Home > The Bank of Versailles > Income and Expense
The Bank of Versailles, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,876,000 | 2,403 |
| Total interest expense | $2,834,000 | 2,689 |
| Net interest income | $11,042,000 | 2,245 |
| Provision for loan and lease losses | $59,000 | 2,743 |
| Total noninterest income | $259,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $105,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 3,819 |
| Total noninterest expense | $5,608,000 | 2,885 |
| Salaries and employee benefits | $3,586,000 | 2,684 |
| Premises and equipment expense | $492,000 | 2,982 |
| Additional noninterest expense | $154,000 | 3,819 |
| Pre-tax net operating income | $5,634,000 | 1,796 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,294,000 | 1,271 |
| Income before extraordinary items | $4,340,000 | 1,898 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,340,000 | 1,921 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,340,000 | 1,901 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $1,416,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,340,000 | 1,926 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,182,000 | 2,398 |
| Total interest expense | $1,817,000 | 2,756 |
| Net interest income | $8,365,000 | 2,244 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $202,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $79,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,787 |
| Total noninterest expense | $4,169,000 | 2,887 |
| Salaries and employee benefits | $2,673,000 | 2,679 |
| Premises and equipment expense | $356,000 | 3,046 |
| Additional noninterest expense | $123,000 | 3,785 |
| Pre-tax net operating income | $4,398,000 | 1,793 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,011,000 | 1,282 |
| Income before extraordinary items | $3,387,000 | 1,914 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,387,000 | 1,931 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,387,000 | 1,914 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $648,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,387,000 | 1,943 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 2,399 |
| Total interest expense | $958,000 | 2,848 |
| Net interest income | $5,668,000 | 2,227 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $138,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $57,000 | 3,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,810 |
| Total noninterest expense | $2,757,000 | 2,898 |
| Salaries and employee benefits | $1,815,000 | 2,660 |
| Premises and equipment expense | $229,000 | 3,095 |
| Additional noninterest expense | $81,000 | 3,793 |
| Pre-tax net operating income | $3,049,000 | 1,745 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $704,000 | 1,255 |
| Income before extraordinary items | $2,345,000 | 1,859 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,345,000 | 1,881 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,345,000 | 1,859 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $648,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,345,000 | 1,868 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 2,498 |
| Total interest expense | $338,000 | 3,043 |
| Net interest income | $2,751,000 | 2,289 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $68,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $31,000 | 3,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 3,866 |
| Total noninterest expense | $1,406,000 | 2,896 |
| Salaries and employee benefits | $916,000 | 2,672 |
| Premises and equipment expense | $112,000 | 3,160 |
| Additional noninterest expense | $37,000 | 3,866 |
| Pre-tax net operating income | $1,413,000 | 1,870 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $335,000 | 1,298 |
| Income before extraordinary items | $1,078,000 | 2,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,078,000 | 2,009 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,078,000 | 2,010 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,078,000 | 2,027 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 2,405 |
| Total interest expense | $594,000 | 3,049 |
| Net interest income | $10,320,000 | 2,327 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $281,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $96,000 | 3,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,866 |
| Total noninterest expense | $5,249,000 | 2,957 |
| Salaries and employee benefits | $3,451,000 | 2,725 |
| Premises and equipment expense | $567,000 | 2,815 |
| Additional noninterest expense | $185,000 | 3,866 |
| Pre-tax net operating income | $5,352,000 | 1,958 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,266,000 | 1,385 |
| Income before extraordinary items | $4,086,000 | 2,076 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,086,000 | 2,075 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,086,000 | 2,075 |
| Net charge-offs | $-47,000 | 4,072 |
| Cash dividends | $1,416,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,086,000 | 2,105 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 2,435 |
| Total interest expense | $429,000 | 2,853 |
| Net interest income | $7,313,000 | 2,384 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $212,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $69,000 | 3,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 3,869 |
| Total noninterest expense | $3,831,000 | 2,993 |
| Salaries and employee benefits | $2,551,000 | 2,737 |
| Premises and equipment expense | $427,000 | 2,802 |
| Additional noninterest expense | $143,000 | 3,869 |
| Pre-tax net operating income | $3,694,000 | 2,033 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $861,000 | 1,452 |
| Income before extraordinary items | $2,833,000 | 2,151 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,833,000 | 2,150 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,833,000 | 2,150 |
| Net charge-offs | $-47,000 | 4,066 |
| Cash dividends | $768,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,833,000 | 2,184 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 2,461 |
| Total interest expense | $279,000 | 2,756 |
| Net interest income | $4,620,000 | 2,432 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $138,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $46,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,899 |
| Total noninterest expense | $2,554,000 | 2,986 |
| Salaries and employee benefits | $1,728,000 | 2,721 |
| Premises and equipment expense | $285,000 | 2,807 |
| Additional noninterest expense | $541,000 | 3,563 |
| Pre-tax net operating income | $2,204,000 | 2,081 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $519,000 | 1,459 |
| Income before extraordinary items | $1,685,000 | 2,197 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,685,000 | 2,197 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,685,000 | 2,197 |
| Net charge-offs | $-4,000 | 3,378 |
| Cash dividends | $768,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,685,000 | 2,236 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 2,475 |
| Total interest expense | $141,000 | 2,708 |
| Net interest income | $2,218,000 | 2,440 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $64,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $23,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,927 |
| Total noninterest expense | $1,349,000 | 2,903 |
| Salaries and employee benefits | $878,000 | 2,691 |
| Premises and equipment expense | $161,000 | 2,626 |
| Additional noninterest expense | $310,000 | 3,367 |
| Pre-tax net operating income | $933,000 | 2,185 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $221,000 | 1,535 |
| Income before extraordinary items | $712,000 | 2,337 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $712,000 | 2,336 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $712,000 | 2,337 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $712,000 | 2,356 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,299,000 | 2,564 |
| Total interest expense | $783,000 | 2,549 |
| Net interest income | $8,516,000 | 2,554 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $279,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $77,000 | 3,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,995 |
| Total noninterest expense | $4,947,000 | 3,039 |
| Salaries and employee benefits | $3,327,000 | 2,790 |
| Premises and equipment expense | $471,000 | 3,112 |
| Additional noninterest expense | $1,149,000 | 3,509 |
| Pre-tax net operating income | $3,848,000 | 2,380 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $866,000 | 1,703 |
| Income before extraordinary items | $2,982,000 | 2,553 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,982,000 | 2,554 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,982,000 | 2,554 |
| Net charge-offs | $-5,000 | 3,478 |
| Cash dividends | $1,174,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,982,000 | 2,524 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 2,611 |
| Total interest expense | $630,000 | 2,540 |
| Net interest income | $6,363,000 | 2,599 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $208,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $56,000 | 3,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 4,018 |
| Total noninterest expense | $3,720,000 | 3,040 |
| Salaries and employee benefits | $2,527,000 | 2,779 |
| Premises and equipment expense | $356,000 | 3,132 |
| Additional noninterest expense | $837,000 | 3,574 |
| Pre-tax net operating income | $2,851,000 | 2,495 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $669,000 | 1,769 |
| Income before extraordinary items | $2,182,000 | 2,692 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,182,000 | 2,692 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,182,000 | 2,692 |
| Net charge-offs | $-4,000 | 3,372 |
| Cash dividends | $587,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,182,000 | 2,669 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 2,600 |
| Total interest expense | $452,000 | 2,514 |
| Net interest income | $4,239,000 | 2,602 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $132,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 4,067 |
| Total noninterest expense | $2,451,000 | 3,053 |
| Salaries and employee benefits | $1,685,000 | 2,770 |
| Premises and equipment expense | $231,000 | 3,169 |
| Additional noninterest expense | $535,000 | 3,624 |
| Pre-tax net operating income | $1,920,000 | 2,452 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $448,000 | 1,751 |
| Income before extraordinary items | $1,472,000 | 2,656 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,472,000 | 2,655 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,472,000 | 2,656 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $587,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,472,000 | 2,631 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 2,561 |
| Total interest expense | $251,000 | 2,438 |
| Net interest income | $2,169,000 | 2,545 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $55,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $17,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,196 |
| Total noninterest expense | $1,255,000 | 3,016 |
| Salaries and employee benefits | $855,000 | 2,743 |
| Premises and equipment expense | $123,000 | 3,087 |
| Additional noninterest expense | $277,000 | 3,554 |
| Pre-tax net operating income | $969,000 | 2,404 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $232,000 | 1,702 |
| Income before extraordinary items | $737,000 | 2,626 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $737,000 | 2,624 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $737,000 | 2,626 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $737,000 | 2,596 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,085,000 | 2,503 |
| Total interest expense | $1,649,000 | 2,240 |
| Net interest income | $8,436,000 | 2,532 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $145,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $85,000 | 3,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,570 |
| Total noninterest expense | $4,820,000 | 3,070 |
| Salaries and employee benefits | $3,255,000 | 2,804 |
| Premises and equipment expense | $538,000 | 2,926 |
| Additional noninterest expense | $1,027,000 | 3,656 |
| Pre-tax net operating income | $3,761,000 | 2,137 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $887,000 | 1,522 |
| Income before extraordinary items | $2,874,000 | 2,358 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,874,000 | 2,358 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,874,000 | 2,358 |
| Net charge-offs | $9,000 | 3,054 |
| Cash dividends | $1,043,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,874,000 | 2,311 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 2,509 |
| Total interest expense | $1,314,000 | 2,251 |
| Net interest income | $6,289,000 | 2,546 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $79,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $64,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,821 |
| Total noninterest expense | $3,624,000 | 3,048 |
| Salaries and employee benefits | $2,434,000 | 2,798 |
| Premises and equipment expense | $413,000 | 2,901 |
| Additional noninterest expense | $777,000 | 3,642 |
| Pre-tax net operating income | $2,744,000 | 2,162 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $655,000 | 1,518 |
| Income before extraordinary items | $2,089,000 | 2,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,089,000 | 2,388 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,089,000 | 2,388 |
| Net charge-offs | $12,000 | 2,686 |
| Cash dividends | $522,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,089,000 | 2,341 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 2,541 |
| Total interest expense | $927,000 | 2,257 |
| Net interest income | $4,140,000 | 2,578 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $53,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $47,000 | 3,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 4,880 |
| Total noninterest expense | $2,440,000 | 3,047 |
| Salaries and employee benefits | $1,659,000 | 2,773 |
| Premises and equipment expense | $274,000 | 2,913 |
| Additional noninterest expense | $507,000 | 3,684 |
| Pre-tax net operating income | $1,753,000 | 2,180 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $416,000 | 1,495 |
| Income before extraordinary items | $1,337,000 | 2,406 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,337,000 | 2,405 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,337,000 | 2,406 |
| Net charge-offs | $8,000 | 2,523 |
| Cash dividends | $522,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,337,000 | 2,371 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,509 |
| Total interest expense | $489,000 | 2,319 |
| Net interest income | $2,096,000 | 2,513 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $7,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $31,000 | 3,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-24,000 | 5,073 |
| Total noninterest expense | $1,269,000 | 2,995 |
| Salaries and employee benefits | $856,000 | 2,726 |
| Premises and equipment expense | $144,000 | 2,840 |
| Additional noninterest expense | $269,000 | 3,643 |
| Pre-tax net operating income | $834,000 | 2,094 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $192,000 | 1,427 |
| Income before extraordinary items | $642,000 | 2,303 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $642,000 | 2,302 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $642,000 | 2,303 |
| Net charge-offs | $11,000 | 1,834 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $642,000 | 2,273 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,320,000 | 2,544 |
| Total interest expense | $2,038,000 | 2,307 |
| Net interest income | $8,282,000 | 2,560 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $165,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $119,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,744 |
| Total noninterest expense | $5,012,000 | 3,003 |
| Salaries and employee benefits | $3,260,000 | 2,785 |
| Premises and equipment expense | $583,000 | 2,840 |
| Additional noninterest expense | $1,169,000 | 3,537 |
| Pre-tax net operating income | $3,435,000 | 2,260 |
| Securities gains (losses) | $25,000 | 1,556 |
| Applicable income taxes | $817,000 | 1,586 |
| Income before extraordinary items | $2,643,000 | 2,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,643,000 | 2,496 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,643,000 | 2,497 |
| Net charge-offs | $117,000 | 2,103 |
| Cash dividends | $913,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,623,250 | 2,475 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 2,560 |
| Total interest expense | $1,551,000 | 2,297 |
| Net interest income | $6,228,000 | 2,590 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $149,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $90,000 | 3,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,587 |
| Total noninterest expense | $3,786,000 | 3,012 |
| Salaries and employee benefits | $2,472,000 | 2,778 |
| Premises and equipment expense | $453,000 | 2,798 |
| Additional noninterest expense | $861,000 | 3,597 |
| Pre-tax net operating income | $2,591,000 | 2,320 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $609,000 | 1,644 |
| Income before extraordinary items | $1,982,000 | 2,541 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,982,000 | 2,542 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,982,000 | 2,542 |
| Net charge-offs | $120,000 | 1,647 |
| Cash dividends | $457,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,982,000 | 2,513 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 2,596 |
| Total interest expense | $1,037,000 | 2,285 |
| Net interest income | $4,040,000 | 2,639 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $118,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $61,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,418 |
| Total noninterest expense | $2,533,000 | 3,027 |
| Salaries and employee benefits | $1,639,000 | 2,799 |
| Premises and equipment expense | $299,000 | 2,825 |
| Additional noninterest expense | $595,000 | 3,560 |
| Pre-tax net operating income | $1,625,000 | 2,375 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $354,000 | 1,722 |
| Income before extraordinary items | $1,271,000 | 2,576 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,271,000 | 2,575 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,271,000 | 2,575 |
| Net charge-offs | $124,000 | 1,275 |
| Cash dividends | $457,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,271,000 | 2,540 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 2,638 |
| Total interest expense | $522,000 | 2,239 |
| Net interest income | $1,961,000 | 2,724 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $57,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,483 |
| Total noninterest expense | $1,250,000 | 3,068 |
| Salaries and employee benefits | $828,000 | 2,806 |
| Premises and equipment expense | $149,000 | 2,854 |
| Additional noninterest expense | $273,000 | 3,725 |
| Pre-tax net operating income | $768,000 | 2,429 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $193,000 | 1,621 |
| Income before extraordinary items | $575,000 | 2,692 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $575,000 | 2,691 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $575,000 | 2,691 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $575,000 | 2,669 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,575,000 | 2,613 |
| Total interest expense | $1,650,000 | 2,206 |
| Net interest income | $7,925,000 | 2,675 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $-448,000 | 5,391 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $124,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-572,000 | 5,394 |
| Total noninterest expense | $4,800,000 | 3,127 |
| Salaries and employee benefits | $3,063,000 | 2,920 |
| Premises and equipment expense | $598,000 | 2,841 |
| Additional noninterest expense | $1,139,000 | 3,678 |
| Pre-tax net operating income | $2,677,000 | 2,677 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-223,000 | 5,333 |
| Income before extraordinary items | $2,900,000 | 2,364 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,900,000 | 2,363 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,900,000 | 2,363 |
| Net charge-offs | $-12,000 | 4,556 |
| Cash dividends | $783,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,900,000 | 2,356 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 2,630 |
| Total interest expense | $1,155,000 | 2,224 |
| Net interest income | $5,918,000 | 2,690 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $-372,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $94,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-466,000 | 5,467 |
| Total noninterest expense | $3,673,000 | 3,103 |
| Salaries and employee benefits | $2,321,000 | 2,910 |
| Premises and equipment expense | $453,000 | 2,842 |
| Additional noninterest expense | $899,000 | 3,599 |
| Pre-tax net operating income | $1,873,000 | 2,847 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-434,000 | 5,450 |
| Income before extraordinary items | $2,307,000 | 2,307 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,307,000 | 2,306 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,307,000 | 2,306 |
| Net charge-offs | $-10,000 | 4,485 |
| Cash dividends | $392,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,307,000 | 2,298 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 2,631 |
| Total interest expense | $717,000 | 2,249 |
| Net interest income | $3,959,000 | 2,673 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $-240,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $63,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-303,000 | 5,535 |
| Total noninterest expense | $2,493,000 | 3,083 |
| Salaries and employee benefits | $1,583,000 | 2,892 |
| Premises and equipment expense | $303,000 | 2,851 |
| Additional noninterest expense | $607,000 | 3,591 |
| Pre-tax net operating income | $1,226,000 | 2,842 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-595,000 | 5,515 |
| Income before extraordinary items | $1,821,000 | 2,020 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,821,000 | 2,018 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,821,000 | 2,019 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $392,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,821,000 | 2,009 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 2,665 |
| Total interest expense | $303,000 | 2,451 |
| Net interest income | $1,992,000 | 2,667 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $-83,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $35,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-118,000 | 5,599 |
| Total noninterest expense | $1,291,000 | 3,057 |
| Salaries and employee benefits | $820,000 | 2,860 |
| Premises and equipment expense | $157,000 | 2,830 |
| Additional noninterest expense | $314,000 | 3,557 |
| Pre-tax net operating income | $618,000 | 2,767 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $30,000 | 3,020 |
| Income before extraordinary items | $588,000 | 2,642 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $588,000 | 2,642 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $588,000 | 2,642 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $588,000 | 2,639 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 2,655 |
| Total interest expense | $1,099,000 | 2,392 |
| Net interest income | $7,858,000 | 2,672 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $14,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $150,000 | 3,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-136,000 | 5,631 |
| Total noninterest expense | $4,981,000 | 3,095 |
| Salaries and employee benefits | $3,074,000 | 2,934 |
| Premises and equipment expense | $659,000 | 2,765 |
| Additional noninterest expense | $1,248,000 | 3,585 |
| Pre-tax net operating income | $2,891,000 | 2,542 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $80,000 | 3,382 |
| Income before extraordinary items | $2,811,000 | 2,161 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,811,000 | 2,159 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,811,000 | 2,161 |
| Net charge-offs | $224,000 | 1,736 |
| Cash dividends | $653,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,811,000 | 2,144 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,670,000 | 2,683 |
| Total interest expense | $809,000 | 2,394 |
| Net interest income | $5,861,000 | 2,700 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $25,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $113,000 | 3,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-88,000 | 5,698 |
| Total noninterest expense | $3,760,000 | 3,103 |
| Salaries and employee benefits | $2,299,000 | 2,955 |
| Premises and equipment expense | $496,000 | 2,778 |
| Additional noninterest expense | $965,000 | 3,540 |
| Pre-tax net operating income | $2,126,000 | 2,633 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $48,000 | 3,479 |
| Income before extraordinary items | $2,078,000 | 2,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,078,000 | 2,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,078,000 | 2,340 |
| Net charge-offs | $140,000 | 1,669 |
| Cash dividends | $326,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,078,000 | 2,314 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 2,675 |
| Total interest expense | $530,000 | 2,378 |
| Net interest income | $3,906,000 | 2,693 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $-286,000 | 5,772 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $76,000 | 3,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-362,000 | 5,780 |
| Total noninterest expense | $2,571,000 | 3,077 |
| Salaries and employee benefits | $1,560,000 | 2,953 |
| Premises and equipment expense | $325,000 | 2,809 |
| Additional noninterest expense | $686,000 | 3,435 |
| Pre-tax net operating income | $1,049,000 | 3,047 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $30,000 | 3,506 |
| Income before extraordinary items | $1,019,000 | 2,787 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,019,000 | 2,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,019,000 | 2,787 |
| Net charge-offs | $12,000 | 2,827 |
| Cash dividends | $326,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,019,000 | 2,772 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 2,672 |
| Total interest expense | $250,000 | 2,458 |
| Net interest income | $1,961,000 | 2,685 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $-86,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $42,000 | 3,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-128,000 | 5,847 |
| Total noninterest expense | $1,352,000 | 3,023 |
| Salaries and employee benefits | $795,000 | 2,959 |
| Premises and equipment expense | $164,000 | 2,840 |
| Additional noninterest expense | $393,000 | 3,147 |
| Pre-tax net operating income | $523,000 | 3,011 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $35,000 | 3,088 |
| Income before extraordinary items | $488,000 | 2,791 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $488,000 | 2,791 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $488,000 | 2,791 |
| Net charge-offs | $14,000 | 2,073 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $488,000 | 2,773 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 2,718 |
| Total interest expense | $883,000 | 2,626 |
| Net interest income | $7,700,000 | 2,697 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $-554,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $160,000 | 3,878 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-714,000 | 5,907 |
| Total noninterest expense | $6,261,000 | 2,772 |
| Salaries and employee benefits | $3,102,000 | 2,962 |
| Premises and equipment expense | $691,000 | 2,749 |
| Additional noninterest expense | $2,468,000 | 2,337 |
| Pre-tax net operating income | $885,000 | 4,210 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $44,000 | 3,647 |
| Income before extraordinary items | $855,000 | 4,107 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $855,000 | 4,105 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $855,000 | 4,106 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $391,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $841,700 | 4,059 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 2,714 |
| Total interest expense | $654,000 | 2,655 |
| Net interest income | $5,790,000 | 2,700 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $-634,000 | 5,970 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $121,000 | 3,897 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-755,000 | 5,977 |
| Total noninterest expense | $4,865,000 | 2,691 |
| Salaries and employee benefits | $2,332,000 | 2,951 |
| Premises and equipment expense | $535,000 | 2,711 |
| Additional noninterest expense | $1,998,000 | 2,182 |
| Pre-tax net operating income | $291,000 | 5,082 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $14,000 | 3,940 |
| Income before extraordinary items | $277,000 | 5,045 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $277,000 | 5,045 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $277,000 | 5,045 |
| Net charge-offs | $-50,000 | 5,373 |
| Cash dividends | $261,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $277,000 | 4,989 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 2,760 |
| Total interest expense | $420,000 | 2,746 |
| Net interest income | $3,809,000 | 2,726 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $-97,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $86,000 | 3,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-183,000 | 6,040 |
| Total noninterest expense | $2,674,000 | 3,072 |
| Salaries and employee benefits | $1,567,000 | 2,967 |
| Premises and equipment expense | $339,000 | 2,822 |
| Additional noninterest expense | $768,000 | 3,339 |
| Pre-tax net operating income | $1,038,000 | 3,020 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $52,000 | 3,375 |
| Income before extraordinary items | $986,000 | 2,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $986,000 | 2,823 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $986,000 | 2,824 |
| Net charge-offs | $-57,000 | 5,545 |
| Cash dividends | $261,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $986,000 | 2,758 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 2,781 |
| Total interest expense | $203,000 | 2,809 |
| Net interest income | $1,891,000 | 2,733 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $-92,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-138,000 | 6,109 |
| Total noninterest expense | $1,370,000 | 3,045 |
| Salaries and employee benefits | $795,000 | 2,959 |
| Premises and equipment expense | $171,000 | 2,825 |
| Additional noninterest expense | $404,000 | 3,209 |
| Pre-tax net operating income | $429,000 | 3,285 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $16,000 | 3,578 |
| Income before extraordinary items | $413,000 | 3,074 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $413,000 | 3,072 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $413,000 | 3,073 |
| Net charge-offs | $-10,000 | 5,188 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $413,000 | 3,010 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,184,000 | 2,793 |
| Total interest expense | $802,000 | 2,822 |
| Net interest income | $7,382,000 | 2,757 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $-150,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $162,000 | 4,043 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-312,000 | 6,158 |
| Total noninterest expense | $5,410,000 | 3,057 |
| Salaries and employee benefits | $2,985,000 | 3,037 |
| Premises and equipment expense | $633,000 | 3,000 |
| Additional noninterest expense | $1,792,000 | 3,016 |
| Pre-tax net operating income | $1,822,000 | 3,184 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $189,000 | 2,976 |
| Income before extraordinary items | $1,639,000 | 3,073 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,639,000 | 3,074 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,639,000 | 3,075 |
| Net charge-offs | $-11,000 | 5,205 |
| Cash dividends | $261,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,633,600 | 3,036 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 2,835 |
| Total interest expense | $598,000 | 2,869 |
| Net interest income | $5,469,000 | 2,799 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $-140,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $120,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-260,000 | 6,238 |
| Total noninterest expense | $4,063,000 | 3,086 |
| Salaries and employee benefits | $2,226,000 | 3,087 |
| Premises and equipment expense | $459,000 | 3,110 |
| Additional noninterest expense | $1,378,000 | 2,975 |
| Pre-tax net operating income | $1,266,000 | 3,361 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $1,118,000 | 3,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,118,000 | 3,304 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,118,000 | 3,305 |
| Net charge-offs | $-10,000 | 5,156 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,112,720 | 3,256 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 2,864 |
| Total interest expense | $397,000 | 2,887 |
| Net interest income | $3,602,000 | 2,827 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $-125,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $80,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-205,000 | 6,313 |
| Total noninterest expense | $2,674,000 | 3,130 |
| Salaries and employee benefits | $1,488,000 | 3,096 |
| Premises and equipment expense | $304,000 | 3,134 |
| Additional noninterest expense | $882,000 | 3,094 |
| Pre-tax net operating income | $803,000 | 3,418 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $121,000 | 2,891 |
| Income before extraordinary items | $682,000 | 3,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $682,000 | 3,456 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $682,000 | 3,457 |
| Net charge-offs | $40,000 | 2,505 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $682,000 | 3,392 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 2,869 |
| Total interest expense | $197,000 | 2,920 |
| Net interest income | $1,796,000 | 2,829 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-30,000 | 6,371 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-70,000 | 6,371 |
| Total noninterest expense | $1,372,000 | 3,092 |
| Salaries and employee benefits | $752,000 | 3,097 |
| Premises and equipment expense | $126,000 | 3,553 |
| Additional noninterest expense | $494,000 | 2,823 |
| Pre-tax net operating income | $394,000 | 3,394 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $79,000 | 2,651 |
| Income before extraordinary items | $315,000 | 3,565 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $315,000 | 3,568 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $315,000 | 3,568 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $315,000 | 3,476 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,219,000 | 2,830 |
| Total interest expense | $796,000 | 3,044 |
| Net interest income | $7,423,000 | 2,778 |
| Provision for loan and lease losses | $-4,800,000 | 6,469 |
| Total noninterest income | $-585,000 | 6,482 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $166,000 | 4,223 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-751,000 | 6,479 |
| Total noninterest expense | $5,726,000 | 3,017 |
| Salaries and employee benefits | $2,950,000 | 3,115 |
| Premises and equipment expense | $488,000 | 3,695 |
| Additional noninterest expense | $2,288,000 | 2,589 |
| Pre-tax net operating income | $5,912,000 | 1,330 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $5,912,000 | 1,121 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,912,000 | 1,120 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,912,000 | 1,121 |
| Net charge-offs | $198,000 | 2,472 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,908,000 | 1,087 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 2,860 |
| Total interest expense | $597,000 | 3,105 |
| Net interest income | $5,563,000 | 2,804 |
| Provision for loan and lease losses | $-2,000,000 | 6,517 |
| Total noninterest income | $-442,000 | 6,563 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $124,000 | 4,275 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-566,000 | 6,557 |
| Total noninterest expense | $4,378,000 | 2,988 |
| Salaries and employee benefits | $2,230,000 | 3,119 |
| Premises and equipment expense | $366,000 | 3,746 |
| Additional noninterest expense | $1,782,000 | 2,525 |
| Pre-tax net operating income | $2,743,000 | 1,992 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $2,743,000 | 1,710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,743,000 | 1,711 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,743,000 | 1,710 |
| Net charge-offs | $119,000 | 2,521 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,739,000 | 1,674 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 2,855 |
| Total interest expense | $427,000 | 2,983 |
| Net interest income | $3,688,000 | 2,814 |
| Provision for loan and lease losses | $-2,000,000 | 6,604 |
| Total noninterest income | $-312,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $83,000 | 4,261 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-395,000 | 6,636 |
| Total noninterest expense | $3,075,000 | 2,897 |
| Salaries and employee benefits | $1,534,000 | 3,070 |
| Premises and equipment expense | $236,000 | 3,845 |
| Additional noninterest expense | $1,305,000 | 2,290 |
| Pre-tax net operating income | $2,301,000 | 1,618 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $2,301,000 | 1,363 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,301,000 | 1,364 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,301,000 | 1,365 |
| Net charge-offs | $28,000 | 3,210 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,297,000 | 1,344 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 2,851 |
| Total interest expense | $218,000 | 2,969 |
| Net interest income | $1,851,000 | 2,806 |
| Provision for loan and lease losses | $-2,000,000 | 6,701 |
| Total noninterest income | $-162,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-201,000 | 6,693 |
| Total noninterest expense | $1,691,000 | 2,695 |
| Salaries and employee benefits | $837,000 | 2,896 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $736,000 | 2,051 |
| Pre-tax net operating income | $1,998,000 | 975 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $1,994,000 | 787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,994,000 | 787 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,994,000 | 788 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,994,000 | 764 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 2,864 |
| Total interest expense | $1,052,000 | 2,840 |
| Net interest income | $7,241,000 | 2,838 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $-309,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $206,000 | 4,046 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-515,000 | 6,739 |
| Total noninterest expense | $6,151,000 | 2,927 |
| Salaries and employee benefits | $2,811,000 | 3,246 |
| Premises and equipment expense | $476,000 | 3,836 |
| Additional noninterest expense | $2,864,000 | 2,180 |
| Pre-tax net operating income | $381,000 | 5,267 |
| Securities gains (losses) | $59,000 | 1,687 |
| Applicable income taxes | $79,000 | 3,545 |
| Income before extraordinary items | $361,000 | 5,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,249 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $361,000 | 5,249 |
| Net charge-offs | $530,000 | 1,957 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $312,620 | 5,338 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 2,879 |
| Total interest expense | $850,000 | 2,777 |
| Net interest income | $5,379,000 | 2,873 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $-374,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $165,000 | 3,976 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-539,000 | 6,848 |
| Total noninterest expense | $4,671,000 | 2,922 |
| Salaries and employee benefits | $2,138,000 | 3,236 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $2,163,000 | 2,150 |
| Pre-tax net operating income | $-66,000 | 6,374 |
| Securities gains (losses) | $59,000 | 1,551 |
| Applicable income taxes | $295,000 | 2,447 |
| Income before extraordinary items | $-302,000 | 6,572 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-302,000 | 6,572 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-302,000 | 6,572 |
| Net charge-offs | $508,000 | 1,567 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-361,000 | 6,585 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 2,859 |
| Total interest expense | $667,000 | 2,495 |
| Net interest income | $3,512,000 | 2,908 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $-442,000 | 6,917 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $111,000 | 3,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-553,000 | 6,906 |
| Total noninterest expense | $3,168,000 | 2,871 |
| Salaries and employee benefits | $1,485,000 | 3,175 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $1,441,000 | 2,155 |
| Pre-tax net operating income | $-498,000 | 6,686 |
| Securities gains (losses) | $59,000 | 1,418 |
| Applicable income taxes | $174,000 | 2,553 |
| Income before extraordinary items | $-613,000 | 6,753 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-613,000 | 6,755 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-613,000 | 6,754 |
| Net charge-offs | $438,000 | 1,365 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-672,000 | 6,738 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 2,841 |
| Total interest expense | $476,000 | 1,909 |
| Net interest income | $1,652,000 | 3,072 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $-283,000 | 6,991 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-337,000 | 6,985 |
| Total noninterest expense | $1,573,000 | 2,913 |
| Salaries and employee benefits | $700,000 | 3,326 |
| Premises and equipment expense | $123,000 | 3,841 |
| Additional noninterest expense | $750,000 | 2,079 |
| Pre-tax net operating income | $-604,000 | 6,883 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $-614,000 | 6,897 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-614,000 | 6,898 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-614,000 | 6,898 |
| Net charge-offs | $306,000 | 1,044 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-614,000 | 6,885 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,696,000 | 2,639 |
| Total interest expense | $1,418,000 | 2,842 |
| Net interest income | $8,278,000 | 2,597 |
| Provision for loan and lease losses | $3,735,000 | 646 |
| Total noninterest income | $307,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $207,000 | 4,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $100,000 | 5,342 |
| Total noninterest expense | $6,639,000 | 2,793 |
| Salaries and employee benefits | $2,873,000 | 3,224 |
| Premises and equipment expense | $458,000 | 4,022 |
| Additional noninterest expense | $3,308,000 | 1,977 |
| Pre-tax net operating income | $-1,789,000 | 6,782 |
| Securities gains (losses) | $427,000 | 1,064 |
| Applicable income taxes | $-19,000 | 6,565 |
| Income before extraordinary items | $-1,343,000 | 6,765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,343,000 | 6,763 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,343,000 | 6,764 |
| Net charge-offs | $6,149,000 | 492 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,765,730 | 6,791 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 2,637 |
| Total interest expense | $1,141,000 | 2,793 |
| Net interest income | $6,294,000 | 2,595 |
| Provision for loan and lease losses | $2,050,000 | 836 |
| Total noninterest income | $203,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $155,000 | 4,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,795 |
| Total noninterest expense | $5,103,000 | 2,734 |
| Salaries and employee benefits | $2,169,000 | 3,232 |
| Premises and equipment expense | $328,000 | 4,173 |
| Additional noninterest expense | $2,606,000 | 1,901 |
| Pre-tax net operating income | $-656,000 | 6,740 |
| Securities gains (losses) | $427,000 | 853 |
| Applicable income taxes | $-19,000 | 6,787 |
| Income before extraordinary items | $-210,000 | 6,624 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-210,000 | 6,622 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-210,000 | 6,622 |
| Net charge-offs | $3,930,000 | 558 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-602,840 | 6,743 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 2,570 |
| Total interest expense | $832,000 | 2,691 |
| Net interest income | $4,300,000 | 2,530 |
| Provision for loan and lease losses | $1,375,000 | 857 |
| Total noninterest income | $130,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $105,000 | 4,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $3,403,000 | 2,747 |
| Salaries and employee benefits | $1,506,000 | 3,152 |
| Premises and equipment expense | $191,000 | 4,479 |
| Additional noninterest expense | $1,706,000 | 1,938 |
| Pre-tax net operating income | $-348,000 | 6,724 |
| Securities gains (losses) | $427,000 | 652 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $55,000 | 6,204 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $55,000 | 6,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $55,000 | 6,204 |
| Net charge-offs | $3,786,000 | 425 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-243,900 | 6,677 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 2,550 |
| Total interest expense | $450,000 | 2,610 |
| Net interest income | $2,164,000 | 2,524 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $90,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,151 |
| Total noninterest expense | $1,809,000 | 2,596 |
| Salaries and employee benefits | $704,000 | 3,330 |
| Premises and equipment expense | $105,000 | 4,297 |
| Additional noninterest expense | $1,000,000 | 1,656 |
| Pre-tax net operating income | $-55,000 | 6,629 |
| Securities gains (losses) | $204,000 | 600 |
| Applicable income taxes | $57,000 | 2,946 |
| Income before extraordinary items | $92,000 | 5,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $92,000 | 5,476 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $92,000 | 5,476 |
| Net charge-offs | $1,117,000 | 620 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-38,560 | 6,593 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,819,000 | 2,349 |
| Total interest expense | $2,525,000 | 2,291 |
| Net interest income | $9,294,000 | 2,358 |
| Provision for loan and lease losses | $5,572,000 | 716 |
| Total noninterest income | $-2,972,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $254,000 | 3,927 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,226,000 | 7,305 |
| Total noninterest expense | $6,330,000 | 2,916 |
| Salaries and employee benefits | $2,688,000 | 3,370 |
| Premises and equipment expense | $426,000 | 4,426 |
| Additional noninterest expense | $3,216,000 | 2,071 |
| Pre-tax net operating income | $-5,580,000 | 7,086 |
| Securities gains (losses) | $894,000 | 489 |
| Applicable income taxes | $1,407,000 | 1,044 |
| Income before extraordinary items | $-6,093,000 | 7,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,093,000 | 7,116 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,093,000 | 7,118 |
| Net charge-offs | $4,215,000 | 917 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,987,000 | 7,138 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,136,000 | 2,317 |
| Total interest expense | $2,039,000 | 2,211 |
| Net interest income | $7,097,000 | 2,314 |
| Provision for loan and lease losses | $5,255,000 | 590 |
| Total noninterest income | $-2,377,000 | 7,402 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $203,000 | 3,827 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,580,000 | 7,399 |
| Total noninterest expense | $4,687,000 | 2,956 |
| Salaries and employee benefits | $2,000,000 | 3,399 |
| Premises and equipment expense | $332,000 | 4,380 |
| Additional noninterest expense | $2,355,000 | 2,126 |
| Pre-tax net operating income | $-5,222,000 | 7,243 |
| Securities gains (losses) | $569,000 | 580 |
| Applicable income taxes | $1,208,000 | 940 |
| Income before extraordinary items | $-5,861,000 | 7,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,861,000 | 7,277 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,861,000 | 7,277 |
| Net charge-offs | $2,289,000 | 1,119 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,430,000 | 7,285 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 2,313 |
| Total interest expense | $1,458,000 | 2,157 |
| Net interest income | $4,681,000 | 2,345 |
| Provision for loan and lease losses | $5,030,000 | 434 |
| Total noninterest income | $-238,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $146,000 | 3,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-384,000 | 7,349 |
| Total noninterest expense | $3,176,000 | 2,949 |
| Salaries and employee benefits | $1,328,000 | 3,426 |
| Premises and equipment expense | $174,000 | 4,993 |
| Additional noninterest expense | $1,674,000 | 2,036 |
| Pre-tax net operating income | $-3,763,000 | 7,316 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,068,000 | 720 |
| Income before extraordinary items | $-4,831,000 | 7,370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,831,000 | 7,370 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,831,000 | 7,370 |
| Net charge-offs | $2,035,000 | 915 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,831,000 | 7,367 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 2,225 |
| Total interest expense | $805,000 | 2,045 |
| Net interest income | $2,414,000 | 2,263 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-59,000 | 7,312 |
| Total noninterest expense | $1,757,000 | 2,696 |
| Salaries and employee benefits | $679,000 | 3,390 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $979,000 | 1,738 |
| Pre-tax net operating income | $525,000 | 2,471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $110,000 | 2,081 |
| Income before extraordinary items | $415,000 | 2,585 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $415,000 | 2,584 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $415,000 | 2,585 |
| Net charge-offs | $255,000 | 1,898 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $415,000 | 2,531 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,157,000 | 2,127 |
| Total interest expense | $4,791,000 | 1,706 |
| Net interest income | $9,366,000 | 2,328 |
| Provision for loan and lease losses | $8,496,000 | 764 |
| Total noninterest income | $-475,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $375,000 | 3,184 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-850,000 | 7,470 |
| Total noninterest expense | $5,847,000 | 3,179 |
| Salaries and employee benefits | $2,090,000 | 4,113 |
| Premises and equipment expense | $493,000 | 4,218 |
| Additional noninterest expense | $3,264,000 | 2,134 |
| Pre-tax net operating income | $-5,452,000 | 7,141 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-488,000 | 7,159 |
| Income before extraordinary items | $-4,964,000 | 7,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,964,000 | 7,172 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,964,000 | 7,172 |
| Net charge-offs | $5,109,000 | 998 |
| Cash dividends | $336,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,964,000 | 7,151 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,832,000 | 2,127 |
| Total interest expense | $3,701,000 | 1,722 |
| Net interest income | $7,131,000 | 2,340 |
| Provision for loan and lease losses | $8,496,000 | 574 |
| Total noninterest income | $221,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $297,000 | 3,170 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-76,000 | 7,364 |
| Total noninterest expense | $4,057,000 | 3,369 |
| Salaries and employee benefits | $1,549,000 | 4,171 |
| Premises and equipment expense | $439,000 | 3,840 |
| Additional noninterest expense | $2,069,000 | 2,413 |
| Pre-tax net operating income | $-5,201,000 | 7,375 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-23,000 | 6,901 |
| Income before extraordinary items | $-5,178,000 | 7,432 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,178,000 | 7,432 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,178,000 | 7,432 |
| Net charge-offs | $3,437,000 | 1,023 |
| Cash dividends | $336,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,178,000 | 7,414 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,883,000 | 1,979 |
| Total interest expense | $2,658,000 | 1,692 |
| Net interest income | $5,225,000 | 2,113 |
| Provision for loan and lease losses | $6,800,000 | 491 |
| Total noninterest income | $107,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $221,000 | 2,958 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-114,000 | 7,537 |
| Total noninterest expense | $2,778,000 | 3,310 |
| Salaries and employee benefits | $1,342,000 | 3,446 |
| Premises and equipment expense | $302,000 | 3,779 |
| Additional noninterest expense | $1,134,000 | 2,857 |
| Pre-tax net operating income | $-4,246,000 | 7,513 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-465,000 | 7,475 |
| Income before extraordinary items | $-3,781,000 | 7,508 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,781,000 | 7,508 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,781,000 | 7,509 |
| Net charge-offs | $1,256,000 | 1,519 |
| Cash dividends | $336,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,781,000 | 7,507 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 1,943 |
| Total interest expense | $1,425,000 | 1,658 |
| Net interest income | $2,691,000 | 2,073 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $236,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $113,000 | 2,908 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $123,000 | 3,163 |
| Total noninterest expense | $1,363,000 | 3,405 |
| Salaries and employee benefits | $709,000 | 3,370 |
| Premises and equipment expense | $162,000 | 3,682 |
| Additional noninterest expense | $492,000 | 3,233 |
| Pre-tax net operating income | $1,564,000 | 859 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $447,000 | 778 |
| Income before extraordinary items | $1,117,000 | 984 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,117,000 | 988 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,117,000 | 988 |
| Net charge-offs | $755,000 | 1,258 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,117,000 | 957 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,930,000 | 2,005 |
| Total interest expense | $7,509,000 | 1,564 |
| Net interest income | $9,421,000 | 2,315 |
| Provision for loan and lease losses | $10,328,000 | 848 |
| Total noninterest income | $-367,000 | 7,864 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $430,000 | 3,184 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-797,000 | 7,849 |
| Total noninterest expense | $5,414,000 | 3,451 |
| Salaries and employee benefits | $2,441,000 | 3,760 |
| Premises and equipment expense | $569,000 | 4,027 |
| Additional noninterest expense | $2,404,000 | 2,834 |
| Pre-tax net operating income | $-6,688,000 | 7,327 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-2,544,000 | 7,583 |
| Income before extraordinary items | $-4,144,000 | 7,171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,144,000 | 7,170 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,144,000 | 7,170 |
| Net charge-offs | $6,007,000 | 1,000 |
| Cash dividends | $672,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,144,000 | 7,175 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,331,000 | 1,940 |
| Total interest expense | $5,833,000 | 1,585 |
| Net interest income | $7,498,000 | 2,193 |
| Provision for loan and lease losses | $989,000 | 2,799 |
| Total noninterest income | $309,000 | 5,141 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $318,000 | 3,230 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-9,000 | 7,668 |
| Total noninterest expense | $3,696,000 | 3,742 |
| Salaries and employee benefits | $1,898,000 | 3,693 |
| Premises and equipment expense | $295,000 | 5,080 |
| Additional noninterest expense | $1,503,000 | 3,274 |
| Pre-tax net operating income | $3,122,000 | 1,050 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,475,000 | 605 |
| Income before extraordinary items | $1,647,000 | 1,624 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,647,000 | 1,622 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,647,000 | 1,624 |
| Net charge-offs | $310,000 | 3,661 |
| Cash dividends | $336,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,647,000 | 1,584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 1,983 |
| Total interest expense | $4,031,000 | 1,619 |
| Net interest income | $4,819,000 | 2,263 |
| Provision for loan and lease losses | $387,000 | 3,339 |
| Total noninterest income | $237,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $213,000 | 3,195 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $2,259,000 | 4,020 |
| Salaries and employee benefits | $1,300,000 | 3,659 |
| Premises and equipment expense | $187,000 | 5,250 |
| Additional noninterest expense | $772,000 | 3,977 |
| Pre-tax net operating income | $2,410,000 | 951 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,091,000 | 563 |
| Income before extraordinary items | $1,319,000 | 1,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,319,000 | 1,422 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,319,000 | 1,423 |
| Net charge-offs | $169,000 | 3,636 |
| Cash dividends | $333,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,319,000 | 1,390 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 2,064 |
| Total interest expense | $2,060,000 | 1,649 |
| Net interest income | $2,246,000 | 2,408 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $112,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $1,115,000 | 3,983 |
| Salaries and employee benefits | $560,000 | 4,109 |
| Premises and equipment expense | $98,000 | 5,166 |
| Additional noninterest expense | $457,000 | 3,234 |
| Pre-tax net operating income | $1,093,000 | 1,175 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $300,000 | 1,049 |
| Income before extraordinary items | $793,000 | 1,382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $793,000 | 1,383 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $793,000 | 1,384 |
| Net charge-offs | $71,000 | 3,222 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $793,000 | 1,307 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,727,000 | 2,034 |
| Total interest expense | $8,616,000 | 1,848 |
| Net interest income | $10,111,000 | 2,197 |
| Provision for loan and lease losses | $700,000 | 3,245 |
| Total noninterest income | $592,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $496,000 | 3,029 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $96,000 | 5,974 |
| Total noninterest expense | $4,789,000 | 3,685 |
| Salaries and employee benefits | $2,293,000 | 4,022 |
| Premises and equipment expense | $573,000 | 4,087 |
| Additional noninterest expense | $1,923,000 | 2,957 |
| Pre-tax net operating income | $5,214,000 | 1,064 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,164,000 | 633 |
| Income before extraordinary items | $3,050,000 | 1,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,050,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,528 |
| Cash dividends | $1,672,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,050,000 | 1,439 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,080,000 | 2,077 |
| Total interest expense | $6,480,000 | 1,907 |
| Net interest income | $7,600,000 | 2,210 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $451,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $377,000 | 3,032 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 6,057 |
| Total noninterest expense | $3,546,000 | 3,716 |
| Salaries and employee benefits | $1,797,000 | 3,933 |
| Premises and equipment expense | $390,000 | 4,378 |
| Additional noninterest expense | $1,359,000 | 3,016 |
| Pre-tax net operating income | $4,425,000 | 1,149 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,760,000 | 721 |
| Income before extraordinary items | $2,665,000 | 1,388 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,665,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $1,336,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,665,000 | 1,458 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 2,093 |
| Total interest expense | $4,430,000 | 1,945 |
| Net interest income | $5,001,000 | 2,220 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $266,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $243,000 | 3,079 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $2,382,000 | 3,728 |
| Salaries and employee benefits | $1,234,000 | 3,883 |
| Premises and equipment expense | $298,000 | 3,986 |
| Additional noninterest expense | $850,000 | 3,171 |
| Pre-tax net operating income | $2,805,000 | 1,259 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,090,000 | 879 |
| Income before extraordinary items | $1,715,000 | 1,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,715,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $1,336,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,715,000 | 1,561 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 2,095 |
| Total interest expense | $2,271,000 | 2,028 |
| Net interest income | $2,571,000 | 2,151 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $119,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $112,000 | 3,210 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $1,169,000 | 3,769 |
| Salaries and employee benefits | $669,000 | 3,664 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $338,000 | 3,766 |
| Pre-tax net operating income | $1,461,000 | 1,298 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $200,000 | 1,973 |
| Income before extraordinary items | $1,261,000 | 1,196 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,261,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,261,000 | 1,154 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,979,000 | 2,163 |
| Total interest expense | $9,334,000 | 2,051 |
| Net interest income | $9,645,000 | 2,311 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $837,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $396,000 | 3,537 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $441,000 | 3,548 |
| Total noninterest expense | $4,769,000 | 3,574 |
| Salaries and employee benefits | $2,343,000 | 3,906 |
| Premises and equipment expense | $720,000 | 3,373 |
| Additional noninterest expense | $1,706,000 | 3,073 |
| Pre-tax net operating income | $5,443,000 | 1,534 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,085,000 | 1,098 |
| Income before extraordinary items | $3,358,000 | 1,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,358,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,433 |
| Cash dividends | $672,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,358,000 | 1,846 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,116,000 | 2,191 |
| Total interest expense | $6,991,000 | 2,049 |
| Net interest income | $7,125,000 | 2,348 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $592,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 3,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $320,000 | 3,621 |
| Total noninterest expense | $2,930,000 | 4,165 |
| Salaries and employee benefits | $1,340,000 | 4,741 |
| Premises and equipment expense | $469,000 | 3,722 |
| Additional noninterest expense | $1,121,000 | 3,371 |
| Pre-tax net operating income | $4,577,000 | 1,479 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,675,000 | 1,117 |
| Income before extraordinary items | $2,902,000 | 1,740 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,902,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,698 |
| Cash dividends | $336,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,902,000 | 1,728 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,361,000 | 2,221 |
| Total interest expense | $4,643,000 | 2,058 |
| Net interest income | $4,718,000 | 2,397 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $399,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $162,000 | 3,940 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $237,000 | 3,456 |
| Total noninterest expense | $1,943,000 | 4,210 |
| Salaries and employee benefits | $940,000 | 4,614 |
| Premises and equipment expense | $314,000 | 3,728 |
| Additional noninterest expense | $689,000 | 3,606 |
| Pre-tax net operating income | $3,094,000 | 1,499 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $845,000 | 1,439 |
| Income before extraordinary items | $2,249,000 | 1,559 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,249,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,451 |
| Cash dividends | $336,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,249,000 | 1,541 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 2,257 |
| Total interest expense | $2,349,000 | 2,039 |
| Net interest income | $2,258,000 | 2,495 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $180,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $115,000 | 3,507 |
| Total noninterest expense | $1,109,000 | 3,810 |
| Salaries and employee benefits | $536,000 | 4,215 |
| Premises and equipment expense | $195,000 | 3,183 |
| Additional noninterest expense | $378,000 | 3,323 |
| Pre-tax net operating income | $1,309,000 | 1,743 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $326,000 | 1,758 |
| Income before extraordinary items | $983,000 | 1,738 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $983,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $983,000 | 1,725 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,551,000 | 2,353 |
| Total interest expense | $8,427,000 | 1,957 |
| Net interest income | $8,124,000 | 2,719 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $825,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $350,000 | 3,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $475,000 | 3,433 |
| Total noninterest expense | $4,257,000 | 3,805 |
| Salaries and employee benefits | $2,212,000 | 3,966 |
| Premises and equipment expense | $580,000 | 3,865 |
| Additional noninterest expense | $1,465,000 | 3,351 |
| Pre-tax net operating income | $4,692,000 | 1,996 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,586,000 | 1,574 |
| Income before extraordinary items | $3,106,000 | 2,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,106,000 | 2,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,728 |
| Cash dividends | $624,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,106,000 | 2,210 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,023,000 | 2,407 |
| Total interest expense | $6,175,000 | 1,939 |
| Net interest income | $5,848,000 | 2,836 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $536,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $272,000 | 3,771 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 3,992 |
| Total noninterest expense | $2,797,000 | 4,178 |
| Salaries and employee benefits | $1,283,000 | 4,748 |
| Premises and equipment expense | $415,000 | 4,019 |
| Additional noninterest expense | $1,099,000 | 3,361 |
| Pre-tax net operating income | $3,587,000 | 2,019 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,197,000 | 1,653 |
| Income before extraordinary items | $2,390,000 | 2,224 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,390,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,191 |
| Cash dividends | $312,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,390,000 | 2,217 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 2,426 |
| Total interest expense | $4,035,000 | 1,890 |
| Net interest income | $3,764,000 | 2,950 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $371,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $191,000 | 3,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 3,942 |
| Total noninterest expense | $1,827,000 | 4,248 |
| Salaries and employee benefits | $883,000 | 4,671 |
| Premises and equipment expense | $223,000 | 4,604 |
| Additional noninterest expense | $721,000 | 3,386 |
| Pre-tax net operating income | $2,308,000 | 2,080 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $570,000 | 2,123 |
| Income before extraordinary items | $1,738,000 | 2,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,738,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $312,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,738,000 | 2,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 2,451 |
| Total interest expense | $1,980,000 | 1,838 |
| Net interest income | $1,786,000 | 3,082 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $152,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $858,000 | 4,473 |
| Salaries and employee benefits | $399,000 | 5,019 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $353,000 | 3,438 |
| Pre-tax net operating income | $1,080,000 | 2,149 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $300,000 | 2,029 |
| Income before extraordinary items | $780,000 | 2,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $780,000 | 2,229 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,114,000 | 2,349 |
| Total interest expense | $6,230,000 | 1,820 |
| Net interest income | $7,884,000 | 2,738 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $607,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $318,000 | 4,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $289,000 | 4,419 |
| Total noninterest expense | $4,111,000 | 3,786 |
| Salaries and employee benefits | $2,114,000 | 3,965 |
| Premises and equipment expense | $630,000 | 3,511 |
| Additional noninterest expense | $1,367,000 | 3,481 |
| Pre-tax net operating income | $3,980,000 | 2,231 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,405,000 | 1,790 |
| Income before extraordinary items | $2,575,000 | 2,543 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,575,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,813 |
| Cash dividends | $576,000 | 3,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,575,000 | 2,512 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,533,000 | 2,307 |
| Total interest expense | $4,557,000 | 1,762 |
| Net interest income | $5,976,000 | 2,691 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $400,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $227,000 | 4,182 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,923 |
| Total noninterest expense | $2,576,000 | 4,320 |
| Salaries and employee benefits | $1,168,000 | 4,907 |
| Premises and equipment expense | $354,000 | 4,340 |
| Additional noninterest expense | $1,054,000 | 3,375 |
| Pre-tax net operating income | $3,400,000 | 2,033 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,273,000 | 1,572 |
| Income before extraordinary items | $2,127,000 | 2,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,127,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,377 |
| Cash dividends | $288,000 | 3,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,127,000 | 2,345 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 2,262 |
| Total interest expense | $2,964,000 | 1,707 |
| Net interest income | $4,001,000 | 2,654 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $239,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $131,000 | 4,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $108,000 | 5,022 |
| Total noninterest expense | $1,663,000 | 4,416 |
| Salaries and employee benefits | $805,000 | 4,789 |
| Premises and equipment expense | $248,000 | 4,176 |
| Additional noninterest expense | $610,000 | 3,748 |
| Pre-tax net operating income | $2,477,000 | 1,861 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $977,000 | 1,394 |
| Income before extraordinary items | $1,500,000 | 2,231 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,500,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,830 |
| Cash dividends | $288,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,500,000 | 2,195 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 2,257 |
| Total interest expense | $1,420,000 | 1,686 |
| Net interest income | $1,999,000 | 2,640 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $175,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $892,000 | 4,197 |
| Salaries and employee benefits | $443,000 | 4,496 |
| Premises and equipment expense | $118,000 | 4,349 |
| Additional noninterest expense | $331,000 | 3,516 |
| Pre-tax net operating income | $1,182,000 | 1,910 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $381,000 | 1,668 |
| Income before extraordinary items | $801,000 | 2,076 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $801,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,097 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $801,000 | 2,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,416,000 | 2,138 |
| Total interest expense | $5,604,000 | 1,470 |
| Net interest income | $7,812,000 | 2,589 |
| Provision for loan and lease losses | $450,000 | 2,142 |
| Total noninterest income | $609,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $396,000 | 3,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $213,000 | 4,982 |
| Total noninterest expense | $3,920,000 | 3,817 |
| Salaries and employee benefits | $2,027,000 | 3,956 |
| Premises and equipment expense | $591,000 | 3,574 |
| Additional noninterest expense | $1,302,000 | 3,521 |
| Pre-tax net operating income | $4,051,000 | 2,044 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,245,000 | 1,855 |
| Income before extraordinary items | $2,806,000 | 2,201 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,806,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,423 |
| Cash dividends | $528,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,806,000 | 2,150 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 2,112 |
| Total interest expense | $4,199,000 | 1,438 |
| Net interest income | $5,843,000 | 2,576 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $435,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $2,498,000 | 4,302 |
| Salaries and employee benefits | $1,092,000 | 4,996 |
| Premises and equipment expense | $334,000 | 4,430 |
| Additional noninterest expense | $1,072,000 | 3,223 |
| Pre-tax net operating income | $3,330,000 | 1,884 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,044,000 | 1,712 |
| Income before extraordinary items | $2,286,000 | 2,055 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,286,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,025 |
| Cash dividends | $264,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,286,000 | 1,999 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 2,087 |
| Total interest expense | $2,798,000 | 1,412 |
| Net interest income | $3,901,000 | 2,546 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $301,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $1,589,000 | 4,472 |
| Salaries and employee benefits | $771,000 | 4,840 |
| Premises and equipment expense | $197,000 | 4,802 |
| Additional noninterest expense | $621,000 | 3,646 |
| Pre-tax net operating income | $2,613,000 | 1,610 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $678,000 | 1,749 |
| Income before extraordinary items | $1,935,000 | 1,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,935,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $264,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,935,000 | 1,594 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 2,098 |
| Total interest expense | $1,401,000 | 1,426 |
| Net interest income | $1,935,000 | 2,560 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $148,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $879,000 | 4,162 |
| Salaries and employee benefits | $426,000 | 4,519 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $349,000 | 3,295 |
| Pre-tax net operating income | $1,204,000 | 1,706 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $123,000 | 3,454 |
| Income before extraordinary items | $1,081,000 | 1,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,081,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,081,000 | 1,400 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,220,000 | 2,153 |
| Total interest expense | $5,977,000 | 1,480 |
| Net interest income | $7,243,000 | 2,671 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $595,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $361,000 | 3,871 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $234,000 | 4,971 |
| Total noninterest expense | $3,591,000 | 4,022 |
| Salaries and employee benefits | $1,826,000 | 4,214 |
| Premises and equipment expense | $625,000 | 3,407 |
| Additional noninterest expense | $1,140,000 | 3,883 |
| Pre-tax net operating income | $4,247,000 | 1,892 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,466,000 | 1,649 |
| Income before extraordinary items | $2,781,000 | 2,184 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,781,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $504,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,781,000 | 2,078 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 2,186 |
| Total interest expense | $4,554,000 | 1,527 |
| Net interest income | $5,364,000 | 2,712 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $477,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $275,000 | 3,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $2,239,000 | 4,602 |
| Salaries and employee benefits | $998,000 | 5,256 |
| Premises and equipment expense | $357,000 | 4,209 |
| Additional noninterest expense | $884,000 | 3,752 |
| Pre-tax net operating income | $3,602,000 | 1,735 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,065,000 | 1,768 |
| Income before extraordinary items | $2,537,000 | 1,892 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,537,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,537,000 | 1,790 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 2,196 |
| Total interest expense | $3,077,000 | 1,562 |
| Net interest income | $3,555,000 | 2,733 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $290,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $174,000 | 3,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $116,000 | 5,059 |
| Total noninterest expense | $1,436,000 | 4,721 |
| Salaries and employee benefits | $693,000 | 5,116 |
| Premises and equipment expense | $266,000 | 3,846 |
| Additional noninterest expense | $477,000 | 4,394 |
| Pre-tax net operating income | $2,409,000 | 1,739 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $601,000 | 2,040 |
| Income before extraordinary items | $1,808,000 | 1,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,808,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,808,000 | 1,665 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 2,187 |
| Total interest expense | $1,583,000 | 1,561 |
| Net interest income | $1,771,000 | 2,735 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $153,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $783,000 | 4,432 |
| Salaries and employee benefits | $387,000 | 4,725 |
| Premises and equipment expense | $142,000 | 3,648 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $1,141,000 | 1,827 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $200,000 | 2,698 |
| Income before extraordinary items | $941,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $941,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $941,000 | 1,590 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,451,000 | 2,120 |
| Total interest expense | $7,247,000 | 1,560 |
| Net interest income | $7,204,000 | 2,650 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $604,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $357,000 | 3,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 4,635 |
| Total noninterest expense | $3,364,000 | 4,089 |
| Salaries and employee benefits | $1,779,000 | 4,135 |
| Premises and equipment expense | $489,000 | 4,005 |
| Additional noninterest expense | $1,096,000 | 3,894 |
| Pre-tax net operating income | $4,424,000 | 1,825 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,686,000 | 1,496 |
| Income before extraordinary items | $2,738,000 | 2,186 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,738,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $480,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,738,000 | 2,108 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,978,000 | 2,161 |
| Total interest expense | $9,601,000 | 1,694 |
| Net interest income | $6,377,000 | 2,785 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $506,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $363,000 | 3,670 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $143,000 | 5,633 |
| Total noninterest expense | $3,139,000 | 4,187 |
| Salaries and employee benefits | $1,621,000 | 4,270 |
| Premises and equipment expense | $455,000 | 4,202 |
| Additional noninterest expense | $1,063,000 | 3,865 |
| Pre-tax net operating income | $3,384,000 | 2,031 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,403,000 | 1,597 |
| Income before extraordinary items | $1,981,000 | 2,564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,981,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $480,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,981,000 | 2,477 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,344,000 | 2,287 |
| Total interest expense | $9,317,000 | 1,856 |
| Net interest income | $6,027,000 | 2,931 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $486,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $354,000 | 3,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $2,546,000 | 4,796 |
| Salaries and employee benefits | $1,422,000 | 4,553 |
| Premises and equipment expense | $291,000 | 5,519 |
| Additional noninterest expense | $833,000 | 4,604 |
| Pre-tax net operating income | $3,727,000 | 1,960 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,112,000 | 1,945 |
| Income before extraordinary items | $2,615,000 | 1,994 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,615,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $456,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,615,000 | 2,002 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 2,577 |
| Total interest expense | $7,483,000 | 1,991 |
| Net interest income | $5,227,000 | 3,322 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $288,000 | 6,550 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $2,363,000 | 5,079 |
| Salaries and employee benefits | $1,375,000 | 4,657 |
| Premises and equipment expense | $266,000 | 5,851 |
| Additional noninterest expense | $722,000 | 5,147 |
| Pre-tax net operating income | $3,119,000 | 2,324 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $908,000 | 2,370 |
| Income before extraordinary items | $2,211,000 | 2,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,211,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $396,000 | 4,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,211,000 | 2,323 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 3,077 |
| Total interest expense | $6,173,000 | 2,455 |
| Net interest income | $4,326,000 | 3,862 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $265,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $220,000 | 4,861 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $2,350,000 | 4,976 |
| Salaries and employee benefits | $1,230,000 | 4,990 |
| Premises and equipment expense | $430,000 | 4,170 |
| Additional noninterest expense | $690,000 | 5,226 |
| Pre-tax net operating income | $2,227,000 | 3,064 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $324,000 | 4,965 |
| Income before extraordinary items | $1,903,000 | 2,672 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,903,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $360,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,903,000 | 2,595 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 3,441 |
| Total interest expense | $5,474,000 | 2,731 |
| Net interest income | $3,926,000 | 4,301 |
| Provision for loan and lease losses | $126,000 | 4,509 |
| Total noninterest income | $233,000 | 7,429 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $2,122,000 | 5,426 |
| Salaries and employee benefits | $1,143,000 | 5,300 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $633,000 | 5,600 |
| Pre-tax net operating income | $1,911,000 | 3,687 |
| Securities gains (losses) | $-62,000 | 10,684 |
| Applicable income taxes | $692,000 | 3,269 |
| Income before extraordinary items | $1,157,000 | 4,181 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,157,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,196,680 | 4,007 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 3,772 |
| Total interest expense | $5,164,000 | 2,910 |
| Net interest income | $3,427,000 | 4,917 |
| Provision for loan and lease losses | $123,000 | 4,537 |
| Total noninterest income | $216,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $1,875,000 | 6,226 |
| Salaries and employee benefits | $1,048,000 | 5,799 |
| Premises and equipment expense | $318,000 | 5,352 |
| Additional noninterest expense | $509,000 | 6,980 |
| Pre-tax net operating income | $1,645,000 | 4,038 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $376,000 | 5,092 |
| Income before extraordinary items | $1,269,000 | 3,693 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,269,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,269,000 | 3,641 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 4,198 |
| Total interest expense | $4,453,000 | 3,339 |
| Net interest income | $3,166,000 | 5,265 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $1,830,000 | 6,390 |
| Salaries and employee benefits | $957,000 | 6,263 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $618,000 | 6,413 |
| Pre-tax net operating income | $1,415,000 | 4,652 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $284,000 | 6,211 |
| Income before extraordinary items | $1,131,000 | 4,151 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,131,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,131,000 | 4,132 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 4,191 |
| Total interest expense | $3,867,000 | 3,155 |
| Net interest income | $3,185,000 | 5,347 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $142,000 | 9,868 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 7,537 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $1,706,000 | 6,967 |
| Salaries and employee benefits | $925,000 | 6,488 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $736,000 | 6,085 |
| Pre-tax net operating income | $1,546,000 | 4,305 |
| Securities gains (losses) | $-667,000 | 12,316 |
| Applicable income taxes | $338,000 | 5,415 |
| Income before extraordinary items | $541,000 | 6,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $541,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $967,880 | 4,690 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 4,243 |
| Total interest expense | $3,754,000 | 3,358 |
| Net interest income | $3,394,000 | 5,080 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $1,741,000 | 7,069 |
| Salaries and employee benefits | $915,000 | 6,630 |
| Premises and equipment expense | $171,000 | 8,352 |
| Additional noninterest expense | $655,000 | 6,904 |
| Pre-tax net operating income | $1,802,000 | 3,671 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $575,000 | 3,726 |
| Income before extraordinary items | $1,227,000 | 3,931 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,227,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,227,000 | 3,723 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 4,492 |
| Total interest expense | $4,053,000 | 4,029 |
| Net interest income | $3,542,000 | 4,956 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $159,000 | 10,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,613,000 | 7,531 |
| Salaries and employee benefits | $887,000 | 6,693 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $583,000 | 7,663 |
| Pre-tax net operating income | $2,068,000 | 3,013 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $535,000 | 3,768 |
| Income before extraordinary items | $1,533,000 | 3,019 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,533,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,533,000 | 2,794 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.