Home > The Community Bank > Net charge- offs to loans
The Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3039% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7292% | 4,597 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3267% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2449% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1111% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2487% | 1,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 3,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2189% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6250% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2031% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1520% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8333% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1108% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0433% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5192% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0646% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0587% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2955% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2593% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4403% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 2,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0906% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4937% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3690% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9971% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1016% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4497% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0230% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0355% | 3,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 4,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3401% | 4,487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1220% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3925% | 4,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 4,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 3,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4438% | 4,572 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2715% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4634% | 4,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0351% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 3,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4075% | 4,511 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8890% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3523% | 4,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0681% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9001% | 4,676 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2729% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8564% | 4,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4385% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2683% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9058% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7502% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9635% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7246% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3003% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5864% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2489% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8552% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4701% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6042% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4115% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2593% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8917% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3942% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6446% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3772% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4352% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4983% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4792% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7895% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3109% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4693% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9239% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1943% | 4,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1127% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8677% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5865% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4635% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2568% | 5,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1494% | 4,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9301% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1590% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4260% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0729% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3819% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2053% | 4,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5085% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7885% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3052% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1324% | 5,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0904% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7504% | 5,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1738% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3109% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7298% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6152% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4241% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2714% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1879% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6286% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5239% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1338% | 2,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3633% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6872% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7136% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1657% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5095% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6534% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6721% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1260% | 2,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3265% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1424% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0440% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3905% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2110% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0689% | 2,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1697% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 3,719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6821% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4170% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8285% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0182% | 4,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4960% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9094% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5149% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0485% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0575% | 3,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3031% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2420% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7509% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0114% | 3,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6854% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3811% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0125% | 2,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7468% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0505% | 4,743 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8932% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2179% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3099% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5738% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6343% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3903% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2600% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8607% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8231% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2343% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5038% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2086% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0949% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3086% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6891% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0032% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7640% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.8929% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0422% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7796% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7231% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2101% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3342% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5308% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1793% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9843% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6844% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4943% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7693% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3033% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1617% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3823% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8644% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5865% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3915% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8783% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1198% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3394% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2188% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8700% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0052% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3358% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8986% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2461% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5124% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3315% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2166% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7518% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2164% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0405% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 5,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 5,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8788% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0426% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5135% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6358% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4398% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3747% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6577% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2899% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1847% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8003% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3775% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8130% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1317% | 3,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5790% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5485% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4677% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8798% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3294% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3927% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0708% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0855% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1661% | 2,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6870% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5597% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5744% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3368% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2743% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1919% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3092% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5879% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0390% | 3,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8832% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7233% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7863% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5706% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5079% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4276% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3543% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6261% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6852% | 795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0441% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 3,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1277% | 1,188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 2,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3918% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4653% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2127% | 2,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5578% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7506% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8483% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5571% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1709% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1762% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2595% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0596% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1293% | 3,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4151% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1320% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3341% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9195% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1746% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3909% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2433% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4356% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3636% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2859% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7149% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2534% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5813% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1966% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1908% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4020% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4296% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2708% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2377% | 3,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3894% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6458% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3363% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0696% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8248% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3579% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4968% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3413% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3022% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4972% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7071% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4526% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 2,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1000% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5332% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6733% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9149% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3594% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2975% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4917% | 1,673 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0537% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3699% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 2,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6225% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7900% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8690% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0264% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3371% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 2,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4673% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5604% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4468% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2390% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0186% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6811% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0589% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3531% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4692% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4460% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7462% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3217% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 1,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3764% | 2,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9974% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5732% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7332% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0272% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3221% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2660% | 3,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5781% | 1,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1180% | 3,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1420% | 3,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2628% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5035% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9061% | 1,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3702% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1783% | 3,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3236% | 1,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1152% | 3,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1382% | 3,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6177% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3220% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1441% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0692% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2389% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 3,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1145% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7444% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1079% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5978% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3796% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3617% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 3,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4311% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0764% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 2,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 4,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6514% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8094% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7248% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2439% | 4,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1709% | 4,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0975% | 2,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 2,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 1,430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2333% | 2,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8609% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3898% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6542% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2490% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1526% | 2,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3285% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3253% | 1,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3290% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0789% | 3,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0668% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9172% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 3,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 7,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 7,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 7,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1560% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7910% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8872% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3131% | 3,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1060% | 2,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2439% | 3,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3043% | 1,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2343% | 2,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2775% | 4,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7238% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4119% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9081% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2903% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 4,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 2,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 3,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3842% | 3,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5865% | 3,464 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5984% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8291% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 3,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 2,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 2,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2200% | 3,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 4,137 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1767% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3845% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 3,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 3,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4544% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0362% | 4,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7992% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9859% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 2,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 2,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0446% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0088% | 5,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8613% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.3510% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2593% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0467% | 7,406 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2898% | 1,767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.9685% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3267% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 4,872 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4435% | 1,753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.9800% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5539% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4024% | 7,751 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8929% | 1,746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 44.8996% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5103% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1184% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1447% | 4,902 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0571% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1990% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4993% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8466% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1280% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2572% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1383% | 3,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5911% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1176% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0602% | 8,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0910% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1051% | 8,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7795% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2773% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3448% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2546% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7081% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2247% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7291% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3441% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8971% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3571% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2660% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0050% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7825% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4814% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3589% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1990% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3423% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1907% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2206% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9773% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4815% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3564% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3881% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4898% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6367% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1542% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1640% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8695% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1433% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6222% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1094% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1461% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0007% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4524% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5596% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1475% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1953% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6502% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7313% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6012% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2876% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6007% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5614% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7634% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4049% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0955% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2750% | 2,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6324% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2107% | 1,261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7430% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4717% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7959% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3571% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3993% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1056% | 1,206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9304% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7622% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8463% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4911% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3760% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8403% | 1,195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5172% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3941% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2456% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8661% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6667% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6817% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2630% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6776% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2010% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2081% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5448% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7270% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1050% | 1,480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9070% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3507% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8878% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2682% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2761% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1644% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3691% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7006% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2062% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3647% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7502% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9681% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3308% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4128% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9387% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2345% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7443% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1723% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7866% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1288% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 3,822 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5183% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4134% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3201% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3273% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 5,481 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |