Home > The Callaway Bank > Income and Expense

The Callaway Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$21,217,0001,811
Total interest expense$6,514,0001,728
Net interest income$14,703,0001,838
Provision for loan and lease losses$300,0001,648
Total noninterest income$3,205,0001,572
Gross Fiduciary activities income$0981
Service charges on deposit accounts$483,0001,673
Trading account gains and feesNANA
Additional Noninterest Income$2,722,0001,346
Total noninterest expense$14,661,0001,558
Salaries and employee benefits$3,874,0002,570
Premises and equipment expense$1,060,0001,960
Additional noninterest expense$2,722,0001,346
Pre-tax net operating income$2,947,0002,534
Securities gains (losses)$13,000721
Applicable income taxes$558,0001,829
Income before extraordinary items$2,402,0002,591
Extraordinary gains, net$054
Net income$2,402,0002,617
Minority interest net income$088
Net income of bank and minority interests.$2,402,0002,593
Net charge-offs$32,0001,993
Cash dividends$1,392,0001,859
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,391,4702,618
2023-09-30 (YTD Data)Rank
Total interest income$15,452,0001,815
Total interest expense$4,589,0001,682
Net interest income$10,863,0001,878
Provision for loan and lease losses$240,0001,512
Total noninterest income$2,426,0001,560
Gross Fiduciary activities income$0950
Service charges on deposit accounts$391,0001,602
Trading account gains and feesNANA
Additional Noninterest Income$2,035,0001,343
Total noninterest expense$10,993,0001,543
Salaries and employee benefits$2,933,0002,544
Premises and equipment expense$778,0001,994
Additional noninterest expense$2,035,0001,343
Pre-tax net operating income$2,056,0002,667
Securities gains (losses)$-1,0003,290
Applicable income taxes$378,0001,954
Income before extraordinary items$1,677,0002,719
Extraordinary gains, net$052
Net income$1,677,0002,749
Minority interest net income$081
Net income of bank and minority interests.$1,677,0002,720
Net charge-offs$-12,0003,870
Cash dividends$1,167,0001,573
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,677,8202,749
2023-06-30 (YTD Data)Rank
Total interest income$9,955,0001,834
Total interest expense$2,712,0001,677
Net interest income$7,243,0001,885
Provision for loan and lease losses$180,0001,397
Total noninterest income$1,651,0001,468
Gross Fiduciary activities income$0931
Service charges on deposit accounts$260,0001,588
Trading account gains and feesNANA
Additional Noninterest Income$1,391,0001,237
Total noninterest expense$7,347,0001,522
Salaries and employee benefits$1,968,0002,536
Premises and equipment expense$511,0001,991
Additional noninterest expense$1,391,0001,236
Pre-tax net operating income$1,367,0002,690
Securities gains (losses)$-5,0003,709
Applicable income taxes$248,0001,995
Income before extraordinary items$1,114,0002,738
Extraordinary gains, net$051
Net income$1,114,0002,769
Minority interest net income$081
Net income of bank and minority interests.$1,114,0002,738
Net charge-offs$-60,0004,365
Cash dividends$1,012,0001,353
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,118,1002,755
2023-03-31 (YTD Data)Rank
Total interest income$4,737,0001,878
Total interest expense$1,128,0001,696
Net interest income$3,609,0001,901
Provision for loan and lease losses$90,0001,318
Total noninterest income$780,0001,517
Gross Fiduciary activities income$0913
Service charges on deposit accounts$128,0001,619
Trading account gains and feesNANA
Additional Noninterest Income$652,0001,286
Total noninterest expense$3,710,0001,530
Salaries and employee benefits$1,021,0002,515
Premises and equipment expense$261,0001,996
Additional noninterest expense$652,0001,286
Pre-tax net operating income$589,0002,920
Securities gains (losses)$-12,0004,052
Applicable income taxes$98,0002,154
Income before extraordinary items$479,0002,990
Extraordinary gains, net$04
Net income$479,0002,989
Minority interest net income$048
Net income of bank and minority interests.$479,0002,990
Net charge-offs$-62,0004,486
Cash dividends$856,000910
Sale, conversion, retirement of capital stock, net$0430
Net operating income$488,9602,991
2022-12-31 (YTD Data)Rank
Total interest income$17,361,0001,744
Total interest expense$1,365,0002,028
Net interest income$15,996,0001,706
Provision for loan and lease losses$-820,0004,588
Total noninterest income$3,826,0001,415
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$562,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$3,264,0001,189
Total noninterest expense$15,417,0001,447
Salaries and employee benefits$4,129,0002,445
Premises and equipment expense$959,0002,056
Additional noninterest expense$3,264,0001,189
Pre-tax net operating income$5,225,0001,993
Securities gains (losses)$1,000637
Applicable income taxes$1,079,0001,493
Income before extraordinary items$4,147,0002,057
Extraordinary gains, net$05
Net income$4,147,0002,056
Minority interest net income$063
Net income of bank and minority interests.$4,147,0002,056
Net charge-offs$-316,0004,527
Cash dividends$2,620,0001,264
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,146,2102,089
2022-09-30 (YTD Data)Rank
Total interest income$12,880,0001,708
Total interest expense$750,0002,121
Net interest income$12,130,0001,672
Provision for loan and lease losses$-860,0004,640
Total noninterest income$3,108,0001,364
Gross Fiduciary activities income$0968
Service charges on deposit accounts$435,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$2,673,0001,150
Total noninterest expense$11,084,0001,494
Salaries and employee benefits$2,895,0002,569
Premises and equipment expense$727,0002,050
Additional noninterest expense$2,673,0001,150
Pre-tax net operating income$5,014,0001,696
Securities gains (losses)$2,000628
Applicable income taxes$1,069,0001,301
Income before extraordinary items$3,947,0001,745
Extraordinary gains, net$04
Net income$3,947,0001,745
Minority interest net income$057
Net income of bank and minority interests.$3,947,0001,744
Net charge-offs$-355,0004,589
Cash dividends$507,0002,182
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,945,4201,784
2022-06-30 (YTD Data)Rank
Total interest income$8,551,0001,683
Total interest expense$408,0002,230
Net interest income$8,143,0001,641
Provision for loan and lease losses$90,0001,575
Total noninterest income$2,340,0001,254
Gross Fiduciary activities income$0925
Service charges on deposit accounts$313,0001,461
Trading account gains and feesNANA
Additional Noninterest Income$2,027,0001,090
Total noninterest expense$6,431,0001,653
Salaries and employee benefits$1,905,0002,580
Premises and equipment expense$475,0002,076
Additional noninterest expense$4,051,000921
Pre-tax net operating income$3,962,0001,422
Securities gains (losses)$1,000612
Applicable income taxes$862,0001,109
Income before extraordinary items$3,101,0001,495
Extraordinary gains, net$04
Net income$3,101,0001,494
Minority interest net income$060
Net income of bank and minority interests.$3,101,0001,495
Net charge-offs$-311,0004,634
Cash dividends$338,0002,167
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,100,2101,533
2022-03-31 (YTD Data)Rank
Total interest income$4,267,0001,637
Total interest expense$217,0002,094
Net interest income$4,050,0001,592
Provision for loan and lease losses$90,0001,018
Total noninterest income$869,0001,502
Gross Fiduciary activities income$0892
Service charges on deposit accounts$155,0001,459
Trading account gains and feesNANA
Additional Noninterest Income$714,0001,360
Total noninterest expense$3,381,0001,589
Salaries and employee benefits$970,0002,550
Premises and equipment expense$236,0002,105
Additional noninterest expense$2,175,000857
Pre-tax net operating income$1,448,0001,675
Securities gains (losses)$21,000292
Applicable income taxes$309,0001,283
Income before extraordinary items$1,160,0001,733
Extraordinary gains, net$04
Net income$1,160,0001,734
Minority interest net income$050
Net income of bank and minority interests.$1,160,0001,733
Net charge-offs$-300,0004,711
Cash dividends$152,0001,849
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,143,4101,776
2021-12-31 (YTD Data)Rank
Total interest income$16,385,0001,742
Total interest expense$1,023,0002,174
Net interest income$15,362,0001,695
Provision for loan and lease losses$480,0001,083
Total noninterest income$4,311,0001,441
Gross Fiduciary activities income$0994
Service charges on deposit accounts$554,0001,503
Trading account gains and feesNANA
Additional Noninterest Income$3,757,0001,300
Total noninterest expense$14,872,0001,462
Salaries and employee benefits$3,753,0002,604
Premises and equipment expense$976,0002,065
Additional noninterest expense$10,143,000771
Pre-tax net operating income$4,321,0002,231
Securities gains (losses)$17,0001,564
Applicable income taxes$656,0001,918
Income before extraordinary items$3,682,0002,284
Extraordinary gains, net$010
Net income$3,682,0002,285
Minority interest net income$074
Net income of bank and minority interests.$3,682,0002,285
Net charge-offs$221,000982
Cash dividends$749,0002,497
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,667,5502,255
2021-09-30 (YTD Data)Rank
Total interest income$12,295,0001,771
Total interest expense$831,0002,154
Net interest income$11,464,0001,721
Provision for loan and lease losses$360,0001,040
Total noninterest income$2,971,0001,567
Gross Fiduciary activities income$0957
Service charges on deposit accounts$401,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$2,570,0001,426
Total noninterest expense$10,077,0001,585
Salaries and employee benefits$2,677,0002,682
Premises and equipment expense$707,0002,127
Additional noninterest expense$6,693,000858
Pre-tax net operating income$3,998,0002,055
Securities gains (losses)$20,0001,394
Applicable income taxes$724,0001,709
Income before extraordinary items$3,294,0002,125
Extraordinary gains, net$08
Net income$3,294,0002,126
Minority interest net income$069
Net income of bank and minority interests.$3,294,0002,126
Net charge-offs$134,000958
Cash dividends$460,0002,377
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,277,6002,106
2021-06-30 (YTD Data)Rank
Total interest income$8,215,0001,770
Total interest expense$618,0002,061
Net interest income$7,597,0001,723
Provision for loan and lease losses$240,0001,058
Total noninterest income$2,507,0001,333
Gross Fiduciary activities income$0951
Service charges on deposit accounts$253,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$2,254,0001,195
Total noninterest expense$6,560,0001,606
Salaries and employee benefits$1,756,0002,705
Premises and equipment expense$465,0002,137
Additional noninterest expense$4,339,000865
Pre-tax net operating income$3,304,0001,733
Securities gains (losses)$12,0001,351
Applicable income taxes$645,0001,478
Income before extraordinary items$2,671,0001,853
Extraordinary gains, net$06
Net income$2,671,0001,854
Minority interest net income$067
Net income of bank and minority interests.$2,671,0001,853
Net charge-offs$96,000930
Cash dividends$308,0002,328
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,661,2801,820
2021-03-31 (YTD Data)Rank
Total interest income$4,205,0001,732
Total interest expense$354,0001,959
Net interest income$3,851,0001,693
Provision for loan and lease losses$120,0001,135
Total noninterest income$1,348,0001,258
Gross Fiduciary activities income$0922
Service charges on deposit accounts$124,0001,551
Trading account gains and feesNANA
Additional Noninterest Income$1,224,0001,119
Total noninterest expense$3,204,0001,641
Salaries and employee benefits$874,0002,712
Premises and equipment expense$242,0002,105
Additional noninterest expense$2,088,000863
Pre-tax net operating income$1,875,0001,599
Securities gains (losses)$12,0001,012
Applicable income taxes$396,0001,314
Income before extraordinary items$1,491,0001,729
Extraordinary gains, net$03
Net income$1,491,0001,729
Minority interest net income$055
Net income of bank and minority interests.$1,491,0001,729
Net charge-offs$54,000799
Cash dividends$156,0001,928
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,481,5201,693
2020-12-31 (YTD Data)Rank
Total interest income$16,654,0001,737
Total interest expense$2,212,0001,849
Net interest income$14,442,0001,703
Provision for loan and lease losses$650,0001,994
Total noninterest income$3,772,0001,520
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$616,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$3,156,0001,388
Total noninterest expense$14,568,0001,441
Salaries and employee benefits$4,444,0002,315
Premises and equipment expense$888,0002,189
Additional noninterest expense$9,236,000786
Pre-tax net operating income$2,996,0002,426
Securities gains (losses)$121,0001,290
Applicable income taxes$504,0001,939
Income before extraordinary items$2,613,0002,489
Extraordinary gains, net$04
Net income$2,613,0002,489
Minority interest net income$072
Net income of bank and minority interests.$2,613,0002,489
Net charge-offs$117,0001,894
Cash dividends$886,0002,342
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,511,3602,499
2020-09-30 (YTD Data)Rank
Total interest income$12,321,0001,767
Total interest expense$1,781,0001,843
Net interest income$10,540,0001,730
Provision for loan and lease losses$530,0001,919
Total noninterest income$3,888,0001,201
Gross Fiduciary activities income$0981
Service charges on deposit accounts$461,0001,371
Trading account gains and feesNANA
Additional Noninterest Income$3,427,0001,048
Total noninterest expense$10,022,0001,533
Salaries and employee benefits$2,964,0002,486
Premises and equipment expense$615,0002,302
Additional noninterest expense$6,443,000816
Pre-tax net operating income$3,876,0001,720
Securities gains (losses)$115,0001,146
Applicable income taxes$787,0001,366
Income before extraordinary items$3,204,0001,805
Extraordinary gains, net$04
Net income$3,204,0001,805
Minority interest net income$065
Net income of bank and minority interests.$3,204,0001,805
Net charge-offs$91,0001,725
Cash dividends$643,0002,103
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,112,0001,810
2020-06-30 (YTD Data)Rank
Total interest income$8,214,0001,786
Total interest expense$1,251,0001,868
Net interest income$6,963,0001,747
Provision for loan and lease losses$360,0001,871
Total noninterest income$2,435,0001,191
Gross Fiduciary activities income$0970
Service charges on deposit accounts$311,0001,369
Trading account gains and feesNANA
Additional Noninterest Income$2,124,0001,040
Total noninterest expense$6,534,0001,551
Salaries and employee benefits$1,964,0002,500
Premises and equipment expense$412,0002,291
Additional noninterest expense$4,158,000830
Pre-tax net operating income$2,504,0001,694
Securities gains (losses)$95,0001,009
Applicable income taxes$525,0001,301
Income before extraordinary items$2,074,0001,791
Extraordinary gains, net$04
Net income$2,074,0001,792
Minority interest net income$065
Net income of bank and minority interests.$2,074,0001,792
Net charge-offs$41,0001,835
Cash dividends$343,0002,302
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,998,0001,810
2020-03-31 (YTD Data)Rank
Total interest income$4,089,0001,780
Total interest expense$678,0001,884
Net interest income$3,411,0001,742
Provision for loan and lease losses$240,0001,334
Total noninterest income$942,0001,344
Gross Fiduciary activities income$0941
Service charges on deposit accounts$193,0001,330
Trading account gains and feesNANA
Additional Noninterest Income$749,0001,185
Total noninterest expense$3,093,0001,644
Salaries and employee benefits$932,0002,595
Premises and equipment expense$211,0002,262
Additional noninterest expense$1,950,000885
Pre-tax net operating income$1,020,0001,805
Securities gains (losses)$66,000753
Applicable income taxes$227,0001,291
Income before extraordinary items$859,0001,868
Extraordinary gains, net$04
Net income$859,0001,868
Minority interest net income$056
Net income of bank and minority interests.$859,0001,868
Net charge-offs$-3,0004,005
Cash dividends$158,0002,070
Sale, conversion, retirement of capital stock, net$0482
Net operating income$806,8601,933
2019-12-31 (YTD Data)Rank
Total interest income$16,155,0001,815
Total interest expense$2,870,0001,868
Net interest income$13,285,0001,782
Provision for loan and lease losses$485,0001,509
Total noninterest income$3,526,0001,431
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$772,0001,383
Trading account gains and feesNANA
Additional Noninterest Income$2,754,0001,271
Total noninterest expense$13,223,0001,511
Salaries and employee benefits$3,944,0002,467
Premises and equipment expense$932,0002,131
Additional noninterest expense$8,347,000825
Pre-tax net operating income$3,103,0002,401
Securities gains (losses)$19,0001,672
Applicable income taxes$547,0001,913
Income before extraordinary items$2,575,0002,530
Extraordinary gains, net$011
Net income$2,575,0002,531
Minority interest net income$076
Net income of bank and minority interests.$2,575,0002,532
Net charge-offs$143,0001,965
Cash dividends$1,043,0002,285
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,559,4202,507
2019-09-30 (YTD Data)Rank
Total interest income$12,002,0001,850
Total interest expense$2,161,0001,875
Net interest income$9,841,0001,819
Provision for loan and lease losses$365,0001,418
Total noninterest income$2,832,0001,360
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$569,0001,407
Trading account gains and feesNANA
Additional Noninterest Income$2,263,0001,186
Total noninterest expense$9,674,0001,556
Salaries and employee benefits$2,950,0002,482
Premises and equipment expense$670,0002,209
Additional noninterest expense$6,054,000841
Pre-tax net operating income$2,634,0002,287
Securities gains (losses)$9,0001,686
Applicable income taxes$490,0001,812
Income before extraordinary items$2,153,0002,420
Extraordinary gains, net$011
Net income$2,153,0002,421
Minority interest net income$072
Net income of bank and minority interests.$2,153,0002,421
Net charge-offs$35,0002,430
Cash dividends$752,0002,103
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,145,7102,393
2019-06-30 (YTD Data)Rank
Total interest income$7,867,0001,873
Total interest expense$1,373,0001,906
Net interest income$6,494,0001,843
Provision for loan and lease losses$245,0001,396
Total noninterest income$1,858,0001,341
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$384,0001,373
Trading account gains and feesNANA
Additional Noninterest Income$1,474,0001,174
Total noninterest expense$6,452,0001,556
Salaries and employee benefits$1,952,0002,502
Premises and equipment expense$454,0002,187
Additional noninterest expense$4,046,000843
Pre-tax net operating income$1,655,0002,346
Securities gains (losses)$01,702
Applicable income taxes$306,0001,841
Income before extraordinary items$1,349,0002,479
Extraordinary gains, net$011
Net income$1,349,0002,479
Minority interest net income$069
Net income of bank and minority interests.$1,349,0002,479
Net charge-offs$10,0002,587
Cash dividends$615,0001,881
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,349,0002,452
2019-03-31 (YTD Data)Rank
Total interest income$3,869,0001,896
Total interest expense$683,0001,885
Net interest income$3,186,0001,875
Provision for loan and lease losses$125,0001,307
Total noninterest income$856,0001,372
Gross Fiduciary activities income$0972
Service charges on deposit accounts$203,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$653,0001,227
Total noninterest expense$3,402,0001,492
Salaries and employee benefits$1,054,0002,397
Premises and equipment expense$243,0002,124
Additional noninterest expense$2,105,000810
Pre-tax net operating income$515,0003,031
Securities gains (losses)$01,087
Applicable income taxes$83,0002,300
Income before extraordinary items$432,0003,108
Extraordinary gains, net$05
Net income$432,0003,105
Minority interest net income$052
Net income of bank and minority interests.$432,0003,107
Net charge-offs$15,0001,815
Cash dividends$140,0002,266
Sale, conversion, retirement of capital stock, net$0529
Net operating income$432,0003,093
2018-12-31 (YTD Data)Rank
Total interest income$14,821,0001,880
Total interest expense$1,843,0002,041
Net interest income$12,978,0001,825
Provision for loan and lease losses$420,0001,604
Total noninterest income$2,983,0001,550
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$863,0001,291
Trading account gains and feesNANA
Additional Noninterest Income$2,120,0001,443
Total noninterest expense$12,333,0001,570
Salaries and employee benefits$3,821,0002,526
Premises and equipment expense$936,0002,139
Additional noninterest expense$7,576,000880
Pre-tax net operating income$3,208,0002,406
Securities gains (losses)$-72,0004,927
Applicable income taxes$521,0001,940
Income before extraordinary items$2,615,0002,530
Extraordinary gains, net$06
Net income$2,615,0002,528
Minority interest net income$072
Net income of bank and minority interests.$2,615,0002,529
Net charge-offs$443,0001,030
Cash dividends$657,0002,694
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,674,7602,487
2018-09-30 (YTD Data)Rank
Total interest income$10,908,0001,890
Total interest expense$1,235,0002,122
Net interest income$9,673,0001,826
Provision for loan and lease losses$270,0001,667
Total noninterest income$2,811,0001,337
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$650,0001,295
Trading account gains and feesNANA
Additional Noninterest Income$2,161,0001,190
Total noninterest expense$9,076,0001,599
Salaries and employee benefits$2,904,0002,505
Premises and equipment expense$689,0002,174
Additional noninterest expense$5,483,000900
Pre-tax net operating income$3,138,0002,062
Securities gains (losses)$-53,0005,147
Applicable income taxes$605,0001,627
Income before extraordinary items$2,480,0002,186
Extraordinary gains, net$05
Net income$2,480,0002,184
Minority interest net income$066
Net income of bank and minority interests.$2,480,0002,185
Net charge-offs$370,000867
Cash dividends$355,0002,709
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,522,4002,156
2018-06-30 (YTD Data)Rank
Total interest income$7,118,0001,912
Total interest expense$732,0002,213
Net interest income$6,386,0001,840
Provision for loan and lease losses$190,0001,568
Total noninterest income$1,871,0001,346
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$432,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$1,439,0001,189
Total noninterest expense$5,912,0001,647
Salaries and employee benefits$1,883,0002,568
Premises and equipment expense$451,0002,230
Additional noninterest expense$3,578,000916
Pre-tax net operating income$2,155,0001,990
Securities gains (losses)$-53,0005,269
Applicable income taxes$424,0001,553
Income before extraordinary items$1,678,0002,139
Extraordinary gains, net$06
Net income$1,678,0002,136
Minority interest net income$065
Net income of bank and minority interests.$1,678,0002,138
Net charge-offs$328,000685
Cash dividends$245,0002,673
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,720,4002,094
2018-03-31 (YTD Data)Rank
Total interest income$3,472,0001,943
Total interest expense$332,0002,286
Net interest income$3,140,0001,862
Provision for loan and lease losses$45,0002,144
Total noninterest income$941,0001,314
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$220,0001,283
Trading account gains and feesNANA
Additional Noninterest Income$721,0001,177
Total noninterest expense$3,038,0001,614
Salaries and employee benefits$997,0002,516
Premises and equipment expense$226,0002,250
Additional noninterest expense$1,815,000897
Pre-tax net operating income$998,0002,049
Securities gains (losses)$-47,0005,397
Applicable income taxes$200,0001,573
Income before extraordinary items$751,0002,266
Extraordinary gains, net$07
Net income$751,0002,265
Minority interest net income$052
Net income of bank and minority interests.$751,0002,266
Net charge-offs$59,0001,104
Cash dividends$110,0002,280
Sale, conversion, retirement of capital stock, net$0580
Net operating income$788,1302,175
2017-12-31 (YTD Data)Rank
Total interest income$13,415,0001,934
Total interest expense$1,104,0002,384
Net interest income$12,311,0001,868
Provision for loan and lease losses$130,0002,782
Total noninterest income$3,477,0001,421
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$964,0001,217
Trading account gains and feesNANA
Additional Noninterest Income$2,513,0001,324
Total noninterest expense$12,229,0001,600
Salaries and employee benefits$3,860,0002,527
Premises and equipment expense$934,0002,211
Additional noninterest expense$7,435,000883
Pre-tax net operating income$3,429,0002,270
Securities gains (losses)$2,0001,996
Applicable income taxes$1,023,0001,852
Income before extraordinary items$2,408,0002,378
Extraordinary gains, net$09
Net income$2,408,0002,378
Minority interest net income$076
Net income of bank and minority interests.$2,408,0002,378
Net charge-offs$46,0003,013
Cash dividends$647,0002,691
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,406,6002,358
2017-09-30 (YTD Data)Rank
Total interest income$9,888,0001,965
Total interest expense$805,0002,402
Net interest income$9,083,0001,902
Provision for loan and lease losses$135,0002,385
Total noninterest income$2,713,0001,394
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$720,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$1,993,0001,285
Total noninterest expense$9,035,0001,626
Salaries and employee benefits$2,903,0002,527
Premises and equipment expense$708,0002,199
Additional noninterest expense$5,424,000902
Pre-tax net operating income$2,626,0002,284
Securities gains (losses)$1,0002,145
Applicable income taxes$796,0001,674
Income before extraordinary items$1,831,0002,545
Extraordinary gains, net$09
Net income$1,831,0002,545
Minority interest net income$071
Net income of bank and minority interests.$1,831,0002,545
Net charge-offs$170,0001,522
Cash dividends$366,0002,715
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,830,3002,538
2017-06-30 (YTD Data)Rank
Total interest income$6,434,0001,992
Total interest expense$498,0002,492
Net interest income$5,936,0001,931
Provision for loan and lease losses$90,0002,313
Total noninterest income$1,818,0001,400
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$469,0001,240
Trading account gains and feesNANA
Additional Noninterest Income$1,349,0001,271
Total noninterest expense$5,856,0001,665
Salaries and employee benefits$1,865,0002,617
Premises and equipment expense$460,0002,248
Additional noninterest expense$3,531,000926
Pre-tax net operating income$1,808,0002,181
Securities gains (losses)$3,0001,556
Applicable income taxes$552,0001,606
Income before extraordinary items$1,259,0002,438
Extraordinary gains, net$011
Net income$1,259,0002,438
Minority interest net income$071
Net income of bank and minority interests.$1,259,0002,438
Net charge-offs$-20,0005,019
Cash dividends$251,0002,640
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,256,9002,423
2017-03-31 (YTD Data)Rank
Total interest income$3,119,0002,040
Total interest expense$227,0002,626
Net interest income$2,892,0001,959
Provision for loan and lease losses$45,0002,149
Total noninterest income$847,0001,449
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$230,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$617,0001,339
Total noninterest expense$2,989,0001,659
Salaries and employee benefits$1,002,0002,517
Premises and equipment expense$223,0002,332
Additional noninterest expense$1,764,000921
Pre-tax net operating income$705,0002,523
Securities gains (losses)$01,153
Applicable income taxes$200,0001,870
Income before extraordinary items$505,0002,734
Extraordinary gains, net$08
Net income$505,0002,734
Minority interest net income$055
Net income of bank and minority interests.$505,0002,734
Net charge-offs$35,0001,555
Cash dividends$115,0002,312
Sale, conversion, retirement of capital stock, net$0632
Net operating income$505,0002,721
2016-12-31 (YTD Data)Rank
Total interest income$12,258,0002,037
Total interest expense$746,0002,914
Net interest income$11,512,0001,933
Provision for loan and lease losses$-90,0005,576
Total noninterest income$3,780,0001,396
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,029,0001,183
Trading account gains and fees$0170
Additional Noninterest Income$2,751,0001,286
Total noninterest expense$12,455,0001,561
Salaries and employee benefits$3,962,0002,519
Premises and equipment expense$1,029,0002,106
Additional noninterest expense$7,464,000890
Pre-tax net operating income$2,927,0002,437
Securities gains (losses)$91,0001,410
Applicable income taxes$814,0001,822
Income before extraordinary items$2,204,0002,621
Extraordinary gains, net$05
Net income$2,204,0002,619
Minority interest net income$082
Net income of bank and minority interests.$2,204,0002,620
Net charge-offs$220,0001,837
Cash dividends$616,0002,741
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,137,5702,626
2016-09-30 (YTD Data)Rank
Total interest income$9,150,0002,046
Total interest expense$560,0002,923
Net interest income$8,590,0001,951
Provision for loan and lease losses$-134,0005,743
Total noninterest income$2,890,0001,375
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$757,0001,193
Trading account gains and fees$0169
Additional Noninterest Income$2,133,0001,252
Total noninterest expense$9,255,0001,571
Salaries and employee benefits$3,030,0002,460
Premises and equipment expense$769,0002,116
Additional noninterest expense$5,456,000908
Pre-tax net operating income$2,359,0002,351
Securities gains (losses)$75,0001,465
Applicable income taxes$674,0001,793
Income before extraordinary items$1,760,0002,548
Extraordinary gains, net$05
Net income$1,760,0002,549
Minority interest net income$071
Net income of bank and minority interests.$1,760,0002,549
Net charge-offs$181,0001,536
Cash dividends$365,0002,702
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,706,0002,535
2016-06-30 (YTD Data)Rank
Total interest income$6,116,0002,052
Total interest expense$371,0002,954
Net interest income$5,745,0001,949
Provision for loan and lease losses$-180,0005,891
Total noninterest income$1,816,0001,417
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$460,0001,281
Trading account gains and fees$0157
Additional Noninterest Income$1,356,0001,270
Total noninterest expense$5,967,0001,628
Salaries and employee benefits$1,946,0002,555
Premises and equipment expense$485,0002,204
Additional noninterest expense$3,536,000938
Pre-tax net operating income$1,774,0002,124
Securities gains (losses)$35,0001,657
Applicable income taxes$515,0001,636
Income before extraordinary items$1,294,0002,367
Extraordinary gains, net$016
Net income$1,294,0002,365
Minority interest net income$071
Net income of bank and minority interests.$1,294,0002,366
Net charge-offs$120,0001,467
Cash dividends$250,0002,668
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,268,8002,340
2016-03-31 (YTD Data)Rank
Total interest income$2,923,0002,126
Total interest expense$186,0002,975
Net interest income$2,737,0002,033
Provision for loan and lease losses$-270,0006,039
Total noninterest income$336,0002,581
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$236,0001,239
Trading account gains and fees$0142
Additional Noninterest Income$100,0003,554
Total noninterest expense$2,771,0001,740
Salaries and employee benefits$884,0002,759
Premises and equipment expense$224,0002,336
Additional noninterest expense$1,663,000988
Pre-tax net operating income$572,0002,801
Securities gains (losses)$26,0001,120
Applicable income taxes$153,0002,083
Income before extraordinary items$445,0002,942
Extraordinary gains, net$012
Net income$445,0002,941
Minority interest net income$062
Net income of bank and minority interests.$445,0002,942
Net charge-offs$83,0001,118
Cash dividends$115,0002,304
Sale, conversion, retirement of capital stock, net$0659
Net operating income$425,7602,956
2015-12-31 (YTD Data)Rank
Total interest income$11,578,0002,089
Total interest expense$673,0003,139
Net interest income$10,905,0001,983
Provision for loan and lease losses$550,0001,255
Total noninterest income$3,733,0001,361
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$966,0001,261
Trading account gains and fees$0159
Additional Noninterest Income$2,767,0001,225
Total noninterest expense$12,120,0001,584
Salaries and employee benefits$3,979,0002,510
Premises and equipment expense$968,0002,223
Additional noninterest expense$7,173,000908
Pre-tax net operating income$1,968,0003,036
Securities gains (losses)$61,0001,501
Applicable income taxes$552,0002,140
Income before extraordinary items$1,477,0003,254
Extraordinary gains, net$023
Net income$1,477,0003,255
Minority interest net income$081
Net income of bank and minority interests.$1,477,0003,256
Net charge-offs$389,0001,384
Cash dividends$608,0002,707
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,432,4703,257
2015-09-30 (YTD Data)Rank
Total interest income$8,631,0002,118
Total interest expense$495,0003,232
Net interest income$8,136,0002,002
Provision for loan and lease losses$400,0001,230
Total noninterest income$2,808,0001,381
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$718,0001,284
Trading account gains and fees$0153
Additional Noninterest Income$2,090,0001,244
Total noninterest expense$8,787,0001,652
Salaries and employee benefits$2,874,0002,585
Premises and equipment expense$679,0002,361
Additional noninterest expense$5,234,000936
Pre-tax net operating income$1,757,0002,800
Securities gains (losses)$51,0001,449
Applicable income taxes$523,0001,976
Income before extraordinary items$1,285,0003,060
Extraordinary gains, net$021
Net income$1,285,0003,060
Minority interest net income$078
Net income of bank and minority interests.$1,285,0003,061
Net charge-offs$366,0001,079
Cash dividends$398,0002,570
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,248,7903,058
2015-06-30 (YTD Data)Rank
Total interest income$5,693,0002,135
Total interest expense$318,0003,325
Net interest income$5,375,0002,012
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,907,0001,365
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$474,0001,264
Trading account gains and fees$0157
Additional Noninterest Income$1,433,0001,216
Total noninterest expense$5,877,0001,650
Salaries and employee benefits$1,954,0002,565
Premises and equipment expense$453,0002,378
Additional noninterest expense$3,470,000941
Pre-tax net operating income$1,105,0002,894
Securities gains (losses)$51,0001,220
Applicable income taxes$332,0002,024
Income before extraordinary items$824,0003,109
Extraordinary gains, net$022
Net income$824,0003,109
Minority interest net income$075
Net income of bank and minority interests.$824,0003,110
Net charge-offs$179,0001,260
Cash dividends$283,0002,488
Sale, conversion, retirement of capital stock, net$0751
Net operating income$787,7903,129
2015-03-31 (YTD Data)Rank
Total interest income$2,762,0002,185
Total interest expense$157,0003,380
Net interest income$2,605,0002,055
Provision for loan and lease losses$150,0001,060
Total noninterest income$892,0001,393
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$229,0001,285
Trading account gains and fees$0152
Additional Noninterest Income$663,0001,237
Total noninterest expense$2,775,0001,728
Salaries and employee benefits$870,0002,799
Premises and equipment expense$234,0002,362
Additional noninterest expense$1,671,000963
Pre-tax net operating income$572,0002,783
Securities gains (losses)$4,0001,704
Applicable income taxes$165,0002,008
Income before extraordinary items$411,0003,069
Extraordinary gains, net$013
Net income$411,0003,072
Minority interest net income$064
Net income of bank and minority interests.$411,0003,072
Net charge-offs$44,0001,653
Cash dividends$148,0002,091
Sale, conversion, retirement of capital stock, net$0697
Net operating income$408,1603,020
2014-12-31 (YTD Data)Rank
Total interest income$10,876,0002,209
Total interest expense$642,0003,472
Net interest income$10,234,0002,082
Provision for loan and lease losses$675,0001,163
Total noninterest income$3,291,0001,459
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,103,0001,196
Trading account gains and fees$0180
Additional Noninterest Income$2,188,0001,365
Total noninterest expense$10,022,0001,880
Salaries and employee benefits$3,366,0002,838
Premises and equipment expense$952,0002,334
Additional noninterest expense$5,704,0001,149
Pre-tax net operating income$2,828,0002,364
Securities gains (losses)$228,000751
Applicable income taxes$820,0001,742
Income before extraordinary items$2,236,0002,495
Extraordinary gains, net$017
Net income$2,236,0002,495
Minority interest net income$084
Net income of bank and minority interests.$2,236,0002,495
Net charge-offs$1,343,000707
Cash dividends$538,0002,768
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,069,5602,593
2014-09-30 (YTD Data)Rank
Total interest income$8,122,0002,236
Total interest expense$492,0003,484
Net interest income$7,630,0002,103
Provision for loan and lease losses$675,000911
Total noninterest income$2,640,0001,402
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$844,0001,182
Trading account gains and fees$0174
Additional Noninterest Income$1,796,0001,284
Total noninterest expense$6,717,0002,106
Salaries and employee benefits$2,434,0002,936
Premises and equipment expense$671,0002,475
Additional noninterest expense$3,612,0001,340
Pre-tax net operating income$2,878,0001,924
Securities gains (losses)$222,000601
Applicable income taxes$928,0001,378
Income before extraordinary items$2,172,0002,083
Extraordinary gains, net$015
Net income$2,172,0002,082
Minority interest net income$081
Net income of bank and minority interests.$2,172,0002,081
Net charge-offs$1,668,000446
Cash dividends$346,0002,613
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,016,6002,158
2014-06-30 (YTD Data)Rank
Total interest income$5,505,0002,200
Total interest expense$337,0003,463
Net interest income$5,168,0002,056
Provision for loan and lease losses$345,0001,122
Total noninterest income$1,725,0001,407
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$541,0001,199
Trading account gains and fees$0172
Additional Noninterest Income$1,184,0001,295
Total noninterest expense$4,073,0002,298
Salaries and employee benefits$1,674,0002,876
Premises and equipment expense$435,0002,545
Additional noninterest expense$1,964,0001,584
Pre-tax net operating income$2,475,0001,514
Securities gains (losses)$140,000617
Applicable income taxes$831,0001,104
Income before extraordinary items$1,784,0001,695
Extraordinary gains, net$020
Net income$1,784,0001,698
Minority interest net income$080
Net income of bank and minority interests.$1,784,0001,697
Net charge-offs$86,0002,332
Cash dividends$231,0002,596
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,688,8001,740
2014-03-31 (YTD Data)Rank
Total interest income$2,711,0002,224
Total interest expense$174,0003,454
Net interest income$2,537,0002,088
Provision for loan and lease losses$180,0001,066
Total noninterest income$813,0001,439
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$270,0001,187
Trading account gains and fees$0147
Additional Noninterest Income$543,0001,334
Total noninterest expense$1,423,0003,079
Salaries and employee benefits$777,0003,053
Premises and equipment expense$221,0002,558
Additional noninterest expense$425,0003,272
Pre-tax net operating income$1,747,0001,095
Securities gains (losses)$109,000419
Applicable income taxes$625,000792
Income before extraordinary items$1,231,0001,229
Extraordinary gains, net$016
Net income$1,231,0001,230
Minority interest net income$066
Net income of bank and minority interests.$1,231,0001,230
Net charge-offs$36,0002,105
Cash dividends$115,0002,149
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,159,0601,274
2013-12-31 (YTD Data)Rank
Total interest income$10,770,0002,255
Total interest expense$847,0003,316
Net interest income$9,923,0002,103
Provision for loan and lease losses$1,025,0001,069
Total noninterest income$3,654,0001,407
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,135,0001,199
Trading account gains and fees$0184
Additional Noninterest Income$2,519,0001,288
Total noninterest expense$10,842,0001,777
Salaries and employee benefits$3,588,0002,740
Premises and equipment expense$904,0002,456
Additional noninterest expense$6,350,0001,064
Pre-tax net operating income$1,710,0003,153
Securities gains (losses)$116,0001,213
Applicable income taxes$522,0002,106
Income before extraordinary items$1,304,0003,408
Extraordinary gains, net$029
Net income$1,304,0003,409
Minority interest net income$090
Net income of bank and minority interests.$1,304,0003,411
Net charge-offs$1,072,0001,202
Cash dividends$460,0002,857
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,221,6403,480
2013-09-30 (YTD Data)Rank
Total interest income$8,008,0002,281
Total interest expense$670,0003,273
Net interest income$7,338,0002,143
Provision for loan and lease losses$800,0001,047
Total noninterest income$2,824,0001,399
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$834,0001,232
Trading account gains and fees$0180
Additional Noninterest Income$1,990,0001,279
Total noninterest expense$7,946,0001,808
Salaries and employee benefits$2,577,0002,851
Premises and equipment expense$659,0002,544
Additional noninterest expense$4,710,0001,070
Pre-tax net operating income$1,416,0003,020
Securities gains (losses)$93,0001,273
Applicable income taxes$429,0002,070
Income before extraordinary items$1,080,0003,276
Extraordinary gains, net$025
Net income$1,080,0003,279
Minority interest net income$084
Net income of bank and minority interests.$1,080,0003,280
Net charge-offs$524,0001,545
Cash dividends$345,0002,483
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,013,0403,328
2013-06-30 (YTD Data)Rank
Total interest income$5,330,0002,297
Total interest expense$471,0003,212
Net interest income$4,859,0002,153
Provision for loan and lease losses$575,0001,053
Total noninterest income$1,787,0001,460
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$541,0001,240
Trading account gains and fees$0157
Additional Noninterest Income$1,246,0001,364
Total noninterest expense$5,318,0001,801
Salaries and employee benefits$1,717,0002,866
Premises and equipment expense$448,0002,494
Additional noninterest expense$3,153,0001,068
Pre-tax net operating income$753,0003,438
Securities gains (losses)$83,0001,225
Applicable income taxes$202,0002,422
Income before extraordinary items$634,0003,511
Extraordinary gains, net$022
Net income$634,0003,513
Minority interest net income$082
Net income of bank and minority interests.$634,0003,514
Net charge-offs$387,0001,469
Cash dividends$230,0002,460
Sale, conversion, retirement of capital stock, net$0838
Net operating income$570,9203,596
2013-03-31 (YTD Data)Rank
Total interest income$2,624,0002,361
Total interest expense$241,0003,255
Net interest income$2,383,0002,195
Provision for loan and lease losses$225,0001,230
Total noninterest income$848,0001,507
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$277,0001,207
Trading account gains and fees$0148
Additional Noninterest Income$571,0001,432
Total noninterest expense$2,544,0001,891
Salaries and employee benefits$807,0003,031
Premises and equipment expense$214,0002,634
Additional noninterest expense$1,523,0001,095
Pre-tax net operating income$462,0003,017
Securities gains (losses)$3,0001,729
Applicable income taxes$148,0002,001
Income before extraordinary items$317,0003,467
Extraordinary gains, net$010
Net income$317,0003,467
Minority interest net income$076
Net income of bank and minority interests.$317,0003,469
Net charge-offs$211,0001,311
Cash dividends$115,0001,971
Sale, conversion, retirement of capital stock, net$0789
Net operating income$314,9603,394
2012-12-31 (YTD Data)Rank
Total interest income$10,933,0002,362
Total interest expense$1,219,0003,163
Net interest income$9,714,0002,217
Provision for loan and lease losses$1,415,0001,383
Total noninterest income$3,655,0001,416
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,207,0001,171
Trading account gains and fees$0166
Additional Noninterest Income$2,448,0001,349
Total noninterest expense$10,693,0001,790
Salaries and employee benefits$3,386,0002,872
Premises and equipment expense$899,0002,485
Additional noninterest expense$6,408,0001,075
Pre-tax net operating income$1,261,0003,632
Securities gains (losses)$570,000838
Applicable income taxes$463,0002,265
Income before extraordinary items$1,368,0003,290
Extraordinary gains, net$029
Net income$1,368,0003,291
Minority interest net income$093
Net income of bank and minority interests.$1,368,0003,290
Net charge-offs$1,268,0001,572
Cash dividends$477,0002,837
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$940,5003,838
2012-09-30 (YTD Data)Rank
Total interest income$8,198,0002,413
Total interest expense$964,0003,159
Net interest income$7,234,0002,263
Provision for loan and lease losses$985,0001,455
Total noninterest income$2,655,0001,440
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$919,0001,165
Trading account gains and fees$0157
Additional Noninterest Income$1,736,0001,397
Total noninterest expense$7,869,0001,824
Salaries and employee benefits$2,476,0002,934
Premises and equipment expense$674,0002,516
Additional noninterest expense$4,719,0001,090
Pre-tax net operating income$1,035,0003,567
Securities gains (losses)$570,000677
Applicable income taxes$470,0002,011
Income before extraordinary items$1,135,0003,183
Extraordinary gains, net$020
Net income$1,135,0003,183
Minority interest net income$086
Net income of bank and minority interests.$1,135,0003,182
Net charge-offs$719,0001,784
Cash dividends$345,0002,433
Sale, conversion, retirement of capital stock, net$0952
Net operating income$730,3003,853
2012-06-30 (YTD Data)Rank
Total interest income$5,474,0002,424
Total interest expense$679,0003,121
Net interest income$4,795,0002,271
Provision for loan and lease losses$450,0001,913
Total noninterest income$1,616,0001,541
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$618,0001,141
Trading account gains and fees$0153
Additional Noninterest Income$998,0001,522
Total noninterest expense$5,294,0001,814
Salaries and employee benefits$1,690,0002,883
Premises and equipment expense$444,0002,548
Additional noninterest expense$3,160,0001,093
Pre-tax net operating income$667,0003,622
Securities gains (losses)$466,000587
Applicable income taxes$351,0001,875
Income before extraordinary items$782,0003,092
Extraordinary gains, net$019
Net income$782,0003,091
Minority interest net income$084
Net income of bank and minority interests.$782,0003,092
Net charge-offs$28,0004,441
Cash dividends$230,0002,404
Sale, conversion, retirement of capital stock, net$0928
Net operating income$460,4603,932
2012-03-31 (YTD Data)Rank
Total interest income$2,713,0002,468
Total interest expense$358,0003,095
Net interest income$2,355,0002,323
Provision for loan and lease losses$225,0001,839
Total noninterest income$729,0001,638
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$288,0001,225
Trading account gains and fees$0148
Additional Noninterest Income$441,0001,647
Total noninterest expense$2,543,0001,875
Salaries and employee benefits$825,0002,964
Premises and equipment expense$221,0002,575
Additional noninterest expense$1,497,0001,139
Pre-tax net operating income$316,0003,750
Securities gains (losses)$396,000342
Applicable income taxes$226,0001,586
Income before extraordinary items$486,0002,674
Extraordinary gains, net$019
Net income$486,0002,676
Minority interest net income$078
Net income of bank and minority interests.$486,0002,677
Net charge-offs$33,0003,357
Cash dividends$115,0001,977
Sale, conversion, retirement of capital stock, net$0861
Net operating income$216,7204,089
2011-12-31 (YTD Data)Rank
Total interest income$11,551,0002,423
Total interest expense$1,655,0003,188
Net interest income$9,896,0002,203
Provision for loan and lease losses$687,0002,973
Total noninterest income$2,720,0001,611
Gross Fiduciary activities income$24,0001,013
Service charges on deposit accounts$1,236,0001,188
Trading account gains and fees$0146
Additional Noninterest Income$1,460,0001,677
Total noninterest expense$9,677,0001,970
Salaries and employee benefits$3,309,0002,883
Premises and equipment expense$808,0002,902
Additional noninterest expense$5,560,0001,242
Pre-tax net operating income$2,252,0002,292
Securities gains (losses)$394,000941
Applicable income taxes$816,0001,535
Income before extraordinary items$1,830,0002,425
Extraordinary gains, net$029
Net income$1,830,0002,425
Minority interest net income$096
Net income of bank and minority interests.$1,830,0002,426
Net charge-offs$418,0003,387
Cash dividends$470,0002,504
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,558,1402,619
2011-09-30 (YTD Data)Rank
Total interest income$8,711,0002,432
Total interest expense$1,270,0003,253
Net interest income$7,441,0002,220
Provision for loan and lease losses$487,0002,916
Total noninterest income$1,995,0001,615
Gross Fiduciary activities income$19,000983
Service charges on deposit accounts$920,0001,204
Trading account gains and fees$0145
Additional Noninterest Income$1,056,0001,709
Total noninterest expense$7,686,0001,875
Salaries and employee benefits$2,404,0002,952
Premises and equipment expense$644,0002,777
Additional noninterest expense$4,638,0001,132
Pre-tax net operating income$1,263,0002,905
Securities gains (losses)$368,000786
Applicable income taxes$477,0001,774
Income before extraordinary items$1,154,0002,789
Extraordinary gains, net$021
Net income$1,154,0002,791
Minority interest net income$087
Net income of bank and minority interests.$1,154,0002,791
Net charge-offs$301,0003,247
Cash dividends$345,0002,207
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$892,7203,187
2011-06-30 (YTD Data)Rank
Total interest income$5,817,0002,441
Total interest expense$843,0003,373
Net interest income$4,974,0002,206
Provision for loan and lease losses$412,0002,557
Total noninterest income$1,348,0001,598
Gross Fiduciary activities income$15,000969
Service charges on deposit accounts$592,0001,221
Trading account gains and fees$0153
Additional Noninterest Income$741,0001,648
Total noninterest expense$5,252,0001,852
Salaries and employee benefits$1,538,0003,088
Premises and equipment expense$435,0002,760
Additional noninterest expense$3,279,0001,091
Pre-tax net operating income$658,0003,289
Securities gains (losses)$61,0001,468
Applicable income taxes$179,0002,342
Income before extraordinary items$540,0003,424
Extraordinary gains, net$015
Net income$540,0003,425
Minority interest net income$089
Net income of bank and minority interests.$540,0003,425
Net charge-offs$131,0003,569
Cash dividends$230,0002,177
Sale, conversion, retirement of capital stock, net$0986
Net operating income$494,2503,511
2011-03-31 (YTD Data)Rank
Total interest income$2,891,0002,467
Total interest expense$425,0003,461
Net interest income$2,466,0002,216
Provision for loan and lease losses$225,0002,264
Total noninterest income$692,0001,581
Gross Fiduciary activities income$7,000973
Service charges on deposit accounts$278,0001,281
Trading account gains and fees$0158
Additional Noninterest Income$407,0001,545
Total noninterest expense$2,603,0001,879
Salaries and employee benefits$765,0003,112
Premises and equipment expense$233,0002,634
Additional noninterest expense$1,605,0001,109
Pre-tax net operating income$330,0003,348
Securities gains (losses)$11,0001,280
Applicable income taxes$81,0002,406
Income before extraordinary items$260,0003,511
Extraordinary gains, net$09
Net income$260,0003,507
Minority interest net income$086
Net income of bank and minority interests.$260,0003,509
Net charge-offs$100,0002,729
Cash dividends$115,0001,821
Sale, conversion, retirement of capital stock, net$0925
Net operating income$251,6403,510
2010-12-31 (YTD Data)Rank
Total interest income$12,120,0002,473
Total interest expense$2,233,0003,267
Net interest income$9,887,0002,221
Provision for loan and lease losses$1,645,0002,335
Total noninterest income$3,221,0001,470
Gross Fiduciary activities income$133,000826
Service charges on deposit accounts$1,223,0001,226
Trading account gains and fees$0175
Additional Noninterest Income$1,865,0001,468
Total noninterest expense$10,625,0001,846
Salaries and employee benefits$3,444,0002,771
Premises and equipment expense$841,0002,868
Additional noninterest expense$6,340,0001,169
Pre-tax net operating income$838,0003,668
Securities gains (losses)$298,0001,273
Applicable income taxes$158,0002,891
Income before extraordinary items$978,0003,269
Extraordinary gains, net$029
Net income$978,0003,266
Minority interest net income$0111
Net income of bank and minority interests.$978,0003,269
Net charge-offs$1,069,0002,592
Cash dividends$460,0002,455
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$721,7203,674
2010-09-30 (YTD Data)Rank
Total interest income$9,012,0002,545
Total interest expense$1,810,0003,198
Net interest income$7,202,0002,322
Provision for loan and lease losses$1,330,0002,147
Total noninterest income$2,354,0001,494
Gross Fiduciary activities income$89,000829
Service charges on deposit accounts$912,0001,267
Trading account gains and fees$0165
Additional Noninterest Income$1,353,0001,450
Total noninterest expense$8,091,0001,814
Salaries and employee benefits$2,466,0002,885
Premises and equipment expense$650,0002,847
Additional noninterest expense$4,975,0001,081
Pre-tax net operating income$135,0005,484
Securities gains (losses)$110,0001,858
Applicable income taxes$-92,0007,066
Income before extraordinary items$337,0004,716
Extraordinary gains, net$023
Net income$337,0004,719
Minority interest net income$0110
Net income of bank and minority interests.$337,0004,719
Net charge-offs$1,023,0002,173
Cash dividends$345,0002,207
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$227,0005,021
2010-06-30 (YTD Data)Rank
Total interest income$6,148,0002,531
Total interest expense$1,331,0003,067
Net interest income$4,817,0002,320
Provision for loan and lease losses$605,0002,549
Total noninterest income$1,556,0001,476
Gross Fiduciary activities income$51,000868
Service charges on deposit accounts$617,0001,266
Trading account gains and fees$0152
Additional Noninterest Income$888,0001,412
Total noninterest expense$5,265,0001,867
Salaries and employee benefits$1,584,0002,996
Premises and equipment expense$410,0003,001
Additional noninterest expense$3,271,0001,085
Pre-tax net operating income$503,0003,619
Securities gains (losses)$88,0001,495
Applicable income taxes$82,0002,951
Income before extraordinary items$509,0003,382
Extraordinary gains, net$019
Net income$509,0003,379
Minority interest net income$0105
Net income of bank and minority interests.$509,0003,381
Net charge-offs$176,0003,669
Cash dividends$230,0002,204
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$433,3203,543
2010-03-31 (YTD Data)Rank
Total interest income$3,181,0002,504
Total interest expense$665,0003,175
Net interest income$2,516,0002,212
Provision for loan and lease losses$325,0002,296
Total noninterest income$743,0001,517
Gross Fiduciary activities income$26,000875
Service charges on deposit accounts$288,0001,360
Trading account gains and fees$0175
Additional Noninterest Income$429,0001,443
Total noninterest expense$2,661,0001,869
Salaries and employee benefits$789,0003,051
Premises and equipment expense$210,0003,012
Additional noninterest expense$1,662,0001,052
Pre-tax net operating income$273,0003,534
Securities gains (losses)$85,000855
Applicable income taxes$63,0002,584
Income before extraordinary items$295,0003,162
Extraordinary gains, net$016
Net income$295,0003,159
Minority interest net income$091
Net income of bank and minority interests.$295,0003,162
Net charge-offs$132,0002,858
Cash dividends$115,0001,801
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$225,3003,537
2009-12-31 (YTD Data)Rank
Total interest income$13,619,0002,450
Total interest expense$4,088,0002,685
Net interest income$9,531,0002,294
Provision for loan and lease losses$1,519,0002,885
Total noninterest income$3,629,0001,400
Gross Fiduciary activities income$103,000868
Service charges on deposit accounts$1,296,0001,332
Trading account gains and fees$0211
Additional Noninterest Income$2,230,0001,270
Total noninterest expense$11,380,0001,790
Salaries and employee benefits$3,602,0002,714
Premises and equipment expense$874,0002,897
Additional noninterest expense$6,904,0001,127
Pre-tax net operating income$261,0004,625
Securities gains (losses)$113,0002,043
Applicable income taxes$-125,0006,629
Income before extraordinary items$499,0003,876
Extraordinary gains, net$034
Net income$499,0003,874
Minority interest net income$0115
Net income of bank and minority interests.$499,0003,875
Net charge-offs$1,085,0002,768
Cash dividends$230,0003,510
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$386,0004,152
2009-09-30 (YTD Data)Rank
Total interest income$10,319,0002,465
Total interest expense$3,267,0002,659
Net interest income$7,052,0002,321
Provision for loan and lease losses$665,0003,368
Total noninterest income$2,887,0001,359
Gross Fiduciary activities income$74,000861
Service charges on deposit accounts$963,0001,339
Trading account gains and fees$0212
Additional Noninterest Income$1,850,0001,219
Total noninterest expense$8,884,0001,699
Salaries and employee benefits$2,672,0002,759
Premises and equipment expense$672,0002,872
Additional noninterest expense$5,540,0001,021
Pre-tax net operating income$390,0004,221
Securities gains (losses)$82,0001,966
Applicable income taxes$-32,0006,760
Income before extraordinary items$504,0003,677
Extraordinary gains, net$027
Net income$504,0003,676
Minority interest net income$0118
Net income of bank and minority interests.$504,0003,677
Net charge-offs$242,0004,014
Cash dividends$115,0003,516
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$422,0003,868
2009-06-30 (YTD Data)Rank
Total interest income$7,033,0002,452
Total interest expense$2,288,0002,655
Net interest income$4,745,0002,313
Provision for loan and lease losses$350,0003,472
Total noninterest income$2,073,0001,297
Gross Fiduciary activities income$46,000880
Service charges on deposit accounts$636,0001,332
Trading account gains and fees$0193
Additional Noninterest Income$1,391,0001,154
Total noninterest expense$5,897,0001,744
Salaries and employee benefits$1,754,0002,838
Premises and equipment expense$444,0002,928
Additional noninterest expense$3,699,0001,034
Pre-tax net operating income$571,0003,094
Securities gains (losses)$79,0001,635
Applicable income taxes$88,0002,732
Income before extraordinary items$562,0002,880
Extraordinary gains, net$021
Net income$562,0002,878
Minority interest net income$0112
Net income of bank and minority interests.$562,0002,880
Net charge-offs$158,0003,718
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$494,0603,013
2009-03-31 (YTD Data)Rank
Total interest income$3,575,0002,424
Total interest expense$1,233,0002,564
Net interest income$2,342,0002,326
Provision for loan and lease losses$150,0003,210
Total noninterest income$946,0001,347
Gross Fiduciary activities income$20,000907
Service charges on deposit accounts$321,0001,283
Trading account gains and fees$0171
Additional Noninterest Income$605,0001,229
Total noninterest expense$2,923,0001,702
Salaries and employee benefits$930,0002,716
Premises and equipment expense$223,0002,965
Additional noninterest expense$1,770,000946
Pre-tax net operating income$215,0003,918
Securities gains (losses)$64,0001,187
Applicable income taxes$22,0003,499
Income before extraordinary items$257,0003,394
Extraordinary gains, net$015
Net income$257,0003,394
Minority interest net income$0102
Net income of bank and minority interests.$257,0003,395
Net charge-offs$90,0002,988
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$198,1203,728
2008-12-31 (YTD Data)Rank
Total interest income$17,618,0002,155
Total interest expense$6,705,0002,281
Net interest income$10,913,0002,033
Provision for loan and lease losses$3,058,0001,370
Total noninterest income$3,088,0001,533
Gross Fiduciary activities income$101,000885
Service charges on deposit accounts$1,398,0001,284
Trading account gains and fees$0154
Additional Noninterest Income$1,589,0001,534
Total noninterest expense$10,939,0001,778
Salaries and employee benefits$3,723,0002,669
Premises and equipment expense$805,0003,170
Additional noninterest expense$6,411,0001,000
Pre-tax net operating income$4,0006,296
Securities gains (losses)$-403,0007,478
Applicable income taxes$-499,0007,498
Income before extraordinary items$100,0005,859
Extraordinary gains, net$039
Net income$100,0005,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,643,000868
Cash dividends$1,250,0001,974
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$357,9205,056
2008-09-30 (YTD Data)Rank
Total interest income$13,696,0002,130
Total interest expense$5,322,0002,255
Net interest income$8,374,0002,013
Provision for loan and lease losses$1,498,0001,430
Total noninterest income$2,330,0001,580
Gross Fiduciary activities income$74,000888
Service charges on deposit accounts$1,039,0001,304
Trading account gains and fees$0148
Additional Noninterest Income$1,217,0001,585
Total noninterest expense$8,021,0001,802
Salaries and employee benefits$2,858,0002,661
Premises and equipment expense$633,0003,054
Additional noninterest expense$4,530,0001,015
Pre-tax net operating income$1,185,0003,342
Securities gains (losses)$-413,0007,721
Applicable income taxes$168,0003,100
Income before extraordinary items$604,0004,117
Extraordinary gains, net$031
Net income$604,0004,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,228,0001,145
Cash dividends$1,020,0001,765
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$926,1403,397
2008-06-30 (YTD Data)Rank
Total interest income$9,451,0002,089
Total interest expense$3,826,0002,196
Net interest income$5,625,0001,982
Provision for loan and lease losses$240,0002,857
Total noninterest income$1,506,0001,646
Gross Fiduciary activities income$42,000927
Service charges on deposit accounts$644,0001,390
Trading account gains and fees$0149
Additional Noninterest Income$820,0001,615
Total noninterest expense$5,277,0001,825
Salaries and employee benefits$1,900,0002,683
Premises and equipment expense$426,0003,046
Additional noninterest expense$2,951,0001,012
Pre-tax net operating income$1,614,0002,047
Securities gains (losses)$16,0002,191
Applicable income taxes$410,0001,846
Income before extraordinary items$1,220,0002,159
Extraordinary gains, net$021
Net income$1,220,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,994
Cash dividends$785,0001,723
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,208,0002,137
2008-03-31 (YTD Data)Rank
Total interest income$4,937,0002,062
Total interest expense$2,128,0002,137
Net interest income$2,809,0001,985
Provision for loan and lease losses$120,0002,457
Total noninterest income$701,0001,752
Gross Fiduciary activities income$21,000943
Service charges on deposit accounts$302,0001,449
Trading account gains and fees$0158
Additional Noninterest Income$378,0001,696
Total noninterest expense$2,837,0001,706
Salaries and employee benefits$1,036,0002,507
Premises and equipment expense$223,0002,941
Additional noninterest expense$1,578,000908
Pre-tax net operating income$553,0002,873
Securities gains (losses)$11,0001,937
Applicable income taxes$105,0002,738
Income before extraordinary items$459,0002,887
Extraordinary gains, net$015
Net income$459,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$555,0001,249
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$450,0902,845
2007-12-31 (YTD Data)Rank
Total interest income$19,942,0002,095
Total interest expense$9,383,0002,040
Net interest income$10,559,0002,142
Provision for loan and lease losses$328,0003,037
Total noninterest income$2,676,0001,786
Gross Fiduciary activities income$149,000850
Service charges on deposit accounts$1,460,0001,215
Trading account gains and fees$0178
Additional Noninterest Income$1,067,0002,128
Total noninterest expense$9,710,0001,910
Salaries and employee benefits$6,047,0001,655
Premises and equipment expense$1,386,0001,883
Additional noninterest expense$2,277,0002,368
Pre-tax net operating income$3,197,0002,347
Securities gains (losses)$16,0001,168
Applicable income taxes$851,0002,062
Income before extraordinary items$2,362,0002,493
Extraordinary gains, net$039
Net income$2,362,0002,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,802
Cash dividends$1,290,0002,241
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,350,1602,500
2007-09-30 (YTD Data)Rank
Total interest income$14,846,0002,119
Total interest expense$7,009,0002,042
Net interest income$7,837,0002,176
Provision for loan and lease losses$208,0002,943
Total noninterest income$1,916,0001,852
Gross Fiduciary activities income$73,000916
Service charges on deposit accounts$1,122,0001,172
Trading account gains and fees$0184
Additional Noninterest Income$721,0002,275
Total noninterest expense$7,383,0001,853
Salaries and employee benefits$4,550,0001,661
Premises and equipment expense$1,041,0001,877
Additional noninterest expense$1,792,0002,219
Pre-tax net operating income$2,162,0002,703
Securities gains (losses)$15,000891
Applicable income taxes$558,0002,395
Income before extraordinary items$1,619,0002,815
Extraordinary gains, net$033
Net income$1,619,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,041
Cash dividends$1,070,0001,901
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,607,9002,807
2007-06-30 (YTD Data)Rank
Total interest income$9,734,0002,160
Total interest expense$4,562,0002,087
Net interest income$5,172,0002,219
Provision for loan and lease losses$120,0002,960
Total noninterest income$1,282,0001,860
Gross Fiduciary activities income$49,000935
Service charges on deposit accounts$747,0001,185
Trading account gains and fees$0168
Additional Noninterest Income$486,0002,292
Total noninterest expense$4,870,0001,894
Salaries and employee benefits$2,964,0001,735
Premises and equipment expense$689,0001,901
Additional noninterest expense$1,217,0002,185
Pre-tax net operating income$1,464,0002,720
Securities gains (losses)$15,000765
Applicable income taxes$380,0002,439
Income before extraordinary items$1,099,0002,829
Extraordinary gains, net$029
Net income$1,099,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,785
Cash dividends$665,0002,042
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,087,9002,838
2007-03-31 (YTD Data)Rank
Total interest income$4,733,0002,203
Total interest expense$2,216,0002,132
Net interest income$2,517,0002,282
Provision for loan and lease losses$120,0001,752
Total noninterest income$615,0001,911
Gross Fiduciary activities income$27,000927
Service charges on deposit accounts$344,0001,259
Trading account gains and fees$0195
Additional Noninterest Income$244,0002,253
Total noninterest expense$2,436,0001,896
Salaries and employee benefits$1,523,0001,710
Premises and equipment expense$346,0001,893
Additional noninterest expense$567,0002,313
Pre-tax net operating income$576,0003,216
Securities gains (losses)$01,187
Applicable income taxes$134,0002,887
Income before extraordinary items$442,0003,276
Extraordinary gains, net$022
Net income$442,0003,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,965
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$442,0003,251
2006-12-31 (YTD Data)Rank
Total interest income$17,730,0002,201
Total interest expense$7,383,0002,190
Net interest income$10,347,0002,232
Provision for loan and lease losses$570,0001,704
Total noninterest income$2,348,0001,973
Gross Fiduciary activities income$107,000924
Service charges on deposit accounts$1,325,0001,352
Trading account gains and fees$0130
Additional Noninterest Income$916,0002,359
Total noninterest expense$9,050,0001,949
Salaries and employee benefits$5,645,0001,729
Premises and equipment expense$1,292,0001,949
Additional noninterest expense$2,113,0002,436
Pre-tax net operating income$3,075,0002,728
Securities gains (losses)$01,687
Applicable income taxes$771,0002,526
Income before extraordinary items$2,304,0002,790
Extraordinary gains, net$051
Net income$2,304,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,728
Cash dividends$975,0002,629
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,304,0002,781
2006-09-30 (YTD Data)Rank
Total interest income$13,022,0002,236
Total interest expense$5,306,0002,212
Net interest income$7,716,0002,262
Provision for loan and lease losses$420,0001,622
Total noninterest income$1,704,0002,037
Gross Fiduciary activities income$84,000905
Service charges on deposit accounts$942,0001,426
Trading account gains and fees$0126
Additional Noninterest Income$678,0002,362
Total noninterest expense$6,918,0001,914
Salaries and employee benefits$4,280,0001,719
Premises and equipment expense$985,0001,930
Additional noninterest expense$1,653,0002,343
Pre-tax net operating income$2,082,0003,024
Securities gains (losses)$01,388
Applicable income taxes$475,0002,929
Income before extraordinary items$1,607,0003,049
Extraordinary gains, net$045
Net income$1,607,0003,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,563
Cash dividends$650,0002,540
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,607,0003,041
2006-06-30 (YTD Data)Rank
Total interest income$8,471,0002,250
Total interest expense$3,343,0002,228
Net interest income$5,128,0002,282
Provision for loan and lease losses$270,0001,643
Total noninterest income$1,102,0002,068
Gross Fiduciary activities income$62,000903
Service charges on deposit accounts$600,0001,480
Trading account gains and fees$0126
Additional Noninterest Income$440,0002,399
Total noninterest expense$4,530,0001,952
Salaries and employee benefits$2,773,0001,767
Premises and equipment expense$651,0001,937
Additional noninterest expense$1,106,0002,338
Pre-tax net operating income$1,430,0002,974
Securities gains (losses)$01,185
Applicable income taxes$326,0002,928
Income before extraordinary items$1,104,0002,977
Extraordinary gains, net$039
Net income$1,104,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,456
Cash dividends$450,0002,520
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,104,0002,963
2006-03-31 (YTD Data)Rank
Total interest income$4,057,0002,293
Total interest expense$1,565,0002,248
Net interest income$2,492,0002,333
Provision for loan and lease losses$135,0001,590
Total noninterest income$533,0002,095
Gross Fiduciary activities income$25,000949
Service charges on deposit accounts$279,0001,532
Trading account gains and fees$0115
Additional Noninterest Income$229,0002,307
Total noninterest expense$2,305,0001,933
Salaries and employee benefits$1,463,0001,693
Premises and equipment expense$303,0002,079
Additional noninterest expense$539,0002,386
Pre-tax net operating income$585,0003,370
Securities gains (losses)$0955
Applicable income taxes$123,0003,311
Income before extraordinary items$462,0003,353
Extraordinary gains, net$021
Net income$462,0003,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,591
Cash dividends$220,0002,296
Sale, conversion, retirement of capital stock, net$0648
Net operating income$462,0003,332
2005-12-31 (YTD Data)Rank
Total interest income$14,334,0002,302
Total interest expense$4,269,0002,515
Net interest income$10,065,0002,201
Provision for loan and lease losses$495,0001,920
Total noninterest income$1,833,0002,349
Gross Fiduciary activities income$95,000951
Service charges on deposit accounts$907,0001,893
Trading account gains and fees$0138
Additional Noninterest Income$831,0002,478
Total noninterest expense$8,370,0001,994
Salaries and employee benefits$5,256,0001,767
Premises and equipment expense$1,144,0002,098
Additional noninterest expense$1,970,0002,533
Pre-tax net operating income$3,033,0002,730
Securities gains (losses)$76,000799
Applicable income taxes$856,0002,498
Income before extraordinary items$2,253,0002,790
Extraordinary gains, net$046
Net income$2,253,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,252
Cash dividends$1,005,0002,426
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,198,2802,821
2005-09-30 (YTD Data)Rank
Total interest income$10,395,0002,333
Total interest expense$2,918,0002,596
Net interest income$7,477,0002,199
Provision for loan and lease losses$405,0001,699
Total noninterest income$1,401,0002,323
Gross Fiduciary activities income$71,000942
Service charges on deposit accounts$604,0002,094
Trading account gains and fees$0126
Additional Noninterest Income$726,0002,267
Total noninterest expense$6,254,0001,981
Salaries and employee benefits$3,941,0001,761
Premises and equipment expense$848,0002,102
Additional noninterest expense$1,465,0002,512
Pre-tax net operating income$2,219,0002,821
Securities gains (losses)$76,000758
Applicable income taxes$628,0002,565
Income before extraordinary items$1,667,0002,880
Extraordinary gains, net$035
Net income$1,667,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,472
Cash dividends$570,0002,599
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,611,5202,919
2005-06-30 (YTD Data)Rank
Total interest income$6,691,0002,358
Total interest expense$1,775,0002,657
Net interest income$4,916,0002,202
Provision for loan and lease losses$270,0001,671
Total noninterest income$929,0002,302
Gross Fiduciary activities income$48,000942
Service charges on deposit accounts$391,0002,107
Trading account gains and fees$0116
Additional Noninterest Income$490,0002,217
Total noninterest expense$4,091,0002,014
Salaries and employee benefits$2,567,0001,785
Premises and equipment expense$545,0002,180
Additional noninterest expense$979,0002,478
Pre-tax net operating income$1,484,0002,777
Securities gains (losses)$74,000666
Applicable income taxes$431,0002,490
Income before extraordinary items$1,127,0002,809
Extraordinary gains, net$030
Net income$1,127,0002,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,494
Cash dividends$350,0002,694
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,073,7202,889
2005-03-31 (YTD Data)Rank
Total interest income$3,218,0002,397
Total interest expense$804,0002,775
Net interest income$2,414,0002,230
Provision for loan and lease losses$135,0001,592
Total noninterest income$442,0002,338
Gross Fiduciary activities income$25,000948
Service charges on deposit accounts$190,0002,108
Trading account gains and fees$0115
Additional Noninterest Income$227,0002,286
Total noninterest expense$1,966,0002,102
Salaries and employee benefits$1,212,0001,891
Premises and equipment expense$271,0002,196
Additional noninterest expense$483,0002,525
Pre-tax net operating income$755,0002,688
Securities gains (losses)$74,000441
Applicable income taxes$233,0002,364
Income before extraordinary items$596,0002,634
Extraordinary gains, net$024
Net income$596,0002,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,728
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$542,7202,798
2004-12-31 (YTD Data)Rank
Total interest income$12,430,0002,320
Total interest expense$2,710,0002,848
Net interest income$9,720,0002,091
Provision for loan and lease losses$540,0001,846
Total noninterest income$1,877,0002,294
Gross Fiduciary activities income$100,000935
Service charges on deposit accounts$849,0002,028
Trading account gains and fees$0138
Additional Noninterest Income$928,0002,257
Total noninterest expense$7,718,0002,067
Salaries and employee benefits$4,961,0001,776
Premises and equipment expense$1,033,0002,224
Additional noninterest expense$1,724,0002,767
Pre-tax net operating income$3,339,0002,360
Securities gains (losses)$79,0001,404
Applicable income taxes$802,0002,532
Income before extraordinary items$2,616,0002,329
Extraordinary gains, net$034
Net income$2,616,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,375
Cash dividends$980,0002,388
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,555,1702,327
2004-09-30 (YTD Data)Rank
Total interest income$9,276,0002,294
Total interest expense$2,011,0002,827
Net interest income$7,265,0002,085
Provision for loan and lease losses$405,0001,746
Total noninterest income$1,434,0002,277
Gross Fiduciary activities income$76,000935
Service charges on deposit accounts$646,0002,026
Trading account gains and fees$0134
Additional Noninterest Income$712,0002,242
Total noninterest expense$5,696,0002,098
Salaries and employee benefits$3,653,0001,795
Premises and equipment expense$783,0002,192
Additional noninterest expense$1,260,0002,796
Pre-tax net operating income$2,598,0002,308
Securities gains (losses)$03,710
Applicable income taxes$709,0002,290
Income before extraordinary items$1,889,0002,438
Extraordinary gains, net$026
Net income$1,889,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,433
Cash dividends$650,0002,293
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,889,0002,379
2004-06-30 (YTD Data)Rank
Total interest income$6,217,0002,255
Total interest expense$1,325,0002,846
Net interest income$4,892,0002,042
Provision for loan and lease losses$270,0001,719
Total noninterest income$938,0002,299
Gross Fiduciary activities income$47,000960
Service charges on deposit accounts$415,0002,082
Trading account gains and fees$0130
Additional Noninterest Income$476,0002,268
Total noninterest expense$3,901,0002,039
Salaries and employee benefits$2,557,0001,720
Premises and equipment expense$513,0002,230
Additional noninterest expense$831,0002,836
Pre-tax net operating income$1,659,0002,379
Securities gains (losses)$03,413
Applicable income taxes$443,0002,392
Income before extraordinary items$1,216,0002,500
Extraordinary gains, net$021
Net income$1,216,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$525,0002,063
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,216,0002,434
2004-03-31 (YTD Data)Rank
Total interest income$3,130,0002,244
Total interest expense$679,0002,820
Net interest income$2,451,0002,042
Provision for loan and lease losses$135,0001,665
Total noninterest income$456,0002,311
Gross Fiduciary activities income$21,000992
Service charges on deposit accounts$183,0002,254
Trading account gains and fees$0121
Additional Noninterest Income$252,0002,120
Total noninterest expense$1,942,0002,065
Salaries and employee benefits$1,261,0001,756
Premises and equipment expense$258,0002,228
Additional noninterest expense$423,0002,753
Pre-tax net operating income$830,0002,352
Securities gains (losses)$02,934
Applicable income taxes$227,0002,365
Income before extraordinary items$603,0002,478
Extraordinary gains, net$016
Net income$603,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$120,0002,702
Sale, conversion, retirement of capital stock, net$0464
Net operating income$603,0002,405
2003-12-31 (YTD Data)Rank
Total interest income$12,417,0002,317
Total interest expense$2,899,0002,958
Net interest income$9,518,0002,055
Provision for loan and lease losses$505,0002,147
Total noninterest income$2,368,0002,039
Gross Fiduciary activities income$92,000973
Service charges on deposit accounts$792,0002,140
Trading account gains and fees$0160
Additional Noninterest Income$1,484,0001,837
Total noninterest expense$7,626,0002,071
Salaries and employee benefits$4,639,0001,857
Premises and equipment expense$997,0002,265
Additional noninterest expense$1,990,0002,419
Pre-tax net operating income$3,755,0002,073
Securities gains (losses)$149,0001,565
Applicable income taxes$1,132,0002,009
Income before extraordinary items$2,772,0002,190
Extraordinary gains, net$054
Net income$2,772,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,493
Cash dividends$965,0002,393
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,666,2102,152
2003-09-30 (YTD Data)Rank
Total interest income$9,265,0002,367
Total interest expense$2,206,0003,018
Net interest income$7,059,0002,089
Provision for loan and lease losses$400,0002,018
Total noninterest income$1,877,0002,000
Gross Fiduciary activities income$74,000970
Service charges on deposit accounts$587,0002,172
Trading account gains and fees$0153
Additional Noninterest Income$1,216,0001,787
Total noninterest expense$5,690,0002,089
Salaries and employee benefits$3,346,0001,925
Premises and equipment expense$838,0002,054
Additional noninterest expense$1,506,0002,382
Pre-tax net operating income$2,846,0002,130
Securities gains (losses)$149,0001,428
Applicable income taxes$866,0002,080
Income before extraordinary items$2,129,0002,195
Extraordinary gains, net$040
Net income$2,129,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,499
Cash dividends$665,0002,240
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,023,2102,196
2003-06-30 (YTD Data)Rank
Total interest income$6,163,0002,378
Total interest expense$1,487,0003,071
Net interest income$4,676,0002,094
Provision for loan and lease losses$245,0002,166
Total noninterest income$1,279,0001,947
Gross Fiduciary activities income$55,000958
Service charges on deposit accounts$388,0002,151
Trading account gains and fees$0150
Additional Noninterest Income$836,0001,728
Total noninterest expense$3,818,0002,064
Salaries and employee benefits$2,300,0001,864
Premises and equipment expense$556,0002,058
Additional noninterest expense$962,0002,452
Pre-tax net operating income$1,892,0002,145
Securities gains (losses)$144,0001,250
Applicable income taxes$585,0002,092
Income before extraordinary items$1,451,0002,169
Extraordinary gains, net$030
Net income$1,451,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,193
Cash dividends$425,0002,359
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,348,7602,186
2003-03-31 (YTD Data)Rank
Total interest income$3,072,0002,400
Total interest expense$771,0003,032
Net interest income$2,301,0002,124
Provision for loan and lease losses$105,0002,265
Total noninterest income$573,0002,070
Gross Fiduciary activities income$21,0001,007
Service charges on deposit accounts$187,0002,139
Trading account gains and fees$0134
Additional Noninterest Income$365,0001,851
Total noninterest expense$1,897,0002,065
Salaries and employee benefits$1,105,0001,927
Premises and equipment expense$289,0001,962
Additional noninterest expense$503,0002,330
Pre-tax net operating income$872,0002,300
Securities gains (losses)$34,0001,611
Applicable income taxes$240,0002,389
Income before extraordinary items$666,0002,300
Extraordinary gains, net$021
Net income$666,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,690
Cash dividends$170,0002,408
Sale, conversion, retirement of capital stock, net$0419
Net operating income$640,8402,257
2002-12-31 (YTD Data)Rank
Total interest income$12,456,0002,481
Total interest expense$3,514,0003,085
Net interest income$8,942,0002,171
Provision for loan and lease losses$660,0001,912
Total noninterest income$2,019,0002,111
Gross Fiduciary activities income$138,000923
Service charges on deposit accounts$738,0002,152
Trading account gains and fees$0153
Additional Noninterest Income$1,143,0001,997
Total noninterest expense$7,097,0002,116
Salaries and employee benefits$4,474,0001,795
Premises and equipment expense$815,0002,644
Additional noninterest expense$1,808,0002,536
Pre-tax net operating income$3,204,0002,359
Securities gains (losses)$101,0001,743
Applicable income taxes$848,0002,491
Income before extraordinary items$2,457,0002,388
Extraordinary gains, net$070
Net income$2,457,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,844
Cash dividends$695,0002,926
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,382,2602,366
2001-12-31 (YTD Data)Rank
Total interest income$14,062,0002,443
Total interest expense$5,784,0002,762
Net interest income$8,278,0002,160
Provision for loan and lease losses$645,0001,789
Total noninterest income$1,575,0002,418
Gross Fiduciary activities income$115,000966
Service charges on deposit accounts$678,0002,207
Trading account gains and fees$0177
Additional Noninterest Income$782,0002,424
Total noninterest expense$6,327,0002,261
Salaries and employee benefits$3,904,0001,920
Premises and equipment expense$798,0002,635
Additional noninterest expense$1,625,0002,682
Pre-tax net operating income$2,881,0002,351
Securities gains (losses)$204,0001,176
Applicable income taxes$831,0002,360
Income before extraordinary items$2,254,0002,287
Extraordinary gains, net$0105
Net income$2,254,0002,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,689
Cash dividends$692,0002,899
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,105,0802,335
2000-12-31 (YTD Data)Rank
Total interest income$13,392,0002,597
Total interest expense$6,137,0002,724
Net interest income$7,255,0002,446
Provision for loan and lease losses$440,0002,094
Total noninterest income$1,456,0002,400
Gross Fiduciary activities income$105,000933
Service charges on deposit accounts$532,0002,546
Trading account gains and fees$0180
Additional Noninterest Income$819,0002,126
Total noninterest expense$5,987,0002,287
Salaries and employee benefits$3,707,0001,939
Premises and equipment expense$758,0002,701
Additional noninterest expense$1,522,0002,779
Pre-tax net operating income$2,284,0002,998
Securities gains (losses)$-14,0008,543
Applicable income taxes$620,0003,030
Income before extraordinary items$1,650,0003,005
Extraordinary gains, net$038
Net income$1,650,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,003
Cash dividends$815,0002,629
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,660,2202,983
1999-12-31 (YTD Data)Rank
Total interest income$11,600,0002,792
Total interest expense$5,241,0002,789
Net interest income$6,359,0002,767
Provision for loan and lease losses$389,0002,161
Total noninterest income$1,260,0002,611
Gross Fiduciary activities income$82,0001,024
Service charges on deposit accounts$462,0002,824
Trading account gains and fees$0173
Additional Noninterest Income$716,0002,337
Total noninterest expense$5,703,0002,376
Salaries and employee benefits$3,452,0002,031
Premises and equipment expense$747,0002,719
Additional noninterest expense$1,504,0002,858
Pre-tax net operating income$1,527,0004,045
Securities gains (losses)$2,0002,566
Applicable income taxes$430,0003,972
Income before extraordinary items$1,099,0004,154
Extraordinary gains, net$035
Net income$1,099,0004,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,976
Cash dividends$818,0002,621
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,097,5604,114
1998-12-31 (YTD Data)Rank
Total interest income$11,363,0002,838
Total interest expense$5,121,0002,926
Net interest income$6,242,0002,746
Provision for loan and lease losses$55,0006,428
Total noninterest income$875,0003,381
Gross Fiduciary activities income$80,0001,051
Service charges on deposit accounts$417,0003,020
Trading account gains and fees$0224
Additional Noninterest Income$378,0003,548
Total noninterest expense$4,761,0002,736
Salaries and employee benefits$2,935,0002,295
Premises and equipment expense$649,0002,966
Additional noninterest expense$1,177,0003,426
Pre-tax net operating income$2,301,0002,985
Securities gains (losses)$15,0002,661
Applicable income taxes$650,0003,202
Income before extraordinary items$1,666,0002,981
Extraordinary gains, net$032
Net income$1,666,0002,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,129
Cash dividends$714,0002,816
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,655,2002,916
1997-12-31 (YTD Data)Rank
Total interest income$10,558,0003,074
Total interest expense$4,575,0003,249
Net interest income$5,983,0002,914
Provision for loan and lease losses$162,0003,963
Total noninterest income$935,0003,212
Gross Fiduciary activities income$116,0001,019
Service charges on deposit accounts$461,0002,835
Trading account gains and fees$0239
Additional Noninterest Income$358,0003,532
Total noninterest expense$4,381,0002,895
Salaries and employee benefits$2,668,0002,490
Premises and equipment expense$636,0002,991
Additional noninterest expense$1,077,0003,653
Pre-tax net operating income$2,375,0003,046
Securities gains (losses)$93,0001,015
Applicable income taxes$729,0003,136
Income before extraordinary items$1,739,0002,931
Extraordinary gains, net$044
Net income$1,739,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,902
Cash dividends$1,674,0001,495
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,673,9002,977
1996-12-31 (YTD Data)Rank
Total interest income$10,339,0003,177
Total interest expense$4,470,0003,334
Net interest income$5,869,0003,022
Provision for loan and lease losses$308,0002,518
Total noninterest income$819,0003,637
Gross Fiduciary activities income$99,0001,110
Service charges on deposit accounts$471,0002,875
Trading account gains and fees$0262
Additional Noninterest Income$249,0004,546
Total noninterest expense$4,100,0003,274
Salaries and employee benefits$2,573,0002,608
Premises and equipment expense$548,0003,500
Additional noninterest expense$979,0004,482
Pre-tax net operating income$2,280,0003,057
Securities gains (losses)$59,0001,236
Applicable income taxes$690,0003,214
Income before extraordinary items$1,649,0002,926
Extraordinary gains, net$053
Net income$1,649,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,927
Cash dividends$820,0002,454
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,607,1102,959
1995-12-31 (YTD Data)Rank
Total interest income$9,975,0003,289
Total interest expense$4,361,0003,415
Net interest income$5,614,0003,165
Provision for loan and lease losses$118,0004,263
Total noninterest income$1,030,0003,034
Gross Fiduciary activities income$37,0001,338
Service charges on deposit accounts$394,0003,407
Trading account gains and fees$0522
Additional Noninterest Income$599,0002,532
Total noninterest expense$4,371,0003,068
Salaries and employee benefits$2,775,0002,397
Premises and equipment expense$561,0003,402
Additional noninterest expense$1,035,0004,227
Pre-tax net operating income$2,155,0003,264
Securities gains (losses)$90,0001,004
Applicable income taxes$625,0003,568
Income before extraordinary items$1,620,0003,025
Extraordinary gains, net$065
Net income$1,620,0003,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,415
Cash dividends$980,0002,109
Sale, conversion, retirement of capital stock, net$1,318,000263
Net operating income$1,555,2003,112
1994-12-31 (YTD Data)Rank
Total interest income$8,348,0003,595
Total interest expense$3,285,0003,652
Net interest income$5,063,0003,517
Provision for loan and lease losses$124,0004,000
Total noninterest income$602,0004,649
Gross Fiduciary activities income$41,0001,346
Service charges on deposit accounts$374,0003,615
Trading account gains and fees$0475
Additional Noninterest Income$187,0005,489
Total noninterest expense$4,085,0003,359
Salaries and employee benefits$2,525,0002,641
Premises and equipment expense$487,0003,887
Additional noninterest expense$1,073,0004,439
Pre-tax net operating income$1,456,0004,516
Securities gains (losses)$69,000968
Applicable income taxes$470,0004,245
Income before extraordinary items$1,055,0004,324
Extraordinary gains, net$0249
Net income$1,055,0004,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,325
Cash dividends$426,0003,569
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,007,3904,560
1993-12-31 (YTD Data)Rank
Total interest income$8,586,0003,576
Total interest expense$3,410,0003,685
Net interest income$5,176,0003,458
Provision for loan and lease losses$172,0004,316
Total noninterest income$609,0004,901
Gross Fiduciary activities income$45,0001,362
Service charges on deposit accounts$403,0003,416
Trading account gains and fees$0532
Additional Noninterest Income$161,0006,332
Total noninterest expense$3,756,0003,689
Salaries and employee benefits$2,298,0002,879
Premises and equipment expense$487,0003,958
Additional noninterest expense$971,0005,043
Pre-tax net operating income$1,857,0003,569
Securities gains (losses)$87,0002,698
Applicable income taxes$580,0003,705
Income before extraordinary items$1,364,0003,547
Extraordinary gains, net$289,000748
Net income$1,653,0003,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0005,272
Cash dividends$380,0003,807
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,303,1003,511
1992-12-31 (YTD Data)Rank
Total interest income$9,152,0003,801
Total interest expense$4,173,0003,921
Net interest income$4,979,0003,646
Provision for loan and lease losses$141,0006,280
Total noninterest income$581,0005,082
Gross Fiduciary activities income$36,0001,410
Service charges on deposit accounts$415,0003,344
Trading account gains and fees$0504
Additional Noninterest Income$130,0007,163
Total noninterest expense$3,813,0003,649
Salaries and employee benefits$2,119,0003,051
Premises and equipment expense$534,0003,755
Additional noninterest expense$1,160,0004,476
Pre-tax net operating income$1,606,0003,789
Securities gains (losses)$117,0002,758
Applicable income taxes$540,0003,741
Income before extraordinary items$1,183,0003,857
Extraordinary gains, net$01,422
Net income$1,183,0003,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0005,042
Cash dividends$405,0003,263
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,102,2703,813

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.