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The Farmers State Bank and Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$7,812,000	3,166
Total interest expense	$1,759,000	3,187
Net interest income	$6,053,000	3,089
Provision for loan and lease losses	$191,000	2,040
Total noninterest income	$2,320,000	1,864
Gross Fiduciary activities income	$750,000	550
Service charges on deposit accounts	$245,000	2,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,325,000	2,001
Total noninterest expense	$6,554,000	2,654
Salaries and employee benefits	$3,628,000	2,669
Premises and equipment expense	$737,000	2,421
Additional noninterest expense	$1,325,000	2,001
Pre-tax net operating income	$1,628,000	3,164
Securities gains (losses)	$-1,225,000	4,333
Applicable income taxes	$-42,000	4,383
Income before extraordinary items	$445,000	3,929
Extraordinary gains, net	$0	54
Net income	$445,000	3,969
Minority interest net income	$0	88
Net income of bank and minority interests.	$445,000	3,931
Net charge-offs	$102,000	1,489
Cash dividends	$345,000	2,976
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,670,000	3,002
2023-09-30 (YTD Data)		Rank
Total interest income	$5,791,000	3,159
Total interest expense	$1,231,000	3,141
Net interest income	$4,560,000	3,102
Provision for loan and lease losses	$182,000	1,729
Total noninterest income	$1,632,000	1,924
Gross Fiduciary activities income	$540,000	549
Service charges on deposit accounts	$194,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$898,000	2,099
Total noninterest expense	$4,897,000	2,654
Salaries and employee benefits	$2,639,000	2,698
Premises and equipment expense	$556,000	2,421
Additional noninterest expense	$898,000	2,099
Pre-tax net operating income	$1,113,000	3,347
Securities gains (losses)	$-1,225,000	4,470
Applicable income taxes	$82,000	2,811
Income before extraordinary items	$-194,000	4,461
Extraordinary gains, net	$0	52
Net income	$-194,000	4,459
Minority interest net income	$0	81
Net income of bank and minority interests.	$-194,000	4,461
Net charge-offs	$65,000	1,369
Cash dividends	$174,000	2,779
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,031,000	3,290
2023-06-30 (YTD Data)		Rank
Total interest income	$3,782,000	3,169
Total interest expense	$695,000	3,183
Net interest income	$3,087,000	3,103
Provision for loan and lease losses	$73,000	2,017
Total noninterest income	$1,071,000	1,873
Gross Fiduciary activities income	$347,000	550
Service charges on deposit accounts	$127,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$597,000	2,016
Total noninterest expense	$3,228,000	2,658
Salaries and employee benefits	$1,803,000	2,668
Premises and equipment expense	$350,000	2,483
Additional noninterest expense	$597,000	2,013
Pre-tax net operating income	$857,000	3,202
Securities gains (losses)	$-1,225,000	4,541
Applicable income taxes	$149,000	2,320
Income before extraordinary items	$-517,000	4,561
Extraordinary gains, net	$0	51
Net income	$-517,000	4,559
Minority interest net income	$0	81
Net income of bank and minority interests.	$-517,000	4,560
Net charge-offs	$19,000	1,563
Cash dividends	$174,000	2,590
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$708,000	3,287
2023-03-31 (YTD Data)		Rank
Total interest income	$1,839,000	3,200
Total interest expense	$295,000	3,193
Net interest income	$1,544,000	3,124
Provision for loan and lease losses	$0	2,612
Total noninterest income	$487,000	1,976
Gross Fiduciary activities income	$179,000	564
Service charges on deposit accounts	$62,000	2,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,207
Total noninterest expense	$1,554,000	2,757
Salaries and employee benefits	$835,000	2,818
Premises and equipment expense	$172,000	2,546
Additional noninterest expense	$246,000	2,207
Pre-tax net operating income	$477,000	3,146
Securities gains (losses)	$-507,000	4,551
Applicable income taxes	$0	3,388
Income before extraordinary items	$-30,000	4,493
Extraordinary gains, net	$0	4
Net income	$-30,000	4,493
Minority interest net income	$0	48
Net income of bank and minority interests.	$-30,000	4,493
Net charge-offs	$5,000	1,579
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$477,000	3,017
2022-12-31 (YTD Data)		Rank
Total interest income	$6,321,000	3,178
Total interest expense	$495,000	3,251
Net interest income	$5,826,000	3,137
Provision for loan and lease losses	$200,000	1,781
Total noninterest income	$2,492,000	1,821
Gross Fiduciary activities income	$765,000	563
Service charges on deposit accounts	$266,000	2,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,461,000	1,928
Total noninterest expense	$6,643,000	2,593
Salaries and employee benefits	$3,447,000	2,728
Premises and equipment expense	$765,000	2,377
Additional noninterest expense	$1,461,000	1,928
Pre-tax net operating income	$1,475,000	3,445
Securities gains (losses)	$0	691
Applicable income taxes	$208,000	2,617
Income before extraordinary items	$1,267,000	3,438
Extraordinary gains, net	$0	5
Net income	$1,267,000	3,436
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,267,000	3,437
Net charge-offs	$297,000	776
Cash dividends	$361,000	2,902
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,267,000	3,458
2022-09-30 (YTD Data)		Rank
Total interest income	$4,579,000	3,181
Total interest expense	$300,000	3,296
Net interest income	$4,279,000	3,145
Provision for loan and lease losses	$145,000	1,668
Total noninterest income	$1,771,000	1,893
Gross Fiduciary activities income	$566,000	565
Service charges on deposit accounts	$194,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,011,000	2,040
Total noninterest expense	$4,841,000	2,631
Salaries and employee benefits	$2,512,000	2,763
Premises and equipment expense	$575,000	2,387
Additional noninterest expense	$1,011,000	2,040
Pre-tax net operating income	$1,064,000	3,476
Securities gains (losses)	$0	740
Applicable income taxes	$30,000	3,307
Income before extraordinary items	$1,034,000	3,334
Extraordinary gains, net	$0	4
Net income	$1,034,000	3,332
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,034,000	3,333
Net charge-offs	$16,000	1,674
Cash dividends	$190,000	2,743
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,034,000	3,360
2022-06-30 (YTD Data)		Rank
Total interest income	$2,927,000	3,209
Total interest expense	$173,000	3,383
Net interest income	$2,754,000	3,170
Provision for loan and lease losses	$145,000	1,345
Total noninterest income	$1,278,000	1,795
Gross Fiduciary activities income	$448,000	498
Service charges on deposit accounts	$124,000	2,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$706,000	2,046
Total noninterest expense	$3,181,000	2,641
Salaries and employee benefits	$1,585,000	2,847
Premises and equipment expense	$392,000	2,356
Additional noninterest expense	$1,204,000	2,298
Pre-tax net operating income	$706,000	3,381
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$706,000	3,200
Extraordinary gains, net	$0	4
Net income	$706,000	3,199
Minority interest net income	$0	60
Net income of bank and minority interests.	$706,000	3,200
Net charge-offs	$9,000	1,615
Cash dividends	$180,000	2,523
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$706,000	3,233
2022-03-31 (YTD Data)		Rank
Total interest income	$1,423,000	3,211
Total interest expense	$74,000	3,533
Net interest income	$1,349,000	3,158
Provision for loan and lease losses	$0	2,285
Total noninterest income	$575,000	1,915
Gross Fiduciary activities income	$184,000	530
Service charges on deposit accounts	$59,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	2,075
Total noninterest expense	$1,620,000	2,609
Salaries and employee benefits	$799,000	2,841
Premises and equipment expense	$195,000	2,374
Additional noninterest expense	$626,000	2,232
Pre-tax net operating income	$304,000	3,412
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$304,000	3,253
Extraordinary gains, net	$0	4
Net income	$304,000	3,251
Minority interest net income	$0	50
Net income of bank and minority interests.	$304,000	3,253
Net charge-offs	$4,000	1,408
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$304,000	3,276
2021-12-31 (YTD Data)		Rank
Total interest income	$5,642,000	3,306
Total interest expense	$264,000	3,875
Net interest income	$5,378,000	3,233
Provision for loan and lease losses	$442,000	1,152
Total noninterest income	$2,816,000	1,876
Gross Fiduciary activities income	$756,000	523
Service charges on deposit accounts	$237,000	2,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,823,000	2,016
Total noninterest expense	$6,400,000	2,623
Salaries and employee benefits	$3,394,000	2,754
Premises and equipment expense	$694,000	2,528
Additional noninterest expense	$2,312,000	2,348
Pre-tax net operating income	$1,352,000	3,574
Securities gains (losses)	$0	2,062
Applicable income taxes	$402,000	2,247
Income before extraordinary items	$950,000	3,798
Extraordinary gains, net	$0	10
Net income	$950,000	3,798
Minority interest net income	$0	74
Net income of bank and minority interests.	$950,000	3,798
Net charge-offs	$640,000	548
Cash dividends	$346,000	3,035
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$950,000	3,781
2021-09-30 (YTD Data)		Rank
Total interest income	$4,221,000	3,369
Total interest expense	$198,000	3,970
Net interest income	$4,023,000	3,277
Provision for loan and lease losses	$262,000	1,268
Total noninterest income	$2,067,000	1,948
Gross Fiduciary activities income	$551,000	521
Service charges on deposit accounts	$174,000	2,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,342,000	2,080
Total noninterest expense	$4,655,000	2,682
Salaries and employee benefits	$2,475,000	2,808
Premises and equipment expense	$512,000	2,569
Additional noninterest expense	$1,668,000	2,408
Pre-tax net operating income	$1,173,000	3,561
Securities gains (losses)	$0	2,015
Applicable income taxes	$358,000	2,205
Income before extraordinary items	$815,000	3,815
Extraordinary gains, net	$0	8
Net income	$815,000	3,815
Minority interest net income	$0	69
Net income of bank and minority interests.	$815,000	3,815
Net charge-offs	$577,000	459
Cash dividends	$175,000	2,896
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$815,000	3,791
2021-06-30 (YTD Data)		Rank
Total interest income	$2,802,000	3,396
Total interest expense	$135,000	4,014
Net interest income	$2,667,000	3,305
Provision for loan and lease losses	$41,000	2,241
Total noninterest income	$1,455,000	1,834
Gross Fiduciary activities income	$377,000	519
Service charges on deposit accounts	$109,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$969,000	1,947
Total noninterest expense	$2,955,000	2,752
Salaries and employee benefits	$1,595,000	2,849
Premises and equipment expense	$323,000	2,641
Additional noninterest expense	$1,037,000	2,509
Pre-tax net operating income	$1,126,000	3,125
Securities gains (losses)	$0	1,818
Applicable income taxes	$240,000	2,173
Income before extraordinary items	$886,000	3,276
Extraordinary gains, net	$0	6
Net income	$886,000	3,275
Minority interest net income	$0	67
Net income of bank and minority interests.	$886,000	3,276
Net charge-offs	$547,000	375
Cash dividends	$175,000	2,670
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$886,000	3,249
2021-03-31 (YTD Data)		Rank
Total interest income	$1,396,000	3,411
Total interest expense	$70,000	4,046
Net interest income	$1,326,000	3,305
Provision for loan and lease losses	$41,000	1,873
Total noninterest income	$700,000	1,883
Gross Fiduciary activities income	$183,000	526
Service charges on deposit accounts	$54,000	2,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$463,000	1,993
Total noninterest expense	$1,445,000	2,792
Salaries and employee benefits	$798,000	2,854
Premises and equipment expense	$146,000	2,818
Additional noninterest expense	$501,000	2,528
Pre-tax net operating income	$540,000	3,157
Securities gains (losses)	$0	1,392
Applicable income taxes	$50,000	2,695
Income before extraordinary items	$490,000	3,138
Extraordinary gains, net	$0	3
Net income	$490,000	3,137
Minority interest net income	$0	55
Net income of bank and minority interests.	$490,000	3,138
Net charge-offs	$7,000	1,445
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$490,000	3,115
2020-12-31 (YTD Data)		Rank
Total interest income	$6,648,000	3,143
Total interest expense	$329,000	4,227
Net interest income	$6,319,000	2,973
Provision for loan and lease losses	$241,000	2,882
Total noninterest income	$2,760,000	1,800
Gross Fiduciary activities income	$622,000	547
Service charges on deposit accounts	$194,000	2,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,944,000	1,817
Total noninterest expense	$6,491,000	2,576
Salaries and employee benefits	$3,677,000	2,612
Premises and equipment expense	$718,000	2,486
Additional noninterest expense	$2,096,000	2,463
Pre-tax net operating income	$2,347,000	2,753
Securities gains (losses)	$0	2,675
Applicable income taxes	$963,000	1,456
Income before extraordinary items	$1,384,000	3,275
Extraordinary gains, net	$0	4
Net income	$1,384,000	3,274
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,384,000	3,275
Net charge-offs	$47,000	2,427
Cash dividends	$347,000	3,106
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,384,000	3,210
2020-09-30 (YTD Data)		Rank
Total interest income	$5,143,000	3,126
Total interest expense	$257,000	4,269
Net interest income	$4,886,000	2,938
Provision for loan and lease losses	$240,000	2,609
Total noninterest income	$1,894,000	1,846
Gross Fiduciary activities income	$427,000	548
Service charges on deposit accounts	$143,000	2,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,324,000	1,877
Total noninterest expense	$4,660,000	2,629
Salaries and employee benefits	$2,595,000	2,685
Premises and equipment expense	$552,000	2,448
Additional noninterest expense	$1,513,000	2,491
Pre-tax net operating income	$1,880,000	2,668
Securities gains (losses)	$0	2,494
Applicable income taxes	$727,000	1,423
Income before extraordinary items	$1,153,000	3,172
Extraordinary gains, net	$0	4
Net income	$1,153,000	3,171
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,153,000	3,172
Net charge-offs	$20,000	2,499
Cash dividends	$176,000	2,977
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,153,000	3,113
2020-06-30 (YTD Data)		Rank
Total interest income	$3,528,000	3,123
Total interest expense	$183,000	4,288
Net interest income	$3,345,000	2,912
Provision for loan and lease losses	$200,000	2,381
Total noninterest income	$1,216,000	1,820
Gross Fiduciary activities income	$263,000	567
Service charges on deposit accounts	$102,000	2,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$851,000	1,835
Total noninterest expense	$3,059,000	2,668
Salaries and employee benefits	$1,683,000	2,745
Premises and equipment expense	$395,000	2,349
Additional noninterest expense	$981,000	2,548
Pre-tax net operating income	$1,302,000	2,586
Securities gains (losses)	$0	2,249
Applicable income taxes	$601,000	1,198
Income before extraordinary items	$701,000	3,275
Extraordinary gains, net	$0	4
Net income	$701,000	3,274
Minority interest net income	$0	65
Net income of bank and minority interests.	$701,000	3,275
Net charge-offs	$19,000	2,200
Cash dividends	$176,000	2,745
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$701,000	3,216
2020-03-31 (YTD Data)		Rank
Total interest income	$1,847,000	3,064
Total interest expense	$106,000	4,262
Net interest income	$1,741,000	2,818
Provision for loan and lease losses	$200,000	1,434
Total noninterest income	$407,000	2,163
Gross Fiduciary activities income	$127,000	574
Service charges on deposit accounts	$63,000	2,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	2,343
Total noninterest expense	$1,626,000	2,586
Salaries and employee benefits	$906,000	2,645
Premises and equipment expense	$210,000	2,276
Additional noninterest expense	$510,000	2,513
Pre-tax net operating income	$322,000	3,326
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$322,000	3,196
Extraordinary gains, net	$0	4
Net income	$322,000	3,196
Minority interest net income	$0	56
Net income of bank and minority interests.	$322,000	3,197
Net charge-offs	$16,000	1,683
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$322,000	3,168
2019-12-31 (YTD Data)		Rank
Total interest income	$7,430,000	3,088
Total interest expense	$480,000	4,181
Net interest income	$6,950,000	2,853
Provision for loan and lease losses	$720,000	1,171
Total noninterest income	$2,022,000	1,958
Gross Fiduciary activities income	$616,000	551
Service charges on deposit accounts	$244,000	2,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,162,000	2,086
Total noninterest expense	$6,147,000	2,659
Salaries and employee benefits	$3,378,000	2,722
Premises and equipment expense	$651,000	2,659
Additional noninterest expense	$2,118,000	2,463
Pre-tax net operating income	$2,105,000	2,956
Securities gains (losses)	$0	2,379
Applicable income taxes	$-98,000	5,087
Income before extraordinary items	$2,203,000	2,766
Extraordinary gains, net	$0	11
Net income	$2,203,000	2,767
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,203,000	2,768
Net charge-offs	$205,000	1,671
Cash dividends	$348,000	3,245
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,203,000	2,733
2019-09-30 (YTD Data)		Rank
Total interest income	$5,562,000	3,121
Total interest expense	$372,000	4,201
Net interest income	$5,190,000	2,896
Provision for loan and lease losses	$720,000	885
Total noninterest income	$1,359,000	2,070
Gross Fiduciary activities income	$419,000	564
Service charges on deposit accounts	$179,000	2,978
Trading account gains and fees	NA	NA
Additional Noninterest Income	$761,000	2,220
Total noninterest expense	$4,585,000	2,673
Salaries and employee benefits	$2,572,000	2,712
Premises and equipment expense	$470,000	2,743
Additional noninterest expense	$1,543,000	2,509
Pre-tax net operating income	$1,244,000	3,344
Securities gains (losses)	$0	2,167
Applicable income taxes	$90,000	2,992
Income before extraordinary items	$1,154,000	3,297
Extraordinary gains, net	$0	11
Net income	$1,154,000	3,296
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,154,000	3,297
Net charge-offs	$191,000	1,332
Cash dividends	$177,000	3,167
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,154,000	3,273
2019-06-30 (YTD Data)		Rank
Total interest income	$3,682,000	3,135
Total interest expense	$257,000	4,178
Net interest income	$3,425,000	2,930
Provision for loan and lease losses	$450,000	914
Total noninterest income	$891,000	2,092
Gross Fiduciary activities income	$261,000	575
Service charges on deposit accounts	$110,000	3,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	2,167
Total noninterest expense	$3,070,000	2,687
Salaries and employee benefits	$1,704,000	2,743
Premises and equipment expense	$322,000	2,706
Additional noninterest expense	$1,044,000	2,509
Pre-tax net operating income	$796,000	3,402
Securities gains (losses)	$0	1,702
Applicable income taxes	$62,000	2,977
Income before extraordinary items	$734,000	3,371
Extraordinary gains, net	$0	11
Net income	$734,000	3,369
Minority interest net income	$0	69
Net income of bank and minority interests.	$734,000	3,370
Net charge-offs	$108,000	1,371
Cash dividends	$177,000	2,925
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$734,000	3,347
2019-03-31 (YTD Data)		Rank
Total interest income	$1,824,000	3,169
Total interest expense	$131,000	4,161
Net interest income	$1,693,000	2,974
Provision for loan and lease losses	$125,000	1,307
Total noninterest income	$377,000	2,240
Gross Fiduciary activities income	$118,000	593
Service charges on deposit accounts	$52,000	3,163
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	2,371
Total noninterest expense	$1,598,000	2,649
Salaries and employee benefits	$907,000	2,666
Premises and equipment expense	$162,000	2,714
Additional noninterest expense	$529,000	2,490
Pre-tax net operating income	$347,000	3,581
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$347,000	3,424
Extraordinary gains, net	$0	5
Net income	$347,000	3,423
Minority interest net income	$0	52
Net income of bank and minority interests.	$347,000	3,423
Net charge-offs	$14,000	1,843
Cash dividends	$1,000	2,797
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$347,000	3,414
2018-12-31 (YTD Data)		Rank
Total interest income	$7,058,000	3,149
Total interest expense	$515,000	3,892
Net interest income	$6,543,000	3,012
Provision for loan and lease losses	$773,000	1,082
Total noninterest income	$1,926,000	2,028
Gross Fiduciary activities income	$633,000	551
Service charges on deposit accounts	$192,000	3,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,101,000	2,138
Total noninterest expense	$6,127,000	2,691
Salaries and employee benefits	$3,362,000	2,744
Premises and equipment expense	$691,000	2,599
Additional noninterest expense	$2,074,000	2,543
Pre-tax net operating income	$1,569,000	3,467
Securities gains (losses)	$0	1,125
Applicable income taxes	$573,000	1,864
Income before extraordinary items	$996,000	3,915
Extraordinary gains, net	$0	6
Net income	$996,000	3,914
Minority interest net income	$0	72
Net income of bank and minority interests.	$996,000	3,914
Net charge-offs	$1,272,000	483
Cash dividends	$356,000	3,253
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$996,000	3,921
2018-09-30 (YTD Data)		Rank
Total interest income	$5,227,000	3,182
Total interest expense	$378,000	3,875
Net interest income	$4,849,000	3,052
Provision for loan and lease losses	$460,000	1,195
Total noninterest income	$1,311,000	2,159
Gross Fiduciary activities income	$441,000	566
Service charges on deposit accounts	$146,000	3,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$724,000	2,306
Total noninterest expense	$4,498,000	2,735
Salaries and employee benefits	$2,565,000	2,730
Premises and equipment expense	$479,000	2,746
Additional noninterest expense	$1,454,000	2,662
Pre-tax net operating income	$1,202,000	3,494
Securities gains (losses)	$0	1,118
Applicable income taxes	$53,000	3,304
Income before extraordinary items	$1,149,000	3,386
Extraordinary gains, net	$0	5
Net income	$1,149,000	3,385
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,149,000	3,385
Net charge-offs	$1,233,000	375
Cash dividends	$184,000	3,143
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,149,000	3,386
2018-06-30 (YTD Data)		Rank
Total interest income	$3,391,000	3,217
Total interest expense	$246,000	3,862
Net interest income	$3,145,000	3,103
Provision for loan and lease losses	$420,000	940
Total noninterest income	$894,000	2,139
Gross Fiduciary activities income	$299,000	566
Service charges on deposit accounts	$96,000	3,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$499,000	2,266
Total noninterest expense	$2,918,000	2,793
Salaries and employee benefits	$1,636,000	2,835
Premises and equipment expense	$334,000	2,675
Additional noninterest expense	$948,000	2,710
Pre-tax net operating income	$701,000	3,680
Securities gains (losses)	$0	961
Applicable income taxes	$26,000	3,416
Income before extraordinary items	$675,000	3,548
Extraordinary gains, net	$0	6
Net income	$675,000	3,547
Minority interest net income	$0	65
Net income of bank and minority interests.	$675,000	3,547
Net charge-offs	$123,000	1,189
Cash dividends	$184,000	2,874
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$675,000	3,548
2018-03-31 (YTD Data)		Rank
Total interest income	$1,646,000	3,277
Total interest expense	$117,000	3,896
Net interest income	$1,529,000	3,175
Provision for loan and lease losses	$0	3,508
Total noninterest income	$370,000	2,362
Gross Fiduciary activities income	$133,000	588
Service charges on deposit accounts	$47,000	3,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	2,555
Total noninterest expense	$1,582,000	2,684
Salaries and employee benefits	$904,000	2,670
Premises and equipment expense	$185,000	2,560
Additional noninterest expense	$493,000	2,660
Pre-tax net operating income	$317,000	3,779
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$317,000	3,591
Extraordinary gains, net	$0	7
Net income	$317,000	3,590
Minority interest net income	$0	52
Net income of bank and minority interests.	$317,000	3,591
Net charge-offs	$34,000	1,388
Cash dividends	$9,000	2,744
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$317,000	3,595
2017-12-31 (YTD Data)		Rank
Total interest income	$6,544,000	3,241
Total interest expense	$421,000	3,920
Net interest income	$6,123,000	3,138
Provision for loan and lease losses	$2,393,000	453
Total noninterest income	$2,043,000	2,001
Gross Fiduciary activities income	$714,000	518
Service charges on deposit accounts	$212,000	3,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,117,000	2,157
Total noninterest expense	$6,199,000	2,707
Salaries and employee benefits	$3,330,000	2,801
Premises and equipment expense	$667,000	2,735
Additional noninterest expense	$2,202,000	2,484
Pre-tax net operating income	$-426,000	5,563
Securities gains (losses)	$0	2,243
Applicable income taxes	$404,000	2,569
Income before extraordinary items	$-830,000	5,557
Extraordinary gains, net	$0	9
Net income	$-830,000	5,557
Minority interest net income	$0	76
Net income of bank and minority interests.	$-830,000	5,557
Net charge-offs	$2,432,000	346
Cash dividends	$371,000	3,241
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-830,000	5,557
2017-09-30 (YTD Data)		Rank
Total interest income	$4,855,000	3,282
Total interest expense	$311,000	3,955
Net interest income	$4,544,000	3,181
Provision for loan and lease losses	$1,953,000	408
Total noninterest income	$1,380,000	2,159
Gross Fiduciary activities income	$493,000	538
Service charges on deposit accounts	$157,000	3,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,359
Total noninterest expense	$4,517,000	2,780
Salaries and employee benefits	$2,525,000	2,804
Premises and equipment expense	$435,000	3,018
Additional noninterest expense	$1,557,000	2,599
Pre-tax net operating income	$-546,000	5,654
Securities gains (losses)	$0	2,274
Applicable income taxes	$376,000	2,305
Income before extraordinary items	$-922,000	5,687
Extraordinary gains, net	$0	9
Net income	$-922,000	5,687
Minority interest net income	$0	71
Net income of bank and minority interests.	$-922,000	5,687
Net charge-offs	$2,403,000	263
Cash dividends	$176,000	3,192
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-922,000	5,684
2017-06-30 (YTD Data)		Rank
Total interest income	$3,272,000	3,265
Total interest expense	$205,000	3,959
Net interest income	$3,067,000	3,168
Provision for loan and lease losses	$188,000	1,618
Total noninterest income	$926,000	2,153
Gross Fiduciary activities income	$331,000	544
Service charges on deposit accounts	$103,000	3,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$492,000	2,356
Total noninterest expense	$2,932,000	2,856
Salaries and employee benefits	$1,649,000	2,856
Premises and equipment expense	$283,000	3,060
Additional noninterest expense	$1,000,000	2,671
Pre-tax net operating income	$873,000	3,347
Securities gains (losses)	$0	1,906
Applicable income taxes	$376,000	1,962
Income before extraordinary items	$497,000	3,908
Extraordinary gains, net	$0	11
Net income	$497,000	3,906
Minority interest net income	$0	71
Net income of bank and minority interests.	$497,000	3,908
Net charge-offs	$281,000	865
Cash dividends	$176,000	2,912
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$497,000	3,896
2017-03-31 (YTD Data)		Rank
Total interest income	$1,599,000	3,313
Total interest expense	$102,000	3,979
Net interest income	$1,497,000	3,212
Provision for loan and lease losses	$0	3,537
Total noninterest income	$394,000	2,349
Gross Fiduciary activities income	$167,000	547
Service charges on deposit accounts	$50,000	3,500
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	2,726
Total noninterest expense	$1,522,000	2,796
Salaries and employee benefits	$857,000	2,811
Premises and equipment expense	$144,000	3,068
Additional noninterest expense	$521,000	2,589
Pre-tax net operating income	$369,000	3,532
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$369,000	3,273
Extraordinary gains, net	$0	8
Net income	$369,000	3,272
Minority interest net income	$0	55
Net income of bank and minority interests.	$369,000	3,273
Net charge-offs	$237,000	538
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$369,000	3,248
2016-12-31 (YTD Data)		Rank
Total interest income	$6,095,000	3,395
Total interest expense	$399,000	4,030
Net interest income	$5,696,000	3,293
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$2,047,000	2,085
Gross Fiduciary activities income	$729,000	512
Service charges on deposit accounts	$209,000	3,506
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,109,000	2,271
Total noninterest expense	$6,128,000	2,807
Salaries and employee benefits	$3,304,000	2,863
Premises and equipment expense	$683,000	2,774
Additional noninterest expense	$2,141,000	2,636
Pre-tax net operating income	$1,435,000	3,569
Securities gains (losses)	$0	3,212
Applicable income taxes	$266,000	2,737
Income before extraordinary items	$1,169,000	3,676
Extraordinary gains, net	$0	5
Net income	$1,169,000	3,674
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,169,000	3,675
Net charge-offs	$112,000	2,508
Cash dividends	$346,000	3,338
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,169,000	3,612
2016-09-30 (YTD Data)		Rank
Total interest income	$4,541,000	3,425
Total interest expense	$297,000	4,071
Net interest income	$4,244,000	3,317
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,351,000	2,244
Gross Fiduciary activities income	$499,000	536
Service charges on deposit accounts	$154,000	3,555
Trading account gains and fees	$0	169
Additional Noninterest Income	$698,000	2,496
Total noninterest expense	$4,624,000	2,797
Salaries and employee benefits	$2,521,000	2,825
Premises and equipment expense	$497,000	2,853
Additional noninterest expense	$1,606,000	2,638
Pre-tax net operating income	$971,000	3,765
Securities gains (losses)	$0	3,160
Applicable income taxes	$190,000	2,838
Income before extraordinary items	$781,000	3,879
Extraordinary gains, net	$0	5
Net income	$781,000	3,877
Minority interest net income	$0	71
Net income of bank and minority interests.	$781,000	3,879
Net charge-offs	$70,000	2,353
Cash dividends	$173,000	3,237
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$781,000	3,817
2016-06-30 (YTD Data)		Rank
Total interest income	$2,990,000	3,471
Total interest expense	$201,000	4,061
Net interest income	$2,789,000	3,371
Provision for loan and lease losses	$0	4,017
Total noninterest income	$893,000	2,240
Gross Fiduciary activities income	$342,000	531
Service charges on deposit accounts	$99,000	3,606
Trading account gains and fees	$0	157
Additional Noninterest Income	$452,000	2,505
Total noninterest expense	$2,986,000	2,869
Salaries and employee benefits	$1,645,000	2,877
Premises and equipment expense	$348,000	2,767
Additional noninterest expense	$993,000	2,774
Pre-tax net operating income	$696,000	3,665
Securities gains (losses)	$0	2,835
Applicable income taxes	$132,000	2,809
Income before extraordinary items	$564,000	3,785
Extraordinary gains, net	$0	16
Net income	$564,000	3,782
Minority interest net income	$0	71
Net income of bank and minority interests.	$564,000	3,784
Net charge-offs	$19,000	2,811
Cash dividends	$173,000	2,955
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$564,000	3,725
2016-03-31 (YTD Data)		Rank
Total interest income	$1,478,000	3,494
Total interest expense	$102,000	4,066
Net interest income	$1,376,000	3,399
Provision for loan and lease losses	$0	3,656
Total noninterest income	$360,000	2,479
Gross Fiduciary activities income	$141,000	576
Service charges on deposit accounts	$48,000	3,654
Trading account gains and fees	$0	142
Additional Noninterest Income	$171,000	2,826
Total noninterest expense	$1,460,000	2,934
Salaries and employee benefits	$758,000	3,054
Premises and equipment expense	$190,000	2,636
Additional noninterest expense	$512,000	2,727
Pre-tax net operating income	$276,000	3,990
Securities gains (losses)	$0	2,077
Applicable income taxes	$74,000	2,699
Income before extraordinary items	$202,000	4,220
Extraordinary gains, net	$0	12
Net income	$202,000	4,217
Minority interest net income	$0	62
Net income of bank and minority interests.	$202,000	4,219
Net charge-offs	$23,000	1,894
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$202,000	4,162
2015-12-31 (YTD Data)		Rank
Total interest income	$6,041,000	3,424
Total interest expense	$393,000	4,182
Net interest income	$5,648,000	3,321
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$1,952,000	2,150
Gross Fiduciary activities income	$778,000	513
Service charges on deposit accounts	$214,000	3,607
Trading account gains and fees	$0	159
Additional Noninterest Income	$960,000	2,425
Total noninterest expense	$6,189,000	2,807
Salaries and employee benefits	$3,437,000	2,775
Premises and equipment expense	$638,000	2,980
Additional noninterest expense	$2,114,000	2,684
Pre-tax net operating income	$1,291,000	3,735
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$361,000	2,504
Income before extraordinary items	$940,000	4,024
Extraordinary gains, net	$0	23
Net income	$940,000	4,023
Minority interest net income	$0	81
Net income of bank and minority interests.	$940,000	4,024
Net charge-offs	$111,000	2,556
Cash dividends	$349,000	3,286
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$932,800	3,980
2015-09-30 (YTD Data)		Rank
Total interest income	$4,515,000	3,466
Total interest expense	$293,000	4,246
Net interest income	$4,222,000	3,356
Provision for loan and lease losses	$60,000	3,107
Total noninterest income	$1,334,000	2,282
Gross Fiduciary activities income	$529,000	531
Service charges on deposit accounts	$162,000	3,616
Trading account gains and fees	$0	153
Additional Noninterest Income	$643,000	2,581
Total noninterest expense	$4,479,000	2,888
Salaries and employee benefits	$2,506,000	2,838
Premises and equipment expense	$454,000	3,128
Additional noninterest expense	$1,519,000	2,761
Pre-tax net operating income	$1,017,000	3,715
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$201,000	2,816
Income before extraordinary items	$826,000	3,825
Extraordinary gains, net	$0	21
Net income	$826,000	3,824
Minority interest net income	$0	78
Net income of bank and minority interests.	$826,000	3,825
Net charge-offs	$52,000	2,750
Cash dividends	$176,000	3,202
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$818,000	3,793
2015-06-30 (YTD Data)		Rank
Total interest income	$2,982,000	3,500
Total interest expense	$193,000	4,311
Net interest income	$2,789,000	3,388
Provision for loan and lease losses	$0	4,069
Total noninterest income	$907,000	2,251
Gross Fiduciary activities income	$349,000	542
Service charges on deposit accounts	$104,000	3,667
Trading account gains and fees	$0	157
Additional Noninterest Income	$454,000	2,523
Total noninterest expense	$3,066,000	2,843
Salaries and employee benefits	$1,750,000	2,762
Premises and equipment expense	$324,000	3,007
Additional noninterest expense	$992,000	2,825
Pre-tax net operating income	$630,000	3,817
Securities gains (losses)	$10,000	2,017
Applicable income taxes	$151,000	2,706
Income before extraordinary items	$489,000	4,012
Extraordinary gains, net	$0	22
Net income	$489,000	4,012
Minority interest net income	$0	75
Net income of bank and minority interests.	$489,000	4,014
Net charge-offs	$36,000	2,582
Cash dividends	$176,000	2,875
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$481,400	3,973
2015-03-31 (YTD Data)		Rank
Total interest income	$1,478,000	3,527
Total interest expense	$97,000	4,353
Net interest income	$1,381,000	3,410
Provision for loan and lease losses	$0	3,703
Total noninterest income	$386,000	2,440
Gross Fiduciary activities income	$159,000	562
Service charges on deposit accounts	$52,000	3,639
Trading account gains and fees	$0	152
Additional Noninterest Income	$175,000	2,807
Total noninterest expense	$1,516,000	2,880
Salaries and employee benefits	$830,000	2,894
Premises and equipment expense	$191,000	2,735
Additional noninterest expense	$495,000	2,819
Pre-tax net operating income	$251,000	4,131
Securities gains (losses)	$0	2,027
Applicable income taxes	$51,000	2,970
Income before extraordinary items	$200,000	4,299
Extraordinary gains, net	$0	13
Net income	$200,000	4,301
Minority interest net income	$0	64
Net income of bank and minority interests.	$200,000	4,302
Net charge-offs	$11,000	2,441
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$200,000	4,219
2014-12-31 (YTD Data)		Rank
Total interest income	$5,991,000	3,534
Total interest expense	$433,000	4,299
Net interest income	$5,558,000	3,413
Provision for loan and lease losses	$165,000	2,677
Total noninterest income	$1,983,000	2,118
Gross Fiduciary activities income	$910,000	484
Service charges on deposit accounts	$232,000	3,672
Trading account gains and fees	$0	180
Additional Noninterest Income	$841,000	2,578
Total noninterest expense	$6,094,000	2,883
Salaries and employee benefits	$3,473,000	2,769
Premises and equipment expense	$615,000	3,170
Additional noninterest expense	$2,006,000	2,872
Pre-tax net operating income	$1,282,000	3,740
Securities gains (losses)	$0	3,259
Applicable income taxes	$267,000	2,742
Income before extraordinary items	$1,015,000	3,944
Extraordinary gains, net	$0	17
Net income	$1,015,000	3,944
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,015,000	3,946
Net charge-offs	$116,000	3,033
Cash dividends	$349,000	3,264
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,015,000	3,884
2014-09-30 (YTD Data)		Rank
Total interest income	$4,474,000	3,570
Total interest expense	$329,000	4,327
Net interest income	$4,145,000	3,449
Provision for loan and lease losses	$65,000	3,215
Total noninterest income	$1,376,000	2,241
Gross Fiduciary activities income	$665,000	489
Service charges on deposit accounts	$177,000	3,687
Trading account gains and fees	$0	174
Additional Noninterest Income	$534,000	2,821
Total noninterest expense	$4,422,000	2,958
Salaries and employee benefits	$2,546,000	2,829
Premises and equipment expense	$441,000	3,319
Additional noninterest expense	$1,435,000	2,989
Pre-tax net operating income	$1,034,000	3,697
Securities gains (losses)	$0	2,980
Applicable income taxes	$139,000	3,089
Income before extraordinary items	$895,000	3,704
Extraordinary gains, net	$0	15
Net income	$895,000	3,706
Minority interest net income	$0	81
Net income of bank and minority interests.	$895,000	3,708
Net charge-offs	$25,000	3,731
Cash dividends	$176,000	3,173
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$895,000	3,656
2014-06-30 (YTD Data)		Rank
Total interest income	$2,958,000	3,592
Total interest expense	$218,000	4,382
Net interest income	$2,740,000	3,468
Provision for loan and lease losses	$65,000	2,719
Total noninterest income	$984,000	2,110
Gross Fiduciary activities income	$513,000	461
Service charges on deposit accounts	$115,000	3,703
Trading account gains and fees	$0	172
Additional Noninterest Income	$356,000	2,805
Total noninterest expense	$2,992,000	2,947
Salaries and employee benefits	$1,763,000	2,763
Premises and equipment expense	$306,000	3,244
Additional noninterest expense	$923,000	3,083
Pre-tax net operating income	$667,000	3,681
Securities gains (losses)	$0	2,580
Applicable income taxes	$97,000	3,030
Income before extraordinary items	$570,000	3,723
Extraordinary gains, net	$0	20
Net income	$570,000	3,728
Minority interest net income	$0	80
Net income of bank and minority interests.	$570,000	3,730
Net charge-offs	$-5,000	5,456
Cash dividends	$176,000	2,828
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$570,000	3,661
2014-03-31 (YTD Data)		Rank
Total interest income	$1,452,000	3,653
Total interest expense	$112,000	4,392
Net interest income	$1,340,000	3,527
Provision for loan and lease losses	$65,000	1,970
Total noninterest income	$470,000	2,122
Gross Fiduciary activities income	$311,000	430
Service charges on deposit accounts	$58,000	3,686
Trading account gains and fees	$0	147
Additional Noninterest Income	$101,000	3,554
Total noninterest expense	$1,458,000	3,018
Salaries and employee benefits	$830,000	2,915
Premises and equipment expense	$156,000	3,250
Additional noninterest expense	$472,000	3,016
Pre-tax net operating income	$287,000	3,887
Securities gains (losses)	$0	1,715
Applicable income taxes	$56,000	2,879
Income before extraordinary items	$231,000	4,007
Extraordinary gains, net	$0	16
Net income	$231,000	4,009
Minority interest net income	$0	66
Net income of bank and minority interests.	$231,000	4,009
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$231,000	3,966
2013-12-31 (YTD Data)		Rank
Total interest income	$5,779,000	3,716
Total interest expense	$501,000	4,451
Net interest income	$5,278,000	3,577
Provision for loan and lease losses	$531,000	1,766
Total noninterest income	$2,205,000	2,017
Gross Fiduciary activities income	$758,000	515
Service charges on deposit accounts	$275,000	3,508
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,172,000	2,168
Total noninterest expense	$6,055,000	2,975
Salaries and employee benefits	$3,551,000	2,770
Premises and equipment expense	$605,000	3,284
Additional noninterest expense	$1,899,000	3,099
Pre-tax net operating income	$897,000	4,247
Securities gains (losses)	$-63,000	6,483
Applicable income taxes	$170,000	3,061
Income before extraordinary items	$664,000	4,526
Extraordinary gains, net	$0	29
Net income	$664,000	4,530
Minority interest net income	$0	90
Net income of bank and minority interests.	$664,000	4,530
Net charge-offs	$346,000	2,406
Cash dividends	$349,000	3,154
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$714,400	4,370
2013-09-30 (YTD Data)		Rank
Total interest income	$4,326,000	3,764
Total interest expense	$387,000	4,479
Net interest income	$3,939,000	3,606
Provision for loan and lease losses	$385,000	1,821
Total noninterest income	$1,528,000	2,187
Gross Fiduciary activities income	$534,000	530
Service charges on deposit accounts	$206,000	3,529
Trading account gains and fees	$0	180
Additional Noninterest Income	$788,000	2,361
Total noninterest expense	$4,473,000	3,003
Salaries and employee benefits	$2,632,000	2,805
Premises and equipment expense	$452,000	3,334
Additional noninterest expense	$1,389,000	3,142
Pre-tax net operating income	$609,000	4,472
Securities gains (losses)	$-63,000	6,680
Applicable income taxes	$143,000	3,057
Income before extraordinary items	$403,000	4,905
Extraordinary gains, net	$0	25
Net income	$403,000	4,905
Minority interest net income	$0	84
Net income of bank and minority interests.	$403,000	4,906
Net charge-offs	$90,000	3,362
Cash dividends	$176,000	3,011
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$449,620	4,668
2013-06-30 (YTD Data)		Rank
Total interest income	$2,875,000	3,769
Total interest expense	$265,000	4,486
Net interest income	$2,610,000	3,611
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$1,080,000	2,120
Gross Fiduciary activities income	$376,000	518
Service charges on deposit accounts	$135,000	3,539
Trading account gains and fees	$0	157
Additional Noninterest Income	$569,000	2,302
Total noninterest expense	$3,020,000	2,984
Salaries and employee benefits	$1,816,000	2,740
Premises and equipment expense	$294,000	3,409
Additional noninterest expense	$910,000	3,176
Pre-tax net operating income	$520,000	4,080
Securities gains (losses)	$0	2,791
Applicable income taxes	$101,000	3,005
Income before extraordinary items	$419,000	4,246
Extraordinary gains, net	$0	22
Net income	$419,000	4,248
Minority interest net income	$0	82
Net income of bank and minority interests.	$419,000	4,249
Net charge-offs	$48,000	3,385
Cash dividends	$176,000	2,648
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$419,000	4,126
2013-03-31 (YTD Data)		Rank
Total interest income	$1,437,000	3,796
Total interest expense	$140,000	4,452
Net interest income	$1,297,000	3,653
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$409,000	2,519
Gross Fiduciary activities income	$172,000	553
Service charges on deposit accounts	$67,000	3,545
Trading account gains and fees	$0	148
Additional Noninterest Income	$170,000	3,002
Total noninterest expense	$1,458,000	3,072
Salaries and employee benefits	$842,000	2,922
Premises and equipment expense	$154,000	3,327
Additional noninterest expense	$462,000	3,155
Pre-tax net operating income	$173,000	4,676
Securities gains (losses)	$0	1,966
Applicable income taxes	$60,000	2,860
Income before extraordinary items	$113,000	5,102
Extraordinary gains, net	$0	10
Net income	$113,000	5,104
Minority interest net income	$0	76
Net income of bank and minority interests.	$113,000	5,104
Net charge-offs	$13,000	3,331
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$113,000	4,990
2012-12-31 (YTD Data)		Rank
Total interest income	$6,195,000	3,748
Total interest expense	$754,000	4,242
Net interest income	$5,441,000	3,596
Provision for loan and lease losses	$800,000	2,072
Total noninterest income	$2,090,000	2,119
Gross Fiduciary activities income	$748,000	514
Service charges on deposit accounts	$305,000	3,453
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,037,000	2,323
Total noninterest expense	$6,214,000	2,961
Salaries and employee benefits	$3,503,000	2,785
Premises and equipment expense	$654,000	3,181
Additional noninterest expense	$2,057,000	3,036
Pre-tax net operating income	$517,000	4,877
Securities gains (losses)	$1,000	3,729
Applicable income taxes	$-37,000	6,621
Income before extraordinary items	$555,000	4,799
Extraordinary gains, net	$0	29
Net income	$555,000	4,800
Minority interest net income	$0	93
Net income of bank and minority interests.	$555,000	4,801
Net charge-offs	$318,000	3,225
Cash dividends	$350,000	3,158
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$554,000	4,623
2012-09-30 (YTD Data)		Rank
Total interest income	$4,693,000	3,788
Total interest expense	$608,000	4,208
Net interest income	$4,085,000	3,659
Provision for loan and lease losses	$510,000	2,240
Total noninterest income	$1,423,000	2,260
Gross Fiduciary activities income	$532,000	530
Service charges on deposit accounts	$224,000	3,530
Trading account gains and fees	$0	157
Additional Noninterest Income	$667,000	2,528
Total noninterest expense	$4,504,000	3,048
Salaries and employee benefits	$2,532,000	2,890
Premises and equipment expense	$466,000	3,339
Additional noninterest expense	$1,506,000	3,104
Pre-tax net operating income	$494,000	4,734
Securities gains (losses)	$1,000	3,476
Applicable income taxes	$61,000	3,687
Income before extraordinary items	$434,000	4,859
Extraordinary gains, net	$0	20
Net income	$434,000	4,859
Minority interest net income	$0	86
Net income of bank and minority interests.	$434,000	4,859
Net charge-offs	$275,000	2,938
Cash dividends	$177,000	2,999
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$433,120	4,689
2012-06-30 (YTD Data)		Rank
Total interest income	$3,163,000	3,801
Total interest expense	$443,000	4,116
Net interest income	$2,720,000	3,680
Provision for loan and lease losses	$420,000	2,011
Total noninterest income	$970,000	2,199
Gross Fiduciary activities income	$380,000	512
Service charges on deposit accounts	$148,000	3,539
Trading account gains and fees	$0	153
Additional Noninterest Income	$442,000	2,504
Total noninterest expense	$3,019,000	3,040
Salaries and employee benefits	$1,711,000	2,856
Premises and equipment expense	$317,000	3,300
Additional noninterest expense	$991,000	3,143
Pre-tax net operating income	$251,000	5,049
Securities gains (losses)	$1,000	3,081
Applicable income taxes	$43,000	3,636
Income before extraordinary items	$209,000	5,285
Extraordinary gains, net	$0	19
Net income	$209,000	5,284
Minority interest net income	$0	84
Net income of bank and minority interests.	$209,000	5,284
Net charge-offs	$233,000	2,583
Cash dividends	$177,000	2,634
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$208,170	5,091
2012-03-31 (YTD Data)		Rank
Total interest income	$1,590,000	3,823
Total interest expense	$256,000	3,880
Net interest income	$1,334,000	3,746
Provision for loan and lease losses	$90,000	2,992
Total noninterest income	$414,000	2,429
Gross Fiduciary activities income	$175,000	541
Service charges on deposit accounts	$70,000	3,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$169,000	2,893
Total noninterest expense	$1,455,000	3,130
Salaries and employee benefits	$804,000	3,019
Premises and equipment expense	$165,000	3,222
Additional noninterest expense	$486,000	3,162
Pre-tax net operating income	$203,000	4,492
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$25,000	3,539
Income before extraordinary items	$179,000	4,560
Extraordinary gains, net	$0	19
Net income	$179,000	4,563
Minority interest net income	$0	78
Net income of bank and minority interests.	$179,000	4,563
Net charge-offs	$52,000	2,991
Cash dividends	$1,000	2,761
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$178,120	4,430
2011-12-31 (YTD Data)		Rank
Total interest income	$6,780,000	3,754
Total interest expense	$1,301,000	3,794
Net interest income	$5,479,000	3,690
Provision for loan and lease losses	$620,000	3,109
Total noninterest income	$1,900,000	2,087
Gross Fiduciary activities income	$706,000	489
Service charges on deposit accounts	$330,000	3,410
Trading account gains and fees	$0	146
Additional Noninterest Income	$864,000	2,336
Total noninterest expense	$6,711,000	2,757
Salaries and employee benefits	$3,542,000	2,723
Premises and equipment expense	$626,000	3,472
Additional noninterest expense	$2,543,000	2,555
Pre-tax net operating income	$48,000	5,886
Securities gains (losses)	$7,000	3,433
Applicable income taxes	$-370,000	7,009
Income before extraordinary items	$425,000	4,872
Extraordinary gains, net	$0	29
Net income	$425,000	4,874
Minority interest net income	$0	96
Net income of bank and minority interests.	$425,000	4,873
Net charge-offs	$434,000	3,343
Cash dividends	$349,000	2,853
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$418,000	4,759
2011-09-30 (YTD Data)		Rank
Total interest income	$5,116,000	3,789
Total interest expense	$1,006,000	3,819
Net interest income	$4,110,000	3,713
Provision for loan and lease losses	$500,000	2,879
Total noninterest income	$1,279,000	2,240
Gross Fiduciary activities income	$506,000	497
Service charges on deposit accounts	$247,000	3,424
Trading account gains and fees	$0	145
Additional Noninterest Income	$526,000	2,630
Total noninterest expense	$4,796,000	2,908
Salaries and employee benefits	$2,588,000	2,775
Premises and equipment expense	$443,000	3,658
Additional noninterest expense	$1,765,000	2,722
Pre-tax net operating income	$93,000	5,838
Securities gains (losses)	$7,000	3,148
Applicable income taxes	$-252,000	7,118
Income before extraordinary items	$352,000	4,840
Extraordinary gains, net	$0	21
Net income	$352,000	4,841
Minority interest net income	$0	87
Net income of bank and minority interests.	$352,000	4,841
Net charge-offs	$392,000	2,937
Cash dividends	$176,000	2,802
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$345,000	4,749
2011-06-30 (YTD Data)		Rank
Total interest income	$3,449,000	3,793
Total interest expense	$692,000	3,842
Net interest income	$2,757,000	3,698
Provision for loan and lease losses	$420,000	2,531
Total noninterest income	$895,000	2,155
Gross Fiduciary activities income	$370,000	477
Service charges on deposit accounts	$162,000	3,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$363,000	2,579
Total noninterest expense	$3,149,000	2,968
Salaries and employee benefits	$1,658,000	2,890
Premises and equipment expense	$308,000	3,585
Additional noninterest expense	$1,183,000	2,769
Pre-tax net operating income	$83,000	5,775
Securities gains (losses)	$0	2,914
Applicable income taxes	$-268,000	7,252
Income before extraordinary items	$351,000	4,214
Extraordinary gains, net	$0	15
Net income	$351,000	4,214
Minority interest net income	$0	89
Net income of bank and minority interests.	$351,000	4,216
Net charge-offs	$39,000	4,649
Cash dividends	$176,000	2,393
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$351,000	4,120
2011-03-31 (YTD Data)		Rank
Total interest income	$1,708,000	3,840
Total interest expense	$356,000	3,873
Net interest income	$1,352,000	3,748
Provision for loan and lease losses	$0	5,840
Total noninterest income	$417,000	2,288
Gross Fiduciary activities income	$203,000	449
Service charges on deposit accounts	$77,000	3,505
Trading account gains and fees	$0	158
Additional Noninterest Income	$137,000	3,061
Total noninterest expense	$1,618,000	2,902
Salaries and employee benefits	$847,000	2,855
Premises and equipment expense	$154,000	3,623
Additional noninterest expense	$617,000	2,671
Pre-tax net operating income	$151,000	4,631
Securities gains (losses)	$0	1,772
Applicable income taxes	$16,000	3,560
Income before extraordinary items	$135,000	4,611
Extraordinary gains, net	$0	9
Net income	$135,000	4,611
Minority interest net income	$0	86
Net income of bank and minority interests.	$135,000	4,612
Net charge-offs	$16,000	4,159
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$135,000	4,552
2010-12-31 (YTD Data)		Rank
Total interest income	$7,675,000	3,655
Total interest expense	$1,869,000	3,742
Net interest income	$5,806,000	3,563
Provision for loan and lease losses	$1,064,000	2,956
Total noninterest income	$1,692,000	2,328
Gross Fiduciary activities income	$546,000	531
Service charges on deposit accounts	$298,000	3,648
Trading account gains and fees	$0	175
Additional Noninterest Income	$848,000	2,413
Total noninterest expense	$6,307,000	2,988
Salaries and employee benefits	$3,433,000	2,781
Premises and equipment expense	$768,000	3,072
Additional noninterest expense	$2,106,000	3,122
Pre-tax net operating income	$127,000	5,403
Securities gains (losses)	$1,000	3,687
Applicable income taxes	$62,000	3,524
Income before extraordinary items	$66,000	5,731
Extraordinary gains, net	$0	29
Net income	$66,000	5,732
Minority interest net income	$0	111
Net income of bank and minority interests.	$66,000	5,732
Net charge-offs	$855,000	2,895
Cash dividends	$349,000	2,783
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$65,360	5,605
2010-09-30 (YTD Data)		Rank
Total interest income	$5,897,000	3,674
Total interest expense	$1,458,000	3,775
Net interest income	$4,439,000	3,548
Provision for loan and lease losses	$604,000	3,234
Total noninterest income	$1,140,000	2,509
Gross Fiduciary activities income	$375,000	548
Service charges on deposit accounts	$217,000	3,774
Trading account gains and fees	$0	165
Additional Noninterest Income	$548,000	2,606
Total noninterest expense	$4,589,000	3,071
Salaries and employee benefits	$2,525,000	2,830
Premises and equipment expense	$587,000	3,080
Additional noninterest expense	$1,477,000	3,270
Pre-tax net operating income	$386,000	4,545
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$201,000	2,554
Income before extraordinary items	$186,000	5,352
Extraordinary gains, net	$0	23
Net income	$186,000	5,354
Minority interest net income	$0	110
Net income of bank and minority interests.	$186,000	5,355
Net charge-offs	$196,000	4,254
Cash dividends	$176,000	2,819
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$185,360	5,207
2010-06-30 (YTD Data)		Rank
Total interest income	$4,005,000	3,646
Total interest expense	$1,011,000	3,777
Net interest income	$2,994,000	3,517
Provision for loan and lease losses	$240,000	3,941
Total noninterest income	$737,000	2,499
Gross Fiduciary activities income	$249,000	553
Service charges on deposit accounts	$139,000	3,847
Trading account gains and fees	$0	152
Additional Noninterest Income	$349,000	2,608
Total noninterest expense	$3,006,000	3,111
Salaries and employee benefits	$1,621,000	2,939
Premises and equipment expense	$430,000	2,882
Additional noninterest expense	$955,000	3,325
Pre-tax net operating income	$485,000	3,680
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$134,000	2,519
Income before extraordinary items	$352,000	4,010
Extraordinary gains, net	$0	19
Net income	$352,000	4,008
Minority interest net income	$0	105
Net income of bank and minority interests.	$352,000	4,009
Net charge-offs	$115,000	4,099
Cash dividends	$176,000	2,410
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$351,280	3,892
2010-03-31 (YTD Data)		Rank
Total interest income	$2,003,000	3,708
Total interest expense	$529,000	3,774
Net interest income	$1,474,000	3,601
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$279,000	3,015
Gross Fiduciary activities income	$99,000	619
Service charges on deposit accounts	$61,000	4,097
Trading account gains and fees	$0	175
Additional Noninterest Income	$119,000	3,212
Total noninterest expense	$1,530,000	3,100
Salaries and employee benefits	$794,000	3,037
Premises and equipment expense	$256,000	2,539
Additional noninterest expense	$480,000	3,299
Pre-tax net operating income	$103,000	5,006
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$67,000	2,520
Income before extraordinary items	$37,000	5,887
Extraordinary gains, net	$0	16
Net income	$37,000	5,888
Minority interest net income	$0	91
Net income of bank and minority interests.	$37,000	5,887
Net charge-offs	$23,000	4,330
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$36,360	5,787
2009-12-31 (YTD Data)		Rank
Total interest income	$8,510,000	3,663
Total interest expense	$2,647,000	3,749
Net interest income	$5,863,000	3,534
Provision for loan and lease losses	$455,000	4,687
Total noninterest income	$1,672,000	2,392
Gross Fiduciary activities income	$538,000	529
Service charges on deposit accounts	$304,000	3,853
Trading account gains and fees	$0	211
Additional Noninterest Income	$830,000	2,401
Total noninterest expense	$6,286,000	3,066
Salaries and employee benefits	$3,517,000	2,773
Premises and equipment expense	$717,000	3,391
Additional noninterest expense	$2,052,000	3,248
Pre-tax net operating income	$794,000	3,357
Securities gains (losses)	$6,000	3,400
Applicable income taxes	$345,000	1,900
Income before extraordinary items	$455,000	4,000
Extraordinary gains, net	$0	34
Net income	$455,000	3,999
Minority interest net income	$0	115
Net income of bank and minority interests.	$455,000	3,999
Net charge-offs	$142,000	5,388
Cash dividends	$488,000	2,598
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$451,160	3,928
2009-09-30 (YTD Data)		Rank
Total interest income	$6,448,000	3,683
Total interest expense	$2,059,000	3,784
Net interest income	$4,389,000	3,537
Provision for loan and lease losses	$395,000	4,198
Total noninterest income	$1,172,000	2,544
Gross Fiduciary activities income	$374,000	546
Service charges on deposit accounts	$226,000	3,887
Trading account gains and fees	$0	212
Additional Noninterest Income	$572,000	2,585
Total noninterest expense	$4,599,000	3,134
Salaries and employee benefits	$2,590,000	2,846
Premises and equipment expense	$547,000	3,398
Additional noninterest expense	$1,462,000	3,344
Pre-tax net operating income	$567,000	3,703
Securities gains (losses)	$6,000	3,115
Applicable income taxes	$163,000	2,503
Income before extraordinary items	$410,000	4,014
Extraordinary gains, net	$0	27
Net income	$410,000	4,010
Minority interest net income	$0	118
Net income of bank and minority interests.	$410,000	4,013
Net charge-offs	$66,000	5,460
Cash dividends	$185,000	3,151
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$405,680	3,934
2009-06-30 (YTD Data)		Rank
Total interest income	$4,348,000	3,680
Total interest expense	$1,425,000	3,801
Net interest income	$2,923,000	3,529
Provision for loan and lease losses	$335,000	3,547
Total noninterest income	$849,000	2,434
Gross Fiduciary activities income	$249,000	552
Service charges on deposit accounts	$144,000	3,944
Trading account gains and fees	$0	193
Additional Noninterest Income	$456,000	2,348
Total noninterest expense	$2,992,000	3,222
Salaries and employee benefits	$1,663,000	2,984
Premises and equipment expense	$355,000	3,494
Additional noninterest expense	$974,000	3,354
Pre-tax net operating income	$445,000	3,500
Securities gains (losses)	$6,000	2,720
Applicable income taxes	$133,000	2,383
Income before extraordinary items	$318,000	3,876
Extraordinary gains, net	$0	21
Net income	$318,000	3,875
Minority interest net income	$0	112
Net income of bank and minority interests.	$318,000	3,875
Net charge-offs	$14,000	5,830
Cash dividends	$176,000	2,815
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$313,740	3,778
2009-03-31 (YTD Data)		Rank
Total interest income	$2,185,000	3,700
Total interest expense	$727,000	3,843
Net interest income	$1,458,000	3,537
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$344,000	2,762
Gross Fiduciary activities income	$94,000	615
Service charges on deposit accounts	$70,000	3,970
Trading account gains and fees	$0	171
Additional Noninterest Income	$180,000	2,653
Total noninterest expense	$1,548,000	3,053
Salaries and employee benefits	$882,000	2,860
Premises and equipment expense	$177,000	3,542
Additional noninterest expense	$489,000	3,065
Pre-tax net operating income	$194,000	4,097
Securities gains (losses)	$0	2,434
Applicable income taxes	$103,000	2,153
Income before extraordinary items	$91,000	5,073
Extraordinary gains, net	$0	15
Net income	$91,000	5,078
Minority interest net income	$0	102
Net income of bank and minority interests.	$91,000	5,077
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$91,000	4,908
2008-12-31 (YTD Data)		Rank
Total interest income	$9,295,000	3,721
Total interest expense	$3,636,000	3,753
Net interest income	$5,659,000	3,628
Provision for loan and lease losses	$590,000	3,543
Total noninterest income	$1,653,000	2,454
Gross Fiduciary activities income	$603,000	527
Service charges on deposit accounts	$331,000	3,839
Trading account gains and fees	$0	154
Additional Noninterest Income	$719,000	2,611
Total noninterest expense	$5,706,000	3,222
Salaries and employee benefits	$3,277,000	3,011
Premises and equipment expense	$711,000	3,476
Additional noninterest expense	$1,718,000	3,270
Pre-tax net operating income	$1,016,000	3,724
Securities gains (losses)	$7,000	2,644
Applicable income taxes	$90,000	3,458
Income before extraordinary items	$933,000	3,414
Extraordinary gains, net	$0	39
Net income	$933,000	3,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$523,000	2,737
Cash dividends	$480,000	3,434
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$926,630	3,579
2008-09-30 (YTD Data)		Rank
Total interest income	$7,055,000	3,745
Total interest expense	$2,889,000	3,720
Net interest income	$4,166,000	3,705
Provision for loan and lease losses	$330,000	3,386
Total noninterest income	$1,165,000	2,631
Gross Fiduciary activities income	$427,000	549
Service charges on deposit accounts	$243,000	3,912
Trading account gains and fees	$0	148
Additional Noninterest Income	$495,000	2,834
Total noninterest expense	$4,212,000	3,249
Salaries and employee benefits	$2,504,000	2,973
Premises and equipment expense	$504,000	3,614
Additional noninterest expense	$1,204,000	3,380
Pre-tax net operating income	$789,000	4,129
Securities gains (losses)	$5,000	2,631
Applicable income taxes	$60,000	3,991
Income before extraordinary items	$734,000	3,729
Extraordinary gains, net	$0	31
Net income	$734,000	3,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	2,473
Cash dividends	$176,000	3,995
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$729,400	3,882
2008-06-30 (YTD Data)		Rank
Total interest income	$4,773,000	3,755
Total interest expense	$2,040,000	3,695
Net interest income	$2,733,000	3,744
Provision for loan and lease losses	$270,000	2,708
Total noninterest income	$810,000	2,589
Gross Fiduciary activities income	$298,000	546
Service charges on deposit accounts	$159,000	3,955
Trading account gains and fees	$0	149
Additional Noninterest Income	$353,000	2,767
Total noninterest expense	$2,823,000	3,246
Salaries and employee benefits	$1,669,000	3,012
Premises and equipment expense	$316,000	3,808
Additional noninterest expense	$838,000	3,222
Pre-tax net operating income	$450,000	4,558
Securities gains (losses)	$4,000	2,798
Applicable income taxes	$30,000	4,422
Income before extraordinary items	$424,000	4,356
Extraordinary gains, net	$0	21
Net income	$424,000	4,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$314,000	1,755
Cash dividends	$176,000	3,589
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$420,280	4,311
2008-03-31 (YTD Data)		Rank
Total interest income	$2,424,000	3,791
Total interest expense	$1,056,000	3,774
Net interest income	$1,368,000	3,721
Provision for loan and lease losses	$210,000	1,766
Total noninterest income	$398,000	2,609
Gross Fiduciary activities income	$181,000	505
Service charges on deposit accounts	$78,000	3,924
Trading account gains and fees	$0	158
Additional Noninterest Income	$139,000	3,174
Total noninterest expense	$1,464,000	3,133
Salaries and employee benefits	$883,000	2,891
Premises and equipment expense	$152,000	3,950
Additional noninterest expense	$429,000	3,097
Pre-tax net operating income	$92,000	6,092
Securities gains (losses)	$4,000	2,294
Applicable income taxes	$0	5,622
Income before extraordinary items	$96,000	5,896
Extraordinary gains, net	$0	15
Net income	$96,000	5,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	956
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$92,000	5,868
2007-12-31 (YTD Data)		Rank
Total interest income	$9,761,000	3,823
Total interest expense	$4,343,000	3,806
Net interest income	$5,418,000	3,767
Provision for loan and lease losses	$106,000	4,827
Total noninterest income	$1,453,000	2,765
Gross Fiduciary activities income	$499,000	593
Service charges on deposit accounts	$352,000	3,768
Trading account gains and fees	$0	178
Additional Noninterest Income	$602,000	2,992
Total noninterest expense	$5,670,000	3,116
Salaries and employee benefits	$3,220,000	3,046
Premises and equipment expense	$690,000	3,479
Additional noninterest expense	$1,760,000	2,994
Pre-tax net operating income	$1,095,000	4,559
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$167,000	4,036
Income before extraordinary items	$929,000	4,475
Extraordinary gains, net	$0	39
Net income	$929,000	4,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$418,000	1,906
Cash dividends	$527,000	3,621
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$928,150	4,473
2007-09-30 (YTD Data)		Rank
Total interest income	$7,264,000	3,857
Total interest expense	$3,224,000	3,838
Net interest income	$4,040,000	3,802
Provision for loan and lease losses	$0	6,528
Total noninterest income	$989,000	2,936
Gross Fiduciary activities income	$334,000	615
Service charges on deposit accounts	$258,000	3,815
Trading account gains and fees	$0	184
Additional Noninterest Income	$397,000	3,220
Total noninterest expense	$4,243,000	3,082
Salaries and employee benefits	$2,438,000	2,996
Premises and equipment expense	$510,000	3,502
Additional noninterest expense	$1,295,000	2,983
Pre-tax net operating income	$786,000	4,873
Securities gains (losses)	$0	1,655
Applicable income taxes	$127,000	4,212
Income before extraordinary items	$659,000	4,824
Extraordinary gains, net	$0	33
Net income	$659,000	4,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,664
Cash dividends	$201,000	4,089
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$659,000	4,817
2007-06-30 (YTD Data)		Rank
Total interest income	$4,801,000	3,895
Total interest expense	$2,098,000	3,904
Net interest income	$2,703,000	3,820
Provision for loan and lease losses	$0	6,209
Total noninterest income	$695,000	2,850
Gross Fiduciary activities income	$235,000	609
Service charges on deposit accounts	$167,000	3,877
Trading account gains and fees	$0	168
Additional Noninterest Income	$293,000	3,050
Total noninterest expense	$2,790,000	3,149
Salaries and employee benefits	$1,591,000	3,087
Premises and equipment expense	$343,000	3,495
Additional noninterest expense	$856,000	3,013
Pre-tax net operating income	$608,000	4,630
Securities gains (losses)	$0	1,444
Applicable income taxes	$87,000	4,261
Income before extraordinary items	$521,000	4,463
Extraordinary gains, net	$0	29
Net income	$521,000	4,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	2,258
Cash dividends	$178,000	3,784
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$521,000	4,455
2007-03-31 (YTD Data)		Rank
Total interest income	$2,370,000	3,923
Total interest expense	$1,005,000	3,996
Net interest income	$1,365,000	3,791
Provision for loan and lease losses	$0	5,779
Total noninterest income	$299,000	3,116
Gross Fiduciary activities income	$116,000	625
Service charges on deposit accounts	$81,000	3,885
Trading account gains and fees	$0	195
Additional Noninterest Income	$102,000	3,735
Total noninterest expense	$1,470,000	3,032
Salaries and employee benefits	$861,000	2,883
Premises and equipment expense	$155,000	3,786
Additional noninterest expense	$454,000	2,831
Pre-tax net operating income	$194,000	5,586
Securities gains (losses)	$0	1,187
Applicable income taxes	$47,000	4,199
Income before extraordinary items	$147,000	5,685
Extraordinary gains, net	$0	22
Net income	$147,000	5,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	1,850
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$147,000	5,670
2006-12-31 (YTD Data)		Rank
Total interest income	$8,656,000	3,987
Total interest expense	$3,299,000	4,076
Net interest income	$5,357,000	3,822
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,370,000	2,873
Gross Fiduciary activities income	$445,000	609
Service charges on deposit accounts	$366,000	3,724
Trading account gains and fees	$0	130
Additional Noninterest Income	$559,000	3,143
Total noninterest expense	$5,609,000	3,038
Salaries and employee benefits	$3,202,000	2,956
Premises and equipment expense	$663,000	3,482
Additional noninterest expense	$1,744,000	2,898
Pre-tax net operating income	$1,118,000	4,946
Securities gains (losses)	$-39,000	7,847
Applicable income taxes	$168,000	4,491
Income before extraordinary items	$911,000	4,918
Extraordinary gains, net	$0	51
Net income	$911,000	4,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	2,743
Cash dividends	$485,000	3,780
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$943,760	4,825
2006-09-30 (YTD Data)		Rank
Total interest income	$6,368,000	4,004
Total interest expense	$2,334,000	4,141
Net interest income	$4,034,000	3,826
Provision for loan and lease losses	$0	6,685
Total noninterest income	$951,000	3,033
Gross Fiduciary activities income	$312,000	620
Service charges on deposit accounts	$283,000	3,682
Trading account gains and fees	$0	126
Additional Noninterest Income	$356,000	3,406
Total noninterest expense	$4,204,000	3,038
Salaries and employee benefits	$2,427,000	2,918
Premises and equipment expense	$473,000	3,628
Additional noninterest expense	$1,304,000	2,892
Pre-tax net operating income	$781,000	5,272
Securities gains (losses)	$-39,000	8,094
Applicable income taxes	$122,000	4,723
Income before extraordinary items	$620,000	5,278
Extraordinary gains, net	$0	45
Net income	$620,000	5,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,313
Cash dividends	$178,000	4,298
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$652,760	5,152
2006-06-30 (YTD Data)		Rank
Total interest income	$4,156,000	4,020
Total interest expense	$1,454,000	4,198
Net interest income	$2,702,000	3,831
Provision for loan and lease losses	$0	6,419
Total noninterest income	$683,000	2,867
Gross Fiduciary activities income	$224,000	615
Service charges on deposit accounts	$190,000	3,664
Trading account gains and fees	$0	126
Additional Noninterest Income	$269,000	3,205
Total noninterest expense	$2,771,000	3,076
Salaries and employee benefits	$1,584,000	2,988
Premises and equipment expense	$311,000	3,664
Additional noninterest expense	$876,000	2,890
Pre-tax net operating income	$614,000	4,937
Securities gains (losses)	$-39,000	8,301
Applicable income taxes	$85,000	4,722
Income before extraordinary items	$490,000	4,929
Extraordinary gains, net	$0	39
Net income	$490,000	4,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	1,954
Cash dividends	$178,000	3,838
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$523,150	4,761
2006-03-31 (YTD Data)		Rank
Total interest income	$2,031,000	4,035
Total interest expense	$681,000	4,246
Net interest income	$1,350,000	3,840
Provision for loan and lease losses	$0	6,013
Total noninterest income	$279,000	3,227
Gross Fiduciary activities income	$103,000	635
Service charges on deposit accounts	$91,000	3,680
Trading account gains and fees	$0	115
Additional Noninterest Income	$85,000	4,010
Total noninterest expense	$1,454,000	2,960
Salaries and employee benefits	$845,000	2,837
Premises and equipment expense	$155,000	3,684
Additional noninterest expense	$454,000	2,788
Pre-tax net operating income	$175,000	6,105
Securities gains (losses)	$0	955
Applicable income taxes	$49,000	4,519
Income before extraordinary items	$126,000	6,317
Extraordinary gains, net	$0	21
Net income	$126,000	6,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	1,365
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$126,000	6,314
2005-12-31 (YTD Data)		Rank
Total interest income	$7,515,000	3,945
Total interest expense	$2,164,000	4,211
Net interest income	$5,351,000	3,763
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,428,000	2,780
Gross Fiduciary activities income	$515,000	577
Service charges on deposit accounts	$373,000	3,714
Trading account gains and fees	$0	138
Additional Noninterest Income	$540,000	3,239
Total noninterest expense	$5,640,000	2,908
Salaries and employee benefits	$3,239,000	2,773
Premises and equipment expense	$625,000	3,531
Additional noninterest expense	$1,776,000	2,785
Pre-tax net operating income	$1,139,000	5,019
Securities gains (losses)	$0	2,296
Applicable income taxes	$219,000	4,545
Income before extraordinary items	$920,000	5,029
Extraordinary gains, net	$0	46
Net income	$920,000	5,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	1,907
Cash dividends	$485,000	3,722
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$920,000	4,996
2005-09-30 (YTD Data)		Rank
Total interest income	$5,518,000	3,951
Total interest expense	$1,527,000	4,233
Net interest income	$3,991,000	3,770
Provision for loan and lease losses	$0	6,899
Total noninterest income	$989,000	2,929
Gross Fiduciary activities income	$368,000	580
Service charges on deposit accounts	$276,000	3,747
Trading account gains and fees	$0	126
Additional Noninterest Income	$345,000	3,551
Total noninterest expense	$4,163,000	2,914
Salaries and employee benefits	$2,450,000	2,720
Premises and equipment expense	$455,000	3,621
Additional noninterest expense	$1,258,000	2,922
Pre-tax net operating income	$817,000	5,288
Securities gains (losses)	$0	2,317
Applicable income taxes	$219,000	4,283
Income before extraordinary items	$598,000	5,451
Extraordinary gains, net	$0	35
Net income	$598,000	5,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	1,720
Cash dividends	$178,000	4,196
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$598,000	5,424
2005-06-30 (YTD Data)		Rank
Total interest income	$3,613,000	3,942
Total interest expense	$952,000	4,274
Net interest income	$2,661,000	3,734
Provision for loan and lease losses	$0	6,626
Total noninterest income	$725,000	2,703
Gross Fiduciary activities income	$272,000	561
Service charges on deposit accounts	$175,000	3,804
Trading account gains and fees	$0	116
Additional Noninterest Income	$278,000	3,206
Total noninterest expense	$2,738,000	2,948
Salaries and employee benefits	$1,612,000	2,741
Premises and equipment expense	$295,000	3,678
Additional noninterest expense	$831,000	2,915
Pre-tax net operating income	$648,000	4,806
Securities gains (losses)	$0	2,146
Applicable income taxes	$210,000	3,706
Income before extraordinary items	$438,000	5,223
Extraordinary gains, net	$0	30
Net income	$438,000	5,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,602
Cash dividends	$178,000	3,659
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$438,000	5,173
2005-03-31 (YTD Data)		Rank
Total interest income	$1,782,000	3,951
Total interest expense	$451,000	4,337
Net interest income	$1,331,000	3,744
Provision for loan and lease losses	$0	6,226
Total noninterest income	$245,000	3,517
Gross Fiduciary activities income	$88,000	670
Service charges on deposit accounts	$85,000	3,795
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,397
Total noninterest expense	$1,395,000	2,886
Salaries and employee benefits	$781,000	2,820
Premises and equipment expense	$151,000	3,632
Additional noninterest expense	$463,000	2,620
Pre-tax net operating income	$181,000	6,182
Securities gains (losses)	$0	1,685
Applicable income taxes	$149,000	3,105
Income before extraordinary items	$32,000	8,065
Extraordinary gains, net	$0	24
Net income	$32,000	8,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,262
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$32,000	8,033
2004-12-31 (YTD Data)		Rank
Total interest income	$7,132,000	3,751
Total interest expense	$1,699,000	4,147
Net interest income	$5,433,000	3,568
Provision for loan and lease losses	$113,000	4,813
Total noninterest income	$1,454,000	2,742
Gross Fiduciary activities income	$490,000	580
Service charges on deposit accounts	$391,000	3,699
Trading account gains and fees	$0	138
Additional Noninterest Income	$573,000	3,062
Total noninterest expense	$5,725,000	2,770
Salaries and employee benefits	$3,126,000	2,737
Premises and equipment expense	$610,000	3,488
Additional noninterest expense	$1,989,000	2,442
Pre-tax net operating income	$1,049,000	5,121
Securities gains (losses)	$20,000	2,398
Applicable income taxes	$117,000	5,357
Income before extraordinary items	$952,000	4,824
Extraordinary gains, net	$0	34
Net income	$952,000	4,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,194
Cash dividends	$485,000	3,615
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$934,200	4,805
2004-09-30 (YTD Data)		Rank
Total interest income	$5,355,000	3,724
Total interest expense	$1,263,000	4,122
Net interest income	$4,092,000	3,532
Provision for loan and lease losses	$113,000	4,082
Total noninterest income	$976,000	2,980
Gross Fiduciary activities income	$308,000	624
Service charges on deposit accounts	$295,000	3,706
Trading account gains and fees	$0	134
Additional Noninterest Income	$373,000	3,322
Total noninterest expense	$4,050,000	2,882
Salaries and employee benefits	$2,225,000	2,836
Premises and equipment expense	$447,000	3,560
Additional noninterest expense	$1,378,000	2,574
Pre-tax net operating income	$905,000	4,862
Securities gains (losses)	$20,000	2,305
Applicable income taxes	$78,000	5,616
Income before extraordinary items	$847,000	4,454
Extraordinary gains, net	$0	26
Net income	$847,000	4,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	3,609
Cash dividends	$178,000	4,121
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$828,600	4,442
2004-06-30 (YTD Data)		Rank
Total interest income	$3,613,000	3,680
Total interest expense	$842,000	4,125
Net interest income	$2,771,000	3,478
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$725,000	2,771
Gross Fiduciary activities income	$222,000	609
Service charges on deposit accounts	$191,000	3,759
Trading account gains and fees	$0	130
Additional Noninterest Income	$312,000	2,923
Total noninterest expense	$2,618,000	2,966
Salaries and employee benefits	$1,492,000	2,844
Premises and equipment expense	$272,000	3,821
Additional noninterest expense	$854,000	2,759
Pre-tax net operating income	$803,000	4,101
Securities gains (losses)	$0	3,413
Applicable income taxes	$39,000	5,843
Income before extraordinary items	$764,000	3,639
Extraordinary gains, net	$0	21
Net income	$764,000	3,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$178,000	3,609
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$764,000	3,545
2004-03-31 (YTD Data)		Rank
Total interest income	$1,760,000	3,768
Total interest expense	$428,000	4,124
Net interest income	$1,332,000	3,582
Provision for loan and lease losses	$38,000	3,803
Total noninterest income	$260,000	3,425
Gross Fiduciary activities income	$88,000	668
Service charges on deposit accounts	$90,000	3,830
Trading account gains and fees	$0	121
Additional Noninterest Income	$82,000	4,114
Total noninterest expense	$1,222,000	3,165
Salaries and employee benefits	$678,000	3,116
Premises and equipment expense	$130,000	3,989
Additional noninterest expense	$414,000	2,816
Pre-tax net operating income	$332,000	4,577
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$332,000	3,994
Extraordinary gains, net	$0	16
Net income	$332,000	3,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$332,000	3,864
2003-12-31 (YTD Data)		Rank
Total interest income	$7,486,000	3,611
Total interest expense	$2,013,000	4,012
Net interest income	$5,473,000	3,444
Provision for loan and lease losses	$225,000	3,797
Total noninterest income	$1,657,000	2,636
Gross Fiduciary activities income	$436,000	612
Service charges on deposit accounts	$375,000	3,788
Trading account gains and fees	$0	160
Additional Noninterest Income	$846,000	2,647
Total noninterest expense	$5,688,000	2,729
Salaries and employee benefits	$3,040,000	2,734
Premises and equipment expense	$641,000	3,337
Additional noninterest expense	$2,007,000	2,398
Pre-tax net operating income	$1,217,000	4,656
Securities gains (losses)	$0	4,500
Applicable income taxes	$249,000	4,591
Income before extraordinary items	$968,000	4,737
Extraordinary gains, net	$0	54
Net income	$968,000	4,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	2,467
Cash dividends	$489,000	3,598
Sale, conversion, retirement of capital stock, net	$-44,000	9,092
Net operating income	$968,000	4,567
2003-09-30 (YTD Data)		Rank
Total interest income	$5,636,000	3,650
Total interest expense	$1,544,000	4,043
Net interest income	$4,092,000	3,461
Provision for loan and lease losses	$225,000	3,052
Total noninterest income	$1,171,000	2,833
Gross Fiduciary activities income	$295,000	639
Service charges on deposit accounts	$277,000	3,845
Trading account gains and fees	$0	153
Additional Noninterest Income	$599,000	2,836
Total noninterest expense	$3,904,000	2,954
Salaries and employee benefits	$2,131,000	2,914
Premises and equipment expense	$488,000	3,286
Additional noninterest expense	$1,285,000	2,728
Pre-tax net operating income	$1,134,000	4,242
Securities gains (losses)	$0	4,204
Applicable income taxes	$176,000	4,855
Income before extraordinary items	$958,000	4,094
Extraordinary gains, net	$0	40
Net income	$958,000	4,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,365
Cash dividends	$180,000	4,170
Sale, conversion, retirement of capital stock, net	$-44,000	9,155
Net operating income	$958,000	3,919
2003-06-30 (YTD Data)		Rank
Total interest income	$3,780,000	3,668
Total interest expense	$1,049,000	4,100
Net interest income	$2,731,000	3,454
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$701,000	3,012
Gross Fiduciary activities income	$217,000	615
Service charges on deposit accounts	$182,000	3,835
Trading account gains and fees	$0	150
Additional Noninterest Income	$302,000	3,277
Total noninterest expense	$2,622,000	2,942
Salaries and employee benefits	$1,450,000	2,862
Premises and equipment expense	$314,000	3,362
Additional noninterest expense	$858,000	2,715
Pre-tax net operating income	$660,000	4,591
Securities gains (losses)	$0	3,782
Applicable income taxes	$88,000	5,284
Income before extraordinary items	$572,000	4,433
Extraordinary gains, net	$0	30
Net income	$572,000	4,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$179,000	3,650
Sale, conversion, retirement of capital stock, net	$-40,000	9,202
Net operating income	$572,000	4,213
2003-03-31 (YTD Data)		Rank
Total interest income	$1,928,000	3,634
Total interest expense	$541,000	4,105
Net interest income	$1,387,000	3,385
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$259,000	3,558
Gross Fiduciary activities income	$100,000	649
Service charges on deposit accounts	$86,000	3,914
Trading account gains and fees	$0	134
Additional Noninterest Income	$73,000	4,524
Total noninterest expense	$1,265,000	3,003
Salaries and employee benefits	$667,000	3,080
Premises and equipment expense	$156,000	3,382
Additional noninterest expense	$442,000	2,611
Pre-tax net operating income	$306,000	4,736
Securities gains (losses)	$0	2,891
Applicable income taxes	$56,000	4,942
Income before extraordinary items	$250,000	4,715
Extraordinary gains, net	$0	21
Net income	$250,000	4,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,227
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$250,000	4,517
2002-12-31 (YTD Data)		Rank
Total interest income	$8,496,000	3,463
Total interest expense	$2,748,000	3,800
Net interest income	$5,748,000	3,255
Provision for loan and lease losses	$300,000	3,409
Total noninterest income	$1,260,000	2,973
Gross Fiduciary activities income	$425,000	629
Service charges on deposit accounts	$410,000	3,481
Trading account gains and fees	$0	153
Additional Noninterest Income	$425,000	3,594
Total noninterest expense	$5,396,000	2,728
Salaries and employee benefits	$2,936,000	2,682
Premises and equipment expense	$688,000	3,038
Additional noninterest expense	$1,772,000	2,572
Pre-tax net operating income	$1,312,000	4,462
Securities gains (losses)	$0	4,537
Applicable income taxes	$376,000	4,015
Income before extraordinary items	$936,000	4,771
Extraordinary gains, net	$0	70
Net income	$936,000	4,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	2,164
Cash dividends	$443,000	3,660
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$936,000	4,642
2001-12-31 (YTD Data)		Rank
Total interest income	$9,381,000	3,503
Total interest expense	$3,892,000	3,889
Net interest income	$5,489,000	3,182
Provision for loan and lease losses	$300,000	3,194
Total noninterest income	$1,280,000	2,807
Gross Fiduciary activities income	$419,000	649
Service charges on deposit accounts	$439,000	3,162
Trading account gains and fees	$0	177
Additional Noninterest Income	$422,000	3,434
Total noninterest expense	$5,122,000	2,772
Salaries and employee benefits	$2,818,000	2,660
Premises and equipment expense	$639,000	3,195
Additional noninterest expense	$1,665,000	2,628
Pre-tax net operating income	$1,347,000	4,137
Securities gains (losses)	$0	4,612
Applicable income taxes	$426,000	3,615
Income before extraordinary items	$921,000	4,501
Extraordinary gains, net	$0	105
Net income	$921,000	4,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	3,244
Cash dividends	$443,000	3,682
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$921,000	4,395
2000-12-31 (YTD Data)		Rank
Total interest income	$9,402,000	3,585
Total interest expense	$3,897,000	4,053
Net interest income	$5,505,000	3,200
Provision for loan and lease losses	$360,000	2,489
Total noninterest income	$1,131,000	2,890
Gross Fiduciary activities income	$441,000	634
Service charges on deposit accounts	$399,000	3,250
Trading account gains and fees	$0	180
Additional Noninterest Income	$291,000	3,993
Total noninterest expense	$4,913,000	2,763
Salaries and employee benefits	$2,691,000	2,642
Premises and equipment expense	$680,000	2,938
Additional noninterest expense	$1,542,000	2,742
Pre-tax net operating income	$1,363,000	4,361
Securities gains (losses)	$0	1,956
Applicable income taxes	$289,000	4,666
Income before extraordinary items	$1,074,000	4,180
Extraordinary gains, net	$0	38
Net income	$1,074,000	4,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	1,926
Cash dividends	$354,000	4,178
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,074,000	4,183
1999-12-31 (YTD Data)		Rank
Total interest income	$9,243,000	3,450
Total interest expense	$3,895,000	3,668
Net interest income	$5,348,000	3,241
Provision for loan and lease losses	$500,000	1,756
Total noninterest income	$1,246,000	2,632
Gross Fiduciary activities income	$361,000	728
Service charges on deposit accounts	$400,000	3,217
Trading account gains and fees	$0	173
Additional Noninterest Income	$485,000	3,007
Total noninterest expense	$4,669,000	2,892
Salaries and employee benefits	$2,429,000	2,881
Premises and equipment expense	$658,000	3,024
Additional noninterest expense	$1,582,000	2,742
Pre-tax net operating income	$1,425,000	4,235
Securities gains (losses)	$0	3,155
Applicable income taxes	$401,000	4,157
Income before extraordinary items	$1,024,000	4,357
Extraordinary gains, net	$0	35
Net income	$1,024,000	4,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$494,000	1,233
Cash dividends	$354,000	4,180
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,024,000	4,322
1998-12-31 (YTD Data)		Rank
Total interest income	$9,171,000	3,478
Total interest expense	$3,989,000	3,701
Net interest income	$5,182,000	3,274
Provision for loan and lease losses	$300,000	2,562
Total noninterest income	$997,000	3,089
Gross Fiduciary activities income	$389,000	714
Service charges on deposit accounts	$292,000	4,005
Trading account gains and fees	$0	224
Additional Noninterest Income	$316,000	3,907
Total noninterest expense	$4,766,000	2,734
Salaries and employee benefits	$2,480,000	2,738
Premises and equipment expense	$618,000	3,076
Additional noninterest expense	$1,668,000	2,499
Pre-tax net operating income	$1,113,000	5,111
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$351,000	4,758
Income before extraordinary items	$764,000	5,346
Extraordinary gains, net	$0	32
Net income	$764,000	5,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	1,712
Cash dividends	$310,000	4,484
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$762,620	5,243
1997-12-31 (YTD Data)		Rank
Total interest income	$8,678,000	3,691
Total interest expense	$3,758,000	3,905
Net interest income	$4,920,000	3,543
Provision for loan and lease losses	$300,000	2,568
Total noninterest income	$989,000	3,062
Gross Fiduciary activities income	$520,000	639
Service charges on deposit accounts	$314,000	3,933
Trading account gains and fees	$0	239
Additional Noninterest Income	$155,000	5,605
Total noninterest expense	$4,400,000	2,881
Salaries and employee benefits	$2,394,000	2,767
Premises and equipment expense	$608,000	3,110
Additional noninterest expense	$1,398,000	2,917
Pre-tax net operating income	$1,209,000	5,223
Securities gains (losses)	$0	3,944
Applicable income taxes	$342,000	5,377
Income before extraordinary items	$867,000	5,193
Extraordinary gains, net	$0	44
Net income	$867,000	5,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	2,054
Cash dividends	$310,000	4,472
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$867,000	5,133
1996-12-31 (YTD Data)		Rank
Total interest income	$8,812,000	3,679
Total interest expense	$3,575,000	4,110
Net interest income	$5,237,000	3,393
Provision for loan and lease losses	$300,000	2,555
Total noninterest income	$1,466,000	2,331
Gross Fiduciary activities income	$375,000	795
Service charges on deposit accounts	$337,000	3,878
Trading account gains and fees	$0	262
Additional Noninterest Income	$754,000	2,187
Total noninterest expense	$3,793,000	3,502
Salaries and employee benefits	$2,017,000	3,313
Premises and equipment expense	$566,000	3,393
Additional noninterest expense	$1,210,000	3,754
Pre-tax net operating income	$2,610,000	2,676
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$525,000	3,993
Income before extraordinary items	$2,083,000	2,370
Extraordinary gains, net	$0	53
Net income	$2,083,000	2,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,967
Cash dividends	$312,000	4,419
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,084,600	2,316
1995-12-31 (YTD Data)		Rank
Total interest income	$8,500,000	3,799
Total interest expense	$3,576,000	4,074
Net interest income	$4,924,000	3,593
Provision for loan and lease losses	$427,000	1,778
Total noninterest income	$908,000	3,339
Gross Fiduciary activities income	$366,000	828
Service charges on deposit accounts	$339,000	3,876
Trading account gains and fees	$0	522
Additional Noninterest Income	$203,000	5,099
Total noninterest expense	$4,013,000	3,312
Salaries and employee benefits	$2,072,000	3,201
Premises and equipment expense	$590,000	3,247
Additional noninterest expense	$1,351,000	3,370
Pre-tax net operating income	$1,392,000	4,710
Securities gains (losses)	$-36,000	10,960
Applicable income taxes	$299,000	6,006
Income before extraordinary items	$1,057,000	4,384
Extraordinary gains, net	$0	65
Net income	$1,057,000	4,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$402,000	1,590
Cash dividends	$296,000	4,623
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,085,080	4,288
1994-12-31 (YTD Data)		Rank
Total interest income	$7,902,000	3,792
Total interest expense	$3,005,000	3,959
Net interest income	$4,897,000	3,634
Provision for loan and lease losses	$300,000	2,237
Total noninterest income	$829,000	3,606
Gross Fiduciary activities income	$343,000	851
Service charges on deposit accounts	$329,000	4,049
Trading account gains and fees	$0	475
Additional Noninterest Income	$157,000	6,078
Total noninterest expense	$3,998,000	3,430
Salaries and employee benefits	$2,099,000	3,139
Premises and equipment expense	$477,000	3,951
Additional noninterest expense	$1,422,000	3,481
Pre-tax net operating income	$1,428,000	4,598
Securities gains (losses)	$-9,000	9,765
Applicable income taxes	$379,000	4,948
Income before extraordinary items	$1,040,000	4,385
Extraordinary gains, net	$0	249
Net income	$1,040,000	4,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	2,019
Cash dividends	$270,000	4,747
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,046,570	4,423
1993-12-31 (YTD Data)		Rank
Total interest income	$8,293,000	3,683
Total interest expense	$3,214,000	3,883
Net interest income	$5,079,000	3,519
Provision for loan and lease losses	$575,000	1,915
Total noninterest income	$779,000	4,072
Gross Fiduciary activities income	$304,000	933
Service charges on deposit accounts	$325,000	4,139
Trading account gains and fees	$0	532
Additional Noninterest Income	$150,000	6,564
Total noninterest expense	$3,777,000	3,667
Salaries and employee benefits	$2,037,000	3,226
Premises and equipment expense	$389,000	4,823
Additional noninterest expense	$1,351,000	3,815
Pre-tax net operating income	$1,506,000	4,311
Securities gains (losses)	$0	7,477
Applicable income taxes	$318,000	5,861
Income before extraordinary items	$1,188,000	4,053
Extraordinary gains, net	$174,000	1,109
Net income	$1,362,000	3,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$580,000	1,623
Cash dividends	$270,000	4,670
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,188,000	3,859
1992-12-31 (YTD Data)		Rank
Total interest income	$9,252,000	3,766
Total interest expense	$4,148,000	3,942
Net interest income	$5,104,000	3,563
Provision for loan and lease losses	$600,000	2,617
Total noninterest income	$809,000	3,945
Gross Fiduciary activities income	$360,000	878
Service charges on deposit accounts	$314,000	4,282
Trading account gains and fees	$0	504
Additional Noninterest Income	$135,000	7,019
Total noninterest expense	$3,879,000	3,605
Salaries and employee benefits	$1,959,000	3,265
Premises and equipment expense	$363,000	5,201
Additional noninterest expense	$1,557,000	3,484
Pre-tax net operating income	$1,434,000	4,214
Securities gains (losses)	$0	8,369
Applicable income taxes	$426,000	4,563
Income before extraordinary items	$1,008,000	4,467
Extraordinary gains, net	$-274,000	13,770
Net income	$734,000	5,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	3,729
Cash dividends	$270,000	4,292
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,008,000	4,152

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.