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The Clay City Banking Co., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$9,153,000	2,957
Total interest expense	$3,441,000	2,450
Net interest income	$5,712,000	3,186
Provision for loan and lease losses	$714,000	1,029
Total noninterest income	$1,586,000	2,256
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$261,000	2,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,325,000	2,001
Total noninterest expense	$5,094,000	3,023
Salaries and employee benefits	$2,135,000	3,372
Premises and equipment expense	$644,000	2,601
Additional noninterest expense	$1,325,000	2,001
Pre-tax net operating income	$1,490,000	3,240
Securities gains (losses)	$0	988
Applicable income taxes	$347,000	2,133
Income before extraordinary items	$1,143,000	3,345
Extraordinary gains, net	$0	54
Net income	$1,143,000	3,382
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,143,000	3,347
Net charge-offs	$632,000	666
Cash dividends	$94,000	3,344
Sale, conversion, retirement of capital stock, net	$-33,000	4,546
Net operating income	$1,143,000	3,361
2023-09-30 (YTD Data)		Rank
Total interest income	$6,679,000	2,969
Total interest expense	$2,425,000	2,420
Net interest income	$4,254,000	3,207
Provision for loan and lease losses	$51,000	2,473
Total noninterest income	$1,188,000	2,241
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$195,000	2,389
Trading account gains and fees	NA	NA
Additional Noninterest Income	$993,000	1,999
Total noninterest expense	$3,785,000	3,021
Salaries and employee benefits	$1,603,000	3,352
Premises and equipment expense	$481,000	2,615
Additional noninterest expense	$993,000	1,999
Pre-tax net operating income	$1,606,000	2,948
Securities gains (losses)	$0	849
Applicable income taxes	$382,000	1,943
Income before extraordinary items	$1,224,000	3,061
Extraordinary gains, net	$0	52
Net income	$1,224,000	3,094
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,224,000	3,062
Net charge-offs	$-2,000	3,495
Cash dividends	$94,000	2,934
Sale, conversion, retirement of capital stock, net	$-33,000	4,577
Net operating income	$1,224,000	3,096
2023-06-30 (YTD Data)		Rank
Total interest income	$4,334,000	2,981
Total interest expense	$1,528,000	2,313
Net interest income	$2,806,000	3,243
Provision for loan and lease losses	$17,000	2,651
Total noninterest income	$787,000	2,207
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$124,000	2,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$663,000	1,916
Total noninterest expense	$2,517,000	3,028
Salaries and employee benefits	$1,090,000	3,354
Premises and equipment expense	$317,000	2,623
Additional noninterest expense	$663,000	1,913
Pre-tax net operating income	$1,059,000	2,974
Securities gains (losses)	$0	938
Applicable income taxes	$251,000	1,984
Income before extraordinary items	$808,000	3,109
Extraordinary gains, net	$0	51
Net income	$808,000	3,142
Minority interest net income	$0	81
Net income of bank and minority interests.	$808,000	3,108
Net charge-offs	$-9,000	3,888
Cash dividends	$49,000	2,873
Sale, conversion, retirement of capital stock, net	$-33,000	4,613
Net operating income	$808,000	3,123
2023-03-31 (YTD Data)		Rank
Total interest income	$2,078,000	3,030
Total interest expense	$708,000	2,227
Net interest income	$1,370,000	3,276
Provision for loan and lease losses	$0	2,612
Total noninterest income	$393,000	2,196
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$61,000	2,468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	1,906
Total noninterest expense	$1,215,000	3,109
Salaries and employee benefits	$519,000	3,446
Premises and equipment expense	$156,000	2,686
Additional noninterest expense	$332,000	1,906
Pre-tax net operating income	$548,000	3,000
Securities gains (losses)	$0	950
Applicable income taxes	$131,000	1,956
Income before extraordinary items	$417,000	3,126
Extraordinary gains, net	$0	4
Net income	$417,000	3,125
Minority interest net income	$0	48
Net income of bank and minority interests.	$417,000	3,126
Net charge-offs	$-3,000	3,659
Cash dividends	$49,000	2,227
Sale, conversion, retirement of capital stock, net	$-33,000	4,639
Net operating income	$417,000	3,151
2022-12-31 (YTD Data)		Rank
Total interest income	$7,197,000	3,006
Total interest expense	$1,104,000	2,280
Net interest income	$6,093,000	3,070
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,611,000	2,262
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$261,000	2,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,350,000	2,011
Total noninterest expense	$4,650,000	3,144
Salaries and employee benefits	$2,289,000	3,308
Premises and equipment expense	$591,000	2,737
Additional noninterest expense	$1,350,000	2,011
Pre-tax net operating income	$3,054,000	2,637
Securities gains (losses)	$0	691
Applicable income taxes	$776,000	1,742
Income before extraordinary items	$2,278,000	2,793
Extraordinary gains, net	$0	5
Net income	$2,278,000	2,790
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,278,000	2,792
Net charge-offs	$-20,000	3,826
Cash dividends	$88,000	3,351
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,278,000	2,823
2022-09-30 (YTD Data)		Rank
Total interest income	$5,299,000	2,972
Total interest expense	$568,000	2,492
Net interest income	$4,731,000	3,015
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,223,000	2,284
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$191,000	2,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,032,000	2,017
Total noninterest expense	$3,240,000	3,237
Salaries and employee benefits	$1,596,000	3,385
Premises and equipment expense	$430,000	2,792
Additional noninterest expense	$1,032,000	2,017
Pre-tax net operating income	$2,714,000	2,420
Securities gains (losses)	$0	740
Applicable income taxes	$707,000	1,600
Income before extraordinary items	$2,007,000	2,576
Extraordinary gains, net	$0	4
Net income	$2,007,000	2,574
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,007,000	2,575
Net charge-offs	$-16,000	3,742
Cash dividends	$88,000	2,956
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,007,000	2,611
2022-06-30 (YTD Data)		Rank
Total interest income	$3,492,000	2,962
Total interest expense	$312,000	2,605
Net interest income	$3,180,000	2,973
Provision for loan and lease losses	$0	2,599
Total noninterest income	$828,000	2,275
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$123,000	2,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$705,000	2,047
Total noninterest expense	$1,985,000	3,353
Salaries and employee benefits	$1,039,000	3,429
Premises and equipment expense	$276,000	2,861
Additional noninterest expense	$670,000	3,255
Pre-tax net operating income	$2,023,000	2,181
Securities gains (losses)	$0	687
Applicable income taxes	$534,000	1,437
Income before extraordinary items	$1,489,000	2,350
Extraordinary gains, net	$0	4
Net income	$1,489,000	2,350
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,489,000	2,350
Net charge-offs	$-12,000	3,724
Cash dividends	$49,000	2,873
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,489,000	2,392
2022-03-31 (YTD Data)		Rank
Total interest income	$1,887,000	2,816
Total interest expense	$142,000	2,697
Net interest income	$1,745,000	2,790
Provision for loan and lease losses	$0	2,285
Total noninterest income	$419,000	2,249
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$61,000	2,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	2,012
Total noninterest expense	$1,133,000	3,174
Salaries and employee benefits	$519,000	3,433
Premises and equipment expense	$135,000	2,909
Additional noninterest expense	$479,000	2,667
Pre-tax net operating income	$1,031,000	2,065
Securities gains (losses)	$0	623
Applicable income taxes	$284,000	1,349
Income before extraordinary items	$747,000	2,283
Extraordinary gains, net	$0	4
Net income	$747,000	2,282
Minority interest net income	$0	50
Net income of bank and minority interests.	$747,000	2,283
Net charge-offs	$-1,000	3,005
Cash dividends	$49,000	2,154
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$747,000	2,300
2021-12-31 (YTD Data)		Rank
Total interest income	$5,995,000	3,228
Total interest expense	$584,000	2,949
Net interest income	$5,411,000	3,220
Provision for loan and lease losses	$0	3,064
Total noninterest income	$2,134,000	2,149
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$215,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,919,000	1,953
Total noninterest expense	$5,117,000	2,982
Salaries and employee benefits	$2,309,000	3,310
Premises and equipment expense	$606,000	2,726
Additional noninterest expense	$2,202,000	2,422
Pre-tax net operating income	$2,428,000	2,937
Securities gains (losses)	$0	2,062
Applicable income taxes	$609,000	1,964
Income before extraordinary items	$1,819,000	3,143
Extraordinary gains, net	$0	10
Net income	$1,819,000	3,143
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,819,000	3,143
Net charge-offs	$-30,000	3,958
Cash dividends	$82,000	3,479
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,819,000	3,118
2021-09-30 (YTD Data)		Rank
Total interest income	$4,458,000	3,295
Total interest expense	$442,000	3,026
Net interest income	$4,016,000	3,283
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,622,000	2,188
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$148,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,474,000	1,973
Total noninterest expense	$3,753,000	3,027
Salaries and employee benefits	$1,627,000	3,415
Premises and equipment expense	$465,000	2,707
Additional noninterest expense	$1,661,000	2,413
Pre-tax net operating income	$1,885,000	3,001
Securities gains (losses)	$0	2,015
Applicable income taxes	$478,000	2,008
Income before extraordinary items	$1,407,000	3,219
Extraordinary gains, net	$0	8
Net income	$1,407,000	3,218
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,407,000	3,219
Net charge-offs	$-22,000	3,918
Cash dividends	$82,000	3,095
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,407,000	3,195
2021-06-30 (YTD Data)		Rank
Total interest income	$2,913,000	3,346
Total interest expense	$300,000	3,084
Net interest income	$2,613,000	3,338
Provision for loan and lease losses	$0	2,862
Total noninterest income	$912,000	2,337
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$87,000	2,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$825,000	2,131
Total noninterest expense	$2,501,000	3,024
Salaries and employee benefits	$1,087,000	3,424
Premises and equipment expense	$309,000	2,701
Additional noninterest expense	$1,105,000	2,410
Pre-tax net operating income	$1,024,000	3,229
Securities gains (losses)	$0	1,818
Applicable income taxes	$253,000	2,149
Income before extraordinary items	$771,000	3,439
Extraordinary gains, net	$0	6
Net income	$771,000	3,438
Minority interest net income	$0	67
Net income of bank and minority interests.	$771,000	3,439
Net charge-offs	$-18,000	4,018
Cash dividends	$48,000	3,004
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$771,000	3,415
2021-03-31 (YTD Data)		Rank
Total interest income	$1,439,000	3,356
Total interest expense	$152,000	3,155
Net interest income	$1,287,000	3,349
Provision for loan and lease losses	$0	2,741
Total noninterest income	$453,000	2,340
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$43,000	2,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	2,131
Total noninterest expense	$1,282,000	2,983
Salaries and employee benefits	$579,000	3,323
Premises and equipment expense	$154,000	2,733
Additional noninterest expense	$549,000	2,392
Pre-tax net operating income	$458,000	3,328
Securities gains (losses)	$0	1,392
Applicable income taxes	$113,000	2,202
Income before extraordinary items	$345,000	3,541
Extraordinary gains, net	$0	3
Net income	$345,000	3,542
Minority interest net income	$0	55
Net income of bank and minority interests.	$345,000	3,541
Net charge-offs	$-10,000	4,067
Cash dividends	$44,000	2,307
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$345,000	3,517
2020-12-31 (YTD Data)		Rank
Total interest income	$6,077,000	3,290
Total interest expense	$941,000	3,033
Net interest income	$5,136,000	3,294
Provision for loan and lease losses	$140,000	3,322
Total noninterest income	$1,404,000	2,499
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$203,000	2,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,201,000	2,300
Total noninterest expense	$5,170,000	2,942
Salaries and employee benefits	$2,198,000	3,410
Premises and equipment expense	$637,000	2,676
Additional noninterest expense	$2,335,000	2,294
Pre-tax net operating income	$1,230,000	3,501
Securities gains (losses)	$0	2,675
Applicable income taxes	$263,000	2,393
Income before extraordinary items	$967,000	3,687
Extraordinary gains, net	$0	4
Net income	$967,000	3,687
Minority interest net income	$0	72
Net income of bank and minority interests.	$967,000	3,687
Net charge-offs	$74,000	2,181
Cash dividends	$86,000	3,635
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$967,000	3,629
2020-09-30 (YTD Data)		Rank
Total interest income	$4,592,000	3,311
Total interest expense	$770,000	2,995
Net interest income	$3,822,000	3,321
Provision for loan and lease losses	$70,000	3,533
Total noninterest income	$972,000	2,558
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$149,000	2,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$823,000	2,341
Total noninterest expense	$3,880,000	2,935
Salaries and employee benefits	$1,673,000	3,381
Premises and equipment expense	$473,000	2,683
Additional noninterest expense	$1,734,000	2,287
Pre-tax net operating income	$844,000	3,622
Securities gains (losses)	$0	2,494
Applicable income taxes	$175,000	2,468
Income before extraordinary items	$669,000	3,773
Extraordinary gains, net	$0	4
Net income	$669,000	3,772
Minority interest net income	$0	65
Net income of bank and minority interests.	$669,000	3,773
Net charge-offs	$20,000	2,499
Cash dividends	$86,000	3,206
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$669,000	3,727
2020-06-30 (YTD Data)		Rank
Total interest income	$3,108,000	3,312
Total interest expense	$572,000	2,940
Net interest income	$2,536,000	3,355
Provision for loan and lease losses	$50,000	3,430
Total noninterest income	$617,000	2,570
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$98,000	2,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	2,342
Total noninterest expense	$2,538,000	2,974
Salaries and employee benefits	$1,093,000	3,417
Premises and equipment expense	$317,000	2,669
Additional noninterest expense	$1,128,000	2,310
Pre-tax net operating income	$565,000	3,611
Securities gains (losses)	$0	2,249
Applicable income taxes	$118,000	2,420
Income before extraordinary items	$447,000	3,762
Extraordinary gains, net	$0	4
Net income	$447,000	3,762
Minority interest net income	$0	65
Net income of bank and minority interests.	$447,000	3,762
Net charge-offs	$17,000	2,258
Cash dividends	$55,000	3,111
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$447,000	3,712
2020-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	3,284
Total interest expense	$323,000	2,908
Net interest income	$1,273,000	3,319
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$319,000	2,440
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$61,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	2,162
Total noninterest expense	$1,315,000	2,931
Salaries and employee benefits	$590,000	3,328
Premises and equipment expense	$163,000	2,648
Additional noninterest expense	$562,000	2,349
Pre-tax net operating income	$247,000	3,604
Securities gains (losses)	$0	1,705
Applicable income taxes	$50,000	2,408
Income before extraordinary items	$197,000	3,721
Extraordinary gains, net	$0	4
Net income	$197,000	3,722
Minority interest net income	$0	56
Net income of bank and minority interests.	$197,000	3,722
Net charge-offs	$22,000	1,562
Cash dividends	$55,000	2,474
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$197,000	3,694
2019-12-31 (YTD Data)		Rank
Total interest income	$6,211,000	3,381
Total interest expense	$1,429,000	2,799
Net interest income	$4,782,000	3,483
Provision for loan and lease losses	$80,000	3,087
Total noninterest income	$1,255,000	2,529
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$314,000	2,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$941,000	2,329
Total noninterest expense	$4,763,000	3,113
Salaries and employee benefits	$1,957,000	3,640
Premises and equipment expense	$642,000	2,693
Additional noninterest expense	$2,164,000	2,429
Pre-tax net operating income	$1,194,000	3,681
Securities gains (losses)	$0	2,379
Applicable income taxes	$255,000	2,459
Income before extraordinary items	$939,000	3,855
Extraordinary gains, net	$0	11
Net income	$939,000	3,855
Minority interest net income	$0	76
Net income of bank and minority interests.	$939,000	3,856
Net charge-offs	$37,000	2,812
Cash dividends	$241,000	3,476
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$939,000	3,825
2019-09-30 (YTD Data)		Rank
Total interest income	$4,613,000	3,439
Total interest expense	$1,061,000	2,838
Net interest income	$3,552,000	3,550
Provision for loan and lease losses	$50,000	3,073
Total noninterest income	$930,000	2,542
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$232,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$698,000	2,330
Total noninterest expense	$3,570,000	3,120
Salaries and employee benefits	$1,496,000	3,626
Premises and equipment expense	$474,000	2,733
Additional noninterest expense	$1,600,000	2,452
Pre-tax net operating income	$862,000	3,799
Securities gains (losses)	$0	2,167
Applicable income taxes	$183,000	2,555
Income before extraordinary items	$679,000	3,973
Extraordinary gains, net	$0	11
Net income	$679,000	3,972
Minority interest net income	$0	72
Net income of bank and minority interests.	$679,000	3,973
Net charge-offs	$18,000	2,752
Cash dividends	$147,000	3,243
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$679,000	3,946
2019-06-30 (YTD Data)		Rank
Total interest income	$3,061,000	3,453
Total interest expense	$700,000	2,841
Net interest income	$2,361,000	3,576
Provision for loan and lease losses	$50,000	2,768
Total noninterest income	$622,000	2,507
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$143,000	2,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	2,261
Total noninterest expense	$2,362,000	3,159
Salaries and employee benefits	$1,000,000	3,645
Premises and equipment expense	$319,000	2,719
Additional noninterest expense	$1,043,000	2,511
Pre-tax net operating income	$571,000	3,823
Securities gains (losses)	$0	1,702
Applicable income taxes	$120,000	2,553
Income before extraordinary items	$451,000	3,971
Extraordinary gains, net	$0	11
Net income	$451,000	3,969
Minority interest net income	$0	69
Net income of bank and minority interests.	$451,000	3,970
Net charge-offs	$22,000	2,303
Cash dividends	$116,000	3,127
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$451,000	3,955
2019-03-31 (YTD Data)		Rank
Total interest income	$1,528,000	3,476
Total interest expense	$342,000	2,850
Net interest income	$1,186,000	3,596
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$302,000	2,515
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$66,000	2,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$236,000	2,208
Total noninterest expense	$1,247,000	3,072
Salaries and employee benefits	$557,000	3,512
Premises and equipment expense	$160,000	2,734
Additional noninterest expense	$530,000	2,487
Pre-tax net operating income	$221,000	4,118
Securities gains (losses)	$0	1,087
Applicable income taxes	$43,000	2,740
Income before extraordinary items	$178,000	4,211
Extraordinary gains, net	$0	5
Net income	$178,000	4,210
Minority interest net income	$0	52
Net income of bank and minority interests.	$178,000	4,210
Net charge-offs	$15,000	1,815
Cash dividends	$59,000	2,599
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$178,000	4,199
2018-12-31 (YTD Data)		Rank
Total interest income	$5,893,000	3,461
Total interest expense	$1,054,000	2,857
Net interest income	$4,839,000	3,558
Provision for loan and lease losses	$485,000	1,484
Total noninterest income	$784,000	3,177
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$248,000	3,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$536,000	2,968
Total noninterest expense	$4,311,000	3,333
Salaries and employee benefits	$1,963,000	3,718
Premises and equipment expense	$593,000	2,853
Additional noninterest expense	$1,755,000	2,849
Pre-tax net operating income	$827,000	4,228
Securities gains (losses)	$7,000	778
Applicable income taxes	$157,000	2,823
Income before extraordinary items	$677,000	4,304
Extraordinary gains, net	$0	6
Net income	$677,000	4,303
Minority interest net income	$0	72
Net income of bank and minority interests.	$677,000	4,303
Net charge-offs	$629,000	826
Cash dividends	$162,000	3,669
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$671,330	4,318
2018-09-30 (YTD Data)		Rank
Total interest income	$4,340,000	3,504
Total interest expense	$729,000	2,901
Net interest income	$3,611,000	3,597
Provision for loan and lease losses	$25,000	3,536
Total noninterest income	$762,000	2,864
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$176,000	3,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	2,545
Total noninterest expense	$3,408,000	3,248
Salaries and employee benefits	$1,479,000	3,718
Premises and equipment expense	$440,000	2,901
Additional noninterest expense	$1,489,000	2,621
Pre-tax net operating income	$940,000	3,837
Securities gains (losses)	$7,000	778
Applicable income taxes	$212,000	2,504
Income before extraordinary items	$735,000	3,995
Extraordinary gains, net	$0	5
Net income	$735,000	3,994
Minority interest net income	$0	66
Net income of bank and minority interests.	$735,000	3,994
Net charge-offs	$93,000	1,780
Cash dividends	$147,000	3,242
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$729,470	4,004
2018-06-30 (YTD Data)		Rank
Total interest income	$2,848,000	3,528
Total interest expense	$453,000	2,939
Net interest income	$2,395,000	3,612
Provision for loan and lease losses	$0	3,782
Total noninterest income	$514,000	2,853
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$109,000	3,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	2,505
Total noninterest expense	$2,222,000	3,314
Salaries and employee benefits	$964,000	3,783
Premises and equipment expense	$293,000	2,911
Additional noninterest expense	$965,000	2,683
Pre-tax net operating income	$687,000	3,713
Securities gains (losses)	$6,000	682
Applicable income taxes	$157,000	2,400
Income before extraordinary items	$536,000	3,869
Extraordinary gains, net	$0	6
Net income	$536,000	3,867
Minority interest net income	$0	65
Net income of bank and minority interests.	$536,000	3,868
Net charge-offs	$80,000	1,457
Cash dividends	$54,000	3,331
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$531,260	3,882
2018-03-31 (YTD Data)		Rank
Total interest income	$1,398,000	3,577
Total interest expense	$213,000	2,987
Net interest income	$1,185,000	3,645
Provision for loan and lease losses	$0	3,508
Total noninterest income	$256,000	2,825
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$54,000	3,253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	2,474
Total noninterest expense	$1,102,000	3,354
Salaries and employee benefits	$509,000	3,722
Premises and equipment expense	$148,000	2,926
Additional noninterest expense	$445,000	2,853
Pre-tax net operating income	$339,000	3,681
Securities gains (losses)	$7,000	490
Applicable income taxes	$86,000	2,286
Income before extraordinary items	$260,000	3,865
Extraordinary gains, net	$0	7
Net income	$260,000	3,865
Minority interest net income	$0	52
Net income of bank and minority interests.	$260,000	3,865
Net charge-offs	$59,000	1,104
Cash dividends	$54,000	2,537
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$254,470	3,896
2017-12-31 (YTD Data)		Rank
Total interest income	$5,440,000	3,601
Total interest expense	$760,000	3,005
Net interest income	$4,680,000	3,655
Provision for loan and lease losses	$165,000	2,565
Total noninterest income	$948,000	3,029
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$229,000	3,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	2,688
Total noninterest expense	$4,062,000	3,519
Salaries and employee benefits	$1,796,000	3,956
Premises and equipment expense	$590,000	2,949
Additional noninterest expense	$1,676,000	2,992
Pre-tax net operating income	$1,401,000	3,619
Securities gains (losses)	$68,000	765
Applicable income taxes	$327,000	2,706
Income before extraordinary items	$1,142,000	3,547
Extraordinary gains, net	$0	9
Net income	$1,142,000	3,546
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,142,000	3,547
Net charge-offs	$222,000	1,742
Cash dividends	$166,000	3,735
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,088,960	3,596
2017-09-30 (YTD Data)		Rank
Total interest income	$4,027,000	3,655
Total interest expense	$552,000	3,047
Net interest income	$3,475,000	3,702
Provision for loan and lease losses	$70,000	3,009
Total noninterest income	$710,000	3,053
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$169,000	3,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$541,000	2,714
Total noninterest expense	$2,991,000	3,562
Salaries and employee benefits	$1,296,000	4,053
Premises and equipment expense	$440,000	2,990
Additional noninterest expense	$1,255,000	3,000
Pre-tax net operating income	$1,124,000	3,581
Securities gains (losses)	$68,000	747
Applicable income taxes	$407,000	2,241
Income before extraordinary items	$785,000	3,868
Extraordinary gains, net	$0	9
Net income	$785,000	3,867
Minority interest net income	$0	71
Net income of bank and minority interests.	$785,000	3,868
Net charge-offs	$210,000	1,364
Cash dividends	$115,000	3,362
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$740,120	3,929
2017-06-30 (YTD Data)		Rank
Total interest income	$2,647,000	3,688
Total interest expense	$353,000	3,084
Net interest income	$2,294,000	3,724
Provision for loan and lease losses	$40,000	2,995
Total noninterest income	$487,000	3,004
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$111,000	3,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	2,668
Total noninterest expense	$1,892,000	3,685
Salaries and employee benefits	$826,000	4,155
Premises and equipment expense	$285,000	3,046
Additional noninterest expense	$781,000	3,160
Pre-tax net operating income	$849,000	3,384
Securities gains (losses)	$0	1,906
Applicable income taxes	$281,000	2,199
Income before extraordinary items	$568,000	3,737
Extraordinary gains, net	$0	11
Net income	$568,000	3,734
Minority interest net income	$0	71
Net income of bank and minority interests.	$568,000	3,737
Net charge-offs	$52,000	1,968
Cash dividends	$112,000	3,141
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$568,000	3,719
2017-03-31 (YTD Data)		Rank
Total interest income	$1,277,000	3,768
Total interest expense	$172,000	3,124
Net interest income	$1,105,000	3,815
Provision for loan and lease losses	$0	3,537
Total noninterest income	$246,000	2,983
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$53,000	3,420
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	2,622
Total noninterest expense	$944,000	3,737
Salaries and employee benefits	$427,000	4,142
Premises and equipment expense	$134,000	3,212
Additional noninterest expense	$383,000	3,200
Pre-tax net operating income	$407,000	3,396
Securities gains (losses)	$0	1,153
Applicable income taxes	$140,000	2,181
Income before extraordinary items	$267,000	3,786
Extraordinary gains, net	$0	8
Net income	$267,000	3,785
Minority interest net income	$0	55
Net income of bank and minority interests.	$267,000	3,786
Net charge-offs	$31,000	1,639
Cash dividends	$112,000	2,324
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$267,000	3,771
2016-12-31 (YTD Data)		Rank
Total interest income	$5,233,000	3,712
Total interest expense	$709,000	3,024
Net interest income	$4,524,000	3,766
Provision for loan and lease losses	$210,000	2,378
Total noninterest income	$1,049,000	2,964
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$237,000	3,341
Trading account gains and fees	$0	170
Additional Noninterest Income	$812,000	2,643
Total noninterest expense	$4,259,000	3,521
Salaries and employee benefits	$1,971,000	3,862
Premises and equipment expense	$729,000	2,645
Additional noninterest expense	$1,559,000	3,258
Pre-tax net operating income	$1,104,000	3,943
Securities gains (losses)	$25,000	2,256
Applicable income taxes	$164,000	3,051
Income before extraordinary items	$965,000	3,932
Extraordinary gains, net	$0	5
Net income	$965,000	3,930
Minority interest net income	$0	82
Net income of bank and minority interests.	$965,000	3,931
Net charge-offs	$75,000	2,838
Cash dividends	$388,000	3,241
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$943,750	3,894
2016-09-30 (YTD Data)		Rank
Total interest income	$3,932,000	3,730
Total interest expense	$532,000	3,021
Net interest income	$3,400,000	3,783
Provision for loan and lease losses	$110,000	2,639
Total noninterest income	$680,000	3,199
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$174,000	3,402
Trading account gains and fees	$0	169
Additional Noninterest Income	$506,000	2,885
Total noninterest expense	$3,303,000	3,452
Salaries and employee benefits	$1,595,000	3,714
Premises and equipment expense	$572,000	2,584
Additional noninterest expense	$1,136,000	3,338
Pre-tax net operating income	$667,000	4,308
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$128,000	3,086
Income before extraordinary items	$540,000	4,404
Extraordinary gains, net	$0	5
Net income	$540,000	4,402
Minority interest net income	$0	71
Net income of bank and minority interests.	$540,000	4,404
Net charge-offs	$53,000	2,550
Cash dividends	$363,000	2,707
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$539,190	4,328
2016-06-30 (YTD Data)		Rank
Total interest income	$2,599,000	3,760
Total interest expense	$351,000	3,055
Net interest income	$2,248,000	3,827
Provision for loan and lease losses	$50,000	2,917
Total noninterest income	$462,000	3,171
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$107,000	3,511
Trading account gains and fees	$0	157
Additional Noninterest Income	$355,000	2,816
Total noninterest expense	$2,090,000	3,587
Salaries and employee benefits	$964,000	3,931
Premises and equipment expense	$396,000	2,525
Additional noninterest expense	$730,000	3,446
Pre-tax net operating income	$570,000	3,968
Securities gains (losses)	$1,000	2,737
Applicable income taxes	$134,000	2,797
Income before extraordinary items	$437,000	4,160
Extraordinary gains, net	$0	16
Net income	$437,000	4,157
Minority interest net income	$0	71
Net income of bank and minority interests.	$437,000	4,159
Net charge-offs	$80,000	1,820
Cash dividends	$305,000	2,495
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$436,230	4,085
2016-03-31 (YTD Data)		Rank
Total interest income	$1,288,000	3,796
Total interest expense	$173,000	3,084
Net interest income	$1,115,000	3,859
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$223,000	3,192
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$54,000	3,493
Trading account gains and fees	$0	142
Additional Noninterest Income	$169,000	2,838
Total noninterest expense	$1,009,000	3,693
Salaries and employee benefits	$486,000	3,944
Premises and equipment expense	$199,000	2,551
Additional noninterest expense	$324,000	3,704
Pre-tax net operating income	$304,000	3,830
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$74,000	2,699
Income before extraordinary items	$231,000	4,041
Extraordinary gains, net	$0	12
Net income	$231,000	4,038
Minority interest net income	$0	62
Net income of bank and minority interests.	$231,000	4,039
Net charge-offs	$-2,000	4,420
Cash dividends	$51,000	2,626
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$230,240	3,990
2015-12-31 (YTD Data)		Rank
Total interest income	$4,887,000	3,893
Total interest expense	$639,000	3,247
Net interest income	$4,248,000	3,950
Provision for loan and lease losses	$50,000	3,601
Total noninterest income	$809,000	3,415
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$246,000	3,378
Trading account gains and fees	$0	159
Additional Noninterest Income	$563,000	3,121
Total noninterest expense	$4,170,000	3,630
Salaries and employee benefits	$2,233,000	3,679
Premises and equipment expense	$649,000	2,947
Additional noninterest expense	$1,288,000	3,760
Pre-tax net operating income	$837,000	4,346
Securities gains (losses)	$179,000	804
Applicable income taxes	$168,000	3,047
Income before extraordinary items	$848,000	4,165
Extraordinary gains, net	$0	23
Net income	$848,000	4,164
Minority interest net income	$0	81
Net income of bank and minority interests.	$848,000	4,165
Net charge-offs	$68,000	3,007
Cash dividends	$124,000	3,916
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$699,430	4,368
2015-09-30 (YTD Data)		Rank
Total interest income	$3,638,000	3,952
Total interest expense	$475,000	3,303
Net interest income	$3,163,000	4,004
Provision for loan and lease losses	$50,000	3,229
Total noninterest income	$579,000	3,510
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$182,000	3,417
Trading account gains and fees	$0	153
Additional Noninterest Income	$397,000	3,230
Total noninterest expense	$3,041,000	3,703
Salaries and employee benefits	$1,652,000	3,717
Premises and equipment expense	$483,000	3,009
Additional noninterest expense	$906,000	3,919
Pre-tax net operating income	$651,000	4,392
Securities gains (losses)	$113,000	961
Applicable income taxes	$103,000	3,259
Income before extraordinary items	$661,000	4,187
Extraordinary gains, net	$0	21
Net income	$661,000	4,187
Minority interest net income	$0	78
Net income of bank and minority interests.	$661,000	4,190
Net charge-offs	$63,000	2,601
Cash dividends	$67,000	3,595
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$562,690	4,372
2015-06-30 (YTD Data)		Rank
Total interest income	$2,409,000	3,984
Total interest expense	$313,000	3,368
Net interest income	$2,096,000	4,027
Provision for loan and lease losses	$50,000	2,882
Total noninterest income	$343,000	3,704
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$106,000	3,627
Trading account gains and fees	$0	157
Additional Noninterest Income	$237,000	3,382
Total noninterest expense	$1,940,000	3,840
Salaries and employee benefits	$1,061,000	3,829
Premises and equipment expense	$308,000	3,107
Additional noninterest expense	$571,000	4,074
Pre-tax net operating income	$449,000	4,325
Securities gains (losses)	$0	2,636
Applicable income taxes	$12,000	4,005
Income before extraordinary items	$437,000	4,181
Extraordinary gains, net	$0	22
Net income	$437,000	4,183
Minority interest net income	$0	75
Net income of bank and minority interests.	$437,000	4,184
Net charge-offs	$98,000	1,750
Cash dividends	$35,000	3,517
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$437,000	4,122
2015-03-31 (YTD Data)		Rank
Total interest income	$1,154,000	4,095
Total interest expense	$157,000	3,380
Net interest income	$997,000	4,159
Provision for loan and lease losses	$50,000	2,062
Total noninterest income	$182,000	3,570
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$49,000	3,733
Trading account gains and fees	$0	152
Additional Noninterest Income	$133,000	3,204
Total noninterest expense	$922,000	3,977
Salaries and employee benefits	$487,000	4,034
Premises and equipment expense	$133,000	3,443
Additional noninterest expense	$302,000	3,956
Pre-tax net operating income	$207,000	4,385
Securities gains (losses)	$0	2,027
Applicable income taxes	$-55,000	6,334
Income before extraordinary items	$262,000	3,879
Extraordinary gains, net	$0	13
Net income	$262,000	3,882
Minority interest net income	$0	64
Net income of bank and minority interests.	$262,000	3,883
Net charge-offs	$84,000	1,221
Cash dividends	$35,000	2,673
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$262,000	3,794
2014-12-31 (YTD Data)		Rank
Total interest income	$4,611,000	4,151
Total interest expense	$646,000	3,458
Net interest income	$3,965,000	4,208
Provision for loan and lease losses	$85,000	3,356
Total noninterest income	$920,000	3,236
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$212,000	3,825
Trading account gains and fees	$0	180
Additional Noninterest Income	$708,000	2,800
Total noninterest expense	$3,576,000	4,090
Salaries and employee benefits	$1,934,000	4,051
Premises and equipment expense	$296,000	4,700
Additional noninterest expense	$1,346,000	3,794
Pre-tax net operating income	$1,224,000	3,819
Securities gains (losses)	$77,000	1,444
Applicable income taxes	$424,000	2,363
Income before extraordinary items	$877,000	4,173
Extraordinary gains, net	$0	17
Net income	$877,000	4,173
Minority interest net income	$0	84
Net income of bank and minority interests.	$877,000	4,174
Net charge-offs	$-1,000	5,362
Cash dividends	$50,000	4,190
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$825,410	4,213
2014-09-30 (YTD Data)		Rank
Total interest income	$3,455,000	4,186
Total interest expense	$483,000	3,520
Net interest income	$2,972,000	4,256
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$707,000	3,229
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$155,000	3,903
Trading account gains and fees	$0	174
Additional Noninterest Income	$552,000	2,764
Total noninterest expense	$2,592,000	4,184
Salaries and employee benefits	$1,393,000	4,155
Premises and equipment expense	$226,000	4,717
Additional noninterest expense	$973,000	3,897
Pre-tax net operating income	$1,037,000	3,692
Securities gains (losses)	$43,000	1,534
Applicable income taxes	$355,000	2,313
Income before extraordinary items	$725,000	4,069
Extraordinary gains, net	$0	15
Net income	$725,000	4,070
Minority interest net income	$0	81
Net income of bank and minority interests.	$725,000	4,070
Net charge-offs	$3,000	4,462
Cash dividends	$50,000	3,649
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$696,190	4,088
2014-06-30 (YTD Data)		Rank
Total interest income	$2,281,000	4,227
Total interest expense	$321,000	3,566
Net interest income	$1,960,000	4,286
Provision for loan and lease losses	$45,000	3,110
Total noninterest income	$467,000	3,235
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$97,000	3,998
Trading account gains and fees	$0	172
Additional Noninterest Income	$370,000	2,763
Total noninterest expense	$1,791,000	4,129
Salaries and employee benefits	$954,000	4,123
Premises and equipment expense	$149,000	4,771
Additional noninterest expense	$688,000	3,775
Pre-tax net operating income	$591,000	3,898
Securities gains (losses)	$43,000	1,250
Applicable income taxes	$206,000	2,385
Income before extraordinary items	$428,000	4,205
Extraordinary gains, net	$0	20
Net income	$428,000	4,211
Minority interest net income	$0	80
Net income of bank and minority interests.	$428,000	4,210
Net charge-offs	$-6,000	5,507
Cash dividends	$20,000	3,588
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$398,760	4,275
2014-03-31 (YTD Data)		Rank
Total interest income	$1,132,000	4,270
Total interest expense	$158,000	3,656
Net interest income	$974,000	4,323
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$213,000	3,362
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$48,000	3,996
Trading account gains and fees	$0	147
Additional Noninterest Income	$165,000	2,831
Total noninterest expense	$898,000	4,147
Salaries and employee benefits	$452,000	4,292
Premises and equipment expense	$79,000	4,719
Additional noninterest expense	$367,000	3,604
Pre-tax net operating income	$259,000	4,056
Securities gains (losses)	$0	1,715
Applicable income taxes	$78,000	2,574
Income before extraordinary items	$181,000	4,416
Extraordinary gains, net	$0	16
Net income	$181,000	4,417
Minority interest net income	$0	66
Net income of bank and minority interests.	$181,000	4,418
Net charge-offs	$-20,000	6,041
Cash dividends	$20,000	2,771
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$181,000	4,362
2013-12-31 (YTD Data)		Rank
Total interest income	$4,255,000	4,472
Total interest expense	$731,000	3,645
Net interest income	$3,524,000	4,566
Provision for loan and lease losses	$130,000	3,405
Total noninterest income	$921,000	3,351
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$238,000	3,797
Trading account gains and fees	$0	184
Additional Noninterest Income	$683,000	2,905
Total noninterest expense	$3,532,000	4,234
Salaries and employee benefits	$1,955,000	4,138
Premises and equipment expense	$298,000	4,872
Additional noninterest expense	$1,279,000	4,047
Pre-tax net operating income	$783,000	4,436
Securities gains (losses)	$13,000	2,535
Applicable income taxes	$213,000	2,903
Income before extraordinary items	$583,000	4,699
Extraordinary gains, net	$0	29
Net income	$583,000	4,703
Minority interest net income	$0	90
Net income of bank and minority interests.	$583,000	4,703
Net charge-offs	$103,000	3,708
Cash dividends	$12,000	4,308
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$573,510	4,649
2013-09-30 (YTD Data)		Rank
Total interest income	$3,094,000	4,594
Total interest expense	$555,000	3,704
Net interest income	$2,539,000	4,724
Provision for loan and lease losses	$80,000	3,586
Total noninterest income	$715,000	3,343
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$180,000	3,804
Trading account gains and fees	$0	180
Additional Noninterest Income	$535,000	2,917
Total noninterest expense	$2,607,000	4,296
Salaries and employee benefits	$1,422,000	4,210
Premises and equipment expense	$226,000	4,879
Additional noninterest expense	$959,000	4,046
Pre-tax net operating income	$567,000	4,594
Securities gains (losses)	$11,000	2,471
Applicable income taxes	$138,000	3,081
Income before extraordinary items	$440,000	4,785
Extraordinary gains, net	$0	25
Net income	$440,000	4,787
Minority interest net income	$0	84
Net income of bank and minority interests.	$440,000	4,788
Net charge-offs	$103,000	3,229
Cash dividends	$12,000	3,737
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$431,640	4,719
2013-06-30 (YTD Data)		Rank
Total interest income	$1,993,000	4,693
Total interest expense	$374,000	3,732
Net interest income	$1,619,000	4,820
Provision for loan and lease losses	$25,000	4,134
Total noninterest income	$492,000	3,325
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$113,000	3,899
Trading account gains and fees	$0	157
Additional Noninterest Income	$379,000	2,875
Total noninterest expense	$1,733,000	4,318
Salaries and employee benefits	$971,000	4,183
Premises and equipment expense	$143,000	4,998
Additional noninterest expense	$619,000	4,115
Pre-tax net operating income	$353,000	4,660
Securities gains (losses)	$0	2,791
Applicable income taxes	$49,000	3,518
Income before extraordinary items	$304,000	4,721
Extraordinary gains, net	$0	22
Net income	$304,000	4,724
Minority interest net income	$0	82
Net income of bank and minority interests.	$304,000	4,725
Net charge-offs	$3,000	4,643
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$304,000	4,604
2013-03-31 (YTD Data)		Rank
Total interest income	$981,000	4,782
Total interest expense	$193,000	3,752
Net interest income	$788,000	4,896
Provision for loan and lease losses	$25,000	3,416
Total noninterest income	$229,000	3,444
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$50,000	4,085
Trading account gains and fees	$0	148
Additional Noninterest Income	$179,000	2,931
Total noninterest expense	$825,000	4,468
Salaries and employee benefits	$460,000	4,357
Premises and equipment expense	$70,000	5,062
Additional noninterest expense	$295,000	4,266
Pre-tax net operating income	$167,000	4,733
Securities gains (losses)	$0	1,966
Applicable income taxes	$24,000	3,495
Income before extraordinary items	$143,000	4,810
Extraordinary gains, net	$0	10
Net income	$143,000	4,811
Minority interest net income	$0	76
Net income of bank and minority interests.	$143,000	4,812
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$143,000	4,709
2012-12-31 (YTD Data)		Rank
Total interest income	$3,800,000	5,003
Total interest expense	$725,000	4,327
Net interest income	$3,075,000	5,037
Provision for loan and lease losses	$195,000	3,972
Total noninterest income	$987,000	3,277
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$241,000	3,934
Trading account gains and fees	$0	166
Additional Noninterest Income	$746,000	2,801
Total noninterest expense	$3,556,000	4,334
Salaries and employee benefits	$1,961,000	4,180
Premises and equipment expense	$282,000	5,106
Additional noninterest expense	$1,313,000	4,123
Pre-tax net operating income	$311,000	5,397
Securities gains (losses)	$338,000	1,255
Applicable income taxes	$153,000	3,197
Income before extraordinary items	$496,000	4,949
Extraordinary gains, net	$0	29
Net income	$496,000	4,948
Minority interest net income	$0	93
Net income of bank and minority interests.	$496,000	4,949
Net charge-offs	$54,000	4,882
Cash dividends	$50,000	4,180
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$239,120	5,475
2012-09-30 (YTD Data)		Rank
Total interest income	$2,827,000	5,098
Total interest expense	$531,000	4,508
Net interest income	$2,296,000	5,127
Provision for loan and lease losses	$70,000	4,710
Total noninterest income	$718,000	3,363
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$177,000	4,023
Trading account gains and fees	$0	157
Additional Noninterest Income	$541,000	2,823
Total noninterest expense	$2,515,000	4,498
Salaries and employee benefits	$1,409,000	4,299
Premises and equipment expense	$273,000	4,579
Additional noninterest expense	$833,000	4,568
Pre-tax net operating income	$429,000	4,900
Securities gains (losses)	$138,000	1,738
Applicable income taxes	$109,000	3,314
Income before extraordinary items	$458,000	4,763
Extraordinary gains, net	$0	20
Net income	$458,000	4,764
Minority interest net income	$0	86
Net income of bank and minority interests.	$458,000	4,764
Net charge-offs	$51,000	4,492
Cash dividends	$20,000	3,701
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$346,220	4,975
2012-06-30 (YTD Data)		Rank
Total interest income	$1,862,000	5,156
Total interest expense	$355,000	4,615
Net interest income	$1,507,000	5,195
Provision for loan and lease losses	$70,000	4,240
Total noninterest income	$471,000	3,351
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$115,000	4,062
Trading account gains and fees	$0	153
Additional Noninterest Income	$356,000	2,828
Total noninterest expense	$1,601,000	4,642
Salaries and employee benefits	$947,000	4,311
Premises and equipment expense	$137,000	5,224
Additional noninterest expense	$517,000	4,774
Pre-tax net operating income	$307,000	4,798
Securities gains (losses)	$44,000	2,133
Applicable income taxes	$62,000	3,398
Income before extraordinary items	$289,000	4,871
Extraordinary gains, net	$0	19
Net income	$289,000	4,874
Minority interest net income	$0	84
Net income of bank and minority interests.	$289,000	4,874
Net charge-offs	$45,000	4,124
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$252,920	4,855
2012-03-31 (YTD Data)		Rank
Total interest income	$925,000	5,216
Total interest expense	$174,000	4,762
Net interest income	$751,000	5,227
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$210,000	3,551
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$55,000	4,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$155,000	3,025
Total noninterest expense	$786,000	4,710
Salaries and employee benefits	$445,000	4,502
Premises and equipment expense	$70,000	5,222
Additional noninterest expense	$271,000	4,644
Pre-tax net operating income	$155,000	4,881
Securities gains (losses)	$0	2,210
Applicable income taxes	$26,000	3,512
Income before extraordinary items	$129,000	5,053
Extraordinary gains, net	$0	19
Net income	$129,000	5,057
Minority interest net income	$0	78
Net income of bank and minority interests.	$129,000	5,058
Net charge-offs	$-6,000	6,458
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$129,000	4,904
2011-12-31 (YTD Data)		Rank
Total interest income	$3,452,000	5,482
Total interest expense	$751,000	5,061
Net interest income	$2,701,000	5,488
Provision for loan and lease losses	$224,000	4,515
Total noninterest income	$701,000	3,781
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$257,000	3,903
Trading account gains and fees	$0	146
Additional Noninterest Income	$444,000	3,290
Total noninterest expense	$2,825,000	5,037
Salaries and employee benefits	$1,696,000	4,618
Premises and equipment expense	$271,000	5,454
Additional noninterest expense	$858,000	5,267
Pre-tax net operating income	$353,000	5,102
Securities gains (losses)	$265,000	1,226
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$613,000	4,367
Extraordinary gains, net	$0	29
Net income	$613,000	4,369
Minority interest net income	$0	96
Net income of bank and minority interests.	$613,000	4,369
Net charge-offs	$6,000	6,199
Cash dividends	$105,000	3,732
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$350,650	4,972
2011-09-30 (YTD Data)		Rank
Total interest income	$2,530,000	5,578
Total interest expense	$572,000	5,137
Net interest income	$1,958,000	5,602
Provision for loan and lease losses	$199,000	4,168
Total noninterest income	$468,000	4,015
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$182,000	4,038
Trading account gains and fees	$0	145
Additional Noninterest Income	$286,000	3,527
Total noninterest expense	$1,987,000	5,201
Salaries and employee benefits	$1,166,000	4,868
Premises and equipment expense	$202,000	5,495
Additional noninterest expense	$619,000	5,374
Pre-tax net operating income	$240,000	5,320
Securities gains (losses)	$265,000	995
Applicable income taxes	$-28,000	6,864
Income before extraordinary items	$533,000	4,200
Extraordinary gains, net	$0	21
Net income	$533,000	4,202
Minority interest net income	$0	87
Net income of bank and minority interests.	$533,000	4,202
Net charge-offs	$6,000	5,901
Cash dividends	$30,000	3,487
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$268,000	5,080
2011-06-30 (YTD Data)		Rank
Total interest income	$1,640,000	5,690
Total interest expense	$386,000	5,217
Net interest income	$1,254,000	5,712
Provision for loan and lease losses	$16,000	5,799
Total noninterest income	$306,000	4,069
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$115,000	4,126
Trading account gains and fees	$0	153
Additional Noninterest Income	$191,000	3,563
Total noninterest expense	$1,325,000	5,263
Salaries and employee benefits	$778,000	4,901
Premises and equipment expense	$136,000	5,520
Additional noninterest expense	$411,000	5,464
Pre-tax net operating income	$219,000	5,016
Securities gains (losses)	$33,000	1,841
Applicable income taxes	$-78,000	7,073
Income before extraordinary items	$330,000	4,305
Extraordinary gains, net	$0	15
Net income	$330,000	4,304
Minority interest net income	$0	89
Net income of bank and minority interests.	$330,000	4,306
Net charge-offs	$4,000	5,600
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$297,000	4,386
2011-03-31 (YTD Data)		Rank
Total interest income	$816,000	5,740
Total interest expense	$200,000	5,246
Net interest income	$616,000	5,759
Provision for loan and lease losses	$16,000	5,108
Total noninterest income	$147,000	4,205
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$50,000	4,342
Trading account gains and fees	$0	158
Additional Noninterest Income	$97,000	3,622
Total noninterest expense	$629,000	5,429
Salaries and employee benefits	$343,000	5,275
Premises and equipment expense	$74,000	5,394
Additional noninterest expense	$212,000	5,382
Pre-tax net operating income	$118,000	4,951
Securities gains (losses)	$0	1,772
Applicable income taxes	$-86,000	7,267
Income before extraordinary items	$204,000	3,953
Extraordinary gains, net	$0	9
Net income	$204,000	3,952
Minority interest net income	$0	86
Net income of bank and minority interests.	$204,000	3,953
Net charge-offs	$1,000	4,979
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$204,000	3,901
2010-12-31 (YTD Data)		Rank
Total interest income	$3,348,000	5,816
Total interest expense	$908,000	5,442
Net interest income	$2,440,000	5,816
Provision for loan and lease losses	$520,000	4,055
Total noninterest income	$645,000	4,086
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$230,000	4,167
Trading account gains and fees	$0	175
Additional Noninterest Income	$415,000	3,453
Total noninterest expense	$2,469,000	5,532
Salaries and employee benefits	$1,340,000	5,363
Premises and equipment expense	$358,000	5,016
Additional noninterest expense	$771,000	5,692
Pre-tax net operating income	$96,000	5,486
Securities gains (losses)	$0	3,793
Applicable income taxes	$17,000	4,070
Income before extraordinary items	$79,000	5,686
Extraordinary gains, net	$0	29
Net income	$79,000	5,687
Minority interest net income	$0	111
Net income of bank and minority interests.	$79,000	5,687
Net charge-offs	$661,000	3,255
Cash dividends	$60,000	3,901
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$79,000	5,551
2010-09-30 (YTD Data)		Rank
Total interest income	$2,501,000	5,928
Total interest expense	$697,000	5,542
Net interest income	$1,804,000	5,929
Provision for loan and lease losses	$520,000	3,480
Total noninterest income	$491,000	4,111
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$174,000	4,218
Trading account gains and fees	$0	165
Additional Noninterest Income	$317,000	3,473
Total noninterest expense	$1,817,000	5,615
Salaries and employee benefits	$1,023,000	5,367
Premises and equipment expense	$242,000	5,319
Additional noninterest expense	$552,000	5,834
Pre-tax net operating income	$-42,000	6,068
Securities gains (losses)	$0	3,651
Applicable income taxes	$-8,000	6,828
Income before extraordinary items	$-34,000	6,201
Extraordinary gains, net	$0	23
Net income	$-34,000	6,202
Minority interest net income	$0	110
Net income of bank and minority interests.	$-34,000	6,202
Net charge-offs	$621,000	2,778
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-34,000	6,083
2010-06-30 (YTD Data)		Rank
Total interest income	$1,663,000	5,987
Total interest expense	$484,000	5,555
Net interest income	$1,179,000	5,995
Provision for loan and lease losses	$220,000	4,084
Total noninterest income	$349,000	3,929
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$111,000	4,294
Trading account gains and fees	$0	152
Additional Noninterest Income	$238,000	3,201
Total noninterest expense	$1,214,000	5,636
Salaries and employee benefits	$706,000	5,287
Premises and equipment expense	$155,000	5,441
Additional noninterest expense	$353,000	5,933
Pre-tax net operating income	$94,000	5,546
Securities gains (losses)	$0	3,184
Applicable income taxes	$17,000	3,864
Income before extraordinary items	$77,000	5,701
Extraordinary gains, net	$0	19
Net income	$77,000	5,703
Minority interest net income	$0	105
Net income of bank and minority interests.	$77,000	5,702
Net charge-offs	$340,000	2,900
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$77,000	5,586
2010-03-31 (YTD Data)		Rank
Total interest income	$835,000	6,036
Total interest expense	$254,000	5,568
Net interest income	$581,000	6,079
Provision for loan and lease losses	$20,000	5,721
Total noninterest income	$136,000	4,491
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$49,000	4,514
Trading account gains and fees	$0	175
Additional Noninterest Income	$87,000	3,760
Total noninterest expense	$570,000	5,865
Salaries and employee benefits	$315,000	5,682
Premises and equipment expense	$81,000	5,414
Additional noninterest expense	$174,000	6,010
Pre-tax net operating income	$127,000	4,748
Securities gains (losses)	$0	2,284
Applicable income taxes	$23,000	3,365
Income before extraordinary items	$104,000	4,914
Extraordinary gains, net	$0	16
Net income	$104,000	4,915
Minority interest net income	$0	91
Net income of bank and minority interests.	$104,000	4,914
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$104,000	4,810
2009-12-31 (YTD Data)		Rank
Total interest income	$3,420,000	6,075
Total interest expense	$1,212,000	5,645
Net interest income	$2,208,000	6,144
Provision for loan and lease losses	$49,000	6,873
Total noninterest income	$628,000	4,280
Gross Fiduciary activities income	$1,000	1,342
Service charges on deposit accounts	$234,000	4,355
Trading account gains and fees	$0	211
Additional Noninterest Income	$393,000	3,577
Total noninterest expense	$2,254,000	5,942
Salaries and employee benefits	$1,221,000	5,804
Premises and equipment expense	$319,000	5,508
Additional noninterest expense	$714,000	6,088
Pre-tax net operating income	$533,000	3,919
Securities gains (losses)	$84,000	2,282
Applicable income taxes	$130,000	2,700
Income before extraordinary items	$487,000	3,905
Extraordinary gains, net	$0	34
Net income	$487,000	3,904
Minority interest net income	$0	115
Net income of bank and minority interests.	$487,000	3,904
Net charge-offs	$44,000	6,278
Cash dividends	$116,000	4,051
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$420,640	4,039
2009-09-30 (YTD Data)		Rank
Total interest income	$2,557,000	6,141
Total interest expense	$935,000	5,723
Net interest income	$1,622,000	6,206
Provision for loan and lease losses	$14,000	7,044
Total noninterest income	$460,000	4,393
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$172,000	4,415
Trading account gains and fees	$0	212
Additional Noninterest Income	$288,000	3,688
Total noninterest expense	$1,632,000	6,040
Salaries and employee benefits	$919,000	5,813
Premises and equipment expense	$235,000	5,602
Additional noninterest expense	$478,000	6,358
Pre-tax net operating income	$436,000	4,073
Securities gains (losses)	$75,000	2,025
Applicable income taxes	$124,000	2,724
Income before extraordinary items	$387,000	4,102
Extraordinary gains, net	$0	27
Net income	$387,000	4,099
Minority interest net income	$0	118
Net income of bank and minority interests.	$387,000	4,102
Net charge-offs	$34,000	5,945
Cash dividends	$30,000	4,018
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$330,000	4,239
2009-06-30 (YTD Data)		Rank
Total interest income	$1,688,000	6,228
Total interest expense	$642,000	5,775
Net interest income	$1,046,000	6,296
Provision for loan and lease losses	$14,000	6,832
Total noninterest income	$331,000	4,239
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$112,000	4,425
Trading account gains and fees	$0	193
Additional Noninterest Income	$219,000	3,514
Total noninterest expense	$1,061,000	6,155
Salaries and employee benefits	$599,000	5,922
Premises and equipment expense	$157,000	5,642
Additional noninterest expense	$305,000	6,460
Pre-tax net operating income	$302,000	4,126
Securities gains (losses)	$75,000	1,666
Applicable income taxes	$87,000	2,738
Income before extraordinary items	$290,000	4,016
Extraordinary gains, net	$0	21
Net income	$290,000	4,015
Minority interest net income	$0	112
Net income of bank and minority interests.	$290,000	4,015
Net charge-offs	$11,000	5,942
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$232,250	4,244
2009-03-31 (YTD Data)		Rank
Total interest income	$864,000	6,215
Total interest expense	$330,000	5,819
Net interest income	$534,000	6,260
Provision for loan and lease losses	$14,000	6,198
Total noninterest income	$169,000	4,146
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$53,000	4,479
Trading account gains and fees	$0	171
Additional Noninterest Income	$116,000	3,420
Total noninterest expense	$491,000	6,310
Salaries and employee benefits	$278,000	6,150
Premises and equipment expense	$79,000	5,681
Additional noninterest expense	$134,000	6,576
Pre-tax net operating income	$198,000	4,065
Securities gains (losses)	$0	2,434
Applicable income taxes	$50,000	2,879
Income before extraordinary items	$148,000	4,378
Extraordinary gains, net	$0	15
Net income	$148,000	4,381
Minority interest net income	$0	102
Net income of bank and minority interests.	$148,000	4,381
Net charge-offs	$13,000	4,614
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$148,000	4,216
2008-12-31 (YTD Data)		Rank
Total interest income	$3,741,000	6,168
Total interest expense	$1,543,000	5,921
Net interest income	$2,198,000	6,211
Provision for loan and lease losses	$170,000	5,409
Total noninterest income	$497,000	4,853
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$243,000	4,412
Trading account gains and fees	$0	154
Additional Noninterest Income	$253,000	4,410
Total noninterest expense	$2,037,000	6,191
Salaries and employee benefits	$1,184,000	6,028
Premises and equipment expense	$323,000	5,617
Additional noninterest expense	$530,000	6,496
Pre-tax net operating income	$488,000	4,910
Securities gains (losses)	$-9,000	7,014
Applicable income taxes	$87,000	3,487
Income before extraordinary items	$392,000	4,782
Extraordinary gains, net	$0	39
Net income	$392,000	4,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	5,360
Cash dividends	$72,000	5,140
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$399,380	4,925
2008-09-30 (YTD Data)		Rank
Total interest income	$2,826,000	6,213
Total interest expense	$1,190,000	5,984
Net interest income	$1,636,000	6,274
Provision for loan and lease losses	$80,000	5,434
Total noninterest income	$373,000	4,961
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$180,000	4,472
Trading account gains and fees	$0	148
Additional Noninterest Income	$193,000	4,490
Total noninterest expense	$1,530,000	6,172
Salaries and employee benefits	$891,000	6,017
Premises and equipment expense	$237,000	5,691
Additional noninterest expense	$402,000	6,454
Pre-tax net operating income	$399,000	5,271
Securities gains (losses)	$-9,000	7,325
Applicable income taxes	$102,000	3,580
Income before extraordinary items	$288,000	5,269
Extraordinary gains, net	$0	31
Net income	$288,000	5,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,168
Cash dividends	$35,000	4,776
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$294,660	5,423
2008-06-30 (YTD Data)		Rank
Total interest income	$1,883,000	6,280
Total interest expense	$819,000	6,053
Net interest income	$1,064,000	6,345
Provision for loan and lease losses	$40,000	5,379
Total noninterest income	$238,000	5,090
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$115,000	4,568
Trading account gains and fees	$0	149
Additional Noninterest Income	$123,000	4,665
Total noninterest expense	$986,000	6,304
Salaries and employee benefits	$582,000	6,140
Premises and equipment expense	$155,000	5,762
Additional noninterest expense	$249,000	6,653
Pre-tax net operating income	$276,000	5,388
Securities gains (losses)	$-9,000	8,113
Applicable income taxes	$70,000	3,792
Income before extraordinary items	$197,000	5,627
Extraordinary gains, net	$0	21
Net income	$197,000	5,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,861
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$203,660	5,523
2008-03-31 (YTD Data)		Rank
Total interest income	$959,000	6,322
Total interest expense	$418,000	6,157
Net interest income	$541,000	6,329
Provision for loan and lease losses	$0	6,080
Total noninterest income	$117,000	5,137
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$51,000	4,770
Trading account gains and fees	$0	158
Additional Noninterest Income	$66,000	4,521
Total noninterest expense	$503,000	6,284
Salaries and employee benefits	$300,000	6,081
Premises and equipment expense	$77,000	5,819
Additional noninterest expense	$126,000	6,613
Pre-tax net operating income	$155,000	5,394
Securities gains (losses)	$0	2,688
Applicable income taxes	$41,000	3,770
Income before extraordinary items	$114,000	5,652
Extraordinary gains, net	$0	15
Net income	$114,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,076
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$114,000	5,548
2007-12-31 (YTD Data)		Rank
Total interest income	$4,011,000	6,221
Total interest expense	$1,552,000	6,361
Net interest income	$2,459,000	6,020
Provision for loan and lease losses	$96,000	4,972
Total noninterest income	$509,000	4,994
Gross Fiduciary activities income	$1,000	1,439
Service charges on deposit accounts	$249,000	4,463
Trading account gains and fees	$0	178
Additional Noninterest Income	$259,000	4,510
Total noninterest expense	$2,041,000	6,165
Salaries and employee benefits	$1,214,000	5,950
Premises and equipment expense	$308,000	5,716
Additional noninterest expense	$519,000	6,475
Pre-tax net operating income	$831,000	5,108
Securities gains (losses)	$0	2,146
Applicable income taxes	$218,000	3,761
Income before extraordinary items	$613,000	5,304
Extraordinary gains, net	$0	39
Net income	$613,000	5,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,679
Cash dividends	$115,000	5,284
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$613,000	5,292
2007-09-30 (YTD Data)		Rank
Total interest income	$3,022,000	6,248
Total interest expense	$1,152,000	6,414
Net interest income	$1,870,000	6,017
Provision for loan and lease losses	$56,000	4,930
Total noninterest income	$388,000	4,981
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$182,000	4,535
Trading account gains and fees	$0	184
Additional Noninterest Income	$206,000	4,435
Total noninterest expense	$1,494,000	6,221
Salaries and employee benefits	$875,000	6,053
Premises and equipment expense	$230,000	5,723
Additional noninterest expense	$389,000	6,467
Pre-tax net operating income	$708,000	5,092
Securities gains (losses)	$0	1,655
Applicable income taxes	$155,000	4,018
Income before extraordinary items	$553,000	5,189
Extraordinary gains, net	$0	33
Net income	$553,000	5,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,430
Cash dividends	$40,000	4,989
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$553,000	5,168
2007-06-30 (YTD Data)		Rank
Total interest income	$1,874,000	6,438
Total interest expense	$752,000	6,492
Net interest income	$1,122,000	6,323
Provision for loan and lease losses	$5,000	5,998
Total noninterest income	$267,000	4,941
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$117,000	4,630
Trading account gains and fees	$0	168
Additional Noninterest Income	$150,000	4,307
Total noninterest expense	$999,000	6,261
Salaries and employee benefits	$587,000	6,083
Premises and equipment expense	$153,000	5,758
Additional noninterest expense	$259,000	6,499
Pre-tax net operating income	$385,000	5,582
Securities gains (losses)	$0	1,444
Applicable income taxes	$82,000	4,324
Income before extraordinary items	$303,000	5,633
Extraordinary gains, net	$0	29
Net income	$303,000	5,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,601
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$303,000	5,613
2007-03-31 (YTD Data)		Rank
Total interest income	$924,000	6,493
Total interest expense	$376,000	6,482
Net interest income	$548,000	6,407
Provision for loan and lease losses	$5,000	5,396
Total noninterest income	$117,000	5,185
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$54,000	4,717
Trading account gains and fees	$0	195
Additional Noninterest Income	$63,000	4,645
Total noninterest expense	$540,000	6,074
Salaries and employee benefits	$317,000	5,892
Premises and equipment expense	$77,000	5,781
Additional noninterest expense	$146,000	6,188
Pre-tax net operating income	$120,000	6,428
Securities gains (losses)	$0	1,187
Applicable income taxes	$18,000	4,999
Income before extraordinary items	$102,000	6,370
Extraordinary gains, net	$0	22
Net income	$102,000	6,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$102,000	6,350
2006-12-31 (YTD Data)		Rank
Total interest income	$3,411,000	6,476
Total interest expense	$1,294,000	6,430
Net interest income	$2,117,000	6,434
Provision for loan and lease losses	$100,000	4,711
Total noninterest income	$465,000	5,289
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$206,000	4,921
Trading account gains and fees	$0	130
Additional Noninterest Income	$259,000	4,582
Total noninterest expense	$1,930,000	6,251
Salaries and employee benefits	$1,096,000	6,161
Premises and equipment expense	$337,000	5,428
Additional noninterest expense	$497,000	6,554
Pre-tax net operating income	$552,000	6,323
Securities gains (losses)	$0	1,687
Applicable income taxes	$92,000	5,038
Income before extraordinary items	$460,000	6,296
Extraordinary gains, net	$0	51
Net income	$460,000	6,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,223
Cash dividends	$60,000	5,631
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$460,000	6,301
2006-09-30 (YTD Data)		Rank
Total interest income	$2,502,000	6,551
Total interest expense	$937,000	6,467
Net interest income	$1,565,000	6,523
Provision for loan and lease losses	$85,000	4,435
Total noninterest income	$341,000	5,358
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$148,000	5,057
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	4,599
Total noninterest expense	$1,459,000	6,234
Salaries and employee benefits	$806,000	6,201
Premises and equipment expense	$260,000	5,352
Additional noninterest expense	$393,000	6,430
Pre-tax net operating income	$362,000	6,749
Securities gains (losses)	$0	1,388
Applicable income taxes	$109,000	4,843
Income before extraordinary items	$253,000	6,960
Extraordinary gains, net	$0	45
Net income	$253,000	6,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,421
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$253,000	6,964
2006-06-30 (YTD Data)		Rank
Total interest income	$1,626,000	6,616
Total interest expense	$597,000	6,476
Net interest income	$1,029,000	6,596
Provision for loan and lease losses	$70,000	3,903
Total noninterest income	$228,000	5,343
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$95,000	5,130
Trading account gains and fees	$0	126
Additional Noninterest Income	$133,000	4,544
Total noninterest expense	$952,000	6,308
Salaries and employee benefits	$527,000	6,296
Premises and equipment expense	$178,000	5,284
Additional noninterest expense	$247,000	6,596
Pre-tax net operating income	$235,000	6,855
Securities gains (losses)	$0	1,185
Applicable income taxes	$70,000	4,919
Income before extraordinary items	$165,000	7,041
Extraordinary gains, net	$0	39
Net income	$165,000	7,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	1,780
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$165,000	7,054
2006-03-31 (YTD Data)		Rank
Total interest income	$811,000	6,605
Total interest expense	$289,000	6,456
Net interest income	$522,000	6,573
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$115,000	5,302
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$41,000	5,358
Trading account gains and fees	$0	115
Additional Noninterest Income	$74,000	4,319
Total noninterest expense	$463,000	6,389
Salaries and employee benefits	$256,000	6,393
Premises and equipment expense	$89,000	5,311
Additional noninterest expense	$118,000	6,671
Pre-tax net operating income	$144,000	6,498
Securities gains (losses)	$0	955
Applicable income taxes	$25,000	5,191
Income before extraordinary items	$119,000	6,424
Extraordinary gains, net	$0	21
Net income	$119,000	6,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,212
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$119,000	6,418
2005-12-31 (YTD Data)		Rank
Total interest income	$3,044,000	6,551
Total interest expense	$966,000	6,364
Net interest income	$2,078,000	6,559
Provision for loan and lease losses	$5,000	6,973
Total noninterest income	$335,000	6,106
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$136,000	5,799
Trading account gains and fees	$0	138
Additional Noninterest Income	$199,000	5,178
Total noninterest expense	$1,897,000	6,280
Salaries and employee benefits	$1,004,000	6,340
Premises and equipment expense	$372,000	5,087
Additional noninterest expense	$521,000	6,457
Pre-tax net operating income	$511,000	6,714
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$146,000	5,028
Income before extraordinary items	$362,000	6,922
Extraordinary gains, net	$0	46
Net income	$362,000	6,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,831
Cash dividends	$54,000	5,761
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$364,130	6,902
2005-09-30 (YTD Data)		Rank
Total interest income	$2,266,000	6,579
Total interest expense	$703,000	6,350
Net interest income	$1,563,000	6,567
Provision for loan and lease losses	$0	6,899
Total noninterest income	$237,000	6,241
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$89,000	6,054
Trading account gains and fees	$0	126
Additional Noninterest Income	$148,000	5,207
Total noninterest expense	$1,464,000	6,162
Salaries and employee benefits	$768,000	6,273
Premises and equipment expense	$281,000	5,047
Additional noninterest expense	$415,000	6,266
Pre-tax net operating income	$336,000	7,042
Securities gains (losses)	$-3,000	7,524
Applicable income taxes	$62,000	5,641
Income before extraordinary items	$271,000	7,061
Extraordinary gains, net	$0	35
Net income	$271,000	7,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,983
Cash dividends	$15,000	5,227
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$273,430	7,024
2005-06-30 (YTD Data)		Rank
Total interest income	$1,475,000	6,613
Total interest expense	$440,000	6,371
Net interest income	$1,035,000	6,581
Provision for loan and lease losses	$0	6,626
Total noninterest income	$148,000	6,359
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$59,000	6,042
Trading account gains and fees	$0	116
Additional Noninterest Income	$89,000	5,401
Total noninterest expense	$957,000	6,226
Salaries and employee benefits	$504,000	6,316
Premises and equipment expense	$175,000	5,260
Additional noninterest expense	$278,000	6,222
Pre-tax net operating income	$226,000	7,051
Securities gains (losses)	$0	2,146
Applicable income taxes	$42,000	5,656
Income before extraordinary items	$184,000	7,050
Extraordinary gains, net	$0	30
Net income	$184,000	7,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,825
Cash dividends	$15,000	4,979
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$184,000	7,013
2005-03-31 (YTD Data)		Rank
Total interest income	$719,000	6,680
Total interest expense	$211,000	6,398
Net interest income	$508,000	6,677
Provision for loan and lease losses	$0	6,226
Total noninterest income	$69,000	6,466
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$24,000	6,339
Trading account gains and fees	$0	115
Additional Noninterest Income	$45,000	5,411
Total noninterest expense	$514,000	6,005
Salaries and employee benefits	$259,000	6,258
Premises and equipment expense	$98,000	4,931
Additional noninterest expense	$157,000	5,849
Pre-tax net operating income	$63,000	7,727
Securities gains (losses)	$0	1,685
Applicable income taxes	$10,000	6,081
Income before extraordinary items	$53,000	7,710
Extraordinary gains, net	$0	24
Net income	$53,000	7,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$53,000	7,684
2004-12-31 (YTD Data)		Rank
Total interest income	$2,694,000	6,717
Total interest expense	$770,000	6,355
Net interest income	$1,924,000	6,732
Provision for loan and lease losses	$73,000	5,442
Total noninterest income	$245,000	6,814
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$100,000	6,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$145,000	5,763
Total noninterest expense	$1,863,000	6,255
Salaries and employee benefits	$969,000	6,380
Premises and equipment expense	$402,000	4,744
Additional noninterest expense	$492,000	6,592
Pre-tax net operating income	$233,000	7,663
Securities gains (losses)	$-24,000	8,423
Applicable income taxes	$39,000	6,193
Income before extraordinary items	$170,000	7,788
Extraordinary gains, net	$0	34
Net income	$170,000	7,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,972
Cash dividends	$12,000	6,088
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$189,440	7,662
2004-09-30 (YTD Data)		Rank
Total interest income	$1,967,000	6,800
Total interest expense	$559,000	6,415
Net interest income	$1,408,000	6,812
Provision for loan and lease losses	$33,000	5,925
Total noninterest income	$182,000	6,862
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$73,000	6,569
Trading account gains and fees	$0	134
Additional Noninterest Income	$109,000	5,766
Total noninterest expense	$1,367,000	6,285
Salaries and employee benefits	$726,000	6,351
Premises and equipment expense	$293,000	4,823
Additional noninterest expense	$348,000	6,738
Pre-tax net operating income	$190,000	7,745
Securities gains (losses)	$0	3,710
Applicable income taxes	$35,000	6,189
Income before extraordinary items	$155,000	7,741
Extraordinary gains, net	$0	26
Net income	$155,000	7,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,964
Cash dividends	$12,000	5,295
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$155,000	7,698
2004-06-30 (YTD Data)		Rank
Total interest income	$1,289,000	6,871
Total interest expense	$367,000	6,492
Net interest income	$922,000	6,888
Provision for loan and lease losses	$23,000	5,766
Total noninterest income	$118,000	6,927
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$48,000	6,596
Trading account gains and fees	$0	130
Additional Noninterest Income	$70,000	5,848
Total noninterest expense	$858,000	6,523
Salaries and employee benefits	$470,000	6,493
Premises and equipment expense	$189,000	4,954
Additional noninterest expense	$199,000	7,136
Pre-tax net operating income	$159,000	7,493
Securities gains (losses)	$0	3,413
Applicable income taxes	$29,000	6,064
Income before extraordinary items	$130,000	7,498
Extraordinary gains, net	$0	21
Net income	$130,000	7,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,596
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$130,000	7,425
2004-03-31 (YTD Data)		Rank
Total interest income	$626,000	6,965
Total interest expense	$183,000	6,574
Net interest income	$443,000	7,018
Provision for loan and lease losses	$22,000	4,718
Total noninterest income	$68,000	6,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$26,000	6,426
Trading account gains and fees	$0	121
Additional Noninterest Income	$42,000	5,474
Total noninterest expense	$442,000	6,468
Salaries and employee benefits	$248,000	6,367
Premises and equipment expense	$94,000	5,013
Additional noninterest expense	$100,000	7,147
Pre-tax net operating income	$47,000	7,956
Securities gains (losses)	$0	2,934
Applicable income taxes	$8,000	6,367
Income before extraordinary items	$39,000	7,981
Extraordinary gains, net	$0	16
Net income	$39,000	7,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,115
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$39,000	7,920
2003-12-31 (YTD Data)		Rank
Total interest income	$2,490,000	7,043
Total interest expense	$795,000	6,724
Net interest income	$1,695,000	7,071
Provision for loan and lease losses	$144,000	4,668
Total noninterest income	$275,000	6,770
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$93,000	6,661
Trading account gains and fees	$0	160
Additional Noninterest Income	$182,000	5,477
Total noninterest expense	$1,777,000	6,391
Salaries and employee benefits	$950,000	6,440
Premises and equipment expense	$386,000	4,852
Additional noninterest expense	$441,000	6,892
Pre-tax net operating income	$49,000	8,383
Securities gains (losses)	$80,000	2,097
Applicable income taxes	$8,000	7,101
Income before extraordinary items	$121,000	8,117
Extraordinary gains, net	$0	54
Net income	$121,000	8,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,855
Cash dividends	$46,000	5,962
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$45,800	8,375
2003-09-30 (YTD Data)		Rank
Total interest income	$1,875,000	7,126
Total interest expense	$612,000	6,801
Net interest income	$1,263,000	7,122
Provision for loan and lease losses	$92,000	4,797
Total noninterest income	$197,000	6,900
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$72,000	6,675
Trading account gains and fees	$0	153
Additional Noninterest Income	$125,000	5,672
Total noninterest expense	$1,279,000	6,495
Salaries and employee benefits	$673,000	6,594
Premises and equipment expense	$296,000	4,754
Additional noninterest expense	$310,000	7,047
Pre-tax net operating income	$89,000	8,288
Securities gains (losses)	$0	4,204
Applicable income taxes	$15,000	6,924
Income before extraordinary items	$74,000	8,397
Extraordinary gains, net	$0	40
Net income	$74,000	8,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,201
Cash dividends	$31,000	5,261
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$74,000	8,278
2003-06-30 (YTD Data)		Rank
Total interest income	$1,258,000	7,153
Total interest expense	$412,000	6,899
Net interest income	$846,000	7,127
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$114,000	7,163
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$44,000	6,806
Trading account gains and fees	$0	150
Additional Noninterest Income	$70,000	5,983
Total noninterest expense	$872,000	6,432
Salaries and employee benefits	$463,000	6,521
Premises and equipment expense	$225,000	4,379
Additional noninterest expense	$184,000	7,345
Pre-tax net operating income	$58,000	8,316
Securities gains (losses)	$0	3,782
Applicable income taxes	$12,000	6,875
Income before extraordinary items	$46,000	8,458
Extraordinary gains, net	$0	30
Net income	$46,000	8,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,965
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$46,000	8,329
2003-03-31 (YTD Data)		Rank
Total interest income	$641,000	7,144
Total interest expense	$208,000	6,968
Net interest income	$433,000	7,070
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$56,000	7,155
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$21,000	6,829
Trading account gains and fees	$0	134
Additional Noninterest Income	$35,000	5,938
Total noninterest expense	$439,000	6,434
Salaries and employee benefits	$236,000	6,472
Premises and equipment expense	$106,000	4,525
Additional noninterest expense	$97,000	7,224
Pre-tax net operating income	$35,000	8,230
Securities gains (losses)	$0	2,891
Applicable income taxes	$9,000	6,623
Income before extraordinary items	$26,000	8,360
Extraordinary gains, net	$0	21
Net income	$26,000	8,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,624
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$26,000	8,235
2002-12-31 (YTD Data)		Rank
Total interest income	$2,789,000	7,059
Total interest expense	$1,055,000	6,786
Net interest income	$1,734,000	7,068
Provision for loan and lease losses	$196,000	4,406
Total noninterest income	$204,000	7,262
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$105,000	6,494
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	6,467
Total noninterest expense	$1,655,000	6,563
Salaries and employee benefits	$953,000	6,302
Premises and equipment expense	$348,000	5,112
Additional noninterest expense	$354,000	7,448
Pre-tax net operating income	$87,000	8,352
Securities gains (losses)	$36,000	2,681
Applicable income taxes	$33,000	6,789
Income before extraordinary items	$90,000	8,378
Extraordinary gains, net	$0	70
Net income	$90,000	8,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,417
Cash dividends	$159,000	5,151
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$63,720	8,403
2001-12-31 (YTD Data)		Rank
Total interest income	$2,871,000	7,386
Total interest expense	$1,354,000	7,290
Net interest income	$1,517,000	7,295
Provision for loan and lease losses	$109,000	5,460
Total noninterest income	$198,000	7,329
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$102,000	6,538
Trading account gains and fees	$0	177
Additional Noninterest Income	$96,000	6,520
Total noninterest expense	$1,600,000	6,575
Salaries and employee benefits	$959,000	6,138
Premises and equipment expense	$268,000	5,874
Additional noninterest expense	$373,000	7,340
Pre-tax net operating income	$6,000	8,693
Securities gains (losses)	$0	4,612
Applicable income taxes	$-6,000	8,974
Income before extraordinary items	$12,000	8,768
Extraordinary gains, net	$0	105
Net income	$12,000	8,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,323
Cash dividends	$63,000	6,046
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$12,000	8,681
2000-12-31 (YTD Data)		Rank
Total interest income	$2,994,000	7,417
Total interest expense	$1,546,000	7,060
Net interest income	$1,448,000	7,544
Provision for loan and lease losses	$0	8,337
Total noninterest income	$132,000	8,151
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	6,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	8,376
Total noninterest expense	$1,508,000	6,734
Salaries and employee benefits	$869,000	6,422
Premises and equipment expense	$303,000	5,387
Additional noninterest expense	$336,000	7,667
Pre-tax net operating income	$72,000	8,901
Securities gains (losses)	$0	1,956
Applicable income taxes	$17,000	7,911
Income before extraordinary items	$55,000	8,947
Extraordinary gains, net	$0	38
Net income	$55,000	8,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,407
Cash dividends	$116,000	5,821
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$55,000	8,929
1999-12-31 (YTD Data)		Rank
Total interest income	$2,948,000	7,436
Total interest expense	$1,501,000	6,980
Net interest income	$1,447,000	7,689
Provision for loan and lease losses	$0	8,503
Total noninterest income	$128,000	8,417
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$88,000	6,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,414
Total noninterest expense	$1,256,000	7,412
Salaries and employee benefits	$806,000	6,722
Premises and equipment expense	$153,000	7,610
Additional noninterest expense	$297,000	8,144
Pre-tax net operating income	$319,000	7,990
Securities gains (losses)	$0	3,155
Applicable income taxes	$100,000	6,919
Income before extraordinary items	$219,000	8,155
Extraordinary gains, net	$0	35
Net income	$219,000	8,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,056
Cash dividends	$96,000	6,156
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$219,000	8,127
1998-12-31 (YTD Data)		Rank
Total interest income	$3,041,000	7,489
Total interest expense	$1,608,000	6,957
Net interest income	$1,433,000	7,833
Provision for loan and lease losses	$0	8,652
Total noninterest income	$113,000	8,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	7,438
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	8,570
Total noninterest expense	$1,169,000	7,625
Salaries and employee benefits	$700,000	7,186
Premises and equipment expense	$204,000	6,645
Additional noninterest expense	$265,000	8,450
Pre-tax net operating income	$377,000	7,997
Securities gains (losses)	$0	4,449
Applicable income taxes	$118,000	7,272
Income before extraordinary items	$259,000	8,186
Extraordinary gains, net	$0	32
Net income	$259,000	8,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,956
Cash dividends	$96,000	6,336
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$259,000	8,105
1997-12-31 (YTD Data)		Rank
Total interest income	$2,906,000	7,878
Total interest expense	$1,397,000	7,593
Net interest income	$1,509,000	7,955
Provision for loan and lease losses	$0	8,829
Total noninterest income	$123,000	9,012
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	7,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,993
Total noninterest expense	$1,035,000	8,226
Salaries and employee benefits	$661,000	7,544
Premises and equipment expense	$135,000	8,126
Additional noninterest expense	$239,000	8,975
Pre-tax net operating income	$597,000	7,438
Securities gains (losses)	$0	3,944
Applicable income taxes	$194,000	6,963
Income before extraordinary items	$403,000	7,616
Extraordinary gains, net	$0	44
Net income	$403,000	7,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,017
Cash dividends	$196,000	5,465
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$403,000	7,560
1996-12-31 (YTD Data)		Rank
Total interest income	$2,880,000	8,161
Total interest expense	$1,373,000	7,909
Net interest income	$1,507,000	8,254
Provision for loan and lease losses	$0	9,041
Total noninterest income	$111,000	9,686
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	8,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	9,697
Total noninterest expense	$927,000	8,977
Salaries and employee benefits	$604,000	8,095
Premises and equipment expense	$106,000	9,125
Additional noninterest expense	$217,000	9,742
Pre-tax net operating income	$691,000	6,974
Securities gains (losses)	$0	4,148
Applicable income taxes	$226,000	6,757
Income before extraordinary items	$465,000	7,143
Extraordinary gains, net	$0	53
Net income	$465,000	7,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-75,000	11,160
Cash dividends	$96,000	6,813
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$465,000	7,088
1995-12-31 (YTD Data)		Rank
Total interest income	$2,834,000	8,460
Total interest expense	$1,408,000	7,955
Net interest income	$1,426,000	8,724
Provision for loan and lease losses	$0	8,958
Total noninterest income	$103,000	10,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	8,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,206
Total noninterest expense	$902,000	9,349
Salaries and employee benefits	$578,000	8,505
Premises and equipment expense	$76,000	10,320
Additional noninterest expense	$248,000	9,840
Pre-tax net operating income	$627,000	7,722
Securities gains (losses)	$0	3,831
Applicable income taxes	$205,000	7,326
Income before extraordinary items	$422,000	7,868
Extraordinary gains, net	$0	65
Net income	$422,000	7,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	11,542
Cash dividends	$96,000	6,925
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$422,000	7,834
1994-12-31 (YTD Data)		Rank
Total interest income	$2,697,000	8,558
Total interest expense	$1,167,000	8,034
Net interest income	$1,530,000	8,797
Provision for loan and lease losses	$0	9,146
Total noninterest income	$109,000	10,543
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	8,860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,473
Total noninterest expense	$1,013,000	9,291
Salaries and employee benefits	$577,000	8,778
Premises and equipment expense	$99,000	10,067
Additional noninterest expense	$337,000	9,510
Pre-tax net operating income	$626,000	7,858
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$209,000	7,194
Income before extraordinary items	$416,000	8,040
Extraordinary gains, net	$0	249
Net income	$416,000	8,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	11,354
Cash dividends	$80,000	7,289
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$416,670	8,078
1993-12-31 (YTD Data)		Rank
Total interest income	$2,845,000	8,589
Total interest expense	$1,234,000	8,132
Net interest income	$1,611,000	8,765
Provision for loan and lease losses	$0	10,371
Total noninterest income	$107,000	11,152
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	10,513
Total noninterest expense	$949,000	9,981
Salaries and employee benefits	$553,000	9,187
Premises and equipment expense	$66,000	11,648
Additional noninterest expense	$330,000	10,071
Pre-tax net operating income	$769,000	6,975
Securities gains (losses)	$0	7,477
Applicable income taxes	$263,000	6,600
Income before extraordinary items	$506,000	7,496
Extraordinary gains, net	$3,000	3,100
Net income	$509,000	7,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	12,420
Cash dividends	$80,000	7,275
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$506,000	7,251
1992-12-31 (YTD Data)		Rank
Total interest income	$3,163,000	8,696
Total interest expense	$1,612,000	8,163
Net interest income	$1,551,000	9,114
Provision for loan and lease losses	$75,000	8,067
Total noninterest income	$85,000	12,134
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	10,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	11,401
Total noninterest expense	$922,000	10,359
Salaries and employee benefits	$502,000	9,764
Premises and equipment expense	$106,000	10,520
Additional noninterest expense	$314,000	10,627
Pre-tax net operating income	$639,000	7,457
Securities gains (losses)	$-21,000	13,491
Applicable income taxes	$218,000	7,224
Income before extraordinary items	$400,000	8,224
Extraordinary gains, net	$0	1,422
Net income	$400,000	8,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	12,539
Cash dividends	$80,000	6,992
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$413,650	7,732

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.