Home > The Farmers & Merchants Bank > Income and Expense

The Farmers & Merchants Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,197,0001,145
Total interest expense$17,563,000862
Net interest income$21,634,0001,343
Provision for loan and lease losses$1,391,000686
Total noninterest income$1,981,0002,021
Gross Fiduciary activities income$0981
Service charges on deposit accounts$527,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$1,454,0001,911
Total noninterest expense$12,306,0001,782
Salaries and employee benefits$5,916,0001,985
Premises and equipment expense$577,0002,771
Additional noninterest expense$1,454,0001,911
Pre-tax net operating income$9,918,0001,170
Securities gains (losses)$0988
Applicable income taxes$1,560,0001,153
Income before extraordinary items$8,358,0001,169
Extraordinary gains, net$054
Net income$8,358,0001,184
Minority interest net income$088
Net income of bank and minority interests.$8,358,0001,172
Net charge-offs$42,0001,888
Cash dividends$875,0002,303
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,358,0001,189
2023-09-30 (YTD Data)Rank
Total interest income$27,817,0001,165
Total interest expense$11,913,000881
Net interest income$15,904,0001,375
Provision for loan and lease losses$723,000813
Total noninterest income$1,474,0002,036
Gross Fiduciary activities income$0950
Service charges on deposit accounts$395,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$1,079,0001,915
Total noninterest expense$8,750,0001,850
Salaries and employee benefits$4,550,0001,948
Premises and equipment expense$430,0002,784
Additional noninterest expense$1,079,0001,915
Pre-tax net operating income$7,905,0001,147
Securities gains (losses)$0849
Applicable income taxes$1,362,0001,071
Income before extraordinary items$6,543,0001,172
Extraordinary gains, net$052
Net income$6,543,0001,180
Minority interest net income$081
Net income of bank and minority interests.$6,543,0001,172
Net charge-offs$32,0001,679
Cash dividends$375,0002,443
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,543,0001,192
2023-06-30 (YTD Data)Rank
Total interest income$17,659,0001,179
Total interest expense$7,060,000879
Net interest income$10,599,0001,393
Provision for loan and lease losses$723,000624
Total noninterest income$1,004,0001,943
Gross Fiduciary activities income$0931
Service charges on deposit accounts$262,0001,579
Trading account gains and feesNANA
Additional Noninterest Income$742,0001,824
Total noninterest expense$5,363,0001,946
Salaries and employee benefits$2,757,0002,065
Premises and equipment expense$275,0002,819
Additional noninterest expense$742,0001,822
Pre-tax net operating income$5,517,0001,124
Securities gains (losses)$0938
Applicable income taxes$1,158,000921
Income before extraordinary items$4,359,0001,171
Extraordinary gains, net$051
Net income$4,359,0001,181
Minority interest net income$081
Net income of bank and minority interests.$4,359,0001,171
Net charge-offs$-6,0003,775
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,359,0001,178
2023-03-31 (YTD Data)Rank
Total interest income$8,267,0001,226
Total interest expense$3,202,000850
Net interest income$5,065,0001,458
Provision for loan and lease losses$02,612
Total noninterest income$698,0001,622
Gross Fiduciary activities income$0913
Service charges on deposit accounts$139,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$559,0001,430
Total noninterest expense$2,306,0002,157
Salaries and employee benefits$1,187,0002,295
Premises and equipment expense$138,0002,873
Additional noninterest expense$559,0001,430
Pre-tax net operating income$3,457,000972
Securities gains (losses)$0950
Applicable income taxes$771,000790
Income before extraordinary items$2,686,0001,018
Extraordinary gains, net$04
Net income$2,686,0001,017
Minority interest net income$048
Net income of bank and minority interests.$2,686,0001,017
Net charge-offs$-7,0003,948
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,686,0001,030
2022-12-31 (YTD Data)Rank
Total interest income$25,211,0001,299
Total interest expense$5,769,000714
Net interest income$19,442,0001,468
Provision for loan and lease losses$670,0001,045
Total noninterest income$4,254,0001,319
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$616,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$3,638,0001,112
Total noninterest expense$11,128,0001,866
Salaries and employee benefits$5,571,0002,037
Premises and equipment expense$544,0002,874
Additional noninterest expense$3,638,0001,112
Pre-tax net operating income$11,898,0001,123
Securities gains (losses)$0691
Applicable income taxes$2,831,000860
Income before extraordinary items$9,067,0001,188
Extraordinary gains, net$05
Net income$9,067,0001,187
Minority interest net income$063
Net income of bank and minority interests.$9,067,0001,188
Net charge-offs$129,0001,121
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,067,0001,210
2022-09-30 (YTD Data)Rank
Total interest income$17,513,0001,326
Total interest expense$3,172,000701
Net interest income$14,341,0001,465
Provision for loan and lease losses$670,000811
Total noninterest income$3,545,0001,256
Gross Fiduciary activities income$0968
Service charges on deposit accounts$476,0001,453
Trading account gains and feesNANA
Additional Noninterest Income$3,069,0001,046
Total noninterest expense$7,028,0002,083
Salaries and employee benefits$3,814,0002,147
Premises and equipment expense$388,0002,951
Additional noninterest expense$3,069,0001,046
Pre-tax net operating income$10,188,0001,026
Securities gains (losses)$0740
Applicable income taxes$2,332,000819
Income before extraordinary items$7,856,0001,063
Extraordinary gains, net$04
Net income$7,856,0001,062
Minority interest net income$057
Net income of bank and minority interests.$7,856,0001,063
Net charge-offs$133,000825
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,856,0001,086
2022-06-30 (YTD Data)Rank
Total interest income$10,747,0001,382
Total interest expense$1,635,000710
Net interest income$9,112,0001,488
Provision for loan and lease losses$215,0001,107
Total noninterest income$1,116,0001,941
Gross Fiduciary activities income$0925
Service charges on deposit accounts$315,0001,455
Trading account gains and feesNANA
Additional Noninterest Income$801,0001,909
Total noninterest expense$4,487,0002,127
Salaries and employee benefits$2,487,0002,187
Premises and equipment expense$257,0002,975
Additional noninterest expense$1,743,0001,783
Pre-tax net operating income$5,526,0001,121
Securities gains (losses)$0687
Applicable income taxes$1,206,000895
Income before extraordinary items$4,320,0001,162
Extraordinary gains, net$04
Net income$4,320,0001,160
Minority interest net income$060
Net income of bank and minority interests.$4,320,0001,162
Net charge-offs$108,000698
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,320,0001,190
2022-03-31 (YTD Data)Rank
Total interest income$5,070,0001,413
Total interest expense$730,000749
Net interest income$4,340,0001,510
Provision for loan and lease losses$215,000635
Total noninterest income$746,0001,651
Gross Fiduciary activities income$0892
Service charges on deposit accounts$148,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$598,0001,511
Total noninterest expense$2,073,0002,225
Salaries and employee benefits$1,215,0002,220
Premises and equipment expense$123,0003,041
Additional noninterest expense$735,0002,019
Pre-tax net operating income$2,798,0001,064
Securities gains (losses)$0623
Applicable income taxes$608,000870
Income before extraordinary items$2,190,0001,125
Extraordinary gains, net$04
Net income$2,190,0001,124
Minority interest net income$050
Net income of bank and minority interests.$2,190,0001,125
Net charge-offs$132,000436
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,190,0001,136
2021-12-31 (YTD Data)Rank
Total interest income$18,166,0001,598
Total interest expense$2,577,0001,051
Net interest income$15,589,0001,677
Provision for loan and lease losses$1,097,000547
Total noninterest income$2,834,0001,870
Gross Fiduciary activities income$0994
Service charges on deposit accounts$641,0001,342
Trading account gains and feesNANA
Additional Noninterest Income$2,193,0001,823
Total noninterest expense$11,064,0001,848
Salaries and employee benefits$7,250,0001,670
Premises and equipment expense$500,0003,040
Additional noninterest expense$3,314,0001,844
Pre-tax net operating income$6,262,0001,777
Securities gains (losses)$02,062
Applicable income taxes$1,307,0001,424
Income before extraordinary items$4,955,0001,905
Extraordinary gains, net$010
Net income$4,955,0001,905
Minority interest net income$074
Net income of bank and minority interests.$4,955,0001,906
Net charge-offs$243,000930
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,955,0001,874
2021-09-30 (YTD Data)Rank
Total interest income$13,396,0001,653
Total interest expense$1,994,0001,075
Net interest income$11,402,0001,730
Provision for loan and lease losses$747,000590
Total noninterest income$1,828,0002,070
Gross Fiduciary activities income$0957
Service charges on deposit accounts$479,0001,341
Trading account gains and feesNANA
Additional Noninterest Income$1,349,0002,074
Total noninterest expense$6,339,0002,219
Salaries and employee benefits$3,804,0002,161
Premises and equipment expense$349,0003,159
Additional noninterest expense$2,186,0002,023
Pre-tax net operating income$6,144,0001,521
Securities gains (losses)$02,015
Applicable income taxes$1,356,0001,230
Income before extraordinary items$4,788,0001,657
Extraordinary gains, net$08
Net income$4,788,0001,656
Minority interest net income$069
Net income of bank and minority interests.$4,788,0001,657
Net charge-offs$164,000870
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,788,0001,632
2021-06-30 (YTD Data)Rank
Total interest income$8,931,0001,646
Total interest expense$1,385,0001,082
Net interest income$7,546,0001,734
Provision for loan and lease losses$552,000557
Total noninterest income$1,230,0002,013
Gross Fiduciary activities income$0951
Service charges on deposit accounts$303,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$927,0001,988
Total noninterest expense$4,161,0002,223
Salaries and employee benefits$2,594,0002,129
Premises and equipment expense$238,0003,119
Additional noninterest expense$1,329,0002,138
Pre-tax net operating income$4,063,0001,506
Securities gains (losses)$01,818
Applicable income taxes$877,0001,250
Income before extraordinary items$3,186,0001,640
Extraordinary gains, net$06
Net income$3,186,0001,640
Minority interest net income$067
Net income of bank and minority interests.$3,186,0001,640
Net charge-offs$159,000734
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,186,0001,608
2021-03-31 (YTD Data)Rank
Total interest income$4,405,0001,663
Total interest expense$707,0001,124
Net interest income$3,698,0001,751
Provision for loan and lease losses$277,000643
Total noninterest income$670,0001,935
Gross Fiduciary activities income$0922
Service charges on deposit accounts$141,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$529,0001,865
Total noninterest expense$1,865,0002,370
Salaries and employee benefits$1,138,0002,296
Premises and equipment expense$124,0003,075
Additional noninterest expense$603,0002,250
Pre-tax net operating income$2,226,0001,413
Securities gains (losses)$01,392
Applicable income taxes$482,0001,162
Income before extraordinary items$1,744,0001,542
Extraordinary gains, net$03
Net income$1,744,0001,542
Minority interest net income$055
Net income of bank and minority interests.$1,744,0001,542
Net charge-offs$86,000666
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,744,0001,507
2020-12-31 (YTD Data)Rank
Total interest income$19,616,0001,523
Total interest expense$3,848,0001,205
Net interest income$15,768,0001,586
Provision for loan and lease losses$3,965,000675
Total noninterest income$2,840,0001,775
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$531,0001,556
Trading account gains and feesNANA
Additional Noninterest Income$2,309,0001,657
Total noninterest expense$10,361,0001,905
Salaries and employee benefits$6,415,0001,801
Premises and equipment expense$964,0002,078
Additional noninterest expense$2,982,0001,919
Pre-tax net operating income$4,282,0001,984
Securities gains (losses)$861,000417
Applicable income taxes$1,051,0001,394
Income before extraordinary items$4,092,0001,891
Extraordinary gains, net$04
Net income$4,092,0001,890
Minority interest net income$072
Net income of bank and minority interests.$4,092,0001,891
Net charge-offs$3,342,000293
Cash dividends$885,0002,343
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,403,2002,075
2020-09-30 (YTD Data)Rank
Total interest income$13,922,0001,595
Total interest expense$3,030,0001,225
Net interest income$10,892,0001,687
Provision for loan and lease losses$1,665,000996
Total noninterest income$1,594,0002,020
Gross Fiduciary activities income$0981
Service charges on deposit accounts$388,0001,584
Trading account gains and feesNANA
Additional Noninterest Income$1,206,0001,962
Total noninterest expense$6,203,0002,193
Salaries and employee benefits$3,552,0002,211
Premises and equipment expense$555,0002,440
Additional noninterest expense$2,096,0002,002
Pre-tax net operating income$4,618,0001,493
Securities gains (losses)$861,000338
Applicable income taxes$1,184,0001,055
Income before extraordinary items$4,295,0001,430
Extraordinary gains, net$04
Net income$4,295,0001,431
Minority interest net income$065
Net income of bank and minority interests.$4,295,0001,431
Net charge-offs$664,000638
Cash dividends$885,0001,820
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,614,8101,614
2020-06-30 (YTD Data)Rank
Total interest income$8,970,0001,661
Total interest expense$2,084,0001,279
Net interest income$6,886,0001,775
Provision for loan and lease losses$1,150,000998
Total noninterest income$535,0002,733
Gross Fiduciary activities income$0970
Service charges on deposit accounts$249,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,953
Total noninterest expense$3,921,0002,274
Salaries and employee benefits$2,293,0002,253
Premises and equipment expense$368,0002,433
Additional noninterest expense$1,260,0002,151
Pre-tax net operating income$2,350,0001,780
Securities gains (losses)$02,249
Applicable income taxes$502,0001,347
Income before extraordinary items$1,848,0001,935
Extraordinary gains, net$04
Net income$1,848,0001,933
Minority interest net income$065
Net income of bank and minority interests.$1,848,0001,935
Net charge-offs$679,000500
Cash dividends$805,0001,510
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,848,0001,903
2020-03-31 (YTD Data)Rank
Total interest income$4,194,0001,737
Total interest expense$1,084,0001,348
Net interest income$3,110,0001,863
Provision for loan and lease losses$400,0001,004
Total noninterest income$271,0002,639
Gross Fiduciary activities income$0941
Service charges on deposit accounts$130,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$141,0002,832
Total noninterest expense$1,915,0002,326
Salaries and employee benefits$1,132,0002,286
Premises and equipment expense$179,0002,500
Additional noninterest expense$604,0002,243
Pre-tax net operating income$1,066,0001,741
Securities gains (losses)$01,705
Applicable income taxes$231,0001,278
Income before extraordinary items$835,0001,908
Extraordinary gains, net$04
Net income$835,0001,908
Minority interest net income$056
Net income of bank and minority interests.$835,0001,908
Net charge-offs$370,000451
Cash dividends$720,0001,025
Sale, conversion, retirement of capital stock, net$0482
Net operating income$835,0001,874
2019-12-31 (YTD Data)Rank
Total interest income$16,247,0001,804
Total interest expense$4,511,0001,347
Net interest income$11,736,0001,958
Provision for loan and lease losses$994,000911
Total noninterest income$1,131,0002,660
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$536,0001,822
Trading account gains and feesNANA
Additional Noninterest Income$595,0002,846
Total noninterest expense$8,372,0002,176
Salaries and employee benefits$5,115,0002,077
Premises and equipment expense$756,0002,421
Additional noninterest expense$2,501,0002,213
Pre-tax net operating income$3,501,0002,232
Securities gains (losses)$02,379
Applicable income taxes$743,0001,656
Income before extraordinary items$2,758,0002,418
Extraordinary gains, net$011
Net income$2,758,0002,419
Minority interest net income$076
Net income of bank and minority interests.$2,758,0002,420
Net charge-offs$756,000801
Cash dividends$1,000,0002,317
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,758,0002,379
2019-09-30 (YTD Data)Rank
Total interest income$12,078,0001,838
Total interest expense$3,393,0001,349
Net interest income$8,685,0002,003
Provision for loan and lease losses$559,0001,062
Total noninterest income$803,0002,742
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$396,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$407,0002,940
Total noninterest expense$5,694,0002,334
Salaries and employee benefits$3,362,0002,267
Premises and equipment expense$529,0002,539
Additional noninterest expense$1,803,0002,266
Pre-tax net operating income$3,235,0002,019
Securities gains (losses)$02,167
Applicable income taxes$733,0001,495
Income before extraordinary items$2,502,0002,198
Extraordinary gains, net$011
Net income$2,502,0002,198
Minority interest net income$072
Net income of bank and minority interests.$2,502,0002,199
Net charge-offs$363,000920
Cash dividends$905,0001,921
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,502,0002,162
2019-06-30 (YTD Data)Rank
Total interest income$8,031,0001,840
Total interest expense$2,220,0001,352
Net interest income$5,811,0002,003
Provision for loan and lease losses$559,000789
Total noninterest income$527,0002,737
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$258,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$269,0002,918
Total noninterest expense$3,718,0002,374
Salaries and employee benefits$2,256,0002,269
Premises and equipment expense$348,0002,563
Additional noninterest expense$1,114,0002,407
Pre-tax net operating income$2,061,0002,055
Securities gains (losses)$01,702
Applicable income taxes$448,0001,532
Income before extraordinary items$1,613,0002,233
Extraordinary gains, net$011
Net income$1,613,0002,232
Minority interest net income$069
Net income of bank and minority interests.$1,613,0002,233
Net charge-offs$296,000797
Cash dividends$300,0002,574
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,613,0002,204
2019-03-31 (YTD Data)Rank
Total interest income$3,985,0001,855
Total interest expense$1,104,0001,327
Net interest income$2,881,0002,023
Provision for loan and lease losses$264,000768
Total noninterest income$251,0002,750
Gross Fiduciary activities income$0972
Service charges on deposit accounts$123,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$128,0002,932
Total noninterest expense$1,887,0002,362
Salaries and employee benefits$1,153,0002,262
Premises and equipment expense$174,0002,591
Additional noninterest expense$560,0002,394
Pre-tax net operating income$981,0002,078
Securities gains (losses)$01,087
Applicable income taxes$209,0001,553
Income before extraordinary items$772,0002,236
Extraordinary gains, net$05
Net income$772,0002,235
Minority interest net income$052
Net income of bank and minority interests.$772,0002,235
Net charge-offs$74,0001,029
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$772,0002,214
2018-12-31 (YTD Data)Rank
Total interest income$15,155,0001,843
Total interest expense$3,484,0001,267
Net interest income$11,671,0001,990
Provision for loan and lease losses$1,391,000673
Total noninterest income$1,075,0002,766
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$515,0001,943
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,926
Total noninterest expense$7,768,0002,293
Salaries and employee benefits$4,445,0002,283
Premises and equipment expense$754,0002,446
Additional noninterest expense$2,569,0002,177
Pre-tax net operating income$3,587,0002,242
Securities gains (losses)$-20,0004,598
Applicable income taxes$724,0001,662
Income before extraordinary items$2,843,0002,391
Extraordinary gains, net$06
Net income$2,843,0002,390
Minority interest net income$072
Net income of bank and minority interests.$2,843,0002,390
Net charge-offs$1,652,000410
Cash dividends$427,0003,113
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,859,0002,380
2018-09-30 (YTD Data)Rank
Total interest income$11,258,0001,849
Total interest expense$2,448,0001,273
Net interest income$8,810,0001,988
Provision for loan and lease losses$1,391,000506
Total noninterest income$765,0002,855
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$385,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$380,0003,082
Total noninterest expense$5,360,0002,445
Salaries and employee benefits$3,073,0002,408
Premises and equipment expense$529,0002,571
Additional noninterest expense$1,758,0002,319
Pre-tax net operating income$2,824,0002,203
Securities gains (losses)$-20,0004,928
Applicable income taxes$583,0001,653
Income before extraordinary items$2,221,0002,356
Extraordinary gains, net$05
Net income$2,221,0002,355
Minority interest net income$066
Net income of bank and minority interests.$2,221,0002,355
Net charge-offs$1,562,000325
Cash dividends$322,0002,785
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,236,8002,340
2018-06-30 (YTD Data)Rank
Total interest income$7,374,0001,861
Total interest expense$1,502,0001,282
Net interest income$5,872,0001,993
Provision for loan and lease losses$1,140,000428
Total noninterest income$510,0002,862
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$253,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$257,0003,077
Total noninterest expense$3,320,0002,575
Salaries and employee benefits$1,940,0002,523
Premises and equipment expense$351,0002,601
Additional noninterest expense$1,029,0002,563
Pre-tax net operating income$1,922,0002,156
Securities gains (losses)$-20,0005,107
Applicable income taxes$380,0001,652
Income before extraordinary items$1,522,0002,289
Extraordinary gains, net$06
Net income$1,522,0002,287
Minority interest net income$065
Net income of bank and minority interests.$1,522,0002,288
Net charge-offs$1,353,000279
Cash dividends$232,0002,715
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,538,0002,267
2018-03-31 (YTD Data)Rank
Total interest income$3,703,0001,833
Total interest expense$695,0001,318
Net interest income$3,008,0001,937
Provision for loan and lease losses$684,000364
Total noninterest income$254,0002,832
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$130,0001,934
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,075
Total noninterest expense$1,718,0002,536
Salaries and employee benefits$1,048,0002,422
Premises and equipment expense$181,0002,600
Additional noninterest expense$489,0002,676
Pre-tax net operating income$860,0002,268
Securities gains (losses)$0735
Applicable income taxes$158,0001,789
Income before extraordinary items$702,0002,370
Extraordinary gains, net$07
Net income$702,0002,369
Minority interest net income$052
Net income of bank and minority interests.$702,0002,370
Net charge-offs$28,0001,485
Cash dividends$160,0002,054
Sale, conversion, retirement of capital stock, net$0580
Net operating income$702,0002,362
2017-12-31 (YTD Data)Rank
Total interest income$13,913,0001,888
Total interest expense$2,277,0001,388
Net interest income$11,636,0001,964
Provision for loan and lease losses$1,206,000770
Total noninterest income$1,019,0002,914
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$534,0001,938
Trading account gains and feesNANA
Additional Noninterest Income$485,0003,197
Total noninterest expense$8,221,0002,219
Salaries and employee benefits$4,866,0002,124
Premises and equipment expense$762,0002,529
Additional noninterest expense$2,593,0002,199
Pre-tax net operating income$3,228,0002,363
Securities gains (losses)$02,243
Applicable income taxes$840,0002,031
Income before extraordinary items$2,388,0002,393
Extraordinary gains, net$09
Net income$2,388,0002,393
Minority interest net income$076
Net income of bank and minority interests.$2,388,0002,393
Net charge-offs$1,170,000618
Cash dividends$181,0003,693
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,388,0002,380
2017-09-30 (YTD Data)Rank
Total interest income$10,387,0001,897
Total interest expense$1,673,0001,392
Net interest income$8,714,0001,975
Provision for loan and lease losses$680,000941
Total noninterest income$739,0002,988
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$398,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$341,0003,300
Total noninterest expense$5,986,0002,278
Salaries and employee benefits$3,532,0002,184
Premises and equipment expense$640,0002,350
Additional noninterest expense$1,814,0002,311
Pre-tax net operating income$2,787,0002,187
Securities gains (losses)$02,274
Applicable income taxes$770,0001,701
Income before extraordinary items$2,017,0002,395
Extraordinary gains, net$09
Net income$2,017,0002,394
Minority interest net income$071
Net income of bank and minority interests.$2,017,0002,395
Net charge-offs$606,000698
Cash dividends$99,0003,440
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,017,0002,371
2017-06-30 (YTD Data)Rank
Total interest income$6,930,0001,883
Total interest expense$1,079,0001,399
Net interest income$5,851,0001,947
Provision for loan and lease losses$500,000849
Total noninterest income$518,0002,914
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$259,0001,985
Trading account gains and feesNANA
Additional Noninterest Income$259,0003,147
Total noninterest expense$3,989,0002,289
Salaries and employee benefits$2,362,0002,193
Premises and equipment expense$420,0002,386
Additional noninterest expense$1,207,0002,315
Pre-tax net operating income$1,880,0002,123
Securities gains (losses)$01,906
Applicable income taxes$523,0001,658
Income before extraordinary items$1,357,0002,332
Extraordinary gains, net$011
Net income$1,357,0002,333
Minority interest net income$071
Net income of bank and minority interests.$1,357,0002,333
Net charge-offs$388,000692
Cash dividends$41,0003,427
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,357,0002,297
2017-03-31 (YTD Data)Rank
Total interest income$3,375,0001,917
Total interest expense$502,0001,454
Net interest income$2,873,0001,970
Provision for loan and lease losses$250,000786
Total noninterest income$267,0002,856
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$122,0002,072
Trading account gains and feesNANA
Additional Noninterest Income$145,0002,972
Total noninterest expense$1,976,0002,318
Salaries and employee benefits$1,198,0002,204
Premises and equipment expense$224,0002,328
Additional noninterest expense$554,0002,471
Pre-tax net operating income$914,0002,079
Securities gains (losses)$01,153
Applicable income taxes$251,0001,661
Income before extraordinary items$663,0002,282
Extraordinary gains, net$08
Net income$663,0002,281
Minority interest net income$055
Net income of bank and minority interests.$663,0002,282
Net charge-offs$129,000784
Cash dividends$4,0002,833
Sale, conversion, retirement of capital stock, net$0632
Net operating income$663,0002,255
2016-12-31 (YTD Data)Rank
Total interest income$13,088,0001,927
Total interest expense$1,712,0001,605
Net interest income$11,376,0001,954
Provision for loan and lease losses$1,217,000768
Total noninterest income$1,095,0002,893
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$579,0001,848
Trading account gains and fees$0170
Additional Noninterest Income$516,0003,218
Total noninterest expense$8,098,0002,265
Salaries and employee benefits$4,800,0002,157
Premises and equipment expense$854,0002,387
Additional noninterest expense$2,444,0002,354
Pre-tax net operating income$3,156,0002,324
Securities gains (losses)$03,212
Applicable income taxes$775,0001,873
Income before extraordinary items$2,381,0002,492
Extraordinary gains, net$05
Net income$2,381,0002,491
Minority interest net income$082
Net income of bank and minority interests.$2,381,0002,492
Net charge-offs$1,062,000634
Cash dividends$1,381,0001,797
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,381,0002,438
2016-09-30 (YTD Data)Rank
Total interest income$9,829,0001,927
Total interest expense$1,265,0001,627
Net interest income$8,564,0001,956
Provision for loan and lease losses$940,000717
Total noninterest income$813,0002,921
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$442,0001,828
Trading account gains and fees$0169
Additional Noninterest Income$371,0003,283
Total noninterest expense$5,789,0002,365
Salaries and employee benefits$3,449,0002,226
Premises and equipment expense$639,0002,398
Additional noninterest expense$1,701,0002,515
Pre-tax net operating income$2,648,0002,155
Securities gains (losses)$03,160
Applicable income taxes$719,0001,725
Income before extraordinary items$1,929,0002,402
Extraordinary gains, net$05
Net income$1,929,0002,401
Minority interest net income$071
Net income of bank and minority interests.$1,929,0002,402
Net charge-offs$737,000606
Cash dividends$1,314,0001,400
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,929,0002,347
2016-06-30 (YTD Data)Rank
Total interest income$6,456,0001,953
Total interest expense$826,0001,651
Net interest income$5,630,0001,985
Provision for loan and lease losses$650,000688
Total noninterest income$527,0002,945
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$284,0001,863
Trading account gains and fees$0157
Additional Noninterest Income$243,0003,315
Total noninterest expense$3,797,0002,403
Salaries and employee benefits$2,223,0002,305
Premises and equipment expense$410,0002,468
Additional noninterest expense$1,164,0002,459
Pre-tax net operating income$1,710,0002,182
Securities gains (losses)$02,835
Applicable income taxes$454,0001,763
Income before extraordinary items$1,256,0002,424
Extraordinary gains, net$016
Net income$1,256,0002,423
Minority interest net income$071
Net income of bank and minority interests.$1,256,0002,423
Net charge-offs$348,000775
Cash dividends$1,264,0001,103
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,256,0002,359
2016-03-31 (YTD Data)Rank
Total interest income$3,163,0001,985
Total interest expense$398,0001,701
Net interest income$2,765,0002,018
Provision for loan and lease losses$300,000670
Total noninterest income$257,0002,971
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$140,0001,882
Trading account gains and fees$0142
Additional Noninterest Income$117,0003,311
Total noninterest expense$1,956,0002,349
Salaries and employee benefits$1,164,0002,226
Premises and equipment expense$205,0002,499
Additional noninterest expense$587,0002,442
Pre-tax net operating income$766,0002,331
Securities gains (losses)$02,077
Applicable income taxes$194,0001,873
Income before extraordinary items$572,0002,517
Extraordinary gains, net$012
Net income$572,0002,517
Minority interest net income$062
Net income of bank and minority interests.$572,0002,517
Net charge-offs$236,000581
Cash dividends$1,254,000608
Sale, conversion, retirement of capital stock, net$0659
Net operating income$572,0002,468
2015-12-31 (YTD Data)Rank
Total interest income$12,366,0001,980
Total interest expense$1,389,0001,888
Net interest income$10,977,0001,969
Provision for loan and lease losses$903,000884
Total noninterest income$998,0003,068
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$579,0001,881
Trading account gains and fees$0159
Additional Noninterest Income$419,0003,539
Total noninterest expense$8,117,0002,271
Salaries and employee benefits$4,652,0002,184
Premises and equipment expense$909,0002,322
Additional noninterest expense$2,556,0002,297
Pre-tax net operating income$2,955,0002,349
Securities gains (losses)$03,216
Applicable income taxes$791,0001,810
Income before extraordinary items$2,164,0002,582
Extraordinary gains, net$023
Net income$2,164,0002,583
Minority interest net income$081
Net income of bank and minority interests.$2,164,0002,584
Net charge-offs$829,000801
Cash dividends$111,0003,951
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,164,0002,539
2015-09-30 (YTD Data)Rank
Total interest income$9,203,0002,000
Total interest expense$1,039,0001,915
Net interest income$8,164,0001,994
Provision for loan and lease losses$603,000890
Total noninterest income$757,0003,065
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$433,0001,900
Trading account gains and fees$0153
Additional Noninterest Income$324,0003,499
Total noninterest expense$5,851,0002,344
Salaries and employee benefits$3,300,0002,303
Premises and equipment expense$679,0002,361
Additional noninterest expense$1,872,0002,338
Pre-tax net operating income$2,467,0002,210
Securities gains (losses)$03,031
Applicable income taxes$672,0001,732
Income before extraordinary items$1,795,0002,446
Extraordinary gains, net$021
Net income$1,795,0002,447
Minority interest net income$078
Net income of bank and minority interests.$1,795,0002,447
Net charge-offs$594,000760
Cash dividends$47,0003,679
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,795,0002,410
2015-06-30 (YTD Data)Rank
Total interest income$6,048,0002,021
Total interest expense$705,0001,887
Net interest income$5,343,0002,021
Provision for loan and lease losses$468,000816
Total noninterest income$478,0003,169
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$263,0002,020
Trading account gains and fees$0157
Additional Noninterest Income$215,0003,522
Total noninterest expense$3,752,0002,438
Salaries and employee benefits$2,257,0002,263
Premises and equipment expense$416,0002,520
Additional noninterest expense$1,079,0002,656
Pre-tax net operating income$1,601,0002,226
Securities gains (losses)$02,636
Applicable income taxes$425,0001,789
Income before extraordinary items$1,176,0002,472
Extraordinary gains, net$022
Net income$1,176,0002,474
Minority interest net income$075
Net income of bank and minority interests.$1,176,0002,474
Net charge-offs$414,000742
Cash dividends$6,0003,650
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,176,0002,415
2015-03-31 (YTD Data)Rank
Total interest income$3,003,0002,031
Total interest expense$352,0001,908
Net interest income$2,651,0002,026
Provision for loan and lease losses$278,000693
Total noninterest income$237,0003,130
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$130,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$107,0003,498
Total noninterest expense$1,770,0002,586
Salaries and employee benefits$1,002,0002,524
Premises and equipment expense$205,0002,599
Additional noninterest expense$563,0002,550
Pre-tax net operating income$840,0002,132
Securities gains (losses)$02,027
Applicable income taxes$230,0001,679
Income before extraordinary items$610,0002,363
Extraordinary gains, net$013
Net income$610,0002,366
Minority interest net income$064
Net income of bank and minority interests.$610,0002,365
Net charge-offs$221,000675
Cash dividends$4,0002,876
Sale, conversion, retirement of capital stock, net$0697
Net operating income$610,0002,295
2014-12-31 (YTD Data)Rank
Total interest income$11,699,0002,088
Total interest expense$1,413,0001,996
Net interest income$10,286,0002,066
Provision for loan and lease losses$740,0001,088
Total noninterest income$1,064,0003,024
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$611,0001,930
Trading account gains and fees$0180
Additional Noninterest Income$453,0003,411
Total noninterest expense$7,763,0002,373
Salaries and employee benefits$4,706,0002,167
Premises and equipment expense$689,0002,947
Additional noninterest expense$2,368,0002,516
Pre-tax net operating income$2,847,0002,351
Securities gains (losses)$-60,0006,279
Applicable income taxes$769,0001,804
Income before extraordinary items$2,018,0002,692
Extraordinary gains, net$017
Net income$2,018,0002,690
Minority interest net income$084
Net income of bank and minority interests.$2,018,0002,692
Net charge-offs$710,0001,149
Cash dividends$109,0003,997
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,061,2002,596
2014-09-30 (YTD Data)Rank
Total interest income$8,803,0002,093
Total interest expense$1,049,0002,033
Net interest income$7,754,0002,069
Provision for loan and lease losses$540,0001,074
Total noninterest income$775,0003,083
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$461,0001,931
Trading account gains and fees$0174
Additional Noninterest Income$314,0003,564
Total noninterest expense$5,616,0002,457
Salaries and employee benefits$3,355,0002,266
Premises and equipment expense$520,0002,963
Additional noninterest expense$1,741,0002,563
Pre-tax net operating income$2,373,0002,225
Securities gains (losses)$-60,0006,387
Applicable income taxes$691,0001,661
Income before extraordinary items$1,622,0002,587
Extraordinary gains, net$015
Net income$1,622,0002,588
Minority interest net income$081
Net income of bank and minority interests.$1,622,0002,587
Net charge-offs$609,000994
Cash dividends$49,0003,670
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,664,0002,493
2014-06-30 (YTD Data)Rank
Total interest income$5,829,0002,096
Total interest expense$678,0002,112
Net interest income$5,151,0002,064
Provision for loan and lease losses$400,000998
Total noninterest income$507,0003,092
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$292,0001,990
Trading account gains and fees$0172
Additional Noninterest Income$215,0003,515
Total noninterest expense$3,752,0002,468
Salaries and employee benefits$2,254,0002,257
Premises and equipment expense$344,0003,011
Additional noninterest expense$1,154,0002,580
Pre-tax net operating income$1,506,0002,265
Securities gains (losses)$02,580
Applicable income taxes$459,0001,620
Income before extraordinary items$1,047,0002,563
Extraordinary gains, net$020
Net income$1,047,0002,566
Minority interest net income$080
Net income of bank and minority interests.$1,047,0002,567
Net charge-offs$510,000854
Cash dividends$49,0003,448
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,047,0002,518
2014-03-31 (YTD Data)Rank
Total interest income$2,919,0002,092
Total interest expense$343,0002,117
Net interest income$2,576,0002,067
Provision for loan and lease losses$250,000826
Total noninterest income$244,0003,100
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$141,0002,043
Trading account gains and fees$0147
Additional Noninterest Income$103,0003,518
Total noninterest expense$1,861,0002,495
Salaries and employee benefits$1,099,0002,308
Premises and equipment expense$171,0003,059
Additional noninterest expense$591,0002,515
Pre-tax net operating income$709,0002,296
Securities gains (losses)$01,715
Applicable income taxes$194,0001,737
Income before extraordinary items$515,0002,507
Extraordinary gains, net$016
Net income$515,0002,510
Minority interest net income$066
Net income of bank and minority interests.$515,0002,510
Net charge-offs$232,000859
Cash dividends$49,0002,578
Sale, conversion, retirement of capital stock, net$0747
Net operating income$515,0002,464
2013-12-31 (YTD Data)Rank
Total interest income$11,729,0002,097
Total interest expense$1,549,0002,106
Net interest income$10,180,0002,061
Provision for loan and lease losses$536,0001,760
Total noninterest income$977,0003,234
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$562,0002,182
Trading account gains and fees$0184
Additional Noninterest Income$415,0003,609
Total noninterest expense$7,640,0002,444
Salaries and employee benefits$4,829,0002,112
Premises and equipment expense$880,0002,514
Additional noninterest expense$1,931,0003,062
Pre-tax net operating income$2,981,0002,174
Securities gains (losses)$03,182
Applicable income taxes$959,0001,501
Income before extraordinary items$2,022,0002,582
Extraordinary gains, net$029
Net income$2,022,0002,585
Minority interest net income$090
Net income of bank and minority interests.$2,022,0002,585
Net charge-offs$668,0001,691
Cash dividends$104,0003,930
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,022,0002,519
2013-09-30 (YTD Data)Rank
Total interest income$8,796,0002,111
Total interest expense$1,187,0002,123
Net interest income$7,609,0002,071
Provision for loan and lease losses$361,0001,885
Total noninterest income$696,0003,392
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$416,0002,209
Trading account gains and fees$0180
Additional Noninterest Income$280,0003,848
Total noninterest expense$4,521,0002,983
Salaries and employee benefits$2,678,0002,756
Premises and equipment expense$643,0002,588
Additional noninterest expense$1,200,0003,491
Pre-tax net operating income$3,423,0001,567
Securities gains (losses)$03,040
Applicable income taxes$1,325,0001,031
Income before extraordinary items$2,098,0002,047
Extraordinary gains, net$025
Net income$2,098,0002,053
Minority interest net income$084
Net income of bank and minority interests.$2,098,0002,053
Net charge-offs$552,0001,494
Cash dividends$47,0003,573
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,098,0001,988
2013-06-30 (YTD Data)Rank
Total interest income$5,728,0002,154
Total interest expense$812,0002,105
Net interest income$4,916,0002,121
Provision for loan and lease losses$211,0002,036
Total noninterest income$614,0002,966
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$271,0002,213
Trading account gains and fees$0157
Additional Noninterest Income$343,0003,019
Total noninterest expense$3,119,0002,911
Salaries and employee benefits$1,802,0002,754
Premises and equipment expense$432,0002,588
Additional noninterest expense$885,0003,247
Pre-tax net operating income$2,200,0001,590
Securities gains (losses)$02,791
Applicable income taxes$749,0001,149
Income before extraordinary items$1,451,0001,976
Extraordinary gains, net$022
Net income$1,451,0001,982
Minority interest net income$082
Net income of bank and minority interests.$1,451,0001,982
Net charge-offs$306,0001,670
Cash dividends$7,0003,535
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,451,0001,898
2013-03-31 (YTD Data)Rank
Total interest income$2,870,0002,169
Total interest expense$412,0002,132
Net interest income$2,458,0002,139
Provision for loan and lease losses$108,0001,972
Total noninterest income$290,0003,060
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$131,0002,264
Trading account gains and fees$0148
Additional Noninterest Income$159,0003,099
Total noninterest expense$1,459,0003,068
Salaries and employee benefits$897,0002,773
Premises and equipment expense$215,0002,617
Additional noninterest expense$347,0003,871
Pre-tax net operating income$1,181,0001,490
Securities gains (losses)$01,966
Applicable income taxes$383,0001,119
Income before extraordinary items$798,0001,775
Extraordinary gains, net$010
Net income$798,0001,776
Minority interest net income$076
Net income of bank and minority interests.$798,0001,777
Net charge-offs$63,0002,256
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$798,0001,711
2012-12-31 (YTD Data)Rank
Total interest income$11,906,0002,198
Total interest expense$1,732,0002,420
Net interest income$10,174,0002,114
Provision for loan and lease losses$785,0002,101
Total noninterest income$1,287,0002,843
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$586,0002,194
Trading account gains and fees$0166
Additional Noninterest Income$701,0002,887
Total noninterest expense$7,972,0002,374
Salaries and employee benefits$4,876,0002,047
Premises and equipment expense$1,069,0002,144
Additional noninterest expense$2,027,0003,068
Pre-tax net operating income$2,704,0002,275
Securities gains (losses)$03,810
Applicable income taxes$893,0001,578
Income before extraordinary items$1,811,0002,767
Extraordinary gains, net$029
Net income$1,811,0002,770
Minority interest net income$093
Net income of bank and minority interests.$1,811,0002,769
Net charge-offs$572,0002,473
Cash dividends$1,595,0001,427
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,811,0002,651
2012-09-30 (YTD Data)Rank
Total interest income$8,877,0002,251
Total interest expense$1,308,0002,504
Net interest income$7,569,0002,168
Provision for loan and lease losses$591,0002,064
Total noninterest income$964,0002,854
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$443,0002,208
Trading account gains and fees$0157
Additional Noninterest Income$521,0002,888
Total noninterest expense$4,486,0003,059
Salaries and employee benefits$2,390,0003,019
Premises and equipment expense$799,0002,181
Additional noninterest expense$1,297,0003,449
Pre-tax net operating income$3,456,0001,511
Securities gains (losses)$03,575
Applicable income taxes$1,242,0001,037
Income before extraordinary items$2,214,0001,923
Extraordinary gains, net$020
Net income$2,214,0001,922
Minority interest net income$086
Net income of bank and minority interests.$2,214,0001,924
Net charge-offs$376,0002,537
Cash dividends$110,0003,260
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,214,0001,814
2012-06-30 (YTD Data)Rank
Total interest income$5,931,0002,260
Total interest expense$890,0002,548
Net interest income$5,041,0002,168
Provision for loan and lease losses$386,0002,127
Total noninterest income$630,0002,848
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$292,0002,209
Trading account gains and fees$0153
Additional Noninterest Income$338,0002,904
Total noninterest expense$2,972,0003,084
Salaries and employee benefits$1,627,0002,980
Premises and equipment expense$514,0002,243
Additional noninterest expense$831,0003,572
Pre-tax net operating income$2,313,0001,501
Securities gains (losses)$03,178
Applicable income taxes$820,0001,042
Income before extraordinary items$1,493,0001,895
Extraordinary gains, net$019
Net income$1,493,0001,894
Minority interest net income$084
Net income of bank and minority interests.$1,493,0001,895
Net charge-offs$138,0003,128
Cash dividends$110,0002,936
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,493,0001,805
2012-03-31 (YTD Data)Rank
Total interest income$2,980,0002,265
Total interest expense$454,0002,592
Net interest income$2,526,0002,174
Provision for loan and lease losses$162,0002,227
Total noninterest income$298,0002,961
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$148,0002,157
Trading account gains and fees$0148
Additional Noninterest Income$150,0003,069
Total noninterest expense$1,380,0003,275
Salaries and employee benefits$744,0003,194
Premises and equipment expense$263,0002,199
Additional noninterest expense$373,0003,806
Pre-tax net operating income$1,282,0001,369
Securities gains (losses)$02,210
Applicable income taxes$413,0001,044
Income before extraordinary items$869,0001,673
Extraordinary gains, net$019
Net income$869,0001,673
Minority interest net income$078
Net income of bank and minority interests.$869,0001,674
Net charge-offs$49,0003,033
Cash dividends$45,0002,464
Sale, conversion, retirement of capital stock, net$0861
Net operating income$869,0001,572
2011-12-31 (YTD Data)Rank
Total interest income$11,409,0002,450
Total interest expense$1,955,0002,823
Net interest income$9,454,0002,309
Provision for loan and lease losses$951,0002,489
Total noninterest income$1,278,0002,685
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$636,0002,142
Trading account gains and fees$0146
Additional Noninterest Income$642,0002,755
Total noninterest expense$7,378,0002,549
Salaries and employee benefits$4,537,0002,131
Premises and equipment expense$1,090,0002,227
Additional noninterest expense$1,751,0003,483
Pre-tax net operating income$2,403,0002,182
Securities gains (losses)$03,838
Applicable income taxes$790,0001,567
Income before extraordinary items$1,613,0002,638
Extraordinary gains, net$029
Net income$1,613,0002,639
Minority interest net income$096
Net income of bank and minority interests.$1,613,0002,639
Net charge-offs$755,0002,708
Cash dividends$217,0003,280
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,613,0002,557
2011-09-30 (YTD Data)Rank
Total interest income$8,064,0002,615
Total interest expense$1,503,0002,865
Net interest income$6,561,0002,520
Provision for loan and lease losses$726,0002,392
Total noninterest income$935,0002,734
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$494,0002,094
Trading account gains and fees$0145
Additional Noninterest Income$441,0002,885
Total noninterest expense$3,588,0003,660
Salaries and employee benefits$2,240,0003,143
Premises and equipment expense$417,0003,812
Additional noninterest expense$931,0004,363
Pre-tax net operating income$3,182,0001,418
Securities gains (losses)$03,555
Applicable income taxes$1,065,0001,035
Income before extraordinary items$2,117,0001,759
Extraordinary gains, net$021
Net income$2,117,0001,759
Minority interest net income$087
Net income of bank and minority interests.$2,117,0001,759
Net charge-offs$499,0002,668
Cash dividends$162,0002,847
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,117,0001,676
2011-06-30 (YTD Data)Rank
Total interest income$5,464,0002,602
Total interest expense$1,016,0002,917
Net interest income$4,448,0002,482
Provision for loan and lease losses$526,0002,245
Total noninterest income$622,0002,738
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$315,0002,150
Trading account gains and fees$0153
Additional Noninterest Income$307,0002,841
Total noninterest expense$2,544,0003,541
Salaries and employee benefits$1,367,0003,365
Premises and equipment expense$461,0002,609
Additional noninterest expense$716,0004,040
Pre-tax net operating income$2,000,0001,457
Securities gains (losses)$02,914
Applicable income taxes$675,0001,052
Income before extraordinary items$1,325,0001,795
Extraordinary gains, net$015
Net income$1,325,0001,795
Minority interest net income$089
Net income of bank and minority interests.$1,325,0001,795
Net charge-offs$333,0002,568
Cash dividends$65,0003,011
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,325,0001,719
2011-03-31 (YTD Data)Rank
Total interest income$2,728,0002,616
Total interest expense$524,0002,930
Net interest income$2,204,0002,503
Provision for loan and lease losses$276,0002,081
Total noninterest income$304,0002,803
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$154,0002,159
Trading account gains and fees$0158
Additional Noninterest Income$150,0002,897
Total noninterest expense$1,230,0003,630
Salaries and employee benefits$687,0003,369
Premises and equipment expense$226,0002,701
Additional noninterest expense$317,0004,372
Pre-tax net operating income$1,002,0001,432
Securities gains (losses)$01,772
Applicable income taxes$356,000974
Income before extraordinary items$646,0001,799
Extraordinary gains, net$09
Net income$646,0001,798
Minority interest net income$086
Net income of bank and minority interests.$646,0001,799
Net charge-offs$197,0002,136
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$646,0001,747
2010-12-31 (YTD Data)Rank
Total interest income$11,400,0002,634
Total interest expense$2,486,0003,007
Net interest income$8,914,0002,467
Provision for loan and lease losses$1,076,0002,944
Total noninterest income$1,308,0002,756
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$622,0002,227
Trading account gains and fees$0175
Additional Noninterest Income$686,0002,717
Total noninterest expense$6,185,0003,032
Salaries and employee benefits$3,731,0002,572
Premises and equipment expense$926,0002,647
Additional noninterest expense$1,528,0003,958
Pre-tax net operating income$2,961,0001,647
Securities gains (losses)$-120,0007,244
Applicable income taxes$977,0001,242
Income before extraordinary items$1,864,0002,146
Extraordinary gains, net$029
Net income$1,864,0002,147
Minority interest net income$0111
Net income of bank and minority interests.$1,864,0002,148
Net charge-offs$843,0002,920
Cash dividends$240,0003,136
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,943,2001,998
2010-09-30 (YTD Data)Rank
Total interest income$8,426,0002,725
Total interest expense$1,911,0003,066
Net interest income$6,515,0002,556
Provision for loan and lease losses$726,0002,990
Total noninterest income$939,0002,848
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$463,0002,297
Trading account gains and fees$0165
Additional Noninterest Income$476,0002,833
Total noninterest expense$3,422,0003,868
Salaries and employee benefits$1,870,0003,630
Premises and equipment expense$667,0002,781
Additional noninterest expense$885,0004,642
Pre-tax net operating income$3,306,0001,201
Securities gains (losses)$03,651
Applicable income taxes$1,176,000894
Income before extraordinary items$2,130,0001,558
Extraordinary gains, net$023
Net income$2,130,0001,561
Minority interest net income$0110
Net income of bank and minority interests.$2,130,0001,561
Net charge-offs$728,0002,595
Cash dividends$125,0003,056
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,130,0001,491
2010-06-30 (YTD Data)Rank
Total interest income$5,479,0002,814
Total interest expense$1,297,0003,121
Net interest income$4,182,0002,650
Provision for loan and lease losses$431,0003,086
Total noninterest income$588,0002,913
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$298,0002,372
Trading account gains and fees$0152
Additional Noninterest Income$290,0002,889
Total noninterest expense$2,192,0003,982
Salaries and employee benefits$1,215,0003,731
Premises and equipment expense$421,0002,929
Additional noninterest expense$556,0004,797
Pre-tax net operating income$2,147,0001,217
Securities gains (losses)$03,184
Applicable income taxes$762,000874
Income before extraordinary items$1,385,0001,577
Extraordinary gains, net$019
Net income$1,385,0001,577
Minority interest net income$0105
Net income of bank and minority interests.$1,385,0001,577
Net charge-offs$481,0002,497
Cash dividends$105,0002,781
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,385,0001,503
2010-03-31 (YTD Data)Rank
Total interest income$2,668,0002,925
Total interest expense$665,0003,175
Net interest income$2,003,0002,777
Provision for loan and lease losses$135,0003,577
Total noninterest income$292,0002,913
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$148,0002,371
Trading account gains and fees$0175
Additional Noninterest Income$144,0002,911
Total noninterest expense$1,134,0003,915
Salaries and employee benefits$602,0003,812
Premises and equipment expense$204,0003,069
Additional noninterest expense$328,0004,351
Pre-tax net operating income$1,026,0001,274
Securities gains (losses)$02,284
Applicable income taxes$345,000930
Income before extraordinary items$681,0001,605
Extraordinary gains, net$016
Net income$681,0001,607
Minority interest net income$091
Net income of bank and minority interests.$681,0001,607
Net charge-offs$146,0002,749
Cash dividends$105,0001,847
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$681,0001,544
2009-12-31 (YTD Data)Rank
Total interest income$10,727,0003,051
Total interest expense$3,397,0003,113
Net interest income$7,330,0002,940
Provision for loan and lease losses$687,0004,068
Total noninterest income$1,074,0003,202
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$550,0002,693
Trading account gains and fees$0211
Additional Noninterest Income$524,0003,131
Total noninterest expense$5,438,0003,437
Salaries and employee benefits$3,068,0003,109
Premises and equipment expense$798,0003,130
Additional noninterest expense$1,572,0003,954
Pre-tax net operating income$2,279,0001,705
Securities gains (losses)$03,754
Applicable income taxes$761,0001,177
Income before extraordinary items$1,518,0002,100
Extraordinary gains, net$034
Net income$1,518,0002,097
Minority interest net income$0115
Net income of bank and minority interests.$1,518,0002,099
Net charge-offs$772,0003,226
Cash dividends$340,0003,061
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,518,0002,065
2009-09-30 (YTD Data)Rank
Total interest income$8,039,0003,095
Total interest expense$2,650,0003,156
Net interest income$5,389,0002,989
Provision for loan and lease losses$682,0003,324
Total noninterest income$774,0003,339
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$403,0002,744
Trading account gains and fees$0212
Additional Noninterest Income$371,0003,310
Total noninterest expense$3,027,0004,325
Salaries and employee benefits$1,615,0004,157
Premises and equipment expense$558,0003,354
Additional noninterest expense$854,0004,871
Pre-tax net operating income$2,454,0001,314
Securities gains (losses)$03,497
Applicable income taxes$865,000940
Income before extraordinary items$1,589,0001,684
Extraordinary gains, net$027
Net income$1,589,0001,683
Minority interest net income$0118
Net income of bank and minority interests.$1,589,0001,684
Net charge-offs$574,0002,852
Cash dividends$235,0002,913
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,589,0001,641
2009-06-30 (YTD Data)Rank
Total interest income$5,367,0003,121
Total interest expense$1,820,0003,193
Net interest income$3,547,0003,013
Provision for loan and lease losses$524,0002,914
Total noninterest income$503,0003,406
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$259,0002,787
Trading account gains and fees$0193
Additional Noninterest Income$244,0003,343
Total noninterest expense$2,073,0004,295
Salaries and employee benefits$1,076,0004,210
Premises and equipment expense$326,0003,702
Additional noninterest expense$671,0004,380
Pre-tax net operating income$1,453,0001,562
Securities gains (losses)$03,136
Applicable income taxes$536,0001,024
Income before extraordinary items$917,0001,993
Extraordinary gains, net$021
Net income$917,0001,991
Minority interest net income$0112
Net income of bank and minority interests.$917,0001,992
Net charge-offs$426,0002,532
Cash dividends$135,0003,044
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$917,0001,926
2009-03-31 (YTD Data)Rank
Total interest income$2,687,0003,144
Total interest expense$934,0003,238
Net interest income$1,753,0003,036
Provision for loan and lease losses$465,0001,845
Total noninterest income$254,0003,345
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$133,0002,696
Trading account gains and fees$0171
Additional Noninterest Income$121,0003,340
Total noninterest expense$1,033,0004,222
Salaries and employee benefits$539,0004,218
Premises and equipment expense$155,0003,877
Additional noninterest expense$339,0004,046
Pre-tax net operating income$509,0002,349
Securities gains (losses)$02,434
Applicable income taxes$169,0001,620
Income before extraordinary items$340,0002,881
Extraordinary gains, net$015
Net income$340,0002,881
Minority interest net income$0102
Net income of bank and minority interests.$340,0002,882
Net charge-offs$292,0001,805
Cash dividends$25,0002,880
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$340,0002,750
2008-12-31 (YTD Data)Rank
Total interest income$11,107,0003,249
Total interest expense$4,791,0003,074
Net interest income$6,316,0003,339
Provision for loan and lease losses$632,0003,421
Total noninterest income$967,0003,484
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$563,0002,766
Trading account gains and fees$0154
Additional Noninterest Income$404,0003,567
Total noninterest expense$4,565,0003,840
Salaries and employee benefits$2,858,0003,392
Premises and equipment expense$532,0004,298
Additional noninterest expense$1,175,0004,351
Pre-tax net operating income$2,086,0002,367
Securities gains (losses)$03,220
Applicable income taxes$635,0001,611
Income before extraordinary items$1,451,0002,575
Extraordinary gains, net$039
Net income$1,451,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0002,490
Cash dividends$610,0003,062
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,451,0002,720
2008-09-30 (YTD Data)Rank
Total interest income$8,454,0003,265
Total interest expense$3,738,0003,073
Net interest income$4,716,0003,366
Provision for loan and lease losses$355,0003,276
Total noninterest income$722,0003,580
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$424,0002,784
Trading account gains and fees$0148
Additional Noninterest Income$298,0003,700
Total noninterest expense$2,659,0004,584
Salaries and employee benefits$1,599,0004,267
Premises and equipment expense$380,0004,446
Additional noninterest expense$680,0005,041
Pre-tax net operating income$2,424,0001,987
Securities gains (losses)$03,106
Applicable income taxes$812,0001,360
Income before extraordinary items$1,612,0002,183
Extraordinary gains, net$031
Net income$1,612,0002,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0002,301
Cash dividends$610,0002,456
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,612,0002,292
2008-06-30 (YTD Data)Rank
Total interest income$5,671,0003,298
Total interest expense$2,574,0003,102
Net interest income$3,097,0003,401
Provision for loan and lease losses$147,0003,702
Total noninterest income$449,0003,755
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$272,0002,832
Trading account gains and fees$0149
Additional Noninterest Income$177,0004,012
Total noninterest expense$1,809,0004,553
Salaries and employee benefits$1,061,0004,324
Premises and equipment expense$267,0004,327
Additional noninterest expense$481,0004,857
Pre-tax net operating income$1,590,0002,083
Securities gains (losses)$03,233
Applicable income taxes$530,0001,533
Income before extraordinary items$1,060,0002,454
Extraordinary gains, net$021
Net income$1,060,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,280
Cash dividends$490,0002,330
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,060,0002,402
2008-03-31 (YTD Data)Rank
Total interest income$2,880,0003,342
Total interest expense$1,251,0003,348
Net interest income$1,629,0003,271
Provision for loan and lease losses$56,0003,670
Total noninterest income$212,0003,877
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$127,0002,928
Trading account gains and fees$0158
Additional Noninterest Income$85,0004,075
Total noninterest expense$967,0004,336
Salaries and employee benefits$520,0004,411
Premises and equipment expense$138,0004,248
Additional noninterest expense$309,0004,023
Pre-tax net operating income$818,0002,110
Securities gains (losses)$02,688
Applicable income taxes$341,0001,346
Income before extraordinary items$477,0002,801
Extraordinary gains, net$015
Net income$477,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$255,0002,043
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$477,0002,724
2007-12-31 (YTD Data)Rank
Total interest income$11,329,0003,439
Total interest expense$5,454,0003,241
Net interest income$5,875,0003,554
Provision for loan and lease losses$640,0001,968
Total noninterest income$969,0003,601
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$512,0003,008
Trading account gains and fees$0178
Additional Noninterest Income$457,0003,489
Total noninterest expense$4,059,0004,076
Salaries and employee benefits$2,640,0003,574
Premises and equipment expense$458,0004,620
Additional noninterest expense$961,0004,774
Pre-tax net operating income$2,145,0003,170
Securities gains (losses)$02,146
Applicable income taxes$495,0002,748
Income before extraordinary items$1,650,0003,229
Extraordinary gains, net$039
Net income$1,650,0003,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,690
Cash dividends$795,0002,992
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,650,0003,219
2007-09-30 (YTD Data)Rank
Total interest income$8,433,0003,474
Total interest expense$4,059,0003,252
Net interest income$4,374,0003,589
Provision for loan and lease losses$369,0001,983
Total noninterest income$737,0003,579
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$381,0003,015
Trading account gains and fees$0184
Additional Noninterest Income$356,0003,422
Total noninterest expense$2,127,0005,162
Salaries and employee benefits$1,272,0004,916
Premises and equipment expense$345,0004,586
Additional noninterest expense$510,0005,765
Pre-tax net operating income$2,615,0002,353
Securities gains (losses)$01,655
Applicable income taxes$905,0001,754
Income before extraordinary items$1,710,0002,703
Extraordinary gains, net$033
Net income$1,710,0002,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,886
Cash dividends$595,0002,713
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,710,0002,681
2007-06-30 (YTD Data)Rank
Total interest income$5,594,0003,503
Total interest expense$2,676,0003,273
Net interest income$2,918,0003,620
Provision for loan and lease losses$283,0001,638
Total noninterest income$490,0003,599
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$243,0003,085
Trading account gains and fees$0168
Additional Noninterest Income$247,0003,376
Total noninterest expense$1,349,0005,358
Salaries and employee benefits$821,0005,051
Premises and equipment expense$181,0005,330
Additional noninterest expense$347,0005,712
Pre-tax net operating income$1,776,0002,360
Securities gains (losses)$01,444
Applicable income taxes$618,0001,805
Income before extraordinary items$1,158,0002,710
Extraordinary gains, net$029
Net income$1,158,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,671
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,158,0002,697
2007-03-31 (YTD Data)Rank
Total interest income$2,739,0003,540
Total interest expense$1,341,0003,259
Net interest income$1,398,0003,726
Provision for loan and lease losses$23,0004,237
Total noninterest income$227,0003,753
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$112,0003,217
Trading account gains and fees$0195
Additional Noninterest Income$115,0003,507
Total noninterest expense$652,0005,492
Salaries and employee benefits$405,0005,127
Premises and equipment expense$82,0005,625
Additional noninterest expense$165,0005,838
Pre-tax net operating income$950,0002,260
Securities gains (losses)$01,187
Applicable income taxes$331,0001,737
Income before extraordinary items$619,0002,569
Extraordinary gains, net$022
Net income$619,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$619,0002,546
2006-12-31 (YTD Data)Rank
Total interest income$9,661,0003,681
Total interest expense$4,310,0003,409
Net interest income$5,351,0003,825
Provision for loan and lease losses$519,0001,844
Total noninterest income$907,0003,763
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$532,0002,929
Trading account gains and fees$0130
Additional Noninterest Income$375,0003,851
Total noninterest expense$3,585,0004,326
Salaries and employee benefits$2,314,0003,837
Premises and equipment expense$407,0004,867
Additional noninterest expense$864,0004,992
Pre-tax net operating income$2,154,0003,486
Securities gains (losses)$01,687
Applicable income taxes$799,0002,477
Income before extraordinary items$1,355,0004,006
Extraordinary gains, net$051
Net income$1,355,0004,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,961
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,355,0003,985
2006-09-30 (YTD Data)Rank
Total interest income$7,129,0003,693
Total interest expense$3,144,0003,372
Net interest income$3,985,0003,860
Provision for loan and lease losses$365,0001,831
Total noninterest income$703,0003,704
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$412,0002,883
Trading account gains and fees$0126
Additional Noninterest Income$291,0003,792
Total noninterest expense$1,959,0005,329
Salaries and employee benefits$1,066,0005,353
Premises and equipment expense$296,0004,990
Additional noninterest expense$597,0005,236
Pre-tax net operating income$2,364,0002,782
Securities gains (losses)$01,388
Applicable income taxes$896,0002,028
Income before extraordinary items$1,468,0003,248
Extraordinary gains, net$045
Net income$1,468,0003,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,554
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,468,0003,242
2006-06-30 (YTD Data)Rank
Total interest income$4,567,0003,760
Total interest expense$1,980,0003,412
Net interest income$2,587,0003,947
Provision for loan and lease losses$365,0001,251
Total noninterest income$493,0003,561
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$280,0002,812
Trading account gains and fees$0126
Additional Noninterest Income$213,0003,629
Total noninterest expense$1,290,0005,373
Salaries and employee benefits$695,0005,446
Premises and equipment expense$178,0005,284
Additional noninterest expense$417,0005,063
Pre-tax net operating income$1,425,0002,981
Securities gains (losses)$01,185
Applicable income taxes$540,0002,201
Income before extraordinary items$885,0003,487
Extraordinary gains, net$039
Net income$885,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,738
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$885,0003,477
2006-03-31 (YTD Data)Rank
Total interest income$2,253,0003,745
Total interest expense$941,0003,415
Net interest income$1,312,0003,911
Provision for loan and lease losses$225,0001,018
Total noninterest income$198,0004,012
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$137,0002,792
Trading account gains and fees$0115
Additional Noninterest Income$61,0004,716
Total noninterest expense$643,0005,394
Salaries and employee benefits$366,0005,302
Premises and equipment expense$91,0005,241
Additional noninterest expense$186,0005,401
Pre-tax net operating income$642,0003,167
Securities gains (losses)$0955
Applicable income taxes$243,0002,317
Income before extraordinary items$399,0003,718
Extraordinary gains, net$021
Net income$399,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$399,0003,703
2005-12-31 (YTD Data)Rank
Total interest income$7,677,0003,872
Total interest expense$2,525,0003,800
Net interest income$5,152,0003,871
Provision for loan and lease losses$183,0003,729
Total noninterest income$716,0004,313
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$418,0003,465
Trading account gains and fees$0138
Additional Noninterest Income$298,0004,349
Total noninterest expense$3,527,0004,260
Salaries and employee benefits$2,384,0003,618
Premises and equipment expense$364,0005,163
Additional noninterest expense$779,0005,261
Pre-tax net operating income$2,158,0003,510
Securities gains (losses)$02,296
Applicable income taxes$808,0002,592
Income before extraordinary items$1,350,0004,045
Extraordinary gains, net$046
Net income$1,350,0004,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,989
Cash dividends$157,0005,147
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,350,0004,011
2005-09-30 (YTD Data)Rank
Total interest income$5,531,0003,946
Total interest expense$1,692,0003,959
Net interest income$3,839,0003,883
Provision for loan and lease losses$182,0003,112
Total noninterest income$563,0004,211
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$310,0003,485
Trading account gains and fees$0126
Additional Noninterest Income$253,0004,114
Total noninterest expense$1,571,0005,907
Salaries and employee benefits$923,0005,688
Premises and equipment expense$262,0005,272
Additional noninterest expense$386,0006,460
Pre-tax net operating income$2,649,0002,461
Securities gains (losses)$02,317
Applicable income taxes$1,017,0001,855
Income before extraordinary items$1,632,0002,928
Extraordinary gains, net$035
Net income$1,632,0002,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,913
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,632,0002,886
2005-06-30 (YTD Data)Rank
Total interest income$3,527,0004,016
Total interest expense$994,0004,148
Net interest income$2,533,0003,881
Provision for loan and lease losses$70,0003,946
Total noninterest income$399,0004,056
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$202,0003,491
Trading account gains and fees$0116
Additional Noninterest Income$197,0003,782
Total noninterest expense$1,030,0005,965
Salaries and employee benefits$591,0005,798
Premises and equipment expense$152,0005,667
Additional noninterest expense$287,0006,143
Pre-tax net operating income$1,832,0002,340
Securities gains (losses)$02,146
Applicable income taxes$705,0001,774
Income before extraordinary items$1,127,0002,809
Extraordinary gains, net$030
Net income$1,127,0002,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,453
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,127,0002,768
2005-03-31 (YTD Data)Rank
Total interest income$1,657,0004,172
Total interest expense$455,0004,301
Net interest income$1,202,0004,057
Provision for loan and lease losses$1,0006,172
Total noninterest income$244,0003,526
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$94,0003,574
Trading account gains and fees$0115
Additional Noninterest Income$150,0002,977
Total noninterest expense$478,0006,267
Salaries and employee benefits$274,0006,088
Premises and equipment expense$81,0005,528
Additional noninterest expense$123,0006,592
Pre-tax net operating income$967,0002,220
Securities gains (losses)$01,685
Applicable income taxes$373,0001,692
Income before extraordinary items$594,0002,642
Extraordinary gains, net$024
Net income$594,0002,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,370
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$594,0002,604
2004-12-31 (YTD Data)Rank
Total interest income$5,922,0004,306
Total interest expense$1,477,0004,554
Net interest income$4,445,0004,156
Provision for loan and lease losses$306,0002,867
Total noninterest income$587,0004,861
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$451,0003,379
Trading account gains and fees$0138
Additional Noninterest Income$136,0005,870
Total noninterest expense$2,941,0004,723
Salaries and employee benefits$2,074,0003,880
Premises and equipment expense$276,0005,921
Additional noninterest expense$591,0006,025
Pre-tax net operating income$1,785,0003,807
Securities gains (losses)$03,819
Applicable income taxes$675,0002,828
Income before extraordinary items$1,110,0004,407
Extraordinary gains, net$034
Net income$1,110,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,355
Cash dividends$155,0005,142
Sale, conversion, retirement of capital stock, net$-12,0008,872
Net operating income$1,110,0004,338
2004-09-30 (YTD Data)Rank
Total interest income$4,354,0004,338
Total interest expense$1,058,0004,639
Net interest income$3,296,0004,175
Provision for loan and lease losses$122,0003,958
Total noninterest income$435,0004,921
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$347,0003,335
Trading account gains and fees$0134
Additional Noninterest Income$88,0006,162
Total noninterest expense$1,165,0006,759
Salaries and employee benefits$696,0006,485
Premises and equipment expense$191,0006,138
Additional noninterest expense$278,0007,266
Pre-tax net operating income$2,444,0002,434
Securities gains (losses)$03,710
Applicable income taxes$940,0001,876
Income before extraordinary items$1,504,0002,950
Extraordinary gains, net$026
Net income$1,504,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,986
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,504,0002,869
2004-06-30 (YTD Data)Rank
Total interest income$2,847,0004,403
Total interest expense$681,0004,753
Net interest income$2,166,0004,236
Provision for loan and lease losses$111,0003,320
Total noninterest income$286,0004,938
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$232,0003,306
Trading account gains and fees$0130
Additional Noninterest Income$54,0006,302
Total noninterest expense$744,0006,916
Salaries and employee benefits$444,0006,652
Premises and equipment expense$107,0006,627
Additional noninterest expense$193,0007,212
Pre-tax net operating income$1,597,0002,455
Securities gains (losses)$03,413
Applicable income taxes$615,0001,891
Income before extraordinary items$982,0002,976
Extraordinary gains, net$021
Net income$982,0002,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,165
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$982,0002,893
2004-03-31 (YTD Data)Rank
Total interest income$1,383,0004,528
Total interest expense$337,0004,820
Net interest income$1,046,0004,346
Provision for loan and lease losses$33,0003,984
Total noninterest income$158,0004,652
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$107,0003,416
Trading account gains and fees$0121
Additional Noninterest Income$51,0005,085
Total noninterest expense$368,0006,994
Salaries and employee benefits$215,0006,788
Premises and equipment expense$55,0006,556
Additional noninterest expense$98,0007,196
Pre-tax net operating income$803,0002,420
Securities gains (losses)$02,934
Applicable income taxes$309,0001,881
Income before extraordinary items$494,0002,970
Extraordinary gains, net$016
Net income$494,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$494,0002,866
2003-12-31 (YTD Data)Rank
Total interest income$5,442,0004,603
Total interest expense$1,592,0004,701
Net interest income$3,850,0004,481
Provision for loan and lease losses$328,0002,983
Total noninterest income$530,0005,277
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$404,0003,623
Trading account gains and fees$0160
Additional Noninterest Income$126,0006,134
Total noninterest expense$2,292,0005,539
Salaries and employee benefits$1,603,0004,636
Premises and equipment expense$205,0006,718
Additional noninterest expense$484,0006,643
Pre-tax net operating income$1,760,0003,693
Securities gains (losses)$7,0003,771
Applicable income taxes$663,0002,886
Income before extraordinary items$1,104,0004,366
Extraordinary gains, net$054
Net income$1,104,0004,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,852
Cash dividends$152,0005,208
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,099,5204,205
2003-09-30 (YTD Data)Rank
Total interest income$4,064,0004,675
Total interest expense$1,234,0004,724
Net interest income$2,830,0004,567
Provision for loan and lease losses$62,0005,482
Total noninterest income$383,0005,424
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$292,0003,712
Trading account gains and fees$0153
Additional Noninterest Income$91,0006,249
Total noninterest expense$881,0007,513
Salaries and employee benefits$541,0007,181
Premises and equipment expense$137,0007,013
Additional noninterest expense$203,0007,970
Pre-tax net operating income$2,270,0002,576
Securities gains (losses)$1,0004,000
Applicable income taxes$868,0002,076
Income before extraordinary items$1,403,0003,122
Extraordinary gains, net$040
Net income$1,403,0003,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,672
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,402,3602,966
2003-06-30 (YTD Data)Rank
Total interest income$2,700,0004,720
Total interest expense$847,0004,753
Net interest income$1,853,0004,625
Provision for loan and lease losses$43,0005,377
Total noninterest income$253,0005,434
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$193,0003,709
Trading account gains and fees$0150
Additional Noninterest Income$60,0006,260
Total noninterest expense$566,0007,616
Salaries and employee benefits$351,0007,279
Premises and equipment expense$72,0007,506
Additional noninterest expense$143,0007,863
Pre-tax net operating income$1,497,0002,600
Securities gains (losses)$1,0003,586
Applicable income taxes$573,0002,112
Income before extraordinary items$925,0003,143
Extraordinary gains, net$030
Net income$925,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$924,3602,983
2003-03-31 (YTD Data)Rank
Total interest income$1,346,0004,758
Total interest expense$430,0004,812
Net interest income$916,0004,653
Provision for loan and lease losses$3,0006,662
Total noninterest income$127,0005,311
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$98,0003,600
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$281,0007,666
Salaries and employee benefits$173,0007,350
Premises and equipment expense$36,0007,540
Additional noninterest expense$72,0007,882
Pre-tax net operating income$759,0002,573
Securities gains (losses)$1,0002,714
Applicable income taxes$290,0002,105
Income before extraordinary items$470,0003,088
Extraordinary gains, net$021
Net income$470,0003,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,385
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$469,3602,934
2002-12-31 (YTD Data)Rank
Total interest income$5,516,0004,829
Total interest expense$2,112,0004,630
Net interest income$3,404,0004,846
Provision for loan and lease losses$255,0003,810
Total noninterest income$420,0005,653
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$333,0004,002
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,718
Total noninterest expense$2,083,0005,740
Salaries and employee benefits$1,366,0005,027
Premises and equipment expense$205,0006,726
Additional noninterest expense$512,0006,439
Pre-tax net operating income$1,486,0004,144
Securities gains (losses)$5,0003,957
Applicable income taxes$545,0003,291
Income before extraordinary items$946,0004,745
Extraordinary gains, net$070
Net income$946,0004,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0004,084
Cash dividends$149,0005,240
Sale, conversion, retirement of capital stock, net$-308,0009,284
Net operating income$942,8004,628
2001-12-31 (YTD Data)Rank
Total interest income$5,562,0005,245
Total interest expense$2,827,0004,949
Net interest income$2,735,0005,397
Provision for loan and lease losses$145,0004,861
Total noninterest income$348,0006,034
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$276,0004,380
Trading account gains and fees$0177
Additional Noninterest Income$72,0007,063
Total noninterest expense$1,676,0006,393
Salaries and employee benefits$1,098,0005,656
Premises and equipment expense$191,0006,909
Additional noninterest expense$387,0007,249
Pre-tax net operating income$1,262,0004,312
Securities gains (losses)$83,0001,904
Applicable income taxes$476,0003,404
Income before extraordinary items$869,0004,655
Extraordinary gains, net$0105
Net income$869,0004,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,068
Cash dividends$155,0005,273
Sale, conversion, retirement of capital stock, net$-138,0009,504
Net operating income$815,0504,709
2000-12-31 (YTD Data)Rank
Total interest income$5,293,0005,530
Total interest expense$2,647,0005,368
Net interest income$2,646,0005,607
Provision for loan and lease losses$116,0005,015
Total noninterest income$246,0006,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$221,0004,859
Trading account gains and feesNANA
Additional Noninterest Income$25,0008,756
Total noninterest expense$1,486,0006,786
Salaries and employee benefits$958,0006,095
Premises and equipment expense$172,0007,209
Additional noninterest expense$356,0007,507
Pre-tax net operating income$1,290,0004,523
Securities gains (losses)$01,956
Applicable income taxes$460,0003,676
Income before extraordinary items$830,0004,946
Extraordinary gains, net$038
Net income$830,0004,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$156,0005,453
Sale, conversion, retirement of capital stock, net$0969
Net operating income$830,0004,936
1999-12-31 (YTD Data)Rank
Total interest income$4,616,0005,849
Total interest expense$2,098,0005,816
Net interest income$2,518,0005,776
Provision for loan and lease losses$127,0004,627
Total noninterest income$219,0007,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,078
Trading account gains and feesNANA
Additional Noninterest Income$16,0009,434
Total noninterest expense$1,380,0007,090
Salaries and employee benefits$866,0006,469
Premises and equipment expense$163,0007,432
Additional noninterest expense$351,0007,697
Pre-tax net operating income$1,230,0004,696
Securities gains (losses)$03,155
Applicable income taxes$482,0003,712
Income before extraordinary items$748,0005,285
Extraordinary gains, net$035
Net income$748,0005,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,636
Cash dividends$153,0005,602
Sale, conversion, retirement of capital stock, net$10,000975
Net operating income$748,0005,250
1998-12-31 (YTD Data)Rank
Total interest income$4,277,0006,240
Total interest expense$2,093,0006,034
Net interest income$2,184,0006,322
Provision for loan and lease losses$153,0004,102
Total noninterest income$180,0007,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$165,0005,686
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,739
Total noninterest expense$1,136,0007,720
Salaries and employee benefits$759,0006,870
Premises and equipment expense$145,0007,766
Additional noninterest expense$232,0008,773
Pre-tax net operating income$1,075,0005,201
Securities gains (losses)$04,449
Applicable income taxes$422,0004,285
Income before extraordinary items$653,0005,803
Extraordinary gains, net$032
Net income$653,0005,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,193
Cash dividends$150,0005,770
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$653,0005,695
1997-12-31 (YTD Data)Rank
Total interest income$3,994,0006,667
Total interest expense$1,961,0006,335
Net interest income$2,033,0006,847
Provision for loan and lease losses$146,0004,210
Total noninterest income$156,0008,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0006,332
Trading account gains and feesNANA
Additional Noninterest Income$15,00010,147
Total noninterest expense$1,055,0008,152
Salaries and employee benefits$706,0007,285
Premises and equipment expense$119,0008,523
Additional noninterest expense$230,0009,074
Pre-tax net operating income$988,0005,867
Securities gains (losses)$03,944
Applicable income taxes$387,0004,974
Income before extraordinary items$601,0006,370
Extraordinary gains, net$044
Net income$601,0006,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$120,0006,224
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$601,0006,312
1996-12-31 (YTD Data)Rank
Total interest income$3,756,0007,100
Total interest expense$1,815,0006,815
Net interest income$1,941,0007,276
Provision for loan and lease losses$184,0003,596
Total noninterest income$141,0009,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0006,833
Trading account gains and feesNANA
Additional Noninterest Income$10,00010,975
Total noninterest expense$932,0008,955
Salaries and employee benefits$626,0007,971
Premises and equipment expense$108,0009,071
Additional noninterest expense$198,0009,951
Pre-tax net operating income$966,0005,859
Securities gains (losses)$04,148
Applicable income taxes$378,0005,076
Income before extraordinary items$588,0006,341
Extraordinary gains, net$053
Net income$588,0006,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,837
Cash dividends$81,0007,018
Sale, conversion, retirement of capital stock, net$0953
Net operating income$588,0006,274
1995-12-31 (YTD Data)Rank
Total interest income$3,351,0007,741
Total interest expense$1,606,0007,399
Net interest income$1,745,0007,904
Provision for loan and lease losses$75,0005,235
Total noninterest income$164,0009,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,588
Trading account gains and feesNANA
Additional Noninterest Income$10,00011,496
Total noninterest expense$948,0009,171
Salaries and employee benefits$585,0008,455
Premises and equipment expense$112,0009,254
Additional noninterest expense$251,0009,808
Pre-tax net operating income$886,0006,487
Securities gains (losses)$03,831
Applicable income taxes$348,0005,465
Income before extraordinary items$538,0006,977
Extraordinary gains, net$065
Net income$538,0006,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,862
Cash dividends$66,0007,462
Sale, conversion, retirement of capital stock, net$0809
Net operating income$538,0006,953
1994-12-31 (YTD Data)Rank
Total interest income$2,918,0008,190
Total interest expense$1,217,0007,828
Net interest income$1,701,0008,303
Provision for loan and lease losses$85,0004,903
Total noninterest income$158,0009,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0006,913
Trading account gains and feesNANA
Additional Noninterest Income$9,00012,149
Total noninterest expense$919,0009,688
Salaries and employee benefits$560,0008,890
Premises and equipment expense$128,0009,152
Additional noninterest expense$231,00010,761
Pre-tax net operating income$855,0006,610
Securities gains (losses)$03,600
Applicable income taxes$333,0005,479
Income before extraordinary items$522,0007,135
Extraordinary gains, net$0249
Net income$522,0007,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,203
Cash dividends$63,0007,652
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$522,0007,182
1993-12-31 (YTD Data)Rank
Total interest income$2,977,0008,375
Total interest expense$1,250,0008,081
Net interest income$1,727,0008,424
Provision for loan and lease losses$107,0005,595
Total noninterest income$163,0009,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0007,484
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,374
Total noninterest expense$905,00010,174
Salaries and employee benefits$520,0009,456
Premises and equipment expense$121,0009,761
Additional noninterest expense$264,00010,903
Pre-tax net operating income$878,0006,436
Securities gains (losses)$07,477
Applicable income taxes$333,0005,697
Income before extraordinary items$545,0007,183
Extraordinary gains, net$03,149
Net income$545,0007,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0005,529
Cash dividends$60,0007,697
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$545,0006,939
1992-12-31 (YTD Data)Rank
Total interest income$3,245,0008,569
Total interest expense$1,588,0008,244
Net interest income$1,657,0008,786
Provision for loan and lease losses$83,0007,797
Total noninterest income$89,00012,022
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0009,107
Trading account gains and feesNANA
Additional Noninterest Income$7,00013,545
Total noninterest expense$821,00010,905
Salaries and employee benefits$411,00010,733
Premises and equipment expense$111,00010,343
Additional noninterest expense$299,00010,840
Pre-tax net operating income$842,0006,372
Securities gains (losses)$08,369
Applicable income taxes$312,0005,769
Income before extraordinary items$530,0007,083
Extraordinary gains, net$01,422
Net income$530,0007,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0006,645
Cash dividends$57,0007,528
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$530,0006,706

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.