Home > The Fairfield National Bank > Income and Expense
The Fairfield National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $24,754,000 | 1,623 |
| Total interest expense | $11,000,000 | 1,205 |
| Net interest income | $13,754,000 | 1,945 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $3,933,000 | 1,375 |
| Gross Fiduciary activities income | $211,000 | 670 |
| Service charges on deposit accounts | $534,000 | 1,573 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,188,000 | 1,204 |
| Total noninterest expense | $11,361,000 | 1,880 |
| Salaries and employee benefits | $6,135,000 | 1,937 |
| Premises and equipment expense | $1,426,000 | 1,597 |
| Additional noninterest expense | $3,188,000 | 1,204 |
| Pre-tax net operating income | $6,326,000 | 1,665 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $794,000 | 1,589 |
| Income before extraordinary items | $5,532,000 | 1,614 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,532,000 | 1,634 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,532,000 | 1,617 |
| Net charge-offs | $408,000 | 835 |
| Cash dividends | $2,082,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,532,000 | 1,647 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,166,000 | 1,627 |
| Total interest expense | $7,824,000 | 1,179 |
| Net interest income | $10,342,000 | 1,953 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $3,061,000 | 1,328 |
| Gross Fiduciary activities income | $158,000 | 668 |
| Service charges on deposit accounts | $397,000 | 1,587 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,506,000 | 1,172 |
| Total noninterest expense | $8,258,000 | 1,916 |
| Salaries and employee benefits | $4,334,000 | 2,008 |
| Premises and equipment expense | $1,087,000 | 1,573 |
| Additional noninterest expense | $2,506,000 | 1,172 |
| Pre-tax net operating income | $5,145,000 | 1,624 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $695,000 | 1,537 |
| Income before extraordinary items | $4,450,000 | 1,590 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,450,000 | 1,603 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,450,000 | 1,590 |
| Net charge-offs | $371,000 | 663 |
| Cash dividends | $711,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,450,000 | 1,607 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,861,000 | 1,614 |
| Total interest expense | $4,936,000 | 1,122 |
| Net interest income | $6,925,000 | 1,962 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $2,175,000 | 1,236 |
| Gross Fiduciary activities income | $107,000 | 668 |
| Service charges on deposit accounts | $260,000 | 1,588 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,808,000 | 1,053 |
| Total noninterest expense | $5,534,000 | 1,899 |
| Salaries and employee benefits | $2,924,000 | 1,991 |
| Premises and equipment expense | $746,000 | 1,540 |
| Additional noninterest expense | $1,808,000 | 1,052 |
| Pre-tax net operating income | $3,566,000 | 1,570 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $495,000 | 1,503 |
| Income before extraordinary items | $3,071,000 | 1,546 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,071,000 | 1,564 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,071,000 | 1,546 |
| Net charge-offs | $306,000 | 550 |
| Cash dividends | $711,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,071,000 | 1,557 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 1,635 |
| Total interest expense | $2,361,000 | 1,053 |
| Net interest income | $3,420,000 | 1,984 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $930,000 | 1,354 |
| Gross Fiduciary activities income | $44,000 | 703 |
| Service charges on deposit accounts | $131,000 | 1,586 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $755,000 | 1,172 |
| Total noninterest expense | $2,764,000 | 1,918 |
| Salaries and employee benefits | $1,445,000 | 2,039 |
| Premises and equipment expense | $393,000 | 1,507 |
| Additional noninterest expense | $755,000 | 1,172 |
| Pre-tax net operating income | $1,586,000 | 1,716 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $193,000 | 1,694 |
| Income before extraordinary items | $1,393,000 | 1,687 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,393,000 | 1,686 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,393,000 | 1,687 |
| Net charge-offs | $190,000 | 444 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,393,000 | 1,705 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,447,000 | 1,541 |
| Total interest expense | $5,630,000 | 727 |
| Net interest income | $14,817,000 | 1,812 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,867,000 | 1,678 |
| Gross Fiduciary activities income | $160,000 | 716 |
| Service charges on deposit accounts | $542,000 | 1,596 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,165,000 | 1,551 |
| Total noninterest expense | $10,464,000 | 1,951 |
| Salaries and employee benefits | $5,486,000 | 2,061 |
| Premises and equipment expense | $1,357,000 | 1,649 |
| Additional noninterest expense | $2,165,000 | 1,551 |
| Pre-tax net operating income | $7,220,000 | 1,603 |
| Securities gains (losses) | $95,000 | 172 |
| Applicable income taxes | $1,006,000 | 1,546 |
| Income before extraordinary items | $6,309,000 | 1,571 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,309,000 | 1,569 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,309,000 | 1,570 |
| Net charge-offs | $103,000 | 1,208 |
| Cash dividends | $2,041,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,227,300 | 1,615 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,738,000 | 1,547 |
| Total interest expense | $3,558,000 | 631 |
| Net interest income | $11,180,000 | 1,771 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,214,000 | 1,676 |
| Gross Fiduciary activities income | $123,000 | 712 |
| Service charges on deposit accounts | $400,000 | 1,629 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,691,000 | 1,534 |
| Total noninterest expense | $7,687,000 | 1,969 |
| Salaries and employee benefits | $3,948,000 | 2,096 |
| Premises and equipment expense | $1,007,000 | 1,678 |
| Additional noninterest expense | $1,691,000 | 1,534 |
| Pre-tax net operating income | $5,707,000 | 1,539 |
| Securities gains (losses) | $95,000 | 168 |
| Applicable income taxes | $804,000 | 1,500 |
| Income before extraordinary items | $4,998,000 | 1,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,998,000 | 1,488 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,998,000 | 1,488 |
| Net charge-offs | $63,000 | 1,113 |
| Cash dividends | $721,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,916,300 | 1,539 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 1,556 |
| Total interest expense | $2,067,000 | 570 |
| Net interest income | $7,338,000 | 1,768 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,413,000 | 1,716 |
| Gross Fiduciary activities income | $86,000 | 676 |
| Service charges on deposit accounts | $253,000 | 1,683 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,074,000 | 1,604 |
| Total noninterest expense | $4,998,000 | 1,990 |
| Salaries and employee benefits | $2,533,000 | 2,157 |
| Premises and equipment expense | $672,000 | 1,682 |
| Additional noninterest expense | $1,793,000 | 1,741 |
| Pre-tax net operating income | $3,753,000 | 1,478 |
| Securities gains (losses) | $95,000 | 149 |
| Applicable income taxes | $546,000 | 1,419 |
| Income before extraordinary items | $3,302,000 | 1,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,302,000 | 1,417 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,302,000 | 1,418 |
| Net charge-offs | $101,000 | 722 |
| Cash dividends | $721,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,220,300 | 1,485 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 1,546 |
| Total interest expense | $1,104,000 | 504 |
| Net interest income | $3,448,000 | 1,802 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $603,000 | 1,872 |
| Gross Fiduciary activities income | $43,000 | 677 |
| Service charges on deposit accounts | $122,000 | 1,700 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $438,000 | 1,813 |
| Total noninterest expense | $2,350,000 | 2,059 |
| Salaries and employee benefits | $1,201,000 | 2,237 |
| Premises and equipment expense | $312,000 | 1,784 |
| Additional noninterest expense | $837,000 | 1,809 |
| Pre-tax net operating income | $1,701,000 | 1,503 |
| Securities gains (losses) | $81,000 | 154 |
| Applicable income taxes | $222,000 | 1,531 |
| Income before extraordinary items | $1,560,000 | 1,416 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,560,000 | 1,416 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,560,000 | 1,416 |
| Net charge-offs | $45,000 | 713 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,488,720 | 1,486 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,623,000 | 1,567 |
| Total interest expense | $4,948,000 | 549 |
| Net interest income | $13,675,000 | 1,860 |
| Provision for loan and lease losses | $305,000 | 1,384 |
| Total noninterest income | $2,407,000 | 2,043 |
| Gross Fiduciary activities income | $136,000 | 698 |
| Service charges on deposit accounts | $455,000 | 1,708 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,816,000 | 2,020 |
| Total noninterest expense | $8,688,000 | 2,168 |
| Salaries and employee benefits | $4,509,000 | 2,311 |
| Premises and equipment expense | $911,000 | 2,151 |
| Additional noninterest expense | $3,268,000 | 1,862 |
| Pre-tax net operating income | $7,089,000 | 1,622 |
| Securities gains (losses) | $1,574,000 | 167 |
| Applicable income taxes | $1,569,000 | 1,280 |
| Income before extraordinary items | $7,094,000 | 1,492 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,094,000 | 1,491 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,094,000 | 1,492 |
| Net charge-offs | $195,000 | 1,035 |
| Cash dividends | $5,061,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,803,320 | 1,670 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,747,000 | 1,621 |
| Total interest expense | $3,794,000 | 566 |
| Net interest income | $9,953,000 | 1,929 |
| Provision for loan and lease losses | $250,000 | 1,285 |
| Total noninterest income | $1,838,000 | 2,065 |
| Gross Fiduciary activities income | $104,000 | 697 |
| Service charges on deposit accounts | $331,000 | 1,727 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,403,000 | 2,030 |
| Total noninterest expense | $6,411,000 | 2,201 |
| Salaries and employee benefits | $3,361,000 | 2,326 |
| Premises and equipment expense | $650,000 | 2,237 |
| Additional noninterest expense | $2,400,000 | 1,882 |
| Pre-tax net operating income | $5,130,000 | 1,724 |
| Securities gains (losses) | $1,233,000 | 172 |
| Applicable income taxes | $1,003,000 | 1,450 |
| Income before extraordinary items | $5,360,000 | 1,539 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,360,000 | 1,539 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,360,000 | 1,539 |
| Net charge-offs | $272,000 | 682 |
| Cash dividends | $3,741,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,324,280 | 1,751 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,103,000 | 1,617 |
| Total interest expense | $2,578,000 | 571 |
| Net interest income | $6,525,000 | 1,938 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $1,321,000 | 1,935 |
| Gross Fiduciary activities income | $75,000 | 694 |
| Service charges on deposit accounts | $212,000 | 1,723 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,034,000 | 1,875 |
| Total noninterest expense | $4,167,000 | 2,221 |
| Salaries and employee benefits | $2,200,000 | 2,348 |
| Premises and equipment expense | $430,000 | 2,241 |
| Additional noninterest expense | $1,537,000 | 1,929 |
| Pre-tax net operating income | $3,529,000 | 1,664 |
| Securities gains (losses) | $1,105,000 | 152 |
| Applicable income taxes | $768,000 | 1,351 |
| Income before extraordinary items | $3,866,000 | 1,444 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,866,000 | 1,444 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,866,000 | 1,444 |
| Net charge-offs | $146,000 | 759 |
| Cash dividends | $740,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,948,850 | 1,700 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 1,635 |
| Total interest expense | $1,299,000 | 598 |
| Net interest income | $3,224,000 | 1,924 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $425,000 | 2,415 |
| Gross Fiduciary activities income | $39,000 | 694 |
| Service charges on deposit accounts | $112,000 | 1,658 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $274,000 | 2,543 |
| Total noninterest expense | $2,215,000 | 2,125 |
| Salaries and employee benefits | $1,190,000 | 2,229 |
| Premises and equipment expense | $226,000 | 2,192 |
| Additional noninterest expense | $799,000 | 1,837 |
| Pre-tax net operating income | $1,434,000 | 1,922 |
| Securities gains (losses) | $460,000 | 202 |
| Applicable income taxes | $276,000 | 1,574 |
| Income before extraordinary items | $1,618,000 | 1,637 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,618,000 | 1,637 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,618,000 | 1,637 |
| Net charge-offs | $49,000 | 834 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,227,000 | 1,930 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $19,928,000 | 1,507 |
| Total interest expense | $6,027,000 | 796 |
| Net interest income | $13,901,000 | 1,753 |
| Provision for loan and lease losses | $178,000 | 3,152 |
| Total noninterest income | $1,672,000 | 2,318 |
| Gross Fiduciary activities income | $115,000 | 709 |
| Service charges on deposit accounts | $576,000 | 1,464 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $981,000 | 2,500 |
| Total noninterest expense | $8,505,000 | 2,169 |
| Salaries and employee benefits | $4,473,000 | 2,300 |
| Premises and equipment expense | $828,000 | 2,293 |
| Additional noninterest expense | $3,204,000 | 1,826 |
| Pre-tax net operating income | $6,890,000 | 1,389 |
| Securities gains (losses) | $1,505,000 | 267 |
| Applicable income taxes | $1,465,000 | 1,152 |
| Income before extraordinary items | $6,930,000 | 1,269 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,930,000 | 1,270 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,930,000 | 1,270 |
| Net charge-offs | $36,000 | 2,569 |
| Cash dividends | $2,356,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,680,850 | 1,440 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,183,000 | 1,487 |
| Total interest expense | $4,662,000 | 823 |
| Net interest income | $10,521,000 | 1,734 |
| Provision for loan and lease losses | $105,000 | 3,242 |
| Total noninterest income | $1,256,000 | 2,268 |
| Gross Fiduciary activities income | $88,000 | 707 |
| Service charges on deposit accounts | $448,000 | 1,411 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $720,000 | 2,462 |
| Total noninterest expense | $6,191,000 | 2,196 |
| Salaries and employee benefits | $3,321,000 | 2,304 |
| Premises and equipment expense | $613,000 | 2,311 |
| Additional noninterest expense | $2,257,000 | 1,894 |
| Pre-tax net operating income | $5,481,000 | 1,304 |
| Securities gains (losses) | $1,309,000 | 242 |
| Applicable income taxes | $1,256,000 | 1,006 |
| Income before extraordinary items | $5,534,000 | 1,172 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,534,000 | 1,171 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,534,000 | 1,172 |
| Net charge-offs | $-10,000 | 4,251 |
| Cash dividends | $1,089,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,460,620 | 1,338 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 1,504 |
| Total interest expense | $3,204,000 | 863 |
| Net interest income | $6,895,000 | 1,773 |
| Provision for loan and lease losses | $105,000 | 2,917 |
| Total noninterest income | $818,000 | 2,233 |
| Gross Fiduciary activities income | $63,000 | 707 |
| Service charges on deposit accounts | $304,000 | 1,401 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $451,000 | 2,470 |
| Total noninterest expense | $4,171,000 | 2,189 |
| Salaries and employee benefits | $2,211,000 | 2,309 |
| Premises and equipment expense | $403,000 | 2,320 |
| Additional noninterest expense | $1,557,000 | 1,830 |
| Pre-tax net operating income | $3,437,000 | 1,297 |
| Securities gains (losses) | $974,000 | 226 |
| Applicable income taxes | $826,000 | 964 |
| Income before extraordinary items | $3,585,000 | 1,131 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,585,000 | 1,131 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,585,000 | 1,131 |
| Net charge-offs | $49,000 | 1,742 |
| Cash dividends | $1,089,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,796,060 | 1,351 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 1,487 |
| Total interest expense | $1,637,000 | 934 |
| Net interest income | $3,460,000 | 1,725 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $395,000 | 2,198 |
| Gross Fiduciary activities income | $33,000 | 709 |
| Service charges on deposit accounts | $183,000 | 1,393 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $179,000 | 2,566 |
| Total noninterest expense | $2,087,000 | 2,218 |
| Salaries and employee benefits | $1,122,000 | 2,298 |
| Premises and equipment expense | $191,000 | 2,406 |
| Additional noninterest expense | $774,000 | 1,878 |
| Pre-tax net operating income | $1,768,000 | 1,167 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $327,000 | 1,012 |
| Income before extraordinary items | $1,441,000 | 1,225 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,441,000 | 1,224 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,441,000 | 1,225 |
| Net charge-offs | $33,000 | 1,390 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,441,000 | 1,206 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,467,000 | 1,433 |
| Total interest expense | $7,305,000 | 900 |
| Net interest income | $14,162,000 | 1,688 |
| Provision for loan and lease losses | $1,391,000 | 708 |
| Total noninterest income | $1,713,000 | 2,147 |
| Gross Fiduciary activities income | $130,000 | 712 |
| Service charges on deposit accounts | $719,000 | 1,458 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $864,000 | 2,421 |
| Total noninterest expense | $7,707,000 | 2,304 |
| Salaries and employee benefits | $4,010,000 | 2,429 |
| Premises and equipment expense | $740,000 | 2,454 |
| Additional noninterest expense | $2,957,000 | 1,947 |
| Pre-tax net operating income | $6,777,000 | 1,399 |
| Securities gains (losses) | $1,027,000 | 220 |
| Applicable income taxes | $1,318,000 | 1,202 |
| Income before extraordinary items | $6,486,000 | 1,313 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,486,000 | 1,314 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,486,000 | 1,315 |
| Net charge-offs | $684,000 | 865 |
| Cash dividends | $2,624,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,633,590 | 1,416 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,153,000 | 1,440 |
| Total interest expense | $5,597,000 | 888 |
| Net interest income | $10,556,000 | 1,714 |
| Provision for loan and lease losses | $1,391,000 | 531 |
| Total noninterest income | $1,275,000 | 2,156 |
| Gross Fiduciary activities income | $93,000 | 714 |
| Service charges on deposit accounts | $534,000 | 1,472 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $648,000 | 2,405 |
| Total noninterest expense | $5,688,000 | 2,337 |
| Salaries and employee benefits | $2,976,000 | 2,460 |
| Premises and equipment expense | $554,000 | 2,478 |
| Additional noninterest expense | $2,158,000 | 1,998 |
| Pre-tax net operating income | $4,752,000 | 1,509 |
| Securities gains (losses) | $1,027,000 | 190 |
| Applicable income taxes | $951,000 | 1,273 |
| Income before extraordinary items | $4,828,000 | 1,343 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,828,000 | 1,344 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,828,000 | 1,345 |
| Net charge-offs | $724,000 | 602 |
| Cash dividends | $1,452,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,965,320 | 1,531 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,838,000 | 1,426 |
| Total interest expense | $3,748,000 | 870 |
| Net interest income | $7,090,000 | 1,702 |
| Provision for loan and lease losses | $800,000 | 579 |
| Total noninterest income | $822,000 | 2,174 |
| Gross Fiduciary activities income | $65,000 | 719 |
| Service charges on deposit accounts | $336,000 | 1,543 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $421,000 | 2,410 |
| Total noninterest expense | $3,692,000 | 2,390 |
| Salaries and employee benefits | $1,888,000 | 2,576 |
| Premises and equipment expense | $358,000 | 2,524 |
| Additional noninterest expense | $1,446,000 | 2,014 |
| Pre-tax net operating income | $3,420,000 | 1,393 |
| Securities gains (losses) | $430,000 | 249 |
| Applicable income taxes | $619,000 | 1,278 |
| Income before extraordinary items | $3,231,000 | 1,314 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,231,000 | 1,313 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,231,000 | 1,314 |
| Net charge-offs | $463,000 | 607 |
| Cash dividends | $702,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,869,800 | 1,413 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 1,448 |
| Total interest expense | $1,837,000 | 857 |
| Net interest income | $3,494,000 | 1,731 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $361,000 | 2,296 |
| Gross Fiduciary activities income | $36,000 | 722 |
| Service charges on deposit accounts | $158,000 | 1,604 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 2,633 |
| Total noninterest expense | $1,825,000 | 2,416 |
| Salaries and employee benefits | $966,000 | 2,546 |
| Premises and equipment expense | $169,000 | 2,641 |
| Additional noninterest expense | $690,000 | 2,055 |
| Pre-tax net operating income | $1,730,000 | 1,356 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $252,000 | 1,405 |
| Income before extraordinary items | $1,478,000 | 1,371 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,478,000 | 1,369 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,478,000 | 1,370 |
| Net charge-offs | $357,000 | 429 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,478,000 | 1,347 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,563,000 | 1,406 |
| Total interest expense | $6,418,000 | 760 |
| Net interest income | $14,145,000 | 1,698 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $1,684,000 | 2,193 |
| Gross Fiduciary activities income | $137,000 | 742 |
| Service charges on deposit accounts | $723,000 | 1,489 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $824,000 | 2,468 |
| Total noninterest expense | $7,268,000 | 2,413 |
| Salaries and employee benefits | $3,604,000 | 2,626 |
| Premises and equipment expense | $740,000 | 2,479 |
| Additional noninterest expense | $2,924,000 | 1,970 |
| Pre-tax net operating income | $8,061,000 | 1,214 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,307,000 | 1,160 |
| Income before extraordinary items | $6,754,000 | 1,252 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,754,000 | 1,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,754,000 | 1,251 |
| Net charge-offs | $505,000 | 955 |
| Cash dividends | $1,674,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,754,000 | 1,248 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,236,000 | 1,405 |
| Total interest expense | $4,600,000 | 749 |
| Net interest income | $10,636,000 | 1,690 |
| Provision for loan and lease losses | $300,000 | 1,565 |
| Total noninterest income | $1,273,000 | 2,203 |
| Gross Fiduciary activities income | $108,000 | 725 |
| Service charges on deposit accounts | $539,000 | 1,499 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $626,000 | 2,471 |
| Total noninterest expense | $5,372,000 | 2,440 |
| Salaries and employee benefits | $2,641,000 | 2,673 |
| Premises and equipment expense | $552,000 | 2,512 |
| Additional noninterest expense | $2,179,000 | 1,970 |
| Pre-tax net operating income | $6,237,000 | 1,202 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,067,000 | 1,117 |
| Income before extraordinary items | $5,170,000 | 1,236 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,170,000 | 1,235 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,170,000 | 1,235 |
| Net charge-offs | $465,000 | 742 |
| Cash dividends | $648,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,170,000 | 1,235 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,955,000 | 1,416 |
| Total interest expense | $2,872,000 | 742 |
| Net interest income | $7,083,000 | 1,690 |
| Provision for loan and lease losses | $200,000 | 1,508 |
| Total noninterest income | $821,000 | 2,245 |
| Gross Fiduciary activities income | $79,000 | 726 |
| Service charges on deposit accounts | $344,000 | 1,543 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $398,000 | 2,523 |
| Total noninterest expense | $3,553,000 | 2,463 |
| Salaries and employee benefits | $1,737,000 | 2,722 |
| Premises and equipment expense | $371,000 | 2,512 |
| Additional noninterest expense | $1,445,000 | 1,982 |
| Pre-tax net operating income | $4,151,000 | 1,180 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $711,000 | 1,111 |
| Income before extraordinary items | $3,440,000 | 1,212 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,440,000 | 1,211 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,440,000 | 1,211 |
| Net charge-offs | $222,000 | 872 |
| Cash dividends | $648,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,440,000 | 1,206 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 1,431 |
| Total interest expense | $1,321,000 | 758 |
| Net interest income | $3,548,000 | 1,677 |
| Provision for loan and lease losses | $200,000 | 934 |
| Total noninterest income | $400,000 | 2,256 |
| Gross Fiduciary activities income | $46,000 | 724 |
| Service charges on deposit accounts | $162,000 | 1,631 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $192,000 | 2,538 |
| Total noninterest expense | $1,779,000 | 2,487 |
| Salaries and employee benefits | $856,000 | 2,770 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $734,000 | 1,954 |
| Pre-tax net operating income | $1,969,000 | 1,205 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $330,000 | 1,150 |
| Income before extraordinary items | $1,639,000 | 1,238 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,639,000 | 1,238 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,639,000 | 1,238 |
| Net charge-offs | $150,000 | 679 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,639,000 | 1,226 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,635,000 | 1,514 |
| Total interest expense | $4,247,000 | 802 |
| Net interest income | $13,388,000 | 1,738 |
| Provision for loan and lease losses | $550,000 | 1,358 |
| Total noninterest income | $1,684,000 | 2,247 |
| Gross Fiduciary activities income | $197,000 | 719 |
| Service charges on deposit accounts | $735,000 | 1,511 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $752,000 | 2,631 |
| Total noninterest expense | $7,016,000 | 2,509 |
| Salaries and employee benefits | $3,565,000 | 2,679 |
| Premises and equipment expense | $733,000 | 2,587 |
| Additional noninterest expense | $2,718,000 | 2,113 |
| Pre-tax net operating income | $7,506,000 | 1,238 |
| Securities gains (losses) | $483,000 | 230 |
| Applicable income taxes | $1,939,000 | 1,296 |
| Income before extraordinary items | $6,050,000 | 1,164 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,050,000 | 1,164 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,050,000 | 1,164 |
| Net charge-offs | $310,000 | 1,457 |
| Cash dividends | $1,242,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,682,920 | 1,207 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,900,000 | 1,550 |
| Total interest expense | $2,989,000 | 834 |
| Net interest income | $9,911,000 | 1,762 |
| Provision for loan and lease losses | $100,000 | 2,645 |
| Total noninterest income | $1,286,000 | 2,253 |
| Gross Fiduciary activities income | $170,000 | 702 |
| Service charges on deposit accounts | $554,000 | 1,518 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $562,000 | 2,675 |
| Total noninterest expense | $5,125,000 | 2,548 |
| Salaries and employee benefits | $2,588,000 | 2,751 |
| Premises and equipment expense | $534,000 | 2,645 |
| Additional noninterest expense | $2,003,000 | 2,115 |
| Pre-tax net operating income | $5,972,000 | 1,205 |
| Securities gains (losses) | $483,000 | 211 |
| Applicable income taxes | $1,880,000 | 953 |
| Income before extraordinary items | $4,575,000 | 1,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,575,000 | 1,239 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,575,000 | 1,239 |
| Net charge-offs | $98,000 | 1,960 |
| Cash dividends | $594,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,232,070 | 1,300 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,500,000 | 1,546 |
| Total interest expense | $1,887,000 | 836 |
| Net interest income | $6,613,000 | 1,746 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $888,000 | 2,209 |
| Gross Fiduciary activities income | $143,000 | 680 |
| Service charges on deposit accounts | $364,000 | 1,519 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $381,000 | 2,653 |
| Total noninterest expense | $3,383,000 | 2,580 |
| Salaries and employee benefits | $1,708,000 | 2,790 |
| Premises and equipment expense | $355,000 | 2,659 |
| Additional noninterest expense | $1,320,000 | 2,141 |
| Pre-tax net operating income | $4,118,000 | 1,164 |
| Securities gains (losses) | $258,000 | 241 |
| Applicable income taxes | $1,247,000 | 947 |
| Income before extraordinary items | $3,129,000 | 1,203 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,129,000 | 1,202 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,129,000 | 1,203 |
| Net charge-offs | $-10,000 | 4,795 |
| Cash dividends | $594,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,943,240 | 1,239 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 1,557 |
| Total interest expense | $928,000 | 826 |
| Net interest income | $3,278,000 | 1,759 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $484,000 | 2,093 |
| Gross Fiduciary activities income | $109,000 | 626 |
| Service charges on deposit accounts | $179,000 | 1,536 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $196,000 | 2,602 |
| Total noninterest expense | $1,662,000 | 2,623 |
| Salaries and employee benefits | $846,000 | 2,837 |
| Premises and equipment expense | $178,000 | 2,707 |
| Additional noninterest expense | $638,000 | 2,204 |
| Pre-tax net operating income | $2,100,000 | 1,125 |
| Securities gains (losses) | $152,000 | 186 |
| Applicable income taxes | $638,000 | 917 |
| Income before extraordinary items | $1,614,000 | 1,164 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,614,000 | 1,163 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,614,000 | 1,164 |
| Net charge-offs | $-19,000 | 5,237 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,504,560 | 1,194 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,428,000 | 1,542 |
| Total interest expense | $3,427,000 | 855 |
| Net interest income | $13,001,000 | 1,727 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $1,978,000 | 2,131 |
| Gross Fiduciary activities income | $122,000 | 790 |
| Service charges on deposit accounts | $730,000 | 1,560 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,126,000 | 2,255 |
| Total noninterest expense | $6,962,000 | 2,562 |
| Salaries and employee benefits | $3,373,000 | 2,822 |
| Premises and equipment expense | $733,000 | 2,636 |
| Additional noninterest expense | $2,856,000 | 2,062 |
| Pre-tax net operating income | $7,617,000 | 1,156 |
| Securities gains (losses) | $552,000 | 395 |
| Applicable income taxes | $2,138,000 | 997 |
| Income before extraordinary items | $6,031,000 | 1,196 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,031,000 | 1,195 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,031,000 | 1,195 |
| Net charge-offs | $230,000 | 1,792 |
| Cash dividends | $1,188,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,622,520 | 1,236 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,260,000 | 1,554 |
| Total interest expense | $2,546,000 | 860 |
| Net interest income | $9,714,000 | 1,734 |
| Provision for loan and lease losses | $200,000 | 2,037 |
| Total noninterest income | $1,611,000 | 2,030 |
| Gross Fiduciary activities income | $118,000 | 753 |
| Service charges on deposit accounts | $548,000 | 1,558 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $945,000 | 2,114 |
| Total noninterest expense | $5,205,000 | 2,558 |
| Salaries and employee benefits | $2,454,000 | 2,869 |
| Premises and equipment expense | $553,000 | 2,639 |
| Additional noninterest expense | $2,198,000 | 2,013 |
| Pre-tax net operating income | $5,920,000 | 1,132 |
| Securities gains (losses) | $527,000 | 366 |
| Applicable income taxes | $1,722,000 | 975 |
| Income before extraordinary items | $4,725,000 | 1,162 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,725,000 | 1,162 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,725,000 | 1,162 |
| Net charge-offs | $97,000 | 2,090 |
| Cash dividends | $540,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,340,290 | 1,213 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,115,000 | 1,562 |
| Total interest expense | $1,664,000 | 876 |
| Net interest income | $6,451,000 | 1,747 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $844,000 | 2,319 |
| Gross Fiduciary activities income | $111,000 | 726 |
| Service charges on deposit accounts | $360,000 | 1,560 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $373,000 | 2,743 |
| Total noninterest expense | $3,364,000 | 2,638 |
| Salaries and employee benefits | $1,608,000 | 2,927 |
| Premises and equipment expense | $365,000 | 2,689 |
| Additional noninterest expense | $1,391,000 | 2,117 |
| Pre-tax net operating income | $3,931,000 | 1,120 |
| Securities gains (losses) | $214,000 | 570 |
| Applicable income taxes | $1,096,000 | 1,014 |
| Income before extraordinary items | $3,049,000 | 1,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,049,000 | 1,184 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,049,000 | 1,184 |
| Net charge-offs | $98,000 | 1,637 |
| Cash dividends | $540,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,890,640 | 1,193 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 1,589 |
| Total interest expense | $816,000 | 889 |
| Net interest income | $3,189,000 | 1,765 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $473,000 | 2,144 |
| Gross Fiduciary activities income | $106,000 | 628 |
| Service charges on deposit accounts | $175,000 | 1,591 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $192,000 | 2,660 |
| Total noninterest expense | $1,627,000 | 2,706 |
| Salaries and employee benefits | $806,000 | 2,932 |
| Premises and equipment expense | $182,000 | 2,724 |
| Additional noninterest expense | $639,000 | 2,263 |
| Pre-tax net operating income | $2,035,000 | 1,073 |
| Securities gains (losses) | $116,000 | 462 |
| Applicable income taxes | $583,000 | 949 |
| Income before extraordinary items | $1,568,000 | 1,144 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,568,000 | 1,145 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,568,000 | 1,145 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,483,320 | 1,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,364,000 | 1,617 |
| Total interest expense | $3,109,000 | 898 |
| Net interest income | $12,255,000 | 1,791 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $1,610,000 | 2,395 |
| Gross Fiduciary activities income | $132,000 | 797 |
| Service charges on deposit accounts | $745,000 | 1,568 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $733,000 | 2,771 |
| Total noninterest expense | $6,454,000 | 2,717 |
| Salaries and employee benefits | $3,301,000 | 2,856 |
| Premises and equipment expense | $713,000 | 2,790 |
| Additional noninterest expense | $2,440,000 | 2,390 |
| Pre-tax net operating income | $7,261,000 | 1,163 |
| Securities gains (losses) | $436,000 | 398 |
| Applicable income taxes | $2,027,000 | 997 |
| Income before extraordinary items | $5,670,000 | 1,231 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,670,000 | 1,231 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,670,000 | 1,231 |
| Net charge-offs | $221,000 | 1,892 |
| Cash dividends | $1,188,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,347,360 | 1,265 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,359,000 | 1,659 |
| Total interest expense | $2,319,000 | 916 |
| Net interest income | $9,040,000 | 1,836 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $1,232,000 | 2,381 |
| Gross Fiduciary activities income | $129,000 | 768 |
| Service charges on deposit accounts | $562,000 | 1,568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $541,000 | 2,806 |
| Total noninterest expense | $4,701,000 | 2,790 |
| Salaries and employee benefits | $2,429,000 | 2,904 |
| Premises and equipment expense | $535,000 | 2,836 |
| Additional noninterest expense | $1,737,000 | 2,492 |
| Pre-tax net operating income | $5,471,000 | 1,172 |
| Securities gains (losses) | $354,000 | 420 |
| Applicable income taxes | $1,532,000 | 1,017 |
| Income before extraordinary items | $4,293,000 | 1,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,293,000 | 1,230 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,293,000 | 1,231 |
| Net charge-offs | $174,000 | 1,678 |
| Cash dividends | $540,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,031,040 | 1,255 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 1,670 |
| Total interest expense | $1,575,000 | 905 |
| Net interest income | $5,961,000 | 1,850 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $867,000 | 2,322 |
| Gross Fiduciary activities income | $125,000 | 735 |
| Service charges on deposit accounts | $368,000 | 1,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $374,000 | 2,765 |
| Total noninterest expense | $3,099,000 | 2,825 |
| Salaries and employee benefits | $1,618,000 | 2,920 |
| Premises and equipment expense | $360,000 | 2,821 |
| Additional noninterest expense | $1,121,000 | 2,565 |
| Pre-tax net operating income | $3,729,000 | 1,142 |
| Securities gains (losses) | $77,000 | 967 |
| Applicable income taxes | $978,000 | 1,045 |
| Income before extraordinary items | $2,828,000 | 1,233 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,828,000 | 1,235 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,828,000 | 1,234 |
| Net charge-offs | $147,000 | 1,387 |
| Cash dividends | $540,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,771,020 | 1,224 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 1,676 |
| Total interest expense | $791,000 | 907 |
| Net interest income | $2,947,000 | 1,868 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $475,000 | 2,161 |
| Gross Fiduciary activities income | $101,000 | 648 |
| Service charges on deposit accounts | $176,000 | 1,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 2,649 |
| Total noninterest expense | $1,571,000 | 2,804 |
| Salaries and employee benefits | $815,000 | 2,926 |
| Premises and equipment expense | $184,000 | 2,819 |
| Additional noninterest expense | $572,000 | 2,519 |
| Pre-tax net operating income | $1,851,000 | 1,126 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $489,000 | 1,036 |
| Income before extraordinary items | $1,386,000 | 1,217 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,386,000 | 1,217 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,386,000 | 1,218 |
| Net charge-offs | $96,000 | 1,147 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,368,240 | 1,189 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,692,000 | 1,703 |
| Total interest expense | $3,302,000 | 903 |
| Net interest income | $11,390,000 | 1,910 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $1,609,000 | 2,412 |
| Gross Fiduciary activities income | $86,000 | 873 |
| Service charges on deposit accounts | $699,000 | 1,747 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $824,000 | 2,598 |
| Total noninterest expense | $6,397,000 | 2,793 |
| Salaries and employee benefits | $3,215,000 | 2,948 |
| Premises and equipment expense | $698,000 | 2,923 |
| Additional noninterest expense | $2,484,000 | 2,431 |
| Pre-tax net operating income | $6,452,000 | 1,240 |
| Securities gains (losses) | $463,000 | 425 |
| Applicable income taxes | $1,824,000 | 1,049 |
| Income before extraordinary items | $5,091,000 | 1,280 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,091,000 | 1,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,091,000 | 1,279 |
| Net charge-offs | $124,000 | 2,970 |
| Cash dividends | $1,134,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,748,380 | 1,338 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,908,000 | 1,726 |
| Total interest expense | $2,476,000 | 919 |
| Net interest income | $8,432,000 | 1,939 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,314,000 | 2,299 |
| Gross Fiduciary activities income | $80,000 | 842 |
| Service charges on deposit accounts | $539,000 | 1,724 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $695,000 | 2,446 |
| Total noninterest expense | $4,802,000 | 2,798 |
| Salaries and employee benefits | $2,399,000 | 2,968 |
| Premises and equipment expense | $536,000 | 2,903 |
| Additional noninterest expense | $1,867,000 | 2,407 |
| Pre-tax net operating income | $4,944,000 | 1,232 |
| Securities gains (losses) | $166,000 | 725 |
| Applicable income taxes | $1,328,000 | 1,078 |
| Income before extraordinary items | $3,782,000 | 1,282 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,782,000 | 1,281 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,782,000 | 1,282 |
| Net charge-offs | $91,000 | 2,776 |
| Cash dividends | $540,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,659,160 | 1,303 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 1,727 |
| Total interest expense | $1,633,000 | 932 |
| Net interest income | $5,602,000 | 1,931 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $945,000 | 2,160 |
| Gross Fiduciary activities income | $75,000 | 815 |
| Service charges on deposit accounts | $353,000 | 1,737 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $517,000 | 2,270 |
| Total noninterest expense | $3,221,000 | 2,799 |
| Salaries and employee benefits | $1,647,000 | 2,915 |
| Premises and equipment expense | $360,000 | 2,902 |
| Additional noninterest expense | $1,214,000 | 2,462 |
| Pre-tax net operating income | $3,326,000 | 1,189 |
| Securities gains (losses) | $158,000 | 568 |
| Applicable income taxes | $921,000 | 1,032 |
| Income before extraordinary items | $2,563,000 | 1,231 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,563,000 | 1,230 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,563,000 | 1,232 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $540,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,446,080 | 1,268 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 1,742 |
| Total interest expense | $812,000 | 938 |
| Net interest income | $2,767,000 | 1,949 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $434,000 | 2,243 |
| Gross Fiduciary activities income | $71,000 | 721 |
| Service charges on deposit accounts | $165,000 | 1,801 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $198,000 | 2,571 |
| Total noninterest expense | $1,615,000 | 2,818 |
| Salaries and employee benefits | $824,000 | 2,928 |
| Premises and equipment expense | $181,000 | 2,951 |
| Additional noninterest expense | $610,000 | 2,447 |
| Pre-tax net operating income | $1,586,000 | 1,195 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $402,000 | 1,080 |
| Income before extraordinary items | $1,184,000 | 1,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,184,000 | 1,285 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,184,000 | 1,285 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,184,000 | 1,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,370,000 | 1,868 |
| Total interest expense | $3,549,000 | 955 |
| Net interest income | $9,821,000 | 2,124 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $1,705,000 | 2,386 |
| Gross Fiduciary activities income | $95,000 | 873 |
| Service charges on deposit accounts | $767,000 | 1,704 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $843,000 | 2,608 |
| Total noninterest expense | $6,244,000 | 2,892 |
| Salaries and employee benefits | $3,132,000 | 3,004 |
| Premises and equipment expense | $709,000 | 2,942 |
| Additional noninterest expense | $2,403,000 | 2,555 |
| Pre-tax net operating income | $5,032,000 | 1,416 |
| Securities gains (losses) | $408,000 | 533 |
| Applicable income taxes | $1,292,000 | 1,243 |
| Income before extraordinary items | $4,148,000 | 1,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,148,000 | 1,455 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,148,000 | 1,456 |
| Net charge-offs | $224,000 | 2,893 |
| Cash dividends | $1,134,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,837,920 | 1,518 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,820,000 | 1,913 |
| Total interest expense | $2,705,000 | 981 |
| Net interest income | $7,115,000 | 2,208 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,298,000 | 2,407 |
| Gross Fiduciary activities income | $92,000 | 836 |
| Service charges on deposit accounts | $576,000 | 1,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $630,000 | 2,664 |
| Total noninterest expense | $4,625,000 | 2,939 |
| Salaries and employee benefits | $2,276,000 | 3,112 |
| Premises and equipment expense | $551,000 | 2,904 |
| Additional noninterest expense | $1,798,000 | 2,546 |
| Pre-tax net operating income | $3,788,000 | 1,449 |
| Securities gains (losses) | $484,000 | 425 |
| Applicable income taxes | $1,043,000 | 1,207 |
| Income before extraordinary items | $3,229,000 | 1,405 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,229,000 | 1,407 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,229,000 | 1,407 |
| Net charge-offs | $136,000 | 2,974 |
| Cash dividends | $540,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,861,160 | 1,533 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 1,909 |
| Total interest expense | $1,820,000 | 996 |
| Net interest income | $4,701,000 | 2,212 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $902,000 | 2,373 |
| Gross Fiduciary activities income | $87,000 | 803 |
| Service charges on deposit accounts | $378,000 | 1,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $437,000 | 2,672 |
| Total noninterest expense | $3,072,000 | 2,940 |
| Salaries and employee benefits | $1,507,000 | 3,150 |
| Premises and equipment expense | $370,000 | 2,882 |
| Additional noninterest expense | $1,195,000 | 2,549 |
| Pre-tax net operating income | $2,531,000 | 1,426 |
| Securities gains (losses) | $484,000 | 383 |
| Applicable income taxes | $757,000 | 1,136 |
| Income before extraordinary items | $2,258,000 | 1,341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,258,000 | 1,342 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,258,000 | 1,343 |
| Net charge-offs | $32,000 | 3,714 |
| Cash dividends | $540,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,895,000 | 1,533 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 1,924 |
| Total interest expense | $917,000 | 1,020 |
| Net interest income | $2,344,000 | 2,240 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $484,000 | 2,275 |
| Gross Fiduciary activities income | $81,000 | 699 |
| Service charges on deposit accounts | $183,000 | 1,722 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 2,643 |
| Total noninterest expense | $1,516,000 | 2,990 |
| Salaries and employee benefits | $743,000 | 3,192 |
| Premises and equipment expense | $185,000 | 2,905 |
| Additional noninterest expense | $588,000 | 2,594 |
| Pre-tax net operating income | $1,312,000 | 1,366 |
| Securities gains (losses) | $480,000 | 217 |
| Applicable income taxes | $484,000 | 949 |
| Income before extraordinary items | $1,308,000 | 1,141 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,308,000 | 1,143 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,308,000 | 1,143 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $957,600 | 1,492 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 1,898 |
| Total interest expense | $4,044,000 | 1,102 |
| Net interest income | $9,862,000 | 2,182 |
| Provision for loan and lease losses | $750,000 | 2,165 |
| Total noninterest income | $1,713,000 | 2,416 |
| Gross Fiduciary activities income | $99,000 | 883 |
| Service charges on deposit accounts | $825,000 | 1,660 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $789,000 | 2,705 |
| Total noninterest expense | $6,019,000 | 3,030 |
| Salaries and employee benefits | $3,011,000 | 3,122 |
| Premises and equipment expense | $637,000 | 3,242 |
| Additional noninterest expense | $2,371,000 | 2,683 |
| Pre-tax net operating income | $4,806,000 | 1,426 |
| Securities gains (losses) | $285,000 | 1,405 |
| Applicable income taxes | $1,209,000 | 1,291 |
| Income before extraordinary items | $3,882,000 | 1,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,882,000 | 1,490 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,882,000 | 1,491 |
| Net charge-offs | $1,022,000 | 1,794 |
| Cash dividends | $1,134,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,665,400 | 1,473 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,600,000 | 1,890 |
| Total interest expense | $3,084,000 | 1,142 |
| Net interest income | $7,516,000 | 2,187 |
| Provision for loan and lease losses | $750,000 | 1,780 |
| Total noninterest income | $1,303,000 | 2,400 |
| Gross Fiduciary activities income | $96,000 | 844 |
| Service charges on deposit accounts | $621,000 | 1,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $586,000 | 2,709 |
| Total noninterest expense | $4,509,000 | 3,045 |
| Salaries and employee benefits | $2,257,000 | 3,138 |
| Premises and equipment expense | $478,000 | 3,276 |
| Additional noninterest expense | $1,774,000 | 2,705 |
| Pre-tax net operating income | $3,560,000 | 1,479 |
| Securities gains (losses) | $245,000 | 1,270 |
| Applicable income taxes | $908,000 | 1,329 |
| Income before extraordinary items | $2,897,000 | 1,527 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,897,000 | 1,528 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,897,000 | 1,528 |
| Net charge-offs | $1,007,000 | 1,469 |
| Cash dividends | $540,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,710,800 | 1,538 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 1,889 |
| Total interest expense | $2,095,000 | 1,166 |
| Net interest income | $4,998,000 | 2,189 |
| Provision for loan and lease losses | $750,000 | 1,348 |
| Total noninterest income | $894,000 | 2,328 |
| Gross Fiduciary activities income | $90,000 | 806 |
| Service charges on deposit accounts | $398,000 | 1,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $406,000 | 2,628 |
| Total noninterest expense | $3,018,000 | 3,043 |
| Salaries and employee benefits | $1,517,000 | 3,134 |
| Premises and equipment expense | $323,000 | 3,250 |
| Additional noninterest expense | $1,178,000 | 2,726 |
| Pre-tax net operating income | $2,124,000 | 1,610 |
| Securities gains (losses) | $244,000 | 979 |
| Applicable income taxes | $552,000 | 1,394 |
| Income before extraordinary items | $1,816,000 | 1,614 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,816,000 | 1,613 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,816,000 | 1,614 |
| Net charge-offs | $962,000 | 1,166 |
| Cash dividends | $540,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,628,120 | 1,682 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 1,884 |
| Total interest expense | $1,067,000 | 1,189 |
| Net interest income | $2,541,000 | 2,161 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $475,000 | 2,225 |
| Gross Fiduciary activities income | $87,000 | 686 |
| Service charges on deposit accounts | $184,000 | 1,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 2,623 |
| Total noninterest expense | $1,505,000 | 3,044 |
| Salaries and employee benefits | $763,000 | 3,133 |
| Premises and equipment expense | $156,000 | 3,367 |
| Additional noninterest expense | $586,000 | 2,710 |
| Pre-tax net operating income | $1,411,000 | 1,243 |
| Securities gains (losses) | $170,000 | 669 |
| Applicable income taxes | $433,000 | 1,007 |
| Income before extraordinary items | $1,148,000 | 1,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,148,000 | 1,267 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,148,000 | 1,267 |
| Net charge-offs | $419,000 | 1,215 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,023,900 | 1,346 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,548,000 | 1,941 |
| Total interest expense | $4,742,000 | 1,286 |
| Net interest income | $9,806,000 | 2,237 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $1,729,000 | 2,223 |
| Gross Fiduciary activities income | $140,000 | 799 |
| Service charges on deposit accounts | $781,000 | 1,812 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $808,000 | 2,430 |
| Total noninterest expense | $5,966,000 | 3,069 |
| Salaries and employee benefits | $2,932,000 | 3,177 |
| Premises and equipment expense | $652,000 | 3,360 |
| Additional noninterest expense | $2,382,000 | 2,692 |
| Pre-tax net operating income | $5,544,000 | 1,079 |
| Securities gains (losses) | $775,000 | 562 |
| Applicable income taxes | $1,895,000 | 826 |
| Income before extraordinary items | $4,424,000 | 1,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,424,000 | 1,133 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,424,000 | 1,133 |
| Net charge-offs | $-65,000 | 7,216 |
| Cash dividends | $1,080,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,881,500 | 1,213 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,916,000 | 1,960 |
| Total interest expense | $3,624,000 | 1,316 |
| Net interest income | $7,292,000 | 2,259 |
| Provision for loan and lease losses | $25,000 | 5,904 |
| Total noninterest income | $1,323,000 | 2,192 |
| Gross Fiduciary activities income | $137,000 | 757 |
| Service charges on deposit accounts | $588,000 | 1,816 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $598,000 | 2,429 |
| Total noninterest expense | $4,382,000 | 3,124 |
| Salaries and employee benefits | $2,168,000 | 3,212 |
| Premises and equipment expense | $487,000 | 3,411 |
| Additional noninterest expense | $1,727,000 | 2,774 |
| Pre-tax net operating income | $4,208,000 | 1,096 |
| Securities gains (losses) | $298,000 | 930 |
| Applicable income taxes | $1,232,000 | 924 |
| Income before extraordinary items | $3,274,000 | 1,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,274,000 | 1,177 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,274,000 | 1,177 |
| Net charge-offs | $-77,000 | 7,296 |
| Cash dividends | $540,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,056,460 | 1,194 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 1,993 |
| Total interest expense | $2,428,000 | 1,356 |
| Net interest income | $4,764,000 | 2,302 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $907,000 | 2,137 |
| Gross Fiduciary activities income | $134,000 | 681 |
| Service charges on deposit accounts | $371,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $402,000 | 2,433 |
| Total noninterest expense | $2,925,000 | 3,160 |
| Salaries and employee benefits | $1,438,000 | 3,240 |
| Premises and equipment expense | $321,000 | 3,483 |
| Additional noninterest expense | $1,166,000 | 2,800 |
| Pre-tax net operating income | $2,721,000 | 1,099 |
| Securities gains (losses) | $248,000 | 628 |
| Applicable income taxes | $805,000 | 912 |
| Income before extraordinary items | $2,164,000 | 1,143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,164,000 | 1,143 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,164,000 | 1,143 |
| Net charge-offs | $-105,000 | 7,382 |
| Cash dividends | $540,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,982,960 | 1,205 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 2,040 |
| Total interest expense | $1,205,000 | 1,412 |
| Net interest income | $2,317,000 | 2,357 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $507,000 | 1,964 |
| Gross Fiduciary activities income | $125,000 | 571 |
| Service charges on deposit accounts | $172,000 | 1,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $210,000 | 2,406 |
| Total noninterest expense | $1,470,000 | 3,159 |
| Salaries and employee benefits | $715,000 | 3,277 |
| Premises and equipment expense | $164,000 | 3,471 |
| Additional noninterest expense | $591,000 | 2,748 |
| Pre-tax net operating income | $1,329,000 | 1,103 |
| Securities gains (losses) | $15,000 | 1,187 |
| Applicable income taxes | $326,000 | 1,040 |
| Income before extraordinary items | $1,018,000 | 1,214 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,018,000 | 1,213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,018,000 | 1,214 |
| Net charge-offs | $-168,000 | 7,493 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,006,600 | 1,194 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,343,000 | 2,095 |
| Total interest expense | $5,388,000 | 1,539 |
| Net interest income | $8,955,000 | 2,455 |
| Provision for loan and lease losses | $253,000 | 5,065 |
| Total noninterest income | $1,535,000 | 2,475 |
| Gross Fiduciary activities income | $96,000 | 878 |
| Service charges on deposit accounts | $528,000 | 2,544 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $911,000 | 2,302 |
| Total noninterest expense | $5,869,000 | 3,170 |
| Salaries and employee benefits | $2,864,000 | 3,244 |
| Premises and equipment expense | $630,000 | 3,587 |
| Additional noninterest expense | $2,375,000 | 2,793 |
| Pre-tax net operating income | $4,368,000 | 1,163 |
| Securities gains (losses) | $134,000 | 1,920 |
| Applicable income taxes | $1,012,000 | 1,205 |
| Income before extraordinary items | $3,490,000 | 1,224 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,490,000 | 1,226 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,490,000 | 1,227 |
| Net charge-offs | $987,000 | 2,710 |
| Cash dividends | $864,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,385,480 | 1,213 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 2,153 |
| Total interest expense | $4,135,000 | 1,568 |
| Net interest income | $6,592,000 | 2,527 |
| Provision for loan and lease losses | $178,000 | 5,070 |
| Total noninterest income | $1,156,000 | 2,485 |
| Gross Fiduciary activities income | $88,000 | 832 |
| Service charges on deposit accounts | $357,000 | 2,787 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $711,000 | 2,237 |
| Total noninterest expense | $4,300,000 | 3,229 |
| Salaries and employee benefits | $2,204,000 | 3,192 |
| Premises and equipment expense | $469,000 | 3,657 |
| Additional noninterest expense | $1,627,000 | 2,987 |
| Pre-tax net operating income | $3,270,000 | 1,210 |
| Securities gains (losses) | $31,000 | 2,707 |
| Applicable income taxes | $664,000 | 1,384 |
| Income before extraordinary items | $2,637,000 | 1,260 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,637,000 | 1,264 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,637,000 | 1,264 |
| Net charge-offs | $935,000 | 2,270 |
| Cash dividends | $324,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,612,200 | 1,230 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 2,203 |
| Total interest expense | $2,821,000 | 1,601 |
| Net interest income | $4,261,000 | 2,600 |
| Provision for loan and lease losses | $128,000 | 4,820 |
| Total noninterest income | $838,000 | 2,306 |
| Gross Fiduciary activities income | $81,000 | 797 |
| Service charges on deposit accounts | $229,000 | 2,892 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $528,000 | 2,017 |
| Total noninterest expense | $2,820,000 | 3,274 |
| Salaries and employee benefits | $1,455,000 | 3,228 |
| Premises and equipment expense | $315,000 | 3,672 |
| Additional noninterest expense | $1,050,000 | 3,063 |
| Pre-tax net operating income | $2,151,000 | 1,216 |
| Securities gains (losses) | $-105,000 | 7,525 |
| Applicable income taxes | $374,000 | 1,503 |
| Income before extraordinary items | $1,672,000 | 1,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,672,000 | 1,327 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,672,000 | 1,327 |
| Net charge-offs | $885,000 | 1,851 |
| Cash dividends | $324,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,758,100 | 1,218 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 2,237 |
| Total interest expense | $1,419,000 | 1,666 |
| Net interest income | $2,166,000 | 2,593 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $390,000 | 2,412 |
| Gross Fiduciary activities income | $79,000 | 661 |
| Service charges on deposit accounts | $108,000 | 3,000 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $203,000 | 2,370 |
| Total noninterest expense | $1,354,000 | 3,426 |
| Salaries and employee benefits | $724,000 | 3,298 |
| Premises and equipment expense | $158,000 | 3,747 |
| Additional noninterest expense | $472,000 | 3,342 |
| Pre-tax net operating income | $1,202,000 | 1,099 |
| Securities gains (losses) | $140,000 | 652 |
| Applicable income taxes | $291,000 | 1,076 |
| Income before extraordinary items | $1,051,000 | 1,039 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,051,000 | 1,041 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,051,000 | 1,042 |
| Net charge-offs | $708,000 | 1,314 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $941,800 | 1,131 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,616,000 | 2,279 |
| Total interest expense | $5,936,000 | 1,940 |
| Net interest income | $8,680,000 | 2,491 |
| Provision for loan and lease losses | $270,000 | 5,431 |
| Total noninterest income | $1,248,000 | 2,896 |
| Gross Fiduciary activities income | $98,000 | 876 |
| Service charges on deposit accounts | $456,000 | 3,073 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $694,000 | 2,681 |
| Total noninterest expense | $5,990,000 | 3,182 |
| Salaries and employee benefits | $3,076,000 | 3,101 |
| Premises and equipment expense | $640,000 | 3,714 |
| Additional noninterest expense | $2,274,000 | 2,987 |
| Pre-tax net operating income | $3,668,000 | 1,117 |
| Securities gains (losses) | $-1,849,000 | 7,796 |
| Applicable income taxes | $-163,000 | 6,697 |
| Income before extraordinary items | $1,982,000 | 1,695 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,982,000 | 1,693 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,982,000 | 1,694 |
| Net charge-offs | $126,000 | 5,492 |
| Cash dividends | $648,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,831,000 | 897 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,986,000 | 2,313 |
| Total interest expense | $4,485,000 | 2,010 |
| Net interest income | $6,501,000 | 2,503 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $928,000 | 2,967 |
| Gross Fiduciary activities income | $96,000 | 826 |
| Service charges on deposit accounts | $337,000 | 3,110 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $495,000 | 2,826 |
| Total noninterest expense | $4,445,000 | 3,222 |
| Salaries and employee benefits | $2,211,000 | 3,251 |
| Premises and equipment expense | $489,000 | 3,678 |
| Additional noninterest expense | $1,745,000 | 2,896 |
| Pre-tax net operating income | $2,984,000 | 1,099 |
| Securities gains (losses) | $-574,000 | 7,772 |
| Applicable income taxes | $410,000 | 1,602 |
| Income before extraordinary items | $2,000,000 | 1,334 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,000,000 | 1,332 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,000,000 | 1,334 |
| Net charge-offs | $119,000 | 4,897 |
| Cash dividends | $324,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,476,420 | 1,086 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 2,343 |
| Total interest expense | $3,056,000 | 2,063 |
| Net interest income | $4,299,000 | 2,511 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $634,000 | 2,929 |
| Gross Fiduciary activities income | $89,000 | 793 |
| Service charges on deposit accounts | $211,000 | 3,216 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $334,000 | 2,816 |
| Total noninterest expense | $3,012,000 | 3,209 |
| Salaries and employee benefits | $1,473,000 | 3,290 |
| Premises and equipment expense | $323,000 | 3,720 |
| Additional noninterest expense | $1,216,000 | 2,789 |
| Pre-tax net operating income | $1,921,000 | 1,193 |
| Securities gains (losses) | $351,000 | 666 |
| Applicable income taxes | $473,000 | 1,128 |
| Income before extraordinary items | $1,799,000 | 1,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,799,000 | 1,060 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,799,000 | 1,063 |
| Net charge-offs | $57,000 | 4,802 |
| Cash dividends | $324,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,521,710 | 1,209 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 2,343 |
| Total interest expense | $1,574,000 | 2,082 |
| Net interest income | $2,144,000 | 2,530 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $359,000 | 2,684 |
| Gross Fiduciary activities income | $85,000 | 639 |
| Service charges on deposit accounts | $102,000 | 3,223 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $172,000 | 2,722 |
| Total noninterest expense | $1,451,000 | 3,225 |
| Salaries and employee benefits | $744,000 | 3,295 |
| Premises and equipment expense | $164,000 | 3,727 |
| Additional noninterest expense | $543,000 | 2,808 |
| Pre-tax net operating income | $1,052,000 | 1,227 |
| Securities gains (losses) | $228,000 | 613 |
| Applicable income taxes | $253,000 | 1,216 |
| Income before extraordinary items | $1,027,000 | 1,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,027,000 | 1,051 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,027,000 | 1,053 |
| Net charge-offs | $63,000 | 3,324 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $844,600 | 1,231 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,963,000 | 2,469 |
| Total interest expense | $6,829,000 | 2,237 |
| Net interest income | $8,134,000 | 2,661 |
| Provision for loan and lease losses | $645,000 | 3,374 |
| Total noninterest income | $1,107,000 | 3,209 |
| Gross Fiduciary activities income | $103,000 | 883 |
| Service charges on deposit accounts | $454,000 | 3,209 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $550,000 | 3,027 |
| Total noninterest expense | $5,619,000 | 3,260 |
| Salaries and employee benefits | $2,958,000 | 3,295 |
| Premises and equipment expense | $611,000 | 3,886 |
| Additional noninterest expense | $2,050,000 | 2,809 |
| Pre-tax net operating income | $2,977,000 | 1,809 |
| Securities gains (losses) | $-4,831,000 | 8,080 |
| Applicable income taxes | $-1,274,000 | 7,790 |
| Income before extraordinary items | $-580,000 | 6,758 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-580,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 3,763 |
| Cash dividends | $1,296,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,511,840 | 1,722 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,227,000 | 2,518 |
| Total interest expense | $5,146,000 | 2,325 |
| Net interest income | $6,081,000 | 2,694 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $834,000 | 3,252 |
| Gross Fiduciary activities income | $94,000 | 855 |
| Service charges on deposit accounts | $337,000 | 3,268 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $403,000 | 3,173 |
| Total noninterest expense | $4,204,000 | 3,253 |
| Salaries and employee benefits | $2,189,000 | 3,380 |
| Premises and equipment expense | $475,000 | 3,775 |
| Additional noninterest expense | $1,540,000 | 2,716 |
| Pre-tax net operating income | $2,711,000 | 1,801 |
| Securities gains (losses) | $-5,417,000 | 8,226 |
| Applicable income taxes | $63,000 | 3,957 |
| Income before extraordinary items | $-2,769,000 | 7,985 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,769,000 | 7,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $648,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,648,000 | 1,472 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 2,527 |
| Total interest expense | $3,538,000 | 2,352 |
| Net interest income | $4,024,000 | 2,697 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $551,000 | 3,311 |
| Gross Fiduciary activities income | $91,000 | 821 |
| Service charges on deposit accounts | $217,000 | 3,324 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $243,000 | 3,401 |
| Total noninterest expense | $2,792,000 | 3,276 |
| Salaries and employee benefits | $1,464,000 | 3,399 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $1,023,000 | 2,688 |
| Pre-tax net operating income | $1,783,000 | 1,877 |
| Securities gains (losses) | $84,000 | 1,092 |
| Applicable income taxes | $359,000 | 1,993 |
| Income before extraordinary items | $1,508,000 | 1,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,508,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,272 |
| Cash dividends | $648,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,439,960 | 1,837 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 2,549 |
| Total interest expense | $1,929,000 | 2,305 |
| Net interest income | $1,921,000 | 2,803 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $368,000 | 2,756 |
| Gross Fiduciary activities income | $82,000 | 689 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,736 |
| Total noninterest expense | $1,397,000 | 3,277 |
| Salaries and employee benefits | $744,000 | 3,377 |
| Premises and equipment expense | $145,000 | 4,090 |
| Additional noninterest expense | $508,000 | 2,688 |
| Pre-tax net operating income | $892,000 | 1,975 |
| Securities gains (losses) | $36,000 | 1,273 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $773,000 | 1,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $773,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $743,120 | 1,868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,861,000 | 2,700 |
| Total interest expense | $7,204,000 | 2,552 |
| Net interest income | $7,657,000 | 2,850 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,081,000 | 3,382 |
| Gross Fiduciary activities income | $75,000 | 951 |
| Service charges on deposit accounts | $451,000 | 3,285 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $555,000 | 3,144 |
| Total noninterest expense | $5,550,000 | 3,169 |
| Salaries and employee benefits | $2,962,000 | 3,253 |
| Premises and equipment expense | $565,000 | 4,011 |
| Additional noninterest expense | $2,023,000 | 2,650 |
| Pre-tax net operating income | $3,188,000 | 2,355 |
| Securities gains (losses) | $-21,000 | 7,772 |
| Applicable income taxes | $604,000 | 2,497 |
| Income before extraordinary items | $2,563,000 | 2,301 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,563,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $1,296,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,580,010 | 2,282 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,988,000 | 2,739 |
| Total interest expense | $5,234,000 | 2,628 |
| Net interest income | $5,754,000 | 2,842 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $821,000 | 3,338 |
| Gross Fiduciary activities income | $72,000 | 918 |
| Service charges on deposit accounts | $336,000 | 3,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,146 |
| Total noninterest expense | $4,128,000 | 3,164 |
| Salaries and employee benefits | $2,200,000 | 3,268 |
| Premises and equipment expense | $424,000 | 3,991 |
| Additional noninterest expense | $1,504,000 | 2,613 |
| Pre-tax net operating income | $2,447,000 | 2,478 |
| Securities gains (losses) | $-21,000 | 7,974 |
| Applicable income taxes | $483,000 | 2,577 |
| Income before extraordinary items | $1,943,000 | 2,432 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,943,000 | 2,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,130 |
| Cash dividends | $648,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,959,800 | 2,390 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 2,798 |
| Total interest expense | $3,403,000 | 2,688 |
| Net interest income | $3,790,000 | 2,890 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $571,000 | 3,267 |
| Gross Fiduciary activities income | $68,000 | 878 |
| Service charges on deposit accounts | $224,000 | 3,266 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $279,000 | 3,143 |
| Total noninterest expense | $2,753,000 | 3,189 |
| Salaries and employee benefits | $1,491,000 | 3,262 |
| Premises and equipment expense | $274,000 | 4,110 |
| Additional noninterest expense | $988,000 | 2,657 |
| Pre-tax net operating income | $1,608,000 | 2,562 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $315,000 | 2,677 |
| Income before extraordinary items | $1,295,000 | 2,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,295,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $648,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,293,400 | 2,481 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 2,840 |
| Total interest expense | $1,680,000 | 2,703 |
| Net interest income | $1,852,000 | 2,962 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $318,000 | 3,003 |
| Gross Fiduciary activities income | $66,000 | 758 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $140,000 | 3,143 |
| Total noninterest expense | $1,373,000 | 3,201 |
| Salaries and employee benefits | $739,000 | 3,303 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $499,000 | 2,625 |
| Pre-tax net operating income | $797,000 | 2,563 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $144,000 | 2,783 |
| Income before extraordinary items | $653,000 | 2,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $653,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $653,000 | 2,441 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,849,000 | 2,720 |
| Total interest expense | $6,332,000 | 2,480 |
| Net interest income | $7,517,000 | 2,909 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,023,000 | 3,497 |
| Gross Fiduciary activities income | $69,000 | 985 |
| Service charges on deposit accounts | $458,000 | 3,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $496,000 | 3,355 |
| Total noninterest expense | $5,306,000 | 3,192 |
| Salaries and employee benefits | $2,908,000 | 3,221 |
| Premises and equipment expense | $504,000 | 4,241 |
| Additional noninterest expense | $1,894,000 | 2,696 |
| Pre-tax net operating income | $3,234,000 | 2,646 |
| Securities gains (losses) | $86,000 | 564 |
| Applicable income taxes | $547,000 | 3,021 |
| Income before extraordinary items | $2,773,000 | 2,410 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,773,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,921 |
| Cash dividends | $1,296,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,700,760 | 2,445 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 2,729 |
| Total interest expense | $4,620,000 | 2,469 |
| Net interest income | $5,655,000 | 2,938 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $775,000 | 3,467 |
| Gross Fiduciary activities income | $65,000 | 952 |
| Service charges on deposit accounts | $343,000 | 3,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $367,000 | 3,355 |
| Total noninterest expense | $3,965,000 | 3,195 |
| Salaries and employee benefits | $2,165,000 | 3,242 |
| Premises and equipment expense | $372,000 | 4,303 |
| Additional noninterest expense | $1,428,000 | 2,670 |
| Pre-tax net operating income | $2,465,000 | 2,686 |
| Securities gains (losses) | $86,000 | 465 |
| Applicable income taxes | $397,000 | 3,189 |
| Income before extraordinary items | $2,154,000 | 2,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,154,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $648,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,081,760 | 2,467 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 2,742 |
| Total interest expense | $2,935,000 | 2,481 |
| Net interest income | $3,786,000 | 2,929 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $525,000 | 3,413 |
| Gross Fiduciary activities income | $62,000 | 903 |
| Service charges on deposit accounts | $215,000 | 3,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 3,342 |
| Total noninterest expense | $2,625,000 | 3,218 |
| Salaries and employee benefits | $1,441,000 | 3,252 |
| Premises and equipment expense | $251,000 | 4,259 |
| Additional noninterest expense | $933,000 | 2,730 |
| Pre-tax net operating income | $1,686,000 | 2,637 |
| Securities gains (losses) | $27,000 | 551 |
| Applicable income taxes | $267,000 | 3,200 |
| Income before extraordinary items | $1,446,000 | 2,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,446,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $648,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,423,320 | 2,426 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 2,752 |
| Total interest expense | $1,417,000 | 2,434 |
| Net interest income | $1,854,000 | 2,973 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $294,000 | 3,127 |
| Gross Fiduciary activities income | $60,000 | 772 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,236 |
| Total noninterest expense | $1,261,000 | 3,342 |
| Salaries and employee benefits | $677,000 | 3,422 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $460,000 | 2,753 |
| Pre-tax net operating income | $887,000 | 2,495 |
| Securities gains (losses) | $27,000 | 427 |
| Applicable income taxes | $125,000 | 3,281 |
| Income before extraordinary items | $789,000 | 2,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $765,780 | 2,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,229,000 | 2,668 |
| Total interest expense | $4,845,000 | 2,260 |
| Net interest income | $7,384,000 | 2,904 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,036,000 | 3,468 |
| Gross Fiduciary activities income | $47,000 | 1,055 |
| Service charges on deposit accounts | $432,000 | 3,378 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $557,000 | 3,192 |
| Total noninterest expense | $4,943,000 | 3,269 |
| Salaries and employee benefits | $2,683,000 | 3,281 |
| Premises and equipment expense | $440,000 | 4,566 |
| Additional noninterest expense | $1,820,000 | 2,727 |
| Pre-tax net operating income | $3,477,000 | 2,468 |
| Securities gains (losses) | $43,000 | 979 |
| Applicable income taxes | $577,000 | 3,140 |
| Income before extraordinary items | $2,943,000 | 2,284 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,943,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,356 |
| Cash dividends | $1,296,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,906,880 | 2,282 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 2,666 |
| Total interest expense | $3,448,000 | 2,252 |
| Net interest income | $5,499,000 | 2,909 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $725,000 | 3,659 |
| Gross Fiduciary activities income | $45,000 | 1,008 |
| Service charges on deposit accounts | $301,000 | 3,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $379,000 | 3,374 |
| Total noninterest expense | $3,584,000 | 3,333 |
| Salaries and employee benefits | $1,975,000 | 3,310 |
| Premises and equipment expense | $314,000 | 4,681 |
| Additional noninterest expense | $1,295,000 | 2,832 |
| Pre-tax net operating income | $2,640,000 | 2,466 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $437,000 | 3,175 |
| Income before extraordinary items | $2,191,000 | 2,326 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,191,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,302 |
| Cash dividends | $648,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,200,960 | 2,273 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 2,744 |
| Total interest expense | $2,116,000 | 2,312 |
| Net interest income | $3,501,000 | 2,998 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $503,000 | 3,503 |
| Gross Fiduciary activities income | $43,000 | 956 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $283,000 | 3,172 |
| Total noninterest expense | $2,191,000 | 3,559 |
| Salaries and employee benefits | $1,231,000 | 3,485 |
| Premises and equipment expense | $190,000 | 4,985 |
| Additional noninterest expense | $770,000 | 3,116 |
| Pre-tax net operating income | $1,813,000 | 2,362 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $329,000 | 2,940 |
| Income before extraordinary items | $1,485,000 | 2,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,485,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $648,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,484,180 | 2,218 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 2,877 |
| Total interest expense | $959,000 | 2,418 |
| Net interest income | $1,661,000 | 3,118 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | $40,000 | 850 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,964 |
| Total noninterest expense | $968,000 | 3,939 |
| Salaries and employee benefits | $543,000 | 3,838 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $335,000 | 3,479 |
| Pre-tax net operating income | $961,000 | 2,233 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $768,000 | 2,162 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $768,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $768,000 | 2,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,655,000 | 2,658 |
| Total interest expense | $4,057,000 | 2,018 |
| Net interest income | $6,598,000 | 3,044 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $912,000 | 3,763 |
| Gross Fiduciary activities income | $67,000 | 1,013 |
| Service charges on deposit accounts | $305,000 | 4,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $540,000 | 3,172 |
| Total noninterest expense | $3,919,000 | 3,820 |
| Salaries and employee benefits | $2,105,000 | 3,828 |
| Premises and equipment expense | $378,000 | 4,949 |
| Additional noninterest expense | $1,436,000 | 3,240 |
| Pre-tax net operating income | $3,591,000 | 2,230 |
| Securities gains (losses) | $180,000 | 882 |
| Applicable income taxes | $736,000 | 2,671 |
| Income before extraordinary items | $3,035,000 | 2,054 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,035,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,233 |
| Cash dividends | $1,338,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,891,000 | 2,102 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 2,640 |
| Total interest expense | $3,058,000 | 1,956 |
| Net interest income | $4,929,000 | 3,041 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $680,000 | 3,809 |
| Gross Fiduciary activities income | $49,000 | 1,018 |
| Service charges on deposit accounts | $223,000 | 4,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $408,000 | 3,151 |
| Total noninterest expense | $2,802,000 | 3,921 |
| Salaries and employee benefits | $1,539,000 | 3,875 |
| Premises and equipment expense | $275,000 | 5,042 |
| Additional noninterest expense | $988,000 | 3,464 |
| Pre-tax net operating income | $2,807,000 | 2,181 |
| Securities gains (losses) | $163,000 | 883 |
| Applicable income taxes | $607,000 | 2,556 |
| Income before extraordinary items | $2,363,000 | 1,992 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,363,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $744,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,232,600 | 2,042 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 2,643 |
| Total interest expense | $2,027,000 | 1,947 |
| Net interest income | $3,261,000 | 3,052 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $486,000 | 3,636 |
| Gross Fiduciary activities income | $46,000 | 967 |
| Service charges on deposit accounts | $147,000 | 4,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $293,000 | 3,029 |
| Total noninterest expense | $1,859,000 | 3,976 |
| Salaries and employee benefits | $1,021,000 | 3,917 |
| Premises and equipment expense | $177,000 | 5,163 |
| Additional noninterest expense | $661,000 | 3,453 |
| Pre-tax net operating income | $1,888,000 | 2,145 |
| Securities gains (losses) | $82,000 | 1,148 |
| Applicable income taxes | $391,000 | 2,607 |
| Income before extraordinary items | $1,579,000 | 1,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,579,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $594,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,513,400 | 2,000 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 2,634 |
| Total interest expense | $1,026,000 | 1,947 |
| Net interest income | $1,621,000 | 3,055 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $280,000 | 3,264 |
| Gross Fiduciary activities income | $44,000 | 835 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $166,000 | 2,759 |
| Total noninterest expense | $912,000 | 4,046 |
| Salaries and employee benefits | $505,000 | 3,975 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $319,000 | 3,560 |
| Pre-tax net operating income | $989,000 | 2,017 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $211,000 | 2,483 |
| Income before extraordinary items | $821,000 | 1,906 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $821,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $786,600 | 1,895 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,310,000 | 2,517 |
| Total interest expense | $4,642,000 | 1,927 |
| Net interest income | $6,668,000 | 2,881 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $709,000 | 4,523 |
| Gross Fiduciary activities income | $46,000 | 1,085 |
| Service charges on deposit accounts | $265,000 | 4,609 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $398,000 | 3,982 |
| Total noninterest expense | $3,599,000 | 4,012 |
| Salaries and employee benefits | $1,978,000 | 3,961 |
| Premises and equipment expense | $347,000 | 5,198 |
| Additional noninterest expense | $1,274,000 | 3,557 |
| Pre-tax net operating income | $3,778,000 | 2,061 |
| Securities gains (losses) | $180,000 | 1,411 |
| Applicable income taxes | $857,000 | 2,412 |
| Income before extraordinary items | $3,101,000 | 1,980 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,101,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $1,728,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,960,600 | 1,975 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 2,533 |
| Total interest expense | $3,546,000 | 1,967 |
| Net interest income | $5,020,000 | 2,890 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $524,000 | 4,619 |
| Gross Fiduciary activities income | $45,000 | 1,041 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 4,165 |
| Total noninterest expense | $2,679,000 | 4,022 |
| Salaries and employee benefits | $1,454,000 | 4,022 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $940,000 | 3,580 |
| Pre-tax net operating income | $2,865,000 | 2,120 |
| Securities gains (losses) | $173,000 | 1,319 |
| Applicable income taxes | $703,000 | 2,381 |
| Income before extraordinary items | $2,335,000 | 2,044 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,335,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $864,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,201,790 | 2,035 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 2,505 |
| Total interest expense | $2,404,000 | 1,995 |
| Net interest income | $3,404,000 | 2,837 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $357,000 | 4,533 |
| Gross Fiduciary activities income | $42,000 | 999 |
| Service charges on deposit accounts | $127,000 | 4,711 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $188,000 | 4,146 |
| Total noninterest expense | $1,795,000 | 4,006 |
| Salaries and employee benefits | $967,000 | 4,022 |
| Premises and equipment expense | $189,000 | 4,885 |
| Additional noninterest expense | $639,000 | 3,514 |
| Pre-tax net operating income | $1,966,000 | 2,071 |
| Securities gains (losses) | $131,000 | 1,321 |
| Applicable income taxes | $494,000 | 2,336 |
| Income before extraordinary items | $1,603,000 | 1,987 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,603,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $864,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,503,440 | 1,989 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 2,501 |
| Total interest expense | $1,212,000 | 2,034 |
| Net interest income | $1,714,000 | 2,814 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $190,000 | 4,295 |
| Gross Fiduciary activities income | $37,000 | 893 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $97,000 | 3,987 |
| Total noninterest expense | $894,000 | 4,009 |
| Salaries and employee benefits | $484,000 | 4,004 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $316,000 | 3,497 |
| Pre-tax net operating income | $1,010,000 | 2,023 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $245,000 | 2,352 |
| Income before extraordinary items | $789,000 | 1,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $540,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $770,760 | 1,917 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 2,455 |
| Total interest expense | $6,092,000 | 1,874 |
| Net interest income | $6,519,000 | 2,920 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $661,000 | 4,478 |
| Gross Fiduciary activities income | $62,000 | 1,074 |
| Service charges on deposit accounts | $259,000 | 4,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 4,002 |
| Total noninterest expense | $3,627,000 | 3,840 |
| Salaries and employee benefits | $1,890,000 | 3,934 |
| Premises and equipment expense | $362,000 | 4,978 |
| Additional noninterest expense | $1,375,000 | 3,191 |
| Pre-tax net operating income | $3,553,000 | 2,180 |
| Securities gains (losses) | $651,000 | 557 |
| Applicable income taxes | $973,000 | 2,258 |
| Income before extraordinary items | $3,231,000 | 1,852 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,231,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-238,000 | 9,305 |
| Cash dividends | $1,188,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,729,730 | 2,114 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 2,606 |
| Total interest expense | $6,794,000 | 2,358 |
| Net interest income | $6,292,000 | 2,820 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $590,000 | 4,625 |
| Gross Fiduciary activities income | $95,000 | 1,008 |
| Service charges on deposit accounts | $259,000 | 4,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $236,000 | 4,599 |
| Total noninterest expense | $3,247,000 | 4,080 |
| Salaries and employee benefits | $1,799,000 | 3,919 |
| Premises and equipment expense | $369,000 | 4,858 |
| Additional noninterest expense | $1,079,000 | 3,817 |
| Pre-tax net operating income | $3,135,000 | 2,170 |
| Securities gains (losses) | $412,000 | 697 |
| Applicable income taxes | $845,000 | 2,335 |
| Income before extraordinary items | $2,702,000 | 1,944 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,702,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,101 |
| Cash dividends | $1,188,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,388,880 | 2,108 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,887,000 | 2,698 |
| Total interest expense | $6,990,000 | 2,409 |
| Net interest income | $5,897,000 | 3,002 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $532,000 | 4,732 |
| Gross Fiduciary activities income | $89,000 | 966 |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $200,000 | 4,803 |
| Total noninterest expense | $3,164,000 | 4,055 |
| Salaries and employee benefits | $1,733,000 | 3,893 |
| Premises and equipment expense | $360,000 | 4,840 |
| Additional noninterest expense | $1,071,000 | 3,782 |
| Pre-tax net operating income | $3,235,000 | 2,227 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $797,000 | 2,529 |
| Income before extraordinary items | $2,440,000 | 2,128 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,440,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $1,188,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,438,500 | 2,129 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,488,000 | 2,816 |
| Total interest expense | $5,767,000 | 2,551 |
| Net interest income | $5,721,000 | 3,048 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $589,000 | 4,477 |
| Gross Fiduciary activities income | $96,000 | 997 |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $221,000 | 4,715 |
| Total noninterest expense | $3,081,000 | 4,121 |
| Salaries and employee benefits | $1,704,000 | 3,917 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $1,007,000 | 4,004 |
| Pre-tax net operating income | $3,139,000 | 2,312 |
| Securities gains (losses) | $-22,000 | 9,580 |
| Applicable income taxes | $794,000 | 2,662 |
| Income before extraordinary items | $2,323,000 | 2,249 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,323,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $1,188,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,339,500 | 2,213 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,880,000 | 2,967 |
| Total interest expense | $5,342,000 | 2,816 |
| Net interest income | $5,538,000 | 3,100 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $619,000 | 4,300 |
| Gross Fiduciary activities income | $108,000 | 995 |
| Service charges on deposit accounts | $254,000 | 4,435 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $257,000 | 4,361 |
| Total noninterest expense | $3,217,000 | 3,873 |
| Salaries and employee benefits | $1,749,000 | 3,756 |
| Premises and equipment expense | $372,000 | 4,686 |
| Additional noninterest expense | $1,096,000 | 3,637 |
| Pre-tax net operating income | $2,940,000 | 2,422 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $769,000 | 2,828 |
| Income before extraordinary items | $2,212,000 | 2,333 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,212,000 | 2,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-633,000 | 10,430 |
| Cash dividends | $1,188,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,181,660 | 2,287 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 3,185 |
| Total interest expense | $4,919,000 | 3,031 |
| Net interest income | $5,262,000 | 3,312 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $539,000 | 4,745 |
| Gross Fiduciary activities income | $80,000 | 1,094 |
| Service charges on deposit accounts | $212,000 | 5,171 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $247,000 | 4,393 |
| Total noninterest expense | $2,946,000 | 4,155 |
| Salaries and employee benefits | $1,658,000 | 3,909 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $935,000 | 4,162 |
| Pre-tax net operating income | $2,795,000 | 2,649 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $755,000 | 3,058 |
| Income before extraordinary items | $2,013,000 | 2,568 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,013,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,310 |
| Cash dividends | $702,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,032,710 | 2,494 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 3,351 |
| Total interest expense | $4,865,000 | 3,077 |
| Net interest income | $4,920,000 | 3,586 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $533,000 | 4,947 |
| Gross Fiduciary activities income | $89,000 | 1,137 |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $239,000 | 4,664 |
| Total noninterest expense | $2,658,000 | 4,768 |
| Salaries and employee benefits | $1,541,000 | 4,213 |
| Premises and equipment expense | $286,000 | 5,766 |
| Additional noninterest expense | $831,000 | 5,055 |
| Pre-tax net operating income | $2,795,000 | 2,515 |
| Securities gains (losses) | $139,000 | 822 |
| Applicable income taxes | $871,000 | 2,646 |
| Income before extraordinary items | $2,063,000 | 2,392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,063,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,082 |
| Cash dividends | $702,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,965,700 | 2,444 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 3,399 |
| Total interest expense | $4,531,000 | 3,293 |
| Net interest income | $5,091,000 | 3,473 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | $34,000 | 1,348 |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $2,728,000 | 4,634 |
| Salaries and employee benefits | $1,538,000 | 4,196 |
| Premises and equipment expense | $267,000 | 6,100 |
| Additional noninterest expense | $923,000 | 4,663 |
| Pre-tax net operating income | $2,839,000 | 2,541 |
| Securities gains (losses) | $-43,000 | 11,086 |
| Applicable income taxes | $792,000 | 2,894 |
| Income before extraordinary items | $2,004,000 | 2,510 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,004,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $702,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,034,960 | 2,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 3,634 |
| Total interest expense | $3,757,000 | 3,254 |
| Net interest income | $4,497,000 | 3,922 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $441,000 | 5,756 |
| Gross Fiduciary activities income | $72,000 | 1,245 |
| Service charges on deposit accounts | $205,000 | 5,767 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $2,705,000 | 4,820 |
| Salaries and employee benefits | $1,469,000 | 4,354 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $996,000 | 4,724 |
| Pre-tax net operating income | $2,233,000 | 3,130 |
| Securities gains (losses) | $-141,000 | 11,754 |
| Applicable income taxes | $550,000 | 3,767 |
| Income before extraordinary items | $1,542,000 | 3,099 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,542,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $549,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,646,340 | 2,952 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 3,723 |
| Total interest expense | $3,705,000 | 3,400 |
| Net interest income | $4,502,000 | 3,936 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $510,000 | 5,527 |
| Gross Fiduciary activities income | $79,000 | 1,254 |
| Service charges on deposit accounts | $216,000 | 5,671 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $2,691,000 | 4,943 |
| Salaries and employee benefits | $1,475,000 | 4,340 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $977,000 | 5,020 |
| Pre-tax net operating income | $2,321,000 | 2,907 |
| Securities gains (losses) | $106,000 | 2,422 |
| Applicable income taxes | $733,000 | 2,979 |
| Income before extraordinary items | $1,694,000 | 2,903 |
| Extraordinary gains, net | $37,000 | 2,352 |
| Net income | $1,731,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 13,042 |
| Cash dividends | $591,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,619,800 | 2,855 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 3,934 |
| Total interest expense | $4,322,000 | 3,798 |
| Net interest income | $4,491,000 | 4,010 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $463,000 | 5,950 |
| Gross Fiduciary activities income | $44,000 | 1,387 |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $2,647,000 | 5,041 |
| Salaries and employee benefits | $1,440,000 | 4,384 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $964,000 | 5,207 |
| Pre-tax net operating income | $2,307,000 | 2,707 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $784,000 | 2,672 |
| Income before extraordinary items | $1,613,000 | 2,849 |
| Extraordinary gains, net | $315,000 | 298 |
| Net income | $1,928,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $972,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,552,700 | 2,748 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.