Home > The Corner Stone Bank > Income and Expense

The Corner Stone Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$11,154,000	2,683
Total interest expense	$2,682,000	2,755
Net interest income	$8,472,000	2,599
Provision for loan and lease losses	$981,000	850
Total noninterest income	$1,318,000	2,432
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$249,000	2,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,069,000	2,215
Total noninterest expense	$7,275,000	2,499
Salaries and employee benefits	$4,060,000	2,494
Premises and equipment expense	$556,000	2,816
Additional noninterest expense	$1,069,000	2,215
Pre-tax net operating income	$1,534,000	3,215
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$1,534,000	3,052
Extraordinary gains, net	$0	54
Net income	$1,534,000	3,086
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,534,000	3,054
Net charge-offs	$301,000	968
Cash dividends	$926,000	2,248
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,534,000	3,089
2023-09-30 (YTD Data)		Rank
Total interest income	$8,086,000	2,703
Total interest expense	$1,832,000	2,745
Net interest income	$6,254,000	2,656
Provision for loan and lease losses	$365,000	1,198
Total noninterest income	$950,000	2,469
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$191,000	2,419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$759,000	2,261
Total noninterest expense	$5,390,000	2,507
Salaries and employee benefits	$2,852,000	2,587
Premises and equipment expense	$480,000	2,618
Additional noninterest expense	$759,000	2,261
Pre-tax net operating income	$1,449,000	3,060
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$1,449,000	2,878
Extraordinary gains, net	$0	52
Net income	$1,449,000	2,908
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,449,000	2,879
Net charge-offs	$126,000	1,082
Cash dividends	$624,000	2,072
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,449,000	2,905
2023-06-30 (YTD Data)		Rank
Total interest income	$5,205,000	2,721
Total interest expense	$1,087,000	2,728
Net interest income	$4,118,000	2,694
Provision for loan and lease losses	$150,000	1,522
Total noninterest income	$629,000	2,425
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$127,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$502,000	2,196
Total noninterest expense	$3,670,000	2,448
Salaries and employee benefits	$1,877,000	2,610
Premises and equipment expense	$242,000	3,007
Additional noninterest expense	$502,000	2,193
Pre-tax net operating income	$927,000	3,119
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$927,000	2,959
Extraordinary gains, net	$0	51
Net income	$927,000	2,991
Minority interest net income	$0	81
Net income of bank and minority interests.	$927,000	2,958
Net charge-offs	$99,000	922
Cash dividends	$420,000	2,085
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$927,000	2,976
2023-03-31 (YTD Data)		Rank
Total interest income	$2,464,000	2,787
Total interest expense	$504,000	2,630
Net interest income	$1,960,000	2,767
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$322,000	2,411
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$64,000	2,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	2,154
Total noninterest expense	$1,738,000	2,561
Salaries and employee benefits	$768,000	2,953
Premises and equipment expense	$125,000	3,008
Additional noninterest expense	$258,000	2,154
Pre-tax net operating income	$469,000	3,170
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$469,000	3,013
Extraordinary gains, net	$0	4
Net income	$469,000	3,012
Minority interest net income	$0	48
Net income of bank and minority interests.	$469,000	3,013
Net charge-offs	$66,000	711
Cash dividends	$250,000	1,683
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$469,000	3,035
2022-12-31 (YTD Data)		Rank
Total interest income	$9,152,000	2,657
Total interest expense	$1,227,000	2,165
Net interest income	$7,925,000	2,692
Provision for loan and lease losses	$290,000	1,558
Total noninterest income	$1,378,000	2,431
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$283,000	2,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,095,000	2,244
Total noninterest expense	$6,793,000	2,557
Salaries and employee benefits	$3,769,000	2,588
Premises and equipment expense	$456,000	3,120
Additional noninterest expense	$1,095,000	2,244
Pre-tax net operating income	$2,220,000	3,004
Securities gains (losses)	$0	691
Applicable income taxes	$37,000	3,334
Income before extraordinary items	$2,183,000	2,846
Extraordinary gains, net	$0	5
Net income	$2,183,000	2,843
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,183,000	2,845
Net charge-offs	$287,000	792
Cash dividends	$1,300,000	1,885
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,183,000	2,879
2022-06-30 (YTD Data)		Rank
Total interest income	$4,303,000	2,647
Total interest expense	$580,000	1,778
Net interest income	$3,723,000	2,742
Provision for loan and lease losses	$140,000	1,355
Total noninterest income	$671,000	2,471
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$143,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	2,337
Total noninterest expense	$3,189,000	2,635
Salaries and employee benefits	$1,747,000	2,703
Premises and equipment expense	$203,000	3,307
Additional noninterest expense	$1,239,000	2,257
Pre-tax net operating income	$1,065,000	2,939
Securities gains (losses)	$0	687
Applicable income taxes	$37,000	3,061
Income before extraordinary items	$1,028,000	2,795
Extraordinary gains, net	$0	4
Net income	$1,028,000	2,793
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,028,000	2,795
Net charge-offs	$-46,000	4,157
Cash dividends	$300,000	2,221
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,028,000	2,825
2022-03-31 (YTD Data)		Rank
Total interest income	$2,112,000	2,632
Total interest expense	$296,000	1,699
Net interest income	$1,816,000	2,727
Provision for loan and lease losses	$65,000	1,209
Total noninterest income	$354,000	2,402
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$71,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$283,000	2,244
Total noninterest expense	$1,504,000	2,728
Salaries and employee benefits	$714,000	3,005
Premises and equipment expense	$120,000	3,073
Additional noninterest expense	$670,000	2,144
Pre-tax net operating income	$601,000	2,712
Securities gains (losses)	$0	623
Applicable income taxes	$37,000	2,656
Income before extraordinary items	$564,000	2,614
Extraordinary gains, net	$0	4
Net income	$564,000	2,611
Minority interest net income	$0	50
Net income of bank and minority interests.	$564,000	2,614
Net charge-offs	$17,000	1,013
Cash dividends	$200,000	1,712
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$564,000	2,637
2021-12-31 (YTD Data)		Rank
Total interest income	$9,322,000	2,559
Total interest expense	$1,250,000	1,895
Net interest income	$8,072,000	2,635
Provision for loan and lease losses	$120,000	2,036
Total noninterest income	$1,316,000	2,693
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$246,000	2,412
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,070,000	2,561
Total noninterest expense	$6,813,000	2,533
Salaries and employee benefits	$3,415,000	2,745
Premises and equipment expense	$530,000	2,936
Additional noninterest expense	$2,868,000	2,045
Pre-tax net operating income	$2,455,000	2,916
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,455,000	2,776
Extraordinary gains, net	$0	10
Net income	$2,455,000	2,777
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,455,000	2,777
Net charge-offs	$229,000	963
Cash dividends	$1,300,000	1,952
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,455,000	2,755
2021-09-30 (YTD Data)		Rank
Total interest income	$7,223,000	2,557
Total interest expense	$949,000	1,969
Net interest income	$6,274,000	2,621
Provision for loan and lease losses	$80,000	2,120
Total noninterest income	$991,000	2,715
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$175,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$816,000	2,586
Total noninterest expense	$4,961,000	2,589
Salaries and employee benefits	$2,314,000	2,899
Premises and equipment expense	$328,000	3,256
Additional noninterest expense	$2,319,000	1,934
Pre-tax net operating income	$2,224,000	2,821
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,224,000	2,662
Extraordinary gains, net	$0	8
Net income	$2,224,000	2,662
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,224,000	2,662
Net charge-offs	$-10,000	3,659
Cash dividends	$800,000	1,920
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,224,000	2,643
2021-06-30 (YTD Data)		Rank
Total interest income	$5,138,000	2,473
Total interest expense	$632,000	2,036
Net interest income	$4,506,000	2,508
Provision for loan and lease losses	$80,000	1,844
Total noninterest income	$600,000	2,792
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$107,000	2,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	2,653
Total noninterest expense	$2,838,000	2,823
Salaries and employee benefits	$1,543,000	2,905
Premises and equipment expense	$219,000	3,247
Additional noninterest expense	$1,076,000	2,445
Pre-tax net operating income	$2,188,000	2,268
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,188,000	2,119
Extraordinary gains, net	$0	6
Net income	$2,188,000	2,119
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,188,000	2,119
Net charge-offs	$-28,000	4,170
Cash dividends	$400,000	2,131
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,188,000	2,087
2021-03-31 (YTD Data)		Rank
Total interest income	$2,438,000	2,545
Total interest expense	$317,000	2,106
Net interest income	$2,121,000	2,580
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$275,000	2,886
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$52,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	2,739
Total noninterest expense	$1,330,000	2,928
Salaries and employee benefits	$730,000	2,975
Premises and equipment expense	$102,000	3,373
Additional noninterest expense	$498,000	2,546
Pre-tax net operating income	$1,006,000	2,353
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,006,000	2,203
Extraordinary gains, net	$0	3
Net income	$1,006,000	2,203
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,006,000	2,203
Net charge-offs	$-25,000	4,417
Cash dividends	$200,000	1,798
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,006,000	2,165
2020-12-31 (YTD Data)		Rank
Total interest income	$8,152,000	2,850
Total interest expense	$1,518,000	2,360
Net interest income	$6,634,000	2,897
Provision for loan and lease losses	$295,000	2,707
Total noninterest income	$1,076,000	2,785
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$241,000	2,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$835,000	2,656
Total noninterest expense	$6,240,000	2,634
Salaries and employee benefits	$3,412,000	2,729
Premises and equipment expense	$649,000	2,652
Additional noninterest expense	$2,179,000	2,404
Pre-tax net operating income	$1,175,000	3,561
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$1,175,000	3,492
Extraordinary gains, net	$0	4
Net income	$1,175,000	3,492
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,175,000	3,492
Net charge-offs	$211,000	1,517
Cash dividends	$1,500,000	1,772
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,175,000	3,434
2020-09-30 (YTD Data)		Rank
Total interest income	$6,165,000	2,853
Total interest expense	$1,169,000	2,423
Net interest income	$4,996,000	2,898
Provision for loan and lease losses	$225,000	2,648
Total noninterest income	$746,000	2,844
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$176,000	2,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$570,000	2,706
Total noninterest expense	$4,356,000	2,729
Salaries and employee benefits	$2,362,000	2,845
Premises and equipment expense	$337,000	3,224
Additional noninterest expense	$1,657,000	2,348
Pre-tax net operating income	$1,161,000	3,273
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,161,000	3,164
Extraordinary gains, net	$0	4
Net income	$1,161,000	3,163
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,161,000	3,164
Net charge-offs	$83,000	1,780
Cash dividends	$600,000	2,142
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,161,000	3,104
2020-06-30 (YTD Data)		Rank
Total interest income	$4,159,000	2,873
Total interest expense	$789,000	2,517
Net interest income	$3,370,000	2,900
Provision for loan and lease losses	$150,000	2,632
Total noninterest income	$502,000	2,796
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$115,000	2,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	2,641
Total noninterest expense	$3,000,000	2,699
Salaries and employee benefits	$1,620,000	2,812
Premises and equipment expense	$249,000	3,066
Additional noninterest expense	$1,131,000	2,306
Pre-tax net operating income	$722,000	3,352
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$722,000	3,237
Extraordinary gains, net	$0	4
Net income	$722,000	3,236
Minority interest net income	$0	65
Net income of bank and minority interests.	$722,000	3,237
Net charge-offs	$18,000	2,227
Cash dividends	$400,000	2,160
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$722,000	3,180
2020-03-31 (YTD Data)		Rank
Total interest income	$2,041,000	2,900
Total interest expense	$403,000	2,606
Net interest income	$1,638,000	2,930
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$282,000	2,601
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$69,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	2,367
Total noninterest expense	$1,320,000	2,924
Salaries and employee benefits	$769,000	2,920
Premises and equipment expense	$70,000	3,955
Additional noninterest expense	$481,000	2,606
Pre-tax net operating income	$525,000	2,719
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$525,000	2,575
Extraordinary gains, net	$0	4
Net income	$525,000	2,575
Minority interest net income	$0	56
Net income of bank and minority interests.	$525,000	2,576
Net charge-offs	$2,000	2,313
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$525,000	2,549
2019-12-31 (YTD Data)		Rank
Total interest income	$8,568,000	2,849
Total interest expense	$1,596,000	2,668
Net interest income	$6,972,000	2,848
Provision for loan and lease losses	$413,000	1,656
Total noninterest income	$1,253,000	2,533
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$328,000	2,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$925,000	2,348
Total noninterest expense	$6,057,000	2,684
Salaries and employee benefits	$3,459,000	2,688
Premises and equipment expense	$420,000	3,385
Additional noninterest expense	$2,178,000	2,422
Pre-tax net operating income	$1,755,000	3,197
Securities gains (losses)	$-2,000	4,594
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,753,000	3,081
Extraordinary gains, net	$0	11
Net income	$1,753,000	3,080
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,753,000	3,082
Net charge-offs	$171,000	1,809
Cash dividends	$1,050,000	2,272
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,755,000	3,050
2019-09-30 (YTD Data)		Rank
Total interest income	$6,445,000	2,880
Total interest expense	$1,175,000	2,713
Net interest income	$5,270,000	2,869
Provision for loan and lease losses	$338,000	1,509
Total noninterest income	$895,000	2,592
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$240,000	2,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$655,000	2,392
Total noninterest expense	$4,220,000	2,819
Salaries and employee benefits	$2,365,000	2,850
Premises and equipment expense	$272,000	3,671
Additional noninterest expense	$1,583,000	2,474
Pre-tax net operating income	$1,607,000	3,017
Securities gains (losses)	$-2,000	4,702
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,605,000	2,865
Extraordinary gains, net	$0	11
Net income	$1,605,000	2,866
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,605,000	2,866
Net charge-offs	$54,000	2,172
Cash dividends	$700,000	2,174
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,607,000	2,833
2019-06-30 (YTD Data)		Rank
Total interest income	$4,223,000	2,924
Total interest expense	$770,000	2,720
Net interest income	$3,453,000	2,916
Provision for loan and lease losses	$263,000	1,346
Total noninterest income	$689,000	2,370
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$160,000	2,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,156
Total noninterest expense	$2,751,000	2,864
Salaries and employee benefits	$1,504,000	2,959
Premises and equipment expense	$206,000	3,464
Additional noninterest expense	$1,041,000	2,513
Pre-tax net operating income	$1,128,000	2,930
Securities gains (losses)	$-2,000	4,715
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,126,000	2,771
Extraordinary gains, net	$0	11
Net income	$1,126,000	2,771
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,126,000	2,770
Net charge-offs	$67,000	1,636
Cash dividends	$400,000	2,324
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,128,000	2,748
2019-03-31 (YTD Data)		Rank
Total interest income	$2,034,000	2,992
Total interest expense	$378,000	2,714
Net interest income	$1,656,000	3,006
Provision for loan and lease losses	$188,000	992
Total noninterest income	$435,000	2,075
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$78,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$357,000	1,775
Total noninterest expense	$1,465,000	2,790
Salaries and employee benefits	$778,000	2,911
Premises and equipment expense	$90,000	3,703
Additional noninterest expense	$597,000	2,285
Pre-tax net operating income	$438,000	3,247
Securities gains (losses)	$-4,000	4,984
Applicable income taxes	$0	3,800
Income before extraordinary items	$434,000	3,100
Extraordinary gains, net	$0	5
Net income	$434,000	3,097
Minority interest net income	$0	52
Net income of bank and minority interests.	$434,000	3,099
Net charge-offs	$86,000	950
Cash dividends	$200,000	2,017
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$438,000	3,072
2018-12-31 (YTD Data)		Rank
Total interest income	$8,087,000	2,917
Total interest expense	$1,190,000	2,681
Net interest income	$6,897,000	2,930
Provision for loan and lease losses	$680,000	1,178
Total noninterest income	$1,005,000	2,855
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$387,000	2,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$618,000	2,810
Total noninterest expense	$5,820,000	2,771
Salaries and employee benefits	$3,154,000	2,864
Premises and equipment expense	$403,000	3,503
Additional noninterest expense	$2,263,000	2,396
Pre-tax net operating income	$1,402,000	3,622
Securities gains (losses)	$-2,000	4,086
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,400,000	3,453
Extraordinary gains, net	$0	6
Net income	$1,400,000	3,451
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,400,000	3,452
Net charge-offs	$469,000	991
Cash dividends	$900,000	2,341
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,402,000	3,464
2018-09-30 (YTD Data)		Rank
Total interest income	$6,015,000	2,935
Total interest expense	$838,000	2,702
Net interest income	$5,177,000	2,932
Provision for loan and lease losses	$595,000	999
Total noninterest income	$848,000	2,727
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$290,000	2,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$558,000	2,617
Total noninterest expense	$4,383,000	2,774
Salaries and employee benefits	$2,306,000	2,923
Premises and equipment expense	$246,000	3,910
Additional noninterest expense	$1,831,000	2,260
Pre-tax net operating income	$1,047,000	3,698
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,047,000	3,510
Extraordinary gains, net	$0	5
Net income	$1,047,000	3,509
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,047,000	3,509
Net charge-offs	$306,000	984
Cash dividends	$650,000	2,122
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,047,000	3,514
2018-06-30 (YTD Data)		Rank
Total interest income	$3,987,000	2,938
Total interest expense	$541,000	2,680
Net interest income	$3,446,000	2,943
Provision for loan and lease losses	$520,000	794
Total noninterest income	$576,000	2,690
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$197,000	2,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$379,000	2,596
Total noninterest expense	$2,862,000	2,834
Salaries and employee benefits	$1,497,000	2,989
Premises and equipment expense	$154,000	4,043
Additional noninterest expense	$1,211,000	2,275
Pre-tax net operating income	$640,000	3,809
Securities gains (losses)	$-1,000	4,637
Applicable income taxes	$0	4,018
Income before extraordinary items	$639,000	3,631
Extraordinary gains, net	$0	6
Net income	$639,000	3,630
Minority interest net income	$0	65
Net income of bank and minority interests.	$639,000	3,630
Net charge-offs	$296,000	734
Cash dividends	$450,000	2,111
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$640,000	3,629
2018-03-31 (YTD Data)		Rank
Total interest income	$1,990,000	2,944
Total interest expense	$268,000	2,627
Net interest income	$1,722,000	2,963
Provision for loan and lease losses	$445,000	526
Total noninterest income	$258,000	2,815
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$98,000	2,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	2,756
Total noninterest expense	$1,373,000	2,941
Salaries and employee benefits	$805,000	2,892
Premises and equipment expense	$74,000	4,152
Additional noninterest expense	$494,000	2,656
Pre-tax net operating income	$162,000	4,534
Securities gains (losses)	$-1,000	4,986
Applicable income taxes	$0	3,948
Income before extraordinary items	$161,000	4,423
Extraordinary gains, net	$0	7
Net income	$161,000	4,421
Minority interest net income	$0	52
Net income of bank and minority interests.	$161,000	4,423
Net charge-offs	$44,000	1,264
Cash dividends	$250,000	1,729
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$162,000	4,421
2017-12-31 (YTD Data)		Rank
Total interest income	$8,228,000	2,815
Total interest expense	$951,000	2,628
Net interest income	$7,277,000	2,816
Provision for loan and lease losses	$357,000	1,800
Total noninterest income	$942,000	3,036
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$422,000	2,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	3,100
Total noninterest expense	$5,740,000	2,852
Salaries and employee benefits	$3,464,000	2,727
Premises and equipment expense	$434,000	3,514
Additional noninterest expense	$1,842,000	2,811
Pre-tax net operating income	$2,122,000	3,013
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,122,000	2,590
Extraordinary gains, net	$0	9
Net income	$2,122,000	2,590
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,122,000	2,590
Net charge-offs	$539,000	1,035
Cash dividends	$1,050,000	2,132
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,122,000	2,565
2017-09-30 (YTD Data)		Rank
Total interest income	$6,172,000	2,825
Total interest expense	$712,000	2,611
Net interest income	$5,460,000	2,832
Provision for loan and lease losses	$282,000	1,683
Total noninterest income	$733,000	2,998
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$315,000	2,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	3,039
Total noninterest expense	$4,138,000	2,957
Salaries and employee benefits	$2,447,000	2,853
Premises and equipment expense	$304,000	3,669
Additional noninterest expense	$1,387,000	2,798
Pre-tax net operating income	$1,773,000	2,893
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,773,000	2,592
Extraordinary gains, net	$0	9
Net income	$1,773,000	2,592
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,773,000	2,592
Net charge-offs	$215,000	1,346
Cash dividends	$750,000	1,995
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,773,000	2,577
2017-06-30 (YTD Data)		Rank
Total interest income	$4,095,000	2,820
Total interest expense	$468,000	2,602
Net interest income	$3,627,000	2,836
Provision for loan and lease losses	$150,000	1,808
Total noninterest income	$466,000	3,079
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$210,000	2,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	3,160
Total noninterest expense	$2,792,000	2,941
Salaries and employee benefits	$1,638,000	2,864
Premises and equipment expense	$261,000	3,216
Additional noninterest expense	$893,000	2,881
Pre-tax net operating income	$1,151,000	2,902
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,151,000	2,598
Extraordinary gains, net	$0	11
Net income	$1,151,000	2,597
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,151,000	2,598
Net charge-offs	$176,000	1,138
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,151,000	2,577
2017-03-31 (YTD Data)		Rank
Total interest income	$2,048,000	2,823
Total interest expense	$233,000	2,583
Net interest income	$1,815,000	2,828
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$234,000	3,072
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$107,000	2,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	3,147
Total noninterest expense	$1,351,000	3,025
Salaries and employee benefits	$838,000	2,854
Premises and equipment expense	$88,000	3,977
Additional noninterest expense	$425,000	2,995
Pre-tax net operating income	$623,000	2,739
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$623,000	2,374
Extraordinary gains, net	$0	8
Net income	$623,000	2,373
Minority interest net income	$0	55
Net income of bank and minority interests.	$623,000	2,374
Net charge-offs	$141,000	748
Cash dividends	$300,000	1,627
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$623,000	2,353
2016-12-31 (YTD Data)		Rank
Total interest income	$8,346,000	2,767
Total interest expense	$865,000	2,670
Net interest income	$7,481,000	2,755
Provision for loan and lease losses	$540,000	1,398
Total noninterest income	$844,000	3,306
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$447,000	2,272
Trading account gains and fees	$0	170
Additional Noninterest Income	$397,000	3,572
Total noninterest expense	$5,640,000	2,950
Salaries and employee benefits	$3,319,000	2,853
Premises and equipment expense	$451,000	3,565
Additional noninterest expense	$1,870,000	2,874
Pre-tax net operating income	$2,145,000	2,942
Securities gains (losses)	$-1,000	5,500
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,144,000	2,672
Extraordinary gains, net	$0	5
Net income	$2,144,000	2,670
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,144,000	2,671
Net charge-offs	$1,029,000	649
Cash dividends	$1,200,000	1,965
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,145,000	2,613
2016-09-30 (YTD Data)		Rank
Total interest income	$6,244,000	2,779
Total interest expense	$642,000	2,687
Net interest income	$5,602,000	2,759
Provision for loan and lease losses	$180,000	2,135
Total noninterest income	$656,000	3,259
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$343,000	2,244
Trading account gains and fees	$0	169
Additional Noninterest Income	$313,000	3,520
Total noninterest expense	$4,029,000	3,047
Salaries and employee benefits	$2,325,000	2,957
Premises and equipment expense	$318,000	3,700
Additional noninterest expense	$1,386,000	2,905
Pre-tax net operating income	$2,049,000	2,577
Securities gains (losses)	$-7,000	5,778
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,042,000	2,307
Extraordinary gains, net	$0	5
Net income	$2,042,000	2,306
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,042,000	2,307
Net charge-offs	$120,000	1,906
Cash dividends	$800,000	1,879
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,049,000	2,243
2016-06-30 (YTD Data)		Rank
Total interest income	$4,128,000	2,805
Total interest expense	$420,000	2,746
Net interest income	$3,708,000	2,783
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$418,000	3,334
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$227,000	2,222
Trading account gains and fees	$0	157
Additional Noninterest Income	$191,000	3,674
Total noninterest expense	$2,642,000	3,095
Salaries and employee benefits	$1,507,000	3,038
Premises and equipment expense	$233,000	3,554
Additional noninterest expense	$902,000	2,963
Pre-tax net operating income	$1,364,000	2,554
Securities gains (losses)	$-7,000	5,873
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,357,000	2,292
Extraordinary gains, net	$0	16
Net income	$1,357,000	2,291
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,357,000	2,291
Net charge-offs	$87,000	1,747
Cash dividends	$500,000	1,970
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,364,000	2,220
2016-03-31 (YTD Data)		Rank
Total interest income	$2,057,000	2,808
Total interest expense	$213,000	2,725
Net interest income	$1,844,000	2,784
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$184,000	3,493
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$117,000	2,168
Trading account gains and fees	$0	142
Additional Noninterest Income	$67,000	4,073
Total noninterest expense	$1,359,000	3,064
Salaries and employee benefits	$793,000	2,964
Premises and equipment expense	$150,000	3,055
Additional noninterest expense	$416,000	3,139
Pre-tax net operating income	$609,000	2,716
Securities gains (losses)	$-7,000	5,955
Applicable income taxes	$0	4,259
Income before extraordinary items	$602,000	2,441
Extraordinary gains, net	$0	12
Net income	$602,000	2,441
Minority interest net income	$0	62
Net income of bank and minority interests.	$602,000	2,441
Net charge-offs	$51,000	1,416
Cash dividends	$200,000	1,921
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$609,000	2,370
2015-12-31 (YTD Data)		Rank
Total interest income	$7,838,000	2,877
Total interest expense	$756,000	2,924
Net interest income	$7,082,000	2,832
Provision for loan and lease losses	$295,000	1,941
Total noninterest income	$679,000	3,690
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$485,000	2,189
Trading account gains and fees	$0	159
Additional Noninterest Income	$194,000	4,493
Total noninterest expense	$5,014,000	3,207
Salaries and employee benefits	$3,124,000	2,958
Premises and equipment expense	$395,000	3,930
Additional noninterest expense	$1,495,000	3,405
Pre-tax net operating income	$2,452,000	2,670
Securities gains (losses)	$11,000	2,544
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,463,000	2,369
Extraordinary gains, net	$0	23
Net income	$2,463,000	2,370
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,463,000	2,371
Net charge-offs	$71,000	2,971
Cash dividends	$1,100,000	2,007
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,452,000	2,337
2015-09-30 (YTD Data)		Rank
Total interest income	$5,794,000	2,924
Total interest expense	$549,000	3,012
Net interest income	$5,245,000	2,882
Provision for loan and lease losses	$235,000	1,764
Total noninterest income	$500,000	3,732
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$357,000	2,228
Trading account gains and fees	$0	153
Additional Noninterest Income	$143,000	4,544
Total noninterest expense	$3,636,000	3,310
Salaries and employee benefits	$2,228,000	3,083
Premises and equipment expense	$272,000	4,153
Additional noninterest expense	$1,136,000	3,398
Pre-tax net operating income	$1,874,000	2,682
Securities gains (losses)	$-1,000	5,801
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,873,000	2,372
Extraordinary gains, net	$0	21
Net income	$1,873,000	2,373
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,873,000	2,373
Net charge-offs	$5,000	3,836
Cash dividends	$700,000	1,974
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,874,000	2,340
2015-06-30 (YTD Data)		Rank
Total interest income	$3,796,000	2,962
Total interest expense	$351,000	3,122
Net interest income	$3,445,000	2,910
Provision for loan and lease losses	$170,000	1,668
Total noninterest income	$329,000	3,772
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$222,000	2,318
Trading account gains and fees	$0	157
Additional Noninterest Income	$107,000	4,442
Total noninterest expense	$2,345,000	3,416
Salaries and employee benefits	$1,428,000	3,176
Premises and equipment expense	$177,000	4,238
Additional noninterest expense	$740,000	3,456
Pre-tax net operating income	$1,259,000	2,653
Securities gains (losses)	$-1,000	5,919
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,258,000	2,356
Extraordinary gains, net	$0	22
Net income	$1,258,000	2,358
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,258,000	2,358
Net charge-offs	$9,000	3,291
Cash dividends	$450,000	2,036
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,259,000	2,301
2015-03-31 (YTD Data)		Rank
Total interest income	$1,866,000	3,000
Total interest expense	$175,000	3,147
Net interest income	$1,691,000	2,954
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$165,000	3,736
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$107,000	2,356
Trading account gains and fees	$0	152
Additional Noninterest Income	$58,000	4,358
Total noninterest expense	$1,121,000	3,551
Salaries and employee benefits	$680,000	3,299
Premises and equipment expense	$97,000	4,092
Additional noninterest expense	$344,000	3,631
Pre-tax net operating income	$645,000	2,566
Securities gains (losses)	$-9,000	6,241
Applicable income taxes	$0	4,400
Income before extraordinary items	$636,000	2,300
Extraordinary gains, net	$0	13
Net income	$636,000	2,301
Minority interest net income	$0	64
Net income of bank and minority interests.	$636,000	2,301
Net charge-offs	$4,000	2,829
Cash dividends	$200,000	1,824
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$645,000	2,213
2014-12-31 (YTD Data)		Rank
Total interest income	$7,363,000	3,066
Total interest expense	$690,000	3,348
Net interest income	$6,673,000	2,999
Provision for loan and lease losses	$515,000	1,437
Total noninterest income	$902,000	3,273
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$467,000	2,387
Trading account gains and fees	$0	180
Additional Noninterest Income	$435,000	3,477
Total noninterest expense	$5,058,000	3,283
Salaries and employee benefits	$2,997,000	3,078
Premises and equipment expense	$495,000	3,658
Additional noninterest expense	$1,566,000	3,457
Pre-tax net operating income	$2,002,000	2,976
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,002,000	2,713
Extraordinary gains, net	$0	17
Net income	$2,002,000	2,711
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,002,000	2,713
Net charge-offs	$447,000	1,586
Cash dividends	$900,000	2,150
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,002,000	2,659
2014-09-30 (YTD Data)		Rank
Total interest income	$5,485,000	3,102
Total interest expense	$516,000	3,390
Net interest income	$4,969,000	3,033
Provision for loan and lease losses	$395,000	1,400
Total noninterest income	$760,000	3,122
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$354,000	2,389
Trading account gains and fees	$0	174
Additional Noninterest Income	$406,000	3,206
Total noninterest expense	$3,663,000	3,390
Salaries and employee benefits	$2,123,000	3,226
Premises and equipment expense	$370,000	3,719
Additional noninterest expense	$1,170,000	3,472
Pre-tax net operating income	$1,671,000	2,838
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,671,000	2,524
Extraordinary gains, net	$0	15
Net income	$1,671,000	2,525
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,671,000	2,524
Net charge-offs	$319,000	1,548
Cash dividends	$500,000	2,192
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,671,000	2,484
2014-06-30 (YTD Data)		Rank
Total interest income	$3,615,000	3,126
Total interest expense	$342,000	3,438
Net interest income	$3,273,000	3,060
Provision for loan and lease losses	$270,000	1,390
Total noninterest income	$598,000	2,837
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$230,000	2,411
Trading account gains and fees	$0	172
Additional Noninterest Income	$368,000	2,771
Total noninterest expense	$2,410,000	3,438
Salaries and employee benefits	$1,374,000	3,314
Premises and equipment expense	$232,000	3,877
Additional noninterest expense	$804,000	3,393
Pre-tax net operating income	$1,191,000	2,669
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,191,000	2,356
Extraordinary gains, net	$0	20
Net income	$1,191,000	2,360
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,191,000	2,360
Net charge-offs	$271,000	1,333
Cash dividends	$300,000	2,325
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,191,000	2,310
2014-03-31 (YTD Data)		Rank
Total interest income	$1,810,000	3,139
Total interest expense	$171,000	3,485
Net interest income	$1,639,000	3,061
Provision for loan and lease losses	$135,000	1,369
Total noninterest income	$212,000	3,372
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$114,000	2,408
Trading account gains and fees	$0	147
Additional Noninterest Income	$98,000	3,602
Total noninterest expense	$1,103,000	3,651
Salaries and employee benefits	$640,000	3,490
Premises and equipment expense	$95,000	4,329
Additional noninterest expense	$368,000	3,598
Pre-tax net operating income	$613,000	2,539
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$613,000	2,235
Extraordinary gains, net	$0	16
Net income	$613,000	2,237
Minority interest net income	$0	66
Net income of bank and minority interests.	$613,000	2,237
Net charge-offs	$73,000	1,577
Cash dividends	$100,000	2,217
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$613,000	2,198
2013-12-31 (YTD Data)		Rank
Total interest income	$7,132,000	3,202
Total interest expense	$737,000	3,626
Net interest income	$6,395,000	3,108
Provision for loan and lease losses	$540,000	1,748
Total noninterest income	$582,000	4,176
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$500,000	2,376
Trading account gains and fees	$0	184
Additional Noninterest Income	$82,000	5,535
Total noninterest expense	$5,100,000	3,363
Salaries and employee benefits	$2,766,000	3,291
Premises and equipment expense	$516,000	3,663
Additional noninterest expense	$1,818,000	3,195
Pre-tax net operating income	$1,337,000	3,593
Securities gains (losses)	$15,000	2,476
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,352,000	3,345
Extraordinary gains, net	$0	29
Net income	$1,352,000	3,347
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,352,000	3,348
Net charge-offs	$425,000	2,193
Cash dividends	$500,000	2,742
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,337,000	3,316
2013-09-30 (YTD Data)		Rank
Total interest income	$5,333,000	3,238
Total interest expense	$559,000	3,694
Net interest income	$4,774,000	3,139
Provision for loan and lease losses	$405,000	1,750
Total noninterest income	$416,000	4,318
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$370,000	2,416
Trading account gains and fees	$0	180
Additional Noninterest Income	$46,000	5,821
Total noninterest expense	$3,513,000	3,577
Salaries and employee benefits	$1,946,000	3,472
Premises and equipment expense	$381,000	3,733
Additional noninterest expense	$1,186,000	3,525
Pre-tax net operating income	$1,272,000	3,242
Securities gains (losses)	$15,000	2,337
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,287,000	2,941
Extraordinary gains, net	$0	25
Net income	$1,287,000	2,945
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,287,000	2,945
Net charge-offs	$253,000	2,298
Cash dividends	$200,000	2,912
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,272,000	2,889
2013-06-30 (YTD Data)		Rank
Total interest income	$3,526,000	3,265
Total interest expense	$374,000	3,732
Net interest income	$3,152,000	3,169
Provision for loan and lease losses	$270,000	1,786
Total noninterest income	$242,000	4,569
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$235,000	2,479
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,000	6,439
Total noninterest expense	$2,459,000	3,474
Salaries and employee benefits	$1,312,000	3,450
Premises and equipment expense	$269,000	3,604
Additional noninterest expense	$878,000	3,267
Pre-tax net operating income	$665,000	3,658
Securities gains (losses)	$15,000	2,143
Applicable income taxes	$0	4,679
Income before extraordinary items	$680,000	3,372
Extraordinary gains, net	$0	22
Net income	$680,000	3,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$680,000	3,375
Net charge-offs	$177,000	2,222
Cash dividends	$100,000	2,984
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$665,000	3,323
2013-03-31 (YTD Data)		Rank
Total interest income	$1,744,000	3,322
Total interest expense	$189,000	3,800
Net interest income	$1,555,000	3,212
Provision for loan and lease losses	$135,000	1,793
Total noninterest income	$131,000	4,416
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$113,000	2,561
Trading account gains and fees	$0	148
Additional Noninterest Income	$18,000	5,763
Total noninterest expense	$1,183,000	3,603
Salaries and employee benefits	$622,000	3,625
Premises and equipment expense	$185,000	2,905
Additional noninterest expense	$376,000	3,670
Pre-tax net operating income	$368,000	3,436
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$368,000	3,175
Extraordinary gains, net	$0	10
Net income	$368,000	3,175
Minority interest net income	$0	76
Net income of bank and minority interests.	$368,000	3,177
Net charge-offs	$37,000	2,639
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$368,000	3,082
2012-12-31 (YTD Data)		Rank
Total interest income	$7,539,000	3,264
Total interest expense	$904,000	3,859
Net interest income	$6,635,000	3,120
Provision for loan and lease losses	$630,000	2,394
Total noninterest income	$229,000	5,541
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$538,000	2,339
Trading account gains and fees	$0	166
Additional Noninterest Income	$-309,000	6,866
Total noninterest expense	$5,049,000	3,437
Salaries and employee benefits	$2,684,000	3,386
Premises and equipment expense	$530,000	3,680
Additional noninterest expense	$1,835,000	3,300
Pre-tax net operating income	$1,185,000	3,735
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,185,000	3,578
Extraordinary gains, net	$0	29
Net income	$1,185,000	3,579
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,185,000	3,580
Net charge-offs	$629,000	2,350
Cash dividends	$400,000	3,004
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,185,000	3,420
2012-09-30 (YTD Data)		Rank
Total interest income	$5,701,000	3,313
Total interest expense	$704,000	3,887
Net interest income	$4,997,000	3,159
Provision for loan and lease losses	$495,000	2,292
Total noninterest income	$156,000	5,727
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$404,000	2,373
Trading account gains and fees	$0	157
Additional Noninterest Income	$-248,000	7,007
Total noninterest expense	$3,467,000	3,707
Salaries and employee benefits	$1,818,000	3,670
Premises and equipment expense	$373,000	3,883
Additional noninterest expense	$1,276,000	3,490
Pre-tax net operating income	$1,191,000	3,336
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,191,000	3,092
Extraordinary gains, net	$0	20
Net income	$1,191,000	3,091
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,191,000	3,090
Net charge-offs	$366,000	2,572
Cash dividends	$200,000	2,886
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,191,000	2,943
2012-06-30 (YTD Data)		Rank
Total interest income	$3,834,000	3,307
Total interest expense	$492,000	3,867
Net interest income	$3,342,000	3,160
Provision for loan and lease losses	$320,000	2,321
Total noninterest income	$168,000	5,143
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$264,000	2,387
Trading account gains and fees	$0	153
Additional Noninterest Income	$-96,000	6,999
Total noninterest expense	$2,374,000	3,644
Salaries and employee benefits	$1,218,000	3,668
Premises and equipment expense	$247,000	3,900
Additional noninterest expense	$909,000	3,365
Pre-tax net operating income	$816,000	3,243
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$816,000	2,994
Extraordinary gains, net	$0	19
Net income	$816,000	2,994
Minority interest net income	$0	84
Net income of bank and minority interests.	$816,000	2,994
Net charge-offs	$302,000	2,318
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$816,000	2,854
2012-03-31 (YTD Data)		Rank
Total interest income	$1,898,000	3,357
Total interest expense	$262,000	3,829
Net interest income	$1,636,000	3,218
Provision for loan and lease losses	$135,000	2,529
Total noninterest income	$109,000	4,807
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$118,000	2,578
Trading account gains and fees	$0	148
Additional Noninterest Income	$-9,000	6,975
Total noninterest expense	$1,145,000	3,761
Salaries and employee benefits	$551,000	3,945
Premises and equipment expense	$116,000	4,068
Additional noninterest expense	$478,000	3,209
Pre-tax net operating income	$465,000	3,016
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$465,000	2,758
Extraordinary gains, net	$0	19
Net income	$465,000	2,760
Minority interest net income	$0	78
Net income of bank and minority interests.	$465,000	2,761
Net charge-offs	$166,000	1,998
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$465,000	2,624
2011-12-31 (YTD Data)		Rank
Total interest income	$8,209,000	3,255
Total interest expense	$1,781,000	3,018
Net interest income	$6,428,000	3,288
Provision for loan and lease losses	$590,000	3,224
Total noninterest income	$55,000	6,761
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$449,000	2,797
Trading account gains and fees	$0	146
Additional Noninterest Income	$-394,000	7,064
Total noninterest expense	$5,221,000	3,417
Salaries and employee benefits	$2,798,000	3,273
Premises and equipment expense	$450,000	4,299
Additional noninterest expense	$1,973,000	3,182
Pre-tax net operating income	$672,000	4,349
Securities gains (losses)	$9,000	3,367
Applicable income taxes	$0	4,719
Income before extraordinary items	$681,000	4,197
Extraordinary gains, net	$0	29
Net income	$681,000	4,199
Minority interest net income	$0	96
Net income of bank and minority interests.	$681,000	4,199
Net charge-offs	$604,000	2,948
Cash dividends	$450,000	2,542
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$672,000	4,090
2011-09-30 (YTD Data)		Rank
Total interest income	$6,210,000	3,271
Total interest expense	$1,415,000	3,000
Net interest income	$4,795,000	3,318
Provision for loan and lease losses	$420,000	3,147
Total noninterest income	$413,000	4,259
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$333,000	2,824
Trading account gains and fees	$0	145
Additional Noninterest Income	$80,000	5,330
Total noninterest expense	$4,078,000	3,321
Salaries and employee benefits	$1,967,000	3,444
Premises and equipment expense	$317,000	4,495
Additional noninterest expense	$1,794,000	2,686
Pre-tax net operating income	$710,000	3,949
Securities gains (losses)	$9,000	3,085
Applicable income taxes	$0	4,740
Income before extraordinary items	$719,000	3,707
Extraordinary gains, net	$0	21
Net income	$719,000	3,710
Minority interest net income	$0	87
Net income of bank and minority interests.	$719,000	3,709
Net charge-offs	$310,000	3,217
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$710,000	3,623
2011-06-30 (YTD Data)		Rank
Total interest income	$4,135,000	3,293
Total interest expense	$968,000	3,027
Net interest income	$3,167,000	3,349
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$316,000	4,014
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$217,000	2,844
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	4,553
Total noninterest expense	$2,956,000	3,135
Salaries and employee benefits	$1,407,000	3,300
Premises and equipment expense	$231,000	4,319
Additional noninterest expense	$1,318,000	2,521
Pre-tax net operating income	$227,000	4,960
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$227,000	4,843
Extraordinary gains, net	$0	15
Net income	$227,000	4,842
Minority interest net income	$0	89
Net income of bank and minority interests.	$227,000	4,843
Net charge-offs	$208,000	3,071
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$227,000	4,751
2011-03-31 (YTD Data)		Rank
Total interest income	$2,050,000	3,341
Total interest expense	$507,000	3,002
Net interest income	$1,543,000	3,392
Provision for loan and lease losses	$220,000	2,338
Total noninterest income	$161,000	4,022
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$103,000	2,917
Trading account gains and fees	$0	158
Additional Noninterest Income	$58,000	4,429
Total noninterest expense	$1,389,000	3,309
Salaries and employee benefits	$700,000	3,332
Premises and equipment expense	$129,000	4,078
Additional noninterest expense	$560,000	2,897
Pre-tax net operating income	$95,000	5,201
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$95,000	5,081
Extraordinary gains, net	$0	9
Net income	$95,000	5,079
Minority interest net income	$0	86
Net income of bank and minority interests.	$95,000	5,081
Net charge-offs	$63,000	3,167
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$95,000	5,022
2010-12-31 (YTD Data)		Rank
Total interest income	$8,292,000	3,449
Total interest expense	$2,372,000	3,123
Net interest income	$5,920,000	3,496
Provision for loan and lease losses	$1,862,000	2,170
Total noninterest income	$686,000	3,980
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$521,000	2,564
Trading account gains and fees	$0	175
Additional Noninterest Income	$165,000	4,857
Total noninterest expense	$5,820,000	3,188
Salaries and employee benefits	$3,060,000	3,053
Premises and equipment expense	$569,000	3,858
Additional noninterest expense	$2,191,000	2,993
Pre-tax net operating income	$-1,076,000	6,515
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-1,076,000	6,618
Extraordinary gains, net	$0	29
Net income	$-1,076,000	6,619
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,076,000	6,619
Net charge-offs	$877,000	2,872
Cash dividends	$550,000	2,230
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-1,076,000	6,583
2010-09-30 (YTD Data)		Rank
Total interest income	$6,234,000	3,516
Total interest expense	$1,824,000	3,178
Net interest income	$4,410,000	3,567
Provision for loan and lease losses	$680,000	3,074
Total noninterest income	$526,000	3,972
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$404,000	2,563
Trading account gains and fees	$0	165
Additional Noninterest Income	$122,000	4,957
Total noninterest expense	$3,727,000	3,630
Salaries and employee benefits	$2,056,000	3,377
Premises and equipment expense	$403,000	4,077
Additional noninterest expense	$1,268,000	3,667
Pre-tax net operating income	$529,000	4,130
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$529,000	4,010
Extraordinary gains, net	$0	23
Net income	$529,000	4,013
Minority interest net income	$0	110
Net income of bank and minority interests.	$529,000	4,013
Net charge-offs	$459,000	3,192
Cash dividends	$550,000	1,645
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$529,000	3,869
2010-06-30 (YTD Data)		Rank
Total interest income	$4,083,000	3,603
Total interest expense	$1,243,000	3,221
Net interest income	$2,840,000	3,664
Provision for loan and lease losses	$620,000	2,528
Total noninterest income	$354,000	3,900
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$277,000	2,516
Trading account gains and fees	$0	152
Additional Noninterest Income	$77,000	5,031
Total noninterest expense	$2,585,000	3,532
Salaries and employee benefits	$1,394,000	3,354
Premises and equipment expense	$314,000	3,683
Additional noninterest expense	$877,000	3,556
Pre-tax net operating income	$-11,000	6,093
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-11,000	6,210
Extraordinary gains, net	$0	19
Net income	$-11,000	6,212
Minority interest net income	$0	105
Net income of bank and minority interests.	$-11,000	6,211
Net charge-offs	$105,000	4,187
Cash dividends	$350,000	1,736
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-11,000	6,110
2010-03-31 (YTD Data)		Rank
Total interest income	$1,981,000	3,735
Total interest expense	$632,000	3,303
Net interest income	$1,349,000	3,825
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$171,000	3,993
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$134,000	2,560
Trading account gains and fees	$0	175
Additional Noninterest Income	$37,000	5,161
Total noninterest expense	$1,193,000	3,779
Salaries and employee benefits	$664,000	3,522
Premises and equipment expense	$193,000	3,216
Additional noninterest expense	$336,000	4,278
Pre-tax net operating income	$267,000	3,568
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$267,000	3,357
Extraordinary gains, net	$0	16
Net income	$267,000	3,355
Minority interest net income	$0	91
Net income of bank and minority interests.	$267,000	3,357
Net charge-offs	$30,000	4,145
Cash dividends	$200,000	1,369
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$267,000	3,241
2009-12-31 (YTD Data)		Rank
Total interest income	$8,443,000	3,683
Total interest expense	$2,908,000	3,493
Net interest income	$5,535,000	3,681
Provision for loan and lease losses	$516,000	4,494
Total noninterest income	$669,000	4,161
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$514,000	2,830
Trading account gains and fees	$0	211
Additional Noninterest Income	$155,000	5,043
Total noninterest expense	$4,866,000	3,780
Salaries and employee benefits	$2,975,000	3,199
Premises and equipment expense	$446,000	4,709
Additional noninterest expense	$1,445,000	4,188
Pre-tax net operating income	$822,000	3,302
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$822,000	3,108
Extraordinary gains, net	$0	34
Net income	$822,000	3,108
Minority interest net income	$0	115
Net income of bank and minority interests.	$822,000	3,108
Net charge-offs	$622,000	3,512
Cash dividends	$1,000,000	1,619
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$822,000	3,037
2009-09-30 (YTD Data)		Rank
Total interest income	$6,335,000	3,723
Total interest expense	$2,192,000	3,617
Net interest income	$4,143,000	3,703
Provision for loan and lease losses	$350,000	4,373
Total noninterest income	$496,000	4,241
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$375,000	2,896
Trading account gains and fees	$0	212
Additional Noninterest Income	$121,000	5,110
Total noninterest expense	$3,198,000	4,169
Salaries and employee benefits	$2,036,000	3,491
Premises and equipment expense	$291,000	5,109
Additional noninterest expense	$871,000	4,817
Pre-tax net operating income	$1,091,000	2,593
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,091,000	2,336
Extraordinary gains, net	$0	27
Net income	$1,091,000	2,332
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,091,000	2,335
Net charge-offs	$472,000	3,120
Cash dividends	$750,000	1,553
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,091,000	2,294
2009-06-30 (YTD Data)		Rank
Total interest income	$4,254,000	3,738
Total interest expense	$1,441,000	3,770
Net interest income	$2,813,000	3,638
Provision for loan and lease losses	$100,000	5,300
Total noninterest income	$324,000	4,288
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$239,000	2,956
Trading account gains and fees	$0	193
Additional Noninterest Income	$85,000	5,080
Total noninterest expense	$2,095,000	4,263
Salaries and employee benefits	$1,341,000	3,578
Premises and equipment expense	$198,000	5,101
Additional noninterest expense	$556,000	4,950
Pre-tax net operating income	$942,000	2,221
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$942,000	1,945
Extraordinary gains, net	$0	21
Net income	$942,000	1,943
Minority interest net income	$0	112
Net income of bank and minority interests.	$942,000	1,944
Net charge-offs	$310,000	2,889
Cash dividends	$500,000	1,607
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$942,000	1,882
2009-03-31 (YTD Data)		Rank
Total interest income	$2,148,000	3,744
Total interest expense	$710,000	3,905
Net interest income	$1,438,000	3,578
Provision for loan and lease losses	$40,000	5,160
Total noninterest income	$153,000	4,339
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$115,000	2,985
Trading account gains and fees	$0	171
Additional Noninterest Income	$38,000	5,265
Total noninterest expense	$1,005,000	4,292
Salaries and employee benefits	$617,000	3,842
Premises and equipment expense	$72,000	5,887
Additional noninterest expense	$316,000	4,242
Pre-tax net operating income	$546,000	2,219
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$545,000	1,965
Extraordinary gains, net	$0	15
Net income	$545,000	1,967
Minority interest net income	$0	102
Net income of bank and minority interests.	$545,000	1,967
Net charge-offs	$243,000	1,980
Cash dividends	$250,000	1,500
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$545,000	1,851
2008-12-31 (YTD Data)		Rank
Total interest income	$8,659,000	3,905
Total interest expense	$3,207,000	4,057
Net interest income	$5,452,000	3,718
Provision for loan and lease losses	$140,000	5,648
Total noninterest income	$729,000	4,044
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$548,000	2,818
Trading account gains and fees	$0	154
Additional Noninterest Income	$181,000	5,008
Total noninterest expense	$4,294,000	4,023
Salaries and employee benefits	$2,778,000	3,467
Premises and equipment expense	$420,000	4,962
Additional noninterest expense	$1,096,000	4,547
Pre-tax net operating income	$1,747,000	2,744
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,000	4,863
Income before extraordinary items	$1,746,000	2,247
Extraordinary gains, net	$0	39
Net income	$1,746,000	2,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	4,270
Cash dividends	$1,050,000	2,214
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,746,000	2,379
2008-09-30 (YTD Data)		Rank
Total interest income	$6,529,000	3,954
Total interest expense	$2,483,000	4,095
Net interest income	$4,046,000	3,771
Provision for loan and lease losses	$60,000	5,691
Total noninterest income	$550,000	4,129
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$411,000	2,835
Trading account gains and fees	$0	148
Additional Noninterest Income	$139,000	5,075
Total noninterest expense	$2,917,000	4,314
Salaries and employee benefits	$1,841,000	3,856
Premises and equipment expense	$306,000	5,047
Additional noninterest expense	$770,000	4,662
Pre-tax net operating income	$1,619,000	2,688
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,000	5,240
Income before extraordinary items	$1,618,000	2,175
Extraordinary gains, net	$0	31
Net income	$1,618,000	2,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,791
Cash dividends	$750,000	2,176
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,618,000	2,285
2008-06-30 (YTD Data)		Rank
Total interest income	$4,354,000	4,017
Total interest expense	$1,710,000	4,147
Net interest income	$2,644,000	3,829
Provision for loan and lease losses	$0	6,671
Total noninterest income	$350,000	4,280
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$261,000	2,910
Trading account gains and fees	$0	149
Additional Noninterest Income	$89,000	5,243
Total noninterest expense	$1,951,000	4,319
Salaries and employee benefits	$1,211,000	3,930
Premises and equipment expense	$204,000	5,087
Additional noninterest expense	$536,000	4,531
Pre-tax net operating income	$1,043,000	2,865
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,000	5,487
Income before extraordinary items	$1,042,000	2,487
Extraordinary gains, net	$0	21
Net income	$1,042,000	2,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,432
Cash dividends	$500,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,042,000	2,443
2008-03-31 (YTD Data)		Rank
Total interest income	$2,165,000	4,113
Total interest expense	$896,000	4,194
Net interest income	$1,269,000	3,933
Provision for loan and lease losses	$0	6,080
Total noninterest income	$192,000	4,084
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$132,000	2,865
Trading account gains and fees	$0	158
Additional Noninterest Income	$60,000	4,693
Total noninterest expense	$878,000	4,660
Salaries and employee benefits	$571,000	4,123
Premises and equipment expense	$104,000	5,055
Additional noninterest expense	$203,000	5,333
Pre-tax net operating income	$583,000	2,771
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$583,000	2,363
Extraordinary gains, net	$0	15
Net income	$583,000	2,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,745
Cash dividends	$250,000	2,054
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$583,000	2,297
2007-12-31 (YTD Data)		Rank
Total interest income	$8,222,000	4,293
Total interest expense	$3,607,000	4,266
Net interest income	$4,615,000	4,220
Provision for loan and lease losses	$90,000	5,036
Total noninterest income	$827,000	3,956
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$618,000	2,611
Trading account gains and fees	$0	178
Additional Noninterest Income	$209,000	4,974
Total noninterest expense	$3,887,000	4,211
Salaries and employee benefits	$2,468,000	3,758
Premises and equipment expense	$374,000	5,226
Additional noninterest expense	$1,045,000	4,513
Pre-tax net operating income	$1,465,000	3,945
Securities gains (losses)	$0	2,146
Applicable income taxes	$20,000	5,425
Income before extraordinary items	$1,445,000	3,532
Extraordinary gains, net	$0	39
Net income	$1,445,000	3,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,720
Cash dividends	$900,000	2,792
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,445,000	3,520
2007-09-30 (YTD Data)		Rank
Total interest income	$6,061,000	4,346
Total interest expense	$2,688,000	4,291
Net interest income	$3,373,000	4,322
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$633,000	3,910
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$467,000	2,583
Trading account gains and fees	$0	184
Additional Noninterest Income	$166,000	4,870
Total noninterest expense	$2,738,000	4,383
Salaries and employee benefits	$1,726,000	3,943
Premises and equipment expense	$276,000	5,258
Additional noninterest expense	$736,000	4,657
Pre-tax net operating income	$1,178,000	3,995
Securities gains (losses)	$0	1,655
Applicable income taxes	$20,000	5,469
Income before extraordinary items	$1,158,000	3,552
Extraordinary gains, net	$0	33
Net income	$1,158,000	3,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,913
Cash dividends	$675,000	2,527
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,158,000	3,532
2007-06-30 (YTD Data)		Rank
Total interest income	$3,969,000	4,416
Total interest expense	$1,768,000	4,340
Net interest income	$2,201,000	4,411
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$415,000	3,955
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$296,000	2,687
Trading account gains and fees	$0	168
Additional Noninterest Income	$119,000	4,768
Total noninterest expense	$1,806,000	4,437
Salaries and employee benefits	$1,140,000	4,000
Premises and equipment expense	$203,000	4,994
Additional noninterest expense	$463,000	4,828
Pre-tax net operating income	$750,000	4,157
Securities gains (losses)	$0	1,444
Applicable income taxes	$16,000	5,455
Income before extraordinary items	$734,000	3,712
Extraordinary gains, net	$0	29
Net income	$734,000	3,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,279
Cash dividends	$450,000	2,579
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$734,000	3,693
2007-03-31 (YTD Data)		Rank
Total interest income	$1,918,000	4,512
Total interest expense	$877,000	4,341
Net interest income	$1,041,000	4,567
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$212,000	3,888
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$138,000	2,762
Trading account gains and fees	$0	195
Additional Noninterest Income	$74,000	4,353
Total noninterest expense	$950,000	4,290
Salaries and employee benefits	$602,000	3,881
Premises and equipment expense	$128,000	4,318
Additional noninterest expense	$220,000	4,940
Pre-tax net operating income	$273,000	4,868
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$273,000	4,370
Extraordinary gains, net	$0	22
Net income	$273,000	4,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,785
Cash dividends	$225,000	2,281
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$273,000	4,352
2006-12-31 (YTD Data)		Rank
Total interest income	$7,656,000	4,320
Total interest expense	$3,058,000	4,272
Net interest income	$4,598,000	4,285
Provision for loan and lease losses	$205,000	3,480
Total noninterest income	$795,000	4,066
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$650,000	2,529
Trading account gains and fees	$0	130
Additional Noninterest Income	$145,000	5,680
Total noninterest expense	$3,831,000	4,116
Salaries and employee benefits	$2,326,000	3,825
Premises and equipment expense	$379,000	5,104
Additional noninterest expense	$1,126,000	4,137
Pre-tax net operating income	$1,357,000	4,515
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,357,000	3,998
Extraordinary gains, net	$0	51
Net income	$1,357,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$349,000	1,495
Cash dividends	$800,000	2,936
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,357,000	3,976
2006-09-30 (YTD Data)		Rank
Total interest income	$5,630,000	4,351
Total interest expense	$2,161,000	4,337
Net interest income	$3,469,000	4,274
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$625,000	3,965
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$541,000	2,320
Trading account gains and fees	$0	126
Additional Noninterest Income	$84,000	6,144
Total noninterest expense	$2,743,000	4,232
Salaries and employee benefits	$1,619,000	4,025
Premises and equipment expense	$277,000	5,184
Additional noninterest expense	$847,000	4,099
Pre-tax net operating income	$1,216,000	4,265
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,216,000	3,710
Extraordinary gains, net	$0	45
Net income	$1,216,000	3,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	1,364
Cash dividends	$592,000	2,709
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,216,000	3,690
2006-06-30 (YTD Data)		Rank
Total interest income	$3,784,000	4,285
Total interest expense	$1,338,000	4,400
Net interest income	$2,446,000	4,100
Provision for loan and lease losses	$105,000	3,244
Total noninterest income	$423,000	3,920
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$365,000	2,269
Trading account gains and fees	$0	126
Additional Noninterest Income	$58,000	6,139
Total noninterest expense	$1,811,000	4,281
Salaries and employee benefits	$1,070,000	4,061
Premises and equipment expense	$191,000	5,073
Additional noninterest expense	$550,000	4,189
Pre-tax net operating income	$953,000	3,908
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$953,000	3,322
Extraordinary gains, net	$0	39
Net income	$953,000	3,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	1,108
Cash dividends	$392,000	2,758
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$953,000	3,316
2006-03-31 (YTD Data)		Rank
Total interest income	$1,864,000	4,278
Total interest expense	$645,000	4,389
Net interest income	$1,219,000	4,116
Provision for loan and lease losses	$80,000	2,332
Total noninterest income	$204,000	3,944
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$177,000	2,257
Trading account gains and fees	$0	115
Additional Noninterest Income	$27,000	6,246
Total noninterest expense	$860,000	4,466
Salaries and employee benefits	$502,000	4,272
Premises and equipment expense	$88,000	5,343
Additional noninterest expense	$270,000	4,230
Pre-tax net operating income	$483,000	3,820
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$483,000	3,250
Extraordinary gains, net	$0	21
Net income	$483,000	3,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	873
Cash dividends	$192,000	2,481
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$483,000	3,230
2005-12-31 (YTD Data)		Rank
Total interest income	$7,038,000	4,130
Total interest expense	$2,010,000	4,420
Net interest income	$5,028,000	3,935
Provision for loan and lease losses	$903,000	1,139
Total noninterest income	$746,000	4,209
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$644,000	2,517
Trading account gains and fees	$0	138
Additional Noninterest Income	$102,000	6,372
Total noninterest expense	$3,890,000	3,939
Salaries and employee benefits	$2,413,000	3,585
Premises and equipment expense	$348,000	5,307
Additional noninterest expense	$1,129,000	4,047
Pre-tax net operating income	$981,000	5,405
Securities gains (losses)	$-290,000	8,647
Applicable income taxes	$0	6,964
Income before extraordinary items	$691,000	5,700
Extraordinary gains, net	$0	46
Net income	$691,000	5,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$669,000	925
Cash dividends	$700,000	3,073
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$981,000	4,847
2005-09-30 (YTD Data)		Rank
Total interest income	$5,270,000	4,088
Total interest expense	$1,438,000	4,415
Net interest income	$3,832,000	3,887
Provision for loan and lease losses	$871,000	869
Total noninterest income	$535,000	4,352
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$458,000	2,622
Trading account gains and fees	$0	126
Additional Noninterest Income	$77,000	6,377
Total noninterest expense	$2,652,000	4,215
Salaries and employee benefits	$1,613,000	3,890
Premises and equipment expense	$225,000	5,737
Additional noninterest expense	$814,000	4,129
Pre-tax net operating income	$844,000	5,199
Securities gains (losses)	$-290,000	8,757
Applicable income taxes	$0	6,976
Income before extraordinary items	$554,000	5,659
Extraordinary gains, net	$0	35
Net income	$554,000	5,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$575,000	747
Cash dividends	$700,000	2,306
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$844,000	4,573
2005-06-30 (YTD Data)		Rank
Total interest income	$3,651,000	3,911
Total interest expense	$909,000	4,421
Net interest income	$2,742,000	3,654
Provision for loan and lease losses	$871,000	595
Total noninterest income	$333,000	4,507
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$285,000	2,716
Trading account gains and fees	$0	116
Additional Noninterest Income	$48,000	6,470
Total noninterest expense	$1,713,000	4,315
Salaries and employee benefits	$1,055,000	3,921
Premises and equipment expense	$156,000	5,596
Additional noninterest expense	$502,000	4,364
Pre-tax net operating income	$491,000	5,519
Securities gains (losses)	$-268,000	8,785
Applicable income taxes	$0	6,961
Income before extraordinary items	$223,000	6,736
Extraordinary gains, net	$0	30
Net income	$223,000	6,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$506,000	591
Cash dividends	$700,000	1,741
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$491,000	4,875
2005-03-31 (YTD Data)		Rank
Total interest income	$1,844,000	3,830
Total interest expense	$426,000	4,479
Net interest income	$1,418,000	3,567
Provision for loan and lease losses	$0	6,226
Total noninterest income	$160,000	4,552
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$135,000	2,769
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,000	6,471
Total noninterest expense	$907,000	4,139
Salaries and employee benefits	$548,000	3,823
Premises and equipment expense	$100,000	4,863
Additional noninterest expense	$259,000	4,244
Pre-tax net operating income	$671,000	2,952
Securities gains (losses)	$-268,000	8,879
Applicable income taxes	$0	6,892
Income before extraordinary items	$403,000	3,598
Extraordinary gains, net	$0	24
Net income	$403,000	3,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	487
Cash dividends	$450,000	1,340
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$671,000	2,365
2004-12-31 (YTD Data)		Rank
Total interest income	$7,450,000	3,618
Total interest expense	$1,730,000	4,084
Net interest income	$5,720,000	3,419
Provision for loan and lease losses	$250,000	3,237
Total noninterest income	$764,000	4,177
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$661,000	2,505
Trading account gains and fees	$0	138
Additional Noninterest Income	$103,000	6,364
Total noninterest expense	$3,659,000	4,017
Salaries and employee benefits	$2,432,000	3,430
Premises and equipment expense	$273,000	5,959
Additional noninterest expense	$954,000	4,521
Pre-tax net operating income	$2,575,000	2,935
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$2,575,000	2,373
Extraordinary gains, net	$0	34
Net income	$2,575,000	2,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,884
Cash dividends	$2,425,000	1,163
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,575,000	2,317
2004-09-30 (YTD Data)		Rank
Total interest income	$5,560,000	3,607
Total interest expense	$1,316,000	4,017
Net interest income	$4,244,000	3,430
Provision for loan and lease losses	$250,000	2,570
Total noninterest income	$587,000	4,137
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$497,000	2,510
Trading account gains and fees	$0	134
Additional Noninterest Income	$90,000	6,127
Total noninterest expense	$2,461,000	4,351
Salaries and employee benefits	$1,589,000	3,783
Premises and equipment expense	$194,000	6,091
Additional noninterest expense	$678,000	4,643
Pre-tax net operating income	$2,120,000	2,739
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$2,120,000	2,204
Extraordinary gains, net	$0	26
Net income	$2,120,000	2,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	1,354
Cash dividends	$1,925,000	1,033
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,120,000	2,153
2004-06-30 (YTD Data)		Rank
Total interest income	$3,752,000	3,560
Total interest expense	$889,000	3,968
Net interest income	$2,863,000	3,395
Provision for loan and lease losses	$250,000	1,820
Total noninterest income	$387,000	4,171
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$319,000	2,578
Trading account gains and fees	$0	130
Additional Noninterest Income	$68,000	5,903
Total noninterest expense	$1,622,000	4,412
Salaries and employee benefits	$1,004,000	3,959
Premises and equipment expense	$147,000	5,726
Additional noninterest expense	$471,000	4,535
Pre-tax net operating income	$1,378,000	2,762
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$1,378,000	2,234
Extraordinary gains, net	$0	21
Net income	$1,378,000	2,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$332,000	974
Cash dividends	$1,275,000	1,032
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,378,000	2,170
2004-03-31 (YTD Data)		Rank
Total interest income	$1,859,000	3,596
Total interest expense	$452,000	3,965
Net interest income	$1,407,000	3,431
Provision for loan and lease losses	$0	6,501
Total noninterest income	$202,000	4,039
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$155,000	2,607
Trading account gains and fees	$0	121
Additional Noninterest Income	$47,000	5,234
Total noninterest expense	$799,000	4,488
Salaries and employee benefits	$511,000	3,936
Premises and equipment expense	$80,000	5,517
Additional noninterest expense	$208,000	4,925
Pre-tax net operating income	$810,000	2,404
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$810,000	1,935
Extraordinary gains, net	$0	16
Net income	$810,000	1,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$725,000	891
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$810,000	1,849
2003-12-31 (YTD Data)		Rank
Total interest income	$7,553,000	3,590
Total interest expense	$1,914,000	4,162
Net interest income	$5,639,000	3,353
Provision for loan and lease losses	$489,000	2,209
Total noninterest income	$862,000	4,050
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$724,000	2,296
Trading account gains and fees	$0	160
Additional Noninterest Income	$138,000	5,969
Total noninterest expense	$3,639,000	3,977
Salaries and employee benefits	$2,347,000	3,443
Premises and equipment expense	$369,000	5,008
Additional noninterest expense	$923,000	4,541
Pre-tax net operating income	$2,373,000	3,006
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$2,373,000	2,490
Extraordinary gains, net	$0	54
Net income	$2,373,000	2,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	2,572
Cash dividends	$3,125,000	959
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,373,000	2,377
2003-09-30 (YTD Data)		Rank
Total interest income	$5,535,000	3,698
Total interest expense	$1,452,000	4,250
Net interest income	$4,083,000	3,469
Provision for loan and lease losses	$389,000	2,074
Total noninterest income	$596,000	4,289
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$513,000	2,415
Trading account gains and fees	$0	153
Additional Noninterest Income	$83,000	6,408
Total noninterest expense	$2,459,000	4,324
Salaries and employee benefits	$1,521,000	3,866
Premises and equipment expense	$288,000	4,857
Additional noninterest expense	$650,000	4,732
Pre-tax net operating income	$1,831,000	3,033
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,831,000	2,520
Extraordinary gains, net	$0	40
Net income	$1,831,000	2,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,605
Cash dividends	$1,725,000	1,148
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,831,000	2,386
2003-06-30 (YTD Data)		Rank
Total interest income	$3,613,000	3,794
Total interest expense	$974,000	4,328
Net interest income	$2,639,000	3,549
Provision for loan and lease losses	$389,000	1,444
Total noninterest income	$405,000	4,215
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$333,000	2,442
Trading account gains and fees	$0	150
Additional Noninterest Income	$72,000	5,940
Total noninterest expense	$1,615,000	4,356
Salaries and employee benefits	$1,004,000	3,896
Premises and equipment expense	$182,000	5,012
Additional noninterest expense	$429,000	4,760
Pre-tax net operating income	$1,040,000	3,427
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$1,040,000	2,884
Extraordinary gains, net	$0	30
Net income	$1,040,000	2,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	1,963
Cash dividends	$1,150,000	1,177
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,040,000	2,724
2003-03-31 (YTD Data)		Rank
Total interest income	$1,746,000	3,930
Total interest expense	$494,000	4,372
Net interest income	$1,252,000	3,676
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$208,000	4,062
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$156,000	2,505
Trading account gains and fees	$0	134
Additional Noninterest Income	$52,000	5,197
Total noninterest expense	$792,000	4,395
Salaries and employee benefits	$471,000	4,084
Premises and equipment expense	$108,000	4,477
Additional noninterest expense	$213,000	4,739
Pre-tax net operating income	$623,000	2,994
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$623,000	2,444
Extraordinary gains, net	$0	21
Net income	$623,000	2,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$575,000	1,085
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$623,000	2,306
2002-12-31 (YTD Data)		Rank
Total interest income	$7,480,000	3,842
Total interest expense	$2,281,000	4,401
Net interest income	$5,199,000	3,543
Provision for loan and lease losses	$450,000	2,572
Total noninterest income	$824,000	3,915
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$677,000	2,309
Trading account gains and fees	$0	153
Additional Noninterest Income	$147,000	5,641
Total noninterest expense	$3,127,000	4,326
Salaries and employee benefits	$2,136,000	3,547
Premises and equipment expense	$313,000	5,433
Additional noninterest expense	$678,000	5,512
Pre-tax net operating income	$2,446,000	2,930
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$2,446,000	2,398
Extraordinary gains, net	$0	70
Net income	$2,446,000	2,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$342,000	2,169
Cash dividends	$2,525,000	1,077
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,446,000	2,318
2001-12-31 (YTD Data)		Rank
Total interest income	$7,708,000	4,148
Total interest expense	$3,224,000	4,469
Net interest income	$4,484,000	3,776
Provision for loan and lease losses	$100,000	5,578
Total noninterest income	$663,000	4,324
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$586,000	2,482
Trading account gains and fees	$0	177
Additional Noninterest Income	$77,000	6,957
Total noninterest expense	$3,064,000	4,259
Salaries and employee benefits	$2,000,000	3,591
Premises and equipment expense	$300,000	5,518
Additional noninterest expense	$764,000	4,948
Pre-tax net operating income	$1,983,000	3,186
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$1,983,000	2,560
Extraordinary gains, net	$0	105
Net income	$1,983,000	2,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,671
Cash dividends	$2,300,000	1,167
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,983,000	2,472
2000-12-31 (YTD Data)		Rank
Total interest income	$7,443,000	4,362
Total interest expense	$3,244,000	4,650
Net interest income	$4,199,000	4,016
Provision for loan and lease losses	$100,000	5,274
Total noninterest income	$539,000	4,699
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$451,000	2,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	6,711
Total noninterest expense	$2,883,000	4,362
Salaries and employee benefits	$1,953,000	3,543
Premises and equipment expense	$206,000	6,674
Additional noninterest expense	$724,000	5,058
Pre-tax net operating income	$1,755,000	3,626
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$371,000	4,155
Income before extraordinary items	$1,376,000	3,481
Extraordinary gains, net	$0	38
Net income	$1,376,000	3,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$337,000	1,683
Cash dividends	$720,000	2,857
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,382,320	3,454
1999-12-31 (YTD Data)		Rank
Total interest income	$7,092,000	4,347
Total interest expense	$2,809,000	4,843
Net interest income	$4,283,000	3,944
Provision for loan and lease losses	$0	8,503
Total noninterest income	$554,000	4,664
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$421,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	5,903
Total noninterest expense	$2,919,000	4,305
Salaries and employee benefits	$1,928,000	3,555
Premises and equipment expense	$226,000	6,413
Additional noninterest expense	$765,000	4,951
Pre-tax net operating income	$1,918,000	3,443
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$708,000	2,884
Income before extraordinary items	$1,212,000	3,847
Extraordinary gains, net	$0	35
Net income	$1,212,000	3,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	9,738
Cash dividends	$14,000	7,011
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,210,720	3,816
1998-12-31 (YTD Data)		Rank
Total interest income	$6,925,000	4,437
Total interest expense	$2,991,000	4,741
Net interest income	$3,934,000	4,175
Provision for loan and lease losses	$350,000	2,310
Total noninterest income	$546,000	4,679
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$464,000	2,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,117
Total noninterest expense	$2,473,000	4,811
Salaries and employee benefits	$1,643,000	3,953
Premises and equipment expense	$135,000	7,968
Additional noninterest expense	$695,000	5,196
Pre-tax net operating income	$1,657,000	3,883
Securities gains (losses)	$0	4,449
Applicable income taxes	$612,000	3,356
Income before extraordinary items	$1,045,000	4,346
Extraordinary gains, net	$0	32
Net income	$1,045,000	4,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,285
Cash dividends	$14,000	7,331
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,045,000	4,257
1997-12-31 (YTD Data)		Rank
Total interest income	$6,517,000	4,767
Total interest expense	$2,876,000	4,891
Net interest income	$3,641,000	4,579
Provision for loan and lease losses	$450,000	1,925
Total noninterest income	$468,000	5,210
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$392,000	3,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	7,510
Total noninterest expense	$2,282,000	5,135
Salaries and employee benefits	$1,539,000	4,168
Premises and equipment expense	$154,000	7,716
Additional noninterest expense	$589,000	5,880
Pre-tax net operating income	$1,377,000	4,768
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$499,000	4,213
Income before extraordinary items	$879,000	5,124
Extraordinary gains, net	$0	44
Net income	$879,000	5,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$448,000	1,466
Cash dividends	$14,000	7,695
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$878,360	5,078
1996-12-31 (YTD Data)		Rank
Total interest income	$6,068,000	5,143
Total interest expense	$2,632,000	5,314
Net interest income	$3,436,000	4,897
Provision for loan and lease losses	$500,000	1,732
Total noninterest income	$451,000	5,528
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$365,000	3,616
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,551
Total noninterest expense	$2,084,000	5,762
Salaries and employee benefits	$1,304,000	4,843
Premises and equipment expense	$150,000	8,057
Additional noninterest expense	$630,000	6,166
Pre-tax net operating income	$1,303,000	4,819
Securities gains (losses)	$0	4,148
Applicable income taxes	$472,000	4,344
Income before extraordinary items	$831,000	5,162
Extraordinary gains, net	$0	53
Net income	$831,000	5,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	2,567
Cash dividends	$14,000	8,151
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$831,000	5,103
1995-12-31 (YTD Data)		Rank
Total interest income	$5,551,000	5,550
Total interest expense	$2,587,000	5,417
Net interest income	$2,964,000	5,548
Provision for loan and lease losses	$150,000	3,621
Total noninterest income	$448,000	5,563
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$344,000	3,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,102
Total noninterest expense	$2,152,000	5,670
Salaries and employee benefits	$1,374,000	4,635
Premises and equipment expense	$190,000	7,389
Additional noninterest expense	$588,000	6,609
Pre-tax net operating income	$1,110,000	5,573
Securities gains (losses)	$0	3,831
Applicable income taxes	$403,000	4,928
Income before extraordinary items	$707,000	5,944
Extraordinary gains, net	$0	65
Net income	$707,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,113
Cash dividends	$14,000	8,503
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$707,000	5,927
1994-12-31 (YTD Data)		Rank
Total interest income	$4,767,000	5,880
Total interest expense	$1,686,000	6,367
Net interest income	$3,081,000	5,508
Provision for loan and lease losses	$0	9,146
Total noninterest income	$407,000	6,081
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$343,000	3,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	8,924
Total noninterest expense	$2,083,000	6,001
Salaries and employee benefits	$1,364,000	4,678
Premises and equipment expense	$182,000	7,818
Additional noninterest expense	$537,000	7,545
Pre-tax net operating income	$1,405,000	4,662
Securities gains (losses)	$0	3,600
Applicable income taxes	$528,000	3,898
Income before extraordinary items	$877,000	5,019
Extraordinary gains, net	$0	249
Net income	$877,000	5,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,686
Cash dividends	$14,000	8,708
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$877,000	5,064
1993-12-31 (YTD Data)		Rank
Total interest income	$4,611,000	6,187
Total interest expense	$1,724,000	6,551
Net interest income	$2,887,000	5,826
Provision for loan and lease losses	$0	10,371
Total noninterest income	$382,000	6,686
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$296,000	4,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	8,379
Total noninterest expense	$2,035,000	6,234
Salaries and employee benefits	$1,239,000	5,092
Premises and equipment expense	$195,000	7,784
Additional noninterest expense	$601,000	7,324
Pre-tax net operating income	$1,234,000	5,079
Securities gains (losses)	$0	7,477
Applicable income taxes	$463,000	4,471
Income before extraordinary items	$771,000	5,721
Extraordinary gains, net	$-49,000	12,721
Net income	$722,000	6,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,984
Cash dividends	$14,000	8,821
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$771,000	5,480
1992-12-31 (YTD Data)		Rank
Total interest income	$4,673,000	6,706
Total interest expense	$2,163,000	6,712
Net interest income	$2,510,000	6,572
Provision for loan and lease losses	$120,000	6,707
Total noninterest income	$353,000	7,075
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$298,000	4,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	10,088
Total noninterest expense	$1,886,000	6,694
Salaries and employee benefits	$1,222,000	5,078
Premises and equipment expense	$165,000	8,699
Additional noninterest expense	$499,000	8,472
Pre-tax net operating income	$857,000	6,304
Securities gains (losses)	$0	8,369
Applicable income taxes	$267,000	6,408
Income before extraordinary items	$590,000	6,643
Extraordinary gains, net	$0	1,422
Net income	$590,000	6,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	5,373
Cash dividends	$14,000	8,631
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$590,000	6,286

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.