Home > The Fidelity Bank > Income and Expense

The Fidelity Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$150,998,000373
Total interest expense$15,474,000956
Net interest income$135,524,000292
Provision for loan and lease losses$4,968,000332
Total noninterest income$29,821,000343
Gross Fiduciary activities income$2,923,000338
Service charges on deposit accounts$7,696,000199
Trading account gains and feesNANA
Additional Noninterest Income$19,202,000338
Total noninterest expense$82,994,000364
Salaries and employee benefits$53,363,000310
Premises and equipment expense$8,685,000335
Additional noninterest expense$19,202,000338
Pre-tax net operating income$77,383,000251
Securities gains (losses)$-1,689,0004,374
Applicable income taxes$17,269,000233
Income before extraordinary items$58,425,000254
Extraordinary gains, net$054
Net income$58,425,000257
Minority interest net income$088
Net income of bank and minority interests.$58,425,000256
Net charge-offs$1,512,000430
Cash dividends$2,708,0001,292
Sale, conversion, retirement of capital stock, net$0540
Net operating income$59,759,310262
2023-09-30 (YTD Data)Rank
Total interest income$110,471,000375
Total interest expense$8,796,0001,090
Net interest income$101,675,000295
Provision for loan and lease losses$2,759,000380
Total noninterest income$21,907,000350
Gross Fiduciary activities income$2,090,000347
Service charges on deposit accounts$5,774,000200
Trading account gains and feesNANA
Additional Noninterest Income$14,043,000350
Total noninterest expense$62,787,000362
Salaries and employee benefits$40,249,000311
Premises and equipment expense$6,275,000351
Additional noninterest expense$14,043,000350
Pre-tax net operating income$58,036,000258
Securities gains (losses)$25,000397
Applicable income taxes$13,253,000236
Income before extraordinary items$44,808,000259
Extraordinary gains, net$052
Net income$44,808,000261
Minority interest net income$081
Net income of bank and minority interests.$44,808,000260
Net charge-offs$-101,0004,363
Cash dividends$2,032,0001,157
Sale, conversion, retirement of capital stock, net$0507
Net operating income$44,788,250264
2023-06-30 (YTD Data)Rank
Total interest income$71,501,000369
Total interest expense$3,986,0001,305
Net interest income$67,515,000293
Provision for loan and lease losses$2,263,000340
Total noninterest income$14,453,000344
Gross Fiduciary activities income$1,322,000347
Service charges on deposit accounts$3,829,000192
Trading account gains and feesNANA
Additional Noninterest Income$9,302,000340
Total noninterest expense$41,582,000356
Salaries and employee benefits$26,756,000305
Premises and equipment expense$4,052,000351
Additional noninterest expense$9,302,000340
Pre-tax net operating income$38,123,000262
Securities gains (losses)$25,000402
Applicable income taxes$8,707,000243
Income before extraordinary items$29,441,000264
Extraordinary gains, net$051
Net income$29,441,000269
Minority interest net income$081
Net income of bank and minority interests.$29,441,000264
Net charge-offs$-129,0004,487
Cash dividends$1,355,0001,168
Sale, conversion, retirement of capital stock, net$0486
Net operating income$29,421,250266
2023-03-31 (YTD Data)Rank
Total interest income$34,967,000378
Total interest expense$1,014,0001,815
Net interest income$33,953,000301
Provision for loan and lease losses$1,267,000302
Total noninterest income$7,111,000350
Gross Fiduciary activities income$631,000369
Service charges on deposit accounts$1,868,000205
Trading account gains and feesNANA
Additional Noninterest Income$4,612,000346
Total noninterest expense$20,346,000369
Salaries and employee benefits$13,213,000320
Premises and equipment expense$2,011,000369
Additional noninterest expense$4,612,000346
Pre-tax net operating income$19,451,000260
Securities gains (losses)$25,000387
Applicable income taxes$4,446,000245
Income before extraordinary items$15,030,000263
Extraordinary gains, net$04
Net income$15,030,000263
Minority interest net income$048
Net income of bank and minority interests.$15,030,000263
Net charge-offs$-86,0004,528
Cash dividends$677,0001,060
Sale, conversion, retirement of capital stock, net$0430
Net operating income$15,010,250270
2022-12-31 (YTD Data)Rank
Total interest income$116,578,000362
Total interest expense$1,459,0001,939
Net interest income$115,119,000324
Provision for loan and lease losses$5,415,000264
Total noninterest income$29,830,000356
Gross Fiduciary activities income$2,111,000406
Service charges on deposit accounts$7,488,000208
Trading account gains and feesNANA
Additional Noninterest Income$20,231,000345
Total noninterest expense$75,319,000383
Salaries and employee benefits$48,129,000335
Premises and equipment expense$7,860,000360
Additional noninterest expense$20,231,000345
Pre-tax net operating income$64,215,000322
Securities gains (losses)$0691
Applicable income taxes$15,657,000286
Income before extraordinary items$48,558,000327
Extraordinary gains, net$05
Net income$48,558,000327
Minority interest net income$063
Net income of bank and minority interests.$48,558,000327
Net charge-offs$-337,0004,540
Cash dividends$2,168,0001,417
Sale, conversion, retirement of capital stock, net$0568
Net operating income$48,558,000338
2022-09-30 (YTD Data)Rank
Total interest income$81,749,000360
Total interest expense$1,026,0001,727
Net interest income$80,723,000335
Provision for loan and lease losses$3,831,000256
Total noninterest income$23,157,000355
Gross Fiduciary activities income$1,530,000416
Service charges on deposit accounts$5,589,000208
Trading account gains and feesNANA
Additional Noninterest Income$16,038,000348
Total noninterest expense$57,273,000374
Salaries and employee benefits$36,906,000328
Premises and equipment expense$5,821,000361
Additional noninterest expense$16,038,000348
Pre-tax net operating income$42,776,000346
Securities gains (losses)$0740
Applicable income taxes$9,764,000326
Income before extraordinary items$33,012,000351
Extraordinary gains, net$04
Net income$33,012,000351
Minority interest net income$057
Net income of bank and minority interests.$33,012,000351
Net charge-offs$-269,0004,537
Cash dividends$1,626,0001,279
Sale, conversion, retirement of capital stock, net$0519
Net operating income$33,012,000358
2022-06-30 (YTD Data)Rank
Total interest income$50,821,000363
Total interest expense$666,0001,581
Net interest income$50,155,000343
Provision for loan and lease losses$1,623,000299
Total noninterest income$16,062,000339
Gross Fiduciary activities income$984,000376
Service charges on deposit accounts$3,646,000212
Trading account gains and feesNANA
Additional Noninterest Income$11,432,000335
Total noninterest expense$38,130,000366
Salaries and employee benefits$24,665,000322
Premises and equipment expense$3,775,000368
Additional noninterest expense$9,690,000442
Pre-tax net operating income$26,464,000357
Securities gains (losses)$0687
Applicable income taxes$6,037,000328
Income before extraordinary items$20,427,000356
Extraordinary gains, net$04
Net income$20,427,000356
Minority interest net income$060
Net income of bank and minority interests.$20,427,000356
Net charge-offs$-203,0004,549
Cash dividends$1,084,0001,275
Sale, conversion, retirement of capital stock, net$0494
Net operating income$20,427,000366
2022-03-31 (YTD Data)Rank
Total interest income$24,270,000369
Total interest expense$326,0001,552
Net interest income$23,944,000353
Provision for loan and lease losses$196,000673
Total noninterest income$8,391,000346
Gross Fiduciary activities income$484,000379
Service charges on deposit accounts$1,774,000219
Trading account gains and feesNANA
Additional Noninterest Income$6,133,000333
Total noninterest expense$19,096,000369
Salaries and employee benefits$12,466,000328
Premises and equipment expense$1,895,000370
Additional noninterest expense$4,735,000448
Pre-tax net operating income$13,043,000348
Securities gains (losses)$0623
Applicable income taxes$2,972,000318
Income before extraordinary items$10,071,000358
Extraordinary gains, net$04
Net income$10,071,000358
Minority interest net income$050
Net income of bank and minority interests.$10,071,000358
Net charge-offs$-115,0004,584
Cash dividends$542,0001,117
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,071,000364
2021-12-31 (YTD Data)Rank
Total interest income$95,255,000380
Total interest expense$1,255,0001,889
Net interest income$94,000,000354
Provision for loan and lease losses$3,045,000191
Total noninterest income$31,796,000376
Gross Fiduciary activities income$1,575,000403
Service charges on deposit accounts$5,980,000235
Trading account gains and feesNANA
Additional Noninterest Income$24,241,000367
Total noninterest expense$69,789,000395
Salaries and employee benefits$44,390,000355
Premises and equipment expense$7,722,000361
Additional noninterest expense$17,677,000473
Pre-tax net operating income$52,962,000369
Securities gains (losses)$571,000325
Applicable income taxes$11,532,000358
Income before extraordinary items$42,001,000380
Extraordinary gains, net$010
Net income$42,001,000379
Minority interest net income$074
Net income of bank and minority interests.$42,001,000380
Net charge-offs$-863,0004,772
Cash dividends$2,040,0001,499
Sale, conversion, retirement of capital stock, net$0582
Net operating income$41,549,910377
2021-09-30 (YTD Data)Rank
Total interest income$70,244,000390
Total interest expense$932,0001,995
Net interest income$69,312,000363
Provision for loan and lease losses$1,935,000220
Total noninterest income$23,399,000384
Gross Fiduciary activities income$1,103,000410
Service charges on deposit accounts$3,463,000285
Trading account gains and feesNANA
Additional Noninterest Income$18,833,000366
Total noninterest expense$51,520,000398
Salaries and employee benefits$33,159,000355
Premises and equipment expense$5,761,000374
Additional noninterest expense$12,600,000500
Pre-tax net operating income$39,256,000383
Securities gains (losses)$571,000292
Applicable income taxes$9,082,000353
Income before extraordinary items$30,745,000389
Extraordinary gains, net$08
Net income$30,745,000387
Minority interest net income$069
Net income of bank and minority interests.$30,745,000389
Net charge-offs$-928,0004,857
Cash dividends$1,496,0001,414
Sale, conversion, retirement of capital stock, net$0543
Net operating income$30,293,910389
2021-06-30 (YTD Data)Rank
Total interest income$45,942,000397
Total interest expense$617,0002,064
Net interest income$45,325,000364
Provision for loan and lease losses$1,017,000309
Total noninterest income$15,487,000393
Gross Fiduciary activities income$692,000418
Service charges on deposit accounts$2,159,000287
Trading account gains and feesNANA
Additional Noninterest Income$12,636,000368
Total noninterest expense$33,082,000404
Salaries and employee benefits$21,101,000364
Premises and equipment expense$3,806,000381
Additional noninterest expense$8,175,000495
Pre-tax net operating income$26,713,000372
Securities gains (losses)$01,818
Applicable income taxes$6,092,000356
Income before extraordinary items$20,621,000393
Extraordinary gains, net$06
Net income$20,621,000391
Minority interest net income$067
Net income of bank and minority interests.$20,621,000393
Net charge-offs$-734,0004,895
Cash dividends$952,0001,436
Sale, conversion, retirement of capital stock, net$0517
Net operating income$20,621,000386
2021-03-31 (YTD Data)Rank
Total interest income$22,475,000402
Total interest expense$310,0002,133
Net interest income$22,165,000370
Provision for loan and lease losses$567,000339
Total noninterest income$7,287,000412
Gross Fiduciary activities income$320,000427
Service charges on deposit accounts$1,069,000280
Trading account gains and feesNANA
Additional Noninterest Income$5,898,000400
Total noninterest expense$15,972,000416
Salaries and employee benefits$10,193,000380
Premises and equipment expense$1,893,000382
Additional noninterest expense$3,886,000492
Pre-tax net operating income$12,913,000381
Securities gains (losses)$01,392
Applicable income taxes$2,944,000362
Income before extraordinary items$9,969,000407
Extraordinary gains, net$03
Net income$9,969,000405
Minority interest net income$055
Net income of bank and minority interests.$9,969,000407
Net charge-offs$-534,0004,936
Cash dividends$408,0001,332
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,969,000397
2020-12-31 (YTD Data)Rank
Total interest income$81,539,000431
Total interest expense$1,906,0002,033
Net interest income$79,633,000384
Provision for loan and lease losses$4,140,000654
Total noninterest income$27,162,000399
Gross Fiduciary activities income$1,205,000425
Service charges on deposit accounts$4,613,000265
Trading account gains and feesNANA
Additional Noninterest Income$21,344,000389
Total noninterest expense$61,990,000419
Salaries and employee benefits$40,068,000369
Premises and equipment expense$7,458,000372
Additional noninterest expense$14,464,000527
Pre-tax net operating income$40,665,000347
Securities gains (losses)$02,675
Applicable income taxes$8,662,000328
Income before extraordinary items$32,003,000361
Extraordinary gains, net$04
Net income$32,003,000360
Minority interest net income$072
Net income of bank and minority interests.$32,003,000361
Net charge-offs$-40,0004,544
Cash dividends$14,631,000353
Sale, conversion, retirement of capital stock, net$0566
Net operating income$32,003,000352
2020-09-30 (YTD Data)Rank
Total interest income$57,554,000453
Total interest expense$1,574,0002,000
Net interest income$55,980,000401
Provision for loan and lease losses$2,439,000799
Total noninterest income$19,380,000404
Gross Fiduciary activities income$894,000427
Service charges on deposit accounts$3,419,000262
Trading account gains and feesNANA
Additional Noninterest Income$15,067,000383
Total noninterest expense$45,258,000416
Salaries and employee benefits$29,076,000373
Premises and equipment expense$5,574,000367
Additional noninterest expense$10,608,000520
Pre-tax net operating income$27,663,000348
Securities gains (losses)$02,494
Applicable income taxes$6,449,000316
Income before extraordinary items$21,214,000371
Extraordinary gains, net$04
Net income$21,214,000369
Minority interest net income$065
Net income of bank and minority interests.$21,214,000371
Net charge-offs$-443,0004,986
Cash dividends$14,224,000283
Sale, conversion, retirement of capital stock, net$0532
Net operating income$21,214,000363
2020-06-30 (YTD Data)Rank
Total interest income$37,630,000464
Total interest expense$1,220,0001,897
Net interest income$36,410,000407
Provision for loan and lease losses$1,739,000779
Total noninterest income$11,719,000402
Gross Fiduciary activities income$607,000427
Service charges on deposit accounts$2,314,000257
Trading account gains and feesNANA
Additional Noninterest Income$8,798,000386
Total noninterest expense$29,610,000420
Salaries and employee benefits$18,944,000375
Premises and equipment expense$3,718,000363
Additional noninterest expense$6,948,000527
Pre-tax net operating income$16,780,000330
Securities gains (losses)$02,249
Applicable income taxes$3,910,000296
Income before extraordinary items$12,870,000356
Extraordinary gains, net$04
Net income$12,870,000356
Minority interest net income$065
Net income of bank and minority interests.$12,870,000356
Net charge-offs$-106,0004,896
Cash dividends$13,816,000233
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,870,000346
2020-03-31 (YTD Data)Rank
Total interest income$18,667,000476
Total interest expense$737,0001,785
Net interest income$17,930,000406
Provision for loan and lease losses$888,000660
Total noninterest income$5,729,000385
Gross Fiduciary activities income$330,000416
Service charges on deposit accounts$1,375,000257
Trading account gains and feesNANA
Additional Noninterest Income$4,024,000371
Total noninterest expense$14,639,000429
Salaries and employee benefits$9,449,000377
Premises and equipment expense$1,788,000379
Additional noninterest expense$3,402,000548
Pre-tax net operating income$8,132,000314
Securities gains (losses)$01,705
Applicable income taxes$1,892,000275
Income before extraordinary items$6,240,000336
Extraordinary gains, net$04
Net income$6,240,000335
Minority interest net income$056
Net income of bank and minority interests.$6,240,000336
Net charge-offs$61,0001,119
Cash dividends$13,408,000157
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,240,000330
2019-12-31 (YTD Data)Rank
Total interest income$75,131,000471
Total interest expense$2,872,0001,865
Net interest income$72,259,000390
Provision for loan and lease losses$756,0001,126
Total noninterest income$21,513,000408
Gross Fiduciary activities income$1,192,000431
Service charges on deposit accounts$5,653,000257
Trading account gains and feesNANA
Additional Noninterest Income$14,668,000401
Total noninterest expense$55,496,000432
Salaries and employee benefits$35,570,000382
Premises and equipment expense$6,932,000380
Additional noninterest expense$12,994,000554
Pre-tax net operating income$37,520,000383
Securities gains (losses)$02,379
Applicable income taxes$8,293,000357
Income before extraordinary items$29,227,000392
Extraordinary gains, net$011
Net income$29,227,000392
Minority interest net income$076
Net income of bank and minority interests.$29,227,000392
Net charge-offs$-324,0005,063
Cash dividends$1,553,0001,842
Sale, conversion, retirement of capital stock, net$0626
Net operating income$29,227,000386
2019-09-30 (YTD Data)Rank
Total interest income$56,187,000474
Total interest expense$2,071,0001,927
Net interest income$54,116,000397
Provision for loan and lease losses$140,0002,312
Total noninterest income$16,127,000405
Gross Fiduciary activities income$867,000436
Service charges on deposit accounts$4,163,000265
Trading account gains and feesNANA
Additional Noninterest Income$11,097,000393
Total noninterest expense$41,820,000424
Salaries and employee benefits$26,784,000377
Premises and equipment expense$5,037,000397
Additional noninterest expense$9,999,000540
Pre-tax net operating income$28,283,000385
Securities gains (losses)$02,167
Applicable income taxes$6,264,000357
Income before extraordinary items$22,019,000392
Extraordinary gains, net$011
Net income$22,019,000393
Minority interest net income$072
Net income of bank and minority interests.$22,019,000393
Net charge-offs$-299,0005,127
Cash dividends$1,145,0001,670
Sale, conversion, retirement of capital stock, net$0590
Net operating income$22,019,000387
2019-06-30 (YTD Data)Rank
Total interest income$36,899,000481
Total interest expense$1,308,0001,979
Net interest income$35,591,000403
Provision for loan and lease losses$140,0001,911
Total noninterest income$9,921,000420
Gross Fiduciary activities income$575,000435
Service charges on deposit accounts$2,694,000271
Trading account gains and fees$0131
Additional Noninterest Income$6,652,000417
Total noninterest expense$27,648,000430
Salaries and employee benefits$17,604,000383
Premises and equipment expense$3,354,000399
Additional noninterest expense$6,690,000542
Pre-tax net operating income$17,724,000395
Securities gains (losses)$01,702
Applicable income taxes$4,389,000347
Income before extraordinary items$13,335,000422
Extraordinary gains, net$011
Net income$13,335,000421
Minority interest net income$069
Net income of bank and minority interests.$13,335,000422
Net charge-offs$-356,0005,222
Cash dividends$738,0001,737
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,335,000415
2019-03-31 (YTD Data)Rank
Total interest income$18,167,000484
Total interest expense$622,0002,013
Net interest income$17,545,000406
Provision for loan and lease losses$140,0001,254
Total noninterest income$4,810,000410
Gross Fiduciary activities income$262,000446
Service charges on deposit accounts$1,295,000279
Trading account gains and fees$0126
Additional Noninterest Income$3,253,000408
Total noninterest expense$13,487,000437
Salaries and employee benefits$8,563,000392
Premises and equipment expense$1,694,000399
Additional noninterest expense$3,230,000549
Pre-tax net operating income$8,728,000386
Securities gains (losses)$01,087
Applicable income taxes$2,159,000344
Income before extraordinary items$6,569,000419
Extraordinary gains, net$05
Net income$6,569,000419
Minority interest net income$052
Net income of bank and minority interests.$6,569,000419
Net charge-offs$-114,0005,212
Cash dividends$328,0001,657
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,569,000413
2018-12-31 (YTD Data)Rank
Total interest income$68,861,000473
Total interest expense$1,234,0002,633
Net interest income$67,627,000410
Provision for loan and lease losses$767,0001,088
Total noninterest income$17,427,000467
Gross Fiduciary activities income$1,048,000453
Service charges on deposit accounts$5,408,000281
Trading account gains and fees$0126
Additional Noninterest Income$10,971,000476
Total noninterest expense$52,698,000439
Salaries and employee benefits$32,661,000396
Premises and equipment expense$7,231,000379
Additional noninterest expense$12,806,000549
Pre-tax net operating income$31,589,000421
Securities gains (losses)$01,125
Applicable income taxes$7,098,000378
Income before extraordinary items$24,491,000441
Extraordinary gains, net$06
Net income$24,491,000440
Minority interest net income$072
Net income of bank and minority interests.$24,491,000440
Net charge-offs$820,000698
Cash dividends$16,364,000295
Sale, conversion, retirement of capital stock, net$0671
Net operating income$24,491,000441
2018-09-30 (YTD Data)Rank
Total interest income$50,352,000480
Total interest expense$799,0002,762
Net interest income$49,553,000416
Provision for loan and lease losses$610,000974
Total noninterest income$12,906,000471
Gross Fiduciary activities income$795,000443
Service charges on deposit accounts$3,992,000280
Trading account gains and fees$0138
Additional Noninterest Income$8,119,000482
Total noninterest expense$39,126,000443
Salaries and employee benefits$24,352,000404
Premises and equipment expense$5,140,000394
Additional noninterest expense$9,634,000537
Pre-tax net operating income$22,723,000438
Securities gains (losses)$01,118
Applicable income taxes$5,203,000397
Income before extraordinary items$17,520,000454
Extraordinary gains, net$05
Net income$17,520,000453
Minority interest net income$066
Net income of bank and minority interests.$17,520,000453
Net charge-offs$302,000995
Cash dividends$2,525,000891
Sale, conversion, retirement of capital stock, net$0633
Net operating income$17,520,000455
2018-06-30 (YTD Data)Rank
Total interest income$32,924,000480
Total interest expense$522,0002,741
Net interest income$32,402,000421
Provision for loan and lease losses$253,0001,329
Total noninterest income$8,578,000472
Gross Fiduciary activities income$551,000442
Service charges on deposit accounts$2,633,000286
Trading account gains and fees$0130
Additional Noninterest Income$5,394,000483
Total noninterest expense$25,810,000452
Salaries and employee benefits$15,988,000408
Premises and equipment expense$3,413,000398
Additional noninterest expense$6,409,000542
Pre-tax net operating income$14,917,000435
Securities gains (losses)$0961
Applicable income taxes$3,755,000373
Income before extraordinary items$11,162,000464
Extraordinary gains, net$06
Net income$11,162,000463
Minority interest net income$065
Net income of bank and minority interests.$11,162,000463
Net charge-offs$24,0002,148
Cash dividends$1,679,000881
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,162,000463
2018-03-31 (YTD Data)Rank
Total interest income$15,932,000490
Total interest expense$251,0002,749
Net interest income$15,681,000435
Provision for loan and lease losses$253,000787
Total noninterest income$4,110,000478
Gross Fiduciary activities income$285,000442
Service charges on deposit accounts$1,324,000284
Trading account gains and fees$0123
Additional Noninterest Income$2,501,000490
Total noninterest expense$12,866,000448
Salaries and employee benefits$7,952,000410
Premises and equipment expense$1,703,000400
Additional noninterest expense$3,211,000531
Pre-tax net operating income$6,672,000464
Securities gains (losses)$0735
Applicable income taxes$1,677,000384
Income before extraordinary items$4,995,000500
Extraordinary gains, net$07
Net income$4,995,000499
Minority interest net income$052
Net income of bank and minority interests.$4,995,000500
Net charge-offs$89,000909
Cash dividends$834,000827
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,995,000501
2017-12-31 (YTD Data)Rank
Total interest income$59,696,000485
Total interest expense$1,157,0002,302
Net interest income$58,539,000445
Provision for loan and lease losses$2,079,000501
Total noninterest income$17,326,000470
Gross Fiduciary activities income$1,069,000446
Service charges on deposit accounts$5,494,000279
Trading account gains and fees$0151
Additional Noninterest Income$10,763,000492
Total noninterest expense$50,308,000447
Salaries and employee benefits$31,054,000405
Premises and equipment expense$6,952,000384
Additional noninterest expense$12,302,000553
Pre-tax net operating income$23,478,000481
Securities gains (losses)$-690,0005,606
Applicable income taxes$9,786,000415
Income before extraordinary items$13,002,000589
Extraordinary gains, net$09
Net income$13,002,000589
Minority interest net income$076
Net income of bank and minority interests.$13,002,000589
Net charge-offs$1,216,000593
Cash dividends$3,365,000943
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,443,600570
2017-09-30 (YTD Data)Rank
Total interest income$43,954,000495
Total interest expense$891,0002,238
Net interest income$43,063,000453
Provision for loan and lease losses$1,341,000557
Total noninterest income$12,962,000478
Gross Fiduciary activities income$790,000452
Service charges on deposit accounts$4,119,000283
Trading account gains and fees$0145
Additional Noninterest Income$8,053,000494
Total noninterest expense$37,290,000456
Salaries and employee benefits$22,891,000420
Premises and equipment expense$5,191,000389
Additional noninterest expense$9,208,000548
Pre-tax net operating income$17,394,000504
Securities gains (losses)$02,274
Applicable income taxes$6,585,000402
Income before extraordinary items$10,809,000585
Extraordinary gains, net$09
Net income$10,809,000585
Minority interest net income$071
Net income of bank and minority interests.$10,809,000585
Net charge-offs$810,000569
Cash dividends$2,525,000877
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,809,000576
2017-06-30 (YTD Data)Rank
Total interest income$28,633,000498
Total interest expense$611,0002,178
Net interest income$28,022,000459
Provision for loan and lease losses$194,0001,598
Total noninterest income$8,361,000488
Gross Fiduciary activities income$536,000444
Service charges on deposit accounts$2,720,000282
Trading account gains and fees$0139
Additional Noninterest Income$5,105,000516
Total noninterest expense$24,796,000464
Salaries and employee benefits$15,242,000422
Premises and equipment expense$3,451,000389
Additional noninterest expense$6,103,000556
Pre-tax net operating income$11,393,000504
Securities gains (losses)$01,906
Applicable income taxes$4,311,000402
Income before extraordinary items$7,082,000587
Extraordinary gains, net$011
Net income$7,082,000586
Minority interest net income$071
Net income of bank and minority interests.$7,082,000587
Net charge-offs$-1,0004,147
Cash dividends$1,680,000881
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,082,000578
2017-03-31 (YTD Data)Rank
Total interest income$13,940,000512
Total interest expense$311,0002,114
Net interest income$13,629,000469
Provision for loan and lease losses$94,0001,505
Total noninterest income$4,138,000480
Gross Fiduciary activities income$279,000447
Service charges on deposit accounts$1,323,000288
Trading account gains and fees$0142
Additional Noninterest Income$2,536,000506
Total noninterest expense$12,280,000471
Salaries and employee benefits$7,496,000437
Premises and equipment expense$1,768,000390
Additional noninterest expense$3,016,000565
Pre-tax net operating income$5,393,000500
Securities gains (losses)$01,153
Applicable income taxes$2,041,000411
Income before extraordinary items$3,352,000606
Extraordinary gains, net$08
Net income$3,352,000606
Minority interest net income$055
Net income of bank and minority interests.$3,352,000606
Net charge-offs$-22,0005,287
Cash dividends$834,000841
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,352,000593
2016-12-31 (YTD Data)Rank
Total interest income$51,495,000523
Total interest expense$1,400,0001,890
Net interest income$50,095,000476
Provision for loan and lease losses$1,760,000576
Total noninterest income$16,226,000484
Gross Fiduciary activities income$989,000459
Service charges on deposit accounts$5,586,000270
Trading account gains and fees$0170
Additional Noninterest Income$9,651,000528
Total noninterest expense$48,654,000461
Salaries and employee benefits$29,574,000429
Premises and equipment expense$6,819,000396
Additional noninterest expense$12,261,000565
Pre-tax net operating income$15,907,000622
Securities gains (losses)$03,212
Applicable income taxes$5,578,000517
Income before extraordinary items$10,329,000748
Extraordinary gains, net$05
Net income$10,329,000746
Minority interest net income$082
Net income of bank and minority interests.$10,329,000747
Net charge-offs$689,000872
Cash dividends$3,371,000943
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,329,000730
2016-09-30 (YTD Data)Rank
Total interest income$37,996,000529
Total interest expense$1,072,0001,871
Net interest income$36,924,000480
Provision for loan and lease losses$1,216,000600
Total noninterest income$11,896,000492
Gross Fiduciary activities income$729,000462
Service charges on deposit accounts$4,132,000275
Trading account gains and fees$0169
Additional Noninterest Income$7,035,000542
Total noninterest expense$36,791,000456
Salaries and employee benefits$22,316,000429
Premises and equipment expense$5,119,000396
Additional noninterest expense$9,356,000559
Pre-tax net operating income$10,813,000668
Securities gains (losses)$03,160
Applicable income taxes$3,824,000549
Income before extraordinary items$6,989,000807
Extraordinary gains, net$05
Net income$6,989,000806
Minority interest net income$071
Net income of bank and minority interests.$6,989,000807
Net charge-offs$580,000708
Cash dividends$2,531,000864
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,989,000788
2016-06-30 (YTD Data)Rank
Total interest income$24,956,000536
Total interest expense$732,0001,844
Net interest income$24,224,000487
Provision for loan and lease losses$1,039,000496
Total noninterest income$7,749,000494
Gross Fiduciary activities income$476,000466
Service charges on deposit accounts$2,697,000283
Trading account gains and fees$0157
Additional Noninterest Income$4,576,000535
Total noninterest expense$24,380,000460
Salaries and employee benefits$14,749,000428
Premises and equipment expense$3,352,000399
Additional noninterest expense$6,279,000553
Pre-tax net operating income$6,554,000710
Securities gains (losses)$02,835
Applicable income taxes$2,375,000573
Income before extraordinary items$4,179,000878
Extraordinary gains, net$016
Net income$4,179,000877
Minority interest net income$071
Net income of bank and minority interests.$4,179,000877
Net charge-offs$672,000472
Cash dividends$1,686,000883
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,179,000853
2016-03-31 (YTD Data)Rank
Total interest income$12,244,000551
Total interest expense$376,0001,801
Net interest income$11,868,000497
Provision for loan and lease losses$254,000782
Total noninterest income$3,648,000503
Gross Fiduciary activities income$236,000467
Service charges on deposit accounts$1,312,000282
Trading account gains and fees$0142
Additional Noninterest Income$2,100,000552
Total noninterest expense$12,154,000458
Salaries and employee benefits$7,251,000429
Premises and equipment expense$1,701,000405
Additional noninterest expense$3,202,000540
Pre-tax net operating income$3,108,000740
Securities gains (losses)$02,077
Applicable income taxes$1,123,000586
Income before extraordinary items$1,985,000898
Extraordinary gains, net$012
Net income$1,985,000899
Minority interest net income$062
Net income of bank and minority interests.$1,985,000899
Net charge-offs$71,0001,213
Cash dividends$840,000856
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,985,000875
2015-12-31 (YTD Data)Rank
Total interest income$47,407,000542
Total interest expense$1,731,0001,572
Net interest income$45,676,000497
Provision for loan and lease losses$-448,0005,933
Total noninterest income$15,634,000493
Gross Fiduciary activities income$897,000480
Service charges on deposit accounts$5,671,000269
Trading account gains and fees$0159
Additional Noninterest Income$9,066,000532
Total noninterest expense$48,021,000457
Salaries and employee benefits$28,551,000420
Premises and equipment expense$7,172,000382
Additional noninterest expense$12,298,000547
Pre-tax net operating income$13,737,000664
Securities gains (losses)$03,216
Applicable income taxes$4,936,000524
Income before extraordinary items$8,801,000819
Extraordinary gains, net$023
Net income$8,801,000819
Minority interest net income$081
Net income of bank and minority interests.$8,801,000819
Net charge-offs$-608,0006,031
Cash dividends$3,366,000899
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,801,000805
2015-09-30 (YTD Data)Rank
Total interest income$35,103,000555
Total interest expense$1,315,0001,570
Net interest income$33,788,000508
Provision for loan and lease losses$-26,0005,838
Total noninterest income$11,945,000490
Gross Fiduciary activities income$662,000485
Service charges on deposit accounts$4,262,000275
Trading account gains and fees$0153
Additional Noninterest Income$7,021,000536
Total noninterest expense$35,648,000463
Salaries and employee benefits$21,142,000432
Premises and equipment expense$5,395,000392
Additional noninterest expense$9,111,000559
Pre-tax net operating income$10,111,000690
Securities gains (losses)$03,031
Applicable income taxes$3,581,000561
Income before extraordinary items$6,530,000829
Extraordinary gains, net$021
Net income$6,530,000830
Minority interest net income$078
Net income of bank and minority interests.$6,530,000829
Net charge-offs$100,0002,160
Cash dividends$2,526,000818
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,530,000809
2015-06-30 (YTD Data)Rank
Total interest income$23,271,000552
Total interest expense$895,0001,552
Net interest income$22,376,000505
Provision for loan and lease losses$-444,0006,188
Total noninterest income$7,654,000502
Gross Fiduciary activities income$443,000492
Service charges on deposit accounts$2,882,000267
Trading account gains and fees$0157
Additional Noninterest Income$4,329,000568
Total noninterest expense$23,914,000458
Salaries and employee benefits$14,070,000433
Premises and equipment expense$3,630,000386
Additional noninterest expense$6,214,000551
Pre-tax net operating income$6,560,000717
Securities gains (losses)$02,636
Applicable income taxes$2,526,000556
Income before extraordinary items$4,034,000886
Extraordinary gains, net$022
Net income$4,034,000886
Minority interest net income$075
Net income of bank and minority interests.$4,034,000886
Net charge-offs$-129,0005,972
Cash dividends$1,681,000824
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,034,000859
2015-03-31 (YTD Data)Rank
Total interest income$11,716,000542
Total interest expense$459,0001,515
Net interest income$11,257,000500
Provision for loan and lease losses$-311,0006,292
Total noninterest income$3,837,000494
Gross Fiduciary activities income$219,000502
Service charges on deposit accounts$1,389,000269
Trading account gains and fees$0152
Additional Noninterest Income$2,229,000531
Total noninterest expense$11,895,000464
Salaries and employee benefits$7,033,000432
Premises and equipment expense$1,795,000393
Additional noninterest expense$3,067,000552
Pre-tax net operating income$3,510,000654
Securities gains (losses)$02,027
Applicable income taxes$1,352,000501
Income before extraordinary items$2,158,000811
Extraordinary gains, net$013
Net income$2,158,000809
Minority interest net income$064
Net income of bank and minority interests.$2,158,000811
Net charge-offs$-55,0005,976
Cash dividends$840,000779
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,158,000782
2014-12-31 (YTD Data)Rank
Total interest income$46,721,000531
Total interest expense$2,119,0001,382
Net interest income$44,602,000488
Provision for loan and lease losses$1,390,000662
Total noninterest income$14,576,000491
Gross Fiduciary activities income$836,000507
Service charges on deposit accounts$5,741,000271
Trading account gains and fees$0180
Additional Noninterest Income$7,999,000541
Total noninterest expense$46,845,000460
Salaries and employee benefits$27,329,000422
Premises and equipment expense$7,247,000372
Additional noninterest expense$12,269,000555
Pre-tax net operating income$10,943,000763
Securities gains (losses)$03,259
Applicable income taxes$3,705,000614
Income before extraordinary items$7,238,000920
Extraordinary gains, net$017
Net income$7,238,000919
Minority interest net income$084
Net income of bank and minority interests.$7,238,000919
Net charge-offs$609,0001,283
Cash dividends$3,360,000844
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,238,000900
2014-09-30 (YTD Data)Rank
Total interest income$35,049,000529
Total interest expense$1,619,0001,363
Net interest income$33,430,000489
Provision for loan and lease losses$780,000818
Total noninterest income$10,753,000495
Gross Fiduciary activities income$630,000504
Service charges on deposit accounts$4,205,000275
Trading account gains and fees$0174
Additional Noninterest Income$5,918,000544
Total noninterest expense$35,676,000453
Salaries and employee benefits$21,158,000411
Premises and equipment expense$5,445,000372
Additional noninterest expense$9,073,000552
Pre-tax net operating income$7,727,000815
Securities gains (losses)$02,980
Applicable income taxes$2,835,000617
Income before extraordinary items$4,892,0001,020
Extraordinary gains, net$015
Net income$4,892,0001,020
Minority interest net income$081
Net income of bank and minority interests.$4,892,0001,020
Net charge-offs$240,0001,808
Cash dividends$2,520,000777
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,892,0001,000
2014-06-30 (YTD Data)Rank
Total interest income$23,093,000533
Total interest expense$1,096,0001,357
Net interest income$21,997,000493
Provision for loan and lease losses$780,000581
Total noninterest income$6,581,000527
Gross Fiduciary activities income$424,000502
Service charges on deposit accounts$2,652,000281
Trading account gains and fees$0172
Additional Noninterest Income$3,505,000584
Total noninterest expense$23,523,000459
Salaries and employee benefits$14,178,000405
Premises and equipment expense$3,645,000371
Additional noninterest expense$5,700,000581
Pre-tax net operating income$4,275,000956
Securities gains (losses)$02,580
Applicable income taxes$1,646,000672
Income before extraordinary items$2,629,0001,200
Extraordinary gains, net$020
Net income$2,629,0001,199
Minority interest net income$080
Net income of bank and minority interests.$2,629,0001,201
Net charge-offs$427,000984
Cash dividends$1,680,000755
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,629,0001,177
2014-03-31 (YTD Data)Rank
Total interest income$11,440,000536
Total interest expense$560,0001,347
Net interest income$10,880,000495
Provision for loan and lease losses$647,000363
Total noninterest income$3,189,000526
Gross Fiduciary activities income$236,000479
Service charges on deposit accounts$1,287,000282
Trading account gains and fees$0147
Additional Noninterest Income$1,666,000577
Total noninterest expense$11,705,000462
Salaries and employee benefits$7,065,000410
Premises and equipment expense$1,827,000378
Additional noninterest expense$2,813,000591
Pre-tax net operating income$1,717,0001,115
Securities gains (losses)$01,715
Applicable income taxes$661,000758
Income before extraordinary items$1,056,0001,429
Extraordinary gains, net$016
Net income$1,056,0001,431
Minority interest net income$066
Net income of bank and minority interests.$1,056,0001,431
Net charge-offs$107,0001,334
Cash dividends$840,000709
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,056,0001,408
2013-12-31 (YTD Data)Rank
Total interest income$46,269,000532
Total interest expense$2,890,0001,169
Net interest income$43,379,000489
Provision for loan and lease losses$2,791,000465
Total noninterest income$13,627,000533
Gross Fiduciary activities income$888,000478
Service charges on deposit accounts$5,394,000291
Trading account gains and fees$0184
Additional Noninterest Income$7,345,000604
Total noninterest expense$46,317,000459
Salaries and employee benefits$26,958,000419
Premises and equipment expense$8,011,000325
Additional noninterest expense$11,348,000613
Pre-tax net operating income$7,898,000980
Securities gains (losses)$03,182
Applicable income taxes$2,726,000714
Income before extraordinary items$5,172,0001,183
Extraordinary gains, net$029
Net income$5,172,0001,186
Minority interest net income$090
Net income of bank and minority interests.$5,172,0001,186
Net charge-offs$2,870,000563
Cash dividends$3,360,000796
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,172,0001,164
2013-09-30 (YTD Data)Rank
Total interest income$34,587,000534
Total interest expense$2,261,0001,159
Net interest income$32,326,000496
Provision for loan and lease losses$1,957,000506
Total noninterest income$10,408,000541
Gross Fiduciary activities income$656,000482
Service charges on deposit accounts$3,991,000295
Trading account gains and fees$0180
Additional Noninterest Income$5,761,000592
Total noninterest expense$35,230,000455
Salaries and employee benefits$20,557,000413
Premises and equipment expense$5,979,000326
Additional noninterest expense$8,694,000601
Pre-tax net operating income$5,547,0001,049
Securities gains (losses)$03,040
Applicable income taxes$2,136,000698
Income before extraordinary items$3,411,0001,330
Extraordinary gains, net$025
Net income$3,411,0001,332
Minority interest net income$084
Net income of bank and minority interests.$3,411,0001,332
Net charge-offs$2,250,000550
Cash dividends$2,520,000723
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,411,0001,309
2013-06-30 (YTD Data)Rank
Total interest income$22,859,000538
Total interest expense$1,579,0001,133
Net interest income$21,280,000502
Provision for loan and lease losses$976,000691
Total noninterest income$6,466,000582
Gross Fiduciary activities income$424,000487
Service charges on deposit accounts$2,636,000293
Trading account gains and fees$0157
Additional Noninterest Income$3,406,000657
Total noninterest expense$23,363,000461
Salaries and employee benefits$13,621,000417
Premises and equipment expense$4,017,000321
Additional noninterest expense$5,725,000607
Pre-tax net operating income$3,407,0001,101
Securities gains (losses)$02,791
Applicable income taxes$1,312,000748
Income before extraordinary items$2,095,0001,439
Extraordinary gains, net$022
Net income$2,095,0001,442
Minority interest net income$082
Net income of bank and minority interests.$2,095,0001,442
Net charge-offs$1,920,000472
Cash dividends$1,680,000727
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,095,0001,388
2013-03-31 (YTD Data)Rank
Total interest income$11,330,000553
Total interest expense$856,0001,077
Net interest income$10,474,000514
Provision for loan and lease losses$476,000721
Total noninterest income$2,992,000610
Gross Fiduciary activities income$191,000529
Service charges on deposit accounts$1,313,000292
Trading account gains and fees$0148
Additional Noninterest Income$1,488,000756
Total noninterest expense$11,526,000476
Salaries and employee benefits$6,760,000423
Premises and equipment expense$1,885,000338
Additional noninterest expense$2,881,000608
Pre-tax net operating income$1,464,0001,242
Securities gains (losses)$01,966
Applicable income taxes$564,000817
Income before extraordinary items$900,0001,622
Extraordinary gains, net$010
Net income$900,0001,623
Minority interest net income$076
Net income of bank and minority interests.$900,0001,624
Net charge-offs$1,917,000272
Cash dividends$823,000650
Sale, conversion, retirement of capital stock, net$0789
Net operating income$900,0001,570
2012-12-31 (YTD Data)Rank
Total interest income$48,106,000542
Total interest expense$5,378,000830
Net interest income$42,728,000513
Provision for loan and lease losses$100,0004,651
Total noninterest income$13,946,000534
Gross Fiduciary activities income$885,000479
Service charges on deposit accounts$6,849,000237
Trading account gains and fees$0166
Additional Noninterest Income$6,212,000697
Total noninterest expense$47,106,000466
Salaries and employee benefits$26,602,000412
Premises and equipment expense$8,017,000310
Additional noninterest expense$12,487,000580
Pre-tax net operating income$9,468,000759
Securities gains (losses)$03,810
Applicable income taxes$3,405,000552
Income before extraordinary items$6,063,000995
Extraordinary gains, net$029
Net income$6,063,000995
Minority interest net income$093
Net income of bank and minority interests.$6,063,000995
Net charge-offs$1,771,0001,271
Cash dividends$3,384,000797
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,063,000932
2012-09-30 (YTD Data)Rank
Total interest income$36,252,000546
Total interest expense$4,413,000792
Net interest income$31,839,000523
Provision for loan and lease losses$-88,0007,015
Total noninterest income$10,545,000525
Gross Fiduciary activities income$682,000469
Service charges on deposit accounts$5,402,000229
Trading account gains and fees$0157
Additional Noninterest Income$4,461,000695
Total noninterest expense$34,868,000468
Salaries and employee benefits$19,791,000412
Premises and equipment expense$5,455,000346
Additional noninterest expense$9,622,000571
Pre-tax net operating income$7,604,000742
Securities gains (losses)$03,575
Applicable income taxes$2,928,000521
Income before extraordinary items$4,676,000990
Extraordinary gains, net$020
Net income$4,676,000990
Minority interest net income$086
Net income of bank and minority interests.$4,676,000990
Net charge-offs$1,305,0001,238
Cash dividends$2,543,000631
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,676,000927
2012-06-30 (YTD Data)Rank
Total interest income$24,397,000546
Total interest expense$3,146,000756
Net interest income$21,251,000522
Provision for loan and lease losses$-138,0007,123
Total noninterest income$6,996,000509
Gross Fiduciary activities income$481,000460
Service charges on deposit accounts$3,638,000227
Trading account gains and fees$0153
Additional Noninterest Income$2,877,000714
Total noninterest expense$23,157,000465
Salaries and employee benefits$13,189,000411
Premises and equipment expense$3,481,000364
Additional noninterest expense$6,487,000569
Pre-tax net operating income$5,228,000708
Securities gains (losses)$03,178
Applicable income taxes$2,013,000510
Income before extraordinary items$3,215,000945
Extraordinary gains, net$019
Net income$3,215,000944
Minority interest net income$084
Net income of bank and minority interests.$3,215,000945
Net charge-offs$967,0001,160
Cash dividends$1,686,000623
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,215,000892
2012-03-31 (YTD Data)Rank
Total interest income$12,404,000540
Total interest expense$1,624,000755
Net interest income$10,780,000516
Provision for loan and lease losses$-331,0007,256
Total noninterest income$3,476,000519
Gross Fiduciary activities income$255,000442
Service charges on deposit accounts$1,801,000226
Trading account gains and fees$0148
Additional Noninterest Income$1,420,000704
Total noninterest expense$11,749,000449
Salaries and employee benefits$6,536,000410
Premises and equipment expense$1,702,000374
Additional noninterest expense$3,511,000516
Pre-tax net operating income$2,838,000650
Securities gains (losses)$02,210
Applicable income taxes$1,093,000482
Income before extraordinary items$1,745,000858
Extraordinary gains, net$019
Net income$1,745,000858
Minority interest net income$078
Net income of bank and minority interests.$1,745,000859
Net charge-offs$480,0001,126
Cash dividends$841,000556
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,745,000803
2011-12-31 (YTD Data)Rank
Total interest income$51,607,000527
Total interest expense$7,722,000755
Net interest income$43,885,000502
Provision for loan and lease losses$3,957,000956
Total noninterest income$13,138,000503
Gross Fiduciary activities income$844,000436
Service charges on deposit accounts$7,343,000232
Trading account gains and fees$0146
Additional Noninterest Income$4,951,000706
Total noninterest expense$44,894,000463
Salaries and employee benefits$25,889,000396
Premises and equipment expense$6,806,000381
Additional noninterest expense$12,199,000596
Pre-tax net operating income$8,172,000750
Securities gains (losses)$1,0003,733
Applicable income taxes$2,899,000588
Income before extraordinary items$5,274,000953
Extraordinary gains, net$029
Net income$5,274,000951
Minority interest net income$096
Net income of bank and minority interests.$5,274,000953
Net charge-offs$2,901,0001,222
Cash dividends$3,374,000598
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,273,350917
2011-09-30 (YTD Data)Rank
Total interest income$38,770,000534
Total interest expense$5,982,000768
Net interest income$32,788,000506
Provision for loan and lease losses$3,519,000817
Total noninterest income$9,693,000511
Gross Fiduciary activities income$605,000439
Service charges on deposit accounts$5,523,000228
Trading account gains and fees$0145
Additional Noninterest Income$3,565,000739
Total noninterest expense$33,522,000457
Salaries and employee benefits$19,381,000390
Premises and equipment expense$5,057,000388
Additional noninterest expense$9,084,000594
Pre-tax net operating income$5,440,000855
Securities gains (losses)$1,0003,451
Applicable income taxes$2,018,000616
Income before extraordinary items$3,423,0001,118
Extraordinary gains, net$021
Net income$3,423,0001,118
Minority interest net income$087
Net income of bank and minority interests.$3,423,0001,118
Net charge-offs$1,931,0001,256
Cash dividends$2,533,000526
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,422,3601,069
2011-06-30 (YTD Data)Rank
Total interest income$25,743,000542
Total interest expense$4,045,000790
Net interest income$21,698,000509
Provision for loan and lease losses$1,857,000967
Total noninterest income$6,315,000525
Gross Fiduciary activities income$379,000470
Service charges on deposit accounts$3,653,000231
Trading account gains and fees$0153
Additional Noninterest Income$2,283,000759
Total noninterest expense$22,671,000454
Salaries and employee benefits$12,865,000394
Premises and equipment expense$3,393,000393
Additional noninterest expense$6,413,000567
Pre-tax net operating income$3,485,000864
Securities gains (losses)$1,0002,791
Applicable income taxes$1,342,000593
Income before extraordinary items$2,144,0001,161
Extraordinary gains, net$015
Net income$2,144,0001,161
Minority interest net income$089
Net income of bank and minority interests.$2,144,0001,161
Net charge-offs$987,0001,486
Cash dividends$1,687,000507
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,143,3601,121
2011-03-31 (YTD Data)Rank
Total interest income$12,822,000549
Total interest expense$2,052,000815
Net interest income$10,770,000507
Provision for loan and lease losses$637,0001,215
Total noninterest income$3,095,000534
Gross Fiduciary activities income$174,000491
Service charges on deposit accounts$1,812,000230
Trading account gains and fees$0158
Additional Noninterest Income$1,109,000770
Total noninterest expense$11,361,000461
Salaries and employee benefits$6,409,000397
Premises and equipment expense$1,718,000396
Additional noninterest expense$3,234,000555
Pre-tax net operating income$1,867,000816
Securities gains (losses)$01,772
Applicable income taxes$719,000564
Income before extraordinary items$1,148,0001,059
Extraordinary gains, net$09
Net income$1,148,0001,058
Minority interest net income$086
Net income of bank and minority interests.$1,148,0001,059
Net charge-offs$100,0002,729
Cash dividends$838,000461
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,148,0001,030
2010-12-31 (YTD Data)Rank
Total interest income$55,027,000538
Total interest expense$10,079,000806
Net interest income$44,948,000481
Provision for loan and lease losses$3,189,0001,563
Total noninterest income$13,463,000513
Gross Fiduciary activities income$626,000505
Service charges on deposit accounts$8,035,000205
Trading account gains and fees$0175
Additional Noninterest Income$4,802,000773
Total noninterest expense$43,938,000473
Salaries and employee benefits$24,617,000393
Premises and equipment expense$6,798,000384
Additional noninterest expense$12,523,000609
Pre-tax net operating income$11,284,000483
Securities gains (losses)$03,793
Applicable income taxes$4,075,000431
Income before extraordinary items$7,209,000624
Extraordinary gains, net$029
Net income$7,209,000621
Minority interest net income$0111
Net income of bank and minority interests.$7,209,000625
Net charge-offs$3,534,0001,324
Cash dividends$3,380,000487
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,209,000590
2010-09-30 (YTD Data)Rank
Total interest income$41,775,000533
Total interest expense$7,803,000813
Net interest income$33,972,000473
Provision for loan and lease losses$1,138,0002,337
Total noninterest income$9,865,000524
Gross Fiduciary activities income$455,000513
Service charges on deposit accounts$5,979,000207
Trading account gains and fees$0165
Additional Noninterest Income$3,431,000749
Total noninterest expense$33,253,000460
Salaries and employee benefits$18,652,000386
Premises and equipment expense$5,083,000384
Additional noninterest expense$9,518,000577
Pre-tax net operating income$9,446,000452
Securities gains (losses)$03,651
Applicable income taxes$3,637,000372
Income before extraordinary items$5,809,000597
Extraordinary gains, net$023
Net income$5,809,000596
Minority interest net income$0110
Net income of bank and minority interests.$5,809,000597
Net charge-offs$2,420,0001,337
Cash dividends$2,537,000429
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,809,000568
2010-06-30 (YTD Data)Rank
Total interest income$27,894,000536
Total interest expense$5,350,000818
Net interest income$22,544,000478
Provision for loan and lease losses$605,0002,549
Total noninterest income$6,319,000525
Gross Fiduciary activities income$298,000519
Service charges on deposit accounts$3,906,000215
Trading account gains and fees$0152
Additional Noninterest Income$2,115,000775
Total noninterest expense$22,061,000463
Salaries and employee benefits$12,399,000382
Premises and equipment expense$3,359,000389
Additional noninterest expense$6,303,000577
Pre-tax net operating income$6,197,000443
Securities gains (losses)$03,184
Applicable income taxes$2,386,000354
Income before extraordinary items$3,811,000577
Extraordinary gains, net$019
Net income$3,811,000578
Minority interest net income$0105
Net income of bank and minority interests.$3,811,000578
Net charge-offs$613,0002,215
Cash dividends$1,687,000409
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,811,000559
2010-03-31 (YTD Data)Rank
Total interest income$13,920,000558
Total interest expense$2,785,000833
Net interest income$11,135,000494
Provision for loan and lease losses$605,0001,603
Total noninterest income$3,239,000499
Gross Fiduciary activities income$136,000550
Service charges on deposit accounts$1,863,000224
Trading account gains and fees$0175
Additional Noninterest Income$1,240,000674
Total noninterest expense$11,112,000467
Salaries and employee benefits$6,227,000388
Premises and equipment expense$1,695,000401
Additional noninterest expense$3,190,000573
Pre-tax net operating income$2,657,000512
Securities gains (losses)$02,284
Applicable income taxes$1,023,000377
Income before extraordinary items$1,634,000682
Extraordinary gains, net$016
Net income$1,634,000683
Minority interest net income$091
Net income of bank and minority interests.$1,634,000686
Net charge-offs$341,0001,906
Cash dividends$838,000409
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,634,000655
2009-12-31 (YTD Data)Rank
Total interest income$58,763,000556
Total interest expense$16,017,000719
Net interest income$42,746,000503
Provision for loan and lease losses$1,950,0002,510
Total noninterest income$12,695,000541
Gross Fiduciary activities income$204,000758
Service charges on deposit accounts$7,992,000230
Trading account gains and fees$0211
Additional Noninterest Income$4,499,000773
Total noninterest expense$44,892,000477
Salaries and employee benefits$24,772,000390
Premises and equipment expense$6,879,000390
Additional noninterest expense$13,241,000612
Pre-tax net operating income$8,599,000500
Securities gains (losses)$03,754
Applicable income taxes$2,860,000413
Income before extraordinary items$5,739,000582
Extraordinary gains, net$034
Net income$5,739,000582
Minority interest net income$0115
Net income of bank and minority interests.$5,739,000583
Net charge-offs$5,247,0001,106
Cash dividends$3,379,000517
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,739,000584
2009-09-30 (YTD Data)Rank
Total interest income$44,279,000568
Total interest expense$12,694,000722
Net interest income$31,585,000515
Provision for loan and lease losses$600,0003,517
Total noninterest income$9,764,000541
Gross Fiduciary activities income$96,000826
Service charges on deposit accounts$5,883,000234
Trading account gains and fees$0212
Additional Noninterest Income$3,785,000723
Total noninterest expense$33,558,000479
Salaries and employee benefits$18,554,000402
Premises and equipment expense$5,169,000400
Additional noninterest expense$9,835,000591
Pre-tax net operating income$7,191,000471
Securities gains (losses)$03,497
Applicable income taxes$2,403,000398
Income before extraordinary items$4,788,000565
Extraordinary gains, net$027
Net income$4,788,000567
Minority interest net income$0118
Net income of bank and minority interests.$4,788,000567
Net charge-offs$3,056,0001,172
Cash dividends$2,536,000488
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,788,000557
2009-06-30 (YTD Data)Rank
Total interest income$29,661,000579
Total interest expense$8,850,000731
Net interest income$20,811,000522
Provision for loan and lease losses$400,0003,257
Total noninterest income$6,331,000561
Gross Fiduciary activities income$51,000859
Service charges on deposit accounts$3,794,000241
Trading account gains and fees$0193
Additional Noninterest Income$2,486,000741
Total noninterest expense$22,095,000494
Salaries and employee benefits$12,357,000405
Premises and equipment expense$3,415,000414
Additional noninterest expense$6,323,000620
Pre-tax net operating income$4,647,000478
Securities gains (losses)$03,136
Applicable income taxes$1,773,000372
Income before extraordinary items$2,874,000636
Extraordinary gains, net$021
Net income$2,874,000635
Minority interest net income$0112
Net income of bank and minority interests.$2,874,000637
Net charge-offs$2,043,0001,111
Cash dividends$1,687,000536
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,874,000614
2009-03-31 (YTD Data)Rank
Total interest income$14,979,000586
Total interest expense$4,620,000719
Net interest income$10,359,000516
Provision for loan and lease losses$100,0003,845
Total noninterest income$3,037,000535
Gross Fiduciary activities income$25,000879
Service charges on deposit accounts$1,874,000240
Trading account gains and fees$0171
Additional Noninterest Income$1,138,000763
Total noninterest expense$10,923,000477
Salaries and employee benefits$6,157,000408
Premises and equipment expense$1,733,000408
Additional noninterest expense$3,033,000573
Pre-tax net operating income$2,373,000497
Securities gains (losses)$02,434
Applicable income taxes$902,000382
Income before extraordinary items$1,471,000702
Extraordinary gains, net$015
Net income$1,471,000701
Minority interest net income$0102
Net income of bank and minority interests.$1,471,000704
Net charge-offs$980,000967
Cash dividends$844,000542
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,471,000652
2008-12-31 (YTD Data)Rank
Total interest income$75,570,000503
Total interest expense$26,295,000601
Net interest income$49,275,000456
Provision for loan and lease losses$1,928,0001,839
Total noninterest income$13,504,000477
Gross Fiduciary activities income$54,000965
Service charges on deposit accounts$8,648,000224
Trading account gains and fees$0154
Additional Noninterest Income$4,802,000675
Total noninterest expense$44,299,000467
Salaries and employee benefits$24,813,000389
Premises and equipment expense$7,500,000365
Additional noninterest expense$11,986,000581
Pre-tax net operating income$16,552,000333
Securities gains (losses)$03,220
Applicable income taxes$5,781,000286
Income before extraordinary items$10,771,000363
Extraordinary gains, net$039
Net income$10,771,000363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,725,0001,418
Cash dividends$3,388,000802
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,771,000384
2008-09-30 (YTD Data)Rank
Total interest income$58,870,000505
Total interest expense$20,832,000599
Net interest income$38,038,000456
Provision for loan and lease losses$1,300,0001,565
Total noninterest income$10,032,000503
Gross Fiduciary activities income$30,000995
Service charges on deposit accounts$6,485,000230
Trading account gains and fees$0148
Additional Noninterest Income$3,517,000738
Total noninterest expense$33,620,000456
Salaries and employee benefits$19,033,000400
Premises and equipment expense$5,471,000391
Additional noninterest expense$9,116,000533
Pre-tax net operating income$13,150,000397
Securities gains (losses)$03,106
Applicable income taxes$5,195,000307
Income before extraordinary items$7,955,000452
Extraordinary gains, net$031
Net income$7,955,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,292,0001,111
Cash dividends$2,541,000824
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,955,000479
2008-06-30 (YTD Data)Rank
Total interest income$40,533,000498
Total interest expense$14,794,000583
Net interest income$25,739,000451
Provision for loan and lease losses$800,0001,417
Total noninterest income$6,584,000522
Gross Fiduciary activities income$13,0001,082
Service charges on deposit accounts$4,229,000231
Trading account gains and fees$0149
Additional Noninterest Income$2,342,000754
Total noninterest expense$22,323,000461
Salaries and employee benefits$12,670,000399
Premises and equipment expense$3,702,000386
Additional noninterest expense$5,951,000537
Pre-tax net operating income$9,200,000404
Securities gains (losses)$03,233
Applicable income taxes$3,633,000336
Income before extraordinary items$5,567,000501
Extraordinary gains, net$021
Net income$5,567,000500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,000999
Cash dividends$1,694,000900
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,567,000491
2008-03-31 (YTD Data)Rank
Total interest income$21,582,000486
Total interest expense$8,254,000569
Net interest income$13,328,000439
Provision for loan and lease losses$500,000995
Total noninterest income$3,318,000527
Gross Fiduciary activities income$4,0001,139
Service charges on deposit accounts$2,065,000232
Trading account gains and fees$0158
Additional Noninterest Income$1,249,000711
Total noninterest expense$10,971,000462
Salaries and employee benefits$6,252,000407
Premises and equipment expense$1,950,000368
Additional noninterest expense$2,769,000543
Pre-tax net operating income$5,175,000390
Securities gains (losses)$02,688
Applicable income taxes$2,044,000335
Income before extraordinary items$3,131,000480
Extraordinary gains, net$015
Net income$3,131,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,441
Cash dividends$847,000878
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,131,000459
2007-12-31 (YTD Data)Rank
Total interest income$99,195,000440
Total interest expense$36,518,000551
Net interest income$62,677,000389
Provision for loan and lease losses$2,112,000808
Total noninterest income$11,781,000547
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$8,008,000231
Trading account gains and fees$0178
Additional Noninterest Income$3,773,000859
Total noninterest expense$42,981,000453
Salaries and employee benefits$24,179,000407
Premises and equipment expense$6,981,000391
Additional noninterest expense$11,821,000509
Pre-tax net operating income$29,365,000355
Securities gains (losses)$02,146
Applicable income taxes$10,970,000304
Income before extraordinary items$18,395,000380
Extraordinary gains, net$039
Net income$18,395,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,045,000992
Cash dividends$3,406,0001,074
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$18,395,000375
2007-09-30 (YTD Data)Rank
Total interest income$74,792,000439
Total interest expense$27,315,000551
Net interest income$47,477,000384
Provision for loan and lease losses$1,300,000722
Total noninterest income$8,810,000547
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,782,000233
Trading account gains and fees$0184
Additional Noninterest Income$3,028,000821
Total noninterest expense$32,223,000449
Salaries and employee benefits$18,333,000406
Premises and equipment expense$5,070,000396
Additional noninterest expense$8,820,000496
Pre-tax net operating income$22,764,000374
Securities gains (losses)$01,655
Applicable income taxes$8,953,000314
Income before extraordinary items$13,811,000415
Extraordinary gains, net$033
Net income$13,811,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,653
Cash dividends$2,559,0001,002
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$13,811,000408
2007-06-30 (YTD Data)Rank
Total interest income$49,498,000453
Total interest expense$17,937,000568
Net interest income$31,561,000397
Provision for loan and lease losses$900,000635
Total noninterest income$5,568,000596
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,715,000243
Trading account gains and fees$0168
Additional Noninterest Income$1,853,000904
Total noninterest expense$21,454,000464
Salaries and employee benefits$12,149,000420
Premises and equipment expense$3,394,000409
Additional noninterest expense$5,911,000501
Pre-tax net operating income$14,775,000409
Securities gains (losses)$01,444
Applicable income taxes$5,803,000348
Income before extraordinary items$8,972,000459
Extraordinary gains, net$029
Net income$8,972,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,0008,481
Cash dividends$1,695,0001,022
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,972,000448
2007-03-31 (YTD Data)Rank
Total interest income$24,453,000455
Total interest expense$8,777,000576
Net interest income$15,676,000396
Provision for loan and lease losses$300,000788
Total noninterest income$2,622,000601
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,760,000245
Trading account gains and fees$0195
Additional Noninterest Income$862,000948
Total noninterest expense$10,789,000459
Salaries and employee benefits$6,183,000415
Premises and equipment expense$1,698,000412
Additional noninterest expense$2,908,000492
Pre-tax net operating income$7,209,000416
Securities gains (losses)$01,187
Applicable income taxes$2,833,000354
Income before extraordinary items$4,376,000462
Extraordinary gains, net$022
Net income$4,376,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-186,0008,569
Cash dividends$842,000942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,376,000455
2006-12-31 (YTD Data)Rank
Total interest income$89,387,000465
Total interest expense$27,907,000615
Net interest income$61,480,000387
Provision for loan and lease losses$3,425,000342
Total noninterest income$10,868,000568
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$7,703,000228
Trading account gains and fees$0130
Additional Noninterest Income$3,165,000958
Total noninterest expense$40,180,000474
Salaries and employee benefits$22,579,000433
Premises and equipment expense$6,282,000412
Additional noninterest expense$11,319,000503
Pre-tax net operating income$28,743,000424
Securities gains (losses)$01,687
Applicable income taxes$10,965,000366
Income before extraordinary items$17,778,000465
Extraordinary gains, net$051
Net income$17,778,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,622
Cash dividends$3,395,0001,006
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$17,778,000453
2006-09-30 (YTD Data)Rank
Total interest income$64,987,000483
Total interest expense$19,483,000647
Net interest income$45,504,000404
Provision for loan and lease losses$2,625,000312
Total noninterest income$8,402,000574
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$5,811,000229
Trading account gains and fees$0126
Additional Noninterest Income$2,591,000922
Total noninterest expense$29,830,000489
Salaries and employee benefits$16,821,000447
Premises and equipment expense$4,584,000434
Additional noninterest expense$8,425,000513
Pre-tax net operating income$21,451,000445
Securities gains (losses)$01,388
Applicable income taxes$8,464,000383
Income before extraordinary items$12,987,000492
Extraordinary gains, net$045
Net income$12,987,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-155,0008,602
Cash dividends$2,548,000943
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,987,000481
2006-06-30 (YTD Data)Rank
Total interest income$41,726,000487
Total interest expense$12,219,000650
Net interest income$29,507,000416
Provision for loan and lease losses$1,825,000294
Total noninterest income$5,628,000576
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,883,000228
Trading account gains and fees$0126
Additional Noninterest Income$1,745,000919
Total noninterest expense$19,838,000495
Salaries and employee benefits$11,161,000452
Premises and equipment expense$2,988,000443
Additional noninterest expense$5,689,000508
Pre-tax net operating income$13,472,000461
Securities gains (losses)$01,185
Applicable income taxes$5,293,000402
Income before extraordinary items$8,179,000507
Extraordinary gains, net$039
Net income$8,179,000506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-169,0008,659
Cash dividends$1,695,000947
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,179,000497
2006-03-31 (YTD Data)Rank
Total interest income$19,961,000490
Total interest expense$5,770,000645
Net interest income$14,191,000423
Provision for loan and lease losses$950,000281
Total noninterest income$2,743,000576
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,892,000226
Trading account gains and fees$0115
Additional Noninterest Income$851,000923
Total noninterest expense$9,833,000499
Salaries and employee benefits$5,526,000454
Premises and equipment expense$1,477,000451
Additional noninterest expense$2,830,000511
Pre-tax net operating income$6,151,000484
Securities gains (losses)$0955
Applicable income taxes$2,399,000426
Income before extraordinary items$3,752,000543
Extraordinary gains, net$021
Net income$3,752,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,584
Cash dividends$842,000870
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,752,000530
2005-12-31 (YTD Data)Rank
Total interest income$66,504,000526
Total interest expense$17,390,000658
Net interest income$49,114,000459
Provision for loan and lease losses$2,325,000463
Total noninterest income$11,461,000569
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$7,728,000228
Trading account gains and fees$0138
Additional Noninterest Income$3,733,000855
Total noninterest expense$36,224,000507
Salaries and employee benefits$20,123,000470
Premises and equipment expense$5,759,000434
Additional noninterest expense$10,342,000544
Pre-tax net operating income$22,026,000500
Securities gains (losses)$02,296
Applicable income taxes$8,377,000443
Income before extraordinary items$13,649,000551
Extraordinary gains, net$046
Net income$13,649,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,142,000607
Cash dividends$3,185,000981
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,649,000539
2005-09-30 (YTD Data)Rank
Total interest income$47,600,000529
Total interest expense$12,060,000678
Net interest income$35,540,000465
Provision for loan and lease losses$1,425,000535
Total noninterest income$8,336,000582
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,644,000228
Trading account gains and fees$0126
Additional Noninterest Income$2,692,000891
Total noninterest expense$26,721,000511
Salaries and employee benefits$14,812,000474
Premises and equipment expense$4,193,000442
Additional noninterest expense$7,716,000540
Pre-tax net operating income$15,730,000519
Securities gains (losses)$02,317
Applicable income taxes$5,892,000466
Income before extraordinary items$9,838,000572
Extraordinary gains, net$035
Net income$9,838,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,108,000462
Cash dividends$2,337,000929
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,838,000556
2005-06-30 (YTD Data)Rank
Total interest income$30,427,000534
Total interest expense$7,446,000686
Net interest income$22,981,000473
Provision for loan and lease losses$825,000614
Total noninterest income$5,342,000596
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,606,000229
Trading account gains and fees$0116
Additional Noninterest Income$1,736,000902
Total noninterest expense$17,538,000514
Salaries and employee benefits$9,830,000474
Premises and equipment expense$2,762,000442
Additional noninterest expense$4,946,000560
Pre-tax net operating income$9,960,000530
Securities gains (losses)$02,146
Applicable income taxes$3,740,000482
Income before extraordinary items$6,220,000593
Extraordinary gains, net$030
Net income$6,220,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,749
Cash dividends$1,484,000950
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,220,000577
2005-03-31 (YTD Data)Rank
Total interest income$14,472,000545
Total interest expense$3,473,000696
Net interest income$10,999,000484
Provision for loan and lease losses$225,0001,003
Total noninterest income$2,552,000602
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,620,000243
Trading account gains and fees$0115
Additional Noninterest Income$932,000830
Total noninterest expense$8,772,000509
Salaries and employee benefits$4,922,000463
Premises and equipment expense$1,433,000423
Additional noninterest expense$2,417,000565
Pre-tax net operating income$4,554,000557
Securities gains (losses)$01,685
Applicable income taxes$1,723,000510
Income before extraordinary items$2,831,000637
Extraordinary gains, net$024
Net income$2,831,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,217
Cash dividends$736,000882
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,831,000618
2004-12-31 (YTD Data)Rank
Total interest income$51,610,000562
Total interest expense$11,057,000758
Net interest income$40,553,000504
Provision for loan and lease losses$800,0001,283
Total noninterest income$10,303,000598
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$6,724,000260
Trading account gains and fees$0138
Additional Noninterest Income$3,579,000860
Total noninterest expense$34,861,000510
Salaries and employee benefits$19,611,000463
Premises and equipment expense$5,533,000428
Additional noninterest expense$9,717,000563
Pre-tax net operating income$15,195,000609
Securities gains (losses)$03,819
Applicable income taxes$5,644,000553
Income before extraordinary items$9,551,000697
Extraordinary gains, net$034
Net income$9,551,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$922,000831
Cash dividends$2,901,000999
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,551,000669
2004-09-30 (YTD Data)Rank
Total interest income$37,934,000568
Total interest expense$7,922,000764
Net interest income$30,012,000509
Provision for loan and lease losses$800,000954
Total noninterest income$7,756,000602
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,041,000264
Trading account gains and fees$0134
Additional Noninterest Income$2,715,000864
Total noninterest expense$26,242,000500
Salaries and employee benefits$14,959,000457
Premises and equipment expense$4,067,000439
Additional noninterest expense$7,216,000570
Pre-tax net operating income$10,726,000643
Securities gains (losses)$03,710
Applicable income taxes$3,977,000591
Income before extraordinary items$6,749,000748
Extraordinary gains, net$026
Net income$6,749,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000654
Cash dividends$2,156,000909
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,749,000719
2004-06-30 (YTD Data)Rank
Total interest income$24,945,000568
Total interest expense$5,134,000771
Net interest income$19,811,000511
Provision for loan and lease losses$320,0001,458
Total noninterest income$5,094,000611
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$3,278,000264
Trading account gains and fees$0130
Additional Noninterest Income$1,816,000863
Total noninterest expense$17,555,000491
Salaries and employee benefits$10,059,000453
Premises and equipment expense$2,718,000435
Additional noninterest expense$4,778,000559
Pre-tax net operating income$7,030,000648
Securities gains (losses)$03,413
Applicable income taxes$2,599,000590
Income before extraordinary items$4,431,000754
Extraordinary gains, net$021
Net income$4,431,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,000728
Cash dividends$1,438,000940
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,431,000715
2004-03-31 (YTD Data)Rank
Total interest income$12,384,000578
Total interest expense$2,611,000777
Net interest income$9,773,000520
Provision for loan and lease losses$132,0001,698
Total noninterest income$2,462,000624
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,605,000264
Trading account gains and fees$0121
Additional Noninterest Income$857,000881
Total noninterest expense$8,600,000510
Salaries and employee benefits$4,970,000461
Premises and equipment expense$1,370,000438
Additional noninterest expense$2,260,000579
Pre-tax net operating income$3,503,000637
Securities gains (losses)$02,934
Applicable income taxes$1,290,000601
Income before extraordinary items$2,213,000753
Extraordinary gains, net$016
Net income$2,213,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,000929
Cash dividends$719,000898
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,213,000704
2003-12-31 (YTD Data)Rank
Total interest income$50,343,000565
Total interest expense$12,321,000714
Net interest income$38,022,000516
Provision for loan and lease losses$1,415,000859
Total noninterest income$11,077,000603
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,905,000253
Trading account gains and fees$0160
Additional Noninterest Income$4,172,000868
Total noninterest expense$32,941,000536
Salaries and employee benefits$18,674,000476
Premises and equipment expense$5,493,000433
Additional noninterest expense$8,774,000619
Pre-tax net operating income$14,743,000610
Securities gains (losses)$04,500
Applicable income taxes$5,534,000573
Income before extraordinary items$9,209,000712
Extraordinary gains, net$054
Net income$9,209,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,784
Cash dividends$2,875,0001,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,209,000663
2003-09-30 (YTD Data)Rank
Total interest income$37,727,000580
Total interest expense$9,536,000721
Net interest income$28,191,000528
Provision for loan and lease losses$995,000903
Total noninterest income$8,386,000625
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,103,000275
Trading account gains and fees$0153
Additional Noninterest Income$3,283,000872
Total noninterest expense$24,382,000557
Salaries and employee benefits$14,064,000487
Premises and equipment expense$3,802,000474
Additional noninterest expense$6,516,000626
Pre-tax net operating income$11,200,000619
Securities gains (losses)$04,204
Applicable income taxes$4,187,000595
Income before extraordinary items$7,013,000730
Extraordinary gains, net$040
Net income$7,013,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,725
Cash dividends$2,156,000950
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,013,000679
2003-06-30 (YTD Data)Rank
Total interest income$25,172,000588
Total interest expense$6,558,000729
Net interest income$18,614,000536
Provision for loan and lease losses$588,0001,018
Total noninterest income$5,489,000625
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,300,000281
Trading account gains and fees$0150
Additional Noninterest Income$2,189,000860
Total noninterest expense$15,816,000564
Salaries and employee benefits$9,268,000487
Premises and equipment expense$2,480,000481
Additional noninterest expense$4,068,000663
Pre-tax net operating income$7,699,000602
Securities gains (losses)$03,782
Applicable income taxes$2,856,000569
Income before extraordinary items$4,843,000715
Extraordinary gains, net$030
Net income$4,843,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,819
Cash dividends$1,438,000975
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,843,000660
2003-03-31 (YTD Data)Rank
Total interest income$12,675,000589
Total interest expense$3,428,000711
Net interest income$9,247,000541
Provision for loan and lease losses$200,0001,357
Total noninterest income$2,629,000644
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,632,000280
Trading account gains and fees$0134
Additional Noninterest Income$997,000891
Total noninterest expense$7,914,000561
Salaries and employee benefits$4,611,000492
Premises and equipment expense$1,254,000480
Additional noninterest expense$2,049,000648
Pre-tax net operating income$3,762,000614
Securities gains (losses)$02,891
Applicable income taxes$1,360,000603
Income before extraordinary items$2,402,000713
Extraordinary gains, net$021
Net income$2,402,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,271
Cash dividends$719,000896
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,402,000654
2002-12-31 (YTD Data)Rank
Total interest income$55,502,000569
Total interest expense$16,885,000673
Net interest income$38,617,000519
Provision for loan and lease losses$3,225,000518
Total noninterest income$10,552,000606
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,756,000261
Trading account gains and fees$0153
Additional Noninterest Income$3,796,000852
Total noninterest expense$30,834,000551
Salaries and employee benefits$17,735,000484
Premises and equipment expense$5,077,000460
Additional noninterest expense$8,022,000667
Pre-tax net operating income$15,110,000579
Securities gains (losses)$04,537
Applicable income taxes$5,521,000546
Income before extraordinary items$9,589,000653
Extraordinary gains, net$070
Net income$9,589,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,283
Cash dividends$2,875,000960
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,589,000626
2001-12-31 (YTD Data)Rank
Total interest income$65,926,000544
Total interest expense$27,559,000609
Net interest income$38,367,000492
Provision for loan and lease losses$3,000,000509
Total noninterest income$9,556,000618
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$6,333,000259
Trading account gains and fees$0177
Additional Noninterest Income$3,223,000891
Total noninterest expense$31,757,000529
Salaries and employee benefits$16,749,000478
Premises and equipment expense$5,191,000449
Additional noninterest expense$9,817,000586
Pre-tax net operating income$13,166,000600
Securities gains (losses)$04,612
Applicable income taxes$4,806,000558
Income before extraordinary items$8,360,000670
Extraordinary gains, net$0105
Net income$8,360,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000954
Cash dividends$3,875,000757
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,360,000642
2000-12-31 (YTD Data)Rank
Total interest income$66,806,000575
Total interest expense$28,521,000652
Net interest income$38,285,000493
Provision for loan and lease losses$2,625,000507
Total noninterest income$7,177,000714
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$4,304,000332
Trading account gains and fees$0180
Additional Noninterest Income$2,873,000884
Total noninterest expense$28,228,000566
Salaries and employee benefits$15,246,000482
Premises and equipment expense$4,848,000475
Additional noninterest expense$8,134,000668
Pre-tax net operating income$14,609,000575
Securities gains (losses)$107,000552
Applicable income taxes$5,308,000529
Income before extraordinary items$9,408,000602
Extraordinary gains, net$038
Net income$9,408,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,301
Cash dividends$3,127,000926
Sale, conversion, retirement of capital stock, net$0969
Net operating income$9,339,520598
1999-12-31 (YTD Data)Rank
Total interest income$55,098,000634
Total interest expense$22,150,000732
Net interest income$32,948,000589
Provision for loan and lease losses$1,200,000831
Total noninterest income$5,311,000904
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,063,000452
Trading account gains and fees$0173
Additional Noninterest Income$2,248,0001,057
Total noninterest expense$23,899,000660
Salaries and employee benefits$12,557,000576
Premises and equipment expense$4,464,000506
Additional noninterest expense$6,878,000780
Pre-tax net operating income$13,160,000662
Securities gains (losses)$03,155
Applicable income taxes$4,821,000613
Income before extraordinary items$8,339,000711
Extraordinary gains, net$035
Net income$8,339,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$939,000738
Cash dividends$920,0002,421
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,339,000697
1998-12-31 (YTD Data)Rank
Total interest income$46,322,000727
Total interest expense$19,891,000814
Net interest income$26,431,000677
Provision for loan and lease losses$630,0001,430
Total noninterest income$5,672,000851
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,557,000504
Trading account gains and fees$0224
Additional Noninterest Income$3,115,000883
Total noninterest expense$19,264,000767
Salaries and employee benefits$9,472,000713
Premises and equipment expense$3,756,000576
Additional noninterest expense$6,036,000838
Pre-tax net operating income$12,209,000667
Securities gains (losses)$04,449
Applicable income taxes$4,457,000628
Income before extraordinary items$7,752,000735
Extraordinary gains, net$032
Net income$7,752,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,673
Cash dividends$920,0002,363
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,752,000710
1997-12-31 (YTD Data)Rank
Total interest income$43,015,000798
Total interest expense$19,017,000864
Net interest income$23,998,000757
Provision for loan and lease losses$360,0002,248
Total noninterest income$4,109,0001,058
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,358,000555
Trading account gains and fees$0239
Additional Noninterest Income$1,751,0001,196
Total noninterest expense$15,760,000895
Salaries and employee benefits$8,131,000825
Premises and equipment expense$3,165,000662
Additional noninterest expense$4,464,0001,053
Pre-tax net operating income$11,987,000703
Securities gains (losses)$03,944
Applicable income taxes$4,552,000648
Income before extraordinary items$7,435,000763
Extraordinary gains, net$044
Net income$7,435,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,754
Cash dividends$1,970,0001,339
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,435,000747
1996-12-31 (YTD Data)Rank
Total interest income$37,001,000945
Total interest expense$16,245,0001,023
Net interest income$20,756,000897
Provision for loan and lease losses$360,0002,253
Total noninterest income$3,500,0001,219
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,999,000675
Trading account gains and fees$0262
Additional Noninterest Income$1,501,0001,390
Total noninterest expense$14,080,0001,066
Salaries and employee benefits$6,946,000969
Premises and equipment expense$2,455,000889
Additional noninterest expense$4,679,0001,195
Pre-tax net operating income$9,816,000799
Securities gains (losses)$04,148
Applicable income taxes$3,257,000816
Income before extraordinary items$6,559,000825
Extraordinary gains, net$053
Net income$6,559,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,640
Cash dividends$964,0002,220
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,559,000801
1995-12-31 (YTD Data)Rank
Total interest income$30,372,0001,151
Total interest expense$12,597,0001,322
Net interest income$17,775,0001,040
Provision for loan and lease losses$360,0002,012
Total noninterest income$2,783,0001,421
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,570,000840
Trading account gains and fees$0522
Additional Noninterest Income$1,213,0001,587
Total noninterest expense$10,991,0001,301
Salaries and employee benefits$5,594,0001,198
Premises and equipment expense$1,865,0001,136
Additional noninterest expense$3,532,0001,474
Pre-tax net operating income$9,207,000885
Securities gains (losses)$2,0003,270
Applicable income taxes$3,595,000786
Income before extraordinary items$5,614,000954
Extraordinary gains, net$065
Net income$5,614,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,556
Cash dividends$768,0002,500
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,612,720946
1994-12-31 (YTD Data)Rank
Total interest income$23,652,0001,322
Total interest expense$8,437,0001,529
Net interest income$15,215,0001,201
Provision for loan and lease losses$360,0001,966
Total noninterest income$3,004,0001,361
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,431,000912
Trading account gains and fees$0475
Additional Noninterest Income$1,573,0001,331
Total noninterest expense$9,904,0001,487
Salaries and employee benefits$4,891,0001,386
Premises and equipment expense$1,694,0001,235
Additional noninterest expense$3,319,0001,661
Pre-tax net operating income$7,955,000969
Securities gains (losses)$03,600
Applicable income taxes$3,104,000846
Income before extraordinary items$4,851,0001,044
Extraordinary gains, net$0249
Net income$4,851,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,205
Cash dividends$688,0002,569
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,851,0001,057
1993-12-31 (YTD Data)Rank
Total interest income$20,804,0001,506
Total interest expense$7,599,0001,738
Net interest income$13,205,0001,371
Provision for loan and lease losses$360,0002,633
Total noninterest income$2,394,0001,734
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,417,000935
Trading account gains and fees$0532
Additional Noninterest Income$977,0002,061
Total noninterest expense$9,408,0001,609
Salaries and employee benefits$4,723,0001,429
Premises and equipment expense$1,462,0001,452
Additional noninterest expense$3,223,0001,808
Pre-tax net operating income$5,831,0001,187
Securities gains (losses)$228,0001,542
Applicable income taxes$2,214,0001,102
Income before extraordinary items$3,845,0001,321
Extraordinary gains, net$-1,070,00013,210
Net income$2,775,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$574,0002,764
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,699,0801,288
1992-12-31 (YTD Data)Rank
Total interest income$20,863,0001,701
Total interest expense$8,880,0001,908
Net interest income$11,983,0001,532
Provision for loan and lease losses$360,0003,684
Total noninterest income$2,093,0001,873
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,302,000994
Trading account gains and fees$0504
Additional Noninterest Income$791,0002,323
Total noninterest expense$8,372,0001,812
Salaries and employee benefits$4,363,0001,521
Premises and equipment expense$1,365,0001,560
Additional noninterest expense$2,644,0002,224
Pre-tax net operating income$5,344,0001,206
Securities gains (losses)$08,369
Applicable income taxes$1,783,0001,242
Income before extraordinary items$3,561,0001,313
Extraordinary gains, net$01,422
Net income$3,561,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,00013,763
Cash dividends$456,0003,008
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,561,0001,207

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.