Home > The Farmers & Merchants Bank > Income and Expense
The Farmers & Merchants Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $72,304,000 | 690 |
| Total interest expense | $22,033,000 | 734 |
| Net interest income | $50,271,000 | 666 |
| Provision for loan and lease losses | $488,000 | 1,300 |
| Total noninterest income | $13,745,000 | 604 |
| Gross Fiduciary activities income | $2,145,000 | 389 |
| Service charges on deposit accounts | $3,115,000 | 390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,485,000 | 606 |
| Total noninterest expense | $48,235,000 | 588 |
| Salaries and employee benefits | $25,632,000 | 605 |
| Premises and equipment expense | $5,266,000 | 520 |
| Additional noninterest expense | $8,485,000 | 606 |
| Pre-tax net operating income | $15,293,000 | 842 |
| Securities gains (losses) | $-2,000 | 3,233 |
| Applicable income taxes | $2,935,000 | 757 |
| Income before extraordinary items | $12,356,000 | 848 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,356,000 | 860 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,356,000 | 851 |
| Net charge-offs | $636,000 | 663 |
| Cash dividends | $7,000,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $12,357,620 | 857 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $51,864,000 | 703 |
| Total interest expense | $14,319,000 | 768 |
| Net interest income | $37,545,000 | 684 |
| Provision for loan and lease losses | $-66,000 | 4,351 |
| Total noninterest income | $10,596,000 | 590 |
| Gross Fiduciary activities income | $1,560,000 | 396 |
| Service charges on deposit accounts | $2,460,000 | 374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,576,000 | 606 |
| Total noninterest expense | $35,789,000 | 599 |
| Salaries and employee benefits | $19,062,000 | 613 |
| Premises and equipment expense | $3,977,000 | 523 |
| Additional noninterest expense | $6,576,000 | 606 |
| Pre-tax net operating income | $12,418,000 | 822 |
| Securities gains (losses) | $-3,000 | 3,350 |
| Applicable income taxes | $2,706,000 | 689 |
| Income before extraordinary items | $9,709,000 | 847 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $9,709,000 | 851 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,709,000 | 847 |
| Net charge-offs | $424,000 | 629 |
| Cash dividends | $4,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $9,711,370 | 863 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $32,477,000 | 713 |
| Total interest expense | $7,764,000 | 807 |
| Net interest income | $24,713,000 | 689 |
| Provision for loan and lease losses | $660,000 | 653 |
| Total noninterest income | $7,278,000 | 563 |
| Gross Fiduciary activities income | $1,078,000 | 382 |
| Service charges on deposit accounts | $1,621,000 | 368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,579,000 | 567 |
| Total noninterest expense | $23,550,000 | 591 |
| Salaries and employee benefits | $12,524,000 | 615 |
| Premises and equipment expense | $2,668,000 | 509 |
| Additional noninterest expense | $4,579,000 | 567 |
| Pre-tax net operating income | $7,781,000 | 870 |
| Securities gains (losses) | $-3,000 | 3,656 |
| Applicable income taxes | $2,055,000 | 655 |
| Income before extraordinary items | $5,723,000 | 956 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,723,000 | 968 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,723,000 | 956 |
| Net charge-offs | $-33,000 | 4,232 |
| Cash dividends | $2,500,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,725,370 | 965 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $15,395,000 | 742 |
| Total interest expense | $3,075,000 | 876 |
| Net interest income | $12,320,000 | 697 |
| Provision for loan and lease losses | $455,000 | 537 |
| Total noninterest income | $3,259,000 | 605 |
| Gross Fiduciary activities income | $590,000 | 377 |
| Service charges on deposit accounts | $789,000 | 389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,880,000 | 634 |
| Total noninterest expense | $11,447,000 | 610 |
| Salaries and employee benefits | $6,077,000 | 642 |
| Premises and equipment expense | $1,286,000 | 552 |
| Additional noninterest expense | $1,880,000 | 634 |
| Pre-tax net operating income | $3,677,000 | 944 |
| Securities gains (losses) | $-4,000 | 3,953 |
| Applicable income taxes | $711,000 | 834 |
| Income before extraordinary items | $2,962,000 | 952 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,962,000 | 951 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,962,000 | 951 |
| Net charge-offs | $-95,000 | 4,542 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,965,240 | 966 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $55,963,000 | 673 |
| Total interest expense | $4,727,000 | 823 |
| Net interest income | $51,236,000 | 662 |
| Provision for loan and lease losses | $1,000,000 | 814 |
| Total noninterest income | $12,529,000 | 662 |
| Gross Fiduciary activities income | $2,104,000 | 407 |
| Service charges on deposit accounts | $3,196,000 | 395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,229,000 | 692 |
| Total noninterest expense | $45,448,000 | 592 |
| Salaries and employee benefits | $24,655,000 | 619 |
| Premises and equipment expense | $5,042,000 | 539 |
| Additional noninterest expense | $7,229,000 | 692 |
| Pre-tax net operating income | $17,317,000 | 842 |
| Securities gains (losses) | $11,000 | 421 |
| Applicable income taxes | $3,379,000 | 769 |
| Income before extraordinary items | $13,949,000 | 856 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,949,000 | 857 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,949,000 | 857 |
| Net charge-offs | $1,542,000 | 325 |
| Cash dividends | $7,500,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,940,200 | 876 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $41,059,000 | 671 |
| Total interest expense | $2,869,000 | 758 |
| Net interest income | $38,190,000 | 659 |
| Provision for loan and lease losses | $900,000 | 670 |
| Total noninterest income | $9,579,000 | 667 |
| Gross Fiduciary activities income | $1,578,000 | 407 |
| Service charges on deposit accounts | $2,366,000 | 403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,635,000 | 693 |
| Total noninterest expense | $33,661,000 | 598 |
| Salaries and employee benefits | $18,377,000 | 622 |
| Premises and equipment expense | $3,744,000 | 545 |
| Additional noninterest expense | $5,635,000 | 693 |
| Pre-tax net operating income | $13,208,000 | 839 |
| Securities gains (losses) | $9,000 | 447 |
| Applicable income taxes | $2,639,000 | 756 |
| Income before extraordinary items | $10,578,000 | 847 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,578,000 | 847 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $10,578,000 | 847 |
| Net charge-offs | $210,000 | 677 |
| Cash dividends | $5,000,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $10,570,800 | 865 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $26,718,000 | 652 |
| Total interest expense | $1,696,000 | 690 |
| Net interest income | $25,022,000 | 640 |
| Provision for loan and lease losses | $600,000 | 609 |
| Total noninterest income | $6,488,000 | 655 |
| Gross Fiduciary activities income | $1,072,000 | 363 |
| Service charges on deposit accounts | $1,531,000 | 408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,885,000 | 695 |
| Total noninterest expense | $22,027,000 | 599 |
| Salaries and employee benefits | $12,142,000 | 614 |
| Premises and equipment expense | $2,489,000 | 542 |
| Additional noninterest expense | $7,396,000 | 554 |
| Pre-tax net operating income | $8,883,000 | 790 |
| Securities gains (losses) | $8,000 | 423 |
| Applicable income taxes | $1,745,000 | 723 |
| Income before extraordinary items | $7,146,000 | 791 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,146,000 | 791 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,146,000 | 791 |
| Net charge-offs | $22,000 | 1,288 |
| Cash dividends | $5,000,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $7,139,600 | 806 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $13,027,000 | 645 |
| Total interest expense | $818,000 | 674 |
| Net interest income | $12,209,000 | 635 |
| Provision for loan and lease losses | $300,000 | 484 |
| Total noninterest income | $3,089,000 | 679 |
| Gross Fiduciary activities income | $584,000 | 352 |
| Service charges on deposit accounts | $733,000 | 418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,772,000 | 752 |
| Total noninterest expense | $10,822,000 | 607 |
| Salaries and employee benefits | $5,895,000 | 641 |
| Premises and equipment expense | $1,225,000 | 562 |
| Additional noninterest expense | $3,702,000 | 551 |
| Pre-tax net operating income | $4,176,000 | 803 |
| Securities gains (losses) | $6,000 | 441 |
| Applicable income taxes | $774,000 | 759 |
| Income before extraordinary items | $3,408,000 | 798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,408,000 | 798 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,408,000 | 798 |
| Net charge-offs | $-36,000 | 4,319 |
| Cash dividends | $2,500,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,403,140 | 807 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $54,604,000 | 627 |
| Total interest expense | $3,865,000 | 699 |
| Net interest income | $50,739,000 | 619 |
| Provision for loan and lease losses | $2,350,000 | 243 |
| Total noninterest income | $12,622,000 | 713 |
| Gross Fiduciary activities income | $2,120,000 | 361 |
| Service charges on deposit accounts | $2,642,000 | 434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,860,000 | 797 |
| Total noninterest expense | $43,389,000 | 608 |
| Salaries and employee benefits | $24,143,000 | 615 |
| Premises and equipment expense | $4,553,000 | 589 |
| Additional noninterest expense | $14,693,000 | 556 |
| Pre-tax net operating income | $17,622,000 | 821 |
| Securities gains (losses) | $23,000 | 1,454 |
| Applicable income taxes | $4,209,000 | 707 |
| Income before extraordinary items | $13,436,000 | 904 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $13,436,000 | 905 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $13,436,000 | 905 |
| Net charge-offs | $512,000 | 626 |
| Cash dividends | $8,000,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $13,417,830 | 892 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $41,064,000 | 636 |
| Total interest expense | $3,027,000 | 705 |
| Net interest income | $38,037,000 | 629 |
| Provision for loan and lease losses | $1,825,000 | 239 |
| Total noninterest income | $9,545,000 | 727 |
| Gross Fiduciary activities income | $1,543,000 | 366 |
| Service charges on deposit accounts | $1,986,000 | 440 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,016,000 | 810 |
| Total noninterest expense | $31,522,000 | 625 |
| Salaries and employee benefits | $17,797,000 | 630 |
| Premises and equipment expense | $3,243,000 | 626 |
| Additional noninterest expense | $10,482,000 | 579 |
| Pre-tax net operating income | $14,235,000 | 811 |
| Securities gains (losses) | $17,000 | 1,472 |
| Applicable income taxes | $3,620,000 | 668 |
| Income before extraordinary items | $10,632,000 | 902 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $10,632,000 | 902 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $10,632,000 | 902 |
| Net charge-offs | $409,000 | 564 |
| Cash dividends | $8,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $10,618,570 | 886 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $26,715,000 | 647 |
| Total interest expense | $2,151,000 | 694 |
| Net interest income | $24,564,000 | 637 |
| Provision for loan and lease losses | $1,300,000 | 232 |
| Total noninterest income | $6,608,000 | 711 |
| Gross Fiduciary activities income | $1,063,000 | 358 |
| Service charges on deposit accounts | $1,273,000 | 441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,272,000 | 771 |
| Total noninterest expense | $20,745,000 | 626 |
| Salaries and employee benefits | $11,828,000 | 623 |
| Premises and equipment expense | $2,122,000 | 638 |
| Additional noninterest expense | $6,795,000 | 579 |
| Pre-tax net operating income | $9,127,000 | 828 |
| Securities gains (losses) | $11,000 | 1,388 |
| Applicable income taxes | $2,522,000 | 637 |
| Income before extraordinary items | $6,616,000 | 944 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,616,000 | 944 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,616,000 | 944 |
| Net charge-offs | $359,000 | 477 |
| Cash dividends | $5,000,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,607,310 | 926 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $13,426,000 | 645 |
| Total interest expense | $1,178,000 | 672 |
| Net interest income | $12,248,000 | 636 |
| Provision for loan and lease losses | $675,000 | 274 |
| Total noninterest income | $3,764,000 | 652 |
| Gross Fiduciary activities income | $569,000 | 340 |
| Service charges on deposit accounts | $664,000 | 420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,531,000 | 694 |
| Total noninterest expense | $10,657,000 | 607 |
| Salaries and employee benefits | $6,039,000 | 612 |
| Premises and equipment expense | $1,071,000 | 640 |
| Additional noninterest expense | $3,547,000 | 534 |
| Pre-tax net operating income | $4,680,000 | 813 |
| Securities gains (losses) | $7,000 | 1,145 |
| Applicable income taxes | $1,604,000 | 541 |
| Income before extraordinary items | $3,083,000 | 995 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,083,000 | 995 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,083,000 | 995 |
| Net charge-offs | $101,000 | 612 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,077,470 | 970 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $59,691,000 | 576 |
| Total interest expense | $6,670,000 | 710 |
| Net interest income | $53,021,000 | 554 |
| Provision for loan and lease losses | $2,750,000 | 851 |
| Total noninterest income | $11,772,000 | 716 |
| Gross Fiduciary activities income | $1,891,000 | 362 |
| Service charges on deposit accounts | $2,802,000 | 408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,079,000 | 808 |
| Total noninterest expense | $45,667,000 | 557 |
| Salaries and employee benefits | $25,934,000 | 548 |
| Premises and equipment expense | $5,084,000 | 517 |
| Additional noninterest expense | $14,649,000 | 523 |
| Pre-tax net operating income | $16,376,000 | 691 |
| Securities gains (losses) | $244,000 | 929 |
| Applicable income taxes | $3,508,000 | 629 |
| Income before extraordinary items | $13,112,000 | 752 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,112,000 | 752 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,112,000 | 752 |
| Net charge-offs | $951,000 | 670 |
| Cash dividends | $11,611,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $12,919,240 | 728 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $44,928,000 | 572 |
| Total interest expense | $5,305,000 | 727 |
| Net interest income | $39,623,000 | 549 |
| Provision for loan and lease losses | $2,075,000 | 872 |
| Total noninterest income | $8,764,000 | 694 |
| Gross Fiduciary activities income | $1,366,000 | 364 |
| Service charges on deposit accounts | $1,989,000 | 417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,409,000 | 768 |
| Total noninterest expense | $32,955,000 | 562 |
| Salaries and employee benefits | $18,506,000 | 566 |
| Premises and equipment expense | $4,068,000 | 481 |
| Additional noninterest expense | $10,381,000 | 534 |
| Pre-tax net operating income | $13,357,000 | 626 |
| Securities gains (losses) | $221,000 | 839 |
| Applicable income taxes | $2,882,000 | 574 |
| Income before extraordinary items | $10,696,000 | 661 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,696,000 | 660 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $10,696,000 | 661 |
| Net charge-offs | $482,000 | 771 |
| Cash dividends | $7,111,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $10,521,410 | 643 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $29,976,000 | 580 |
| Total interest expense | $3,799,000 | 734 |
| Net interest income | $26,177,000 | 551 |
| Provision for loan and lease losses | $1,200,000 | 969 |
| Total noninterest income | $5,746,000 | 665 |
| Gross Fiduciary activities income | $885,000 | 367 |
| Service charges on deposit accounts | $1,332,000 | 412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,529,000 | 730 |
| Total noninterest expense | $22,661,000 | 542 |
| Salaries and employee benefits | $12,814,000 | 532 |
| Premises and equipment expense | $2,801,000 | 472 |
| Additional noninterest expense | $7,046,000 | 515 |
| Pre-tax net operating income | $8,062,000 | 624 |
| Securities gains (losses) | $216,000 | 672 |
| Applicable income taxes | $1,760,000 | 545 |
| Income before extraordinary items | $6,518,000 | 661 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,518,000 | 661 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,518,000 | 661 |
| Net charge-offs | $215,000 | 971 |
| Cash dividends | $7,111,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,347,360 | 654 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $15,389,000 | 569 |
| Total interest expense | $2,112,000 | 754 |
| Net interest income | $13,277,000 | 526 |
| Provision for loan and lease losses | $600,000 | 790 |
| Total noninterest income | $2,978,000 | 608 |
| Gross Fiduciary activities income | $506,000 | 342 |
| Service charges on deposit accounts | $807,000 | 394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,665,000 | 682 |
| Total noninterest expense | $12,567,000 | 486 |
| Salaries and employee benefits | $7,138,000 | 483 |
| Premises and equipment expense | $1,467,000 | 463 |
| Additional noninterest expense | $3,962,000 | 478 |
| Pre-tax net operating income | $3,088,000 | 716 |
| Securities gains (losses) | $77,000 | 700 |
| Applicable income taxes | $598,000 | 652 |
| Income before extraordinary items | $2,567,000 | 752 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,567,000 | 752 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,567,000 | 752 |
| Net charge-offs | $130,000 | 765 |
| Cash dividends | $2,500,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,504,630 | 749 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $58,466,000 | 605 |
| Total interest expense | $8,626,000 | 771 |
| Net interest income | $49,840,000 | 566 |
| Provision for loan and lease losses | $2,375,000 | 468 |
| Total noninterest income | $11,091,000 | 647 |
| Gross Fiduciary activities income | $1,328,000 | 412 |
| Service charges on deposit accounts | $3,359,000 | 386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,404,000 | 702 |
| Total noninterest expense | $41,682,000 | 564 |
| Salaries and employee benefits | $24,146,000 | 550 |
| Premises and equipment expense | $4,396,000 | 579 |
| Additional noninterest expense | $13,140,000 | 550 |
| Pre-tax net operating income | $16,874,000 | 695 |
| Securities gains (losses) | $20,000 | 1,651 |
| Applicable income taxes | $3,347,000 | 657 |
| Income before extraordinary items | $13,547,000 | 733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $13,547,000 | 734 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,547,000 | 734 |
| Net charge-offs | $1,155,000 | 606 |
| Cash dividends | $34,000,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $13,531,000 | 720 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $42,167,000 | 625 |
| Total interest expense | $6,301,000 | 793 |
| Net interest income | $35,866,000 | 593 |
| Provision for loan and lease losses | $1,450,000 | 515 |
| Total noninterest income | $7,851,000 | 669 |
| Gross Fiduciary activities income | $880,000 | 435 |
| Service charges on deposit accounts | $2,353,000 | 403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,618,000 | 710 |
| Total noninterest expense | $29,113,000 | 601 |
| Salaries and employee benefits | $16,957,000 | 581 |
| Premises and equipment expense | $3,154,000 | 604 |
| Additional noninterest expense | $9,002,000 | 592 |
| Pre-tax net operating income | $13,154,000 | 676 |
| Securities gains (losses) | $18,000 | 1,471 |
| Applicable income taxes | $2,616,000 | 659 |
| Income before extraordinary items | $10,556,000 | 715 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,556,000 | 717 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,556,000 | 716 |
| Net charge-offs | $817,000 | 556 |
| Cash dividends | $34,000,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $10,541,600 | 704 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $25,067,000 | 691 |
| Total interest expense | $3,768,000 | 867 |
| Net interest income | $21,299,000 | 652 |
| Provision for loan and lease losses | $900,000 | 526 |
| Total noninterest income | $4,446,000 | 744 |
| Gross Fiduciary activities income | $432,000 | 480 |
| Service charges on deposit accounts | $1,395,000 | 447 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,619,000 | 783 |
| Total noninterest expense | $17,395,000 | 676 |
| Salaries and employee benefits | $10,094,000 | 654 |
| Premises and equipment expense | $1,982,000 | 648 |
| Additional noninterest expense | $5,319,000 | 668 |
| Pre-tax net operating income | $7,450,000 | 743 |
| Securities gains (losses) | $34,000 | 860 |
| Applicable income taxes | $1,480,000 | 699 |
| Income before extraordinary items | $6,004,000 | 785 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,004,000 | 786 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,004,000 | 785 |
| Net charge-offs | $184,000 | 1,049 |
| Cash dividends | $27,003,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,976,800 | 774 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 791 |
| Total interest expense | $1,635,000 | 956 |
| Net interest income | $9,192,000 | 752 |
| Provision for loan and lease losses | $450,000 | 501 |
| Total noninterest income | $1,676,000 | 882 |
| Gross Fiduciary activities income | $144,000 | 559 |
| Service charges on deposit accounts | $593,000 | 521 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $939,000 | 937 |
| Total noninterest expense | $7,648,000 | 757 |
| Salaries and employee benefits | $4,453,000 | 741 |
| Premises and equipment expense | $745,000 | 867 |
| Additional noninterest expense | $2,450,000 | 706 |
| Pre-tax net operating income | $2,770,000 | 929 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $511,000 | 896 |
| Income before extraordinary items | $2,255,000 | 980 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,255,000 | 979 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,255,000 | 979 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $1,499,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,258,280 | 960 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $42,527,000 | 749 |
| Total interest expense | $5,350,000 | 871 |
| Net interest income | $37,177,000 | 717 |
| Provision for loan and lease losses | $1,800,000 | 555 |
| Total noninterest income | $6,953,000 | 892 |
| Gross Fiduciary activities income | $561,000 | 573 |
| Service charges on deposit accounts | $2,718,000 | 471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,674,000 | 987 |
| Total noninterest expense | $29,687,000 | 760 |
| Salaries and employee benefits | $17,126,000 | 740 |
| Premises and equipment expense | $3,125,000 | 799 |
| Additional noninterest expense | $9,436,000 | 741 |
| Pre-tax net operating income | $12,643,000 | 858 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,395,000 | 774 |
| Income before extraordinary items | $10,248,000 | 894 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,248,000 | 893 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,248,000 | 893 |
| Net charge-offs | $883,000 | 659 |
| Cash dividends | $3,989,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $10,248,000 | 891 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $31,308,000 | 747 |
| Total interest expense | $3,609,000 | 894 |
| Net interest income | $27,699,000 | 722 |
| Provision for loan and lease losses | $1,350,000 | 513 |
| Total noninterest income | $5,070,000 | 915 |
| Gross Fiduciary activities income | $450,000 | 558 |
| Service charges on deposit accounts | $2,038,000 | 470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,582,000 | 1,042 |
| Total noninterest expense | $22,189,000 | 752 |
| Salaries and employee benefits | $12,947,000 | 732 |
| Premises and equipment expense | $2,323,000 | 811 |
| Additional noninterest expense | $6,919,000 | 736 |
| Pre-tax net operating income | $9,230,000 | 890 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,750,000 | 795 |
| Income before extraordinary items | $7,480,000 | 922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,480,000 | 920 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,480,000 | 921 |
| Net charge-offs | $794,000 | 518 |
| Cash dividends | $2,000,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,480,000 | 915 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $20,196,000 | 761 |
| Total interest expense | $1,909,000 | 1,048 |
| Net interest income | $18,287,000 | 724 |
| Provision for loan and lease losses | $900,000 | 507 |
| Total noninterest income | $3,313,000 | 916 |
| Gross Fiduciary activities income | $300,000 | 565 |
| Service charges on deposit accounts | $1,406,000 | 451 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,607,000 | 1,107 |
| Total noninterest expense | $14,288,000 | 782 |
| Salaries and employee benefits | $8,608,000 | 742 |
| Premises and equipment expense | $1,508,000 | 834 |
| Additional noninterest expense | $4,172,000 | 803 |
| Pre-tax net operating income | $6,412,000 | 842 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,296,000 | 727 |
| Income before extraordinary items | $5,116,000 | 880 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,116,000 | 878 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,116,000 | 879 |
| Net charge-offs | $396,000 | 608 |
| Cash dividends | $2,000,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,116,000 | 874 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 773 |
| Total interest expense | $753,000 | 1,243 |
| Net interest income | $8,971,000 | 727 |
| Provision for loan and lease losses | $450,000 | 507 |
| Total noninterest income | $1,540,000 | 950 |
| Gross Fiduciary activities income | $150,000 | 569 |
| Service charges on deposit accounts | $729,000 | 441 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $661,000 | 1,254 |
| Total noninterest expense | $7,051,000 | 795 |
| Salaries and employee benefits | $4,297,000 | 751 |
| Premises and equipment expense | $743,000 | 852 |
| Additional noninterest expense | $2,011,000 | 814 |
| Pre-tax net operating income | $3,010,000 | 866 |
| Securities gains (losses) | $-4,000 | 5,105 |
| Applicable income taxes | $604,000 | 749 |
| Income before extraordinary items | $2,402,000 | 910 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,402,000 | 910 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,402,000 | 910 |
| Net charge-offs | $227,000 | 539 |
| Cash dividends | $2,000,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,405,200 | 902 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $39,048,000 | 733 |
| Total interest expense | $2,822,000 | 1,150 |
| Net interest income | $36,226,000 | 704 |
| Provision for loan and lease losses | $1,640,000 | 601 |
| Total noninterest income | $6,489,000 | 919 |
| Gross Fiduciary activities income | $650,000 | 537 |
| Service charges on deposit accounts | $3,182,000 | 418 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,657,000 | 1,271 |
| Total noninterest expense | $26,747,000 | 818 |
| Salaries and employee benefits | $16,274,000 | 754 |
| Premises and equipment expense | $3,202,000 | 780 |
| Additional noninterest expense | $7,271,000 | 901 |
| Pre-tax net operating income | $14,328,000 | 719 |
| Securities gains (losses) | $49,000 | 910 |
| Applicable income taxes | $5,640,000 | 615 |
| Income before extraordinary items | $8,737,000 | 837 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,737,000 | 838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,737,000 | 837 |
| Net charge-offs | $1,042,000 | 674 |
| Cash dividends | $1,350,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,705,640 | 830 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $28,693,000 | 746 |
| Total interest expense | $2,048,000 | 1,159 |
| Net interest income | $26,645,000 | 715 |
| Provision for loan and lease losses | $1,150,000 | 616 |
| Total noninterest income | $4,984,000 | 927 |
| Gross Fiduciary activities income | $495,000 | 537 |
| Service charges on deposit accounts | $2,392,000 | 424 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,097,000 | 1,232 |
| Total noninterest expense | $20,084,000 | 821 |
| Salaries and employee benefits | $12,409,000 | 746 |
| Premises and equipment expense | $2,342,000 | 806 |
| Additional noninterest expense | $5,333,000 | 923 |
| Pre-tax net operating income | $10,395,000 | 737 |
| Securities gains (losses) | $42,000 | 955 |
| Applicable income taxes | $3,650,000 | 598 |
| Income before extraordinary items | $6,787,000 | 876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,787,000 | 877 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,787,000 | 876 |
| Net charge-offs | $298,000 | 1,121 |
| Cash dividends | $1,350,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $6,759,700 | 864 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $18,706,000 | 756 |
| Total interest expense | $1,239,000 | 1,232 |
| Net interest income | $17,467,000 | 722 |
| Provision for loan and lease losses | $750,000 | 615 |
| Total noninterest income | $3,613,000 | 873 |
| Gross Fiduciary activities income | $305,000 | 556 |
| Service charges on deposit accounts | $1,588,000 | 419 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,720,000 | 1,086 |
| Total noninterest expense | $13,487,000 | 812 |
| Salaries and employee benefits | $8,248,000 | 744 |
| Premises and equipment expense | $1,554,000 | 806 |
| Additional noninterest expense | $3,685,000 | 895 |
| Pre-tax net operating income | $6,843,000 | 728 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $2,820,000 | 539 |
| Income before extraordinary items | $4,029,000 | 963 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,029,000 | 964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,029,000 | 963 |
| Net charge-offs | $33,000 | 2,293 |
| Cash dividends | $1,350,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,025,160 | 953 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,971,000 | 781 |
| Total interest expense | $614,000 | 1,206 |
| Net interest income | $8,357,000 | 746 |
| Provision for loan and lease losses | $375,000 | 558 |
| Total noninterest income | $2,103,000 | 774 |
| Gross Fiduciary activities income | $155,000 | 566 |
| Service charges on deposit accounts | $799,000 | 415 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,149,000 | 866 |
| Total noninterest expense | $6,951,000 | 790 |
| Salaries and employee benefits | $4,099,000 | 760 |
| Premises and equipment expense | $777,000 | 812 |
| Additional noninterest expense | $2,075,000 | 782 |
| Pre-tax net operating income | $3,134,000 | 773 |
| Securities gains (losses) | $4,000 | 846 |
| Applicable income taxes | $1,410,000 | 530 |
| Income before extraordinary items | $1,728,000 | 1,084 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,728,000 | 1,083 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,728,000 | 1,084 |
| Net charge-offs | $-55,000 | 5,493 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,725,440 | 1,061 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $38,197,000 | 706 |
| Total interest expense | $2,415,000 | 1,190 |
| Net interest income | $35,782,000 | 674 |
| Provision for loan and lease losses | $2,050,000 | 518 |
| Total noninterest income | $6,475,000 | 964 |
| Gross Fiduciary activities income | $601,000 | 556 |
| Service charges on deposit accounts | $3,365,000 | 411 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,509,000 | 1,369 |
| Total noninterest expense | $26,648,000 | 801 |
| Salaries and employee benefits | $15,587,000 | 756 |
| Premises and equipment expense | $2,998,000 | 826 |
| Additional noninterest expense | $8,063,000 | 828 |
| Pre-tax net operating income | $13,559,000 | 702 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $4,195,000 | 627 |
| Income before extraordinary items | $9,366,000 | 808 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,366,000 | 807 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,366,000 | 807 |
| Net charge-offs | $537,000 | 1,032 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $9,364,620 | 787 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $28,648,000 | 698 |
| Total interest expense | $1,798,000 | 1,198 |
| Net interest income | $26,850,000 | 665 |
| Provision for loan and lease losses | $1,675,000 | 469 |
| Total noninterest income | $5,016,000 | 930 |
| Gross Fiduciary activities income | $456,000 | 551 |
| Service charges on deposit accounts | $2,541,000 | 405 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,019,000 | 1,303 |
| Total noninterest expense | $19,977,000 | 801 |
| Salaries and employee benefits | $11,916,000 | 741 |
| Premises and equipment expense | $2,253,000 | 829 |
| Additional noninterest expense | $5,808,000 | 853 |
| Pre-tax net operating income | $10,214,000 | 704 |
| Securities gains (losses) | $-47,000 | 5,880 |
| Applicable income taxes | $3,830,000 | 548 |
| Income before extraordinary items | $6,337,000 | 881 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,337,000 | 881 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,337,000 | 881 |
| Net charge-offs | $453,000 | 860 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,367,080 | 848 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $18,644,000 | 719 |
| Total interest expense | $1,183,000 | 1,211 |
| Net interest income | $17,461,000 | 683 |
| Provision for loan and lease losses | $1,150,000 | 452 |
| Total noninterest income | $3,400,000 | 914 |
| Gross Fiduciary activities income | $306,000 | 557 |
| Service charges on deposit accounts | $1,671,000 | 409 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,423,000 | 1,233 |
| Total noninterest expense | $13,485,000 | 788 |
| Salaries and employee benefits | $8,018,000 | 736 |
| Premises and equipment expense | $1,483,000 | 841 |
| Additional noninterest expense | $3,984,000 | 831 |
| Pre-tax net operating income | $6,226,000 | 742 |
| Securities gains (losses) | $-77,000 | 5,989 |
| Applicable income taxes | $2,420,000 | 562 |
| Income before extraordinary items | $3,729,000 | 986 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,729,000 | 985 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,729,000 | 985 |
| Net charge-offs | $380,000 | 729 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,778,280 | 944 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 731 |
| Total interest expense | $592,000 | 1,207 |
| Net interest income | $8,530,000 | 700 |
| Provision for loan and lease losses | $375,000 | 570 |
| Total noninterest income | $2,057,000 | 779 |
| Gross Fiduciary activities income | $150,000 | 564 |
| Service charges on deposit accounts | $753,000 | 437 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,154,000 | 846 |
| Total noninterest expense | $6,862,000 | 770 |
| Salaries and employee benefits | $4,022,000 | 739 |
| Premises and equipment expense | $886,000 | 707 |
| Additional noninterest expense | $1,954,000 | 833 |
| Pre-tax net operating income | $3,350,000 | 690 |
| Securities gains (losses) | $-35,000 | 6,047 |
| Applicable income taxes | $1,410,000 | 498 |
| Income before extraordinary items | $1,905,000 | 937 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,905,000 | 938 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,905,000 | 938 |
| Net charge-offs | $75,000 | 1,183 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,927,400 | 896 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $28,166,000 | 921 |
| Total interest expense | $2,015,000 | 1,382 |
| Net interest income | $26,151,000 | 876 |
| Provision for loan and lease losses | $880,000 | 912 |
| Total noninterest income | $4,127,000 | 1,270 |
| Gross Fiduciary activities income | $333,000 | 670 |
| Service charges on deposit accounts | $2,329,000 | 569 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,465,000 | 1,883 |
| Total noninterest expense | $17,152,000 | 1,173 |
| Salaries and employee benefits | $10,616,000 | 1,064 |
| Premises and equipment expense | $1,596,000 | 1,451 |
| Additional noninterest expense | $4,940,000 | 1,281 |
| Pre-tax net operating income | $12,246,000 | 733 |
| Securities gains (losses) | $-125,000 | 6,089 |
| Applicable income taxes | $4,386,000 | 580 |
| Income before extraordinary items | $7,735,000 | 919 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,735,000 | 919 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,735,000 | 919 |
| Net charge-offs | $536,000 | 1,110 |
| Cash dividends | $36,100,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,815,000 | 887 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,332,000 | 973 |
| Total interest expense | $1,473,000 | 1,421 |
| Net interest income | $18,859,000 | 909 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $2,926,000 | 1,337 |
| Gross Fiduciary activities income | $225,000 | 692 |
| Service charges on deposit accounts | $1,629,000 | 606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,072,000 | 1,934 |
| Total noninterest expense | $12,327,000 | 1,225 |
| Salaries and employee benefits | $7,701,000 | 1,099 |
| Premises and equipment expense | $1,145,000 | 1,520 |
| Additional noninterest expense | $3,481,000 | 1,351 |
| Pre-tax net operating income | $8,858,000 | 776 |
| Securities gains (losses) | $-108,000 | 6,191 |
| Applicable income taxes | $3,117,000 | 618 |
| Income before extraordinary items | $5,633,000 | 943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,633,000 | 943 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,633,000 | 943 |
| Net charge-offs | $292,000 | 1,219 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,702,120 | 907 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,059,000 | 1,006 |
| Total interest expense | $957,000 | 1,464 |
| Net interest income | $12,102,000 | 944 |
| Provision for loan and lease losses | $360,000 | 971 |
| Total noninterest income | $1,879,000 | 1,377 |
| Gross Fiduciary activities income | $150,000 | 701 |
| Service charges on deposit accounts | $1,051,000 | 613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $678,000 | 2,009 |
| Total noninterest expense | $8,146,000 | 1,242 |
| Salaries and employee benefits | $4,976,000 | 1,142 |
| Premises and equipment expense | $726,000 | 1,601 |
| Additional noninterest expense | $2,444,000 | 1,297 |
| Pre-tax net operating income | $5,475,000 | 823 |
| Securities gains (losses) | $-107,000 | 6,286 |
| Applicable income taxes | $2,072,000 | 624 |
| Income before extraordinary items | $3,296,000 | 1,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,296,000 | 1,074 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,296,000 | 1,076 |
| Net charge-offs | $244,000 | 1,061 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,364,480 | 1,021 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 1,029 |
| Total interest expense | $472,000 | 1,470 |
| Net interest income | $5,826,000 | 988 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $885,000 | 1,399 |
| Gross Fiduciary activities income | $75,000 | 697 |
| Service charges on deposit accounts | $505,000 | 621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $305,000 | 2,105 |
| Total noninterest expense | $4,016,000 | 1,252 |
| Salaries and employee benefits | $2,405,000 | 1,174 |
| Premises and equipment expense | $364,000 | 1,616 |
| Additional noninterest expense | $1,247,000 | 1,261 |
| Pre-tax net operating income | $2,545,000 | 850 |
| Securities gains (losses) | $-71,000 | 6,359 |
| Applicable income taxes | $1,037,000 | 614 |
| Income before extraordinary items | $1,437,000 | 1,169 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,437,000 | 1,170 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,437,000 | 1,170 |
| Net charge-offs | $113,000 | 1,032 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,482,440 | 1,111 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $25,920,000 | 987 |
| Total interest expense | $1,973,000 | 1,501 |
| Net interest income | $23,947,000 | 925 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $3,988,000 | 1,285 |
| Gross Fiduciary activities income | $306,000 | 700 |
| Service charges on deposit accounts | $2,261,000 | 605 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,421,000 | 1,835 |
| Total noninterest expense | $16,249,000 | 1,222 |
| Salaries and employee benefits | $9,755,000 | 1,111 |
| Premises and equipment expense | $1,434,000 | 1,632 |
| Additional noninterest expense | $5,060,000 | 1,285 |
| Pre-tax net operating income | $11,086,000 | 752 |
| Securities gains (losses) | $119,000 | 1,133 |
| Applicable income taxes | $3,603,000 | 632 |
| Income before extraordinary items | $7,602,000 | 872 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,602,000 | 871 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,602,000 | 871 |
| Net charge-offs | $521,000 | 1,426 |
| Cash dividends | $183,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,521,080 | 858 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,281,000 | 999 |
| Total interest expense | $1,488,000 | 1,512 |
| Net interest income | $17,793,000 | 937 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $2,902,000 | 1,321 |
| Gross Fiduciary activities income | $225,000 | 702 |
| Service charges on deposit accounts | $1,649,000 | 614 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,028,000 | 1,897 |
| Total noninterest expense | $12,104,000 | 1,238 |
| Salaries and employee benefits | $7,090,000 | 1,153 |
| Premises and equipment expense | $1,094,000 | 1,613 |
| Additional noninterest expense | $3,920,000 | 1,243 |
| Pre-tax net operating income | $8,141,000 | 774 |
| Securities gains (losses) | $107,000 | 953 |
| Applicable income taxes | $2,453,000 | 680 |
| Income before extraordinary items | $5,795,000 | 862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,795,000 | 861 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,795,000 | 861 |
| Net charge-offs | $450,000 | 1,247 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,720,100 | 849 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,448,000 | 1,023 |
| Total interest expense | $995,000 | 1,516 |
| Net interest income | $11,453,000 | 969 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,789,000 | 1,373 |
| Gross Fiduciary activities income | $150,000 | 705 |
| Service charges on deposit accounts | $1,051,000 | 635 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $588,000 | 2,085 |
| Total noninterest expense | $8,058,000 | 1,245 |
| Salaries and employee benefits | $4,788,000 | 1,138 |
| Premises and equipment expense | $720,000 | 1,640 |
| Additional noninterest expense | $2,550,000 | 1,270 |
| Pre-tax net operating income | $4,884,000 | 826 |
| Securities gains (losses) | $60,000 | 1,071 |
| Applicable income taxes | $1,749,000 | 643 |
| Income before extraordinary items | $3,195,000 | 1,008 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,195,000 | 1,009 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,195,000 | 1,009 |
| Net charge-offs | $129,000 | 1,968 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,156,000 | 1,000 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 1,044 |
| Total interest expense | $504,000 | 1,511 |
| Net interest income | $5,612,000 | 987 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $883,000 | 1,363 |
| Gross Fiduciary activities income | $75,000 | 706 |
| Service charges on deposit accounts | $514,000 | 637 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $294,000 | 2,029 |
| Total noninterest expense | $4,024,000 | 1,256 |
| Salaries and employee benefits | $2,356,000 | 1,166 |
| Premises and equipment expense | $357,000 | 1,687 |
| Additional noninterest expense | $1,311,000 | 1,221 |
| Pre-tax net operating income | $2,321,000 | 853 |
| Securities gains (losses) | $20,000 | 956 |
| Applicable income taxes | $915,000 | 601 |
| Income before extraordinary items | $1,426,000 | 1,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,426,000 | 1,093 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,426,000 | 1,093 |
| Net charge-offs | $47,000 | 1,917 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,413,200 | 1,081 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,993,000 | 967 |
| Total interest expense | $2,422,000 | 1,405 |
| Net interest income | $23,571,000 | 909 |
| Provision for loan and lease losses | $840,000 | 1,277 |
| Total noninterest income | $5,202,000 | 1,096 |
| Gross Fiduciary activities income | $360,000 | 675 |
| Service charges on deposit accounts | $2,104,000 | 657 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,738,000 | 1,210 |
| Total noninterest expense | $16,454,000 | 1,231 |
| Salaries and employee benefits | $10,086,000 | 1,076 |
| Premises and equipment expense | $1,531,000 | 1,549 |
| Additional noninterest expense | $4,837,000 | 1,377 |
| Pre-tax net operating income | $11,479,000 | 691 |
| Securities gains (losses) | $553,000 | 414 |
| Applicable income taxes | $3,136,000 | 646 |
| Income before extraordinary items | $8,896,000 | 722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,896,000 | 723 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,896,000 | 723 |
| Net charge-offs | $1,186,000 | 1,115 |
| Cash dividends | $2,318,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,486,780 | 729 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,514,000 | 978 |
| Total interest expense | $1,872,000 | 1,404 |
| Net interest income | $17,642,000 | 915 |
| Provision for loan and lease losses | $600,000 | 1,326 |
| Total noninterest income | $4,267,000 | 1,059 |
| Gross Fiduciary activities income | $300,000 | 652 |
| Service charges on deposit accounts | $1,563,000 | 662 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,404,000 | 1,125 |
| Total noninterest expense | $12,084,000 | 1,257 |
| Salaries and employee benefits | $7,372,000 | 1,106 |
| Premises and equipment expense | $1,187,000 | 1,518 |
| Additional noninterest expense | $3,525,000 | 1,413 |
| Pre-tax net operating income | $9,225,000 | 654 |
| Securities gains (losses) | $532,000 | 389 |
| Applicable income taxes | $2,221,000 | 672 |
| Income before extraordinary items | $7,536,000 | 653 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,536,000 | 655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,536,000 | 656 |
| Net charge-offs | $1,184,000 | 895 |
| Cash dividends | $2,150,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,126,360 | 659 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,587,000 | 1,006 |
| Total interest expense | $1,275,000 | 1,408 |
| Net interest income | $11,312,000 | 946 |
| Provision for loan and lease losses | $360,000 | 1,466 |
| Total noninterest income | $3,052,000 | 1,002 |
| Gross Fiduciary activities income | $225,000 | 625 |
| Service charges on deposit accounts | $1,003,000 | 673 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,824,000 | 1,055 |
| Total noninterest expense | $7,986,000 | 1,265 |
| Salaries and employee benefits | $4,932,000 | 1,102 |
| Premises and equipment expense | $805,000 | 1,494 |
| Additional noninterest expense | $2,249,000 | 1,453 |
| Pre-tax net operating income | $6,018,000 | 646 |
| Securities gains (losses) | $494,000 | 373 |
| Applicable income taxes | $1,447,000 | 695 |
| Income before extraordinary items | $5,065,000 | 655 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,065,000 | 657 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,065,000 | 657 |
| Net charge-offs | $432,000 | 1,378 |
| Cash dividends | $2,150,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,679,680 | 659 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,098,000 | 1,042 |
| Total interest expense | $656,000 | 1,414 |
| Net interest income | $5,442,000 | 991 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $1,042,000 | 1,326 |
| Gross Fiduciary activities income | $150,000 | 573 |
| Service charges on deposit accounts | $462,000 | 745 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $430,000 | 1,762 |
| Total noninterest expense | $4,042,000 | 1,257 |
| Salaries and employee benefits | $2,480,000 | 1,100 |
| Premises and equipment expense | $410,000 | 1,484 |
| Additional noninterest expense | $1,152,000 | 1,414 |
| Pre-tax net operating income | $2,292,000 | 814 |
| Securities gains (losses) | $491,000 | 215 |
| Applicable income taxes | $724,000 | 686 |
| Income before extraordinary items | $2,059,000 | 758 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,059,000 | 759 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,059,000 | 760 |
| Net charge-offs | $108,000 | 1,829 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,695,660 | 855 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,259,000 | 1,050 |
| Total interest expense | $3,312,000 | 1,345 |
| Net interest income | $21,947,000 | 1,002 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $3,951,000 | 1,346 |
| Gross Fiduciary activities income | $275,000 | 724 |
| Service charges on deposit accounts | $2,052,000 | 696 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,624,000 | 1,767 |
| Total noninterest expense | $15,534,000 | 1,290 |
| Salaries and employee benefits | $9,749,000 | 1,081 |
| Premises and equipment expense | $1,564,000 | 1,524 |
| Additional noninterest expense | $4,221,000 | 1,607 |
| Pre-tax net operating income | $9,764,000 | 732 |
| Securities gains (losses) | $1,309,000 | 400 |
| Applicable income taxes | $2,713,000 | 674 |
| Income before extraordinary items | $8,360,000 | 717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,360,000 | 713 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,360,000 | 717 |
| Net charge-offs | $921,000 | 1,908 |
| Cash dividends | $2,291,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,378,250 | 752 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,092,000 | 1,069 |
| Total interest expense | $2,560,000 | 1,366 |
| Net interest income | $16,532,000 | 1,003 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $2,980,000 | 1,341 |
| Gross Fiduciary activities income | $180,000 | 748 |
| Service charges on deposit accounts | $1,511,000 | 714 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,289,000 | 1,697 |
| Total noninterest expense | $11,148,000 | 1,337 |
| Salaries and employee benefits | $6,987,000 | 1,126 |
| Premises and equipment expense | $1,197,000 | 1,500 |
| Additional noninterest expense | $2,964,000 | 1,695 |
| Pre-tax net operating income | $7,914,000 | 709 |
| Securities gains (losses) | $798,000 | 505 |
| Applicable income taxes | $2,031,000 | 700 |
| Income before extraordinary items | $6,681,000 | 695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,681,000 | 694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,681,000 | 695 |
| Net charge-offs | $642,000 | 1,911 |
| Cash dividends | $1,066,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,066,540 | 720 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,451,000 | 1,104 |
| Total interest expense | $1,739,000 | 1,395 |
| Net interest income | $10,712,000 | 1,030 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,726,000 | 1,457 |
| Gross Fiduciary activities income | $120,000 | 754 |
| Service charges on deposit accounts | $965,000 | 734 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $641,000 | 2,026 |
| Total noninterest expense | $7,412,000 | 1,339 |
| Salaries and employee benefits | $4,590,000 | 1,144 |
| Premises and equipment expense | $774,000 | 1,542 |
| Additional noninterest expense | $2,048,000 | 1,637 |
| Pre-tax net operating income | $4,726,000 | 783 |
| Securities gains (losses) | $749,000 | 373 |
| Applicable income taxes | $1,349,000 | 698 |
| Income before extraordinary items | $4,126,000 | 738 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,126,000 | 737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,126,000 | 738 |
| Net charge-offs | $72,000 | 3,720 |
| Cash dividends | $1,066,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,564,250 | 783 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 1,143 |
| Total interest expense | $907,000 | 1,389 |
| Net interest income | $5,115,000 | 1,090 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $820,000 | 1,498 |
| Gross Fiduciary activities income | $60,000 | 756 |
| Service charges on deposit accounts | $450,000 | 778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 2,058 |
| Total noninterest expense | $3,677,000 | 1,346 |
| Salaries and employee benefits | $2,306,000 | 1,130 |
| Premises and equipment expense | $387,000 | 1,542 |
| Additional noninterest expense | $984,000 | 1,689 |
| Pre-tax net operating income | $2,108,000 | 850 |
| Securities gains (losses) | $504,000 | 277 |
| Applicable income taxes | $668,000 | 686 |
| Income before extraordinary items | $1,944,000 | 773 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,944,000 | 773 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,944,000 | 775 |
| Net charge-offs | $41,000 | 3,172 |
| Cash dividends | $34,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,571,040 | 894 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,813,000 | 1,094 |
| Total interest expense | $4,504,000 | 1,348 |
| Net interest income | $21,309,000 | 1,035 |
| Provision for loan and lease losses | $1,275,000 | 2,075 |
| Total noninterest income | $4,208,000 | 1,195 |
| Gross Fiduciary activities income | $300,000 | 661 |
| Service charges on deposit accounts | $2,001,000 | 729 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,907,000 | 1,414 |
| Total noninterest expense | $14,611,000 | 1,341 |
| Salaries and employee benefits | $9,181,000 | 1,074 |
| Premises and equipment expense | $1,605,000 | 1,541 |
| Additional noninterest expense | $3,825,000 | 1,771 |
| Pre-tax net operating income | $9,631,000 | 645 |
| Securities gains (losses) | $518,000 | 779 |
| Applicable income taxes | $2,559,000 | 650 |
| Income before extraordinary items | $7,590,000 | 681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,590,000 | 680 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,590,000 | 681 |
| Net charge-offs | $1,716,000 | 1,708 |
| Cash dividends | $384,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,201,500 | 668 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,395,000 | 1,108 |
| Total interest expense | $3,507,000 | 1,359 |
| Net interest income | $15,888,000 | 1,047 |
| Provision for loan and lease losses | $1,050,000 | 1,902 |
| Total noninterest income | $3,288,000 | 1,163 |
| Gross Fiduciary activities income | $180,000 | 684 |
| Service charges on deposit accounts | $1,479,000 | 743 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,629,000 | 1,272 |
| Total noninterest expense | $10,644,000 | 1,376 |
| Salaries and employee benefits | $6,505,000 | 1,139 |
| Premises and equipment expense | $1,228,000 | 1,529 |
| Additional noninterest expense | $2,911,000 | 1,746 |
| Pre-tax net operating income | $7,482,000 | 644 |
| Securities gains (losses) | $509,000 | 638 |
| Applicable income taxes | $1,919,000 | 643 |
| Income before extraordinary items | $6,072,000 | 662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,072,000 | 662 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,072,000 | 662 |
| Net charge-offs | $1,622,000 | 1,417 |
| Cash dividends | $214,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,685,160 | 670 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 1,152 |
| Total interest expense | $2,442,000 | 1,348 |
| Net interest income | $10,131,000 | 1,098 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $2,309,000 | 1,104 |
| Gross Fiduciary activities income | $120,000 | 700 |
| Service charges on deposit accounts | $953,000 | 767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,236,000 | 1,163 |
| Total noninterest expense | $7,250,000 | 1,369 |
| Salaries and employee benefits | $4,632,000 | 1,079 |
| Premises and equipment expense | $809,000 | 1,558 |
| Additional noninterest expense | $1,809,000 | 1,880 |
| Pre-tax net operating income | $4,440,000 | 712 |
| Securities gains (losses) | $339,000 | 497 |
| Applicable income taxes | $1,279,000 | 628 |
| Income before extraordinary items | $3,500,000 | 738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,500,000 | 736 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,500,000 | 738 |
| Net charge-offs | $1,309,000 | 1,240 |
| Cash dividends | $186,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,252,530 | 742 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 1,179 |
| Total interest expense | $1,287,000 | 1,323 |
| Net interest income | $4,945,000 | 1,131 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $1,521,000 | 897 |
| Gross Fiduciary activities income | $60,000 | 701 |
| Service charges on deposit accounts | $458,000 | 778 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,003,000 | 827 |
| Total noninterest expense | $3,685,000 | 1,353 |
| Salaries and employee benefits | $2,314,000 | 1,093 |
| Premises and equipment expense | $405,000 | 1,587 |
| Additional noninterest expense | $966,000 | 1,757 |
| Pre-tax net operating income | $2,181,000 | 723 |
| Securities gains (losses) | $341,000 | 223 |
| Applicable income taxes | $640,000 | 603 |
| Income before extraordinary items | $1,882,000 | 694 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,882,000 | 694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,882,000 | 694 |
| Net charge-offs | $942,000 | 891 |
| Cash dividends | $154,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,626,250 | 766 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,968,000 | 1,194 |
| Total interest expense | $6,175,000 | 1,341 |
| Net interest income | $19,793,000 | 1,130 |
| Provision for loan and lease losses | $920,000 | 3,182 |
| Total noninterest income | $3,299,000 | 1,449 |
| Gross Fiduciary activities income | $181,000 | 783 |
| Service charges on deposit accounts | $1,905,000 | 791 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,213,000 | 1,943 |
| Total noninterest expense | $14,046,000 | 1,416 |
| Salaries and employee benefits | $8,462,000 | 1,165 |
| Premises and equipment expense | $1,538,000 | 1,675 |
| Additional noninterest expense | $4,046,000 | 1,779 |
| Pre-tax net operating income | $8,126,000 | 660 |
| Securities gains (losses) | $1,276,000 | 396 |
| Applicable income taxes | $2,050,000 | 733 |
| Income before extraordinary items | $7,352,000 | 613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,352,000 | 610 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,352,000 | 613 |
| Net charge-offs | $322,000 | 4,213 |
| Cash dividends | $610,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,356,720 | 676 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,383,000 | 1,218 |
| Total interest expense | $4,743,000 | 1,360 |
| Net interest income | $14,640,000 | 1,149 |
| Provision for loan and lease losses | $770,000 | 2,905 |
| Total noninterest income | $2,169,000 | 1,586 |
| Gross Fiduciary activities income | $135,000 | 774 |
| Service charges on deposit accounts | $1,388,000 | 841 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $646,000 | 2,382 |
| Total noninterest expense | $9,742,000 | 1,509 |
| Salaries and employee benefits | $5,973,000 | 1,234 |
| Premises and equipment expense | $1,154,000 | 1,700 |
| Additional noninterest expense | $2,615,000 | 1,978 |
| Pre-tax net operating income | $6,297,000 | 677 |
| Securities gains (losses) | $975,000 | 420 |
| Applicable income taxes | $1,446,000 | 760 |
| Income before extraordinary items | $5,826,000 | 591 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,826,000 | 590 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,826,000 | 591 |
| Net charge-offs | $280,000 | 3,820 |
| Cash dividends | $453,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,046,000 | 662 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,547,000 | 1,260 |
| Total interest expense | $3,247,000 | 1,376 |
| Net interest income | $9,300,000 | 1,223 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $1,314,000 | 1,656 |
| Gross Fiduciary activities income | $90,000 | 778 |
| Service charges on deposit accounts | $879,000 | 897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $345,000 | 2,628 |
| Total noninterest expense | $6,583,000 | 1,496 |
| Salaries and employee benefits | $4,014,000 | 1,214 |
| Premises and equipment expense | $779,000 | 1,694 |
| Additional noninterest expense | $1,790,000 | 1,931 |
| Pre-tax net operating income | $3,901,000 | 713 |
| Securities gains (losses) | $836,000 | 305 |
| Applicable income taxes | $997,000 | 719 |
| Income before extraordinary items | $3,740,000 | 594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,740,000 | 595 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,740,000 | 595 |
| Net charge-offs | $271,000 | 3,179 |
| Cash dividends | $197,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,079,560 | 702 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 1,330 |
| Total interest expense | $1,644,000 | 1,431 |
| Net interest income | $4,416,000 | 1,306 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $743,000 | 1,517 |
| Gross Fiduciary activities income | $45,000 | 786 |
| Service charges on deposit accounts | $433,000 | 903 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $265,000 | 1,995 |
| Total noninterest expense | $3,355,000 | 1,496 |
| Salaries and employee benefits | $2,021,000 | 1,227 |
| Premises and equipment expense | $405,000 | 1,675 |
| Additional noninterest expense | $929,000 | 1,854 |
| Pre-tax net operating income | $1,744,000 | 780 |
| Securities gains (losses) | $574,000 | 221 |
| Applicable income taxes | $449,000 | 773 |
| Income before extraordinary items | $1,869,000 | 601 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,869,000 | 605 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,869,000 | 605 |
| Net charge-offs | $234,000 | 2,272 |
| Cash dividends | $2,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,404,060 | 757 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,307,000 | 1,310 |
| Total interest expense | $7,624,000 | 1,540 |
| Net interest income | $18,683,000 | 1,194 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $3,024,000 | 1,601 |
| Gross Fiduciary activities income | $180,000 | 781 |
| Service charges on deposit accounts | $2,047,000 | 841 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $797,000 | 2,460 |
| Total noninterest expense | $13,172,000 | 1,576 |
| Salaries and employee benefits | $8,361,000 | 1,170 |
| Premises and equipment expense | $1,448,000 | 1,862 |
| Additional noninterest expense | $3,363,000 | 2,130 |
| Pre-tax net operating income | $8,295,000 | 522 |
| Securities gains (losses) | $576,000 | 791 |
| Applicable income taxes | $2,050,000 | 554 |
| Income before extraordinary items | $6,821,000 | 495 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,821,000 | 494 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,821,000 | 497 |
| Net charge-offs | $1,545,000 | 2,337 |
| Cash dividends | $10,663,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,377,480 | 542 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,733,000 | 1,328 |
| Total interest expense | $5,847,000 | 1,582 |
| Net interest income | $13,886,000 | 1,201 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $2,186,000 | 1,674 |
| Gross Fiduciary activities income | $135,000 | 777 |
| Service charges on deposit accounts | $1,458,000 | 883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $593,000 | 2,542 |
| Total noninterest expense | $9,660,000 | 1,586 |
| Salaries and employee benefits | $6,115,000 | 1,225 |
| Premises and equipment expense | $1,001,000 | 2,017 |
| Additional noninterest expense | $2,544,000 | 2,074 |
| Pre-tax net operating income | $6,232,000 | 550 |
| Securities gains (losses) | $582,000 | 617 |
| Applicable income taxes | $1,662,000 | 546 |
| Income before extraordinary items | $5,152,000 | 520 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,152,000 | 520 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,152,000 | 521 |
| Net charge-offs | $855,000 | 2,385 |
| Cash dividends | $10,492,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,709,680 | 569 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 1,403 |
| Total interest expense | $3,996,000 | 1,632 |
| Net interest income | $8,733,000 | 1,280 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $1,314,000 | 1,810 |
| Gross Fiduciary activities income | $90,000 | 791 |
| Service charges on deposit accounts | $881,000 | 965 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $343,000 | 2,775 |
| Total noninterest expense | $6,161,000 | 1,670 |
| Salaries and employee benefits | $3,885,000 | 1,320 |
| Premises and equipment expense | $662,000 | 2,063 |
| Additional noninterest expense | $1,614,000 | 2,185 |
| Pre-tax net operating income | $3,766,000 | 602 |
| Securities gains (losses) | $552,000 | 465 |
| Applicable income taxes | $1,027,000 | 601 |
| Income before extraordinary items | $3,291,000 | 539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,291,000 | 538 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,291,000 | 539 |
| Net charge-offs | $832,000 | 1,795 |
| Cash dividends | $9,634,000 | 107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,871,480 | 616 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 1,508 |
| Total interest expense | $2,065,000 | 1,643 |
| Net interest income | $3,968,000 | 1,395 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $570,000 | 1,944 |
| Gross Fiduciary activities income | $45,000 | 795 |
| Service charges on deposit accounts | $368,000 | 1,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $157,000 | 2,891 |
| Total noninterest expense | $2,761,000 | 1,796 |
| Salaries and employee benefits | $1,563,000 | 1,656 |
| Premises and equipment expense | $318,000 | 2,190 |
| Additional noninterest expense | $880,000 | 1,829 |
| Pre-tax net operating income | $1,717,000 | 735 |
| Securities gains (losses) | $562,000 | 294 |
| Applicable income taxes | $500,000 | 672 |
| Income before extraordinary items | $1,779,000 | 558 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,779,000 | 558 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,779,000 | 561 |
| Net charge-offs | $388,000 | 1,571 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,340,640 | 714 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,092,000 | 1,378 |
| Total interest expense | $10,593,000 | 1,533 |
| Net interest income | $17,499,000 | 1,265 |
| Provision for loan and lease losses | $660,000 | 3,337 |
| Total noninterest income | $3,025,000 | 1,560 |
| Gross Fiduciary activities income | $180,000 | 797 |
| Service charges on deposit accounts | $1,892,000 | 953 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $953,000 | 2,189 |
| Total noninterest expense | $11,558,000 | 1,690 |
| Salaries and employee benefits | $7,703,000 | 1,312 |
| Premises and equipment expense | $1,530,000 | 1,789 |
| Additional noninterest expense | $2,325,000 | 2,493 |
| Pre-tax net operating income | $8,306,000 | 661 |
| Securities gains (losses) | $406,000 | 449 |
| Applicable income taxes | $2,429,000 | 567 |
| Income before extraordinary items | $6,283,000 | 639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,283,000 | 639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 3,476 |
| Cash dividends | $23,200,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,990,680 | 726 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,186,000 | 1,402 |
| Total interest expense | $8,231,000 | 1,539 |
| Net interest income | $12,955,000 | 1,301 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $2,058,000 | 1,742 |
| Gross Fiduciary activities income | $135,000 | 802 |
| Service charges on deposit accounts | $1,413,000 | 949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $510,000 | 2,780 |
| Total noninterest expense | $8,441,000 | 1,723 |
| Salaries and employee benefits | $5,737,000 | 1,352 |
| Premises and equipment expense | $975,000 | 2,088 |
| Additional noninterest expense | $1,729,000 | 2,449 |
| Pre-tax net operating income | $6,572,000 | 765 |
| Securities gains (losses) | $363,000 | 402 |
| Applicable income taxes | $1,971,000 | 662 |
| Income before extraordinary items | $4,964,000 | 735 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,964,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,092 |
| Cash dividends | $23,200,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,702,640 | 818 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,075,000 | 1,431 |
| Total interest expense | $5,573,000 | 1,570 |
| Net interest income | $8,502,000 | 1,321 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,448,000 | 1,695 |
| Gross Fiduciary activities income | $90,000 | 824 |
| Service charges on deposit accounts | $937,000 | 935 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $421,000 | 2,507 |
| Total noninterest expense | $5,429,000 | 1,777 |
| Salaries and employee benefits | $3,617,000 | 1,450 |
| Premises and equipment expense | $692,000 | 1,964 |
| Additional noninterest expense | $1,120,000 | 2,482 |
| Pre-tax net operating income | $4,521,000 | 783 |
| Securities gains (losses) | $315,000 | 435 |
| Applicable income taxes | $1,230,000 | 787 |
| Income before extraordinary items | $3,606,000 | 758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,606,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $23,200,000 | 112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,369,750 | 799 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 1,972 |
| Total interest expense | $2,022,000 | 2,222 |
| Net interest income | $3,119,000 | 1,792 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $574,000 | 2,030 |
| Gross Fiduciary activities income | $45,000 | 824 |
| Service charges on deposit accounts | $377,000 | 1,165 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $2,021,000 | 2,341 |
| Salaries and employee benefits | $1,367,000 | 1,923 |
| Premises and equipment expense | $223,000 | 2,941 |
| Additional noninterest expense | $431,000 | 3,090 |
| Pre-tax net operating income | $1,672,000 | 1,136 |
| Securities gains (losses) | $106,000 | 688 |
| Applicable income taxes | $490,000 | 1,027 |
| Income before extraordinary items | $1,288,000 | 1,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,288,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $23,200,000 | 59 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,211,680 | 1,200 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,948,000 | 1,927 |
| Total interest expense | $9,109,000 | 2,092 |
| Net interest income | $12,839,000 | 1,762 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $2,729,000 | 1,758 |
| Gross Fiduciary activities income | $181,000 | 825 |
| Service charges on deposit accounts | $1,655,000 | 1,075 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $893,000 | 2,395 |
| Total noninterest expense | $8,317,000 | 2,203 |
| Salaries and employee benefits | $5,544,000 | 1,822 |
| Premises and equipment expense | $843,000 | 2,956 |
| Additional noninterest expense | $1,930,000 | 2,744 |
| Pre-tax net operating income | $7,071,000 | 1,198 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $1,850,000 | 1,199 |
| Income before extraordinary items | $5,212,000 | 1,228 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,212,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $616,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,218,660 | 1,221 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,320,000 | 1,942 |
| Total interest expense | $6,794,000 | 2,099 |
| Net interest income | $9,526,000 | 1,786 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,883,000 | 1,873 |
| Gross Fiduciary activities income | $135,000 | 821 |
| Service charges on deposit accounts | $1,222,000 | 1,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $526,000 | 2,760 |
| Total noninterest expense | $5,851,000 | 2,325 |
| Salaries and employee benefits | $4,076,000 | 1,849 |
| Premises and equipment expense | $663,000 | 2,829 |
| Additional noninterest expense | $1,112,000 | 3,387 |
| Pre-tax net operating income | $5,378,000 | 1,268 |
| Securities gains (losses) | $-26,000 | 8,022 |
| Applicable income taxes | $1,357,000 | 1,320 |
| Income before extraordinary items | $3,995,000 | 1,289 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,995,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $525,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,014,500 | 1,275 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 2,039 |
| Total interest expense | $4,240,000 | 2,220 |
| Net interest income | $6,172,000 | 1,862 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,254,000 | 1,892 |
| Gross Fiduciary activities income | $90,000 | 833 |
| Service charges on deposit accounts | $785,000 | 1,122 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $379,000 | 2,651 |
| Total noninterest expense | $3,824,000 | 2,380 |
| Salaries and employee benefits | $2,657,000 | 1,921 |
| Premises and equipment expense | $433,000 | 2,902 |
| Additional noninterest expense | $734,000 | 3,421 |
| Pre-tax net operating income | $3,482,000 | 1,359 |
| Securities gains (losses) | $-26,000 | 8,180 |
| Applicable income taxes | $867,000 | 1,414 |
| Income before extraordinary items | $2,589,000 | 1,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,589,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $205,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,608,500 | 1,347 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 2,135 |
| Total interest expense | $1,976,000 | 2,339 |
| Net interest income | $2,954,000 | 1,957 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $606,000 | 1,929 |
| Gross Fiduciary activities income | $40,000 | 861 |
| Service charges on deposit accounts | $374,000 | 1,148 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $192,000 | 2,603 |
| Total noninterest expense | $2,054,000 | 2,245 |
| Salaries and employee benefits | $1,324,000 | 1,939 |
| Premises and equipment expense | $213,000 | 2,959 |
| Additional noninterest expense | $517,000 | 2,539 |
| Pre-tax net operating income | $1,446,000 | 1,583 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $490,000 | 1,304 |
| Income before extraordinary items | $956,000 | 1,784 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $956,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $956,000 | 1,772 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,110,000 | 1,966 |
| Total interest expense | $7,978,000 | 2,053 |
| Net interest income | $12,132,000 | 1,910 |
| Provision for loan and lease losses | $790,000 | 1,285 |
| Total noninterest income | $2,511,000 | 1,880 |
| Gross Fiduciary activities income | $160,000 | 851 |
| Service charges on deposit accounts | $1,587,000 | 1,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $764,000 | 2,645 |
| Total noninterest expense | $7,468,000 | 2,374 |
| Salaries and employee benefits | $5,077,000 | 1,916 |
| Premises and equipment expense | $879,000 | 2,765 |
| Additional noninterest expense | $1,512,000 | 3,273 |
| Pre-tax net operating income | $6,385,000 | 1,521 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $1,433,000 | 1,741 |
| Income before extraordinary items | $4,954,000 | 1,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,954,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,205 |
| Cash dividends | $86,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,952,440 | 1,455 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,877,000 | 1,985 |
| Total interest expense | $5,871,000 | 2,027 |
| Net interest income | $9,006,000 | 1,954 |
| Provision for loan and lease losses | $730,000 | 1,013 |
| Total noninterest income | $1,908,000 | 1,873 |
| Gross Fiduciary activities income | $120,000 | 839 |
| Service charges on deposit accounts | $1,195,000 | 1,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $593,000 | 2,586 |
| Total noninterest expense | $5,438,000 | 2,428 |
| Salaries and employee benefits | $3,638,000 | 2,001 |
| Premises and equipment expense | $702,000 | 2,634 |
| Additional noninterest expense | $1,098,000 | 3,364 |
| Pre-tax net operating income | $4,746,000 | 1,574 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $748,000 | 2,297 |
| Income before extraordinary items | $4,000,000 | 1,411 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,000,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,998,320 | 1,396 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,430,000 | 2,044 |
| Total interest expense | $3,599,000 | 2,079 |
| Net interest income | $5,831,000 | 2,004 |
| Provision for loan and lease losses | $670,000 | 746 |
| Total noninterest income | $1,246,000 | 1,896 |
| Gross Fiduciary activities income | $80,000 | 853 |
| Service charges on deposit accounts | $773,000 | 1,146 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $393,000 | 2,587 |
| Total noninterest expense | $3,593,000 | 2,461 |
| Salaries and employee benefits | $2,403,000 | 2,035 |
| Premises and equipment expense | $438,000 | 2,780 |
| Additional noninterest expense | $752,000 | 3,292 |
| Pre-tax net operating income | $2,814,000 | 1,754 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $328,000 | 2,916 |
| Income before extraordinary items | $2,488,000 | 1,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,488,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,231 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,486,240 | 1,471 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 2,069 |
| Total interest expense | $1,712,000 | 2,084 |
| Net interest income | $2,832,000 | 2,051 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $599,000 | 1,940 |
| Gross Fiduciary activities income | $37,000 | 877 |
| Service charges on deposit accounts | $366,000 | 1,183 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,526 |
| Total noninterest expense | $1,786,000 | 2,483 |
| Salaries and employee benefits | $1,112,000 | 2,218 |
| Premises and equipment expense | $227,000 | 2,699 |
| Additional noninterest expense | $447,000 | 2,819 |
| Pre-tax net operating income | $1,585,000 | 1,548 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $443,000 | 1,533 |
| Income before extraordinary items | $1,142,000 | 1,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,142,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,142,000 | 1,565 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,259,000 | 1,945 |
| Total interest expense | $5,905,000 | 1,910 |
| Net interest income | $11,354,000 | 1,961 |
| Provision for loan and lease losses | $448,000 | 2,086 |
| Total noninterest income | $2,586,000 | 1,823 |
| Gross Fiduciary activities income | $164,000 | 850 |
| Service charges on deposit accounts | $1,610,000 | 1,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $812,000 | 2,510 |
| Total noninterest expense | $6,677,000 | 2,496 |
| Salaries and employee benefits | $4,449,000 | 2,069 |
| Premises and equipment expense | $849,000 | 2,737 |
| Additional noninterest expense | $1,379,000 | 3,457 |
| Pre-tax net operating income | $6,815,000 | 1,408 |
| Securities gains (losses) | $-147,000 | 8,524 |
| Applicable income taxes | $1,960,000 | 1,388 |
| Income before extraordinary items | $4,708,000 | 1,499 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,708,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,566 |
| Cash dividends | $78,000 | 5,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,812,370 | 1,449 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,698,000 | 1,928 |
| Total interest expense | $4,264,000 | 1,869 |
| Net interest income | $8,434,000 | 1,958 |
| Provision for loan and lease losses | $388,000 | 1,769 |
| Total noninterest income | $1,903,000 | 1,856 |
| Gross Fiduciary activities income | $113,000 | 857 |
| Service charges on deposit accounts | $1,191,000 | 1,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $599,000 | 2,551 |
| Total noninterest expense | $4,969,000 | 2,492 |
| Salaries and employee benefits | $3,249,000 | 2,107 |
| Premises and equipment expense | $660,000 | 2,632 |
| Additional noninterest expense | $1,060,000 | 3,351 |
| Pre-tax net operating income | $4,980,000 | 1,439 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,586,000 | 1,326 |
| Income before extraordinary items | $3,396,000 | 1,554 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,396,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,192 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,394,640 | 1,525 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 1,952 |
| Total interest expense | $2,557,000 | 1,952 |
| Net interest income | $5,549,000 | 1,949 |
| Provision for loan and lease losses | $328,000 | 1,410 |
| Total noninterest income | $1,234,000 | 1,886 |
| Gross Fiduciary activities income | $75,000 | 870 |
| Service charges on deposit accounts | $781,000 | 1,101 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $378,000 | 2,643 |
| Total noninterest expense | $3,278,000 | 2,483 |
| Salaries and employee benefits | $2,120,000 | 2,137 |
| Premises and equipment expense | $442,000 | 2,600 |
| Additional noninterest expense | $716,000 | 3,308 |
| Pre-tax net operating income | $3,177,000 | 1,470 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $885,000 | 1,499 |
| Income before extraordinary items | $2,294,000 | 1,504 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,294,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,292,560 | 1,479 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 1,995 |
| Total interest expense | $1,170,000 | 2,014 |
| Net interest income | $2,730,000 | 1,970 |
| Provision for loan and lease losses | $268,000 | 871 |
| Total noninterest income | $602,000 | 1,878 |
| Gross Fiduciary activities income | $38,000 | 866 |
| Service charges on deposit accounts | $364,000 | 1,139 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $200,000 | 2,484 |
| Total noninterest expense | $1,546,000 | 2,629 |
| Salaries and employee benefits | $947,000 | 2,396 |
| Premises and equipment expense | $223,000 | 2,612 |
| Additional noninterest expense | $376,000 | 3,181 |
| Pre-tax net operating income | $1,518,000 | 1,500 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $476,000 | 1,407 |
| Income before extraordinary items | $1,043,000 | 1,599 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,043,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,042,310 | 1,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,935,000 | 1,908 |
| Total interest expense | $3,913,000 | 2,080 |
| Net interest income | $11,022,000 | 1,833 |
| Provision for loan and lease losses | $1,564,000 | 691 |
| Total noninterest income | $2,568,000 | 1,829 |
| Gross Fiduciary activities income | $205,000 | 781 |
| Service charges on deposit accounts | $1,608,000 | 1,110 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $755,000 | 2,590 |
| Total noninterest expense | $6,811,000 | 2,350 |
| Salaries and employee benefits | $4,496,000 | 1,940 |
| Premises and equipment expense | $880,000 | 2,571 |
| Additional noninterest expense | $1,435,000 | 3,241 |
| Pre-tax net operating income | $5,215,000 | 1,637 |
| Securities gains (losses) | $138,000 | 1,026 |
| Applicable income taxes | $1,913,000 | 1,320 |
| Income before extraordinary items | $3,440,000 | 1,839 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,440,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,686 |
| Cash dividends | $353,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,351,680 | 1,839 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,107,000 | 1,907 |
| Total interest expense | $2,841,000 | 2,109 |
| Net interest income | $8,266,000 | 1,817 |
| Provision for loan and lease losses | $712,000 | 1,067 |
| Total noninterest income | $1,913,000 | 1,855 |
| Gross Fiduciary activities income | $180,000 | 747 |
| Service charges on deposit accounts | $1,218,000 | 1,104 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $515,000 | 2,749 |
| Total noninterest expense | $5,196,000 | 2,288 |
| Salaries and employee benefits | $3,490,000 | 1,867 |
| Premises and equipment expense | $708,000 | 2,400 |
| Additional noninterest expense | $998,000 | 3,439 |
| Pre-tax net operating income | $4,271,000 | 1,507 |
| Securities gains (losses) | $138,000 | 980 |
| Applicable income taxes | $1,451,000 | 1,316 |
| Income before extraordinary items | $2,958,000 | 1,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,958,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,900 |
| Cash dividends | $281,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,865,540 | 1,650 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 1,955 |
| Total interest expense | $1,810,000 | 2,169 |
| Net interest income | $5,338,000 | 1,872 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,283,000 | 1,818 |
| Gross Fiduciary activities income | $120,000 | 754 |
| Service charges on deposit accounts | $802,000 | 1,104 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $361,000 | 2,681 |
| Total noninterest expense | $3,240,000 | 2,452 |
| Salaries and employee benefits | $2,094,000 | 2,091 |
| Premises and equipment expense | $488,000 | 2,339 |
| Additional noninterest expense | $658,000 | 3,466 |
| Pre-tax net operating income | $3,261,000 | 1,310 |
| Securities gains (losses) | $126,000 | 892 |
| Applicable income taxes | $890,000 | 1,411 |
| Income before extraordinary items | $2,497,000 | 1,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,497,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $281,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,403,760 | 1,300 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 2,011 |
| Total interest expense | $894,000 | 2,218 |
| Net interest income | $2,588,000 | 1,928 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $619,000 | 1,833 |
| Gross Fiduciary activities income | $59,000 | 764 |
| Service charges on deposit accounts | $367,000 | 1,160 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $1,599,000 | 2,502 |
| Salaries and employee benefits | $1,021,000 | 2,151 |
| Premises and equipment expense | $235,000 | 2,433 |
| Additional noninterest expense | $343,000 | 3,353 |
| Pre-tax net operating income | $1,548,000 | 1,357 |
| Securities gains (losses) | $42,000 | 1,294 |
| Applicable income taxes | $424,000 | 1,484 |
| Income before extraordinary items | $1,166,000 | 1,373 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,166,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $97,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,135,340 | 1,345 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,033,000 | 2,187 |
| Total interest expense | $3,618,000 | 2,434 |
| Net interest income | $9,415,000 | 2,077 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $2,511,000 | 1,943 |
| Gross Fiduciary activities income | $235,000 | 767 |
| Service charges on deposit accounts | $1,398,000 | 1,241 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $878,000 | 2,580 |
| Total noninterest expense | $6,151,000 | 2,544 |
| Salaries and employee benefits | $4,020,000 | 2,115 |
| Premises and equipment expense | $850,000 | 2,609 |
| Additional noninterest expense | $1,281,000 | 3,533 |
| Pre-tax net operating income | $5,535,000 | 1,495 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $1,629,000 | 1,500 |
| Income before extraordinary items | $3,957,000 | 1,579 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,957,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,366 |
| Cash dividends | $272,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,920,790 | 1,519 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,563,000 | 2,288 |
| Total interest expense | $2,714,000 | 2,518 |
| Net interest income | $6,849,000 | 2,145 |
| Provision for loan and lease losses | $724,000 | 1,180 |
| Total noninterest income | $1,914,000 | 1,973 |
| Gross Fiduciary activities income | $176,000 | 763 |
| Service charges on deposit accounts | $1,030,000 | 1,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $708,000 | 2,536 |
| Total noninterest expense | $4,165,000 | 2,793 |
| Salaries and employee benefits | $2,777,000 | 2,289 |
| Premises and equipment expense | $521,000 | 3,109 |
| Additional noninterest expense | $867,000 | 3,821 |
| Pre-tax net operating income | $3,874,000 | 1,634 |
| Securities gains (losses) | $229,000 | 1,150 |
| Applicable income taxes | $1,271,000 | 1,533 |
| Income before extraordinary items | $2,832,000 | 1,701 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,832,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,187 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,673,990 | 1,709 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 2,323 |
| Total interest expense | $1,826,000 | 2,566 |
| Net interest income | $4,486,000 | 2,172 |
| Provision for loan and lease losses | $781,000 | 780 |
| Total noninterest income | $1,015,000 | 2,336 |
| Gross Fiduciary activities income | $113,000 | 778 |
| Service charges on deposit accounts | $677,000 | 1,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $225,000 | 3,815 |
| Total noninterest expense | $2,934,000 | 2,655 |
| Salaries and employee benefits | $2,005,000 | 2,115 |
| Premises and equipment expense | $340,000 | 3,159 |
| Additional noninterest expense | $589,000 | 3,750 |
| Pre-tax net operating income | $1,786,000 | 2,254 |
| Securities gains (losses) | $218,000 | 992 |
| Applicable income taxes | $847,000 | 1,547 |
| Income before extraordinary items | $1,157,000 | 2,663 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,157,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,017,480 | 2,787 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 2,358 |
| Total interest expense | $914,000 | 2,622 |
| Net interest income | $2,205,000 | 2,210 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $510,000 | 2,253 |
| Gross Fiduciary activities income | $57,000 | 786 |
| Service charges on deposit accounts | $307,000 | 1,355 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $1,429,000 | 2,704 |
| Salaries and employee benefits | $1,002,000 | 2,109 |
| Premises and equipment expense | $152,000 | 3,453 |
| Additional noninterest expense | $275,000 | 3,922 |
| Pre-tax net operating income | $1,226,000 | 1,709 |
| Securities gains (losses) | $210,000 | 634 |
| Applicable income taxes | $424,000 | 1,554 |
| Income before extraordinary items | $1,012,000 | 1,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,012,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $865,000 | 1,717 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,415,000 | 2,300 |
| Total interest expense | $4,202,000 | 2,639 |
| Net interest income | $9,213,000 | 2,101 |
| Provision for loan and lease losses | $745,000 | 1,739 |
| Total noninterest income | $2,805,000 | 1,635 |
| Gross Fiduciary activities income | $225,000 | 792 |
| Service charges on deposit accounts | $1,400,000 | 1,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,180,000 | 1,953 |
| Total noninterest expense | $5,912,000 | 2,497 |
| Salaries and employee benefits | $3,981,000 | 2,003 |
| Premises and equipment expense | $774,000 | 2,748 |
| Additional noninterest expense | $1,157,000 | 3,724 |
| Pre-tax net operating income | $5,361,000 | 1,529 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $1,774,000 | 1,432 |
| Income before extraordinary items | $3,591,000 | 1,668 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,591,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,072 |
| Cash dividends | $313,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,588,320 | 1,614 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,286,000 | 2,395 |
| Total interest expense | $6,398,000 | 2,506 |
| Net interest income | $7,888,000 | 2,274 |
| Provision for loan and lease losses | $284,000 | 3,336 |
| Total noninterest income | $2,005,000 | 2,011 |
| Gross Fiduciary activities income | $215,000 | 817 |
| Service charges on deposit accounts | $1,303,000 | 1,133 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $487,000 | 3,172 |
| Total noninterest expense | $5,230,000 | 2,712 |
| Salaries and employee benefits | $3,352,000 | 2,235 |
| Premises and equipment expense | $775,000 | 2,713 |
| Additional noninterest expense | $1,103,000 | 3,755 |
| Pre-tax net operating income | $4,379,000 | 1,630 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $1,291,000 | 1,706 |
| Income before extraordinary items | $3,129,000 | 1,677 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,129,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,040 |
| Cash dividends | $258,000 | 4,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,099,890 | 1,627 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,768,000 | 2,533 |
| Total interest expense | $6,702,000 | 2,507 |
| Net interest income | $7,066,000 | 2,521 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,675,000 | 2,151 |
| Gross Fiduciary activities income | $205,000 | 800 |
| Service charges on deposit accounts | $1,124,000 | 1,210 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $346,000 | 3,640 |
| Total noninterest expense | $4,846,000 | 2,797 |
| Salaries and employee benefits | $2,981,000 | 2,404 |
| Premises and equipment expense | $849,000 | 2,436 |
| Additional noninterest expense | $1,016,000 | 3,946 |
| Pre-tax net operating income | $3,775,000 | 1,936 |
| Securities gains (losses) | $-35,000 | 9,026 |
| Applicable income taxes | $1,042,000 | 2,052 |
| Income before extraordinary items | $2,698,000 | 1,934 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,698,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $44,000 | 6,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,723,200 | 1,913 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,842,000 | 2,550 |
| Total interest expense | $5,883,000 | 2,501 |
| Net interest income | $6,959,000 | 2,529 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $1,582,000 | 2,218 |
| Gross Fiduciary activities income | $206,000 | 860 |
| Service charges on deposit accounts | $1,076,000 | 1,233 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $300,000 | 4,018 |
| Total noninterest expense | $4,682,000 | 2,884 |
| Salaries and employee benefits | $2,844,000 | 2,465 |
| Premises and equipment expense | $855,000 | 2,357 |
| Additional noninterest expense | $983,000 | 4,072 |
| Pre-tax net operating income | $3,749,000 | 1,964 |
| Securities gains (losses) | $-135,000 | 9,997 |
| Applicable income taxes | $1,062,000 | 2,120 |
| Income before extraordinary items | $2,552,000 | 2,064 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,552,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,647,850 | 1,966 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,119,000 | 2,685 |
| Total interest expense | $5,479,000 | 2,756 |
| Net interest income | $6,640,000 | 2,571 |
| Provision for loan and lease losses | $111,000 | 4,896 |
| Total noninterest income | $1,343,000 | 2,459 |
| Gross Fiduciary activities income | $205,000 | 863 |
| Service charges on deposit accounts | $854,000 | 1,473 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $284,000 | 4,146 |
| Total noninterest expense | $4,675,000 | 2,777 |
| Salaries and employee benefits | $2,762,000 | 2,444 |
| Premises and equipment expense | $837,000 | 2,330 |
| Additional noninterest expense | $1,076,000 | 3,703 |
| Pre-tax net operating income | $3,197,000 | 2,235 |
| Securities gains (losses) | $-12,000 | 10,213 |
| Applicable income taxes | $835,000 | 2,638 |
| Income before extraordinary items | $2,350,000 | 2,216 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,350,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $37,000 | 7,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,358,880 | 2,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,602,000 | 2,829 |
| Total interest expense | $5,277,000 | 2,839 |
| Net interest income | $6,325,000 | 2,751 |
| Provision for loan and lease losses | $325,000 | 2,444 |
| Total noninterest income | $1,216,000 | 2,610 |
| Gross Fiduciary activities income | $225,000 | 871 |
| Service charges on deposit accounts | $686,000 | 1,906 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $305,000 | 3,893 |
| Total noninterest expense | $4,108,000 | 3,102 |
| Salaries and employee benefits | $2,478,000 | 2,671 |
| Premises and equipment expense | $745,000 | 2,588 |
| Additional noninterest expense | $885,000 | 4,375 |
| Pre-tax net operating income | $3,108,000 | 2,412 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $942,000 | 2,562 |
| Income before extraordinary items | $2,187,000 | 2,382 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,187,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,865 |
| Cash dividends | $34,000 | 7,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,172,300 | 2,339 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 3,156 |
| Total interest expense | $4,968,000 | 3,021 |
| Net interest income | $5,453,000 | 3,243 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $1,086,000 | 2,922 |
| Gross Fiduciary activities income | $201,000 | 964 |
| Service charges on deposit accounts | $652,000 | 2,067 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $233,000 | 4,738 |
| Total noninterest expense | $4,076,000 | 3,293 |
| Salaries and employee benefits | $2,169,000 | 3,080 |
| Premises and equipment expense | $696,000 | 2,812 |
| Additional noninterest expense | $1,211,000 | 3,751 |
| Pre-tax net operating income | $2,293,000 | 3,043 |
| Securities gains (losses) | $-38,000 | 10,943 |
| Applicable income taxes | $549,000 | 3,849 |
| Income before extraordinary items | $1,706,000 | 2,842 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,706,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,786 |
| Cash dividends | $575,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,734,880 | 2,766 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 3,436 |
| Total interest expense | $4,626,000 | 3,238 |
| Net interest income | $4,904,000 | 3,606 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $956,000 | 3,212 |
| Gross Fiduciary activities income | $165,000 | 1,045 |
| Service charges on deposit accounts | $610,000 | 2,226 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $181,000 | 5,418 |
| Total noninterest expense | $3,641,000 | 3,608 |
| Salaries and employee benefits | $2,070,000 | 3,203 |
| Premises and equipment expense | $642,000 | 3,041 |
| Additional noninterest expense | $929,000 | 4,632 |
| Pre-tax net operating income | $2,184,000 | 3,233 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $524,000 | 4,048 |
| Income before extraordinary items | $1,661,000 | 2,959 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,661,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,660,240 | 2,930 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 3,425 |
| Total interest expense | $3,871,000 | 3,150 |
| Net interest income | $4,889,000 | 3,636 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $919,000 | 3,306 |
| Gross Fiduciary activities income | $185,000 | 1,035 |
| Service charges on deposit accounts | $550,000 | 2,476 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $184,000 | 5,544 |
| Total noninterest expense | $3,645,000 | 3,712 |
| Salaries and employee benefits | $1,996,000 | 3,286 |
| Premises and equipment expense | $623,000 | 3,161 |
| Additional noninterest expense | $1,026,000 | 4,620 |
| Pre-tax net operating income | $2,108,000 | 3,283 |
| Securities gains (losses) | $-278,000 | 12,090 |
| Applicable income taxes | $385,000 | 4,897 |
| Income before extraordinary items | $1,445,000 | 3,272 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,445,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $549,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,664,620 | 2,925 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 3,672 |
| Total interest expense | $3,515,000 | 3,574 |
| Net interest income | $4,804,000 | 3,701 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $864,000 | 3,752 |
| Gross Fiduciary activities income | $175,000 | 1,085 |
| Service charges on deposit accounts | $493,000 | 2,834 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $196,000 | 5,734 |
| Total noninterest expense | $3,416,000 | 4,004 |
| Salaries and employee benefits | $1,873,000 | 3,482 |
| Premises and equipment expense | $642,000 | 3,123 |
| Additional noninterest expense | $901,000 | 5,359 |
| Pre-tax net operating income | $2,162,000 | 3,064 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $501,000 | 4,181 |
| Income before extraordinary items | $1,653,000 | 2,956 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,653,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $659,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,659,160 | 2,791 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,561,000 | 3,648 |
| Total interest expense | $4,486,000 | 3,656 |
| Net interest income | $5,075,000 | 3,578 |
| Provision for loan and lease losses | $447,000 | 3,235 |
| Total noninterest income | $799,000 | 3,976 |
| Gross Fiduciary activities income | $175,000 | 1,120 |
| Service charges on deposit accounts | $448,000 | 3,130 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $176,000 | 6,108 |
| Total noninterest expense | $3,331,000 | 4,117 |
| Salaries and employee benefits | $1,721,000 | 3,716 |
| Premises and equipment expense | $627,000 | 3,217 |
| Additional noninterest expense | $983,000 | 5,115 |
| Pre-tax net operating income | $2,096,000 | 2,967 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $663,000 | 3,136 |
| Income before extraordinary items | $1,431,000 | 3,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,431,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 2,762 |
| Cash dividends | $582,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,432,360 | 2,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.