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The Citizens Bank Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,005,000	2,492
Total interest expense	$3,783,000	2,344
Net interest income	$9,222,000	2,487
Provision for loan and lease losses	$155,000	2,175
Total noninterest income	$1,295,000	2,460
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$223,000	2,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,072,000	2,211
Total noninterest expense	$6,637,000	2,635
Salaries and employee benefits	$3,229,000	2,841
Premises and equipment expense	$1,345,000	1,669
Additional noninterest expense	$1,072,000	2,211
Pre-tax net operating income	$3,725,000	2,259
Securities gains (losses)	$-4,000	3,288
Applicable income taxes	$210,000	2,424
Income before extraordinary items	$3,511,000	2,149
Extraordinary gains, net	$0	54
Net income	$3,511,000	2,173
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,511,000	2,152
Net charge-offs	$-1,000	3,506
Cash dividends	$1,189,000	2,017
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,514,760	2,175
2023-09-30 (YTD Data)		Rank
Total interest income	$9,614,000	2,480
Total interest expense	$2,713,000	2,272
Net interest income	$6,901,000	2,505
Provision for loan and lease losses	$155,000	1,846
Total noninterest income	$996,000	2,419
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$167,000	2,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$829,000	2,183
Total noninterest expense	$4,691,000	2,716
Salaries and employee benefits	$2,296,000	2,898
Premises and equipment expense	$914,000	1,799
Additional noninterest expense	$829,000	2,183
Pre-tax net operating income	$3,051,000	2,202
Securities gains (losses)	$-4,000	3,374
Applicable income taxes	$460,000	1,809
Income before extraordinary items	$2,587,000	2,221
Extraordinary gains, net	$0	52
Net income	$2,587,000	2,243
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,587,000	2,223
Net charge-offs	$0	2,641
Cash dividends	$724,000	1,971
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,590,400	2,241
2023-06-30 (YTD Data)		Rank
Total interest income	$6,301,000	2,469
Total interest expense	$1,673,000	2,217
Net interest income	$4,628,000	2,521
Provision for loan and lease losses	$155,000	1,494
Total noninterest income	$693,000	2,333
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$110,000	2,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$583,000	2,041
Total noninterest expense	$3,006,000	2,759
Salaries and employee benefits	$1,504,000	2,926
Premises and equipment expense	$583,000	1,837
Additional noninterest expense	$583,000	2,038
Pre-tax net operating income	$2,160,000	2,159
Securities gains (losses)	$-4,000	3,679
Applicable income taxes	$420,000	1,602
Income before extraordinary items	$1,736,000	2,221
Extraordinary gains, net	$0	51
Net income	$1,736,000	2,248
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,736,000	2,221
Net charge-offs	$0	2,431
Cash dividends	$573,000	1,846
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,739,240	2,235
2023-03-31 (YTD Data)		Rank
Total interest income	$3,112,000	2,481
Total interest expense	$752,000	2,159
Net interest income	$2,360,000	2,518
Provision for loan and lease losses	$50,000	1,677
Total noninterest income	$346,000	2,332
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$53,000	2,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	2,032
Total noninterest expense	$1,587,000	2,708
Salaries and employee benefits	$764,000	2,962
Premises and equipment expense	$374,000	1,565
Additional noninterest expense	$293,000	2,032
Pre-tax net operating income	$1,069,000	2,213
Securities gains (losses)	$-4,000	3,953
Applicable income taxes	$180,000	1,744
Income before extraordinary items	$885,000	2,256
Extraordinary gains, net	$0	4
Net income	$885,000	2,256
Minority interest net income	$0	48
Net income of bank and minority interests.	$885,000	2,256
Net charge-offs	$-1,000	3,238
Cash dividends	$345,000	1,503
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$888,320	2,283
2022-12-31 (YTD Data)		Rank
Total interest income	$11,897,000	2,295
Total interest expense	$1,369,000	2,023
Net interest income	$10,528,000	2,299
Provision for loan and lease losses	$592,000	1,140
Total noninterest income	$1,115,000	2,676
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$225,000	2,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$890,000	2,453
Total noninterest expense	$6,444,000	2,643
Salaries and employee benefits	$3,054,000	2,911
Premises and equipment expense	$1,339,000	1,667
Additional noninterest expense	$890,000	2,453
Pre-tax net operating income	$4,607,000	2,126
Securities gains (losses)	$41,000	262
Applicable income taxes	$560,000	1,945
Income before extraordinary items	$4,088,000	2,075
Extraordinary gains, net	$0	5
Net income	$4,088,000	2,074
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,088,000	2,074
Net charge-offs	$41,000	1,641
Cash dividends	$1,039,000	2,104
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,051,920	2,118
2022-09-30 (YTD Data)		Rank
Total interest income	$8,732,000	2,263
Total interest expense	$757,000	2,109
Net interest income	$7,975,000	2,252
Provision for loan and lease losses	$490,000	976
Total noninterest income	$875,000	2,653
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$170,000	2,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$705,000	2,428
Total noninterest expense	$4,706,000	2,667
Salaries and employee benefits	$2,411,000	2,822
Premises and equipment expense	$774,000	1,997
Additional noninterest expense	$705,000	2,428
Pre-tax net operating income	$3,654,000	2,045
Securities gains (losses)	$56,000	220
Applicable income taxes	$680,000	1,626
Income before extraordinary items	$3,030,000	2,078
Extraordinary gains, net	$0	4
Net income	$3,030,000	2,077
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,030,000	2,077
Net charge-offs	$52,000	1,199
Cash dividends	$551,000	2,122
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,984,080	2,122
2022-06-30 (YTD Data)		Rank
Total interest income	$5,666,000	2,256
Total interest expense	$475,000	2,022
Net interest income	$5,191,000	2,261
Provision for loan and lease losses	$230,000	1,080
Total noninterest income	$571,000	2,678
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$107,000	2,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$464,000	2,473
Total noninterest expense	$3,127,000	2,665
Salaries and employee benefits	$1,620,000	2,812
Premises and equipment expense	$506,000	2,009
Additional noninterest expense	$1,001,000	2,621
Pre-tax net operating income	$2,405,000	1,965
Securities gains (losses)	$0	687
Applicable income taxes	$400,000	1,647
Income before extraordinary items	$2,005,000	1,991
Extraordinary gains, net	$0	4
Net income	$2,005,000	1,991
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,005,000	1,991
Net charge-offs	$2,000	1,931
Cash dividends	$358,000	2,134
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,005,000	2,031
2022-03-31 (YTD Data)		Rank
Total interest income	$2,755,000	2,248
Total interest expense	$227,000	2,035
Net interest income	$2,528,000	2,254
Provision for loan and lease losses	$110,000	923
Total noninterest income	$270,000	2,717
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$51,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$219,000	2,476
Total noninterest expense	$1,597,000	2,634
Salaries and employee benefits	$908,000	2,650
Premises and equipment expense	$257,000	2,005
Additional noninterest expense	$432,000	2,841
Pre-tax net operating income	$1,091,000	1,998
Securities gains (losses)	$0	623
Applicable income taxes	$180,000	1,678
Income before extraordinary items	$911,000	2,034
Extraordinary gains, net	$0	4
Net income	$911,000	2,033
Minority interest net income	$0	50
Net income of bank and minority interests.	$911,000	2,034
Net charge-offs	$0	1,838
Cash dividends	$166,000	1,825
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$911,000	2,051
2021-12-31 (YTD Data)		Rank
Total interest income	$11,192,000	2,301
Total interest expense	$1,005,000	2,205
Net interest income	$10,187,000	2,301
Provision for loan and lease losses	$570,000	939
Total noninterest income	$1,079,000	2,885
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$190,000	2,758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$889,000	2,726
Total noninterest expense	$6,802,000	2,536
Salaries and employee benefits	$3,031,000	2,911
Premises and equipment expense	$1,738,000	1,361
Additional noninterest expense	$2,033,000	2,575
Pre-tax net operating income	$3,894,000	2,365
Securities gains (losses)	$23,000	1,454
Applicable income taxes	$550,000	2,031
Income before extraordinary items	$3,367,000	2,400
Extraordinary gains, net	$0	10
Net income	$3,367,000	2,399
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,367,000	2,401
Net charge-offs	$-2,000	3,330
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,347,220	2,377
2021-09-30 (YTD Data)		Rank
Total interest income	$8,358,000	2,358
Total interest expense	$754,000	2,294
Net interest income	$7,604,000	2,348
Provision for loan and lease losses	$370,000	1,026
Total noninterest income	$795,000	2,954
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$138,000	2,808
Trading account gains and fees	NA	NA
Additional Noninterest Income	$657,000	2,782
Total noninterest expense	$4,884,000	2,617
Salaries and employee benefits	$2,281,000	2,924
Premises and equipment expense	$1,149,000	1,514
Additional noninterest expense	$1,454,000	2,653
Pre-tax net operating income	$3,145,000	2,370
Securities gains (losses)	$21,000	1,375
Applicable income taxes	$690,000	1,744
Income before extraordinary items	$2,476,000	2,523
Extraordinary gains, net	$0	8
Net income	$2,476,000	2,523
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,476,000	2,523
Net charge-offs	$-1,000	3,099
Cash dividends	$711,000	2,029
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,459,410	2,505
2021-06-30 (YTD Data)		Rank
Total interest income	$5,464,000	2,383
Total interest expense	$504,000	2,365
Net interest income	$4,960,000	2,367
Provision for loan and lease losses	$310,000	856
Total noninterest income	$512,000	2,978
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$87,000	2,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$425,000	2,789
Total noninterest expense	$3,268,000	2,600
Salaries and employee benefits	$1,514,000	2,928
Premises and equipment expense	$813,000	1,452
Additional noninterest expense	$941,000	2,695
Pre-tax net operating income	$1,894,000	2,469
Securities gains (losses)	$0	1,818
Applicable income taxes	$390,000	1,860
Income before extraordinary items	$1,504,000	2,628
Extraordinary gains, net	$0	6
Net income	$1,504,000	2,628
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,504,000	2,628
Net charge-offs	$37,000	1,256
Cash dividends	$205,000	2,592
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,504,000	2,599
2021-03-31 (YTD Data)		Rank
Total interest income	$2,719,000	2,381
Total interest expense	$247,000	2,463
Net interest income	$2,472,000	2,353
Provision for loan and lease losses	$110,000	1,189
Total noninterest income	$238,000	3,027
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$46,000	2,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	2,886
Total noninterest expense	$1,669,000	2,551
Salaries and employee benefits	$785,000	2,872
Premises and equipment expense	$397,000	1,493
Additional noninterest expense	$487,000	2,585
Pre-tax net operating income	$931,000	2,468
Securities gains (losses)	$0	1,392
Applicable income taxes	$180,000	1,880
Income before extraordinary items	$751,000	2,601
Extraordinary gains, net	$0	3
Net income	$751,000	2,599
Minority interest net income	$0	55
Net income of bank and minority interests.	$751,000	2,601
Net charge-offs	$31,000	993
Cash dividends	$59,000	2,255
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$751,000	2,569
2020-12-31 (YTD Data)		Rank
Total interest income	$10,477,000	2,452
Total interest expense	$1,251,000	2,631
Net interest income	$9,226,000	2,389
Provision for loan and lease losses	$600,000	2,051
Total noninterest income	$939,000	2,934
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$189,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$750,000	2,741
Total noninterest expense	$6,476,000	2,582
Salaries and employee benefits	$3,068,000	2,911
Premises and equipment expense	$1,600,000	1,446
Additional noninterest expense	$1,808,000	2,704
Pre-tax net operating income	$3,089,000	2,391
Securities gains (losses)	$11,000	2,286
Applicable income taxes	$450,000	2,025
Income before extraordinary items	$2,650,000	2,462
Extraordinary gains, net	$0	4
Net income	$2,650,000	2,462
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,650,000	2,462
Net charge-offs	$76,000	2,164
Cash dividends	$768,000	2,463
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,640,650	2,413
2020-09-30 (YTD Data)		Rank
Total interest income	$7,703,000	2,496
Total interest expense	$970,000	2,662
Net interest income	$6,733,000	2,416
Provision for loan and lease losses	$320,000	2,369
Total noninterest income	$698,000	2,922
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$138,000	2,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$560,000	2,732
Total noninterest expense	$4,787,000	2,580
Salaries and employee benefits	$2,284,000	2,899
Premises and equipment expense	$1,215,000	1,426
Additional noninterest expense	$1,288,000	2,788
Pre-tax net operating income	$2,324,000	2,378
Securities gains (losses)	$11,000	2,100
Applicable income taxes	$550,000	1,666
Income before extraordinary items	$1,785,000	2,610
Extraordinary gains, net	$0	4
Net income	$1,785,000	2,610
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,785,000	2,610
Net charge-offs	$-4,000	4,037
Cash dividends	$553,000	2,227
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,776,310	2,568
2020-06-30 (YTD Data)		Rank
Total interest income	$5,126,000	2,528
Total interest expense	$663,000	2,723
Net interest income	$4,463,000	2,445
Provision for loan and lease losses	$265,000	2,163
Total noninterest income	$448,000	2,933
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$91,000	2,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$357,000	2,729
Total noninterest expense	$3,230,000	2,560
Salaries and employee benefits	$1,527,000	2,912
Premises and equipment expense	$785,000	1,451
Additional noninterest expense	$918,000	2,656
Pre-tax net operating income	$1,416,000	2,469
Securities gains (losses)	$0	2,249
Applicable income taxes	$330,000	1,675
Income before extraordinary items	$1,086,000	2,697
Extraordinary gains, net	$0	4
Net income	$1,086,000	2,696
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,086,000	2,697
Net charge-offs	$-7,000	4,216
Cash dividends	$268,000	2,494
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,086,000	2,651
2020-03-31 (YTD Data)		Rank
Total interest income	$2,554,000	2,521
Total interest expense	$295,000	3,034
Net interest income	$2,259,000	2,391
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$230,000	2,851
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$54,000	2,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,580
Total noninterest expense	$1,696,000	2,513
Salaries and employee benefits	$823,000	2,794
Premises and equipment expense	$423,000	1,381
Additional noninterest expense	$450,000	2,709
Pre-tax net operating income	$668,000	2,410
Securities gains (losses)	$0	1,705
Applicable income taxes	$210,000	1,365
Income before extraordinary items	$458,000	2,748
Extraordinary gains, net	$0	4
Net income	$458,000	2,747
Minority interest net income	$0	56
Net income of bank and minority interests.	$458,000	2,749
Net charge-offs	$-11,000	4,487
Cash dividends	$159,000	2,068
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$458,000	2,741
2019-12-31 (YTD Data)		Rank
Total interest income	$10,119,000	2,578
Total interest expense	$1,062,000	3,221
Net interest income	$9,057,000	2,414
Provision for loan and lease losses	$692,000	1,214
Total noninterest income	$975,000	2,862
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$287,000	2,685
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	2,684
Total noninterest expense	$6,208,000	2,644
Salaries and employee benefits	$2,934,000	2,980
Premises and equipment expense	$1,402,000	1,591
Additional noninterest expense	$1,872,000	2,674
Pre-tax net operating income	$3,132,000	2,391
Securities gains (losses)	$8,000	1,962
Applicable income taxes	$525,000	1,941
Income before extraordinary items	$2,615,000	2,509
Extraordinary gains, net	$0	11
Net income	$2,615,000	2,510
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,615,000	2,511
Net charge-offs	$61,000	2,524
Cash dividends	$709,000	2,682
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,608,360	2,486
2019-09-30 (YTD Data)		Rank
Total interest income	$7,478,000	2,628
Total interest expense	$748,000	3,336
Net interest income	$6,730,000	2,464
Provision for loan and lease losses	$355,000	1,458
Total noninterest income	$738,000	2,860
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$219,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	2,702
Total noninterest expense	$4,506,000	2,709
Salaries and employee benefits	$2,035,000	3,112
Premises and equipment expense	$1,090,000	1,559
Additional noninterest expense	$1,381,000	2,715
Pre-tax net operating income	$2,607,000	2,307
Securities gains (losses)	$8,000	1,718
Applicable income taxes	$620,000	1,631
Income before extraordinary items	$1,995,000	2,529
Extraordinary gains, net	$0	11
Net income	$1,995,000	2,530
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,995,000	2,530
Net charge-offs	$46,000	2,267
Cash dividends	$301,000	2,866
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,988,680	2,504
2019-06-30 (YTD Data)		Rank
Total interest income	$4,878,000	2,668
Total interest expense	$433,000	3,520
Net interest income	$4,445,000	2,478
Provision for loan and lease losses	$145,000	1,897
Total noninterest income	$493,000	2,826
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$149,000	2,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$344,000	2,658
Total noninterest expense	$2,979,000	2,744
Salaries and employee benefits	$1,356,000	3,134
Premises and equipment expense	$699,000	1,611
Additional noninterest expense	$924,000	2,740
Pre-tax net operating income	$1,814,000	2,220
Securities gains (losses)	$3,000	1,472
Applicable income taxes	$480,000	1,474
Income before extraordinary items	$1,337,000	2,488
Extraordinary gains, net	$0	11
Net income	$1,337,000	2,488
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,337,000	2,488
Net charge-offs	$8,000	2,672
Cash dividends	$238,000	2,768
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,334,630	2,466
2019-03-31 (YTD Data)		Rank
Total interest income	$2,399,000	2,698
Total interest expense	$198,000	3,629
Net interest income	$2,201,000	2,513
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$245,000	2,782
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$80,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	2,648
Total noninterest expense	$1,499,000	2,742
Salaries and employee benefits	$611,000	3,349
Premises and equipment expense	$414,000	1,412
Additional noninterest expense	$474,000	2,682
Pre-tax net operating income	$902,000	2,190
Securities gains (losses)	$0	1,087
Applicable income taxes	$240,000	1,437
Income before extraordinary items	$662,000	2,442
Extraordinary gains, net	$0	5
Net income	$662,000	2,441
Minority interest net income	$0	52
Net income of bank and minority interests.	$662,000	2,441
Net charge-offs	$5,000	2,211
Cash dividends	$179,000	2,107
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$662,000	2,427
2018-12-31 (YTD Data)		Rank
Total interest income	$9,302,000	2,657
Total interest expense	$690,000	3,480
Net interest income	$8,612,000	2,524
Provision for loan and lease losses	$921,000	952
Total noninterest income	$938,000	2,935
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$278,000	2,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$660,000	2,719
Total noninterest expense	$5,715,000	2,800
Salaries and employee benefits	$2,510,000	3,276
Premises and equipment expense	$1,468,000	1,528
Additional noninterest expense	$1,737,000	2,867
Pre-tax net operating income	$2,914,000	2,545
Securities gains (losses)	$24,000	542
Applicable income taxes	$406,000	2,163
Income before extraordinary items	$2,532,000	2,574
Extraordinary gains, net	$0	6
Net income	$2,532,000	2,573
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,532,000	2,573
Net charge-offs	$25,000	3,000
Cash dividends	$452,000	3,057
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,511,360	2,577
2018-09-30 (YTD Data)		Rank
Total interest income	$6,879,000	2,675
Total interest expense	$491,000	3,499
Net interest income	$6,388,000	2,552
Provision for loan and lease losses	$255,000	1,736
Total noninterest income	$705,000	2,964
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$210,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	2,767
Total noninterest expense	$4,215,000	2,840
Salaries and employee benefits	$1,848,000	3,303
Premises and equipment expense	$1,087,000	1,562
Additional noninterest expense	$1,280,000	2,895
Pre-tax net operating income	$2,623,000	2,318
Securities gains (losses)	$5,000	822
Applicable income taxes	$700,000	1,498
Income before extraordinary items	$1,928,000	2,581
Extraordinary gains, net	$0	5
Net income	$1,928,000	2,581
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,928,000	2,580
Net charge-offs	$20,000	2,705
Cash dividends	$302,000	2,820
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,924,050	2,572
2018-06-30 (YTD Data)		Rank
Total interest income	$4,502,000	2,696
Total interest expense	$306,000	3,532
Net interest income	$4,196,000	2,570
Provision for loan and lease losses	$125,000	1,966
Total noninterest income	$473,000	2,957
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$141,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	2,775
Total noninterest expense	$2,854,000	2,839
Salaries and employee benefits	$1,266,000	3,283
Premises and equipment expense	$749,000	1,529
Additional noninterest expense	$839,000	2,951
Pre-tax net operating income	$1,690,000	2,341
Securities gains (losses)	$2,000	815
Applicable income taxes	$410,000	1,594
Income before extraordinary items	$1,282,000	2,570
Extraordinary gains, net	$0	6
Net income	$1,282,000	2,569
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,282,000	2,569
Net charge-offs	$14,000	2,454
Cash dividends	$188,000	2,863
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,280,420	2,563
2018-03-31 (YTD Data)		Rank
Total interest income	$2,218,000	2,733
Total interest expense	$151,000	3,502
Net interest income	$2,067,000	2,611
Provision for loan and lease losses	$50,000	2,055
Total noninterest income	$235,000	2,950
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$80,000	2,667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	2,801
Total noninterest expense	$1,421,000	2,879
Salaries and employee benefits	$617,000	3,360
Premises and equipment expense	$377,000	1,540
Additional noninterest expense	$427,000	2,942
Pre-tax net operating income	$831,000	2,328
Securities gains (losses)	$2,000	619
Applicable income taxes	$270,000	1,305
Income before extraordinary items	$563,000	2,715
Extraordinary gains, net	$0	7
Net income	$563,000	2,715
Minority interest net income	$0	52
Net income of bank and minority interests.	$563,000	2,715
Net charge-offs	$6,000	2,135
Cash dividends	$84,000	2,413
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$561,420	2,713
2017-12-31 (YTD Data)		Rank
Total interest income	$8,408,000	2,768
Total interest expense	$494,000	3,688
Net interest income	$7,914,000	2,659
Provision for loan and lease losses	$740,000	1,110
Total noninterest income	$885,000	3,136
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$258,000	3,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$627,000	2,865
Total noninterest expense	$5,604,000	2,897
Salaries and employee benefits	$2,415,000	3,397
Premises and equipment expense	$1,708,000	1,348
Additional noninterest expense	$1,481,000	3,252
Pre-tax net operating income	$2,455,000	2,770
Securities gains (losses)	$30,000	1,140
Applicable income taxes	$425,000	2,533
Income before extraordinary items	$2,060,000	2,646
Extraordinary gains, net	$0	9
Net income	$2,060,000	2,644
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,060,000	2,646
Net charge-offs	$3,000	3,939
Cash dividends	$1,617,000	1,635
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,035,100	2,655
2017-09-30 (YTD Data)		Rank
Total interest income	$6,222,000	2,812
Total interest expense	$350,000	3,803
Net interest income	$5,872,000	2,693
Provision for loan and lease losses	$220,000	1,959
Total noninterest income	$664,000	3,151
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$194,000	3,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$470,000	2,888
Total noninterest expense	$3,708,000	3,128
Salaries and employee benefits	$1,769,000	3,449
Premises and equipment expense	$784,000	2,041
Additional noninterest expense	$1,155,000	3,182
Pre-tax net operating income	$2,608,000	2,296
Securities gains (losses)	$11,000	1,579
Applicable income taxes	$710,000	1,773
Income before extraordinary items	$1,909,000	2,486
Extraordinary gains, net	$0	9
Net income	$1,909,000	2,485
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,909,000	2,486
Net charge-offs	$2,000	3,621
Cash dividends	$1,253,000	1,478
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,900,970	2,469
2017-06-30 (YTD Data)		Rank
Total interest income	$3,808,000	2,979
Total interest expense	$225,000	3,830
Net interest income	$3,583,000	2,856
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$700,000	2,506
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$130,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$570,000	2,168
Total noninterest expense	$2,462,000	3,158
Salaries and employee benefits	$1,190,000	3,463
Premises and equipment expense	$537,000	2,009
Additional noninterest expense	$735,000	3,283
Pre-tax net operating income	$1,701,000	2,270
Securities gains (losses)	$11,000	1,225
Applicable income taxes	$397,000	1,907
Income before extraordinary items	$1,315,000	2,377
Extraordinary gains, net	$0	11
Net income	$1,315,000	2,378
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,315,000	2,378
Net charge-offs	$-3,000	4,411
Cash dividends	$168,000	2,931
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,306,530	2,364
2017-03-31 (YTD Data)		Rank
Total interest income	$1,885,000	2,999
Total interest expense	$113,000	3,826
Net interest income	$1,772,000	2,881
Provision for loan and lease losses	$20,000	2,800
Total noninterest income	$329,000	2,596
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$70,000	2,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$259,000	2,272
Total noninterest expense	$1,234,000	3,185
Salaries and employee benefits	$575,000	3,561
Premises and equipment expense	$300,000	1,884
Additional noninterest expense	$359,000	3,332
Pre-tax net operating income	$847,000	2,196
Securities gains (losses)	$11,000	641
Applicable income taxes	$231,000	1,731
Income before extraordinary items	$627,000	2,367
Extraordinary gains, net	$0	8
Net income	$627,000	2,366
Minority interest net income	$0	55
Net income of bank and minority interests.	$627,000	2,367
Net charge-offs	$-6,000	4,769
Cash dividends	$59,000	2,579
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$618,970	2,374
2016-12-31 (YTD Data)		Rank
Total interest income	$7,642,000	2,944
Total interest expense	$460,000	3,793
Net interest income	$7,182,000	2,826
Provision for loan and lease losses	$410,000	1,656
Total noninterest income	$1,155,000	2,815
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$274,000	3,092
Trading account gains and fees	$0	170
Additional Noninterest Income	$881,000	2,549
Total noninterest expense	$4,749,000	3,286
Salaries and employee benefits	$2,302,000	3,562
Premises and equipment expense	$962,000	2,212
Additional noninterest expense	$1,485,000	3,366
Pre-tax net operating income	$3,178,000	2,306
Securities gains (losses)	$188,000	916
Applicable income taxes	$819,000	1,815
Income before extraordinary items	$2,547,000	2,377
Extraordinary gains, net	$0	5
Net income	$2,547,000	2,374
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,547,000	2,376
Net charge-offs	$60,000	3,000
Cash dividends	$585,000	2,815
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,404,120	2,425
2016-09-30 (YTD Data)		Rank
Total interest income	$5,743,000	2,946
Total interest expense	$340,000	3,844
Net interest income	$5,403,000	2,829
Provision for loan and lease losses	$115,000	2,600
Total noninterest income	$848,000	2,856
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$207,000	3,099
Trading account gains and fees	$0	169
Additional Noninterest Income	$641,000	2,588
Total noninterest expense	$3,428,000	3,384
Salaries and employee benefits	$1,704,000	3,587
Premises and equipment expense	$640,000	2,395
Additional noninterest expense	$1,084,000	3,440
Pre-tax net operating income	$2,708,000	2,113
Securities gains (losses)	$185,000	853
Applicable income taxes	$720,000	1,723
Income before extraordinary items	$2,173,000	2,207
Extraordinary gains, net	$0	5
Net income	$2,173,000	2,206
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,173,000	2,207
Net charge-offs	$42,000	2,707
Cash dividends	$363,000	2,707
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,034,250	2,255
2016-06-30 (YTD Data)		Rank
Total interest income	$3,802,000	2,966
Total interest expense	$228,000	3,849
Net interest income	$3,574,000	2,860
Provision for loan and lease losses	$55,000	2,867
Total noninterest income	$545,000	2,889
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$138,000	3,093
Trading account gains and fees	$0	157
Additional Noninterest Income	$407,000	2,639
Total noninterest expense	$2,247,000	3,434
Salaries and employee benefits	$1,159,000	3,575
Premises and equipment expense	$388,000	2,568
Additional noninterest expense	$700,000	3,527
Pre-tax net operating income	$1,817,000	2,095
Securities gains (losses)	$168,000	673
Applicable income taxes	$490,000	1,676
Income before extraordinary items	$1,495,000	2,133
Extraordinary gains, net	$0	16
Net income	$1,495,000	2,133
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,495,000	2,133
Net charge-offs	$39,000	2,330
Cash dividends	$304,000	2,497
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,369,000	2,215
2016-03-31 (YTD Data)		Rank
Total interest income	$1,917,000	2,947
Total interest expense	$115,000	3,859
Net interest income	$1,802,000	2,835
Provision for loan and lease losses	$0	3,656
Total noninterest income	$219,000	3,222
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$77,000	2,901
Trading account gains and fees	$0	142
Additional Noninterest Income	$142,000	3,047
Total noninterest expense	$1,098,000	3,490
Salaries and employee benefits	$544,000	3,733
Premises and equipment expense	$203,000	2,520
Additional noninterest expense	$351,000	3,536
Pre-tax net operating income	$923,000	2,033
Securities gains (losses)	$142,000	390
Applicable income taxes	$305,000	1,461
Income before extraordinary items	$760,000	2,076
Extraordinary gains, net	$0	12
Net income	$760,000	2,076
Minority interest net income	$0	62
Net income of bank and minority interests.	$760,000	2,076
Net charge-offs	$1,000	2,929
Cash dividends	$194,000	1,983
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$659,180	2,249
2015-12-31 (YTD Data)		Rank
Total interest income	$7,403,000	2,990
Total interest expense	$484,000	3,787
Net interest income	$6,919,000	2,883
Provision for loan and lease losses	$444,000	1,486
Total noninterest income	$885,000	3,284
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$312,000	2,945
Trading account gains and fees	$0	159
Additional Noninterest Income	$573,000	3,100
Total noninterest expense	$4,584,000	3,416
Salaries and employee benefits	$2,313,000	3,598
Premises and equipment expense	$957,000	2,247
Additional noninterest expense	$1,314,000	3,711
Pre-tax net operating income	$2,776,000	2,454
Securities gains (losses)	$72,000	1,374
Applicable income taxes	$582,000	2,095
Income before extraordinary items	$2,266,000	2,507
Extraordinary gains, net	$0	23
Net income	$2,266,000	2,509
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,266,000	2,509
Net charge-offs	$200,000	1,985
Cash dividends	$467,000	3,007
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,208,400	2,496
2015-09-30 (YTD Data)		Rank
Total interest income	$5,496,000	3,037
Total interest expense	$361,000	3,849
Net interest income	$5,135,000	2,924
Provision for loan and lease losses	$214,000	1,904
Total noninterest income	$675,000	3,261
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$235,000	2,966
Trading account gains and fees	$0	153
Additional Noninterest Income	$440,000	3,079
Total noninterest expense	$3,270,000	3,537
Salaries and employee benefits	$1,718,000	3,638
Premises and equipment expense	$642,000	2,455
Additional noninterest expense	$910,000	3,906
Pre-tax net operating income	$2,326,000	2,306
Securities gains (losses)	$60,000	1,353
Applicable income taxes	$527,000	1,971
Income before extraordinary items	$1,859,000	2,387
Extraordinary gains, net	$0	21
Net income	$1,859,000	2,388
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,859,000	2,388
Net charge-offs	$186,000	1,620
Cash dividends	$309,000	2,770
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,812,200	2,393
2015-06-30 (YTD Data)		Rank
Total interest income	$3,639,000	3,053
Total interest expense	$243,000	3,860
Net interest income	$3,396,000	2,940
Provision for loan and lease losses	$139,000	1,899
Total noninterest income	$439,000	3,313
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$153,000	2,982
Trading account gains and fees	$0	157
Additional Noninterest Income	$286,000	3,121
Total noninterest expense	$2,151,000	3,605
Salaries and employee benefits	$1,166,000	3,607
Premises and equipment expense	$405,000	2,569
Additional noninterest expense	$580,000	4,037
Pre-tax net operating income	$1,545,000	2,289
Securities gains (losses)	$62,000	1,113
Applicable income taxes	$370,000	1,921
Income before extraordinary items	$1,237,000	2,393
Extraordinary gains, net	$0	22
Net income	$1,237,000	2,395
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,237,000	2,395
Net charge-offs	$182,000	1,249
Cash dividends	$244,000	2,618
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,189,260	2,393
2015-03-31 (YTD Data)		Rank
Total interest income	$1,819,000	3,071
Total interest expense	$121,000	3,910
Net interest income	$1,698,000	2,948
Provision for loan and lease losses	$25,000	2,683
Total noninterest income	$224,000	3,222
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$81,000	2,849
Trading account gains and fees	$0	152
Additional Noninterest Income	$143,000	3,095
Total noninterest expense	$1,106,000	3,571
Salaries and employee benefits	$572,000	3,699
Premises and equipment expense	$221,000	2,448
Additional noninterest expense	$313,000	3,865
Pre-tax net operating income	$791,000	2,233
Securities gains (losses)	$11,000	1,447
Applicable income taxes	$190,000	1,877
Income before extraordinary items	$612,000	2,358
Extraordinary gains, net	$0	13
Net income	$612,000	2,360
Minority interest net income	$0	64
Net income of bank and minority interests.	$612,000	2,360
Net charge-offs	$181,000	785
Cash dividends	$74,000	2,485
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$603,640	2,310
2014-12-31 (YTD Data)		Rank
Total interest income	$6,881,000	3,221
Total interest expense	$557,000	3,788
Net interest income	$6,324,000	3,118
Provision for loan and lease losses	$143,000	2,834
Total noninterest income	$782,000	3,522
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$288,000	3,284
Trading account gains and fees	$0	180
Additional Noninterest Income	$494,000	3,288
Total noninterest expense	$4,515,000	3,543
Salaries and employee benefits	$2,391,000	3,586
Premises and equipment expense	$827,000	2,593
Additional noninterest expense	$1,297,000	3,880
Pre-tax net operating income	$2,448,000	2,619
Securities gains (losses)	$-169,000	6,383
Applicable income taxes	$410,000	2,393
Income before extraordinary items	$1,869,000	2,839
Extraordinary gains, net	$0	17
Net income	$1,869,000	2,837
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,869,000	2,839
Net charge-offs	$-5,000	5,549
Cash dividends	$336,000	3,284
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,007,580	2,653
2014-09-30 (YTD Data)		Rank
Total interest income	$5,131,000	3,264
Total interest expense	$417,000	3,854
Net interest income	$4,714,000	3,163
Provision for loan and lease losses	$103,000	2,751
Total noninterest income	$576,000	3,582
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$218,000	3,290
Trading account gains and fees	$0	174
Additional Noninterest Income	$358,000	3,364
Total noninterest expense	$3,389,000	3,559
Salaries and employee benefits	$1,766,000	3,631
Premises and equipment expense	$658,000	2,523
Additional noninterest expense	$965,000	3,921
Pre-tax net operating income	$1,798,000	2,707
Securities gains (losses)	$-169,000	6,481
Applicable income taxes	$315,000	2,414
Income before extraordinary items	$1,314,000	2,980
Extraordinary gains, net	$0	15
Net income	$1,314,000	2,980
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,314,000	2,981
Net charge-offs	$2,000	4,524
Cash dividends	$158,000	3,219
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,450,890	2,753
2014-06-30 (YTD Data)		Rank
Total interest income	$3,380,000	3,300
Total interest expense	$275,000	3,924
Net interest income	$3,105,000	3,191
Provision for loan and lease losses	$103,000	2,311
Total noninterest income	$407,000	3,465
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$146,000	3,274
Trading account gains and fees	$0	172
Additional Noninterest Income	$261,000	3,227
Total noninterest expense	$2,259,000	3,571
Salaries and employee benefits	$1,128,000	3,764
Premises and equipment expense	$460,000	2,441
Additional noninterest expense	$671,000	3,845
Pre-tax net operating income	$1,150,000	2,731
Securities gains (losses)	$-15,000	6,342
Applicable income taxes	$230,000	2,280
Income before extraordinary items	$905,000	2,841
Extraordinary gains, net	$0	20
Net income	$905,000	2,846
Minority interest net income	$0	80
Net income of bank and minority interests.	$905,000	2,846
Net charge-offs	$7,000	3,864
Cash dividends	$99,000	3,181
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$917,000	2,768
2014-03-31 (YTD Data)		Rank
Total interest income	$1,701,000	3,291
Total interest expense	$136,000	4,004
Net interest income	$1,565,000	3,173
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$184,000	3,599
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$80,000	3,076
Trading account gains and fees	$0	147
Additional Noninterest Income	$104,000	3,507
Total noninterest expense	$1,134,000	3,586
Salaries and employee benefits	$573,000	3,756
Premises and equipment expense	$215,000	2,610
Additional noninterest expense	$346,000	3,762
Pre-tax net operating income	$570,000	2,665
Securities gains (losses)	$-3,000	6,318
Applicable income taxes	$128,000	2,140
Income before extraordinary items	$439,000	2,825
Extraordinary gains, net	$0	16
Net income	$439,000	2,828
Minority interest net income	$0	66
Net income of bank and minority interests.	$439,000	2,828
Net charge-offs	$7,000	2,989
Cash dividends	$39,000	2,633
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$441,310	2,772
2013-12-31 (YTD Data)		Rank
Total interest income	$7,037,000	3,238
Total interest expense	$675,000	3,827
Net interest income	$6,362,000	3,120
Provision for loan and lease losses	$35,000	4,474
Total noninterest income	$888,000	3,434
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$319,000	3,249
Trading account gains and fees	$0	184
Additional Noninterest Income	$569,000	3,187
Total noninterest expense	$5,277,000	3,280
Salaries and employee benefits	$2,574,000	3,470
Premises and equipment expense	$905,000	2,454
Additional noninterest expense	$1,798,000	3,217
Pre-tax net operating income	$1,938,000	2,925
Securities gains (losses)	$252,000	778
Applicable income taxes	$449,000	2,274
Income before extraordinary items	$1,741,000	2,861
Extraordinary gains, net	$0	29
Net income	$1,741,000	2,863
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,741,000	2,864
Net charge-offs	$6,000	5,197
Cash dividends	$346,000	3,165
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,541,920	3,044
2013-09-30 (YTD Data)		Rank
Total interest income	$3,332,000	4,414
Total interest expense	$332,000	4,803
Net interest income	$3,000,000	4,313
Provision for loan and lease losses	$0	4,941
Total noninterest income	$484,000	4,072
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$162,000	4,003
Trading account gains and fees	$0	180
Additional Noninterest Income	$322,000	3,634
Total noninterest expense	$2,184,000	4,694
Salaries and employee benefits	$1,100,000	4,838
Premises and equipment expense	$407,000	3,572
Additional noninterest expense	$677,000	4,831
Pre-tax net operating income	$1,300,000	3,198
Securities gains (losses)	$-5,000	6,429
Applicable income taxes	$350,000	2,280
Income before extraordinary items	$945,000	3,526
Extraordinary gains, net	$0	25
Net income	$945,000	3,528
Minority interest net income	$0	84
Net income of bank and minority interests.	$945,000	3,530
Net charge-offs	$-7,000	6,043
Cash dividends	$100,000	3,312
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$948,650	3,443
2013-06-30 (YTD Data)		Rank
Total interest income	$2,211,000	4,440
Total interest expense	$228,000	4,809
Net interest income	$1,983,000	4,342
Provision for loan and lease losses	$0	4,788
Total noninterest income	$338,000	4,003
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$114,000	3,879
Trading account gains and fees	$0	157
Additional Noninterest Income	$224,000	3,614
Total noninterest expense	$1,464,000	4,714
Salaries and employee benefits	$717,000	4,923
Premises and equipment expense	$305,000	3,318
Additional noninterest expense	$442,000	4,891
Pre-tax net operating income	$857,000	3,201
Securities gains (losses)	$39,000	1,677
Applicable income taxes	$250,000	2,211
Income before extraordinary items	$646,000	3,470
Extraordinary gains, net	$0	22
Net income	$646,000	3,471
Minority interest net income	$0	82
Net income of bank and minority interests.	$646,000	3,473
Net charge-offs	$-10,000	6,149
Cash dividends	$56,000	3,253
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$617,920	3,459
2013-03-31 (YTD Data)		Rank
Total interest income	$1,109,000	4,467
Total interest expense	$113,000	4,905
Net interest income	$996,000	4,341
Provision for loan and lease losses	$0	4,409
Total noninterest income	$155,000	4,121
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$63,000	3,667
Trading account gains and fees	$0	148
Additional Noninterest Income	$92,000	3,883
Total noninterest expense	$708,000	4,827
Salaries and employee benefits	$358,000	4,955
Premises and equipment expense	$142,000	3,519
Additional noninterest expense	$208,000	5,073
Pre-tax net operating income	$443,000	3,110
Securities gains (losses)	$18,000	1,302
Applicable income taxes	$135,000	2,103
Income before extraordinary items	$326,000	3,411
Extraordinary gains, net	$0	10
Net income	$326,000	3,411
Minority interest net income	$0	76
Net income of bank and minority interests.	$326,000	3,413
Net charge-offs	$-6,000	5,985
Cash dividends	$24,000	2,564
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$313,220	3,405
2012-12-31 (YTD Data)		Rank
Total interest income	$4,431,000	4,604
Total interest expense	$533,000	5,009
Net interest income	$3,898,000	4,479
Provision for loan and lease losses	$212,000	3,863
Total noninterest income	$544,000	4,353
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$213,000	4,144
Trading account gains and fees	$0	166
Additional Noninterest Income	$331,000	3,909
Total noninterest expense	$2,795,000	4,910
Salaries and employee benefits	$1,342,000	5,137
Premises and equipment expense	$566,000	3,521
Additional noninterest expense	$887,000	5,063
Pre-tax net operating income	$1,435,000	3,398
Securities gains (losses)	$50,000	2,732
Applicable income taxes	$312,000	2,623
Income before extraordinary items	$1,173,000	3,604
Extraordinary gains, net	$0	29
Net income	$1,173,000	3,605
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,173,000	3,606
Net charge-offs	$-11,000	6,633
Cash dividends	$217,000	3,555
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,133,500	3,512
2012-09-30 (YTD Data)		Rank
Total interest income	$3,290,000	4,716
Total interest expense	$409,000	5,082
Net interest income	$2,881,000	4,588
Provision for loan and lease losses	$27,000	5,262
Total noninterest income	$409,000	4,387
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$157,000	4,225
Trading account gains and fees	$0	157
Additional Noninterest Income	$252,000	3,929
Total noninterest expense	$2,083,000	4,954
Salaries and employee benefits	$1,011,000	5,139
Premises and equipment expense	$432,000	3,524
Additional noninterest expense	$640,000	5,187
Pre-tax net operating income	$1,180,000	3,346
Securities gains (losses)	$16,000	2,965
Applicable income taxes	$300,000	2,469
Income before extraordinary items	$896,000	3,648
Extraordinary gains, net	$0	20
Net income	$896,000	3,648
Minority interest net income	$0	86
Net income of bank and minority interests.	$896,000	3,650
Net charge-offs	$-82,000	7,001
Cash dividends	$87,000	3,388
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$884,000	3,523
2012-06-30 (YTD Data)		Rank
Total interest income	$2,204,000	4,738
Total interest expense	$286,000	5,084
Net interest income	$1,918,000	4,612
Provision for loan and lease losses	$20,000	5,104
Total noninterest income	$275,000	4,374
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$104,000	4,226
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	3,882
Total noninterest expense	$1,350,000	5,068
Salaries and employee benefits	$682,000	5,146
Premises and equipment expense	$267,000	3,705
Additional noninterest expense	$401,000	5,345
Pre-tax net operating income	$823,000	3,222
Securities gains (losses)	$15,000	2,605
Applicable income taxes	$234,000	2,303
Income before extraordinary items	$604,000	3,640
Extraordinary gains, net	$0	19
Net income	$604,000	3,641
Minority interest net income	$0	84
Net income of bank and minority interests.	$604,000	3,642
Net charge-offs	$-83,000	7,065
Cash dividends	$63,000	3,237
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$593,200	3,480
2012-03-31 (YTD Data)		Rank
Total interest income	$1,120,000	4,749
Total interest expense	$154,000	5,038
Net interest income	$966,000	4,627
Provision for loan and lease losses	$0	5,254
Total noninterest income	$149,000	4,247
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$53,000	4,182
Trading account gains and fees	$0	148
Additional Noninterest Income	$96,000	3,766
Total noninterest expense	$693,000	5,028
Salaries and employee benefits	$361,000	5,032
Premises and equipment expense	$126,000	3,868
Additional noninterest expense	$206,000	5,285
Pre-tax net operating income	$422,000	3,218
Securities gains (losses)	$8,000	1,818
Applicable income taxes	$135,000	2,144
Income before extraordinary items	$295,000	3,691
Extraordinary gains, net	$0	19
Net income	$295,000	3,693
Minority interest net income	$0	78
Net income of bank and minority interests.	$295,000	3,694
Net charge-offs	$-81,000	7,151
Cash dividends	$24,000	2,618
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$289,480	3,544
2011-12-31 (YTD Data)		Rank
Total interest income	$4,476,000	4,853
Total interest expense	$855,000	4,774
Net interest income	$3,621,000	4,796
Provision for loan and lease losses	$117,000	5,217
Total noninterest income	$507,000	4,380
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$204,000	4,338
Trading account gains and fees	$0	146
Additional Noninterest Income	$303,000	3,854
Total noninterest expense	$2,896,000	4,974
Salaries and employee benefits	$1,430,000	5,083
Premises and equipment expense	$474,000	4,181
Additional noninterest expense	$992,000	4,916
Pre-tax net operating income	$1,115,000	3,511
Securities gains (losses)	$78,000	2,250
Applicable income taxes	$230,000	2,768
Income before extraordinary items	$963,000	3,629
Extraordinary gains, net	$0	29
Net income	$963,000	3,632
Minority interest net income	$0	96
Net income of bank and minority interests.	$963,000	3,631
Net charge-offs	$122,000	4,801
Cash dividends	$561,000	2,287
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$899,820	3,624
2011-09-30 (YTD Data)		Rank
Total interest income	$3,356,000	4,911
Total interest expense	$668,000	4,806
Net interest income	$2,688,000	4,862
Provision for loan and lease losses	$47,000	5,572
Total noninterest income	$383,000	4,412
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$154,000	4,353
Trading account gains and fees	$0	145
Additional Noninterest Income	$229,000	3,892
Total noninterest expense	$2,180,000	4,974
Salaries and employee benefits	$1,059,000	5,112
Premises and equipment expense	$362,000	4,170
Additional noninterest expense	$759,000	4,907
Pre-tax net operating income	$844,000	3,612
Securities gains (losses)	$73,000	2,043
Applicable income taxes	$220,000	2,566
Income before extraordinary items	$697,000	3,756
Extraordinary gains, net	$0	21
Net income	$697,000	3,758
Minority interest net income	$0	87
Net income of bank and minority interests.	$697,000	3,758
Net charge-offs	$53,000	4,935
Cash dividends	$451,000	1,909
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$641,520	3,798
2011-06-30 (YTD Data)		Rank
Total interest income	$2,249,000	4,938
Total interest expense	$459,000	4,838
Net interest income	$1,790,000	4,884
Provision for loan and lease losses	$32,000	5,402
Total noninterest income	$244,000	4,515
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$96,000	4,453
Trading account gains and fees	$0	153
Additional Noninterest Income	$148,000	3,974
Total noninterest expense	$1,440,000	5,047
Salaries and employee benefits	$680,000	5,265
Premises and equipment expense	$247,000	4,140
Additional noninterest expense	$513,000	4,933
Pre-tax net operating income	$562,000	3,589
Securities gains (losses)	$45,000	1,655
Applicable income taxes	$152,000	2,492
Income before extraordinary items	$455,000	3,760
Extraordinary gains, net	$0	15
Net income	$455,000	3,760
Minority interest net income	$0	89
Net income of bank and minority interests.	$455,000	3,761
Net charge-offs	$45,000	4,534
Cash dividends	$61,000	3,034
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$421,250	3,774
2011-03-31 (YTD Data)		Rank
Total interest income	$1,139,000	4,933
Total interest expense	$238,000	4,860
Net interest income	$901,000	4,859
Provision for loan and lease losses	$15,000	5,117
Total noninterest income	$119,000	4,621
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$45,000	4,534
Trading account gains and fees	$0	158
Additional Noninterest Income	$74,000	4,031
Total noninterest expense	$736,000	5,025
Salaries and employee benefits	$355,000	5,187
Premises and equipment expense	$120,000	4,272
Additional noninterest expense	$261,000	4,894
Pre-tax net operating income	$269,000	3,707
Securities gains (losses)	$35,000	882
Applicable income taxes	$77,000	2,470
Income before extraordinary items	$227,000	3,752
Extraordinary gains, net	$0	9
Net income	$227,000	3,753
Minority interest net income	$0	86
Net income of bank and minority interests.	$227,000	3,752
Net charge-offs	$2,000	4,883
Cash dividends	$25,000	2,429
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$200,750	3,931
2010-12-31 (YTD Data)		Rank
Total interest income	$4,545,000	5,077
Total interest expense	$1,262,000	4,685
Net interest income	$3,283,000	5,117
Provision for loan and lease losses	$98,000	6,056
Total noninterest income	$550,000	4,393
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$218,000	4,254
Trading account gains and fees	$0	175
Additional Noninterest Income	$332,000	3,809
Total noninterest expense	$2,874,000	5,140
Salaries and employee benefits	$1,239,000	5,596
Premises and equipment expense	$420,000	4,633
Additional noninterest expense	$1,215,000	4,577
Pre-tax net operating income	$861,000	3,630
Securities gains (losses)	$119,000	2,017
Applicable income taxes	$170,000	2,830
Income before extraordinary items	$810,000	3,593
Extraordinary gains, net	$0	29
Net income	$810,000	3,591
Minority interest net income	$0	111
Net income of bank and minority interests.	$810,000	3,593
Net charge-offs	$51,000	5,900
Cash dividends	$275,000	2,997
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$711,230	3,696
2010-09-30 (YTD Data)		Rank
Total interest income	$3,384,000	5,198
Total interest expense	$988,000	4,721
Net interest income	$2,396,000	5,250
Provision for loan and lease losses	$54,000	6,187
Total noninterest income	$426,000	4,398
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$163,000	4,333
Trading account gains and fees	$0	165
Additional Noninterest Income	$263,000	3,751
Total noninterest expense	$2,150,000	5,171
Salaries and employee benefits	$948,000	5,577
Premises and equipment expense	$307,000	4,778
Additional noninterest expense	$895,000	4,625
Pre-tax net operating income	$618,000	3,909
Securities gains (losses)	$66,000	2,264
Applicable income taxes	$127,000	2,932
Income before extraordinary items	$557,000	3,916
Extraordinary gains, net	$0	23
Net income	$557,000	3,918
Minority interest net income	$0	110
Net income of bank and minority interests.	$557,000	3,918
Net charge-offs	$36,000	5,729
Cash dividends	$170,000	2,835
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$503,540	3,951
2010-06-30 (YTD Data)		Rank
Total interest income	$2,228,000	5,265
Total interest expense	$684,000	4,741
Net interest income	$1,544,000	5,360
Provision for loan and lease losses	$27,000	6,268
Total noninterest income	$263,000	4,512
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$108,000	4,348
Trading account gains and fees	$0	152
Additional Noninterest Income	$155,000	3,921
Total noninterest expense	$1,421,000	5,211
Salaries and employee benefits	$605,000	5,723
Premises and equipment expense	$197,000	4,909
Additional noninterest expense	$619,000	4,509
Pre-tax net operating income	$359,000	4,137
Securities gains (losses)	$52,000	1,856
Applicable income taxes	$64,000	3,127
Income before extraordinary items	$347,000	4,030
Extraordinary gains, net	$0	19
Net income	$347,000	4,027
Minority interest net income	$0	105
Net income of bank and minority interests.	$347,000	4,029
Net charge-offs	$16,000	5,608
Cash dividends	$66,000	3,065
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$303,320	4,148
2010-03-31 (YTD Data)		Rank
Total interest income	$1,139,000	5,270
Total interest expense	$347,000	4,845
Net interest income	$792,000	5,322
Provision for loan and lease losses	$7,000	6,262
Total noninterest income	$119,000	4,726
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$53,000	4,364
Trading account gains and fees	$0	175
Additional Noninterest Income	$66,000	4,229
Total noninterest expense	$690,000	5,343
Salaries and employee benefits	$311,000	5,720
Premises and equipment expense	$101,000	4,926
Additional noninterest expense	$278,000	4,810
Pre-tax net operating income	$214,000	3,950
Securities gains (losses)	$-5,000	7,442
Applicable income taxes	$44,000	2,888
Income before extraordinary items	$165,000	4,211
Extraordinary gains, net	$0	16
Net income	$165,000	4,212
Minority interest net income	$0	91
Net income of bank and minority interests.	$165,000	4,210
Net charge-offs	$6,000	5,069
Cash dividends	$40,000	2,355
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$168,950	4,086
2009-12-31 (YTD Data)		Rank
Total interest income	$4,925,000	5,170
Total interest expense	$1,572,000	5,063
Net interest income	$3,353,000	5,073
Provision for loan and lease losses	$405,000	4,848
Total noninterest income	$685,000	4,105
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$262,000	4,140
Trading account gains and fees	$0	211
Additional Noninterest Income	$423,000	3,465
Total noninterest expense	$2,664,000	5,513
Salaries and employee benefits	$1,162,000	5,924
Premises and equipment expense	$410,000	4,930
Additional noninterest expense	$1,092,000	4,992
Pre-tax net operating income	$969,000	3,037
Securities gains (losses)	$122,000	1,964
Applicable income taxes	$230,000	2,263
Income before extraordinary items	$861,000	3,016
Extraordinary gains, net	$0	34
Net income	$861,000	3,015
Minority interest net income	$0	115
Net income of bank and minority interests.	$861,000	3,015
Net charge-offs	$433,000	3,979
Cash dividends	$249,000	3,448
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$764,620	3,154
2009-09-30 (YTD Data)		Rank
Total interest income	$3,694,000	5,223
Total interest expense	$1,203,000	5,140
Net interest income	$2,491,000	5,105
Provision for loan and lease losses	$127,000	5,710
Total noninterest income	$485,000	4,283
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$197,000	4,145
Trading account gains and fees	$0	212
Additional Noninterest Income	$288,000	3,688
Total noninterest expense	$2,057,000	5,431
Salaries and employee benefits	$930,000	5,784
Premises and equipment expense	$338,000	4,717
Additional noninterest expense	$789,000	5,098
Pre-tax net operating income	$792,000	3,125
Securities gains (losses)	$108,000	1,771
Applicable income taxes	$241,000	2,136
Income before extraordinary items	$659,000	3,225
Extraordinary gains, net	$0	27
Net income	$659,000	3,222
Minority interest net income	$0	118
Net income of bank and minority interests.	$659,000	3,225
Net charge-offs	$83,000	5,234
Cash dividends	$105,000	3,554
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$580,160	3,353
2009-06-30 (YTD Data)		Rank
Total interest income	$2,428,000	5,328
Total interest expense	$811,000	5,244
Net interest income	$1,617,000	5,186
Provision for loan and lease losses	$57,000	5,978
Total noninterest income	$329,000	4,254
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$133,000	4,108
Trading account gains and fees	$0	193
Additional Noninterest Income	$196,000	3,677
Total noninterest expense	$1,360,000	5,514
Salaries and employee benefits	$609,000	5,883
Premises and equipment expense	$239,000	4,576
Additional noninterest expense	$512,000	5,181
Pre-tax net operating income	$529,000	3,217
Securities gains (losses)	$64,000	1,749
Applicable income taxes	$158,000	2,210
Income before extraordinary items	$435,000	3,345
Extraordinary gains, net	$0	21
Net income	$435,000	3,340
Minority interest net income	$0	112
Net income of bank and minority interests.	$435,000	3,343
Net charge-offs	$46,000	4,993
Cash dividends	$65,000	3,547
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$388,280	3,410
2009-03-31 (YTD Data)		Rank
Total interest income	$1,191,000	5,425
Total interest expense	$416,000	5,292
Net interest income	$775,000	5,311
Provision for loan and lease losses	$29,000	5,632
Total noninterest income	$153,000	4,339
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$64,000	4,142
Trading account gains and fees	$0	171
Additional Noninterest Income	$89,000	3,833
Total noninterest expense	$668,000	5,504
Salaries and employee benefits	$329,000	5,740
Premises and equipment expense	$112,000	4,803
Additional noninterest expense	$227,000	5,236
Pre-tax net operating income	$231,000	3,798
Securities gains (losses)	$44,000	1,356
Applicable income taxes	$68,000	2,577
Income before extraordinary items	$207,000	3,803
Extraordinary gains, net	$0	15
Net income	$207,000	3,803
Minority interest net income	$0	102
Net income of bank and minority interests.	$207,000	3,804
Net charge-offs	$5,000	5,094
Cash dividends	$25,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$174,000	3,945
2008-12-31 (YTD Data)		Rank
Total interest income	$4,904,000	5,513
Total interest expense	$1,694,000	5,706
Net interest income	$3,210,000	5,223
Provision for loan and lease losses	$115,000	5,892
Total noninterest income	$604,000	4,456
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$261,000	4,281
Trading account gains and fees	$0	154
Additional Noninterest Income	$343,000	3,863
Total noninterest expense	$2,672,000	5,456
Salaries and employee benefits	$1,287,000	5,780
Premises and equipment expense	$450,000	4,762
Additional noninterest expense	$935,000	5,031
Pre-tax net operating income	$1,027,000	3,711
Securities gains (losses)	$43,000	1,704
Applicable income taxes	$231,000	2,676
Income before extraordinary items	$839,000	3,617
Extraordinary gains, net	$0	39
Net income	$839,000	3,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	4,400
Cash dividends	$174,000	4,629
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$805,460	3,811
2008-09-30 (YTD Data)		Rank
Total interest income	$3,643,000	5,616
Total interest expense	$1,270,000	5,822
Net interest income	$2,373,000	5,307
Provision for loan and lease losses	$35,000	6,193
Total noninterest income	$448,000	4,579
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$189,000	4,364
Trading account gains and fees	$0	148
Additional Noninterest Income	$259,000	3,962
Total noninterest expense	$2,008,000	5,438
Salaries and employee benefits	$981,000	5,750
Premises and equipment expense	$322,000	4,908
Additional noninterest expense	$705,000	4,928
Pre-tax net operating income	$778,000	4,149
Securities gains (losses)	$41,000	1,554
Applicable income taxes	$194,000	2,946
Income before extraordinary items	$625,000	4,058
Extraordinary gains, net	$0	31
Net income	$625,000	4,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,695
Cash dividends	$76,000	4,554
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$593,840	4,301
2008-06-30 (YTD Data)		Rank
Total interest income	$2,408,000	5,716
Total interest expense	$852,000	5,963
Net interest income	$1,556,000	5,357
Provision for loan and lease losses	$20,000	5,946
Total noninterest income	$297,000	4,647
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$116,000	4,553
Trading account gains and fees	$0	149
Additional Noninterest Income	$181,000	3,952
Total noninterest expense	$1,326,000	5,504
Salaries and employee benefits	$663,000	5,754
Premises and equipment expense	$209,000	5,019
Additional noninterest expense	$454,000	5,032
Pre-tax net operating income	$507,000	4,352
Securities gains (losses)	$41,000	1,579
Applicable income taxes	$97,000	3,485
Income before extraordinary items	$451,000	4,233
Extraordinary gains, net	$0	21
Net income	$451,000	4,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,958
Cash dividends	$51,000	4,437
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$417,380	4,327
2008-03-31 (YTD Data)		Rank
Total interest income	$1,220,000	5,759
Total interest expense	$428,000	6,119
Net interest income	$792,000	5,344
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$131,000	4,906
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$55,000	4,609
Trading account gains and fees	$0	158
Additional Noninterest Income	$76,000	4,301
Total noninterest expense	$637,000	5,644
Salaries and employee benefits	$317,000	5,936
Premises and equipment expense	$103,000	5,082
Additional noninterest expense	$217,000	5,121
Pre-tax net operating income	$271,000	4,375
Securities gains (losses)	$15,000	1,758
Applicable income taxes	$57,000	3,422
Income before extraordinary items	$229,000	4,387
Extraordinary gains, net	$0	15
Net income	$229,000	4,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	2,201
Cash dividends	$60,000	3,273
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$217,000	4,387
2007-12-31 (YTD Data)		Rank
Total interest income	$5,065,000	5,691
Total interest expense	$1,758,000	6,100
Net interest income	$3,307,000	5,228
Provision for loan and lease losses	$104,000	4,861
Total noninterest income	$601,000	4,640
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$245,000	4,500
Trading account gains and fees	$0	178
Additional Noninterest Income	$356,000	3,953
Total noninterest expense	$2,601,000	5,483
Salaries and employee benefits	$1,213,000	5,956
Premises and equipment expense	$429,000	4,815
Additional noninterest expense	$959,000	4,780
Pre-tax net operating income	$1,203,000	4,363
Securities gains (losses)	$7,000	1,467
Applicable income taxes	$320,000	3,301
Income before extraordinary items	$890,000	4,565
Extraordinary gains, net	$0	39
Net income	$890,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,490
Cash dividends	$280,000	4,512
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$884,820	4,570
2007-09-30 (YTD Data)		Rank
Total interest income	$3,734,000	5,755
Total interest expense	$1,324,000	6,133
Net interest income	$2,410,000	5,342
Provision for loan and lease losses	$65,000	4,761
Total noninterest income	$444,000	4,679
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$180,000	4,560
Trading account gains and fees	$0	184
Additional Noninterest Income	$264,000	3,988
Total noninterest expense	$1,890,000	5,551
Salaries and employee benefits	$907,000	5,940
Premises and equipment expense	$328,000	4,748
Additional noninterest expense	$655,000	5,002
Pre-tax net operating income	$899,000	4,602
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$223,000	3,582
Income before extraordinary items	$678,000	4,741
Extraordinary gains, net	$0	33
Net income	$678,000	4,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,134
Cash dividends	$189,000	4,193
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$676,500	4,740
2007-06-30 (YTD Data)		Rank
Total interest income	$2,485,000	5,786
Total interest expense	$872,000	6,189
Net interest income	$1,613,000	5,352
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$287,000	4,772
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$111,000	4,730
Trading account gains and fees	$0	168
Additional Noninterest Income	$176,000	4,032
Total noninterest expense	$1,248,000	5,601
Salaries and employee benefits	$617,000	5,925
Premises and equipment expense	$208,000	4,900
Additional noninterest expense	$423,000	5,102
Pre-tax net operating income	$592,000	4,687
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$133,000	3,800
Income before extraordinary items	$461,000	4,748
Extraordinary gains, net	$0	29
Net income	$461,000	4,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,811
Cash dividends	$128,000	4,107
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$459,440	4,753
2007-03-31 (YTD Data)		Rank
Total interest income	$1,222,000	5,831
Total interest expense	$428,000	6,234
Net interest income	$794,000	5,405
Provision for loan and lease losses	$50,000	3,068
Total noninterest income	$141,000	4,774
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$54,000	4,717
Trading account gains and fees	$0	195
Additional Noninterest Income	$87,000	4,037
Total noninterest expense	$613,000	5,688
Salaries and employee benefits	$292,000	6,137
Premises and equipment expense	$105,000	4,900
Additional noninterest expense	$216,000	5,011
Pre-tax net operating income	$272,000	4,878
Securities gains (losses)	$2,000	969
Applicable income taxes	$48,000	4,172
Income before extraordinary items	$226,000	4,781
Extraordinary gains, net	$0	22
Net income	$226,000	4,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,145
Cash dividends	$25,000	3,778
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$224,360	4,778
2006-12-31 (YTD Data)		Rank
Total interest income	$4,608,000	5,778
Total interest expense	$1,517,000	6,091
Net interest income	$3,091,000	5,433
Provision for loan and lease losses	$84,000	4,973
Total noninterest income	$527,000	5,012
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$231,000	4,679
Trading account gains and fees	$0	130
Additional Noninterest Income	$296,000	4,323
Total noninterest expense	$2,409,000	5,603
Salaries and employee benefits	$1,152,000	6,033
Premises and equipment expense	$372,000	5,149
Additional noninterest expense	$885,000	4,914
Pre-tax net operating income	$1,125,000	4,932
Securities gains (losses)	$11,000	1,071
Applicable income taxes	$285,000	3,880
Income before extraordinary items	$851,000	5,078
Extraordinary gains, net	$0	51
Net income	$851,000	5,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,576
Cash dividends	$347,000	4,303
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$842,750	5,091
2006-09-30 (YTD Data)		Rank
Total interest income	$3,370,000	5,848
Total interest expense	$1,080,000	6,156
Net interest income	$2,290,000	5,516
Provision for loan and lease losses	$40,000	5,377
Total noninterest income	$385,000	5,103
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$219,000	4,222
Trading account gains and fees	$0	126
Additional Noninterest Income	$166,000	4,928
Total noninterest expense	$1,762,000	5,669
Salaries and employee benefits	$842,000	6,084
Premises and equipment expense	$277,000	5,184
Additional noninterest expense	$643,000	4,998
Pre-tax net operating income	$873,000	5,040
Securities gains (losses)	$1,000	1,261
Applicable income taxes	$205,000	4,105
Income before extraordinary items	$669,000	5,100
Extraordinary gains, net	$0	45
Net income	$669,000	5,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,313
Cash dividends	$284,000	3,750
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$668,230	5,102
2006-06-30 (YTD Data)		Rank
Total interest income	$2,185,000	5,908
Total interest expense	$683,000	6,186
Net interest income	$1,502,000	5,582
Provision for loan and lease losses	$20,000	5,511
Total noninterest income	$255,000	5,103
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$143,000	4,236
Trading account gains and fees	$0	126
Additional Noninterest Income	$112,000	4,889
Total noninterest expense	$1,177,000	5,669
Salaries and employee benefits	$563,000	6,092
Premises and equipment expense	$183,000	5,213
Additional noninterest expense	$431,000	4,967
Pre-tax net operating income	$560,000	5,159
Securities gains (losses)	$0	1,185
Applicable income taxes	$120,000	4,307
Income before extraordinary items	$440,000	5,174
Extraordinary gains, net	$0	39
Net income	$440,000	5,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,501
Cash dividends	$117,000	4,227
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$440,000	5,169
2006-03-31 (YTD Data)		Rank
Total interest income	$1,059,000	5,954
Total interest expense	$325,000	6,212
Net interest income	$734,000	5,655
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$119,000	5,234
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$64,000	4,410
Trading account gains and fees	$0	115
Additional Noninterest Income	$55,000	4,927
Total noninterest expense	$555,000	5,865
Salaries and employee benefits	$271,000	6,225
Premises and equipment expense	$93,000	5,175
Additional noninterest expense	$191,000	5,329
Pre-tax net operating income	$288,000	5,071
Securities gains (losses)	$0	955
Applicable income taxes	$49,000	4,519
Income before extraordinary items	$239,000	4,948
Extraordinary gains, net	$0	21
Net income	$239,000	4,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$42,000	3,654
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$239,000	4,930
2005-12-31 (YTD Data)		Rank
Total interest income	$4,019,000	5,814
Total interest expense	$1,279,000	5,663
Net interest income	$2,740,000	5,790
Provision for loan and lease losses	$32,000	6,156
Total noninterest income	$485,000	5,311
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$285,000	4,305
Trading account gains and fees	$0	138
Additional Noninterest Income	$200,000	5,167
Total noninterest expense	$2,214,000	5,762
Salaries and employee benefits	$1,103,000	6,048
Premises and equipment expense	$303,000	5,706
Additional noninterest expense	$808,000	5,137
Pre-tax net operating income	$979,000	5,408
Securities gains (losses)	$12,000	1,423
Applicable income taxes	$230,000	4,479
Income before extraordinary items	$761,000	5,466
Extraordinary gains, net	$0	46
Net income	$761,000	5,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,078
Cash dividends	$241,000	4,709
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$751,760	5,480
2005-09-30 (YTD Data)		Rank
Total interest income	$2,955,000	5,847
Total interest expense	$952,000	5,578
Net interest income	$2,003,000	5,884
Provision for loan and lease losses	$25,000	5,986
Total noninterest income	$354,000	5,407
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$206,000	4,394
Trading account gains and fees	$0	126
Additional Noninterest Income	$148,000	5,207
Total noninterest expense	$1,615,000	5,826
Salaries and employee benefits	$807,000	6,102
Premises and equipment expense	$227,000	5,711
Additional noninterest expense	$581,000	5,221
Pre-tax net operating income	$717,000	5,594
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$149,000	4,813
Income before extraordinary items	$574,000	5,571
Extraordinary gains, net	$0	35
Net income	$574,000	5,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,120
Cash dividends	$166,000	4,256
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$569,260	5,551
2005-06-30 (YTD Data)		Rank
Total interest income	$1,932,000	5,845
Total interest expense	$628,000	5,439
Net interest income	$1,304,000	5,944
Provision for loan and lease losses	$5,000	6,409
Total noninterest income	$233,000	5,399
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$137,000	4,352
Trading account gains and fees	$0	116
Additional Noninterest Income	$96,000	5,271
Total noninterest expense	$1,094,000	5,757
Salaries and employee benefits	$549,000	6,045
Premises and equipment expense	$151,000	5,689
Additional noninterest expense	$394,000	5,143
Pre-tax net operating income	$438,000	5,758
Securities gains (losses)	$5,000	1,582
Applicable income taxes	$77,000	5,119
Income before extraordinary items	$366,000	5,667
Extraordinary gains, net	$0	30
Net income	$366,000	5,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,383
Cash dividends	$124,000	4,075
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$361,850	5,664
2005-03-31 (YTD Data)		Rank
Total interest income	$933,000	5,936
Total interest expense	$316,000	5,330
Net interest income	$617,000	6,138
Provision for loan and lease losses	$0	6,226
Total noninterest income	$103,000	5,609
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$62,000	4,532
Trading account gains and fees	$0	115
Additional Noninterest Income	$41,000	5,596
Total noninterest expense	$534,000	5,877
Salaries and employee benefits	$267,000	6,169
Premises and equipment expense	$74,000	5,787
Additional noninterest expense	$193,000	5,211
Pre-tax net operating income	$186,000	6,112
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$25,000	5,466
Income before extraordinary items	$166,000	5,871
Extraordinary gains, net	$0	24
Net income	$166,000	5,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,877
Cash dividends	$42,000	3,516
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$161,650	5,910
2004-12-31 (YTD Data)		Rank
Total interest income	$3,743,000	5,770
Total interest expense	$1,342,000	4,809
Net interest income	$2,401,000	6,131
Provision for loan and lease losses	$80,000	5,318
Total noninterest income	$453,000	5,515
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$266,000	4,596
Trading account gains and fees	$0	138
Additional Noninterest Income	$187,000	5,245
Total noninterest expense	$2,094,000	5,864
Salaries and employee benefits	$1,108,000	5,949
Premises and equipment expense	$281,000	5,870
Additional noninterest expense	$705,000	5,508
Pre-tax net operating income	$680,000	6,161
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$126,000	5,286
Income before extraordinary items	$556,000	6,128
Extraordinary gains, net	$0	34
Net income	$556,000	6,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,948
Cash dividends	$351,000	4,106
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$554,360	6,065
2004-09-30 (YTD Data)		Rank
Total interest income	$2,776,000	5,796
Total interest expense	$1,007,000	4,766
Net interest income	$1,769,000	6,181
Provision for loan and lease losses	$70,000	4,912
Total noninterest income	$346,000	5,505
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$200,000	4,636
Trading account gains and fees	$0	134
Additional Noninterest Income	$146,000	5,185
Total noninterest expense	$1,572,000	5,827
Salaries and employee benefits	$822,000	5,930
Premises and equipment expense	$212,000	5,809
Additional noninterest expense	$538,000	5,410
Pre-tax net operating income	$473,000	6,443
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$86,000	5,511
Income before extraordinary items	$389,000	6,398
Extraordinary gains, net	$0	26
Net income	$389,000	6,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	3,818
Cash dividends	$172,000	4,164
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$387,360	6,329
2004-06-30 (YTD Data)		Rank
Total interest income	$1,855,000	5,801
Total interest expense	$675,000	4,773
Net interest income	$1,180,000	6,197
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$229,000	5,505
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$130,000	4,686
Trading account gains and fees	$0	130
Additional Noninterest Income	$99,000	5,168
Total noninterest expense	$1,044,000	5,872
Salaries and employee benefits	$558,000	5,921
Premises and equipment expense	$140,000	5,870
Additional noninterest expense	$346,000	5,550
Pre-tax net operating income	$315,000	6,408
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$57,000	5,500
Income before extraordinary items	$259,000	6,364
Extraordinary gains, net	$0	21
Net income	$259,000	6,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,012
Cash dividends	$129,000	3,955
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$258,180	6,283
2004-03-31 (YTD Data)		Rank
Total interest income	$927,000	5,835
Total interest expense	$341,000	4,784
Net interest income	$586,000	6,230
Provision for loan and lease losses	$10,000	5,595
Total noninterest income	$110,000	5,552
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$49,000	5,162
Total noninterest expense	$526,000	5,881
Salaries and employee benefits	$262,000	6,167
Premises and equipment expense	$72,000	5,806
Additional noninterest expense	$192,000	5,222
Pre-tax net operating income	$160,000	6,310
Securities gains (losses)	$0	2,934
Applicable income taxes	$12,000	6,136
Income before extraordinary items	$148,000	6,041
Extraordinary gains, net	$0	16
Net income	$148,000	6,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,677
Cash dividends	$44,000	3,457
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$148,000	5,921
2003-12-31 (YTD Data)		Rank
Total interest income	$3,776,000	5,828
Total interest expense	$1,481,000	4,904
Net interest income	$2,295,000	6,188
Provision for loan and lease losses	$125,000	4,861
Total noninterest income	$469,000	5,586
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$258,000	4,688
Trading account gains and fees	$0	160
Additional Noninterest Income	$211,000	5,184
Total noninterest expense	$2,047,000	5,924
Salaries and employee benefits	$1,099,000	5,933
Premises and equipment expense	$283,000	5,834
Additional noninterest expense	$665,000	5,660
Pre-tax net operating income	$592,000	6,370
Securities gains (losses)	$65,000	2,278
Applicable income taxes	$155,000	5,234
Income before extraordinary items	$502,000	6,326
Extraordinary gains, net	$0	54
Net income	$502,000	6,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$339,000	4,200
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$452,600	6,392
2003-09-30 (YTD Data)		Rank
Total interest income	$2,844,000	5,881
Total interest expense	$1,119,000	5,019
Net interest income	$1,725,000	6,203
Provision for loan and lease losses	$115,000	4,426
Total noninterest income	$352,000	5,646
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$194,000	4,693
Trading account gains and fees	$0	153
Additional Noninterest Income	$158,000	5,235
Total noninterest expense	$1,547,000	5,874
Salaries and employee benefits	$820,000	5,939
Premises and equipment expense	$228,000	5,602
Additional noninterest expense	$499,000	5,646
Pre-tax net operating income	$415,000	6,651
Securities gains (losses)	$47,000	2,363
Applicable income taxes	$104,000	5,530
Income before extraordinary items	$358,000	6,611
Extraordinary gains, net	$0	40
Net income	$358,000	6,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$215,000	3,932
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$321,810	6,646
2003-06-30 (YTD Data)		Rank
Total interest income	$1,905,000	5,908
Total interest expense	$759,000	5,099
Net interest income	$1,146,000	6,211
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$236,000	5,618
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$128,000	4,692
Trading account gains and fees	$0	150
Additional Noninterest Income	$108,000	5,191
Total noninterest expense	$1,013,000	5,950
Salaries and employee benefits	$532,000	6,030
Premises and equipment expense	$151,000	5,624
Additional noninterest expense	$330,000	5,658
Pre-tax net operating income	$279,000	6,634
Securities gains (losses)	$46,000	2,078
Applicable income taxes	$60,000	5,731
Income before extraordinary items	$265,000	6,394
Extraordinary gains, net	$0	30
Net income	$265,000	6,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,131
Cash dividends	$141,000	3,934
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$227,280	6,522
2003-03-31 (YTD Data)		Rank
Total interest income	$951,000	5,936
Total interest expense	$387,000	5,135
Net interest income	$564,000	6,268
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$117,000	5,510
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$64,000	4,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$53,000	5,163
Total noninterest expense	$529,000	5,807
Salaries and employee benefits	$283,000	5,808
Premises and equipment expense	$73,000	5,718
Additional noninterest expense	$173,000	5,493
Pre-tax net operating income	$122,000	6,871
Securities gains (losses)	$0	2,891
Applicable income taxes	$22,000	5,997
Income before extraordinary items	$100,000	6,907
Extraordinary gains, net	$0	21
Net income	$100,000	6,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$70,000	3,223
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$100,000	6,739
2002-12-31 (YTD Data)		Rank
Total interest income	$4,411,000	5,598
Total interest expense	$1,908,000	4,962
Net interest income	$2,503,000	5,907
Provision for loan and lease losses	$115,000	5,483
Total noninterest income	$469,000	5,395
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$266,000	4,535
Trading account gains and fees	$0	153
Additional Noninterest Income	$203,000	4,991
Total noninterest expense	$1,934,000	5,992
Salaries and employee benefits	$1,008,000	6,121
Premises and equipment expense	$288,000	5,703
Additional noninterest expense	$638,000	5,715
Pre-tax net operating income	$923,000	5,409
Securities gains (losses)	$26,000	2,961
Applicable income taxes	$178,000	5,281
Income before extraordinary items	$771,000	5,305
Extraordinary gains, net	$0	70
Net income	$771,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$261,000	2,589
Cash dividends	$368,000	3,990
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$749,940	5,234
2001-12-31 (YTD Data)		Rank
Total interest income	$4,659,000	5,859
Total interest expense	$2,292,000	5,678
Net interest income	$2,367,000	5,903
Provision for loan and lease losses	$95,000	5,715
Total noninterest income	$464,000	5,272
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$250,000	4,642
Trading account gains and fees	$0	177
Additional Noninterest Income	$214,000	4,789
Total noninterest expense	$1,931,000	5,867
Salaries and employee benefits	$988,000	6,025
Premises and equipment expense	$291,000	5,618
Additional noninterest expense	$652,000	5,533
Pre-tax net operating income	$805,000	5,474
Securities gains (losses)	$48,000	2,391
Applicable income taxes	$142,000	5,534
Income before extraordinary items	$711,000	5,184
Extraordinary gains, net	$0	105
Net income	$711,000	5,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,011
Cash dividends	$359,000	4,087
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$671,160	5,208
2000-12-31 (YTD Data)		Rank
Total interest income	$4,713,000	5,940
Total interest expense	$2,417,000	5,684
Net interest income	$2,296,000	6,118
Provision for loan and lease losses	$40,000	6,852
Total noninterest income	$455,000	5,157
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	4,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	4,482
Total noninterest expense	$1,813,000	6,039
Salaries and employee benefits	$917,000	6,257
Premises and equipment expense	$258,000	5,931
Additional noninterest expense	$638,000	5,537
Pre-tax net operating income	$898,000	5,555
Securities gains (losses)	$-4,000	7,844
Applicable income taxes	$190,000	5,486
Income before extraordinary items	$704,000	5,409
Extraordinary gains, net	$0	38
Net income	$704,000	5,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,414
Cash dividends	$646,000	3,077
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$707,160	5,399
1999-12-31 (YTD Data)		Rank
Total interest income	$4,442,000	5,986
Total interest expense	$2,173,000	5,693
Net interest income	$2,269,000	6,148
Provision for loan and lease losses	$255,000	3,010
Total noninterest income	$406,000	5,562
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	5,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	4,701
Total noninterest expense	$1,742,000	6,204
Salaries and employee benefits	$884,000	6,384
Premises and equipment expense	$273,000	5,765
Additional noninterest expense	$585,000	5,917
Pre-tax net operating income	$678,000	6,395
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$131,000	6,497
Income before extraordinary items	$552,000	6,146
Extraordinary gains, net	$0	35
Net income	$552,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,801
Cash dividends	$271,000	4,741
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$547,950	6,157
1998-12-31 (YTD Data)		Rank
Total interest income	$4,282,000	6,237
Total interest expense	$2,119,000	5,976
Net interest income	$2,163,000	6,362
Provision for loan and lease losses	$80,000	5,577
Total noninterest income	$390,000	5,708
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$157,000	5,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	4,581
Total noninterest expense	$1,639,000	6,342
Salaries and employee benefits	$800,000	6,687
Premises and equipment expense	$276,000	5,627
Additional noninterest expense	$563,000	5,998
Pre-tax net operating income	$834,000	5,958
Securities gains (losses)	$49,000	1,746
Applicable income taxes	$222,000	5,925
Income before extraordinary items	$661,000	5,763
Extraordinary gains, net	$0	32
Net income	$661,000	5,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,812
Cash dividends	$262,000	4,873
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$624,250	5,843
1997-12-31 (YTD Data)		Rank
Total interest income	$4,039,000	6,630
Total interest expense	$1,957,000	6,347
Net interest income	$2,082,000	6,753
Provision for loan and lease losses	$35,000	7,233
Total noninterest income	$339,000	6,258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	6,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	5,075
Total noninterest expense	$1,543,000	6,682
Salaries and employee benefits	$776,000	6,902
Premises and equipment expense	$242,000	6,177
Additional noninterest expense	$525,000	6,314
Pre-tax net operating income	$843,000	6,355
Securities gains (losses)	$13,000	2,177
Applicable income taxes	$211,000	6,739
Income before extraordinary items	$645,000	6,138
Extraordinary gains, net	$0	44
Net income	$645,000	6,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,656
Cash dividends	$404,000	3,916
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$635,250	6,138
1996-12-31 (YTD Data)		Rank
Total interest income	$3,635,000	7,236
Total interest expense	$1,753,000	6,957
Net interest income	$1,882,000	7,399
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$304,000	6,891
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	6,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,764
Total noninterest expense	$1,422,000	7,333
Salaries and employee benefits	$720,000	7,394
Premises and equipment expense	$225,000	6,609
Additional noninterest expense	$477,000	7,232
Pre-tax net operating income	$724,000	6,824
Securities gains (losses)	$7,000	2,762
Applicable income taxes	$131,000	8,193
Income before extraordinary items	$600,000	6,279
Extraordinary gains, net	$0	53
Net income	$600,000	6,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,559
Cash dividends	$222,000	5,224
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$594,260	6,246
1995-12-31 (YTD Data)		Rank
Total interest income	$3,575,000	7,454
Total interest expense	$1,723,000	7,082
Net interest income	$1,852,000	7,642
Provision for loan and lease losses	$40,000	6,618
Total noninterest income	$267,000	7,483
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	6,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	6,893
Total noninterest expense	$1,337,000	7,767
Salaries and employee benefits	$666,000	7,953
Premises and equipment expense	$199,000	7,213
Additional noninterest expense	$472,000	7,500
Pre-tax net operating income	$742,000	7,104
Securities gains (losses)	$10,000	2,384
Applicable income taxes	$175,000	7,838
Income before extraordinary items	$577,000	6,744
Extraordinary gains, net	$0	65
Net income	$577,000	6,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,354
Cash dividends	$326,000	4,326
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$569,300	6,766
1994-12-31 (YTD Data)		Rank
Total interest income	$3,241,000	7,708
Total interest expense	$1,484,000	6,939
Net interest income	$1,757,000	8,158
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$237,000	8,129
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	7,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	7,224
Total noninterest expense	$1,326,000	8,152
Salaries and employee benefits	$640,000	8,337
Premises and equipment expense	$198,000	7,470
Additional noninterest expense	$488,000	7,969
Pre-tax net operating income	$638,000	7,780
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$120,000	8,923
Income before extraordinary items	$522,000	7,135
Extraordinary gains, net	$0	249
Net income	$522,000	7,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,562
Cash dividends	$294,000	4,584
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$518,760	7,203
1993-12-31 (YTD Data)		Rank
Total interest income	$3,293,000	7,857
Total interest expense	$1,473,000	7,300
Net interest income	$1,820,000	8,188
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$210,000	9,043
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	8,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	7,923
Total noninterest expense	$1,294,000	8,531
Salaries and employee benefits	$609,000	8,728
Premises and equipment expense	$245,000	6,787
Additional noninterest expense	$440,000	8,822
Pre-tax net operating income	$716,000	7,276
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$194,000	7,729
Income before extraordinary items	$539,000	7,233
Extraordinary gains, net	$0	3,149
Net income	$539,000	7,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	11,177
Cash dividends	$248,000	4,928
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$526,420	7,082
1992-12-31 (YTD Data)		Rank
Total interest income	$3,455,000	8,252
Total interest expense	$1,831,000	7,535
Net interest income	$1,624,000	8,895
Provision for loan and lease losses	$57,000	8,768
Total noninterest income	$153,000	10,441
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$106,000	8,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,600
Total noninterest expense	$1,228,000	8,925
Salaries and employee benefits	$575,000	9,031
Premises and equipment expense	$228,000	7,203
Additional noninterest expense	$425,000	9,260
Pre-tax net operating income	$492,000	8,461
Securities gains (losses)	$0	8,369
Applicable income taxes	$100,000	9,918
Income before extraordinary items	$392,000	8,303
Extraordinary gains, net	$0	1,422
Net income	$392,000	8,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	7,883
Cash dividends	$289,000	4,144
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$392,000	7,943

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.