense | $550,000 | 3,725 |
| Net interest income | $2,884,000 | 4,402 |
| Provision for loan and lease losses | $136,000 | 3,041 |
| Total noninterest income | $68,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $27,000 | 6,117 |
| Total noninterest expense | $2,544,000 | 4,357 |
| Salaries and employee benefits | $1,128,000 | 4,768 |
| Premises and equipment expense | $461,000 | 3,295 |
| Additional noninterest expense | $955,000 | 4,052 |
| Pre-tax net operating income | $272,000 | 5,442 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $272,000 | 5,375 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $272,000 | 5,376 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $272,000 | 5,377 |
| Net charge-offs | $-120,000 | 6,633 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $272,000 | 5,290 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 4,481 |
| Total interest expense | $353,000 | 3,883 |
| Net interest income | $1,825,000 | 4,535 |
| Provision for loan and lease losses | $136,000 | 2,594 |
| Total noninterest income | $35,000 | 6,499 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $21,000 | 6,196 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 6,262 |
| Total noninterest expense | $1,707,000 | 4,359 |
| Salaries and employee benefits | $798,000 | 4,648 |
| Premises and equipment expense | $305,000 | 3,318 |
| Additional noninterest expense | $604,000 | 4,174 |
| Pre-tax net operating income | $17,000 | 6,224 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $17,000 | 6,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,000 | 6,300 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $17,000 | 6,300 |
| Net charge-offs | $-120,000 | 6,718 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 578 |
| Net operating income | $17,000 | 6,229 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 4,565 |
| Total interest expense | $160,000 | 4,189 |
| Net interest income | $905,000 | 4,572 |
| Provision for loan and lease losses | $102,000 | 2,029 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $869,000 | 4,341 |
| Salaries and employee benefits | $439,000 | 4,458 |
| Premises and equipment expense | $155,000 | 3,311 |
| Additional noninterest expense | $275,000 | 4,424 |
| Pre-tax net operating income | $-52,000 | 6,538 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-52,000 | 6,593 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-52,000 | 6,594 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-52,000 | 6,594 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 424 |
| Net operating income | $-52,000 | 6,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 4,996 |
| Total interest expense | $474,000 | 5,209 |
| Net interest income | $3,347,000 | 4,866 |
| Provision for loan and lease losses | $550,000 | 2,586 |
| Total noninterest income | $67,000 | 6,534 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $37,000 | 6,446 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $30,000 | 6,119 |
| Total noninterest expense | $3,359,000 | 4,474 |
| Salaries and employee benefits | $1,609,000 | 4,672 |
| Premises and equipment expense | $602,000 | 3,376 |
| Additional noninterest expense | $1,148,000 | 4,462 |
| Pre-tax net operating income | $-495,000 | 6,506 |
| Securities gains (losses) | $197,000 | 1,714 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-299,000 | 6,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-299,000 | 6,502 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-299,000 | 6,504 |
| Net charge-offs | $218,000 | 3,671 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,681,000 | 140 |
| Net operating income | $-496,000 | 6,530 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 5,129 |
| Total interest expense | $333,000 | 5,481 |
| Net interest income | $2,459,000 | 4,989 |
| Provision for loan and lease losses | $463,000 | 2,377 |
| Total noninterest income | $49,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $28,000 | 6,523 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $2,541,000 | 4,477 |
| Salaries and employee benefits | $1,198,000 | 4,710 |
| Premises and equipment expense | $455,000 | 3,403 |
| Additional noninterest expense | $888,000 | 4,420 |
| Pre-tax net operating income | $-496,000 | 6,689 |
| Securities gains (losses) | $170,000 | 1,564 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-326,000 | 6,692 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-326,000 | 6,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-326,000 | 6,690 |
| Net charge-offs | $219,000 | 3,193 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-496,000 | 6,699 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 5,186 |
| Total interest expense | $212,000 | 5,667 |
| Net interest income | $1,628,000 | 5,038 |
| Provision for loan and lease losses | $351,000 | 2,224 |
| Total noninterest income | $32,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $1,718,000 | 4,478 |
| Salaries and employee benefits | $821,000 | 4,671 |
| Premises and equipment expense | $306,000 | 3,390 |
| Additional noninterest expense | $591,000 | 4,426 |
| Pre-tax net operating income | $-409,000 | 6,764 |
| Securities gains (losses) | $61,000 | 1,912 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-348,000 | 6,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-348,000 | 6,801 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-348,000 | 6,801 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-409,000 | 6,781 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 5,268 |
| Total interest expense | $97,000 | 5,929 |
| Net interest income | $806,000 | 5,079 |
| Provision for loan and lease losses | $68,000 | 3,368 |
| Total noninterest income | $15,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $828,000 | 4,568 |
| Salaries and employee benefits | $399,000 | 4,777 |
| Premises and equipment expense | $147,000 | 3,517 |
| Additional noninterest expense | $282,000 | 4,536 |
| Pre-tax net operating income | $-75,000 | 6,675 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-75,000 | 6,763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-75,000 | 6,765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-75,000 | 6,765 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-75,000 | 6,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 5,854 |
| Total interest expense | $453,000 | 6,022 |
| Net interest income | $2,389,000 | 5,745 |
| Provision for loan and lease losses | $35,000 | 6,018 |
| Total noninterest income | $111,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $44,000 | 6,420 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $3,488,000 | 4,494 |
| Salaries and employee benefits | $1,589,000 | 4,809 |
| Premises and equipment expense | $641,000 | 3,403 |
| Additional noninterest expense | $1,258,000 | 4,325 |
| Pre-tax net operating income | $-1,023,000 | 6,586 |
| Securities gains (losses) | $178,000 | 1,551 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-846,000 | 6,598 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-846,000 | 6,599 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-846,000 | 6,598 |
| Net charge-offs | $9,000 | 6,128 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,927,000 | 139 |
| Net operating income | $-1,024,000 | 6,616 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,029 |
| Total interest expense | $350,000 | 6,086 |
| Net interest income | $1,652,000 | 5,944 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $89,000 | 6,371 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $34,000 | 6,439 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $55,000 | 5,695 |
| Total noninterest expense | $2,673,000 | 4,452 |
| Salaries and employee benefits | $1,186,000 | 4,808 |
| Premises and equipment expense | $489,000 | 3,404 |
| Additional noninterest expense | $998,000 | 4,180 |
| Pre-tax net operating income | $-1,082,000 | 6,817 |
| Securities gains (losses) | $158,000 | 1,389 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-924,000 | 6,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-924,000 | 6,837 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-924,000 | 6,836 |
| Net charge-offs | $9,000 | 5,809 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $4,927,000 | 122 |
| Net operating income | $-1,082,000 | 6,847 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 6,168 |
| Total interest expense | $232,000 | 6,195 |
| Net interest income | $1,048,000 | 6,077 |
| Provision for loan and lease losses | $113,000 | 4,284 |
| Total noninterest income | $32,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,744 |
| Total noninterest expense | $1,820,000 | 4,426 |
| Salaries and employee benefits | $804,000 | 4,799 |
| Premises and equipment expense | $333,000 | 3,390 |
| Additional noninterest expense | $683,000 | 4,182 |
| Pre-tax net operating income | $-853,000 | 6,931 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-853,000 | 6,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-853,000 | 6,983 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-853,000 | 6,984 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $4,927,000 | 60 |
| Net operating income | $-853,000 | 6,969 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 6,236 |
| Total interest expense | $120,000 | 6,234 |
| Net interest income | $507,000 | 6,154 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $857,000 | 4,611 |
| Salaries and employee benefits | $379,000 | 4,996 |
| Premises and equipment expense | $162,000 | 3,505 |
| Additional noninterest expense | $316,000 | 4,382 |
| Pre-tax net operating income | $-409,000 | 7,031 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-409,000 | 7,079 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-409,000 | 7,080 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-409,000 | 7,080 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,878,000 | 31 |
| Net operating income | $-409,000 | 7,066 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 6,331 |
| Total interest expense | $594,000 | 6,274 |
| Net interest income | $1,975,000 | 6,265 |
| Provision for loan and lease losses | $636,000 | 3,753 |
| Total noninterest income | $72,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 6,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $3,606,000 | 4,503 |
| Salaries and employee benefits | $1,556,000 | 4,961 |
| Premises and equipment expense | $699,000 | 3,303 |
| Additional noninterest expense | $1,351,000 | 4,288 |
| Pre-tax net operating income | $-2,195,000 | 6,805 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,184,000 | 6,885 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,184,000 | 6,885 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,184,000 | 6,886 |
| Net charge-offs | $624,000 | 3,342 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,942,000 | 275 |
| Net operating income | $-2,195,000 | 6,857 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 6,364 |
| Total interest expense | $464,000 | 6,341 |
| Net interest income | $1,544,000 | 6,282 |
| Provision for loan and lease losses | $461,000 | 3,673 |
| Total noninterest income | $55,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $45,000 | 6,161 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $10,000 | 6,908 |
| Total noninterest expense | $2,810,000 | 4,411 |
| Salaries and employee benefits | $1,197,000 | 4,923 |
| Premises and equipment expense | $507,000 | 3,450 |
| Additional noninterest expense | $1,106,000 | 4,024 |
| Pre-tax net operating income | $-1,672,000 | 6,998 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,661,000 | 7,080 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,661,000 | 7,078 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,661,000 | 7,080 |
| Net charge-offs | $423,000 | 3,293 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,672,000 | 7,054 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,350 |
| Total interest expense | $325,000 | 6,348 |
| Net interest income | $1,051,000 | 6,269 |
| Provision for loan and lease losses | $186,000 | 4,329 |
| Total noninterest income | $40,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $1,653,000 | 4,764 |
| Salaries and employee benefits | $818,000 | 4,866 |
| Premises and equipment expense | $333,000 | 3,528 |
| Additional noninterest expense | $502,000 | 5,075 |
| Pre-tax net operating income | $-748,000 | 6,888 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-737,000 | 6,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-737,000 | 6,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-737,000 | 6,980 |
| Net charge-offs | $173,000 | 3,682 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-748,000 | 6,954 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,395 |
| Total interest expense | $175,000 | 6,335 |
| Net interest income | $528,000 | 6,310 |
| Provision for loan and lease losses | $104,000 | 3,910 |
| Total noninterest income | $20,000 | 7,107 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $829,000 | 4,809 |
| Salaries and employee benefits | $422,000 | 4,840 |
| Premises and equipment expense | $166,000 | 3,615 |
| Additional noninterest expense | $241,000 | 5,218 |
| Pre-tax net operating income | $-385,000 | 7,078 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-385,000 | 7,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-385,000 | 7,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-385,000 | 7,168 |
| Net charge-offs | $173,000 | 2,592 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-385,000 | 7,142 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 6,694 |
| Total interest expense | $808,000 | 6,448 |
| Net interest income | $1,685,000 | 6,691 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $84,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $3,996,000 | 4,343 |
| Salaries and employee benefits | $1,908,000 | 4,515 |
| Premises and equipment expense | $956,000 | 2,683 |
| Additional noninterest expense | $1,132,000 | 4,886 |
| Pre-tax net operating income | $-2,527,000 | 6,780 |
| Securities gains (losses) | $327,000 | 1,164 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,200,000 | 6,811 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,200,000 | 6,808 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,200,000 | 6,809 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 618 |
| Net operating income | $-2,527,000 | 6,901 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 6,828 |
| Total interest expense | $625,000 | 6,529 |
| Net interest income | $1,189,000 | 6,836 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $65,000 | 7,229 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $43,000 | 6,412 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $22,000 | 6,934 |
| Total noninterest expense | $3,070,000 | 4,289 |
| Salaries and employee benefits | $1,453,000 | 4,477 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $853,000 | 4,876 |
| Pre-tax net operating income | $-2,041,000 | 7,055 |
| Securities gains (losses) | $256,000 | 1,130 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,785,000 | 7,103 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,785,000 | 7,101 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,785,000 | 7,102 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 562 |
| Net operating income | $-2,041,000 | 7,178 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 7,043 |
| Total interest expense | $423,000 | 6,602 |
| Net interest income | $689,000 | 7,117 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $73,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $2,096,000 | 4,258 |
| Salaries and employee benefits | $973,000 | 4,522 |
| Premises and equipment expense | $600,000 | 2,271 |
| Additional noninterest expense | $523,000 | 5,122 |
| Pre-tax net operating income | $-1,484,000 | 7,236 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,484,000 | 7,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,484,000 | 7,314 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,484,000 | 7,314 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,484,000 | 7,325 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,151 |
| Total interest expense | $202,000 | 6,795 |
| Net interest income | $336,000 | 7,184 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $1,222,000 | 3,714 |
| Salaries and employee benefits | $487,000 | 4,556 |
| Premises and equipment expense | $446,000 | 1,595 |
| Additional noninterest expense | $289,000 | 4,530 |
| Pre-tax net operating income | $-895,000 | 7,593 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-895,000 | 7,669 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-895,000 | 7,670 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-895,000 | 7,670 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-895,000 | 7,668 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 7,270 |
| Total interest expense | $878,000 | 6,988 |
| Net interest income | $1,214,000 | 7,349 |
| Provision for loan and lease losses | $174,000 | 5,390 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,095 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $3,845,000 | 4,363 |
| Salaries and employee benefits | $1,838,000 | 4,720 |
| Premises and equipment expense | $562,000 | 4,143 |
| Additional noninterest expense | $1,445,000 | 3,727 |
| Pre-tax net operating income | $-2,783,000 | 7,544 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,787,000 | 7,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,787,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,982 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,783,000 | 7,638 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 7,346 |
| Total interest expense | $657,000 | 7,101 |
| Net interest income | $916,000 | 7,390 |
| Provision for loan and lease losses | $99,000 | 5,184 |
| Total noninterest income | $14,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $9,000 | 7,197 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $2,595,000 | 4,665 |
| Salaries and employee benefits | $1,308,000 | 4,895 |
| Premises and equipment expense | $342,000 | 4,728 |
| Additional noninterest expense | $945,000 | 4,042 |
| Pre-tax net operating income | $-1,764,000 | 7,812 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,768,000 | 7,804 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,768,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,764,000 | 7,885 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 7,338 |
| Total interest expense | $487,000 | 7,056 |
| Net interest income | $611,000 | 7,425 |
| Provision for loan and lease losses | $64,000 | 4,850 |
| Total noninterest income | $8,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $4,000 | 7,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $1,815,000 | 4,543 |
| Salaries and employee benefits | $901,000 | 4,839 |
| Premises and equipment expense | $224,000 | 4,819 |
| Additional noninterest expense | $690,000 | 3,758 |
| Pre-tax net operating income | $-1,260,000 | 8,017 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,264,000 | 8,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,264,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,260,000 | 8,079 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $649,000 | 7,140 |
| Total interest expense | $327,000 | 6,662 |
| Net interest income | $322,000 | 7,399 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $3,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $922,000 | 4,500 |
| Salaries and employee benefits | $447,000 | 4,911 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $363,000 | 3,562 |
| Pre-tax net operating income | $-631,000 | 8,160 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-631,000 | 8,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-631,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-631,000 | 8,193 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 7,094 |
| Total interest expense | $1,644,000 | 6,239 |
| Net interest income | $1,006,000 | 7,732 |
| Provision for loan and lease losses | $191,000 | 3,944 |
| Total noninterest income | $9,000 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,000 | 7,373 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,000 | 8,238 |
| Total noninterest expense | $3,022,000 | 4,986 |
| Salaries and employee benefits | $1,588,000 | 5,118 |
| Premises and equipment expense | $412,000 | 4,932 |
| Additional noninterest expense | $1,022,000 | 4,590 |
| Pre-tax net operating income | $-2,198,000 | 8,300 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-2,199,000 | 8,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,199,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,271 |
| Net operating income | $-2,198,000 | 8,325 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,432 |
| Total interest expense | $973,000 | 6,740 |
| Net interest income | $695,000 | 7,885 |
| Provision for loan and lease losses | $128,000 | 3,768 |
| Total noninterest income | $5,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,429 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $2,301,000 | 4,911 |
| Salaries and employee benefits | $1,166,000 | 5,188 |
| Premises and equipment expense | $310,000 | 4,913 |
| Additional noninterest expense | $825,000 | 4,287 |
| Pre-tax net operating income | $-1,729,000 | 8,417 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,729,000 | 8,443 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,729,000 | 8,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,110 |
| Net operating income | $-1,729,000 | 8,433 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 8,079 |
| Total interest expense | $303,000 | 7,890 |
| Net interest income | $392,000 | 8,129 |
| Provision for loan and lease losses | $94,000 | 3,390 |
| Total noninterest income | $3,000 | 8,449 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,000 | 7,481 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $1,580,000 | 4,854 |
| Salaries and employee benefits | $777,000 | 5,228 |
| Premises and equipment expense | $205,000 | 4,959 |
| Additional noninterest expense | $598,000 | 4,017 |
| Pre-tax net operating income | $-1,279,000 | 8,503 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,279,000 | 8,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,279,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,000 |
| Net operating income | $-1,279,000 | 8,515 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 8,433 |
| Total interest expense | $56,000 | 8,430 |
| Net interest income | $165,000 | 8,310 |
| Provision for loan and lease losses | $42,000 | 3,392 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $765,000 | 4,939 |
| Salaries and employee benefits | $359,000 | 5,504 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $306,000 | 3,915 |
| Pre-tax net operating income | $-640,000 | 8,550 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-640,000 | 8,563 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-640,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 817 |
| Net operating income | $-640,000 | 8,556 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,000 | 8,676 |
| Total interest expense | $5,000 | 8,653 |
| Net interest income | $17,000 | 8,674 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $8,000 | 8,508 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $1,938,000 | 6,241 |
| Salaries and employee benefits | $916,000 | 6,613 |
| Premises and equipment expense | $365,000 | 5,205 |
| Additional noninterest expense | $657,000 | 5,814 |
| Pre-tax net operating income | $-1,933,000 | 8,576 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,933,000 | 8,594 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,933,000 | 8,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,567,000 | 170 |
| Net operating income | $-1,933,000 | 8,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.