Home > The Farmers Bank > Net charge- offs to loans

The Farmers Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1499%687
Percentage Net Loans Charged-off: Total real estate loans0.0280%549
Percentage Net Loans Charged-off:Construction & development0.1218%115
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0227%4,178
Percentage Net Loans Charged-off: Home equity loans-0.0534%4,402
All other 1-4 family - Percent of loans charged-off, net-0.0154%4,076
Percentage Net Loans Charged-off: Commercial and industrial1.5349%204
Percentage Net Loans Charged-off: Loans to individuals0.3197%1,585
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.3197%1,466
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1545%547
Percentage Net Loans Charged-off: Total real estate loans-0.0112%4,040
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0301%4,271
Percentage Net Loans Charged-off: Home equity loans-0.0708%4,450
All other 1-4 family - Percent of loans charged-off, net-0.0207%4,180
Percentage Net Loans Charged-off: Commercial and industrial2.1955%129
Percentage Net Loans Charged-off: Loans to individuals0.1457%1,943
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1457%1,874
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2396%344
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,197
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0438%4,396
Percentage Net Loans Charged-off: Home equity loans-0.0985%4,503
All other 1-4 family - Percent of loans charged-off, net-0.0314%4,285
Percentage Net Loans Charged-off: Commercial and industrial3.4940%109
Percentage Net Loans Charged-off: Loans to individuals0.0482%2,154
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0482%2,112
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3423%233
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,448
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%3,742
Percentage Net Loans Charged-off: Home equity loans-0.0119%4,447
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial4.7146%38
Percentage Net Loans Charged-off: Loans to individuals-0.6188%4,572
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.6188%4,571
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0196%1,703
Percentage Net Loans Charged-off: Total real estate loans-0.0078%3,743
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0225%4,093
Percentage Net Loans Charged-off: Home equity loans0.0407%131
All other 1-4 family - Percent of loans charged-off, net-0.0354%4,270
Percentage Net Loans Charged-off: Commercial and industrial0.0285%1,163
Percentage Net Loans Charged-off: Loans to individuals0.3045%1,392
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.3045%1,322
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%1,552
Percentage Net Loans Charged-off: Total real estate loans-0.0104%3,836
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0303%4,206
Percentage Net Loans Charged-off: Home equity loans0.0624%89
All other 1-4 family - Percent of loans charged-off, net-0.0487%4,392
Percentage Net Loans Charged-off: Commercial and industrial0.0217%966
Percentage Net Loans Charged-off: Loans to individuals0.1203%1,832
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.1203%1,747
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0064%3,426
Percentage Net Loans Charged-off: Total real estate loans-0.0155%3,906
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0461%4,240
Percentage Net Loans Charged-off: Home equity loans0.1091%57
All other 1-4 family - Percent of loans charged-off, net-0.0760%4,386
Percentage Net Loans Charged-off: Commercial and industrial-0.0576%3,842
Percentage Net Loans Charged-off: Loans to individuals-0.1123%4,120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1123%4,096
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%1,230
Percentage Net Loans Charged-off: Total real estate loans0.0121%373
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0364%213
Percentage Net Loans Charged-off: Home equity loans0.2475%25
All other 1-4 family - Percent of loans charged-off, net-0.0033%3,648
Percentage Net Loans Charged-off: Commercial and industrial-0.0870%4,048
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0091%3,704
Percentage Net Loans Charged-off: Total real estate loans-0.0081%3,731
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0241%4,000
Percentage Net Loans Charged-off: Home equity loans-0.0491%3,352
All other 1-4 family - Percent of loans charged-off, net-0.0199%3,954
Percentage Net Loans Charged-off: Commercial and industrial0.1456%810
Percentage Net Loans Charged-off: Loans to individuals0.4308%958
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4308%873
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0105%3,691
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,549
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%3,841
Percentage Net Loans Charged-off: Home equity loans0.0673%125
All other 1-4 family - Percent of loans charged-off, net-0.0253%4,125
Percentage Net Loans Charged-off: Commercial and industrial0.2821%493
Percentage Net Loans Charged-off: Loans to individuals0.3733%960
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3733%867
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0736%4,519
Percentage Net Loans Charged-off: Total real estate loans0.0034%994
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0100%650
Percentage Net Loans Charged-off: Home equity loans0.1145%90
All other 1-4 family - Percent of loans charged-off, net-0.0066%3,787
Percentage Net Loans Charged-off: Commercial and industrial-0.0611%4,118
Percentage Net Loans Charged-off: Loans to individuals0.1628%1,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1628%1,277
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1498%4,730
Percentage Net Loans Charged-off: Total real estate loans-0.0039%3,707
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0116%4,008
Percentage Net Loans Charged-off: Home equity loans-0.0211%3,431
All other 1-4 family - Percent of loans charged-off, net-0.0101%4,000
Percentage Net Loans Charged-off: Commercial and industrial-0.0383%4,052
Percentage Net Loans Charged-off: Loans to individuals0.8349%536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8349%466
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%2,601
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,318
Percentage Net Loans Charged-off:Construction & development-0.0018%4,050
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0459%4,522
Percentage Net Loans Charged-off: Home equity loans-0.1819%3,660
All other 1-4 family - Percent of loans charged-off, net-0.0227%4,320
Percentage Net Loans Charged-off: Commercial and industrial0.0761%1,571
Percentage Net Loans Charged-off: Loans to individuals1.0631%586
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0631%528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%2,588
Percentage Net Loans Charged-off: Total real estate loans-0.0121%4,245
Percentage Net Loans Charged-off:Construction & development-0.0025%4,103
Percentage Net Loans Charged-off: Commercial real estate0.0211%653
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0528%4,581
Percentage Net Loans Charged-off: Home equity loans-0.2317%3,696
All other 1-4 family - Percent of loans charged-off, net-0.0214%4,327
Percentage Net Loans Charged-off: Commercial and industrial0.0187%1,679
Percentage Net Loans Charged-off: Loans to individuals0.8107%746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8107%670
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0070%2,709
Percentage Net Loans Charged-off: Total real estate loans0.0029%1,404
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0315%495
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0202%4,324
Percentage Net Loans Charged-off: Home equity loans-0.0189%3,481
All other 1-4 family - Percent of loans charged-off, net-0.0205%4,342
Percentage Net Loans Charged-off: Commercial and industrial0.0751%1,197
Percentage Net Loans Charged-off: Loans to individuals-0.2281%4,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2281%4,583
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0280%1,816
Percentage Net Loans Charged-off: Total real estate loans-0.0069%4,084
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0203%4,362
Percentage Net Loans Charged-off: Home equity loans-0.0185%3,500
All other 1-4 family - Percent of loans charged-off, net-0.0207%4,384
Percentage Net Loans Charged-off: Commercial and industrial0.1700%735
Percentage Net Loans Charged-off: Loans to individuals0.3694%1,465
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3694%1,375
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0166%3,125
Percentage Net Loans Charged-off: Total real estate loans-0.0223%4,544
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0057%1,033
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0683%4,792
Percentage Net Loans Charged-off: Home equity loans-0.0172%3,525
All other 1-4 family - Percent of loans charged-off, net-0.0783%4,814
Percentage Net Loans Charged-off: Commercial and industrial-0.0868%4,459
Percentage Net Loans Charged-off: Loans to individuals0.5774%1,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5774%1,293
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0059%3,179
Percentage Net Loans Charged-off: Total real estate loans-0.0281%4,656
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0076%812
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0858%4,922
Percentage Net Loans Charged-off: Home equity loans-0.0169%3,549
All other 1-4 family - Percent of loans charged-off, net-0.0995%4,931
Percentage Net Loans Charged-off: Commercial and industrial-0.0502%4,297
Percentage Net Loans Charged-off: Loans to individuals0.5106%1,438
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5106%1,328
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0049%4,115
Percentage Net Loans Charged-off: Total real estate loans-0.0338%4,761
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0931%4,962
Percentage Net Loans Charged-off: Home equity loans-0.0162%3,570
All other 1-4 family - Percent of loans charged-off, net-0.1089%4,986
Percentage Net Loans Charged-off: Commercial and industrial-0.0885%4,491
Percentage Net Loans Charged-off: Loans to individuals0.6061%1,202
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6061%1,089
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0123%2,254
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,912
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%4,200
Percentage Net Loans Charged-off: Home equity loans-0.0164%3,629
All other 1-4 family - Percent of loans charged-off, net-0.0033%4,148
Percentage Net Loans Charged-off: Commercial and industrial-0.1769%4,754
Percentage Net Loans Charged-off: Loans to individuals0.7109%1,008
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7109%926
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1553%1,240
Percentage Net Loans Charged-off: Total real estate loans0.0096%2,007
Percentage Net Loans Charged-off:Construction & development0.0821%259
Percentage Net Loans Charged-off: Commercial real estate-0.0067%4,536
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0260%4,694
Percentage Net Loans Charged-off: Home equity loans-0.1058%3,852
All other 1-4 family - Percent of loans charged-off, net-0.0114%4,479
Percentage Net Loans Charged-off: Commercial and industrial0.8682%562
Percentage Net Loans Charged-off: Loans to individuals0.6949%1,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6949%1,088
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1370%1,183
Percentage Net Loans Charged-off: Total real estate loans-0.0447%4,896
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0773%5,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0589%4,972
Percentage Net Loans Charged-off: Home equity loans-0.1405%3,915
All other 1-4 family - Percent of loans charged-off, net-0.0443%4,881
Percentage Net Loans Charged-off: Commercial and industrial1.0698%401
Percentage Net Loans Charged-off: Loans to individuals0.7219%1,052
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7219%945
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%1,131
Percentage Net Loans Charged-off: Total real estate loans-0.0399%4,898
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.1166%5,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%4,338
Percentage Net Loans Charged-off: Home equity loans-0.0220%3,714
All other 1-4 family - Percent of loans charged-off, net-0.0055%4,325
Percentage Net Loans Charged-off: Commercial and industrial1.7250%239
Percentage Net Loans Charged-off: Loans to individuals0.7082%1,017
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7082%912
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1182%1,073
Percentage Net Loans Charged-off: Total real estate loans-0.0253%4,821
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0675%5,245
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,465
Percentage Net Loans Charged-off: Home equity loans-0.0247%3,803
All other 1-4 family - Percent of loans charged-off, net-0.0075%4,454
Percentage Net Loans Charged-off: Commercial and industrial1.3592%257
Percentage Net Loans Charged-off: Loans to individuals1.1014%709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1014%630
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1277%1,770
Percentage Net Loans Charged-off: Total real estate loans0.0040%2,543
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0175%1,130
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%4,521
Percentage Net Loans Charged-off: Home equity loans-0.2046%4,110
All other 1-4 family - Percent of loans charged-off, net0.0286%1,795
Percentage Net Loans Charged-off: Commercial and industrial0.9997%627
Percentage Net Loans Charged-off: Loans to individuals0.8609%1,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8609%943
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1947%1,092
Percentage Net Loans Charged-off: Total real estate loans0.0600%1,150
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0238%847
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1622%663
Percentage Net Loans Charged-off: Home equity loans-0.2572%4,165
All other 1-4 family - Percent of loans charged-off, net0.2346%456
Percentage Net Loans Charged-off: Commercial and industrial1.2888%409
Percentage Net Loans Charged-off: Loans to individuals0.7911%1,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7911%963
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2949%690
Percentage Net Loans Charged-off: Total real estate loans0.1125%701
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0375%625
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.3138%331
Percentage Net Loans Charged-off: Home equity loans-0.0230%3,863
All other 1-4 family - Percent of loans charged-off, net0.3755%274
Percentage Net Loans Charged-off: Commercial and industrial2.1248%222
Percentage Net Loans Charged-off: Loans to individuals1.0908%710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0908%624
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0721%1,608
Percentage Net Loans Charged-off: Total real estate loans-0.0046%4,354
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0141%4,775
Percentage Net Loans Charged-off: Home equity loans-0.0212%3,943
All other 1-4 family - Percent of loans charged-off, net-0.0126%4,792
Percentage Net Loans Charged-off: Commercial and industrial0.3771%577
Percentage Net Loans Charged-off: Loans to individuals1.5949%488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5949%427
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0697%2,699
Percentage Net Loans Charged-off: Total real estate loans0.0230%2,310
Percentage Net Loans Charged-off:Construction & development-0.0422%4,729
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0874%1,476
Percentage Net Loans Charged-off: Home equity loans0.0178%747
All other 1-4 family - Percent of loans charged-off, net0.1003%1,301
Percentage Net Loans Charged-off: Commercial and industrial0.2656%1,392
Percentage Net Loans Charged-off: Loans to individuals0.1988%2,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1988%2,620
Percentage Net Loans Charged-off: All other loans and lease2.4470%269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0580%2,523
Percentage Net Loans Charged-off: Total real estate loans0.0223%2,036
Percentage Net Loans Charged-off:Construction & development-0.0633%4,849
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0959%1,245
Percentage Net Loans Charged-off: Home equity loans0.0410%598
All other 1-4 family - Percent of loans charged-off, net0.1058%1,136
Percentage Net Loans Charged-off: Commercial and industrial0.1288%1,474
Percentage Net Loans Charged-off: Loans to individuals0.2352%2,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2353%2,195
Percentage Net Loans Charged-off: All other loans and lease2.1922%274
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%2,314
Percentage Net Loans Charged-off: Total real estate loans0.0345%1,692
Percentage Net Loans Charged-off:Construction & development-0.0318%4,823
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0876%1,241
Percentage Net Loans Charged-off: Home equity loans0.0779%459
All other 1-4 family - Percent of loans charged-off, net0.0893%1,171
Percentage Net Loans Charged-off: Commercial and industrial0.2072%1,096
Percentage Net Loans Charged-off: Loans to individuals0.3298%1,900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3298%1,759
Percentage Net Loans Charged-off: All other loans and lease0.8582%407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0640%1,853
Percentage Net Loans Charged-off: Total real estate loans0.0294%1,376
Percentage Net Loans Charged-off:Construction & development-0.0643%5,023
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1574%730
Percentage Net Loans Charged-off: Home equity loans-0.0277%4,098
All other 1-4 family - Percent of loans charged-off, net0.1880%628
Percentage Net Loans Charged-off: Commercial and industrial0.4206%606
Percentage Net Loans Charged-off: Loans to individuals0.2246%1,933
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2246%1,788
Percentage Net Loans Charged-off: All other loans and lease0.5045%414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3459%859
Percentage Net Loans Charged-off: Total real estate loans0.2950%624
Percentage Net Loans Charged-off:Construction & development0.3593%405
Percentage Net Loans Charged-off: Commercial real estate0.5092%403
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1228%1,564
Percentage Net Loans Charged-off: Home equity loans-0.1112%4,383
All other 1-4 family - Percent of loans charged-off, net0.1574%1,295
Percentage Net Loans Charged-off: Commercial and industrial0.6025%878
Percentage Net Loans Charged-off: Loans to individuals1.0431%748
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0431%672
Percentage Net Loans Charged-off: All other loans and lease1.2979%368
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4571%551
Percentage Net Loans Charged-off: Total real estate loans0.3973%408
Percentage Net Loans Charged-off:Construction & development0.4911%330
Percentage Net Loans Charged-off: Commercial real estate0.6813%268
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1682%1,154
Percentage Net Loans Charged-off: Home equity loans-0.1263%4,432
All other 1-4 family - Percent of loans charged-off, net0.2121%943
Percentage Net Loans Charged-off: Commercial and industrial0.8098%580
Percentage Net Loans Charged-off: Loans to individuals1.3409%484
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3410%426
Percentage Net Loans Charged-off: All other loans and lease1.1929%350
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5861%410
Percentage Net Loans Charged-off: Total real estate loans0.5247%297
Percentage Net Loans Charged-off:Construction & development0.7441%236
Percentage Net Loans Charged-off: Commercial real estate1.0338%183
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0206%2,265
Percentage Net Loans Charged-off: Home equity loans-0.1579%4,485
All other 1-4 family - Percent of loans charged-off, net0.0474%1,871
Percentage Net Loans Charged-off: Commercial and industrial1.2046%387
Percentage Net Loans Charged-off: Loans to individuals1.0635%668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0635%600
Percentage Net Loans Charged-off: All other loans and lease0.9390%366
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4486%554
Percentage Net Loans Charged-off: Total real estate loans0.4399%380
Percentage Net Loans Charged-off:Construction & development0.5124%215
Percentage Net Loans Charged-off: Commercial real estate0.9131%175
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0778%1,311
Percentage Net Loans Charged-off: Home equity loans-0.0622%4,413
All other 1-4 family - Percent of loans charged-off, net0.0990%1,162
Percentage Net Loans Charged-off: Commercial and industrial0.2356%747
Percentage Net Loans Charged-off: Loans to individuals1.3763%544
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3763%485
Percentage Net Loans Charged-off: All other loans and lease0.3599%446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1293%249
Percentage Net Loans Charged-off: Total real estate loans1.0068%205
Percentage Net Loans Charged-off:Construction & development1.3175%359
Percentage Net Loans Charged-off: Commercial real estate1.8495%169
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2241%1,480
Percentage Net Loans Charged-off: Home equity loans-0.1201%4,612
All other 1-4 family - Percent of loans charged-off, net0.2776%1,208
Percentage Net Loans Charged-off: Commercial and industrial3.1542%256
Percentage Net Loans Charged-off: Loans to individuals0.4316%1,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4316%1,845
Percentage Net Loans Charged-off: All other loans and lease1.1173%402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1658%240
Percentage Net Loans Charged-off: Total real estate loans1.0212%209
Percentage Net Loans Charged-off:Construction & development1.2512%321
Percentage Net Loans Charged-off: Commercial real estate1.9558%158
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2094%1,440
Percentage Net Loans Charged-off: Home equity loans-0.1405%4,669
All other 1-4 family - Percent of loans charged-off, net0.2637%1,178
Percentage Net Loans Charged-off: Commercial and industrial3.4731%208
Percentage Net Loans Charged-off: Loans to individuals0.4804%1,718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4804%1,580
Percentage Net Loans Charged-off: All other loans and lease1.2539%341
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3166%228
Percentage Net Loans Charged-off: Total real estate loans1.2291%184
Percentage Net Loans Charged-off:Construction & development0.6184%448
Percentage Net Loans Charged-off: Commercial real estate2.9371%88
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3935%853
Percentage Net Loans Charged-off: Home equity loans-0.1783%4,718
All other 1-4 family - Percent of loans charged-off, net0.4839%696
Percentage Net Loans Charged-off: Commercial and industrial3.1522%245
Percentage Net Loans Charged-off: Loans to individuals-0.0504%5,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0504%5,270
Percentage Net Loans Charged-off: All other loans and lease0.9428%370
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0627%313
Percentage Net Loans Charged-off: Total real estate loans0.9620%265
Percentage Net Loans Charged-off:Construction & development1.1233%274
Percentage Net Loans Charged-off: Commercial real estate1.7010%152
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3889%775
Percentage Net Loans Charged-off: Home equity loans-0.2548%4,769
All other 1-4 family - Percent of loans charged-off, net0.4939%639
Percentage Net Loans Charged-off: Commercial and industrial2.9487%219
Percentage Net Loans Charged-off: Loans to individuals-0.1520%5,590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1520%5,530
Percentage Net Loans Charged-off: All other loans and lease1.1746%302
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1865%450
Percentage Net Loans Charged-off: Total real estate loans1.1828%367
Percentage Net Loans Charged-off:Construction & development1.5300%684
Percentage Net Loans Charged-off: Commercial real estate1.1218%524
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential1.3878%284
Percentage Net Loans Charged-off: Home equity loans2.2529%138
All other 1-4 family - Percent of loans charged-off, net1.2375%371
Percentage Net Loans Charged-off: Commercial and industrial0.8019%1,178
Percentage Net Loans Charged-off: Loans to individuals1.3873%802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3873%719
Percentage Net Loans Charged-off: All other loans and lease2.5567%293
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3037%407
Percentage Net Loans Charged-off: Total real estate loans1.2541%325
Percentage Net Loans Charged-off:Construction & development2.0960%523
Percentage Net Loans Charged-off: Commercial real estate1.4857%366
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.8567%600
Percentage Net Loans Charged-off: Home equity loans2.9254%122
All other 1-4 family - Percent of loans charged-off, net0.4943%1,039
Percentage Net Loans Charged-off: Commercial and industrial1.2105%801
Percentage Net Loans Charged-off: Loans to individuals2.0077%477
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0077%431
Percentage Net Loans Charged-off: All other loans and lease3.1279%235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3586%416
Percentage Net Loans Charged-off: Total real estate loans1.3194%349
Percentage Net Loans Charged-off:Construction & development1.7050%557
Percentage Net Loans Charged-off: Commercial real estate2.2490%226
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.5399%1,005
Percentage Net Loans Charged-off: Home equity loans1.1610%351
All other 1-4 family - Percent of loans charged-off, net0.4296%1,206
Percentage Net Loans Charged-off: Commercial and industrial0.8528%959
Percentage Net Loans Charged-off: Loans to individuals2.4237%381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4237%349
Percentage Net Loans Charged-off: All other loans and lease3.7104%196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2068%482
Percentage Net Loans Charged-off: Total real estate loans1.3091%375
Percentage Net Loans Charged-off:Construction & development0.2915%754
Percentage Net Loans Charged-off: Commercial real estate3.2811%159
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2924%1,413
Percentage Net Loans Charged-off: Home equity loans1.2558%276
All other 1-4 family - Percent of loans charged-off, net0.1197%1,871
Percentage Net Loans Charged-off: Commercial and industrial0.7806%776
Percentage Net Loans Charged-off: Loans to individuals-0.1565%5,806
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1565%5,757
Percentage Net Loans Charged-off: All other loans and lease-0.1306%5,920
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9979%364
Percentage Net Loans Charged-off: Total real estate loans1.9705%340
Percentage Net Loans Charged-off:Construction & development3.3031%777
Percentage Net Loans Charged-off: Commercial real estate2.3357%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.3399%619
Percentage Net Loans Charged-off: Home equity loans1.3754%476
All other 1-4 family - Percent of loans charged-off, net1.3328%630
Percentage Net Loans Charged-off: Commercial and industrial3.1333%528
Percentage Net Loans Charged-off: Loans to individuals0.6763%1,922
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6763%1,781
Percentage Net Loans Charged-off: All other loans and lease0.6212%694
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9389%385
Percentage Net Loans Charged-off: Total real estate loans1.8096%394
Percentage Net Loans Charged-off:Construction & development3.0900%799
Percentage Net Loans Charged-off: Commercial real estate2.0357%369
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.2426%684
Percentage Net Loans Charged-off: Home equity loans1.2498%509
All other 1-4 family - Percent of loans charged-off, net1.2412%696
Percentage Net Loans Charged-off: Commercial and industrial4.1559%368
Percentage Net Loans Charged-off: Loans to individuals0.8945%1,415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8945%1,296
Percentage Net Loans Charged-off: All other loans and lease0.5094%693
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0016%417
Percentage Net Loans Charged-off: Total real estate loans1.7524%470
Percentage Net Loans Charged-off:Construction & development1.4254%1,127
Percentage Net Loans Charged-off: Commercial real estate2.4640%307
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.3511%644
Percentage Net Loans Charged-off: Home equity loans0.8941%609
All other 1-4 family - Percent of loans charged-off, net1.4480%583
Percentage Net Loans Charged-off: Commercial and industrial5.5393%281
Percentage Net Loans Charged-off: Loans to individuals1.0259%1,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0258%1,092
Percentage Net Loans Charged-off: All other loans and lease0.4222%673
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8458%515
Percentage Net Loans Charged-off: Total real estate loans1.7099%506
Percentage Net Loans Charged-off:Construction & development1.9854%746
Percentage Net Loans Charged-off: Commercial real estate2.2574%342
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.1270%771
Percentage Net Loans Charged-off: Home equity loans-0.0234%5,024
All other 1-4 family - Percent of loans charged-off, net1.3750%616
Percentage Net Loans Charged-off: Commercial and industrial3.8277%402
Percentage Net Loans Charged-off: Loans to individuals1.5532%782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5532%697
Percentage Net Loans Charged-off: All other loans and lease0.3692%556
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4184%1,152
Percentage Net Loans Charged-off: Total real estate loans1.3290%1,182
Percentage Net Loans Charged-off:Construction & development2.0891%1,662
Percentage Net Loans Charged-off: Commercial real estate1.0977%1,144
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.4380%842
Percentage Net Loans Charged-off: Home equity loans1.4045%633
All other 1-4 family - Percent of loans charged-off, net1.4467%847
Percentage Net Loans Charged-off: Commercial and industrial1.8692%1,265
Percentage Net Loans Charged-off: Loans to individuals1.5480%1,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4454%990
Percentage Net Loans Charged-off: All other loans and lease3.0029%327
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1991%1,308
Percentage Net Loans Charged-off: Total real estate loans1.1210%1,302
Percentage Net Loans Charged-off:Construction & development1.4961%1,690
Percentage Net Loans Charged-off: Commercial real estate0.9329%1,112
Percentage Net Loans Charged-off: Multi-family residential-0.0209%5,642
Percentage Net Loans Charged-off: 1-4 family residential1.3791%825
Percentage Net Loans Charged-off: Home equity loans1.6645%497
All other 1-4 family - Percent of loans charged-off, net1.3018%889
Percentage Net Loans Charged-off: Commercial and industrial1.2836%1,504
Percentage Net Loans Charged-off: Loans to individuals2.5990%566
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3773%518
Percentage Net Loans Charged-off: All other loans and lease2.1901%353
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6634%2,178
Percentage Net Loans Charged-off: Total real estate loans0.5698%2,109
Percentage Net Loans Charged-off:Construction & development0.5654%1,870
Percentage Net Loans Charged-off: Commercial real estate0.2943%1,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.0273%1,143
Percentage Net Loans Charged-off: Home equity loans0.1564%1,294
All other 1-4 family - Percent of loans charged-off, net1.2733%918
Percentage Net Loans Charged-off: Commercial and industrial0.8034%1,779
Percentage Net Loans Charged-off: Loans to individuals2.1886%677
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9358%608
Percentage Net Loans Charged-off: All other loans and lease1.8491%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4849%2,258
Percentage Net Loans Charged-off: Total real estate loans0.4828%1,932
Percentage Net Loans Charged-off:Construction & development0.6638%1,313
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.9878%968
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net1.2684%758
Percentage Net Loans Charged-off: Commercial and industrial0.6220%1,533
Percentage Net Loans Charged-off: Loans to individuals-0.0857%6,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0712%6,075
Percentage Net Loans Charged-off: All other loans and lease0.7165%455
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7576%2,744
Percentage Net Loans Charged-off: Total real estate loans0.6359%2,614
Percentage Net Loans Charged-off:Construction & development0.6642%2,726
Percentage Net Loans Charged-off: Commercial real estate0.0647%3,338
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.2954%1,094
Percentage Net Loans Charged-off: Home equity loans1.5843%603
All other 1-4 family - Percent of loans charged-off, net1.2141%1,166
Percentage Net Loans Charged-off: Commercial and industrial1.8719%1,728
Percentage Net Loans Charged-off: Loans to individuals1.2101%1,835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1542%744
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7994%2,444
Percentage Net Loans Charged-off: Total real estate loans0.6192%2,423
Percentage Net Loans Charged-off:Construction & development0.5104%2,558
Percentage Net Loans Charged-off: Commercial real estate0.0865%2,823
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.4353%870
Percentage Net Loans Charged-off: Home equity loans1.4843%601
All other 1-4 family - Percent of loans charged-off, net1.4216%890
Percentage Net Loans Charged-off: Commercial and industrial2.4586%1,239
Percentage Net Loans Charged-off: Loans to individuals1.5551%1,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3794%621
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8529%2,124
Percentage Net Loans Charged-off: Total real estate loans0.6415%2,174
Percentage Net Loans Charged-off:Construction & development0.7503%2,128
Percentage Net Loans Charged-off: Commercial real estate0.1310%2,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.2562%957
Percentage Net Loans Charged-off: Home equity loans2.1582%413
All other 1-4 family - Percent of loans charged-off, net1.0004%1,140
Percentage Net Loans Charged-off: Commercial and industrial2.8291%1,017
Percentage Net Loans Charged-off: Loans to individuals1.7590%1,160
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4573%540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0491%1,579
Percentage Net Loans Charged-off: Total real estate loans0.8709%1,512
Percentage Net Loans Charged-off:Construction & development1.4746%1,345
Percentage Net Loans Charged-off: Commercial real estate0.2671%1,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.2031%890
Percentage Net Loans Charged-off: Home equity loans1.9837%388
All other 1-4 family - Percent of loans charged-off, net0.9777%988
Percentage Net Loans Charged-off: Commercial and industrial2.4237%937
Percentage Net Loans Charged-off: Loans to individuals2.2604%887
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0267%400
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5700%3,511
Percentage Net Loans Charged-off: Total real estate loans0.3579%3,383
Percentage Net Loans Charged-off:Construction & development0.5908%2,860
Percentage Net Loans Charged-off: Commercial real estate0.0037%3,377
Percentage Net Loans Charged-off: Multi-family residential0.0216%903
Percentage Net Loans Charged-off: 1-4 family residential0.5509%1,955
Percentage Net Loans Charged-off: Home equity loans0.3310%1,434
All other 1-4 family - Percent of loans charged-off, net0.6131%1,743
Percentage Net Loans Charged-off: Commercial and industrial1.7660%2,065
Percentage Net Loans Charged-off: Loans to individuals2.6982%933
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4213%844
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4417%3,475
Percentage Net Loans Charged-off: Total real estate loans0.2620%3,278
Percentage Net Loans Charged-off:Construction & development0.4245%2,577
Percentage Net Loans Charged-off: Commercial real estate0.0051%2,791
Percentage Net Loans Charged-off: Multi-family residential0.0288%684
Percentage Net Loans Charged-off: 1-4 family residential0.3998%2,050
Percentage Net Loans Charged-off: Home equity loans0.3393%1,192
All other 1-4 family - Percent of loans charged-off, net0.4166%1,908
Percentage Net Loans Charged-off: Commercial and industrial1.3674%1,992
Percentage Net Loans Charged-off: Loans to individuals2.1946%1,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4286%719
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3167%3,604
Percentage Net Loans Charged-off: Total real estate loans0.1526%3,422
Percentage Net Loans Charged-off:Construction & development0.2588%2,337
Percentage Net Loans Charged-off: Commercial real estate0.0079%2,207
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2188%2,410
Percentage Net Loans Charged-off: Home equity loans0.5167%837
All other 1-4 family - Percent of loans charged-off, net0.1388%2,606
Percentage Net Loans Charged-off: Commercial and industrial1.1635%1,834
Percentage Net Loans Charged-off: Loans to individuals1.9674%1,217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9788%766
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2713%3,039
Percentage Net Loans Charged-off: Total real estate loans0.0750%3,067
Percentage Net Loans Charged-off:Construction & development0.2604%1,633
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial1.8262%1,023
Percentage Net Loans Charged-off: Loans to individuals1.5443%1,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0566%1,145
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4561%2,551
Percentage Net Loans Charged-off: Total real estate loans0.2007%2,869
Percentage Net Loans Charged-off:Construction & development0.4154%2,093
Percentage Net Loans Charged-off: Commercial real estate0.0044%2,321
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2076%2,122
Percentage Net Loans Charged-off: Home equity loans0.1282%1,158
All other 1-4 family - Percent of loans charged-off, net0.2313%1,916
Percentage Net Loans Charged-off: Commercial and industrial1.9637%1,072
Percentage Net Loans Charged-off: Loans to individuals1.3845%1,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4430%477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4566%1,846
Percentage Net Loans Charged-off: Total real estate loans0.1627%2,377
Percentage Net Loans Charged-off:Construction & development0.2774%1,678
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2289%1,595
Percentage Net Loans Charged-off: Home equity loans0.1746%844
All other 1-4 family - Percent of loans charged-off, net0.2453%1,416
Percentage Net Loans Charged-off: Commercial and industrial2.3177%641
Percentage Net Loans Charged-off: Loans to individuals1.2628%1,465
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5448%378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2175%2,611
Percentage Net Loans Charged-off: Total real estate loans0.0728%2,659
Percentage Net Loans Charged-off:Construction & development0.0937%1,479
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1348%1,729
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1759%1,435
Percentage Net Loans Charged-off: Commercial and industrial0.5985%1,496
Percentage Net Loans Charged-off: Loans to individuals1.3828%1,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7946%437
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2272%1,996
Percentage Net Loans Charged-off: Total real estate loans0.0803%1,843
Percentage Net Loans Charged-off:Construction & development0.1899%853
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0462%1,656
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0607%1,447
Percentage Net Loans Charged-off: Commercial and industrial0.5607%1,125
Percentage Net Loans Charged-off: Loans to individuals1.1730%1,341
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2006%336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1939%2,709
Percentage Net Loans Charged-off: Total real estate loans0.1032%2,082
Percentage Net Loans Charged-off:Construction & development0.2003%998
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0861%2,022
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1151%1,665
Percentage Net Loans Charged-off: Commercial and industrial0.0911%3,288
Percentage Net Loans Charged-off: Loans to individuals0.8563%1,917
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1132%421
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1226%2,832
Percentage Net Loans Charged-off: Total real estate loans0.0106%2,992
Percentage Net Loans Charged-off:Construction & development0.0271%958
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.1800%2,303
Percentage Net Loans Charged-off: Loans to individuals0.4526%2,876
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6015%314
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%2,784
Percentage Net Loans Charged-off: Total real estate loans0.0163%2,277
Percentage Net Loans Charged-off:Construction & development0.0420%650
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0951%2,210
Percentage Net Loans Charged-off: Loans to individuals0.5557%2,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7268%383
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0382%3,205
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.6599%1,800
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2624%671
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2005%1,992
Percentage Net Loans Charged-off: Total real estate loans0.0616%1,767
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1947%851
Percentage Net Loans Charged-off: Home equity loans0.2412%289
All other 1-4 family - Percent of loans charged-off, net0.1801%885
Percentage Net Loans Charged-off: Commercial and industrial0.5577%1,532
Percentage Net Loans Charged-off: Loans to individuals0.8438%1,783
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5785%440
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2362%1,396
Percentage Net Loans Charged-off: Total real estate loans0.0840%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.2645%538
Percentage Net Loans Charged-off: Home equity loans0.3361%173
All other 1-4 family - Percent of loans charged-off, net0.2427%587
Percentage Net Loans Charged-off: Commercial and industrial0.6738%1,068
Percentage Net Loans Charged-off: Loans to individuals0.7552%1,777
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8495%354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2618%1,184
Percentage Net Loans Charged-off: Total real estate loans0.0914%1,037
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2852%461
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.3655%364
Percentage Net Loans Charged-off: Commercial and industrial0.9221%810
Percentage Net Loans Charged-off: Loans to individuals0.6855%1,837
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6585%352
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2855%955
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial1.8310%392
Percentage Net Loans Charged-off: Loans to individuals0.5186%2,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4586%343
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1973%2,334
Percentage Net Loans Charged-off: Total real estate loans-0.0118%7,968
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0332%8,267
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0426%8,275
Percentage Net Loans Charged-off: Commercial and industrial0.8087%1,373
Percentage Net Loans Charged-off: Loans to individuals0.9480%1,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6529%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%2,567
Percentage Net Loans Charged-off: Total real estate loans-0.0160%7,990
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0443%8,285
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0567%8,297
Percentage Net Loans Charged-off: Commercial and industrial0.2643%2,097
Percentage Net Loans Charged-off: Loans to individuals1.1304%1,405
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6682%374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1594%2,189
Percentage Net Loans Charged-off: Total real estate loans-0.0245%8,079
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0664%8,342
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0847%8,361
Percentage Net Loans Charged-off: Commercial and industrial0.3856%1,565
Percentage Net Loans Charged-off: Loans to individuals1.3174%1,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6930%321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,728
Percentage Net Loans Charged-off: Total real estate loans-0.0497%8,371
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.1347%8,536
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.1710%8,549
Percentage Net Loans Charged-off: Commercial and industrial-0.4370%8,007
Percentage Net Loans Charged-off: Loans to individuals1.9415%705
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3181%7,477
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3079%1,883
Percentage Net Loans Charged-off: Total real estate loans0.1804%1,033
Percentage Net Loans Charged-off:Construction & development0.5525%202
Percentage Net Loans Charged-off: Commercial real estate-0.0740%8,457
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1460%1,231
Percentage Net Loans Charged-off: Home equity loans0.1781%319
All other 1-4 family - Percent of loans charged-off, net0.1387%1,273
Percentage Net Loans Charged-off: Commercial and industrial0.5983%1,931
Percentage Net Loans Charged-off: Loans to individuals0.6308%3,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4209%459
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3634%1,367
Percentage Net Loans Charged-off: Total real estate loans0.2256%699
Percentage Net Loans Charged-off:Construction & development0.7491%144
Percentage Net Loans Charged-off: Commercial real estate-0.0994%8,525
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1511%1,025
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1838%892
Percentage Net Loans Charged-off: Commercial and industrial0.6596%1,494
Percentage Net Loans Charged-off: Loans to individuals0.6024%2,996
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7764%351
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2823%1,655
Percentage Net Loans Charged-off: Total real estate loans0.1531%956
Percentage Net Loans Charged-off:Construction & development0.6560%148
Percentage Net Loans Charged-off: Commercial real estate-0.1506%8,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0583%1,547
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0703%1,361
Percentage Net Loans Charged-off: Commercial and industrial0.5749%1,494
Percentage Net Loans Charged-off: Loans to individuals0.0531%5,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2665%274
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4211%1,068
Percentage Net Loans Charged-off: Total real estate loans0.3141%440
Percentage Net Loans Charged-off:Construction & development1.0421%101
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1021%954
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1221%841
Percentage Net Loans Charged-off: Commercial and industrial0.9367%861
Percentage Net Loans Charged-off: Loans to individuals0.6335%2,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4054%555
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2606%2,812
Percentage Net Loans Charged-off: Total real estate loans0.0586%2,376
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0030%8,347
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1413%1,456
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1667%1,294
Percentage Net Loans Charged-off: Commercial and industrial0.6375%2,306
Percentage Net Loans Charged-off: Loans to individuals1.3390%1,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6070%908
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2978%2,160
Percentage Net Loans Charged-off: Total real estate loans0.0814%1,719
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0041%8,418
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1915%967
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.2256%853
Percentage Net Loans Charged-off: Commercial and industrial0.7800%1,692
Percentage Net Loans Charged-off: Loans to individuals1.2985%1,541
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5166%869
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3179%1,943
Percentage Net Loans Charged-off: Total real estate loans0.0389%2,032
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0063%8,458
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0922%1,322
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1088%1,202
Percentage Net Loans Charged-off: Commercial and industrial0.9673%1,340
Percentage Net Loans Charged-off: Loans to individuals1.6376%1,115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3122%908
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1672%2,618
Percentage Net Loans Charged-off: Total real estate loans0.0788%1,204
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0125%8,621
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1841%750
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2175%666
Percentage Net Loans Charged-off: Commercial and industrial0.2481%1,787
Percentage Net Loans Charged-off: Loans to individuals1.0012%1,967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1025%7,564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4069%2,047
Percentage Net Loans Charged-off: Total real estate loans0.2858%797
Percentage Net Loans Charged-off:Construction & development0.3097%419
Percentage Net Loans Charged-off: Commercial real estate0.4096%583
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2233%971
Percentage Net Loans Charged-off: Home equity loans0.2738%238
All other 1-4 family - Percent of loans charged-off, net0.2154%1,021
Percentage Net Loans Charged-off: Commercial and industrial0.2413%3,636
Percentage Net Loans Charged-off: Loans to individuals1.5580%1,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6033%942
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4576%1,794
Percentage Net Loans Charged-off: Total real estate loans0.1307%1,379
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.2259%689
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1417%1,219
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1619%1,086
Percentage Net Loans Charged-off: Commercial and industrial0.7625%2,143
Percentage Net Loans Charged-off: Loans to individuals1.2359%1,715
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6513%500
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5761%1,099
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2226%2,951
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5929%1,187
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3307%2,495
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4089%2,183
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3261%2,643
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3004%3,006
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3228%3,986
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6304%3,451
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA