The Bradford National Bank of Greenville, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,530,0001,542
Total interest expense$9,146,0001,381
Net interest income$17,384,0001,617
Provision for loan and lease losses$1,274,000724
Total noninterest income$2,529,0001,790
Gross Fiduciary activities income$156,000690
Service charges on deposit accounts$942,0001,043
Trading account gains and feesNANA
Additional Noninterest Income$1,431,0001,929
Total noninterest expense$12,251,0001,790
Salaries and employee benefits$6,051,0001,957
Premises and equipment expense$3,127,000825
Additional noninterest expense$1,431,0001,929
Pre-tax net operating income$6,388,0001,654
Securities gains (losses)$-248,0004,020
Applicable income taxes$-89,0004,415
Income before extraordinary items$6,229,0001,478
Extraordinary gains, net$054
Net income$6,229,0001,494
Minority interest net income$088
Net income of bank and minority interests.$6,229,0001,481
Net charge-offs$419,000826
Cash dividends$2,743,0001,284
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,477,0001,465
2023-09-30 (YTD Data)Rank
Total interest income$19,218,0001,550
Total interest expense$5,956,0001,411
Net interest income$13,262,0001,604
Provision for loan and lease losses$857,000729
Total noninterest income$1,853,0001,803
Gross Fiduciary activities income$119,000689
Service charges on deposit accounts$724,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$1,010,0001,977
Total noninterest expense$9,247,0001,776
Salaries and employee benefits$4,547,0001,950
Premises and equipment expense$2,296,000852
Additional noninterest expense$1,010,0001,977
Pre-tax net operating income$5,011,0001,656
Securities gains (losses)$-101,0003,999
Applicable income taxes$-51,0004,473
Income before extraordinary items$4,961,0001,462
Extraordinary gains, net$052
Net income$4,961,0001,472
Minority interest net income$081
Net income of bank and minority interests.$4,961,0001,461
Net charge-offs$51,0001,471
Cash dividends$1,727,0001,277
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,062,0001,454
2023-06-30 (YTD Data)Rank
Total interest income$12,305,0001,568
Total interest expense$3,474,0001,424
Net interest income$8,831,0001,621
Provision for loan and lease losses$777,000590
Total noninterest income$1,198,0001,778
Gross Fiduciary activities income$69,000694
Service charges on deposit accounts$492,000990
Trading account gains and feesNANA
Additional Noninterest Income$637,0001,953
Total noninterest expense$5,937,0001,814
Salaries and employee benefits$2,989,0001,961
Premises and equipment expense$1,435,000901
Additional noninterest expense$637,0001,950
Pre-tax net operating income$3,315,0001,647
Securities gains (losses)$-101,0004,205
Applicable income taxes$-103,0004,554
Income before extraordinary items$3,317,0001,448
Extraordinary gains, net$051
Net income$3,317,0001,465
Minority interest net income$081
Net income of bank and minority interests.$3,317,0001,448
Net charge-offs$54,0001,149
Cash dividends$1,460,0001,118
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,418,0001,427
2023-03-31 (YTD Data)Rank
Total interest income$5,951,0001,586
Total interest expense$1,602,0001,369
Net interest income$4,349,0001,650
Provision for loan and lease losses$656,000442
Total noninterest income$546,0001,852
Gross Fiduciary activities income$26,000738
Service charges on deposit accounts$231,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$289,0002,044
Total noninterest expense$2,775,0001,912
Salaries and employee benefits$1,415,0002,066
Premises and equipment expense$648,000996
Additional noninterest expense$289,0002,044
Pre-tax net operating income$1,464,0001,821
Securities gains (losses)$-14,0004,069
Applicable income taxes$-154,0004,600
Income before extraordinary items$1,604,0001,535
Extraordinary gains, net$04
Net income$1,604,0001,535
Minority interest net income$048
Net income of bank and minority interests.$1,604,0001,535
Net charge-offs$29,000983
Cash dividends$462,0001,300
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,618,0001,536
2022-12-31 (YTD Data)Rank
Total interest income$17,236,0001,753
Total interest expense$2,404,0001,401
Net interest income$14,832,0001,811
Provision for loan and lease losses$490,0001,244
Total noninterest income$1,819,0002,139
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$688,0001,358
Trading account gains and feesNANA
Additional Noninterest Income$1,131,0002,207
Total noninterest expense$8,191,0002,267
Salaries and employee benefits$4,701,0002,266
Premises and equipment expense$1,615,0001,456
Additional noninterest expense$1,131,0002,207
Pre-tax net operating income$7,970,0001,488
Securities gains (losses)$-469,0004,308
Applicable income taxes$388,0002,225
Income before extraordinary items$7,113,0001,429
Extraordinary gains, net$05
Net income$7,113,0001,429
Minority interest net income$063
Net income of bank and minority interests.$7,113,0001,429
Net charge-offs$120,0001,149
Cash dividends$3,164,0001,103
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,558,5501,384
2022-09-30 (YTD Data)Rank
Total interest income$12,188,0001,780
Total interest expense$1,246,0001,509
Net interest income$10,942,0001,809
Provision for loan and lease losses$455,0001,006
Total noninterest income$1,420,0002,130
Gross Fiduciary activities income$0968
Service charges on deposit accounts$529,0001,347
Trading account gains and feesNANA
Additional Noninterest Income$891,0002,182
Total noninterest expense$6,292,0002,227
Salaries and employee benefits$3,567,0002,255
Premises and equipment expense$1,251,0001,430
Additional noninterest expense$891,0002,182
Pre-tax net operating income$5,615,0001,559
Securities gains (losses)$-461,0004,473
Applicable income taxes$297,0002,220
Income before extraordinary items$4,857,0001,525
Extraordinary gains, net$04
Net income$4,857,0001,524
Minority interest net income$057
Net income of bank and minority interests.$4,857,0001,525
Net charge-offs$107,000906
Cash dividends$1,642,0001,273
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,290,3401,454
2022-06-30 (YTD Data)Rank
Total interest income$7,566,0001,834
Total interest expense$499,0001,959
Net interest income$7,067,0001,808
Provision for loan and lease losses$270,0001,001
Total noninterest income$937,0002,134
Gross Fiduciary activities income$0925
Service charges on deposit accounts$348,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$589,0002,219
Total noninterest expense$4,094,0002,245
Salaries and employee benefits$2,333,0002,274
Premises and equipment expense$798,0001,469
Additional noninterest expense$963,0002,679
Pre-tax net operating income$3,640,0001,507
Securities gains (losses)$-403,0004,549
Applicable income taxes$199,0002,136
Income before extraordinary items$3,038,0001,516
Extraordinary gains, net$04
Net income$3,038,0001,515
Minority interest net income$060
Net income of bank and minority interests.$3,038,0001,516
Net charge-offs$112,000691
Cash dividends$1,290,0001,163
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,416,8201,410
2022-03-31 (YTD Data)Rank
Total interest income$3,580,0001,861
Total interest expense$192,0002,291
Net interest income$3,388,0001,818
Provision for loan and lease losses$105,000941
Total noninterest income$473,0002,112
Gross Fiduciary activities income$0892
Service charges on deposit accounts$172,0001,331
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,180
Total noninterest expense$1,954,0002,317
Salaries and employee benefits$1,121,0002,337
Premises and equipment expense$403,0001,457
Additional noninterest expense$430,0002,853
Pre-tax net operating income$1,802,0001,445
Securities gains (losses)$-184,0004,595
Applicable income taxes$101,0002,058
Income before extraordinary items$1,517,0001,446
Extraordinary gains, net$04
Net income$1,517,0001,446
Minority interest net income$050
Net income of bank and minority interests.$1,517,0001,446
Net charge-offs$8,0001,246
Cash dividends$274,0001,567
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,689,9601,356
2021-12-31 (YTD Data)Rank
Total interest income$14,463,0001,927
Total interest expense$1,095,0002,085
Net interest income$13,368,0001,890
Provision for loan and lease losses$795,000731
Total noninterest income$2,234,0002,098
Gross Fiduciary activities income$0994
Service charges on deposit accounts$574,0001,459
Trading account gains and feesNANA
Additional Noninterest Income$1,660,0002,107
Total noninterest expense$7,225,0002,427
Salaries and employee benefits$4,295,0002,381
Premises and equipment expense$1,336,0001,672
Additional noninterest expense$1,594,0002,999
Pre-tax net operating income$7,582,0001,543
Securities gains (losses)$361,000441
Applicable income taxes$448,0002,172
Income before extraordinary items$7,495,0001,418
Extraordinary gains, net$010
Net income$7,495,0001,418
Minority interest net income$074
Net income of bank and minority interests.$7,495,0001,418
Net charge-offs$212,000999
Cash dividends$5,494,000743
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,155,6601,451
2021-09-30 (YTD Data)Rank
Total interest income$10,860,0001,957
Total interest expense$868,0002,086
Net interest income$9,992,0001,922
Provision for loan and lease losses$475,000852
Total noninterest income$1,748,0002,113
Gross Fiduciary activities income$0957
Service charges on deposit accounts$407,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$1,341,0002,081
Total noninterest expense$5,526,0002,407
Salaries and employee benefits$3,223,0002,401
Premises and equipment expense$1,090,0001,585
Additional noninterest expense$1,213,0002,970
Pre-tax net operating income$5,739,0001,602
Securities gains (losses)$336,000421
Applicable income taxes$71,0003,075
Income before extraordinary items$6,004,0001,409
Extraordinary gains, net$08
Net income$6,004,0001,408
Minority interest net income$069
Net income of bank and minority interests.$6,004,0001,409
Net charge-offs$82,0001,156
Cash dividends$2,478,0001,003
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,671,3601,444
2021-06-30 (YTD Data)Rank
Total interest income$6,999,0002,001
Total interest expense$603,0002,097
Net interest income$6,396,0001,961
Provision for loan and lease losses$400,000725
Total noninterest income$1,243,0002,004
Gross Fiduciary activities income$0951
Service charges on deposit accounts$258,0001,509
Trading account gains and feesNANA
Additional Noninterest Income$985,0001,928
Total noninterest expense$3,647,0002,424
Salaries and employee benefits$2,141,0002,398
Premises and equipment expense$722,0001,600
Additional noninterest expense$784,0003,018
Pre-tax net operating income$3,592,0001,639
Securities gains (losses)$293,000386
Applicable income taxes$41,0003,118
Income before extraordinary items$3,844,0001,450
Extraordinary gains, net$06
Net income$3,844,0001,450
Minority interest net income$067
Net income of bank and minority interests.$3,844,0001,450
Net charge-offs$34,0001,287
Cash dividends$1,811,000928
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,553,9301,490
2021-03-31 (YTD Data)Rank
Total interest income$3,431,0002,013
Total interest expense$326,0002,062
Net interest income$3,105,0001,977
Provision for loan and lease losses$325,000513
Total noninterest income$650,0001,961
Gross Fiduciary activities income$0922
Service charges on deposit accounts$133,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$517,0001,890
Total noninterest expense$1,788,0002,438
Salaries and employee benefits$1,069,0002,391
Premises and equipment expense$349,0001,651
Additional noninterest expense$370,0003,084
Pre-tax net operating income$1,642,0001,752
Securities gains (losses)$261,000287
Applicable income taxes$20,0003,085
Income before extraordinary items$1,883,0001,451
Extraordinary gains, net$03
Net income$1,883,0001,451
Minority interest net income$055
Net income of bank and minority interests.$1,883,0001,451
Net charge-offs$20,0001,153
Cash dividends$440,0001,301
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,624,6101,593
2020-12-31 (YTD Data)Rank
Total interest income$13,064,0002,094
Total interest expense$2,100,0001,926
Net interest income$10,964,0002,103
Provision for loan and lease losses$725,0001,902
Total noninterest income$2,327,0001,947
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$551,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$1,776,0001,918
Total noninterest expense$6,912,0002,480
Salaries and employee benefits$3,993,0002,491
Premises and equipment expense$1,225,0001,780
Additional noninterest expense$1,694,0002,825
Pre-tax net operating income$5,654,0001,630
Securities gains (losses)$25,0002,028
Applicable income taxes$69,0003,067
Income before extraordinary items$5,610,0001,500
Extraordinary gains, net$04
Net income$5,610,0001,499
Minority interest net income$072
Net income of bank and minority interests.$5,610,0001,500
Net charge-offs$503,000968
Cash dividends$2,408,0001,329
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,585,2501,457
2020-09-30 (YTD Data)Rank
Total interest income$9,695,0002,132
Total interest expense$1,711,0001,895
Net interest income$7,984,0002,146
Provision for loan and lease losses$465,0002,028
Total noninterest income$1,646,0001,972
Gross Fiduciary activities income$0981
Service charges on deposit accounts$404,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$1,242,0001,933
Total noninterest expense$5,296,0002,433
Salaries and employee benefits$2,957,0002,491
Premises and equipment expense$961,0001,720
Additional noninterest expense$1,378,0002,662
Pre-tax net operating income$3,869,0001,723
Securities gains (losses)$02,494
Applicable income taxes$46,0003,112
Income before extraordinary items$3,823,0001,571
Extraordinary gains, net$04
Net income$3,823,0001,571
Minority interest net income$065
Net income of bank and minority interests.$3,823,0001,572
Net charge-offs$196,0001,271
Cash dividends$1,174,0001,546
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,823,0001,536
2020-06-30 (YTD Data)Rank
Total interest income$6,491,0002,140
Total interest expense$1,260,0001,861
Net interest income$5,231,0002,191
Provision for loan and lease losses$325,0001,964
Total noninterest income$1,052,0001,962
Gross Fiduciary activities income$0970
Service charges on deposit accounts$274,0001,536
Trading account gains and feesNANA
Additional Noninterest Income$778,0001,928
Total noninterest expense$3,561,0002,426
Salaries and employee benefits$1,978,0002,488
Premises and equipment expense$641,0001,706
Additional noninterest expense$942,0002,618
Pre-tax net operating income$2,397,0001,759
Securities gains (losses)$02,249
Applicable income taxes$29,0003,107
Income before extraordinary items$2,368,0001,601
Extraordinary gains, net$04
Net income$2,368,0001,602
Minority interest net income$065
Net income of bank and minority interests.$2,368,0001,602
Net charge-offs$190,0001,038
Cash dividends$965,0001,374
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,368,0001,555
2020-03-31 (YTD Data)Rank
Total interest income$3,252,0002,127
Total interest expense$693,0001,862
Net interest income$2,559,0002,189
Provision for loan and lease losses$35,0002,766
Total noninterest income$464,0002,018
Gross Fiduciary activities income$0941
Service charges on deposit accounts$176,0001,445
Trading account gains and feesNANA
Additional Noninterest Income$288,0002,046
Total noninterest expense$1,806,0002,419
Salaries and employee benefits$993,0002,503
Premises and equipment expense$309,0001,782
Additional noninterest expense$504,0002,526
Pre-tax net operating income$1,182,0001,606
Securities gains (losses)$01,705
Applicable income taxes$14,0003,035
Income before extraordinary items$1,168,0001,464
Extraordinary gains, net$04
Net income$1,168,0001,462
Minority interest net income$056
Net income of bank and minority interests.$1,168,0001,464
Net charge-offs$184,000659
Cash dividends$99,0002,323
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,168,0001,441
2019-12-31 (YTD Data)Rank
Total interest income$11,686,0002,335
Total interest expense$2,184,0002,213
Net interest income$9,502,0002,328
Provision for loan and lease losses$03,973
Total noninterest income$1,489,0002,305
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$721,0001,455
Trading account gains and feesNANA
Additional Noninterest Income$768,0002,541
Total noninterest expense$6,383,0002,589
Salaries and employee benefits$3,883,0002,505
Premises and equipment expense$1,174,0001,819
Additional noninterest expense$1,326,0003,311
Pre-tax net operating income$4,608,0001,864
Securities gains (losses)$98,000943
Applicable income taxes$59,0003,246
Income before extraordinary items$4,647,0001,693
Extraordinary gains, net$011
Net income$4,647,0001,695
Minority interest net income$076
Net income of bank and minority interests.$4,647,0001,696
Net charge-offs$59,0002,542
Cash dividends$2,908,0001,219
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,549,9801,688
2019-09-30 (YTD Data)Rank
Total interest income$8,498,0002,411
Total interest expense$1,521,0002,330
Net interest income$6,977,0002,401
Provision for loan and lease losses$03,836
Total noninterest income$1,065,0002,378
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$524,0001,509
Trading account gains and feesNANA
Additional Noninterest Income$541,0002,637
Total noninterest expense$4,920,0002,565
Salaries and employee benefits$3,046,0002,424
Premises and equipment expense$917,0001,795
Additional noninterest expense$957,0003,408
Pre-tax net operating income$3,122,0002,058
Securities gains (losses)$98,000791
Applicable income taxes$39,0003,345
Income before extraordinary items$3,181,0001,853
Extraordinary gains, net$011
Net income$3,181,0001,852
Minority interest net income$072
Net income of bank and minority interests.$3,181,0001,854
Net charge-offs$27,0002,576
Cash dividends$1,922,0001,239
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,083,9801,866
2019-06-30 (YTD Data)Rank
Total interest income$5,606,0002,422
Total interest expense$955,0002,398
Net interest income$4,651,0002,413
Provision for loan and lease losses$03,685
Total noninterest income$704,0002,345
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$333,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,581
Total noninterest expense$3,322,0002,565
Salaries and employee benefits$2,046,0002,426
Premises and equipment expense$599,0001,822
Additional noninterest expense$677,0003,332
Pre-tax net operating income$2,033,0002,073
Securities gains (losses)$42,000796
Applicable income taxes$27,0003,343
Income before extraordinary items$2,048,0001,873
Extraordinary gains, net$011
Net income$2,048,0001,872
Minority interest net income$069
Net income of bank and minority interests.$2,048,0001,873
Net charge-offs$27,0002,212
Cash dividends$1,630,0001,032
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,006,4201,885
2019-03-31 (YTD Data)Rank
Total interest income$2,733,0002,462
Total interest expense$424,0002,552
Net interest income$2,309,0002,432
Provision for loan and lease losses$03,406
Total noninterest income$314,0002,468
Gross Fiduciary activities income$0972
Service charges on deposit accounts$156,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$158,0002,696
Total noninterest expense$1,685,0002,553
Salaries and employee benefits$1,031,0002,436
Premises and equipment expense$294,0001,865
Additional noninterest expense$360,0003,221
Pre-tax net operating income$938,0002,135
Securities gains (losses)$24,000533
Applicable income taxes$14,0003,299
Income before extraordinary items$948,0001,950
Extraordinary gains, net$05
Net income$948,0001,948
Minority interest net income$052
Net income of bank and minority interests.$948,0001,949
Net charge-offs$26,0001,572
Cash dividends$767,0001,007
Sale, conversion, retirement of capital stock, net$0529
Net operating income$924,2401,976
2018-12-31 (YTD Data)Rank
Total interest income$10,580,0002,431
Total interest expense$1,451,0002,394
Net interest income$9,129,0002,424
Provision for loan and lease losses$120,0002,842
Total noninterest income$1,236,0002,574
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$552,0001,840
Trading account gains and feesNANA
Additional Noninterest Income$684,0002,679
Total noninterest expense$6,472,0002,586
Salaries and employee benefits$4,078,0002,426
Premises and equipment expense$1,123,0001,884
Additional noninterest expense$1,271,0003,473
Pre-tax net operating income$3,773,0002,179
Securities gains (losses)$426,000141
Applicable income taxes$44,0003,417
Income before extraordinary items$4,155,0001,853
Extraordinary gains, net$06
Net income$4,155,0001,852
Minority interest net income$072
Net income of bank and minority interests.$4,155,0001,852
Net charge-offs$127,0001,973
Cash dividends$1,859,0001,526
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,733,2601,989
2018-09-30 (YTD Data)Rank
Total interest income$7,771,0002,456
Total interest expense$1,039,0002,387
Net interest income$6,732,0002,461
Provision for loan and lease losses$90,0002,683
Total noninterest income$896,0002,655
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$379,0001,973
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,711
Total noninterest expense$4,814,0002,619
Salaries and employee benefits$3,001,0002,451
Premises and equipment expense$854,0001,883
Additional noninterest expense$959,0003,481
Pre-tax net operating income$2,724,0002,257
Securities gains (losses)$254,000185
Applicable income taxes$35,0003,451
Income before extraordinary items$2,943,0001,935
Extraordinary gains, net$05
Net income$2,943,0001,932
Minority interest net income$066
Net income of bank and minority interests.$2,943,0001,934
Net charge-offs$100,0001,731
Cash dividends$1,224,0001,491
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,691,5402,058
2018-06-30 (YTD Data)Rank
Total interest income$5,062,0002,479
Total interest expense$657,0002,394
Net interest income$4,405,0002,497
Provision for loan and lease losses$60,0002,584
Total noninterest income$564,0002,718
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$221,0002,175
Trading account gains and feesNANA
Additional Noninterest Income$343,0002,730
Total noninterest expense$3,188,0002,647
Salaries and employee benefits$1,995,0002,476
Premises and equipment expense$583,0001,865
Additional noninterest expense$610,0003,579
Pre-tax net operating income$1,721,0002,318
Securities gains (losses)$95,000249
Applicable income taxes$23,0003,452
Income before extraordinary items$1,793,0002,041
Extraordinary gains, net$06
Net income$1,793,0002,039
Minority interest net income$065
Net income of bank and minority interests.$1,793,0002,040
Net charge-offs$4,0002,887
Cash dividends$912,0001,400
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,698,9502,114
2018-03-31 (YTD Data)Rank
Total interest income$2,463,0002,528
Total interest expense$303,0002,451
Net interest income$2,160,0002,524
Provision for loan and lease losses$30,0002,415
Total noninterest income$283,0002,702
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$112,0002,151
Trading account gains and feesNANA
Additional Noninterest Income$171,0002,672
Total noninterest expense$1,642,0002,612
Salaries and employee benefits$1,001,0002,507
Premises and equipment expense$313,0001,805
Additional noninterest expense$328,0003,471
Pre-tax net operating income$771,0002,444
Securities gains (losses)$6,000514
Applicable income taxes$12,0003,428
Income before extraordinary items$765,0002,231
Extraordinary gains, net$07
Net income$765,0002,230
Minority interest net income$052
Net income of bank and minority interests.$765,0002,231
Net charge-offs$02,722
Cash dividends$271,0001,689
Sale, conversion, retirement of capital stock, net$0580
Net operating income$759,1202,234
2017-12-31 (YTD Data)Rank
Total interest income$9,544,0002,543
Total interest expense$976,0002,585
Net interest income$8,568,0002,509
Provision for loan and lease losses$135,0002,755
Total noninterest income$1,194,0002,696
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$457,0002,180
Trading account gains and feesNANA
Additional Noninterest Income$737,0002,663
Total noninterest expense$6,183,0002,708
Salaries and employee benefits$3,741,0002,582
Premises and equipment expense$1,162,0001,889
Additional noninterest expense$1,280,0003,535
Pre-tax net operating income$3,444,0002,264
Securities gains (losses)$182,000424
Applicable income taxes$42,0003,587
Income before extraordinary items$3,584,0001,761
Extraordinary gains, net$09
Net income$3,584,0001,762
Minority interest net income$076
Net income of bank and minority interests.$3,584,0001,762
Net charge-offs$-34,0005,051
Cash dividends$2,048,0001,395
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,403,8201,820
2017-09-30 (YTD Data)Rank
Total interest income$7,008,0002,585
Total interest expense$697,0002,654
Net interest income$6,311,0002,559
Provision for loan and lease losses$135,0002,385
Total noninterest income$866,0002,768
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$333,0002,236
Trading account gains and feesNANA
Additional Noninterest Income$533,0002,728
Total noninterest expense$4,781,0002,680
Salaries and employee benefits$2,810,0002,601
Premises and equipment expense$946,0001,780
Additional noninterest expense$1,025,0003,412
Pre-tax net operating income$2,261,0002,524
Securities gains (losses)$219,000353
Applicable income taxes$34,0003,569
Income before extraordinary items$2,446,0002,057
Extraordinary gains, net$09
Net income$2,446,0002,058
Minority interest net income$071
Net income of bank and minority interests.$2,446,0002,058
Net charge-offs$36,0002,656
Cash dividends$1,190,0001,540
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,229,1902,182
2017-06-30 (YTD Data)Rank
Total interest income$4,597,0002,605
Total interest expense$447,0002,674
Net interest income$4,150,0002,576
Provision for loan and lease losses$90,0002,313
Total noninterest income$572,0002,787
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$214,0002,275
Trading account gains and feesNANA
Additional Noninterest Income$358,0002,728
Total noninterest expense$3,185,0002,691
Salaries and employee benefits$1,863,0002,619
Premises and equipment expense$629,0001,791
Additional noninterest expense$693,0003,411
Pre-tax net operating income$1,447,0002,549
Securities gains (losses)$214,000278
Applicable income taxes$23,0003,587
Income before extraordinary items$1,638,0002,014
Extraordinary gains, net$011
Net income$1,638,0002,014
Minority interest net income$071
Net income of bank and minority interests.$1,638,0002,014
Net charge-offs$14,0002,775
Cash dividends$841,0001,490
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,426,1402,203
2017-03-31 (YTD Data)Rank
Total interest income$2,254,0002,635
Total interest expense$220,0002,675
Net interest income$2,034,0002,610
Provision for loan and lease losses$30,0002,408
Total noninterest income$275,0002,823
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$105,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$170,0002,773
Total noninterest expense$1,605,0002,705
Salaries and employee benefits$936,0002,656
Premises and equipment expense$282,0001,966
Additional noninterest expense$387,0003,177
Pre-tax net operating income$674,0002,596
Securities gains (losses)$212,000152
Applicable income taxes$11,0003,564
Income before extraordinary items$875,0001,836
Extraordinary gains, net$08
Net income$875,0001,836
Minority interest net income$055
Net income of bank and minority interests.$875,0001,836
Net charge-offs$12,0002,133
Cash dividends$182,0002,024
Sale, conversion, retirement of capital stock, net$0632
Net operating income$665,1202,252
2016-12-31 (YTD Data)Rank
Total interest income$9,437,0002,529
Total interest expense$898,0002,602
Net interest income$8,539,0002,491
Provision for loan and lease losses$510,0001,447
Total noninterest income$1,163,0002,807
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$490,0002,107
Trading account gains and fees$0170
Additional Noninterest Income$673,0002,894
Total noninterest expense$6,038,0002,841
Salaries and employee benefits$3,698,0002,642
Premises and equipment expense$1,152,0001,930
Additional noninterest expense$1,188,0003,841
Pre-tax net operating income$3,154,0002,326
Securities gains (losses)$738,000308
Applicable income taxes$51,0003,591
Income before extraordinary items$3,841,0001,698
Extraordinary gains, net$05
Net income$3,841,0001,697
Minority interest net income$082
Net income of bank and minority interests.$3,841,0001,697
Net charge-offs$294,0001,544
Cash dividends$1,810,0001,531
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,110,3801,991
2016-09-30 (YTD Data)Rank
Total interest income$7,060,0002,535
Total interest expense$668,0002,614
Net interest income$6,392,0002,497
Provision for loan and lease losses$250,0001,802
Total noninterest income$867,0002,825
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$366,0002,126
Trading account gains and fees$0169
Additional Noninterest Income$501,0002,899
Total noninterest expense$4,665,0002,776
Salaries and employee benefits$2,849,0002,584
Premises and equipment expense$872,0001,919
Additional noninterest expense$944,0003,732
Pre-tax net operating income$2,344,0002,358
Securities gains (losses)$491,000393
Applicable income taxes$33,0003,717
Income before extraordinary items$2,802,0001,777
Extraordinary gains, net$05
Net income$2,802,0001,777
Minority interest net income$071
Net income of bank and minority interests.$2,802,0001,777
Net charge-offs$27,0002,972
Cash dividends$986,0001,692
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,315,9102,015
2016-06-30 (YTD Data)Rank
Total interest income$4,686,0002,539
Total interest expense$448,0002,620
Net interest income$4,238,0002,514
Provision for loan and lease losses$175,0001,766
Total noninterest income$575,0002,811
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$229,0002,213
Trading account gains and fees$0157
Additional Noninterest Income$346,0002,848
Total noninterest expense$3,065,0002,813
Salaries and employee benefits$1,861,0002,641
Premises and equipment expense$576,0001,927
Additional noninterest expense$628,0003,761
Pre-tax net operating income$1,573,0002,320
Securities gains (losses)$247,000499
Applicable income taxes$18,0003,794
Income before extraordinary items$1,802,0001,816
Extraordinary gains, net$016
Net income$1,802,0001,815
Minority interest net income$071
Net income of bank and minority interests.$1,802,0001,815
Net charge-offs$11,0003,048
Cash dividends$742,0001,583
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,557,4701,992
2016-03-31 (YTD Data)Rank
Total interest income$2,355,0002,531
Total interest expense$226,0002,611
Net interest income$2,129,0002,506
Provision for loan and lease losses$100,0001,495
Total noninterest income$278,0002,842
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$109,0002,286
Trading account gains and fees$0142
Additional Noninterest Income$169,0002,838
Total noninterest expense$1,500,0002,865
Salaries and employee benefits$928,0002,646
Premises and equipment expense$264,0002,075
Additional noninterest expense$308,0003,823
Pre-tax net operating income$807,0002,256
Securities gains (losses)$33,0001,008
Applicable income taxes$7,0003,863
Income before extraordinary items$833,0001,919
Extraordinary gains, net$012
Net income$833,0001,919
Minority interest net income$062
Net income of bank and minority interests.$833,0001,919
Net charge-offs$6,0002,526
Cash dividends$195,0001,974
Sale, conversion, retirement of capital stock, net$0659
Net operating income$800,3301,939
2015-12-31 (YTD Data)Rank
Total interest income$9,336,0002,514
Total interest expense$873,0002,661
Net interest income$8,463,0002,460
Provision for loan and lease losses$190,0002,384
Total noninterest income$1,200,0002,788
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$515,0002,090
Trading account gains and fees$0159
Additional Noninterest Income$685,0002,868
Total noninterest expense$6,031,0002,856
Salaries and employee benefits$3,636,0002,656
Premises and equipment expense$1,049,0002,102
Additional noninterest expense$1,346,0003,656
Pre-tax net operating income$3,442,0002,092
Securities gains (losses)$211,000718
Applicable income taxes$46,0003,658
Income before extraordinary items$3,607,0001,746
Extraordinary gains, net$023
Net income$3,607,0001,746
Minority interest net income$081
Net income of bank and minority interests.$3,607,0001,747
Net charge-offs$267,0001,717
Cash dividends$1,601,0001,563
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,398,1101,805
2015-09-30 (YTD Data)Rank
Total interest income$6,949,0002,545
Total interest expense$647,0002,710
Net interest income$6,302,0002,494
Provision for loan and lease losses$90,0002,744
Total noninterest income$923,0002,769
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$382,0002,114
Trading account gains and fees$0153
Additional Noninterest Income$541,0002,806
Total noninterest expense$4,482,0002,886
Salaries and employee benefits$2,726,0002,666
Premises and equipment expense$760,0002,187
Additional noninterest expense$996,0003,702
Pre-tax net operating income$2,653,0002,109
Securities gains (losses)$154,000784
Applicable income taxes$35,0003,777
Income before extraordinary items$2,772,0001,744
Extraordinary gains, net$021
Net income$2,772,0001,746
Minority interest net income$078
Net income of bank and minority interests.$2,772,0001,747
Net charge-offs$245,0001,362
Cash dividends$1,141,0001,476
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,619,5401,788
2015-06-30 (YTD Data)Rank
Total interest income$4,584,0002,565
Total interest expense$426,0002,751
Net interest income$4,158,0002,519
Provision for loan and lease losses$20,0003,492
Total noninterest income$628,0002,767
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$252,0002,090
Trading account gains and fees$0157
Additional Noninterest Income$376,0002,759
Total noninterest expense$3,031,0002,870
Salaries and employee benefits$1,814,0002,686
Premises and equipment expense$502,0002,215
Additional noninterest expense$715,0003,531
Pre-tax net operating income$1,735,0002,114
Securities gains (losses)$112,000794
Applicable income taxes$19,0003,871
Income before extraordinary items$1,828,0001,743
Extraordinary gains, net$022
Net income$1,828,0001,748
Minority interest net income$075
Net income of bank and minority interests.$1,828,0001,747
Net charge-offs$5,0003,478
Cash dividends$824,0001,428
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,717,1201,798
2015-03-31 (YTD Data)Rank
Total interest income$2,294,0002,564
Total interest expense$211,0002,783
Net interest income$2,083,0002,506
Provision for loan and lease losses$03,703
Total noninterest income$301,0002,795
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$123,0002,124
Trading account gains and fees$0152
Additional Noninterest Income$178,0002,786
Total noninterest expense$1,478,0002,928
Salaries and employee benefits$917,0002,691
Premises and equipment expense$251,0002,247
Additional noninterest expense$310,0003,887
Pre-tax net operating income$906,0002,017
Securities gains (losses)$28,0001,089
Applicable income taxes$9,0003,868
Income before extraordinary items$925,0001,718
Extraordinary gains, net$013
Net income$925,0001,720
Minority interest net income$064
Net income of bank and minority interests.$925,0001,720
Net charge-offs$-3,0004,874
Cash dividends$330,0001,456
Sale, conversion, retirement of capital stock, net$0697
Net operating income$897,2801,690
2014-12-31 (YTD Data)Rank
Total interest income$8,844,0002,684
Total interest expense$832,0002,951
Net interest income$8,012,0002,615
Provision for loan and lease losses$04,603
Total noninterest income$1,037,0003,057
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$530,0002,187
Trading account gains and fees$0180
Additional Noninterest Income$507,0003,258
Total noninterest expense$5,943,0002,938
Salaries and employee benefits$3,716,0002,654
Premises and equipment expense$1,071,0002,127
Additional noninterest expense$1,156,0004,124
Pre-tax net operating income$3,106,0002,221
Securities gains (losses)$188,000837
Applicable income taxes$44,0003,759
Income before extraordinary items$3,250,0001,887
Extraordinary gains, net$017
Net income$3,250,0001,887
Minority interest net income$084
Net income of bank and minority interests.$3,250,0001,886
Net charge-offs$42,0003,902
Cash dividends$1,419,0001,633
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,063,8801,942
2014-09-30 (YTD Data)Rank
Total interest income$6,538,0002,733
Total interest expense$614,0003,040
Net interest income$5,924,0002,664
Provision for loan and lease losses$04,401
Total noninterest income$779,0003,074
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$386,0002,250
Trading account gains and fees$0174
Additional Noninterest Income$393,0003,243
Total noninterest expense$4,405,0002,968
Salaries and employee benefits$2,814,0002,632
Premises and equipment expense$780,0002,190
Additional noninterest expense$811,0004,302
Pre-tax net operating income$2,298,0002,282
Securities gains (losses)$168,000715
Applicable income taxes$45,0003,699
Income before extraordinary items$2,421,0001,891
Extraordinary gains, net$015
Net income$2,421,0001,891
Minority interest net income$081
Net income of bank and minority interests.$2,421,0001,890
Net charge-offs$22,0003,790
Cash dividends$932,0001,589
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,256,3601,969
2014-06-30 (YTD Data)Rank
Total interest income$4,297,0002,761
Total interest expense$422,0003,018
Net interest income$3,875,0002,700
Provision for loan and lease losses$04,196
Total noninterest income$503,0003,101
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$237,0002,363
Trading account gains and fees$0172
Additional Noninterest Income$266,0003,201
Total noninterest expense$2,936,0002,984
Salaries and employee benefits$1,905,0002,615
Premises and equipment expense$482,0002,351
Additional noninterest expense$549,0004,286
Pre-tax net operating income$1,442,0002,340
Securities gains (losses)$102,000773
Applicable income taxes$24,0003,770
Income before extraordinary items$1,520,0001,958
Extraordinary gains, net$020
Net income$1,520,0001,962
Minority interest net income$080
Net income of bank and minority interests.$1,520,0001,961
Net charge-offs$8,0003,816
Cash dividends$681,0001,522
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,420,0402,012
2014-03-31 (YTD Data)Rank
Total interest income$2,140,0002,772
Total interest expense$214,0003,018
Net interest income$1,926,0002,708
Provision for loan and lease losses$03,817
Total noninterest income$244,0003,100
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$115,0002,391
Trading account gains and fees$0147
Additional Noninterest Income$129,0003,196
Total noninterest expense$1,536,0002,926
Salaries and employee benefits$962,0002,602
Premises and equipment expense$250,0002,314
Additional noninterest expense$324,0003,934
Pre-tax net operating income$634,0002,485
Securities gains (losses)$132,000358
Applicable income taxes$13,0003,708
Income before extraordinary items$753,0001,902
Extraordinary gains, net$016
Net income$753,0001,905
Minority interest net income$066
Net income of bank and minority interests.$753,0001,905
Net charge-offs$-5,0005,444
Cash dividends$244,0001,627
Sale, conversion, retirement of capital stock, net$0747
Net operating income$623,6402,170
2013-12-31 (YTD Data)Rank
Total interest income$8,253,0002,876
Total interest expense$956,0003,052
Net interest income$7,297,0002,820
Provision for loan and lease losses$50,0004,250
Total noninterest income$1,111,0003,020
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$565,0002,175
Trading account gains and fees$0184
Additional Noninterest Income$546,0003,242
Total noninterest expense$5,563,0003,150
Salaries and employee benefits$3,677,0002,682
Premises and equipment expense$868,0002,543
Additional noninterest expense$1,018,0004,542
Pre-tax net operating income$2,795,0002,279
Securities gains (losses)$-64,0006,488
Applicable income taxes$20,0004,107
Income before extraordinary items$2,711,0002,053
Extraordinary gains, net$029
Net income$2,711,0002,058
Minority interest net income$090
Net income of bank and minority interests.$2,711,0002,058
Net charge-offs$9,0005,103
Cash dividends$1,109,0001,803
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,774,3601,967
2013-09-30 (YTD Data)Rank
Total interest income$6,094,0002,934
Total interest expense$727,0003,092
Net interest income$5,367,0002,880
Provision for loan and lease losses$25,0004,386
Total noninterest income$848,0003,043
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$427,0002,161
Trading account gains and fees$0180
Additional Noninterest Income$421,0003,276
Total noninterest expense$4,172,0003,156
Salaries and employee benefits$2,790,0002,655
Premises and equipment expense$654,0002,557
Additional noninterest expense$728,0004,672
Pre-tax net operating income$2,018,0002,401
Securities gains (losses)$-70,0006,690
Applicable income taxes$15,0004,204
Income before extraordinary items$1,933,0002,194
Extraordinary gains, net$025
Net income$1,933,0002,200
Minority interest net income$084
Net income of bank and minority interests.$1,933,0002,200
Net charge-offs$-13,0006,188
Cash dividends$674,0001,817
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,002,3002,063
2013-06-30 (YTD Data)Rank
Total interest income$4,043,0002,947
Total interest expense$497,0003,088
Net interest income$3,546,0002,888
Provision for loan and lease losses$25,0004,134
Total noninterest income$560,0003,088
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$266,0002,257
Trading account gains and fees$0157
Additional Noninterest Income$294,0003,232
Total noninterest expense$2,758,0003,186
Salaries and employee benefits$1,883,0002,639
Premises and equipment expense$412,0002,678
Additional noninterest expense$463,0004,778
Pre-tax net operating income$1,323,0002,418
Securities gains (losses)$02,791
Applicable income taxes$10,0004,196
Income before extraordinary items$1,313,0002,144
Extraordinary gains, net$022
Net income$1,313,0002,152
Minority interest net income$082
Net income of bank and minority interests.$1,313,0002,150
Net charge-offs$-22,0006,352
Cash dividends$447,0001,815
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,313,0002,063
2013-03-31 (YTD Data)Rank
Total interest income$2,016,0002,966
Total interest expense$267,0002,996
Net interest income$1,749,0002,922
Provision for loan and lease losses$25,0003,416
Total noninterest income$262,0003,203
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$123,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$139,0003,290
Total noninterest expense$1,459,0003,068
Salaries and employee benefits$953,0002,625
Premises and equipment expense$205,0002,718
Additional noninterest expense$301,0004,206
Pre-tax net operating income$527,0002,776
Securities gains (losses)$01,966
Applicable income taxes$8,0004,015
Income before extraordinary items$519,0002,513
Extraordinary gains, net$010
Net income$519,0002,515
Minority interest net income$076
Net income of bank and minority interests.$519,0002,515
Net charge-offs$-15,0006,346
Cash dividends$126,0001,912
Sale, conversion, retirement of capital stock, net$0789
Net operating income$519,0002,428
2012-12-31 (YTD Data)Rank
Total interest income$8,676,0002,908
Total interest expense$1,281,0003,065
Net interest income$7,395,0002,849
Provision for loan and lease losses$375,0003,092
Total noninterest income$1,214,0002,946
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$589,0002,190
Trading account gains and fees$0166
Additional Noninterest Income$625,0003,046
Total noninterest expense$5,399,0003,283
Salaries and employee benefits$3,575,0002,729
Premises and equipment expense$812,0002,707
Additional noninterest expense$1,012,0004,777
Pre-tax net operating income$2,835,0002,198
Securities gains (losses)$594,000817
Applicable income taxes$34,0004,016
Income before extraordinary items$3,395,0001,685
Extraordinary gains, net$029
Net income$3,395,0001,686
Minority interest net income$093
Net income of bank and minority interests.$3,395,0001,686
Net charge-offs$148,0004,063
Cash dividends$1,265,0001,673
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,806,9401,867
2012-09-30 (YTD Data)Rank
Total interest income$6,574,0002,945
Total interest expense$981,0003,116
Net interest income$5,593,0002,870
Provision for loan and lease losses$275,0003,088
Total noninterest income$891,0002,992
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$439,0002,226
Trading account gains and fees$0157
Additional Noninterest Income$452,0003,098
Total noninterest expense$4,057,0003,302
Salaries and employee benefits$2,678,0002,747
Premises and equipment expense$627,0002,678
Additional noninterest expense$752,0004,825
Pre-tax net operating income$2,152,0002,217
Securities gains (losses)$594,000661
Applicable income taxes$18,0004,197
Income before extraordinary items$2,728,0001,613
Extraordinary gains, net$020
Net income$2,728,0001,614
Minority interest net income$086
Net income of bank and minority interests.$2,728,0001,614
Net charge-offs$128,0003,736
Cash dividends$771,0001,571
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,139,9401,865
2012-06-30 (YTD Data)Rank
Total interest income$4,414,0002,953
Total interest expense$672,0003,143
Net interest income$3,742,0002,863
Provision for loan and lease losses$125,0003,566
Total noninterest income$582,0002,976
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$282,0002,262
Trading account gains and fees$0153
Additional Noninterest Income$300,0003,067
Total noninterest expense$2,745,0003,293
Salaries and employee benefits$1,802,0002,729
Premises and equipment expense$441,0002,564
Additional noninterest expense$502,0004,854
Pre-tax net operating income$1,454,0002,186
Securities gains (losses)$502,000543
Applicable income taxes$11,0004,208
Income before extraordinary items$1,945,0001,525
Extraordinary gains, net$019
Net income$1,945,0001,524
Minority interest net income$084
Net income of bank and minority interests.$1,945,0001,525
Net charge-offs$113,0003,296
Cash dividends$521,0001,553
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,448,0201,843
2012-03-31 (YTD Data)Rank
Total interest income$2,199,0002,987
Total interest expense$346,0003,178
Net interest income$1,853,0002,903
Provision for loan and lease losses$45,0003,771
Total noninterest income$276,0003,077
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$137,0002,302
Trading account gains and fees$0148
Additional Noninterest Income$139,0003,175
Total noninterest expense$1,352,0003,332
Salaries and employee benefits$880,0002,798
Premises and equipment expense$200,0002,792
Additional noninterest expense$272,0004,635
Pre-tax net operating income$732,0002,185
Securities gains (losses)$380,000356
Applicable income taxes$5,0004,246
Income before extraordinary items$1,107,0001,304
Extraordinary gains, net$019
Net income$1,107,0001,305
Minority interest net income$078
Net income of bank and minority interests.$1,107,0001,305
Net charge-offs$71,0002,749
Cash dividends$207,0001,550
Sale, conversion, retirement of capital stock, net$0861
Net operating income$727,0001,850
2011-12-31 (YTD Data)Rank
Total interest income$9,140,0003,000
Total interest expense$1,965,0002,816
Net interest income$7,175,0003,008
Provision for loan and lease losses$265,0004,290
Total noninterest income$1,215,0002,773
Gross Fiduciary activities income$3,0001,205
Service charges on deposit accounts$645,0002,120
Trading account gains and fees$0146
Additional Noninterest Income$567,0002,942
Total noninterest expense$5,210,0003,420
Salaries and employee benefits$3,287,0002,900
Premises and equipment expense$833,0002,822
Additional noninterest expense$1,090,0004,711
Pre-tax net operating income$2,915,0001,880
Securities gains (losses)$353,0001,020
Applicable income taxes$47,0003,787
Income before extraordinary items$3,221,0001,513
Extraordinary gains, net$029
Net income$3,221,0001,513
Minority interest net income$096
Net income of bank and minority interests.$3,221,0001,513
Net charge-offs$130,0004,743
Cash dividends$1,011,0001,603
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,871,5301,597
2011-09-30 (YTD Data)Rank
Total interest income$6,882,0003,022
Total interest expense$1,487,0002,887
Net interest income$5,395,0003,012
Provision for loan and lease losses$185,0004,233
Total noninterest income$876,0002,832
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$479,0002,148
Trading account gains and fees$0145
Additional Noninterest Income$395,0003,063
Total noninterest expense$3,950,0003,403
Salaries and employee benefits$2,459,0002,898
Premises and equipment expense$659,0002,724
Additional noninterest expense$832,0004,678
Pre-tax net operating income$2,136,0001,982
Securities gains (losses)$309,000906
Applicable income taxes$22,0004,001
Income before extraordinary items$2,423,0001,578
Extraordinary gains, net$021
Net income$2,423,0001,578
Minority interest net income$087
Net income of bank and minority interests.$2,423,0001,578
Net charge-offs$63,0004,812
Cash dividends$765,0001,397
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,117,0901,675
2011-06-30 (YTD Data)Rank
Total interest income$4,586,0003,037
Total interest expense$1,010,0002,936
Net interest income$3,576,0003,030
Provision for loan and lease losses$150,0003,873
Total noninterest income$560,0002,918
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$307,0002,188
Trading account gains and fees$0153
Additional Noninterest Income$252,0003,147
Total noninterest expense$2,660,0003,419
Salaries and employee benefits$1,635,0002,921
Premises and equipment expense$440,0002,731
Additional noninterest expense$585,0004,598
Pre-tax net operating income$1,326,0002,063
Securities gains (losses)$61,0001,468
Applicable income taxes$15,0003,950
Income before extraordinary items$1,372,0001,743
Extraordinary gains, net$015
Net income$1,372,0001,743
Minority interest net income$089
Net income of bank and minority interests.$1,372,0001,743
Net charge-offs$50,0004,446
Cash dividends$599,0001,264
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,311,6101,733
2011-03-31 (YTD Data)Rank
Total interest income$2,276,0003,065
Total interest expense$511,0002,986
Net interest income$1,765,0003,053
Provision for loan and lease losses$90,0003,467
Total noninterest income$264,0003,054
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$142,0002,298
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,234
Total noninterest expense$1,352,0003,372
Salaries and employee benefits$823,0002,927
Premises and equipment expense$206,0002,911
Additional noninterest expense$323,0004,323
Pre-tax net operating income$587,0002,265
Securities gains (losses)$-30,0007,287
Applicable income taxes$7,0003,925
Income before extraordinary items$550,0002,074
Extraordinary gains, net$09
Net income$550,0002,073
Minority interest net income$086
Net income of bank and minority interests.$550,0002,074
Net charge-offs$24,0003,913
Cash dividends$289,0001,167
Sale, conversion, retirement of capital stock, net$0925
Net operating income$579,7001,922
2010-12-31 (YTD Data)Rank
Total interest income$9,319,0003,126
Total interest expense$2,017,0003,538
Net interest income$7,302,0002,969
Provision for loan and lease losses$346,0004,663
Total noninterest income$1,082,0003,101
Gross Fiduciary activities income$3,0001,259
Service charges on deposit accounts$624,0002,219
Trading account gains and fees$0175
Additional Noninterest Income$455,0003,325
Total noninterest expense$5,214,0003,490
Salaries and employee benefits$3,167,0002,973
Premises and equipment expense$854,0002,822
Additional noninterest expense$1,193,0004,629
Pre-tax net operating income$2,824,0001,705
Securities gains (losses)$-231,0007,325
Applicable income taxes$29,0003,874
Income before extraordinary items$2,564,0001,605
Extraordinary gains, net$029
Net income$2,564,0001,605
Minority interest net income$0111
Net income of bank and minority interests.$2,564,0001,607
Net charge-offs$296,0004,312
Cash dividends$449,0002,501
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,792,6901,441
2010-09-30 (YTD Data)Rank
Total interest income$6,913,0003,223
Total interest expense$1,499,0003,700
Net interest income$5,414,0003,030
Provision for loan and lease losses$209,0004,838
Total noninterest income$808,0003,130
Gross Fiduciary activities income$2,0001,229
Service charges on deposit accounts$476,0002,245
Trading account gains and fees$0165
Additional Noninterest Income$330,0003,400
Total noninterest expense$3,937,0003,471
Salaries and employee benefits$2,391,0002,974
Premises and equipment expense$688,0002,697
Additional noninterest expense$858,0004,733
Pre-tax net operating income$2,076,0001,841
Securities gains (losses)$-197,0007,478
Applicable income taxes$39,0003,698
Income before extraordinary items$1,840,0001,791
Extraordinary gains, net$023
Net income$1,840,0001,793
Minority interest net income$0110
Net income of bank and minority interests.$1,840,0001,794
Net charge-offs$141,0004,561
Cash dividends$178,0002,810
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,033,0601,552
2010-06-30 (YTD Data)Rank
Total interest income$4,561,0003,286
Total interest expense$1,006,0003,793
Net interest income$3,555,0003,075
Provision for loan and lease losses$180,0004,360
Total noninterest income$530,0003,108
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$311,0002,287
Trading account gains and fees$0152
Additional Noninterest Income$218,0003,366
Total noninterest expense$2,594,0003,519
Salaries and employee benefits$1,578,0003,004
Premises and equipment expense$471,0002,639
Additional noninterest expense$545,0004,854
Pre-tax net operating income$1,311,0001,911
Securities gains (losses)$-144,0007,560
Applicable income taxes$23,0003,716
Income before extraordinary items$1,144,0001,878
Extraordinary gains, net$019
Net income$1,144,0001,877
Minority interest net income$0105
Net income of bank and minority interests.$1,144,0001,878
Net charge-offs$153,0003,805
Cash dividends$142,0002,597
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,285,1201,621
2010-03-31 (YTD Data)Rank
Total interest income$2,266,0003,360
Total interest expense$520,0003,826
Net interest income$1,746,0003,136
Provision for loan and lease losses$90,0004,075
Total noninterest income$259,0003,155
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$148,0002,371
Trading account gains and fees$0175
Additional Noninterest Income$111,0003,320
Total noninterest expense$1,308,0003,530
Salaries and employee benefits$795,0003,034
Premises and equipment expense$226,0002,810
Additional noninterest expense$287,0004,723
Pre-tax net operating income$607,0002,082
Securities gains (losses)$-124,0007,721
Applicable income taxes$8,0003,919
Income before extraordinary items$475,0002,232
Extraordinary gains, net$016
Net income$475,0002,231
Minority interest net income$091
Net income of bank and minority interests.$475,0002,232
Net charge-offs$30,0004,145
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$596,5201,759
2009-12-31 (YTD Data)Rank
Total interest income$9,315,0003,407
Total interest expense$2,776,0003,629
Net interest income$6,539,0003,218
Provision for loan and lease losses$161,0005,995
Total noninterest income$1,107,0003,147
Gross Fiduciary activities income$3,0001,289
Service charges on deposit accounts$706,0002,234
Trading account gains and fees$0211
Additional Noninterest Income$398,0003,556
Total noninterest expense$5,226,0003,545
Salaries and employee benefits$3,071,0003,107
Premises and equipment expense$844,0002,980
Additional noninterest expense$1,311,0004,480
Pre-tax net operating income$2,259,0001,726
Securities gains (losses)$-369,0007,535
Applicable income taxes$11,0003,858
Income before extraordinary items$1,879,0001,779
Extraordinary gains, net$034
Net income$1,879,0001,777
Minority interest net income$0115
Net income of bank and minority interests.$1,879,0001,779
Net charge-offs$98,0005,708
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,244,3101,459
2009-09-30 (YTD Data)Rank
Total interest income$7,021,0003,451
Total interest expense$2,152,0003,669
Net interest income$4,869,0003,252
Provision for loan and lease losses$157,0005,460
Total noninterest income$842,0003,163
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$532,0002,239
Trading account gains and fees$0212
Additional Noninterest Income$307,0003,584
Total noninterest expense$4,005,0003,490
Salaries and employee benefits$2,412,0003,023
Premises and equipment expense$658,0002,912
Additional noninterest expense$935,0004,608
Pre-tax net operating income$1,549,0001,999
Securities gains (losses)$-157,0007,542
Applicable income taxes$9,0004,072
Income before extraordinary items$1,383,0001,919
Extraordinary gains, net$027
Net income$1,383,0001,918
Minority interest net income$0118
Net income of bank and minority interests.$1,383,0001,919
Net charge-offs$75,0005,336
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,538,4301,696
2009-06-30 (YTD Data)Rank
Total interest income$4,667,0003,490
Total interest expense$1,468,0003,734
Net interest income$3,199,0003,279
Provision for loan and lease losses$44,0006,202
Total noninterest income$565,0003,155
Gross Fiduciary activities income$3,0001,207
Service charges on deposit accounts$368,0002,154
Trading account gains and fees$0193
Additional Noninterest Income$194,0003,692
Total noninterest expense$2,691,0003,505
Salaries and employee benefits$1,597,0003,077
Premises and equipment expense$466,0002,814
Additional noninterest expense$628,0004,591
Pre-tax net operating income$1,029,0002,062
Securities gains (losses)$-161,0007,752
Applicable income taxes$6,0004,180
Income before extraordinary items$862,0002,108
Extraordinary gains, net$021
Net income$862,0002,105
Minority interest net income$0112
Net income of bank and minority interests.$862,0002,107
Net charge-offs$14,0005,830
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,021,3901,763
2009-03-31 (YTD Data)Rank
Total interest income$2,341,0003,524
Total interest expense$763,0003,730
Net interest income$1,578,0003,300
Provision for loan and lease losses$13,0006,217
Total noninterest income$290,0003,081
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$181,0002,141
Trading account gains and fees$0171
Additional Noninterest Income$108,0003,540
Total noninterest expense$1,360,0003,402
Salaries and employee benefits$804,0003,089
Premises and equipment expense$234,0002,836
Additional noninterest expense$322,0004,182
Pre-tax net operating income$495,0002,398
Securities gains (losses)$-66,0007,963
Applicable income taxes$2,0004,551
Income before extraordinary items$427,0002,429
Extraordinary gains, net$015
Net income$427,0002,429
Minority interest net income$0102
Net income of bank and minority interests.$427,0002,431
Net charge-offs$-5,0007,701
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$493,0002,018
2008-12-31 (YTD Data)Rank
Total interest income$10,876,0003,317
Total interest expense$4,153,0003,423
Net interest income$6,723,0003,171
Provision for loan and lease losses$176,0005,374
Total noninterest income$1,348,0002,824
Gross Fiduciary activities income$82,000914
Service charges on deposit accounts$780,0002,171
Trading account gains and fees$0154
Additional Noninterest Income$486,0003,220
Total noninterest expense$4,968,0003,583
Salaries and employee benefits$2,983,0003,262
Premises and equipment expense$862,0002,987
Additional noninterest expense$1,123,0004,479
Pre-tax net operating income$2,927,0001,840
Securities gains (losses)$-7,381,0008,134
Applicable income taxes$-1,0006,719
Income before extraordinary items$-4,453,0007,777
Extraordinary gains, net$039
Net income$-4,453,0007,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0004,723
Cash dividends$1,060,0002,205
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,928,0001,497
2008-09-30 (YTD Data)Rank
Total interest income$8,284,0003,324
Total interest expense$3,240,0003,426
Net interest income$5,044,0003,188
Provision for loan and lease losses$122,0004,921
Total noninterest income$982,0002,944
Gross Fiduciary activities income$63,000907
Service charges on deposit accounts$558,0002,263
Trading account gains and fees$0148
Additional Noninterest Income$361,0003,356
Total noninterest expense$3,854,0003,471
Salaries and employee benefits$2,339,0003,173
Premises and equipment expense$648,0002,999
Additional noninterest expense$867,0004,319
Pre-tax net operating income$2,050,0002,268
Securities gains (losses)$-5,887,0008,236
Applicable income taxes$-1,0007,236
Income before extraordinary items$-3,836,0008,073
Extraordinary gains, net$031
Net income$-3,836,0008,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,307
Cash dividends$1,060,0001,720
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,051,0001,835
2008-06-30 (YTD Data)Rank
Total interest income$5,608,0003,335
Total interest expense$2,215,0003,483
Net interest income$3,393,0003,149
Provision for loan and lease losses$76,0004,638
Total noninterest income$639,0003,014
Gross Fiduciary activities income$54,000892
Service charges on deposit accounts$357,0002,314
Trading account gains and fees$0149
Additional Noninterest Income$228,0003,510
Total noninterest expense$2,656,0003,400
Salaries and employee benefits$1,611,0003,117
Premises and equipment expense$445,0002,934
Additional noninterest expense$600,0004,194
Pre-tax net operating income$1,300,0002,471
Securities gains (losses)$-30,0008,201
Applicable income taxes$13,0004,890
Income before extraordinary items$1,257,0002,102
Extraordinary gains, net$021
Net income$1,257,0002,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$818,0001,659
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,286,7002,010
2008-03-31 (YTD Data)Rank
Total interest income$2,865,0003,356
Total interest expense$1,172,0003,510
Net interest income$1,693,0003,166
Provision for loan and lease losses$36,0004,202
Total noninterest income$286,0003,230
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$168,0002,389
Trading account gains and fees$0158
Additional Noninterest Income$115,0003,517
Total noninterest expense$1,358,0003,350
Salaries and employee benefits$831,0003,061
Premises and equipment expense$203,0003,191
Additional noninterest expense$324,0003,896
Pre-tax net operating income$585,0002,763
Securities gains (losses)$02,688
Applicable income taxes$8,0004,911
Income before extraordinary items$577,0002,389
Extraordinary gains, net$015
Net income$577,0002,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$38,0003,474
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$577,0002,314
2007-12-31 (YTD Data)Rank
Total interest income$11,480,0003,406
Total interest expense$5,157,0003,391
Net interest income$6,323,0003,374
Provision for loan and lease losses$199,0003,893
Total noninterest income$1,196,0003,146
Gross Fiduciary activities income$47,0001,024
Service charges on deposit accounts$684,0002,411
Trading account gains and fees$0178
Additional Noninterest Income$465,0003,445
Total noninterest expense$5,027,0003,427
Salaries and employee benefits$3,066,0003,167
Premises and equipment expense$800,0003,080
Additional noninterest expense$1,161,0004,170
Pre-tax net operating income$2,293,0003,017
Securities gains (losses)$1,0001,983
Applicable income taxes$83,0004,601
Income before extraordinary items$2,211,0002,620
Extraordinary gains, net$039
Net income$2,211,0002,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,188
Cash dividends$1,489,0002,027
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,210,0402,614
2007-09-30 (YTD Data)Rank
Total interest income$8,544,0003,434
Total interest expense$3,893,0003,366
Net interest income$4,651,0003,419
Provision for loan and lease losses$109,0003,992
Total noninterest income$905,0003,124
Gross Fiduciary activities income$26,0001,045
Service charges on deposit accounts$512,0002,395
Trading account gains and fees$0184
Additional Noninterest Income$367,0003,362
Total noninterest expense$3,925,0003,295
Salaries and employee benefits$2,448,0002,986
Premises and equipment expense$600,0003,066
Additional noninterest expense$877,0004,099
Pre-tax net operating income$1,522,0003,438
Securities gains (losses)$65,000584
Applicable income taxes$15,0005,595
Income before extraordinary items$1,572,0002,869
Extraordinary gains, net$033
Net income$1,572,0002,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,046
Cash dividends$693,0002,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,507,6502,947
2007-06-30 (YTD Data)Rank
Total interest income$5,613,0003,490
Total interest expense$2,562,0003,396
Net interest income$3,051,0003,484
Provision for loan and lease losses$76,0003,715
Total noninterest income$598,0003,158
Gross Fiduciary activities income$18,0001,054
Service charges on deposit accounts$330,0002,466
Trading account gains and fees$0168
Additional Noninterest Income$250,0003,344
Total noninterest expense$2,631,0003,313
Salaries and employee benefits$1,624,0003,034
Premises and equipment expense$422,0002,965
Additional noninterest expense$585,0004,088
Pre-tax net operating income$942,0003,666
Securities gains (losses)$65,000495
Applicable income taxes$11,0005,629
Income before extraordinary items$996,0003,047
Extraordinary gains, net$029
Net income$996,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,314
Cash dividends$494,0002,473
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$931,6503,155
2007-03-31 (YTD Data)Rank
Total interest income$2,747,0003,532
Total interest expense$1,290,0003,339
Net interest income$1,457,0003,622
Provision for loan and lease losses$33,0003,661
Total noninterest income$273,0003,326
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$156,0002,528
Trading account gains and fees$0195
Additional Noninterest Income$112,0003,558
Total noninterest expense$1,305,0003,345
Salaries and employee benefits$819,0003,025
Premises and equipment expense$194,0003,198
Additional noninterest expense$292,0004,052
Pre-tax net operating income$392,0004,038
Securities gains (losses)$53,000408
Applicable income taxes$6,0005,609
Income before extraordinary items$439,0003,289
Extraordinary gains, net$022
Net income$439,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$40,0003,667
Sale, conversion, retirement of capital stock, net$0885
Net operating income$386,5303,558
2006-12-31 (YTD Data)Rank
Total interest income$10,556,0003,438
Total interest expense$4,696,0003,186
Net interest income$5,860,0003,581
Provision for loan and lease losses$195,0003,582
Total noninterest income$1,173,0003,170
Gross Fiduciary activities income$35,0001,074
Service charges on deposit accounts$718,0002,315
Trading account gains and fees$0130
Additional Noninterest Income$420,0003,656
Total noninterest expense$4,926,0003,392
Salaries and employee benefits$3,030,0003,101
Premises and equipment expense$753,0003,144
Additional noninterest expense$1,143,0004,096
Pre-tax net operating income$1,912,0003,739
Securities gains (losses)$127,000485
Applicable income taxes$452,0003,288
Income before extraordinary items$1,587,0003,647
Extraordinary gains, net$051
Net income$1,587,0003,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,784
Cash dividends$824,0002,891
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,487,9403,776
2006-09-30 (YTD Data)Rank
Total interest income$7,908,0003,409
Total interest expense$3,496,0003,111
Net interest income$4,412,0003,588
Provision for loan and lease losses$148,0003,444
Total noninterest income$876,0003,200
Gross Fiduciary activities income$14,0001,157
Service charges on deposit accounts$537,0002,336
Trading account gains and fees$0126
Additional Noninterest Income$325,0003,600
Total noninterest expense$3,786,0003,319
Salaries and employee benefits$2,397,0002,952
Premises and equipment expense$574,0003,113
Additional noninterest expense$815,0004,209
Pre-tax net operating income$1,354,0004,016
Securities gains (losses)$-8,0007,531
Applicable income taxes$253,0003,818
Income before extraordinary items$1,093,0003,950
Extraordinary gains, net$045
Net income$1,093,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,902
Cash dividends$237,0003,976
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,099,4803,923
2006-06-30 (YTD Data)Rank
Total interest income$5,190,0003,406
Total interest expense$2,282,0003,058
Net interest income$2,908,0003,630
Provision for loan and lease losses$96,0003,387
Total noninterest income$557,0003,279
Gross Fiduciary activities income$10,0001,166
Service charges on deposit accounts$343,0002,396
Trading account gains and fees$0126
Additional Noninterest Income$204,0003,708
Total noninterest expense$2,551,0003,296
Salaries and employee benefits$1,601,0002,949
Premises and equipment expense$390,0003,071
Additional noninterest expense$560,0004,124
Pre-tax net operating income$818,0004,278
Securities gains (losses)$8,000776
Applicable income taxes$133,0004,169
Income before extraordinary items$693,0004,099
Extraordinary gains, net$039
Net income$693,0004,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,181
Cash dividends$237,0003,476
Sale, conversion, retirement of capital stock, net$0887
Net operating income$686,2804,108
2006-03-31 (YTD Data)Rank
Total interest income$2,534,0003,409
Total interest expense$1,112,0002,993
Net interest income$1,422,0003,692
Provision for loan and lease losses$48,0003,203
Total noninterest income$273,0003,277
Gross Fiduciary activities income$5,0001,164
Service charges on deposit accounts$159,0002,473
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,553
Total noninterest expense$1,254,0003,356
Salaries and employee benefits$808,0002,946
Premises and equipment expense$175,0003,341
Additional noninterest expense$271,0004,222
Pre-tax net operating income$393,0004,317
Securities gains (losses)$8,000624
Applicable income taxes$64,0004,174
Income before extraordinary items$337,0004,107
Extraordinary gains, net$021
Net income$337,0004,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$330,2804,151
2005-12-31 (YTD Data)Rank
Total interest income$9,532,0003,279
Total interest expense$3,705,0002,817
Net interest income$5,827,0003,512
Provision for loan and lease losses$163,0003,988
Total noninterest income$1,058,0003,417
Gross Fiduciary activities income$42,0001,070
Service charges on deposit accounts$619,0002,600
Trading account gains and fees$0138
Additional Noninterest Income$397,0003,789
Total noninterest expense$4,821,0003,332
Salaries and employee benefits$2,986,0002,970
Premises and equipment expense$747,0003,078
Additional noninterest expense$1,088,0004,142
Pre-tax net operating income$1,901,0003,814
Securities gains (losses)$1,0002,117
Applicable income taxes$323,0004,039
Income before extraordinary items$1,579,0003,667
Extraordinary gains, net$046
Net income$1,579,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,690
Cash dividends$742,0002,978
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,578,1703,641
2005-09-30 (YTD Data)Rank
Total interest income$7,078,0003,252
Total interest expense$2,703,0002,754
Net interest income$4,375,0003,495
Provision for loan and lease losses$92,0004,283
Total noninterest income$766,0003,508
Gross Fiduciary activities income$20,0001,117
Service charges on deposit accounts$450,0002,653
Trading account gains and fees$0126
Additional Noninterest Income$296,0003,825
Total noninterest expense$3,638,0003,293
Salaries and employee benefits$2,305,0002,875
Premises and equipment expense$548,0003,104
Additional noninterest expense$785,0004,240
Pre-tax net operating income$1,411,0003,915
Securities gains (losses)$1,0002,135
Applicable income taxes$214,0004,312
Income before extraordinary items$1,198,0003,669
Extraordinary gains, net$035
Net income$1,198,0003,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,823
Cash dividends$238,0003,847
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,197,1503,638
2005-06-30 (YTD Data)Rank
Total interest income$4,665,0003,213
Total interest expense$1,737,0002,699
Net interest income$2,928,0003,463
Provision for loan and lease losses$62,0004,081
Total noninterest income$477,0003,635
Gross Fiduciary activities income$19,0001,071
Service charges on deposit accounts$274,0002,801
Trading account gains and fees$0116
Additional Noninterest Income$184,0003,908
Total noninterest expense$2,475,0003,228
Salaries and employee benefits$1,551,0002,842
Premises and equipment expense$392,0002,898
Additional noninterest expense$532,0004,157
Pre-tax net operating income$868,0004,078
Securities gains (losses)$02,146
Applicable income taxes$126,0004,495
Income before extraordinary items$742,0003,806
Extraordinary gains, net$030
Net income$742,0003,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,677
Cash dividends$237,0003,302
Sale, conversion, retirement of capital stock, net$0643
Net operating income$742,0003,754
2005-03-31 (YTD Data)Rank
Total interest income$2,312,0003,208
Total interest expense$875,0002,598
Net interest income$1,437,0003,530
Provision for loan and lease losses$33,0003,846
Total noninterest income$222,0003,729
Gross Fiduciary activities income$5,0001,162
Service charges on deposit accounts$113,0003,173
Trading account gains and fees$0115
Additional Noninterest Income$104,0003,652
Total noninterest expense$1,234,0003,237
Salaries and employee benefits$779,0002,825
Premises and equipment expense$174,0003,244
Additional noninterest expense$281,0004,003
Pre-tax net operating income$392,0004,330
Securities gains (losses)$01,685
Applicable income taxes$67,0004,351
Income before extraordinary items$325,0004,142
Extraordinary gains, net$024
Net income$325,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$325,0004,100
2004-12-31 (YTD Data)Rank
Total interest income$9,380,0003,000
Total interest expense$3,555,0002,277
Net interest income$5,825,0003,372
Provision for loan and lease losses$108,0004,881
Total noninterest income$894,0003,797
Gross Fiduciary activities income$63,0001,024
Service charges on deposit accounts$412,0003,577
Trading account gains and fees$0138
Additional Noninterest Income$419,0003,634
Total noninterest expense$4,712,0003,299
Salaries and employee benefits$2,839,0002,983
Premises and equipment expense$701,0003,126
Additional noninterest expense$1,172,0003,827
Pre-tax net operating income$1,899,0003,632
Securities gains (losses)$24,0002,281
Applicable income taxes$453,0003,506
Income before extraordinary items$1,470,0003,684
Extraordinary gains, net$034
Net income$1,470,0003,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,291
Cash dividends$792,0002,747
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,451,7603,655
2004-09-30 (YTD Data)Rank
Total interest income$6,958,0002,988
Total interest expense$2,677,0002,217
Net interest income$4,281,0003,409
Provision for loan and lease losses$72,0004,871
Total noninterest income$639,0003,925
Gross Fiduciary activities income$25,0001,111
Service charges on deposit accounts$306,0003,615
Trading account gains and fees$0134
Additional Noninterest Income$308,0003,677
Total noninterest expense$3,444,0003,335
Salaries and employee benefits$2,212,0002,855
Premises and equipment expense$511,0003,200
Additional noninterest expense$721,0004,421
Pre-tax net operating income$1,404,0003,741
Securities gains (losses)$03,710
Applicable income taxes$330,0003,623
Income before extraordinary items$1,074,0003,843
Extraordinary gains, net$026
Net income$1,074,0003,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$319,0003,362
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,074,0003,760
2004-06-30 (YTD Data)Rank
Total interest income$4,619,0002,993
Total interest expense$1,768,0002,215
Net interest income$2,851,0003,408
Provision for loan and lease losses$48,0004,777
Total noninterest income$412,0004,022
Gross Fiduciary activities income$19,0001,102
Service charges on deposit accounts$194,0003,726
Trading account gains and fees$0130
Additional Noninterest Income$199,0003,743
Total noninterest expense$2,286,0003,373
Salaries and employee benefits$1,455,0002,913
Premises and equipment expense$356,0003,082
Additional noninterest expense$475,0004,497
Pre-tax net operating income$929,0003,711
Securities gains (losses)$03,413
Applicable income taxes$232,0003,513
Income before extraordinary items$697,0003,852
Extraordinary gains, net$021
Net income$697,0003,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,323
Cash dividends$319,0002,791
Sale, conversion, retirement of capital stock, net$0638
Net operating income$697,0003,767
2004-03-31 (YTD Data)Rank
Total interest income$2,255,0003,061
Total interest expense$896,0002,216
Net interest income$1,359,0003,529
Provision for loan and lease losses$24,0004,604
Total noninterest income$198,0004,084
Gross Fiduciary activities income$5,0001,183
Service charges on deposit accounts$90,0003,830
Trading account gains and fees$0121
Additional Noninterest Income$103,0003,651
Total noninterest expense$1,137,0003,391
Salaries and employee benefits$710,0002,993
Premises and equipment expense$162,0003,373
Additional noninterest expense$265,0004,125
Pre-tax net operating income$396,0004,109
Securities gains (losses)$02,934
Applicable income taxes$81,0004,121
Income before extraordinary items$315,0004,149
Extraordinary gains, net$016
Net income$315,0004,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$315,0004,007
2003-12-31 (YTD Data)Rank
Total interest income$8,709,0003,189
Total interest expense$3,893,0002,267
Net interest income$4,816,0003,784
Provision for loan and lease losses$110,0005,170
Total noninterest income$726,0004,460
Gross Fiduciary activities income$68,0001,029
Service charges on deposit accounts$358,0003,890
Trading account gains and fees$0160
Additional Noninterest Income$300,0004,509
Total noninterest expense$4,327,0003,475
Salaries and employee benefits$2,684,0003,066
Premises and equipment expense$630,0003,389
Additional noninterest expense$1,013,0004,232
Pre-tax net operating income$1,105,0004,902
Securities gains (losses)$557,000702
Applicable income taxes$379,0003,895
Income before extraordinary items$1,283,0003,964
Extraordinary gains, net$054
Net income$1,283,0003,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,652
Cash dividends$713,0002,915
Sale, conversion, retirement of capital stock, net$0868
Net operating income$854,1104,909
2003-09-30 (YTD Data)Rank
Total interest income$6,354,0003,314
Total interest expense$2,933,0002,350
Net interest income$3,421,0003,974
Provision for loan and lease losses$45,0005,860
Total noninterest income$522,0004,633
Gross Fiduciary activities income$34,0001,077
Service charges on deposit accounts$250,0004,093
Trading account gains and fees$0153
Additional Noninterest Income$238,0004,469
Total noninterest expense$3,272,0003,435
Salaries and employee benefits$2,087,0002,975
Premises and equipment expense$469,0003,399
Additional noninterest expense$716,0004,405
Pre-tax net operating income$626,0005,773
Securities gains (losses)$557,000637
Applicable income taxes$325,0003,778
Income before extraordinary items$858,0004,418
Extraordinary gains, net$040
Net income$858,0004,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,109
Cash dividends$238,0003,823
Sale, conversion, retirement of capital stock, net$0722
Net operating income$451,3905,920
2003-06-30 (YTD Data)Rank
Total interest income$4,375,0003,245
Total interest expense$1,964,0002,410
Net interest income$2,411,0003,809
Provision for loan and lease losses$30,0005,740
Total noninterest income$368,0004,447
Gross Fiduciary activities income$24,0001,088
Service charges on deposit accounts$152,0004,248
Trading account gains and fees$0150
Additional Noninterest Income$192,0004,111
Total noninterest expense$2,188,0003,421
Salaries and employee benefits$1,386,0002,988
Premises and equipment expense$327,0003,261
Additional noninterest expense$475,0004,410
Pre-tax net operating income$561,0005,023
Securities gains (losses)$330,000754
Applicable income taxes$235,0003,668
Income before extraordinary items$656,0004,052
Extraordinary gains, net$030
Net income$656,0004,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$238,0003,251
Sale, conversion, retirement of capital stock, net$0589
Net operating income$411,8005,126
2003-03-31 (YTD Data)Rank
Total interest income$2,214,0003,228
Total interest expense$984,0002,471
Net interest income$1,230,0003,741
Provision for loan and lease losses$15,0005,504
Total noninterest income$220,0003,927
Gross Fiduciary activities income$7,0001,175
Service charges on deposit accounts$69,0004,419
Trading account gains and fees$0134
Additional Noninterest Income$144,0003,288
Total noninterest expense$1,079,0003,446
Salaries and employee benefits$677,0003,039
Premises and equipment expense$99,0004,734
Additional noninterest expense$303,0003,631
Pre-tax net operating income$356,0004,344
Securities gains (losses)$184,000691
Applicable income taxes$137,0003,381
Income before extraordinary items$403,0003,431
Extraordinary gains, net$021
Net income$403,0003,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$265,0004,365
2002-12-31 (YTD Data)Rank
Total interest income$8,748,0003,387
Total interest expense$3,884,0002,822
Net interest income$4,864,0003,747
Provision for loan and lease losses$144,0005,017
Total noninterest income$746,0004,165
Gross Fiduciary activities income$37,0001,178
Service charges on deposit accounts$267,0004,529
Trading account gains and fees$0153
Additional Noninterest Income$442,0003,508
Total noninterest expense$3,820,0003,690
Salaries and employee benefits$2,341,0003,304
Premises and equipment expense$370,0004,916
Additional noninterest expense$1,109,0003,851
Pre-tax net operating income$1,646,0003,867
Securities gains (losses)$247,0001,030
Applicable income taxes$425,0003,763
Income before extraordinary items$1,468,0003,557
Extraordinary gains, net$070
Net income$1,468,0003,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,852
Cash dividends$713,0002,856
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,275,3403,826
2001-12-31 (YTD Data)Rank
Total interest income$8,421,0003,848
Total interest expense$4,262,0003,609
Net interest income$4,159,0004,009
Provision for loan and lease losses$12,0007,834
Total noninterest income$576,0004,689
Gross Fiduciary activities income$45,0001,154
Service charges on deposit accounts$226,0004,871
Trading account gains and fees$0177
Additional Noninterest Income$305,0004,084
Total noninterest expense$3,288,0004,031
Salaries and employee benefits$2,017,0003,569
Premises and equipment expense$341,0005,123
Additional noninterest expense$930,0004,300
Pre-tax net operating income$1,435,0003,979
Securities gains (losses)$50,0002,347
Applicable income taxes$281,0004,400
Income before extraordinary items$1,204,0003,798
Extraordinary gains, net$0105
Net income$1,204,0003,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,750
Cash dividends$675,0002,938
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,163,5003,762
2000-12-31 (YTD Data)Rank
Total interest income$8,116,0004,078
Total interest expense$4,182,0003,837
Net interest income$3,934,0004,237
Provision for loan and lease losses$35,0007,078
Total noninterest income$518,0004,823
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$235,0004,684
Trading account gains and fees$0180
Additional Noninterest Income$283,0004,050
Total noninterest expense$3,054,0004,169
Salaries and employee benefits$1,880,0003,648
Premises and equipment expense$454,0004,105
Additional noninterest expense$720,0005,074
Pre-tax net operating income$1,363,0004,361
Securities gains (losses)$01,956
Applicable income taxes$229,0005,145
Income before extraordinary items$1,134,0004,019
Extraordinary gains, net$038
Net income$1,134,0004,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,979
Cash dividends$652,0003,049
Sale, conversion, retirement of capital stock, net$-170,0009,795
Net operating income$1,134,0004,015
1999-12-31 (YTD Data)Rank
Total interest income$7,465,0004,170
Total interest expense$3,653,0003,889
Net interest income$3,812,0004,345
Provision for loan and lease losses$94,0005,385
Total noninterest income$498,0004,967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$222,0004,837
Trading account gains and fees$0173
Additional Noninterest Income$276,0004,208
Total noninterest expense$2,915,0004,307
Salaries and employee benefits$1,805,0003,739
Premises and equipment expense$396,0004,571
Additional noninterest expense$714,0005,177
Pre-tax net operating income$1,301,0004,513
Securities gains (losses)$03,155
Applicable income taxes$221,0005,493
Income before extraordinary items$1,080,0004,200
Extraordinary gains, net$035
Net income$1,080,0004,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,147
Cash dividends$624,0003,076
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,080,0004,162
1998-12-31 (YTD Data)Rank
Total interest income$7,036,0004,377
Total interest expense$3,267,0004,411
Net interest income$3,769,0004,327
Provision for loan and lease losses$76,0005,693
Total noninterest income$453,0005,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,029
Trading account gains and feesNANA
Additional Noninterest Income$244,0004,478
Total noninterest expense$2,593,0004,641
Salaries and employee benefits$1,574,0004,089
Premises and equipment expense$348,0004,899
Additional noninterest expense$671,0005,337
Pre-tax net operating income$1,553,0004,069
Securities gains (losses)$04,449
Applicable income taxes$368,0004,637
Income before extraordinary items$1,185,0003,968
Extraordinary gains, net$032
Net income$1,185,0003,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,698
Cash dividends$592,0003,185
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,185,0003,883
1997-12-31 (YTD Data)Rank
Total interest income$6,732,0004,644
Total interest expense$3,155,0004,508
Net interest income$3,577,0004,652
Provision for loan and lease losses$08,829
Total noninterest income$438,0005,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$223,0005,005
Trading account gains and feesNANA
Additional Noninterest Income$215,0004,789
Total noninterest expense$2,347,0005,029
Salaries and employee benefits$1,510,0004,234
Premises and equipment expense$290,0005,546
Additional noninterest expense$547,0006,143
Pre-tax net operating income$1,668,0004,097
Securities gains (losses)$-4,0009,548
Applicable income taxes$412,0004,796
Income before extraordinary items$1,252,0003,914
Extraordinary gains, net$044
Net income$1,252,0003,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,246
Cash dividends$516,0003,397
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,255,0003,838
1996-12-31 (YTD Data)Rank
Total interest income$6,414,0004,920
Total interest expense$3,064,0004,696
Net interest income$3,350,0005,007
Provision for loan and lease losses$09,041
Total noninterest income$384,0006,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,293
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,634
Total noninterest expense$2,209,0005,522
Salaries and employee benefits$1,404,0004,580
Premises and equipment expense$277,0005,888
Additional noninterest expense$528,0006,850
Pre-tax net operating income$1,525,0004,280
Securities gains (losses)$-6,00010,029
Applicable income taxes$351,0005,316
Income before extraordinary items$1,168,0003,958
Extraordinary gains, net$053
Net income$1,168,0003,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,880
Cash dividends$505,0003,357
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,172,6203,898
1995-12-31 (YTD Data)Rank
Total interest income$5,894,0005,271
Total interest expense$2,839,0005,016
Net interest income$3,055,0005,424
Provision for loan and lease losses$08,958
Total noninterest income$443,0005,602
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,277
Trading account gains and feesNANA
Additional Noninterest Income$219,0004,857
Total noninterest expense$2,318,0005,315
Salaries and employee benefits$1,404,0004,550
Premises and equipment expense$272,0006,038
Additional noninterest expense$642,0006,247
Pre-tax net operating income$1,180,0005,303
Securities gains (losses)$-10,00010,097
Applicable income taxes$261,0006,497
Income before extraordinary items$909,0004,950
Extraordinary gains, net$065
Net income$909,0004,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,724
Cash dividends$344,0004,240
Sale, conversion, retirement of capital stock, net$0809
Net operating income$916,8004,917
1994-12-31 (YTD Data)Rank
Total interest income$5,721,0005,071
Total interest expense$2,194,0005,175
Net interest income$3,527,0004,913
Provision for loan and lease losses$30,0007,083
Total noninterest income$287,0007,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,588
Trading account gains and feesNANA
Additional Noninterest Income$124,0006,824
Total noninterest expense$2,312,0005,522
Salaries and employee benefits$1,333,0004,773
Premises and equipment expense$299,0005,731
Additional noninterest expense$680,0006,470
Pre-tax net operating income$1,472,0004,481
Securities gains (losses)$-10,0009,836
Applicable income taxes$327,0005,543
Income before extraordinary items$1,135,0004,067
Extraordinary gains, net$0249
Net income$1,135,0004,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$336,0004,181
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,142,8004,079
1993-12-31 (YTD Data)Rank
Total interest income$5,873,0005,041
Total interest expense$2,362,0005,048
Net interest income$3,511,0004,952
Provision for loan and lease losses$60,0006,949
Total noninterest income$344,0007,102
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0006,355
Trading account gains and feesNANA
Additional Noninterest Income$163,0006,291
Total noninterest expense$2,304,0005,658
Salaries and employee benefits$1,272,0004,978
Premises and equipment expense$283,0006,138
Additional noninterest expense$749,0006,251
Pre-tax net operating income$1,491,0004,344
Securities gains (losses)$07,477
Applicable income taxes$403,0004,976
Income before extraordinary items$1,088,0004,364
Extraordinary gains, net$239,000873
Net income$1,327,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00011,891
Cash dividends$288,0004,543
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,088,0004,149
1992-12-31 (YTD Data)Rank
Total interest income$6,358,0005,228
Total interest expense$3,022,0005,124
Net interest income$3,336,0005,230
Provision for loan and lease losses$120,0006,707
Total noninterest income$283,0007,963
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0006,326
Trading account gains and feesNANA
Additional Noninterest Income$100,0008,063
Total noninterest expense$2,215,0005,887
Salaries and employee benefits$1,320,0004,759
Premises and equipment expense$246,0006,868
Additional noninterest expense$649,0007,108
Pre-tax net operating income$1,284,0004,654
Securities gains (losses)$08,369
Applicable income taxes$333,0005,545
Income before extraordinary items$951,0004,713
Extraordinary gains, net$01,422
Net income$951,0004,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0007,468
Cash dividends$240,0004,583
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$951,0004,387

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.