Home > The Citizens Bank of Clovis > Income and Expense

The Citizens Bank of Clovis, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,280,0001,701
Total interest expense$7,620,0001,555
Net interest income$15,660,0001,741
Provision for loan and lease losses$730,0001,019
Total noninterest income$1,277,0002,469
Gross Fiduciary activities income$11,000857
Service charges on deposit accounts$116,0003,238
Trading account gains and feesNANA
Additional Noninterest Income$1,150,0002,150
Total noninterest expense$6,855,0002,596
Salaries and employee benefits$3,153,0002,872
Premises and equipment expense$1,438,0001,589
Additional noninterest expense$1,150,0002,150
Pre-tax net operating income$9,352,0001,222
Securities gains (losses)$-876,0004,272
Applicable income taxes$03,369
Income before extraordinary items$8,476,0001,158
Extraordinary gains, net$054
Net income$8,476,0001,173
Minority interest net income$088
Net income of bank and minority interests.$8,476,0001,161
Net charge-offs$27,0002,083
Cash dividends$5,396,000768
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,352,0001,091
2023-09-30 (YTD Data)Rank
Total interest income$16,282,0001,753
Total interest expense$5,022,0001,575
Net interest income$11,260,0001,819
Provision for loan and lease losses$630,000876
Total noninterest income$1,615,0001,932
Gross Fiduciary activities income$30,000773
Service charges on deposit accounts$87,0003,260
Trading account gains and feesNANA
Additional Noninterest Income$1,498,0001,615
Total noninterest expense$4,932,0002,641
Salaries and employee benefits$2,437,0002,821
Premises and equipment expense$835,0001,904
Additional noninterest expense$1,498,0001,615
Pre-tax net operating income$7,313,0001,230
Securities gains (losses)$-876,0004,434
Applicable income taxes$03,407
Income before extraordinary items$6,437,0001,185
Extraordinary gains, net$052
Net income$6,437,0001,193
Minority interest net income$081
Net income of bank and minority interests.$6,437,0001,185
Net charge-offs$27,0001,761
Cash dividends$5,363,000577
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,313,0001,097
2023-06-30 (YTD Data)Rank
Total interest income$10,421,0001,773
Total interest expense$2,863,0001,608
Net interest income$7,558,0001,819
Provision for loan and lease losses$430,000851
Total noninterest income$419,0002,904
Gross Fiduciary activities income$19,000768
Service charges on deposit accounts$59,0003,228
Trading account gains and feesNANA
Additional Noninterest Income$341,0002,625
Total noninterest expense$3,242,0002,648
Salaries and employee benefits$1,970,0002,535
Premises and equipment expense$619,0001,763
Additional noninterest expense$341,0002,620
Pre-tax net operating income$4,305,0001,345
Securities gains (losses)$-35,0004,011
Applicable income taxes$03,436
Income before extraordinary items$4,270,0001,189
Extraordinary gains, net$051
Net income$4,270,0001,200
Minority interest net income$081
Net income of bank and minority interests.$4,270,0001,189
Net charge-offs$28,0001,419
Cash dividends$4,367,000494
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,305,0001,187
2023-03-31 (YTD Data)Rank
Total interest income$5,030,0001,802
Total interest expense$1,048,0001,782
Net interest income$3,982,0001,758
Provision for loan and lease losses$02,612
Total noninterest income$223,0002,827
Gross Fiduciary activities income$8,000807
Service charges on deposit accounts$31,0003,200
Trading account gains and feesNANA
Additional Noninterest Income$184,0002,531
Total noninterest expense$1,591,0002,704
Salaries and employee benefits$977,0002,588
Premises and equipment expense$247,0002,066
Additional noninterest expense$184,0002,531
Pre-tax net operating income$2,614,0001,189
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,614,0001,037
Extraordinary gains, net$04
Net income$2,614,0001,036
Minority interest net income$048
Net income of bank and minority interests.$2,614,0001,036
Net charge-offs$29,000983
Cash dividends$2,228,000442
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,614,0001,052
2022-12-31 (YTD Data)Rank
Total interest income$15,978,0001,864
Total interest expense$2,084,0001,555
Net interest income$13,894,0001,889
Provision for loan and lease losses$1,100,000761
Total noninterest income$912,0002,918
Gross Fiduciary activities income$-16,0004,709
Service charges on deposit accounts$157,0003,012
Trading account gains and feesNANA
Additional Noninterest Income$771,0002,612
Total noninterest expense$6,777,0002,565
Salaries and employee benefits$3,937,0002,527
Premises and equipment expense$1,189,0001,830
Additional noninterest expense$771,0002,612
Pre-tax net operating income$6,929,0001,656
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$6,929,0001,470
Extraordinary gains, net$05
Net income$6,929,0001,469
Minority interest net income$063
Net income of bank and minority interests.$6,929,0001,470
Net charge-offs$-3,0003,401
Cash dividends$3,532,0001,022
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,929,0001,489
2022-09-30 (YTD Data)Rank
Total interest income$11,237,0001,897
Total interest expense$1,361,0001,414
Net interest income$9,876,0001,947
Provision for loan and lease losses$100,0001,857
Total noninterest income$737,0002,864
Gross Fiduciary activities income$9,000870
Service charges on deposit accounts$124,0002,984
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,591
Total noninterest expense$4,910,0002,606
Salaries and employee benefits$2,776,0002,616
Premises and equipment expense$938,0001,768
Additional noninterest expense$604,0002,591
Pre-tax net operating income$5,603,0001,563
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,603,0001,360
Extraordinary gains, net$04
Net income$5,603,0001,359
Minority interest net income$057
Net income of bank and minority interests.$5,603,0001,360
Net charge-offs$-2,0003,205
Cash dividends$3,532,000748
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,603,0001,391
2022-06-30 (YTD Data)Rank
Total interest income$6,893,0001,969
Total interest expense$758,0001,410
Net interest income$6,135,0002,015
Provision for loan and lease losses$02,599
Total noninterest income$535,0002,758
Gross Fiduciary activities income$6,000827
Service charges on deposit accounts$82,0003,005
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,506
Total noninterest expense$3,170,0002,648
Salaries and employee benefits$1,786,0002,679
Premises and equipment expense$578,0001,869
Additional noninterest expense$806,0002,973
Pre-tax net operating income$3,500,0001,552
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,500,0001,355
Extraordinary gains, net$04
Net income$3,500,0001,355
Minority interest net income$060
Net income of bank and minority interests.$3,500,0001,355
Net charge-offs$-101,0004,386
Cash dividends$2,663,000688
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,500,0001,388
2022-03-31 (YTD Data)Rank
Total interest income$3,313,0001,980
Total interest expense$378,0001,362
Net interest income$2,935,0002,029
Provision for loan and lease losses$02,285
Total noninterest income$277,0002,687
Gross Fiduciary activities income$3,000826
Service charges on deposit accounts$41,0002,982
Trading account gains and feesNANA
Additional Noninterest Income$233,0002,427
Total noninterest expense$1,688,0002,552
Salaries and employee benefits$898,0002,668
Premises and equipment expense$408,0001,443
Additional noninterest expense$382,0003,063
Pre-tax net operating income$1,524,0001,623
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,524,0001,438
Extraordinary gains, net$04
Net income$1,524,0001,438
Minority interest net income$050
Net income of bank and minority interests.$1,524,0001,438
Net charge-offs$-101,0004,556
Cash dividends$1,471,000595
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,524,0001,454
2021-12-31 (YTD Data)Rank
Total interest income$11,701,0002,235
Total interest expense$1,791,0001,442
Net interest income$9,910,0002,345
Provision for loan and lease losses$03,064
Total noninterest income$905,0003,083
Gross Fiduciary activities income$12,000860
Service charges on deposit accounts$167,0002,900
Trading account gains and feesNANA
Additional Noninterest Income$726,0002,927
Total noninterest expense$6,208,0002,673
Salaries and employee benefits$3,640,0002,649
Premises and equipment expense$1,041,0001,982
Additional noninterest expense$1,527,0003,072
Pre-tax net operating income$4,607,0002,161
Securities gains (losses)$-6,0004,337
Applicable income taxes$03,710
Income before extraordinary items$4,601,0001,991
Extraordinary gains, net$010
Net income$4,601,0001,991
Minority interest net income$074
Net income of bank and minority interests.$4,601,0001,992
Net charge-offs$-9,0003,637
Cash dividends$2,631,0001,291
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,607,0001,961
2021-09-30 (YTD Data)Rank
Total interest income$8,741,0002,289
Total interest expense$1,391,0001,483
Net interest income$7,350,0002,408
Provision for loan and lease losses$02,963
Total noninterest income$661,0003,147
Gross Fiduciary activities income$9,000852
Service charges on deposit accounts$129,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$523,0003,024
Total noninterest expense$4,596,0002,705
Salaries and employee benefits$2,627,0002,722
Premises and equipment expense$807,0001,970
Additional noninterest expense$1,162,0003,071
Pre-tax net operating income$3,415,0002,267
Securities gains (losses)$-20,0004,633
Applicable income taxes$03,719
Income before extraordinary items$3,395,0002,090
Extraordinary gains, net$08
Net income$3,395,0002,091
Minority interest net income$069
Net income of bank and minority interests.$3,395,0002,091
Net charge-offs$-9,0003,624
Cash dividends$2,631,000950
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,415,0002,055
2021-06-30 (YTD Data)Rank
Total interest income$5,950,0002,250
Total interest expense$922,0001,553
Net interest income$5,028,0002,343
Provision for loan and lease losses$02,862
Total noninterest income$374,0003,309
Gross Fiduciary activities income$6,000845
Service charges on deposit accounts$88,0002,813
Trading account gains and feesNANA
Additional Noninterest Income$280,0003,190
Total noninterest expense$3,099,0002,676
Salaries and employee benefits$1,707,0002,752
Premises and equipment expense$543,0001,962
Additional noninterest expense$849,0002,866
Pre-tax net operating income$2,303,0002,205
Securities gains (losses)$-20,0004,713
Applicable income taxes$03,702
Income before extraordinary items$2,283,0002,073
Extraordinary gains, net$06
Net income$2,283,0002,073
Minority interest net income$067
Net income of bank and minority interests.$2,283,0002,073
Net charge-offs$-9,0003,778
Cash dividends$2,202,000785
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,303,0002,027
2021-03-31 (YTD Data)Rank
Total interest income$2,876,0002,292
Total interest expense$473,0001,590
Net interest income$2,403,0002,408
Provision for loan and lease losses$02,741
Total noninterest income$232,0003,062
Gross Fiduciary activities income$3,000848
Service charges on deposit accounts$48,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,941
Total noninterest expense$1,589,0002,626
Salaries and employee benefits$858,0002,736
Premises and equipment expense$299,0001,848
Additional noninterest expense$432,0002,792
Pre-tax net operating income$1,046,0002,311
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,046,0002,156
Extraordinary gains, net$03
Net income$1,046,0002,156
Minority interest net income$055
Net income of bank and minority interests.$1,046,0002,156
Net charge-offs$-9,0004,024
Cash dividends$1,418,000589
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,046,0002,112
2020-12-31 (YTD Data)Rank
Total interest income$12,726,0002,136
Total interest expense$2,221,0001,845
Net interest income$10,505,0002,178
Provision for loan and lease losses$04,319
Total noninterest income$917,0002,962
Gross Fiduciary activities income$12,000878
Service charges on deposit accounts$190,0002,828
Trading account gains and feesNANA
Additional Noninterest Income$715,0002,794
Total noninterest expense$6,247,0002,633
Salaries and employee benefits$3,803,0002,560
Premises and equipment expense$1,154,0001,845
Additional noninterest expense$1,290,0003,291
Pre-tax net operating income$5,175,0001,746
Securities gains (losses)$-2,0004,696
Applicable income taxes$03,697
Income before extraordinary items$5,173,0001,590
Extraordinary gains, net$04
Net income$5,173,0001,590
Minority interest net income$072
Net income of bank and minority interests.$5,173,0001,590
Net charge-offs$329,0001,231
Cash dividends$2,982,0001,145
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,175,0001,551
2020-09-30 (YTD Data)Rank
Total interest income$9,736,0002,119
Total interest expense$1,742,0001,867
Net interest income$7,994,0002,143
Provision for loan and lease losses$04,239
Total noninterest income$687,0002,947
Gross Fiduciary activities income$8,000872
Service charges on deposit accounts$142,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$537,0002,769
Total noninterest expense$4,513,0002,684
Salaries and employee benefits$2,717,0002,628
Premises and equipment expense$896,0001,802
Additional noninterest expense$900,0003,387
Pre-tax net operating income$4,168,0001,625
Securities gains (losses)$-2,0004,673
Applicable income taxes$03,696
Income before extraordinary items$4,166,0001,465
Extraordinary gains, net$04
Net income$4,166,0001,466
Minority interest net income$065
Net income of bank and minority interests.$4,166,0001,466
Net charge-offs$364,000923
Cash dividends$2,982,000823
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,168,0001,426
2020-06-30 (YTD Data)Rank
Total interest income$6,712,0002,084
Total interest expense$1,204,0001,915
Net interest income$5,508,0002,093
Provision for loan and lease losses$04,134
Total noninterest income$455,0002,910
Gross Fiduciary activities income$5,000874
Service charges on deposit accounts$96,0002,874
Trading account gains and feesNANA
Additional Noninterest Income$354,0002,740
Total noninterest expense$3,013,0002,691
Salaries and employee benefits$1,817,0002,629
Premises and equipment expense$581,0001,833
Additional noninterest expense$615,0003,367
Pre-tax net operating income$2,950,0001,471
Securities gains (losses)$-2,0004,677
Applicable income taxes$03,655
Income before extraordinary items$2,948,0001,326
Extraordinary gains, net$04
Net income$2,948,0001,326
Minority interest net income$065
Net income of bank and minority interests.$2,948,0001,326
Net charge-offs$373,000712
Cash dividends$2,480,000691
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,950,0001,290
2020-03-31 (YTD Data)Rank
Total interest income$3,209,0002,145
Total interest expense$646,0001,945
Net interest income$2,563,0002,186
Provision for loan and lease losses$03,711
Total noninterest income$237,0002,803
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$54,0002,968
Trading account gains and feesNANA
Additional Noninterest Income$180,0002,560
Total noninterest expense$1,523,0002,690
Salaries and employee benefits$900,0002,657
Premises and equipment expense$295,0001,832
Additional noninterest expense$328,0003,299
Pre-tax net operating income$1,277,0001,506
Securities gains (losses)$-2,0004,713
Applicable income taxes$03,513
Income before extraordinary items$1,275,0001,350
Extraordinary gains, net$04
Net income$1,275,0001,349
Minority interest net income$056
Net income of bank and minority interests.$1,275,0001,350
Net charge-offs$02,581
Cash dividends$2,657,000441
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,277,0001,330
2019-12-31 (YTD Data)Rank
Total interest income$14,198,0002,015
Total interest expense$2,668,0001,951
Net interest income$11,530,0001,988
Provision for loan and lease losses$03,973
Total noninterest income$922,0002,933
Gross Fiduciary activities income$12,000906
Service charges on deposit accounts$189,0003,235
Trading account gains and feesNANA
Additional Noninterest Income$721,0002,613
Total noninterest expense$6,358,0002,595
Salaries and employee benefits$3,687,0002,589
Premises and equipment expense$1,216,0001,781
Additional noninterest expense$1,455,0003,150
Pre-tax net operating income$6,094,0001,511
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$6,094,0001,370
Extraordinary gains, net$011
Net income$6,094,0001,373
Minority interest net income$076
Net income of bank and minority interests.$6,094,0001,373
Net charge-offs$-136,0004,942
Cash dividends$3,496,0001,072
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,094,0001,340
2019-09-30 (YTD Data)Rank
Total interest income$10,848,0001,998
Total interest expense$1,976,0001,994
Net interest income$8,872,0001,968
Provision for loan and lease losses$03,836
Total noninterest income$685,0002,956
Gross Fiduciary activities income$8,000902
Service charges on deposit accounts$139,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$538,0002,644
Total noninterest expense$4,546,0002,692
Salaries and employee benefits$2,506,0002,754
Premises and equipment expense$933,0001,770
Additional noninterest expense$1,107,0003,138
Pre-tax net operating income$5,011,0001,437
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,011,0001,308
Extraordinary gains, net$011
Net income$5,011,0001,310
Minority interest net income$072
Net income of bank and minority interests.$5,011,0001,310
Net charge-offs$-136,0005,024
Cash dividends$3,496,000796
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,011,0001,285
2019-06-30 (YTD Data)Rank
Total interest income$7,145,0002,018
Total interest expense$1,294,0001,997
Net interest income$5,851,0001,987
Provision for loan and lease losses$03,685
Total noninterest income$444,0002,961
Gross Fiduciary activities income$5,000905
Service charges on deposit accounts$91,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$348,0002,645
Total noninterest expense$3,028,0002,717
Salaries and employee benefits$1,680,0002,763
Premises and equipment expense$644,0001,730
Additional noninterest expense$704,0003,259
Pre-tax net operating income$3,267,0001,447
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,267,0001,302
Extraordinary gains, net$011
Net income$3,267,0001,302
Minority interest net income$069
Net income of bank and minority interests.$3,267,0001,302
Net charge-offs$-136,0005,107
Cash dividends$2,771,000691
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,267,0001,282
2019-03-31 (YTD Data)Rank
Total interest income$3,586,0002,016
Total interest expense$637,0001,979
Net interest income$2,949,0001,978
Provision for loan and lease losses$03,406
Total noninterest income$217,0002,949
Gross Fiduciary activities income$3,000886
Service charges on deposit accounts$46,0003,297
Trading account gains and feesNANA
Additional Noninterest Income$168,0002,621
Total noninterest expense$1,533,0002,709
Salaries and employee benefits$846,0002,775
Premises and equipment expense$324,0001,746
Additional noninterest expense$363,0003,206
Pre-tax net operating income$1,633,0001,419
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,633,0001,277
Extraordinary gains, net$05
Net income$1,633,0001,276
Minority interest net income$052
Net income of bank and minority interests.$1,633,0001,276
Net charge-offs$-1,0003,818
Cash dividends$1,642,000585
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,633,0001,254
2018-12-31 (YTD Data)Rank
Total interest income$13,791,0001,986
Total interest expense$2,242,0001,788
Net interest income$11,549,0002,008
Provision for loan and lease losses$04,082
Total noninterest income$1,005,0002,855
Gross Fiduciary activities income$40,000851
Service charges on deposit accounts$211,0003,243
Trading account gains and feesNANA
Additional Noninterest Income$754,0002,572
Total noninterest expense$6,369,0002,616
Salaries and employee benefits$3,629,0002,613
Premises and equipment expense$1,291,0001,704
Additional noninterest expense$1,449,0003,232
Pre-tax net operating income$6,185,0001,473
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$6,185,0001,332
Extraordinary gains, net$06
Net income$6,185,0001,331
Minority interest net income$072
Net income of bank and minority interests.$6,185,0001,331
Net charge-offs$-110,0005,062
Cash dividends$3,856,000904
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,185,0001,324
2018-09-30 (YTD Data)Rank
Total interest income$10,156,0002,000
Total interest expense$1,593,0001,781
Net interest income$8,563,0002,025
Provision for loan and lease losses$03,948
Total noninterest income$766,0002,853
Gross Fiduciary activities income$30,000830
Service charges on deposit accounts$161,0003,242
Trading account gains and feesNANA
Additional Noninterest Income$575,0002,573
Total noninterest expense$4,448,0002,748
Salaries and employee benefits$2,510,0002,764
Premises and equipment expense$862,0001,870
Additional noninterest expense$1,076,0003,258
Pre-tax net operating income$4,881,0001,450
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,881,0001,304
Extraordinary gains, net$05
Net income$4,881,0001,303
Minority interest net income$066
Net income of bank and minority interests.$4,881,0001,303
Net charge-offs$-126,0005,162
Cash dividends$3,856,000662
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,881,0001,290
2018-06-30 (YTD Data)Rank
Total interest income$6,743,0001,995
Total interest expense$1,029,0001,739
Net interest income$5,714,0002,027
Provision for loan and lease losses$03,782
Total noninterest income$517,0002,842
Gross Fiduciary activities income$20,000838
Service charges on deposit accounts$104,0003,286
Trading account gains and feesNANA
Additional Noninterest Income$393,0002,537
Total noninterest expense$2,891,0002,816
Salaries and employee benefits$1,684,0002,785
Premises and equipment expense$529,0001,991
Additional noninterest expense$678,0003,394
Pre-tax net operating income$3,340,0001,397
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,340,0001,239
Extraordinary gains, net$06
Net income$3,340,0001,238
Minority interest net income$065
Net income of bank and minority interests.$3,340,0001,238
Net charge-offs$-126,0005,257
Cash dividends$3,166,000549
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,340,0001,234
2018-03-31 (YTD Data)Rank
Total interest income$3,305,0002,019
Total interest expense$496,0001,724
Net interest income$2,809,0002,049
Provision for loan and lease losses$03,508
Total noninterest income$270,0002,756
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$53,0003,274
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,384
Total noninterest expense$1,427,0002,872
Salaries and employee benefits$830,0002,832
Premises and equipment expense$264,0002,029
Additional noninterest expense$333,0003,444
Pre-tax net operating income$1,652,0001,388
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,652,0001,229
Extraordinary gains, net$07
Net income$1,652,0001,229
Minority interest net income$052
Net income of bank and minority interests.$1,652,0001,229
Net charge-offs$-125,0005,423
Cash dividends$1,759,000474
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,652,0001,217
2017-12-31 (YTD Data)Rank
Total interest income$12,701,0002,030
Total interest expense$1,890,0001,597
Net interest income$10,811,0002,094
Provision for loan and lease losses$200,0002,355
Total noninterest income$943,0003,034
Gross Fiduciary activities income$37,000874
Service charges on deposit accounts$215,0003,360
Trading account gains and feesNANA
Additional Noninterest Income$691,0002,746
Total noninterest expense$6,074,0002,732
Salaries and employee benefits$3,477,0002,718
Premises and equipment expense$1,051,0002,032
Additional noninterest expense$1,546,0003,163
Pre-tax net operating income$5,480,0001,584
Securities gains (losses)$-89,0005,388
Applicable income taxes$04,135
Income before extraordinary items$5,391,0001,273
Extraordinary gains, net$09
Net income$5,391,0001,273
Minority interest net income$076
Net income of bank and minority interests.$5,391,0001,273
Net charge-offs$-27,0005,006
Cash dividends$3,326,000952
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,480,0001,243
2017-09-30 (YTD Data)Rank
Total interest income$9,520,0002,027
Total interest expense$1,401,0001,601
Net interest income$8,119,0002,098
Provision for loan and lease losses$200,0002,013
Total noninterest income$717,0003,029
Gross Fiduciary activities income$30,000859
Service charges on deposit accounts$166,0003,344
Trading account gains and feesNANA
Additional Noninterest Income$521,0002,763
Total noninterest expense$4,396,0002,828
Salaries and employee benefits$2,430,0002,870
Premises and equipment expense$778,0002,054
Additional noninterest expense$1,188,0003,121
Pre-tax net operating income$4,240,0001,555
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,240,0001,320
Extraordinary gains, net$09
Net income$4,240,0001,318
Minority interest net income$071
Net income of bank and minority interests.$4,240,0001,320
Net charge-offs$-32,0005,056
Cash dividends$3,326,000710
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,240,0001,297
2017-06-30 (YTD Data)Rank
Total interest income$6,222,0002,051
Total interest expense$927,0001,567
Net interest income$5,295,0002,127
Provision for loan and lease losses$100,0002,230
Total noninterest income$482,0003,017
Gross Fiduciary activities income$20,000866
Service charges on deposit accounts$112,0003,325
Trading account gains and feesNANA
Additional Noninterest Income$350,0002,755
Total noninterest expense$2,847,0002,906
Salaries and employee benefits$1,627,0002,875
Premises and equipment expense$463,0002,240
Additional noninterest expense$757,0003,220
Pre-tax net operating income$2,830,0001,530
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,830,0001,301
Extraordinary gains, net$011
Net income$2,830,0001,301
Minority interest net income$071
Net income of bank and minority interests.$2,830,0001,301
Net charge-offs$-32,0005,158
Cash dividends$2,602,000607
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,830,0001,285
2017-03-31 (YTD Data)Rank
Total interest income$3,090,0002,058
Total interest expense$465,0001,545
Net interest income$2,625,0002,139
Provision for loan and lease losses$100,0001,432
Total noninterest income$227,0003,111
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$56,0003,345
Trading account gains and feesNANA
Additional Noninterest Income$171,0002,764
Total noninterest expense$1,429,0002,930
Salaries and employee benefits$814,0002,907
Premises and equipment expense$219,0002,365
Additional noninterest expense$396,0003,129
Pre-tax net operating income$1,323,0001,581
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,323,0001,350
Extraordinary gains, net$08
Net income$1,323,0001,350
Minority interest net income$055
Net income of bank and minority interests.$1,323,0001,350
Net charge-offs$-12,0005,065
Cash dividends$1,526,000504
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,323,0001,332
2016-12-31 (YTD Data)Rank
Total interest income$11,582,0002,135
Total interest expense$1,870,0001,498
Net interest income$9,712,0002,239
Provision for loan and lease losses$300,0001,988
Total noninterest income$995,0003,050
Gross Fiduciary activities income$40,000894
Service charges on deposit accounts$228,0003,408
Trading account gains and fees$0170
Additional Noninterest Income$727,0002,779
Total noninterest expense$6,059,0002,836
Salaries and employee benefits$3,417,0002,802
Premises and equipment expense$1,013,0002,132
Additional noninterest expense$1,629,0003,164
Pre-tax net operating income$4,348,0001,811
Securities gains (losses)$76,0001,543
Applicable income taxes$04,278
Income before extraordinary items$4,424,0001,532
Extraordinary gains, net$05
Net income$4,424,0001,531
Minority interest net income$082
Net income of bank and minority interests.$4,424,0001,531
Net charge-offs$8,0003,921
Cash dividends$1,971,0001,447
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,348,0001,523
2016-09-30 (YTD Data)Rank
Total interest income$8,737,0002,126
Total interest expense$1,402,0001,498
Net interest income$7,335,0002,232
Provision for loan and lease losses$300,0001,615
Total noninterest income$759,0003,026
Gross Fiduciary activities income$30,000889
Service charges on deposit accounts$175,0003,393
Trading account gains and fees$0169
Additional Noninterest Income$554,0002,762
Total noninterest expense$4,477,0002,862
Salaries and employee benefits$2,427,0002,896
Premises and equipment expense$782,0002,085
Additional noninterest expense$1,268,0003,085
Pre-tax net operating income$3,317,0001,817
Securities gains (losses)$76,0001,459
Applicable income taxes$04,325
Income before extraordinary items$3,393,0001,524
Extraordinary gains, net$05
Net income$3,393,0001,523
Minority interest net income$071
Net income of bank and minority interests.$3,393,0001,524
Net charge-offs$8,0003,492
Cash dividends$1,971,0001,053
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,317,0001,512
2016-06-30 (YTD Data)Rank
Total interest income$5,652,0002,185
Total interest expense$908,0001,531
Net interest income$4,744,0002,289
Provision for loan and lease losses$200,0001,606
Total noninterest income$513,0002,994
Gross Fiduciary activities income$20,000902
Service charges on deposit accounts$115,0003,403
Trading account gains and fees$0157
Additional Noninterest Income$378,0002,730
Total noninterest expense$3,029,0002,843
Salaries and employee benefits$1,641,0002,883
Premises and equipment expense$515,0002,100
Additional noninterest expense$873,0003,044
Pre-tax net operating income$2,028,0001,914
Securities gains (losses)$76,0001,143
Applicable income taxes$04,338
Income before extraordinary items$2,104,0001,579
Extraordinary gains, net$016
Net income$2,104,0001,580
Minority interest net income$071
Net income of bank and minority interests.$2,104,0001,580
Net charge-offs$10,0003,081
Cash dividends$1,391,0001,032
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,028,0001,590
2016-03-31 (YTD Data)Rank
Total interest income$2,736,0002,247
Total interest expense$440,0001,567
Net interest income$2,296,0002,353
Provision for loan and lease losses$100,0001,495
Total noninterest income$263,0002,927
Gross Fiduciary activities income$10,000893
Service charges on deposit accounts$62,0003,264
Trading account gains and fees$0142
Additional Noninterest Income$191,0002,672
Total noninterest expense$1,500,0002,865
Salaries and employee benefits$741,0003,097
Premises and equipment expense$281,0001,967
Additional noninterest expense$478,0002,853
Pre-tax net operating income$959,0001,980
Securities gains (losses)$24,0001,160
Applicable income taxes$04,259
Income before extraordinary items$983,0001,647
Extraordinary gains, net$012
Net income$983,0001,648
Minority interest net income$062
Net income of bank and minority interests.$983,0001,648
Net charge-offs$15,0002,144
Cash dividends$535,0001,147
Sale, conversion, retirement of capital stock, net$0659
Net operating income$959,0001,645
2015-12-31 (YTD Data)Rank
Total interest income$9,735,0002,422
Total interest expense$1,859,0001,482
Net interest income$7,876,0002,633
Provision for loan and lease losses$04,380
Total noninterest income$1,048,0002,983
Gross Fiduciary activities income$36,000929
Service charges on deposit accounts$261,0003,277
Trading account gains and fees$0159
Additional Noninterest Income$751,0002,732
Total noninterest expense$5,772,0002,934
Salaries and employee benefits$3,391,0002,799
Premises and equipment expense$839,0002,464
Additional noninterest expense$1,542,0003,348
Pre-tax net operating income$3,152,0002,245
Securities gains (losses)$30,0001,994
Applicable income taxes$04,402
Income before extraordinary items$3,182,0001,949
Extraordinary gains, net$023
Net income$3,182,0001,950
Minority interest net income$081
Net income of bank and minority interests.$3,182,0001,951
Net charge-offs$-24,0005,379
Cash dividends$1,088,0002,025
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,152,0001,925
2015-09-30 (YTD Data)Rank
Total interest income$7,092,0002,497
Total interest expense$1,405,0001,484
Net interest income$5,687,0002,729
Provision for loan and lease losses$04,232
Total noninterest income$779,0003,018
Gross Fiduciary activities income$31,000911
Service charges on deposit accounts$191,0003,349
Trading account gains and fees$0153
Additional Noninterest Income$557,0002,774
Total noninterest expense$4,287,0002,986
Salaries and employee benefits$2,487,0002,857
Premises and equipment expense$630,0002,496
Additional noninterest expense$1,170,0003,334
Pre-tax net operating income$2,179,0002,413
Securities gains (losses)$22,0001,962
Applicable income taxes$04,489
Income before extraordinary items$2,201,0002,106
Extraordinary gains, net$021
Net income$2,201,0002,107
Minority interest net income$078
Net income of bank and minority interests.$2,201,0002,107
Net charge-offs$1,0004,077
Cash dividends$1,084,0001,527
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,179,0002,072
2015-06-30 (YTD Data)Rank
Total interest income$4,629,0002,546
Total interest expense$947,0001,476
Net interest income$3,682,0002,787
Provision for loan and lease losses$04,069
Total noninterest income$513,0003,028
Gross Fiduciary activities income$21,000922
Service charges on deposit accounts$127,0003,332
Trading account gains and fees$0157
Additional Noninterest Income$365,0002,791
Total noninterest expense$2,901,0002,959
Salaries and employee benefits$1,675,0002,849
Premises and equipment expense$412,0002,536
Additional noninterest expense$814,0003,268
Pre-tax net operating income$1,294,0002,597
Securities gains (losses)$17,0001,788
Applicable income taxes$04,497
Income before extraordinary items$1,311,0002,275
Extraordinary gains, net$022
Net income$1,311,0002,277
Minority interest net income$075
Net income of bank and minority interests.$1,311,0002,277
Net charge-offs$1,0003,770
Cash dividends$704,0001,578
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,294,0002,252
2015-03-31 (YTD Data)Rank
Total interest income$2,305,0002,551
Total interest expense$484,0001,442
Net interest income$1,821,0002,801
Provision for loan and lease losses$03,703
Total noninterest income$249,0003,046
Gross Fiduciary activities income$11,000919
Service charges on deposit accounts$59,0003,409
Trading account gains and fees$0152
Additional Noninterest Income$179,0002,776
Total noninterest expense$1,395,0003,060
Salaries and employee benefits$815,0002,926
Premises and equipment expense$201,0002,638
Additional noninterest expense$379,0003,404
Pre-tax net operating income$675,0002,485
Securities gains (losses)$12,0001,416
Applicable income taxes$04,400
Income before extraordinary items$687,0002,175
Extraordinary gains, net$013
Net income$687,0002,176
Minority interest net income$064
Net income of bank and minority interests.$687,0002,176
Net charge-offs$1,0003,128
Cash dividends$266,0001,634
Sale, conversion, retirement of capital stock, net$0697
Net operating income$675,0002,136
2014-12-31 (YTD Data)Rank
Total interest income$9,581,0002,497
Total interest expense$2,044,0001,447
Net interest income$7,537,0002,758
Provision for loan and lease losses$04,603
Total noninterest income$1,090,0002,983
Gross Fiduciary activities income$42,000946
Service charges on deposit accounts$281,0003,334
Trading account gains and fees$0180
Additional Noninterest Income$767,0002,691
Total noninterest expense$5,697,0003,026
Salaries and employee benefits$3,203,0002,960
Premises and equipment expense$840,0002,563
Additional noninterest expense$1,654,0003,308
Pre-tax net operating income$2,930,0002,313
Securities gains (losses)$36,0001,962
Applicable income taxes$04,531
Income before extraordinary items$2,966,0002,038
Extraordinary gains, net$017
Net income$2,966,0002,038
Minority interest net income$084
Net income of bank and minority interests.$2,966,0002,037
Net charge-offs$-3,0005,476
Cash dividends$2,239,0001,176
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,930,0002,013
2014-09-30 (YTD Data)Rank
Total interest income$7,179,0002,517
Total interest expense$1,528,0001,468
Net interest income$5,651,0002,771
Provision for loan and lease losses$04,401
Total noninterest income$813,0003,012
Gross Fiduciary activities income$31,000940
Service charges on deposit accounts$212,0003,358
Trading account gains and fees$0174
Additional Noninterest Income$570,0002,717
Total noninterest expense$4,191,0003,087
Salaries and employee benefits$2,325,0003,024
Premises and equipment expense$632,0002,583
Additional noninterest expense$1,234,0003,331
Pre-tax net operating income$2,273,0002,299
Securities gains (losses)$21,0001,994
Applicable income taxes$04,583
Income before extraordinary items$2,294,0001,989
Extraordinary gains, net$015
Net income$2,294,0001,988
Minority interest net income$081
Net income of bank and minority interests.$2,294,0001,987
Net charge-offs$-3,0005,367
Cash dividends$2,238,000847
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,273,0001,957
2014-06-30 (YTD Data)Rank
Total interest income$4,790,0002,510
Total interest expense$1,019,0001,467
Net interest income$3,771,0002,760
Provision for loan and lease losses$04,196
Total noninterest income$549,0002,953
Gross Fiduciary activities income$22,000935
Service charges on deposit accounts$143,0003,314
Trading account gains and fees$0172
Additional Noninterest Income$384,0002,688
Total noninterest expense$2,832,0003,067
Salaries and employee benefits$1,558,0003,037
Premises and equipment expense$445,0002,505
Additional noninterest expense$829,0003,329
Pre-tax net operating income$1,488,0002,286
Securities gains (losses)$9,0001,986
Applicable income taxes$04,568
Income before extraordinary items$1,497,0001,983
Extraordinary gains, net$020
Net income$1,497,0001,987
Minority interest net income$080
Net income of bank and minority interests.$1,497,0001,986
Net charge-offs$-3,0005,301
Cash dividends$1,982,000673
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,488,0001,940
2014-03-31 (YTD Data)Rank
Total interest income$2,497,0002,408
Total interest expense$504,0001,511
Net interest income$1,993,0002,633
Provision for loan and lease losses$03,817
Total noninterest income$272,0002,948
Gross Fiduciary activities income$12,000926
Service charges on deposit accounts$68,0003,391
Trading account gains and fees$0147
Additional Noninterest Income$192,0002,620
Total noninterest expense$1,475,0002,996
Salaries and employee benefits$776,0003,059
Premises and equipment expense$236,0002,425
Additional noninterest expense$463,0003,070
Pre-tax net operating income$790,0002,107
Securities gains (losses)$61,000579
Applicable income taxes$04,445
Income before extraordinary items$851,0001,716
Extraordinary gains, net$016
Net income$851,0001,720
Minority interest net income$066
Net income of bank and minority interests.$851,0001,719
Net charge-offs$-3,0005,214
Cash dividends$1,615,000393
Sale, conversion, retirement of capital stock, net$0747
Net operating income$790,0001,792
2013-12-31 (YTD Data)Rank
Total interest income$11,093,0002,207
Total interest expense$2,036,0001,679
Net interest income$9,057,0002,331
Provision for loan and lease losses$05,091
Total noninterest income$1,086,0003,054
Gross Fiduciary activities income$41,000964
Service charges on deposit accounts$277,0003,497
Trading account gains and fees$0184
Additional Noninterest Income$768,0002,724
Total noninterest expense$5,778,0003,071
Salaries and employee benefits$3,365,0002,883
Premises and equipment expense$792,0002,730
Additional noninterest expense$1,621,0003,447
Pre-tax net operating income$4,365,0001,601
Securities gains (losses)$-83,0006,526
Applicable income taxes$04,631
Income before extraordinary items$4,282,0001,407
Extraordinary gains, net$029
Net income$4,282,0001,410
Minority interest net income$090
Net income of bank and minority interests.$4,282,0001,410
Net charge-offs$-14,0006,225
Cash dividends$3,873,000718
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,365,0001,365
2013-09-30 (YTD Data)Rank
Total interest income$8,243,0002,237
Total interest expense$1,519,0001,729
Net interest income$6,724,0002,349
Provision for loan and lease losses$04,941
Total noninterest income$817,0003,097
Gross Fiduciary activities income$36,000937
Service charges on deposit accounts$212,0003,483
Trading account gains and fees$0180
Additional Noninterest Income$569,0002,823
Total noninterest expense$4,249,0003,104
Salaries and employee benefits$2,378,0003,014
Premises and equipment expense$608,0002,699
Additional noninterest expense$1,263,0003,366
Pre-tax net operating income$3,292,0001,614
Securities gains (losses)$949,000224
Applicable income taxes$04,713
Income before extraordinary items$4,241,0001,101
Extraordinary gains, net$025
Net income$4,241,0001,103
Minority interest net income$084
Net income of bank and minority interests.$4,241,0001,103
Net charge-offs$-16,0006,227
Cash dividends$3,874,000521
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,292,0001,351
2013-06-30 (YTD Data)Rank
Total interest income$5,402,0002,265
Total interest expense$1,009,0001,769
Net interest income$4,393,0002,383
Provision for loan and lease losses$04,788
Total noninterest income$546,0003,136
Gross Fiduciary activities income$24,000946
Service charges on deposit accounts$141,0003,459
Trading account gains and fees$0157
Additional Noninterest Income$381,0002,868
Total noninterest expense$2,807,0003,142
Salaries and employee benefits$1,552,0003,074
Premises and equipment expense$406,0002,711
Additional noninterest expense$849,0003,354
Pre-tax net operating income$2,132,0001,635
Securities gains (losses)$948,000192
Applicable income taxes$04,679
Income before extraordinary items$3,080,0001,004
Extraordinary gains, net$022
Net income$3,080,0001,005
Minority interest net income$082
Net income of bank and minority interests.$3,080,0001,007
Net charge-offs$-1,0005,537
Cash dividends$3,362,000403
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,132,0001,366
2013-03-31 (YTD Data)Rank
Total interest income$2,660,0002,322
Total interest expense$500,0001,834
Net interest income$2,160,0002,437
Provision for loan and lease losses$04,409
Total noninterest income$239,0003,370
Gross Fiduciary activities income$11,000956
Service charges on deposit accounts$71,0003,434
Trading account gains and fees$0148
Additional Noninterest Income$157,0003,111
Total noninterest expense$1,444,0003,097
Salaries and employee benefits$773,0003,122
Premises and equipment expense$197,0002,795
Additional noninterest expense$474,0003,109
Pre-tax net operating income$955,0001,786
Securities gains (losses)$518,000207
Applicable income taxes$04,602
Income before extraordinary items$1,473,0001,038
Extraordinary gains, net$010
Net income$1,473,0001,037
Minority interest net income$076
Net income of bank and minority interests.$1,473,0001,040
Net charge-offs$-1,0005,189
Cash dividends$2,247,000276
Sale, conversion, retirement of capital stock, net$0789
Net operating income$955,0001,496
2012-12-31 (YTD Data)Rank
Total interest income$11,032,0002,345
Total interest expense$2,071,0002,078
Net interest income$8,961,0002,403
Provision for loan and lease losses$05,905
Total noninterest income$1,089,0003,112
Gross Fiduciary activities income$43,000981
Service charges on deposit accounts$295,0003,516
Trading account gains and fees$0166
Additional Noninterest Income$751,0002,784
Total noninterest expense$7,981,0002,372
Salaries and employee benefits$3,301,0002,927
Premises and equipment expense$803,0002,742
Additional noninterest expense$3,877,0001,718
Pre-tax net operating income$2,069,0002,753
Securities gains (losses)$740,000696
Applicable income taxes$04,751
Income before extraordinary items$2,809,0001,971
Extraordinary gains, net$029
Net income$2,809,0001,970
Minority interest net income$093
Net income of bank and minority interests.$2,809,0001,972
Net charge-offs$-2,0006,406
Cash dividends$5,009,000565
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,069,0002,399
2012-09-30 (YTD Data)Rank
Total interest income$8,318,0002,386
Total interest expense$1,556,0002,155
Net interest income$6,762,0002,423
Provision for loan and lease losses$05,790
Total noninterest income$647,0003,552
Gross Fiduciary activities income$35,000969
Service charges on deposit accounts$227,0003,503
Trading account gains and fees$0157
Additional Noninterest Income$385,0003,330
Total noninterest expense$4,033,0003,319
Salaries and employee benefits$2,248,0003,152
Premises and equipment expense$554,0002,948
Additional noninterest expense$1,231,0003,576
Pre-tax net operating income$3,376,0001,538
Securities gains (losses)$259,0001,239
Applicable income taxes$04,802
Income before extraordinary items$3,635,0001,236
Extraordinary gains, net$020
Net income$3,635,0001,237
Minority interest net income$086
Net income of bank and minority interests.$3,635,0001,237
Net charge-offs$1,0005,692
Cash dividends$5,010,000361
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,376,0001,266
2012-06-30 (YTD Data)Rank
Total interest income$5,505,0002,413
Total interest expense$1,040,0002,214
Net interest income$4,465,0002,441
Provision for loan and lease losses$05,619
Total noninterest income$430,0003,522
Gross Fiduciary activities income$25,000967
Service charges on deposit accounts$152,0003,480
Trading account gains and fees$0153
Additional Noninterest Income$253,0003,318
Total noninterest expense$2,730,0003,304
Salaries and employee benefits$1,512,0003,146
Premises and equipment expense$358,0003,008
Additional noninterest expense$860,0003,494
Pre-tax net operating income$2,165,0001,588
Securities gains (losses)$259,000946
Applicable income taxes$04,770
Income before extraordinary items$2,424,0001,238
Extraordinary gains, net$019
Net income$2,424,0001,238
Minority interest net income$084
Net income of bank and minority interests.$2,424,0001,238
Net charge-offs$2,0005,336
Cash dividends$4,567,000278
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,165,0001,292
2012-03-31 (YTD Data)Rank
Total interest income$2,740,0002,447
Total interest expense$519,0002,298
Net interest income$2,221,0002,466
Provision for loan and lease losses$05,254
Total noninterest income$206,0003,595
Gross Fiduciary activities income$11,000973
Service charges on deposit accounts$75,0003,513
Trading account gains and fees$0148
Additional Noninterest Income$120,0003,420
Total noninterest expense$1,336,0003,368
Salaries and employee benefits$757,0003,154
Premises and equipment expense$176,0003,077
Additional noninterest expense$403,0003,616
Pre-tax net operating income$1,091,0001,561
Securities gains (losses)$259,000504
Applicable income taxes$04,704
Income before extraordinary items$1,350,0001,096
Extraordinary gains, net$019
Net income$1,350,0001,098
Minority interest net income$078
Net income of bank and minority interests.$1,350,0001,097
Net charge-offs$-2,0006,038
Cash dividends$3,295,000173
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,091,0001,262
2011-12-31 (YTD Data)Rank
Total interest income$11,581,0002,410
Total interest expense$2,087,0002,680
Net interest income$9,494,0002,298
Provision for loan and lease losses$06,496
Total noninterest income$858,0003,392
Gross Fiduciary activities income$41,000945
Service charges on deposit accounts$322,0003,457
Trading account gains and fees$0146
Additional Noninterest Income$495,0003,150
Total noninterest expense$5,602,0003,227
Salaries and employee benefits$3,114,0003,020
Premises and equipment expense$712,0003,160
Additional noninterest expense$1,776,0003,432
Pre-tax net operating income$4,750,0001,231
Securities gains (losses)$221,0001,372
Applicable income taxes$04,719
Income before extraordinary items$4,971,0001,014
Extraordinary gains, net$029
Net income$4,971,0001,014
Minority interest net income$096
Net income of bank and minority interests.$4,971,0001,014
Net charge-offs$-36,0007,144
Cash dividends$4,432,000478
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,750,0001,008
2011-09-30 (YTD Data)Rank
Total interest income$8,765,0002,419
Total interest expense$1,587,0002,745
Net interest income$7,178,0002,294
Provision for loan and lease losses$06,393
Total noninterest income$646,0003,382
Gross Fiduciary activities income$35,000907
Service charges on deposit accounts$238,0003,498
Trading account gains and fees$0145
Additional Noninterest Income$373,0003,151
Total noninterest expense$4,035,0003,355
Salaries and employee benefits$2,202,0003,181
Premises and equipment expense$553,0003,110
Additional noninterest expense$1,280,0003,529
Pre-tax net operating income$3,789,0001,215
Securities gains (losses)$221,0001,137
Applicable income taxes$04,740
Income before extraordinary items$4,010,000961
Extraordinary gains, net$021
Net income$4,010,000958
Minority interest net income$087
Net income of bank and minority interests.$4,010,000961
Net charge-offs$-11,0007,025
Cash dividends$4,433,000330
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,789,000971
2011-06-30 (YTD Data)Rank
Total interest income$5,769,0002,462
Total interest expense$1,062,0002,826
Net interest income$4,707,0002,330
Provision for loan and lease losses$06,217
Total noninterest income$418,0003,469
Gross Fiduciary activities income$25,000921
Service charges on deposit accounts$151,0003,578
Trading account gains and fees$0153
Additional Noninterest Income$242,0003,198
Total noninterest expense$2,775,0003,294
Salaries and employee benefits$1,475,0003,181
Premises and equipment expense$374,0003,098
Additional noninterest expense$926,0003,380
Pre-tax net operating income$2,350,0001,262
Securities gains (losses)$33,0001,841
Applicable income taxes$04,697
Income before extraordinary items$2,383,0001,039
Extraordinary gains, net$015
Net income$2,383,0001,037
Minority interest net income$089
Net income of bank and minority interests.$2,383,0001,039
Net charge-offs$-10,0007,015
Cash dividends$3,884,000249
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,350,0001,025
2011-03-31 (YTD Data)Rank
Total interest income$2,871,0002,481
Total interest expense$538,0002,870
Net interest income$2,333,0002,343
Provision for loan and lease losses$05,840
Total noninterest income$214,0003,444
Gross Fiduciary activities income$11,000935
Service charges on deposit accounts$73,0003,613
Trading account gains and fees$0158
Additional Noninterest Income$130,0003,138
Total noninterest expense$1,410,0003,265
Salaries and employee benefits$743,0003,177
Premises and equipment expense$188,0003,145
Additional noninterest expense$479,0003,294
Pre-tax net operating income$1,137,0001,272
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,137,0001,075
Extraordinary gains, net$09
Net income$1,137,0001,074
Minority interest net income$086
Net income of bank and minority interests.$1,137,0001,075
Net charge-offs$-5,0006,778
Cash dividends$3,139,000135
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,137,0001,042
2010-12-31 (YTD Data)Rank
Total interest income$11,568,0002,586
Total interest expense$2,304,0003,190
Net interest income$9,264,0002,355
Provision for loan and lease losses$07,042
Total noninterest income$980,0003,254
Gross Fiduciary activities income$51,000959
Service charges on deposit accounts$321,0003,500
Trading account gains and fees$0175
Additional Noninterest Income$608,0002,892
Total noninterest expense$5,464,0003,357
Salaries and employee benefits$2,956,0003,157
Premises and equipment expense$767,0003,077
Additional noninterest expense$1,741,0003,614
Pre-tax net operating income$4,780,0001,069
Securities gains (losses)$430,0001,003
Applicable income taxes$04,655
Income before extraordinary items$5,210,000846
Extraordinary gains, net$029
Net income$5,210,000846
Minority interest net income$0111
Net income of bank and minority interests.$5,210,000847
Net charge-offs$-53,0007,570
Cash dividends$1,958,000837
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,780,000878
2010-09-30 (YTD Data)Rank
Total interest income$8,732,0002,634
Total interest expense$1,750,0003,277
Net interest income$6,982,0002,387
Provision for loan and lease losses$06,977
Total noninterest income$767,0003,228
Gross Fiduciary activities income$36,000955
Service charges on deposit accounts$247,0003,520
Trading account gains and fees$0165
Additional Noninterest Income$484,0002,806
Total noninterest expense$4,013,0003,404
Salaries and employee benefits$2,196,0003,210
Premises and equipment expense$548,0003,236
Additional noninterest expense$1,269,0003,666
Pre-tax net operating income$3,736,0001,092
Securities gains (losses)$421,000855
Applicable income taxes$04,726
Income before extraordinary items$4,157,000832
Extraordinary gains, net$023
Net income$4,157,000833
Minority interest net income$0110
Net income of bank and minority interests.$4,157,000833
Net charge-offs$-56,0007,649
Cash dividends$1,957,000551
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,736,000891
2010-06-30 (YTD Data)Rank
Total interest income$5,833,0002,660
Total interest expense$1,175,0003,359
Net interest income$4,658,0002,388
Provision for loan and lease losses$06,857
Total noninterest income$515,0003,157
Gross Fiduciary activities income$25,000960
Service charges on deposit accounts$170,0003,465
Trading account gains and fees$0152
Additional Noninterest Income$320,0002,755
Total noninterest expense$2,683,0003,402
Salaries and employee benefits$1,470,0003,198
Premises and equipment expense$355,0003,328
Additional noninterest expense$858,0003,615
Pre-tax net operating income$2,490,0001,073
Securities gains (losses)$395,000580
Applicable income taxes$04,691
Income before extraordinary items$2,885,000779
Extraordinary gains, net$019
Net income$2,885,000776
Minority interest net income$0105
Net income of bank and minority interests.$2,885,000779
Net charge-offs$-62,0007,715
Cash dividends$1,331,000516
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,490,000867
2010-03-31 (YTD Data)Rank
Total interest income$2,829,0002,785
Total interest expense$588,0003,482
Net interest income$2,241,0002,506
Provision for loan and lease losses$06,552
Total noninterest income$239,0003,285
Gross Fiduciary activities income$14,000950
Service charges on deposit accounts$84,0003,502
Trading account gains and fees$0175
Additional Noninterest Income$141,0002,954
Total noninterest expense$1,351,0003,430
Salaries and employee benefits$733,0003,257
Premises and equipment expense$172,0003,508
Additional noninterest expense$446,0003,484
Pre-tax net operating income$1,129,0001,162
Securities gains (losses)$49,0001,156
Applicable income taxes$04,611
Income before extraordinary items$1,178,000924
Extraordinary gains, net$016
Net income$1,178,000928
Minority interest net income$091
Net income of bank and minority interests.$1,178,000928
Net charge-offs$-61,0007,809
Cash dividends$514,000643
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,129,000941
2009-12-31 (YTD Data)Rank
Total interest income$11,141,0002,937
Total interest expense$2,595,0003,794
Net interest income$8,546,0002,538
Provision for loan and lease losses$07,427
Total noninterest income$883,0003,567
Gross Fiduciary activities income$43,000985
Service charges on deposit accounts$367,0003,486
Trading account gains and fees$0211
Additional Noninterest Income$473,0003,302
Total noninterest expense$5,596,0003,362
Salaries and employee benefits$3,004,0003,173
Premises and equipment expense$788,0003,156
Additional noninterest expense$1,804,0003,597
Pre-tax net operating income$3,833,0001,077
Securities gains (losses)$886,000547
Applicable income taxes$04,388
Income before extraordinary items$4,719,000724
Extraordinary gains, net$034
Net income$4,719,000722
Minority interest net income$0115
Net income of bank and minority interests.$4,719,000724
Net charge-offs$-90,0007,977
Cash dividends$4,138,000421
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,833,000895
2009-09-30 (YTD Data)Rank
Total interest income$8,262,0003,015
Total interest expense$1,977,0003,877
Net interest income$6,285,0002,611
Provision for loan and lease losses$07,284
Total noninterest income$668,0003,619
Gross Fiduciary activities income$31,000970
Service charges on deposit accounts$272,0003,525
Trading account gains and fees$0212
Additional Noninterest Income$365,0003,338
Total noninterest expense$4,004,0003,491
Salaries and employee benefits$2,120,0003,376
Premises and equipment expense$628,0003,043
Additional noninterest expense$1,256,0003,758
Pre-tax net operating income$2,949,0001,111
Securities gains (losses)$585,000614
Applicable income taxes$04,592
Income before extraordinary items$3,534,000767
Extraordinary gains, net$027
Net income$3,534,000765
Minority interest net income$0118
Net income of bank and minority interests.$3,534,000768
Net charge-offs$-88,0008,045
Cash dividends$1,670,000771
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,949,000914
2009-06-30 (YTD Data)Rank
Total interest income$5,527,0003,038
Total interest expense$1,348,0003,931
Net interest income$4,179,0002,598
Provision for loan and lease losses$07,158
Total noninterest income$437,0003,678
Gross Fiduciary activities income$21,000974
Service charges on deposit accounts$174,0003,588
Trading account gains and fees$0193
Additional Noninterest Income$242,0003,355
Total noninterest expense$2,556,0003,653
Salaries and employee benefits$1,386,0003,463
Premises and equipment expense$415,0003,083
Additional noninterest expense$755,0004,041
Pre-tax net operating income$2,060,0001,107
Securities gains (losses)$565,000459
Applicable income taxes$04,657
Income before extraordinary items$2,625,000694
Extraordinary gains, net$021
Net income$2,625,000692
Minority interest net income$0112
Net income of bank and minority interests.$2,625,000695
Net charge-offs$-66,0008,125
Cash dividends$1,140,000794
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,060,000889
2009-03-31 (YTD Data)Rank
Total interest income$2,792,0003,044
Total interest expense$696,0003,959
Net interest income$2,096,0002,588
Provision for loan and lease losses$06,744
Total noninterest income$200,0003,805
Gross Fiduciary activities income$7,0001,026
Service charges on deposit accounts$84,0003,610
Trading account gains and fees$0171
Additional Noninterest Income$109,0003,517
Total noninterest expense$1,329,0003,476
Salaries and employee benefits$688,0003,526
Premises and equipment expense$243,0002,740
Additional noninterest expense$398,0003,592
Pre-tax net operating income$967,0001,330
Securities gains (losses)$358,000444
Applicable income taxes$04,835
Income before extraordinary items$1,325,000775
Extraordinary gains, net$015
Net income$1,325,000776
Minority interest net income$0102
Net income of bank and minority interests.$1,325,000777
Net charge-offs$-34,0008,085
Cash dividends$485,000924
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$967,0001,043
2008-12-31 (YTD Data)Rank
Total interest income$11,679,0003,115
Total interest expense$3,562,0003,809
Net interest income$8,117,0002,667
Provision for loan and lease losses$07,334
Total noninterest income$927,0003,578
Gross Fiduciary activities income$41,0001,002
Service charges on deposit accounts$372,0003,600
Trading account gains and fees$0154
Additional Noninterest Income$514,0003,125
Total noninterest expense$5,156,0003,475
Salaries and employee benefits$2,915,0003,334
Premises and equipment expense$873,0002,948
Additional noninterest expense$1,368,0003,875
Pre-tax net operating income$3,888,0001,404
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,888,0001,071
Extraordinary gains, net$039
Net income$3,888,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0005,402
Cash dividends$3,359,000811
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,888,0001,139
2008-09-30 (YTD Data)Rank
Total interest income$8,825,0003,157
Total interest expense$2,750,0003,833
Net interest income$6,075,0002,696
Provision for loan and lease losses$06,991
Total noninterest income$670,0003,731
Gross Fiduciary activities income$35,000982
Service charges on deposit accounts$283,0003,599
Trading account gains and fees$0148
Additional Noninterest Income$352,0003,401
Total noninterest expense$3,786,0003,520
Salaries and employee benefits$2,250,0003,283
Premises and equipment expense$614,0003,134
Additional noninterest expense$922,0004,134
Pre-tax net operating income$2,959,0001,649
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,959,0001,254
Extraordinary gains, net$031
Net income$2,959,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,890
Cash dividends$1,877,0001,096
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,959,0001,326
2008-06-30 (YTD Data)Rank
Total interest income$5,981,0003,161
Total interest expense$1,924,0003,840
Net interest income$4,057,0002,678
Provision for loan and lease losses$06,671
Total noninterest income$454,0003,725
Gross Fiduciary activities income$25,000990
Service charges on deposit accounts$188,0003,607
Trading account gains and fees$0149
Additional Noninterest Income$241,0003,420
Total noninterest expense$2,563,0003,491
Salaries and employee benefits$1,557,0003,227
Premises and equipment expense$412,0003,137
Additional noninterest expense$594,0004,231
Pre-tax net operating income$1,948,0001,723
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,948,0001,426
Extraordinary gains, net$021
Net income$1,948,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0008,289
Cash dividends$1,383,0001,073
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,948,0001,395
2008-03-31 (YTD Data)Rank
Total interest income$3,067,0003,167
Total interest expense$1,012,0003,889
Net interest income$2,055,0002,650
Provision for loan and lease losses$06,080
Total noninterest income$207,0003,933
Gross Fiduciary activities income$11,0001,012
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,641
Total noninterest expense$1,345,0003,384
Salaries and employee benefits$826,0003,074
Premises and equipment expense$199,0003,248
Additional noninterest expense$320,0003,920
Pre-tax net operating income$917,0001,938
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$917,0001,623
Extraordinary gains, net$015
Net income$917,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,332
Cash dividends$889,000843
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$917,0001,564
2007-12-31 (YTD Data)Rank
Total interest income$12,689,0003,135
Total interest expense$3,782,0004,157
Net interest income$8,907,0002,474
Provision for loan and lease losses$06,851
Total noninterest income$852,0003,875
Gross Fiduciary activities income$40,0001,044
Service charges on deposit accounts$390,0003,571
Trading account gains and fees$0178
Additional Noninterest Income$422,0003,635
Total noninterest expense$5,265,0003,318
Salaries and employee benefits$3,201,0003,066
Premises and equipment expense$725,0003,347
Additional noninterest expense$1,339,0003,749
Pre-tax net operating income$4,494,0001,804
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,494,0001,439
Extraordinary gains, net$039
Net income$4,494,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,248
Cash dividends$3,062,0001,157
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,494,0001,421
2007-09-30 (YTD Data)Rank
Total interest income$9,514,0003,137
Total interest expense$2,770,0004,214
Net interest income$6,744,0002,471
Provision for loan and lease losses$06,528
Total noninterest income$647,0003,859
Gross Fiduciary activities income$35,0001,007
Service charges on deposit accounts$291,0003,572
Trading account gains and fees$0184
Additional Noninterest Income$321,0003,615
Total noninterest expense$3,858,0003,343
Salaries and employee benefits$2,335,0003,109
Premises and equipment expense$537,0003,361
Additional noninterest expense$986,0003,746
Pre-tax net operating income$3,533,0001,843
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,533,0001,444
Extraordinary gains, net$033
Net income$3,533,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,441
Cash dividends$1,580,0001,443
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,533,0001,435
2007-06-30 (YTD Data)Rank
Total interest income$6,291,0003,162
Total interest expense$1,812,0004,267
Net interest income$4,479,0002,499
Provision for loan and lease losses$06,209
Total noninterest income$427,0003,886
Gross Fiduciary activities income$25,0001,018
Service charges on deposit accounts$191,0003,598
Trading account gains and fees$0168
Additional Noninterest Income$211,0003,679
Total noninterest expense$2,645,0003,299
Salaries and employee benefits$1,597,0003,074
Premises and equipment expense$362,0003,346
Additional noninterest expense$686,0003,620
Pre-tax net operating income$2,261,0001,952
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,261,0001,551
Extraordinary gains, net$029
Net income$2,261,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$1,185,0001,359
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,261,0001,531
2007-03-31 (YTD Data)Rank
Total interest income$3,058,0003,228
Total interest expense$883,0004,324
Net interest income$2,175,0002,561
Provision for loan and lease losses$05,779
Total noninterest income$206,0003,944
Gross Fiduciary activities income$11,0001,027
Service charges on deposit accounts$90,0003,661
Trading account gains and fees$0195
Additional Noninterest Income$105,0003,680
Total noninterest expense$1,393,0003,167
Salaries and employee benefits$845,0002,934
Premises and equipment expense$180,0003,387
Additional noninterest expense$368,0003,389
Pre-tax net operating income$988,0002,190
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$988,0001,732
Extraordinary gains, net$022
Net income$988,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$790,000992
Sale, conversion, retirement of capital stock, net$0885
Net operating income$988,0001,720
2006-12-31 (YTD Data)Rank
Total interest income$12,114,0003,062
Total interest expense$3,468,0003,939
Net interest income$8,646,0002,606
Provision for loan and lease losses$225,0003,309
Total noninterest income$1,070,0003,395
Gross Fiduciary activities income$46,0001,034
Service charges on deposit accounts$408,0003,502
Trading account gains and fees$0130
Additional Noninterest Income$616,0002,964
Total noninterest expense$4,856,0003,428
Salaries and employee benefits$2,741,0003,374
Premises and equipment expense$822,0002,930
Additional noninterest expense$1,293,0003,718
Pre-tax net operating income$4,635,0002,013
Securities gains (losses)$01,687
Applicable income taxes$124,0004,783
Income before extraordinary items$4,511,0001,608
Extraordinary gains, net$051
Net income$4,511,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,423
Cash dividends$2,806,0001,191
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,511,0001,591
2006-09-30 (YTD Data)Rank
Total interest income$9,010,0003,064
Total interest expense$2,529,0003,921
Net interest income$6,481,0002,628
Provision for loan and lease losses$225,0002,598
Total noninterest income$873,0003,205
Gross Fiduciary activities income$36,0001,029
Service charges on deposit accounts$315,0003,464
Trading account gains and fees$0126
Additional Noninterest Income$522,0002,785
Total noninterest expense$3,618,0003,437
Salaries and employee benefits$2,044,0003,385
Premises and equipment expense$598,0003,012
Additional noninterest expense$976,0003,670
Pre-tax net operating income$3,511,0002,060
Securities gains (losses)$01,388
Applicable income taxes$93,0004,991
Income before extraordinary items$3,418,0001,622
Extraordinary gains, net$045
Net income$3,418,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,348
Cash dividends$2,065,0001,120
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,418,0001,604
2006-06-30 (YTD Data)Rank
Total interest income$5,911,0003,060
Total interest expense$1,643,0003,892
Net interest income$4,268,0002,661
Provision for loan and lease losses$150,0002,563
Total noninterest income$630,0003,021
Gross Fiduciary activities income$24,0001,045
Service charges on deposit accounts$212,0003,420
Trading account gains and fees$0126
Additional Noninterest Income$394,0002,584
Total noninterest expense$2,388,0003,469
Salaries and employee benefits$1,348,0003,431
Premises and equipment expense$394,0003,038
Additional noninterest expense$646,0003,690
Pre-tax net operating income$2,360,0002,048
Securities gains (losses)$01,185
Applicable income taxes$62,0005,032
Income before extraordinary items$2,298,0001,596
Extraordinary gains, net$039
Net income$2,298,0001,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,556
Cash dividends$1,670,000954
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,298,0001,583
2006-03-31 (YTD Data)Rank
Total interest income$2,833,0003,124
Total interest expense$777,0003,894
Net interest income$2,056,0002,719
Provision for loan and lease losses$75,0002,394
Total noninterest income$234,0003,634
Gross Fiduciary activities income$12,0001,047
Service charges on deposit accounts$106,0003,341
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,440
Total noninterest expense$1,214,0003,431
Salaries and employee benefits$669,0003,463
Premises and equipment expense$203,0002,992
Additional noninterest expense$342,0003,506
Pre-tax net operating income$1,001,0002,273
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,001,0001,788
Extraordinary gains, net$021
Net income$1,001,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,260
Cash dividends$1,275,000618
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,001,0001,776
2005-12-31 (YTD Data)Rank
Total interest income$10,155,0003,118
Total interest expense$2,430,0003,902
Net interest income$7,725,0002,790
Provision for loan and lease losses$300,0002,799
Total noninterest income$898,0003,805
Gross Fiduciary activities income$57,0001,024
Service charges on deposit accounts$427,0003,407
Trading account gains and fees$0138
Additional Noninterest Income$414,0003,725
Total noninterest expense$4,610,0003,453
Salaries and employee benefits$2,612,0003,354
Premises and equipment expense$761,0003,025
Additional noninterest expense$1,237,0003,777
Pre-tax net operating income$3,713,0002,349
Securities gains (losses)$18,0001,287
Applicable income taxes$141,0005,064
Income before extraordinary items$3,590,0001,912
Extraordinary gains, net$046
Net income$3,590,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0008,676
Cash dividends$1,025,0002,388
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,572,7201,897
2005-09-30 (YTD Data)Rank
Total interest income$7,414,0003,139
Total interest expense$1,724,0003,917
Net interest income$5,690,0002,807
Provision for loan and lease losses$225,0002,711
Total noninterest income$660,0003,854
Gross Fiduciary activities income$41,0001,021
Service charges on deposit accounts$318,0003,434
Trading account gains and fees$0126
Additional Noninterest Income$301,0003,786
Total noninterest expense$3,478,0003,416
Salaries and employee benefits$1,945,0003,355
Premises and equipment expense$583,0002,954
Additional noninterest expense$950,0003,645
Pre-tax net operating income$2,647,0002,463
Securities gains (losses)$18,0001,269
Applicable income taxes$110,0005,145
Income before extraordinary items$2,555,0002,021
Extraordinary gains, net$035
Net income$2,555,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0008,685
Cash dividends$725,0002,256
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,537,7201,995
2005-06-30 (YTD Data)Rank
Total interest income$4,801,0003,151
Total interest expense$1,071,0003,945
Net interest income$3,730,0002,824
Provision for loan and lease losses$150,0002,598
Total noninterest income$441,0003,804
Gross Fiduciary activities income$29,0001,018
Service charges on deposit accounts$205,0003,456
Trading account gains and fees$0116
Additional Noninterest Income$207,0003,704
Total noninterest expense$2,317,0003,391
Salaries and employee benefits$1,293,0003,349
Premises and equipment expense$391,0002,905
Additional noninterest expense$633,0003,641
Pre-tax net operating income$1,704,0002,473
Securities gains (losses)$18,0001,140
Applicable income taxes$79,0005,088
Income before extraordinary items$1,643,0002,058
Extraordinary gains, net$030
Net income$1,643,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-146,0008,721
Cash dividends$550,0002,062
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,625,9002,044
2005-03-31 (YTD Data)Rank
Total interest income$2,313,0003,206
Total interest expense$502,0004,015
Net interest income$1,811,0002,894
Provision for loan and lease losses$75,0002,455
Total noninterest income$220,0003,748
Gross Fiduciary activities income$12,0001,041
Service charges on deposit accounts$102,0003,402
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,615
Total noninterest expense$1,193,0003,324
Salaries and employee benefits$641,0003,365
Premises and equipment expense$196,0002,929
Additional noninterest expense$356,0003,320
Pre-tax net operating income$763,0002,667
Securities gains (losses)$13,000933
Applicable income taxes$17,0005,779
Income before extraordinary items$759,0002,184
Extraordinary gains, net$024
Net income$759,0002,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,866
Cash dividends$375,0001,511
Sale, conversion, retirement of capital stock, net$0491
Net operating income$746,2602,165
2004-12-31 (YTD Data)Rank
Total interest income$8,725,0003,178
Total interest expense$1,800,0003,981
Net interest income$6,925,0002,912
Provision for loan and lease losses$308,0002,860
Total noninterest income$663,0004,554
Gross Fiduciary activities income$46,0001,072
Service charges on deposit accounts$443,0003,417
Trading account gains and fees$0138
Additional Noninterest Income$174,0005,397
Total noninterest expense$4,688,0003,308
Salaries and employee benefits$2,543,0003,305
Premises and equipment expense$844,0002,659
Additional noninterest expense$1,301,0003,524
Pre-tax net operating income$2,592,0002,913
Securities gains (losses)$-35,0008,520
Applicable income taxes$159,0005,031
Income before extraordinary items$2,398,0002,523
Extraordinary gains, net$034
Net income$2,398,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,0001,012
Cash dividends$1,570,0001,668
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,430,9002,436
2004-09-30 (YTD Data)Rank
Total interest income$6,583,0003,141
Total interest expense$1,333,0003,977
Net interest income$5,250,0002,858
Provision for loan and lease losses$225,0002,754
Total noninterest income$481,0004,649
Gross Fiduciary activities income$42,0001,039
Service charges on deposit accounts$340,0003,373
Trading account gains and fees$0134
Additional Noninterest Income$99,0005,932
Total noninterest expense$3,561,0003,254
Salaries and employee benefits$1,906,0003,282
Premises and equipment expense$648,0002,604
Additional noninterest expense$1,007,0003,414
Pre-tax net operating income$1,945,0002,958
Securities gains (losses)$-26,0008,704
Applicable income taxes$82,0005,558
Income before extraordinary items$1,837,0002,518
Extraordinary gains, net$026
Net income$1,837,0002,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$1,270,0001,439
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,861,9602,416
2004-06-30 (YTD Data)Rank
Total interest income$4,390,0003,127
Total interest expense$882,0003,990
Net interest income$3,508,0002,843
Provision for loan and lease losses$150,0002,691
Total noninterest income$287,0004,927
Gross Fiduciary activities income$28,0001,048
Service charges on deposit accounts$226,0003,362
Trading account gains and fees$0130
Additional Noninterest Income$33,0007,099
Total noninterest expense$2,363,0003,269
Salaries and employee benefits$1,270,0003,288
Premises and equipment expense$409,0002,737
Additional noninterest expense$684,0003,361
Pre-tax net operating income$1,282,0002,956
Securities gains (losses)$19,0002,067
Applicable income taxes$55,0005,541
Income before extraordinary items$1,246,0002,437
Extraordinary gains, net$021
Net income$1,246,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,514
Cash dividends$1,070,0001,189
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,227,7602,408
2004-03-31 (YTD Data)Rank
Total interest income$2,220,0003,106
Total interest expense$441,0004,034
Net interest income$1,779,0002,799
Provision for loan and lease losses$75,0002,550
Total noninterest income$183,0004,279
Gross Fiduciary activities income$14,0001,054
Service charges on deposit accounts$111,0003,331
Trading account gains and fees$0121
Additional Noninterest Income$58,0004,809
Total noninterest expense$1,252,0003,092
Salaries and employee benefits$636,0003,301
Premises and equipment expense$201,0002,796
Additional noninterest expense$415,0002,811
Pre-tax net operating income$635,0002,938
Securities gains (losses)$2,0002,612
Applicable income taxes$07,103
Income before extraordinary items$637,0002,366
Extraordinary gains, net$016
Net income$637,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$870,000763
Sale, conversion, retirement of capital stock, net$0464
Net operating income$635,0002,288
2003-12-31 (YTD Data)Rank
Total interest income$9,074,0003,087
Total interest expense$2,159,0003,779
Net interest income$6,915,0002,785
Provision for loan and lease losses$250,0003,535
Total noninterest income$737,0004,415
Gross Fiduciary activities income$56,0001,065
Service charges on deposit accounts$459,0003,322
Trading account gains and fees$0160
Additional Noninterest Income$222,0005,073
Total noninterest expense$4,363,0003,442
Salaries and employee benefits$2,484,0003,279
Premises and equipment expense$692,0003,112
Additional noninterest expense$1,187,0003,764
Pre-tax net operating income$3,039,0002,478
Securities gains (losses)$12,0003,514
Applicable income taxes$158,0005,212
Income before extraordinary items$2,893,0002,097
Extraordinary gains, net$054
Net income$2,893,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0002,035
Cash dividends$300,0004,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,881,6002,011
2003-09-30 (YTD Data)Rank
Total interest income$6,820,0003,122
Total interest expense$1,703,0003,728
Net interest income$5,117,0002,835
Provision for loan and lease losses$225,0003,052
Total noninterest income$558,0004,435
Gross Fiduciary activities income$45,0001,041
Service charges on deposit accounts$345,0003,316
Trading account gains and fees$0153
Additional Noninterest Income$168,0005,123
Total noninterest expense$3,291,0003,415
Salaries and employee benefits$1,865,0003,285
Premises and equipment expense$525,0003,086
Additional noninterest expense$901,0003,711
Pre-tax net operating income$2,159,0002,685
Securities gains (losses)$12,0003,246
Applicable income taxes$131,0005,277
Income before extraordinary items$2,040,0002,286
Extraordinary gains, net$040
Net income$2,040,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,905
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,028,7202,185
2003-06-30 (YTD Data)Rank
Total interest income$4,597,0003,115
Total interest expense$1,210,0003,638
Net interest income$3,387,0002,852
Provision for loan and lease losses$150,0003,000
Total noninterest income$378,0004,387
Gross Fiduciary activities income$30,0001,052
Service charges on deposit accounts$226,0003,314
Trading account gains and fees$0150
Additional Noninterest Income$122,0004,964
Total noninterest expense$2,221,0003,366
Salaries and employee benefits$1,248,0003,277
Premises and equipment expense$345,0003,115
Additional noninterest expense$628,0003,582
Pre-tax net operating income$1,394,0002,751
Securities gains (losses)$-5,0008,994
Applicable income taxes$104,0005,080
Income before extraordinary items$1,285,0002,419
Extraordinary gains, net$030
Net income$1,285,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,972
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,289,6502,278
2003-03-31 (YTD Data)Rank
Total interest income$2,315,0003,111
Total interest expense$607,0003,714
Net interest income$1,708,0002,824
Provision for loan and lease losses$75,0002,805
Total noninterest income$189,0004,304
Gross Fiduciary activities income$15,0001,064
Service charges on deposit accounts$115,0003,184
Trading account gains and fees$0134
Additional Noninterest Income$59,0004,952
Total noninterest expense$1,107,0003,372
Salaries and employee benefits$614,0003,294
Premises and equipment expense$171,0003,140
Additional noninterest expense$322,0003,431
Pre-tax net operating income$715,0002,702
Securities gains (losses)$-2,0009,046
Applicable income taxes$275,0002,171
Income before extraordinary items$438,0003,246
Extraordinary gains, net$021
Net income$438,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,512
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$439,2803,075
2002-12-31 (YTD Data)Rank
Total interest income$10,154,0002,980
Total interest expense$3,173,0003,383
Net interest income$6,981,0002,742
Provision for loan and lease losses$228,0004,082
Total noninterest income$1,075,0003,315
Gross Fiduciary activities income$63,0001,072
Service charges on deposit accounts$461,0003,174
Trading account gains and fees$0153
Additional Noninterest Income$551,0003,112
Total noninterest expense$4,394,0003,288
Salaries and employee benefits$2,449,0003,178
Premises and equipment expense$693,0003,027
Additional noninterest expense$1,252,0003,494
Pre-tax net operating income$3,434,0002,243
Securities gains (losses)$470,000682
Applicable income taxes$1,369,0001,774
Income before extraordinary items$2,535,0002,326
Extraordinary gains, net$070
Net income$2,535,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,979
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,229,5002,485
2001-12-31 (YTD Data)Rank
Total interest income$11,478,0002,951
Total interest expense$4,694,0003,337
Net interest income$6,784,0002,643
Provision for loan and lease losses$1,064,0001,190
Total noninterest income$1,112,0003,093
Gross Fiduciary activities income$60,0001,098
Service charges on deposit accounts$508,0002,807
Trading account gains and fees$0177
Additional Noninterest Income$544,0002,993
Total noninterest expense$4,372,0003,161
Salaries and employee benefits$2,409,0003,048
Premises and equipment expense$704,0002,931
Additional noninterest expense$1,259,0003,355
Pre-tax net operating income$2,460,0002,698
Securities gains (losses)$287,000916
Applicable income taxes$958,0002,143
Income before extraordinary items$1,789,0002,805
Extraordinary gains, net$0105
Net income$1,789,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,541,000694
Cash dividends$300,0004,357
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,602,4502,969
2000-12-31 (YTD Data)Rank
Total interest income$11,097,0003,115
Total interest expense$4,470,0003,641
Net interest income$6,627,0002,686
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,237,0002,696
Gross Fiduciary activities income$57,0001,029
Service charges on deposit accounts$473,0002,829
Trading account gains and fees$0180
Additional Noninterest Income$707,0002,348
Total noninterest expense$4,255,0003,164
Salaries and employee benefits$2,305,0003,052
Premises and equipment expense$680,0002,938
Additional noninterest expense$1,270,0003,247
Pre-tax net operating income$3,309,0002,182
Securities gains (losses)$-183,0009,557
Applicable income taxes$1,114,0001,940
Income before extraordinary items$2,012,0002,543
Extraordinary gains, net$038
Net income$2,012,0002,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,356
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,129,1202,410
1999-12-31 (YTD Data)Rank
Total interest income$10,231,0003,163
Total interest expense$3,924,0003,642
Net interest income$6,307,0002,791
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,531,0002,265
Gross Fiduciary activities income$74,0001,038
Service charges on deposit accounts$488,0002,685
Trading account gains and fees$0173
Additional Noninterest Income$969,0001,921
Total noninterest expense$4,266,0003,123
Salaries and employee benefits$2,250,0003,092
Premises and equipment expense$668,0002,979
Additional noninterest expense$1,348,0003,131
Pre-tax net operating income$3,272,0002,229
Securities gains (losses)$-13,0009,410
Applicable income taxes$1,592,0001,513
Income before extraordinary items$1,667,0002,982
Extraordinary gains, net$035
Net income$1,667,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,472
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,675,3202,936
1998-12-31 (YTD Data)Rank
Total interest income$10,450,0003,093
Total interest expense$4,225,0003,507
Net interest income$6,225,0002,758
Provision for loan and lease losses$150,0004,136
Total noninterest income$1,314,0002,504
Gross Fiduciary activities income$111,000990
Service charges on deposit accounts$499,0002,569
Trading account gains and fees$0224
Additional Noninterest Income$704,0002,379
Total noninterest expense$4,199,0003,092
Salaries and employee benefits$2,182,0003,074
Premises and equipment expense$644,0002,981
Additional noninterest expense$1,373,0002,997
Pre-tax net operating income$3,190,0002,239
Securities gains (losses)$-43,00010,361
Applicable income taxes$1,161,0002,056
Income before extraordinary items$1,986,0002,566
Extraordinary gains, net$032
Net income$1,986,0002,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,452
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,013,5202,451
1997-12-31 (YTD Data)Rank
Total interest income$10,249,0003,169
Total interest expense$4,401,0003,357
Net interest income$5,848,0002,981
Provision for loan and lease losses$1,100,000910
Total noninterest income$1,219,0002,599
Gross Fiduciary activities income$92,0001,070
Service charges on deposit accounts$433,0003,010
Trading account gains and fees$0239
Additional Noninterest Income$694,0002,230
Total noninterest expense$3,903,0003,254
Salaries and employee benefits$2,008,0003,300
Premises and equipment expense$595,0003,180
Additional noninterest expense$1,300,0003,113
Pre-tax net operating income$2,064,0003,429
Securities gains (losses)$11,0002,294
Applicable income taxes$671,0003,363
Income before extraordinary items$1,404,0003,560
Extraordinary gains, net$044
Net income$1,404,0003,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000974
Cash dividends$300,0004,516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,396,5203,500
1996-12-31 (YTD Data)Rank
Total interest income$9,487,0003,438
Total interest expense$4,005,0003,713
Net interest income$5,482,0003,232
Provision for loan and lease losses$1,616,000726
Total noninterest income$1,085,0002,925
Gross Fiduciary activities income$60,0001,200
Service charges on deposit accounts$486,0002,783
Trading account gains and fees$0262
Additional Noninterest Income$539,0002,774
Total noninterest expense$3,968,0003,372
Salaries and employee benefits$2,198,0003,041
Premises and equipment expense$599,0003,221
Additional noninterest expense$1,171,0003,856
Pre-tax net operating income$983,0005,804
Securities gains (losses)$5,0002,986
Applicable income taxes$243,0006,547
Income before extraordinary items$745,0005,547
Extraordinary gains, net$053
Net income$745,0005,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,493,000411
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$741,2505,523
1995-12-31 (YTD Data)Rank
Total interest income$9,678,0003,381
Total interest expense$3,929,0003,740
Net interest income$5,749,0003,093
Provision for loan and lease losses$900,0001,018
Total noninterest income$956,0003,212
Gross Fiduciary activities income$46,0001,299
Service charges on deposit accounts$470,0002,888
Trading account gains and fees$0522
Additional Noninterest Income$440,0003,118
Total noninterest expense$4,166,0003,206
Salaries and employee benefits$2,204,0003,019
Premises and equipment expense$646,0003,018
Additional noninterest expense$1,316,0003,460
Pre-tax net operating income$1,639,0004,134
Securities gains (losses)$21,0001,877
Applicable income taxes$672,0003,358
Income before extraordinary items$988,0004,670
Extraordinary gains, net$065
Net income$988,0004,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,0001,054
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$974,5604,675
1994-12-31 (YTD Data)Rank
Total interest income$9,048,0003,313
Total interest expense$3,124,0003,816
Net interest income$5,924,0003,031
Provision for loan and lease losses$800,0001,087
Total noninterest income$1,272,0002,624
Gross Fiduciary activities income$45,0001,324
Service charges on deposit accounts$388,0003,473
Trading account gains and fees$0475
Additional Noninterest Income$839,0002,077
Total noninterest expense$4,357,0003,163
Salaries and employee benefits$2,134,0003,093
Premises and equipment expense$765,0002,630
Additional noninterest expense$1,458,0003,399
Pre-tax net operating income$2,039,0003,366
Securities gains (losses)$-24,00010,481
Applicable income taxes$698,0003,094
Income before extraordinary items$1,317,0003,552
Extraordinary gains, net$0249
Net income$1,317,0003,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,0001,060
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,332,6003,553
1993-12-31 (YTD Data)Rank
Total interest income$9,396,0003,292
Total interest expense$3,094,0004,012
Net interest income$6,302,0002,884
Provision for loan and lease losses$1,630,000940
Total noninterest income$1,348,0002,660
Gross Fiduciary activities income$47,0001,349
Service charges on deposit accounts$385,0003,570
Trading account gains and fees$0532
Additional Noninterest Income$916,0002,165
Total noninterest expense$5,158,0002,772
Salaries and employee benefits$2,082,0003,152
Premises and equipment expense$730,0002,768
Additional noninterest expense$2,346,0002,380
Pre-tax net operating income$862,0006,510
Securities gains (losses)$269,0001,406
Applicable income taxes$265,0006,565
Income before extraordinary items$866,0005,234
Extraordinary gains, net$03,149
Net income$866,0005,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,297,000956
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$658,8706,130
1992-12-31 (YTD Data)Rank
Total interest income$11,201,0003,129
Total interest expense$5,002,0003,309
Net interest income$6,199,0002,937
Provision for loan and lease losses$2,063,0001,124
Total noninterest income$1,151,0002,955
Gross Fiduciary activities income$41,0001,396
Service charges on deposit accounts$399,0003,496
Trading account gains and fees$0504
Additional Noninterest Income$711,0002,509
Total noninterest expense$4,944,0002,892
Salaries and employee benefits$2,104,0003,073
Premises and equipment expense$634,0003,190
Additional noninterest expense$2,206,0002,587
Pre-tax net operating income$343,0009,757
Securities gains (losses)$34,0004,785
Applicable income taxes$75,00010,571
Income before extraordinary items$302,0009,299
Extraordinary gains, net$1,226,000100
Net income$1,528,0003,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,796,000626
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$274,8009,258

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.