Home > The Community Bank > Income and Expense

The Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,051,0001,526
Total interest expense$6,182,0001,790
Net interest income$20,869,0001,389
Provision for loan and lease losses$240,0001,853
Total noninterest income$5,751,0001,084
Gross Fiduciary activities income$666,000563
Service charges on deposit accounts$765,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$4,320,000966
Total noninterest expense$18,703,0001,275
Salaries and employee benefits$9,983,0001,340
Premises and equipment expense$1,961,0001,239
Additional noninterest expense$4,320,000966
Pre-tax net operating income$7,677,0001,442
Securities gains (losses)$0988
Applicable income taxes$1,491,0001,187
Income before extraordinary items$6,186,0001,487
Extraordinary gains, net$054
Net income$6,186,0001,503
Minority interest net income$088
Net income of bank and minority interests.$6,186,0001,490
Net charge-offs$122,0001,383
Cash dividends$683,0002,521
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,186,0001,519
2023-09-30 (YTD Data)Rank
Total interest income$19,827,0001,519
Total interest expense$3,866,0001,867
Net interest income$15,961,0001,370
Provision for loan and lease losses$180,0001,734
Total noninterest income$4,296,0001,093
Gross Fiduciary activities income$477,000562
Service charges on deposit accounts$592,0001,193
Trading account gains and feesNANA
Additional Noninterest Income$3,227,000984
Total noninterest expense$14,192,0001,254
Salaries and employee benefits$7,684,0001,317
Premises and equipment expense$1,482,0001,231
Additional noninterest expense$3,227,000984
Pre-tax net operating income$5,885,0001,474
Securities gains (losses)$0849
Applicable income taxes$1,149,0001,183
Income before extraordinary items$4,736,0001,518
Extraordinary gains, net$052
Net income$4,736,0001,530
Minority interest net income$081
Net income of bank and minority interests.$4,736,0001,518
Net charge-offs$70,0001,339
Cash dividends$340,0002,504
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,736,0001,540
2023-06-30 (YTD Data)Rank
Total interest income$12,898,0001,516
Total interest expense$2,195,0001,898
Net interest income$10,703,0001,374
Provision for loan and lease losses$120,0001,688
Total noninterest income$2,874,0001,031
Gross Fiduciary activities income$319,000557
Service charges on deposit accounts$403,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$2,152,000916
Total noninterest expense$9,316,0001,257
Salaries and employee benefits$5,051,0001,321
Premises and equipment expense$1,040,0001,176
Additional noninterest expense$2,152,000915
Pre-tax net operating income$4,141,0001,390
Securities gains (losses)$0938
Applicable income taxes$812,0001,150
Income before extraordinary items$3,329,0001,447
Extraordinary gains, net$051
Net income$3,329,0001,464
Minority interest net income$081
Net income of bank and minority interests.$3,329,0001,447
Net charge-offs$39,0001,267
Cash dividends$340,0002,231
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,329,0001,452
2023-03-31 (YTD Data)Rank
Total interest income$6,250,0001,525
Total interest expense$941,0001,900
Net interest income$5,309,0001,392
Provision for loan and lease losses$60,0001,563
Total noninterest income$1,427,0001,036
Gross Fiduciary activities income$168,000571
Service charges on deposit accounts$237,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$1,022,000947
Total noninterest expense$4,773,0001,255
Salaries and employee benefits$2,698,0001,281
Premises and equipment expense$514,0001,220
Additional noninterest expense$1,022,000947
Pre-tax net operating income$1,903,0001,522
Securities gains (losses)$0950
Applicable income taxes$372,0001,222
Income before extraordinary items$1,531,0001,579
Extraordinary gains, net$04
Net income$1,531,0001,579
Minority interest net income$048
Net income of bank and minority interests.$1,531,0001,579
Net charge-offs$14,0001,246
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,531,0001,597
2022-12-31 (YTD Data)Rank
Total interest income$21,144,0001,503
Total interest expense$2,143,0001,522
Net interest income$19,001,0001,504
Provision for loan and lease losses$-80,0004,345
Total noninterest income$5,969,0001,062
Gross Fiduciary activities income$696,000576
Service charges on deposit accounts$940,0001,061
Trading account gains and feesNANA
Additional Noninterest Income$4,333,000999
Total noninterest expense$17,851,0001,292
Salaries and employee benefits$9,090,0001,425
Premises and equipment expense$2,038,0001,183
Additional noninterest expense$4,333,000999
Pre-tax net operating income$7,199,0001,608
Securities gains (losses)$0691
Applicable income taxes$1,410,0001,307
Income before extraordinary items$5,789,0001,661
Extraordinary gains, net$05
Net income$5,789,0001,658
Minority interest net income$063
Net income of bank and minority interests.$5,789,0001,660
Net charge-offs$219,000884
Cash dividends$842,0002,296
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,789,0001,690
2022-09-30 (YTD Data)Rank
Total interest income$15,155,0001,503
Total interest expense$1,532,0001,296
Net interest income$13,623,0001,534
Provision for loan and lease losses$90,0001,934
Total noninterest income$4,539,0001,078
Gross Fiduciary activities income$532,000571
Service charges on deposit accounts$699,0001,085
Trading account gains and feesNANA
Additional Noninterest Income$3,308,000996
Total noninterest expense$13,314,0001,291
Salaries and employee benefits$6,961,0001,391
Premises and equipment expense$1,546,0001,166
Additional noninterest expense$3,308,000996
Pre-tax net operating income$4,758,0001,756
Securities gains (losses)$0740
Applicable income taxes$927,0001,397
Income before extraordinary items$3,831,0001,783
Extraordinary gains, net$04
Net income$3,831,0001,783
Minority interest net income$057
Net income of bank and minority interests.$3,831,0001,782
Net charge-offs$123,000853
Cash dividends$503,0002,189
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,831,0001,817
2022-06-30 (YTD Data)Rank
Total interest income$9,555,0001,526
Total interest expense$1,013,0001,122
Net interest income$8,542,0001,569
Provision for loan and lease losses$60,0001,769
Total noninterest income$2,992,0001,075
Gross Fiduciary activities income$369,000530
Service charges on deposit accounts$438,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$2,185,0001,037
Total noninterest expense$8,563,0001,321
Salaries and employee benefits$4,626,0001,390
Premises and equipment expense$1,032,0001,162
Additional noninterest expense$2,905,0001,188
Pre-tax net operating income$2,911,0001,771
Securities gains (losses)$0687
Applicable income taxes$571,0001,389
Income before extraordinary items$2,340,0001,799
Extraordinary gains, net$04
Net income$2,340,0001,799
Minority interest net income$060
Net income of bank and minority interests.$2,340,0001,799
Net charge-offs$130,000643
Cash dividends$413,0002,024
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,340,0001,840
2022-03-31 (YTD Data)Rank
Total interest income$4,440,0001,586
Total interest expense$510,0001,076
Net interest income$3,930,0001,643
Provision for loan and lease losses$30,0001,548
Total noninterest income$1,473,0001,073
Gross Fiduciary activities income$182,000534
Service charges on deposit accounts$217,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$1,074,0001,040
Total noninterest expense$4,145,0001,348
Salaries and employee benefits$2,196,0001,463
Premises and equipment expense$519,0001,165
Additional noninterest expense$1,430,0001,184
Pre-tax net operating income$1,228,0001,890
Securities gains (losses)$0623
Applicable income taxes$235,0001,488
Income before extraordinary items$993,0001,929
Extraordinary gains, net$04
Net income$993,0001,928
Minority interest net income$050
Net income of bank and minority interests.$993,0001,929
Net charge-offs$22,000920
Cash dividends$90,0002,030
Sale, conversion, retirement of capital stock, net$0453
Net operating income$993,0001,947
2021-12-31 (YTD Data)Rank
Total interest income$18,392,0001,582
Total interest expense$2,271,0001,187
Net interest income$16,121,0001,630
Provision for loan and lease losses$03,064
Total noninterest income$6,834,0001,077
Gross Fiduciary activities income$732,000528
Service charges on deposit accounts$760,0001,174
Trading account gains and feesNANA
Additional Noninterest Income$5,342,0001,022
Total noninterest expense$17,343,0001,307
Salaries and employee benefits$9,193,0001,388
Premises and equipment expense$2,173,0001,127
Additional noninterest expense$5,977,0001,141
Pre-tax net operating income$5,612,0001,911
Securities gains (losses)$2,0001,964
Applicable income taxes$1,050,0001,570
Income before extraordinary items$4,564,0001,999
Extraordinary gains, net$010
Net income$4,564,0001,999
Minority interest net income$074
Net income of bank and minority interests.$4,564,0002,000
Net charge-offs$-100,0004,361
Cash dividends$3,823,000985
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,562,3801,970
2021-09-30 (YTD Data)Rank
Total interest income$13,848,0001,609
Total interest expense$1,735,0001,235
Net interest income$12,113,0001,653
Provision for loan and lease losses$02,963
Total noninterest income$5,257,0001,087
Gross Fiduciary activities income$544,000524
Service charges on deposit accounts$540,0001,214
Trading account gains and feesNANA
Additional Noninterest Income$4,173,0001,013
Total noninterest expense$12,771,0001,325
Salaries and employee benefits$6,679,0001,431
Premises and equipment expense$1,647,0001,129
Additional noninterest expense$4,445,0001,158
Pre-tax net operating income$4,599,0001,879
Securities gains (losses)$2,0001,903
Applicable income taxes$875,0001,573
Income before extraordinary items$3,726,0001,971
Extraordinary gains, net$08
Net income$3,726,0001,970
Minority interest net income$069
Net income of bank and minority interests.$3,726,0001,971
Net charge-offs$-96,0004,444
Cash dividends$3,123,000826
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,724,3801,946
2021-06-30 (YTD Data)Rank
Total interest income$9,312,0001,590
Total interest expense$1,179,0001,258
Net interest income$8,133,0001,631
Provision for loan and lease losses$80,0001,844
Total noninterest income$3,550,0001,069
Gross Fiduciary activities income$359,000530
Service charges on deposit accounts$325,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$2,866,0001,008
Total noninterest expense$8,566,0001,306
Salaries and employee benefits$4,542,0001,402
Premises and equipment expense$1,071,0001,144
Additional noninterest expense$2,953,0001,139
Pre-tax net operating income$3,037,0001,876
Securities gains (losses)$2,0001,698
Applicable income taxes$572,0001,562
Income before extraordinary items$2,467,0001,963
Extraordinary gains, net$06
Net income$2,467,0001,962
Minority interest net income$067
Net income of bank and minority interests.$2,467,0001,963
Net charge-offs$-59,0004,411
Cash dividends$3,123,000597
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,465,3801,929
2021-03-31 (YTD Data)Rank
Total interest income$4,634,0001,600
Total interest expense$597,0001,318
Net interest income$4,037,0001,629
Provision for loan and lease losses$80,0001,404
Total noninterest income$1,735,0001,091
Gross Fiduciary activities income$175,000534
Service charges on deposit accounts$161,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$1,399,0001,028
Total noninterest expense$4,091,0001,343
Salaries and employee benefits$2,120,0001,471
Premises and equipment expense$536,0001,155
Additional noninterest expense$1,435,0001,141
Pre-tax net operating income$1,601,0001,796
Securities gains (losses)$01,392
Applicable income taxes$302,0001,503
Income before extraordinary items$1,299,0001,893
Extraordinary gains, net$03
Net income$1,299,0001,892
Minority interest net income$055
Net income of bank and minority interests.$1,299,0001,893
Net charge-offs$-58,0004,649
Cash dividends$75,0002,209
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,299,0001,857
2020-12-31 (YTD Data)Rank
Total interest income$19,747,0001,516
Total interest expense$2,844,0001,554
Net interest income$16,903,0001,486
Provision for loan and lease losses$490,0002,269
Total noninterest income$6,815,0001,041
Gross Fiduciary activities income$666,000536
Service charges on deposit accounts$770,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$5,379,000967
Total noninterest expense$16,646,0001,288
Salaries and employee benefits$9,007,0001,369
Premises and equipment expense$2,147,0001,106
Additional noninterest expense$5,492,0001,173
Pre-tax net operating income$6,582,0001,451
Securities gains (losses)$02,675
Applicable income taxes$1,239,0001,283
Income before extraordinary items$5,343,0001,552
Extraordinary gains, net$04
Net income$5,343,0001,552
Minority interest net income$072
Net income of bank and minority interests.$5,343,0001,552
Net charge-offs$978,000659
Cash dividends$5,820,000679
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,343,0001,514
2020-09-30 (YTD Data)Rank
Total interest income$14,910,0001,511
Total interest expense$2,194,0001,596
Net interest income$12,716,0001,474
Provision for loan and lease losses$370,0002,231
Total noninterest income$4,827,0001,041
Gross Fiduciary activities income$497,000530
Service charges on deposit accounts$571,0001,171
Trading account gains and feesNANA
Additional Noninterest Income$3,759,000984
Total noninterest expense$12,241,0001,294
Salaries and employee benefits$6,624,0001,378
Premises and equipment expense$1,621,0001,095
Additional noninterest expense$3,996,0001,185
Pre-tax net operating income$4,932,0001,413
Securities gains (losses)$02,494
Applicable income taxes$928,0001,244
Income before extraordinary items$4,004,0001,507
Extraordinary gains, net$04
Net income$4,004,0001,507
Minority interest net income$065
Net income of bank and minority interests.$4,004,0001,508
Net charge-offs$792,000573
Cash dividends$850,0001,859
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,004,0001,467
2020-06-30 (YTD Data)Rank
Total interest income$10,072,0001,508
Total interest expense$1,497,0001,644
Net interest income$8,575,0001,460
Provision for loan and lease losses$90,0003,062
Total noninterest income$2,649,0001,129
Gross Fiduciary activities income$331,000533
Service charges on deposit accounts$386,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$1,932,0001,114
Total noninterest expense$8,211,0001,273
Salaries and employee benefits$4,469,0001,356
Premises and equipment expense$1,084,0001,087
Additional noninterest expense$2,658,0001,180
Pre-tax net operating income$2,923,0001,491
Securities gains (losses)$02,249
Applicable income taxes$544,0001,269
Income before extraordinary items$2,379,0001,595
Extraordinary gains, net$04
Net income$2,379,0001,596
Minority interest net income$065
Net income of bank and minority interests.$2,379,0001,596
Net charge-offs$720,000474
Cash dividends$400,0002,160
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,379,0001,551
2020-03-31 (YTD Data)Rank
Total interest income$5,121,0001,480
Total interest expense$778,0001,719
Net interest income$4,343,0001,408
Provision for loan and lease losses$03,711
Total noninterest income$1,187,0001,154
Gross Fiduciary activities income$168,000534
Service charges on deposit accounts$236,0001,160
Trading account gains and feesNANA
Additional Noninterest Income$783,0001,157
Total noninterest expense$4,069,0001,307
Salaries and employee benefits$2,184,0001,392
Premises and equipment expense$551,0001,095
Additional noninterest expense$1,334,0001,197
Pre-tax net operating income$1,461,0001,347
Securities gains (losses)$01,705
Applicable income taxes$266,0001,174
Income before extraordinary items$1,195,0001,436
Extraordinary gains, net$04
Net income$1,195,0001,434
Minority interest net income$056
Net income of bank and minority interests.$1,195,0001,436
Net charge-offs$429,000413
Cash dividends$200,0001,912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,195,0001,414
2019-12-31 (YTD Data)Rank
Total interest income$20,971,0001,464
Total interest expense$3,560,0001,617
Net interest income$17,411,0001,406
Provision for loan and lease losses$140,0002,667
Total noninterest income$4,681,0001,176
Gross Fiduciary activities income$654,000542
Service charges on deposit accounts$1,067,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$2,960,0001,216
Total noninterest expense$15,541,0001,316
Salaries and employee benefits$8,417,0001,400
Premises and equipment expense$1,986,0001,176
Additional noninterest expense$5,138,0001,209
Pre-tax net operating income$6,411,0001,467
Securities gains (losses)$02,379
Applicable income taxes$1,199,0001,280
Income before extraordinary items$5,212,0001,549
Extraordinary gains, net$011
Net income$5,212,0001,551
Minority interest net income$076
Net income of bank and minority interests.$5,212,0001,551
Net charge-offs$113,0002,131
Cash dividends$975,0002,384
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,212,0001,516
2019-09-30 (YTD Data)Rank
Total interest income$15,767,0001,472
Total interest expense$2,751,0001,586
Net interest income$13,016,0001,422
Provision for loan and lease losses$140,0002,312
Total noninterest income$3,416,0001,191
Gross Fiduciary activities income$479,000540
Service charges on deposit accounts$797,0001,099
Trading account gains and feesNANA
Additional Noninterest Income$2,140,0001,235
Total noninterest expense$11,324,0001,361
Salaries and employee benefits$6,018,0001,456
Premises and equipment expense$1,478,0001,196
Additional noninterest expense$3,828,0001,217
Pre-tax net operating income$4,968,0001,452
Securities gains (losses)$02,167
Applicable income taxes$933,0001,287
Income before extraordinary items$4,035,0001,539
Extraordinary gains, net$011
Net income$4,035,0001,541
Minority interest net income$072
Net income of bank and minority interests.$4,035,0001,541
Net charge-offs$73,0001,966
Cash dividends$500,0002,470
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,035,0001,504
2019-06-30 (YTD Data)Rank
Total interest income$10,470,0001,477
Total interest expense$1,839,0001,559
Net interest income$8,631,0001,428
Provision for loan and lease losses$140,0001,911
Total noninterest income$2,187,0001,196
Gross Fiduciary activities income$318,000539
Service charges on deposit accounts$518,0001,103
Trading account gains and feesNANA
Additional Noninterest Income$1,351,0001,244
Total noninterest expense$7,613,0001,344
Salaries and employee benefits$4,070,0001,440
Premises and equipment expense$972,0001,212
Additional noninterest expense$2,571,0001,230
Pre-tax net operating income$3,065,0001,519
Securities gains (losses)$01,702
Applicable income taxes$573,0001,324
Income before extraordinary items$2,492,0001,611
Extraordinary gains, net$011
Net income$2,492,0001,612
Minority interest net income$069
Net income of bank and minority interests.$2,492,0001,612
Net charge-offs$-52,0004,922
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,492,0001,578
2019-03-31 (YTD Data)Rank
Total interest income$5,182,0001,479
Total interest expense$881,0001,569
Net interest income$4,301,0001,425
Provision for loan and lease losses$140,0001,254
Total noninterest income$1,047,0001,207
Gross Fiduciary activities income$156,000544
Service charges on deposit accounts$250,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$641,0001,240
Total noninterest expense$3,642,0001,410
Salaries and employee benefits$1,884,0001,548
Premises and equipment expense$485,0001,224
Additional noninterest expense$1,273,0001,228
Pre-tax net operating income$1,566,0001,466
Securities gains (losses)$01,087
Applicable income taxes$305,0001,246
Income before extraordinary items$1,261,0001,557
Extraordinary gains, net$05
Net income$1,261,0001,556
Minority interest net income$052
Net income of bank and minority interests.$1,261,0001,556
Net charge-offs$-113,0005,210
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,261,0001,534
2018-12-31 (YTD Data)Rank
Total interest income$19,896,0001,458
Total interest expense$2,454,0001,670
Net interest income$17,442,0001,390
Provision for loan and lease losses$1,325,000700
Total noninterest income$4,172,0001,239
Gross Fiduciary activities income$662,000541
Service charges on deposit accounts$1,075,0001,108
Trading account gains and feesNANA
Additional Noninterest Income$2,435,0001,312
Total noninterest expense$14,752,0001,371
Salaries and employee benefits$7,486,0001,499
Premises and equipment expense$2,051,0001,146
Additional noninterest expense$5,215,0001,205
Pre-tax net operating income$5,537,0001,645
Securities gains (losses)$01,125
Applicable income taxes$1,007,0001,385
Income before extraordinary items$4,530,0001,710
Extraordinary gains, net$06
Net income$4,530,0001,709
Minority interest net income$072
Net income of bank and minority interests.$4,530,0001,709
Net charge-offs$381,0001,142
Cash dividends$799,0002,479
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,530,0001,707
2018-09-30 (YTD Data)Rank
Total interest income$14,752,0001,456
Total interest expense$1,671,0001,720
Net interest income$13,081,0001,389
Provision for loan and lease losses$1,125,000595
Total noninterest income$3,027,0001,265
Gross Fiduciary activities income$498,000534
Service charges on deposit accounts$780,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$1,749,0001,373
Total noninterest expense$10,891,0001,393
Salaries and employee benefits$5,409,0001,551
Premises and equipment expense$1,529,0001,150
Additional noninterest expense$3,953,0001,194
Pre-tax net operating income$4,092,0001,663
Securities gains (losses)$01,118
Applicable income taxes$742,0001,441
Income before extraordinary items$3,350,0001,747
Extraordinary gains, net$05
Net income$3,350,0001,746
Minority interest net income$066
Net income of bank and minority interests.$3,350,0001,746
Net charge-offs$370,000867
Cash dividends$335,0002,764
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,350,0001,736
2018-06-30 (YTD Data)Rank
Total interest income$9,711,0001,456
Total interest expense$1,052,0001,709
Net interest income$8,659,0001,395
Provision for loan and lease losses$750,000585
Total noninterest income$1,923,0001,325
Gross Fiduciary activities income$339,000533
Service charges on deposit accounts$498,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$1,086,0001,444
Total noninterest expense$7,319,0001,391
Salaries and employee benefits$3,667,0001,536
Premises and equipment expense$1,029,0001,148
Additional noninterest expense$2,623,0001,190
Pre-tax net operating income$2,513,0001,753
Securities gains (losses)$0961
Applicable income taxes$448,0001,507
Income before extraordinary items$2,065,0001,836
Extraordinary gains, net$06
Net income$2,065,0001,834
Minority interest net income$065
Net income of bank and minority interests.$2,065,0001,835
Net charge-offs$295,000739
Cash dividends$335,0002,381
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,065,0001,826
2018-03-31 (YTD Data)Rank
Total interest income$4,731,0001,478
Total interest expense$503,0001,707
Net interest income$4,228,0001,429
Provision for loan and lease losses$375,000579
Total noninterest income$864,0001,410
Gross Fiduciary activities income$186,000524
Service charges on deposit accounts$246,0001,186
Trading account gains and feesNANA
Additional Noninterest Income$432,0001,627
Total noninterest expense$3,582,0001,420
Salaries and employee benefits$1,738,0001,641
Premises and equipment expense$517,0001,158
Additional noninterest expense$1,327,0001,179
Pre-tax net operating income$1,135,0001,860
Securities gains (losses)$0735
Applicable income taxes$199,0001,581
Income before extraordinary items$936,0001,931
Extraordinary gains, net$07
Net income$936,0001,930
Minority interest net income$052
Net income of bank and minority interests.$936,0001,931
Net charge-offs$255,000474
Cash dividends$100,0002,316
Sale, conversion, retirement of capital stock, net$0580
Net operating income$936,0001,919
2017-12-31 (YTD Data)Rank
Total interest income$18,288,0001,470
Total interest expense$1,927,0001,578
Net interest income$16,361,0001,425
Provision for loan and lease losses$1,925,000531
Total noninterest income$4,132,0001,254
Gross Fiduciary activities income$625,000546
Service charges on deposit accounts$970,0001,209
Trading account gains and feesNANA
Additional Noninterest Income$2,537,0001,312
Total noninterest expense$14,289,0001,399
Salaries and employee benefits$7,105,0001,565
Premises and equipment expense$2,044,0001,148
Additional noninterest expense$5,140,0001,222
Pre-tax net operating income$4,279,0001,940
Securities gains (losses)$02,243
Applicable income taxes$1,301,0001,660
Income before extraordinary items$2,978,0002,065
Extraordinary gains, net$09
Net income$2,978,0002,064
Minority interest net income$076
Net income of bank and minority interests.$2,978,0002,065
Net charge-offs$511,0001,076
Cash dividends$1,040,0002,143
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,978,0002,040
2017-09-30 (YTD Data)Rank
Total interest income$13,521,0001,481
Total interest expense$1,453,0001,555
Net interest income$12,068,0001,453
Provision for loan and lease losses$1,575,000488
Total noninterest income$3,083,0001,281
Gross Fiduciary activities income$463,000551
Service charges on deposit accounts$712,0001,240
Trading account gains and feesNANA
Additional Noninterest Income$1,908,0001,322
Total noninterest expense$10,517,0001,424
Salaries and employee benefits$4,955,0001,679
Premises and equipment expense$1,542,0001,152
Additional noninterest expense$4,020,0001,176
Pre-tax net operating income$3,059,0002,039
Securities gains (losses)$02,274
Applicable income taxes$836,0001,621
Income before extraordinary items$2,223,0002,213
Extraordinary gains, net$09
Net income$2,223,0002,213
Minority interest net income$071
Net income of bank and minority interests.$2,223,0002,213
Net charge-offs$597,000701
Cash dividends$620,0002,190
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,223,0002,186
2017-06-30 (YTD Data)Rank
Total interest income$8,859,0001,490
Total interest expense$985,0001,502
Net interest income$7,874,0001,476
Provision for loan and lease losses$1,050,000481
Total noninterest income$2,039,0001,289
Gross Fiduciary activities income$305,000556
Service charges on deposit accounts$456,0001,266
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0001,317
Total noninterest expense$6,981,0001,439
Salaries and employee benefits$3,389,0001,651
Premises and equipment expense$982,0001,196
Additional noninterest expense$2,610,0001,197
Pre-tax net operating income$1,882,0002,119
Securities gains (losses)$01,906
Applicable income taxes$509,0001,676
Income before extraordinary items$1,373,0002,307
Extraordinary gains, net$011
Net income$1,373,0002,308
Minority interest net income$071
Net income of bank and minority interests.$1,373,0002,308
Net charge-offs$458,000607
Cash dividends$420,0002,197
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,373,0002,273
2017-03-31 (YTD Data)Rank
Total interest income$4,380,0001,496
Total interest expense$498,0001,466
Net interest income$3,882,0001,492
Provision for loan and lease losses$525,000442
Total noninterest income$991,0001,311
Gross Fiduciary activities income$160,000558
Service charges on deposit accounts$219,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$612,0001,343
Total noninterest expense$3,389,0001,482
Salaries and employee benefits$1,596,0001,750
Premises and equipment expense$488,0001,220
Additional noninterest expense$1,305,0001,198
Pre-tax net operating income$959,0002,020
Securities gains (losses)$01,153
Applicable income taxes$262,0001,618
Income before extraordinary items$697,0002,200
Extraordinary gains, net$08
Net income$697,0002,201
Minority interest net income$055
Net income of bank and minority interests.$697,0002,201
Net charge-offs$68,0001,139
Cash dividends$100,0002,363
Sale, conversion, retirement of capital stock, net$0632
Net operating income$697,0002,174
2016-12-31 (YTD Data)Rank
Total interest income$16,959,0001,503
Total interest expense$2,126,0001,339
Net interest income$14,833,0001,507
Provision for loan and lease losses$2,100,000505
Total noninterest income$3,835,0001,381
Gross Fiduciary activities income$606,000553
Service charges on deposit accounts$885,0001,339
Trading account gains and fees$0170
Additional Noninterest Income$2,344,0001,431
Total noninterest expense$14,090,0001,386
Salaries and employee benefits$6,562,0001,652
Premises and equipment expense$2,024,0001,164
Additional noninterest expense$5,504,0001,168
Pre-tax net operating income$2,478,0002,693
Securities gains (losses)$13,0002,562
Applicable income taxes$570,0002,148
Income before extraordinary items$1,921,0002,864
Extraordinary gains, net$05
Net income$1,921,0002,862
Minority interest net income$082
Net income of bank and minority interests.$1,921,0002,863
Net charge-offs$2,517,000339
Cash dividends$725,0002,556
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,910,9902,822
2016-09-30 (YTD Data)Rank
Total interest income$12,596,0001,513
Total interest expense$1,601,0001,335
Net interest income$10,995,0001,529
Provision for loan and lease losses$1,575,000494
Total noninterest income$2,861,0001,386
Gross Fiduciary activities income$464,000549
Service charges on deposit accounts$657,0001,351
Trading account gains and fees$0169
Additional Noninterest Income$1,740,0001,438
Total noninterest expense$10,508,0001,385
Salaries and employee benefits$4,895,0001,650
Premises and equipment expense$1,647,0001,082
Additional noninterest expense$3,966,0001,208
Pre-tax net operating income$1,773,0002,816
Securities gains (losses)$13,0002,496
Applicable income taxes$397,0002,246
Income before extraordinary items$1,389,0002,936
Extraordinary gains, net$05
Net income$1,389,0002,936
Minority interest net income$071
Net income of bank and minority interests.$1,389,0002,936
Net charge-offs$1,717,000332
Cash dividends$325,0002,810
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,378,8602,899
2016-06-30 (YTD Data)Rank
Total interest income$8,347,0001,522
Total interest expense$1,067,0001,338
Net interest income$7,280,0001,541
Provision for loan and lease losses$1,050,000491
Total noninterest income$1,873,0001,388
Gross Fiduciary activities income$302,000560
Service charges on deposit accounts$419,0001,376
Trading account gains and fees$0157
Additional Noninterest Income$1,152,0001,409
Total noninterest expense$6,947,0001,417
Salaries and employee benefits$3,133,0001,712
Premises and equipment expense$1,146,0001,036
Additional noninterest expense$2,668,0001,204
Pre-tax net operating income$1,156,0002,821
Securities gains (losses)$10,0002,238
Applicable income taxes$265,0002,244
Income before extraordinary items$901,0002,968
Extraordinary gains, net$016
Net income$901,0002,966
Minority interest net income$071
Net income of bank and minority interests.$901,0002,967
Net charge-offs$1,370,000283
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$893,3002,920
2016-03-31 (YTD Data)Rank
Total interest income$4,164,0001,524
Total interest expense$535,0001,327
Net interest income$3,629,0001,546
Provision for loan and lease losses$525,000443
Total noninterest income$887,0001,420
Gross Fiduciary activities income$131,000593
Service charges on deposit accounts$202,0001,420
Trading account gains and fees$0142
Additional Noninterest Income$554,0001,418
Total noninterest expense$3,357,0001,459
Salaries and employee benefits$1,582,0001,715
Premises and equipment expense$556,0001,070
Additional noninterest expense$1,219,0001,285
Pre-tax net operating income$634,0002,650
Securities gains (losses)$02,077
Applicable income taxes$155,0002,072
Income before extraordinary items$479,0002,824
Extraordinary gains, net$012
Net income$479,0002,823
Minority interest net income$062
Net income of bank and minority interests.$479,0002,824
Net charge-offs$160,000766
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$479,0002,775
2015-12-31 (YTD Data)Rank
Total interest income$16,345,0001,505
Total interest expense$2,253,0001,228
Net interest income$14,092,0001,561
Provision for loan and lease losses$1,925,000470
Total noninterest income$3,573,0001,408
Gross Fiduciary activities income$549,000575
Service charges on deposit accounts$834,0001,427
Trading account gains and fees$0159
Additional Noninterest Income$2,190,0001,429
Total noninterest expense$12,663,0001,526
Salaries and employee benefits$6,155,0001,713
Premises and equipment expense$1,939,0001,213
Additional noninterest expense$4,569,0001,371
Pre-tax net operating income$3,077,0002,283
Securities gains (losses)$441,000394
Applicable income taxes$928,0001,652
Income before extraordinary items$2,590,0002,275
Extraordinary gains, net$023
Net income$2,590,0002,275
Minority interest net income$081
Net income of bank and minority interests.$2,590,0002,276
Net charge-offs$2,006,000369
Cash dividends$650,0002,631
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,263,6602,458
2015-09-30 (YTD Data)Rank
Total interest income$12,263,0001,521
Total interest expense$1,702,0001,233
Net interest income$10,561,0001,569
Provision for loan and lease losses$1,550,000404
Total noninterest income$2,641,0001,439
Gross Fiduciary activities income$418,000572
Service charges on deposit accounts$600,0001,487
Trading account gains and fees$0153
Additional Noninterest Income$1,623,0001,448
Total noninterest expense$9,538,0001,530
Salaries and employee benefits$4,641,0001,710
Premises and equipment expense$1,446,0001,241
Additional noninterest expense$3,451,0001,361
Pre-tax net operating income$2,114,0002,466
Securities gains (losses)$422,000346
Applicable income taxes$665,0001,746
Income before extraordinary items$1,871,0002,375
Extraordinary gains, net$021
Net income$1,871,0002,376
Minority interest net income$078
Net income of bank and minority interests.$1,871,0002,376
Net charge-offs$373,0001,063
Cash dividends$425,0002,485
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,558,7202,641
2015-06-30 (YTD Data)Rank
Total interest income$8,133,0001,531
Total interest expense$1,147,0001,226
Net interest income$6,986,0001,586
Provision for loan and lease losses$1,175,000378
Total noninterest income$1,710,0001,469
Gross Fiduciary activities income$272,000585
Service charges on deposit accounts$375,0001,554
Trading account gains and fees$0157
Additional Noninterest Income$1,063,0001,486
Total noninterest expense$6,199,0001,572
Salaries and employee benefits$3,001,0001,764
Premises and equipment expense$948,0001,259
Additional noninterest expense$2,250,0001,396
Pre-tax net operating income$1,322,0002,564
Securities gains (losses)$422,000288
Applicable income taxes$460,0001,708
Income before extraordinary items$1,284,0002,312
Extraordinary gains, net$022
Net income$1,284,0002,314
Minority interest net income$075
Net income of bank and minority interests.$1,284,0002,314
Net charge-offs$316,000878
Cash dividends$325,0002,341
Sale, conversion, retirement of capital stock, net$0751
Net operating income$971,7202,744
2015-03-31 (YTD Data)Rank
Total interest income$4,017,0001,546
Total interest expense$576,0001,221
Net interest income$3,441,0001,605
Provision for loan and lease losses$375,000519
Total noninterest income$827,0001,471
Gross Fiduciary activities income$140,000587
Service charges on deposit accounts$175,0001,629
Trading account gains and fees$0152
Additional Noninterest Income$512,0001,483
Total noninterest expense$3,164,0001,536
Salaries and employee benefits$1,570,0001,701
Premises and equipment expense$475,0001,267
Additional noninterest expense$1,119,0001,375
Pre-tax net operating income$729,0002,358
Securities gains (losses)$02,027
Applicable income taxes$185,0001,900
Income before extraordinary items$544,0002,562
Extraordinary gains, net$013
Net income$544,0002,565
Minority interest net income$064
Net income of bank and minority interests.$544,0002,564
Net charge-offs$72,0001,317
Cash dividends$100,0002,294
Sale, conversion, retirement of capital stock, net$0697
Net operating income$544,0002,489
2014-12-31 (YTD Data)Rank
Total interest income$15,707,0001,583
Total interest expense$2,436,0001,198
Net interest income$13,271,0001,663
Provision for loan and lease losses$1,600,000570
Total noninterest income$3,368,0001,437
Gross Fiduciary activities income$558,000588
Service charges on deposit accounts$818,0001,541
Trading account gains and fees$0180
Additional Noninterest Income$1,992,0001,464
Total noninterest expense$11,730,0001,636
Salaries and employee benefits$5,573,0001,849
Premises and equipment expense$1,877,0001,279
Additional noninterest expense$4,280,0001,472
Pre-tax net operating income$3,309,0002,113
Securities gains (losses)$109,0001,195
Applicable income taxes$875,0001,691
Income before extraordinary items$2,543,0002,275
Extraordinary gains, net$017
Net income$2,543,0002,275
Minority interest net income$084
Net income of bank and minority interests.$2,543,0002,275
Net charge-offs$1,061,000849
Cash dividends$600,0002,623
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,462,3402,288
2014-09-30 (YTD Data)Rank
Total interest income$11,662,0001,608
Total interest expense$1,840,0001,205
Net interest income$9,822,0001,691
Provision for loan and lease losses$1,225,000548
Total noninterest income$2,516,0001,451
Gross Fiduciary activities income$425,000583
Service charges on deposit accounts$611,0001,557
Trading account gains and fees$0174
Additional Noninterest Income$1,480,0001,473
Total noninterest expense$8,876,0001,621
Salaries and employee benefits$4,270,0001,811
Premises and equipment expense$1,392,0001,293
Additional noninterest expense$3,214,0001,479
Pre-tax net operating income$2,237,0002,328
Securities gains (losses)$109,000938
Applicable income taxes$583,0001,828
Income before extraordinary items$1,763,0002,437
Extraordinary gains, net$015
Net income$1,763,0002,438
Minority interest net income$081
Net income of bank and minority interests.$1,763,0002,437
Net charge-offs$980,000687
Cash dividends$400,0002,448
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,681,2502,476
2014-06-30 (YTD Data)Rank
Total interest income$7,662,0001,623
Total interest expense$1,217,0001,221
Net interest income$6,445,0001,707
Provision for loan and lease losses$850,000527
Total noninterest income$1,684,0001,434
Gross Fiduciary activities income$281,000589
Service charges on deposit accounts$392,0001,594
Trading account gains and fees$0172
Additional Noninterest Income$1,011,0001,436
Total noninterest expense$5,823,0001,643
Salaries and employee benefits$2,789,0001,850
Premises and equipment expense$909,0001,324
Additional noninterest expense$2,125,0001,480
Pre-tax net operating income$1,456,0002,328
Securities gains (losses)$109,000741
Applicable income taxes$385,0001,802
Income before extraordinary items$1,180,0002,363
Extraordinary gains, net$020
Net income$1,180,0002,367
Minority interest net income$080
Net income of bank and minority interests.$1,180,0002,367
Net charge-offs$655,000699
Cash dividends$300,0002,325
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,098,2502,442
2014-03-31 (YTD Data)Rank
Total interest income$3,782,0001,642
Total interest expense$603,0001,253
Net interest income$3,179,0001,711
Provision for loan and lease losses$375,000572
Total noninterest income$801,0001,453
Gross Fiduciary activities income$156,000565
Service charges on deposit accounts$189,0001,632
Trading account gains and fees$0147
Additional Noninterest Income$456,0001,507
Total noninterest expense$2,985,0001,613
Salaries and employee benefits$1,471,0001,761
Premises and equipment expense$442,0001,385
Additional noninterest expense$1,072,0001,465
Pre-tax net operating income$620,0002,519
Securities gains (losses)$45,000688
Applicable income taxes$150,0002,009
Income before extraordinary items$515,0002,507
Extraordinary gains, net$016
Net income$515,0002,510
Minority interest net income$066
Net income of bank and minority interests.$515,0002,510
Net charge-offs$418,000569
Cash dividends$100,0002,217
Sale, conversion, retirement of capital stock, net$0747
Net operating income$480,3502,608
2013-12-31 (YTD Data)Rank
Total interest income$14,413,0001,727
Total interest expense$2,414,0001,409
Net interest income$11,999,0001,796
Provision for loan and lease losses$1,300,000886
Total noninterest income$3,100,0001,575
Gross Fiduciary activities income$494,000599
Service charges on deposit accounts$843,0001,578
Trading account gains and fees$0184
Additional Noninterest Income$1,763,0001,664
Total noninterest expense$11,067,0001,729
Salaries and employee benefits$5,022,0002,031
Premises and equipment expense$1,886,0001,256
Additional noninterest expense$4,159,0001,578
Pre-tax net operating income$2,732,0002,314
Securities gains (losses)$03,182
Applicable income taxes$607,0001,955
Income before extraordinary items$2,125,0002,493
Extraordinary gains, net$029
Net income$2,125,0002,496
Minority interest net income$090
Net income of bank and minority interests.$2,125,0002,496
Net charge-offs$1,338,0001,023
Cash dividends$550,0002,649
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,125,0002,430
2013-09-30 (YTD Data)Rank
Total interest income$10,663,0001,763
Total interest expense$1,823,0001,446
Net interest income$8,840,0001,821
Provision for loan and lease losses$900,000951
Total noninterest income$2,318,0001,613
Gross Fiduciary activities income$374,000603
Service charges on deposit accounts$625,0001,597
Trading account gains and fees$0180
Additional Noninterest Income$1,319,0001,705
Total noninterest expense$8,220,0001,751
Salaries and employee benefits$3,794,0002,030
Premises and equipment expense$1,439,0001,241
Additional noninterest expense$2,987,0001,622
Pre-tax net operating income$2,038,0002,385
Securities gains (losses)$03,040
Applicable income taxes$450,0002,018
Income before extraordinary items$1,588,0002,552
Extraordinary gains, net$025
Net income$1,588,0002,556
Minority interest net income$084
Net income of bank and minority interests.$1,588,0002,556
Net charge-offs$1,182,000896
Cash dividends$375,0002,394
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,588,0002,466
2013-06-30 (YTD Data)Rank
Total interest income$7,212,0001,732
Total interest expense$1,224,0001,461
Net interest income$5,988,0001,785
Provision for loan and lease losses$600,000990
Total noninterest income$1,493,0001,651
Gross Fiduciary activities income$241,000615
Service charges on deposit accounts$391,0001,647
Trading account gains and fees$0157
Additional Noninterest Income$861,0001,772
Total noninterest expense$5,703,0001,688
Salaries and employee benefits$2,772,0001,859
Premises and equipment expense$956,0001,252
Additional noninterest expense$1,975,0001,621
Pre-tax net operating income$1,178,0002,628
Securities gains (losses)$02,791
Applicable income taxes$238,0002,267
Income before extraordinary items$940,0002,763
Extraordinary gains, net$022
Net income$940,0002,768
Minority interest net income$082
Net income of bank and minority interests.$940,0002,768
Net charge-offs$1,164,000686
Cash dividends$300,0002,170
Sale, conversion, retirement of capital stock, net$0838
Net operating income$940,0002,660
2013-03-31 (YTD Data)Rank
Total interest income$3,394,0001,856
Total interest expense$610,0001,516
Net interest income$2,784,0001,915
Provision for loan and lease losses$300,000980
Total noninterest income$701,0001,724
Gross Fiduciary activities income$116,000632
Service charges on deposit accounts$198,0001,631
Trading account gains and fees$0148
Additional Noninterest Income$387,0001,900
Total noninterest expense$2,768,0001,749
Salaries and employee benefits$1,451,0001,798
Premises and equipment expense$481,0001,273
Additional noninterest expense$836,0001,874
Pre-tax net operating income$417,0003,222
Securities gains (losses)$01,966
Applicable income taxes$62,0002,839
Income before extraordinary items$355,0003,250
Extraordinary gains, net$010
Net income$355,0003,250
Minority interest net income$076
Net income of bank and minority interests.$355,0003,252
Net charge-offs$74,0002,130
Cash dividends$75,0002,210
Sale, conversion, retirement of capital stock, net$0789
Net operating income$355,0003,152
2012-12-31 (YTD Data)Rank
Total interest income$13,885,0001,900
Total interest expense$2,431,0001,798
Net interest income$11,454,0001,913
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$2,925,0001,662
Gross Fiduciary activities income$439,000629
Service charges on deposit accounts$840,0001,626
Trading account gains and fees$0166
Additional Noninterest Income$1,646,0001,754
Total noninterest expense$10,816,0001,772
Salaries and employee benefits$5,115,0001,971
Premises and equipment expense$1,772,0001,333
Additional noninterest expense$3,929,0001,695
Pre-tax net operating income$2,363,0002,515
Securities gains (losses)$150,0001,946
Applicable income taxes$568,0002,053
Income before extraordinary items$1,945,0002,630
Extraordinary gains, net$029
Net income$1,945,0002,633
Minority interest net income$093
Net income of bank and minority interests.$1,945,0002,631
Net charge-offs$502,0002,646
Cash dividends$500,0002,749
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,829,5002,634
2012-09-30 (YTD Data)Rank
Total interest income$10,240,0001,964
Total interest expense$1,840,0001,848
Net interest income$8,400,0001,982
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$2,186,0001,674
Gross Fiduciary activities income$327,000635
Service charges on deposit accounts$620,0001,669
Trading account gains and fees$0157
Additional Noninterest Income$1,239,0001,745
Total noninterest expense$7,973,0001,800
Salaries and employee benefits$3,802,0001,989
Premises and equipment expense$1,291,0001,396
Additional noninterest expense$2,880,0001,730
Pre-tax net operating income$1,613,0002,750
Securities gains (losses)$145,0001,694
Applicable income taxes$388,0002,203
Income before extraordinary items$1,370,0002,804
Extraordinary gains, net$020
Net income$1,370,0002,805
Minority interest net income$086
Net income of bank and minority interests.$1,370,0002,804
Net charge-offs$455,0002,309
Cash dividends$375,0002,346
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,256,9002,827
2012-06-30 (YTD Data)Rank
Total interest income$6,726,0001,999
Total interest expense$1,249,0001,880
Net interest income$5,477,0002,019
Provision for loan and lease losses$700,0001,420
Total noninterest income$1,467,0001,653
Gross Fiduciary activities income$217,000643
Service charges on deposit accounts$409,0001,673
Trading account gains and fees$0153
Additional Noninterest Income$841,0001,702
Total noninterest expense$5,268,0001,822
Salaries and employee benefits$2,437,0002,054
Premises and equipment expense$866,0001,372
Additional noninterest expense$1,965,0001,699
Pre-tax net operating income$976,0002,900
Securities gains (losses)$142,0001,349
Applicable income taxes$221,0002,355
Income before extraordinary items$897,0002,815
Extraordinary gains, net$019
Net income$897,0002,816
Minority interest net income$084
Net income of bank and minority interests.$897,0002,816
Net charge-offs$321,0002,240
Cash dividends$300,0002,133
Sale, conversion, retirement of capital stock, net$0928
Net operating income$783,4002,932
2012-03-31 (YTD Data)Rank
Total interest income$3,279,0002,059
Total interest expense$643,0001,908
Net interest income$2,636,0002,085
Provision for loan and lease losses$375,0001,298
Total noninterest income$758,0001,588
Gross Fiduciary activities income$104,000648
Service charges on deposit accounts$195,0001,737
Trading account gains and fees$0148
Additional Noninterest Income$459,0001,601
Total noninterest expense$2,715,0001,776
Salaries and employee benefits$1,263,0001,989
Premises and equipment expense$455,0001,315
Additional noninterest expense$997,0001,663
Pre-tax net operating income$304,0003,816
Securities gains (losses)$142,000742
Applicable income taxes$77,0002,676
Income before extraordinary items$369,0003,237
Extraordinary gains, net$019
Net income$369,0003,241
Minority interest net income$078
Net income of bank and minority interests.$369,0003,241
Net charge-offs$147,0002,113
Cash dividends$75,0002,250
Sale, conversion, retirement of capital stock, net$0861
Net operating income$251,1403,817
2011-12-31 (YTD Data)Rank
Total interest income$13,176,0002,114
Total interest expense$2,790,0002,087
Net interest income$10,386,0002,104
Provision for loan and lease losses$1,500,0001,877
Total noninterest income$2,862,0001,545
Gross Fiduciary activities income$432,000585
Service charges on deposit accounts$994,0001,486
Trading account gains and fees$0146
Additional Noninterest Income$1,436,0001,694
Total noninterest expense$9,725,0001,962
Salaries and employee benefits$4,360,0002,214
Premises and equipment expense$1,626,0001,520
Additional noninterest expense$3,739,0001,810
Pre-tax net operating income$2,023,0002,484
Securities gains (losses)$6,0003,464
Applicable income taxes$384,0002,287
Income before extraordinary items$1,645,0002,591
Extraordinary gains, net$029
Net income$1,645,0002,591
Minority interest net income$096
Net income of bank and minority interests.$1,645,0002,592
Net charge-offs$788,0002,661
Cash dividends$550,0002,322
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,640,1402,516
2011-09-30 (YTD Data)Rank
Total interest income$9,766,0002,169
Total interest expense$2,118,0002,146
Net interest income$7,648,0002,146
Provision for loan and lease losses$1,025,0001,936
Total noninterest income$2,149,0001,537
Gross Fiduciary activities income$331,000573
Service charges on deposit accounts$782,0001,432
Trading account gains and fees$0145
Additional Noninterest Income$1,036,0001,734
Total noninterest expense$7,221,0001,988
Salaries and employee benefits$3,322,0002,187
Premises and equipment expense$1,126,0001,675
Additional noninterest expense$2,773,0001,834
Pre-tax net operating income$1,551,0002,512
Securities gains (losses)$4,0003,259
Applicable income taxes$293,0002,293
Income before extraordinary items$1,262,0002,624
Extraordinary gains, net$021
Net income$1,262,0002,626
Minority interest net income$087
Net income of bank and minority interests.$1,262,0002,626
Net charge-offs$403,0002,904
Cash dividends$375,0002,106
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,258,7602,540
2011-06-30 (YTD Data)Rank
Total interest income$6,270,0002,260
Total interest expense$1,422,0002,208
Net interest income$4,848,0002,262
Provision for loan and lease losses$700,0001,888
Total noninterest income$1,435,0001,526
Gross Fiduciary activities income$217,000592
Service charges on deposit accounts$481,0001,510
Trading account gains and fees$0153
Additional Noninterest Income$737,0001,653
Total noninterest expense$4,600,0002,096
Salaries and employee benefits$1,966,0002,454
Premises and equipment expense$771,0001,645
Additional noninterest expense$1,863,0001,834
Pre-tax net operating income$983,0002,578
Securities gains (losses)$3,0002,636
Applicable income taxes$180,0002,331
Income before extraordinary items$806,0002,660
Extraordinary gains, net$015
Net income$806,0002,660
Minority interest net income$089
Net income of bank and minority interests.$806,0002,660
Net charge-offs$228,0002,980
Cash dividends$325,0001,847
Sale, conversion, retirement of capital stock, net$0986
Net operating income$803,5402,584
2011-03-31 (YTD Data)Rank
Total interest income$3,089,0002,317
Total interest expense$730,0002,227
Net interest income$2,359,0002,311
Provision for loan and lease losses$325,0001,844
Total noninterest income$690,0001,586
Gross Fiduciary activities income$102,000608
Service charges on deposit accounts$223,0001,588
Trading account gains and fees$0158
Additional Noninterest Income$365,0001,673
Total noninterest expense$2,229,0002,163
Salaries and employee benefits$929,0002,607
Premises and equipment expense$397,0001,615
Additional noninterest expense$903,0001,873
Pre-tax net operating income$495,0002,572
Securities gains (losses)$01,772
Applicable income taxes$92,0002,269
Income before extraordinary items$403,0002,643
Extraordinary gains, net$09
Net income$403,0002,642
Minority interest net income$086
Net income of bank and minority interests.$403,0002,643
Net charge-offs$98,0002,757
Cash dividends$75,0002,072
Sale, conversion, retirement of capital stock, net$0925
Net operating income$403,0002,584
2010-12-31 (YTD Data)Rank
Total interest income$12,130,0002,471
Total interest expense$3,621,0002,186
Net interest income$8,509,0002,577
Provision for loan and lease losses$1,100,0002,908
Total noninterest income$2,759,0001,642
Gross Fiduciary activities income$383,000616
Service charges on deposit accounts$922,0001,610
Trading account gains and fees$0175
Additional Noninterest Income$1,454,0001,734
Total noninterest expense$8,688,0002,232
Salaries and employee benefits$3,651,0002,629
Premises and equipment expense$1,498,0001,711
Additional noninterest expense$3,539,0001,992
Pre-tax net operating income$1,480,0002,745
Securities gains (losses)$03,793
Applicable income taxes$220,0002,641
Income before extraordinary items$1,260,0002,821
Extraordinary gains, net$029
Net income$1,260,0002,818
Minority interest net income$0111
Net income of bank and minority interests.$1,260,0002,822
Net charge-offs$600,0003,406
Cash dividends$450,0002,473
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,260,0002,709
2010-09-30 (YTD Data)Rank
Total interest income$8,984,0002,557
Total interest expense$2,760,0002,247
Net interest income$6,224,0002,664
Provision for loan and lease losses$750,0002,938
Total noninterest income$1,931,0001,737
Gross Fiduciary activities income$283,000613
Service charges on deposit accounts$684,0001,676
Trading account gains and fees$0165
Additional Noninterest Income$964,0001,839
Total noninterest expense$6,236,0002,330
Salaries and employee benefits$2,656,0002,711
Premises and equipment expense$1,131,0001,728
Additional noninterest expense$2,449,0002,105
Pre-tax net operating income$1,169,0002,835
Securities gains (losses)$12,0003,059
Applicable income taxes$176,0002,680
Income before extraordinary items$1,005,0002,875
Extraordinary gains, net$023
Net income$1,005,0002,870
Minority interest net income$0110
Net income of bank and minority interests.$1,005,0002,874
Net charge-offs$286,0003,789
Cash dividends$375,0002,106
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$994,8002,754
2010-06-30 (YTD Data)Rank
Total interest income$6,009,0002,584
Total interest expense$1,836,0002,335
Net interest income$4,173,0002,653
Provision for loan and lease losses$525,0002,779
Total noninterest income$1,252,0001,719
Gross Fiduciary activities income$182,000627
Service charges on deposit accounts$448,0001,708
Trading account gains and fees$0152
Additional Noninterest Income$622,0001,817
Total noninterest expense$4,310,0002,248
Salaries and employee benefits$1,946,0002,503
Premises and equipment expense$740,0001,765
Additional noninterest expense$1,624,0002,106
Pre-tax net operating income$590,0003,341
Securities gains (losses)$12,0002,543
Applicable income taxes$62,0003,153
Income before extraordinary items$540,0003,276
Extraordinary gains, net$019
Net income$540,0003,272
Minority interest net income$0105
Net income of bank and minority interests.$540,0003,275
Net charge-offs$236,0003,352
Cash dividends$300,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$529,2003,197
2010-03-31 (YTD Data)Rank
Total interest income$2,974,0002,661
Total interest expense$906,0002,479
Net interest income$2,068,0002,697
Provision for loan and lease losses$375,0002,136
Total noninterest income$588,0001,801
Gross Fiduciary activities income$90,000636
Service charges on deposit accounts$211,0001,791
Trading account gains and fees$0175
Additional Noninterest Income$287,0001,891
Total noninterest expense$2,075,0002,352
Salaries and employee benefits$903,0002,718
Premises and equipment expense$360,0001,874
Additional noninterest expense$812,0002,091
Pre-tax net operating income$206,0003,999
Securities gains (losses)$2,0002,064
Applicable income taxes$-1,0006,993
Income before extraordinary items$209,0003,796
Extraordinary gains, net$016
Net income$209,0003,793
Minority interest net income$091
Net income of bank and minority interests.$209,0003,795
Net charge-offs$61,0003,562
Cash dividends$50,0002,257
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$207,0003,691
2009-12-31 (YTD Data)Rank
Total interest income$10,824,0003,018
Total interest expense$4,099,0002,679
Net interest income$6,725,0003,152
Provision for loan and lease losses$805,0003,829
Total noninterest income$2,113,0002,043
Gross Fiduciary activities income$319,000652
Service charges on deposit accounts$903,0001,842
Trading account gains and fees$0211
Additional Noninterest Income$891,0002,303
Total noninterest expense$7,143,0002,741
Salaries and employee benefits$3,007,0003,168
Premises and equipment expense$1,319,0002,024
Additional noninterest expense$2,817,0002,482
Pre-tax net operating income$890,0003,177
Securities gains (losses)$164,0001,715
Applicable income taxes$50,0003,262
Income before extraordinary items$1,004,0002,776
Extraordinary gains, net$034
Net income$1,004,0002,775
Minority interest net income$0115
Net income of bank and minority interests.$1,004,0002,776
Net charge-offs$639,0003,475
Cash dividends$650,0002,206
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$848,2002,986
2009-09-30 (YTD Data)Rank
Total interest income$8,383,0002,978
Total interest expense$3,128,0002,756
Net interest income$5,255,0003,057
Provision for loan and lease losses$450,0003,968
Total noninterest income$1,605,0002,065
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$659,0001,898
Trading account gains and fees$0212
Additional Noninterest Income$946,0001,900
Total noninterest expense$5,613,0002,637
Salaries and employee benefits$2,539,0002,906
Premises and equipment expense$974,0002,077
Additional noninterest expense$2,100,0002,468
Pre-tax net operating income$797,0003,115
Securities gains (losses)$2,0003,313
Applicable income taxes$66,0003,156
Income before extraordinary items$733,0003,029
Extraordinary gains, net$027
Net income$733,0003,027
Minority interest net income$0118
Net income of bank and minority interests.$733,0003,030
Net charge-offs$303,0003,692
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$731,1602,957
2009-06-30 (YTD Data)Rank
Total interest income$5,477,0003,065
Total interest expense$2,111,0002,835
Net interest income$3,366,0003,154
Provision for loan and lease losses$225,0004,165
Total noninterest income$983,0002,211
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$402,0002,015
Trading account gains and fees$0193
Additional Noninterest Income$581,0002,028
Total noninterest expense$3,726,0002,676
Salaries and employee benefits$1,693,0002,935
Premises and equipment expense$641,0002,129
Additional noninterest expense$1,392,0002,499
Pre-tax net operating income$398,0003,695
Securities gains (losses)$03,136
Applicable income taxes$-4,0006,741
Income before extraordinary items$402,0003,465
Extraordinary gains, net$021
Net income$402,0003,462
Minority interest net income$0112
Net income of bank and minority interests.$402,0003,463
Net charge-offs$92,0004,336
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$402,0003,356
2009-03-31 (YTD Data)Rank
Total interest income$2,641,0003,191
Total interest expense$1,058,0002,926
Net interest income$1,583,0003,294
Provision for loan and lease losses$85,0004,161
Total noninterest income$455,0002,283
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$181,0002,141
Trading account gains and fees$0171
Additional Noninterest Income$274,0002,078
Total noninterest expense$1,725,0002,781
Salaries and employee benefits$785,0003,149
Premises and equipment expense$314,0002,215
Additional noninterest expense$626,0002,476
Pre-tax net operating income$228,0003,819
Securities gains (losses)$02,434
Applicable income taxes$27,0003,369
Income before extraordinary items$201,0003,855
Extraordinary gains, net$015
Net income$201,0003,856
Minority interest net income$0102
Net income of bank and minority interests.$201,0003,856
Net charge-offs$45,0003,676
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$201,0003,700
2008-12-31 (YTD Data)Rank
Total interest income$9,930,0003,545
Total interest expense$4,382,0003,284
Net interest income$5,548,0003,671
Provision for loan and lease losses$320,0004,511
Total noninterest income$2,076,0002,083
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$996,0001,767
Trading account gains and fees$0154
Additional Noninterest Income$1,080,0002,019
Total noninterest expense$6,578,0002,828
Salaries and employee benefits$3,076,0003,176
Premises and equipment expense$1,173,0002,292
Additional noninterest expense$2,329,0002,488
Pre-tax net operating income$726,0004,341
Securities gains (losses)$96,0001,159
Applicable income taxes$191,0002,863
Income before extraordinary items$631,0004,093
Extraordinary gains, net$039
Net income$631,0004,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0003,773
Cash dividends$425,0003,594
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$557,0804,430
2008-09-30 (YTD Data)Rank
Total interest income$7,392,0003,633
Total interest expense$3,335,0003,358
Net interest income$4,057,0003,763
Provision for loan and lease losses$90,0005,263
Total noninterest income$1,555,0002,153
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$755,0001,763
Trading account gains and fees$0148
Additional Noninterest Income$800,0002,118
Total noninterest expense$4,869,0002,833
Salaries and employee benefits$2,227,0003,325
Premises and equipment expense$885,0002,289
Additional noninterest expense$1,757,0002,412
Pre-tax net operating income$653,0004,489
Securities gains (losses)$80,0001,107
Applicable income taxes$174,0003,064
Income before extraordinary items$559,0004,228
Extraordinary gains, net$031
Net income$559,0004,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,958
Cash dividends$135,0004,199
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$498,2004,605
2008-06-30 (YTD Data)Rank
Total interest income$4,895,0003,696
Total interest expense$2,248,0003,448
Net interest income$2,647,0003,825
Provision for loan and lease losses$60,0004,901
Total noninterest income$985,0002,254
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$489,0001,788
Trading account gains and fees$0149
Additional Noninterest Income$496,0002,260
Total noninterest expense$3,267,0002,823
Salaries and employee benefits$1,476,0003,371
Premises and equipment expense$585,0002,319
Additional noninterest expense$1,206,0002,333
Pre-tax net operating income$305,0005,258
Securities gains (losses)$79,0001,129
Applicable income taxes$82,0003,645
Income before extraordinary items$302,0004,988
Extraordinary gains, net$021
Net income$302,0004,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,371
Cash dividends$60,0004,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$239,5905,276
2008-03-31 (YTD Data)Rank
Total interest income$2,439,0003,781
Total interest expense$1,198,0003,459
Net interest income$1,241,0004,002
Provision for loan and lease losses$30,0004,346
Total noninterest income$414,0002,540
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$221,0001,908
Trading account gains and fees$0158
Additional Noninterest Income$193,0002,630
Total noninterest expense$1,509,0003,041
Salaries and employee benefits$644,0003,774
Premises and equipment expense$301,0002,259
Additional noninterest expense$564,0002,444
Pre-tax net operating income$116,0005,825
Securities gains (losses)$20,0001,596
Applicable income taxes$21,0004,341
Income before extraordinary items$115,0005,634
Extraordinary gains, net$015
Net income$115,0005,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0001,513
Cash dividends$30,0003,516
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$98,0005,772
2007-12-31 (YTD Data)Rank
Total interest income$9,293,0003,961
Total interest expense$4,572,0003,682
Net interest income$4,721,0004,170
Provision for loan and lease losses$105,0004,838
Total noninterest income$1,292,0002,991
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$880,0001,961
Trading account gains and fees$0178
Additional Noninterest Income$412,0003,678
Total noninterest expense$4,961,0003,456
Salaries and employee benefits$2,161,0004,142
Premises and equipment expense$806,0003,061
Additional noninterest expense$1,994,0002,681
Pre-tax net operating income$947,0004,847
Securities gains (losses)$3,0001,730
Applicable income taxes$192,0003,877
Income before extraordinary items$758,0004,901
Extraordinary gains, net$039
Net income$758,0004,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,046
Cash dividends$250,0004,633
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$755,6004,884
2007-09-30 (YTD Data)Rank
Total interest income$6,878,0004,004
Total interest expense$3,381,0003,721
Net interest income$3,497,0004,217
Provision for loan and lease losses$105,0004,026
Total noninterest income$951,0003,019
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$647,0001,985
Trading account gains and fees$0184
Additional Noninterest Income$304,0003,713
Total noninterest expense$3,649,0003,495
Salaries and employee benefits$1,598,0004,173
Premises and equipment expense$574,0003,184
Additional noninterest expense$1,477,0002,649
Pre-tax net operating income$694,0005,130
Securities gains (losses)$-7,0007,691
Applicable income taxes$125,0004,230
Income before extraordinary items$562,0005,147
Extraordinary gains, net$033
Net income$562,0005,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,840
Cash dividends$225,0003,973
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$567,7405,120
2007-06-30 (YTD Data)Rank
Total interest income$4,495,0004,078
Total interest expense$2,199,0003,769
Net interest income$2,296,0004,294
Provision for loan and lease losses$105,0003,205
Total noninterest income$591,0003,183
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$398,0002,123
Trading account gains and fees$0168
Additional Noninterest Income$193,0003,850
Total noninterest expense$2,488,0003,448
Salaries and employee benefits$1,095,0004,126
Premises and equipment expense$390,0003,148
Additional noninterest expense$1,003,0002,620
Pre-tax net operating income$294,0006,076
Securities gains (losses)$01,444
Applicable income taxes$30,0005,109
Income before extraordinary items$264,0005,918
Extraordinary gains, net$029
Net income$264,0005,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,438
Cash dividends$200,0003,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$264,0005,905
2007-03-31 (YTD Data)Rank
Total interest income$2,212,0004,117
Total interest expense$1,068,0003,827
Net interest income$1,144,0004,299
Provision for loan and lease losses$75,0002,404
Total noninterest income$264,0003,395
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$176,0002,290
Trading account gains and fees$0195
Additional Noninterest Income$88,0004,018
Total noninterest expense$1,189,0003,595
Salaries and employee benefits$512,0004,358
Premises and equipment expense$196,0003,164
Additional noninterest expense$481,0002,706
Pre-tax net operating income$144,0006,122
Securities gains (losses)$01,187
Applicable income taxes$14,0005,152
Income before extraordinary items$130,0005,933
Extraordinary gains, net$022
Net income$130,0005,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,225
Cash dividends$25,0003,778
Sale, conversion, retirement of capital stock, net$0885
Net operating income$130,0005,915
2006-12-31 (YTD Data)Rank
Total interest income$8,100,0004,160
Total interest expense$3,568,0003,864
Net interest income$4,532,0004,317
Provision for loan and lease losses$360,0002,452
Total noninterest income$1,121,0003,286
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$802,0002,107
Trading account gains and fees$0130
Additional Noninterest Income$319,0004,182
Total noninterest expense$4,371,0003,711
Salaries and employee benefits$1,923,0004,400
Premises and equipment expense$650,0003,540
Additional noninterest expense$1,798,0002,821
Pre-tax net operating income$922,0005,373
Securities gains (losses)$01,687
Applicable income taxes$154,0004,571
Income before extraordinary items$768,0005,299
Extraordinary gains, net$051
Net income$768,0005,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,647
Cash dividends$425,0003,968
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$768,0005,295
2006-09-30 (YTD Data)Rank
Total interest income$5,930,0004,205
Total interest expense$2,545,0003,911
Net interest income$3,385,0004,361
Provision for loan and lease losses$360,0001,848
Total noninterest income$829,0003,315
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$592,0002,147
Trading account gains and fees$0126
Additional Noninterest Income$237,0004,195
Total noninterest expense$3,182,0003,798
Salaries and employee benefits$1,372,0004,535
Premises and equipment expense$468,0003,659
Additional noninterest expense$1,342,0002,826
Pre-tax net operating income$672,0005,621
Securities gains (losses)$01,388
Applicable income taxes$135,0004,591
Income before extraordinary items$537,0005,613
Extraordinary gains, net$045
Net income$537,0005,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,349
Cash dividends$125,0004,589
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$537,0005,607
2006-06-30 (YTD Data)Rank
Total interest income$3,870,0004,227
Total interest expense$1,622,0003,918
Net interest income$2,248,0004,375
Provision for loan and lease losses$270,0001,643
Total noninterest income$524,0003,420
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$373,0002,235
Trading account gains and fees$0126
Additional Noninterest Income$151,0004,304
Total noninterest expense$2,094,0003,868
Salaries and employee benefits$916,0004,550
Premises and equipment expense$296,0003,809
Additional noninterest expense$882,0002,871
Pre-tax net operating income$408,0005,863
Securities gains (losses)$01,185
Applicable income taxes$76,0004,830
Income before extraordinary items$332,0005,800
Extraordinary gains, net$039
Net income$332,0005,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,286
Cash dividends$85,0004,502
Sale, conversion, retirement of capital stock, net$0887
Net operating income$332,0005,794
2006-03-31 (YTD Data)Rank
Total interest income$1,906,0004,223
Total interest expense$786,0003,863
Net interest income$1,120,0004,373
Provision for loan and lease losses$150,0001,421
Total noninterest income$244,0003,528
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$171,0002,326
Trading account gains and fees$0115
Additional Noninterest Income$73,0004,340
Total noninterest expense$993,0004,035
Salaries and employee benefits$427,0004,811
Premises and equipment expense$144,0003,911
Additional noninterest expense$422,0002,973
Pre-tax net operating income$221,0005,622
Securities gains (losses)$0955
Applicable income taxes$44,0004,649
Income before extraordinary items$177,0005,595
Extraordinary gains, net$021
Net income$177,0005,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,117
Cash dividends$40,0003,661
Sale, conversion, retirement of capital stock, net$0648
Net operating income$177,0005,591
2005-12-31 (YTD Data)Rank
Total interest income$7,569,0003,914
Total interest expense$3,111,0003,230
Net interest income$4,458,0004,291
Provision for loan and lease losses$750,0001,335
Total noninterest income$1,009,0003,544
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$707,0002,331
Trading account gains and fees$0138
Additional Noninterest Income$302,0004,318
Total noninterest expense$4,110,0003,788
Salaries and employee benefits$1,832,0004,411
Premises and equipment expense$507,0004,135
Additional noninterest expense$1,771,0002,795
Pre-tax net operating income$607,0006,400
Securities gains (losses)$4,0001,802
Applicable income taxes$80,0005,540
Income before extraordinary items$531,0006,251
Extraordinary gains, net$046
Net income$531,0006,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,032
Cash dividends$225,0004,773
Sale, conversion, retirement of capital stock, net$0934
Net operating income$527,5206,234
2005-09-30 (YTD Data)Rank
Total interest income$5,627,0003,891
Total interest expense$2,315,0003,114
Net interest income$3,312,0004,325
Provision for loan and lease losses$600,0001,202
Total noninterest income$737,0003,614
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$506,0002,428
Trading account gains and fees$0126
Additional Noninterest Income$231,0004,276
Total noninterest expense$3,035,0003,808
Salaries and employee benefits$1,350,0004,449
Premises and equipment expense$369,0004,212
Additional noninterest expense$1,316,0002,798
Pre-tax net operating income$414,0006,726
Securities gains (losses)$4,0001,810
Applicable income taxes$47,0005,835
Income before extraordinary items$371,0006,535
Extraordinary gains, net$035
Net income$371,0006,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,000945
Cash dividends$150,0004,338
Sale, conversion, retirement of capital stock, net$0769
Net operating income$367,4406,513
2005-06-30 (YTD Data)Rank
Total interest income$3,734,0003,831
Total interest expense$1,519,0003,013
Net interest income$2,215,0004,282
Provision for loan and lease losses$450,0001,068
Total noninterest income$454,0003,753
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$296,0002,647
Trading account gains and fees$0116
Additional Noninterest Income$158,0004,201
Total noninterest expense$1,963,0003,866
Salaries and employee benefits$861,0004,564
Premises and equipment expense$242,0004,238
Additional noninterest expense$860,0002,825
Pre-tax net operating income$256,0006,868
Securities gains (losses)$4,0001,659
Applicable income taxes$20,0006,094
Income before extraordinary items$240,0006,596
Extraordinary gains, net$030
Net income$240,0006,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,010
Cash dividends$100,0004,233
Sale, conversion, retirement of capital stock, net$0643
Net operating income$236,3206,580
2005-03-31 (YTD Data)Rank
Total interest income$1,840,0003,836
Total interest expense$737,0002,995
Net interest income$1,103,0004,316
Provision for loan and lease losses$225,0001,003
Total noninterest income$210,0003,855
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$133,0002,798
Trading account gains and fees$0115
Additional Noninterest Income$77,0004,262
Total noninterest expense$975,0003,914
Salaries and employee benefits$432,0004,578
Premises and equipment expense$119,0004,321
Additional noninterest expense$424,0002,869
Pre-tax net operating income$113,0007,043
Securities gains (losses)$4,0001,261
Applicable income taxes$8,0006,187
Income before extraordinary items$109,0006,743
Extraordinary gains, net$024
Net income$109,0006,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,000894
Cash dividends$50,0003,408
Sale, conversion, retirement of capital stock, net$0491
Net operating income$105,2806,767
2004-12-31 (YTD Data)Rank
Total interest income$7,418,0003,635
Total interest expense$2,777,0002,790
Net interest income$4,641,0004,023
Provision for loan and lease losses$740,0001,388
Total noninterest income$902,0003,784
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$628,0002,606
Trading account gains and fees$0138
Additional Noninterest Income$274,0004,443
Total noninterest expense$3,912,0003,824
Salaries and employee benefits$1,800,0004,344
Premises and equipment expense$476,0004,252
Additional noninterest expense$1,636,0002,915
Pre-tax net operating income$891,0005,517
Securities gains (losses)$03,819
Applicable income taxes$179,0004,887
Income before extraordinary items$712,0005,539
Extraordinary gains, net$034
Net income$712,0005,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$684,0001,037
Cash dividends$525,0003,449
Sale, conversion, retirement of capital stock, net$0872
Net operating income$712,0005,459
2004-09-30 (YTD Data)Rank
Total interest income$5,533,0003,623
Total interest expense$2,048,0002,786
Net interest income$3,485,0004,019
Provision for loan and lease losses$480,0001,495
Total noninterest income$678,0003,817
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$468,0002,636
Trading account gains and fees$0134
Additional Noninterest Income$210,0004,406
Total noninterest expense$2,860,0003,862
Salaries and employee benefits$1,336,0004,336
Premises and equipment expense$356,0004,243
Additional noninterest expense$1,168,0003,012
Pre-tax net operating income$823,0005,121
Securities gains (losses)$03,710
Applicable income taxes$205,0004,399
Income before extraordinary items$618,0005,281
Extraordinary gains, net$026
Net income$618,0005,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,000958
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$618,0005,198
2004-06-30 (YTD Data)Rank
Total interest income$3,650,0003,656
Total interest expense$1,345,0002,804
Net interest income$2,305,0004,045
Provision for loan and lease losses$360,0001,336
Total noninterest income$444,0003,854
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$298,0002,727
Trading account gains and fees$0130
Additional Noninterest Income$146,0004,361
Total noninterest expense$2,050,0003,663
Salaries and employee benefits$992,0004,006
Premises and equipment expense$231,0004,319
Additional noninterest expense$827,0002,851
Pre-tax net operating income$339,0006,251
Securities gains (losses)$03,413
Applicable income taxes$62,0005,405
Income before extraordinary items$277,0006,223
Extraordinary gains, net$021
Net income$277,0006,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000829
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$277,0006,140
2004-03-31 (YTD Data)Rank
Total interest income$1,820,0003,674
Total interest expense$658,0002,904
Net interest income$1,162,0003,995
Provision for loan and lease losses$180,0001,248
Total noninterest income$209,0003,959
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$130,0002,974
Trading account gains and fees$0121
Additional Noninterest Income$79,0004,203
Total noninterest expense$1,003,0003,751
Salaries and employee benefits$517,0003,900
Premises and equipment expense$107,0004,590
Additional noninterest expense$379,0003,051
Pre-tax net operating income$188,0005,963
Securities gains (losses)$02,934
Applicable income taxes$29,0005,455
Income before extraordinary items$159,0005,868
Extraordinary gains, net$016
Net income$159,0005,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,213
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$159,0005,747
2003-12-31 (YTD Data)Rank
Total interest income$7,093,0003,776
Total interest expense$2,635,0003,213
Net interest income$4,458,0004,022
Provision for loan and lease losses$740,0001,553
Total noninterest income$790,0004,260
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$469,0003,269
Trading account gains and fees$0160
Additional Noninterest Income$321,0004,368
Total noninterest expense$3,928,0003,767
Salaries and employee benefits$1,972,0003,972
Premises and equipment expense$406,0004,686
Additional noninterest expense$1,550,0002,988
Pre-tax net operating income$580,0006,410
Securities gains (losses)$10,0003,613
Applicable income taxes$19,0006,818
Income before extraordinary items$571,0006,056
Extraordinary gains, net$054
Net income$571,0006,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,528
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$561,3005,936
2003-09-30 (YTD Data)Rank
Total interest income$5,286,0003,852
Total interest expense$1,988,0003,312
Net interest income$3,298,0004,088
Provision for loan and lease losses$620,0001,367
Total noninterest income$583,0004,337
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$336,0003,387
Trading account gains and fees$0153
Additional Noninterest Income$247,0004,401
Total noninterest expense$3,033,0003,683
Salaries and employee benefits$1,510,0003,892
Premises and equipment expense$295,0004,767
Additional noninterest expense$1,228,0002,825
Pre-tax net operating income$228,0007,575
Securities gains (losses)$10,0003,326
Applicable income taxes$-43,0009,005
Income before extraordinary items$281,0007,059
Extraordinary gains, net$040
Net income$281,0007,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,0001,119
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$271,0006,946
2003-06-30 (YTD Data)Rank
Total interest income$3,577,0003,821
Total interest expense$1,338,0003,363
Net interest income$2,239,0004,036
Provision for loan and lease losses$300,0001,769
Total noninterest income$376,0004,401
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$214,0003,461
Trading account gains and fees$0150
Additional Noninterest Income$162,0004,433
Total noninterest expense$1,990,0003,711
Salaries and employee benefits$982,0003,977
Premises and equipment expense$194,0004,796
Additional noninterest expense$814,0002,841
Pre-tax net operating income$325,0006,328
Securities gains (losses)$03,782
Applicable income taxes$42,0006,056
Income before extraordinary items$283,0006,228
Extraordinary gains, net$030
Net income$283,0006,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,362
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$283,0006,025
2003-03-31 (YTD Data)Rank
Total interest income$1,770,0003,876
Total interest expense$658,0003,479
Net interest income$1,112,0004,067
Provision for loan and lease losses$180,0001,475
Total noninterest income$164,0004,662
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$98,0003,600
Trading account gains and fees$0134
Additional Noninterest Income$66,0004,730
Total noninterest expense$1,019,0003,599
Salaries and employee benefits$517,0003,799
Premises and equipment expense$92,0004,977
Additional noninterest expense$410,0002,794
Pre-tax net operating income$77,0007,579
Securities gains (losses)$02,891
Applicable income taxes$-8,0009,057
Income before extraordinary items$85,0007,175
Extraordinary gains, net$021
Net income$85,0007,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,000806
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$85,0007,022
2002-12-31 (YTD Data)Rank
Total interest income$6,872,0004,111
Total interest expense$3,200,0003,348
Net interest income$3,672,0004,615
Provision for loan and lease losses$233,0004,048
Total noninterest income$518,0005,116
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$266,0004,535
Trading account gains and fees$0153
Additional Noninterest Income$252,0004,595
Total noninterest expense$3,091,0004,361
Salaries and employee benefits$1,618,0004,419
Premises and equipment expense$310,0005,463
Additional noninterest expense$1,163,0003,707
Pre-tax net operating income$866,0005,575
Securities gains (losses)$04,537
Applicable income taxes$161,0005,426
Income before extraordinary items$705,0005,542
Extraordinary gains, net$070
Net income$705,0005,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,805
Cash dividends$508,0003,410
Sale, conversion, retirement of capital stock, net$0862
Net operating income$705,0005,400
2001-12-31 (YTD Data)Rank
Total interest income$7,008,0004,435
Total interest expense$3,615,0004,107
Net interest income$3,393,0004,660
Provision for loan and lease losses$195,0004,194
Total noninterest income$323,0006,222
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$202,0005,142
Trading account gains and fees$0177
Additional Noninterest Income$121,0005,991
Total noninterest expense$2,525,0004,912
Salaries and employee benefits$1,308,0005,010
Premises and equipment expense$311,0005,411
Additional noninterest expense$906,0004,387
Pre-tax net operating income$996,0004,912
Securities gains (losses)$8,0003,714
Applicable income taxes$244,0004,648
Income before extraordinary items$760,0005,015
Extraordinary gains, net$0105
Net income$760,0005,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,171
Cash dividends$199,0005,057
Sale, conversion, retirement of capital stock, net$0922
Net operating income$753,9204,928
2000-12-31 (YTD Data)Rank
Total interest income$6,236,0004,948
Total interest expense$3,197,0004,689
Net interest income$3,039,0005,110
Provision for loan and lease losses$152,0004,371
Total noninterest income$249,0006,786
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0005,588
Trading account gains and feesNANA
Additional Noninterest Income$86,0006,759
Total noninterest expense$2,315,0005,129
Salaries and employee benefits$1,180,0005,293
Premises and equipment expense$312,0005,312
Additional noninterest expense$823,0004,641
Pre-tax net operating income$821,0005,796
Securities gains (losses)$01,956
Applicable income taxes$180,0005,605
Income before extraordinary items$641,0005,665
Extraordinary gains, net$038
Net income$641,0005,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,985
Cash dividends$187,0005,244
Sale, conversion, retirement of capital stock, net$0969
Net operating income$641,0005,676
1999-12-31 (YTD Data)Rank
Total interest income$5,557,0005,200
Total interest expense$2,480,0005,217
Net interest income$3,077,0005,059
Provision for loan and lease losses$136,0004,489
Total noninterest income$210,0007,379
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0005,699
Trading account gains and feesNANA
Additional Noninterest Income$51,0008,031
Total noninterest expense$2,209,0005,310
Salaries and employee benefits$1,130,0005,402
Premises and equipment expense$297,0005,494
Additional noninterest expense$782,0004,883
Pre-tax net operating income$942,0005,484
Securities gains (losses)$1,0002,805
Applicable income taxes$237,0005,338
Income before extraordinary items$706,0005,434
Extraordinary gains, net$035
Net income$706,0005,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,975
Cash dividends$1,173,0002,024
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$705,2505,407
1998-12-31 (YTD Data)Rank
Total interest income$5,341,0005,422
Total interest expense$2,442,0005,451
Net interest income$2,899,0005,260
Provision for loan and lease losses$186,0003,656
Total noninterest income$199,0007,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0006,094
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,849
Total noninterest expense$2,106,0005,393
Salaries and employee benefits$1,071,0005,514
Premises and equipment expense$277,0005,619
Additional noninterest expense$758,0004,860
Pre-tax net operating income$806,0006,073
Securities gains (losses)$2,0003,909
Applicable income taxes$248,0005,673
Income before extraordinary items$560,0006,268
Extraordinary gains, net$032
Net income$560,0006,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,184
Cash dividends$168,0005,645
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$558,6206,158
1997-12-31 (YTD Data)Rank
Total interest income$5,071,0005,744
Total interest expense$2,204,0005,872
Net interest income$2,867,0005,488
Provision for loan and lease losses$139,0004,319
Total noninterest income$180,0008,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0006,811
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,946
Total noninterest expense$1,851,0005,970
Salaries and employee benefits$935,0006,130
Premises and equipment expense$263,0005,883
Additional noninterest expense$653,0005,486
Pre-tax net operating income$1,057,0005,663
Securities gains (losses)$3,0003,097
Applicable income taxes$358,0005,227
Income before extraordinary items$702,0005,894
Extraordinary gains, net$044
Net income$702,0005,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,386
Cash dividends$158,0005,811
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$700,0205,862
1996-12-31 (YTD Data)Rank
Total interest income$5,073,0005,871
Total interest expense$2,327,0005,795
Net interest income$2,746,0005,809
Provision for loan and lease losses$177,0003,747
Total noninterest income$207,0008,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0006,881
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,815
Total noninterest expense$1,816,0006,349
Salaries and employee benefits$918,0006,384
Premises and equipment expense$244,0006,338
Additional noninterest expense$654,0006,007
Pre-tax net operating income$960,0005,880
Securities gains (losses)$04,148
Applicable income taxes$318,0005,629
Income before extraordinary items$642,0006,027
Extraordinary gains, net$053
Net income$642,0006,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,990
Cash dividends$154,0005,938
Sale, conversion, retirement of capital stock, net$0953
Net operating income$642,0005,968
1995-12-31 (YTD Data)Rank
Total interest income$4,637,0006,308
Total interest expense$2,118,0006,233
Net interest income$2,519,0006,278
Provision for loan and lease losses$156,0003,557
Total noninterest income$239,0007,845
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0006,984
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,102
Total noninterest expense$1,756,0006,579
Salaries and employee benefits$864,0006,737
Premises and equipment expense$219,0006,844
Additional noninterest expense$673,0006,042
Pre-tax net operating income$846,0006,662
Securities gains (losses)$03,831
Applicable income taxes$274,0006,313
Income before extraordinary items$572,0006,775
Extraordinary gains, net$065
Net income$572,0006,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,382
Cash dividends$149,0006,130
Sale, conversion, retirement of capital stock, net$0809
Net operating income$572,0006,752
1994-12-31 (YTD Data)Rank
Total interest income$4,293,0006,362
Total interest expense$1,693,0006,343
Net interest income$2,600,0006,266
Provision for loan and lease losses$124,0004,000
Total noninterest income$186,0008,994
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0007,442
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,142
Total noninterest expense$1,787,0006,730
Salaries and employee benefits$879,0006,753
Premises and equipment expense$204,0007,342
Additional noninterest expense$704,0006,282
Pre-tax net operating income$875,0006,515
Securities gains (losses)$1,0003,293
Applicable income taxes$280,0006,120
Income before extraordinary items$596,0006,580
Extraordinary gains, net$0249
Net income$596,0006,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,468
Cash dividends$144,0006,212
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$595,3206,646
1993-12-31 (YTD Data)Rank
Total interest income$4,198,0006,640
Total interest expense$1,490,0007,240
Net interest income$2,708,0006,152
Provision for loan and lease losses$145,0004,744
Total noninterest income$200,0009,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0007,368
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,494
Total noninterest expense$1,739,0007,075
Salaries and employee benefits$787,0007,396
Premises and equipment expense$192,0007,842
Additional noninterest expense$760,0006,174
Pre-tax net operating income$1,024,0005,801
Securities gains (losses)$07,477
Applicable income taxes$321,0005,826
Income before extraordinary items$703,0006,094
Extraordinary gains, net$13,0002,867
Net income$716,0006,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0004,259
Cash dividends$137,0006,300
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$703,0005,825
1992-12-31 (YTD Data)Rank
Total interest income$4,209,0007,232
Total interest expense$1,742,0007,785
Net interest income$2,467,0006,666
Provision for loan and lease losses$130,0006,495
Total noninterest income$180,0009,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0007,617
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,527
Total noninterest expense$1,450,0008,097
Salaries and employee benefits$645,0008,412
Premises and equipment expense$150,0009,105
Additional noninterest expense$655,0007,070
Pre-tax net operating income$1,067,0005,371
Securities gains (losses)$08,369
Applicable income taxes$312,0005,769
Income before extraordinary items$755,0005,605
Extraordinary gains, net$01,422
Net income$755,0005,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0005,904
Cash dividends$129,0006,065
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$755,0005,270

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.