Home > The Fidelity State Bank and Trust Company > Income and Expense
The Fidelity State Bank and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 3,302 |
| Total interest expense | $1,161,000 | 3,589 |
| Net interest income | $5,777,000 | 3,168 |
| Provision for loan and lease losses | $-235,000 | 4,409 |
| Total noninterest income | $1,096,000 | 2,635 |
| Gross Fiduciary activities income | $581,000 | 578 |
| Service charges on deposit accounts | $103,000 | 3,347 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $412,000 | 3,142 |
| Total noninterest expense | $3,664,000 | 3,464 |
| Salaries and employee benefits | $2,178,000 | 3,342 |
| Premises and equipment expense | $307,000 | 3,563 |
| Additional noninterest expense | $412,000 | 3,142 |
| Pre-tax net operating income | $3,444,000 | 2,349 |
| Securities gains (losses) | $268,000 | 136 |
| Applicable income taxes | $877,000 | 1,516 |
| Income before extraordinary items | $2,835,000 | 2,403 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,835,000 | 2,427 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,835,000 | 2,405 |
| Net charge-offs | $-8,000 | 3,806 |
| Cash dividends | $742,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,623,280 | 2,509 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 3,284 |
| Total interest expense | $833,000 | 3,538 |
| Net interest income | $4,414,000 | 3,150 |
| Provision for loan and lease losses | $-202,000 | 4,439 |
| Total noninterest income | $819,000 | 2,638 |
| Gross Fiduciary activities income | $434,000 | 577 |
| Service charges on deposit accounts | $77,000 | 3,352 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $308,000 | 3,144 |
| Total noninterest expense | $2,500,000 | 3,563 |
| Salaries and employee benefits | $1,397,000 | 3,521 |
| Premises and equipment expense | $233,000 | 3,561 |
| Additional noninterest expense | $308,000 | 3,143 |
| Pre-tax net operating income | $2,935,000 | 2,256 |
| Securities gains (losses) | $267,000 | 91 |
| Applicable income taxes | $763,000 | 1,466 |
| Income before extraordinary items | $2,439,000 | 2,278 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,439,000 | 2,300 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,439,000 | 2,280 |
| Net charge-offs | $-8,000 | 3,787 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,228,070 | 2,406 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 3,269 |
| Total interest expense | $523,000 | 3,469 |
| Net interest income | $2,970,000 | 3,156 |
| Provision for loan and lease losses | $-11,000 | 4,343 |
| Total noninterest income | $557,000 | 2,573 |
| Gross Fiduciary activities income | $294,000 | 563 |
| Service charges on deposit accounts | $51,000 | 3,361 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $212,000 | 3,106 |
| Total noninterest expense | $1,646,000 | 3,567 |
| Salaries and employee benefits | $929,000 | 3,532 |
| Premises and equipment expense | $158,000 | 3,550 |
| Additional noninterest expense | $212,000 | 3,099 |
| Pre-tax net operating income | $1,892,000 | 2,318 |
| Securities gains (losses) | $266,000 | 96 |
| Applicable income taxes | $521,000 | 1,462 |
| Income before extraordinary items | $1,637,000 | 2,296 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,637,000 | 2,323 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,637,000 | 2,296 |
| Net charge-offs | $-7,000 | 3,816 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,426,860 | 2,473 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,286 |
| Total interest expense | $240,000 | 3,387 |
| Net interest income | $1,473,000 | 3,184 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $289,000 | 2,527 |
| Gross Fiduciary activities income | $163,000 | 574 |
| Service charges on deposit accounts | $26,000 | 3,350 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $100,000 | 3,154 |
| Total noninterest expense | $827,000 | 3,607 |
| Salaries and employee benefits | $466,000 | 3,571 |
| Premises and equipment expense | $85,000 | 3,527 |
| Additional noninterest expense | $100,000 | 3,154 |
| Pre-tax net operating income | $935,000 | 2,378 |
| Securities gains (losses) | $266,000 | 91 |
| Applicable income taxes | $280,000 | 1,448 |
| Income before extraordinary items | $921,000 | 2,208 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $921,000 | 2,208 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $921,000 | 2,208 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $710,860 | 2,537 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,440 |
| Total interest expense | $400,000 | 3,484 |
| Net interest income | $4,735,000 | 3,409 |
| Provision for loan and lease losses | $12,000 | 2,867 |
| Total noninterest income | $1,119,000 | 2,665 |
| Gross Fiduciary activities income | $591,000 | 594 |
| Service charges on deposit accounts | $103,000 | 3,418 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $425,000 | 3,204 |
| Total noninterest expense | $3,462,000 | 3,545 |
| Salaries and employee benefits | $2,091,000 | 3,421 |
| Premises and equipment expense | $326,000 | 3,553 |
| Additional noninterest expense | $425,000 | 3,204 |
| Pre-tax net operating income | $2,380,000 | 2,928 |
| Securities gains (losses) | $231,000 | 107 |
| Applicable income taxes | $577,000 | 1,936 |
| Income before extraordinary items | $2,034,000 | 2,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,034,000 | 2,919 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,034,000 | 2,921 |
| Net charge-offs | $2,000 | 2,471 |
| Cash dividends | $742,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,851,510 | 3,068 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,487,000 | 3,524 |
| Total interest expense | $215,000 | 3,650 |
| Net interest income | $3,272,000 | 3,503 |
| Provision for loan and lease losses | $9,000 | 2,702 |
| Total noninterest income | $825,000 | 2,727 |
| Gross Fiduciary activities income | $436,000 | 597 |
| Service charges on deposit accounts | $77,000 | 3,448 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $312,000 | 3,256 |
| Total noninterest expense | $2,427,000 | 3,610 |
| Salaries and employee benefits | $1,414,000 | 3,536 |
| Premises and equipment expense | $249,000 | 3,542 |
| Additional noninterest expense | $312,000 | 3,256 |
| Pre-tax net operating income | $1,661,000 | 2,993 |
| Securities gains (losses) | $231,000 | 99 |
| Applicable income taxes | $413,000 | 1,964 |
| Income before extraordinary items | $1,479,000 | 2,933 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,479,000 | 2,931 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,479,000 | 2,932 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,296,510 | 3,127 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,654 |
| Total interest expense | $122,000 | 3,759 |
| Net interest income | $1,950,000 | 3,625 |
| Provision for loan and lease losses | $6,000 | 2,475 |
| Total noninterest income | $527,000 | 2,777 |
| Gross Fiduciary activities income | $268,000 | 571 |
| Service charges on deposit accounts | $51,000 | 3,480 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $208,000 | 3,264 |
| Total noninterest expense | $1,595,000 | 3,641 |
| Salaries and employee benefits | $943,000 | 3,554 |
| Premises and equipment expense | $168,000 | 3,547 |
| Additional noninterest expense | $484,000 | 3,703 |
| Pre-tax net operating income | $876,000 | 3,145 |
| Securities gains (losses) | $229,000 | 92 |
| Applicable income taxes | $240,000 | 1,990 |
| Income before extraordinary items | $865,000 | 2,989 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $865,000 | 2,988 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $865,000 | 2,989 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $684,090 | 3,273 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 3,733 |
| Total interest expense | $55,000 | 3,839 |
| Net interest income | $886,000 | 3,712 |
| Provision for loan and lease losses | $3,000 | 2,190 |
| Total noninterest income | $278,000 | 2,683 |
| Gross Fiduciary activities income | $152,000 | 563 |
| Service charges on deposit accounts | $26,000 | 3,454 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $100,000 | 3,273 |
| Total noninterest expense | $801,000 | 3,648 |
| Salaries and employee benefits | $472,000 | 3,557 |
| Premises and equipment expense | $86,000 | 3,532 |
| Additional noninterest expense | $243,000 | 3,684 |
| Pre-tax net operating income | $360,000 | 3,241 |
| Securities gains (losses) | $227,000 | 79 |
| Applicable income taxes | $126,000 | 1,924 |
| Income before extraordinary items | $461,000 | 2,832 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $461,000 | 2,830 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $461,000 | 2,832 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $281,670 | 3,368 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 3,781 |
| Total interest expense | $225,000 | 4,023 |
| Net interest income | $3,722,000 | 3,734 |
| Provision for loan and lease losses | $12,000 | 2,935 |
| Total noninterest income | $1,031,000 | 2,938 |
| Gross Fiduciary activities income | $562,000 | 560 |
| Service charges on deposit accounts | $97,000 | 3,495 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $372,000 | 3,532 |
| Total noninterest expense | $3,206,000 | 3,670 |
| Salaries and employee benefits | $1,969,000 | 3,546 |
| Premises and equipment expense | $296,000 | 3,744 |
| Additional noninterest expense | $941,000 | 3,763 |
| Pre-tax net operating income | $1,535,000 | 3,449 |
| Securities gains (losses) | $291,000 | 487 |
| Applicable income taxes | $292,000 | 2,487 |
| Income before extraordinary items | $1,534,000 | 3,319 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,534,000 | 3,319 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,534,000 | 3,319 |
| Net charge-offs | $-3,000 | 3,394 |
| Cash dividends | $742,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,289,560 | 3,491 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,836 |
| Total interest expense | $170,000 | 4,115 |
| Net interest income | $2,850,000 | 3,781 |
| Provision for loan and lease losses | $9,000 | 2,844 |
| Total noninterest income | $738,000 | 3,025 |
| Gross Fiduciary activities income | $394,000 | 567 |
| Service charges on deposit accounts | $70,000 | 3,550 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $274,000 | 3,599 |
| Total noninterest expense | $2,299,000 | 3,756 |
| Salaries and employee benefits | $1,382,000 | 3,652 |
| Premises and equipment expense | $224,000 | 3,777 |
| Additional noninterest expense | $693,000 | 3,799 |
| Pre-tax net operating income | $1,280,000 | 3,457 |
| Securities gains (losses) | $291,000 | 459 |
| Applicable income taxes | $245,000 | 2,446 |
| Income before extraordinary items | $1,326,000 | 3,273 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,326,000 | 3,272 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,326,000 | 3,273 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,081,560 | 3,483 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 3,848 |
| Total interest expense | $113,000 | 4,191 |
| Net interest income | $1,913,000 | 3,789 |
| Provision for loan and lease losses | $6,000 | 2,748 |
| Total noninterest income | $494,000 | 3,010 |
| Gross Fiduciary activities income | $270,000 | 561 |
| Service charges on deposit accounts | $45,000 | 3,559 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $179,000 | 3,630 |
| Total noninterest expense | $1,540,000 | 3,754 |
| Salaries and employee benefits | $928,000 | 3,659 |
| Premises and equipment expense | $150,000 | 3,789 |
| Additional noninterest expense | $462,000 | 3,807 |
| Pre-tax net operating income | $861,000 | 3,446 |
| Securities gains (losses) | $288,000 | 389 |
| Applicable income taxes | $163,000 | 2,440 |
| Income before extraordinary items | $986,000 | 3,140 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $986,000 | 3,138 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $986,000 | 3,140 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $738,320 | 3,468 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 3,811 |
| Total interest expense | $56,000 | 4,252 |
| Net interest income | $982,000 | 3,742 |
| Provision for loan and lease losses | $3,000 | 2,653 |
| Total noninterest income | $269,000 | 2,905 |
| Gross Fiduciary activities income | $157,000 | 546 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $89,000 | 3,622 |
| Total noninterest expense | $772,000 | 3,759 |
| Salaries and employee benefits | $467,000 | 3,656 |
| Premises and equipment expense | $78,000 | 3,758 |
| Additional noninterest expense | $227,000 | 3,812 |
| Pre-tax net operating income | $476,000 | 3,294 |
| Securities gains (losses) | $287,000 | 275 |
| Applicable income taxes | $166,000 | 1,940 |
| Income before extraordinary items | $597,000 | 2,913 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $597,000 | 2,912 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $597,000 | 2,913 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $370,270 | 3,433 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 3,595 |
| Total interest expense | $377,000 | 4,096 |
| Net interest income | $4,623,000 | 3,465 |
| Provision for loan and lease losses | $46,000 | 3,926 |
| Total noninterest income | $989,000 | 2,876 |
| Gross Fiduciary activities income | $555,000 | 558 |
| Service charges on deposit accounts | $105,000 | 3,524 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $329,000 | 3,550 |
| Total noninterest expense | $3,301,000 | 3,680 |
| Salaries and employee benefits | $2,125,000 | 3,475 |
| Premises and equipment expense | $302,000 | 3,806 |
| Additional noninterest expense | $874,000 | 3,858 |
| Pre-tax net operating income | $2,265,000 | 2,801 |
| Securities gains (losses) | $152,000 | 1,169 |
| Applicable income taxes | $495,000 | 1,950 |
| Income before extraordinary items | $1,922,000 | 2,876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,922,000 | 2,875 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,922,000 | 2,876 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $742,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,800,400 | 2,904 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 3,581 |
| Total interest expense | $306,000 | 4,110 |
| Net interest income | $3,552,000 | 3,456 |
| Provision for loan and lease losses | $39,000 | 3,838 |
| Total noninterest income | $696,000 | 2,926 |
| Gross Fiduciary activities income | $375,000 | 569 |
| Service charges on deposit accounts | $78,000 | 3,548 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $243,000 | 3,544 |
| Total noninterest expense | $2,308,000 | 3,769 |
| Salaries and employee benefits | $1,437,000 | 3,623 |
| Premises and equipment expense | $228,000 | 3,818 |
| Additional noninterest expense | $643,000 | 3,868 |
| Pre-tax net operating income | $1,901,000 | 2,654 |
| Securities gains (losses) | $151,000 | 1,028 |
| Applicable income taxes | $423,000 | 1,839 |
| Income before extraordinary items | $1,629,000 | 2,716 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,629,000 | 2,714 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,629,000 | 2,716 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,509,710 | 2,772 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 3,590 |
| Total interest expense | $227,000 | 4,099 |
| Net interest income | $2,392,000 | 3,469 |
| Provision for loan and lease losses | $24,000 | 3,812 |
| Total noninterest income | $447,000 | 2,938 |
| Gross Fiduciary activities income | $243,000 | 581 |
| Service charges on deposit accounts | $53,000 | 3,563 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $151,000 | 3,585 |
| Total noninterest expense | $1,521,000 | 3,795 |
| Salaries and employee benefits | $954,000 | 3,642 |
| Premises and equipment expense | $153,000 | 3,811 |
| Additional noninterest expense | $414,000 | 3,948 |
| Pre-tax net operating income | $1,294,000 | 2,593 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $258,000 | 1,859 |
| Income before extraordinary items | $1,036,000 | 2,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,036,000 | 2,768 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,036,000 | 2,769 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,036,000 | 2,720 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 3,552 |
| Total interest expense | $125,000 | 4,117 |
| Net interest income | $1,218,000 | 3,395 |
| Provision for loan and lease losses | $11,000 | 3,379 |
| Total noninterest income | $238,000 | 2,797 |
| Gross Fiduciary activities income | $133,000 | 564 |
| Service charges on deposit accounts | $30,000 | 3,649 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $75,000 | 3,495 |
| Total noninterest expense | $766,000 | 3,832 |
| Salaries and employee benefits | $477,000 | 3,670 |
| Premises and equipment expense | $78,000 | 3,802 |
| Additional noninterest expense | $211,000 | 3,967 |
| Pre-tax net operating income | $679,000 | 2,387 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $145,000 | 1,659 |
| Income before extraordinary items | $534,000 | 2,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $534,000 | 2,556 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $534,000 | 2,557 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $534,000 | 2,526 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 3,604 |
| Total interest expense | $527,000 | 4,095 |
| Net interest income | $4,887,000 | 3,441 |
| Provision for loan and lease losses | $12,000 | 3,825 |
| Total noninterest income | $910,000 | 2,950 |
| Gross Fiduciary activities income | $463,000 | 586 |
| Service charges on deposit accounts | $125,000 | 3,704 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $322,000 | 3,499 |
| Total noninterest expense | $3,353,000 | 3,724 |
| Salaries and employee benefits | $2,204,000 | 3,443 |
| Premises and equipment expense | $293,000 | 3,939 |
| Additional noninterest expense | $856,000 | 4,002 |
| Pre-tax net operating income | $2,432,000 | 2,781 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $492,000 | 2,000 |
| Income before extraordinary items | $1,940,000 | 2,943 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,940,000 | 2,943 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,940,000 | 2,944 |
| Net charge-offs | $7,000 | 3,419 |
| Cash dividends | $742,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,940,000 | 2,899 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 3,642 |
| Total interest expense | $394,000 | 4,148 |
| Net interest income | $3,686,000 | 3,481 |
| Provision for loan and lease losses | $9,000 | 3,713 |
| Total noninterest income | $656,000 | 3,009 |
| Gross Fiduciary activities income | $327,000 | 586 |
| Service charges on deposit accounts | $93,000 | 3,761 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $236,000 | 3,548 |
| Total noninterest expense | $2,334,000 | 3,879 |
| Salaries and employee benefits | $1,473,000 | 3,656 |
| Premises and equipment expense | $225,000 | 3,964 |
| Additional noninterest expense | $636,000 | 4,061 |
| Pre-tax net operating income | $1,999,000 | 2,728 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $405,000 | 1,983 |
| Income before extraordinary items | $1,594,000 | 2,879 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,594,000 | 2,880 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,594,000 | 2,880 |
| Net charge-offs | $8,000 | 3,020 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,594,000 | 2,849 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 3,668 |
| Total interest expense | $263,000 | 4,156 |
| Net interest income | $2,439,000 | 3,511 |
| Provision for loan and lease losses | $6,000 | 3,561 |
| Total noninterest income | $426,000 | 3,011 |
| Gross Fiduciary activities income | $211,000 | 601 |
| Service charges on deposit accounts | $61,000 | 3,787 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $154,000 | 3,576 |
| Total noninterest expense | $1,588,000 | 3,869 |
| Salaries and employee benefits | $1,012,000 | 3,630 |
| Premises and equipment expense | $150,000 | 3,978 |
| Additional noninterest expense | $426,000 | 4,089 |
| Pre-tax net operating income | $1,271,000 | 2,760 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $250,000 | 2,025 |
| Income before extraordinary items | $1,021,000 | 2,919 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,021,000 | 2,918 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,021,000 | 2,918 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,021,000 | 2,896 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 3,683 |
| Total interest expense | $132,000 | 4,148 |
| Net interest income | $1,223,000 | 3,543 |
| Provision for loan and lease losses | $3,000 | 3,314 |
| Total noninterest income | $212,000 | 2,985 |
| Gross Fiduciary activities income | $109,000 | 604 |
| Service charges on deposit accounts | $30,000 | 3,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 3,610 |
| Total noninterest expense | $781,000 | 3,933 |
| Salaries and employee benefits | $502,000 | 3,684 |
| Premises and equipment expense | $73,000 | 4,051 |
| Additional noninterest expense | $206,000 | 4,150 |
| Pre-tax net operating income | $651,000 | 2,687 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $132,000 | 1,932 |
| Income before extraordinary items | $519,000 | 2,852 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $519,000 | 2,851 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $519,000 | 2,851 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $519,000 | 2,834 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 3,720 |
| Total interest expense | $378,000 | 4,253 |
| Net interest income | $4,708,000 | 3,605 |
| Provision for loan and lease losses | $12,000 | 3,922 |
| Total noninterest income | $886,000 | 3,014 |
| Gross Fiduciary activities income | $402,000 | 623 |
| Service charges on deposit accounts | $136,000 | 3,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $348,000 | 3,510 |
| Total noninterest expense | $3,359,000 | 3,815 |
| Salaries and employee benefits | $2,175,000 | 3,540 |
| Premises and equipment expense | $299,000 | 4,029 |
| Additional noninterest expense | $885,000 | 4,067 |
| Pre-tax net operating income | $2,223,000 | 2,966 |
| Securities gains (losses) | $18,000 | 598 |
| Applicable income taxes | $397,000 | 2,176 |
| Income before extraordinary items | $1,844,000 | 3,051 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,844,000 | 3,050 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,844,000 | 3,050 |
| Net charge-offs | $5,000 | 3,535 |
| Cash dividends | $693,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,829,240 | 3,065 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 3,755 |
| Total interest expense | $259,000 | 4,337 |
| Net interest income | $3,524,000 | 3,637 |
| Provision for loan and lease losses | $9,000 | 3,800 |
| Total noninterest income | $617,000 | 3,141 |
| Gross Fiduciary activities income | $266,000 | 632 |
| Service charges on deposit accounts | $101,000 | 3,832 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 3,579 |
| Total noninterest expense | $2,331,000 | 3,978 |
| Salaries and employee benefits | $1,464,000 | 3,737 |
| Premises and equipment expense | $223,000 | 4,070 |
| Additional noninterest expense | $644,000 | 4,146 |
| Pre-tax net operating income | $1,801,000 | 2,901 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $317,000 | 2,185 |
| Income before extraordinary items | $1,484,000 | 3,010 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,484,000 | 3,008 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,484,000 | 3,009 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,484,000 | 2,995 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 3,805 |
| Total interest expense | $161,000 | 4,391 |
| Net interest income | $2,289,000 | 3,690 |
| Provision for loan and lease losses | $6,000 | 3,639 |
| Total noninterest income | $415,000 | 3,139 |
| Gross Fiduciary activities income | $181,000 | 632 |
| Service charges on deposit accounts | $67,000 | 3,851 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $167,000 | 3,606 |
| Total noninterest expense | $1,550,000 | 4,005 |
| Salaries and employee benefits | $974,000 | 3,761 |
| Premises and equipment expense | $145,000 | 4,130 |
| Additional noninterest expense | $431,000 | 4,182 |
| Pre-tax net operating income | $1,148,000 | 2,948 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $191,000 | 2,260 |
| Income before extraordinary items | $957,000 | 3,029 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $957,000 | 3,028 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $957,000 | 3,028 |
| Net charge-offs | $6,000 | 2,773 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $957,000 | 3,023 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 3,836 |
| Total interest expense | $73,000 | 4,485 |
| Net interest income | $1,138,000 | 3,712 |
| Provision for loan and lease losses | $3,000 | 3,382 |
| Total noninterest income | $215,000 | 3,068 |
| Gross Fiduciary activities income | $93,000 | 632 |
| Service charges on deposit accounts | $34,000 | 3,866 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $88,000 | 3,521 |
| Total noninterest expense | $767,000 | 4,069 |
| Salaries and employee benefits | $488,000 | 3,797 |
| Premises and equipment expense | $71,000 | 4,206 |
| Additional noninterest expense | $208,000 | 4,264 |
| Pre-tax net operating income | $583,000 | 2,858 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $475,000 | 2,978 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $475,000 | 2,980 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $475,000 | 2,979 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $475,000 | 2,969 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,818 |
| Total interest expense | $276,000 | 4,499 |
| Net interest income | $4,523,000 | 3,713 |
| Provision for loan and lease losses | $12,000 | 4,059 |
| Total noninterest income | $846,000 | 3,201 |
| Gross Fiduciary activities income | $363,000 | 641 |
| Service charges on deposit accounts | $151,000 | 3,823 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $332,000 | 3,672 |
| Total noninterest expense | $3,321,000 | 3,923 |
| Salaries and employee benefits | $2,098,000 | 3,665 |
| Premises and equipment expense | $301,000 | 4,171 |
| Additional noninterest expense | $922,000 | 4,156 |
| Pre-tax net operating income | $2,036,000 | 3,083 |
| Securities gains (losses) | $155,000 | 472 |
| Applicable income taxes | $399,000 | 2,578 |
| Income before extraordinary items | $1,792,000 | 2,868 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,792,000 | 2,867 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,792,000 | 2,868 |
| Net charge-offs | $5,000 | 3,859 |
| Cash dividends | $682,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,664,900 | 2,956 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,866 |
| Total interest expense | $207,000 | 4,534 |
| Net interest income | $3,368,000 | 3,765 |
| Provision for loan and lease losses | $9,000 | 3,928 |
| Total noninterest income | $617,000 | 3,277 |
| Gross Fiduciary activities income | $256,000 | 648 |
| Service charges on deposit accounts | $111,000 | 3,885 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,714 |
| Total noninterest expense | $2,314,000 | 4,088 |
| Salaries and employee benefits | $1,425,000 | 3,868 |
| Premises and equipment expense | $229,000 | 4,177 |
| Additional noninterest expense | $660,000 | 4,245 |
| Pre-tax net operating income | $1,662,000 | 2,996 |
| Securities gains (losses) | $155,000 | 433 |
| Applicable income taxes | $432,000 | 2,201 |
| Income before extraordinary items | $1,385,000 | 2,984 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,385,000 | 2,983 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,385,000 | 2,984 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,267,200 | 3,098 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 3,895 |
| Total interest expense | $137,000 | 4,540 |
| Net interest income | $2,205,000 | 3,799 |
| Provision for loan and lease losses | $6,000 | 3,724 |
| Total noninterest income | $423,000 | 3,242 |
| Gross Fiduciary activities income | $183,000 | 639 |
| Service charges on deposit accounts | $73,000 | 3,900 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $167,000 | 3,716 |
| Total noninterest expense | $1,528,000 | 4,125 |
| Salaries and employee benefits | $953,000 | 3,886 |
| Premises and equipment expense | $150,000 | 4,220 |
| Additional noninterest expense | $425,000 | 4,324 |
| Pre-tax net operating income | $1,094,000 | 2,981 |
| Securities gains (losses) | $155,000 | 322 |
| Applicable income taxes | $287,000 | 2,179 |
| Income before extraordinary items | $962,000 | 2,877 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $962,000 | 2,877 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $962,000 | 2,877 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $842,650 | 3,076 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 3,948 |
| Total interest expense | $68,000 | 4,566 |
| Net interest income | $1,079,000 | 3,859 |
| Provision for loan and lease losses | $3,000 | 3,441 |
| Total noninterest income | $218,000 | 3,184 |
| Gross Fiduciary activities income | $94,000 | 646 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $87,000 | 3,654 |
| Total noninterest expense | $761,000 | 4,175 |
| Salaries and employee benefits | $478,000 | 3,933 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $210,000 | 4,377 |
| Pre-tax net operating income | $533,000 | 2,979 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $119,000 | 2,307 |
| Income before extraordinary items | $421,000 | 3,047 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $421,000 | 3,047 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $421,000 | 3,047 |
| Net charge-offs | $25,000 | 1,755 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $415,540 | 3,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,972 |
| Total interest expense | $222,000 | 4,856 |
| Net interest income | $4,318,000 | 3,865 |
| Provision for loan and lease losses | $12,000 | 4,157 |
| Total noninterest income | $950,000 | 3,115 |
| Gross Fiduciary activities income | $448,000 | 615 |
| Service charges on deposit accounts | $147,000 | 4,011 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $355,000 | 3,740 |
| Total noninterest expense | $3,359,000 | 3,998 |
| Salaries and employee benefits | $2,139,000 | 3,696 |
| Premises and equipment expense | $305,000 | 4,285 |
| Additional noninterest expense | $915,000 | 4,313 |
| Pre-tax net operating income | $1,897,000 | 3,152 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $303,000 | 2,646 |
| Income before extraordinary items | $1,594,000 | 3,168 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,594,000 | 3,167 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,594,000 | 3,167 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $682,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,594,000 | 3,118 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 4,008 |
| Total interest expense | $167,000 | 4,899 |
| Net interest income | $3,225,000 | 3,897 |
| Provision for loan and lease losses | $9,000 | 4,048 |
| Total noninterest income | $611,000 | 3,363 |
| Gross Fiduciary activities income | $223,000 | 679 |
| Service charges on deposit accounts | $109,000 | 4,060 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $279,000 | 3,674 |
| Total noninterest expense | $2,360,000 | 4,139 |
| Salaries and employee benefits | $1,451,000 | 3,903 |
| Premises and equipment expense | $226,000 | 4,325 |
| Additional noninterest expense | $683,000 | 4,359 |
| Pre-tax net operating income | $1,467,000 | 3,137 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $239,000 | 2,672 |
| Income before extraordinary items | $1,228,000 | 3,168 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,228,000 | 3,168 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,228,000 | 3,168 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,228,000 | 3,108 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 4,062 |
| Total interest expense | $111,000 | 4,945 |
| Net interest income | $2,125,000 | 3,948 |
| Provision for loan and lease losses | $6,000 | 3,874 |
| Total noninterest income | $411,000 | 3,364 |
| Gross Fiduciary activities income | $151,000 | 687 |
| Service charges on deposit accounts | $72,000 | 4,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 3,691 |
| Total noninterest expense | $1,559,000 | 4,193 |
| Salaries and employee benefits | $957,000 | 3,944 |
| Premises and equipment expense | $149,000 | 4,366 |
| Additional noninterest expense | $453,000 | 4,415 |
| Pre-tax net operating income | $971,000 | 3,125 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $152,000 | 2,700 |
| Income before extraordinary items | $819,000 | 3,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $819,000 | 3,144 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $819,000 | 3,144 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $819,000 | 3,078 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 4,058 |
| Total interest expense | $55,000 | 4,990 |
| Net interest income | $1,079,000 | 3,918 |
| Provision for loan and lease losses | $3,000 | 3,551 |
| Total noninterest income | $207,000 | 3,322 |
| Gross Fiduciary activities income | $76,000 | 682 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $95,000 | 3,625 |
| Total noninterest expense | $780,000 | 4,227 |
| Salaries and employee benefits | $479,000 | 3,984 |
| Premises and equipment expense | $75,000 | 4,390 |
| Additional noninterest expense | $226,000 | 4,432 |
| Pre-tax net operating income | $503,000 | 3,036 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $72,000 | 2,723 |
| Income before extraordinary items | $431,000 | 2,996 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $431,000 | 2,995 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $431,000 | 2,996 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $431,000 | 2,934 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 3,994 |
| Total interest expense | $205,000 | 5,137 |
| Net interest income | $4,471,000 | 3,831 |
| Provision for loan and lease losses | $12,000 | 4,178 |
| Total noninterest income | $860,000 | 3,335 |
| Gross Fiduciary activities income | $318,000 | 678 |
| Service charges on deposit accounts | $151,000 | 4,131 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $391,000 | 3,611 |
| Total noninterest expense | $3,462,000 | 4,042 |
| Salaries and employee benefits | $2,200,000 | 3,700 |
| Premises and equipment expense | $324,000 | 4,328 |
| Additional noninterest expense | $938,000 | 4,416 |
| Pre-tax net operating income | $1,857,000 | 3,137 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $273,000 | 2,740 |
| Income before extraordinary items | $1,584,000 | 3,132 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,584,000 | 3,133 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,584,000 | 3,134 |
| Net charge-offs | $-15,000 | 5,278 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,584,000 | 3,088 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 4,033 |
| Total interest expense | $151,000 | 5,232 |
| Net interest income | $3,359,000 | 3,861 |
| Provision for loan and lease losses | $9,000 | 4,059 |
| Total noninterest income | $648,000 | 3,342 |
| Gross Fiduciary activities income | $230,000 | 689 |
| Service charges on deposit accounts | $113,000 | 4,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $305,000 | 3,577 |
| Total noninterest expense | $2,435,000 | 4,182 |
| Salaries and employee benefits | $1,496,000 | 3,931 |
| Premises and equipment expense | $244,000 | 4,356 |
| Additional noninterest expense | $695,000 | 4,459 |
| Pre-tax net operating income | $1,563,000 | 3,000 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $260,000 | 2,614 |
| Income before extraordinary items | $1,303,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,303,000 | 3,044 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,303,000 | 3,045 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,303,000 | 2,985 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 4,060 |
| Total interest expense | $99,000 | 5,312 |
| Net interest income | $2,234,000 | 3,886 |
| Provision for loan and lease losses | $6,000 | 3,882 |
| Total noninterest income | $428,000 | 3,353 |
| Gross Fiduciary activities income | $146,000 | 706 |
| Service charges on deposit accounts | $74,000 | 4,201 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,575 |
| Total noninterest expense | $1,638,000 | 4,208 |
| Salaries and employee benefits | $997,000 | 3,956 |
| Premises and equipment expense | $166,000 | 4,349 |
| Additional noninterest expense | $475,000 | 4,443 |
| Pre-tax net operating income | $1,018,000 | 3,034 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $164,000 | 2,650 |
| Income before extraordinary items | $854,000 | 3,056 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $854,000 | 3,057 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $854,000 | 3,058 |
| Net charge-offs | $-12,000 | 5,310 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $854,000 | 2,994 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 4,056 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $1,126,000 | 3,887 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $197,000 | 3,459 |
| Gross Fiduciary activities income | $74,000 | 702 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 3,826 |
| Total noninterest expense | $795,000 | 4,309 |
| Salaries and employee benefits | $498,000 | 3,985 |
| Premises and equipment expense | $85,000 | 4,344 |
| Additional noninterest expense | $212,000 | 4,686 |
| Pre-tax net operating income | $525,000 | 2,936 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $80,000 | 2,639 |
| Income before extraordinary items | $445,000 | 2,938 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $445,000 | 2,941 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $445,000 | 2,941 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $445,000 | 2,860 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 4,089 |
| Total interest expense | $198,000 | 5,499 |
| Net interest income | $4,528,000 | 3,903 |
| Provision for loan and lease losses | $12,000 | 4,366 |
| Total noninterest income | $820,000 | 3,444 |
| Gross Fiduciary activities income | $283,000 | 712 |
| Service charges on deposit accounts | $162,000 | 4,258 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $375,000 | 3,693 |
| Total noninterest expense | $3,589,000 | 4,082 |
| Salaries and employee benefits | $2,257,000 | 3,734 |
| Premises and equipment expense | $346,000 | 4,388 |
| Additional noninterest expense | $986,000 | 4,473 |
| Pre-tax net operating income | $1,747,000 | 3,222 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $203,000 | 2,945 |
| Income before extraordinary items | $1,544,000 | 3,197 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,544,000 | 3,197 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,544,000 | 3,198 |
| Net charge-offs | $-11,000 | 5,679 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,544,000 | 3,135 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 4,140 |
| Total interest expense | $147,000 | 5,584 |
| Net interest income | $3,384,000 | 3,945 |
| Provision for loan and lease losses | $9,000 | 4,188 |
| Total noninterest income | $607,000 | 3,493 |
| Gross Fiduciary activities income | $209,000 | 716 |
| Service charges on deposit accounts | $122,000 | 4,304 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $276,000 | 3,757 |
| Total noninterest expense | $2,549,000 | 4,226 |
| Salaries and employee benefits | $1,554,000 | 3,928 |
| Premises and equipment expense | $268,000 | 4,369 |
| Additional noninterest expense | $727,000 | 4,534 |
| Pre-tax net operating income | $1,433,000 | 3,116 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $182,000 | 2,883 |
| Income before extraordinary items | $1,251,000 | 3,059 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,251,000 | 3,058 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,251,000 | 3,060 |
| Net charge-offs | $-17,000 | 5,745 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,251,000 | 3,014 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 4,182 |
| Total interest expense | $98,000 | 5,647 |
| Net interest income | $2,237,000 | 3,972 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $405,000 | 3,479 |
| Gross Fiduciary activities income | $141,000 | 716 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $182,000 | 3,779 |
| Total noninterest expense | $1,730,000 | 4,206 |
| Salaries and employee benefits | $1,053,000 | 3,914 |
| Premises and equipment expense | $186,000 | 4,327 |
| Additional noninterest expense | $491,000 | 4,529 |
| Pre-tax net operating income | $906,000 | 3,137 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $94,000 | 3,051 |
| Income before extraordinary items | $812,000 | 3,060 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $812,000 | 3,066 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $812,000 | 3,066 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $812,000 | 3,005 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 4,214 |
| Total interest expense | $49,000 | 5,717 |
| Net interest income | $1,113,000 | 3,987 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $198,000 | 3,478 |
| Gross Fiduciary activities income | $72,000 | 715 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $85,000 | 3,806 |
| Total noninterest expense | $858,000 | 4,254 |
| Salaries and employee benefits | $521,000 | 3,966 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $242,000 | 4,577 |
| Pre-tax net operating income | $450,000 | 3,093 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $33,000 | 3,235 |
| Income before extraordinary items | $417,000 | 2,911 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $417,000 | 2,914 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $417,000 | 2,914 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $417,000 | 2,875 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 4,340 |
| Total interest expense | $229,000 | 5,760 |
| Net interest income | $4,283,000 | 4,112 |
| Provision for loan and lease losses | $12,000 | 4,872 |
| Total noninterest income | $795,000 | 3,628 |
| Gross Fiduciary activities income | $285,000 | 715 |
| Service charges on deposit accounts | $160,000 | 4,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $350,000 | 3,875 |
| Total noninterest expense | $3,529,000 | 4,238 |
| Salaries and employee benefits | $2,208,000 | 3,859 |
| Premises and equipment expense | $313,000 | 4,760 |
| Additional noninterest expense | $1,008,000 | 4,563 |
| Pre-tax net operating income | $1,537,000 | 3,353 |
| Securities gains (losses) | $41,000 | 1,942 |
| Applicable income taxes | $94,000 | 3,448 |
| Income before extraordinary items | $1,484,000 | 3,180 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,484,000 | 3,182 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,484,000 | 3,183 |
| Net charge-offs | $23,000 | 4,787 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,445,460 | 3,164 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 4,381 |
| Total interest expense | $178,000 | 5,819 |
| Net interest income | $3,215,000 | 4,132 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $591,000 | 3,700 |
| Gross Fiduciary activities income | $209,000 | 710 |
| Service charges on deposit accounts | $119,000 | 4,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $263,000 | 3,942 |
| Total noninterest expense | $2,466,000 | 4,429 |
| Salaries and employee benefits | $1,517,000 | 4,063 |
| Premises and equipment expense | $215,000 | 4,986 |
| Additional noninterest expense | $734,000 | 4,656 |
| Pre-tax net operating income | $1,331,000 | 3,150 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $115,000 | 3,209 |
| Income before extraordinary items | $1,221,000 | 3,042 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,221,000 | 3,047 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,221,000 | 3,047 |
| Net charge-offs | $24,000 | 4,312 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,216,450 | 2,977 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 4,385 |
| Total interest expense | $125,000 | 5,815 |
| Net interest income | $2,143,000 | 4,130 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $380,000 | 3,787 |
| Gross Fiduciary activities income | $129,000 | 732 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,001 |
| Total noninterest expense | $1,678,000 | 4,398 |
| Salaries and employee benefits | $1,010,000 | 4,085 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $521,000 | 4,538 |
| Pre-tax net operating income | $839,000 | 3,239 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $56,000 | 3,441 |
| Income before extraordinary items | $788,000 | 3,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $788,000 | 3,099 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $788,000 | 3,100 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $783,350 | 3,018 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 4,383 |
| Total interest expense | $70,000 | 5,747 |
| Net interest income | $1,077,000 | 4,129 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $184,000 | 3,811 |
| Gross Fiduciary activities income | $64,000 | 739 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 4,023 |
| Total noninterest expense | $832,000 | 4,449 |
| Salaries and employee benefits | $508,000 | 4,116 |
| Premises and equipment expense | $71,000 | 5,034 |
| Additional noninterest expense | $253,000 | 4,612 |
| Pre-tax net operating income | $426,000 | 3,193 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $401,000 | 3,021 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $401,000 | 3,021 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $401,000 | 3,023 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $396,350 | 2,955 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 4,353 |
| Total interest expense | $357,000 | 5,731 |
| Net interest income | $4,544,000 | 4,066 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $779,000 | 3,695 |
| Gross Fiduciary activities income | $303,000 | 701 |
| Service charges on deposit accounts | $160,000 | 4,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $316,000 | 3,972 |
| Total noninterest expense | $3,562,000 | 4,330 |
| Salaries and employee benefits | $2,239,000 | 3,850 |
| Premises and equipment expense | $298,000 | 4,975 |
| Additional noninterest expense | $1,025,000 | 4,748 |
| Pre-tax net operating income | $1,701,000 | 3,112 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $143,000 | 3,252 |
| Income before extraordinary items | $1,558,000 | 3,051 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,558,000 | 3,050 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,558,000 | 3,051 |
| Net charge-offs | $8,000 | 5,657 |
| Cash dividends | $2,850,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,558,000 | 2,930 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 4,419 |
| Total interest expense | $279,000 | 5,798 |
| Net interest income | $3,413,000 | 4,119 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $556,000 | 3,825 |
| Gross Fiduciary activities income | $201,000 | 726 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $236,000 | 4,019 |
| Total noninterest expense | $2,513,000 | 4,500 |
| Salaries and employee benefits | $1,537,000 | 4,083 |
| Premises and equipment expense | $230,000 | 4,979 |
| Additional noninterest expense | $746,000 | 4,848 |
| Pre-tax net operating income | $1,411,000 | 3,011 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $154,000 | 3,046 |
| Income before extraordinary items | $1,257,000 | 2,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,257,000 | 2,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,257,000 | 2,969 |
| Net charge-offs | $-12,000 | 6,647 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,257,000 | 2,825 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 4,431 |
| Total interest expense | $187,000 | 5,892 |
| Net interest income | $2,297,000 | 4,111 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $353,000 | 3,899 |
| Gross Fiduciary activities income | $126,000 | 744 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 4,078 |
| Total noninterest expense | $1,687,000 | 4,509 |
| Salaries and employee benefits | $1,029,000 | 4,100 |
| Premises and equipment expense | $144,000 | 5,134 |
| Additional noninterest expense | $514,000 | 4,788 |
| Pre-tax net operating income | $933,000 | 2,989 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $101,000 | 3,041 |
| Income before extraordinary items | $832,000 | 2,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $832,000 | 2,955 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $832,000 | 2,955 |
| Net charge-offs | $-12,000 | 6,677 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $832,000 | 2,813 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 4,513 |
| Total interest expense | $95,000 | 5,962 |
| Net interest income | $1,132,000 | 4,177 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $59,000 | 761 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,070 |
| Total noninterest expense | $838,000 | 4,544 |
| Salaries and employee benefits | $511,000 | 4,145 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $257,000 | 4,795 |
| Pre-tax net operating income | $453,000 | 3,078 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $52,000 | 3,038 |
| Income before extraordinary items | $401,000 | 3,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $401,000 | 3,063 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $401,000 | 3,064 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $401,000 | 2,906 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 4,281 |
| Total interest expense | $487,000 | 5,902 |
| Net interest income | $5,070,000 | 3,875 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $818,000 | 3,469 |
| Gross Fiduciary activities income | $303,000 | 659 |
| Service charges on deposit accounts | $172,000 | 4,655 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $343,000 | 3,661 |
| Total noninterest expense | $3,610,000 | 4,410 |
| Salaries and employee benefits | $2,288,000 | 3,809 |
| Premises and equipment expense | $303,000 | 5,213 |
| Additional noninterest expense | $1,019,000 | 4,855 |
| Pre-tax net operating income | $2,218,000 | 2,321 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $345,000 | 2,398 |
| Income before extraordinary items | $1,885,000 | 2,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,885,000 | 2,373 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,885,000 | 2,374 |
| Net charge-offs | $41,000 | 5,579 |
| Cash dividends | $1,078,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,874,800 | 2,296 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 4,283 |
| Total interest expense | $380,000 | 5,941 |
| Net interest income | $3,861,000 | 3,854 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $623,000 | 3,443 |
| Gross Fiduciary activities income | $232,000 | 646 |
| Service charges on deposit accounts | $129,000 | 4,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $262,000 | 3,666 |
| Total noninterest expense | $2,486,000 | 4,620 |
| Salaries and employee benefits | $1,507,000 | 4,170 |
| Premises and equipment expense | $231,000 | 5,220 |
| Additional noninterest expense | $748,000 | 4,942 |
| Pre-tax net operating income | $1,953,000 | 2,120 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $356,000 | 2,071 |
| Income before extraordinary items | $1,609,000 | 2,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,609,000 | 2,193 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,609,000 | 2,194 |
| Net charge-offs | $25,000 | 5,435 |
| Cash dividends | $1,078,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,599,160 | 2,114 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 4,300 |
| Total interest expense | $259,000 | 6,019 |
| Net interest income | $2,599,000 | 3,841 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $433,000 | 3,400 |
| Gross Fiduciary activities income | $172,000 | 636 |
| Service charges on deposit accounts | $84,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 3,686 |
| Total noninterest expense | $1,682,000 | 4,633 |
| Salaries and employee benefits | $1,008,000 | 4,180 |
| Premises and equipment expense | $152,000 | 5,286 |
| Additional noninterest expense | $522,000 | 4,888 |
| Pre-tax net operating income | $1,320,000 | 2,069 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $241,000 | 2,024 |
| Income before extraordinary items | $1,091,000 | 2,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,091,000 | 2,114 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,091,000 | 2,114 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,081,160 | 2,060 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,278 |
| Total interest expense | $139,000 | 5,983 |
| Net interest income | $1,306,000 | 3,834 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $197,000 | 3,623 |
| Gross Fiduciary activities income | $70,000 | 679 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 3,827 |
| Total noninterest expense | $837,000 | 4,674 |
| Salaries and employee benefits | $500,000 | 4,234 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $264,000 | 4,855 |
| Pre-tax net operating income | $651,000 | 2,084 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $106,000 | 2,116 |
| Income before extraordinary items | $545,000 | 2,093 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $545,000 | 2,092 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $545,000 | 2,093 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $350,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $545,000 | 2,056 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 4,296 |
| Total interest expense | $669,000 | 6,051 |
| Net interest income | $5,389,000 | 3,759 |
| Provision for loan and lease losses | $426,000 | 4,375 |
| Total noninterest income | $787,000 | 3,688 |
| Gross Fiduciary activities income | $285,000 | 683 |
| Service charges on deposit accounts | $187,000 | 4,537 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $315,000 | 3,876 |
| Total noninterest expense | $3,856,000 | 4,311 |
| Salaries and employee benefits | $2,436,000 | 3,653 |
| Premises and equipment expense | $317,000 | 5,283 |
| Additional noninterest expense | $1,103,000 | 4,828 |
| Pre-tax net operating income | $1,894,000 | 2,338 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $206,000 | 2,692 |
| Income before extraordinary items | $1,688,000 | 2,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,688,000 | 2,309 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,688,000 | 2,312 |
| Net charge-offs | $472,000 | 3,734 |
| Cash dividends | $700,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,688,000 | 2,212 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 4,391 |
| Total interest expense | $516,000 | 6,152 |
| Net interest income | $4,026,000 | 3,818 |
| Provision for loan and lease losses | $357,000 | 4,086 |
| Total noninterest income | $588,000 | 3,729 |
| Gross Fiduciary activities income | $210,000 | 675 |
| Service charges on deposit accounts | $144,000 | 4,561 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $234,000 | 3,935 |
| Total noninterest expense | $2,687,000 | 4,537 |
| Salaries and employee benefits | $1,619,000 | 4,056 |
| Premises and equipment expense | $240,000 | 5,341 |
| Additional noninterest expense | $828,000 | 4,823 |
| Pre-tax net operating income | $1,570,000 | 2,283 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $215,000 | 2,477 |
| Income before extraordinary items | $1,355,000 | 2,342 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,355,000 | 2,340 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,355,000 | 2,344 |
| Net charge-offs | $425,000 | 3,285 |
| Cash dividends | $700,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,355,000 | 2,223 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 4,409 |
| Total interest expense | $355,000 | 6,175 |
| Net interest income | $2,688,000 | 3,818 |
| Provision for loan and lease losses | $348,000 | 3,409 |
| Total noninterest income | $383,000 | 3,721 |
| Gross Fiduciary activities income | $141,000 | 676 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 4,036 |
| Total noninterest expense | $1,796,000 | 4,550 |
| Salaries and employee benefits | $1,077,000 | 4,078 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $564,000 | 4,765 |
| Pre-tax net operating income | $927,000 | 2,529 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $102,000 | 2,771 |
| Income before extraordinary items | $825,000 | 2,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $825,000 | 2,445 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $825,000 | 2,449 |
| Net charge-offs | $423,000 | 2,634 |
| Cash dividends | $350,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $825,000 | 2,353 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,478 |
| Total interest expense | $184,000 | 6,234 |
| Net interest income | $1,331,000 | 3,861 |
| Provision for loan and lease losses | $157,000 | 3,285 |
| Total noninterest income | $195,000 | 3,699 |
| Gross Fiduciary activities income | $77,000 | 672 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $896,000 | 4,603 |
| Salaries and employee benefits | $539,000 | 4,130 |
| Premises and equipment expense | $80,000 | 5,439 |
| Additional noninterest expense | $277,000 | 4,819 |
| Pre-tax net operating income | $473,000 | 2,517 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $53,000 | 2,744 |
| Income before extraordinary items | $420,000 | 2,473 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $420,000 | 2,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $420,000 | 2,473 |
| Net charge-offs | $426,000 | 1,715 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $420,000 | 2,377 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 4,405 |
| Total interest expense | $903,000 | 6,232 |
| Net interest income | $5,558,000 | 3,672 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $728,000 | 3,975 |
| Gross Fiduciary activities income | $247,000 | 708 |
| Service charges on deposit accounts | $199,000 | 4,673 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $282,000 | 4,061 |
| Total noninterest expense | $3,779,000 | 4,490 |
| Salaries and employee benefits | $2,392,000 | 3,820 |
| Premises and equipment expense | $323,000 | 5,478 |
| Additional noninterest expense | $1,064,000 | 5,067 |
| Pre-tax net operating income | $2,507,000 | 1,573 |
| Securities gains (losses) | $-49,000 | 7,170 |
| Applicable income taxes | $449,000 | 1,644 |
| Income before extraordinary items | $2,009,000 | 1,675 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,009,000 | 1,673 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,009,000 | 1,675 |
| Net charge-offs | $41,000 | 6,324 |
| Cash dividends | $686,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,049,180 | 1,583 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 4,442 |
| Total interest expense | $700,000 | 6,301 |
| Net interest income | $4,171,000 | 3,687 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $549,000 | 4,030 |
| Gross Fiduciary activities income | $182,000 | 710 |
| Service charges on deposit accounts | $148,000 | 4,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $219,000 | 4,143 |
| Total noninterest expense | $2,619,000 | 4,734 |
| Salaries and employee benefits | $1,565,000 | 4,253 |
| Premises and equipment expense | $251,000 | 5,461 |
| Additional noninterest expense | $803,000 | 5,049 |
| Pre-tax net operating income | $2,101,000 | 1,545 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $426,000 | 1,564 |
| Income before extraordinary items | $1,675,000 | 1,598 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,675,000 | 1,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,675,000 | 1,598 |
| Net charge-offs | $37,000 | 5,891 |
| Cash dividends | $686,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,675,000 | 1,558 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 4,470 |
| Total interest expense | $481,000 | 6,358 |
| Net interest income | $2,781,000 | 3,668 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $362,000 | 4,040 |
| Gross Fiduciary activities income | $112,000 | 736 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $153,000 | 4,085 |
| Total noninterest expense | $1,769,000 | 4,740 |
| Salaries and employee benefits | $1,034,000 | 4,337 |
| Premises and equipment expense | $169,000 | 5,493 |
| Additional noninterest expense | $566,000 | 4,896 |
| Pre-tax net operating income | $1,374,000 | 1,645 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $273,000 | 1,639 |
| Income before extraordinary items | $1,101,000 | 1,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,101,000 | 1,683 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,101,000 | 1,685 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $336,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,101,000 | 1,649 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 4,476 |
| Total interest expense | $253,000 | 6,352 |
| Net interest income | $1,399,000 | 3,641 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $182,000 | 4,002 |
| Gross Fiduciary activities income | $59,000 | 738 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $74,000 | 4,148 |
| Total noninterest expense | $827,000 | 4,854 |
| Salaries and employee benefits | $518,000 | 4,352 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $228,000 | 5,211 |
| Pre-tax net operating income | $754,000 | 1,700 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $156,000 | 1,705 |
| Income before extraordinary items | $598,000 | 1,808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $598,000 | 1,809 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $598,000 | 1,810 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $336,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $598,000 | 1,703 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 4,606 |
| Total interest expense | $1,597,000 | 5,846 |
| Net interest income | $5,129,000 | 3,880 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $844,000 | 3,758 |
| Gross Fiduciary activities income | $252,000 | 735 |
| Service charges on deposit accounts | $238,000 | 4,463 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $354,000 | 3,799 |
| Total noninterest expense | $3,645,000 | 4,514 |
| Salaries and employee benefits | $2,366,000 | 3,936 |
| Premises and equipment expense | $332,000 | 5,551 |
| Additional noninterest expense | $947,000 | 4,985 |
| Pre-tax net operating income | $2,328,000 | 2,211 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $450,000 | 1,950 |
| Income before extraordinary items | $1,881,000 | 2,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,881,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,675 |
| Cash dividends | $1,001,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,878,570 | 2,232 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 4,673 |
| Total interest expense | $1,237,000 | 5,890 |
| Net interest income | $3,833,000 | 3,906 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $636,000 | 3,843 |
| Gross Fiduciary activities income | $188,000 | 733 |
| Service charges on deposit accounts | $178,000 | 4,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $270,000 | 3,873 |
| Total noninterest expense | $2,504,000 | 4,752 |
| Salaries and employee benefits | $1,555,000 | 4,357 |
| Premises and equipment expense | $250,000 | 5,577 |
| Additional noninterest expense | $699,000 | 4,952 |
| Pre-tax net operating income | $1,965,000 | 2,336 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $420,000 | 2,102 |
| Income before extraordinary items | $1,548,000 | 2,265 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,548,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $1,001,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,545,630 | 2,386 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 4,659 |
| Total interest expense | $903,000 | 5,826 |
| Net interest income | $2,558,000 | 3,912 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $404,000 | 3,994 |
| Gross Fiduciary activities income | $129,000 | 737 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $158,000 | 4,216 |
| Total noninterest expense | $1,656,000 | 4,815 |
| Salaries and employee benefits | $1,037,000 | 4,399 |
| Premises and equipment expense | $160,000 | 5,703 |
| Additional noninterest expense | $459,000 | 4,998 |
| Pre-tax net operating income | $1,306,000 | 2,465 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $278,000 | 2,301 |
| Income before extraordinary items | $1,031,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $329,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,028,630 | 2,473 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 4,658 |
| Total interest expense | $513,000 | 5,687 |
| Net interest income | $1,274,000 | 3,920 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $217,000 | 3,828 |
| Gross Fiduciary activities income | $79,000 | 701 |
| Service charges on deposit accounts | $61,000 | 4,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $841,000 | 4,779 |
| Salaries and employee benefits | $523,000 | 4,395 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $237,000 | 4,843 |
| Pre-tax net operating income | $650,000 | 2,556 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $137,000 | 2,431 |
| Income before extraordinary items | $516,000 | 2,620 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $516,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $329,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $513,630 | 2,558 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 4,643 |
| Total interest expense | $2,493,000 | 5,275 |
| Net interest income | $4,761,000 | 4,140 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $846,000 | 3,897 |
| Gross Fiduciary activities income | $294,000 | 713 |
| Service charges on deposit accounts | $265,000 | 4,342 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $287,000 | 4,321 |
| Total noninterest expense | $3,429,000 | 4,594 |
| Salaries and employee benefits | $2,244,000 | 4,026 |
| Premises and equipment expense | $327,000 | 5,572 |
| Additional noninterest expense | $858,000 | 5,115 |
| Pre-tax net operating income | $2,178,000 | 3,146 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $413,000 | 2,984 |
| Income before extraordinary items | $1,765,000 | 3,083 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,765,000 | 3,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,140 |
| Cash dividends | $1,422,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,765,000 | 3,074 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 4,673 |
| Total interest expense | $1,889,000 | 5,256 |
| Net interest income | $3,527,000 | 4,197 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $679,000 | 3,744 |
| Gross Fiduciary activities income | $252,000 | 677 |
| Service charges on deposit accounts | $206,000 | 4,278 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $221,000 | 4,304 |
| Total noninterest expense | $2,390,000 | 4,795 |
| Salaries and employee benefits | $1,494,000 | 4,388 |
| Premises and equipment expense | $254,000 | 5,491 |
| Additional noninterest expense | $642,000 | 5,079 |
| Pre-tax net operating income | $1,816,000 | 3,041 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $376,000 | 2,887 |
| Income before extraordinary items | $1,440,000 | 3,059 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,440,000 | 3,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $932,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,440,000 | 3,040 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 4,685 |
| Total interest expense | $1,271,000 | 5,245 |
| Net interest income | $2,324,000 | 4,261 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $474,000 | 3,671 |
| Gross Fiduciary activities income | $189,000 | 659 |
| Service charges on deposit accounts | $139,000 | 4,257 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $146,000 | 4,363 |
| Total noninterest expense | $1,596,000 | 4,824 |
| Salaries and employee benefits | $1,000,000 | 4,412 |
| Premises and equipment expense | $171,000 | 5,493 |
| Additional noninterest expense | $425,000 | 5,085 |
| Pre-tax net operating income | $1,202,000 | 3,114 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $250,000 | 2,962 |
| Income before extraordinary items | $952,000 | 3,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $952,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $330,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $952,000 | 3,117 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 4,720 |
| Total interest expense | $619,000 | 5,301 |
| Net interest income | $1,161,000 | 4,264 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $265,000 | 3,385 |
| Gross Fiduciary activities income | $124,000 | 612 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $796,000 | 4,818 |
| Salaries and employee benefits | $501,000 | 4,432 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $209,000 | 5,128 |
| Pre-tax net operating income | $630,000 | 3,015 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $135,000 | 2,876 |
| Income before extraordinary items | $495,000 | 3,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $495,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $330,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $495,000 | 3,032 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 4,639 |
| Total interest expense | $2,185,000 | 5,174 |
| Net interest income | $4,643,000 | 4,246 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $843,000 | 3,928 |
| Gross Fiduciary activities income | $300,000 | 719 |
| Service charges on deposit accounts | $293,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $250,000 | 4,648 |
| Total noninterest expense | $3,393,000 | 4,490 |
| Salaries and employee benefits | $2,201,000 | 3,981 |
| Premises and equipment expense | $326,000 | 5,520 |
| Additional noninterest expense | $866,000 | 4,986 |
| Pre-tax net operating income | $2,093,000 | 3,542 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $412,000 | 3,396 |
| Income before extraordinary items | $1,681,000 | 3,508 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,681,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $1,260,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,681,000 | 3,490 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 4,670 |
| Total interest expense | $1,544,000 | 5,256 |
| Net interest income | $3,489,000 | 4,259 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $587,000 | 4,112 |
| Gross Fiduciary activities income | $174,000 | 755 |
| Service charges on deposit accounts | $222,000 | 4,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 4,625 |
| Total noninterest expense | $2,365,000 | 4,711 |
| Salaries and employee benefits | $1,475,000 | 4,292 |
| Premises and equipment expense | $252,000 | 5,455 |
| Additional noninterest expense | $638,000 | 5,020 |
| Pre-tax net operating income | $1,711,000 | 3,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $368,000 | 3,292 |
| Income before extraordinary items | $1,343,000 | 3,446 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,343,000 | 3,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $659,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,343,000 | 3,440 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 4,707 |
| Total interest expense | $924,000 | 5,429 |
| Net interest income | $2,344,000 | 4,240 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $391,000 | 4,097 |
| Gross Fiduciary activities income | $112,000 | 778 |
| Service charges on deposit accounts | $151,000 | 4,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $1,579,000 | 4,726 |
| Salaries and employee benefits | $989,000 | 4,300 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $424,000 | 5,011 |
| Pre-tax net operating income | $1,156,000 | 3,439 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $253,000 | 3,287 |
| Income before extraordinary items | $903,000 | 3,441 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $903,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $330,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $903,000 | 3,434 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 4,686 |
| Total interest expense | $407,000 | 5,638 |
| Net interest income | $1,213,000 | 4,126 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $203,000 | 3,957 |
| Gross Fiduciary activities income | $60,000 | 772 |
| Service charges on deposit accounts | $76,000 | 4,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $801,000 | 4,685 |
| Salaries and employee benefits | $498,000 | 4,297 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $216,000 | 4,940 |
| Pre-tax net operating income | $615,000 | 3,254 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $139,000 | 3,153 |
| Income before extraordinary items | $476,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $330,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $476,000 | 3,270 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 4,532 |
| Total interest expense | $1,255,000 | 5,719 |
| Net interest income | $4,923,000 | 3,991 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $834,000 | 3,963 |
| Gross Fiduciary activities income | $282,000 | 733 |
| Service charges on deposit accounts | $304,000 | 4,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,743 |
| Total noninterest expense | $3,451,000 | 4,332 |
| Salaries and employee benefits | $2,188,000 | 3,858 |
| Premises and equipment expense | $354,000 | 5,243 |
| Additional noninterest expense | $909,000 | 4,734 |
| Pre-tax net operating income | $2,282,000 | 3,371 |
| Securities gains (losses) | $-10,000 | 7,535 |
| Applicable income taxes | $434,000 | 3,579 |
| Income before extraordinary items | $1,838,000 | 3,303 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,838,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $5,390,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,846,100 | 3,260 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 4,531 |
| Total interest expense | $899,000 | 5,722 |
| Net interest income | $3,678,000 | 4,007 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $625,000 | 3,975 |
| Gross Fiduciary activities income | $212,000 | 717 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 4,784 |
| Total noninterest expense | $2,406,000 | 4,540 |
| Salaries and employee benefits | $1,450,000 | 4,194 |
| Premises and equipment expense | $273,000 | 5,144 |
| Additional noninterest expense | $683,000 | 4,704 |
| Pre-tax net operating income | $1,879,000 | 3,195 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $390,000 | 3,370 |
| Income before extraordinary items | $1,477,000 | 3,167 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,477,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $1,190,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,486,480 | 3,115 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 4,460 |
| Total interest expense | $581,000 | 5,648 |
| Net interest income | $2,480,000 | 3,947 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $403,000 | 4,034 |
| Gross Fiduciary activities income | $127,000 | 737 |
| Service charges on deposit accounts | $151,000 | 4,136 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $125,000 | 4,710 |
| Total noninterest expense | $1,577,000 | 4,574 |
| Salaries and employee benefits | $962,000 | 4,192 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $447,000 | 4,749 |
| Pre-tax net operating income | $1,294,000 | 3,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $275,000 | 3,248 |
| Income before extraordinary items | $1,019,000 | 3,044 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,019,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $840,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,019,000 | 2,999 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,450 |
| Total interest expense | $276,000 | 5,706 |
| Net interest income | $1,242,000 | 3,950 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $205,000 | 3,914 |
| Gross Fiduciary activities income | $65,000 | 744 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $776,000 | 4,649 |
| Salaries and employee benefits | $476,000 | 4,250 |
| Premises and equipment expense | $79,000 | 5,599 |
| Additional noninterest expense | $221,000 | 4,745 |
| Pre-tax net operating income | $665,000 | 2,980 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $141,000 | 3,203 |
| Income before extraordinary items | $524,000 | 2,940 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $524,000 | 2,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $420,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $524,000 | 2,892 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 4,339 |
| Total interest expense | $1,021,000 | 5,593 |
| Net interest income | $4,822,000 | 3,908 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $867,000 | 3,856 |
| Gross Fiduciary activities income | $280,000 | 707 |
| Service charges on deposit accounts | $324,000 | 4,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $263,000 | 4,529 |
| Total noninterest expense | $3,416,000 | 4,257 |
| Salaries and employee benefits | $2,162,000 | 3,741 |
| Premises and equipment expense | $355,000 | 5,156 |
| Additional noninterest expense | $899,000 | 4,703 |
| Pre-tax net operating income | $2,237,000 | 3,253 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $465,000 | 3,467 |
| Income before extraordinary items | $1,772,000 | 3,222 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,772,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $1,330,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,772,000 | 3,163 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 4,316 |
| Total interest expense | $762,000 | 5,584 |
| Net interest income | $3,616,000 | 3,898 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $636,000 | 3,938 |
| Gross Fiduciary activities income | $207,000 | 717 |
| Service charges on deposit accounts | $246,000 | 4,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $183,000 | 4,683 |
| Total noninterest expense | $2,365,000 | 4,476 |
| Salaries and employee benefits | $1,426,000 | 4,117 |
| Premises and equipment expense | $273,000 | 5,062 |
| Additional noninterest expense | $666,000 | 4,704 |
| Pre-tax net operating income | $1,860,000 | 3,061 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $394,000 | 3,332 |
| Income before extraordinary items | $1,466,000 | 3,005 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,466,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $1,078,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,466,000 | 2,932 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 4,344 |
| Total interest expense | $514,000 | 5,575 |
| Net interest income | $2,397,000 | 3,904 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $423,000 | 3,966 |
| Gross Fiduciary activities income | $140,000 | 711 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 4,804 |
| Total noninterest expense | $1,558,000 | 4,546 |
| Salaries and employee benefits | $950,000 | 4,136 |
| Premises and equipment expense | $182,000 | 5,083 |
| Additional noninterest expense | $426,000 | 4,852 |
| Pre-tax net operating income | $1,244,000 | 3,027 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $265,000 | 3,296 |
| Income before extraordinary items | $979,000 | 2,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 2,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $630,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $979,000 | 2,901 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 4,384 |
| Total interest expense | $257,000 | 5,639 |
| Net interest income | $1,189,000 | 3,924 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $203,000 | 4,031 |
| Gross Fiduciary activities income | $63,000 | 754 |
| Service charges on deposit accounts | $80,000 | 4,116 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $785,000 | 4,534 |
| Salaries and employee benefits | $476,000 | 4,169 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $221,000 | 4,708 |
| Pre-tax net operating income | $598,000 | 3,086 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $473,000 | 3,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $473,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $154,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $473,000 | 2,957 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 4,261 |
| Total interest expense | $1,057,000 | 5,960 |
| Net interest income | $5,052,000 | 3,645 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $902,000 | 3,948 |
| Gross Fiduciary activities income | $326,000 | 679 |
| Service charges on deposit accounts | $361,000 | 3,871 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $215,000 | 5,141 |
| Total noninterest expense | $3,412,000 | 4,206 |
| Salaries and employee benefits | $2,110,000 | 3,760 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $905,000 | 4,606 |
| Pre-tax net operating income | $2,494,000 | 2,897 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $544,000 | 3,239 |
| Income before extraordinary items | $1,950,000 | 2,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,950,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $574,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,950,000 | 2,795 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 4,274 |
| Total interest expense | $809,000 | 6,041 |
| Net interest income | $3,823,000 | 3,653 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $699,000 | 3,947 |
| Gross Fiduciary activities income | $255,000 | 677 |
| Service charges on deposit accounts | $277,000 | 3,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,136 |
| Total noninterest expense | $2,345,000 | 4,475 |
| Salaries and employee benefits | $1,375,000 | 4,197 |
| Premises and equipment expense | $304,000 | 4,671 |
| Additional noninterest expense | $666,000 | 4,648 |
| Pre-tax net operating income | $2,141,000 | 2,704 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $506,000 | 3,003 |
| Income before extraordinary items | $1,635,000 | 2,774 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,635,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $410,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,635,000 | 2,631 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 4,276 |
| Total interest expense | $555,000 | 6,079 |
| Net interest income | $2,567,000 | 3,626 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $454,000 | 3,960 |
| Gross Fiduciary activities income | $156,000 | 696 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $114,000 | 5,091 |
| Total noninterest expense | $1,556,000 | 4,461 |
| Salaries and employee benefits | $918,000 | 4,189 |
| Premises and equipment expense | $187,000 | 4,922 |
| Additional noninterest expense | $451,000 | 4,590 |
| Pre-tax net operating income | $1,441,000 | 2,683 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $340,000 | 3,005 |
| Income before extraordinary items | $1,101,000 | 2,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,101,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $242,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,101,000 | 2,609 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,293 |
| Total interest expense | $293,000 | 6,005 |
| Net interest income | $1,277,000 | 3,636 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $206,000 | 4,084 |
| Gross Fiduciary activities income | $58,000 | 781 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $784,000 | 4,430 |
| Salaries and employee benefits | $460,000 | 4,168 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $687,000 | 2,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $529,000 | 2,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $529,000 | 2,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $143,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $529,000 | 2,684 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 4,087 |
| Total interest expense | $1,416,000 | 5,899 |
| Net interest income | $5,506,000 | 3,379 |
| Provision for loan and lease losses | $424,000 | 2,711 |
| Total noninterest income | $804,000 | 3,980 |
| Gross Fiduciary activities income | $337,000 | 682 |
| Service charges on deposit accounts | $452,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $3,496,000 | 3,979 |
| Salaries and employee benefits | $2,141,000 | 3,532 |
| Premises and equipment expense | $400,000 | 4,653 |
| Additional noninterest expense | $955,000 | 4,330 |
| Pre-tax net operating income | $2,390,000 | 2,983 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $499,000 | 3,444 |
| Income before extraordinary items | $1,891,000 | 2,930 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,891,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,150 |
| Cash dividends | $483,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,891,000 | 2,836 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,276,000 | 3,902 |
| Total interest expense | $3,111,000 | 4,592 |
| Net interest income | $5,165,000 | 3,350 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $1,074,000 | 3,177 |
| Gross Fiduciary activities income | $349,000 | 688 |
| Service charges on deposit accounts | $468,000 | 2,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $257,000 | 4,437 |
| Total noninterest expense | $3,513,000 | 3,814 |
| Salaries and employee benefits | $2,163,000 | 3,357 |
| Premises and equipment expense | $422,000 | 4,425 |
| Additional noninterest expense | $928,000 | 4,308 |
| Pre-tax net operating income | $2,678,000 | 2,528 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $616,000 | 2,920 |
| Income before extraordinary items | $2,062,000 | 2,458 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,062,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $483,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,062,000 | 2,377 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,892,000 | 3,759 |
| Total interest expense | $4,049,000 | 3,931 |
| Net interest income | $4,843,000 | 3,579 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $1,124,000 | 2,901 |
| Gross Fiduciary activities income | $302,000 | 715 |
| Service charges on deposit accounts | $533,000 | 2,539 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 4,007 |
| Total noninterest expense | $3,512,000 | 3,692 |
| Salaries and employee benefits | $2,151,000 | 3,263 |
| Premises and equipment expense | $416,000 | 4,386 |
| Additional noninterest expense | $945,000 | 4,168 |
| Pre-tax net operating income | $2,407,000 | 2,844 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $523,000 | 3,388 |
| Income before extraordinary items | $1,884,000 | 2,703 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,884,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,268 |
| Cash dividends | $483,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,884,000 | 2,703 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,079,000 | 3,873 |
| Total interest expense | $3,304,000 | 4,256 |
| Net interest income | $4,775,000 | 3,596 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $966,000 | 3,174 |
| Gross Fiduciary activities income | $307,000 | 765 |
| Service charges on deposit accounts | $391,000 | 3,273 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $268,000 | 4,280 |
| Total noninterest expense | $3,362,000 | 3,832 |
| Salaries and employee benefits | $2,053,000 | 3,362 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $917,000 | 4,317 |
| Pre-tax net operating income | $2,331,000 | 2,957 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $558,000 | 3,387 |
| Income before extraordinary items | $1,784,000 | 2,832 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,784,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $483,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,775,640 | 2,803 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 3,835 |
| Total interest expense | $3,455,000 | 4,184 |
| Net interest income | $4,799,000 | 3,538 |
| Provision for loan and lease losses | $192,000 | 3,596 |
| Total noninterest income | $864,000 | 3,417 |
| Gross Fiduciary activities income | $278,000 | 799 |
| Service charges on deposit accounts | $374,000 | 3,320 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $212,000 | 4,815 |
| Total noninterest expense | $3,200,000 | 3,891 |
| Salaries and employee benefits | $1,915,000 | 3,476 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $886,000 | 4,347 |
| Pre-tax net operating income | $2,271,000 | 3,011 |
| Securities gains (losses) | $72,000 | 1,484 |
| Applicable income taxes | $586,000 | 3,467 |
| Income before extraordinary items | $1,757,000 | 2,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,757,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,997 |
| Cash dividends | $483,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,703,000 | 2,835 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,662,000 | 4,132 |
| Total interest expense | $3,255,000 | 4,394 |
| Net interest income | $4,407,000 | 3,874 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $640,000 | 4,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,569 |
| Total noninterest expense | $2,837,000 | 4,282 |
| Salaries and employee benefits | $1,649,000 | 3,928 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $873,000 | 4,428 |
| Pre-tax net operating income | $2,186,000 | 3,259 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $583,000 | 3,774 |
| Income before extraordinary items | $1,601,000 | 3,164 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,601,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $483,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,602,460 | 3,094 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 4,681 |
| Total interest expense | $2,783,000 | 5,100 |
| Net interest income | $4,025,000 | 4,299 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $585,000 | 4,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,729 |
| Total noninterest expense | $2,489,000 | 5,022 |
| Salaries and employee benefits | $1,412,000 | 4,557 |
| Premises and equipment expense | $290,000 | 5,723 |
| Additional noninterest expense | $787,000 | 5,268 |
| Pre-tax net operating income | $2,085,000 | 3,302 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $578,000 | 3,700 |
| Income before extraordinary items | $1,497,000 | 3,196 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,497,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $483,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,504,200 | 3,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 4,834 |
| Total interest expense | $2,705,000 | 5,220 |
| Net interest income | $3,835,000 | 4,465 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $516,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,378 |
| Total noninterest expense | $2,498,000 | 4,997 |
| Salaries and employee benefits | $1,374,000 | 4,635 |
| Premises and equipment expense | $286,000 | 5,843 |
| Additional noninterest expense | $838,000 | 5,062 |
| Pre-tax net operating income | $1,817,000 | 3,815 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $547,000 | 3,921 |
| Income before extraordinary items | $1,270,000 | 3,768 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,270,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $483,000 | 3,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,270,000 | 3,736 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 4,842 |
| Total interest expense | $2,321,000 | 4,947 |
| Net interest income | $3,715,000 | 4,680 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $621,000 | 4,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,794 |
| Total noninterest expense | $2,547,000 | 5,078 |
| Salaries and employee benefits | $1,342,000 | 4,752 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $922,000 | 5,072 |
| Pre-tax net operating income | $1,741,000 | 3,871 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $557,000 | 3,730 |
| Income before extraordinary items | $1,185,000 | 3,906 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,185,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $483,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,184,320 | 3,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,206,000 | 4,809 |
| Total interest expense | $2,264,000 | 5,244 |
| Net interest income | $3,942,000 | 4,467 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $626,000 | 4,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 4,314 |
| Total noninterest expense | $2,625,000 | 5,060 |
| Salaries and employee benefits | $1,452,000 | 4,397 |
| Premises and equipment expense | $267,000 | 6,383 |
| Additional noninterest expense | $906,000 | 5,337 |
| Pre-tax net operating income | $1,868,000 | 3,551 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $639,000 | 3,394 |
| Income before extraordinary items | $1,233,000 | 3,913 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,233,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $483,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,230,360 | 3,707 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 5,022 |
| Total interest expense | $2,796,000 | 5,482 |
| Net interest income | $3,888,000 | 4,562 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $562,000 | 5,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 5,208 |
| Total noninterest expense | $2,721,000 | 4,936 |
| Salaries and employee benefits | $1,396,000 | 4,515 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $1,019,000 | 4,984 |
| Pre-tax net operating income | $1,594,000 | 3,817 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $550,000 | 3,685 |
| Income before extraordinary items | $1,039,000 | 4,343 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,039,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $483,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,042,250 | 4,030 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.