Home > The Bankers Bank > Income and Expense
The Bankers Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,503,000 | 2,435 |
| Total interest expense | $5,277,000 | 1,950 |
| Net interest income | $8,226,000 | 2,655 |
| Provision for loan and lease losses | $100,000 | 2,434 |
| Total noninterest income | $10,815,000 | 697 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $4,320,000 | 305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,495,000 | 740 |
| Total noninterest expense | $15,068,000 | 1,522 |
| Salaries and employee benefits | $7,786,000 | 1,637 |
| Premises and equipment expense | $716,000 | 2,467 |
| Additional noninterest expense | $6,495,000 | 740 |
| Pre-tax net operating income | $3,873,000 | 2,209 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $857,000 | 1,536 |
| Income before extraordinary items | $3,016,000 | 2,334 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,016,000 | 2,358 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,016,000 | 2,337 |
| Net charge-offs | $17,000 | 2,260 |
| Cash dividends | $923,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,016,000 | 2,349 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,838,000 | 2,447 |
| Total interest expense | $3,710,000 | 1,914 |
| Net interest income | $6,128,000 | 2,683 |
| Provision for loan and lease losses | $100,000 | 2,122 |
| Total noninterest income | $8,160,000 | 702 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $3,264,000 | 303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,896,000 | 757 |
| Total noninterest expense | $11,332,000 | 1,499 |
| Salaries and employee benefits | $5,871,000 | 1,634 |
| Premises and equipment expense | $534,000 | 2,476 |
| Additional noninterest expense | $4,896,000 | 757 |
| Pre-tax net operating income | $2,856,000 | 2,288 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $740,000 | 1,493 |
| Income before extraordinary items | $2,116,000 | 2,445 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,116,000 | 2,469 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,116,000 | 2,447 |
| Net charge-offs | $13,000 | 2,056 |
| Cash dividends | $923,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,116,000 | 2,468 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 2,504 |
| Total interest expense | $2,213,000 | 1,891 |
| Net interest income | $3,923,000 | 2,762 |
| Provision for loan and lease losses | $100,000 | 1,805 |
| Total noninterest income | $5,725,000 | 667 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $2,173,000 | 295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,552,000 | 667 |
| Total noninterest expense | $7,593,000 | 1,484 |
| Salaries and employee benefits | $3,945,000 | 1,617 |
| Premises and equipment expense | $348,000 | 2,489 |
| Additional noninterest expense | $3,552,000 | 667 |
| Pre-tax net operating income | $1,955,000 | 2,278 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $503,000 | 1,485 |
| Income before extraordinary items | $1,452,000 | 2,432 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,452,000 | 2,461 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,452,000 | 2,432 |
| Net charge-offs | $7,000 | 1,927 |
| Cash dividends | $923,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,452,000 | 2,451 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 2,546 |
| Total interest expense | $971,000 | 1,864 |
| Net interest income | $1,968,000 | 2,763 |
| Provision for loan and lease losses | $50,000 | 1,677 |
| Total noninterest income | $2,732,000 | 697 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $1,065,000 | 309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,667,000 | 687 |
| Total noninterest expense | $3,717,000 | 1,528 |
| Salaries and employee benefits | $1,926,000 | 1,674 |
| Premises and equipment expense | $179,000 | 2,497 |
| Additional noninterest expense | $1,667,000 | 687 |
| Pre-tax net operating income | $933,000 | 2,382 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $233,000 | 1,575 |
| Income before extraordinary items | $700,000 | 2,531 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $700,000 | 2,532 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $700,000 | 2,531 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $923,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $700,000 | 2,559 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 2,847 |
| Total interest expense | $1,297,000 | 2,093 |
| Net interest income | $6,779,000 | 2,931 |
| Provision for loan and lease losses | $75,000 | 2,368 |
| Total noninterest income | $11,444,000 | 707 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $5,353,000 | 263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,091,000 | 771 |
| Total noninterest expense | $14,163,000 | 1,558 |
| Salaries and employee benefits | $7,190,000 | 1,714 |
| Premises and equipment expense | $892,000 | 2,143 |
| Additional noninterest expense | $6,091,000 | 771 |
| Pre-tax net operating income | $3,985,000 | 2,318 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $979,000 | 1,563 |
| Income before extraordinary items | $3,006,000 | 2,460 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,006,000 | 2,458 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,006,000 | 2,459 |
| Net charge-offs | $35,000 | 1,710 |
| Cash dividends | $1,422,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,006,000 | 2,491 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 2,928 |
| Total interest expense | $624,000 | 2,353 |
| Net interest income | $4,864,000 | 2,974 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $8,493,000 | 723 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $4,230,000 | 264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,263,000 | 846 |
| Total noninterest expense | $10,485,000 | 1,573 |
| Salaries and employee benefits | $5,294,000 | 1,727 |
| Premises and equipment expense | $664,000 | 2,177 |
| Additional noninterest expense | $4,263,000 | 846 |
| Pre-tax net operating income | $2,872,000 | 2,338 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $804,000 | 1,500 |
| Income before extraordinary items | $2,068,000 | 2,539 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,068,000 | 2,536 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,068,000 | 2,538 |
| Net charge-offs | $30,000 | 1,431 |
| Cash dividends | $1,422,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,068,000 | 2,574 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 2,978 |
| Total interest expense | $295,000 | 2,675 |
| Net interest income | $3,149,000 | 2,987 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $5,585,000 | 715 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $2,928,000 | 253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,657,000 | 904 |
| Total noninterest expense | $6,828,000 | 1,586 |
| Salaries and employee benefits | $3,444,000 | 1,762 |
| Premises and equipment expense | $417,000 | 2,268 |
| Additional noninterest expense | $2,967,000 | 1,162 |
| Pre-tax net operating income | $1,906,000 | 2,266 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $563,000 | 1,395 |
| Income before extraordinary items | $1,343,000 | 2,489 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,343,000 | 2,489 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,343,000 | 2,489 |
| Net charge-offs | $18,000 | 1,359 |
| Cash dividends | $1,422,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,343,000 | 2,521 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 2,994 |
| Total interest expense | $142,000 | 2,697 |
| Net interest income | $1,521,000 | 3,002 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $2,704,000 | 738 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $1,444,000 | 253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,260,000 | 938 |
| Total noninterest expense | $3,291,000 | 1,617 |
| Salaries and employee benefits | $1,646,000 | 1,809 |
| Premises and equipment expense | $210,000 | 2,276 |
| Additional noninterest expense | $1,435,000 | 1,182 |
| Pre-tax net operating income | $934,000 | 2,182 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $280,000 | 1,364 |
| Income before extraordinary items | $654,000 | 2,441 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $654,000 | 2,438 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $654,000 | 2,441 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $1,422,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $654,000 | 2,459 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,007,000 | 2,995 |
| Total interest expense | $667,000 | 2,766 |
| Net interest income | $6,340,000 | 2,988 |
| Provision for loan and lease losses | $280,000 | 1,477 |
| Total noninterest income | $11,255,000 | 772 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $5,798,000 | 238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,457,000 | 1,004 |
| Total noninterest expense | $12,913,000 | 1,643 |
| Salaries and employee benefits | $6,789,000 | 1,760 |
| Premises and equipment expense | $834,000 | 2,254 |
| Additional noninterest expense | $5,290,000 | 1,265 |
| Pre-tax net operating income | $4,402,000 | 2,208 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $1,340,000 | 1,406 |
| Income before extraordinary items | $3,063,000 | 2,518 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,063,000 | 2,519 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,063,000 | 2,519 |
| Net charge-offs | $15,000 | 2,163 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,062,210 | 2,497 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 3,050 |
| Total interest expense | $520,000 | 2,815 |
| Net interest income | $4,740,000 | 3,044 |
| Provision for loan and lease losses | $280,000 | 1,206 |
| Total noninterest income | $8,375,000 | 789 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $4,374,000 | 235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,001,000 | 1,051 |
| Total noninterest expense | $9,586,000 | 1,652 |
| Salaries and employee benefits | $5,130,000 | 1,749 |
| Premises and equipment expense | $623,000 | 2,291 |
| Additional noninterest expense | $3,833,000 | 1,301 |
| Pre-tax net operating income | $3,249,000 | 2,327 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $1,089,000 | 1,400 |
| Income before extraordinary items | $2,161,000 | 2,703 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,161,000 | 2,703 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,161,000 | 2,703 |
| Net charge-offs | $17,000 | 1,801 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,160,210 | 2,681 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 3,067 |
| Total interest expense | $367,000 | 2,801 |
| Net interest income | $3,130,000 | 3,063 |
| Provision for loan and lease losses | $280,000 | 951 |
| Total noninterest income | $5,466,000 | 806 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $2,892,000 | 230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,574,000 | 1,087 |
| Total noninterest expense | $6,140,000 | 1,704 |
| Salaries and employee benefits | $3,404,000 | 1,749 |
| Premises and equipment expense | $412,000 | 2,304 |
| Additional noninterest expense | $2,324,000 | 1,403 |
| Pre-tax net operating income | $2,176,000 | 2,274 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $788,000 | 1,330 |
| Income before extraordinary items | $1,388,000 | 2,739 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,388,000 | 2,738 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,388,000 | 2,739 |
| Net charge-offs | $21,000 | 1,478 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,388,000 | 2,714 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,138 |
| Total interest expense | $206,000 | 2,708 |
| Net interest income | $1,460,000 | 3,153 |
| Provision for loan and lease losses | $240,000 | 703 |
| Total noninterest income | $2,655,000 | 815 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $1,405,000 | 232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,250,000 | 1,100 |
| Total noninterest expense | $2,784,000 | 1,815 |
| Salaries and employee benefits | $1,706,000 | 1,739 |
| Premises and equipment expense | $216,000 | 2,254 |
| Additional noninterest expense | $862,000 | 1,734 |
| Pre-tax net operating income | $1,091,000 | 2,257 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $54,000 | 2,650 |
| Income before extraordinary items | $1,037,000 | 2,169 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,037,000 | 2,168 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,037,000 | 2,169 |
| Net charge-offs | $20,000 | 1,153 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,037,000 | 2,127 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,763,000 | 2,928 |
| Total interest expense | $1,603,000 | 2,277 |
| Net interest income | $6,160,000 | 3,017 |
| Provision for loan and lease losses | $810,000 | 1,813 |
| Total noninterest income | $10,435,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $5,412,000 | 234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,023,000 | 1,013 |
| Total noninterest expense | $31,179,000 | 782 |
| Salaries and employee benefits | $6,405,000 | 1,805 |
| Premises and equipment expense | $783,000 | 2,376 |
| Additional noninterest expense | $23,991,000 | 365 |
| Pre-tax net operating income | $-15,394,000 | 4,986 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-5,238,000 | 4,987 |
| Income before extraordinary items | $-10,156,000 | 4,974 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-10,156,000 | 4,974 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-10,156,000 | 4,974 |
| Net charge-offs | $313,000 | 1,259 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-10,156,000 | 4,973 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 2,868 |
| Total interest expense | $1,330,000 | 2,229 |
| Net interest income | $4,794,000 | 2,964 |
| Provision for loan and lease losses | $570,000 | 1,869 |
| Total noninterest income | $7,693,000 | 757 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $4,013,000 | 233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,680,000 | 999 |
| Total noninterest expense | $27,954,000 | 662 |
| Salaries and employee benefits | $4,805,000 | 1,778 |
| Premises and equipment expense | $571,000 | 2,405 |
| Additional noninterest expense | $22,578,000 | 300 |
| Pre-tax net operating income | $-16,037,000 | 5,013 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-4,387,000 | 5,012 |
| Income before extraordinary items | $-11,650,000 | 5,004 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-11,650,000 | 5,004 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-11,650,000 | 5,004 |
| Net charge-offs | $306,000 | 1,008 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-11,650,000 | 5,002 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 2,756 |
| Total interest expense | $999,000 | 2,146 |
| Net interest income | $3,427,000 | 2,874 |
| Provision for loan and lease losses | $330,000 | 1,945 |
| Total noninterest income | $5,024,000 | 722 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $2,588,000 | 242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,436,000 | 938 |
| Total noninterest expense | $7,982,000 | 1,311 |
| Salaries and employee benefits | $3,189,000 | 1,791 |
| Premises and equipment expense | $347,000 | 2,530 |
| Additional noninterest expense | $4,446,000 | 789 |
| Pre-tax net operating income | $139,000 | 4,488 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $42,000 | 2,965 |
| Income before extraordinary items | $97,000 | 4,581 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $97,000 | 4,581 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $97,000 | 4,581 |
| Net charge-offs | $43,000 | 1,812 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $97,000 | 4,550 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,581 |
| Total interest expense | $675,000 | 1,892 |
| Net interest income | $1,795,000 | 2,770 |
| Provision for loan and lease losses | $90,000 | 2,048 |
| Total noninterest income | $2,464,000 | 704 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $1,200,000 | 295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,264,000 | 826 |
| Total noninterest expense | $4,099,000 | 1,297 |
| Salaries and employee benefits | $1,587,000 | 1,804 |
| Premises and equipment expense | $218,000 | 2,222 |
| Additional noninterest expense | $2,294,000 | 778 |
| Pre-tax net operating income | $70,000 | 4,429 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $21,000 | 2,860 |
| Income before extraordinary items | $49,000 | 4,511 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $49,000 | 4,511 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $49,000 | 4,511 |
| Net charge-offs | $38,000 | 1,316 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $49,000 | 4,502 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,615,000 | 2,351 |
| Total interest expense | $4,017,000 | 1,468 |
| Net interest income | $7,598,000 | 2,720 |
| Provision for loan and lease losses | $270,000 | 2,063 |
| Total noninterest income | $9,768,000 | 707 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $4,610,000 | 300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,158,000 | 812 |
| Total noninterest expense | $15,204,000 | 1,343 |
| Salaries and employee benefits | $6,483,000 | 1,736 |
| Premises and equipment expense | $1,186,000 | 1,811 |
| Additional noninterest expense | $7,535,000 | 899 |
| Pre-tax net operating income | $1,892,000 | 3,099 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-36,000 | 5,049 |
| Income before extraordinary items | $1,928,000 | 2,951 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,928,000 | 2,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,928,000 | 2,952 |
| Net charge-offs | $547,000 | 971 |
| Cash dividends | $855,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,928,000 | 2,908 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 2,316 |
| Total interest expense | $3,202,000 | 1,410 |
| Net interest income | $5,800,000 | 2,723 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $7,274,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $3,443,000 | 303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,831,000 | 816 |
| Total noninterest expense | $11,494,000 | 1,336 |
| Salaries and employee benefits | $5,076,000 | 1,692 |
| Premises and equipment expense | $919,000 | 1,792 |
| Additional noninterest expense | $5,499,000 | 913 |
| Pre-tax net operating income | $1,400,000 | 3,190 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $280,000 | 2,284 |
| Income before extraordinary items | $1,120,000 | 3,340 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,120,000 | 3,339 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,120,000 | 3,340 |
| Net charge-offs | $509,000 | 759 |
| Cash dividends | $855,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,120,000 | 3,319 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,980,000 | 2,318 |
| Total interest expense | $2,123,000 | 1,395 |
| Net interest income | $3,857,000 | 2,741 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $4,904,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $2,292,000 | 308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,612,000 | 786 |
| Total noninterest expense | $7,640,000 | 1,341 |
| Salaries and employee benefits | $3,370,000 | 1,699 |
| Premises and equipment expense | $649,000 | 1,716 |
| Additional noninterest expense | $3,621,000 | 942 |
| Pre-tax net operating income | $1,031,000 | 3,057 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $309,000 | 1,830 |
| Income before extraordinary items | $722,000 | 3,391 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $722,000 | 3,389 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $722,000 | 3,390 |
| Net charge-offs | $286,000 | 811 |
| Cash dividends | $855,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $722,000 | 3,366 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 2,328 |
| Total interest expense | $1,059,000 | 1,376 |
| Net interest income | $1,914,000 | 2,768 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $2,384,000 | 678 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,132,000 | 309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 768 |
| Total noninterest expense | $3,628,000 | 1,413 |
| Salaries and employee benefits | $1,553,000 | 1,817 |
| Premises and equipment expense | $317,000 | 1,772 |
| Additional noninterest expense | $1,758,000 | 945 |
| Pre-tax net operating income | $670,000 | 2,642 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $201,000 | 1,585 |
| Income before extraordinary items | $469,000 | 2,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $469,000 | 2,976 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $469,000 | 2,977 |
| Net charge-offs | $279,000 | 498 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $469,000 | 2,966 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,195,000 | 2,497 |
| Total interest expense | $2,965,000 | 1,450 |
| Net interest income | $7,230,000 | 2,834 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $10,442,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $4,935,000 | 299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,507,000 | 757 |
| Total noninterest expense | $15,274,000 | 1,331 |
| Salaries and employee benefits | $6,942,000 | 1,615 |
| Premises and equipment expense | $1,249,000 | 1,759 |
| Additional noninterest expense | $7,083,000 | 950 |
| Pre-tax net operating income | $2,398,000 | 2,847 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $610,000 | 1,819 |
| Income before extraordinary items | $1,788,000 | 3,108 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,788,000 | 3,107 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,788,000 | 3,107 |
| Net charge-offs | $24,000 | 3,022 |
| Cash dividends | $854,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,788,000 | 3,103 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 2,516 |
| Total interest expense | $2,087,000 | 1,449 |
| Net interest income | $5,456,000 | 2,837 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $7,875,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $3,758,000 | 299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,117,000 | 761 |
| Total noninterest expense | $11,426,000 | 1,334 |
| Salaries and employee benefits | $5,174,000 | 1,623 |
| Premises and equipment expense | $941,000 | 1,765 |
| Additional noninterest expense | $5,311,000 | 933 |
| Pre-tax net operating income | $1,905,000 | 2,822 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $582,000 | 1,655 |
| Income before extraordinary items | $1,323,000 | 3,186 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,323,000 | 3,185 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,323,000 | 3,185 |
| Net charge-offs | $21,000 | 2,685 |
| Cash dividends | $854,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,323,000 | 3,176 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 2,500 |
| Total interest expense | $1,326,000 | 1,429 |
| Net interest income | $3,682,000 | 2,817 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $5,119,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $2,514,000 | 295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,605,000 | 791 |
| Total noninterest expense | $7,577,000 | 1,340 |
| Salaries and employee benefits | $3,445,000 | 1,642 |
| Premises and equipment expense | $626,000 | 1,784 |
| Additional noninterest expense | $3,506,000 | 939 |
| Pre-tax net operating income | $1,224,000 | 2,847 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $378,000 | 1,658 |
| Income before extraordinary items | $846,000 | 3,211 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $846,000 | 3,209 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $846,000 | 3,210 |
| Net charge-offs | $16,000 | 2,366 |
| Cash dividends | $854,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $846,000 | 3,206 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,445 |
| Total interest expense | $651,000 | 1,392 |
| Net interest income | $1,923,000 | 2,750 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $2,380,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $1,258,000 | 295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,122,000 | 851 |
| Total noninterest expense | $3,757,000 | 1,355 |
| Salaries and employee benefits | $1,747,000 | 1,634 |
| Premises and equipment expense | $320,000 | 1,767 |
| Additional noninterest expense | $1,690,000 | 963 |
| Pre-tax net operating income | $546,000 | 2,975 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $182,000 | 1,661 |
| Income before extraordinary items | $364,000 | 3,400 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $364,000 | 3,400 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $364,000 | 3,400 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $854,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $364,000 | 3,394 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,805,000 | 2,691 |
| Total interest expense | $1,394,000 | 2,043 |
| Net interest income | $7,411,000 | 2,776 |
| Provision for loan and lease losses | $75,000 | 3,288 |
| Total noninterest income | $11,016,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $5,670,000 | 273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,346,000 | 783 |
| Total noninterest expense | $15,424,000 | 1,286 |
| Salaries and employee benefits | $6,707,000 | 1,656 |
| Premises and equipment expense | $1,186,000 | 1,863 |
| Additional noninterest expense | $7,531,000 | 866 |
| Pre-tax net operating income | $2,928,000 | 2,520 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,235,000 | 1,692 |
| Income before extraordinary items | $1,693,000 | 2,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,693,000 | 2,953 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,693,000 | 2,954 |
| Net charge-offs | $-13,000 | 4,860 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,693,000 | 2,935 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 2,753 |
| Total interest expense | $968,000 | 2,125 |
| Net interest income | $5,455,000 | 2,837 |
| Provision for loan and lease losses | $75,000 | 2,940 |
| Total noninterest income | $8,374,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $4,328,000 | 270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,046,000 | 786 |
| Total noninterest expense | $11,501,000 | 1,293 |
| Salaries and employee benefits | $4,910,000 | 1,692 |
| Premises and equipment expense | $875,000 | 1,901 |
| Additional noninterest expense | $5,716,000 | 861 |
| Pre-tax net operating income | $2,253,000 | 2,531 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,068,000 | 1,412 |
| Income before extraordinary items | $1,185,000 | 3,233 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,185,000 | 3,232 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,185,000 | 3,233 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,185,000 | 3,211 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 2,776 |
| Total interest expense | $613,000 | 2,174 |
| Net interest income | $3,582,000 | 2,857 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $5,667,000 | 636 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $2,912,000 | 261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,755,000 | 777 |
| Total noninterest expense | $7,644,000 | 1,304 |
| Salaries and employee benefits | $3,290,000 | 1,688 |
| Premises and equipment expense | $545,000 | 1,985 |
| Additional noninterest expense | $3,809,000 | 863 |
| Pre-tax net operating income | $1,530,000 | 2,460 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $726,000 | 1,362 |
| Income before extraordinary items | $804,000 | 3,158 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $804,000 | 3,157 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $804,000 | 3,158 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $804,000 | 3,141 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 2,819 |
| Total interest expense | $299,000 | 2,190 |
| Net interest income | $1,753,000 | 2,900 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $2,656,000 | 650 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $1,448,000 | 262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,208,000 | 836 |
| Total noninterest expense | $3,720,000 | 1,347 |
| Salaries and employee benefits | $1,607,000 | 1,741 |
| Premises and equipment expense | $291,000 | 1,931 |
| Additional noninterest expense | $1,822,000 | 888 |
| Pre-tax net operating income | $614,000 | 2,765 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $291,000 | 1,520 |
| Income before extraordinary items | $323,000 | 3,497 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $323,000 | 3,496 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $323,000 | 3,497 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $323,000 | 3,470 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,342,000 | 2,769 |
| Total interest expense | $1,025,000 | 2,383 |
| Net interest income | $7,317,000 | 2,792 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $14,013,000 | 543 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $6,162,000 | 242 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $7,851,000 | 612 |
| Total noninterest expense | $22,143,000 | 955 |
| Salaries and employee benefits | $8,814,000 | 1,267 |
| Premises and equipment expense | $1,430,000 | 1,590 |
| Additional noninterest expense | $11,899,000 | 584 |
| Pre-tax net operating income | $-813,000 | 5,816 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-429,000 | 5,822 |
| Income before extraordinary items | $-384,000 | 5,776 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-384,000 | 5,775 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-384,000 | 5,775 |
| Net charge-offs | $90,000 | 2,692 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-384,000 | 5,765 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 2,771 |
| Total interest expense | $749,000 | 2,422 |
| Net interest income | $5,517,000 | 2,790 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $11,279,000 | 514 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $4,677,000 | 243 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $6,602,000 | 565 |
| Total noninterest expense | $16,500,000 | 963 |
| Salaries and employee benefits | $7,109,000 | 1,207 |
| Premises and equipment expense | $1,059,000 | 1,606 |
| Additional noninterest expense | $8,332,000 | 623 |
| Pre-tax net operating income | $296,000 | 5,075 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $135,000 | 3,057 |
| Income before extraordinary items | $161,000 | 5,370 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $161,000 | 5,369 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $161,000 | 5,370 |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $161,000 | 5,321 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 2,762 |
| Total interest expense | $494,000 | 2,446 |
| Net interest income | $3,729,000 | 2,768 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $7,618,000 | 500 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $3,116,000 | 244 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,502,000 | 540 |
| Total noninterest expense | $11,338,000 | 934 |
| Salaries and employee benefits | $4,726,000 | 1,210 |
| Premises and equipment expense | $670,000 | 1,690 |
| Additional noninterest expense | $5,942,000 | 583 |
| Pre-tax net operating income | $9,000 | 5,743 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $9,000 | 5,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 5,770 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,000 | 5,770 |
| Net charge-offs | $98,000 | 1,637 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $9,000 | 5,742 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 2,772 |
| Total interest expense | $242,000 | 2,486 |
| Net interest income | $1,866,000 | 2,768 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $3,790,000 | 489 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,551,000 | 240 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,239,000 | 526 |
| Total noninterest expense | $5,610,000 | 938 |
| Salaries and employee benefits | $2,303,000 | 1,238 |
| Premises and equipment expense | $313,000 | 1,805 |
| Additional noninterest expense | $2,994,000 | 571 |
| Pre-tax net operating income | $46,000 | 5,503 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $39,000 | 3,130 |
| Income before extraordinary items | $7,000 | 5,778 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $7,000 | 5,777 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $7,000 | 5,777 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $7,000 | 5,750 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 2,916 |
| Total interest expense | $724,000 | 3,001 |
| Net interest income | $6,941,000 | 2,874 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $15,126,000 | 502 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $6,571,000 | 232 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,555,000 | 558 |
| Total noninterest expense | $21,264,000 | 973 |
| Salaries and employee benefits | $8,792,000 | 1,251 |
| Premises and equipment expense | $1,070,000 | 2,068 |
| Additional noninterest expense | $11,402,000 | 587 |
| Pre-tax net operating income | $803,000 | 4,406 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $190,000 | 2,970 |
| Income before extraordinary items | $613,000 | 4,592 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $613,000 | 4,593 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $613,000 | 4,593 |
| Net charge-offs | $-198,000 | 5,862 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $613,000 | 4,538 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 2,992 |
| Total interest expense | $505,000 | 3,190 |
| Net interest income | $5,118,000 | 2,932 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $11,228,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $4,964,000 | 235 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,264,000 | 572 |
| Total noninterest expense | $16,101,000 | 968 |
| Salaries and employee benefits | $6,505,000 | 1,275 |
| Premises and equipment expense | $808,000 | 2,082 |
| Additional noninterest expense | $8,788,000 | 578 |
| Pre-tax net operating income | $245,000 | 5,358 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $136,000 | 3,088 |
| Income before extraordinary items | $109,000 | 5,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 5,706 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $109,000 | 5,706 |
| Net charge-offs | $79,000 | 2,381 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $109,000 | 5,664 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 3,012 |
| Total interest expense | $317,000 | 3,333 |
| Net interest income | $3,388,000 | 2,949 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $7,165,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $3,284,000 | 234 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,881,000 | 617 |
| Total noninterest expense | $10,110,000 | 1,028 |
| Salaries and employee benefits | $4,291,000 | 1,292 |
| Premises and equipment expense | $538,000 | 2,100 |
| Additional noninterest expense | $5,281,000 | 648 |
| Pre-tax net operating income | $443,000 | 4,343 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $213,000 | 2,417 |
| Income before extraordinary items | $230,000 | 5,003 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $230,000 | 5,005 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $230,000 | 5,007 |
| Net charge-offs | $39,000 | 2,519 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $230,000 | 4,940 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,150 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $1,600,000 | 3,087 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $3,343,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,624,000 | 234 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,719,000 | 634 |
| Total noninterest expense | $4,783,000 | 1,076 |
| Salaries and employee benefits | $2,065,000 | 1,337 |
| Premises and equipment expense | $273,000 | 2,107 |
| Additional noninterest expense | $2,445,000 | 676 |
| Pre-tax net operating income | $160,000 | 4,750 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $76,000 | 2,685 |
| Income before extraordinary items | $84,000 | 5,266 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $84,000 | 5,269 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $84,000 | 5,270 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $84,000 | 5,200 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 3,531 |
| Total interest expense | $392,000 | 4,497 |
| Net interest income | $5,602,000 | 3,397 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $11,800,000 | 570 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $6,536,000 | 244 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,264,000 | 722 |
| Total noninterest expense | $16,680,000 | 1,195 |
| Salaries and employee benefits | $5,649,000 | 1,822 |
| Premises and equipment expense | $947,000 | 2,342 |
| Additional noninterest expense | $10,084,000 | 661 |
| Pre-tax net operating income | $722,000 | 4,616 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $74,000 | 3,550 |
| Income before extraordinary items | $648,000 | 4,587 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $648,000 | 4,588 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $648,000 | 4,588 |
| Net charge-offs | $64,000 | 3,572 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $648,000 | 4,536 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 3,638 |
| Total interest expense | $272,000 | 4,703 |
| Net interest income | $4,071,000 | 3,488 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $8,660,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $4,910,000 | 241 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,750,000 | 755 |
| Total noninterest expense | $12,403,000 | 1,217 |
| Salaries and employee benefits | $3,954,000 | 1,947 |
| Premises and equipment expense | $703,000 | 2,389 |
| Additional noninterest expense | $7,746,000 | 649 |
| Pre-tax net operating income | $328,000 | 5,258 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $174,000 | 2,920 |
| Income before extraordinary items | $154,000 | 5,723 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,722 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $154,000 | 5,723 |
| Net charge-offs | $-40,000 | 5,975 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $154,000 | 5,685 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,716 |
| Total interest expense | $180,000 | 4,766 |
| Net interest income | $2,623,000 | 3,570 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $5,750,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $3,249,000 | 243 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,501,000 | 734 |
| Total noninterest expense | $8,192,000 | 1,226 |
| Salaries and employee benefits | $2,540,000 | 2,035 |
| Premises and equipment expense | $472,000 | 2,392 |
| Additional noninterest expense | $5,180,000 | 642 |
| Pre-tax net operating income | $181,000 | 5,411 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $91,000 | 3,080 |
| Income before extraordinary items | $90,000 | 5,792 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $90,000 | 5,794 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $90,000 | 5,794 |
| Net charge-offs | $197,000 | 1,593 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $90,000 | 5,753 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 3,829 |
| Total interest expense | $84,000 | 4,955 |
| Net interest income | $1,262,000 | 3,657 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $2,826,000 | 572 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,602,000 | 244 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,224,000 | 715 |
| Total noninterest expense | $3,999,000 | 1,263 |
| Salaries and employee benefits | $1,272,000 | 2,040 |
| Premises and equipment expense | $247,000 | 2,335 |
| Additional noninterest expense | $2,480,000 | 665 |
| Pre-tax net operating income | $89,000 | 5,375 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $48,000 | 2,984 |
| Income before extraordinary items | $41,000 | 5,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $41,000 | 5,802 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $41,000 | 5,803 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $41,000 | 5,767 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 3,824 |
| Total interest expense | $350,000 | 5,150 |
| Net interest income | $5,199,000 | 3,615 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $11,738,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $6,582,000 | 247 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,156,000 | 783 |
| Total noninterest expense | $14,648,000 | 1,349 |
| Salaries and employee benefits | $5,334,000 | 1,906 |
| Premises and equipment expense | $953,000 | 2,334 |
| Additional noninterest expense | $8,361,000 | 818 |
| Pre-tax net operating income | $2,264,000 | 2,627 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $850,000 | 1,626 |
| Income before extraordinary items | $1,414,000 | 3,268 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,414,000 | 3,270 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,414,000 | 3,271 |
| Net charge-offs | $257,000 | 2,737 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,414,000 | 3,210 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 3,853 |
| Total interest expense | $258,000 | 5,261 |
| Net interest income | $3,904,000 | 3,627 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $8,762,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $4,964,000 | 242 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,798,000 | 813 |
| Total noninterest expense | $10,864,000 | 1,371 |
| Salaries and employee benefits | $3,939,000 | 1,949 |
| Premises and equipment expense | $703,000 | 2,404 |
| Additional noninterest expense | $6,222,000 | 822 |
| Pre-tax net operating income | $1,777,000 | 2,644 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $843,000 | 1,400 |
| Income before extraordinary items | $934,000 | 3,554 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $934,000 | 3,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $934,000 | 3,558 |
| Net charge-offs | $265,000 | 2,239 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $934,000 | 3,470 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 3,857 |
| Total interest expense | $168,000 | 5,359 |
| Net interest income | $2,611,000 | 3,607 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $5,833,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $3,295,000 | 239 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,538,000 | 828 |
| Total noninterest expense | $7,231,000 | 1,368 |
| Salaries and employee benefits | $2,607,000 | 1,974 |
| Premises and equipment expense | $460,000 | 2,446 |
| Additional noninterest expense | $4,164,000 | 813 |
| Pre-tax net operating income | $1,213,000 | 2,580 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $575,000 | 1,390 |
| Income before extraordinary items | $638,000 | 3,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $638,000 | 3,498 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $638,000 | 3,499 |
| Net charge-offs | $304,000 | 1,675 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $638,000 | 3,397 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,918 |
| Total interest expense | $83,000 | 5,468 |
| Net interest income | $1,288,000 | 3,667 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $2,839,000 | 627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,618,000 | 240 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,221,000 | 850 |
| Total noninterest expense | $3,571,000 | 1,398 |
| Salaries and employee benefits | $1,277,000 | 2,034 |
| Premises and equipment expense | $234,000 | 2,433 |
| Additional noninterest expense | $2,060,000 | 825 |
| Pre-tax net operating income | $556,000 | 2,686 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $264,000 | 1,462 |
| Income before extraordinary items | $292,000 | 3,618 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $292,000 | 3,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $292,000 | 3,620 |
| Net charge-offs | $14,000 | 3,305 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $292,000 | 3,525 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 3,739 |
| Total interest expense | $290,000 | 6,019 |
| Net interest income | $5,918,000 | 3,407 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $11,450,000 | 614 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $6,613,000 | 247 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,837,000 | 833 |
| Total noninterest expense | $13,918,000 | 1,415 |
| Salaries and employee benefits | $5,334,000 | 1,893 |
| Premises and equipment expense | $813,000 | 2,703 |
| Additional noninterest expense | $7,771,000 | 891 |
| Pre-tax net operating income | $3,450,000 | 1,845 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,356,000 | 1,179 |
| Income before extraordinary items | $2,094,000 | 2,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,094,000 | 2,507 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,094,000 | 2,507 |
| Net charge-offs | $133,000 | 4,166 |
| Cash dividends | $638,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,094,000 | 2,377 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,845 |
| Total interest expense | $209,000 | 6,193 |
| Net interest income | $4,383,000 | 3,487 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $8,524,000 | 619 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $4,986,000 | 246 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,538,000 | 824 |
| Total noninterest expense | $10,258,000 | 1,435 |
| Salaries and employee benefits | $3,900,000 | 1,940 |
| Premises and equipment expense | $563,000 | 2,907 |
| Additional noninterest expense | $5,795,000 | 893 |
| Pre-tax net operating income | $2,649,000 | 1,867 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,279,000 | 1,018 |
| Income before extraordinary items | $1,370,000 | 2,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,370,000 | 2,805 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,370,000 | 2,804 |
| Net charge-offs | $126,000 | 3,749 |
| Cash dividends | $638,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,370,000 | 2,669 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 4,000 |
| Total interest expense | $127,000 | 6,385 |
| Net interest income | $2,796,000 | 3,607 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $5,561,000 | 622 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $3,311,000 | 246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,250,000 | 848 |
| Total noninterest expense | $6,602,000 | 1,484 |
| Salaries and employee benefits | $2,579,000 | 1,949 |
| Premises and equipment expense | $341,000 | 3,123 |
| Additional noninterest expense | $3,682,000 | 943 |
| Pre-tax net operating income | $1,755,000 | 1,874 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $851,000 | 1,014 |
| Income before extraordinary items | $904,000 | 2,797 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $904,000 | 2,798 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $904,000 | 2,798 |
| Net charge-offs | $127,000 | 3,200 |
| Cash dividends | $638,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $904,000 | 2,665 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 4,110 |
| Total interest expense | $62,000 | 6,507 |
| Net interest income | $1,364,000 | 3,690 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $2,585,000 | 663 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,628,000 | 244 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $957,000 | 934 |
| Total noninterest expense | $3,180,000 | 1,541 |
| Salaries and employee benefits | $1,265,000 | 1,983 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $1,747,000 | 982 |
| Pre-tax net operating income | $769,000 | 2,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $368,000 | 1,139 |
| Income before extraordinary items | $401,000 | 3,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $401,000 | 3,063 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $401,000 | 3,064 |
| Net charge-offs | $-12,000 | 6,715 |
| Cash dividends | $638,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $401,000 | 2,906 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 4,069 |
| Total interest expense | $222,000 | 6,833 |
| Net interest income | $5,763,000 | 3,570 |
| Provision for loan and lease losses | $550,000 | 3,317 |
| Total noninterest income | $10,470,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $6,560,000 | 253 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,910,000 | 853 |
| Total noninterest expense | $12,467,000 | 1,569 |
| Salaries and employee benefits | $4,909,000 | 1,968 |
| Premises and equipment expense | $791,000 | 2,948 |
| Additional noninterest expense | $6,767,000 | 1,033 |
| Pre-tax net operating income | $3,216,000 | 1,722 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,199,000 | 1,184 |
| Income before extraordinary items | $2,017,000 | 2,250 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,017,000 | 2,251 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,017,000 | 2,251 |
| Net charge-offs | $24,000 | 5,842 |
| Cash dividends | $1,057,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,017,000 | 2,175 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 4,048 |
| Total interest expense | $161,000 | 6,948 |
| Net interest income | $4,427,000 | 3,524 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $7,654,000 | 608 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,925,000 | 252 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,729,000 | 895 |
| Total noninterest expense | $9,120,000 | 1,602 |
| Salaries and employee benefits | $3,578,000 | 2,015 |
| Premises and equipment expense | $591,000 | 2,973 |
| Additional noninterest expense | $4,951,000 | 1,062 |
| Pre-tax net operating income | $2,511,000 | 1,724 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,202,000 | 945 |
| Income before extraordinary items | $1,309,000 | 2,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,309,000 | 2,570 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,309,000 | 2,570 |
| Net charge-offs | $19,000 | 5,564 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,309,000 | 2,471 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 4,079 |
| Total interest expense | $104,000 | 7,061 |
| Net interest income | $2,960,000 | 3,511 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $5,002,000 | 624 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $3,247,000 | 255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,755,000 | 911 |
| Total noninterest expense | $5,993,000 | 1,639 |
| Salaries and employee benefits | $2,364,000 | 2,061 |
| Premises and equipment expense | $389,000 | 3,019 |
| Additional noninterest expense | $3,240,000 | 1,099 |
| Pre-tax net operating income | $1,669,000 | 1,711 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $799,000 | 919 |
| Income before extraordinary items | $870,000 | 2,530 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $870,000 | 2,530 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $870,000 | 2,530 |
| Net charge-offs | $19,000 | 5,072 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $870,000 | 2,445 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,128 |
| Total interest expense | $50,000 | 7,171 |
| Net interest income | $1,465,000 | 3,530 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $2,358,000 | 647 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,583,000 | 255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $775,000 | 998 |
| Total noninterest expense | $2,873,000 | 1,718 |
| Salaries and employee benefits | $1,157,000 | 2,127 |
| Premises and equipment expense | $201,000 | 2,978 |
| Additional noninterest expense | $1,515,000 | 1,178 |
| Pre-tax net operating income | $800,000 | 1,777 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $383,000 | 922 |
| Income before extraordinary items | $417,000 | 2,574 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $417,000 | 2,573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $417,000 | 2,574 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $417,000 | 2,518 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 4,025 |
| Total interest expense | $218,000 | 7,280 |
| Net interest income | $6,466,000 | 3,276 |
| Provision for loan and lease losses | $900,000 | 3,213 |
| Total noninterest income | $9,979,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,399,000 | 252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,580,000 | 930 |
| Total noninterest expense | $12,013,000 | 1,653 |
| Salaries and employee benefits | $4,615,000 | 2,095 |
| Premises and equipment expense | $835,000 | 2,893 |
| Additional noninterest expense | $6,563,000 | 1,130 |
| Pre-tax net operating income | $3,532,000 | 1,407 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,313,000 | 995 |
| Income before extraordinary items | $2,219,000 | 1,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,219,000 | 1,848 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,219,000 | 1,849 |
| Net charge-offs | $156,000 | 5,013 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,219,000 | 1,771 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 4,061 |
| Total interest expense | $166,000 | 7,397 |
| Net interest income | $4,939,000 | 3,276 |
| Provision for loan and lease losses | $750,000 | 2,938 |
| Total noninterest income | $7,023,000 | 659 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,817,000 | 250 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,206,000 | 1,037 |
| Total noninterest expense | $8,843,000 | 1,667 |
| Salaries and employee benefits | $3,229,000 | 2,245 |
| Premises and equipment expense | $651,000 | 2,842 |
| Additional noninterest expense | $4,963,000 | 1,085 |
| Pre-tax net operating income | $2,369,000 | 1,658 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,134,000 | 919 |
| Income before extraordinary items | $1,235,000 | 2,497 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,235,000 | 2,494 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,235,000 | 2,498 |
| Net charge-offs | $130,000 | 4,651 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,235,000 | 2,372 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 4,063 |
| Total interest expense | $124,000 | 7,416 |
| Net interest income | $3,325,000 | 3,240 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $4,612,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,183,000 | 252 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,429,000 | 1,008 |
| Total noninterest expense | $5,785,000 | 1,701 |
| Salaries and employee benefits | $2,127,000 | 2,283 |
| Premises and equipment expense | $437,000 | 2,837 |
| Additional noninterest expense | $3,221,000 | 1,104 |
| Pre-tax net operating income | $1,552,000 | 1,678 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $743,000 | 889 |
| Income before extraordinary items | $809,000 | 2,490 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $809,000 | 2,486 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $809,000 | 2,489 |
| Net charge-offs | $15,000 | 5,638 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $809,000 | 2,385 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 4,067 |
| Total interest expense | $54,000 | 7,602 |
| Net interest income | $1,703,000 | 3,210 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $2,082,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,563,000 | 260 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $519,000 | 1,258 |
| Total noninterest expense | $2,781,000 | 1,790 |
| Salaries and employee benefits | $1,036,000 | 2,387 |
| Premises and equipment expense | $201,000 | 3,102 |
| Additional noninterest expense | $1,544,000 | 1,139 |
| Pre-tax net operating income | $704,000 | 1,816 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $337,000 | 952 |
| Income before extraordinary items | $367,000 | 2,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $367,000 | 2,708 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $367,000 | 2,710 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $367,000 | 2,603 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 4,442 |
| Total interest expense | $195,000 | 7,777 |
| Net interest income | $6,181,000 | 3,384 |
| Provision for loan and lease losses | $950,000 | 3,582 |
| Total noninterest income | $9,274,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $6,709,000 | 261 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,565,000 | 1,152 |
| Total noninterest expense | $11,291,000 | 1,807 |
| Salaries and employee benefits | $3,986,000 | 2,454 |
| Premises and equipment expense | $719,000 | 3,381 |
| Additional noninterest expense | $6,586,000 | 1,173 |
| Pre-tax net operating income | $3,214,000 | 1,249 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,257,000 | 821 |
| Income before extraordinary items | $1,957,000 | 1,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,957,000 | 1,720 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,957,000 | 1,721 |
| Net charge-offs | $588,000 | 3,589 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,957,000 | 1,671 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 4,544 |
| Total interest expense | $161,000 | 7,845 |
| Net interest income | $4,549,000 | 3,435 |
| Provision for loan and lease losses | $500,000 | 3,787 |
| Total noninterest income | $6,958,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $5,093,000 | 258 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,865,000 | 1,210 |
| Total noninterest expense | $8,408,000 | 1,804 |
| Salaries and employee benefits | $2,881,000 | 2,555 |
| Premises and equipment expense | $529,000 | 3,477 |
| Additional noninterest expense | $4,998,000 | 1,127 |
| Pre-tax net operating income | $2,599,000 | 1,242 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,244,000 | 710 |
| Income before extraordinary items | $1,355,000 | 1,962 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,355,000 | 1,961 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,355,000 | 1,962 |
| Net charge-offs | $77,000 | 5,306 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,355,000 | 1,918 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 4,638 |
| Total interest expense | $88,000 | 7,997 |
| Net interest income | $2,992,000 | 3,467 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $4,695,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $3,423,000 | 259 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,272,000 | 1,214 |
| Total noninterest expense | $5,614,000 | 1,827 |
| Salaries and employee benefits | $1,913,000 | 2,601 |
| Premises and equipment expense | $326,000 | 3,702 |
| Additional noninterest expense | $3,375,000 | 1,135 |
| Pre-tax net operating income | $1,773,000 | 1,301 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $849,000 | 709 |
| Income before extraordinary items | $924,000 | 1,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $924,000 | 1,975 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $924,000 | 1,976 |
| Net charge-offs | $79,000 | 4,490 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $924,000 | 1,910 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,724 |
| Total interest expense | $50,000 | 8,027 |
| Net interest income | $1,468,000 | 3,510 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $2,262,000 | 681 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,678,000 | 259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $584,000 | 1,256 |
| Total noninterest expense | $2,665,000 | 1,866 |
| Salaries and employee benefits | $945,000 | 2,674 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $1,579,000 | 1,069 |
| Pre-tax net operating income | $915,000 | 1,410 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $438,000 | 764 |
| Income before extraordinary items | $477,000 | 2,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $477,000 | 2,228 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $477,000 | 2,229 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,000 | 2,093 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 4,716 |
| Total interest expense | $2,359,000 | 4,891 |
| Net interest income | $4,094,000 | 4,519 |
| Provision for loan and lease losses | $320,000 | 4,511 |
| Total noninterest income | $9,412,000 | 627 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,184,000 | 288 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,228,000 | 913 |
| Total noninterest expense | $9,291,000 | 2,070 |
| Salaries and employee benefits | $3,483,000 | 2,840 |
| Premises and equipment expense | $-244,000 | 8,304 |
| Additional noninterest expense | $6,052,000 | 1,069 |
| Pre-tax net operating income | $3,895,000 | 1,402 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,392,000 | 921 |
| Income before extraordinary items | $2,503,000 | 1,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,503,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 3,579 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,503,000 | 1,727 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 4,835 |
| Total interest expense | $2,022,000 | 4,672 |
| Net interest income | $2,752,000 | 4,869 |
| Provision for loan and lease losses | $220,000 | 4,063 |
| Total noninterest income | $7,077,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,614,000 | 300 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,463,000 | 943 |
| Total noninterest expense | $7,313,000 | 1,970 |
| Salaries and employee benefits | $2,534,000 | 2,948 |
| Premises and equipment expense | $319,000 | 4,940 |
| Additional noninterest expense | $4,460,000 | 1,029 |
| Pre-tax net operating income | $2,296,000 | 2,072 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $906,000 | 1,248 |
| Income before extraordinary items | $1,390,000 | 2,481 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,390,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,390,000 | 2,589 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 4,979 |
| Total interest expense | $1,413,000 | 4,677 |
| Net interest income | $1,690,000 | 5,124 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $4,701,000 | 667 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,991,000 | 302 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,710,000 | 944 |
| Total noninterest expense | $4,704,000 | 2,036 |
| Salaries and employee benefits | $1,686,000 | 2,980 |
| Premises and equipment expense | $204,000 | 5,087 |
| Additional noninterest expense | $2,814,000 | 1,070 |
| Pre-tax net operating income | $1,542,000 | 2,138 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $608,000 | 1,380 |
| Income before extraordinary items | $934,000 | 2,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $934,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $934,000 | 2,669 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 4,716 |
| Total interest expense | $881,000 | 4,243 |
| Net interest income | $874,000 | 5,029 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $2,234,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,443,000 | 303 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $791,000 | 1,008 |
| Total noninterest expense | $2,426,000 | 1,975 |
| Salaries and employee benefits | $802,000 | 3,159 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $1,525,000 | 949 |
| Pre-tax net operating income | $612,000 | 2,664 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $244,000 | 1,708 |
| Income before extraordinary items | $368,000 | 3,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $368,000 | 3,274 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,396,000 | 4,227 |
| Total interest expense | $4,939,000 | 3,496 |
| Net interest income | $3,457,000 | 5,075 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $8,783,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,878,000 | 305 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,905,000 | 1,039 |
| Total noninterest expense | $9,817,000 | 1,883 |
| Salaries and employee benefits | $3,041,000 | 3,194 |
| Premises and equipment expense | $384,000 | 5,147 |
| Additional noninterest expense | $6,392,000 | 885 |
| Pre-tax net operating income | $2,183,000 | 3,143 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $722,000 | 2,260 |
| Income before extraordinary items | $1,461,000 | 3,509 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,461,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $131,000 | 5,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,461,000 | 3,495 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,246 |
| Total interest expense | $3,698,000 | 3,503 |
| Net interest income | $2,607,000 | 5,066 |
| Provision for loan and lease losses | $240,000 | 2,679 |
| Total noninterest income | $6,493,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,420,000 | 302 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,073,000 | 1,074 |
| Total noninterest expense | $7,298,000 | 1,877 |
| Salaries and employee benefits | $2,213,000 | 3,254 |
| Premises and equipment expense | $278,000 | 5,235 |
| Additional noninterest expense | $4,807,000 | 853 |
| Pre-tax net operating income | $1,562,000 | 3,382 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $627,000 | 2,223 |
| Income before extraordinary items | $935,000 | 4,022 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $935,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $131,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $935,000 | 4,002 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 4,387 |
| Total interest expense | $2,421,000 | 3,545 |
| Net interest income | $1,589,000 | 5,408 |
| Provision for loan and lease losses | $195,000 | 2,206 |
| Total noninterest income | $4,313,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,931,000 | 313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,382,000 | 1,117 |
| Total noninterest expense | $4,817,000 | 1,912 |
| Salaries and employee benefits | $1,436,000 | 3,358 |
| Premises and equipment expense | $186,000 | 5,247 |
| Additional noninterest expense | $3,195,000 | 879 |
| Pre-tax net operating income | $890,000 | 3,783 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $361,000 | 2,514 |
| Income before extraordinary items | $529,000 | 4,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $529,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $131,000 | 4,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $529,000 | 4,435 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 4,295 |
| Total interest expense | $1,278,000 | 3,374 |
| Net interest income | $797,000 | 5,392 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $2,106,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,434,000 | 308 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $672,000 | 1,108 |
| Total noninterest expense | $2,317,000 | 1,998 |
| Salaries and employee benefits | $705,000 | 3,436 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $1,522,000 | 896 |
| Pre-tax net operating income | $436,000 | 3,808 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $177,000 | 2,563 |
| Income before extraordinary items | $259,000 | 4,476 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $259,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $131,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $259,000 | 4,465 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,575,000 | 4,017 |
| Total interest expense | $5,263,000 | 2,901 |
| Net interest income | $3,312,000 | 5,229 |
| Provision for loan and lease losses | $320,000 | 2,647 |
| Total noninterest income | $7,970,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,542,000 | 321 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,428,000 | 1,163 |
| Total noninterest expense | $9,112,000 | 1,936 |
| Salaries and employee benefits | $2,694,000 | 3,421 |
| Premises and equipment expense | $399,000 | 4,923 |
| Additional noninterest expense | $6,019,000 | 883 |
| Pre-tax net operating income | $1,850,000 | 3,823 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $550,000 | 3,007 |
| Income before extraordinary items | $1,300,000 | 4,103 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,300,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,290 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,300,000 | 4,073 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 3,949 |
| Total interest expense | $3,877,000 | 2,857 |
| Net interest income | $2,617,000 | 5,100 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $5,838,000 | 774 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,124,000 | 328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,714,000 | 1,234 |
| Total noninterest expense | $6,756,000 | 1,953 |
| Salaries and employee benefits | $1,957,000 | 3,505 |
| Premises and equipment expense | $298,000 | 4,971 |
| Additional noninterest expense | $4,501,000 | 888 |
| Pre-tax net operating income | $1,529,000 | 3,738 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $583,000 | 2,639 |
| Income before extraordinary items | $946,000 | 4,300 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $946,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,260 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $946,000 | 4,285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 4,084 |
| Total interest expense | $2,314,000 | 3,025 |
| Net interest income | $1,740,000 | 5,135 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $3,825,000 | 782 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,682,000 | 329 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,143,000 | 1,237 |
| Total noninterest expense | $4,440,000 | 1,986 |
| Salaries and employee benefits | $1,286,000 | 3,559 |
| Premises and equipment expense | $198,000 | 4,966 |
| Additional noninterest expense | $2,956,000 | 901 |
| Pre-tax net operating income | $1,035,000 | 3,728 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $411,000 | 2,582 |
| Income before extraordinary items | $624,000 | 4,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $624,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $624,000 | 4,334 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 4,281 |
| Total interest expense | $1,014,000 | 3,221 |
| Net interest income | $849,000 | 5,230 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $1,819,000 | 798 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,311,000 | 323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $508,000 | 1,327 |
| Total noninterest expense | $2,133,000 | 2,072 |
| Salaries and employee benefits | $618,000 | 3,674 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $1,421,000 | 939 |
| Pre-tax net operating income | $490,000 | 3,780 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $195,000 | 2,644 |
| Income before extraordinary items | $295,000 | 4,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $295,000 | 4,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 4,330 |
| Total interest expense | $3,074,000 | 3,263 |
| Net interest income | $3,519,000 | 4,999 |
| Provision for loan and lease losses | $220,000 | 3,430 |
| Total noninterest income | $5,704,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,078,000 | 415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,626,000 | 1,569 |
| Total noninterest expense | $7,439,000 | 2,250 |
| Salaries and employee benefits | $2,381,000 | 3,621 |
| Premises and equipment expense | $391,000 | 4,923 |
| Additional noninterest expense | $4,667,000 | 1,097 |
| Pre-tax net operating income | $1,564,000 | 4,268 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $497,000 | 3,376 |
| Income before extraordinary items | $1,067,000 | 4,658 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,067,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $281,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,067,000 | 4,622 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 4,499 |
| Total interest expense | $2,033,000 | 3,467 |
| Net interest income | $2,595,000 | 5,068 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $3,894,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,790,000 | 456 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,104,000 | 1,691 |
| Total noninterest expense | $5,291,000 | 2,347 |
| Salaries and employee benefits | $1,702,000 | 3,742 |
| Premises and equipment expense | $292,000 | 4,928 |
| Additional noninterest expense | $3,297,000 | 1,147 |
| Pre-tax net operating income | $1,023,000 | 4,711 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $303,000 | 3,793 |
| Income before extraordinary items | $720,000 | 5,012 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $720,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,263 |
| Cash dividends | $281,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $720,000 | 4,970 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,609 |
| Total interest expense | $1,089,000 | 3,901 |
| Net interest income | $1,806,000 | 4,932 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $2,417,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,705,000 | 490 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $712,000 | 1,731 |
| Total noninterest expense | $3,381,000 | 2,422 |
| Salaries and employee benefits | $1,114,000 | 3,772 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $2,073,000 | 1,214 |
| Pre-tax net operating income | $682,000 | 4,689 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $198,000 | 3,806 |
| Income before extraordinary items | $484,000 | 4,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $281,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $484,000 | 4,912 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 4,798 |
| Total interest expense | $484,000 | 4,112 |
| Net interest income | $872,000 | 5,055 |
| Provision for loan and lease losses | $115,000 | 1,851 |
| Total noninterest income | $1,137,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $794,000 | 507 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $343,000 | 1,719 |
| Total noninterest expense | $1,612,000 | 2,539 |
| Salaries and employee benefits | $552,000 | 3,804 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $963,000 | 1,286 |
| Pre-tax net operating income | $282,000 | 5,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $222,000 | 5,158 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $222,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $281,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $222,000 | 5,127 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 5,753 |
| Total interest expense | $539,000 | 7,159 |
| Net interest income | $3,223,000 | 5,189 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $4,283,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,900,000 | 598 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,383,000 | 1,736 |
| Total noninterest expense | $5,911,000 | 2,692 |
| Salaries and employee benefits | $2,100,000 | 3,837 |
| Premises and equipment expense | $373,000 | 4,997 |
| Additional noninterest expense | $3,438,000 | 1,442 |
| Pre-tax net operating income | $1,445,000 | 4,337 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $443,000 | 3,540 |
| Income before extraordinary items | $1,002,000 | 4,695 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,002,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,002,000 | 4,622 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 6,007 |
| Total interest expense | $232,000 | 8,076 |
| Net interest income | $2,361,000 | 5,250 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $3,187,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,193,000 | 601 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $994,000 | 1,776 |
| Total noninterest expense | $4,335,000 | 2,706 |
| Salaries and employee benefits | $1,516,000 | 3,918 |
| Premises and equipment expense | $281,000 | 4,970 |
| Additional noninterest expense | $2,538,000 | 1,450 |
| Pre-tax net operating income | $1,078,000 | 4,431 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $384,000 | 3,380 |
| Income before extraordinary items | $694,000 | 4,979 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $694,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $694,000 | 4,889 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 6,166 |
| Total interest expense | $134,000 | 8,322 |
| Net interest income | $1,512,000 | 5,376 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $2,110,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,449,000 | 601 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $661,000 | 1,795 |
| Total noninterest expense | $2,844,000 | 2,756 |
| Salaries and employee benefits | $993,000 | 4,001 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $1,663,000 | 1,453 |
| Pre-tax net operating income | $688,000 | 4,496 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $244,000 | 3,435 |
| Income before extraordinary items | $444,000 | 5,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $224,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $444,000 | 4,947 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,214 |
| Total interest expense | $53,000 | 8,586 |
| Net interest income | $761,000 | 5,373 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $1,035,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $713,000 | 603 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $322,000 | 1,794 |
| Total noninterest expense | $1,403,000 | 2,803 |
| Salaries and employee benefits | $494,000 | 4,047 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $816,000 | 1,473 |
| Pre-tax net operating income | $348,000 | 4,452 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $124,000 | 3,441 |
| Income before extraordinary items | $224,000 | 5,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $224,000 | 5,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $224,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $224,000 | 4,913 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 6,283 |
| Total interest expense | $218,000 | 8,697 |
| Net interest income | $3,015,000 | 5,291 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $4,279,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,831,000 | 602 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,448,000 | 1,866 |
| Total noninterest expense | $5,867,000 | 2,644 |
| Salaries and employee benefits | $1,971,000 | 3,976 |
| Premises and equipment expense | $375,000 | 4,958 |
| Additional noninterest expense | $3,521,000 | 1,389 |
| Pre-tax net operating income | $1,302,000 | 4,479 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $448,000 | 3,571 |
| Income before extraordinary items | $854,000 | 5,068 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $854,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $288,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $854,000 | 4,910 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 6,370 |
| Total interest expense | $156,000 | 8,824 |
| Net interest income | $2,261,000 | 5,307 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $3,196,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,122,000 | 611 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,074,000 | 1,950 |
| Total noninterest expense | $4,320,000 | 2,700 |
| Salaries and employee benefits | $1,355,000 | 4,244 |
| Premises and equipment expense | $282,000 | 4,933 |
| Additional noninterest expense | $2,683,000 | 1,374 |
| Pre-tax net operating income | $1,012,000 | 4,518 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $394,000 | 3,442 |
| Income before extraordinary items | $618,000 | 5,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $618,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $288,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $618,000 | 5,134 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 6,444 |
| Total interest expense | $86,000 | 8,962 |
| Net interest income | $1,507,000 | 5,310 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $2,127,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,393,000 | 612 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $734,000 | 1,900 |
| Total noninterest expense | $2,812,000 | 2,754 |
| Salaries and employee benefits | $907,000 | 4,233 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $1,720,000 | 1,439 |
| Pre-tax net operating income | $727,000 | 4,327 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $283,000 | 3,340 |
| Income before extraordinary items | $444,000 | 5,118 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $288,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $444,000 | 4,919 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 6,569 |
| Total interest expense | $52,000 | 8,954 |
| Net interest income | $725,000 | 5,432 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $1,027,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $683,000 | 610 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $344,000 | 1,924 |
| Total noninterest expense | $1,367,000 | 2,813 |
| Salaries and employee benefits | $443,000 | 4,291 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $832,000 | 1,444 |
| Pre-tax net operating income | $345,000 | 4,427 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $134,000 | 3,424 |
| Income before extraordinary items | $211,000 | 5,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 5,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $219,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,000 | 5,000 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 6,446 |
| Total interest expense | $401,000 | 8,662 |
| Net interest income | $2,992,000 | 5,292 |
| Provision for loan and lease losses | $221,000 | 4,154 |
| Total noninterest income | $3,913,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,470,000 | 663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,443,000 | 1,692 |
| Total noninterest expense | $5,324,000 | 2,762 |
| Salaries and employee benefits | $1,741,000 | 4,195 |
| Premises and equipment expense | $403,000 | 4,629 |
| Additional noninterest expense | $3,180,000 | 1,495 |
| Pre-tax net operating income | $1,360,000 | 4,364 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $510,000 | 3,408 |
| Income before extraordinary items | $850,000 | 5,040 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $850,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,573 |
| Cash dividends | $425,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $850,000 | 4,910 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 6,740 |
| Total interest expense | $917,000 | 8,178 |
| Net interest income | $2,632,000 | 5,546 |
| Provision for loan and lease losses | $142,000 | 4,903 |
| Total noninterest income | $3,520,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,850,000 | 796 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,670,000 | 1,416 |
| Total noninterest expense | $4,831,000 | 2,911 |
| Salaries and employee benefits | $1,614,000 | 4,280 |
| Premises and equipment expense | $371,000 | 4,833 |
| Additional noninterest expense | $2,846,000 | 1,630 |
| Pre-tax net operating income | $1,179,000 | 4,453 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $436,000 | 3,568 |
| Income before extraordinary items | $743,000 | 5,074 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $743,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $349,000 | 4,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $743,000 | 4,965 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,588 |
| Total interest expense | $2,669,000 | 5,337 |
| Net interest income | $2,549,000 | 5,731 |
| Provision for loan and lease losses | $138,000 | 4,577 |
| Total noninterest income | $2,956,000 | 1,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,545,000 | 874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,411,000 | 1,453 |
| Total noninterest expense | $4,365,000 | 3,084 |
| Salaries and employee benefits | $1,457,000 | 4,461 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $2,607,000 | 1,697 |
| Pre-tax net operating income | $1,002,000 | 5,250 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $364,000 | 4,187 |
| Income before extraordinary items | $638,000 | 5,673 |
| Extraordinary gains, net | $214,000 | 14 |
| Net income | $852,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $179,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $638,000 | 5,686 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 7,484 |
| Total interest expense | $740,000 | 8,848 |
| Net interest income | $2,170,000 | 6,341 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $3,417,000 | 1,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,527,000 | 869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,890,000 | 1,197 |
| Total noninterest expense | $4,383,000 | 3,043 |
| Salaries and employee benefits | $1,340,000 | 4,756 |
| Premises and equipment expense | $261,000 | 5,901 |
| Additional noninterest expense | $2,782,000 | 1,599 |
| Pre-tax net operating income | $1,125,000 | 4,965 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $420,000 | 4,032 |
| Income before extraordinary items | $705,000 | 5,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $705,000 | 5,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $705,000 | 5,408 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 8,210 |
| Total interest expense | $179,000 | 10,210 |
| Net interest income | $2,223,000 | 6,254 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $2,999,000 | 1,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,521,000 | 812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,478,000 | 1,418 |
| Total noninterest expense | $4,173,000 | 3,110 |
| Salaries and employee benefits | $1,240,000 | 4,947 |
| Premises and equipment expense | $232,000 | 6,228 |
| Additional noninterest expense | $2,701,000 | 1,597 |
| Pre-tax net operating income | $977,000 | 5,486 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $341,000 | 4,833 |
| Income before extraordinary items | $636,000 | 5,878 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $636,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $130,000 | 5,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $636,000 | 5,771 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 8,366 |
| Total interest expense | $675,000 | 9,603 |
| Net interest income | $1,831,000 | 7,251 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $2,019,000 | 1,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,418,000 | 896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $601,000 | 2,468 |
| Total noninterest expense | $3,577,000 | 3,536 |
| Salaries and employee benefits | $988,000 | 5,916 |
| Premises and equipment expense | $216,000 | 6,556 |
| Additional noninterest expense | $2,373,000 | 1,791 |
| Pre-tax net operating income | $241,000 | 9,348 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $170,000 | 9,404 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $170,000 | 9,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $157,000 | 9,480 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 9,215 |
| Total interest expense | $587,000 | 10,317 |
| Net interest income | $1,535,000 | 8,181 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $1,918,000 | 1,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,452,000 | 910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,073 |
| Total noninterest expense | $3,174,000 | 4,120 |
| Salaries and employee benefits | $829,000 | 6,842 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $2,138,000 | 2,308 |
| Pre-tax net operating income | $249,000 | 9,493 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $157,000 | 9,719 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $157,000 | 9,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $157,000 | 9,657 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 8,920 |
| Total interest expense | $1,069,000 | 9,004 |
| Net interest income | $1,462,000 | 8,648 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $1,644,000 | 2,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,259,000 | 1,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,384 |
| Total noninterest expense | $2,830,000 | 4,492 |
| Salaries and employee benefits | $719,000 | 7,595 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $1,931,000 | 2,472 |
| Pre-tax net operating income | $252,000 | 10,098 |
| Securities gains (losses) | $-39,000 | 11,026 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $152,000 | 10,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $152,000 | 10,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $179,690 | 10,143 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 9,246 |
| Total interest expense | $766,000 | 9,774 |
| Net interest income | $1,541,000 | 8,760 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $1,494,000 | 2,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,114,000 | 1,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,518 |
| Total noninterest expense | $2,863,000 | 4,586 |
| Salaries and employee benefits | $720,000 | 7,731 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $1,959,000 | 2,626 |
| Pre-tax net operating income | $148,000 | 11,282 |
| Securities gains (losses) | $-44,000 | 10,934 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $63,000 | 11,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $63,000 | 11,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $91,160 | 11,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 10,588 |
| Total interest expense | $242,000 | 12,862 |
| Net interest income | $1,558,000 | 8,920 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $1,689,000 | 2,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,086,000 | 1,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $603,000 | 2,887 |
| Total noninterest expense | $2,951,000 | 4,586 |
| Salaries and employee benefits | $748,000 | 7,655 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $2,041,000 | 2,686 |
| Pre-tax net operating income | $272,000 | 10,456 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $250,000 | 10,045 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $250,000 | 10,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,080 | 10,587 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 11,492 |
| Total interest expense | $78,000 | 13,839 |
| Net interest income | $1,636,000 | 8,856 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $1,531,000 | 2,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $830,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $701,000 | 2,544 |
| Total noninterest expense | $2,690,000 | 4,978 |
| Salaries and employee benefits | $718,000 | 7,852 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $1,821,000 | 3,029 |
| Pre-tax net operating income | $453,000 | 8,778 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $309,000 | 9,194 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $309,000 | 9,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $302,970 | 8,907 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.