Home > The Citizens Bank of Edmond > Income and Expense

The Citizens Bank of Edmond, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,535,0001,989
Total interest expense$4,374,0002,170
Net interest income$14,161,0001,899
Provision for loan and lease losses$499,0001,288
Total noninterest income$1,777,0002,143
Gross Fiduciary activities income$0981
Service charges on deposit accounts$169,0002,867
Trading account gains and feesNANA
Additional Noninterest Income$1,608,0001,805
Total noninterest expense$12,104,0001,804
Salaries and employee benefits$5,628,0002,038
Premises and equipment expense$2,226,0001,114
Additional noninterest expense$1,608,0001,805
Pre-tax net operating income$3,335,0002,384
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,335,0002,200
Extraordinary gains, net$054
Net income$3,335,0002,224
Minority interest net income$088
Net income of bank and minority interests.$3,335,0002,203
Net charge-offs$132,0001,350
Cash dividends$2,144,0001,465
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,335,0002,229
2023-09-30 (YTD Data)Rank
Total interest income$13,690,0001,984
Total interest expense$3,026,0002,163
Net interest income$10,664,0001,905
Provision for loan and lease losses$112,0002,065
Total noninterest income$1,378,0002,105
Gross Fiduciary activities income$0950
Service charges on deposit accounts$128,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$1,250,0001,780
Total noninterest expense$9,381,0001,755
Salaries and employee benefits$4,504,0001,959
Premises and equipment expense$1,726,0001,076
Additional noninterest expense$1,250,0001,780
Pre-tax net operating income$2,549,0002,426
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,549,0002,240
Extraordinary gains, net$052
Net income$2,549,0002,262
Minority interest net income$081
Net income of bank and minority interests.$2,549,0002,242
Net charge-offs$126,0001,082
Cash dividends$2,203,0001,102
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,549,0002,261
2023-06-30 (YTD Data)Rank
Total interest income$9,027,0001,966
Total interest expense$1,836,0002,124
Net interest income$7,191,0001,898
Provision for loan and lease losses$112,0001,758
Total noninterest income$946,0002,019
Gross Fiduciary activities income$0931
Service charges on deposit accounts$87,0002,833
Trading account gains and feesNANA
Additional Noninterest Income$859,0001,677
Total noninterest expense$6,223,0001,754
Salaries and employee benefits$3,046,0001,936
Premises and equipment expense$1,151,0001,069
Additional noninterest expense$859,0001,675
Pre-tax net operating income$1,802,0002,371
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,802,0002,187
Extraordinary gains, net$051
Net income$1,802,0002,213
Minority interest net income$081
Net income of bank and minority interests.$1,802,0002,187
Net charge-offs$104,000900
Cash dividends$1,486,0001,106
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,802,0002,196
2023-03-31 (YTD Data)Rank
Total interest income$4,367,0001,987
Total interest expense$609,0002,411
Net interest income$3,758,0001,833
Provision for loan and lease losses$112,0001,224
Total noninterest income$521,0001,903
Gross Fiduciary activities income$0913
Service charges on deposit accounts$47,0002,788
Trading account gains and feesNANA
Additional Noninterest Income$474,0001,567
Total noninterest expense$3,253,0001,715
Salaries and employee benefits$1,636,0001,876
Premises and equipment expense$587,0001,074
Additional noninterest expense$474,0001,567
Pre-tax net operating income$914,0002,412
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$914,0002,216
Extraordinary gains, net$04
Net income$914,0002,216
Minority interest net income$048
Net income of bank and minority interests.$914,0002,216
Net charge-offs$106,000585
Cash dividends$694,0001,048
Sale, conversion, retirement of capital stock, net$0430
Net operating income$914,0002,238
2022-12-31 (YTD Data)Rank
Total interest income$15,031,0001,958
Total interest expense$663,0002,913
Net interest income$14,368,0001,842
Provision for loan and lease losses$395,0001,363
Total noninterest income$2,669,0001,747
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$321,0002,178
Trading account gains and feesNANA
Additional Noninterest Income$2,348,0001,480
Total noninterest expense$12,891,0001,678
Salaries and employee benefits$6,992,0001,755
Premises and equipment expense$2,377,0001,049
Additional noninterest expense$2,348,0001,480
Pre-tax net operating income$3,751,0002,384
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,751,0002,187
Extraordinary gains, net$05
Net income$3,751,0002,186
Minority interest net income$063
Net income of bank and minority interests.$3,751,0002,186
Net charge-offs$265,000817
Cash dividends$2,978,0001,167
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,751,0002,210
2022-09-30 (YTD Data)Rank
Total interest income$10,837,0001,956
Total interest expense$387,0002,979
Net interest income$10,450,0001,858
Provision for loan and lease losses$250,0001,333
Total noninterest income$2,247,0001,658
Gross Fiduciary activities income$0968
Service charges on deposit accounts$259,0002,123
Trading account gains and feesNANA
Additional Noninterest Income$1,988,0001,375
Total noninterest expense$9,570,0001,684
Salaries and employee benefits$5,304,0001,724
Premises and equipment expense$1,695,0001,085
Additional noninterest expense$1,988,0001,375
Pre-tax net operating income$2,877,0002,334
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,877,0002,133
Extraordinary gains, net$04
Net income$2,877,0002,133
Minority interest net income$057
Net income of bank and minority interests.$2,877,0002,132
Net charge-offs$139,000811
Cash dividends$1,784,0001,220
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,877,0002,160
2022-06-30 (YTD Data)Rank
Total interest income$7,075,0001,923
Total interest expense$271,0002,796
Net interest income$6,804,0001,853
Provision for loan and lease losses$02,599
Total noninterest income$983,0002,083
Gross Fiduciary activities income$0925
Service charges on deposit accounts$134,0002,388
Trading account gains and feesNANA
Additional Noninterest Income$849,0001,844
Total noninterest expense$6,113,0001,732
Salaries and employee benefits$3,362,0001,791
Premises and equipment expense$1,110,0001,090
Additional noninterest expense$1,641,0001,864
Pre-tax net operating income$1,674,0002,435
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,674,0002,207
Extraordinary gains, net$04
Net income$1,674,0002,207
Minority interest net income$060
Net income of bank and minority interests.$1,674,0002,207
Net charge-offs$119,000675
Cash dividends$1,163,0001,233
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,674,0002,243
2022-03-31 (YTD Data)Rank
Total interest income$3,446,0001,909
Total interest expense$145,0002,670
Net interest income$3,301,0001,860
Provision for loan and lease losses$02,285
Total noninterest income$528,0002,009
Gross Fiduciary activities income$0892
Service charges on deposit accounts$58,0002,560
Trading account gains and feesNANA
Additional Noninterest Income$470,0001,733
Total noninterest expense$3,035,0001,738
Salaries and employee benefits$1,672,0001,785
Premises and equipment expense$547,0001,106
Additional noninterest expense$816,0001,848
Pre-tax net operating income$794,0002,393
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$794,0002,207
Extraordinary gains, net$04
Net income$794,0002,207
Minority interest net income$050
Net income of bank and minority interests.$794,0002,207
Net charge-offs$100,000496
Cash dividends$573,0001,088
Sale, conversion, retirement of capital stock, net$0453
Net operating income$794,0002,224
2021-12-31 (YTD Data)Rank
Total interest income$15,268,0001,846
Total interest expense$907,0002,356
Net interest income$14,361,0001,778
Provision for loan and lease losses$582,000929
Total noninterest income$2,146,0002,142
Gross Fiduciary activities income$0994
Service charges on deposit accounts$214,0002,610
Trading account gains and feesNANA
Additional Noninterest Income$1,932,0001,943
Total noninterest expense$12,402,0001,703
Salaries and employee benefits$6,370,0001,842
Premises and equipment expense$2,249,0001,092
Additional noninterest expense$3,783,0001,651
Pre-tax net operating income$3,523,0002,496
Securities gains (losses)$82,000943
Applicable income taxes$03,710
Income before extraordinary items$3,605,0002,306
Extraordinary gains, net$010
Net income$3,605,0002,307
Minority interest net income$074
Net income of bank and minority interests.$3,605,0002,307
Net charge-offs$492,000645
Cash dividends$2,336,0001,391
Sale, conversion, retirement of capital stock, net$122,000446
Net operating income$3,523,0002,315
2021-09-30 (YTD Data)Rank
Total interest income$11,506,0001,864
Total interest expense$702,0002,406
Net interest income$10,804,0001,792
Provision for loan and lease losses$562,000740
Total noninterest income$1,695,0002,138
Gross Fiduciary activities income$0957
Service charges on deposit accounts$153,0002,668
Trading account gains and feesNANA
Additional Noninterest Income$1,542,0001,927
Total noninterest expense$9,277,0001,709
Salaries and employee benefits$4,790,0001,848
Premises and equipment expense$1,644,0001,131
Additional noninterest expense$2,843,0001,650
Pre-tax net operating income$2,660,0002,594
Securities gains (losses)$82,000876
Applicable income taxes$03,719
Income before extraordinary items$2,742,0002,378
Extraordinary gains, net$08
Net income$2,742,0002,377
Minority interest net income$069
Net income of bank and minority interests.$2,742,0002,378
Net charge-offs$486,000507
Cash dividends$1,785,0001,258
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,660,0002,392
2021-06-30 (YTD Data)Rank
Total interest income$7,641,0001,865
Total interest expense$481,0002,432
Net interest income$7,160,0001,796
Provision for loan and lease losses$540,000568
Total noninterest income$1,252,0001,993
Gross Fiduciary activities income$0951
Service charges on deposit accounts$94,0002,729
Trading account gains and feesNANA
Additional Noninterest Income$1,158,0001,771
Total noninterest expense$6,185,0001,697
Salaries and employee benefits$3,186,0001,847
Premises and equipment expense$1,164,0001,060
Additional noninterest expense$1,835,0001,675
Pre-tax net operating income$1,687,0002,634
Securities gains (losses)$82,000730
Applicable income taxes$03,702
Income before extraordinary items$1,769,0002,389
Extraordinary gains, net$06
Net income$1,769,0002,389
Minority interest net income$067
Net income of bank and minority interests.$1,769,0002,389
Net charge-offs$488,000410
Cash dividends$1,233,0001,206
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,687,0002,425
2021-03-31 (YTD Data)Rank
Total interest income$3,472,0001,992
Total interest expense$248,0002,457
Net interest income$3,224,0001,924
Provision for loan and lease losses$70,0001,542
Total noninterest income$601,0002,028
Gross Fiduciary activities income$0922
Service charges on deposit accounts$45,0002,783
Trading account gains and feesNANA
Additional Noninterest Income$556,0001,808
Total noninterest expense$2,959,0001,740
Salaries and employee benefits$1,471,0001,942
Premises and equipment expense$590,0001,060
Additional noninterest expense$898,0001,672
Pre-tax net operating income$796,0002,674
Securities gains (losses)$83,000523
Applicable income taxes$03,613
Income before extraordinary items$879,0002,389
Extraordinary gains, net$03
Net income$879,0002,387
Minority interest net income$055
Net income of bank and minority interests.$879,0002,389
Net charge-offs$21,0001,125
Cash dividends$680,000992
Sale, conversion, retirement of capital stock, net$0482
Net operating income$796,0002,487
2020-12-31 (YTD Data)Rank
Total interest income$13,949,0001,992
Total interest expense$1,445,0002,440
Net interest income$12,504,0001,888
Provision for loan and lease losses$353,0002,548
Total noninterest income$2,163,0002,036
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$206,0002,741
Trading account gains and feesNANA
Additional Noninterest Income$1,957,0001,808
Total noninterest expense$10,849,0001,838
Salaries and employee benefits$5,701,0001,968
Premises and equipment expense$1,631,0001,427
Additional noninterest expense$3,517,0001,694
Pre-tax net operating income$3,465,0002,248
Securities gains (losses)$10,0002,309
Applicable income taxes$03,697
Income before extraordinary items$3,475,0002,107
Extraordinary gains, net$04
Net income$3,475,0002,107
Minority interest net income$072
Net income of bank and minority interests.$3,475,0002,107
Net charge-offs$332,0001,223
Cash dividends$2,782,0001,198
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,465,0002,055
2020-09-30 (YTD Data)Rank
Total interest income$10,418,0002,005
Total interest expense$1,171,0002,421
Net interest income$9,247,0001,901
Provision for loan and lease losses$187,0002,834
Total noninterest income$1,572,0002,037
Gross Fiduciary activities income$0981
Service charges on deposit accounts$150,0002,785
Trading account gains and feesNANA
Additional Noninterest Income$1,422,0001,796
Total noninterest expense$8,610,0001,739
Salaries and employee benefits$4,608,0001,839
Premises and equipment expense$1,368,0001,286
Additional noninterest expense$2,634,0001,673
Pre-tax net operating income$2,022,0002,573
Securities gains (losses)$10,0002,124
Applicable income taxes$03,696
Income before extraordinary items$2,032,0002,432
Extraordinary gains, net$04
Net income$2,032,0002,432
Minority interest net income$065
Net income of bank and minority interests.$2,032,0002,432
Net charge-offs$253,0001,112
Cash dividends$1,335,0001,443
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,022,0002,384
2020-06-30 (YTD Data)Rank
Total interest income$6,712,0002,084
Total interest expense$866,0002,374
Net interest income$5,846,0002,008
Provision for loan and lease losses$132,0002,752
Total noninterest income$914,0002,125
Gross Fiduciary activities income$0970
Service charges on deposit accounts$102,0002,801
Trading account gains and feesNANA
Additional Noninterest Income$812,0001,885
Total noninterest expense$5,488,0001,799
Salaries and employee benefits$2,889,0001,930
Premises and equipment expense$861,0001,348
Additional noninterest expense$1,738,0001,690
Pre-tax net operating income$1,140,0002,758
Securities gains (losses)$10,0001,872
Applicable income taxes$03,655
Income before extraordinary items$1,150,0002,610
Extraordinary gains, net$04
Net income$1,150,0002,609
Minority interest net income$065
Net income of bank and minority interests.$1,150,0002,610
Net charge-offs$199,0001,013
Cash dividends$779,0001,557
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,140,0002,583
2020-03-31 (YTD Data)Rank
Total interest income$3,321,0002,092
Total interest expense$545,0002,167
Net interest income$2,776,0002,047
Provision for loan and lease losses$03,711
Total noninterest income$364,0002,290
Gross Fiduciary activities income$0941
Service charges on deposit accounts$64,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$300,0001,997
Total noninterest expense$2,617,0001,883
Salaries and employee benefits$1,389,0001,994
Premises and equipment expense$415,0001,398
Additional noninterest expense$813,0001,802
Pre-tax net operating income$523,0002,728
Securities gains (losses)$10,0001,316
Applicable income taxes$03,513
Income before extraordinary items$533,0002,560
Extraordinary gains, net$04
Net income$533,0002,560
Minority interest net income$056
Net income of bank and minority interests.$533,0002,561
Net charge-offs$211,000610
Cash dividends$86,0002,365
Sale, conversion, retirement of capital stock, net$0482
Net operating income$523,0002,556
2019-12-31 (YTD Data)Rank
Total interest income$13,189,0002,127
Total interest expense$1,859,0002,462
Net interest income$11,330,0002,019
Provision for loan and lease losses$49,0003,415
Total noninterest income$1,569,0002,242
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$349,0002,392
Trading account gains and feesNANA
Additional Noninterest Income$1,220,0002,025
Total noninterest expense$9,797,0001,956
Salaries and employee benefits$5,020,0002,098
Premises and equipment expense$1,581,0001,438
Additional noninterest expense$3,196,0001,809
Pre-tax net operating income$3,053,0002,427
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,053,0002,257
Extraordinary gains, net$011
Net income$3,053,0002,259
Minority interest net income$076
Net income of bank and minority interests.$3,053,0002,259
Net charge-offs$327,0001,299
Cash dividends$1,983,0001,597
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,053,0002,218
2019-09-30 (YTD Data)Rank
Total interest income$9,864,0002,154
Total interest expense$1,332,0002,545
Net interest income$8,532,0002,037
Provision for loan and lease losses$49,0003,116
Total noninterest income$1,126,0002,289
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$286,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$840,0002,117
Total noninterest expense$7,143,0001,995
Salaries and employee benefits$3,761,0002,111
Premises and equipment expense$1,132,0001,508
Additional noninterest expense$2,250,0001,912
Pre-tax net operating income$2,466,0002,388
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,466,0002,219
Extraordinary gains, net$011
Net income$2,466,0002,219
Minority interest net income$072
Net income of bank and minority interests.$2,466,0002,220
Net charge-offs$28,0002,550
Cash dividends$1,459,0001,475
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,466,0002,184
2019-06-30 (YTD Data)Rank
Total interest income$6,452,0002,186
Total interest expense$824,0002,633
Net interest income$5,628,0002,057
Provision for loan and lease losses$30,0003,043
Total noninterest income$738,0002,287
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$205,0002,189
Trading account gains and feesNANA
Additional Noninterest Income$533,0002,138
Total noninterest expense$4,779,0002,010
Salaries and employee benefits$2,524,0002,106
Premises and equipment expense$761,0001,504
Additional noninterest expense$1,494,0001,944
Pre-tax net operating income$1,557,0002,438
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,557,0002,282
Extraordinary gains, net$011
Net income$1,557,0002,282
Minority interest net income$069
Net income of bank and minority interests.$1,557,0002,282
Net charge-offs$25,0002,249
Cash dividends$977,0001,474
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,557,0002,247
2019-03-31 (YTD Data)Rank
Total interest income$3,205,0002,196
Total interest expense$379,0002,713
Net interest income$2,826,0002,052
Provision for loan and lease losses$03,406
Total noninterest income$355,0002,319
Gross Fiduciary activities income$0972
Service charges on deposit accounts$107,0002,109
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,158
Total noninterest expense$2,416,0001,993
Salaries and employee benefits$1,275,0002,106
Premises and equipment expense$364,0001,582
Additional noninterest expense$777,0001,865
Pre-tax net operating income$765,0002,437
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$765,0002,246
Extraordinary gains, net$05
Net income$765,0002,245
Minority interest net income$052
Net income of bank and minority interests.$765,0002,245
Net charge-offs$23,0001,634
Cash dividends$488,0001,377
Sale, conversion, retirement of capital stock, net$0529
Net operating income$765,0002,222
2018-12-31 (YTD Data)Rank
Total interest income$10,970,0002,369
Total interest expense$950,0003,008
Net interest income$10,020,0002,243
Provision for loan and lease losses$04,082
Total noninterest income$1,734,0002,151
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$498,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$1,236,0002,010
Total noninterest expense$9,232,0002,024
Salaries and employee benefits$4,512,0002,264
Premises and equipment expense$1,493,0001,504
Additional noninterest expense$3,227,0001,797
Pre-tax net operating income$2,522,0002,768
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,522,0002,580
Extraordinary gains, net$06
Net income$2,522,0002,579
Minority interest net income$072
Net income of bank and minority interests.$2,522,0002,579
Net charge-offs$-26,0004,738
Cash dividends$1,879,0001,515
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,522,0002,570
2018-09-30 (YTD Data)Rank
Total interest income$7,912,0002,428
Total interest expense$646,0003,094
Net interest income$7,266,0002,316
Provision for loan and lease losses$03,948
Total noninterest income$1,305,0002,167
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$376,0001,986
Trading account gains and feesNANA
Additional Noninterest Income$929,0002,023
Total noninterest expense$6,757,0002,057
Salaries and employee benefits$3,345,0002,276
Premises and equipment expense$1,107,0001,539
Additional noninterest expense$2,305,0001,877
Pre-tax net operating income$1,814,0002,892
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,814,0002,680
Extraordinary gains, net$05
Net income$1,814,0002,679
Minority interest net income$066
Net income of bank and minority interests.$1,814,0002,679
Net charge-offs$-25,0004,731
Cash dividends$1,286,0001,454
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,814,0002,669
2018-06-30 (YTD Data)Rank
Total interest income$5,184,0002,441
Total interest expense$418,0003,058
Net interest income$4,766,0002,341
Provision for loan and lease losses$03,782
Total noninterest income$859,0002,185
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$256,0001,949
Trading account gains and feesNANA
Additional Noninterest Income$603,0002,055
Total noninterest expense$4,436,0002,094
Salaries and employee benefits$2,215,0002,302
Premises and equipment expense$726,0001,567
Additional noninterest expense$1,495,0001,927
Pre-tax net operating income$1,189,0002,885
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,189,0002,680
Extraordinary gains, net$06
Net income$1,189,0002,679
Minority interest net income$065
Net income of bank and minority interests.$1,189,0002,679
Net charge-offs$-45,0004,988
Cash dividends$866,0001,444
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,189,0002,672
2018-03-31 (YTD Data)Rank
Total interest income$2,561,0002,458
Total interest expense$207,0003,030
Net interest income$2,354,0002,361
Provision for loan and lease losses$03,508
Total noninterest income$382,0002,319
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$134,0001,905
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,236
Total noninterest expense$2,170,0002,145
Salaries and employee benefits$1,104,0002,334
Premises and equipment expense$349,0001,649
Additional noninterest expense$717,0001,992
Pre-tax net operating income$566,0002,918
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$566,0002,707
Extraordinary gains, net$07
Net income$566,0002,707
Minority interest net income$052
Net income of bank and minority interests.$566,0002,707
Net charge-offs$-49,0005,227
Cash dividends$77,0002,441
Sale, conversion, retirement of capital stock, net$0580
Net operating income$566,0002,700
2017-12-31 (YTD Data)Rank
Total interest income$10,142,0002,421
Total interest expense$519,0003,614
Net interest income$9,623,0002,285
Provision for loan and lease losses$04,227
Total noninterest income$1,766,0002,190
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$482,0002,087
Trading account gains and feesNANA
Additional Noninterest Income$1,284,0001,987
Total noninterest expense$9,114,0002,056
Salaries and employee benefits$4,762,0002,158
Premises and equipment expense$1,440,0001,572
Additional noninterest expense$2,912,0001,987
Pre-tax net operating income$2,275,0002,904
Securities gains (losses)$3,0001,912
Applicable income taxes$04,135
Income before extraordinary items$2,278,0002,473
Extraordinary gains, net$09
Net income$2,278,0002,473
Minority interest net income$076
Net income of bank and minority interests.$2,278,0002,473
Net charge-offs$33,0003,182
Cash dividends$2,196,0001,323
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,275,0002,458
2017-09-30 (YTD Data)Rank
Total interest income$7,469,0002,464
Total interest expense$299,0004,012
Net interest income$7,170,0002,310
Provision for loan and lease losses$04,088
Total noninterest income$1,292,0002,247
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$346,0002,168
Trading account gains and feesNANA
Additional Noninterest Income$946,0002,037
Total noninterest expense$6,777,0002,075
Salaries and employee benefits$3,578,0002,159
Premises and equipment expense$1,053,0001,609
Additional noninterest expense$2,146,0002,007
Pre-tax net operating income$1,685,0002,968
Securities gains (losses)$3,0001,944
Applicable income taxes$04,172
Income before extraordinary items$1,688,0002,674
Extraordinary gains, net$09
Net income$1,688,0002,674
Minority interest net income$071
Net income of bank and minority interests.$1,688,0002,674
Net charge-offs$-1,0004,281
Cash dividends$1,120,0001,584
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,685,0002,663
2017-06-30 (YTD Data)Rank
Total interest income$4,875,0002,486
Total interest expense$138,0004,531
Net interest income$4,737,0002,311
Provision for loan and lease losses$03,871
Total noninterest income$749,0002,429
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$192,0002,453
Trading account gains and fees$0139
Additional Noninterest Income$557,0002,197
Total noninterest expense$4,493,0002,089
Salaries and employee benefits$2,385,0002,179
Premises and equipment expense$709,0001,601
Additional noninterest expense$1,399,0002,041
Pre-tax net operating income$993,0003,135
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$996,0002,826
Extraordinary gains, net$011
Net income$996,0002,826
Minority interest net income$071
Net income of bank and minority interests.$996,0002,826
Net charge-offs$6,0003,079
Cash dividends$683,0001,669
Sale, conversion, retirement of capital stock, net$0659
Net operating income$993,0002,812
2017-03-31 (YTD Data)Rank
Total interest income$2,383,0002,523
Total interest expense$58,0004,768
Net interest income$2,325,0002,348
Provision for loan and lease losses$03,537
Total noninterest income$354,0002,499
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$99,0002,395
Trading account gains and fees$0142
Additional Noninterest Income$255,0002,291
Total noninterest expense$2,255,0002,106
Salaries and employee benefits$1,230,0002,160
Premises and equipment expense$357,0001,611
Additional noninterest expense$668,0002,114
Pre-tax net operating income$424,0003,343
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$424,0003,032
Extraordinary gains, net$08
Net income$424,0003,032
Minority interest net income$055
Net income of bank and minority interests.$424,0003,032
Net charge-offs$-13,0005,099
Cash dividends$248,0001,822
Sale, conversion, retirement of capital stock, net$0632
Net operating income$424,0003,011
2016-12-31 (YTD Data)Rank
Total interest income$9,331,0002,547
Total interest expense$141,0005,281
Net interest income$9,190,0002,342
Provision for loan and lease losses$-400,0005,707
Total noninterest income$1,493,0002,503
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$406,0002,447
Trading account gains and fees$0170
Additional Noninterest Income$1,087,0002,299
Total noninterest expense$8,884,0002,114
Salaries and employee benefits$4,707,0002,190
Premises and equipment expense$1,218,0001,837
Additional noninterest expense$2,959,0002,004
Pre-tax net operating income$2,199,0002,899
Securities gains (losses)$83,0001,483
Applicable income taxes$04,278
Income before extraordinary items$2,282,0002,561
Extraordinary gains, net$05
Net income$2,282,0002,559
Minority interest net income$082
Net income of bank and minority interests.$2,282,0002,560
Net charge-offs$-15,0005,062
Cash dividends$2,104,0001,337
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,199,0002,567
2016-09-30 (YTD Data)Rank
Total interest income$6,919,0002,587
Total interest expense$100,0005,380
Net interest income$6,819,0002,366
Provision for loan and lease losses$-150,0005,753
Total noninterest income$1,125,0002,490
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$301,0002,463
Trading account gains and fees$0169
Additional Noninterest Income$824,0002,283
Total noninterest expense$6,499,0002,150
Salaries and employee benefits$3,461,0002,220
Premises and equipment expense$842,0001,968
Additional noninterest expense$2,196,0002,016
Pre-tax net operating income$1,595,0003,008
Securities gains (losses)$82,0001,406
Applicable income taxes$04,325
Income before extraordinary items$1,677,0002,622
Extraordinary gains, net$05
Net income$1,677,0002,623
Minority interest net income$071
Net income of bank and minority interests.$1,677,0002,623
Net charge-offs$121,0001,896
Cash dividends$2,044,0001,006
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,595,0002,663
2016-06-30 (YTD Data)Rank
Total interest income$4,607,0002,597
Total interest expense$67,0005,432
Net interest income$4,540,0002,384
Provision for loan and lease losses$-150,0005,874
Total noninterest income$752,0002,467
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$191,0002,510
Trading account gains and fees$0157
Additional Noninterest Income$561,0002,234
Total noninterest expense$4,176,0002,225
Salaries and employee benefits$2,248,0002,273
Premises and equipment expense$551,0001,992
Additional noninterest expense$1,377,0002,140
Pre-tax net operating income$1,266,0002,675
Securities gains (losses)$56,0001,346
Applicable income taxes$04,338
Income before extraordinary items$1,322,0002,332
Extraordinary gains, net$016
Net income$1,322,0002,331
Minority interest net income$071
Net income of bank and minority interests.$1,322,0002,331
Net charge-offs$-36,0005,406
Cash dividends$1,626,000902
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,266,0002,345
2016-03-31 (YTD Data)Rank
Total interest income$2,306,0002,577
Total interest expense$34,0005,465
Net interest income$2,272,0002,375
Provision for loan and lease losses$-150,0005,999
Total noninterest income$363,0002,471
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$98,0002,462
Trading account gains and fees$0142
Additional Noninterest Income$265,0002,256
Total noninterest expense$2,086,0002,240
Salaries and employee benefits$1,088,0002,347
Premises and equipment expense$281,0001,967
Additional noninterest expense$717,0002,039
Pre-tax net operating income$699,0002,486
Securities gains (losses)$18,0001,277
Applicable income taxes$04,259
Income before extraordinary items$717,0002,168
Extraordinary gains, net$012
Net income$717,0002,168
Minority interest net income$062
Net income of bank and minority interests.$717,0002,168
Net charge-offs$-15,0005,360
Cash dividends$1,031,000710
Sale, conversion, retirement of capital stock, net$0659
Net operating income$699,0002,146
2015-12-31 (YTD Data)Rank
Total interest income$9,613,0002,442
Total interest expense$156,0005,419
Net interest income$9,457,0002,262
Provision for loan and lease losses$-150,0005,781
Total noninterest income$1,745,0002,295
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$385,0002,580
Trading account gains and fees$0159
Additional Noninterest Income$1,360,0001,978
Total noninterest expense$8,156,0002,258
Salaries and employee benefits$4,104,0002,444
Premises and equipment expense$1,126,0001,985
Additional noninterest expense$2,926,0002,049
Pre-tax net operating income$3,196,0002,222
Securities gains (losses)$9,0002,638
Applicable income taxes$04,402
Income before extraordinary items$3,205,0001,940
Extraordinary gains, net$023
Net income$3,205,0001,941
Minority interest net income$081
Net income of bank and minority interests.$3,205,0001,942
Net charge-offs$29,0003,581
Cash dividends$1,832,0001,439
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,196,0001,905
2015-09-30 (YTD Data)Rank
Total interest income$7,267,0002,454
Total interest expense$121,0005,474
Net interest income$7,146,0002,262
Provision for loan and lease losses$04,232
Total noninterest income$1,375,0002,231
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$284,0002,627
Trading account gains and fees$0153
Additional Noninterest Income$1,091,0001,912
Total noninterest expense$6,144,0002,245
Salaries and employee benefits$3,083,0002,436
Premises and equipment expense$842,0002,013
Additional noninterest expense$2,219,0002,017
Pre-tax net operating income$2,377,0002,265
Securities gains (losses)$9,0002,412
Applicable income taxes$04,489
Income before extraordinary items$2,386,0001,961
Extraordinary gains, net$021
Net income$2,386,0001,963
Minority interest net income$078
Net income of bank and minority interests.$2,386,0001,963
Net charge-offs$13,0003,547
Cash dividends$1,448,0001,259
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,377,0001,936
2015-06-30 (YTD Data)Rank
Total interest income$4,927,0002,418
Total interest expense$84,0005,482
Net interest income$4,843,0002,211
Provision for loan and lease losses$04,069
Total noninterest income$970,0002,178
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$183,0002,668
Trading account gains and fees$0157
Additional Noninterest Income$787,0001,831
Total noninterest expense$4,154,0002,238
Salaries and employee benefits$2,119,0002,387
Premises and equipment expense$561,0002,024
Additional noninterest expense$1,474,0002,030
Pre-tax net operating income$1,659,0002,181
Securities gains (losses)$9,0002,056
Applicable income taxes$04,497
Income before extraordinary items$1,668,0001,880
Extraordinary gains, net$022
Net income$1,668,0001,883
Minority interest net income$075
Net income of bank and minority interests.$1,668,0001,883
Net charge-offs$-44,0005,720
Cash dividends$912,0001,334
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,659,0001,844
2015-03-31 (YTD Data)Rank
Total interest income$2,396,0002,476
Total interest expense$43,0005,514
Net interest income$2,353,0002,265
Provision for loan and lease losses$03,703
Total noninterest income$586,0001,910
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$91,0002,654
Trading account gains and fees$0152
Additional Noninterest Income$495,0001,517
Total noninterest expense$2,184,0002,163
Salaries and employee benefits$1,169,0002,209
Premises and equipment expense$282,0002,043
Additional noninterest expense$733,0002,022
Pre-tax net operating income$755,0002,291
Securities gains (losses)$9,0001,518
Applicable income taxes$04,400
Income before extraordinary items$764,0001,990
Extraordinary gains, net$013
Net income$764,0001,992
Minority interest net income$064
Net income of bank and minority interests.$764,0001,992
Net charge-offs$-8,0005,326
Cash dividends$544,0001,052
Sale, conversion, retirement of capital stock, net$0697
Net operating income$755,0001,945
2014-12-31 (YTD Data)Rank
Total interest income$10,005,0002,400
Total interest expense$243,0005,266
Net interest income$9,762,0002,180
Provision for loan and lease losses$04,603
Total noninterest income$1,539,0002,470
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$437,0002,521
Trading account gains and fees$0180
Additional Noninterest Income$1,102,0002,193
Total noninterest expense$8,166,0002,289
Salaries and employee benefits$4,264,0002,356
Premises and equipment expense$1,003,0002,231
Additional noninterest expense$2,899,0002,095
Pre-tax net operating income$3,135,0002,201
Securities gains (losses)$51,0001,723
Applicable income taxes$04,531
Income before extraordinary items$3,186,0001,910
Extraordinary gains, net$017
Net income$3,186,0001,909
Minority interest net income$084
Net income of bank and minority interests.$3,186,0001,908
Net charge-offs$-134,0006,184
Cash dividends$2,410,0001,108
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,135,0001,905
2014-09-30 (YTD Data)Rank
Total interest income$7,527,0002,402
Total interest expense$190,0005,282
Net interest income$7,337,0002,190
Provision for loan and lease losses$04,401
Total noninterest income$1,173,0002,477
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$337,0002,483
Trading account gains and fees$0174
Additional Noninterest Income$836,0002,191
Total noninterest expense$6,151,0002,288
Salaries and employee benefits$3,240,0002,335
Premises and equipment expense$718,0002,350
Additional noninterest expense$2,193,0002,075
Pre-tax net operating income$2,359,0002,233
Securities gains (losses)$51,0001,437
Applicable income taxes$04,583
Income before extraordinary items$2,410,0001,904
Extraordinary gains, net$015
Net income$2,410,0001,904
Minority interest net income$081
Net income of bank and minority interests.$2,410,0001,903
Net charge-offs$-90,0006,180
Cash dividends$1,616,0001,099
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,359,0001,891
2014-06-30 (YTD Data)Rank
Total interest income$5,013,0002,401
Total interest expense$135,0005,247
Net interest income$4,878,0002,168
Provision for loan and lease losses$04,196
Total noninterest income$773,0002,457
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$233,0002,395
Trading account gains and fees$0172
Additional Noninterest Income$540,0002,207
Total noninterest expense$4,045,0002,316
Salaries and employee benefits$2,150,0002,347
Premises and equipment expense$447,0002,491
Additional noninterest expense$1,448,0002,087
Pre-tax net operating income$1,606,0002,160
Securities gains (losses)$51,0001,152
Applicable income taxes$04,568
Income before extraordinary items$1,657,0001,814
Extraordinary gains, net$020
Net income$1,657,0001,818
Minority interest net income$080
Net income of bank and minority interests.$1,657,0001,817
Net charge-offs$-70,0006,240
Cash dividends$1,573,000797
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,606,0001,818
2014-03-31 (YTD Data)Rank
Total interest income$2,495,0002,410
Total interest expense$70,0005,251
Net interest income$2,425,0002,179
Provision for loan and lease losses$03,817
Total noninterest income$382,0002,442
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$117,0002,365
Trading account gains and fees$0147
Additional Noninterest Income$265,0002,182
Total noninterest expense$2,045,0002,290
Salaries and employee benefits$1,130,0002,259
Premises and equipment expense$216,0002,603
Additional noninterest expense$699,0002,150
Pre-tax net operating income$762,0002,181
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$762,0001,888
Extraordinary gains, net$016
Net income$762,0001,891
Minority interest net income$066
Net income of bank and minority interests.$762,0001,891
Net charge-offs$-43,0006,269
Cash dividends$1,568,000403
Sale, conversion, retirement of capital stock, net$0747
Net operating income$762,0001,849
2013-12-31 (YTD Data)Rank
Total interest income$9,797,0002,474
Total interest expense$767,0003,531
Net interest income$9,030,0002,335
Provision for loan and lease losses$05,091
Total noninterest income$4,234,0001,274
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$543,0002,246
Trading account gains and fees$0184
Additional Noninterest Income$3,691,0001,003
Total noninterest expense$9,037,0002,095
Salaries and employee benefits$4,815,0002,122
Premises and equipment expense$1,124,0002,026
Additional noninterest expense$3,098,0002,024
Pre-tax net operating income$4,227,0001,649
Securities gains (losses)$-44,0006,442
Applicable income taxes$04,631
Income before extraordinary items$4,183,0001,440
Extraordinary gains, net$029
Net income$4,183,0001,444
Minority interest net income$090
Net income of bank and minority interests.$4,183,0001,444
Net charge-offs$134,0003,448
Cash dividends$2,814,000919
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,227,0001,404
2013-09-30 (YTD Data)Rank
Total interest income$7,241,0002,523
Total interest expense$659,0003,317
Net interest income$6,582,0002,403
Provision for loan and lease losses$04,941
Total noninterest income$3,791,0001,150
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$416,0002,209
Trading account gains and fees$0180
Additional Noninterest Income$3,375,000902
Total noninterest expense$6,900,0002,055
Salaries and employee benefits$3,649,0002,092
Premises and equipment expense$858,0002,017
Additional noninterest expense$2,393,0001,960
Pre-tax net operating income$3,473,0001,547
Securities gains (losses)$-4,0006,407
Applicable income taxes$04,713
Income before extraordinary items$3,469,0001,318
Extraordinary gains, net$025
Net income$3,469,0001,319
Minority interest net income$084
Net income of bank and minority interests.$3,469,0001,320
Net charge-offs$194,0002,606
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,473,0001,287
2013-06-30 (YTD Data)Rank
Total interest income$4,787,0002,537
Total interest expense$474,0003,201
Net interest income$4,313,0002,429
Provision for loan and lease losses$04,788
Total noninterest income$3,485,000908
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$278,0002,174
Trading account gains and fees$0157
Additional Noninterest Income$3,207,000688
Total noninterest expense$4,823,0001,961
Salaries and employee benefits$2,477,0002,067
Premises and equipment expense$595,0001,936
Additional noninterest expense$1,751,0001,805
Pre-tax net operating income$2,975,0001,252
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,975,0001,048
Extraordinary gains, net$022
Net income$2,975,0001,049
Minority interest net income$082
Net income of bank and minority interests.$2,975,0001,051
Net charge-offs$244,0001,893
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,975,0001,002
2013-03-31 (YTD Data)Rank
Total interest income$2,397,0002,553
Total interest expense$242,0003,246
Net interest income$2,155,0002,443
Provision for loan and lease losses$04,409
Total noninterest income$563,0002,046
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$138,0002,168
Trading account gains and fees$0148
Additional Noninterest Income$425,0001,775
Total noninterest expense$2,423,0001,973
Salaries and employee benefits$1,248,0002,075
Premises and equipment expense$321,0001,856
Additional noninterest expense$854,0001,839
Pre-tax net operating income$295,0003,834
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$295,0003,601
Extraordinary gains, net$010
Net income$295,0003,601
Minority interest net income$076
Net income of bank and minority interests.$295,0003,603
Net charge-offs$205,0001,339
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$295,0003,504
2012-12-31 (YTD Data)Rank
Total interest income$10,408,0002,476
Total interest expense$1,254,0003,105
Net interest income$9,154,0002,345
Provision for loan and lease losses$05,905
Total noninterest income$1,749,0002,394
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$500,0002,485
Trading account gains and fees$0166
Additional Noninterest Income$1,249,0002,083
Total noninterest expense$8,712,0002,180
Salaries and employee benefits$4,726,0002,111
Premises and equipment expense$980,0002,314
Additional noninterest expense$3,006,0002,158
Pre-tax net operating income$2,191,0002,645
Securities gains (losses)$-7,0006,717
Applicable income taxes$04,751
Income before extraordinary items$2,184,0002,426
Extraordinary gains, net$029
Net income$2,184,0002,427
Minority interest net income$093
Net income of bank and minority interests.$2,184,0002,427
Net charge-offs$326,0003,201
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,191,0002,296
2012-09-30 (YTD Data)Rank
Total interest income$7,885,0002,499
Total interest expense$976,0003,127
Net interest income$6,909,0002,372
Provision for loan and lease losses$05,790
Total noninterest income$1,197,0002,515
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$359,0002,602
Trading account gains and fees$0157
Additional Noninterest Income$838,0002,231
Total noninterest expense$6,302,0002,268
Salaries and employee benefits$3,540,0002,114
Premises and equipment expense$655,0002,566
Additional noninterest expense$2,107,0002,305
Pre-tax net operating income$1,804,0002,546
Securities gains (losses)$-7,0006,846
Applicable income taxes$04,802
Income before extraordinary items$1,797,0002,298
Extraordinary gains, net$020
Net income$1,797,0002,298
Minority interest net income$086
Net income of bank and minority interests.$1,797,0002,298
Net charge-offs$379,0002,523
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,804,0002,168
2012-06-30 (YTD Data)Rank
Total interest income$5,129,0002,571
Total interest expense$675,0003,131
Net interest income$4,454,0002,452
Provision for loan and lease losses$05,619
Total noninterest income$897,0002,322
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$228,0002,687
Trading account gains and fees$0153
Additional Noninterest Income$669,0001,968
Total noninterest expense$4,579,0002,092
Salaries and employee benefits$2,534,0001,985
Premises and equipment expense$603,0001,960
Additional noninterest expense$1,442,0002,248
Pre-tax net operating income$772,0003,351
Securities gains (losses)$-7,0006,922
Applicable income taxes$04,770
Income before extraordinary items$765,0003,140
Extraordinary gains, net$019
Net income$765,0003,139
Minority interest net income$084
Net income of bank and minority interests.$765,0003,140
Net charge-offs$420,0001,948
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$772,0002,960
2012-03-31 (YTD Data)Rank
Total interest income$2,583,0002,574
Total interest expense$352,0003,134
Net interest income$2,231,0002,449
Provision for loan and lease losses$05,254
Total noninterest income$319,0002,853
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$205,0002,611
Total noninterest expense$2,191,0002,178
Salaries and employee benefits$1,257,0001,997
Premises and equipment expense$303,0001,956
Additional noninterest expense$631,0002,527
Pre-tax net operating income$359,0003,503
Securities gains (losses)$7,0001,852
Applicable income taxes$04,704
Income before extraordinary items$366,0003,258
Extraordinary gains, net$019
Net income$366,0003,262
Minority interest net income$078
Net income of bank and minority interests.$366,0003,262
Net charge-offs$487,0001,117
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$359,0003,123
2011-12-31 (YTD Data)Rank
Total interest income$11,194,0002,501
Total interest expense$1,824,0002,963
Net interest income$9,370,0002,336
Provision for loan and lease losses$06,496
Total noninterest income$1,542,0002,404
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$549,0002,382
Trading account gains and fees$0146
Additional Noninterest Income$993,0002,144
Total noninterest expense$9,569,0001,995
Salaries and employee benefits$4,549,0002,127
Premises and equipment expense$1,338,0001,862
Additional noninterest expense$3,682,0001,833
Pre-tax net operating income$1,343,0003,213
Securities gains (losses)$109,0001,992
Applicable income taxes$04,719
Income before extraordinary items$1,452,0002,838
Extraordinary gains, net$029
Net income$1,452,0002,840
Minority interest net income$096
Net income of bank and minority interests.$1,452,0002,840
Net charge-offs$1,114,0002,231
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,343,0002,898
2011-09-30 (YTD Data)Rank
Total interest income$8,396,0002,520
Total interest expense$1,442,0002,947
Net interest income$6,954,0002,364
Provision for loan and lease losses$06,393
Total noninterest income$1,189,0002,344
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$420,0002,372
Trading account gains and fees$0145
Additional Noninterest Income$769,0002,100
Total noninterest expense$7,276,0001,974
Salaries and employee benefits$3,442,0002,122
Premises and equipment expense$1,016,0001,849
Additional noninterest expense$2,818,0001,802
Pre-tax net operating income$867,0003,566
Securities gains (losses)$89,0001,883
Applicable income taxes$04,740
Income before extraordinary items$956,0003,158
Extraordinary gains, net$021
Net income$956,0003,158
Minority interest net income$087
Net income of bank and minority interests.$956,0003,158
Net charge-offs$933,0001,972
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$867,0003,239
2011-06-30 (YTD Data)Rank
Total interest income$5,691,0002,498
Total interest expense$1,009,0002,937
Net interest income$4,682,0002,343
Provision for loan and lease losses$06,217
Total noninterest income$926,0002,105
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$277,0002,362
Trading account gains and fees$0153
Additional Noninterest Income$649,0001,794
Total noninterest expense$4,985,0001,936
Salaries and employee benefits$2,312,0002,113
Premises and equipment expense$684,0001,854
Additional noninterest expense$1,989,0001,727
Pre-tax net operating income$623,0003,400
Securities gains (losses)$89,0001,220
Applicable income taxes$04,697
Income before extraordinary items$712,0002,886
Extraordinary gains, net$015
Net income$712,0002,888
Minority interest net income$089
Net income of bank and minority interests.$712,0002,888
Net charge-offs$922,0001,546
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$623,0003,032
2011-03-31 (YTD Data)Rank
Total interest income$2,802,0002,551
Total interest expense$528,0002,913
Net interest income$2,274,0002,416
Provision for loan and lease losses$05,840
Total noninterest income$527,0001,913
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$129,0002,477
Trading account gains and fees$0158
Additional Noninterest Income$398,0001,575
Total noninterest expense$2,527,0001,921
Salaries and employee benefits$1,182,0002,068
Premises and equipment expense$336,0001,925
Additional noninterest expense$1,009,0001,700
Pre-tax net operating income$274,0003,682
Securities gains (losses)$76,000621
Applicable income taxes$04,545
Income before extraordinary items$350,0002,933
Extraordinary gains, net$09
Net income$350,0002,932
Minority interest net income$086
Net income of bank and minority interests.$350,0002,933
Net charge-offs$897,000920
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$274,0003,355
2010-12-31 (YTD Data)Rank
Total interest income$12,797,0002,347
Total interest expense$3,091,0002,540
Net interest income$9,706,0002,261
Provision for loan and lease losses$2,600,0001,773
Total noninterest income$1,601,0002,428
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$660,0002,135
Trading account gains and fees$0175
Additional Noninterest Income$941,0002,244
Total noninterest expense$11,561,0001,703
Salaries and employee benefits$5,054,0001,921
Premises and equipment expense$1,464,0001,752
Additional noninterest expense$5,043,0001,439
Pre-tax net operating income$-2,854,0006,897
Securities gains (losses)$1,260,000400
Applicable income taxes$04,655
Income before extraordinary items$-1,594,0006,765
Extraordinary gains, net$029
Net income$-1,594,0006,766
Minority interest net income$0111
Net income of bank and minority interests.$-1,594,0006,766
Net charge-offs$3,735,0001,275
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,854,0006,958
2010-09-30 (YTD Data)Rank
Total interest income$9,920,0002,328
Total interest expense$2,477,0002,493
Net interest income$7,443,0002,240
Provision for loan and lease losses$2,400,0001,466
Total noninterest income$1,288,0002,327
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$537,0002,063
Trading account gains and fees$0165
Additional Noninterest Income$751,0002,157
Total noninterest expense$8,733,0001,693
Salaries and employee benefits$3,859,0001,886
Premises and equipment expense$1,088,0001,781
Additional noninterest expense$3,786,0001,400
Pre-tax net operating income$-2,402,0007,119
Securities gains (losses)$1,177,000356
Applicable income taxes$04,726
Income before extraordinary items$-1,225,0006,965
Extraordinary gains, net$023
Net income$-1,225,0006,964
Minority interest net income$0110
Net income of bank and minority interests.$-1,225,0006,965
Net charge-offs$3,730,000961
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,402,0007,170
2010-06-30 (YTD Data)Rank
Total interest income$6,779,0002,304
Total interest expense$1,754,0002,450
Net interest income$5,025,0002,204
Provision for loan and lease losses$1,876,0001,332
Total noninterest income$1,278,0001,691
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$373,0002,001
Trading account gains and fees$0152
Additional Noninterest Income$905,0001,390
Total noninterest expense$6,217,0001,591
Salaries and employee benefits$2,979,0001,656
Premises and equipment expense$711,0001,836
Additional noninterest expense$2,527,0001,403
Pre-tax net operating income$-1,790,0007,223
Securities gains (losses)$81,0001,568
Applicable income taxes$04,691
Income before extraordinary items$-1,709,0007,292
Extraordinary gains, net$019
Net income$-1,709,0007,291
Minority interest net income$0105
Net income of bank and minority interests.$-1,709,0007,292
Net charge-offs$2,702,000903
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,790,0007,291
2010-03-31 (YTD Data)Rank
Total interest income$3,550,0002,260
Total interest expense$913,0002,462
Net interest income$2,637,0002,119
Provision for loan and lease losses$250,0002,660
Total noninterest income$260,0003,141
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$192,0001,938
Trading account gains and fees$0175
Additional Noninterest Income$68,0004,171
Total noninterest expense$3,342,0001,508
Salaries and employee benefits$1,628,0001,531
Premises and equipment expense$395,0001,713
Additional noninterest expense$1,319,0001,350
Pre-tax net operating income$-695,0007,289
Securities gains (losses)$33,0001,315
Applicable income taxes$04,611
Income before extraordinary items$-662,0007,352
Extraordinary gains, net$016
Net income$-662,0007,352
Minority interest net income$091
Net income of bank and minority interests.$-662,0007,353
Net charge-offs$1,772,000702
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-695,0007,344
2009-12-31 (YTD Data)Rank
Total interest income$16,904,0002,008
Total interest expense$4,466,0002,496
Net interest income$12,438,0001,787
Provision for loan and lease losses$9,511,000912
Total noninterest income$1,336,0002,758
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$940,0001,781
Trading account gains and fees$0211
Additional Noninterest Income$396,0003,566
Total noninterest expense$12,349,0001,656
Salaries and employee benefits$6,313,0001,565
Premises and equipment expense$1,546,0001,748
Additional noninterest expense$4,490,0001,648
Pre-tax net operating income$-8,086,0007,407
Securities gains (losses)$332,0001,151
Applicable income taxes$04,388
Income before extraordinary items$-7,754,0007,473
Extraordinary gains, net$034
Net income$-7,754,0007,471
Minority interest net income$0115
Net income of bank and minority interests.$-7,754,0007,472
Net charge-offs$5,897,0001,009
Cash dividends$404,0002,818
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-8,086,0007,497
2009-09-30 (YTD Data)Rank
Total interest income$13,143,0001,963
Total interest expense$3,413,0002,561
Net interest income$9,730,0001,729
Provision for loan and lease losses$7,660,000769
Total noninterest income$1,101,0002,648
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$718,0001,763
Trading account gains and fees$0212
Additional Noninterest Income$383,0003,257
Total noninterest expense$9,091,0001,668
Salaries and employee benefits$4,475,0001,681
Premises and equipment expense$1,168,0001,749
Additional noninterest expense$3,448,0001,563
Pre-tax net operating income$-5,920,0007,561
Securities gains (losses)$250,0001,142
Applicable income taxes$04,592
Income before extraordinary items$-5,670,0007,628
Extraordinary gains, net$027
Net income$-5,670,0007,628
Minority interest net income$0118
Net income of bank and minority interests.$-5,670,0007,628
Net charge-offs$3,502,0001,073
Cash dividends$404,0002,242
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,920,0007,652
2009-06-30 (YTD Data)Rank
Total interest income$9,094,0001,944
Total interest expense$2,334,0002,606
Net interest income$6,760,0001,662
Provision for loan and lease losses$7,035,000588
Total noninterest income$924,0002,306
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$471,0001,759
Trading account gains and fees$0193
Additional Noninterest Income$453,0002,363
Total noninterest expense$6,293,0001,642
Salaries and employee benefits$3,232,0001,590
Premises and equipment expense$760,0001,818
Additional noninterest expense$2,301,0001,588
Pre-tax net operating income$-5,644,0007,769
Securities gains (losses)$33,0002,127
Applicable income taxes$04,657
Income before extraordinary items$-5,611,0007,836
Extraordinary gains, net$021
Net income$-5,611,0007,835
Minority interest net income$0112
Net income of bank and minority interests.$-5,611,0007,835
Net charge-offs$2,465,000988
Cash dividends$404,0001,847
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-5,644,0007,843
2009-03-31 (YTD Data)Rank
Total interest income$4,442,0001,997
Total interest expense$1,182,0002,667
Net interest income$3,260,0001,699
Provision for loan and lease losses$6,585,000337
Total noninterest income$464,0002,252
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$232,0001,738
Trading account gains and fees$0171
Additional Noninterest Income$232,0002,304
Total noninterest expense$2,992,0001,670
Salaries and employee benefits$1,517,0001,707
Premises and equipment expense$360,0001,946
Additional noninterest expense$1,115,0001,459
Pre-tax net operating income$-5,853,0008,054
Securities gains (losses)$7,0002,001
Applicable income taxes$04,835
Income before extraordinary items$-5,846,0008,074
Extraordinary gains, net$015
Net income$-5,846,0008,074
Minority interest net income$0102
Net income of bank and minority interests.$-5,846,0008,074
Net charge-offs$488,0001,383
Cash dividends$185,0001,793
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,853,0008,077
2008-12-31 (YTD Data)Rank
Total interest income$20,350,0001,881
Total interest expense$6,588,0002,314
Net interest income$13,762,0001,622
Provision for loan and lease losses$990,0002,723
Total noninterest income$1,919,0002,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,041,0001,702
Trading account gains and fees$0154
Additional Noninterest Income$878,0002,327
Total noninterest expense$11,883,0001,646
Salaries and employee benefits$6,549,0001,581
Premises and equipment expense$1,456,0001,887
Additional noninterest expense$3,878,0001,601
Pre-tax net operating income$2,808,0001,909
Securities gains (losses)$88,0001,226
Applicable income taxes$04,979
Income before extraordinary items$2,896,0001,412
Extraordinary gains, net$039
Net income$2,896,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,0002,456
Cash dividends$2,257,0001,201
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,808,0001,558
2008-09-30 (YTD Data)Rank
Total interest income$15,638,0001,878
Total interest expense$5,248,0002,279
Net interest income$10,390,0001,624
Provision for loan and lease losses$690,0002,288
Total noninterest income$1,473,0002,236
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$790,0001,695
Trading account gains and fees$0148
Additional Noninterest Income$683,0002,357
Total noninterest expense$8,732,0001,665
Salaries and employee benefits$4,903,0001,598
Premises and equipment expense$1,069,0001,910
Additional noninterest expense$2,760,0001,622
Pre-tax net operating income$2,441,0001,970
Securities gains (losses)$-25,0007,432
Applicable income taxes$05,372
Income before extraordinary items$2,416,0001,513
Extraordinary gains, net$031
Net income$2,416,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0003,106
Cash dividends$1,096,0001,692
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,441,0001,570
2008-06-30 (YTD Data)Rank
Total interest income$10,453,0001,900
Total interest expense$3,702,0002,250
Net interest income$6,751,0001,665
Provision for loan and lease losses$400,0002,155
Total noninterest income$972,0002,280
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$514,0001,720
Trading account gains and fees$0149
Additional Noninterest Income$458,0002,379
Total noninterest expense$5,759,0001,681
Salaries and employee benefits$3,276,0001,606
Premises and equipment expense$675,0002,014
Additional noninterest expense$1,808,0001,631
Pre-tax net operating income$1,564,0002,115
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,564,0001,731
Extraordinary gains, net$021
Net income$1,564,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,198
Cash dividends$688,0001,896
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,564,0001,702
2008-03-31 (YTD Data)Rank
Total interest income$5,256,0001,938
Total interest expense$1,953,0002,286
Net interest income$3,303,0001,686
Provision for loan and lease losses$175,0001,958
Total noninterest income$432,0002,469
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$259,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,791
Total noninterest expense$2,777,0001,737
Salaries and employee benefits$1,629,0001,620
Premises and equipment expense$334,0002,026
Additional noninterest expense$814,0001,749
Pre-tax net operating income$783,0002,194
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$783,0001,847
Extraordinary gains, net$015
Net income$783,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,051
Cash dividends$242,0002,134
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$783,0001,780
2007-12-31 (YTD Data)Rank
Total interest income$19,853,0002,103
Total interest expense$7,691,0002,402
Net interest income$12,162,0001,866
Provision for loan and lease losses$630,0001,988
Total noninterest income$1,778,0002,404
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,019,0001,734
Trading account gains and fees$0178
Additional Noninterest Income$759,0002,628
Total noninterest expense$9,684,0001,914
Salaries and employee benefits$5,230,0001,925
Premises and equipment expense$1,268,0002,060
Additional noninterest expense$3,186,0001,739
Pre-tax net operating income$3,626,0002,146
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,626,0001,740
Extraordinary gains, net$039
Net income$3,626,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,336
Cash dividends$2,322,0001,447
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,626,0001,731
2007-09-30 (YTD Data)Rank
Total interest income$14,730,0002,129
Total interest expense$5,666,0002,441
Net interest income$9,064,0001,884
Provision for loan and lease losses$480,0001,622
Total noninterest income$1,347,0002,385
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$761,0001,722
Trading account gains and fees$0184
Additional Noninterest Income$586,0002,598
Total noninterest expense$7,023,0001,957
Salaries and employee benefits$3,802,0001,983
Premises and equipment expense$892,0002,162
Additional noninterest expense$2,329,0001,741
Pre-tax net operating income$2,908,0002,166
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,908,0001,735
Extraordinary gains, net$033
Net income$2,908,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,207
Cash dividends$1,044,0001,943
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,908,0001,722
2007-06-30 (YTD Data)Rank
Total interest income$9,573,0002,183
Total interest expense$3,651,0002,534
Net interest income$5,922,0001,953
Provision for loan and lease losses$300,0001,528
Total noninterest income$850,0002,483
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$496,0001,757
Trading account gains and fees$0168
Additional Noninterest Income$354,0002,752
Total noninterest expense$4,618,0002,004
Salaries and employee benefits$2,504,0002,032
Premises and equipment expense$569,0002,267
Additional noninterest expense$1,545,0001,758
Pre-tax net operating income$1,854,0002,293
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,854,0001,877
Extraordinary gains, net$029
Net income$1,854,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,000836
Cash dividends$493,0002,476
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,854,0001,853
2007-03-31 (YTD Data)Rank
Total interest income$4,586,0002,265
Total interest expense$1,740,0002,625
Net interest income$2,846,0002,048
Provision for loan and lease losses$120,0001,752
Total noninterest income$426,0002,448
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$248,0001,725
Trading account gains and fees$0195
Additional Noninterest Income$178,0002,727
Total noninterest expense$2,310,0002,003
Salaries and employee benefits$1,242,0002,070
Premises and equipment expense$292,0002,239
Additional noninterest expense$776,0001,730
Pre-tax net operating income$842,0002,483
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$842,0001,971
Extraordinary gains, net$022
Net income$842,0001,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,000551
Cash dividends$179,0002,573
Sale, conversion, retirement of capital stock, net$0885
Net operating income$842,0001,964
2006-12-31 (YTD Data)Rank
Total interest income$17,105,0002,283
Total interest expense$5,392,0002,841
Net interest income$11,713,0001,982
Provision for loan and lease losses$540,0001,783
Total noninterest income$1,825,0002,369
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,074,0001,648
Trading account gains and fees$0130
Additional Noninterest Income$751,0002,671
Total noninterest expense$9,217,0001,923
Salaries and employee benefits$4,764,0002,054
Premises and equipment expense$1,169,0002,116
Additional noninterest expense$3,284,0001,607
Pre-tax net operating income$3,781,0002,349
Securities gains (losses)$-9,0007,249
Applicable income taxes$06,600
Income before extraordinary items$3,772,0001,885
Extraordinary gains, net$051
Net income$3,772,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,743
Cash dividends$2,690,0001,232
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,781,0001,866
2006-09-30 (YTD Data)Rank
Total interest income$12,568,0002,309
Total interest expense$3,748,0002,949
Net interest income$8,820,0001,991
Provision for loan and lease losses$420,0001,622
Total noninterest income$1,350,0002,404
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$798,0001,659
Trading account gains and fees$0126
Additional Noninterest Income$552,0002,705
Total noninterest expense$6,774,0001,946
Salaries and employee benefits$3,524,0002,081
Premises and equipment expense$875,0002,139
Additional noninterest expense$2,375,0001,659
Pre-tax net operating income$2,976,0002,345
Securities gains (losses)$-4,0007,334
Applicable income taxes$06,687
Income before extraordinary items$2,972,0001,848
Extraordinary gains, net$045
Net income$2,972,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,520
Cash dividends$1,025,0001,888
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,976,0001,827
2006-06-30 (YTD Data)Rank
Total interest income$8,053,0002,361
Total interest expense$2,330,0003,007
Net interest income$5,723,0002,046
Provision for loan and lease losses$300,0001,464
Total noninterest income$900,0002,398
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$521,0001,681
Trading account gains and fees$0126
Additional Noninterest Income$379,0002,640
Total noninterest expense$4,564,0001,938
Salaries and employee benefits$2,396,0002,039
Premises and equipment expense$566,0002,196
Additional noninterest expense$1,602,0001,653
Pre-tax net operating income$1,759,0002,558
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,759,0002,047
Extraordinary gains, net$039
Net income$1,759,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,057
Cash dividends$558,0002,222
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,759,0002,039
2006-03-31 (YTD Data)Rank
Total interest income$3,885,0002,384
Total interest expense$1,091,0003,041
Net interest income$2,794,0002,080
Provision for loan and lease losses$140,0001,553
Total noninterest income$421,0002,473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$254,0001,660
Trading account gains and fees$0115
Additional Noninterest Income$167,0002,779
Total noninterest expense$2,278,0001,953
Salaries and employee benefits$1,192,0002,064
Premises and equipment expense$277,0002,256
Additional noninterest expense$809,0001,611
Pre-tax net operating income$797,0002,714
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$797,0002,192
Extraordinary gains, net$021
Net income$797,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,405
Cash dividends$173,0002,586
Sale, conversion, retirement of capital stock, net$0648
Net operating income$797,0002,172
2005-12-31 (YTD Data)Rank
Total interest income$13,731,0002,408
Total interest expense$3,390,0003,018
Net interest income$10,341,0002,143
Provision for loan and lease losses$505,0001,879
Total noninterest income$1,909,0002,297
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,116,0001,557
Trading account gains and fees$0138
Additional Noninterest Income$793,0002,556
Total noninterest expense$8,518,0001,967
Salaries and employee benefits$4,328,0002,131
Premises and equipment expense$996,0002,375
Additional noninterest expense$3,194,0001,597
Pre-tax net operating income$3,227,0002,603
Securities gains (losses)$-57,0008,233
Applicable income taxes$64,0005,696
Income before extraordinary items$3,106,0002,181
Extraordinary gains, net$046
Net income$3,106,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,960
Cash dividends$2,037,0001,425
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,161,8602,129
2005-09-30 (YTD Data)Rank
Total interest income$10,049,0002,401
Total interest expense$2,414,0003,010
Net interest income$7,635,0002,153
Provision for loan and lease losses$360,0001,866
Total noninterest income$1,443,0002,273
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$853,0001,520
Trading account gains and fees$0126
Additional Noninterest Income$590,0002,576
Total noninterest expense$6,264,0001,978
Salaries and employee benefits$3,172,0002,150
Premises and equipment expense$745,0002,360
Additional noninterest expense$2,347,0001,595
Pre-tax net operating income$2,454,0002,606
Securities gains (losses)$-57,0008,518
Applicable income taxes$66,0005,597
Income before extraordinary items$2,331,0002,195
Extraordinary gains, net$035
Net income$2,331,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,724
Cash dividends$850,0002,039
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,386,2902,119
2005-06-30 (YTD Data)Rank
Total interest income$6,506,0002,416
Total interest expense$1,546,0002,976
Net interest income$4,960,0002,180
Provision for loan and lease losses$240,0001,839
Total noninterest income$905,0002,353
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$554,0001,522
Trading account gains and fees$0116
Additional Noninterest Income$351,0002,768
Total noninterest expense$4,144,0001,985
Salaries and employee benefits$2,134,0002,124
Premises and equipment expense$486,0002,389
Additional noninterest expense$1,524,0001,619
Pre-tax net operating income$1,481,0002,783
Securities gains (losses)$49,000786
Applicable income taxes$52,0005,486
Income before extraordinary items$1,478,0002,259
Extraordinary gains, net$030
Net income$1,478,0002,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,627
Cash dividends$508,0002,155
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,430,4702,275
2005-03-31 (YTD Data)Rank
Total interest income$3,153,0002,456
Total interest expense$736,0003,000
Net interest income$2,417,0002,224
Provision for loan and lease losses$120,0001,733
Total noninterest income$463,0002,250
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$277,0001,467
Trading account gains and fees$0115
Additional Noninterest Income$186,0002,593
Total noninterest expense$2,043,0002,027
Salaries and employee benefits$1,053,0002,162
Premises and equipment expense$238,0002,463
Additional noninterest expense$752,0001,638
Pre-tax net operating income$717,0002,800
Securities gains (losses)$55,000520
Applicable income taxes$17,0005,779
Income before extraordinary items$755,0002,191
Extraordinary gains, net$024
Net income$755,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,481
Cash dividends$161,0002,456
Sale, conversion, retirement of capital stock, net$0491
Net operating income$701,1002,288
2004-12-31 (YTD Data)Rank
Total interest income$11,581,0002,479
Total interest expense$2,475,0003,081
Net interest income$9,106,0002,242
Provision for loan and lease losses$370,0002,512
Total noninterest income$2,092,0002,133
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,277,0001,388
Trading account gains and fees$0138
Additional Noninterest Income$815,0002,468
Total noninterest expense$8,446,0001,910
Salaries and employee benefits$4,251,0002,054
Premises and equipment expense$997,0002,296
Additional noninterest expense$3,198,0001,533
Pre-tax net operating income$2,382,0003,121
Securities gains (losses)$212,000798
Applicable income taxes$73,0005,789
Income before extraordinary items$2,521,0002,414
Extraordinary gains, net$034
Net income$2,521,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,575
Cash dividends$1,548,0001,684
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,315,3602,529
2004-09-30 (YTD Data)Rank
Total interest income$8,541,0002,478
Total interest expense$1,789,0003,119
Net interest income$6,752,0002,237
Provision for loan and lease losses$330,0002,085
Total noninterest income$1,608,0002,105
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$971,0001,372
Trading account gains and fees$0134
Additional Noninterest Income$637,0002,415
Total noninterest expense$6,309,0001,898
Salaries and employee benefits$3,172,0002,063
Premises and equipment expense$751,0002,286
Additional noninterest expense$2,386,0001,531
Pre-tax net operating income$1,721,0003,259
Securities gains (losses)$177,000828
Applicable income taxes$07,220
Income before extraordinary items$1,898,0002,433
Extraordinary gains, net$026
Net income$1,898,0002,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,666
Cash dividends$707,0002,183
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,721,0002,578
2004-06-30 (YTD Data)Rank
Total interest income$5,663,0002,472
Total interest expense$1,162,0003,164
Net interest income$4,501,0002,222
Provision for loan and lease losses$205,0002,159
Total noninterest income$1,042,0002,127
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$648,0001,370
Trading account gains and fees$0130
Additional Noninterest Income$394,0002,540
Total noninterest expense$4,217,0001,894
Salaries and employee benefits$2,099,0002,085
Premises and equipment expense$508,0002,256
Additional noninterest expense$1,610,0001,501
Pre-tax net operating income$1,121,0003,278
Securities gains (losses)$28,0001,835
Applicable income taxes$07,214
Income before extraordinary items$1,149,0002,623
Extraordinary gains, net$021
Net income$1,149,0002,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,519
Cash dividends$388,0002,526
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,121,0002,602
2004-03-31 (YTD Data)Rank
Total interest income$2,844,0002,461
Total interest expense$575,0003,225
Net interest income$2,269,0002,207
Provision for loan and lease losses$100,0002,105
Total noninterest income$523,0002,086
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$335,0001,286
Trading account gains and fees$0121
Additional Noninterest Income$188,0002,570
Total noninterest expense$2,175,0001,845
Salaries and employee benefits$1,022,0002,149
Premises and equipment expense$273,0002,124
Additional noninterest expense$880,0001,377
Pre-tax net operating income$517,0003,430
Securities gains (losses)$21,0001,679
Applicable income taxes$07,103
Income before extraordinary items$538,0002,762
Extraordinary gains, net$016
Net income$538,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,653
Cash dividends$144,0002,556
Sale, conversion, retirement of capital stock, net$0464
Net operating income$517,0002,766
2003-12-31 (YTD Data)Rank
Total interest income$11,805,0002,418
Total interest expense$2,534,0003,302
Net interest income$9,271,0002,106
Provision for loan and lease losses$475,0002,273
Total noninterest income$2,059,0002,279
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,379,0001,261
Trading account gains and fees$0160
Additional Noninterest Income$680,0003,023
Total noninterest expense$7,954,0001,991
Salaries and employee benefits$3,865,0002,197
Premises and equipment expense$1,096,0002,075
Additional noninterest expense$2,993,0001,632
Pre-tax net operating income$2,901,0002,580
Securities gains (losses)$162,0001,492
Applicable income taxes$07,459
Income before extraordinary items$3,063,0001,999
Extraordinary gains, net$054
Net income$3,063,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,888
Cash dividends$1,806,0001,508
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,901,0002,005
2003-09-30 (YTD Data)Rank
Total interest income$8,931,0002,438
Total interest expense$1,951,0003,347
Net interest income$6,980,0002,113
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,566,0002,284
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,054,0001,246
Trading account gains and fees$0153
Additional Noninterest Income$512,0003,100
Total noninterest expense$5,850,0002,024
Salaries and employee benefits$2,857,0002,222
Premises and equipment expense$789,0002,173
Additional noninterest expense$2,204,0001,655
Pre-tax net operating income$2,246,0002,605
Securities gains (losses)$79,0001,946
Applicable income taxes$07,524
Income before extraordinary items$2,325,0002,053
Extraordinary gains, net$040
Net income$2,325,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,889
Cash dividends$692,0002,199
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,246,0001,995
2003-06-30 (YTD Data)Rank
Total interest income$5,998,0002,440
Total interest expense$1,343,0003,353
Net interest income$4,655,0002,100
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,011,0002,345
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$688,0001,254
Trading account gains and fees$0150
Additional Noninterest Income$323,0003,156
Total noninterest expense$3,809,0002,073
Salaries and employee benefits$1,827,0002,313
Premises and equipment expense$507,0002,228
Additional noninterest expense$1,475,0001,648
Pre-tax net operating income$1,557,0002,509
Securities gains (losses)$42,0002,136
Applicable income taxes$07,529
Income before extraordinary items$1,599,0001,989
Extraordinary gains, net$030
Net income$1,599,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,572
Cash dividends$429,0002,352
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,557,0001,925
2003-03-31 (YTD Data)Rank
Total interest income$3,020,0002,432
Total interest expense$697,0003,332
Net interest income$2,323,0002,105
Provision for loan and lease losses$150,0001,666
Total noninterest income$491,0002,311
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$342,0001,217
Trading account gains and fees$0134
Additional Noninterest Income$149,0003,225
Total noninterest expense$1,918,0002,040
Salaries and employee benefits$914,0002,297
Premises and equipment expense$256,0002,208
Additional noninterest expense$748,0001,577
Pre-tax net operating income$746,0002,611
Securities gains (losses)$28,0001,723
Applicable income taxes$07,403
Income before extraordinary items$774,0002,027
Extraordinary gains, net$021
Net income$774,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,442
Cash dividends$129,0002,683
Sale, conversion, retirement of capital stock, net$0419
Net operating income$746,0001,979
2002-12-31 (YTD Data)Rank
Total interest income$12,467,0002,476
Total interest expense$3,248,0003,307
Net interest income$9,219,0002,099
Provision for loan and lease losses$675,0001,889
Total noninterest income$1,971,0002,156
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,310,0001,232
Trading account gains and fees$0153
Additional Noninterest Income$661,0002,794
Total noninterest expense$7,486,0002,008
Salaries and employee benefits$3,388,0002,355
Premises and equipment expense$939,0002,315
Additional noninterest expense$3,159,0001,501
Pre-tax net operating income$3,029,0002,487
Securities gains (losses)$107,0001,678
Applicable income taxes$917,0002,365
Income before extraordinary items$2,219,0002,577
Extraordinary gains, net$070
Net income$2,219,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,902
Cash dividends$855,0002,528
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,143,0302,566
2001-12-31 (YTD Data)Rank
Total interest income$13,054,0002,615
Total interest expense$4,702,0003,331
Net interest income$8,352,0002,138
Provision for loan and lease losses$675,0001,729
Total noninterest income$1,812,0002,177
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,296,0001,138
Trading account gains and fees$0177
Additional Noninterest Income$516,0003,072
Total noninterest expense$6,249,0002,286
Salaries and employee benefits$3,022,0002,491
Premises and equipment expense$929,0002,299
Additional noninterest expense$2,298,0001,956
Pre-tax net operating income$3,240,0002,117
Securities gains (losses)$145,0001,430
Applicable income taxes$1,177,0001,842
Income before extraordinary items$2,208,0002,329
Extraordinary gains, net$0105
Net income$2,208,0002,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$823,0001,083
Cash dividends$681,0002,924
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,113,7502,324
2000-12-31 (YTD Data)Rank
Total interest income$12,524,0002,794
Total interest expense$5,171,0003,213
Net interest income$7,353,0002,411
Provision for loan and lease losses$537,0001,774
Total noninterest income$1,739,0002,073
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,393,000967
Trading account gains and fees$0180
Additional Noninterest Income$346,0003,640
Total noninterest expense$5,723,0002,388
Salaries and employee benefits$2,829,0002,523
Premises and equipment expense$892,0002,324
Additional noninterest expense$2,002,0002,153
Pre-tax net operating income$2,832,0002,503
Securities gains (losses)$01,956
Applicable income taxes$986,0002,148
Income before extraordinary items$1,846,0002,753
Extraordinary gains, net$038
Net income$1,846,0002,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,465
Cash dividends$593,0003,264
Sale, conversion, retirement of capital stock, net$-66,0009,769
Net operating income$1,846,0002,752
1999-12-31 (YTD Data)Rank
Total interest income$11,454,0002,822
Total interest expense$4,308,0003,376
Net interest income$7,146,0002,469
Provision for loan and lease losses$765,0001,232
Total noninterest income$1,919,0001,912
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,365,000977
Trading account gains and fees$0173
Additional Noninterest Income$554,0002,761
Total noninterest expense$5,430,0002,495
Salaries and employee benefits$2,671,0002,650
Premises and equipment expense$847,0002,376
Additional noninterest expense$1,912,0002,288
Pre-tax net operating income$2,870,0002,508
Securities gains (losses)$5,0002,145
Applicable income taxes$974,0002,261
Income before extraordinary items$1,901,0002,697
Extraordinary gains, net$035
Net income$1,901,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,549
Cash dividends$691,0002,926
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,897,7002,666
1998-12-31 (YTD Data)Rank
Total interest income$10,518,0003,071
Total interest expense$4,304,0003,441
Net interest income$6,214,0002,764
Provision for loan and lease losses$360,0002,235
Total noninterest income$1,634,0002,132
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,251,000986
Trading account gains and fees$0224
Additional Noninterest Income$383,0003,522
Total noninterest expense$5,087,0002,556
Salaries and employee benefits$2,526,0002,682
Premises and equipment expense$822,0002,385
Additional noninterest expense$1,739,0002,390
Pre-tax net operating income$2,401,0002,880
Securities gains (losses)$10,0002,952
Applicable income taxes$989,0002,336
Income before extraordinary items$1,422,0003,397
Extraordinary gains, net$032
Net income$1,422,0003,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,869
Cash dividends$357,0004,217
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,415,6003,319
1997-12-31 (YTD Data)Rank
Total interest income$8,253,0003,861
Total interest expense$3,309,0004,320
Net interest income$4,944,0003,525
Provision for loan and lease losses$237,0003,092
Total noninterest income$1,298,0002,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$995,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,910
Total noninterest expense$4,204,0003,033
Salaries and employee benefits$2,203,0003,010
Premises and equipment expense$654,0002,922
Additional noninterest expense$1,347,0003,007
Pre-tax net operating income$1,801,0003,859
Securities gains (losses)$-2,0009,246
Applicable income taxes$604,0003,643
Income before extraordinary items$1,195,0004,077
Extraordinary gains, net$044
Net income$1,195,0004,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,050
Cash dividends$247,0004,988
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,196,3204,009
1996-12-31 (YTD Data)Rank
Total interest income$7,028,0004,560
Total interest expense$2,829,0005,033
Net interest income$4,199,0004,147
Provision for loan and lease losses$99,0005,170
Total noninterest income$1,125,0002,830
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$852,0001,571
Trading account gains and feesNANA
Additional Noninterest Income$273,0004,306
Total noninterest expense$3,493,0003,778
Salaries and employee benefits$1,810,0003,644
Premises and equipment expense$577,0003,337
Additional noninterest expense$1,106,0004,040
Pre-tax net operating income$1,732,0003,843
Securities gains (losses)$17,0002,110
Applicable income taxes$604,0003,559
Income before extraordinary items$1,145,0004,023
Extraordinary gains, net$053
Net income$1,145,0004,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,304
Cash dividends$223,0005,219
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,133,9504,003
1995-12-31 (YTD Data)Rank
Total interest income$6,059,0005,162
Total interest expense$2,547,0005,483
Net interest income$3,512,0004,860
Provision for loan and lease losses$15,0007,935
Total noninterest income$947,0003,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$774,0001,762
Trading account gains and feesNANA
Additional Noninterest Income$173,0005,560
Total noninterest expense$3,269,0003,982
Salaries and employee benefits$1,636,0003,968
Premises and equipment expense$450,0004,111
Additional noninterest expense$1,183,0003,784
Pre-tax net operating income$1,175,0005,325
Securities gains (losses)$-44,00011,097
Applicable income taxes$368,0005,242
Income before extraordinary items$763,0005,632
Extraordinary gains, net$065
Net income$763,0005,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,506
Cash dividends$163,0005,911
Sale, conversion, retirement of capital stock, net$0809
Net operating income$792,4805,464
1994-12-31 (YTD Data)Rank
Total interest income$4,984,0005,679
Total interest expense$1,641,0006,499
Net interest income$3,343,0005,145
Provision for loan and lease losses$110,0004,343
Total noninterest income$896,0003,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$728,0001,852
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,850
Total noninterest expense$2,909,0004,531
Salaries and employee benefits$1,483,0004,316
Premises and equipment expense$388,0004,708
Additional noninterest expense$1,038,0004,576
Pre-tax net operating income$1,220,0005,180
Securities gains (losses)$-64,00011,223
Applicable income taxes$384,0004,904
Income before extraordinary items$772,0005,496
Extraordinary gains, net$0249
Net income$772,0005,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,175
Cash dividends$163,0005,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$814,8805,349
1993-12-31 (YTD Data)Rank
Total interest income$4,661,0006,130
Total interest expense$1,478,0007,279
Net interest income$3,183,0005,385
Provision for loan and lease losses$141,0004,807
Total noninterest income$764,0004,142
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$648,0002,116
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,420
Total noninterest expense$2,736,0004,870
Salaries and employee benefits$1,361,0004,686
Premises and equipment expense$360,0005,114
Additional noninterest expense$1,015,0004,862
Pre-tax net operating income$1,070,0005,619
Securities gains (losses)$46,0003,527
Applicable income taxes$355,0005,435
Income before extraordinary items$761,0005,771
Extraordinary gains, net$03,149
Net income$761,0005,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0003,055
Cash dividends$148,0006,180
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$729,7205,666
1992-12-31 (YTD Data)Rank
Total interest income$4,769,0006,608
Total interest expense$1,598,0008,207
Net interest income$3,171,0005,454
Provision for loan and lease losses$397,0003,491
Total noninterest income$669,0004,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$593,0002,319
Trading account gains and feesNANA
Additional Noninterest Income$76,0009,018
Total noninterest expense$2,634,0005,071
Salaries and employee benefits$1,245,0005,000
Premises and equipment expense$344,0005,436
Additional noninterest expense$1,045,0004,876
Pre-tax net operating income$809,0006,519
Securities gains (losses)$2,0007,695
Applicable income taxes$300,0005,919
Income before extraordinary items$511,0007,226
Extraordinary gains, net$01,422
Net income$511,0007,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0002,836
Cash dividends$119,0006,268
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$509,7206,874

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.