Home > The Berkshire Bank > Income and Expense
The Berkshire Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,107,000 | 1,522 |
| Total interest expense | $6,415,000 | 1,746 |
| Net interest income | $20,692,000 | 1,399 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $203,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $49,000 | 3,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 3,819 |
| Total noninterest expense | $15,033,000 | 1,525 |
| Salaries and employee benefits | $9,516,000 | 1,393 |
| Premises and equipment expense | $3,164,000 | 818 |
| Additional noninterest expense | $154,000 | 3,819 |
| Pre-tax net operating income | $5,862,000 | 1,745 |
| Securities gains (losses) | $-1,207,000 | 4,330 |
| Applicable income taxes | $1,493,000 | 1,186 |
| Income before extraordinary items | $3,162,000 | 2,267 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,162,000 | 2,291 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,162,000 | 2,270 |
| Net charge-offs | $174,000 | 1,232 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,115,530 | 1,995 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,598,000 | 1,533 |
| Total interest expense | $4,420,000 | 1,721 |
| Net interest income | $15,178,000 | 1,435 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $141,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $37,000 | 3,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,873 |
| Total noninterest expense | $10,724,000 | 1,576 |
| Salaries and employee benefits | $6,581,000 | 1,483 |
| Premises and equipment expense | $2,368,000 | 824 |
| Additional noninterest expense | $104,000 | 3,871 |
| Pre-tax net operating income | $4,595,000 | 1,757 |
| Securities gains (losses) | $-1,405,000 | 4,488 |
| Applicable income taxes | $1,024,000 | 1,271 |
| Income before extraordinary items | $2,166,000 | 2,427 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,166,000 | 2,450 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,166,000 | 2,429 |
| Net charge-offs | $174,000 | 941 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,275,950 | 1,976 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,342,000 | 1,564 |
| Total interest expense | $2,608,000 | 1,710 |
| Net interest income | $9,734,000 | 1,496 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $107,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $25,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,803 |
| Total noninterest expense | $7,062,000 | 1,577 |
| Salaries and employee benefits | $4,340,000 | 1,483 |
| Premises and equipment expense | $1,548,000 | 825 |
| Additional noninterest expense | $82,000 | 3,786 |
| Pre-tax net operating income | $2,779,000 | 1,833 |
| Securities gains (losses) | $-1,121,000 | 4,532 |
| Applicable income taxes | $516,000 | 1,469 |
| Income before extraordinary items | $1,142,000 | 2,706 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,142,000 | 2,736 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,142,000 | 2,706 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,027,590 | 2,066 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 1,616 |
| Total interest expense | $1,096,000 | 1,733 |
| Net interest income | $4,747,000 | 1,538 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $57,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $12,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 3,752 |
| Total noninterest expense | $3,457,000 | 1,630 |
| Salaries and employee benefits | $2,140,000 | 1,540 |
| Premises and equipment expense | $753,000 | 878 |
| Additional noninterest expense | $45,000 | 3,752 |
| Pre-tax net operating income | $1,347,000 | 1,913 |
| Securities gains (losses) | $-1,084,000 | 4,586 |
| Applicable income taxes | $55,000 | 2,512 |
| Income before extraordinary items | $208,000 | 3,792 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $208,000 | 3,791 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $208,000 | 3,792 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,064,360 | 2,042 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $20,946,000 | 1,514 |
| Total interest expense | $1,632,000 | 1,823 |
| Net interest income | $19,314,000 | 1,476 |
| Provision for loan and lease losses | $-1,637,000 | 4,647 |
| Total noninterest income | $307,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $85,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 3,748 |
| Total noninterest expense | $13,943,000 | 1,586 |
| Salaries and employee benefits | $8,503,000 | 1,492 |
| Premises and equipment expense | $3,085,000 | 838 |
| Additional noninterest expense | $222,000 | 3,748 |
| Pre-tax net operating income | $7,315,000 | 1,590 |
| Securities gains (losses) | $-3,745,000 | 4,613 |
| Applicable income taxes | $1,153,000 | 1,446 |
| Income before extraordinary items | $2,417,000 | 2,728 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,417,000 | 2,725 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,417,000 | 2,727 |
| Net charge-offs | $-487,000 | 4,592 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,375,550 | 1,767 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,144,000 | 1,506 |
| Total interest expense | $884,000 | 1,921 |
| Net interest income | $14,260,000 | 1,473 |
| Provision for loan and lease losses | $-1,037,000 | 4,660 |
| Total noninterest income | $242,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $64,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,738 |
| Total noninterest expense | $10,413,000 | 1,583 |
| Salaries and employee benefits | $6,315,000 | 1,509 |
| Premises and equipment expense | $2,344,000 | 831 |
| Additional noninterest expense | $178,000 | 3,738 |
| Pre-tax net operating income | $5,126,000 | 1,668 |
| Securities gains (losses) | $-3,201,000 | 4,659 |
| Applicable income taxes | $623,000 | 1,684 |
| Income before extraordinary items | $1,302,000 | 3,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,302,000 | 3,086 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,302,000 | 3,087 |
| Net charge-offs | $-487,000 | 4,626 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,830,790 | 1,818 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 1,507 |
| Total interest expense | $492,000 | 1,982 |
| Net interest income | $9,177,000 | 1,483 |
| Provision for loan and lease losses | $-700,000 | 4,642 |
| Total noninterest income | $128,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $43,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,944 |
| Total noninterest expense | $6,952,000 | 1,565 |
| Salaries and employee benefits | $4,216,000 | 1,506 |
| Premises and equipment expense | $1,524,000 | 836 |
| Additional noninterest expense | $1,212,000 | 2,293 |
| Pre-tax net operating income | $3,053,000 | 1,713 |
| Securities gains (losses) | $-2,549,000 | 4,687 |
| Applicable income taxes | $165,000 | 2,278 |
| Income before extraordinary items | $339,000 | 3,843 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $339,000 | 3,843 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $339,000 | 3,843 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,352,710 | 1,830 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 1,562 |
| Total interest expense | $235,000 | 1,991 |
| Net interest income | $4,289,000 | 1,518 |
| Provision for loan and lease losses | $-300,000 | 4,589 |
| Total noninterest income | $70,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $23,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 3,854 |
| Total noninterest expense | $3,475,000 | 1,561 |
| Salaries and employee benefits | $2,130,000 | 1,496 |
| Premises and equipment expense | $770,000 | 833 |
| Additional noninterest expense | $575,000 | 2,350 |
| Pre-tax net operating income | $1,184,000 | 1,932 |
| Securities gains (losses) | $-1,369,000 | 4,733 |
| Applicable income taxes | $-195,000 | 4,742 |
| Income before extraordinary items | $10,000 | 4,482 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,000 | 4,481 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $10,000 | 4,482 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,091,510 | 1,829 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,410,000 | 1,660 |
| Total interest expense | $1,205,000 | 1,950 |
| Net interest income | $16,205,000 | 1,623 |
| Provision for loan and lease losses | $-100,000 | 4,229 |
| Total noninterest income | $202,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $73,000 | 3,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 4,244 |
| Total noninterest expense | $14,594,000 | 1,490 |
| Salaries and employee benefits | $9,011,000 | 1,408 |
| Premises and equipment expense | $3,229,000 | 797 |
| Additional noninterest expense | $2,354,000 | 2,332 |
| Pre-tax net operating income | $1,913,000 | 3,206 |
| Securities gains (losses) | $665,000 | 292 |
| Applicable income taxes | $827,000 | 1,741 |
| Income before extraordinary items | $1,751,000 | 3,185 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,751,000 | 3,185 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,751,000 | 3,185 |
| Net charge-offs | $335,000 | 795 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,225,650 | 3,549 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,030,000 | 1,688 |
| Total interest expense | $951,000 | 1,964 |
| Net interest income | $12,079,000 | 1,657 |
| Provision for loan and lease losses | $-100,000 | 4,375 |
| Total noninterest income | $151,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $56,000 | 3,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,282 |
| Total noninterest expense | $11,331,000 | 1,455 |
| Salaries and employee benefits | $6,909,000 | 1,383 |
| Premises and equipment expense | $2,530,000 | 788 |
| Additional noninterest expense | $1,892,000 | 2,243 |
| Pre-tax net operating income | $999,000 | 3,717 |
| Securities gains (losses) | $658,000 | 264 |
| Applicable income taxes | $512,000 | 1,964 |
| Income before extraordinary items | $1,145,000 | 3,451 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,145,000 | 3,451 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,145,000 | 3,451 |
| Net charge-offs | $335,000 | 616 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $625,180 | 3,990 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,738,000 | 1,678 |
| Total interest expense | $683,000 | 1,928 |
| Net interest income | $8,055,000 | 1,645 |
| Provision for loan and lease losses | $-100,000 | 4,484 |
| Total noninterest income | $104,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $40,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,304 |
| Total noninterest expense | $7,828,000 | 1,403 |
| Salaries and employee benefits | $4,666,000 | 1,362 |
| Premises and equipment expense | $1,793,000 | 745 |
| Additional noninterest expense | $1,369,000 | 2,092 |
| Pre-tax net operating income | $431,000 | 4,085 |
| Securities gains (losses) | $368,000 | 337 |
| Applicable income taxes | $255,000 | 2,141 |
| Income before extraordinary items | $544,000 | 3,810 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $544,000 | 3,810 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $544,000 | 3,810 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $253,280 | 4,306 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 1,630 |
| Total interest expense | $386,000 | 1,838 |
| Net interest income | $4,152,000 | 1,601 |
| Provision for loan and lease losses | $-100,000 | 4,658 |
| Total noninterest income | $42,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,424 |
| Total noninterest expense | $3,991,000 | 1,369 |
| Salaries and employee benefits | $2,349,000 | 1,355 |
| Premises and equipment expense | $916,000 | 741 |
| Additional noninterest expense | $726,000 | 1,982 |
| Pre-tax net operating income | $303,000 | 3,765 |
| Securities gains (losses) | $-60,000 | 4,857 |
| Applicable income taxes | $77,000 | 2,447 |
| Income before extraordinary items | $166,000 | 4,152 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $166,000 | 4,151 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $166,000 | 4,152 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $213,400 | 3,970 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,289,000 | 1,412 |
| Total interest expense | $3,411,000 | 1,338 |
| Net interest income | $17,878,000 | 1,421 |
| Provision for loan and lease losses | $3,294,000 | 747 |
| Total noninterest income | $260,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $108,000 | 3,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 4,140 |
| Total noninterest expense | $14,919,000 | 1,415 |
| Salaries and employee benefits | $9,336,000 | 1,328 |
| Premises and equipment expense | $3,372,000 | 767 |
| Additional noninterest expense | $2,211,000 | 2,374 |
| Pre-tax net operating income | $-75,000 | 4,771 |
| Securities gains (losses) | $66,000 | 1,592 |
| Applicable income taxes | $-710,000 | 4,962 |
| Income before extraordinary items | $701,000 | 3,956 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $701,000 | 3,954 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $701,000 | 3,956 |
| Net charge-offs | $83,000 | 2,125 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $648,860 | 3,965 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,542,000 | 1,378 |
| Total interest expense | $2,923,000 | 1,264 |
| Net interest income | $13,619,000 | 1,391 |
| Provision for loan and lease losses | $2,794,000 | 730 |
| Total noninterest income | $187,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $87,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,225 |
| Total noninterest expense | $11,462,000 | 1,372 |
| Salaries and employee benefits | $7,372,000 | 1,261 |
| Premises and equipment expense | $2,497,000 | 764 |
| Additional noninterest expense | $1,593,000 | 2,411 |
| Pre-tax net operating income | $-450,000 | 4,894 |
| Securities gains (losses) | $-182,000 | 4,969 |
| Applicable income taxes | $-215,000 | 4,946 |
| Income before extraordinary items | $-417,000 | 4,894 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-417,000 | 4,894 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-417,000 | 4,894 |
| Net charge-offs | $83,000 | 1,780 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-273,220 | 4,871 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 1,361 |
| Total interest expense | $2,258,000 | 1,190 |
| Net interest income | $9,085,000 | 1,385 |
| Provision for loan and lease losses | $274,000 | 2,145 |
| Total noninterest income | $164,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $69,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,969 |
| Total noninterest expense | $7,503,000 | 1,386 |
| Salaries and employee benefits | $4,837,000 | 1,275 |
| Premises and equipment expense | $1,690,000 | 754 |
| Additional noninterest expense | $976,000 | 2,557 |
| Pre-tax net operating income | $1,472,000 | 2,409 |
| Securities gains (losses) | $-348,000 | 4,995 |
| Applicable income taxes | $264,000 | 1,844 |
| Income before extraordinary items | $860,000 | 3,007 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $860,000 | 3,006 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $860,000 | 3,007 |
| Net charge-offs | $83,000 | 1,453 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,134,920 | 2,588 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 1,280 |
| Total interest expense | $1,227,000 | 1,218 |
| Net interest income | $4,885,000 | 1,285 |
| Provision for loan and lease losses | $274,000 | 1,258 |
| Total noninterest income | $96,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $51,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 3,931 |
| Total noninterest expense | $3,650,000 | 1,428 |
| Salaries and employee benefits | $2,344,000 | 1,316 |
| Premises and equipment expense | $837,000 | 771 |
| Additional noninterest expense | $469,000 | 2,649 |
| Pre-tax net operating income | $1,057,000 | 1,753 |
| Securities gains (losses) | $-698,000 | 5,034 |
| Applicable income taxes | $120,000 | 1,793 |
| Income before extraordinary items | $239,000 | 3,531 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $239,000 | 3,532 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $239,000 | 3,532 |
| Net charge-offs | $83,000 | 968 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $790,420 | 1,962 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,331,000 | 1,169 |
| Total interest expense | $5,140,000 | 1,216 |
| Net interest income | $22,191,000 | 1,144 |
| Provision for loan and lease losses | $-106,000 | 4,988 |
| Total noninterest income | $381,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $174,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,915 |
| Total noninterest expense | $15,509,000 | 1,319 |
| Salaries and employee benefits | $9,503,000 | 1,253 |
| Premises and equipment expense | $3,406,000 | 742 |
| Additional noninterest expense | $2,600,000 | 2,160 |
| Pre-tax net operating income | $7,169,000 | 1,336 |
| Securities gains (losses) | $131,000 | 789 |
| Applicable income taxes | $2,410,000 | 800 |
| Income before extraordinary items | $4,890,000 | 1,631 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,890,000 | 1,633 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,890,000 | 1,633 |
| Net charge-offs | $84,000 | 2,317 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,786,510 | 1,617 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,835,000 | 1,156 |
| Total interest expense | $3,821,000 | 1,225 |
| Net interest income | $17,014,000 | 1,134 |
| Provision for loan and lease losses | $-67,000 | 5,088 |
| Total noninterest income | $286,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $129,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,938 |
| Total noninterest expense | $12,049,000 | 1,280 |
| Salaries and employee benefits | $7,287,000 | 1,238 |
| Premises and equipment expense | $2,589,000 | 739 |
| Additional noninterest expense | $2,173,000 | 1,985 |
| Pre-tax net operating income | $5,318,000 | 1,380 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,779,000 | 831 |
| Income before extraordinary items | $3,539,000 | 1,701 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,539,000 | 1,703 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,539,000 | 1,703 |
| Net charge-offs | $125,000 | 1,623 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,539,000 | 1,668 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,245,000 | 1,134 |
| Total interest expense | $2,506,000 | 1,223 |
| Net interest income | $11,739,000 | 1,106 |
| Provision for loan and lease losses | $-149,000 | 5,193 |
| Total noninterest income | $193,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $80,000 | 3,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,889 |
| Total noninterest expense | $8,066,000 | 1,287 |
| Salaries and employee benefits | $4,871,000 | 1,234 |
| Premises and equipment expense | $1,732,000 | 741 |
| Additional noninterest expense | $1,463,000 | 1,984 |
| Pre-tax net operating income | $4,015,000 | 1,226 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,361,000 | 736 |
| Income before extraordinary items | $2,654,000 | 1,528 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,654,000 | 1,528 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,654,000 | 1,528 |
| Net charge-offs | $98,000 | 1,422 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,654,000 | 1,495 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 1,134 |
| Total interest expense | $1,199,000 | 1,235 |
| Net interest income | $5,818,000 | 1,116 |
| Provision for loan and lease losses | $91,000 | 1,530 |
| Total noninterest income | $95,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $40,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 3,908 |
| Total noninterest expense | $4,000,000 | 1,294 |
| Salaries and employee benefits | $2,452,000 | 1,230 |
| Premises and equipment expense | $864,000 | 754 |
| Additional noninterest expense | $684,000 | 2,074 |
| Pre-tax net operating income | $1,822,000 | 1,300 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $631,000 | 750 |
| Income before extraordinary items | $1,191,000 | 1,632 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,191,000 | 1,630 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,191,000 | 1,631 |
| Net charge-offs | $100,000 | 888 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,191,000 | 1,612 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,752,000 | 1,108 |
| Total interest expense | $3,649,000 | 1,221 |
| Net interest income | $23,103,000 | 1,098 |
| Provision for loan and lease losses | $498,000 | 1,466 |
| Total noninterest income | $366,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $183,000 | 3,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 4,163 |
| Total noninterest expense | $15,340,000 | 1,328 |
| Salaries and employee benefits | $9,549,000 | 1,210 |
| Premises and equipment expense | $3,331,000 | 754 |
| Additional noninterest expense | $2,460,000 | 2,249 |
| Pre-tax net operating income | $7,631,000 | 1,265 |
| Securities gains (losses) | $-40,000 | 4,799 |
| Applicable income taxes | $2,830,000 | 681 |
| Income before extraordinary items | $4,761,000 | 1,642 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,761,000 | 1,642 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,761,000 | 1,641 |
| Net charge-offs | $1,613,000 | 414 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,792,600 | 1,630 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,777,000 | 1,108 |
| Total interest expense | $2,527,000 | 1,241 |
| Net interest income | $17,250,000 | 1,099 |
| Provision for loan and lease losses | $325,000 | 1,495 |
| Total noninterest income | $281,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $139,000 | 3,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 4,158 |
| Total noninterest expense | $11,476,000 | 1,326 |
| Salaries and employee benefits | $7,253,000 | 1,199 |
| Premises and equipment expense | $2,482,000 | 758 |
| Additional noninterest expense | $1,741,000 | 2,343 |
| Pre-tax net operating income | $5,730,000 | 1,276 |
| Securities gains (losses) | $-40,000 | 5,099 |
| Applicable income taxes | $2,210,000 | 684 |
| Income before extraordinary items | $3,480,000 | 1,695 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,480,000 | 1,694 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,480,000 | 1,694 |
| Net charge-offs | $1,485,000 | 342 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,511,600 | 1,665 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,593,000 | 1,146 |
| Total interest expense | $1,587,000 | 1,245 |
| Net interest income | $11,006,000 | 1,135 |
| Provision for loan and lease losses | $325,000 | 1,110 |
| Total noninterest income | $192,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $95,000 | 3,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 4,158 |
| Total noninterest expense | $7,662,000 | 1,321 |
| Salaries and employee benefits | $4,893,000 | 1,192 |
| Premises and equipment expense | $1,646,000 | 768 |
| Additional noninterest expense | $1,123,000 | 2,408 |
| Pre-tax net operating income | $3,211,000 | 1,455 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,458,000 | 678 |
| Income before extraordinary items | $1,753,000 | 2,075 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,753,000 | 2,073 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,753,000 | 2,074 |
| Net charge-offs | $1,485,000 | 266 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,753,000 | 2,067 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 1,165 |
| Total interest expense | $764,000 | 1,222 |
| Net interest income | $5,381,000 | 1,154 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $107,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $49,000 | 3,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,005 |
| Total noninterest expense | $3,809,000 | 1,339 |
| Salaries and employee benefits | $2,476,000 | 1,189 |
| Premises and equipment expense | $826,000 | 772 |
| Additional noninterest expense | $507,000 | 2,606 |
| Pre-tax net operating income | $1,679,000 | 1,364 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $941,000 | 565 |
| Income before extraordinary items | $738,000 | 2,301 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $738,000 | 2,299 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $738,000 | 2,301 |
| Net charge-offs | $1,112,000 | 205 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $738,000 | 2,286 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $24,150,000 | 1,146 |
| Total interest expense | $3,122,000 | 1,046 |
| Net interest income | $21,028,000 | 1,159 |
| Provision for loan and lease losses | $219,000 | 2,292 |
| Total noninterest income | $644,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $183,000 | 3,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,255 |
| Total noninterest expense | $15,141,000 | 1,311 |
| Salaries and employee benefits | $9,470,000 | 1,213 |
| Premises and equipment expense | $3,430,000 | 723 |
| Additional noninterest expense | $2,241,000 | 2,455 |
| Pre-tax net operating income | $6,312,000 | 1,414 |
| Securities gains (losses) | $5,877,000 | 45 |
| Applicable income taxes | $8,084,000 | 489 |
| Income before extraordinary items | $4,105,000 | 1,583 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,105,000 | 1,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,105,000 | 1,583 |
| Net charge-offs | $156,000 | 2,038 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $343,720 | 4,761 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $18,132,000 | 1,144 |
| Total interest expense | $2,377,000 | 1,012 |
| Net interest income | $15,755,000 | 1,165 |
| Provision for loan and lease losses | $-18,000 | 5,455 |
| Total noninterest income | $460,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $140,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,385 |
| Total noninterest expense | $11,539,000 | 1,289 |
| Salaries and employee benefits | $7,129,000 | 1,218 |
| Premises and equipment expense | $2,630,000 | 726 |
| Additional noninterest expense | $1,780,000 | 2,340 |
| Pre-tax net operating income | $4,694,000 | 1,436 |
| Securities gains (losses) | $5,877,000 | 39 |
| Applicable income taxes | $5,655,000 | 451 |
| Income before extraordinary items | $4,916,000 | 1,176 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,916,000 | 1,176 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,916,000 | 1,176 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,154,720 | 3,261 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,926,000 | 1,157 |
| Total interest expense | $1,607,000 | 973 |
| Net interest income | $10,319,000 | 1,176 |
| Provision for loan and lease losses | $-18,000 | 5,552 |
| Total noninterest income | $217,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,061 |
| Total noninterest expense | $7,657,000 | 1,302 |
| Salaries and employee benefits | $4,761,000 | 1,216 |
| Premises and equipment expense | $1,755,000 | 726 |
| Additional noninterest expense | $1,141,000 | 2,430 |
| Pre-tax net operating income | $2,897,000 | 1,503 |
| Securities gains (losses) | $3,440,000 | 42 |
| Applicable income taxes | $3,475,000 | 474 |
| Income before extraordinary items | $2,862,000 | 1,290 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,862,000 | 1,290 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,862,000 | 1,290 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $660,400 | 3,495 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 1,164 |
| Total interest expense | $799,000 | 959 |
| Net interest income | $5,052,000 | 1,182 |
| Provision for loan and lease losses | $-18,000 | 5,675 |
| Total noninterest income | $114,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,020 |
| Total noninterest expense | $3,778,000 | 1,328 |
| Salaries and employee benefits | $2,386,000 | 1,224 |
| Premises and equipment expense | $846,000 | 756 |
| Additional noninterest expense | $546,000 | 2,500 |
| Pre-tax net operating income | $1,406,000 | 1,504 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $652,000 | 897 |
| Income before extraordinary items | $754,000 | 2,080 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $754,000 | 2,081 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $754,000 | 2,081 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $754,000 | 2,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $24,455,000 | 1,085 |
| Total interest expense | $3,662,000 | 804 |
| Net interest income | $20,793,000 | 1,131 |
| Provision for loan and lease losses | $303,000 | 1,979 |
| Total noninterest income | $419,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $173,000 | 3,771 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $246,000 | 4,150 |
| Total noninterest expense | $15,362,000 | 1,301 |
| Salaries and employee benefits | $9,607,000 | 1,192 |
| Premises and equipment expense | $3,406,000 | 733 |
| Additional noninterest expense | $2,349,000 | 2,432 |
| Pre-tax net operating income | $5,547,000 | 1,492 |
| Securities gains (losses) | $2,990,000 | 92 |
| Applicable income taxes | $3,892,000 | 652 |
| Income before extraordinary items | $4,645,000 | 1,468 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,645,000 | 1,467 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,645,000 | 1,467 |
| Net charge-offs | $20,000 | 3,632 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,731,400 | 2,209 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $18,822,000 | 1,070 |
| Total interest expense | $2,803,000 | 780 |
| Net interest income | $16,019,000 | 1,109 |
| Provision for loan and lease losses | $303,000 | 1,603 |
| Total noninterest income | $296,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $131,000 | 3,791 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $165,000 | 4,314 |
| Total noninterest expense | $11,830,000 | 1,279 |
| Salaries and employee benefits | $7,413,000 | 1,159 |
| Premises and equipment expense | $2,532,000 | 737 |
| Additional noninterest expense | $1,885,000 | 2,298 |
| Pre-tax net operating income | $4,182,000 | 1,502 |
| Securities gains (losses) | $2,877,000 | 78 |
| Applicable income taxes | $3,237,000 | 620 |
| Income before extraordinary items | $3,822,000 | 1,383 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,822,000 | 1,384 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,822,000 | 1,384 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,980,720 | 2,301 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,103,000 | 1,106 |
| Total interest expense | $1,873,000 | 778 |
| Net interest income | $10,230,000 | 1,147 |
| Provision for loan and lease losses | $593,000 | 757 |
| Total noninterest income | $202,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $106,000 | 3,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 4,459 |
| Total noninterest expense | $7,872,000 | 1,280 |
| Salaries and employee benefits | $4,934,000 | 1,166 |
| Premises and equipment expense | $1,660,000 | 749 |
| Additional noninterest expense | $1,278,000 | 2,273 |
| Pre-tax net operating income | $1,967,000 | 1,965 |
| Securities gains (losses) | $2,840,000 | 61 |
| Applicable income taxes | $2,213,000 | 607 |
| Income before extraordinary items | $2,594,000 | 1,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,594,000 | 1,364 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,594,000 | 1,365 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $776,400 | 3,172 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 1,099 |
| Total interest expense | $923,000 | 785 |
| Net interest income | $5,165,000 | 1,140 |
| Provision for loan and lease losses | $26,000 | 2,725 |
| Total noninterest income | $116,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,193 |
| Total noninterest expense | $3,992,000 | 1,268 |
| Salaries and employee benefits | $2,535,000 | 1,147 |
| Premises and equipment expense | $824,000 | 765 |
| Additional noninterest expense | $633,000 | 2,284 |
| Pre-tax net operating income | $1,263,000 | 1,604 |
| Securities gains (losses) | $62,000 | 732 |
| Applicable income taxes | $608,000 | 907 |
| Income before extraordinary items | $717,000 | 2,168 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $717,000 | 2,168 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $717,000 | 2,168 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $677,320 | 2,197 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $23,442,000 | 1,094 |
| Total interest expense | $3,839,000 | 723 |
| Net interest income | $19,603,000 | 1,163 |
| Provision for loan and lease losses | $539,000 | 1,281 |
| Total noninterest income | $363,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $241,000 | 3,404 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $122,000 | 4,931 |
| Total noninterest expense | $15,668,000 | 1,262 |
| Salaries and employee benefits | $9,699,000 | 1,160 |
| Premises and equipment expense | $3,258,000 | 752 |
| Additional noninterest expense | $2,711,000 | 2,179 |
| Pre-tax net operating income | $3,759,000 | 1,963 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $280,000 | 2,722 |
| Income before extraordinary items | $3,500,000 | 1,794 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,500,000 | 1,795 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,500,000 | 1,796 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,480,470 | 1,772 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,517,000 | 1,105 |
| Total interest expense | $2,892,000 | 724 |
| Net interest income | $14,625,000 | 1,175 |
| Provision for loan and lease losses | $479,000 | 1,076 |
| Total noninterest income | $285,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $183,000 | 3,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,875 |
| Total noninterest expense | $12,004,000 | 1,250 |
| Salaries and employee benefits | $7,384,000 | 1,156 |
| Premises and equipment expense | $2,448,000 | 760 |
| Additional noninterest expense | $2,172,000 | 2,059 |
| Pre-tax net operating income | $2,427,000 | 2,230 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $-60,000 | 6,143 |
| Income before extraordinary items | $2,508,000 | 1,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,508,000 | 1,889 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,508,000 | 1,889 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,487,000 | 1,862 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,697,000 | 1,106 |
| Total interest expense | $1,915,000 | 734 |
| Net interest income | $9,782,000 | 1,167 |
| Provision for loan and lease losses | $469,000 | 815 |
| Total noninterest income | $202,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 4,759 |
| Total noninterest expense | $8,101,000 | 1,248 |
| Salaries and employee benefits | $4,988,000 | 1,138 |
| Premises and equipment expense | $1,634,000 | 771 |
| Additional noninterest expense | $1,479,000 | 2,019 |
| Pre-tax net operating income | $1,414,000 | 2,452 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $-358,000 | 6,297 |
| Income before extraordinary items | $1,793,000 | 1,778 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,793,000 | 1,781 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,793,000 | 1,782 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,772,000 | 1,745 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 1,091 |
| Total interest expense | $946,000 | 744 |
| Net interest income | $4,995,000 | 1,143 |
| Provision for loan and lease losses | $-26,000 | 6,129 |
| Total noninterest income | $98,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 4,901 |
| Total noninterest expense | $4,167,000 | 1,221 |
| Salaries and employee benefits | $2,525,000 | 1,123 |
| Premises and equipment expense | $794,000 | 803 |
| Additional noninterest expense | $848,000 | 1,776 |
| Pre-tax net operating income | $952,000 | 1,941 |
| Securities gains (losses) | $21,000 | 1,218 |
| Applicable income taxes | $308,000 | 1,420 |
| Income before extraordinary items | $665,000 | 2,231 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $665,000 | 2,232 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $665,000 | 2,232 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $650,720 | 2,201 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,330,000 | 1,054 |
| Total interest expense | $3,722,000 | 794 |
| Net interest income | $20,608,000 | 1,090 |
| Provision for loan and lease losses | $-226,000 | 6,143 |
| Total noninterest income | $1,283,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $278,000 | 3,354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,005,000 | 2,321 |
| Total noninterest expense | $16,207,000 | 1,228 |
| Salaries and employee benefits | $9,625,000 | 1,134 |
| Premises and equipment expense | $3,130,000 | 795 |
| Additional noninterest expense | $3,452,000 | 1,793 |
| Pre-tax net operating income | $5,910,000 | 1,331 |
| Securities gains (losses) | $501,000 | 394 |
| Applicable income taxes | $2,671,000 | 793 |
| Income before extraordinary items | $3,740,000 | 1,675 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,740,000 | 1,675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,740,000 | 1,674 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $25,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,419,360 | 1,776 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $18,626,000 | 1,032 |
| Total interest expense | $2,748,000 | 814 |
| Net interest income | $15,878,000 | 1,069 |
| Provision for loan and lease losses | $-628,000 | 6,410 |
| Total noninterest income | $445,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $215,000 | 3,327 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $230,000 | 4,022 |
| Total noninterest expense | $12,288,000 | 1,227 |
| Salaries and employee benefits | $7,395,000 | 1,110 |
| Premises and equipment expense | $2,351,000 | 798 |
| Additional noninterest expense | $2,542,000 | 1,811 |
| Pre-tax net operating income | $4,663,000 | 1,282 |
| Securities gains (losses) | $489,000 | 315 |
| Applicable income taxes | $2,396,000 | 701 |
| Income before extraordinary items | $2,756,000 | 1,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,756,000 | 1,701 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,756,000 | 1,700 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,443,040 | 1,847 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 1,002 |
| Total interest expense | $1,783,000 | 842 |
| Net interest income | $10,949,000 | 1,027 |
| Provision for loan and lease losses | $-683,000 | 6,531 |
| Total noninterest income | $314,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $141,000 | 3,349 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $173,000 | 3,854 |
| Total noninterest expense | $8,248,000 | 1,223 |
| Salaries and employee benefits | $4,976,000 | 1,098 |
| Premises and equipment expense | $1,564,000 | 801 |
| Additional noninterest expense | $1,708,000 | 1,798 |
| Pre-tax net operating income | $3,698,000 | 1,087 |
| Securities gains (losses) | $423,000 | 269 |
| Applicable income taxes | $1,504,000 | 718 |
| Income before extraordinary items | $2,617,000 | 1,207 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,617,000 | 1,206 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,617,000 | 1,208 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,346,280 | 1,309 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 1,007 |
| Total interest expense | $884,000 | 860 |
| Net interest income | $5,428,000 | 1,037 |
| Provision for loan and lease losses | $-60,000 | 6,483 |
| Total noninterest income | $126,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $71,000 | 3,306 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $55,000 | 4,432 |
| Total noninterest expense | $4,201,000 | 1,212 |
| Salaries and employee benefits | $2,557,000 | 1,081 |
| Premises and equipment expense | $775,000 | 828 |
| Additional noninterest expense | $869,000 | 1,757 |
| Pre-tax net operating income | $1,413,000 | 1,318 |
| Securities gains (losses) | $18,000 | 988 |
| Applicable income taxes | $524,000 | 903 |
| Income before extraordinary items | $907,000 | 1,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $907,000 | 1,622 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $907,000 | 1,622 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $895,480 | 1,604 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,928,000 | 971 |
| Total interest expense | $4,813,000 | 698 |
| Net interest income | $21,115,000 | 1,044 |
| Provision for loan and lease losses | $-3,196,000 | 6,748 |
| Total noninterest income | $1,009,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $382,000 | 2,914 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $627,000 | 3,047 |
| Total noninterest expense | $16,229,000 | 1,240 |
| Salaries and employee benefits | $9,976,000 | 1,088 |
| Premises and equipment expense | $3,194,000 | 758 |
| Additional noninterest expense | $3,059,000 | 2,048 |
| Pre-tax net operating income | $9,091,000 | 843 |
| Securities gains (losses) | $-11,867,000 | 6,808 |
| Applicable income taxes | $-1,013,000 | 6,694 |
| Income before extraordinary items | $-1,763,000 | 6,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,763,000 | 6,657 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,763,000 | 6,657 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $1,153,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,831,880 | 1,033 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,465,000 | 981 |
| Total interest expense | $3,808,000 | 684 |
| Net interest income | $15,657,000 | 1,057 |
| Provision for loan and lease losses | $-865,000 | 6,770 |
| Total noninterest income | $860,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $293,000 | 2,883 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $567,000 | 2,829 |
| Total noninterest expense | $12,367,000 | 1,230 |
| Salaries and employee benefits | $7,639,000 | 1,064 |
| Premises and equipment expense | $2,441,000 | 748 |
| Additional noninterest expense | $2,287,000 | 2,048 |
| Pre-tax net operating income | $5,015,000 | 1,140 |
| Securities gains (losses) | $338,000 | 581 |
| Applicable income taxes | $1,955,000 | 751 |
| Income before extraordinary items | $3,398,000 | 1,334 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,398,000 | 1,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,398,000 | 1,336 |
| Net charge-offs | $21,000 | 4,392 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,181,680 | 1,396 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,956,000 | 974 |
| Total interest expense | $2,681,000 | 638 |
| Net interest income | $10,275,000 | 1,062 |
| Provision for loan and lease losses | $-601,000 | 6,829 |
| Total noninterest income | $635,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 2,668 |
| Total noninterest expense | $8,187,000 | 1,236 |
| Salaries and employee benefits | $5,104,000 | 1,059 |
| Premises and equipment expense | $1,632,000 | 750 |
| Additional noninterest expense | $1,451,000 | 2,139 |
| Pre-tax net operating income | $3,324,000 | 1,128 |
| Securities gains (losses) | $313,000 | 541 |
| Applicable income taxes | $1,386,000 | 719 |
| Income before extraordinary items | $2,251,000 | 1,346 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,251,000 | 1,347 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,251,000 | 1,348 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,050,680 | 1,416 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 972 |
| Total interest expense | $1,346,000 | 668 |
| Net interest income | $5,171,000 | 1,059 |
| Provision for loan and lease losses | $-303,000 | 6,929 |
| Total noninterest income | $467,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $124,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 2,041 |
| Total noninterest expense | $4,272,000 | 1,200 |
| Salaries and employee benefits | $2,618,000 | 1,045 |
| Premises and equipment expense | $762,000 | 815 |
| Additional noninterest expense | $892,000 | 1,784 |
| Pre-tax net operating income | $1,669,000 | 1,099 |
| Securities gains (losses) | $21,000 | 1,242 |
| Applicable income taxes | $678,000 | 709 |
| Income before extraordinary items | $1,012,000 | 1,463 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,012,000 | 1,466 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,012,000 | 1,465 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $998,560 | 1,434 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,578,000 | 915 |
| Total interest expense | $6,447,000 | 664 |
| Net interest income | $22,131,000 | 990 |
| Provision for loan and lease losses | $-6,693,000 | 7,069 |
| Total noninterest income | $1,246,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $450,000 | 2,701 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $796,000 | 2,690 |
| Total noninterest expense | $15,707,000 | 1,276 |
| Salaries and employee benefits | $9,330,000 | 1,134 |
| Premises and equipment expense | $3,063,000 | 790 |
| Additional noninterest expense | $3,314,000 | 1,973 |
| Pre-tax net operating income | $14,363,000 | 536 |
| Securities gains (losses) | $164,000 | 1,865 |
| Applicable income taxes | $1,507,000 | 1,097 |
| Income before extraordinary items | $13,020,000 | 516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,020,000 | 514 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $13,020,000 | 516 |
| Net charge-offs | $19,000 | 5,426 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $12,872,400 | 503 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,637,000 | 924 |
| Total interest expense | $5,000,000 | 676 |
| Net interest income | $16,637,000 | 994 |
| Provision for loan and lease losses | $-4,193,000 | 7,166 |
| Total noninterest income | $1,161,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $344,000 | 2,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $817,000 | 2,248 |
| Total noninterest expense | $11,621,000 | 1,287 |
| Salaries and employee benefits | $6,848,000 | 1,149 |
| Premises and equipment expense | $2,293,000 | 798 |
| Additional noninterest expense | $2,480,000 | 1,986 |
| Pre-tax net operating income | $10,370,000 | 564 |
| Securities gains (losses) | $170,000 | 1,564 |
| Applicable income taxes | $2,077,000 | 687 |
| Income before extraordinary items | $8,463,000 | 584 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,463,000 | 583 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,463,000 | 584 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $8,327,000 | 568 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,572,000 | 919 |
| Total interest expense | $3,381,000 | 685 |
| Net interest income | $11,191,000 | 988 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $536,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $234,000 | 2,629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 3,057 |
| Total noninterest expense | $7,873,000 | 1,272 |
| Salaries and employee benefits | $4,656,000 | 1,121 |
| Premises and equipment expense | $1,529,000 | 795 |
| Additional noninterest expense | $1,688,000 | 1,956 |
| Pre-tax net operating income | $3,854,000 | 939 |
| Securities gains (losses) | $108,000 | 1,535 |
| Applicable income taxes | $-1,697,000 | 7,195 |
| Income before extraordinary items | $5,659,000 | 573 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,659,000 | 569 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,659,000 | 573 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,551,000 | 562 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,335,000 | 917 |
| Total interest expense | $1,721,000 | 702 |
| Net interest income | $5,614,000 | 981 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $303,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $118,000 | 2,578 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 2,770 |
| Total noninterest expense | $4,015,000 | 1,245 |
| Salaries and employee benefits | $2,350,000 | 1,109 |
| Premises and equipment expense | $763,000 | 787 |
| Additional noninterest expense | $902,000 | 1,838 |
| Pre-tax net operating income | $1,902,000 | 931 |
| Securities gains (losses) | $220,000 | 560 |
| Applicable income taxes | $-269,000 | 7,226 |
| Income before extraordinary items | $2,391,000 | 642 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,391,000 | 643 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,391,000 | 643 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,171,000 | 670 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $34,267,000 | 813 |
| Total interest expense | $8,181,000 | 705 |
| Net interest income | $26,086,000 | 841 |
| Provision for loan and lease losses | $1,600,000 | 1,807 |
| Total noninterest income | $43,815,000 | 209 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $479,000 | 2,665 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $43,336,000 | 158 |
| Total noninterest expense | $16,450,000 | 1,200 |
| Salaries and employee benefits | $9,144,000 | 1,077 |
| Premises and equipment expense | $3,278,000 | 757 |
| Additional noninterest expense | $4,028,000 | 1,691 |
| Pre-tax net operating income | $51,851,000 | 182 |
| Securities gains (losses) | $1,234,000 | 351 |
| Applicable income taxes | $1,455,000 | 1,024 |
| Income before extraordinary items | $51,630,000 | 155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,630,000 | 155 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $51,630,000 | 156 |
| Net charge-offs | $-15,000 | 7,060 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $50,433,020 | 156 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $26,306,000 | 818 |
| Total interest expense | $6,341,000 | 713 |
| Net interest income | $19,965,000 | 829 |
| Provision for loan and lease losses | $1,600,000 | 1,443 |
| Total noninterest income | $43,611,000 | 159 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $364,000 | 2,650 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,247,000 | 131 |
| Total noninterest expense | $12,454,000 | 1,185 |
| Salaries and employee benefits | $6,840,000 | 1,082 |
| Premises and equipment expense | $2,523,000 | 750 |
| Additional noninterest expense | $3,091,000 | 1,653 |
| Pre-tax net operating income | $49,522,000 | 160 |
| Securities gains (losses) | $963,000 | 372 |
| Applicable income taxes | $1,935,000 | 636 |
| Income before extraordinary items | $48,550,000 | 139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,550,000 | 140 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $48,550,000 | 140 |
| Net charge-offs | $-25,000 | 7,152 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $47,625,520 | 139 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $17,839,000 | 816 |
| Total interest expense | $4,282,000 | 742 |
| Net interest income | $13,557,000 | 818 |
| Provision for loan and lease losses | $1,600,000 | 1,064 |
| Total noninterest income | $43,401,000 | 133 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $237,000 | 2,682 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,164,000 | 105 |
| Total noninterest expense | $8,285,000 | 1,206 |
| Salaries and employee benefits | $4,671,000 | 1,064 |
| Premises and equipment expense | $1,425,000 | 900 |
| Additional noninterest expense | $2,189,000 | 1,580 |
| Pre-tax net operating income | $47,073,000 | 128 |
| Securities gains (losses) | $-137,000 | 7,345 |
| Applicable income taxes | $1,621,000 | 525 |
| Income before extraordinary items | $45,315,000 | 111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,315,000 | 111 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $45,315,000 | 111 |
| Net charge-offs | $-25,000 | 7,197 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $45,447,890 | 110 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 829 |
| Total interest expense | $2,161,000 | 771 |
| Net interest income | $6,694,000 | 830 |
| Provision for loan and lease losses | $1,200,000 | 745 |
| Total noninterest income | $223,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,641 |
| Total noninterest expense | $4,198,000 | 1,193 |
| Salaries and employee benefits | $2,345,000 | 1,075 |
| Premises and equipment expense | $745,000 | 887 |
| Additional noninterest expense | $1,108,000 | 1,561 |
| Pre-tax net operating income | $1,519,000 | 996 |
| Securities gains (losses) | $55,000 | 727 |
| Applicable income taxes | $-527,000 | 7,473 |
| Income before extraordinary items | $2,101,000 | 630 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,101,000 | 627 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,101,000 | 630 |
| Net charge-offs | $-19,000 | 7,187 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,046,000 | 625 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,342,000 | 777 |
| Total interest expense | $10,420,000 | 778 |
| Net interest income | $28,922,000 | 764 |
| Provision for loan and lease losses | $5,750,000 | 1,034 |
| Total noninterest income | $1,141,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $515,000 | 2,587 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $626,000 | 2,847 |
| Total noninterest expense | $35,843,000 | 575 |
| Salaries and employee benefits | $9,072,000 | 1,090 |
| Premises and equipment expense | $2,875,000 | 898 |
| Additional noninterest expense | $23,896,000 | 352 |
| Pre-tax net operating income | $-11,530,000 | 7,387 |
| Securities gains (losses) | $-693,000 | 7,470 |
| Applicable income taxes | $-238,000 | 7,002 |
| Income before extraordinary items | $-11,985,000 | 7,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,985,000 | 7,419 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,985,000 | 7,419 |
| Net charge-offs | $1,061,000 | 2,606 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-11,305,860 | 7,395 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,008,000 | 770 |
| Total interest expense | $8,189,000 | 766 |
| Net interest income | $21,819,000 | 755 |
| Provision for loan and lease losses | $4,250,000 | 990 |
| Total noninterest income | $925,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $391,000 | 2,633 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $534,000 | 2,658 |
| Total noninterest expense | $12,825,000 | 1,171 |
| Salaries and employee benefits | $6,909,000 | 1,067 |
| Premises and equipment expense | $2,167,000 | 890 |
| Additional noninterest expense | $3,749,000 | 1,412 |
| Pre-tax net operating income | $5,669,000 | 750 |
| Securities gains (losses) | $-745,000 | 7,626 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $4,924,000 | 711 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,924,000 | 711 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,924,000 | 711 |
| Net charge-offs | $1,060,000 | 2,124 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,669,000 | 582 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,281,000 | 762 |
| Total interest expense | $5,819,000 | 738 |
| Net interest income | $14,462,000 | 760 |
| Provision for loan and lease losses | $2,750,000 | 1,005 |
| Total noninterest income | $682,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $256,000 | 2,668 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $426,000 | 2,323 |
| Total noninterest expense | $8,499,000 | 1,171 |
| Salaries and employee benefits | $4,593,000 | 1,067 |
| Premises and equipment expense | $1,460,000 | 901 |
| Additional noninterest expense | $2,446,000 | 1,452 |
| Pre-tax net operating income | $3,895,000 | 714 |
| Securities gains (losses) | $-807,000 | 7,728 |
| Applicable income taxes | $916,000 | 776 |
| Income before extraordinary items | $2,172,000 | 1,041 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,172,000 | 1,042 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,172,000 | 1,042 |
| Net charge-offs | $1,061,000 | 1,659 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,736,900 | 781 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,291,000 | 759 |
| Total interest expense | $3,110,000 | 724 |
| Net interest income | $7,181,000 | 772 |
| Provision for loan and lease losses | $1,250,000 | 998 |
| Total noninterest income | $228,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $102,000 | 3,485 |
| Total noninterest expense | $4,196,000 | 1,206 |
| Salaries and employee benefits | $2,260,000 | 1,100 |
| Premises and equipment expense | $739,000 | 921 |
| Additional noninterest expense | $1,197,000 | 1,480 |
| Pre-tax net operating income | $1,963,000 | 690 |
| Securities gains (losses) | $155,000 | 612 |
| Applicable income taxes | $707,000 | 507 |
| Income before extraordinary items | $1,411,000 | 787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,411,000 | 789 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,411,000 | 791 |
| Net charge-offs | $766,000 | 1,247 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,307,150 | 810 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $45,374,000 | 731 |
| Total interest expense | $16,326,000 | 700 |
| Net interest income | $29,048,000 | 738 |
| Provision for loan and lease losses | $9,300,000 | 928 |
| Total noninterest income | $1,056,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $490,000 | 2,937 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $566,000 | 2,993 |
| Total noninterest expense | $16,083,000 | 1,282 |
| Salaries and employee benefits | $8,624,000 | 1,128 |
| Premises and equipment expense | $2,859,000 | 952 |
| Additional noninterest expense | $4,600,000 | 1,619 |
| Pre-tax net operating income | $4,721,000 | 889 |
| Securities gains (losses) | $-9,347,000 | 7,939 |
| Applicable income taxes | $-12,264,000 | 7,887 |
| Income before extraordinary items | $7,638,000 | 421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,638,000 | 419 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,638,000 | 422 |
| Net charge-offs | $7,088,000 | 889 |
| Cash dividends | $2,790,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $13,620,080 | 245 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $34,565,000 | 735 |
| Total interest expense | $12,957,000 | 708 |
| Net interest income | $21,608,000 | 753 |
| Provision for loan and lease losses | $1,550,000 | 2,173 |
| Total noninterest income | $838,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $364,000 | 2,974 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $474,000 | 2,897 |
| Total noninterest expense | $12,082,000 | 1,277 |
| Salaries and employee benefits | $6,380,000 | 1,158 |
| Premises and equipment expense | $2,119,000 | 962 |
| Additional noninterest expense | $3,583,000 | 1,501 |
| Pre-tax net operating income | $8,814,000 | 376 |
| Securities gains (losses) | $-3,585,000 | 7,981 |
| Applicable income taxes | $1,571,000 | 562 |
| Income before extraordinary items | $3,658,000 | 741 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,658,000 | 739 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,658,000 | 742 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $2,790,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,167,500 | 429 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $23,616,000 | 734 |
| Total interest expense | $9,365,000 | 692 |
| Net interest income | $14,251,000 | 749 |
| Provision for loan and lease losses | $550,000 | 2,834 |
| Total noninterest income | $589,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $238,000 | 2,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $351,000 | 2,736 |
| Total noninterest expense | $8,244,000 | 1,267 |
| Salaries and employee benefits | $4,247,000 | 1,193 |
| Premises and equipment expense | $1,411,000 | 994 |
| Additional noninterest expense | $2,586,000 | 1,433 |
| Pre-tax net operating income | $6,046,000 | 372 |
| Securities gains (losses) | $-838,000 | 7,985 |
| Applicable income taxes | $1,792,000 | 368 |
| Income before extraordinary items | $3,416,000 | 515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,416,000 | 513 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,416,000 | 515 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $2,790,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,969,080 | 426 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 708 |
| Total interest expense | $5,083,000 | 661 |
| Net interest income | $7,096,000 | 751 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $324,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $202,000 | 2,503 |
| Total noninterest expense | $4,170,000 | 1,203 |
| Salaries and employee benefits | $2,148,000 | 1,192 |
| Premises and equipment expense | $707,000 | 1,012 |
| Additional noninterest expense | $1,315,000 | 1,249 |
| Pre-tax net operating income | $3,100,000 | 398 |
| Securities gains (losses) | $-949,000 | 8,135 |
| Applicable income taxes | $693,000 | 475 |
| Income before extraordinary items | $1,458,000 | 710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,458,000 | 709 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,458,000 | 712 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $1,480,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,103,320 | 436 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $58,415,000 | 637 |
| Total interest expense | $29,321,000 | 541 |
| Net interest income | $29,094,000 | 748 |
| Provision for loan and lease losses | $4,904,000 | 1,016 |
| Total noninterest income | $1,442,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $585,000 | 2,696 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $857,000 | 2,358 |
| Total noninterest expense | $15,095,000 | 1,298 |
| Salaries and employee benefits | $8,605,000 | 1,148 |
| Premises and equipment expense | $2,786,000 | 996 |
| Additional noninterest expense | $3,704,000 | 1,670 |
| Pre-tax net operating income | $10,537,000 | 509 |
| Securities gains (losses) | $-95,031,000 | 8,277 |
| Applicable income taxes | $-5,627,000 | 8,129 |
| Income before extraordinary items | $-78,867,000 | 8,215 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-78,867,000 | 8,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 8,237 |
| Cash dividends | $2,013,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $9,511,830 | 428 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $45,444,000 | 637 |
| Total interest expense | $22,944,000 | 547 |
| Net interest income | $22,500,000 | 746 |
| Provision for loan and lease losses | $954,000 | 1,873 |
| Total noninterest income | $1,132,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $442,000 | 2,694 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $690,000 | 2,340 |
| Total noninterest expense | $11,163,000 | 1,288 |
| Salaries and employee benefits | $6,665,000 | 1,133 |
| Premises and equipment expense | $2,093,000 | 997 |
| Additional noninterest expense | $2,405,000 | 1,842 |
| Pre-tax net operating income | $11,515,000 | 445 |
| Securities gains (losses) | $-94,367,000 | 8,365 |
| Applicable income taxes | $-227,000 | 7,686 |
| Income before extraordinary items | $-82,625,000 | 8,340 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-82,625,000 | 8,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,243 |
| Cash dividends | $950,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $11,742,000 | 337 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,211,000 | 627 |
| Total interest expense | $16,140,000 | 538 |
| Net interest income | $15,071,000 | 733 |
| Provision for loan and lease losses | $804,000 | 1,414 |
| Total noninterest income | $765,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $293,000 | 2,687 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $472,000 | 2,334 |
| Total noninterest expense | $7,323,000 | 1,310 |
| Salaries and employee benefits | $4,450,000 | 1,145 |
| Premises and equipment expense | $1,393,000 | 994 |
| Additional noninterest expense | $1,480,000 | 1,949 |
| Pre-tax net operating income | $7,709,000 | 473 |
| Securities gains (losses) | $78,000 | 1,139 |
| Applicable income taxes | $1,966,000 | 522 |
| Income before extraordinary items | $5,821,000 | 477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,821,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,304 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,762,500 | 473 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,966,000 | 635 |
| Total interest expense | $8,754,000 | 541 |
| Net interest income | $7,212,000 | 760 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $408,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,206 |
| Total noninterest expense | $3,661,000 | 1,313 |
| Salaries and employee benefits | $2,214,000 | 1,160 |
| Premises and equipment expense | $705,000 | 981 |
| Additional noninterest expense | $742,000 | 1,900 |
| Pre-tax net operating income | $3,809,000 | 515 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $954,000 | 603 |
| Income before extraordinary items | $2,913,000 | 522 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,913,000 | 523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,353 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,869,500 | 508 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $57,264,000 | 721 |
| Total interest expense | $36,004,000 | 561 |
| Net interest income | $21,260,000 | 1,041 |
| Provision for loan and lease losses | $355,000 | 2,893 |
| Total noninterest income | $1,573,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $658,000 | 2,496 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $915,000 | 2,352 |
| Total noninterest expense | $13,035,000 | 1,418 |
| Salaries and employee benefits | $8,200,000 | 1,217 |
| Premises and equipment expense | $2,678,000 | 968 |
| Additional noninterest expense | $2,157,000 | 2,494 |
| Pre-tax net operating income | $9,443,000 | 899 |
| Securities gains (losses) | $-39,000 | 7,954 |
| Applicable income taxes | $2,676,000 | 888 |
| Income before extraordinary items | $6,728,000 | 973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,728,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,299 |
| Cash dividends | $1,810,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,756,080 | 956 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,518,000 | 742 |
| Total interest expense | $26,383,000 | 576 |
| Net interest income | $15,135,000 | 1,101 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,166,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $512,000 | 2,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $654,000 | 2,431 |
| Total noninterest expense | $9,624,000 | 1,423 |
| Salaries and employee benefits | $6,075,000 | 1,229 |
| Premises and equipment expense | $1,995,000 | 973 |
| Additional noninterest expense | $1,554,000 | 2,533 |
| Pre-tax net operating income | $6,452,000 | 1,074 |
| Securities gains (losses) | $-39,000 | 8,120 |
| Applicable income taxes | $2,022,000 | 953 |
| Income before extraordinary items | $4,391,000 | 1,178 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,391,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $1,360,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,417,520 | 1,154 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,165,000 | 767 |
| Total interest expense | $17,147,000 | 600 |
| Net interest income | $10,018,000 | 1,126 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $781,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $364,000 | 2,281 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $417,000 | 2,517 |
| Total noninterest expense | $6,364,000 | 1,442 |
| Salaries and employee benefits | $4,033,000 | 1,261 |
| Premises and equipment expense | $1,307,000 | 996 |
| Additional noninterest expense | $1,024,000 | 2,579 |
| Pre-tax net operating income | $4,285,000 | 1,113 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,531,000 | 904 |
| Income before extraordinary items | $2,754,000 | 1,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,754,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $910,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,754,000 | 1,279 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,420,000 | 767 |
| Total interest expense | $8,424,000 | 598 |
| Net interest income | $4,996,000 | 1,112 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $390,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $181,000 | 2,242 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $3,210,000 | 1,446 |
| Salaries and employee benefits | $2,060,000 | 1,247 |
| Premises and equipment expense | $637,000 | 1,038 |
| Additional noninterest expense | $513,000 | 2,560 |
| Pre-tax net operating income | $2,101,000 | 1,111 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $766,000 | 906 |
| Income before extraordinary items | $1,335,000 | 1,314 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,335,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $460,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,335,000 | 1,303 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $47,106,000 | 809 |
| Total interest expense | $27,471,000 | 626 |
| Net interest income | $19,635,000 | 1,126 |
| Provision for loan and lease losses | $410,000 | 2,219 |
| Total noninterest income | $1,356,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $588,000 | 2,729 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $768,000 | 2,637 |
| Total noninterest expense | $12,517,000 | 1,434 |
| Salaries and employee benefits | $7,784,000 | 1,247 |
| Premises and equipment expense | $2,620,000 | 959 |
| Additional noninterest expense | $2,113,000 | 2,436 |
| Pre-tax net operating income | $8,064,000 | 1,221 |
| Securities gains (losses) | $736,000 | 209 |
| Applicable income taxes | $3,597,000 | 820 |
| Income before extraordinary items | $5,203,000 | 1,408 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,203,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,487 |
| Cash dividends | $1,730,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,731,960 | 1,513 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $34,803,000 | 827 |
| Total interest expense | $19,806,000 | 633 |
| Net interest income | $14,997,000 | 1,123 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $976,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $434,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $542,000 | 2,735 |
| Total noninterest expense | $9,382,000 | 1,439 |
| Salaries and employee benefits | $5,826,000 | 1,268 |
| Premises and equipment expense | $1,945,000 | 975 |
| Additional noninterest expense | $1,611,000 | 2,397 |
| Pre-tax net operating income | $6,456,000 | 1,188 |
| Securities gains (losses) | $741,000 | 173 |
| Applicable income taxes | $3,025,000 | 786 |
| Income before extraordinary items | $4,172,000 | 1,362 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,172,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $1,270,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,697,760 | 1,496 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,995,000 | 816 |
| Total interest expense | $12,730,000 | 627 |
| Net interest income | $10,265,000 | 1,098 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $616,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $286,000 | 2,761 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 2,842 |
| Total noninterest expense | $6,245,000 | 1,446 |
| Salaries and employee benefits | $3,846,000 | 1,292 |
| Premises and equipment expense | $1,288,000 | 981 |
| Additional noninterest expense | $1,111,000 | 2,331 |
| Pre-tax net operating income | $4,546,000 | 1,118 |
| Securities gains (losses) | $741,000 | 134 |
| Applicable income taxes | $2,282,000 | 720 |
| Income before extraordinary items | $3,005,000 | 1,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,005,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $825,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,530,760 | 1,451 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,515,000 | 792 |
| Total interest expense | $6,200,000 | 606 |
| Net interest income | $5,315,000 | 1,066 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $307,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $167,000 | 2,779 |
| Total noninterest expense | $3,149,000 | 1,439 |
| Salaries and employee benefits | $1,946,000 | 1,275 |
| Premises and equipment expense | $629,000 | 1,006 |
| Additional noninterest expense | $574,000 | 2,238 |
| Pre-tax net operating income | $2,428,000 | 1,032 |
| Securities gains (losses) | $741,000 | 80 |
| Applicable income taxes | $1,386,000 | 621 |
| Income before extraordinary items | $1,783,000 | 1,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,783,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $405,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,308,760 | 1,374 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,434,000 | 734 |
| Total interest expense | $21,183,000 | 555 |
| Net interest income | $22,251,000 | 959 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,210,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $589,000 | 2,698 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $621,000 | 2,998 |
| Total noninterest expense | $12,177,000 | 1,406 |
| Salaries and employee benefits | $7,397,000 | 1,250 |
| Premises and equipment expense | $2,363,000 | 1,017 |
| Additional noninterest expense | $2,417,000 | 2,074 |
| Pre-tax net operating income | $11,104,000 | 893 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $4,869,000 | 653 |
| Income before extraordinary items | $6,229,000 | 1,165 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,229,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-159,000 | 8,705 |
| Cash dividends | $1,291,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,232,840 | 1,140 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $32,352,000 | 722 |
| Total interest expense | $15,411,000 | 544 |
| Net interest income | $16,941,000 | 927 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $854,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $436,000 | 2,720 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $418,000 | 3,201 |
| Total noninterest expense | $9,070,000 | 1,404 |
| Salaries and employee benefits | $5,544,000 | 1,242 |
| Premises and equipment expense | $1,763,000 | 1,015 |
| Additional noninterest expense | $1,763,000 | 2,108 |
| Pre-tax net operating income | $8,590,000 | 858 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $3,773,000 | 647 |
| Income before extraordinary items | $4,812,000 | 1,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,812,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,528 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,815,200 | 1,108 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,496,000 | 707 |
| Total interest expense | $9,866,000 | 533 |
| Net interest income | $11,630,000 | 901 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $552,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $278,000 | 2,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $274,000 | 3,231 |
| Total noninterest expense | $6,085,000 | 1,399 |
| Salaries and employee benefits | $3,696,000 | 1,232 |
| Premises and equipment expense | $1,172,000 | 1,009 |
| Additional noninterest expense | $1,217,000 | 2,023 |
| Pre-tax net operating income | $6,007,000 | 799 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,630,000 | 618 |
| Income before extraordinary items | $3,377,000 | 1,037 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,377,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,545 |
| Cash dividends | $550,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,377,000 | 1,013 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,585,000 | 710 |
| Total interest expense | $4,620,000 | 532 |
| Net interest income | $5,965,000 | 871 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $133,000 | 2,798 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,174 |
| Total noninterest expense | $2,982,000 | 1,419 |
| Salaries and employee benefits | $1,825,000 | 1,263 |
| Premises and equipment expense | $577,000 | 1,030 |
| Additional noninterest expense | $580,000 | 2,117 |
| Pre-tax net operating income | $3,206,000 | 758 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,409,000 | 584 |
| Income before extraordinary items | $1,797,000 | 964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,797,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,639 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,797,000 | 942 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $38,917,000 | 712 |
| Total interest expense | $15,523,000 | 533 |
| Net interest income | $23,394,000 | 845 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,026,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $520,000 | 3,051 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $506,000 | 3,287 |
| Total noninterest expense | $10,644,000 | 1,529 |
| Salaries and employee benefits | $6,397,000 | 1,387 |
| Premises and equipment expense | $2,128,000 | 1,085 |
| Additional noninterest expense | $2,119,000 | 2,293 |
| Pre-tax net operating income | $13,596,000 | 669 |
| Securities gains (losses) | $59,000 | 1,608 |
| Applicable income taxes | $5,987,000 | 528 |
| Income before extraordinary items | $7,668,000 | 853 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,668,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 8,846 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,630,240 | 833 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,829,000 | 720 |
| Total interest expense | $11,424,000 | 530 |
| Net interest income | $17,405,000 | 850 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $771,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $380,000 | 3,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $391,000 | 3,238 |
| Total noninterest expense | $8,054,000 | 1,509 |
| Salaries and employee benefits | $4,825,000 | 1,366 |
| Premises and equipment expense | $1,563,000 | 1,106 |
| Additional noninterest expense | $1,666,000 | 2,166 |
| Pre-tax net operating income | $9,987,000 | 684 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $4,272,000 | 549 |
| Income before extraordinary items | $5,774,000 | 859 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,774,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,858 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,736,240 | 828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,878,000 | 729 |
| Total interest expense | $7,497,000 | 535 |
| Net interest income | $11,381,000 | 856 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $489,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $241,000 | 3,226 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $248,000 | 3,336 |
| Total noninterest expense | $5,355,000 | 1,516 |
| Salaries and employee benefits | $3,184,000 | 1,379 |
| Premises and equipment expense | $992,000 | 1,171 |
| Additional noninterest expense | $1,179,000 | 2,042 |
| Pre-tax net operating income | $6,425,000 | 703 |
| Securities gains (losses) | $103,000 | 1,004 |
| Applicable income taxes | $2,835,000 | 542 |
| Income before extraordinary items | $3,693,000 | 885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,693,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,528 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,627,080 | 861 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,407,000 | 747 |
| Total interest expense | $3,745,000 | 538 |
| Net interest income | $5,662,000 | 876 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $325,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $198,000 | 2,495 |
| Total noninterest expense | $2,585,000 | 1,571 |
| Salaries and employee benefits | $1,554,000 | 1,432 |
| Premises and equipment expense | $485,000 | 1,203 |
| Additional noninterest expense | $546,000 | 2,177 |
| Pre-tax net operating income | $3,357,000 | 665 |
| Securities gains (losses) | $86,000 | 884 |
| Applicable income taxes | $1,460,000 | 544 |
| Income before extraordinary items | $1,983,000 | 833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,983,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,593 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,927,960 | 803 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $34,265,000 | 831 |
| Total interest expense | $13,752,000 | 649 |
| Net interest income | $20,513,000 | 934 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,162,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $443,000 | 3,418 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $719,000 | 2,919 |
| Total noninterest expense | $10,658,000 | 1,502 |
| Salaries and employee benefits | $5,431,000 | 1,591 |
| Premises and equipment expense | $2,204,000 | 1,039 |
| Additional noninterest expense | $3,023,000 | 1,622 |
| Pre-tax net operating income | $10,777,000 | 799 |
| Securities gains (losses) | $982,000 | 490 |
| Applicable income taxes | $5,049,000 | 614 |
| Income before extraordinary items | $6,710,000 | 964 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,710,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,081,520 | 993 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,128,000 | 859 |
| Total interest expense | $10,144,000 | 685 |
| Net interest income | $14,984,000 | 971 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $729,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $314,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $415,000 | 3,460 |
| Total noninterest expense | $7,878,000 | 1,531 |
| Salaries and employee benefits | $3,957,000 | 1,642 |
| Premises and equipment expense | $1,684,000 | 1,028 |
| Additional noninterest expense | $2,237,000 | 1,630 |
| Pre-tax net operating income | $7,640,000 | 878 |
| Securities gains (losses) | $892,000 | 479 |
| Applicable income taxes | $3,665,000 | 660 |
| Income before extraordinary items | $4,867,000 | 1,035 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,867,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,296,120 | 1,098 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,440,000 | 892 |
| Total interest expense | $6,838,000 | 701 |
| Net interest income | $9,602,000 | 1,007 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $506,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $208,000 | 3,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $298,000 | 3,307 |
| Total noninterest expense | $5,096,000 | 1,575 |
| Salaries and employee benefits | $2,610,000 | 1,644 |
| Premises and equipment expense | $1,129,000 | 1,024 |
| Additional noninterest expense | $1,357,000 | 1,770 |
| Pre-tax net operating income | $4,862,000 | 911 |
| Securities gains (losses) | $728,000 | 462 |
| Applicable income taxes | $2,410,000 | 673 |
| Income before extraordinary items | $3,180,000 | 1,049 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,180,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,714,080 | 1,138 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,184,000 | 904 |
| Total interest expense | $3,413,000 | 713 |
| Net interest income | $4,771,000 | 1,016 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $304,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 2,655 |
| Total noninterest expense | $2,563,000 | 1,558 |
| Salaries and employee benefits | $1,283,000 | 1,661 |
| Premises and equipment expense | $547,000 | 1,059 |
| Additional noninterest expense | $733,000 | 1,609 |
| Pre-tax net operating income | $2,407,000 | 927 |
| Securities gains (losses) | $365,000 | 445 |
| Applicable income taxes | $1,210,000 | 670 |
| Income before extraordinary items | $1,562,000 | 1,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,562,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,328,400 | 1,164 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,218,000 | 973 |
| Total interest expense | $13,623,000 | 829 |
| Net interest income | $17,595,000 | 1,090 |
| Provision for loan and lease losses | $387,000 | 2,919 |
| Total noninterest income | $696,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $448,000 | 3,247 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 4,629 |
| Total noninterest expense | $10,032,000 | 1,543 |
| Salaries and employee benefits | $4,940,000 | 1,631 |
| Premises and equipment expense | $1,919,000 | 1,150 |
| Additional noninterest expense | $3,173,000 | 1,498 |
| Pre-tax net operating income | $7,872,000 | 1,077 |
| Securities gains (losses) | $1,532,000 | 326 |
| Applicable income taxes | $3,999,000 | 729 |
| Income before extraordinary items | $5,405,000 | 1,163 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,405,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,424,520 | 1,359 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,859,000 | 1,431 |
| Total interest expense | $12,713,000 | 1,283 |
| Net interest income | $11,146,000 | 1,594 |
| Provision for loan and lease losses | $287,000 | 3,324 |
| Total noninterest income | $1,342,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $321,000 | 3,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,021,000 | 2,011 |
| Total noninterest expense | $7,895,000 | 1,831 |
| Salaries and employee benefits | $3,936,000 | 1,906 |
| Premises and equipment expense | $1,352,000 | 1,592 |
| Additional noninterest expense | $2,607,000 | 1,758 |
| Pre-tax net operating income | $4,306,000 | 1,650 |
| Securities gains (losses) | $145,000 | 1,430 |
| Applicable income taxes | $2,252,000 | 1,066 |
| Income before extraordinary items | $2,199,000 | 2,339 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,199,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,106,200 | 2,333 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,008,000 | 2,898 |
| Total interest expense | $6,934,000 | 2,426 |
| Net interest income | $5,074,000 | 3,422 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $571,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $103,000 | 6,508 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $468,000 | 3,059 |
| Total noninterest expense | $3,705,000 | 3,539 |
| Salaries and employee benefits | $2,014,000 | 3,441 |
| Premises and equipment expense | $529,000 | 3,627 |
| Additional noninterest expense | $1,162,000 | 3,537 |
| Pre-tax net operating income | $1,885,000 | 3,469 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,162,000 | 1,871 |
| Income before extraordinary items | $723,000 | 5,331 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $723,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 9,782 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $723,000 | 5,333 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,009,000 | 3,533 |
| Total interest expense | $4,507,000 | 3,237 |
| Net interest income | $4,502,000 | 3,786 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $559,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 7,279 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $486,000 | 3,003 |
| Total noninterest expense | $3,643,000 | 3,589 |
| Salaries and employee benefits | $1,767,000 | 3,797 |
| Premises and equipment expense | $527,000 | 3,609 |
| Additional noninterest expense | $1,349,000 | 3,129 |
| Pre-tax net operating income | $1,363,000 | 4,380 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $966,000 | 2,277 |
| Income before extraordinary items | $397,000 | 7,009 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $397,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 9,999 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $397,000 | 6,982 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 4,287 |
| Total interest expense | $3,595,000 | 4,022 |
| Net interest income | $3,631,000 | 4,450 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $361,000 | 5,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,037 |
| Total noninterest expense | $2,693,000 | 4,512 |
| Salaries and employee benefits | $1,676,000 | 3,890 |
| Premises and equipment expense | $458,000 | 3,944 |
| Additional noninterest expense | $559,000 | 6,024 |
| Pre-tax net operating income | $1,239,000 | 4,784 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $-322,000 | 10,356 |
| Income before extraordinary items | $1,554,000 | 3,167 |
| Extraordinary gains, net | $-150,000 | 10,439 |
| Net income | $1,404,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $464,000 | 574 |
| Net operating income | $1,561,000 | 3,068 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 4,803 |
| Total interest expense | $3,278,000 | 4,360 |
| Net interest income | $3,172,000 | 5,087 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $318,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,175 |
| Total noninterest expense | $2,743,000 | 4,418 |
| Salaries and employee benefits | $1,577,000 | 4,069 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $713,000 | 5,148 |
| Pre-tax net operating income | $687,000 | 7,026 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $712,000 | 5,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $712,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 745 |
| Net operating income | $687,000 | 5,916 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,849,000 | 6,072 |
| Total interest expense | $2,425,000 | 5,633 |
| Net interest income | $2,424,000 | 6,333 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $325,000 | 6,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,158 |
| Total noninterest expense | $2,563,000 | 4,906 |
| Salaries and employee benefits | $1,561,000 | 4,164 |
| Premises and equipment expense | $437,000 | 4,224 |
| Additional noninterest expense | $565,000 | 6,579 |
| Pre-tax net operating income | $116,000 | 10,289 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $126,000 | 9,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $126,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,972 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $116,000 | 10,032 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 6,372 |
| Total interest expense | $2,768,000 | 5,104 |
| Net interest income | $1,812,000 | 7,737 |
| Provision for loan and lease losses | $482,000 | 1,621 |
| Total noninterest income | $424,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,264 |
| Total noninterest expense | $2,569,000 | 4,884 |
| Salaries and employee benefits | $1,302,000 | 4,854 |
| Premises and equipment expense | $514,000 | 3,673 |
| Additional noninterest expense | $753,000 | 5,511 |
| Pre-tax net operating income | $-815,000 | 11,851 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-831,000 | 11,851 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-831,000 | 11,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 858 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-815,000 | 11,836 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 7,178 |
| Total interest expense | $1,844,000 | 5,962 |
| Net interest income | $1,763,000 | 8,140 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $843,000 | 3,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 2,081 |
| Total noninterest expense | $2,513,000 | 5,136 |
| Salaries and employee benefits | $1,258,000 | 5,035 |
| Premises and equipment expense | $509,000 | 3,745 |
| Additional noninterest expense | $746,000 | 6,017 |
| Pre-tax net operating income | $78,000 | 11,763 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $96,000 | 11,420 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $96,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,169 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $78,000 | 11,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 8,254 |
| Total interest expense | $1,405,000 | 7,524 |
| Net interest income | $1,644,000 | 8,662 |
| Provision for loan and lease losses | $1,025,000 | 1,269 |
| Total noninterest income | $910,000 | 3,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 11,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $904,000 | 2,193 |
| Total noninterest expense | $2,320,000 | 5,625 |
| Salaries and employee benefits | $1,004,000 | 6,115 |
| Premises and equipment expense | $464,000 | 4,134 |
| Additional noninterest expense | $852,000 | 5,611 |
| Pre-tax net operating income | $-791,000 | 12,932 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-724,000 | 12,951 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-724,000 | 12,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,650 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,431,000 | 216 |
| Net operating income | $-791,000 | 12,920 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 10,024 |
| Total interest expense | $1,181,000 | 9,662 |
| Net interest income | $1,256,000 | 10,111 |
| Provision for loan and lease losses | $2,050,000 | 1,128 |
| Total noninterest income | $24,000 | 13,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $1,191,000 | 9,080 |
| Salaries and employee benefits | $345,000 | 11,499 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $511,000 | 8,352 |
| Pre-tax net operating income | $-1,961,000 | 13,632 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,958,000 | 13,669 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,958,000 | 13,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,442,000 | 673 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,725,000 | 261 |
| Net operating income | $-1,961,000 | 13,621 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.