Home > The Commercial and Savings Bank of Millersburg, Ohio > Net charge- offs to loans
The Commercial and Savings Bank of Millersburg, Ohio, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1458% | 4,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2537% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2537% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 4,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1819% | 4,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2747% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2747% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0737% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0737% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2237% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2237% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 4,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1638% | 4,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0833% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0833% | 2,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0658% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0898% | 4,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2240% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0258% | 4,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0258% | 4,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1041% | 4,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1421% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3564% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0911% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2085% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2085% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 3,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 3,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1798% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 3,200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1417% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1417% | 4,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3030% | 4,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3030% | 4,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 4,018 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3664% | 4,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3664% | 4,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 1.0646% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 4,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1384% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1384% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 4,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0918% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5949% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1135% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1135% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1491% | 4,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8755% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8755% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1963% | 4,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8957% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8957% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2870% | 4,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9886% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9886% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0693% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5676% | 4,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3517% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3517% | 485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6803% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6466% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6466% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0685% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2265% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4198% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0756% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3400% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5401% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5401% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1507% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6914% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2425% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2425% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8032% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1129% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1129% | 2,973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0857% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 3,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1290% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6371% | 5,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0842% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0842% | 2,619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2702% | 5,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3065% | 5,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6681% | 5,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9528% | 5,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2143% | 5,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1479% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1479% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0303% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0819% | 5,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2355% | 5,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5099% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4947% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4947% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4696% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 5,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1711% | 5,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7521% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3197% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5381% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5381% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4077% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0757% | 5,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1050% | 5,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2584% | 5,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 4,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3306% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1672% | 5,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2278% | 5,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5172% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 4,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4226% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2045% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 4,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1561% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1122% | 5,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4108% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4108% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1154% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 5,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2695% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5329% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5329% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0989% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3730% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 4,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7057% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7057% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1325% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7360% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2886% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2886% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3334% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 5,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2727% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 3,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 3,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0947% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0526% | 5,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0526% | 5,438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1930% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1555% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1959% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 2,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1247% | 5,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1249% | 5,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1761% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2366% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6599% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1362% | 5,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1362% | 5,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1457% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2700% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0549% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 4,416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0551% | 5,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0551% | 5,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1733% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 1,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 3,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 4,644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 2,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 3,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1151% | 3,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4134% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0618% | 1,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 3,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 4,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 3,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2324% | 6,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2324% | 6,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4428% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0932% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 4,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 2,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8945% | 6,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8945% | 6,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4835% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 5,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 5,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 6,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0194% | 4,682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 6,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 4,829 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6048% | 6,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6048% | 6,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3747% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 4,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 2,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2255% | 237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 1,730 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 6,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 3,439 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1266% | 6,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1266% | 6,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5411% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 2,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 1,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 6,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 3,204 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0638% | 6,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0638% | 5,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5465% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 5,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 4,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 2,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 3,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6112% | 6,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6112% | 6,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4590% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 1,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0994% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 5,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4889% | 6,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4889% | 6,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8457% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3119% | 3,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.2479% | 2,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2141% | 2,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0911% | 588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3782% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 5,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5536% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5798% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4448% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2970% | 3,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.3383% | 2,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2278% | 2,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2479% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3177% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 5,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4707% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 6,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5367% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5073% | 2,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2798% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3151% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3418% | 1,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7997% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2791% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0439% | 5,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4173% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0552% | 6,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7085% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6521% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3075% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3550% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3858% | 2,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5030% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3935% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 5,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5928% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1158% | 6,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7099% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4231% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1506% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4025% | 4,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3557% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.9222% | 2,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1871% | 2,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7813% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2190% | 3,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2922% | 1,489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1907% | 3,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0760% | 6,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7908% | 2,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3881% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 4,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3192% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 1.2350% | 2,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2484% | 2,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8758% | 602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2524% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3312% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2224% | 2,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1257% | 6,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0452% | 1,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 3,743 |
| Percentage Net Loans Charged-off:Construction & development | 1.9006% | 1,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 3,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2585% | 1,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0777% | 6,763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1409% | 6,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0665% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3086% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 3.6888% | 942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2250% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5209% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2102% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1108% | 6,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 5,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1850% | 4,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.3920% | 3,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2072% | 2,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2225% | 534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1943% | 1,619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0762% | 3,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3833% | 4,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 4,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4040% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 4,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4701% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 3,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2640% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 3,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5355% | 3,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4564% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4644% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3965% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3313% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8384% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 3,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4010% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 7,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8278% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0837% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5614% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3894% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0806% | 7,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1020% | 7,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8052% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1395% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4497% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 7,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 2,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 3,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 3,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4332% | 8,093 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2034% | 1,783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4442% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 3,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 2,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2954% | 4,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0854% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2470% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 5,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 3,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1808% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2205% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2451% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 7,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1103% | 7,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9764% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1250% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1991% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4562% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2125% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 2,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1884% | 4,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3494% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4665% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2394% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5101% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4027% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 2,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0466% | 7,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3554% | 1,034 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5433% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3605% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7626% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6068% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 7,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2659% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5510% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 7,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9856% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1772% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4222% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3420% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 2,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 7,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 4,698 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0991% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8519% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2250% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 7,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0575% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1694% | 1,119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0457% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1328% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3437% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0349% | 6,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 4,698 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4258% | 1,897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0173% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1570% | 7,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4450% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5049% | 1,867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3679% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2426% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6747% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 8,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 8,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1481% | 7,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2685% | 4,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5952% | 1,321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1995% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2497% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3309% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8883% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1986% | 7,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 4,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6282% | 1,149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3696% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4922% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3415% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4000% | 7,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5747% | 2,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7774% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4903% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5671% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6034% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 6,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6500% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1720% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 3,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3028% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1442% | 3,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 5,549 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9405% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1866% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3561% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4022% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2241% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1820% | 5,075 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1411% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2633% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2985% | 7,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0340% | 5,522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5488% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0955% | 7,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1854% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2780% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5443% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6072% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6294% | 8,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0339% | 4,635 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8740% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1620% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4608% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 8,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 4,761 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4475% | 1,375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6542% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 2,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5427% | 3,653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7941% | 1,191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3357% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 8,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0495% | 8,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 7,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2099% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9013% | 1,377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5351% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 8,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 8,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 7,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1381% | 8,068 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1756% | 2,619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4016% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3149% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6112% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1649% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8339% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6901% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1922% | 1,585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2137% | 1,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8540% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7060% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5132% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0049% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0452% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7936% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5232% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0177% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1172% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6586% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7498% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3638% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2970% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0309% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9343% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1388% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0781% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8160% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2843% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 6,476 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 7,281 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2324% | 4,971 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3710% | 5,336 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |