Home > The Farmers Bank > Income and Expense
The Farmers Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,311,000 | 2,941 |
| Total interest expense | $2,925,000 | 2,643 |
| Net interest income | $6,386,000 | 3,027 |
| Provision for loan and lease losses | $208,000 | 1,972 |
| Total noninterest income | $691,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $166,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 2,929 |
| Total noninterest expense | $4,594,000 | 3,173 |
| Salaries and employee benefits | $2,544,000 | 3,157 |
| Premises and equipment expense | $415,000 | 3,197 |
| Additional noninterest expense | $525,000 | 2,929 |
| Pre-tax net operating income | $2,275,000 | 2,813 |
| Securities gains (losses) | $-49,000 | 3,643 |
| Applicable income taxes | $500,000 | 1,901 |
| Income before extraordinary items | $1,726,000 | 2,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,726,000 | 2,962 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,726,000 | 2,931 |
| Net charge-offs | $-21,000 | 4,008 |
| Cash dividends | $65,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,764,710 | 2,951 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 2,954 |
| Total interest expense | $1,932,000 | 2,687 |
| Net interest income | $4,799,000 | 3,038 |
| Provision for loan and lease losses | $154,000 | 1,855 |
| Total noninterest income | $524,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $120,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 2,883 |
| Total noninterest expense | $3,425,000 | 3,165 |
| Salaries and employee benefits | $1,889,000 | 3,152 |
| Premises and equipment expense | $347,000 | 3,075 |
| Additional noninterest expense | $404,000 | 2,882 |
| Pre-tax net operating income | $1,744,000 | 2,855 |
| Securities gains (losses) | $-49,000 | 3,818 |
| Applicable income taxes | $385,000 | 1,935 |
| Income before extraordinary items | $1,310,000 | 2,995 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,310,000 | 3,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,310,000 | 2,996 |
| Net charge-offs | $-23,000 | 4,027 |
| Cash dividends | $49,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,348,710 | 2,987 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 2,985 |
| Total interest expense | $1,088,000 | 2,726 |
| Net interest income | $3,229,000 | 3,050 |
| Provision for loan and lease losses | $100,000 | 1,805 |
| Total noninterest income | $339,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $78,000 | 2,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 2,890 |
| Total noninterest expense | $2,269,000 | 3,170 |
| Salaries and employee benefits | $1,251,000 | 3,168 |
| Premises and equipment expense | $234,000 | 3,059 |
| Additional noninterest expense | $261,000 | 2,884 |
| Pre-tax net operating income | $1,199,000 | 2,847 |
| Securities gains (losses) | $-49,000 | 4,080 |
| Applicable income taxes | $265,000 | 1,940 |
| Income before extraordinary items | $885,000 | 3,005 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $885,000 | 3,038 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $885,000 | 3,004 |
| Net charge-offs | $22,000 | 1,495 |
| Cash dividends | $32,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $923,710 | 2,980 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 3,043 |
| Total interest expense | $445,000 | 2,752 |
| Net interest income | $1,607,000 | 3,074 |
| Provision for loan and lease losses | $48,000 | 1,713 |
| Total noninterest income | $162,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $39,000 | 2,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 2,950 |
| Total noninterest expense | $1,108,000 | 3,231 |
| Salaries and employee benefits | $619,000 | 3,231 |
| Premises and equipment expense | $117,000 | 3,100 |
| Additional noninterest expense | $123,000 | 2,950 |
| Pre-tax net operating income | $613,000 | 2,865 |
| Securities gains (losses) | $-49,000 | 4,257 |
| Applicable income taxes | $131,000 | 1,956 |
| Income before extraordinary items | $433,000 | 3,087 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $433,000 | 3,086 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $433,000 | 3,087 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $16,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $471,710 | 3,032 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 3,025 |
| Total interest expense | $621,000 | 3,001 |
| Net interest income | $6,475,000 | 2,998 |
| Provision for loan and lease losses | $168,000 | 1,908 |
| Total noninterest income | $691,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $189,000 | 2,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 3,044 |
| Total noninterest expense | $4,295,000 | 3,259 |
| Salaries and employee benefits | $2,353,000 | 3,276 |
| Premises and equipment expense | $398,000 | 3,307 |
| Additional noninterest expense | $502,000 | 3,044 |
| Pre-tax net operating income | $2,703,000 | 2,777 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $643,000 | 1,858 |
| Income before extraordinary items | $2,060,000 | 2,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,060,000 | 2,908 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,060,000 | 2,910 |
| Net charge-offs | $-34,000 | 3,970 |
| Cash dividends | $65,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,060,000 | 2,938 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 3,029 |
| Total interest expense | $356,000 | 3,087 |
| Net interest income | $4,768,000 | 3,000 |
| Provision for loan and lease losses | $126,000 | 1,749 |
| Total noninterest income | $538,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $142,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,032 |
| Total noninterest expense | $3,223,000 | 3,246 |
| Salaries and employee benefits | $1,738,000 | 3,288 |
| Premises and equipment expense | $331,000 | 3,154 |
| Additional noninterest expense | $396,000 | 3,032 |
| Pre-tax net operating income | $1,957,000 | 2,805 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $465,000 | 1,881 |
| Income before extraordinary items | $1,492,000 | 2,923 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,492,000 | 2,921 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,492,000 | 2,922 |
| Net charge-offs | $-130,000 | 4,372 |
| Cash dividends | $49,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,492,000 | 2,956 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 3,069 |
| Total interest expense | $200,000 | 3,206 |
| Net interest income | $3,047,000 | 3,031 |
| Provision for loan and lease losses | $84,000 | 1,633 |
| Total noninterest income | $375,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $93,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,986 |
| Total noninterest expense | $2,107,000 | 3,268 |
| Salaries and employee benefits | $1,149,000 | 3,308 |
| Premises and equipment expense | $220,000 | 3,182 |
| Additional noninterest expense | $738,000 | 3,118 |
| Pre-tax net operating income | $1,231,000 | 2,776 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $291,000 | 1,876 |
| Income before extraordinary items | $940,000 | 2,892 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $940,000 | 2,891 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $940,000 | 2,892 |
| Net charge-offs | $-148,000 | 4,480 |
| Cash dividends | $32,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $940,000 | 2,930 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 3,093 |
| Total interest expense | $100,000 | 3,185 |
| Net interest income | $1,457,000 | 3,058 |
| Provision for loan and lease losses | $42,000 | 1,459 |
| Total noninterest income | $185,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $45,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,953 |
| Total noninterest expense | $1,059,000 | 3,270 |
| Salaries and employee benefits | $573,000 | 3,312 |
| Premises and equipment expense | $113,000 | 3,154 |
| Additional noninterest expense | $373,000 | 3,097 |
| Pre-tax net operating income | $541,000 | 2,828 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $127,000 | 1,914 |
| Income before extraordinary items | $414,000 | 2,946 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $414,000 | 2,944 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $414,000 | 2,946 |
| Net charge-offs | $9,000 | 1,211 |
| Cash dividends | $16,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $414,000 | 2,972 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 3,249 |
| Total interest expense | $442,000 | 3,331 |
| Net interest income | $5,465,000 | 3,207 |
| Provision for loan and lease losses | $168,000 | 1,874 |
| Total noninterest income | $1,349,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $145,000 | 3,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,204,000 | 2,441 |
| Total noninterest expense | $4,160,000 | 3,305 |
| Salaries and employee benefits | $2,267,000 | 3,329 |
| Premises and equipment expense | $404,000 | 3,341 |
| Additional noninterest expense | $1,489,000 | 3,107 |
| Pre-tax net operating income | $2,486,000 | 2,898 |
| Securities gains (losses) | $24,000 | 1,441 |
| Applicable income taxes | $605,000 | 1,966 |
| Income before extraordinary items | $1,905,000 | 3,090 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,905,000 | 3,090 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,905,000 | 3,090 |
| Net charge-offs | $117,000 | 1,278 |
| Cash dividends | $65,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,886,040 | 3,082 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 3,331 |
| Total interest expense | $333,000 | 3,415 |
| Net interest income | $4,016,000 | 3,283 |
| Provision for loan and lease losses | $98,000 | 1,977 |
| Total noninterest income | $1,039,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $98,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $941,000 | 2,454 |
| Total noninterest expense | $3,124,000 | 3,314 |
| Salaries and employee benefits | $1,705,000 | 3,348 |
| Premises and equipment expense | $341,000 | 3,192 |
| Additional noninterest expense | $1,078,000 | 3,189 |
| Pre-tax net operating income | $1,833,000 | 3,030 |
| Securities gains (losses) | $24,000 | 1,334 |
| Applicable income taxes | $451,000 | 2,050 |
| Income before extraordinary items | $1,406,000 | 3,220 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,406,000 | 3,219 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,406,000 | 3,220 |
| Net charge-offs | $-47,000 | 4,188 |
| Cash dividends | $49,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,387,040 | 3,212 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 3,367 |
| Total interest expense | $228,000 | 3,453 |
| Net interest income | $2,640,000 | 3,325 |
| Provision for loan and lease losses | $56,000 | 2,108 |
| Total noninterest income | $682,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $62,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,420 |
| Total noninterest expense | $2,038,000 | 3,345 |
| Salaries and employee benefits | $1,132,000 | 3,359 |
| Premises and equipment expense | $219,000 | 3,247 |
| Additional noninterest expense | $687,000 | 3,239 |
| Pre-tax net operating income | $1,228,000 | 3,019 |
| Securities gains (losses) | $24,000 | 1,123 |
| Applicable income taxes | $309,000 | 1,998 |
| Income before extraordinary items | $943,000 | 3,202 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $943,000 | 3,200 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $943,000 | 3,202 |
| Net charge-offs | $-53,000 | 4,373 |
| Cash dividends | $32,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $924,040 | 3,200 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 3,403 |
| Total interest expense | $126,000 | 3,405 |
| Net interest income | $1,275,000 | 3,358 |
| Provision for loan and lease losses | $14,000 | 2,434 |
| Total noninterest income | $303,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,548 |
| Total noninterest expense | $990,000 | 3,386 |
| Salaries and employee benefits | $547,000 | 3,417 |
| Premises and equipment expense | $112,000 | 3,228 |
| Additional noninterest expense | $331,000 | 3,260 |
| Pre-tax net operating income | $574,000 | 3,095 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $136,000 | 2,072 |
| Income before extraordinary items | $438,000 | 3,271 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $438,000 | 3,272 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $438,000 | 3,271 |
| Net charge-offs | $-39,000 | 4,544 |
| Cash dividends | $16,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $438,000 | 3,239 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 3,283 |
| Total interest expense | $907,000 | 3,085 |
| Net interest income | $5,186,000 | 3,280 |
| Provision for loan and lease losses | $168,000 | 3,192 |
| Total noninterest income | $1,001,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $165,000 | 2,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,653 |
| Total noninterest expense | $4,080,000 | 3,338 |
| Salaries and employee benefits | $2,133,000 | 3,471 |
| Premises and equipment expense | $417,000 | 3,329 |
| Additional noninterest expense | $1,530,000 | 3,010 |
| Pre-tax net operating income | $1,939,000 | 2,981 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $389,000 | 2,116 |
| Income before extraordinary items | $1,550,000 | 3,153 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,550,000 | 3,152 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,550,000 | 3,153 |
| Net charge-offs | $9,000 | 3,054 |
| Cash dividends | $65,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,550,000 | 3,096 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,311 |
| Total interest expense | $733,000 | 3,080 |
| Net interest income | $3,859,000 | 3,304 |
| Provision for loan and lease losses | $126,000 | 3,131 |
| Total noninterest income | $678,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $341,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,225 |
| Total noninterest expense | $3,029,000 | 3,343 |
| Salaries and employee benefits | $1,610,000 | 3,439 |
| Premises and equipment expense | $327,000 | 3,274 |
| Additional noninterest expense | $1,092,000 | 3,077 |
| Pre-tax net operating income | $1,382,000 | 3,058 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $277,000 | 2,150 |
| Income before extraordinary items | $1,105,000 | 3,225 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,105,000 | 3,224 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,105,000 | 3,225 |
| Net charge-offs | $3,000 | 3,032 |
| Cash dividends | $49,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,105,000 | 3,161 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 3,309 |
| Total interest expense | $528,000 | 3,064 |
| Net interest income | $2,584,000 | 3,320 |
| Provision for loan and lease losses | $84,000 | 3,139 |
| Total noninterest income | $397,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $223,000 | 1,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,453 |
| Total noninterest expense | $2,024,000 | 3,348 |
| Salaries and employee benefits | $1,092,000 | 3,421 |
| Premises and equipment expense | $218,000 | 3,277 |
| Additional noninterest expense | $714,000 | 3,108 |
| Pre-tax net operating income | $873,000 | 3,122 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $175,000 | 2,166 |
| Income before extraordinary items | $698,000 | 3,279 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $698,000 | 3,278 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $698,000 | 3,279 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $32,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $698,000 | 3,222 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 3,283 |
| Total interest expense | $288,000 | 3,068 |
| Net interest income | $1,309,000 | 3,282 |
| Provision for loan and lease losses | $42,000 | 2,695 |
| Total noninterest income | $158,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $118,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,008 |
| Total noninterest expense | $1,001,000 | 3,400 |
| Salaries and employee benefits | $537,000 | 3,476 |
| Premises and equipment expense | $112,000 | 3,252 |
| Additional noninterest expense | $352,000 | 3,170 |
| Pre-tax net operating income | $424,000 | 2,997 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $85,000 | 2,072 |
| Income before extraordinary items | $339,000 | 3,129 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $339,000 | 3,129 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $339,000 | 3,130 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $16,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $339,000 | 3,102 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 3,306 |
| Total interest expense | $1,221,000 | 3,031 |
| Net interest income | $5,250,000 | 3,330 |
| Provision for loan and lease losses | $147,000 | 2,641 |
| Total noninterest income | $658,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $470,000 | 2,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,997 |
| Total noninterest expense | $3,989,000 | 3,421 |
| Salaries and employee benefits | $2,141,000 | 3,490 |
| Premises and equipment expense | $428,000 | 3,356 |
| Additional noninterest expense | $1,420,000 | 3,196 |
| Pre-tax net operating income | $1,772,000 | 3,186 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $355,000 | 2,241 |
| Income before extraordinary items | $1,417,000 | 3,345 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,417,000 | 3,346 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,417,000 | 3,346 |
| Net charge-offs | $-13,000 | 4,511 |
| Cash dividends | $65,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,417,000 | 3,315 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 3,369 |
| Total interest expense | $906,000 | 3,072 |
| Net interest income | $3,877,000 | 3,397 |
| Provision for loan and lease losses | $126,000 | 2,426 |
| Total noninterest income | $462,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $353,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,229 |
| Total noninterest expense | $2,977,000 | 3,447 |
| Salaries and employee benefits | $1,588,000 | 3,527 |
| Premises and equipment expense | $331,000 | 3,335 |
| Additional noninterest expense | $1,058,000 | 3,230 |
| Pre-tax net operating income | $1,236,000 | 3,350 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $247,000 | 2,366 |
| Income before extraordinary items | $989,000 | 3,508 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $989,000 | 3,508 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $989,000 | 3,508 |
| Net charge-offs | $-14,000 | 4,515 |
| Cash dividends | $49,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $989,000 | 3,484 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 3,423 |
| Total interest expense | $589,000 | 3,086 |
| Net interest income | $2,538,000 | 3,447 |
| Provision for loan and lease losses | $84,000 | 2,379 |
| Total noninterest income | $283,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $234,000 | 1,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,506 |
| Total noninterest expense | $1,998,000 | 3,465 |
| Salaries and employee benefits | $1,062,000 | 3,551 |
| Premises and equipment expense | $221,000 | 3,345 |
| Additional noninterest expense | $715,000 | 3,226 |
| Pre-tax net operating income | $739,000 | 3,498 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $146,000 | 2,432 |
| Income before extraordinary items | $593,000 | 3,645 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $593,000 | 3,644 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $593,000 | 3,644 |
| Net charge-offs | $12,000 | 2,529 |
| Cash dividends | $32,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $593,000 | 3,622 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 3,481 |
| Total interest expense | $269,000 | 3,193 |
| Net interest income | $1,256,000 | 3,496 |
| Provision for loan and lease losses | $42,000 | 2,243 |
| Total noninterest income | $137,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $112,000 | 2,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,508 |
| Total noninterest expense | $993,000 | 3,511 |
| Salaries and employee benefits | $534,000 | 3,577 |
| Premises and equipment expense | $110,000 | 3,388 |
| Additional noninterest expense | $349,000 | 3,277 |
| Pre-tax net operating income | $358,000 | 3,544 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $71,000 | 2,405 |
| Income before extraordinary items | $287,000 | 3,691 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $287,000 | 3,690 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $287,000 | 3,690 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $16,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $287,000 | 3,680 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 3,508 |
| Total interest expense | $554,000 | 3,797 |
| Net interest income | $5,221,000 | 3,420 |
| Provision for loan and lease losses | $162,000 | 2,571 |
| Total noninterest income | $593,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $468,000 | 2,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 4,443 |
| Total noninterest expense | $3,962,000 | 3,510 |
| Salaries and employee benefits | $2,121,000 | 3,580 |
| Premises and equipment expense | $434,000 | 3,392 |
| Additional noninterest expense | $1,407,000 | 3,287 |
| Pre-tax net operating income | $1,690,000 | 3,356 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $360,000 | 2,247 |
| Income before extraordinary items | $1,331,000 | 3,532 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,331,000 | 3,530 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,331,000 | 3,531 |
| Net charge-offs | $4,000 | 3,576 |
| Cash dividends | $65,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,330,210 | 3,544 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 3,560 |
| Total interest expense | $356,000 | 3,947 |
| Net interest income | $3,871,000 | 3,472 |
| Provision for loan and lease losses | $121,000 | 2,452 |
| Total noninterest income | $451,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $348,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 4,425 |
| Total noninterest expense | $2,981,000 | 3,518 |
| Salaries and employee benefits | $1,584,000 | 3,592 |
| Premises and equipment expense | $327,000 | 3,438 |
| Additional noninterest expense | $1,070,000 | 3,269 |
| Pre-tax net operating income | $1,220,000 | 3,474 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $265,000 | 2,317 |
| Income before extraordinary items | $955,000 | 3,647 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $955,000 | 3,646 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $955,000 | 3,646 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $49,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $955,000 | 3,655 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 3,572 |
| Total interest expense | $213,000 | 4,044 |
| Net interest income | $2,569,000 | 3,479 |
| Provision for loan and lease losses | $81,000 | 2,372 |
| Total noninterest income | $288,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $231,000 | 2,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,588 |
| Total noninterest expense | $1,979,000 | 3,543 |
| Salaries and employee benefits | $1,054,000 | 3,608 |
| Premises and equipment expense | $215,000 | 3,475 |
| Additional noninterest expense | $710,000 | 3,296 |
| Pre-tax net operating income | $797,000 | 3,488 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $170,000 | 2,339 |
| Income before extraordinary items | $627,000 | 3,665 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $627,000 | 3,663 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $627,000 | 3,664 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $32,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $627,000 | 3,666 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 3,615 |
| Total interest expense | $99,000 | 4,125 |
| Net interest income | $1,271,000 | 3,511 |
| Provision for loan and lease losses | $40,000 | 2,256 |
| Total noninterest income | $147,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $112,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,460 |
| Total noninterest expense | $980,000 | 3,598 |
| Salaries and employee benefits | $529,000 | 3,649 |
| Premises and equipment expense | $108,000 | 3,514 |
| Additional noninterest expense | $343,000 | 3,383 |
| Pre-tax net operating income | $398,000 | 3,442 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $85,000 | 2,302 |
| Income before extraordinary items | $313,000 | 3,604 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $313,000 | 3,604 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $313,000 | 3,604 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $16,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $313,000 | 3,608 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 3,638 |
| Total interest expense | $354,000 | 4,172 |
| Net interest income | $4,987,000 | 3,535 |
| Provision for loan and lease losses | $162,000 | 2,579 |
| Total noninterest income | $523,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $449,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 4,956 |
| Total noninterest expense | $3,800,000 | 3,652 |
| Salaries and employee benefits | $2,069,000 | 3,687 |
| Premises and equipment expense | $430,000 | 3,534 |
| Additional noninterest expense | $1,301,000 | 3,496 |
| Pre-tax net operating income | $1,548,000 | 3,485 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $510,000 | 2,404 |
| Income before extraordinary items | $1,035,000 | 3,679 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,035,000 | 3,678 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,035,000 | 3,679 |
| Net charge-offs | $63,000 | 2,806 |
| Cash dividends | $65,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,037,010 | 3,668 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 3,702 |
| Total interest expense | $256,000 | 4,252 |
| Net interest income | $3,674,000 | 3,606 |
| Provision for loan and lease losses | $121,000 | 2,494 |
| Total noninterest income | $400,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $336,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,937 |
| Total noninterest expense | $2,810,000 | 3,689 |
| Salaries and employee benefits | $1,524,000 | 3,736 |
| Premises and equipment expense | $315,000 | 3,609 |
| Additional noninterest expense | $971,000 | 3,517 |
| Pre-tax net operating income | $1,143,000 | 3,559 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $376,000 | 2,305 |
| Income before extraordinary items | $767,000 | 3,898 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $767,000 | 3,897 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $767,000 | 3,898 |
| Net charge-offs | $57,000 | 2,367 |
| Cash dividends | $49,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $767,000 | 3,886 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 3,740 |
| Total interest expense | $164,000 | 4,304 |
| Net interest income | $2,406,000 | 3,636 |
| Provision for loan and lease losses | $81,000 | 2,421 |
| Total noninterest income | $258,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $212,000 | 2,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,919 |
| Total noninterest expense | $1,864,000 | 3,716 |
| Salaries and employee benefits | $1,020,000 | 3,740 |
| Premises and equipment expense | $209,000 | 3,633 |
| Additional noninterest expense | $635,000 | 3,586 |
| Pre-tax net operating income | $719,000 | 3,614 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $236,000 | 2,349 |
| Income before extraordinary items | $483,000 | 3,939 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $483,000 | 3,938 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $483,000 | 3,939 |
| Net charge-offs | $56,000 | 1,916 |
| Cash dividends | $32,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $483,000 | 3,923 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 3,793 |
| Total interest expense | $76,000 | 4,407 |
| Net interest income | $1,177,000 | 3,699 |
| Provision for loan and lease losses | $41,000 | 2,246 |
| Total noninterest income | $111,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $100,000 | 2,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,318 |
| Total noninterest expense | $941,000 | 3,742 |
| Salaries and employee benefits | $511,000 | 3,814 |
| Premises and equipment expense | $109,000 | 3,595 |
| Additional noninterest expense | $321,000 | 3,575 |
| Pre-tax net operating income | $306,000 | 3,801 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $101,000 | 2,422 |
| Income before extraordinary items | $205,000 | 4,100 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $205,000 | 4,099 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $205,000 | 4,100 |
| Net charge-offs | $26,000 | 1,734 |
| Cash dividends | $16,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $205,000 | 4,084 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 3,868 |
| Total interest expense | $220,000 | 4,867 |
| Net interest income | $4,598,000 | 3,734 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $463,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $416,000 | 2,394 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $47,000 | 5,347 |
| Total noninterest expense | $3,686,000 | 3,803 |
| Salaries and employee benefits | $1,991,000 | 3,839 |
| Premises and equipment expense | $422,000 | 3,684 |
| Additional noninterest expense | $1,273,000 | 3,684 |
| Pre-tax net operating income | $1,195,000 | 3,817 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $374,000 | 2,498 |
| Income before extraordinary items | $821,000 | 4,153 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $821,000 | 4,151 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $821,000 | 4,152 |
| Net charge-offs | $28,000 | 3,485 |
| Cash dividends | $65,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $821,000 | 4,088 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 3,911 |
| Total interest expense | $157,000 | 4,965 |
| Net interest income | $3,430,000 | 3,764 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $348,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $310,000 | 2,406 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $38,000 | 5,374 |
| Total noninterest expense | $2,750,000 | 3,831 |
| Salaries and employee benefits | $1,498,000 | 3,831 |
| Premises and equipment expense | $326,000 | 3,656 |
| Additional noninterest expense | $926,000 | 3,780 |
| Pre-tax net operating income | $893,000 | 3,892 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $279,000 | 2,556 |
| Income before extraordinary items | $614,000 | 4,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $614,000 | 4,219 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $614,000 | 4,220 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $49,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $614,000 | 4,141 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 3,929 |
| Total interest expense | $105,000 | 5,001 |
| Net interest income | $2,291,000 | 3,784 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $216,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $201,000 | 2,437 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 5,619 |
| Total noninterest expense | $1,831,000 | 3,859 |
| Salaries and employee benefits | $1,008,000 | 3,842 |
| Premises and equipment expense | $216,000 | 3,692 |
| Additional noninterest expense | $607,000 | 3,840 |
| Pre-tax net operating income | $586,000 | 3,921 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $180,000 | 2,577 |
| Income before extraordinary items | $406,000 | 4,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $406,000 | 4,242 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $406,000 | 4,244 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $32,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $406,000 | 4,181 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 3,986 |
| Total interest expense | $54,000 | 5,022 |
| Net interest income | $1,124,000 | 3,839 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $110,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $99,000 | 2,444 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $919,000 | 3,886 |
| Salaries and employee benefits | $508,000 | 3,855 |
| Premises and equipment expense | $110,000 | 3,683 |
| Additional noninterest expense | $301,000 | 3,885 |
| Pre-tax net operating income | $270,000 | 4,022 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $81,000 | 2,628 |
| Income before extraordinary items | $189,000 | 4,314 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $189,000 | 4,311 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $189,000 | 4,313 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $16,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $189,000 | 4,268 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 3,970 |
| Total interest expense | $238,000 | 4,945 |
| Net interest income | $4,482,000 | 3,822 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $472,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $398,000 | 2,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $74,000 | 5,297 |
| Total noninterest expense | $3,783,000 | 3,830 |
| Salaries and employee benefits | $2,083,000 | 3,824 |
| Premises and equipment expense | $415,000 | 3,836 |
| Additional noninterest expense | $1,285,000 | 3,766 |
| Pre-tax net operating income | $1,031,000 | 4,062 |
| Securities gains (losses) | $38,000 | 1,841 |
| Applicable income taxes | $331,000 | 2,583 |
| Income before extraordinary items | $738,000 | 4,350 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $738,000 | 4,347 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $738,000 | 4,349 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $65,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $711,780 | 4,346 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 4,045 |
| Total interest expense | $183,000 | 4,987 |
| Net interest income | $3,316,000 | 3,891 |
| Provision for loan and lease losses | $110,000 | 2,573 |
| Total noninterest income | $360,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $294,000 | 2,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,218 |
| Total noninterest expense | $2,871,000 | 3,829 |
| Salaries and employee benefits | $1,560,000 | 3,839 |
| Premises and equipment expense | $326,000 | 3,798 |
| Additional noninterest expense | $985,000 | 3,732 |
| Pre-tax net operating income | $695,000 | 4,300 |
| Securities gains (losses) | $38,000 | 1,651 |
| Applicable income taxes | $220,000 | 2,750 |
| Income before extraordinary items | $513,000 | 4,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 4,523 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $513,000 | 4,524 |
| Net charge-offs | $9,000 | 3,683 |
| Cash dividends | $49,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $486,400 | 4,547 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 4,077 |
| Total interest expense | $125,000 | 5,003 |
| Net interest income | $2,191,000 | 3,934 |
| Provision for loan and lease losses | $80,000 | 2,468 |
| Total noninterest income | $217,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $187,000 | 2,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,519 |
| Total noninterest expense | $1,922,000 | 3,854 |
| Salaries and employee benefits | $1,035,000 | 3,877 |
| Premises and equipment expense | $219,000 | 3,806 |
| Additional noninterest expense | $668,000 | 3,704 |
| Pre-tax net operating income | $406,000 | 4,465 |
| Securities gains (losses) | $38,000 | 1,391 |
| Applicable income taxes | $132,000 | 2,821 |
| Income before extraordinary items | $312,000 | 4,641 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $312,000 | 4,643 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $312,000 | 4,644 |
| Net charge-offs | $-27,000 | 5,566 |
| Cash dividends | $32,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $285,400 | 4,696 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 4,118 |
| Total interest expense | $64,000 | 5,019 |
| Net interest income | $1,081,000 | 3,977 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $105,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 5,573 |
| Total noninterest expense | $962,000 | 3,887 |
| Salaries and employee benefits | $521,000 | 3,888 |
| Premises and equipment expense | $112,000 | 3,808 |
| Additional noninterest expense | $329,000 | 3,750 |
| Pre-tax net operating income | $179,000 | 4,597 |
| Securities gains (losses) | $38,000 | 969 |
| Applicable income taxes | $61,000 | 2,857 |
| Income before extraordinary items | $156,000 | 4,645 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $156,000 | 4,647 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $156,000 | 4,649 |
| Net charge-offs | $-26,000 | 5,770 |
| Cash dividends | $16,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $128,640 | 4,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 4,189 |
| Total interest expense | $284,000 | 5,031 |
| Net interest income | $4,245,000 | 4,049 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $443,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $393,000 | 2,721 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $50,000 | 5,734 |
| Total noninterest expense | $3,687,000 | 4,017 |
| Salaries and employee benefits | $2,010,000 | 3,972 |
| Premises and equipment expense | $397,000 | 4,113 |
| Additional noninterest expense | $1,280,000 | 3,913 |
| Pre-tax net operating income | $881,000 | 4,341 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $256,000 | 2,769 |
| Income before extraordinary items | $626,000 | 4,644 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $626,000 | 4,645 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $626,000 | 4,645 |
| Net charge-offs | $219,000 | 2,364 |
| Cash dividends | $65,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $625,290 | 4,587 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 4,244 |
| Total interest expense | $217,000 | 5,082 |
| Net interest income | $3,161,000 | 4,100 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $365,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $296,000 | 2,738 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $69,000 | 5,385 |
| Total noninterest expense | $2,754,000 | 4,043 |
| Salaries and employee benefits | $1,511,000 | 3,984 |
| Premises and equipment expense | $307,000 | 4,087 |
| Additional noninterest expense | $936,000 | 3,986 |
| Pre-tax net operating income | $682,000 | 4,406 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $196,000 | 2,824 |
| Income before extraordinary items | $486,000 | 4,659 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $486,000 | 4,659 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $486,000 | 4,660 |
| Net charge-offs | $195,000 | 2,021 |
| Cash dividends | $48,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $486,000 | 4,605 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 4,275 |
| Total interest expense | $147,000 | 5,108 |
| Net interest income | $2,083,000 | 4,135 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $255,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $197,000 | 2,730 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $58,000 | 5,179 |
| Total noninterest expense | $1,833,000 | 4,064 |
| Salaries and employee benefits | $999,000 | 4,019 |
| Premises and equipment expense | $205,000 | 4,125 |
| Additional noninterest expense | $629,000 | 3,986 |
| Pre-tax net operating income | $445,000 | 4,364 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $127,000 | 2,816 |
| Income before extraordinary items | $318,000 | 4,639 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $318,000 | 4,641 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $318,000 | 4,642 |
| Net charge-offs | $48,000 | 2,822 |
| Cash dividends | $32,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $318,000 | 4,592 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 4,291 |
| Total interest expense | $75,000 | 5,146 |
| Net interest income | $1,044,000 | 4,144 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $111,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $927,000 | 4,078 |
| Salaries and employee benefits | $505,000 | 4,043 |
| Premises and equipment expense | $105,000 | 4,105 |
| Additional noninterest expense | $317,000 | 3,988 |
| Pre-tax net operating income | $198,000 | 4,486 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $54,000 | 2,899 |
| Income before extraordinary items | $144,000 | 4,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 4,743 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $144,000 | 4,742 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $16,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $144,000 | 4,687 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 4,306 |
| Total interest expense | $342,000 | 5,174 |
| Net interest income | $4,243,000 | 4,131 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $464,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $395,000 | 2,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 5,669 |
| Total noninterest expense | $3,675,000 | 4,128 |
| Salaries and employee benefits | $2,078,000 | 3,985 |
| Premises and equipment expense | $408,000 | 4,172 |
| Additional noninterest expense | $1,189,000 | 4,221 |
| Pre-tax net operating income | $932,000 | 4,180 |
| Securities gains (losses) | $8,000 | 2,703 |
| Applicable income taxes | $259,000 | 2,752 |
| Income before extraordinary items | $681,000 | 4,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $681,000 | 4,498 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $681,000 | 4,498 |
| Net charge-offs | $318,000 | 2,511 |
| Cash dividends | $65,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $675,240 | 4,437 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 4,361 |
| Total interest expense | $262,000 | 5,239 |
| Net interest income | $3,164,000 | 4,170 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $337,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $294,000 | 2,873 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,860 |
| Total noninterest expense | $2,773,000 | 4,127 |
| Salaries and employee benefits | $1,588,000 | 3,964 |
| Premises and equipment expense | $298,000 | 4,266 |
| Additional noninterest expense | $887,000 | 4,235 |
| Pre-tax net operating income | $658,000 | 4,363 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $178,000 | 2,889 |
| Income before extraordinary items | $488,000 | 4,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $488,000 | 4,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $488,000 | 4,631 |
| Net charge-offs | $333,000 | 2,011 |
| Cash dividends | $48,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $482,160 | 4,561 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 4,375 |
| Total interest expense | $180,000 | 5,244 |
| Net interest income | $2,100,000 | 4,185 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $225,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $193,000 | 2,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,823 |
| Total noninterest expense | $1,893,000 | 4,086 |
| Salaries and employee benefits | $1,090,000 | 3,914 |
| Premises and equipment expense | $195,000 | 4,321 |
| Additional noninterest expense | $608,000 | 4,156 |
| Pre-tax net operating income | $387,000 | 4,535 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $98,000 | 3,025 |
| Income before extraordinary items | $289,000 | 4,817 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,820 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $289,000 | 4,821 |
| Net charge-offs | $257,000 | 1,841 |
| Cash dividends | $32,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $289,000 | 4,688 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 4,404 |
| Total interest expense | $98,000 | 5,185 |
| Net interest income | $1,038,000 | 4,232 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $109,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $91,000 | 2,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $934,000 | 4,159 |
| Salaries and employee benefits | $534,000 | 3,999 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $304,000 | 4,180 |
| Pre-tax net operating income | $183,000 | 4,599 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $43,000 | 3,095 |
| Income before extraordinary items | $140,000 | 4,832 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $140,000 | 4,833 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $140,000 | 4,834 |
| Net charge-offs | $30,000 | 2,794 |
| Cash dividends | $16,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $140,000 | 4,732 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 4,522 |
| Total interest expense | $495,000 | 5,137 |
| Net interest income | $4,085,000 | 4,355 |
| Provision for loan and lease losses | $93,000 | 4,755 |
| Total noninterest income | $514,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $420,000 | 2,832 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $94,000 | 5,397 |
| Total noninterest expense | $3,709,000 | 4,241 |
| Salaries and employee benefits | $1,983,000 | 4,155 |
| Premises and equipment expense | $391,000 | 4,356 |
| Additional noninterest expense | $1,335,000 | 4,071 |
| Pre-tax net operating income | $797,000 | 4,343 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $218,000 | 2,940 |
| Income before extraordinary items | $615,000 | 4,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $615,000 | 4,658 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $615,000 | 4,659 |
| Net charge-offs | $85,000 | 4,550 |
| Cash dividends | $65,000 | 4,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $588,360 | 4,538 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 4,604 |
| Total interest expense | $381,000 | 5,216 |
| Net interest income | $3,056,000 | 4,429 |
| Provision for loan and lease losses | $68,000 | 4,738 |
| Total noninterest income | $396,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $320,000 | 2,834 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 5,412 |
| Total noninterest expense | $2,763,000 | 4,273 |
| Salaries and employee benefits | $1,483,000 | 4,171 |
| Premises and equipment expense | $300,000 | 4,350 |
| Additional noninterest expense | $980,000 | 4,148 |
| Pre-tax net operating income | $621,000 | 4,404 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $162,000 | 3,013 |
| Income before extraordinary items | $459,000 | 4,759 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $459,000 | 4,760 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $459,000 | 4,760 |
| Net charge-offs | $32,000 | 4,810 |
| Cash dividends | $48,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $459,000 | 4,588 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 4,649 |
| Total interest expense | $262,000 | 5,255 |
| Net interest income | $2,021,000 | 4,455 |
| Provision for loan and lease losses | $52,000 | 4,538 |
| Total noninterest income | $255,000 | 4,519 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $209,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,533 |
| Total noninterest expense | $1,839,000 | 4,293 |
| Salaries and employee benefits | $985,000 | 4,213 |
| Premises and equipment expense | $200,000 | 4,362 |
| Additional noninterest expense | $654,000 | 4,185 |
| Pre-tax net operating income | $385,000 | 4,508 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $98,000 | 3,068 |
| Income before extraordinary items | $287,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $287,000 | 4,879 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $287,000 | 4,879 |
| Net charge-offs | $26,000 | 4,477 |
| Cash dividends | $32,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $287,000 | 4,689 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 4,725 |
| Total interest expense | $136,000 | 5,284 |
| Net interest income | $992,000 | 4,563 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $137,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $924,000 | 4,307 |
| Salaries and employee benefits | $484,000 | 4,290 |
| Premises and equipment expense | $99,000 | 4,418 |
| Additional noninterest expense | $341,000 | 4,046 |
| Pre-tax net operating income | $175,000 | 4,705 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $43,000 | 3,185 |
| Income before extraordinary items | $132,000 | 5,030 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $132,000 | 5,033 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $132,000 | 5,034 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $16,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $132,000 | 4,878 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 4,917 |
| Total interest expense | $620,000 | 5,448 |
| Net interest income | $3,771,000 | 4,693 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $541,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $474,000 | 2,689 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $3,832,000 | 4,239 |
| Salaries and employee benefits | $1,922,000 | 4,267 |
| Premises and equipment expense | $420,000 | 4,457 |
| Additional noninterest expense | $1,490,000 | 3,887 |
| Pre-tax net operating income | $300,000 | 5,239 |
| Securities gains (losses) | $17,000 | 3,149 |
| Applicable income taxes | $31,000 | 3,950 |
| Income before extraordinary items | $286,000 | 5,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $286,000 | 5,297 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $286,000 | 5,297 |
| Net charge-offs | $-28,000 | 7,122 |
| Cash dividends | $64,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $270,700 | 5,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 4,984 |
| Total interest expense | $471,000 | 5,545 |
| Net interest income | $2,798,000 | 4,751 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $420,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $366,000 | 2,637 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $54,000 | 5,722 |
| Total noninterest expense | $2,943,000 | 4,165 |
| Salaries and employee benefits | $1,454,000 | 4,253 |
| Premises and equipment expense | $321,000 | 4,464 |
| Additional noninterest expense | $1,168,000 | 3,751 |
| Pre-tax net operating income | $140,000 | 5,668 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-9,000 | 6,778 |
| Income before extraordinary items | $149,000 | 5,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 5,719 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $149,000 | 5,720 |
| Net charge-offs | $22,000 | 5,495 |
| Cash dividends | $48,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $149,000 | 5,582 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 5,058 |
| Total interest expense | $318,000 | 5,630 |
| Net interest income | $1,835,000 | 4,820 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $282,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $233,000 | 2,709 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,480 |
| Total noninterest expense | $1,984,000 | 4,182 |
| Salaries and employee benefits | $965,000 | 4,294 |
| Premises and equipment expense | $210,000 | 4,551 |
| Additional noninterest expense | $809,000 | 3,718 |
| Pre-tax net operating income | $43,000 | 5,975 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-30,000 | 6,972 |
| Income before extraordinary items | $73,000 | 5,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 5,868 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $73,000 | 5,869 |
| Net charge-offs | $18,000 | 5,106 |
| Cash dividends | $32,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $73,000 | 5,791 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,122 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $899,000 | 4,866 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $147,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $118,000 | 2,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,437 |
| Total noninterest expense | $959,000 | 4,298 |
| Salaries and employee benefits | $484,000 | 4,325 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $368,000 | 3,951 |
| Pre-tax net operating income | $42,000 | 5,872 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-19,000 | 7,076 |
| Income before extraordinary items | $61,000 | 5,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $61,000 | 5,534 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $61,000 | 5,535 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $16,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $61,000 | 5,487 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 5,289 |
| Total interest expense | $796,000 | 5,720 |
| Net interest income | $3,405,000 | 5,020 |
| Provision for loan and lease losses | $462,000 | 4,257 |
| Total noninterest income | $1,126,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $500,000 | 2,641 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $626,000 | 2,847 |
| Total noninterest expense | $3,776,000 | 4,368 |
| Salaries and employee benefits | $1,792,000 | 4,539 |
| Premises and equipment expense | $425,000 | 4,606 |
| Additional noninterest expense | $1,559,000 | 3,902 |
| Pre-tax net operating income | $293,000 | 4,922 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $278,000 | 5,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $278,000 | 5,018 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $278,000 | 5,018 |
| Net charge-offs | $536,000 | 3,562 |
| Cash dividends | $64,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $261,090 | 4,930 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 5,384 |
| Total interest expense | $622,000 | 5,791 |
| Net interest income | $2,529,000 | 5,114 |
| Provision for loan and lease losses | $417,000 | 3,843 |
| Total noninterest income | $996,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $383,000 | 2,666 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $613,000 | 2,457 |
| Total noninterest expense | $2,808,000 | 4,413 |
| Salaries and employee benefits | $1,332,000 | 4,604 |
| Premises and equipment expense | $306,000 | 4,787 |
| Additional noninterest expense | $1,170,000 | 3,867 |
| Pre-tax net operating income | $300,000 | 4,866 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $67,000 | 3,388 |
| Income before extraordinary items | $252,000 | 5,082 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $252,000 | 5,084 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $252,000 | 5,085 |
| Net charge-offs | $497,000 | 3,090 |
| Cash dividends | $48,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $236,990 | 4,977 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 5,456 |
| Total interest expense | $431,000 | 5,807 |
| Net interest income | $1,643,000 | 5,182 |
| Provision for loan and lease losses | $125,000 | 4,845 |
| Total noninterest income | $854,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $254,000 | 2,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $600,000 | 1,856 |
| Total noninterest expense | $1,899,000 | 4,385 |
| Salaries and employee benefits | $879,000 | 4,655 |
| Premises and equipment expense | $213,000 | 4,693 |
| Additional noninterest expense | $807,000 | 3,776 |
| Pre-tax net operating income | $473,000 | 3,725 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $139,000 | 2,476 |
| Income before extraordinary items | $353,000 | 4,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 4,002 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $353,000 | 4,003 |
| Net charge-offs | $327,000 | 2,946 |
| Cash dividends | $32,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $339,320 | 3,948 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 5,611 |
| Total interest expense | $222,000 | 5,869 |
| Net interest income | $780,000 | 5,366 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $704,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $581,000 | 1,155 |
| Total noninterest expense | $1,005,000 | 4,266 |
| Salaries and employee benefits | $436,000 | 4,744 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $457,000 | 3,431 |
| Pre-tax net operating income | $429,000 | 2,710 |
| Securities gains (losses) | $7,000 | 1,814 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $301,000 | 3,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $301,000 | 3,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $301,000 | 3,117 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $16,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $296,170 | 3,045 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 5,515 |
| Total interest expense | $1,038,000 | 5,953 |
| Net interest income | $3,296,000 | 5,134 |
| Provision for loan and lease losses | $424,000 | 4,803 |
| Total noninterest income | $587,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $509,000 | 2,847 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $78,000 | 5,945 |
| Total noninterest expense | $3,792,000 | 4,484 |
| Salaries and employee benefits | $1,931,000 | 4,468 |
| Premises and equipment expense | $386,000 | 5,079 |
| Additional noninterest expense | $1,475,000 | 4,119 |
| Pre-tax net operating income | $-333,000 | 5,839 |
| Securities gains (losses) | $118,000 | 1,994 |
| Applicable income taxes | $-136,000 | 6,652 |
| Income before extraordinary items | $-79,000 | 5,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-79,000 | 5,665 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-79,000 | 5,665 |
| Net charge-offs | $724,000 | 3,303 |
| Cash dividends | $64,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-154,520 | 5,757 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 5,539 |
| Total interest expense | $795,000 | 6,040 |
| Net interest income | $2,511,000 | 5,085 |
| Provision for loan and lease losses | $108,000 | 5,889 |
| Total noninterest income | $443,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $377,000 | 2,887 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $66,000 | 5,934 |
| Total noninterest expense | $2,806,000 | 4,544 |
| Salaries and employee benefits | $1,469,000 | 4,450 |
| Premises and equipment expense | $285,000 | 5,164 |
| Additional noninterest expense | $1,052,000 | 4,249 |
| Pre-tax net operating income | $40,000 | 5,529 |
| Securities gains (losses) | $98,000 | 1,856 |
| Applicable income taxes | $-10,000 | 6,656 |
| Income before extraordinary items | $148,000 | 5,095 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $148,000 | 5,096 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $148,000 | 5,096 |
| Net charge-offs | $326,000 | 3,599 |
| Cash dividends | $48,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $50,000 | 5,502 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 5,536 |
| Total interest expense | $534,000 | 6,143 |
| Net interest income | $1,719,000 | 5,018 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $301,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $245,000 | 2,906 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $1,878,000 | 4,558 |
| Salaries and employee benefits | $978,000 | 4,501 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $709,000 | 4,233 |
| Pre-tax net operating income | $82,000 | 5,335 |
| Securities gains (losses) | $98,000 | 1,509 |
| Applicable income taxes | $26,000 | 3,570 |
| Income before extraordinary items | $154,000 | 4,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 4,841 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $154,000 | 4,841 |
| Net charge-offs | $62,000 | 4,721 |
| Cash dividends | $32,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $69,720 | 5,354 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 5,529 |
| Total interest expense | $273,000 | 6,199 |
| Net interest income | $879,000 | 4,945 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $143,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $119,000 | 2,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $929,000 | 4,525 |
| Salaries and employee benefits | $487,000 | 4,556 |
| Premises and equipment expense | $94,000 | 5,280 |
| Additional noninterest expense | $348,000 | 3,971 |
| Pre-tax net operating income | $63,000 | 5,459 |
| Securities gains (losses) | $25,000 | 1,589 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $16,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $50,000 | 5,516 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 5,321 |
| Total interest expense | $1,478,000 | 6,014 |
| Net interest income | $3,775,000 | 4,753 |
| Provision for loan and lease losses | $1,034,000 | 2,658 |
| Total noninterest income | $634,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $528,000 | 2,890 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $106,000 | 5,844 |
| Total noninterest expense | $4,019,000 | 4,225 |
| Salaries and employee benefits | $1,963,000 | 4,520 |
| Premises and equipment expense | $397,000 | 5,103 |
| Additional noninterest expense | $1,659,000 | 3,361 |
| Pre-tax net operating income | $-644,000 | 6,840 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $-291,000 | 7,317 |
| Income before extraordinary items | $-352,000 | 6,607 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-352,000 | 6,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 2,690 |
| Cash dividends | $64,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-352,640 | 6,756 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 5,301 |
| Total interest expense | $1,157,000 | 6,047 |
| Net interest income | $2,906,000 | 4,711 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $485,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $396,000 | 2,909 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 5,802 |
| Total noninterest expense | $2,661,000 | 4,580 |
| Salaries and employee benefits | $1,493,000 | 4,494 |
| Premises and equipment expense | $318,000 | 4,947 |
| Additional noninterest expense | $850,000 | 4,385 |
| Pre-tax net operating income | $595,000 | 4,661 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $153,000 | 3,208 |
| Income before extraordinary items | $442,000 | 4,643 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $442,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,895 |
| Cash dividends | $48,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $442,000 | 4,793 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 5,284 |
| Total interest expense | $829,000 | 6,026 |
| Net interest income | $1,968,000 | 4,665 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $322,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $258,000 | 2,932 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $1,807,000 | 4,558 |
| Salaries and employee benefits | $1,025,000 | 4,441 |
| Premises and equipment expense | $211,000 | 4,986 |
| Additional noninterest expense | $571,000 | 4,340 |
| Pre-tax net operating income | $393,000 | 4,826 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $102,000 | 3,442 |
| Income before extraordinary items | $291,000 | 5,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,979 |
| Cash dividends | $32,000 | 4,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $291,000 | 4,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 5,253 |
| Total interest expense | $455,000 | 5,970 |
| Net interest income | $1,007,000 | 4,601 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $158,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $911,000 | 4,534 |
| Salaries and employee benefits | $511,000 | 4,475 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $296,000 | 4,161 |
| Pre-tax net operating income | $209,000 | 4,873 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $62,000 | 3,341 |
| Income before extraordinary items | $147,000 | 5,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $147,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,155 |
| Cash dividends | $16,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $147,000 | 5,127 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,414,000 | 4,995 |
| Total interest expense | $2,159,000 | 5,663 |
| Net interest income | $4,255,000 | 4,452 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $542,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $501,000 | 3,047 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $41,000 | 7,281 |
| Total noninterest expense | $3,616,000 | 4,422 |
| Salaries and employee benefits | $1,901,000 | 4,563 |
| Premises and equipment expense | $548,000 | 4,095 |
| Additional noninterest expense | $1,167,000 | 4,154 |
| Pre-tax net operating income | $1,011,000 | 4,726 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $281,000 | 3,454 |
| Income before extraordinary items | $730,000 | 4,967 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,171 |
| Cash dividends | $181,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $730,000 | 4,950 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 4,996 |
| Total interest expense | $1,633,000 | 5,664 |
| Net interest income | $3,202,000 | 4,472 |
| Provision for loan and lease losses | $125,000 | 3,799 |
| Total noninterest income | $447,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $275,000 | 3,690 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $172,000 | 4,790 |
| Total noninterest expense | $2,876,000 | 4,214 |
| Salaries and employee benefits | $1,443,000 | 4,505 |
| Premises and equipment expense | $429,000 | 3,957 |
| Additional noninterest expense | $1,004,000 | 3,681 |
| Pre-tax net operating income | $648,000 | 5,283 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $96,000 | 4,476 |
| Income before extraordinary items | $552,000 | 5,193 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $552,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,664 |
| Cash dividends | $165,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $552,000 | 5,170 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,999 |
| Total interest expense | $1,095,000 | 5,646 |
| Net interest income | $2,149,000 | 4,477 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $245,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $183,000 | 3,690 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $62,000 | 5,942 |
| Total noninterest expense | $1,825,000 | 4,400 |
| Salaries and employee benefits | $1,001,000 | 4,407 |
| Premises and equipment expense | $370,000 | 3,289 |
| Additional noninterest expense | $454,000 | 4,889 |
| Pre-tax net operating income | $489,000 | 5,085 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $137,000 | 3,755 |
| Income before extraordinary items | $352,000 | 5,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $352,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,240 |
| Cash dividends | $149,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $352,000 | 5,322 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 5,098 |
| Total interest expense | $541,000 | 5,662 |
| Net interest income | $1,026,000 | 4,616 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $110,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $943,000 | 4,311 |
| Salaries and employee benefits | $494,000 | 4,476 |
| Premises and equipment expense | $126,000 | 4,371 |
| Additional noninterest expense | $323,000 | 3,750 |
| Pre-tax net operating income | $153,000 | 6,023 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $38,000 | 4,407 |
| Income before extraordinary items | $115,000 | 6,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $133,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $115,000 | 6,145 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 5,030 |
| Total interest expense | $1,894,000 | 5,548 |
| Net interest income | $4,091,000 | 4,602 |
| Provision for loan and lease losses | $158,000 | 3,976 |
| Total noninterest income | $591,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $351,000 | 3,808 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 4,742 |
| Total noninterest expense | $3,573,000 | 4,341 |
| Salaries and employee benefits | $1,818,000 | 4,583 |
| Premises and equipment expense | $576,000 | 3,883 |
| Additional noninterest expense | $1,179,000 | 3,985 |
| Pre-tax net operating income | $951,000 | 5,308 |
| Securities gains (losses) | $31,000 | 795 |
| Applicable income taxes | $264,000 | 3,967 |
| Income before extraordinary items | $718,000 | 5,447 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $718,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,691 |
| Cash dividends | $189,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $695,370 | 5,520 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 5,127 |
| Total interest expense | $1,325,000 | 5,667 |
| Net interest income | $3,007,000 | 4,683 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $439,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $259,000 | 3,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,755 |
| Total noninterest expense | $2,639,000 | 4,364 |
| Salaries and employee benefits | $1,341,000 | 4,610 |
| Premises and equipment expense | $425,000 | 3,942 |
| Additional noninterest expense | $873,000 | 4,006 |
| Pre-tax net operating income | $672,000 | 5,621 |
| Securities gains (losses) | $33,000 | 652 |
| Applicable income taxes | $185,000 | 4,225 |
| Income before extraordinary items | $520,000 | 5,669 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $520,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $174,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $495,580 | 5,786 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 5,172 |
| Total interest expense | $844,000 | 5,669 |
| Net interest income | $1,975,000 | 4,752 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $307,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 4,428 |
| Total noninterest expense | $1,755,000 | 4,384 |
| Salaries and employee benefits | $859,000 | 4,772 |
| Premises and equipment expense | $285,000 | 3,923 |
| Additional noninterest expense | $611,000 | 3,858 |
| Pre-tax net operating income | $437,000 | 5,703 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $109,000 | 4,411 |
| Income before extraordinary items | $325,000 | 5,845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $325,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,731 |
| Cash dividends | $152,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $327,250 | 5,824 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 5,163 |
| Total interest expense | $404,000 | 5,658 |
| Net interest income | $983,000 | 4,764 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 3,936 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,456 |
| Total noninterest expense | $858,000 | 4,473 |
| Salaries and employee benefits | $424,000 | 4,831 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $289,000 | 4,020 |
| Pre-tax net operating income | $229,000 | 5,548 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $58,000 | 4,321 |
| Income before extraordinary items | $172,000 | 5,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,147 |
| Cash dividends | $137,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $171,250 | 5,661 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,006 |
| Total interest expense | $1,504,000 | 5,219 |
| Net interest income | $3,724,000 | 4,839 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $567,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $340,000 | 3,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $227,000 | 4,920 |
| Total noninterest expense | $3,176,000 | 4,587 |
| Salaries and employee benefits | $1,598,000 | 4,844 |
| Premises and equipment expense | $578,000 | 3,764 |
| Additional noninterest expense | $1,000,000 | 4,422 |
| Pre-tax net operating income | $935,000 | 5,543 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $223,000 | 4,520 |
| Income before extraordinary items | $707,000 | 5,641 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $707,000 | 5,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,901 |
| Cash dividends | $186,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $710,800 | 5,606 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 5,135 |
| Total interest expense | $1,096,000 | 5,181 |
| Net interest income | $2,631,000 | 5,027 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $548,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $276,000 | 3,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,974 |
| Total noninterest expense | $2,350,000 | 4,617 |
| Salaries and employee benefits | $1,168,000 | 4,907 |
| Premises and equipment expense | $485,000 | 3,426 |
| Additional noninterest expense | $697,000 | 4,631 |
| Pre-tax net operating income | $694,000 | 5,666 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $525,000 | 5,785 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $525,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,251 |
| Cash dividends | $172,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $528,040 | 5,743 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 5,137 |
| Total interest expense | $714,000 | 5,087 |
| Net interest income | $1,726,000 | 5,072 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $351,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $192,000 | 3,826 |
| Total noninterest expense | $1,586,000 | 4,558 |
| Salaries and employee benefits | $784,000 | 4,877 |
| Premises and equipment expense | $323,000 | 3,407 |
| Additional noninterest expense | $479,000 | 4,524 |
| Pre-tax net operating income | $401,000 | 5,971 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $93,000 | 4,905 |
| Income before extraordinary items | $306,000 | 6,076 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $306,000 | 6,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $307,540 | 6,018 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 5,017 |
| Total interest expense | $341,000 | 5,124 |
| Net interest income | $923,000 | 4,878 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $802,000 | 4,553 |
| Salaries and employee benefits | $406,000 | 4,785 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $232,000 | 4,619 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $135,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 4,753 |
| Total interest expense | $1,144,000 | 5,252 |
| Net interest income | $3,994,000 | 4,486 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $510,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $365,000 | 3,843 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,763 |
| Total noninterest expense | $3,299,000 | 4,366 |
| Salaries and employee benefits | $1,709,000 | 4,505 |
| Premises and equipment expense | $620,000 | 3,439 |
| Additional noninterest expense | $970,000 | 4,456 |
| Pre-tax net operating income | $1,025,000 | 5,175 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $264,000 | 4,389 |
| Income before extraordinary items | $771,000 | 5,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,767 |
| Cash dividends | $187,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $763,600 | 5,295 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 4,730 |
| Total interest expense | $834,000 | 5,326 |
| Net interest income | $3,023,000 | 4,443 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $397,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $271,000 | 3,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $2,440,000 | 4,389 |
| Salaries and employee benefits | $1,276,000 | 4,473 |
| Premises and equipment expense | $469,000 | 3,430 |
| Additional noninterest expense | $695,000 | 4,556 |
| Pre-tax net operating income | $845,000 | 5,037 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $224,000 | 4,272 |
| Income before extraordinary items | $631,000 | 5,231 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $631,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,770 |
| Cash dividends | $172,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $623,600 | 5,179 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 4,694 |
| Total interest expense | $552,000 | 5,367 |
| Net interest income | $2,055,000 | 4,388 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $261,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $180,000 | 3,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 5,579 |
| Total noninterest expense | $1,649,000 | 4,357 |
| Salaries and employee benefits | $856,000 | 4,492 |
| Premises and equipment expense | $311,000 | 3,442 |
| Additional noninterest expense | $482,000 | 4,433 |
| Pre-tax net operating income | $577,000 | 4,927 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $156,000 | 4,181 |
| Income before extraordinary items | $432,000 | 5,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $151,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $423,970 | 5,079 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 4,654 |
| Total interest expense | $276,000 | 5,426 |
| Net interest income | $1,050,000 | 4,331 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $828,000 | 4,376 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $238,000 | 4,481 |
| Pre-tax net operating income | $303,000 | 4,785 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $88,000 | 3,996 |
| Income before extraordinary items | $228,000 | 5,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $228,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $136,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,640 | 4,991 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 4,443 |
| Total interest expense | $1,432,000 | 5,015 |
| Net interest income | $4,271,000 | 4,158 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $549,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $400,000 | 3,647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $149,000 | 5,835 |
| Total noninterest expense | $3,530,000 | 4,086 |
| Salaries and employee benefits | $1,815,000 | 4,237 |
| Premises and equipment expense | $590,000 | 3,570 |
| Additional noninterest expense | $1,125,000 | 3,914 |
| Pre-tax net operating income | $1,085,000 | 4,961 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $258,000 | 4,517 |
| Income before extraordinary items | $840,000 | 5,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $840,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,797 |
| Cash dividends | $195,000 | 4,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $829,990 | 4,985 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 4,491 |
| Total interest expense | $1,117,000 | 5,026 |
| Net interest income | $3,176,000 | 4,213 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $418,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $304,000 | 3,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 5,828 |
| Total noninterest expense | $2,688,000 | 4,014 |
| Salaries and employee benefits | $1,373,000 | 4,202 |
| Premises and equipment expense | $432,000 | 3,637 |
| Additional noninterest expense | $883,000 | 3,754 |
| Pre-tax net operating income | $771,000 | 5,241 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $598,000 | 5,402 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $598,000 | 5,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,605 |
| Cash dividends | $180,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $591,070 | 5,254 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 4,518 |
| Total interest expense | $784,000 | 4,992 |
| Net interest income | $2,091,000 | 4,260 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $281,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $207,000 | 3,535 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $1,793,000 | 4,011 |
| Salaries and employee benefits | $922,000 | 4,174 |
| Premises and equipment expense | $288,000 | 3,622 |
| Additional noninterest expense | $583,000 | 3,782 |
| Pre-tax net operating income | $489,000 | 5,361 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $385,000 | 5,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $385,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $157,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $381,880 | 5,323 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,590 |
| Total interest expense | $388,000 | 5,130 |
| Net interest income | $1,024,000 | 4,327 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $869,000 | 4,106 |
| Salaries and employee benefits | $464,000 | 4,130 |
| Premises and equipment expense | $150,000 | 3,487 |
| Additional noninterest expense | $255,000 | 4,142 |
| Pre-tax net operating income | $241,000 | 5,372 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $142,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $198,360 | 5,167 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 4,683 |
| Total interest expense | $1,883,000 | 5,011 |
| Net interest income | $3,893,000 | 4,434 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $511,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $369,000 | 3,725 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,719 |
| Total noninterest expense | $3,264,000 | 4,171 |
| Salaries and employee benefits | $1,641,000 | 4,375 |
| Premises and equipment expense | $507,000 | 3,903 |
| Additional noninterest expense | $1,116,000 | 3,822 |
| Pre-tax net operating income | $920,000 | 5,419 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $296,000 | 4,467 |
| Income before extraordinary items | $716,000 | 5,497 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $716,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,100 |
| Cash dividends | $232,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $650,680 | 5,612 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 4,783 |
| Total interest expense | $2,823,000 | 4,955 |
| Net interest income | $3,485,000 | 4,570 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $541,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $335,000 | 3,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $206,000 | 4,863 |
| Total noninterest expense | $2,718,000 | 4,675 |
| Salaries and employee benefits | $1,452,000 | 4,624 |
| Premises and equipment expense | $414,000 | 4,493 |
| Additional noninterest expense | $852,000 | 4,592 |
| Pre-tax net operating income | $1,188,000 | 4,438 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $367,000 | 3,902 |
| Income before extraordinary items | $839,000 | 4,758 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $839,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,101 |
| Cash dividends | $178,000 | 5,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $826,400 | 4,672 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 4,972 |
| Total interest expense | $2,803,000 | 5,179 |
| Net interest income | $3,382,000 | 4,731 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $468,000 | 5,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,433 |
| Total noninterest expense | $2,517,000 | 4,831 |
| Salaries and employee benefits | $1,265,000 | 4,987 |
| Premises and equipment expense | $368,000 | 4,774 |
| Additional noninterest expense | $884,000 | 4,400 |
| Pre-tax net operating income | $1,237,000 | 4,646 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $385,000 | 4,048 |
| Income before extraordinary items | $862,000 | 4,810 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $862,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $148,000 | 5,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $855,100 | 4,848 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 5,166 |
| Total interest expense | $2,411,000 | 5,322 |
| Net interest income | $3,202,000 | 4,938 |
| Provision for loan and lease losses | $234,000 | 3,240 |
| Total noninterest income | $369,000 | 5,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $2,205,000 | 5,318 |
| Salaries and employee benefits | $1,130,000 | 5,402 |
| Premises and equipment expense | $347,000 | 4,990 |
| Additional noninterest expense | $728,000 | 5,115 |
| Pre-tax net operating income | $1,132,000 | 4,948 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $347,000 | 4,496 |
| Income before extraordinary items | $785,000 | 5,147 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $785,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,365 |
| Cash dividends | $207,000 | 5,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $785,000 | 5,114 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 5,333 |
| Total interest expense | $2,548,000 | 5,293 |
| Net interest income | $2,909,000 | 5,245 |
| Provision for loan and lease losses | $547,000 | 1,615 |
| Total noninterest income | $394,000 | 5,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $2,280,000 | 5,090 |
| Salaries and employee benefits | $1,066,000 | 5,531 |
| Premises and equipment expense | $364,000 | 4,752 |
| Additional noninterest expense | $850,000 | 4,474 |
| Pre-tax net operating income | $476,000 | 7,495 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $128,000 | 7,131 |
| Income before extraordinary items | $365,000 | 7,444 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $365,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,242 |
| Cash dividends | $264,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $352,420 | 7,436 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 5,760 |
| Total interest expense | $2,307,000 | 5,709 |
| Net interest income | $2,749,000 | 5,670 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $393,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $2,495,000 | 4,787 |
| Salaries and employee benefits | $1,197,000 | 5,109 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $870,000 | 4,439 |
| Pre-tax net operating income | $573,000 | 7,543 |
| Securities gains (losses) | $31,000 | 1,616 |
| Applicable income taxes | $166,000 | 7,380 |
| Income before extraordinary items | $438,000 | 7,390 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $438,000 | 7,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $271,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $415,370 | 7,482 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 6,108 |
| Total interest expense | $2,218,000 | 6,015 |
| Net interest income | $2,586,000 | 6,058 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $457,000 | 5,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $2,298,000 | 5,347 |
| Salaries and employee benefits | $1,151,000 | 5,390 |
| Premises and equipment expense | $384,000 | 4,687 |
| Additional noninterest expense | $763,000 | 5,389 |
| Pre-tax net operating income | $685,000 | 7,008 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $204,000 | 7,077 |
| Income before extraordinary items | $513,000 | 6,803 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $513,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,591 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $489,960 | 6,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 6,738 |
| Total interest expense | $1,894,000 | 6,695 |
| Net interest income | $2,366,000 | 6,545 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $2,352,000 | 5,258 |
| Salaries and employee benefits | $1,253,000 | 5,023 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $697,000 | 5,874 |
| Pre-tax net operating income | $398,000 | 9,079 |
| Securities gains (losses) | $71,000 | 1,109 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $353,000 | 8,453 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $353,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,724 |
| Cash dividends | $28,000 | 8,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $299,750 | 8,916 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 7,210 |
| Total interest expense | $1,377,000 | 7,286 |
| Net interest income | $2,212,000 | 7,061 |
| Provision for loan and lease losses | $-78,000 | 12,100 |
| Total noninterest income | $497,000 | 5,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 3,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $2,484,000 | 5,182 |
| Salaries and employee benefits | $1,226,000 | 5,148 |
| Premises and equipment expense | $562,000 | 3,459 |
| Additional noninterest expense | $696,000 | 6,347 |
| Pre-tax net operating income | $303,000 | 10,126 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $49,000 | 10,496 |
| Income before extraordinary items | $248,000 | 9,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $248,000 | 9,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,702 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $253,040 | 9,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,361 |
| Total interest expense | $1,496,000 | 7,213 |
| Net interest income | $2,957,000 | 5,720 |
| Provision for loan and lease losses | $513,000 | 2,050 |
| Total noninterest income | $549,000 | 5,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $2,530,000 | 5,225 |
| Salaries and employee benefits | $1,225,000 | 5,142 |
| Premises and equipment expense | $715,000 | 2,823 |
| Additional noninterest expense | $590,000 | 7,431 |
| Pre-tax net operating income | $463,000 | 8,919 |
| Securities gains (losses) | $79,000 | 2,808 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $519,000 | 7,395 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $519,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 1,449 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $443,160 | 7,763 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 6,405 |
| Total interest expense | $2,191,000 | 6,632 |
| Net interest income | $2,796,000 | 6,056 |
| Provision for loan and lease losses | $780,000 | 2,183 |
| Total noninterest income | $691,000 | 4,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $584,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $2,389,000 | 5,506 |
| Salaries and employee benefits | $1,109,000 | 5,553 |
| Premises and equipment expense | $700,000 | 2,923 |
| Additional noninterest expense | $580,000 | 7,694 |
| Pre-tax net operating income | $318,000 | 9,959 |
| Securities gains (losses) | $124,000 | 2,671 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $391,000 | 8,309 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $391,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $988,000 | 1,572 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $281,880 | 9,155 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.