Home > The Farmers National Bank of Canfield > Net charge- offs to loans
The Farmers National Bank of Canfield, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0145% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3570% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1678% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3483% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1201% | 2,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1221% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4316% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1162% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1139% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1643% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1319% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 4,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7030% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1816% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1568% | 1,791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 4,417 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9013% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1595% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1455% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0205% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0834% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0569% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2483% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 3,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9666% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1399% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1214% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 3,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2651% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4755% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2383% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2943% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5038% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2609% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3050% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4540% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2727% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 3,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1016% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1963% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0546% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1243% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3987% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4578% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3826% | 1,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2727% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3998% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0374% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1663% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5292% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2277% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5029% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0714% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3665% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6231% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6646% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5909% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4563% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4751% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4255% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0762% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0586% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4708% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2066% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4448% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4683% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4679% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4534% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0151% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6053% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9017% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5860% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 4,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7569% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1266% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7109% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7547% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7607% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7014% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 3,786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8456% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1844% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8013% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1642% | 4,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1968% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8484% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3129% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8156% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 5,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1448% | 5,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8718% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3093% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8311% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8797% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6062% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8370% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1510% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0785% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7960% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4190% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7555% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 5,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1392% | 5,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,848 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9640% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0674% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9177% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 4,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1293% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7027% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7859% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6668% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 4,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6601% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7258% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6359% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.0367% | 4,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1737% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7211% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8188% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6848% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0763% | 5,064 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 4,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8350% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8339% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7772% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1509% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0921% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2372% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7960% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0864% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7190% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2710% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2195% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 4,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1203% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3419% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8551% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9355% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7794% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3994% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2652% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4457% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1717% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2128% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5004% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9348% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3976% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9289% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9151% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7477% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9037% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2830% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 1,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2854% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0100% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2023% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8200% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6005% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8111% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2705% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3618% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4275% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1682% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 4,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7932% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7813% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7824% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 1,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2850% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4429% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8223% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5998% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8032% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3250% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0685% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2161% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 5,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2839% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8031% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2680% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 2,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 5,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 1,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2263% | 5,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6665% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6611% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6509% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2277% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0415% | 5,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1699% | 1,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2071% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2566% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3062% | 6,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7050% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2615% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7010% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1557% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 5,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 1,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2298% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3678% | 6,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6137% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1394% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6102% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2534% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1685% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1365% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2269% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1451% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2413% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 5,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6989% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0038% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6970% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5035% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5299% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.3535% | 1,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6845% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 5,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4316% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1325% | 1,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4769% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9872% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2850% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3324% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2848% | 2,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4441% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4767% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.4932% | 1,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4790% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1710% | 626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5010% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1077% | 1,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5588% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8782% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 3,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4738% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2241% | 2,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4676% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.7461% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2217% | 1,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3071% | 460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7139% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1647% | 1,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7926% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7019% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1607% | 3,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7122% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1583% | 2,955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2597% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2909% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.9567% | 6,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 6,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7946% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6351% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3503% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6753% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2078% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7030% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2057% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5456% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6971% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 2.7444% | 1,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4346% | 2,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8119% | 657 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8484% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9872% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6859% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4613% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2136% | 3,926 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6276% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1755% | 3,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4571% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5789% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 2.3934% | 1,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4896% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6116% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2551% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5196% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3854% | 2,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1933% | 3,682 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9704% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1512% | 3,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4782% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5965% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 1.3880% | 1,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5962% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5942% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7055% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5784% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5628% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 3,523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6404% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1085% | 3,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7172% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8621% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1926% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5844% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3151% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6224% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8077% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6061% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2175% | 2,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0184% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6579% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | 4.0029% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6919% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8768% | 957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3192% | 2,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4627% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4743% | 3,487 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7113% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4890% | 140 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2012% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7156% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 4.8915% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7002% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4019% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0104% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3096% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3922% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4189% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5580% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6360% | 117 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1542% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9342% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 6.3123% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8371% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5478% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1370% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4568% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1517% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4531% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4143% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2857% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5899% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 10.9001% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5707% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6810% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0683% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4603% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0462% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8294% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7159% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6241% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.1175% | 3,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2911% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 3,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2179% | 1,585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 3,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1775% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6370% | 3,666 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1887% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3194% | 4,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.1721% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2202% | 1,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 1,419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 3,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5443% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5349% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1533% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 4,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 4,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.3039% | 2,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 2,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 3,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2192% | 1,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 3,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 3,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4681% | 3,581 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2136% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 3,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.6750% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0610% | 7,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 2,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3659% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | -82.0305% | 1,701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2542% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2283% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4826% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 3,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 3,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2256% | 3,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3990% | 4,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9430% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 3,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1355% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2756% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 3,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 7,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3019% | 3,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2474% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 4,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0521% | 7,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2438% | 3,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3771% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 2,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3469% | 2,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1377% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2608% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 2,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1686% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1928% | 4,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1187% | 4,583 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2506% | 1,863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0146% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3071% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0802% | 4,298 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3876% | 1,834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2705% | 2,831 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3369% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 7,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 4,345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8228% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1588% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9489% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 7,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1313% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 6,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2459% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2927% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2945% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6055% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 2,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1335% | 8,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7609% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5338% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0460% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4721% | 8,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6427% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7971% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3789% | 8,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6892% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9978% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7452% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8741% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 2,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1779% | 3,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8052% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3889% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0167% | 1,596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2837% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0733% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 6,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8150% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6855% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2314% | 2,563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0687% | 7,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7278% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8619% | 2,556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1442% | 7,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0821% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 3,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 3,844 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0553% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1010% | 3,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5000% | 3,831 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4065% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1522% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4365% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2577% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1484% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2787% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4344% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4833% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 4,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 3,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4653% | 4,483 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6769% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 8,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0460% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3429% | 3,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4190% | 4,560 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1233% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2872% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1050% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4301% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5651% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0942% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0414% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2663% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5531% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2003% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5817% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4038% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6696% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1186% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5618% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4970% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1438% | 4,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4081% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2603% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5297% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 7,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1962% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1541% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1962% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 6,368 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3541% | 5,495 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |