Home > The Citizens Bank > Income and Expense

The Citizens Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$182,0004,553
Total interest expense$10,0004,487
Net interest income$2,415,0004,067
Provision for loan and lease lossesNANA
Total noninterest income$7774,570
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and fees$0123
Additional Noninterest Income$7,3414,442
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,529
Additional noninterest expense$9,8204,432
Pre-tax net operating income$04,317
Securities gains (losses)$177,000181
Applicable income taxes$03,369
Income before extraordinary items$2,0004,344
Extraordinary gains, net$15,932,00027
Net income$12,190,000869
Minority interest net income$234,00041
Net income of bank and minority interests.$04,314
Net charge-offs$02,884
Cash dividends$292,0003,050
Sale, conversion, retirement of capital stock, net$38524
Net operating income$04,337
2023-09-30 (YTD Data)Rank
Total interest income$33,578,000999
Total interest expense$5,444,0001,495
Net interest income$28,134,000853
Provision for loan and lease losses$294,0001,376
Total noninterest income$5,375,000943
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,152,000411
Trading account gains and feesNANA
Additional Noninterest Income$3,223,000985
Total noninterest expense$21,344,000934
Salaries and employee benefits$10,808,000999
Premises and equipment expense$2,864,000706
Additional noninterest expense$3,223,000985
Pre-tax net operating income$11,871,000852
Securities gains (losses)$0849
Applicable income taxes$2,418,000743
Income before extraordinary items$9,453,000864
Extraordinary gains, net$052
Net income$9,453,000868
Minority interest net income$081
Net income of bank and minority interests.$9,453,000864
Net charge-offs$22,0001,851
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,453,000878
2023-06-30 (YTD Data)Rank
Total interest income$22,054,000978
Total interest expense$3,034,0001,551
Net interest income$19,020,000849
Provision for loan and lease losses$75,0001,977
Total noninterest income$3,524,000910
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,399,000404
Trading account gains and feesNANA
Additional Noninterest Income$2,125,000928
Total noninterest expense$14,388,000912
Salaries and employee benefits$7,039,0001,010
Premises and equipment expense$1,821,000719
Additional noninterest expense$2,125,000927
Pre-tax net operating income$8,081,000837
Securities gains (losses)$0938
Applicable income taxes$1,624,000745
Income before extraordinary items$6,457,000853
Extraordinary gains, net$051
Net income$6,457,000866
Minority interest net income$081
Net income of bank and minority interests.$6,457,000853
Net charge-offs$-38,0004,258
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,457,000862
2023-03-31 (YTD Data)Rank
Total interest income$10,579,0001,011
Total interest expense$1,068,0001,757
Net interest income$9,511,000859
Provision for loan and lease losses$41,0001,806
Total noninterest income$1,893,000868
Gross Fiduciary activities income$0913
Service charges on deposit accounts$694,000425
Trading account gains and feesNANA
Additional Noninterest Income$1,199,000853
Total noninterest expense$6,734,000967
Salaries and employee benefits$3,420,0001,050
Premises and equipment expense$861,000789
Additional noninterest expense$1,199,000853
Pre-tax net operating income$4,629,000776
Securities gains (losses)$0950
Applicable income taxes$1,181,000603
Income before extraordinary items$3,448,000836
Extraordinary gains, net$04
Net income$3,448,000835
Minority interest net income$048
Net income of bank and minority interests.$3,448,000835
Net charge-offs$-37,0004,367
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,448,000850
2022-12-31 (YTD Data)Rank
Total interest income$30,351,0001,138
Total interest expense$1,103,0002,284
Net interest income$29,248,0001,053
Provision for loan and lease losses$240,0001,681
Total noninterest income$7,523,000916
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,573,000471
Trading account gains and feesNANA
Additional Noninterest Income$4,950,000919
Total noninterest expense$26,042,000977
Salaries and employee benefits$12,675,0001,095
Premises and equipment expense$3,255,000798
Additional noninterest expense$4,950,000919
Pre-tax net operating income$10,489,0001,239
Securities gains (losses)$0691
Applicable income taxes$2,179,0001,009
Income before extraordinary items$8,310,0001,265
Extraordinary gains, net$05
Net income$8,310,0001,263
Minority interest net income$063
Net income of bank and minority interests.$8,310,0001,265
Net charge-offs$212,000899
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,310,0001,288
2022-09-30 (YTD Data)Rank
Total interest income$19,696,0001,221
Total interest expense$580,0002,464
Net interest income$19,116,0001,163
Provision for loan and lease losses$148,0001,665
Total noninterest income$5,576,000942
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,897,000476
Trading account gains and feesNANA
Additional Noninterest Income$3,679,000939
Total noninterest expense$18,691,0001,012
Salaries and employee benefits$8,761,0001,163
Premises and equipment expense$2,267,000851
Additional noninterest expense$3,679,000939
Pre-tax net operating income$5,853,0001,513
Securities gains (losses)$0740
Applicable income taxes$945,0001,383
Income before extraordinary items$4,908,0001,509
Extraordinary gains, net$04
Net income$4,908,0001,509
Minority interest net income$057
Net income of bank and minority interests.$4,908,0001,509
Net charge-offs$131,000833
Cash dividends$5,000,000575
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,908,0001,540
2022-06-30 (YTD Data)Rank
Total interest income$10,682,0001,393
Total interest expense$372,0002,380
Net interest income$10,310,0001,354
Provision for loan and lease losses$79,0001,660
Total noninterest income$3,494,000959
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,199,000490
Trading account gains and feesNANA
Additional Noninterest Income$2,295,000993
Total noninterest expense$10,976,0001,094
Salaries and employee benefits$5,369,0001,238
Premises and equipment expense$1,331,000938
Additional noninterest expense$4,276,000878
Pre-tax net operating income$2,749,0001,841
Securities gains (losses)$0687
Applicable income taxes$221,0002,044
Income before extraordinary items$2,528,0001,710
Extraordinary gains, net$04
Net income$2,528,0001,707
Minority interest net income$060
Net income of bank and minority interests.$2,528,0001,710
Net charge-offs$50,000966
Cash dividends$5,000,000418
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,528,0001,745
2022-03-31 (YTD Data)Rank
Total interest income$4,978,0001,440
Total interest expense$195,0002,264
Net interest income$4,783,0001,406
Provision for loan and lease losses$35,0001,516
Total noninterest income$1,721,000973
Gross Fiduciary activities income$0892
Service charges on deposit accounts$577,000502
Trading account gains and feesNANA
Additional Noninterest Income$1,144,000999
Total noninterest expense$5,061,0001,158
Salaries and employee benefits$2,680,0001,236
Premises and equipment expense$656,000963
Additional noninterest expense$1,725,0001,041
Pre-tax net operating income$1,408,0001,716
Securities gains (losses)$0623
Applicable income taxes$317,0001,263
Income before extraordinary items$1,091,0001,811
Extraordinary gains, net$04
Net income$1,091,0001,811
Minority interest net income$050
Net income of bank and minority interests.$1,091,0001,811
Net charge-offs$6,0001,321
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,091,0001,831
2021-12-31 (YTD Data)Rank
Total interest income$22,783,0001,326
Total interest expense$850,0002,450
Net interest income$21,933,0001,260
Provision for loan and lease losses$165,0001,878
Total noninterest income$7,202,0001,047
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,214,000497
Trading account gains and feesNANA
Additional Noninterest Income$4,988,0001,074
Total noninterest expense$20,685,0001,135
Salaries and employee benefits$11,204,0001,185
Premises and equipment expense$2,931,000880
Additional noninterest expense$6,550,0001,076
Pre-tax net operating income$8,285,0001,447
Securities gains (losses)$15,0001,611
Applicable income taxes$1,695,0001,217
Income before extraordinary items$6,605,0001,560
Extraordinary gains, net$010
Net income$6,605,0001,560
Minority interest net income$074
Net income of bank and minority interests.$6,605,0001,560
Net charge-offs$231,000959
Cash dividends$800,0002,415
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,593,0001,536
2021-09-30 (YTD Data)Rank
Total interest income$17,449,0001,334
Total interest expense$651,0002,502
Net interest income$16,798,0001,259
Provision for loan and lease losses$90,0002,005
Total noninterest income$5,293,0001,079
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,601,000510
Trading account gains and feesNANA
Additional Noninterest Income$3,692,0001,103
Total noninterest expense$15,323,0001,157
Salaries and employee benefits$8,216,0001,215
Premises and equipment expense$2,140,000916
Additional noninterest expense$4,967,0001,063
Pre-tax net operating income$6,678,0001,427
Securities gains (losses)$15,0001,526
Applicable income taxes$1,335,0001,244
Income before extraordinary items$5,358,0001,541
Extraordinary gains, net$08
Net income$5,358,0001,541
Minority interest net income$069
Net income of bank and minority interests.$5,358,0001,541
Net charge-offs$118,0001,015
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,346,0001,510
2021-06-30 (YTD Data)Rank
Total interest income$11,102,0001,371
Total interest expense$440,0002,542
Net interest income$10,662,0001,300
Provision for loan and lease losses$60,0001,979
Total noninterest income$3,293,0001,121
Gross Fiduciary activities income$0951
Service charges on deposit accounts$999,000519
Trading account gains and feesNANA
Additional Noninterest Income$2,294,0001,169
Total noninterest expense$9,892,0001,168
Salaries and employee benefits$5,128,0001,276
Premises and equipment expense$1,941,000693
Additional noninterest expense$2,823,0001,178
Pre-tax net operating income$4,003,0001,522
Securities gains (losses)$15,0001,275
Applicable income taxes$658,0001,464
Income before extraordinary items$3,360,0001,582
Extraordinary gains, net$06
Net income$3,360,0001,582
Minority interest net income$067
Net income of bank and minority interests.$3,360,0001,582
Net charge-offs$66,0001,066
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,347,4001,555
2021-03-31 (YTD Data)Rank
Total interest income$5,659,0001,353
Total interest expense$222,0002,598
Net interest income$5,437,0001,270
Provision for loan and lease losses$30,0001,982
Total noninterest income$1,748,0001,089
Gross Fiduciary activities income$0922
Service charges on deposit accounts$512,000507
Trading account gains and feesNANA
Additional Noninterest Income$1,236,0001,112
Total noninterest expense$4,809,0001,170
Salaries and employee benefits$2,567,0001,263
Premises and equipment expense$915,000744
Additional noninterest expense$1,327,0001,233
Pre-tax net operating income$2,346,0001,364
Securities gains (losses)$15,000950
Applicable income taxes$573,0001,047
Income before extraordinary items$1,788,0001,516
Extraordinary gains, net$03
Net income$1,788,0001,516
Minority interest net income$055
Net income of bank and minority interests.$1,788,0001,516
Net charge-offs$19,0001,167
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,776,1501,486
2020-12-31 (YTD Data)Rank
Total interest income$22,683,0001,336
Total interest expense$1,605,0002,273
Net interest income$21,078,0001,228
Provision for loan and lease losses$1,415,0001,296
Total noninterest income$7,912,000951
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,214,000487
Trading account gains and feesNANA
Additional Noninterest Income$5,698,000933
Total noninterest expense$20,384,0001,108
Salaries and employee benefits$10,705,0001,185
Premises and equipment expense$3,596,000724
Additional noninterest expense$6,083,0001,079
Pre-tax net operating income$7,191,0001,352
Securities gains (losses)$12,0002,262
Applicable income taxes$1,187,0001,308
Income before extraordinary items$6,016,0001,418
Extraordinary gains, net$04
Net income$6,016,0001,418
Minority interest net income$072
Net income of bank and minority interests.$6,016,0001,419
Net charge-offs$56,0002,344
Cash dividends$1,250,0001,958
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,005,9201,382
2020-09-30 (YTD Data)Rank
Total interest income$16,775,0001,360
Total interest expense$1,361,0002,185
Net interest income$15,414,0001,231
Provision for loan and lease losses$1,180,0001,243
Total noninterest income$5,961,000919
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,634,000488
Trading account gains and feesNANA
Additional Noninterest Income$4,327,000893
Total noninterest expense$14,883,0001,113
Salaries and employee benefits$7,795,0001,202
Premises and equipment expense$2,627,000732
Additional noninterest expense$4,461,0001,086
Pre-tax net operating income$5,312,0001,331
Securities gains (losses)$02,494
Applicable income taxes$962,0001,212
Income before extraordinary items$4,350,0001,414
Extraordinary gains, net$04
Net income$4,350,0001,415
Minority interest net income$065
Net income of bank and minority interests.$4,350,0001,415
Net charge-offs$60,0001,956
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,350,0001,369
2020-06-30 (YTD Data)Rank
Total interest income$11,260,0001,374
Total interest expense$1,057,0002,075
Net interest income$10,203,0001,245
Provision for loan and lease losses$620,0001,425
Total noninterest income$3,180,000995
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,119,000478
Trading account gains and feesNANA
Additional Noninterest Income$2,061,0001,065
Total noninterest expense$9,439,0001,139
Salaries and employee benefits$5,075,0001,219
Premises and equipment expense$1,683,000756
Additional noninterest expense$2,681,0001,166
Pre-tax net operating income$3,324,0001,325
Securities gains (losses)$02,249
Applicable income taxes$497,0001,355
Income before extraordinary items$2,827,0001,370
Extraordinary gains, net$04
Net income$2,827,0001,370
Minority interest net income$065
Net income of bank and minority interests.$2,827,0001,370
Net charge-offs$39,0001,862
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,827,0001,333
2020-03-31 (YTD Data)Rank
Total interest income$5,733,0001,340
Total interest expense$631,0001,980
Net interest income$5,102,0001,230
Provision for loan and lease losses$60,0002,352
Total noninterest income$1,680,000912
Gross Fiduciary activities income$0941
Service charges on deposit accounts$658,000474
Trading account gains and feesNANA
Additional Noninterest Income$1,022,000952
Total noninterest expense$4,787,0001,138
Salaries and employee benefits$2,561,0001,217
Premises and equipment expense$825,000782
Additional noninterest expense$1,401,0001,156
Pre-tax net operating income$1,935,0001,072
Securities gains (losses)$01,705
Applicable income taxes$465,000782
Income before extraordinary items$1,470,0001,206
Extraordinary gains, net$04
Net income$1,470,0001,205
Minority interest net income$056
Net income of bank and minority interests.$1,470,0001,206
Net charge-offs$18,0001,635
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,470,0001,188
2019-12-31 (YTD Data)Rank
Total interest income$23,311,0001,332
Total interest expense$2,819,0001,889
Net interest income$20,492,0001,232
Provision for loan and lease losses$405,0001,671
Total noninterest income$6,489,000947
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,620,000486
Trading account gains and feesNANA
Additional Noninterest Income$3,869,000987
Total noninterest expense$19,035,0001,130
Salaries and employee benefits$10,425,0001,164
Premises and equipment expense$3,074,000831
Additional noninterest expense$5,536,0001,148
Pre-tax net operating income$7,541,0001,278
Securities gains (losses)$02,379
Applicable income taxes$1,704,0001,001
Income before extraordinary items$5,837,0001,413
Extraordinary gains, net$011
Net income$5,837,0001,415
Minority interest net income$076
Net income of bank and minority interests.$5,837,0001,415
Net charge-offs$145,0001,950
Cash dividends$1,000,0002,317
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,837,0001,384
2019-09-30 (YTD Data)Rank
Total interest income$17,401,0001,350
Total interest expense$2,109,0001,901
Net interest income$15,292,0001,248
Provision for loan and lease losses$120,0002,455
Total noninterest income$4,526,000970
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,917,000493
Trading account gains and feesNANA
Additional Noninterest Income$2,609,0001,055
Total noninterest expense$13,678,0001,167
Salaries and employee benefits$7,536,0001,202
Premises and equipment expense$2,286,000840
Additional noninterest expense$3,856,0001,206
Pre-tax net operating income$6,020,0001,254
Securities gains (losses)$02,167
Applicable income taxes$1,435,000964
Income before extraordinary items$4,585,0001,391
Extraordinary gains, net$011
Net income$4,585,0001,391
Minority interest net income$072
Net income of bank and minority interests.$4,585,0001,393
Net charge-offs$174,0001,398
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,585,0001,360
2019-06-30 (YTD Data)Rank
Total interest income$11,490,0001,359
Total interest expense$1,337,0001,945
Net interest income$10,153,0001,256
Provision for loan and lease losses$75,0002,429
Total noninterest income$2,941,000982
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,223,000512
Trading account gains and feesNANA
Additional Noninterest Income$1,718,0001,045
Total noninterest expense$9,223,0001,150
Salaries and employee benefits$5,124,0001,183
Premises and equipment expense$1,518,000844
Additional noninterest expense$2,581,0001,227
Pre-tax net operating income$3,796,0001,289
Securities gains (losses)$01,702
Applicable income taxes$908,000964
Income before extraordinary items$2,888,0001,435
Extraordinary gains, net$011
Net income$2,888,0001,435
Minority interest net income$069
Net income of bank and minority interests.$2,888,0001,435
Net charge-offs$108,0001,371
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,888,0001,409
2019-03-31 (YTD Data)Rank
Total interest income$5,677,0001,367
Total interest expense$616,0002,022
Net interest income$5,061,0001,250
Provision for loan and lease losses$30,0002,400
Total noninterest income$1,408,000982
Gross Fiduciary activities income$0972
Service charges on deposit accounts$590,000525
Trading account gains and feesNANA
Additional Noninterest Income$818,0001,030
Total noninterest expense$4,506,0001,171
Salaries and employee benefits$2,417,0001,246
Premises and equipment expense$753,000856
Additional noninterest expense$1,336,0001,181
Pre-tax net operating income$1,933,0001,245
Securities gains (losses)$01,087
Applicable income taxes$462,000956
Income before extraordinary items$1,471,0001,374
Extraordinary gains, net$05
Net income$1,471,0001,372
Minority interest net income$052
Net income of bank and minority interests.$1,471,0001,373
Net charge-offs$48,0001,230
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,471,0001,351
2018-12-31 (YTD Data)Rank
Total interest income$18,016,0001,587
Total interest expense$1,341,0002,498
Net interest income$16,675,0001,447
Provision for loan and lease losses$100,0003,044
Total noninterest income$4,660,0001,138
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,161,000593
Trading account gains and feesNANA
Additional Noninterest Income$2,499,0001,296
Total noninterest expense$15,571,0001,307
Salaries and employee benefits$8,663,0001,339
Premises and equipment expense$2,259,0001,069
Additional noninterest expense$4,649,0001,322
Pre-tax net operating income$5,664,0001,602
Securities gains (losses)$01,125
Applicable income taxes$1,364,0001,122
Income before extraordinary items$4,300,0001,800
Extraordinary gains, net$06
Net income$4,300,0001,799
Minority interest net income$072
Net income of bank and minority interests.$4,300,0001,799
Net charge-offs$221,0001,567
Cash dividends$5,500,000688
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,300,0001,794
2018-09-30 (YTD Data)Rank
Total interest income$12,966,0001,630
Total interest expense$914,0002,570
Net interest income$12,052,0001,495
Provision for loan and lease losses$03,948
Total noninterest income$3,454,0001,157
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,554,000610
Trading account gains and feesNANA
Additional Noninterest Income$1,900,0001,298
Total noninterest expense$11,102,0001,365
Salaries and employee benefits$6,243,0001,372
Premises and equipment expense$1,592,0001,112
Additional noninterest expense$3,267,0001,405
Pre-tax net operating income$4,404,0001,553
Securities gains (losses)$01,118
Applicable income taxes$1,055,0001,125
Income before extraordinary items$3,349,0001,748
Extraordinary gains, net$05
Net income$3,349,0001,747
Minority interest net income$066
Net income of bank and minority interests.$3,349,0001,747
Net charge-offs$182,0001,315
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,349,0001,737
2018-06-30 (YTD Data)Rank
Total interest income$8,532,0001,631
Total interest expense$589,0002,550
Net interest income$7,943,0001,504
Provision for loan and lease losses$03,782
Total noninterest income$2,250,0001,174
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$992,000637
Trading account gains and feesNANA
Additional Noninterest Income$1,258,0001,308
Total noninterest expense$7,444,0001,367
Salaries and employee benefits$4,263,0001,352
Premises and equipment expense$1,057,0001,117
Additional noninterest expense$2,124,0001,435
Pre-tax net operating income$2,749,0001,620
Securities gains (losses)$0961
Applicable income taxes$657,0001,164
Income before extraordinary items$2,092,0001,817
Extraordinary gains, net$06
Net income$2,092,0001,815
Minority interest net income$065
Net income of bank and minority interests.$2,092,0001,816
Net charge-offs$68,0001,558
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,092,0001,807
2018-03-31 (YTD Data)Rank
Total interest income$4,183,0001,647
Total interest expense$281,0002,569
Net interest income$3,902,0001,532
Provision for loan and lease losses$03,508
Total noninterest income$1,111,0001,188
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$495,000638
Trading account gains and feesNANA
Additional Noninterest Income$616,0001,314
Total noninterest expense$3,576,0001,422
Salaries and employee benefits$2,005,0001,430
Premises and equipment expense$523,0001,148
Additional noninterest expense$1,048,0001,443
Pre-tax net operating income$1,437,0001,536
Securities gains (losses)$0735
Applicable income taxes$342,0001,118
Income before extraordinary items$1,095,0001,710
Extraordinary gains, net$07
Net income$1,095,0001,710
Minority interest net income$052
Net income of bank and minority interests.$1,095,0001,710
Net charge-offs$-8,0004,650
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,095,0001,697
2017-12-31 (YTD Data)Rank
Total interest income$16,237,0001,638
Total interest expense$980,0002,575
Net interest income$15,257,0001,532
Provision for loan and lease losses$-750,0005,568
Total noninterest income$4,449,0001,199
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,998,000640
Trading account gains and feesNANA
Additional Noninterest Income$2,451,0001,342
Total noninterest expense$14,135,0001,411
Salaries and employee benefits$8,164,0001,383
Premises and equipment expense$2,007,0001,170
Additional noninterest expense$3,964,0001,537
Pre-tax net operating income$6,321,0001,413
Securities gains (losses)$-8,0005,031
Applicable income taxes$2,571,0001,082
Income before extraordinary items$3,742,0001,698
Extraordinary gains, net$09
Net income$3,742,0001,698
Minority interest net income$076
Net income of bank and minority interests.$3,742,0001,698
Net charge-offs$68,0002,755
Cash dividends$1,500,0001,709
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,747,1201,670
2017-09-30 (YTD Data)Rank
Total interest income$12,103,0001,646
Total interest expense$725,0002,588
Net interest income$11,378,0001,541
Provision for loan and lease losses$55,0003,165
Total noninterest income$3,302,0001,232
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,483,000647
Trading account gains and feesNANA
Additional Noninterest Income$1,819,0001,370
Total noninterest expense$10,435,0001,439
Salaries and employee benefits$5,978,0001,413
Premises and equipment expense$1,479,0001,197
Additional noninterest expense$2,978,0001,516
Pre-tax net operating income$4,190,0001,579
Securities gains (losses)$02,274
Applicable income taxes$1,391,0001,179
Income before extraordinary items$2,799,0001,832
Extraordinary gains, net$09
Net income$2,799,0001,832
Minority interest net income$071
Net income of bank and minority interests.$2,799,0001,832
Net charge-offs$15,0003,108
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,799,0001,803
2017-06-30 (YTD Data)Rank
Total interest income$7,950,0001,652
Total interest expense$486,0002,537
Net interest income$7,464,0001,552
Provision for loan and lease losses$54,0002,791
Total noninterest income$2,124,0001,258
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$964,000653
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,403
Total noninterest expense$6,990,0001,435
Salaries and employee benefits$4,048,0001,400
Premises and equipment expense$968,0001,215
Additional noninterest expense$1,974,0001,526
Pre-tax net operating income$2,544,0001,680
Securities gains (losses)$01,906
Applicable income taxes$836,0001,243
Income before extraordinary items$1,708,0001,942
Extraordinary gains, net$011
Net income$1,708,0001,942
Minority interest net income$071
Net income of bank and minority interests.$1,708,0001,942
Net charge-offs$-91,0005,420
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,708,0001,916
2017-03-31 (YTD Data)Rank
Total interest income$3,880,0001,679
Total interest expense$245,0002,490
Net interest income$3,635,0001,584
Provision for loan and lease losses$51,0002,052
Total noninterest income$1,126,0001,211
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$483,000652
Trading account gains and feesNANA
Additional Noninterest Income$643,0001,297
Total noninterest expense$3,397,0001,476
Salaries and employee benefits$1,919,0001,484
Premises and equipment expense$487,0001,223
Additional noninterest expense$991,0001,516
Pre-tax net operating income$1,313,0001,595
Securities gains (losses)$01,153
Applicable income taxes$444,0001,170
Income before extraordinary items$869,0001,848
Extraordinary gains, net$08
Net income$869,0001,848
Minority interest net income$055
Net income of bank and minority interests.$869,0001,848
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$869,0001,837
2016-12-31 (YTD Data)Rank
Total interest income$15,244,0001,656
Total interest expense$1,068,0002,305
Net interest income$14,176,0001,580
Provision for loan and lease losses$200,0002,434
Total noninterest income$4,382,0001,257
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,948,000667
Trading account gains and fees$0170
Additional Noninterest Income$2,434,0001,392
Total noninterest expense$13,918,0001,409
Salaries and employee benefits$7,986,0001,370
Premises and equipment expense$2,172,0001,096
Additional noninterest expense$3,760,0001,624
Pre-tax net operating income$4,440,0001,780
Securities gains (losses)$03,212
Applicable income taxes$1,438,0001,309
Income before extraordinary items$3,002,0002,116
Extraordinary gains, net$05
Net income$3,002,0002,114
Minority interest net income$082
Net income of bank and minority interests.$3,002,0002,115
Net charge-offs$122,0002,428
Cash dividends$750,0002,515
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,002,0002,052
2016-09-30 (YTD Data)Rank
Total interest income$11,436,0001,655
Total interest expense$815,0002,288
Net interest income$10,621,0001,575
Provision for loan and lease losses$185,0002,113
Total noninterest income$3,266,0001,258
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,431,000679
Trading account gains and fees$0169
Additional Noninterest Income$1,835,0001,394
Total noninterest expense$10,387,0001,416
Salaries and employee benefits$5,893,0001,387
Premises and equipment expense$1,688,0001,053
Additional noninterest expense$2,806,0001,623
Pre-tax net operating income$3,315,0001,820
Securities gains (losses)$03,160
Applicable income taxes$1,103,0001,314
Income before extraordinary items$2,212,0002,177
Extraordinary gains, net$05
Net income$2,212,0002,176
Minority interest net income$071
Net income of bank and minority interests.$2,212,0002,177
Net charge-offs$3,0003,728
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,212,0002,108
2016-06-30 (YTD Data)Rank
Total interest income$7,582,0001,668
Total interest expense$554,0002,263
Net interest income$7,028,0001,593
Provision for loan and lease losses$150,0001,887
Total noninterest income$2,102,0001,265
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$910,000697
Trading account gains and fees$0157
Additional Noninterest Income$1,192,0001,380
Total noninterest expense$6,889,0001,429
Salaries and employee benefits$3,982,0001,383
Premises and equipment expense$1,138,0001,045
Additional noninterest expense$1,769,0001,719
Pre-tax net operating income$2,091,0001,869
Securities gains (losses)$02,835
Applicable income taxes$696,0001,360
Income before extraordinary items$1,395,0002,248
Extraordinary gains, net$016
Net income$1,395,0002,247
Minority interest net income$071
Net income of bank and minority interests.$1,395,0002,247
Net charge-offs$-15,0005,114
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,395,0002,180
2016-03-31 (YTD Data)Rank
Total interest income$3,750,0001,694
Total interest expense$280,0002,253
Net interest income$3,470,0001,618
Provision for loan and lease losses$75,0001,741
Total noninterest income$1,065,0001,244
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$452,000688
Trading account gains and fees$0142
Additional Noninterest Income$613,0001,328
Total noninterest expense$3,269,0001,498
Salaries and employee benefits$1,880,0001,457
Premises and equipment expense$567,0001,053
Additional noninterest expense$822,0001,803
Pre-tax net operating income$1,191,0001,687
Securities gains (losses)$02,077
Applicable income taxes$397,0001,238
Income before extraordinary items$794,0002,003
Extraordinary gains, net$012
Net income$794,0002,003
Minority interest net income$062
Net income of bank and minority interests.$794,0002,003
Net charge-offs$102,0001,004
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$794,0001,955
2015-12-31 (YTD Data)Rank
Total interest income$14,745,0001,678
Total interest expense$1,165,0002,170
Net interest income$13,580,0001,615
Provision for loan and lease losses$350,0001,745
Total noninterest income$4,033,0001,289
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,999,000657
Trading account gains and fees$0159
Additional Noninterest Income$2,034,0001,504
Total noninterest expense$13,208,0001,480
Salaries and employee benefits$7,961,0001,369
Premises and equipment expense$2,017,0001,171
Additional noninterest expense$3,230,0001,872
Pre-tax net operating income$4,055,0001,847
Securities gains (losses)$03,216
Applicable income taxes$1,327,0001,327
Income before extraordinary items$2,728,0002,190
Extraordinary gains, net$023
Net income$2,728,0002,190
Minority interest net income$081
Net income of bank and minority interests.$2,728,0002,191
Net charge-offs$632,000961
Cash dividends$500,0002,915
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,728,0002,150
2015-09-30 (YTD Data)Rank
Total interest income$11,055,0001,690
Total interest expense$881,0002,176
Net interest income$10,174,0001,628
Provision for loan and lease losses$225,0001,803
Total noninterest income$3,035,0001,320
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,495,000659
Trading account gains and fees$0153
Additional Noninterest Income$1,540,0001,506
Total noninterest expense$9,851,0001,492
Salaries and employee benefits$5,871,0001,387
Premises and equipment expense$1,462,0001,223
Additional noninterest expense$2,518,0001,798
Pre-tax net operating income$3,133,0001,838
Securities gains (losses)$03,031
Applicable income taxes$1,063,0001,316
Income before extraordinary items$2,070,0002,202
Extraordinary gains, net$021
Net income$2,070,0002,204
Minority interest net income$078
Net income of bank and minority interests.$2,070,0002,203
Net charge-offs$298,0001,202
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,070,0002,158
2015-06-30 (YTD Data)Rank
Total interest income$7,275,0001,713
Total interest expense$590,0002,182
Net interest income$6,685,0001,657
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,966,0001,342
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$971,000659
Trading account gains and fees$0157
Additional Noninterest Income$995,0001,561
Total noninterest expense$6,300,0001,550
Salaries and employee benefits$3,735,0001,439
Premises and equipment expense$951,0001,254
Additional noninterest expense$1,614,0001,876
Pre-tax net operating income$2,201,0001,768
Securities gains (losses)$02,636
Applicable income taxes$750,0001,286
Income before extraordinary items$1,451,0002,103
Extraordinary gains, net$022
Net income$1,451,0002,105
Minority interest net income$075
Net income of bank and minority interests.$1,451,0002,105
Net charge-offs$115,0001,602
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,451,0002,055
2015-03-31 (YTD Data)Rank
Total interest income$3,602,0001,731
Total interest expense$294,0002,213
Net interest income$3,308,0001,672
Provision for loan and lease losses$75,0001,675
Total noninterest income$908,0001,377
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$464,000673
Trading account gains and fees$0152
Additional Noninterest Income$444,0001,646
Total noninterest expense$3,030,0001,601
Salaries and employee benefits$1,852,0001,458
Premises and equipment expense$459,0001,308
Additional noninterest expense$719,0002,057
Pre-tax net operating income$1,111,0001,693
Securities gains (losses)$02,027
Applicable income taxes$380,0001,230
Income before extraordinary items$731,0002,070
Extraordinary gains, net$013
Net income$731,0002,071
Minority interest net income$064
Net income of bank and minority interests.$731,0002,071
Net charge-offs$45,0001,636
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$731,0002,004
2014-12-31 (YTD Data)Rank
Total interest income$14,539,0001,724
Total interest expense$1,259,0002,182
Net interest income$13,280,0001,662
Provision for loan and lease losses$260,0002,149
Total noninterest income$4,042,0001,277
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,160,000629
Trading account gains and fees$0180
Additional Noninterest Income$1,882,0001,532
Total noninterest expense$13,169,0001,449
Salaries and employee benefits$8,029,0001,318
Premises and equipment expense$1,982,0001,209
Additional noninterest expense$3,158,0001,944
Pre-tax net operating income$3,893,0001,875
Securities gains (losses)$03,259
Applicable income taxes$1,277,0001,311
Income before extraordinary items$2,616,0002,233
Extraordinary gains, net$017
Net income$2,616,0002,232
Minority interest net income$084
Net income of bank and minority interests.$2,616,0002,232
Net charge-offs$406,0001,705
Cash dividends$500,0002,836
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,616,0002,183
2014-09-30 (YTD Data)Rank
Total interest income$10,869,0001,737
Total interest expense$956,0002,182
Net interest income$9,913,0001,678
Provision for loan and lease losses$245,0001,838
Total noninterest income$3,004,0001,294
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,607,000626
Trading account gains and fees$0174
Additional Noninterest Income$1,397,0001,531
Total noninterest expense$9,709,0001,482
Salaries and employee benefits$5,913,0001,344
Premises and equipment expense$1,429,0001,265
Additional noninterest expense$2,367,0001,945
Pre-tax net operating income$2,963,0001,876
Securities gains (losses)$02,980
Applicable income taxes$1,015,0001,300
Income before extraordinary items$1,948,0002,263
Extraordinary gains, net$015
Net income$1,948,0002,264
Minority interest net income$081
Net income of bank and minority interests.$1,948,0002,263
Net charge-offs$262,0001,708
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,948,0002,211
2014-06-30 (YTD Data)Rank
Total interest income$7,208,0001,733
Total interest expense$644,0002,198
Net interest income$6,564,0001,678
Provision for loan and lease losses$180,0001,726
Total noninterest income$2,080,0001,246
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,061,000629
Trading account gains and fees$0172
Additional Noninterest Income$1,019,0001,428
Total noninterest expense$6,323,0001,516
Salaries and employee benefits$3,821,0001,383
Premises and equipment expense$938,0001,279
Additional noninterest expense$1,564,0001,956
Pre-tax net operating income$2,141,0001,718
Securities gains (losses)$02,580
Applicable income taxes$726,0001,213
Income before extraordinary items$1,415,0002,081
Extraordinary gains, net$020
Net income$1,415,0002,085
Minority interest net income$080
Net income of bank and minority interests.$1,415,0002,084
Net charge-offs$121,0002,019
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,415,0002,019
2014-03-31 (YTD Data)Rank
Total interest income$3,598,0001,733
Total interest expense$321,0002,229
Net interest income$3,277,0001,668
Provision for loan and lease losses$90,0001,672
Total noninterest income$974,0001,275
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$516,000635
Trading account gains and fees$0147
Additional Noninterest Income$458,0001,501
Total noninterest expense$3,114,0001,542
Salaries and employee benefits$1,923,0001,395
Premises and equipment expense$457,0001,343
Additional noninterest expense$734,0002,055
Pre-tax net operating income$1,047,0001,707
Securities gains (losses)$01,715
Applicable income taxes$355,0001,182
Income before extraordinary items$692,0002,023
Extraordinary gains, net$016
Net income$692,0002,026
Minority interest net income$066
Net income of bank and minority interests.$692,0002,026
Net charge-offs$15,0002,640
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$692,0001,984
2013-12-31 (YTD Data)Rank
Total interest income$14,883,0001,674
Total interest expense$1,489,0002,178
Net interest income$13,394,0001,615
Provision for loan and lease losses$495,0001,861
Total noninterest income$4,123,0001,296
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,257,000617
Trading account gains and fees$0184
Additional Noninterest Income$1,866,0001,595
Total noninterest expense$12,937,0001,505
Salaries and employee benefits$7,940,0001,337
Premises and equipment expense$1,888,0001,254
Additional noninterest expense$3,109,0002,017
Pre-tax net operating income$4,085,0001,698
Securities gains (losses)$03,182
Applicable income taxes$1,387,0001,180
Income before extraordinary items$2,698,0002,062
Extraordinary gains, net$029
Net income$2,698,0002,068
Minority interest net income$090
Net income of bank and minority interests.$2,698,0002,067
Net charge-offs$418,0002,209
Cash dividends$500,0002,742
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,698,0002,014
2013-09-30 (YTD Data)Rank
Total interest income$11,164,0001,682
Total interest expense$1,153,0002,173
Net interest income$10,011,0001,624
Provision for loan and lease losses$295,0002,100
Total noninterest income$3,228,0001,278
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,674,000623
Trading account gains and fees$0180
Additional Noninterest Income$1,554,0001,515
Total noninterest expense$9,644,0001,514
Salaries and employee benefits$5,928,0001,346
Premises and equipment expense$1,404,0001,268
Additional noninterest expense$2,312,0002,023
Pre-tax net operating income$3,300,0001,612
Securities gains (losses)$03,040
Applicable income taxes$1,143,0001,136
Income before extraordinary items$2,157,0001,994
Extraordinary gains, net$025
Net income$2,157,0002,001
Minority interest net income$084
Net income of bank and minority interests.$2,157,0002,000
Net charge-offs$167,0002,758
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,157,0001,938
2013-06-30 (YTD Data)Rank
Total interest income$7,399,0001,692
Total interest expense$790,0002,164
Net interest income$6,609,0001,629
Provision for loan and lease losses$230,0001,953
Total noninterest income$2,077,0001,330
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,069,000634
Trading account gains and fees$0157
Additional Noninterest Income$1,008,0001,570
Total noninterest expense$6,192,0001,559
Salaries and employee benefits$3,812,0001,383
Premises and equipment expense$920,0001,295
Additional noninterest expense$1,460,0002,132
Pre-tax net operating income$2,264,0001,560
Securities gains (losses)$02,791
Applicable income taxes$778,0001,117
Income before extraordinary items$1,486,0001,941
Extraordinary gains, net$022
Net income$1,486,0001,947
Minority interest net income$082
Net income of bank and minority interests.$1,486,0001,947
Net charge-offs$115,0002,625
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,486,0001,868
2013-03-31 (YTD Data)Rank
Total interest income$3,677,0001,716
Total interest expense$408,0002,157
Net interest income$3,269,0001,659
Provision for loan and lease losses$165,0001,527
Total noninterest income$1,093,0001,275
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$511,000649
Trading account gains and fees$0148
Additional Noninterest Income$582,0001,414
Total noninterest expense$3,123,0001,564
Salaries and employee benefits$1,953,0001,365
Premises and equipment expense$454,0001,338
Additional noninterest expense$716,0002,175
Pre-tax net operating income$1,074,0001,607
Securities gains (losses)$01,966
Applicable income taxes$365,0001,154
Income before extraordinary items$709,0001,988
Extraordinary gains, net$010
Net income$709,0001,989
Minority interest net income$076
Net income of bank and minority interests.$709,0001,990
Net charge-offs$64,0002,243
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$709,0001,906
2012-12-31 (YTD Data)Rank
Total interest income$15,451,0001,721
Total interest expense$1,918,0002,200
Net interest income$13,533,0001,630
Provision for loan and lease losses$1,260,0001,500
Total noninterest income$3,804,0001,381
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,317,000616
Trading account gains and fees$0166
Additional Noninterest Income$1,487,0001,864
Total noninterest expense$12,470,0001,564
Salaries and employee benefits$7,618,0001,352
Premises and equipment expense$1,876,0001,265
Additional noninterest expense$2,976,0002,185
Pre-tax net operating income$3,607,0001,775
Securities gains (losses)$03,810
Applicable income taxes$1,268,0001,238
Income before extraordinary items$2,339,0002,297
Extraordinary gains, net$029
Net income$2,339,0002,297
Minority interest net income$093
Net income of bank and minority interests.$2,339,0002,299
Net charge-offs$896,0001,943
Cash dividends$500,0002,749
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,339,0002,176
2012-09-30 (YTD Data)Rank
Total interest income$11,659,0001,733
Total interest expense$1,483,0002,231
Net interest income$10,176,0001,638
Provision for loan and lease losses$795,0001,718
Total noninterest income$2,962,0001,345
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,737,000617
Trading account gains and fees$0157
Additional Noninterest Income$1,225,0001,758
Total noninterest expense$9,254,0001,581
Salaries and employee benefits$5,712,0001,356
Premises and equipment expense$1,377,0001,310
Additional noninterest expense$2,165,0002,239
Pre-tax net operating income$3,089,0001,655
Securities gains (losses)$03,575
Applicable income taxes$1,083,0001,164
Income before extraordinary items$2,006,0002,097
Extraordinary gains, net$020
Net income$2,006,0002,097
Minority interest net income$086
Net income of bank and minority interests.$2,006,0002,098
Net charge-offs$553,0002,057
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,006,0001,978
2012-06-30 (YTD Data)Rank
Total interest income$7,792,0001,735
Total interest expense$1,028,0002,236
Net interest income$6,764,0001,630
Provision for loan and lease losses$550,0001,699
Total noninterest income$2,102,0001,290
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,124,000633
Trading account gains and fees$0153
Additional Noninterest Income$978,0001,539
Total noninterest expense$6,225,0001,562
Salaries and employee benefits$3,678,0001,399
Premises and equipment expense$923,0001,290
Additional noninterest expense$1,624,0002,005
Pre-tax net operating income$2,091,0001,636
Securities gains (losses)$03,178
Applicable income taxes$732,0001,135
Income before extraordinary items$1,359,0002,058
Extraordinary gains, net$019
Net income$1,359,0002,055
Minority interest net income$084
Net income of bank and minority interests.$1,359,0002,058
Net charge-offs$209,0002,706
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,359,0001,949
2012-03-31 (YTD Data)Rank
Total interest income$3,912,0001,742
Total interest expense$531,0002,251
Net interest income$3,381,0001,640
Provision for loan and lease losses$290,0001,634
Total noninterest income$1,022,0001,305
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$541,000661
Trading account gains and fees$0148
Additional Noninterest Income$481,0001,546
Total noninterest expense$3,133,0001,557
Salaries and employee benefits$1,891,0001,372
Premises and equipment expense$442,0001,346
Additional noninterest expense$800,0002,032
Pre-tax net operating income$980,0001,714
Securities gains (losses)$02,210
Applicable income taxes$341,0001,195
Income before extraordinary items$639,0002,149
Extraordinary gains, net$019
Net income$639,0002,150
Minority interest net income$078
Net income of bank and minority interests.$639,0002,151
Net charge-offs$64,0002,831
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$639,0002,047
2011-12-31 (YTD Data)Rank
Total interest income$15,531,0001,814
Total interest expense$2,382,0002,417
Net interest income$13,149,0001,701
Provision for loan and lease losses$900,0002,561
Total noninterest income$3,431,0001,357
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,877,000776
Trading account gains and fees$0146
Additional Noninterest Income$1,554,0001,611
Total noninterest expense$12,400,0001,579
Salaries and employee benefits$7,258,0001,377
Premises and equipment expense$1,738,0001,438
Additional noninterest expense$3,404,0001,974
Pre-tax net operating income$3,280,0001,692
Securities gains (losses)$-10,0006,879
Applicable income taxes$1,149,0001,228
Income before extraordinary items$2,121,0002,144
Extraordinary gains, net$029
Net income$2,121,0002,145
Minority interest net income$096
Net income of bank and minority interests.$2,121,0002,145
Net charge-offs$607,0002,942
Cash dividends$600,0002,194
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,127,5002,064
2011-09-30 (YTD Data)Rank
Total interest income$11,461,0001,861
Total interest expense$1,804,0002,480
Net interest income$9,657,0001,741
Provision for loan and lease losses$675,0002,485
Total noninterest income$2,368,0001,429
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,265,000877
Trading account gains and fees$0145
Additional Noninterest Income$1,103,0001,646
Total noninterest expense$9,031,0001,619
Salaries and employee benefits$5,394,0001,383
Premises and equipment expense$1,268,0001,487
Additional noninterest expense$2,369,0002,113
Pre-tax net operating income$2,319,0001,859
Securities gains (losses)$-10,0007,008
Applicable income taxes$807,0001,285
Income before extraordinary items$1,502,0002,312
Extraordinary gains, net$021
Net income$1,502,0002,312
Minority interest net income$087
Net income of bank and minority interests.$1,502,0002,313
Net charge-offs$391,0002,942
Cash dividends$100,0003,124
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,508,5002,205
2011-06-30 (YTD Data)Rank
Total interest income$7,503,0001,912
Total interest expense$1,211,0002,548
Net interest income$6,292,0001,777
Provision for loan and lease losses$450,0002,433
Total noninterest income$1,426,0001,535
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$698,0001,053
Trading account gains and fees$0153
Additional Noninterest Income$728,0001,675
Total noninterest expense$5,755,0001,700
Salaries and employee benefits$3,469,0001,436
Premises and equipment expense$835,0001,509
Additional noninterest expense$1,451,0002,307
Pre-tax net operating income$1,513,0001,868
Securities gains (losses)$-10,0007,078
Applicable income taxes$526,0001,267
Income before extraordinary items$977,0002,324
Extraordinary gains, net$015
Net income$977,0002,324
Minority interest net income$089
Net income of bank and minority interests.$977,0002,324
Net charge-offs$323,0002,611
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$983,5002,231
2011-03-31 (YTD Data)Rank
Total interest income$3,749,0001,923
Total interest expense$636,0002,515
Net interest income$3,113,0001,794
Provision for loan and lease losses$225,0002,264
Total noninterest income$732,0001,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$338,0001,065
Trading account gains and fees$0158
Additional Noninterest Income$394,0001,587
Total noninterest expense$2,913,0001,700
Salaries and employee benefits$1,813,0001,394
Premises and equipment expense$430,0001,502
Additional noninterest expense$670,0002,475
Pre-tax net operating income$707,0001,957
Securities gains (losses)$-10,0007,169
Applicable income taxes$242,0001,309
Income before extraordinary items$455,0002,423
Extraordinary gains, net$09
Net income$455,0002,422
Minority interest net income$086
Net income of bank and minority interests.$455,0002,423
Net charge-offs$147,0002,379
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$461,5002,360
2010-12-31 (YTD Data)Rank
Total interest income$16,070,0001,886
Total interest expense$3,342,0002,367
Net interest income$12,728,0001,740
Provision for loan and lease losses$1,175,0002,811
Total noninterest income$2,869,0001,603
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,528,000988
Trading account gains and fees$0175
Additional Noninterest Income$1,341,0001,810
Total noninterest expense$11,290,0001,750
Salaries and employee benefits$6,826,0001,445
Premises and equipment expense$1,636,0001,558
Additional noninterest expense$2,828,0002,395
Pre-tax net operating income$3,132,0001,573
Securities gains (losses)$03,793
Applicable income taxes$1,097,0001,145
Income before extraordinary items$2,035,0001,996
Extraordinary gains, net$029
Net income$2,035,0001,996
Minority interest net income$0111
Net income of bank and minority interests.$2,035,0001,997
Net charge-offs$1,174,0002,468
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,035,0001,915
2010-09-30 (YTD Data)Rank
Total interest income$12,209,0001,898
Total interest expense$2,606,0002,379
Net interest income$9,603,0001,749
Provision for loan and lease losses$825,0002,797
Total noninterest income$2,130,0001,616
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,145,0001,026
Trading account gains and fees$0165
Additional Noninterest Income$985,0001,817
Total noninterest expense$8,465,0001,748
Salaries and employee benefits$5,165,0001,436
Premises and equipment expense$1,205,0001,614
Additional noninterest expense$2,095,0002,387
Pre-tax net operating income$2,443,0001,616
Securities gains (losses)$03,651
Applicable income taxes$854,0001,141
Income before extraordinary items$1,589,0002,046
Extraordinary gains, net$023
Net income$1,589,0002,048
Minority interest net income$0110
Net income of bank and minority interests.$1,589,0002,048
Net charge-offs$765,0002,519
Cash dividends$250,0002,499
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,589,0001,952
2010-06-30 (YTD Data)Rank
Total interest income$8,156,0001,921
Total interest expense$1,799,0002,390
Net interest income$6,357,0001,757
Provision for loan and lease losses$500,0002,840
Total noninterest income$1,347,0001,625
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$739,0001,063
Trading account gains and fees$0152
Additional Noninterest Income$608,0001,843
Total noninterest expense$5,467,0001,799
Salaries and employee benefits$3,328,0001,488
Premises and equipment expense$790,0001,667
Additional noninterest expense$1,349,0002,459
Pre-tax net operating income$1,737,0001,497
Securities gains (losses)$03,184
Applicable income taxes$608,0001,048
Income before extraordinary items$1,129,0001,901
Extraordinary gains, net$019
Net income$1,129,0001,901
Minority interest net income$0105
Net income of bank and minority interests.$1,129,0001,901
Net charge-offs$597,0002,238
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,129,0001,813
2010-03-31 (YTD Data)Rank
Total interest income$4,031,0001,983
Total interest expense$967,0002,325
Net interest income$3,064,0001,850
Provision for loan and lease losses$225,0002,809
Total noninterest income$662,0001,665
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$352,0001,110
Trading account gains and fees$0175
Additional Noninterest Income$310,0001,796
Total noninterest expense$2,565,0001,937
Salaries and employee benefits$1,515,0001,650
Premises and equipment expense$387,0001,747
Additional noninterest expense$663,0002,483
Pre-tax net operating income$936,0001,389
Securities gains (losses)$02,284
Applicable income taxes$325,000984
Income before extraordinary items$611,0001,803
Extraordinary gains, net$016
Net income$611,0001,802
Minority interest net income$091
Net income of bank and minority interests.$611,0001,804
Net charge-offs$173,0002,592
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$611,0001,717
2009-12-31 (YTD Data)Rank
Total interest income$17,535,0001,925
Total interest expense$5,083,0002,225
Net interest income$12,452,0001,785
Provision for loan and lease losses$1,100,0003,352
Total noninterest income$2,689,0001,737
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,683,0001,033
Trading account gains and fees$0211
Additional Noninterest Income$1,006,0002,134
Total noninterest expense$10,947,0001,862
Salaries and employee benefits$6,608,0001,516
Premises and equipment expense$1,683,0001,593
Additional noninterest expense$2,656,0002,608
Pre-tax net operating income$3,094,0001,293
Securities gains (losses)$6,0003,400
Applicable income taxes$1,085,000907
Income before extraordinary items$2,015,0001,667
Extraordinary gains, net$034
Net income$2,015,0001,666
Minority interest net income$0115
Net income of bank and minority interests.$2,015,0001,667
Net charge-offs$1,066,0002,784
Cash dividends$1,000,0001,619
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,011,1001,614
2009-09-30 (YTD Data)Rank
Total interest income$13,342,0001,937
Total interest expense$3,961,0002,239
Net interest income$9,381,0001,786
Provision for loan and lease losses$600,0003,517
Total noninterest income$2,030,0001,760
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,278,0001,021
Trading account gains and fees$0212
Additional Noninterest Income$752,0002,198
Total noninterest expense$8,180,0001,859
Salaries and employee benefits$4,982,0001,522
Premises and equipment expense$1,208,0001,698
Additional noninterest expense$1,990,0002,586
Pre-tax net operating income$2,631,0001,231
Securities gains (losses)$6,0003,115
Applicable income taxes$927,000892
Income before extraordinary items$1,710,0001,573
Extraordinary gains, net$027
Net income$1,710,0001,571
Minority interest net income$0118
Net income of bank and minority interests.$1,710,0001,573
Net charge-offs$480,0003,103
Cash dividends$250,0002,828
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,706,1001,535
2009-06-30 (YTD Data)Rank
Total interest income$8,987,0001,959
Total interest expense$2,742,0002,249
Net interest income$6,245,0001,794
Provision for loan and lease losses$375,0003,368
Total noninterest income$1,299,0001,817
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$836,0001,018
Trading account gains and fees$0193
Additional Noninterest Income$463,0002,322
Total noninterest expense$5,511,0001,870
Salaries and employee benefits$3,422,0001,515
Premises and equipment expense$798,0001,750
Additional noninterest expense$1,291,0002,661
Pre-tax net operating income$1,658,0001,382
Securities gains (losses)$6,0002,720
Applicable income taxes$581,000955
Income before extraordinary items$1,083,0001,722
Extraordinary gains, net$021
Net income$1,083,0001,719
Minority interest net income$0112
Net income of bank and minority interests.$1,083,0001,721
Net charge-offs$267,0003,071
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,079,1001,683
2009-03-31 (YTD Data)Rank
Total interest income$4,521,0001,972
Total interest expense$1,431,0002,236
Net interest income$3,090,0001,801
Provision for loan and lease losses$200,0002,838
Total noninterest income$625,0001,835
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$401,0001,029
Trading account gains and fees$0171
Additional Noninterest Income$224,0002,356
Total noninterest expense$2,588,0001,912
Salaries and employee benefits$1,601,0001,615
Premises and equipment expense$388,0001,822
Additional noninterest expense$599,0002,569
Pre-tax net operating income$927,0001,393
Securities gains (losses)$4,0002,106
Applicable income taxes$326,000993
Income before extraordinary items$605,0001,776
Extraordinary gains, net$015
Net income$605,0001,777
Minority interest net income$0102
Net income of bank and minority interests.$605,0001,778
Net charge-offs$82,0003,075
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$602,4001,692
2008-12-31 (YTD Data)Rank
Total interest income$19,838,0001,929
Total interest expense$7,030,0002,199
Net interest income$12,808,0001,740
Provision for loan and lease losses$825,0002,991
Total noninterest income$3,089,0001,531
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,943,000911
Trading account gains and fees$0154
Additional Noninterest Income$1,146,0001,944
Total noninterest expense$10,456,0001,850
Salaries and employee benefits$6,675,0001,548
Premises and equipment expense$1,615,0001,707
Additional noninterest expense$2,166,0002,661
Pre-tax net operating income$4,616,0001,179
Securities gains (losses)$6,0002,702
Applicable income taxes$1,618,000810
Income before extraordinary items$3,004,0001,364
Extraordinary gains, net$039
Net income$3,004,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$821,0002,173
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,000,1001,464
2008-09-30 (YTD Data)Rank
Total interest income$15,048,0001,946
Total interest expense$5,461,0002,218
Net interest income$9,587,0001,757
Provision for loan and lease losses$380,0003,152
Total noninterest income$2,329,0001,581
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,473,000905
Trading account gains and fees$0148
Additional Noninterest Income$856,0002,033
Total noninterest expense$7,642,0001,885
Salaries and employee benefits$4,947,0001,585
Premises and equipment expense$1,127,0001,817
Additional noninterest expense$1,568,0002,663
Pre-tax net operating income$3,894,0001,280
Securities gains (losses)$4,0002,700
Applicable income taxes$1,364,000908
Income before extraordinary items$2,534,0001,448
Extraordinary gains, net$031
Net income$2,534,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0002,234
Cash dividends$800,0002,095
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,531,4001,528
2008-06-30 (YTD Data)Rank
Total interest income$10,125,0001,960
Total interest expense$3,820,0002,201
Net interest income$6,305,0001,772
Provision for loan and lease losses$200,0003,141
Total noninterest income$1,607,0001,564
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$947,000919
Trading account gains and fees$0149
Additional Noninterest Income$660,0001,865
Total noninterest expense$5,179,0001,855
Salaries and employee benefits$3,385,0001,557
Premises and equipment expense$786,0001,739
Additional noninterest expense$1,008,0002,723
Pre-tax net operating income$2,533,0001,362
Securities gains (losses)$2,0002,957
Applicable income taxes$886,0001,032
Income before extraordinary items$1,649,0001,641
Extraordinary gains, net$021
Net income$1,649,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,257
Cash dividends$800,0001,677
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,647,7001,617
2008-03-31 (YTD Data)Rank
Total interest income$5,160,0001,969
Total interest expense$2,038,0002,212
Net interest income$3,122,0001,791
Provision for loan and lease losses$90,0002,858
Total noninterest income$769,0001,612
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$468,000925
Trading account gains and fees$0158
Additional Noninterest Income$301,0001,967
Total noninterest expense$2,430,0001,971
Salaries and employee benefits$1,568,0001,673
Premises and equipment expense$377,0001,813
Additional noninterest expense$485,0002,800
Pre-tax net operating income$1,371,0001,370
Securities gains (losses)$2,0002,447
Applicable income taxes$475,0001,050
Income before extraordinary items$898,0001,656
Extraordinary gains, net$015
Net income$898,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,168
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$896,7001,599
2007-12-31 (YTD Data)Rank
Total interest income$20,333,0002,061
Total interest expense$8,409,0002,232
Net interest income$11,924,0001,901
Provision for loan and lease losses$480,0002,381
Total noninterest income$3,255,0001,551
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,879,000948
Trading account gains and fees$0178
Additional Noninterest Income$1,376,0001,779
Total noninterest expense$9,828,0001,880
Salaries and employee benefits$6,271,0001,610
Premises and equipment expense$1,468,0001,802
Additional noninterest expense$2,089,0002,560
Pre-tax net operating income$4,871,0001,683
Securities gains (losses)$02,146
Applicable income taxes$1,713,0001,281
Income before extraordinary items$3,158,0001,957
Extraordinary gains, net$039
Net income$3,158,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0001,988
Cash dividends$1,500,0001,987
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,158,0001,943
2007-09-30 (YTD Data)Rank
Total interest income$15,005,0002,095
Total interest expense$6,192,0002,263
Net interest income$8,813,0001,947
Provision for loan and lease losses$360,0002,007
Total noninterest income$2,339,0001,597
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,349,000969
Trading account gains and fees$0184
Additional Noninterest Income$990,0001,852
Total noninterest expense$7,090,0001,937
Salaries and employee benefits$4,489,0001,682
Premises and equipment expense$1,042,0001,874
Additional noninterest expense$1,559,0002,529
Pre-tax net operating income$3,702,0001,782
Securities gains (losses)$01,655
Applicable income taxes$1,284,0001,374
Income before extraordinary items$2,418,0002,058
Extraordinary gains, net$033
Net income$2,418,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0001,795
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,418,0002,042
2007-06-30 (YTD Data)Rank
Total interest income$9,560,0002,188
Total interest expense$3,906,0002,375
Net interest income$5,654,0002,048
Provision for loan and lease losses$240,0001,865
Total noninterest income$1,470,0001,696
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$837,0001,054
Trading account gains and fees$0168
Additional Noninterest Income$633,0001,912
Total noninterest expense$4,606,0002,009
Salaries and employee benefits$2,983,0001,721
Premises and equipment expense$658,0001,977
Additional noninterest expense$965,0002,710
Pre-tax net operating income$2,278,0001,938
Securities gains (losses)$01,444
Applicable income taxes$786,0001,505
Income before extraordinary items$1,492,0002,213
Extraordinary gains, net$029
Net income$1,492,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,522
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,492,0002,198
2007-03-31 (YTD Data)Rank
Total interest income$4,557,0002,274
Total interest expense$1,879,0002,436
Net interest income$2,678,0002,164
Provision for loan and lease losses$120,0001,752
Total noninterest income$715,0001,709
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$397,0001,084
Trading account gains and fees$0195
Additional Noninterest Income$318,0001,871
Total noninterest expense$2,130,0002,172
Salaries and employee benefits$1,364,0001,883
Premises and equipment expense$318,0002,052
Additional noninterest expense$448,0002,867
Pre-tax net operating income$1,143,0001,944
Securities gains (losses)$01,187
Applicable income taxes$394,0001,542
Income before extraordinary items$749,0002,184
Extraordinary gains, net$022
Net income$749,0002,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$749,0002,176
2006-12-31 (YTD Data)Rank
Total interest income$17,404,0002,246
Total interest expense$6,500,0002,421
Net interest income$10,904,0002,129
Provision for loan and lease losses$600,0001,606
Total noninterest income$2,855,0001,703
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,616,0001,091
Trading account gains and fees$0130
Additional Noninterest Income$1,239,0001,918
Total noninterest expense$8,565,0002,054
Salaries and employee benefits$5,570,0001,754
Premises and equipment expense$1,231,0002,031
Additional noninterest expense$1,764,0002,871
Pre-tax net operating income$4,594,0002,023
Securities gains (losses)$01,687
Applicable income taxes$1,565,0001,595
Income before extraordinary items$3,029,0002,267
Extraordinary gains, net$051
Net income$3,029,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,944
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,029,0002,246
2006-09-30 (YTD Data)Rank
Total interest income$12,846,0002,263
Total interest expense$4,659,0002,456
Net interest income$8,187,0002,140
Provision for loan and lease losses$450,0001,514
Total noninterest income$2,108,0001,731
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,206,0001,109
Trading account gains and fees$0126
Additional Noninterest Income$902,0001,972
Total noninterest expense$6,216,0002,141
Salaries and employee benefits$4,037,0001,821
Premises and equipment expense$892,0002,107
Additional noninterest expense$1,287,0002,931
Pre-tax net operating income$3,629,0001,998
Securities gains (losses)$01,388
Applicable income taxes$1,238,0001,614
Income before extraordinary items$2,391,0002,222
Extraordinary gains, net$045
Net income$2,391,0002,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,533
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,391,0002,216
2006-06-30 (YTD Data)Rank
Total interest income$8,311,0002,291
Total interest expense$2,939,0002,477
Net interest income$5,372,0002,173
Provision for loan and lease losses$300,0001,464
Total noninterest income$1,322,0001,815
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$778,0001,137
Trading account gains and fees$0126
Additional Noninterest Income$544,0002,105
Total noninterest expense$4,123,0002,141
Salaries and employee benefits$2,721,0001,802
Premises and equipment expense$567,0002,186
Additional noninterest expense$835,0003,012
Pre-tax net operating income$2,271,0002,107
Securities gains (losses)$01,185
Applicable income taxes$773,0001,708
Income before extraordinary items$1,498,0002,343
Extraordinary gains, net$039
Net income$1,498,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-230,0008,689
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,498,0002,328
2006-03-31 (YTD Data)Rank
Total interest income$4,015,0002,319
Total interest expense$1,382,0002,497
Net interest income$2,633,0002,215
Provision for loan and lease losses$150,0001,421
Total noninterest income$665,0001,772
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$391,0001,105
Trading account gains and fees$0115
Additional Noninterest Income$274,0002,064
Total noninterest expense$1,943,0002,293
Salaries and employee benefits$1,273,0001,927
Premises and equipment expense$272,0002,293
Additional noninterest expense$398,0003,131
Pre-tax net operating income$1,205,0001,964
Securities gains (losses)$0955
Applicable income taxes$410,0001,625
Income before extraordinary items$795,0002,204
Extraordinary gains, net$021
Net income$795,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,748
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$795,0002,179
2005-12-31 (YTD Data)Rank
Total interest income$14,459,0002,288
Total interest expense$4,323,0002,489
Net interest income$10,136,0002,189
Provision for loan and lease losses$770,0001,311
Total noninterest income$2,860,0001,682
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,735,0001,015
Trading account gains and fees$0138
Additional Noninterest Income$1,125,0002,050
Total noninterest expense$7,813,0002,135
Salaries and employee benefits$4,886,0001,895
Premises and equipment expense$1,194,0002,007
Additional noninterest expense$1,733,0002,857
Pre-tax net operating income$4,413,0002,066
Securities gains (losses)$02,296
Applicable income taxes$1,507,0001,700
Income before extraordinary items$2,906,0002,317
Extraordinary gains, net$046
Net income$2,906,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,000918
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,906,0002,283
2005-09-30 (YTD Data)Rank
Total interest income$10,644,0002,285
Total interest expense$3,119,0002,464
Net interest income$7,525,0002,185
Provision for loan and lease losses$420,0001,646
Total noninterest income$2,119,0001,703
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,290,0001,022
Trading account gains and fees$0126
Additional Noninterest Income$829,0002,070
Total noninterest expense$5,629,0002,201
Salaries and employee benefits$3,563,0001,925
Premises and equipment expense$838,0002,129
Additional noninterest expense$1,228,0002,985
Pre-tax net operating income$3,595,0001,948
Securities gains (losses)$02,317
Applicable income taxes$1,225,0001,627
Income before extraordinary items$2,370,0002,166
Extraordinary gains, net$035
Net income$2,370,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,317
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,370,0002,133
2005-06-30 (YTD Data)Rank
Total interest income$6,876,0002,301
Total interest expense$1,977,0002,441
Net interest income$4,899,0002,212
Provision for loan and lease losses$240,0001,839
Total noninterest income$1,330,0001,776
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$839,0001,027
Trading account gains and fees$0116
Additional Noninterest Income$491,0002,213
Total noninterest expense$3,773,0002,171
Salaries and employee benefits$2,409,0001,896
Premises and equipment expense$551,0002,148
Additional noninterest expense$813,0002,980
Pre-tax net operating income$2,216,0002,020
Securities gains (losses)$02,146
Applicable income taxes$754,0001,697
Income before extraordinary items$1,462,0002,276
Extraordinary gains, net$030
Net income$1,462,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,464
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,462,0002,245
2005-03-31 (YTD Data)Rank
Total interest income$3,267,0002,361
Total interest expense$927,0002,483
Net interest income$2,340,0002,296
Provision for loan and lease losses$120,0001,733
Total noninterest income$678,0001,696
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$409,0001,008
Trading account gains and fees$0115
Additional Noninterest Income$269,0002,035
Total noninterest expense$1,807,0002,297
Salaries and employee benefits$1,133,0002,017
Premises and equipment expense$275,0002,169
Additional noninterest expense$399,0003,017
Pre-tax net operating income$1,091,0002,018
Securities gains (losses)$01,685
Applicable income taxes$376,0001,686
Income before extraordinary items$715,0002,287
Extraordinary gains, net$024
Net income$715,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,563
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$715,0002,247
2004-12-31 (YTD Data)Rank
Total interest income$12,496,0002,301
Total interest expense$3,174,0002,498
Net interest income$9,322,0002,187
Provision for loan and lease losses$770,0001,325
Total noninterest income$2,717,0001,747
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,807,000974
Trading account gains and fees$0138
Additional Noninterest Income$910,0002,288
Total noninterest expense$7,252,0002,197
Salaries and employee benefits$4,529,0001,928
Premises and equipment expense$1,098,0002,095
Additional noninterest expense$1,625,0002,940
Pre-tax net operating income$4,017,0002,056
Securities gains (losses)$-11,0008,257
Applicable income taxes$1,370,0001,722
Income before extraordinary items$2,636,0002,316
Extraordinary gains, net$034
Net income$2,636,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,710
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,643,2602,261
2004-09-30 (YTD Data)Rank
Total interest income$9,271,0002,296
Total interest expense$2,328,0002,514
Net interest income$6,943,0002,186
Provision for loan and lease losses$420,0001,701
Total noninterest income$2,038,0001,751
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,389,000951
Trading account gains and fees$0134
Additional Noninterest Income$649,0002,384
Total noninterest expense$5,204,0002,282
Salaries and employee benefits$3,312,0001,973
Premises and equipment expense$799,0002,145
Additional noninterest expense$1,093,0003,170
Pre-tax net operating income$3,357,0001,867
Securities gains (losses)$10,0002,712
Applicable income taxes$1,144,0001,597
Income before extraordinary items$2,223,0002,104
Extraordinary gains, net$026
Net income$2,223,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,051
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,216,4002,061
2004-06-30 (YTD Data)Rank
Total interest income$6,077,0002,317
Total interest expense$1,525,0002,539
Net interest income$4,552,0002,192
Provision for loan and lease losses$280,0001,675
Total noninterest income$1,322,0001,774
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$925,000940
Trading account gains and fees$0130
Additional Noninterest Income$397,0002,526
Total noninterest expense$3,330,0002,393
Salaries and employee benefits$2,123,0002,055
Premises and equipment expense$519,0002,207
Additional noninterest expense$688,0003,350
Pre-tax net operating income$2,264,0001,852
Securities gains (losses)$10,0002,414
Applicable income taxes$778,0001,557
Income before extraordinary items$1,496,0002,077
Extraordinary gains, net$021
Net income$1,496,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,968
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,489,4002,027
2004-03-31 (YTD Data)Rank
Total interest income$3,015,0002,336
Total interest expense$766,0002,548
Net interest income$2,249,0002,224
Provision for loan and lease losses$160,0001,360
Total noninterest income$600,0001,891
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$443,000952
Trading account gains and fees$0121
Additional Noninterest Income$157,0002,862
Total noninterest expense$1,621,0002,465
Salaries and employee benefits$1,040,0002,120
Premises and equipment expense$244,0002,365
Additional noninterest expense$337,0003,404
Pre-tax net operating income$1,068,0001,900
Securities gains (losses)$8,0002,145
Applicable income taxes$373,0001,658
Income before extraordinary items$703,0002,170
Extraordinary gains, net$016
Net income$703,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$697,8002,109
2003-12-31 (YTD Data)Rank
Total interest income$11,680,0002,443
Total interest expense$3,336,0002,604
Net interest income$8,344,0002,332
Provision for loan and lease losses$950,0001,246
Total noninterest income$3,039,0001,666
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,923,000900
Trading account gains and fees$0160
Additional Noninterest Income$1,116,0002,222
Total noninterest expense$6,703,0002,341
Salaries and employee benefits$4,261,0002,005
Premises and equipment expense$1,008,0002,248
Additional noninterest expense$1,434,0003,213
Pre-tax net operating income$3,730,0002,090
Securities gains (losses)$10,0003,613
Applicable income taxes$1,282,0001,840
Income before extraordinary items$2,458,0002,403
Extraordinary gains, net$054
Net income$2,458,0002,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,209
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,451,4002,302
2003-09-30 (YTD Data)Rank
Total interest income$8,695,0002,494
Total interest expense$2,534,0002,658
Net interest income$6,161,0002,377
Provision for loan and lease losses$515,0001,623
Total noninterest income$2,337,0001,673
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,440,000903
Trading account gains and fees$0153
Additional Noninterest Income$897,0002,209
Total noninterest expense$4,840,0002,446
Salaries and employee benefits$3,110,0002,057
Premises and equipment expense$739,0002,292
Additional noninterest expense$991,0003,427
Pre-tax net operating income$3,143,0001,967
Securities gains (losses)$8,0003,425
Applicable income taxes$1,071,0001,753
Income before extraordinary items$2,080,0002,259
Extraordinary gains, net$040
Net income$2,080,0002,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,672
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,074,7202,148
2003-06-30 (YTD Data)Rank
Total interest income$5,749,0002,536
Total interest expense$1,715,0002,694
Net interest income$4,034,0002,407
Provision for loan and lease losses$355,0001,569
Total noninterest income$1,515,0001,705
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$928,000922
Trading account gains and fees$0150
Additional Noninterest Income$587,0002,217
Total noninterest expense$3,107,0002,509
Salaries and employee benefits$1,975,0002,151
Premises and equipment expense$486,0002,308
Additional noninterest expense$646,0003,474
Pre-tax net operating income$2,087,0001,965
Securities gains (losses)$6,0003,151
Applicable income taxes$711,0001,795
Income before extraordinary items$1,382,0002,262
Extraordinary gains, net$030
Net income$1,382,0002,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,378,0402,149
2003-03-31 (YTD Data)Rank
Total interest income$2,826,0002,602
Total interest expense$859,0002,749
Net interest income$1,967,0002,471
Provision for loan and lease losses$160,0001,616
Total noninterest income$714,0001,747
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$448,000933
Trading account gains and fees$0134
Additional Noninterest Income$266,0002,274
Total noninterest expense$1,511,0002,562
Salaries and employee benefits$988,0002,133
Premises and equipment expense$240,0002,320
Additional noninterest expense$283,0003,827
Pre-tax net operating income$1,010,0002,023
Securities gains (losses)$02,891
Applicable income taxes$361,0001,771
Income before extraordinary items$649,0002,355
Extraordinary gains, net$021
Net income$649,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,512
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$649,0002,226
2002-12-31 (YTD Data)Rank
Total interest income$11,256,0002,707
Total interest expense$3,854,0002,834
Net interest income$7,402,0002,584
Provision for loan and lease losses$645,0001,949
Total noninterest income$2,503,0001,800
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,691,000951
Trading account gains and fees$0153
Additional Noninterest Income$812,0002,481
Total noninterest expense$6,023,0002,450
Salaries and employee benefits$3,811,0002,093
Premises and equipment expense$886,0002,442
Additional noninterest expense$1,326,0003,307
Pre-tax net operating income$3,237,0002,343
Securities gains (losses)$5,0003,957
Applicable income taxes$1,113,0002,044
Income before extraordinary items$2,129,0002,672
Extraordinary gains, net$070
Net income$2,129,0002,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,259
Cash dividends$600,0003,138
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,125,7002,582
2001-12-31 (YTD Data)Rank
Total interest income$11,824,0002,872
Total interest expense$5,558,0002,860
Net interest income$6,266,0002,833
Provision for loan and lease losses$704,0001,655
Total noninterest income$2,362,0001,772
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,600,000925
Trading account gains and fees$0177
Additional Noninterest Income$762,0002,460
Total noninterest expense$5,027,0002,815
Salaries and employee benefits$3,277,0002,295
Premises and equipment expense$711,0002,905
Additional noninterest expense$1,039,0003,935
Pre-tax net operating income$2,897,0002,337
Securities gains (losses)$04,612
Applicable income taxes$988,0002,085
Income before extraordinary items$1,909,0002,644
Extraordinary gains, net$0105
Net income$1,909,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,296
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,909,0002,564
2000-12-31 (YTD Data)Rank
Total interest income$11,002,0003,144
Total interest expense$5,279,0003,155
Net interest income$5,723,0003,080
Provision for loan and lease losses$300,0002,819
Total noninterest income$1,698,0002,128
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,223,0001,114
Trading account gains and fees$0180
Additional Noninterest Income$475,0003,032
Total noninterest expense$4,447,0003,028
Salaries and employee benefits$2,768,0002,569
Premises and equipment expense$664,0003,009
Additional noninterest expense$1,015,0003,953
Pre-tax net operating income$2,674,0002,617
Securities gains (losses)$-9,0008,282
Applicable income taxes$906,0002,304
Income before extraordinary items$1,759,0002,850
Extraordinary gains, net$038
Net income$1,759,0002,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,038
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,764,9402,839
1999-12-31 (YTD Data)Rank
Total interest income$9,816,0003,274
Total interest expense$4,446,0003,275
Net interest income$5,370,0003,228
Provision for loan and lease losses$340,0002,413
Total noninterest income$1,544,0002,250
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,129,0001,177
Trading account gains and fees$0173
Additional Noninterest Income$415,0003,326
Total noninterest expense$4,003,0003,313
Salaries and employee benefits$2,453,0002,860
Premises and equipment expense$637,0003,094
Additional noninterest expense$913,0004,329
Pre-tax net operating income$2,571,0002,731
Securities gains (losses)$03,155
Applicable income taxes$859,0002,483
Income before extraordinary items$1,712,0002,924
Extraordinary gains, net$035
Net income$1,712,0002,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,886
Cash dividends$600,0003,129
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,712,0002,891
1998-12-31 (YTD Data)Rank
Total interest income$9,603,0003,353
Total interest expense$4,602,0003,237
Net interest income$5,001,0003,392
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,322,0002,492
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,031,0001,219
Trading account gains and fees$0224
Additional Noninterest Income$291,0004,102
Total noninterest expense$3,883,0003,301
Salaries and employee benefits$2,366,0002,867
Premises and equipment expense$569,0003,329
Additional noninterest expense$948,0004,132
Pre-tax net operating income$2,140,0003,160
Securities gains (losses)$04,449
Applicable income taxes$717,0002,970
Income before extraordinary items$1,423,0003,393
Extraordinary gains, net$032
Net income$1,423,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,275
Cash dividends$420,0003,886
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,423,0003,305
1997-12-31 (YTD Data)Rank
Total interest income$9,190,0003,517
Total interest expense$4,189,0003,510
Net interest income$5,001,0003,487
Provision for loan and lease losses$320,0002,457
Total noninterest income$1,032,0002,970
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$845,0001,538
Trading account gains and fees$0239
Additional Noninterest Income$187,0005,119
Total noninterest expense$3,271,0003,823
Salaries and employee benefits$1,966,0003,356
Premises and equipment expense$461,0003,967
Additional noninterest expense$844,0004,540
Pre-tax net operating income$2,442,0002,970
Securities gains (losses)$03,944
Applicable income taxes$821,0002,868
Income before extraordinary items$1,621,0003,122
Extraordinary gains, net$044
Net income$1,621,0003,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,951
Cash dividends$345,0004,277
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,621,0003,064
1996-12-31 (YTD Data)Rank
Total interest income$8,365,0003,867
Total interest expense$3,726,0003,954
Net interest income$4,639,0003,793
Provision for loan and lease losses$290,0002,650
Total noninterest income$1,159,0002,758
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$828,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$331,0003,831
Total noninterest expense$3,128,0004,178
Salaries and employee benefits$1,828,0003,619
Premises and equipment expense$426,0004,317
Additional noninterest expense$874,0004,856
Pre-tax net operating income$2,380,0002,914
Securities gains (losses)$-13,00010,409
Applicable income taxes$771,0002,949
Income before extraordinary items$1,596,0003,010
Extraordinary gains, net$053
Net income$1,596,0003,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,429
Cash dividends$527,0003,282
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,604,7102,964
1995-12-31 (YTD Data)Rank
Total interest income$7,618,0004,200
Total interest expense$3,421,0004,241
Net interest income$4,197,0004,145
Provision for loan and lease losses$380,0001,931
Total noninterest income$1,050,0002,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$856,0001,582
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,217
Total noninterest expense$2,801,0004,532
Salaries and employee benefits$1,678,0003,865
Premises and equipment expense$338,0005,158
Additional noninterest expense$785,0005,333
Pre-tax net operating income$2,066,0003,382
Securities gains (losses)$-22,00010,616
Applicable income taxes$667,0003,377
Income before extraordinary items$1,377,0003,513
Extraordinary gains, net$065
Net income$1,377,0003,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,453
Cash dividends$413,0003,780
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,391,7403,457
1994-12-31 (YTD Data)Rank
Total interest income$6,651,0004,430
Total interest expense$2,675,0004,370
Net interest income$3,976,0004,410
Provision for loan and lease losses$230,0002,783
Total noninterest income$979,0003,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$834,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$145,0006,300
Total noninterest expense$2,744,0004,768
Salaries and employee benefits$1,396,0004,582
Premises and equipment expense$299,0005,731
Additional noninterest expense$1,049,0004,526
Pre-tax net operating income$1,981,0003,449
Securities gains (losses)$-51,00011,045
Applicable income taxes$618,0003,428
Income before extraordinary items$1,312,0003,561
Extraordinary gains, net$0249
Net income$1,312,0003,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,123
Cash dividends$270,0004,747
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,346,6803,518
1993-12-31 (YTD Data)Rank
Total interest income$6,570,0004,572
Total interest expense$2,616,0004,627
Net interest income$3,954,0004,456
Provision for loan and lease losses$130,0005,002
Total noninterest income$970,0003,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$826,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$144,0006,692
Total noninterest expense$2,844,0004,720
Salaries and employee benefits$1,331,0004,779
Premises and equipment expense$325,0005,527
Additional noninterest expense$1,188,0004,224
Pre-tax net operating income$1,950,0003,386
Securities gains (losses)$-3,00012,455
Applicable income taxes$686,0003,179
Income before extraordinary items$1,261,0003,822
Extraordinary gains, net$361,000605
Net income$1,622,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0002,413
Cash dividends$270,0004,670
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,262,9503,620
1992-12-31 (YTD Data)Rank
Total interest income$7,250,0004,682
Total interest expense$3,251,0004,841
Net interest income$3,999,0004,444
Provision for loan and lease losses$385,0003,542
Total noninterest income$944,0003,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$782,0001,721
Trading account gains and feesNANA
Additional Noninterest Income$162,0006,369
Total noninterest expense$2,862,0004,728
Salaries and employee benefits$1,394,0004,521
Premises and equipment expense$308,0005,860
Additional noninterest expense$1,160,0004,476
Pre-tax net operating income$1,696,0003,629
Securities gains (losses)$-6,00013,123
Applicable income taxes$635,0003,275
Income before extraordinary items$1,055,0004,298
Extraordinary gains, net$01,422
Net income$1,055,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0004,605
Cash dividends$234,0004,672
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,058,8403,968

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.