The Citizens Bank of Philadelphia, Mississippi, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$49,491,000945
Total interest expense$17,905,000850
Net interest income$31,586,000992
Provision for loan and lease losses$669,0001,074
Total noninterest income$10,433,000714
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,788,000339
Trading account gains and feesNANA
Additional Noninterest Income$6,645,000729
Total noninterest expense$35,726,000765
Salaries and employee benefits$18,384,000822
Premises and equipment expense$7,835,000373
Additional noninterest expense$6,645,000729
Pre-tax net operating income$5,624,0001,799
Securities gains (losses)$-1,979,0004,399
Applicable income taxes$372,0002,090
Income before extraordinary items$3,273,0002,224
Extraordinary gains, net$054
Net income$3,273,0002,248
Minority interest net income$088
Net income of bank and minority interests.$3,273,0002,227
Net charge-offs$-188,0004,433
Cash dividends$5,383,000770
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,054,1001,738
2023-09-30 (YTD Data)Rank
Total interest income$35,010,000965
Total interest expense$11,386,000907
Net interest income$23,624,000998
Provision for loan and lease losses$562,000936
Total noninterest income$7,758,000724
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,798,000343
Trading account gains and feesNANA
Additional Noninterest Income$4,960,000747
Total noninterest expense$26,474,000776
Salaries and employee benefits$13,906,000830
Premises and equipment expense$5,636,000390
Additional noninterest expense$4,960,000747
Pre-tax net operating income$4,346,0001,810
Securities gains (losses)$-14,0003,550
Applicable income taxes$644,0001,583
Income before extraordinary items$3,688,0001,812
Extraordinary gains, net$052
Net income$3,688,0001,829
Minority interest net income$081
Net income of bank and minority interests.$3,688,0001,812
Net charge-offs$-164,0004,446
Cash dividends$4,157,000693
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,699,9001,829
2023-06-30 (YTD Data)Rank
Total interest income$22,191,000973
Total interest expense$6,406,000938
Net interest income$15,785,000998
Provision for loan and lease losses$465,000812
Total noninterest income$4,571,000775
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,804,000339
Trading account gains and feesNANA
Additional Noninterest Income$2,767,000790
Total noninterest expense$17,501,000764
Salaries and employee benefits$9,296,000815
Premises and equipment expense$3,701,000388
Additional noninterest expense$2,767,000790
Pre-tax net operating income$2,390,0002,024
Securities gains (losses)$2,000835
Applicable income taxes$281,0001,890
Income before extraordinary items$2,111,0001,997
Extraordinary gains, net$051
Net income$2,111,0002,021
Minority interest net income$081
Net income of bank and minority interests.$2,111,0001,997
Net charge-offs$-51,0004,336
Cash dividends$2,932,000654
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,109,2402,004
2023-03-31 (YTD Data)Rank
Total interest income$11,032,000979
Total interest expense$3,008,000891
Net interest income$8,024,000991
Provision for loan and lease losses$6,0002,441
Total noninterest income$2,342,000746
Gross Fiduciary activities income$0913
Service charges on deposit accounts$914,000352
Trading account gains and feesNANA
Additional Noninterest Income$1,428,000766
Total noninterest expense$8,634,000783
Salaries and employee benefits$4,634,000832
Premises and equipment expense$1,846,000406
Additional noninterest expense$1,428,000766
Pre-tax net operating income$1,726,0001,624
Securities gains (losses)$5,000739
Applicable income taxes$263,0001,494
Income before extraordinary items$1,468,0001,625
Extraordinary gains, net$04
Net income$1,468,0001,625
Minority interest net income$048
Net income of bank and minority interests.$1,468,0001,625
Net charge-offs$-71,0004,505
Cash dividends$1,682,000550
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,463,7501,647
2022-12-31 (YTD Data)Rank
Total interest income$39,701,000898
Total interest expense$3,876,000953
Net interest income$35,825,000877
Provision for loan and lease losses$124,0002,085
Total noninterest income$10,851,000725
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,896,000348
Trading account gains and feesNANA
Additional Noninterest Income$6,955,000711
Total noninterest expense$33,599,000784
Salaries and employee benefits$17,424,000847
Premises and equipment expense$7,411,000393
Additional noninterest expense$6,955,000711
Pre-tax net operating income$12,953,0001,060
Securities gains (losses)$-56,0003,781
Applicable income taxes$2,223,000996
Income before extraordinary items$10,674,0001,051
Extraordinary gains, net$05
Net income$10,674,0001,051
Minority interest net income$063
Net income of bank and minority interests.$10,674,0001,051
Net charge-offs$-627,0004,620
Cash dividends$6,128,000656
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,720,4801,073
2022-09-30 (YTD Data)Rank
Total interest income$28,736,000891
Total interest expense$2,046,0001,004
Net interest income$26,690,000879
Provision for loan and lease losses$96,0001,905
Total noninterest income$8,173,000734
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,931,000350
Trading account gains and feesNANA
Additional Noninterest Income$5,242,000729
Total noninterest expense$25,257,000778
Salaries and employee benefits$13,185,000840
Premises and equipment expense$5,454,000389
Additional noninterest expense$5,242,000729
Pre-tax net operating income$9,510,0001,071
Securities gains (losses)$-55,0004,122
Applicable income taxes$1,580,0001,029
Income before extraordinary items$7,875,0001,061
Extraordinary gains, net$04
Net income$7,875,0001,060
Minority interest net income$057
Net income of bank and minority interests.$7,875,0001,061
Net charge-offs$-460,0004,616
Cash dividends$4,474,000633
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,920,6501,079
2022-06-30 (YTD Data)Rank
Total interest income$18,614,000878
Total interest expense$1,227,000935
Net interest income$17,387,000874
Provision for loan and lease losses$149,0001,341
Total noninterest income$5,297,000735
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,912,000354
Trading account gains and feesNANA
Additional Noninterest Income$3,385,000757
Total noninterest expense$16,421,000785
Salaries and employee benefits$8,733,000827
Premises and equipment expense$3,485,000400
Additional noninterest expense$4,203,000894
Pre-tax net operating income$6,114,0001,047
Securities gains (losses)$-42,0004,215
Applicable income taxes$1,032,000994
Income before extraordinary items$5,040,0001,038
Extraordinary gains, net$04
Net income$5,040,0001,037
Minority interest net income$060
Net income of bank and minority interests.$5,040,0001,038
Net charge-offs$-384,0004,655
Cash dividends$2,879,000657
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,074,8601,059
2022-03-31 (YTD Data)Rank
Total interest income$9,054,000882
Total interest expense$616,000899
Net interest income$8,438,000879
Provision for loan and lease losses$93,0001,011
Total noninterest income$2,533,000767
Gross Fiduciary activities income$0892
Service charges on deposit accounts$945,000356
Trading account gains and feesNANA
Additional Noninterest Income$1,588,000801
Total noninterest expense$8,176,000780
Salaries and employee benefits$4,377,000831
Premises and equipment expense$1,775,000395
Additional noninterest expense$2,024,000913
Pre-tax net operating income$2,702,0001,088
Securities gains (losses)$-24,0004,357
Applicable income taxes$453,0001,031
Income before extraordinary items$2,225,0001,108
Extraordinary gains, net$04
Net income$2,225,0001,107
Minority interest net income$050
Net income of bank and minority interests.$2,225,0001,108
Net charge-offs$-170,0004,653
Cash dividends$1,453,000598
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,244,9201,115
2021-12-31 (YTD Data)Rank
Total interest income$38,509,000864
Total interest expense$4,664,000583
Net interest income$33,845,000890
Provision for loan and lease losses$1,409,000416
Total noninterest income$10,810,000792
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,499,000363
Trading account gains and feesNANA
Additional Noninterest Income$7,311,000827
Total noninterest expense$34,864,000737
Salaries and employee benefits$18,229,000798
Premises and equipment expense$7,135,000391
Additional noninterest expense$9,500,000820
Pre-tax net operating income$8,382,0001,430
Securities gains (losses)$1,363,000177
Applicable income taxes$1,646,0001,240
Income before extraordinary items$8,099,0001,333
Extraordinary gains, net$010
Net income$8,099,0001,333
Minority interest net income$074
Net income of bank and minority interests.$8,099,0001,333
Net charge-offs$1,631,000323
Cash dividends$4,104,000923
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,967,7101,472
2021-09-30 (YTD Data)Rank
Total interest income$28,657,000884
Total interest expense$3,736,000571
Net interest income$24,921,000907
Provision for loan and lease losses$1,286,000341
Total noninterest income$8,137,000807
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,534,000366
Trading account gains and feesNANA
Additional Noninterest Income$5,603,000842
Total noninterest expense$25,825,000751
Salaries and employee benefits$13,691,000801
Premises and equipment expense$5,348,000395
Additional noninterest expense$6,786,000845
Pre-tax net operating income$5,947,0001,564
Securities gains (losses)$1,368,000159
Applicable income taxes$1,229,0001,303
Income before extraordinary items$6,086,0001,386
Extraordinary gains, net$08
Net income$6,086,0001,386
Minority interest net income$069
Net income of bank and minority interests.$6,086,0001,386
Net charge-offs$703,000409
Cash dividends$2,736,000929
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,950,5601,594
2021-06-30 (YTD Data)Rank
Total interest income$18,895,000883
Total interest expense$2,733,000552
Net interest income$16,162,000917
Provision for loan and lease losses$319,000847
Total noninterest income$5,302,000821
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,582,000374
Trading account gains and feesNANA
Additional Noninterest Income$3,720,000842
Total noninterest expense$17,204,000749
Salaries and employee benefits$9,027,000809
Premises and equipment expense$3,608,000397
Additional noninterest expense$4,569,000834
Pre-tax net operating income$3,941,0001,544
Securities gains (losses)$911,000174
Applicable income taxes$819,0001,296
Income before extraordinary items$4,033,0001,392
Extraordinary gains, net$06
Net income$4,033,0001,392
Minority interest net income$067
Net income of bank and minority interests.$4,033,0001,392
Net charge-offs$702,000329
Cash dividends$1,368,0001,126
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,276,8701,579
2021-03-31 (YTD Data)Rank
Total interest income$9,079,000909
Total interest expense$1,447,000545
Net interest income$7,632,000947
Provision for loan and lease losses$87,0001,381
Total noninterest income$2,706,000810
Gross Fiduciary activities income$0922
Service charges on deposit accounts$814,000360
Trading account gains and feesNANA
Additional Noninterest Income$1,892,000844
Total noninterest expense$8,374,000762
Salaries and employee benefits$4,504,000803
Premises and equipment expense$1,816,000400
Additional noninterest expense$2,054,000875
Pre-tax net operating income$1,877,0001,597
Securities gains (losses)$518,000186
Applicable income taxes$434,0001,246
Income before extraordinary items$1,961,0001,415
Extraordinary gains, net$03
Net income$1,961,0001,415
Minority interest net income$055
Net income of bank and minority interests.$1,961,0001,415
Net charge-offs$50,000825
Cash dividends$1,368,000606
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,536,2401,657
2020-12-31 (YTD Data)Rank
Total interest income$40,561,000825
Total interest expense$7,429,000653
Net interest income$33,132,000863
Provision for loan and lease losses$1,485,0001,264
Total noninterest income$9,623,000821
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,352,000350
Trading account gains and feesNANA
Additional Noninterest Income$6,271,000880
Total noninterest expense$32,901,000753
Salaries and employee benefits$17,220,000813
Premises and equipment expense$7,360,000377
Additional noninterest expense$8,321,000853
Pre-tax net operating income$8,369,0001,214
Securities gains (losses)$837,000426
Applicable income taxes$1,847,000984
Income before extraordinary items$7,359,0001,218
Extraordinary gains, net$04
Net income$7,359,0001,218
Minority interest net income$072
Net income of bank and minority interests.$7,359,0001,218
Net charge-offs$505,000965
Cash dividends$6,099,000648
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,689,4001,266
2020-09-30 (YTD Data)Rank
Total interest income$30,415,000829
Total interest expense$5,775,000677
Net interest income$24,640,000857
Provision for loan and lease losses$1,183,0001,242
Total noninterest income$6,776,000835
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,487,000346
Trading account gains and feesNANA
Additional Noninterest Income$4,289,000897
Total noninterest expense$24,649,000745
Salaries and employee benefits$12,938,000797
Premises and equipment expense$5,556,000369
Additional noninterest expense$6,155,000846
Pre-tax net operating income$5,584,0001,285
Securities gains (losses)$713,000394
Applicable income taxes$1,246,0001,015
Income before extraordinary items$5,051,0001,255
Extraordinary gains, net$04
Net income$5,051,0001,255
Minority interest net income$065
Net income of bank and minority interests.$5,051,0001,255
Net charge-offs$444,000805
Cash dividends$4,617,000598
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,480,6001,332
2020-06-30 (YTD Data)Rank
Total interest income$19,836,000857
Total interest expense$4,102,000680
Net interest income$15,734,000889
Provision for loan and lease losses$936,0001,136
Total noninterest income$4,441,000799
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,717,000336
Trading account gains and feesNANA
Additional Noninterest Income$2,724,000881
Total noninterest expense$16,158,000756
Salaries and employee benefits$8,612,000794
Premises and equipment expense$3,695,000366
Additional noninterest expense$3,851,000877
Pre-tax net operating income$3,081,0001,415
Securities gains (losses)$410,000417
Applicable income taxes$652,0001,128
Income before extraordinary items$2,839,0001,365
Extraordinary gains, net$04
Net income$2,839,0001,365
Minority interest net income$065
Net income of bank and minority interests.$2,839,0001,365
Net charge-offs$434,000650
Cash dividends$3,021,000603
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,506,9001,477
2020-03-31 (YTD Data)Rank
Total interest income$9,709,000875
Total interest expense$2,325,000686
Net interest income$7,384,000923
Provision for loan and lease losses$314,0001,154
Total noninterest income$2,304,000746
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,049,000325
Trading account gains and feesNANA
Additional Noninterest Income$1,255,000832
Total noninterest expense$7,965,000760
Salaries and employee benefits$4,366,000784
Premises and equipment expense$1,659,000412
Additional noninterest expense$1,940,000893
Pre-tax net operating income$1,409,0001,387
Securities gains (losses)$77,000700
Applicable income taxes$263,0001,188
Income before extraordinary items$1,223,0001,403
Extraordinary gains, net$04
Net income$1,223,0001,401
Minority interest net income$056
Net income of bank and minority interests.$1,223,0001,403
Net charge-offs$253,000550
Cash dividends$1,368,000657
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,159,8601,452
2019-12-31 (YTD Data)Rank
Total interest income$35,361,000951
Total interest expense$9,724,000695
Net interest income$25,637,0001,023
Provision for loan and lease losses$573,0001,379
Total noninterest income$9,558,000722
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,413,000318
Trading account gains and feesNANA
Additional Noninterest Income$5,145,000814
Total noninterest expense$27,097,000847
Salaries and employee benefits$14,649,000883
Premises and equipment expense$5,245,000503
Additional noninterest expense$7,203,000942
Pre-tax net operating income$7,525,0001,281
Securities gains (losses)$190,000654
Applicable income taxes$1,438,0001,147
Income before extraordinary items$6,277,0001,345
Extraordinary gains, net$011
Net income$6,277,0001,347
Minority interest net income$076
Net income of bank and minority interests.$6,277,0001,348
Net charge-offs$190,0001,732
Cash dividends$5,130,000774
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,123,1001,331
2019-09-30 (YTD Data)Rank
Total interest income$25,477,000979
Total interest expense$7,144,000719
Net interest income$18,333,0001,077
Provision for loan and lease losses$472,0001,209
Total noninterest income$6,435,000770
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,269,000321
Trading account gains and feesNANA
Additional Noninterest Income$3,166,000918
Total noninterest expense$19,486,000880
Salaries and employee benefits$10,342,000925
Premises and equipment expense$4,120,000483
Additional noninterest expense$5,024,0001,000
Pre-tax net operating income$4,810,0001,485
Securities gains (losses)$190,000542
Applicable income taxes$833,0001,386
Income before extraordinary items$4,167,0001,503
Extraordinary gains, net$011
Net income$4,167,0001,504
Minority interest net income$072
Net income of bank and minority interests.$4,167,0001,505
Net charge-offs$38,0002,391
Cash dividends$3,762,000754
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,009,3001,513
2019-06-30 (YTD Data)Rank
Total interest income$17,034,000973
Total interest expense$4,619,000726
Net interest income$12,415,0001,059
Provision for loan and lease losses$460,000904
Total noninterest income$4,173,000769
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,143,000326
Trading account gains and fees$0131
Additional Noninterest Income$2,030,000918
Total noninterest expense$12,718,000894
Salaries and employee benefits$6,886,000920
Premises and equipment expense$2,832,000474
Additional noninterest expense$3,000,0001,091
Pre-tax net operating income$3,410,0001,396
Securities gains (losses)$-54,0005,165
Applicable income taxes$535,0001,397
Income before extraordinary items$2,821,0001,456
Extraordinary gains, net$011
Net income$2,821,0001,455
Minority interest net income$069
Net income of bank and minority interests.$2,821,0001,456
Net charge-offs$11,0002,558
Cash dividends$2,508,000740
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,866,3601,414
2019-03-31 (YTD Data)Rank
Total interest income$8,383,000982
Total interest expense$2,174,000747
Net interest income$6,209,0001,061
Provision for loan and lease losses$195,000968
Total noninterest income$2,047,000761
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,097,000314
Trading account gains and fees$0126
Additional Noninterest Income$950,000926
Total noninterest expense$6,531,000863
Salaries and employee benefits$3,472,000914
Premises and equipment expense$1,423,000476
Additional noninterest expense$1,636,0001,007
Pre-tax net operating income$1,530,0001,501
Securities gains (losses)$01,087
Applicable income taxes$217,0001,521
Income before extraordinary items$1,313,0001,509
Extraordinary gains, net$05
Net income$1,313,0001,509
Minority interest net income$052
Net income of bank and minority interests.$1,313,0001,508
Net charge-offs$7,0002,096
Cash dividends$1,254,000704
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,313,0001,482
2018-12-31 (YTD Data)Rank
Total interest income$31,359,000982
Total interest expense$4,461,0001,029
Net interest income$26,898,000968
Provision for loan and lease losses$334,0001,855
Total noninterest income$8,588,000764
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,562,000320
Trading account gains and fees$0126
Additional Noninterest Income$4,026,000911
Total noninterest expense$27,219,000811
Salaries and employee benefits$14,276,000874
Premises and equipment expense$5,730,000468
Additional noninterest expense$7,213,000930
Pre-tax net operating income$7,933,0001,226
Securities gains (losses)$11,000694
Applicable income taxes$933,0001,453
Income before extraordinary items$7,011,0001,214
Extraordinary gains, net$06
Net income$7,011,0001,213
Minority interest net income$072
Net income of bank and minority interests.$7,011,0001,213
Net charge-offs$-19,0004,663
Cash dividends$3,990,000884
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,001,3201,214
2018-09-30 (YTD Data)Rank
Total interest income$23,266,000985
Total interest expense$2,791,0001,139
Net interest income$20,475,000955
Provision for loan and lease losses$141,0002,315
Total noninterest income$6,388,000784
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,382,000324
Trading account gains and fees$0138
Additional Noninterest Income$3,006,000924
Total noninterest expense$20,545,000805
Salaries and employee benefits$10,815,000867
Premises and equipment expense$4,373,000462
Additional noninterest expense$5,357,000921
Pre-tax net operating income$6,177,0001,208
Securities gains (losses)$11,000687
Applicable income taxes$964,0001,201
Income before extraordinary items$5,224,0001,223
Extraordinary gains, net$05
Net income$5,224,0001,222
Minority interest net income$066
Net income of bank and minority interests.$5,224,0001,222
Net charge-offs$-13,0004,548
Cash dividends$2,736,000845
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,214,7601,225
2018-06-30 (YTD Data)Rank
Total interest income$15,378,000980
Total interest expense$1,622,0001,223
Net interest income$13,756,000944
Provision for loan and lease losses$-148,0005,395
Total noninterest income$4,167,000789
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,211,000324
Trading account gains and fees$0130
Additional Noninterest Income$1,956,000949
Total noninterest expense$13,742,000808
Salaries and employee benefits$7,204,000869
Premises and equipment expense$2,887,000466
Additional noninterest expense$3,651,000898
Pre-tax net operating income$4,329,0001,145
Securities gains (losses)$11,000582
Applicable income taxes$681,0001,134
Income before extraordinary items$3,659,0001,141
Extraordinary gains, net$06
Net income$3,659,0001,139
Minority interest net income$065
Net income of bank and minority interests.$3,659,0001,140
Net charge-offs$-157,0005,305
Cash dividends$2,736,000606
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,649,7601,139
2018-03-31 (YTD Data)Rank
Total interest income$7,599,000980
Total interest expense$795,0001,179
Net interest income$6,804,000948
Provision for loan and lease losses$-237,0005,532
Total noninterest income$2,093,000761
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,144,000314
Trading account gains and fees$0123
Additional Noninterest Income$949,000966
Total noninterest expense$6,935,000807
Salaries and employee benefits$3,590,000879
Premises and equipment expense$1,525,000449
Additional noninterest expense$1,820,000893
Pre-tax net operating income$2,199,0001,113
Securities gains (losses)$8,000468
Applicable income taxes$344,0001,109
Income before extraordinary items$1,863,0001,106
Extraordinary gains, net$07
Net income$1,863,0001,106
Minority interest net income$052
Net income of bank and minority interests.$1,863,0001,106
Net charge-offs$57,0001,126
Cash dividends$1,368,000571
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,856,2801,104
2017-12-31 (YTD Data)Rank
Total interest income$30,527,000944
Total interest expense$3,344,000978
Net interest income$27,183,000923
Provision for loan and lease losses$-543,0005,534
Total noninterest income$8,101,000803
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,239,000342
Trading account gains and fees$0151
Additional Noninterest Income$3,862,000976
Total noninterest expense$27,700,000789
Salaries and employee benefits$14,498,000843
Premises and equipment expense$5,385,000479
Additional noninterest expense$7,817,000847
Pre-tax net operating income$8,127,0001,167
Securities gains (losses)$105,000612
Applicable income taxes$4,109,000759
Income before extraordinary items$4,123,0001,577
Extraordinary gains, net$09
Net income$4,123,0001,577
Minority interest net income$076
Net income of bank and minority interests.$4,123,0001,577
Net charge-offs$341,0001,380
Cash dividends$5,472,000623
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,055,8001,582
2017-09-30 (YTD Data)Rank
Total interest income$22,855,000942
Total interest expense$2,463,000975
Net interest income$20,392,000928
Provision for loan and lease losses$-255,0005,587
Total noninterest income$6,039,000818
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,177,000346
Trading account gains and fees$0145
Additional Noninterest Income$2,862,0001,010
Total noninterest expense$20,502,000800
Salaries and employee benefits$10,934,000842
Premises and equipment expense$3,985,000484
Additional noninterest expense$5,583,000880
Pre-tax net operating income$6,184,0001,177
Securities gains (losses)$104,000585
Applicable income taxes$1,244,0001,273
Income before extraordinary items$5,044,0001,145
Extraordinary gains, net$09
Net income$5,044,0001,145
Minority interest net income$071
Net income of bank and minority interests.$5,044,0001,145
Net charge-offs$244,0001,256
Cash dividends$4,104,000583
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,960,8001,148
2017-06-30 (YTD Data)Rank
Total interest income$15,311,000930
Total interest expense$1,638,000955
Net interest income$13,673,000917
Provision for loan and lease losses$-181,0005,647
Total noninterest income$3,928,000825
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,061,000347
Trading account gains and fees$0139
Additional Noninterest Income$1,867,0001,016
Total noninterest expense$13,756,000794
Salaries and employee benefits$7,288,000839
Premises and equipment expense$2,649,000485
Additional noninterest expense$3,819,000861
Pre-tax net operating income$4,026,0001,188
Securities gains (losses)$89,000456
Applicable income taxes$766,0001,304
Income before extraordinary items$3,349,0001,138
Extraordinary gains, net$011
Net income$3,349,0001,138
Minority interest net income$071
Net income of bank and minority interests.$3,349,0001,138
Net charge-offs$216,0001,005
Cash dividends$2,736,000582
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,276,9101,142
2017-03-31 (YTD Data)Rank
Total interest income$7,469,000941
Total interest expense$808,000952
Net interest income$6,661,000941
Provision for loan and lease losses$-151,0005,765
Total noninterest income$1,915,000840
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,042,000340
Trading account gains and fees$0142
Additional Noninterest Income$873,0001,054
Total noninterest expense$7,018,000784
Salaries and employee benefits$3,624,000851
Premises and equipment expense$1,310,000497
Additional noninterest expense$2,084,000780
Pre-tax net operating income$1,709,0001,321
Securities gains (losses)$01,153
Applicable income taxes$227,0001,751
Income before extraordinary items$1,482,0001,226
Extraordinary gains, net$08
Net income$1,482,0001,225
Minority interest net income$055
Net income of bank and minority interests.$1,482,0001,226
Net charge-offs$50,0001,332
Cash dividends$1,368,000555
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,482,0001,209
2016-12-31 (YTD Data)Rank
Total interest income$30,182,000894
Total interest expense$3,100,000937
Net interest income$27,082,000877
Provision for loan and lease losses$-65,0005,549
Total noninterest income$7,559,000857
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,789,000376
Trading account gains and fees$0170
Additional Noninterest Income$3,770,0001,029
Total noninterest expense$26,118,000815
Salaries and employee benefits$13,511,000873
Premises and equipment expense$5,101,000488
Additional noninterest expense$7,506,000887
Pre-tax net operating income$8,588,0001,039
Securities gains (losses)$113,0001,258
Applicable income taxes$1,752,0001,150
Income before extraordinary items$6,949,0001,064
Extraordinary gains, net$05
Net income$6,949,0001,063
Minority interest net income$082
Net income of bank and minority interests.$6,949,0001,063
Net charge-offs$2,506,000341
Cash dividends$4,104,000799
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,858,6001,053
2016-09-30 (YTD Data)Rank
Total interest income$22,778,000883
Total interest expense$2,279,000955
Net interest income$20,499,000867
Provision for loan and lease losses$97,0002,783
Total noninterest income$5,672,000859
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,795,000379
Trading account gains and fees$0169
Additional Noninterest Income$2,877,0001,020
Total noninterest expense$19,535,000820
Salaries and employee benefits$10,195,000862
Premises and equipment expense$3,860,000492
Additional noninterest expense$5,480,000903
Pre-tax net operating income$6,539,0001,042
Securities gains (losses)$97,0001,287
Applicable income taxes$1,378,0001,150
Income before extraordinary items$5,258,0001,070
Extraordinary gains, net$05
Net income$5,258,0001,070
Minority interest net income$071
Net income of bank and minority interests.$5,258,0001,070
Net charge-offs$2,458,000251
Cash dividends$4,104,000586
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,181,3701,055
2016-06-30 (YTD Data)Rank
Total interest income$15,205,000882
Total interest expense$1,525,000945
Net interest income$13,680,000864
Provision for loan and lease losses$-87,0005,843
Total noninterest income$3,665,000865
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,785,000389
Trading account gains and fees$0157
Additional Noninterest Income$1,880,0001,009
Total noninterest expense$13,053,000815
Salaries and employee benefits$6,775,000871
Premises and equipment expense$2,530,000504
Additional noninterest expense$3,748,000886
Pre-tax net operating income$4,379,0001,031
Securities gains (losses)$37,0001,629
Applicable income taxes$979,0001,100
Income before extraordinary items$3,437,0001,071
Extraordinary gains, net$016
Net income$3,437,0001,069
Minority interest net income$071
Net income of bank and minority interests.$3,437,0001,070
Net charge-offs$1,578,000260
Cash dividends$2,736,000608
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,408,1401,056
2016-03-31 (YTD Data)Rank
Total interest income$7,580,000886
Total interest expense$770,000942
Net interest income$6,810,000869
Provision for loan and lease losses$60,0001,948
Total noninterest income$1,815,000851
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$887,000385
Trading account gains and fees$0142
Additional Noninterest Income$928,000988
Total noninterest expense$6,537,000811
Salaries and employee benefits$3,367,000878
Premises and equipment expense$1,322,000492
Additional noninterest expense$1,848,000883
Pre-tax net operating income$2,028,0001,076
Securities gains (losses)$02,077
Applicable income taxes$435,0001,167
Income before extraordinary items$1,593,0001,119
Extraordinary gains, net$012
Net income$1,593,0001,120
Minority interest net income$062
Net income of bank and minority interests.$1,593,0001,120
Net charge-offs$1,525,000165
Cash dividends$1,368,000578
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,593,0001,097
2015-12-31 (YTD Data)Rank
Total interest income$30,965,000832
Total interest expense$3,079,000907
Net interest income$27,886,000813
Provision for loan and lease losses$557,0001,246
Total noninterest income$8,154,000785
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,867,000367
Trading account gains and fees$0159
Additional Noninterest Income$4,287,000897
Total noninterest expense$25,159,000825
Salaries and employee benefits$13,178,000862
Premises and equipment expense$5,225,000481
Additional noninterest expense$6,756,000978
Pre-tax net operating income$10,324,000871
Securities gains (losses)$18,0002,297
Applicable income taxes$2,581,000842
Income before extraordinary items$7,761,000918
Extraordinary gains, net$023
Net income$7,761,000918
Minority interest net income$081
Net income of bank and minority interests.$7,761,000918
Net charge-offs$625,000972
Cash dividends$5,569,000602
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,747,500903
2015-09-30 (YTD Data)Rank
Total interest income$23,191,000838
Total interest expense$2,254,000935
Net interest income$20,937,000819
Provision for loan and lease losses$408,0001,216
Total noninterest income$5,506,000873
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,878,000375
Trading account gains and fees$0153
Additional Noninterest Income$2,628,0001,074
Total noninterest expense$18,966,000827
Salaries and employee benefits$9,956,000859
Premises and equipment expense$3,953,000494
Additional noninterest expense$5,057,000972
Pre-tax net operating income$7,069,000946
Securities gains (losses)$14,0002,190
Applicable income taxes$1,690,000947
Income before extraordinary items$5,393,000985
Extraordinary gains, net$021
Net income$5,393,000985
Minority interest net income$078
Net income of bank and minority interests.$5,393,000985
Net charge-offs$121,0001,984
Cash dividends$4,201,000547
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,382,360962
2015-06-30 (YTD Data)Rank
Total interest income$15,402,000835
Total interest expense$1,487,000955
Net interest income$13,915,000816
Provision for loan and lease losses$266,0001,237
Total noninterest income$3,527,000893
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,841,000383
Trading account gains and fees$0157
Additional Noninterest Income$1,686,0001,095
Total noninterest expense$12,575,000829
Salaries and employee benefits$6,650,000862
Premises and equipment expense$2,596,000501
Additional noninterest expense$3,329,000989
Pre-tax net operating income$4,601,000971
Securities gains (losses)$02,636
Applicable income taxes$1,081,000975
Income before extraordinary items$3,520,0001,004
Extraordinary gains, net$022
Net income$3,520,0001,004
Minority interest net income$075
Net income of bank and minority interests.$3,520,0001,004
Net charge-offs$115,0001,602
Cash dividends$2,833,000535
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,520,000975
2015-03-31 (YTD Data)Rank
Total interest income$7,706,000828
Total interest expense$751,000958
Net interest income$6,955,000809
Provision for loan and lease losses$184,000950
Total noninterest income$1,729,000879
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$887,000391
Trading account gains and fees$0152
Additional Noninterest Income$842,0001,058
Total noninterest expense$6,383,000820
Salaries and employee benefits$3,332,000857
Premises and equipment expense$1,300,000505
Additional noninterest expense$1,751,000908
Pre-tax net operating income$2,117,0001,015
Securities gains (losses)$02,027
Applicable income taxes$472,0001,060
Income before extraordinary items$1,645,0001,034
Extraordinary gains, net$013
Net income$1,645,0001,034
Minority interest net income$064
Net income of bank and minority interests.$1,645,0001,035
Net charge-offs$100,0001,117
Cash dividends$1,123,000600
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,645,0001,001
2014-12-31 (YTD Data)Rank
Total interest income$31,381,000795
Total interest expense$3,020,000992
Net interest income$28,361,000773
Provision for loan and lease losses$923,000922
Total noninterest income$8,018,000771
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,933,000375
Trading account gains and fees$0180
Additional Noninterest Income$4,085,000891
Total noninterest expense$25,930,000782
Salaries and employee benefits$12,980,000841
Premises and equipment expense$5,188,000491
Additional noninterest expense$7,762,000838
Pre-tax net operating income$9,526,000871
Securities gains (losses)$14,0002,497
Applicable income taxes$1,926,0001,011
Income before extraordinary items$7,614,000871
Extraordinary gains, net$017
Net income$7,614,000870
Minority interest net income$084
Net income of bank and minority interests.$7,614,000870
Net charge-offs$2,458,000422
Cash dividends$4,372,000679
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,602,800850
2014-09-30 (YTD Data)Rank
Total interest income$23,701,000792
Total interest expense$2,223,0001,020
Net interest income$21,478,000770
Provision for loan and lease losses$778,000820
Total noninterest income$6,214,000749
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,937,000378
Trading account gains and fees$0174
Additional Noninterest Income$3,277,000835
Total noninterest expense$19,559,000777
Salaries and employee benefits$9,770,000840
Premises and equipment expense$3,904,000491
Additional noninterest expense$5,885,000832
Pre-tax net operating income$7,355,000859
Securities gains (losses)$15,0002,163
Applicable income taxes$1,457,0001,023
Income before extraordinary items$5,913,000839
Extraordinary gains, net$015
Net income$5,913,000838
Minority interest net income$081
Net income of bank and minority interests.$5,913,000838
Net charge-offs$2,128,000351
Cash dividends$3,249,000628
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,901,000823
2014-06-30 (YTD Data)Rank
Total interest income$15,871,000793
Total interest expense$1,463,0001,031
Net interest income$14,408,000760
Provision for loan and lease losses$573,000753
Total noninterest income$4,229,000721
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,893,000384
Trading account gains and fees$0172
Additional Noninterest Income$2,336,000776
Total noninterest expense$13,281,000763
Salaries and employee benefits$6,585,000826
Premises and equipment expense$2,544,000501
Additional noninterest expense$4,152,000788
Pre-tax net operating income$4,783,000852
Securities gains (losses)$9,0001,986
Applicable income taxes$837,0001,096
Income before extraordinary items$3,955,000824
Extraordinary gains, net$020
Net income$3,955,000824
Minority interest net income$080
Net income of bank and minority interests.$3,955,000824
Net charge-offs$111,0002,088
Cash dividends$2,166,000609
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,947,530808
2014-03-31 (YTD Data)Rank
Total interest income$7,946,000792
Total interest expense$729,0001,042
Net interest income$7,217,000757
Provision for loan and lease losses$362,000599
Total noninterest income$1,770,000805
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$930,000382
Trading account gains and fees$0147
Additional Noninterest Income$840,000969
Total noninterest expense$6,295,000808
Salaries and employee benefits$3,344,000834
Premises and equipment expense$973,000656
Additional noninterest expense$1,978,000813
Pre-tax net operating income$2,330,000849
Securities gains (losses)$01,715
Applicable income taxes$495,000935
Income before extraordinary items$1,835,000854
Extraordinary gains, net$016
Net income$1,835,000857
Minority interest net income$066
Net income of bank and minority interests.$1,835,000855
Net charge-offs$77,0001,534
Cash dividends$1,083,000572
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,835,000832
2013-12-31 (YTD Data)Rank
Total interest income$32,116,000773
Total interest expense$4,083,000829
Net interest income$28,033,000763
Provision for loan and lease losses$2,204,000577
Total noninterest income$7,186,000873
Gross Fiduciary activities income$1,0001,245
Service charges on deposit accounts$3,884,000383
Trading account gains and fees$0184
Additional Noninterest Income$3,301,0001,080
Total noninterest expense$24,385,000837
Salaries and employee benefits$13,111,000826
Premises and equipment expense$4,396,000561
Additional noninterest expense$6,878,000987
Pre-tax net operating income$8,630,000889
Securities gains (losses)$423,000519
Applicable income taxes$1,823,000970
Income before extraordinary items$7,230,000867
Extraordinary gains, net$029
Net income$7,230,000869
Minority interest net income$090
Net income of bank and minority interests.$7,230,000869
Net charge-offs$1,081,0001,196
Cash dividends$4,332,000639
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,891,600886
2013-09-30 (YTD Data)Rank
Total interest income$24,057,000775
Total interest expense$3,245,000804
Net interest income$20,812,000767
Provision for loan and lease losses$1,829,000535
Total noninterest income$5,277,000896
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,833,000392
Trading account gains and fees$0180
Additional Noninterest Income$2,444,0001,118
Total noninterest expense$18,342,000836
Salaries and employee benefits$9,923,000816
Premises and equipment expense$3,368,000551
Additional noninterest expense$5,051,0001,002
Pre-tax net operating income$5,918,000980
Securities gains (losses)$423,000473
Applicable income taxes$1,240,0001,075
Income before extraordinary items$5,101,000917
Extraordinary gains, net$025
Net income$5,101,000919
Minority interest net income$084
Net income of bank and minority interests.$5,101,000919
Net charge-offs$1,013,000989
Cash dividends$3,249,000601
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,762,600952
2013-06-30 (YTD Data)Rank
Total interest income$15,978,000774
Total interest expense$2,418,000740
Net interest income$13,560,000777
Provision for loan and lease losses$749,000844
Total noninterest income$3,367,000929
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,805,000403
Trading account gains and fees$0157
Additional Noninterest Income$1,562,0001,168
Total noninterest expense$12,520,000814
Salaries and employee benefits$6,643,000821
Premises and equipment expense$2,224,000559
Additional noninterest expense$3,653,000932
Pre-tax net operating income$3,658,0001,032
Securities gains (losses)$155,000858
Applicable income taxes$735,0001,159
Income before extraordinary items$3,078,0001,005
Extraordinary gains, net$022
Net income$3,078,0001,006
Minority interest net income$082
Net income of bank and minority interests.$3,078,0001,008
Net charge-offs$900,000830
Cash dividends$2,166,000585
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,952,4501,012
2013-03-31 (YTD Data)Rank
Total interest income$7,988,000776
Total interest expense$1,233,000752
Net interest income$6,755,000780
Provision for loan and lease losses$175,0001,482
Total noninterest income$1,634,000961
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$891,000402
Trading account gains and fees$0148
Additional Noninterest Income$743,0001,206
Total noninterest expense$6,462,000793
Salaries and employee benefits$3,306,000831
Premises and equipment expense$1,112,000558
Additional noninterest expense$2,044,000834
Pre-tax net operating income$1,752,0001,051
Securities gains (losses)$01,966
Applicable income taxes$308,0001,296
Income before extraordinary items$1,444,0001,057
Extraordinary gains, net$010
Net income$1,444,0001,058
Minority interest net income$076
Net income of bank and minority interests.$1,444,0001,059
Net charge-offs$294,0001,071
Cash dividends$1,083,000497
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,444,0001,006
2012-12-31 (YTD Data)Rank
Total interest income$34,388,000759
Total interest expense$5,712,000774
Net interest income$28,676,000752
Provision for loan and lease losses$1,546,0001,293
Total noninterest income$6,811,000913
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$3,702,000400
Trading account gains and fees$0166
Additional Noninterest Income$3,108,0001,126
Total noninterest expense$25,717,000776
Salaries and employee benefits$13,617,000771
Premises and equipment expense$4,488,000541
Additional noninterest expense$7,612,000913
Pre-tax net operating income$8,224,000867
Securities gains (losses)$460,000997
Applicable income taxes$1,748,000970
Income before extraordinary items$6,936,000856
Extraordinary gains, net$029
Net income$6,936,000855
Minority interest net income$093
Net income of bank and minority interests.$6,936,000856
Net charge-offs$1,273,0001,567
Cash dividends$4,332,000652
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,568,000845
2012-09-30 (YTD Data)Rank
Total interest income$26,178,000758
Total interest expense$4,368,000800
Net interest income$21,810,000747
Provision for loan and lease losses$1,328,0001,195
Total noninterest income$4,915,000928
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,712,000409
Trading account gains and fees$0157
Additional Noninterest Income$2,203,0001,170
Total noninterest expense$18,999,000788
Salaries and employee benefits$10,329,000759
Premises and equipment expense$3,277,000553
Additional noninterest expense$5,393,000967
Pre-tax net operating income$6,398,000875
Securities gains (losses)$44,0002,510
Applicable income taxes$1,260,0001,025
Income before extraordinary items$5,182,000888
Extraordinary gains, net$020
Net income$5,182,000886
Minority interest net income$086
Net income of bank and minority interests.$5,182,000888
Net charge-offs$560,0002,050
Cash dividends$3,249,000519
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,146,800826
2012-06-30 (YTD Data)Rank
Total interest income$17,902,000748
Total interest expense$2,970,000818
Net interest income$14,932,000736
Provision for loan and lease losses$866,0001,227
Total noninterest income$3,078,000966
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,746,000418
Trading account gains and fees$0153
Additional Noninterest Income$1,332,0001,237
Total noninterest expense$12,807,000784
Salaries and employee benefits$6,974,000746
Premises and equipment expense$2,129,000566
Additional noninterest expense$3,704,000934
Pre-tax net operating income$4,337,000841
Securities gains (losses)$38,0002,209
Applicable income taxes$874,000997
Income before extraordinary items$3,501,000862
Extraordinary gains, net$019
Net income$3,501,000860
Minority interest net income$084
Net income of bank and minority interests.$3,501,000862
Net charge-offs$336,0002,200
Cash dividends$2,166,000490
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,470,600807
2012-03-31 (YTD Data)Rank
Total interest income$8,899,000760
Total interest expense$1,512,000833
Net interest income$7,387,000738
Provision for loan and lease losses$536,0001,007
Total noninterest income$1,596,000933
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$848,000427
Trading account gains and fees$0148
Additional Noninterest Income$748,0001,131
Total noninterest expense$6,368,000783
Salaries and employee benefits$3,560,000731
Premises and equipment expense$1,031,000585
Additional noninterest expense$1,777,000955
Pre-tax net operating income$2,079,000863
Securities gains (losses)$29,0001,450
Applicable income taxes$410,0001,052
Income before extraordinary items$1,698,000878
Extraordinary gains, net$019
Net income$1,698,000877
Minority interest net income$078
Net income of bank and minority interests.$1,698,000879
Net charge-offs$145,0002,129
Cash dividends$1,083,000442
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,674,510840
2011-12-31 (YTD Data)Rank
Total interest income$36,974,000767
Total interest expense$6,645,000914
Net interest income$30,329,000714
Provision for loan and lease losses$2,995,0001,197
Total noninterest income$6,683,000826
Gross Fiduciary activities income$1,0001,250
Service charges on deposit accounts$3,689,000416
Trading account gains and fees$0146
Additional Noninterest Income$2,993,0001,043
Total noninterest expense$25,963,000760
Salaries and employee benefits$13,933,000702
Premises and equipment expense$4,308,000586
Additional noninterest expense$7,722,000918
Pre-tax net operating income$8,054,000761
Securities gains (losses)$715,000598
Applicable income taxes$1,420,0001,039
Income before extraordinary items$7,349,000694
Extraordinary gains, net$029
Net income$7,349,000694
Minority interest net income$096
Net income of bank and minority interests.$7,349,000694
Net charge-offs$2,693,0001,293
Cash dividends$4,332,000486
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,748,400719
2011-09-30 (YTD Data)Rank
Total interest income$28,212,000770
Total interest expense$5,042,000944
Net interest income$23,170,000707
Provision for loan and lease losses$2,587,0001,044
Total noninterest income$4,908,000851
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,730,000425
Trading account gains and fees$0145
Additional Noninterest Income$2,178,0001,064
Total noninterest expense$19,136,000778
Salaries and employee benefits$10,438,000708
Premises and equipment expense$3,189,000600
Additional noninterest expense$5,509,000965
Pre-tax net operating income$6,355,000746
Securities gains (losses)$642,000529
Applicable income taxes$1,434,000818
Income before extraordinary items$5,563,000713
Extraordinary gains, net$021
Net income$5,563,000711
Minority interest net income$087
Net income of bank and minority interests.$5,563,000713
Net charge-offs$1,562,0001,447
Cash dividends$3,249,000421
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,049,400736
2011-06-30 (YTD Data)Rank
Total interest income$18,789,000781
Total interest expense$3,451,000950
Net interest income$15,338,000718
Provision for loan and lease losses$927,0001,561
Total noninterest income$3,089,000905
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,730,000444
Trading account gains and fees$0153
Additional Noninterest Income$1,359,0001,095
Total noninterest expense$12,503,000806
Salaries and employee benefits$6,982,000710
Premises and equipment expense$2,107,000611
Additional noninterest expense$3,414,0001,048
Pre-tax net operating income$4,997,000635
Securities gains (losses)$6,0002,492
Applicable income taxes$1,109,000698
Income before extraordinary items$3,894,000672
Extraordinary gains, net$015
Net income$3,894,000670
Minority interest net income$089
Net income of bank and minority interests.$3,894,000672
Net charge-offs$946,0001,518
Cash dividends$2,166,000392
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,889,320651
2011-03-31 (YTD Data)Rank
Total interest income$9,346,000790
Total interest expense$1,768,000960
Net interest income$7,578,000730
Provision for loan and lease losses$244,0002,203
Total noninterest income$1,573,000875
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$874,000431
Trading account gains and fees$0158
Additional Noninterest Income$699,0001,064
Total noninterest expense$6,337,000790
Salaries and employee benefits$3,520,000711
Premises and equipment expense$1,089,000614
Additional noninterest expense$1,728,0001,029
Pre-tax net operating income$2,570,000630
Securities gains (losses)$01,772
Applicable income taxes$583,000651
Income before extraordinary items$1,987,000662
Extraordinary gains, net$09
Net income$1,987,000659
Minority interest net income$086
Net income of bank and minority interests.$1,987,000662
Net charge-offs$99,0002,745
Cash dividends$1,083,000358
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,987,000646
2010-12-31 (YTD Data)Rank
Total interest income$38,138,000799
Total interest expense$8,730,000955
Net interest income$29,408,000751
Provision for loan and lease losses$2,456,0001,821
Total noninterest income$6,316,000893
Gross Fiduciary activities income$3,0001,259
Service charges on deposit accounts$4,001,000390
Trading account gains and fees$0175
Additional Noninterest Income$2,312,0001,280
Total noninterest expense$24,426,000822
Salaries and employee benefits$13,629,000711
Premises and equipment expense$3,804,000677
Additional noninterest expense$6,993,0001,056
Pre-tax net operating income$8,842,000605
Securities gains (losses)$665,000694
Applicable income taxes$2,175,000690
Income before extraordinary items$7,332,000615
Extraordinary gains, net$029
Net income$7,332,000611
Minority interest net income$0111
Net income of bank and minority interests.$7,332,000615
Net charge-offs$1,603,0002,107
Cash dividends$4,654,000362
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,819,950632
2010-09-30 (YTD Data)Rank
Total interest income$28,789,000799
Total interest expense$6,734,000963
Net interest income$22,055,000749
Provision for loan and lease losses$1,717,0001,824
Total noninterest income$4,474,000921
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,977,000392
Trading account gains and fees$0165
Additional Noninterest Income$1,497,0001,345
Total noninterest expense$18,312,000801
Salaries and employee benefits$10,164,000709
Premises and equipment expense$2,956,000651
Additional noninterest expense$5,192,0001,028
Pre-tax net operating income$6,500,000659
Securities gains (losses)$635,000605
Applicable income taxes$1,522,000735
Income before extraordinary items$5,613,000618
Extraordinary gains, net$023
Net income$5,613,000616
Minority interest net income$0110
Net income of bank and minority interests.$5,613,000618
Net charge-offs$948,0002,251
Cash dividends$3,571,000308
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,111,350654
2010-06-30 (YTD Data)Rank
Total interest income$19,327,000797
Total interest expense$4,552,000983
Net interest income$14,775,000740
Provision for loan and lease losses$1,320,0001,649
Total noninterest income$2,771,000955
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,986,000392
Trading account gains and fees$0152
Additional Noninterest Income$785,0001,544
Total noninterest expense$12,040,000821
Salaries and employee benefits$6,773,000704
Premises and equipment expense$1,939,000675
Additional noninterest expense$3,328,0001,067
Pre-tax net operating income$4,186,000666
Securities gains (losses)$618,000396
Applicable income taxes$1,035,000701
Income before extraordinary items$3,769,000585
Extraordinary gains, net$019
Net income$3,769,000586
Minority interest net income$0105
Net income of bank and minority interests.$3,769,000586
Net charge-offs$832,0001,899
Cash dividends$2,545,000275
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,286,960664
2010-03-31 (YTD Data)Rank
Total interest income$9,875,000793
Total interest expense$2,311,0001,017
Net interest income$7,564,000730
Provision for loan and lease losses$625,0001,578
Total noninterest income$1,064,0001,168
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$965,000396
Trading account gains and fees$0175
Additional Noninterest Income$99,0003,543
Total noninterest expense$5,970,000829
Salaries and employee benefits$3,400,000714
Premises and equipment expense$945,000710
Additional noninterest expense$1,625,0001,075
Pre-tax net operating income$2,033,000668
Securities gains (losses)$559,000227
Applicable income taxes$584,000631
Income before extraordinary items$2,008,000557
Extraordinary gains, net$016
Net income$2,008,000559
Minority interest net income$091
Net income of bank and minority interests.$2,008,000559
Net charge-offs$424,0001,722
Cash dividends$1,519,000224
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,577,570673
2009-12-31 (YTD Data)Rank
Total interest income$40,889,000817
Total interest expense$11,341,0001,040
Net interest income$29,548,000722
Provision for loan and lease losses$3,013,0001,978
Total noninterest income$7,483,000798
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,110,000404
Trading account gains and fees$0211
Additional Noninterest Income$3,373,000966
Total noninterest expense$25,604,000821
Salaries and employee benefits$13,123,000746
Premises and equipment expense$4,183,000636
Additional noninterest expense$8,298,000949
Pre-tax net operating income$8,414,000512
Securities gains (losses)$573,000798
Applicable income taxes$1,712,000639
Income before extraordinary items$7,275,000453
Extraordinary gains, net$034
Net income$7,275,000453
Minority interest net income$0115
Net income of bank and minority interests.$7,275,000455
Net charge-offs$1,966,0002,055
Cash dividends$4,047,000434
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,810,870490
2009-09-30 (YTD Data)Rank
Total interest income$30,729,000831
Total interest expense$8,767,0001,064
Net interest income$21,962,000727
Provision for loan and lease losses$2,263,0001,766
Total noninterest income$4,935,000886
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,010,000417
Trading account gains and fees$0212
Additional Noninterest Income$1,925,0001,177
Total noninterest expense$18,062,000857
Salaries and employee benefits$9,511,000783
Premises and equipment expense$3,061,000670
Additional noninterest expense$5,490,0001,026
Pre-tax net operating income$6,572,000516
Securities gains (losses)$528,000666
Applicable income taxes$1,534,000573
Income before extraordinary items$5,566,000469
Extraordinary gains, net$027
Net income$5,566,000467
Minority interest net income$0118
Net income of bank and minority interests.$5,566,000469
Net charge-offs$1,215,0001,989
Cash dividends$2,964,000423
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,154,160512
2009-06-30 (YTD Data)Rank
Total interest income$20,254,000862
Total interest expense$6,115,0001,085
Net interest income$14,139,000762
Provision for loan and lease losses$1,140,0001,919
Total noninterest income$3,221,000907
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,929,000427
Trading account gains and fees$0193
Additional Noninterest Income$1,292,0001,198
Total noninterest expense$11,588,000925
Salaries and employee benefits$6,298,000806
Premises and equipment expense$1,962,000716
Additional noninterest expense$3,328,0001,151
Pre-tax net operating income$4,632,000482
Securities gains (losses)$219,000962
Applicable income taxes$1,071,000577
Income before extraordinary items$3,780,000468
Extraordinary gains, net$021
Net income$3,780,000466
Minority interest net income$0112
Net income of bank and minority interests.$3,780,000468
Net charge-offs$741,0001,924
Cash dividends$1,995,000462
Sale, conversion, retirement of capital stock, net$7,0001,123
Net operating income$3,609,180467
2009-03-31 (YTD Data)Rank
Total interest income$9,983,000886
Total interest expense$3,234,0001,069
Net interest income$6,749,000798
Provision for loan and lease losses$316,0002,237
Total noninterest income$1,543,000916
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$915,000443
Trading account gains and fees$0171
Additional Noninterest Income$628,0001,196
Total noninterest expense$5,580,000914
Salaries and employee benefits$3,144,000806
Premises and equipment expense$954,000748
Additional noninterest expense$1,482,0001,131
Pre-tax net operating income$2,396,000490
Securities gains (losses)$18,0001,721
Applicable income taxes$530,000634
Income before extraordinary items$1,884,000525
Extraordinary gains, net$015
Net income$1,884,000525
Minority interest net income$0102
Net income of bank and minority interests.$1,884,000528
Net charge-offs$112,0002,747
Cash dividends$1,026,000419
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,869,960491
2008-12-31 (YTD Data)Rank
Total interest income$39,558,000943
Total interest expense$13,783,0001,176
Net interest income$25,775,000834
Provision for loan and lease losses$1,224,0002,438
Total noninterest income$7,851,000724
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,045,000430
Trading account gains and fees$0154
Additional Noninterest Income$3,806,000799
Total noninterest expense$21,691,000913
Salaries and employee benefits$11,974,000836
Premises and equipment expense$3,734,000738
Additional noninterest expense$5,983,0001,080
Pre-tax net operating income$10,711,000495
Securities gains (losses)$8,0002,595
Applicable income taxes$2,347,000583
Income before extraordinary items$8,372,000467
Extraordinary gains, net$039
Net income$8,372,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$713,0002,338
Cash dividends$4,959,000574
Sale, conversion, retirement of capital stock, net$9,0001,325
Net operating income$8,365,760489
2008-09-30 (YTD Data)Rank
Total interest income$29,434,000975
Total interest expense$10,464,0001,205
Net interest income$18,970,000861
Provision for loan and lease losses$1,029,0001,792
Total noninterest income$6,221,000728
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,018,000436
Trading account gains and fees$0148
Additional Noninterest Income$3,203,000792
Total noninterest expense$16,143,000918
Salaries and employee benefits$8,895,000868
Premises and equipment expense$2,704,000777
Additional noninterest expense$4,544,0001,010
Pre-tax net operating income$8,019,000620
Securities gains (losses)$8,0002,453
Applicable income taxes$1,714,000743
Income before extraordinary items$6,313,000575
Extraordinary gains, net$031
Net income$6,313,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$611,0001,749
Cash dividends$3,933,000575
Sale, conversion, retirement of capital stock, net$9,0001,159
Net operating income$6,306,680607
2008-06-30 (YTD Data)Rank
Total interest income$19,444,0001,011
Total interest expense$7,428,0001,177
Net interest income$12,016,000896
Provision for loan and lease losses$657,0001,598
Total noninterest income$4,534,000688
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,955,000437
Trading account gains and fees$0149
Additional Noninterest Income$2,579,000698
Total noninterest expense$10,713,000922
Salaries and employee benefits$5,915,000870
Premises and equipment expense$1,792,000772
Additional noninterest expense$3,006,000990
Pre-tax net operating income$5,180,000674
Securities gains (losses)$-7,0008,091
Applicable income taxes$994,000951
Income before extraordinary items$4,179,000658
Extraordinary gains, net$021
Net income$4,179,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,540
Cash dividends$2,479,000669
Sale, conversion, retirement of capital stock, net$4,0001,094
Net operating income$4,184,670633
2008-03-31 (YTD Data)Rank
Total interest income$9,729,0001,039
Total interest expense$4,189,0001,119
Net interest income$5,540,000971
Provision for loan and lease losses$98,0002,769
Total noninterest income$2,004,000750
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$933,000447
Trading account gains and fees$0158
Additional Noninterest Income$1,071,000814
Total noninterest expense$5,311,000915
Salaries and employee benefits$3,008,000861
Premises and equipment expense$865,000807
Additional noninterest expense$1,438,000998
Pre-tax net operating income$2,135,000884
Securities gains (losses)$02,688
Applicable income taxes$467,0001,067
Income before extraordinary items$1,668,000909
Extraordinary gains, net$015
Net income$1,668,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,376
Cash dividends$1,026,000713
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,668,000862
2007-12-31 (YTD Data)Rank
Total interest income$38,100,0001,110
Total interest expense$16,770,0001,187
Net interest income$21,330,0001,039
Provision for loan and lease losses$784,0001,696
Total noninterest income$7,748,000764
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,860,000453
Trading account gains and fees$0178
Additional Noninterest Income$3,888,000842
Total noninterest expense$19,302,000970
Salaries and employee benefits$10,473,000953
Premises and equipment expense$3,218,000825
Additional noninterest expense$5,611,0001,013
Pre-tax net operating income$8,992,000947
Securities gains (losses)$29,000982
Applicable income taxes$2,020,0001,128
Income before extraordinary items$7,001,000932
Extraordinary gains, net$039
Net income$7,001,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,630
Cash dividends$6,252,000611
Sale, conversion, retirement of capital stock, net$-2,995,0008,517
Net operating income$6,978,380918
2007-09-30 (YTD Data)Rank
Total interest income$28,624,0001,117
Total interest expense$12,362,0001,205
Net interest income$16,262,0001,021
Provision for loan and lease losses$553,0001,435
Total noninterest income$5,574,000789
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,842,000456
Trading account gains and fees$0184
Additional Noninterest Income$2,732,000887
Total noninterest expense$14,019,000992
Salaries and employee benefits$7,760,000966
Premises and equipment expense$2,270,000866
Additional noninterest expense$3,989,0001,034
Pre-tax net operating income$7,264,000950
Securities gains (losses)$-2,0007,433
Applicable income taxes$1,681,0001,113
Income before extraordinary items$5,581,000928
Extraordinary gains, net$033
Net income$5,581,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,0001,044
Cash dividends$5,226,000551
Sale, conversion, retirement of capital stock, net$-2,995,0008,549
Net operating income$5,582,540915
2007-06-30 (YTD Data)Rank
Total interest income$19,005,0001,130
Total interest expense$8,119,0001,227
Net interest income$10,886,0001,031
Provision for loan and lease losses$157,0002,525
Total noninterest income$3,549,000845
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,862,000466
Trading account gains and fees$0168
Additional Noninterest Income$1,687,000968
Total noninterest expense$9,170,0001,025
Salaries and employee benefits$5,088,000991
Premises and equipment expense$1,470,000904
Additional noninterest expense$2,612,0001,064
Pre-tax net operating income$5,108,000944
Securities gains (losses)$-2,0007,706
Applicable income taxes$1,302,0001,029
Income before extraordinary items$3,804,000952
Extraordinary gains, net$029
Net income$3,804,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,450
Cash dividends$4,200,000485
Sale, conversion, retirement of capital stock, net$-2,995,0008,607
Net operating income$3,805,500938
2007-03-31 (YTD Data)Rank
Total interest income$9,445,0001,131
Total interest expense$3,938,0001,252
Net interest income$5,507,0001,012
Provision for loan and lease losses$77,0002,386
Total noninterest income$1,641,000880
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$881,000478
Trading account gains and fees$0195
Additional Noninterest Income$760,0001,022
Total noninterest expense$4,503,0001,045
Salaries and employee benefits$2,498,0001,017
Premises and equipment expense$715,000929
Additional noninterest expense$1,290,0001,058
Pre-tax net operating income$2,568,000920
Securities gains (losses)$-2,0008,059
Applicable income taxes$652,0001,035
Income before extraordinary items$1,914,000922
Extraordinary gains, net$022
Net income$1,914,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,221
Cash dividends$904,000879
Sale, conversion, retirement of capital stock, net$-2,995,0008,640
Net operating income$1,915,500910
2006-12-31 (YTD Data)Rank
Total interest income$36,656,0001,077
Total interest expense$13,195,0001,283
Net interest income$23,461,000942
Provision for loan and lease losses$-361,0008,577
Total noninterest income$6,030,000944
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,816,000452
Trading account gains and fees$0130
Additional Noninterest Income$2,214,0001,265
Total noninterest expense$18,279,000982
Salaries and employee benefits$9,907,000972
Premises and equipment expense$3,009,000838
Additional noninterest expense$5,363,000994
Pre-tax net operating income$11,573,000861
Securities gains (losses)$-12,0007,357
Applicable income taxes$2,890,000974
Income before extraordinary items$8,671,000867
Extraordinary gains, net$051
Net income$8,671,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,194
Cash dividends$3,574,000961
Sale, conversion, retirement of capital stock, net$248,000718
Net operating income$8,680,000850
2006-09-30 (YTD Data)Rank
Total interest income$27,211,0001,087
Total interest expense$9,684,0001,273
Net interest income$17,527,000966
Provision for loan and lease losses$-303,0008,644
Total noninterest income$4,534,000953
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,820,000467
Trading account gains and fees$0126
Additional Noninterest Income$1,714,0001,234
Total noninterest expense$13,743,000977
Salaries and employee benefits$7,567,000971
Premises and equipment expense$2,228,000858
Additional noninterest expense$3,948,0001,021
Pre-tax net operating income$8,621,000902
Securities gains (losses)$-12,0007,658
Applicable income taxes$2,228,0001,003
Income before extraordinary items$6,381,000913
Extraordinary gains, net$045
Net income$6,381,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,037
Cash dividends$2,637,000920
Sale, conversion, retirement of capital stock, net$248,000560
Net operating income$6,389,880899
2006-06-30 (YTD Data)Rank
Total interest income$17,904,0001,072
Total interest expense$6,255,0001,252
Net interest income$11,649,000972
Provision for loan and lease losses$-193,0008,669
Total noninterest income$2,988,000949
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,828,000471
Trading account gains and fees$0126
Additional Noninterest Income$1,160,0001,225
Total noninterest expense$9,182,000984
Salaries and employee benefits$5,081,000966
Premises and equipment expense$1,529,000840
Additional noninterest expense$2,572,0001,052
Pre-tax net operating income$5,648,000912
Securities gains (losses)$-6,0007,728
Applicable income taxes$1,460,0001,022
Income before extraordinary items$4,182,000929
Extraordinary gains, net$039
Net income$4,182,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,504
Cash dividends$1,758,000916
Sale, conversion, retirement of capital stock, net$158,000465
Net operating income$4,186,440908
2006-03-31 (YTD Data)Rank
Total interest income$8,699,0001,079
Total interest expense$2,969,0001,256
Net interest income$5,730,000988
Provision for loan and lease losses$-129,0008,682
Total noninterest income$1,367,0001,011
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$847,000485
Trading account gains and fees$0115
Additional Noninterest Income$520,0001,309
Total noninterest expense$4,575,000980
Salaries and employee benefits$2,532,000968
Premises and equipment expense$805,000799
Additional noninterest expense$1,238,0001,080
Pre-tax net operating income$2,651,000949
Securities gains (losses)$-6,0008,127
Applicable income taxes$664,0001,097
Income before extraordinary items$1,981,000962
Extraordinary gains, net$021
Net income$1,981,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,382
Cash dividends$879,000843
Sale, conversion, retirement of capital stock, net$38,000428
Net operating income$1,985,500938
2005-12-31 (YTD Data)Rank
Total interest income$33,145,000996
Total interest expense$9,858,0001,144
Net interest income$23,287,000919
Provision for loan and lease losses$1,084,000976
Total noninterest income$5,616,000999
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,557,000480
Trading account gains and fees$0138
Additional Noninterest Income$2,059,0001,336
Total noninterest expense$17,260,000978
Salaries and employee benefits$9,523,000959
Premises and equipment expense$2,901,000819
Additional noninterest expense$4,836,0001,062
Pre-tax net operating income$10,559,000937
Securities gains (losses)$02,296
Applicable income taxes$2,377,0001,187
Income before extraordinary items$8,182,000880
Extraordinary gains, net$046
Net income$8,182,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,243,000575
Cash dividends$3,340,000946
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,182,000868
2005-09-30 (YTD Data)Rank
Total interest income$24,604,000975
Total interest expense$6,972,0001,141
Net interest income$17,632,000905
Provision for loan and lease losses$1,046,000732
Total noninterest income$4,366,000969
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,679,000483
Trading account gains and fees$0126
Additional Noninterest Income$1,687,0001,245
Total noninterest expense$13,138,000963
Salaries and employee benefits$7,218,000935
Premises and equipment expense$2,227,000802
Additional noninterest expense$3,693,0001,037
Pre-tax net operating income$7,814,000941
Securities gains (losses)$02,317
Applicable income taxes$1,778,0001,193
Income before extraordinary items$6,036,000889
Extraordinary gains, net$035
Net income$6,036,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,088,000469
Cash dividends$2,461,000888
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,036,000877
2005-06-30 (YTD Data)Rank
Total interest income$16,125,000962
Total interest expense$4,381,0001,135
Net interest income$11,744,000893
Provision for loan and lease losses$506,000957
Total noninterest income$2,846,000968
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,736,000483
Trading account gains and fees$0116
Additional Noninterest Income$1,110,0001,238
Total noninterest expense$8,858,000945
Salaries and employee benefits$4,801,000933
Premises and equipment expense$1,455,000810
Additional noninterest expense$2,602,000976
Pre-tax net operating income$5,226,000909
Securities gains (losses)$02,146
Applicable income taxes$1,205,0001,164
Income before extraordinary items$4,021,000868
Extraordinary gains, net$030
Net income$4,021,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,000522
Cash dividends$1,641,000872
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,021,000845
2005-03-31 (YTD Data)Rank
Total interest income$8,032,000953
Total interest expense$2,100,0001,118
Net interest income$5,932,000878
Provision for loan and lease losses$163,0001,317
Total noninterest income$1,298,0001,010
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$747,000536
Trading account gains and fees$0115
Additional Noninterest Income$551,0001,236
Total noninterest expense$4,500,000928
Salaries and employee benefits$2,422,000920
Premises and equipment expense$719,000822
Additional noninterest expense$1,359,000919
Pre-tax net operating income$2,567,000914
Securities gains (losses)$01,685
Applicable income taxes$600,0001,156
Income before extraordinary items$1,967,000883
Extraordinary gains, net$024
Net income$1,967,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,037
Cash dividends$821,000789
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,967,000860
2004-12-31 (YTD Data)Rank
Total interest income$29,995,000938
Total interest expense$7,546,0001,073
Net interest income$22,449,000876
Provision for loan and lease losses$1,067,000991
Total noninterest income$5,514,0001,001
Gross Fiduciary activities income$2,0001,487
Service charges on deposit accounts$3,391,000515
Trading account gains and fees$0138
Additional Noninterest Income$2,121,0001,266
Total noninterest expense$16,463,000994
Salaries and employee benefits$8,607,000997
Premises and equipment expense$2,938,000770
Additional noninterest expense$4,918,0001,017
Pre-tax net operating income$10,433,000841
Securities gains (losses)$7,0003,010
Applicable income taxes$2,692,000978
Income before extraordinary items$7,748,000846
Extraordinary gains, net$034
Net income$7,748,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,473,000579
Cash dividends$3,094,000945
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,742,820819
2004-09-30 (YTD Data)Rank
Total interest income$22,115,000941
Total interest expense$5,546,0001,077
Net interest income$16,569,000891
Provision for loan and lease losses$1,022,000762
Total noninterest income$4,113,0001,016
Gross Fiduciary activities income$2,0001,430
Service charges on deposit accounts$2,534,000523
Trading account gains and fees$0134
Additional Noninterest Income$1,577,0001,284
Total noninterest expense$12,133,0001,009
Salaries and employee benefits$6,629,000961
Premises and equipment expense$2,206,000771
Additional noninterest expense$3,298,0001,112
Pre-tax net operating income$7,527,000883
Securities gains (losses)$7,0002,893
Applicable income taxes$1,977,0001,021
Income before extraordinary items$5,557,000893
Extraordinary gains, net$026
Net income$5,557,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,278
Cash dividends$2,321,000856
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,551,820856
2004-06-30 (YTD Data)Rank
Total interest income$14,608,000940
Total interest expense$3,635,0001,075
Net interest income$10,973,000889
Provision for loan and lease losses$900,000563
Total noninterest income$2,760,000998
Gross Fiduciary activities income$1,0001,443
Service charges on deposit accounts$1,654,000531
Trading account gains and fees$0130
Additional Noninterest Income$1,105,0001,240
Total noninterest expense$7,999,0001,010
Salaries and employee benefits$4,354,000980
Premises and equipment expense$1,446,000783
Additional noninterest expense$2,199,0001,114
Pre-tax net operating income$4,834,000903
Securities gains (losses)$8,0002,538
Applicable income taxes$1,270,0001,064
Income before extraordinary items$3,572,000914
Extraordinary gains, net$021
Net income$3,572,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,109
Cash dividends$1,547,000866
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,566,080881
2004-03-31 (YTD Data)Rank
Total interest income$7,226,000956
Total interest expense$1,827,0001,088
Net interest income$5,399,000910
Provision for loan and lease losses$450,000561
Total noninterest income$1,261,0001,045
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$799,000537
Trading account gains and fees$0121
Additional Noninterest Income$461,0001,376
Total noninterest expense$3,912,0001,037
Salaries and employee benefits$2,102,0001,027
Premises and equipment expense$703,000817
Additional noninterest expense$1,107,0001,111
Pre-tax net operating income$2,298,000941
Securities gains (losses)$02,934
Applicable income taxes$575,0001,171
Income before extraordinary items$1,723,000945
Extraordinary gains, net$016
Net income$1,723,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,000951
Cash dividends$773,000832
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,723,000904
2003-12-31 (YTD Data)Rank
Total interest income$29,746,000944
Total interest expense$8,197,0001,094
Net interest income$21,549,000901
Provision for loan and lease losses$2,003,000647
Total noninterest income$4,791,0001,175
Gross Fiduciary activities income$2,0001,536
Service charges on deposit accounts$3,236,000536
Trading account gains and fees$0160
Additional Noninterest Income$1,553,0001,775
Total noninterest expense$14,797,0001,098
Salaries and employee benefits$7,926,0001,064
Premises and equipment expense$2,729,000823
Additional noninterest expense$4,142,0001,204
Pre-tax net operating income$9,540,000891
Securities gains (losses)$467,000788
Applicable income taxes$2,855,000962
Income before extraordinary items$7,152,000905
Extraordinary gains, net$054
Net income$7,152,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,098,000857
Cash dividends$2,917,0001,023
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,820,430888
2003-09-30 (YTD Data)Rank
Total interest income$22,269,000963
Total interest expense$6,284,0001,113
Net interest income$15,985,000925
Provision for loan and lease losses$1,467,000667
Total noninterest income$3,612,0001,182
Gross Fiduciary activities income$2,0001,482
Service charges on deposit accounts$2,416,000542
Trading account gains and fees$0153
Additional Noninterest Income$1,194,0001,817
Total noninterest expense$11,014,0001,109
Salaries and employee benefits$5,908,0001,082
Premises and equipment expense$2,060,000832
Additional noninterest expense$3,046,0001,243
Pre-tax net operating income$7,116,000928
Securities gains (losses)$471,000711
Applicable income taxes$2,240,000967
Income before extraordinary items$5,347,000946
Extraordinary gains, net$040
Net income$5,347,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$820,000796
Cash dividends$2,144,000954
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,017,300942
2003-06-30 (YTD Data)Rank
Total interest income$14,753,000980
Total interest expense$4,255,0001,125
Net interest income$10,498,000932
Provision for loan and lease losses$750,000809
Total noninterest income$2,221,0001,262
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$1,558,000558
Trading account gains and fees$0150
Additional Noninterest Income$661,0002,050
Total noninterest expense$7,252,0001,127
Salaries and employee benefits$3,891,0001,087
Premises and equipment expense$1,346,000843
Additional noninterest expense$2,015,0001,239
Pre-tax net operating income$4,717,000932
Securities gains (losses)$200,0001,039
Applicable income taxes$1,533,000974
Income before extraordinary items$3,384,000987
Extraordinary gains, net$030
Net income$3,384,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,000903
Cash dividends$1,429,000977
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,246,000955
2003-03-31 (YTD Data)Rank
Total interest income$7,332,000989
Total interest expense$2,177,0001,130
Net interest income$5,155,000944
Provision for loan and lease losses$375,000770
Total noninterest income$1,094,0001,258
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$771,000541
Trading account gains and fees$0134
Additional Noninterest Income$323,0002,008
Total noninterest expense$3,637,0001,102
Salaries and employee benefits$1,932,0001,092
Premises and equipment expense$687,000843
Additional noninterest expense$1,018,0001,201
Pre-tax net operating income$2,237,000988
Securities gains (losses)$02,891
Applicable income taxes$674,0001,099
Income before extraordinary items$1,563,0001,057
Extraordinary gains, net$021
Net income$1,563,0001,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,000962
Cash dividends$715,000899
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,563,000982
2002-12-31 (YTD Data)Rank
Total interest income$30,215,0001,014
Total interest expense$9,759,0001,152
Net interest income$20,456,000939
Provision for loan and lease losses$1,758,000831
Total noninterest income$4,192,0001,205
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$3,027,000539
Trading account gains and fees$0153
Additional Noninterest Income$1,162,0001,981
Total noninterest expense$13,631,0001,127
Salaries and employee benefits$7,103,0001,127
Premises and equipment expense$2,300,000953
Additional noninterest expense$4,228,0001,158
Pre-tax net operating income$9,259,000926
Securities gains (losses)$159,0001,328
Applicable income taxes$2,959,000934
Income before extraordinary items$6,459,000971
Extraordinary gains, net$070
Net income$6,459,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,758,000612
Cash dividends$2,661,0001,032
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,349,290943
2001-12-31 (YTD Data)Rank
Total interest income$29,060,0001,174
Total interest expense$13,415,0001,200
Net interest income$15,645,0001,137
Provision for loan and lease losses$1,123,0001,147
Total noninterest income$3,946,0001,191
Gross Fiduciary activities income$2,0001,637
Service charges on deposit accounts$2,811,000541
Trading account gains and fees$0177
Additional Noninterest Income$1,133,0001,876
Total noninterest expense$10,034,0001,466
Salaries and employee benefits$5,597,0001,329
Premises and equipment expense$1,620,0001,321
Additional noninterest expense$2,817,0001,642
Pre-tax net operating income$8,434,000900
Securities gains (losses)$04,612
Applicable income taxes$2,559,000959
Income before extraordinary items$5,875,000937
Extraordinary gains, net$0105
Net income$5,875,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,073,000893
Cash dividends$1,987,0001,353
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,875,000895
2000-12-31 (YTD Data)Rank
Total interest income$28,560,0001,239
Total interest expense$14,072,0001,237
Net interest income$14,488,0001,210
Provision for loan and lease losses$918,0001,145
Total noninterest income$3,193,0001,277
Gross Fiduciary activities income$3,0001,285
Service charges on deposit accounts$2,470,000537
Trading account gains and fees$0180
Additional Noninterest Income$720,0002,307
Total noninterest expense$8,539,0001,632
Salaries and employee benefits$4,902,0001,443
Premises and equipment expense$1,381,0001,509
Additional noninterest expense$2,256,0001,932
Pre-tax net operating income$8,224,000942
Securities gains (losses)$46,000727
Applicable income taxes$2,604,000932
Income before extraordinary items$5,666,000939
Extraordinary gains, net$038
Net income$5,666,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$693,000974
Cash dividends$1,494,0001,680
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,634,260943
1999-12-31 (YTD Data)Rank
Total interest income$25,401,0001,282
Total interest expense$10,982,0001,365
Net interest income$14,419,0001,224
Provision for loan and lease losses$849,0001,129
Total noninterest income$3,067,0001,323
Gross Fiduciary activities income$2,0001,341
Service charges on deposit accounts$2,372,000563
Trading account gains and fees$0173
Additional Noninterest Income$693,0002,396
Total noninterest expense$8,070,0001,704
Salaries and employee benefits$4,656,0001,484
Premises and equipment expense$1,365,0001,507
Additional noninterest expense$2,049,0002,125
Pre-tax net operating income$8,567,000938
Securities gains (losses)$03,155
Applicable income taxes$2,778,000941
Income before extraordinary items$5,789,000963
Extraordinary gains, net$035
Net income$5,789,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,000991
Cash dividends$1,102,0002,098
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,789,000953
1998-12-31 (YTD Data)Rank
Total interest income$23,889,0001,355
Total interest expense$10,865,0001,417
Net interest income$13,024,0001,307
Provision for loan and lease losses$846,0001,128
Total noninterest income$2,786,0001,423
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$2,178,000564
Trading account gains and fees$0224
Additional Noninterest Income$607,0002,631
Total noninterest expense$7,706,0001,696
Salaries and employee benefits$4,664,0001,401
Premises and equipment expense$1,226,0001,603
Additional noninterest expense$1,816,0002,297
Pre-tax net operating income$7,258,0001,044
Securities gains (losses)$-19,00010,284
Applicable income taxes$2,440,0001,042
Income before extraordinary items$4,799,0001,124
Extraordinary gains, net$032
Net income$4,799,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,029
Cash dividends$938,0002,336
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,811,5401,087
1997-12-31 (YTD Data)Rank
Total interest income$21,777,0001,511
Total interest expense$9,663,0001,600
Net interest income$12,114,0001,432
Provision for loan and lease losses$740,0001,273
Total noninterest income$2,604,0001,438
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$1,934,000658
Trading account gains and fees$0239
Additional Noninterest Income$667,0002,289
Total noninterest expense$6,740,0001,914
Salaries and employee benefits$3,949,0001,665
Premises and equipment expense$1,256,0001,547
Additional noninterest expense$1,535,0002,677
Pre-tax net operating income$7,238,0001,112
Securities gains (losses)$-117,00010,788
Applicable income taxes$2,494,0001,099
Income before extraordinary items$4,627,0001,188
Extraordinary gains, net$044
Net income$4,627,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0001,266
Cash dividends$644,0002,947
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,703,0501,148
1996-12-31 (YTD Data)Rank
Total interest income$20,502,0001,634
Total interest expense$8,684,0001,818
Net interest income$11,818,0001,504
Provision for loan and lease losses$791,0001,214
Total noninterest income$2,350,0001,615
Gross Fiduciary activities income$1,0001,500
Service charges on deposit accounts$1,788,000741
Trading account gains and fees$0262
Additional Noninterest Income$561,0002,702
Total noninterest expense$6,434,0002,140
Salaries and employee benefits$3,875,0001,708
Premises and equipment expense$966,0002,080
Additional noninterest expense$1,593,0002,980
Pre-tax net operating income$6,943,0001,081
Securities gains (losses)$-47,00011,013
Applicable income taxes$2,384,0001,046
Income before extraordinary items$4,512,0001,136
Extraordinary gains, net$053
Net income$4,512,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,251
Cash dividends$703,0002,726
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,542,5501,113
1995-12-31 (YTD Data)Rank
Total interest income$18,213,0001,860
Total interest expense$7,718,0002,025
Net interest income$10,495,0001,701
Provision for loan and lease losses$604,0001,339
Total noninterest income$2,085,0001,776
Gross Fiduciary activities income$1,0001,568
Service charges on deposit accounts$1,566,000842
Trading account gains and fees$0522
Additional Noninterest Income$518,0002,805
Total noninterest expense$6,180,0002,202
Salaries and employee benefits$3,443,0001,926
Premises and equipment expense$895,0002,238
Additional noninterest expense$1,842,0002,589
Pre-tax net operating income$5,796,0001,316
Securities gains (losses)$-36,00010,960
Applicable income taxes$2,028,0001,259
Income before extraordinary items$3,732,0001,387
Extraordinary gains, net$065
Net income$3,732,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,588
Cash dividends$645,0002,799
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,755,4001,362
1994-12-31 (YTD Data)Rank
Total interest income$14,156,0002,163
Total interest expense$4,920,0002,495
Net interest income$9,236,0001,967
Provision for loan and lease losses$593,0001,362
Total noninterest income$2,219,0001,701
Gross Fiduciary activities income$1,0001,574
Service charges on deposit accounts$1,501,000863
Trading account gains and fees$0475
Additional Noninterest Income$717,0002,294
Total noninterest expense$5,773,0002,437
Salaries and employee benefits$3,060,0002,168
Premises and equipment expense$831,0002,442
Additional noninterest expense$1,882,0002,716
Pre-tax net operating income$5,089,0001,450
Securities gains (losses)$-6,0009,509
Applicable income taxes$1,786,0001,325
Income before extraordinary items$3,297,0001,489
Extraordinary gains, net$0249
Net income$3,297,0001,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,0001,545
Cash dividends$633,0002,698
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,300,9001,509
1993-12-31 (YTD Data)Rank
Total interest income$12,828,0002,404
Total interest expense$4,554,0002,831
Net interest income$8,274,0002,176
Provision for loan and lease losses$591,0001,885
Total noninterest income$1,621,0002,293
Gross Fiduciary activities income$1,0001,605
Service charges on deposit accounts$1,321,000999
Trading account gains and fees$0532
Additional Noninterest Income$299,0004,476
Total noninterest expense$5,493,0002,612
Salaries and employee benefits$2,655,0002,500
Premises and equipment expense$765,0002,668
Additional noninterest expense$2,073,0002,644
Pre-tax net operating income$3,811,0001,810
Securities gains (losses)$-24,00012,957
Applicable income taxes$1,397,0001,665
Income before extraordinary items$2,390,0002,089
Extraordinary gains, net$03,149
Net income$2,390,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,934
Cash dividends$470,0003,266
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,405,3601,951
1992-12-31 (YTD Data)Rank
Total interest income$14,037,0002,504
Total interest expense$5,680,0002,933
Net interest income$8,357,0002,174
Provision for loan and lease losses$1,886,0001,211
Total noninterest income$1,478,0002,418
Gross Fiduciary activities income$2,0001,625
Service charges on deposit accounts$1,232,0001,057
Trading account gains and fees$0504
Additional Noninterest Income$244,0005,037
Total noninterest expense$5,109,0002,803
Salaries and employee benefits$2,385,0002,720
Premises and equipment expense$732,0002,816
Additional noninterest expense$1,992,0002,812
Pre-tax net operating income$2,840,0002,181
Securities gains (losses)$-38,00013,625
Applicable income taxes$829,0002,512
Income before extraordinary items$1,973,0002,318
Extraordinary gains, net$01,422
Net income$1,973,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,333,0001,296
Cash dividends$445,0003,090
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,999,6002,125

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.