Home > The Farmers & Merchants Bank > Net charge- offs to loans
The Farmers & Merchants Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2334% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0984% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2539% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 4,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3293% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3499% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7227% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2889% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 4,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 4,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5439% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0523% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3849% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0271% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2790% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0348% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 4,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1096% | 4,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1374% | 4,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1090% | 4,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3715% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2031% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1234% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 0.6953% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6359% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3303% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0375% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5622% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4435% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4144% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 3,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5362% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8742% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4758% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6130% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2804% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2399% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1064% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 3,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1074% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2223% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0412% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0718% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 3,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 3,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1996% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7149% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1084% | 1,839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 3,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0397% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0684% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7350% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0483% | 3,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0650% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0663% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0730% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0414% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0982% | 4,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0838% | 3,563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1083% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3274% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6441% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0962% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3016% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1155% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1654% | 2,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3723% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1800% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2381% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0494% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1141% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2818% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6706% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1387% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4145% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 870 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1122% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2648% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7234% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1878% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1316% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3010% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2967% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9537% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2411% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3787% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0056% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2746% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 4,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9246% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3031% | 4,841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0703% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2719% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3005% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3477% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2983% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2030% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2101% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6268% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9739% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0974% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3495% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3562% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4525% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3517% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2670% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2291% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5170% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0174% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1159% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.1433% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4967% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2120% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6698% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1898% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2153% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5419% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7498% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1802% | 2,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0668% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7536% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4618% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0092% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7133% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4080% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.4017% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5541% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0349% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4814% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.5236% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3262% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2368% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1913% | 2,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.1811% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3747% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9715% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2867% | 1,926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 5,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4827% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2848% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1637% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2137% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1625% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1051% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3710% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9909% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2947% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1067% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3814% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1755% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1057% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3356% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9483% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2633% | 2,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1821% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2096% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5756% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7541% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1737% | 2,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2825% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9251% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1078% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2251% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8274% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2154% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5789% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0710% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5124% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0242% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2818% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2857% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2150% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3178% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7155% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2621% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3049% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3092% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3121% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3995% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9167% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3290% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4670% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6017% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1691% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5242% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0618% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1771% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 2,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7100% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6802% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7139% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0497% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0782% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7576% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8011% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7520% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0718% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6319% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8633% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6020% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2589% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2570% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6816% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2013% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3982% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8103% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2533% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4904% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2498% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7598% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8360% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7495% | 1,405 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 5,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4233% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5455% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1105% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3375% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6471% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3328% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1315% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9602% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0104% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9535% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2887% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5137% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3426% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3480% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8121% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3500% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7385% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1965% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1996% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1590% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1808% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0025% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0667% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3627% | 2,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.7205% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3976% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1967% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 4,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 3,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5654% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9254% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5193% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0017% | 5,738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3373% | 2,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 2,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2901% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 6,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2637% | 1,179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 6,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 3,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1985% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4739% | 2,066 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 4,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 6,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 6,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1963% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 6,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7785% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7437% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6590% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 5,809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 6,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 6,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 6,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 5,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9317% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7375% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9557% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5105% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7414% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 2.5542% | 1,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3901% | 2,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2560% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 3,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1183% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3280% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4041% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1966% | 3,753 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0289% | 6,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6371% | 2,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9646% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 3.3181% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5232% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0613% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 3,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3066% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3783% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1772% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0231% | 5,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7792% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1874% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 4.6926% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6653% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0957% | 3,791 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0836% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0096% | 6,032 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0310% | 6,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1309% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6531% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 8.9588% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 6,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 6,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4087% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5881% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2521% | 2,399 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 5,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 5,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 5,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0546% | 3,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1999% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4200% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1954% | 3,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4340% | 3,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3201% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0763% | 1,684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0886% | 4,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0667% | 2,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0188% | 873 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2696% | 2,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5555% | 1,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2636% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1485% | 3,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3656% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2177% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 1,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1252% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.1171% | 2,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3684% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8301% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3586% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2122% | 3,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5720% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1428% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2809% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.2578% | 1,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8259% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6729% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8082% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3577% | 2,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3575% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6497% | 1,490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3464% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5027% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6572% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.7103% | 2,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9572% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7403% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7552% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6795% | 3,527 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8810% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0305% | 2,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3711% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4848% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.4368% | 2,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6643% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6962% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7101% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 3,731 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9931% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 1,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5553% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7343% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.5635% | 2,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4767% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0638% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0852% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7328% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0652% | 1,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5583% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6009% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | 1.3212% | 1,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 7,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 7,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1925% | 2,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2456% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1720% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 4,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 3,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 2,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1889% | 3,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9844% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6841% | 1,065 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 5,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 3,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 2,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 3,969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3815% | 1,028 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0591% | 4,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3417% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 4,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8354% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 5,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 1,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 6,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 4,126 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9646% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 4,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 6,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3527% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6452% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 4,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 3,492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2636% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9656% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 4,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 8,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 8,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0663% | 8,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0159% | 3,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2065% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0503% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2622% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 7,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 8,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0826% | 8,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0844% | 8,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0371% | 5,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5638% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 7,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0415% | 8,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 7,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1137% | 8,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1162% | 8,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0446% | 7,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7069% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 6,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0221% | 6,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5557% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4089% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2158% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4909% | 1,009 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4779% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5127% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7271% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1267% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2442% | 3,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2705% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3974% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8048% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 5,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0043% | 4,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5268% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3173% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 7,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 3,853 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2165% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 5,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0773% | 7,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2670% | 4,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6893% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0906% | 7,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3122% | 3,521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5487% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2561% | 3,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 4,055 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2633% | 1,437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 7,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3054% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4188% | 4,200 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5190% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0995% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4258% | 3,875 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7130% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 7,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1756% | 8,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0968% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3996% | 1,009 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.2364% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1004% | 8,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1011% | 8,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1164% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4966% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9078% | 1,687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.1846% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6516% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7606% | 1,835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 5,861 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 6,414 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1276% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4175% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2734% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 4,548 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 6,981 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 11,553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6959% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |