Home > The Conway National Bank > Net charge- offs to loans
The Conway National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0464% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1578% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4852% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8107% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0623% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4084% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5563% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3476% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 4,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 4,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4734% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7467% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4040% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0541% | 4,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7746% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2966% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7452% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0644% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0788% | 4,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.1845% | 4,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0538% | 4,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1610% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2280% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5249% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2104% | 1,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0876% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.1084% | 4,615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0725% | 4,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2812% | 4,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0312% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2531% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0180% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1030% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0543% | 4,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,035 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1096% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 3,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3743% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1851% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5290% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1644% | 4,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1243% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,081 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1049% | 4,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6890% | 4,477 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0262% | 3,862 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4585% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0533% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0729% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0840% | 4,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 4,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0043% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1533% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0611% | 4,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0551% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0885% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.1076% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 4,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0913% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0739% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7495% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1201% | 4,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0667% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1021% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.1542% | 4,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1485% | 4,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6387% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1927% | 4,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1085% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.2947% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2548% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1934% | 4,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9695% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2573% | 4,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0665% | 4,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0964% | 4,406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 4,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 4,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4641% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6178% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0671% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 4,454 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0652% | 4,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6773% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2056% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7037% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.1296% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1814% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7908% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4530% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8101% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0496% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0842% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2848% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8758% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7318% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8842% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.3619% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 4,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5371% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7715% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4617% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0680% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3522% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5008% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1262% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4014% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0693% | 4,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2263% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3272% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2775% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2068% | 1,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 4,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0710% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0655% | 4,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0695% | 4,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4754% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2720% | 4,841 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7956% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2394% | 4,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0671% | 5,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.3022% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0699% | 4,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1753% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9350% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0665% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9963% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0858% | 5,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.3773% | 4,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0793% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7457% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6250% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8289% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 4,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.1507% | 4,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0535% | 4,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 5,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8941% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2000% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9363% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 4,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.2544% | 4,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1305% | 4,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1231% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8020% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1424% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3032% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1675% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0808% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0671% | 5,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1826% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3576% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1478% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8006% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1087% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.1102% | 4,840 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1605% | 5,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1928% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4737% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1730% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1772% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6438% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1493% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 686 |
| Percentage Net Loans Charged-off:Construction & development | -0.1207% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 5,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7005% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1330% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 4,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0357% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8138% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0492% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 5,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0713% | 4,923 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0941% | 5,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3832% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 5,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1542% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3635% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9347% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3899% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1572% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2108% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0087% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8018% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0219% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 5,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0604% | 5,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1286% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4519% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1715% | 599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0688% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2152% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 5,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0765% | 5,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3038% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8811% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3310% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3594% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5224% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3624% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4355% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6854% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4836% | 481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.1129% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4421% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7893% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8056% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7882% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.4860% | 5,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1648% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3851% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0318% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4858% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | -0.4477% | 5,462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 5,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2196% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2343% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0669% | 1,112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4447% | 1,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 4,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.8047% | 5,615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2693% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3113% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5614% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6005% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5201% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.1628% | 5,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6148% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 3,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 3,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8313% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5649% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4502% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5733% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6353% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2993% | 987 |
| Percentage Net Loans Charged-off:Construction & development | -0.2396% | 5,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7629% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1208% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8499% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7055% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8604% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6968% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3410% | 897 |
| Percentage Net Loans Charged-off:Construction & development | -0.1518% | 5,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8080% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0400% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2163% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9705% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1605% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6987% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3854% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0375% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7976% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1544% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1652% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2621% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7499% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5437% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7653% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8885% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5520% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.7317% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5922% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4049% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1686% | 4,878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4443% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8130% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7306% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5105% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8218% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9848% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6792% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.9600% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6246% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5633% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6021% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4300% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0681% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3720% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1951% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0349% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7173% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 1.1433% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6073% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5460% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5836% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8109% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8959% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3403% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0132% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5841% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0130% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 1.8483% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1964% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6044% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6457% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0568% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8619% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5224% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1160% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2258% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9325% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 1.7971% | 1,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4306% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9566% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0179% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5396% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9950% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6602% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0215% | 571 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4307% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4168% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1786% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 1.8470% | 1,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7483% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1476% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2201% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7162% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0777% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6773% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1095% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9343% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2994% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0886% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 2.6974% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 2,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3664% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4512% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4765% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7789% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1937% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7455% | 671 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4544% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5468% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1649% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 1.5136% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7276% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8322% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2068% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9609% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9998% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0394% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7934% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6867% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 3.3797% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5411% | 1,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7578% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8572% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8274% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6430% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1283% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4740% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8013% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8327% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 3.1774% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6289% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0529% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1674% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8637% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5965% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0976% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4023% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7803% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7634% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 4.4954% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3741% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9130% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0184% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0422% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7558% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6198% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4727% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4640% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4723% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 1.8874% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6991% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0849% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1989% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4557% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5091% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0149% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2729% | 863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9529% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6636% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 5.8852% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2139% | 2,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3340% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4047% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3923% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2227% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8074% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1228% | 1,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0438% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6937% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 6.3752% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1215% | 2,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2273% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2920% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8043% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3692% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2242% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8247% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3924% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 4.5925% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1767% | 2,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1285% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1878% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9794% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1918% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4688% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8092% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6367% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 5.9845% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1761% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2380% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2170% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3462% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6729% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1316% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9487% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 2.9480% | 1,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 2,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7960% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7735% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7972% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0149% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4123% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3361% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7854% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.9636% | 87 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0470% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8665% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 3.0376% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 2,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5506% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5781% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1405% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8520% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5757% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0522% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.7150% | 71 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0099% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7129% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 1.9418% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 2,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6911% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7253% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2806% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5529% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0351% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5469% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.1557% | 49 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9077% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8004% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 3.0493% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3473% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3640% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1869% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3113% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8278% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6269% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.6216% | 21 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3322% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 3,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.3907% | 2,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6789% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2740% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5655% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6302% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2442% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0740% | 2,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6765% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9999% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4749% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4724% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 3,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0903% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 2,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6993% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8382% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2833% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1384% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1784% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1991% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6271% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5674% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3996% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1973% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 3,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7468% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7965% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8400% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3138% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6839% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5930% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4098% | 1,017 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1062% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8371% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3311% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1548% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1572% | 7,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2990% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7517% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4245% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6263% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 8,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.1017% | 7,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0535% | 8,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3146% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 7,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7845% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0873% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1931% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 3,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4300% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8061% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7625% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7429% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1624% | 7,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9537% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1623% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8150% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 7,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8954% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8208% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7916% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 7,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 8,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3293% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6454% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4582% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1147% | 7,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 8,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0711% | 8,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 7,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0805% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 2,957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5221% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1516% | 7,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0501% | 8,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1109% | 8,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 8,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 8,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1476% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3792% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5801% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2280% | 7,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 8,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 8,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 3,659 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7555% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0093% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 2,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3887% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9327% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1339% | 2,508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1160% | 7,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3144% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9529% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5995% | 1,374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1513% | 7,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0181% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 2,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2998% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0891% | 1,359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2286% | 7,539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0362% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 7,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4983% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7141% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 2,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6075% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7500% | 3,171 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0341% | 1,167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0602% | 7,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0750% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5482% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6560% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3065% | 1,024 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0780% | 7,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1134% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 7,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3988% | 3,997 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0842% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1158% | 7,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2334% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 8,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7400% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0482% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 8,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 2,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4118% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9737% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4722% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7797% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2183% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0784% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 3,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 3,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6058% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9190% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6888% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2141% | 8,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.3069% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8199% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4484% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1830% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3214% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0433% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9606% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3399% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2427% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9914% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0776% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3401% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0712% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1477% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1551% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4815% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8562% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4943% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6561% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2978% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5656% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4773% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6992% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 6,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0699% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1574% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5905% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7508% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4133% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |