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The Bank of Tescott, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,156,000	1,879
Total interest expense	$6,536,000	1,724
Net interest income	$13,620,000	1,960
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,411,000	2,361
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$458,000	1,744
Trading account gains and fees	$0	123
Additional Noninterest Income	$953,000	2,323
Total noninterest expense	$9,301,000	2,126
Salaries and employee benefits	$5,257,000	2,132
Premises and equipment expense	$801,000	2,309
Additional noninterest expense	$953,000	2,323
Pre-tax net operating income	$5,730,000	1,772
Securities gains (losses)	$20,000	655
Applicable income taxes	$158,000	2,567
Income before extraordinary items	$5,592,000	1,598
Extraordinary gains, net	$0	54
Net income	$5,592,000	1,618
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,592,000	1,601
Net charge-offs	$-47,000	4,180
Cash dividends	$3,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,572,600	1,633
2023-09-30 (YTD Data)		Rank
Total interest income	$14,711,000	1,882
Total interest expense	$4,328,000	1,747
Net interest income	$10,383,000	1,942
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,077,000	2,342
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$328,000	1,804
Trading account gains and fees	$0	125
Additional Noninterest Income	$749,000	2,270
Total noninterest expense	$6,880,000	2,139
Salaries and employee benefits	$3,932,000	2,117
Premises and equipment expense	$586,000	2,337
Additional noninterest expense	$749,000	2,270
Pre-tax net operating income	$4,580,000	1,760
Securities gains (losses)	$16,000	507
Applicable income taxes	$134,000	2,541
Income before extraordinary items	$4,462,000	1,586
Extraordinary gains, net	$0	52
Net income	$4,462,000	1,599
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,462,000	1,586
Net charge-offs	$-78,000	4,313
Cash dividends	$2,650,000	966
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,446,480	1,609
2023-06-30 (YTD Data)		Rank
Total interest income	$9,502,000	1,909
Total interest expense	$2,490,000	1,757
Net interest income	$7,012,000	1,939
Provision for loan and lease losses	$0	2,940
Total noninterest income	$732,000	2,278
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$215,000	1,811
Trading account gains and fees	$0	112
Additional Noninterest Income	$517,000	2,160
Total noninterest expense	$4,564,000	2,134
Salaries and employee benefits	$2,680,000	2,088
Premises and equipment expense	$384,000	2,361
Additional noninterest expense	$517,000	2,157
Pre-tax net operating income	$3,180,000	1,694
Securities gains (losses)	$12,000	583
Applicable income taxes	$133,000	2,392
Income before extraordinary items	$3,059,000	1,553
Extraordinary gains, net	$0	51
Net income	$3,059,000	1,571
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,059,000	1,553
Net charge-offs	$-96,000	4,447
Cash dividends	$1,950,000	907
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,047,480	1,573
2023-03-31 (YTD Data)		Rank
Total interest income	$4,594,000	1,928
Total interest expense	$1,057,000	1,775
Net interest income	$3,537,000	1,938
Provision for loan and lease losses	$0	2,612
Total noninterest income	$390,000	2,207
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$99,000	1,917
Trading account gains and fees	$0	97
Additional Noninterest Income	$291,000	2,041
Total noninterest expense	$2,176,000	2,231
Salaries and employee benefits	$1,267,000	2,198
Premises and equipment expense	$158,000	2,665
Additional noninterest expense	$291,000	2,041
Pre-tax net operating income	$1,751,000	1,611
Securities gains (losses)	$5,000	739
Applicable income taxes	$70,000	2,394
Income before extraordinary items	$1,686,000	1,473
Extraordinary gains, net	$0	4
Net income	$1,686,000	1,472
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,686,000	1,473
Net charge-offs	$-98,000	4,550
Cash dividends	$1,250,000	689
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,681,200	1,485
2022-12-31 (YTD Data)		Rank
Total interest income	$16,442,000	1,827
Total interest expense	$2,096,000	1,549
Net interest income	$14,346,000	1,844
Provision for loan and lease losses	$80,000	2,342
Total noninterest income	$1,269,000	2,537
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$384,000	1,990
Trading account gains and fees	$0	116
Additional Noninterest Income	$885,000	2,462
Total noninterest expense	$8,755,000	2,187
Salaries and employee benefits	$4,959,000	2,196
Premises and equipment expense	$793,000	2,325
Additional noninterest expense	$885,000	2,462
Pre-tax net operating income	$6,780,000	1,683
Securities gains (losses)	$0	691
Applicable income taxes	$281,000	2,456
Income before extraordinary items	$6,499,000	1,541
Extraordinary gains, net	$0	5
Net income	$6,499,000	1,539
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,499,000	1,540
Net charge-offs	$-336,000	4,539
Cash dividends	$3,900,000	955
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,499,000	1,560
2022-09-30 (YTD Data)		Rank
Total interest income	$11,994,000	1,804
Total interest expense	$1,196,000	1,564
Net interest income	$10,798,000	1,823
Provision for loan and lease losses	$80,000	2,036
Total noninterest income	$943,000	2,569
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$277,000	2,059
Trading account gains and fees	$0	111
Additional Noninterest Income	$666,000	2,482
Total noninterest expense	$6,471,000	2,192
Salaries and employee benefits	$3,687,000	2,205
Premises and equipment expense	$537,000	2,469
Additional noninterest expense	$666,000	2,482
Pre-tax net operating income	$5,190,000	1,650
Securities gains (losses)	$-2,000	3,546
Applicable income taxes	$211,000	2,449
Income before extraordinary items	$4,977,000	1,492
Extraordinary gains, net	$0	4
Net income	$4,977,000	1,492
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,977,000	1,492
Net charge-offs	$-353,000	4,587
Cash dividends	$3,150,000	818
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,978,920	1,525
2022-06-30 (YTD Data)		Rank
Total interest income	$7,793,000	1,796
Total interest expense	$631,000	1,660
Net interest income	$7,162,000	1,793
Provision for loan and lease losses	$80,000	1,646
Total noninterest income	$608,000	2,605
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$171,000	2,129
Trading account gains and fees	$0	108
Additional Noninterest Income	$437,000	2,524
Total noninterest expense	$4,315,000	2,176
Salaries and employee benefits	$2,523,000	2,162
Premises and equipment expense	$302,000	2,712
Additional noninterest expense	$1,490,000	2,016
Pre-tax net operating income	$3,375,000	1,595
Securities gains (losses)	$1,000	612
Applicable income taxes	$131,000	2,432
Income before extraordinary items	$3,245,000	1,441
Extraordinary gains, net	$0	4
Net income	$3,245,000	1,440
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,245,000	1,441
Net charge-offs	$-337,000	4,645
Cash dividends	$2,400,000	731
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,244,040	1,479
2022-03-31 (YTD Data)		Rank
Total interest income	$3,782,000	1,796
Total interest expense	$319,000	1,585
Net interest income	$3,463,000	1,798
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$298,000	2,605
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$77,000	2,220
Trading account gains and fees	$0	103
Additional Noninterest Income	$221,000	2,467
Total noninterest expense	$2,052,000	2,240
Salaries and employee benefits	$1,231,000	2,195
Premises and equipment expense	$123,000	3,041
Additional noninterest expense	$698,000	2,100
Pre-tax net operating income	$1,649,000	1,535
Securities gains (losses)	$5,000	455
Applicable income taxes	$57,000	2,429
Income before extraordinary items	$1,597,000	1,387
Extraordinary gains, net	$0	4
Net income	$1,597,000	1,387
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,597,000	1,387
Net charge-offs	$-35,000	4,311
Cash dividends	$1,800,000	504
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,592,150	1,405
2021-12-31 (YTD Data)		Rank
Total interest income	$17,719,000	1,634
Total interest expense	$2,000,000	1,328
Net interest income	$15,719,000	1,667
Provision for loan and lease losses	$265,000	1,504
Total noninterest income	$1,154,000	2,816
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$325,000	2,097
Trading account gains and fees	$0	132
Additional Noninterest Income	$829,000	2,796
Total noninterest expense	$8,461,000	2,204
Salaries and employee benefits	$5,019,000	2,173
Premises and equipment expense	$677,000	2,559
Additional noninterest expense	$2,765,000	2,095
Pre-tax net operating income	$8,147,000	1,467
Securities gains (losses)	$32,000	1,320
Applicable income taxes	$354,000	2,343
Income before extraordinary items	$7,825,000	1,361
Extraordinary gains, net	$0	10
Net income	$7,825,000	1,361
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,825,000	1,361
Net charge-offs	$70,000	1,504
Cash dividends	$7,162,000	608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,794,280	1,350
2021-09-30 (YTD Data)		Rank
Total interest income	$13,770,000	1,615
Total interest expense	$1,607,000	1,328
Net interest income	$12,163,000	1,646
Provision for loan and lease losses	$250,000	1,285
Total noninterest income	$829,000	2,909
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$230,000	2,164
Trading account gains and fees	$0	132
Additional Noninterest Income	$599,000	2,871
Total noninterest expense	$6,240,000	2,240
Salaries and employee benefits	$3,757,000	2,178
Premises and equipment expense	$469,000	2,696
Additional noninterest expense	$2,014,000	2,149
Pre-tax net operating income	$6,502,000	1,458
Securities gains (losses)	$32,000	1,234
Applicable income taxes	$295,000	2,322
Income before extraordinary items	$6,239,000	1,353
Extraordinary gains, net	$0	8
Net income	$6,239,000	1,353
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,239,000	1,353
Net charge-offs	$20,000	1,734
Cash dividends	$6,163,000	523
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,208,600	1,337
2021-06-30 (YTD Data)		Rank
Total interest income	$9,780,000	1,531
Total interest expense	$1,140,000	1,309
Net interest income	$8,640,000	1,548
Provision for loan and lease losses	$205,000	1,173
Total noninterest income	$546,000	2,899
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$145,000	2,184
Trading account gains and fees	$0	133
Additional Noninterest Income	$401,000	2,841
Total noninterest expense	$4,176,000	2,219
Salaries and employee benefits	$2,569,000	2,141
Premises and equipment expense	$297,000	2,765
Additional noninterest expense	$1,310,000	2,162
Pre-tax net operating income	$4,805,000	1,350
Securities gains (losses)	$32,000	1,038
Applicable income taxes	$220,000	2,247
Income before extraordinary items	$4,617,000	1,258
Extraordinary gains, net	$0	6
Net income	$4,617,000	1,258
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,617,000	1,258
Net charge-offs	$-16,000	3,970
Cash dividends	$5,163,000	435
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,586,600	1,238
2021-03-31 (YTD Data)		Rank
Total interest income	$5,244,000	1,442
Total interest expense	$606,000	1,297
Net interest income	$4,638,000	1,450
Provision for loan and lease losses	$150,000	937
Total noninterest income	$272,000	2,892
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$70,000	2,217
Trading account gains and fees	$0	127
Additional Noninterest Income	$202,000	2,826
Total noninterest expense	$2,025,000	2,247
Salaries and employee benefits	$1,211,000	2,205
Premises and equipment expense	$119,000	3,134
Additional noninterest expense	$695,000	2,048
Pre-tax net operating income	$2,735,000	1,228
Securities gains (losses)	$0	1,392
Applicable income taxes	$109,000	2,235
Income before extraordinary items	$2,626,000	1,148
Extraordinary gains, net	$0	3
Net income	$2,626,000	1,148
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,626,000	1,148
Net charge-offs	$-16,000	4,237
Cash dividends	$4,287,000	266
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,626,000	1,121
2020-12-31 (YTD Data)		Rank
Total interest income	$17,431,000	1,677
Total interest expense	$3,713,000	1,246
Net interest income	$13,718,000	1,786
Provision for loan and lease losses	$765,000	1,862
Total noninterest income	$1,344,000	2,554
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$348,000	2,065
Trading account gains and fees	$0	133
Additional Noninterest Income	$996,000	2,484
Total noninterest expense	$8,201,000	2,234
Salaries and employee benefits	$4,751,000	2,222
Premises and equipment expense	$607,000	2,731
Additional noninterest expense	$2,843,000	2,009
Pre-tax net operating income	$6,096,000	1,544
Securities gains (losses)	$0	2,675
Applicable income taxes	$230,000	2,475
Income before extraordinary items	$5,866,000	1,444
Extraordinary gains, net	$0	4
Net income	$5,866,000	1,444
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,866,000	1,445
Net charge-offs	$465,000	1,019
Cash dividends	$2,900,000	1,162
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,866,000	1,404
2020-09-30 (YTD Data)		Rank
Total interest income	$13,258,000	1,663
Total interest expense	$2,925,000	1,263
Net interest income	$10,333,000	1,765
Provision for loan and lease losses	$690,000	1,682
Total noninterest income	$793,000	2,785
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$264,000	2,048
Trading account gains and fees	$0	125
Additional Noninterest Income	$529,000	2,781
Total noninterest expense	$6,243,000	2,186
Salaries and employee benefits	$3,698,000	2,149
Premises and equipment expense	$387,000	3,009
Additional noninterest expense	$2,158,000	1,955
Pre-tax net operating income	$4,193,000	1,618
Securities gains (losses)	$0	2,494
Applicable income taxes	$144,000	2,582
Income before extraordinary items	$4,049,000	1,500
Extraordinary gains, net	$0	4
Net income	$4,049,000	1,501
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,049,000	1,501
Net charge-offs	$466,000	784
Cash dividends	$1,694,000	1,249
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,049,000	1,457
2020-06-30 (YTD Data)		Rank
Total interest income	$8,979,000	1,658
Total interest expense	$2,044,000	1,294
Net interest income	$6,935,000	1,758
Provision for loan and lease losses	$540,000	1,556
Total noninterest income	$615,000	2,577
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$179,000	2,048
Trading account gains and fees	$0	123
Additional Noninterest Income	$436,000	2,511
Total noninterest expense	$4,104,000	2,215
Salaries and employee benefits	$2,517,000	2,118
Premises and equipment expense	$242,000	3,112
Additional noninterest expense	$1,345,000	2,058
Pre-tax net operating income	$2,906,000	1,496
Securities gains (losses)	$0	2,249
Applicable income taxes	$90,000	2,593
Income before extraordinary items	$2,816,000	1,380
Extraordinary gains, net	$0	4
Net income	$2,816,000	1,380
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,816,000	1,380
Net charge-offs	$499,000	594
Cash dividends	$1,068,000	1,257
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,816,000	1,340
2020-03-31 (YTD Data)		Rank
Total interest income	$4,508,000	1,642
Total interest expense	$1,077,000	1,356
Net interest income	$3,431,000	1,737
Provision for loan and lease losses	$270,000	1,264
Total noninterest income	$344,000	2,347
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$110,000	2,021
Trading account gains and fees	$0	106
Additional Noninterest Income	$234,000	2,264
Total noninterest expense	$1,962,000	2,299
Salaries and employee benefits	$1,223,000	2,181
Premises and equipment expense	$92,000	3,558
Additional noninterest expense	$647,000	2,131
Pre-tax net operating income	$1,543,000	1,294
Securities gains (losses)	$0	1,705
Applicable income taxes	$41,000	2,525
Income before extraordinary items	$1,502,000	1,185
Extraordinary gains, net	$0	4
Net income	$1,502,000	1,184
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,502,000	1,185
Net charge-offs	$514,000	364
Cash dividends	$550,000	1,202
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,502,000	1,167
2019-12-31 (YTD Data)		Rank
Total interest income	$18,216,000	1,637
Total interest expense	$4,251,000	1,419
Net interest income	$13,965,000	1,712
Provision for loan and lease losses	$1,375,000	715
Total noninterest income	$1,462,000	2,334
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$479,000	1,980
Trading account gains and fees	$0	135
Additional Noninterest Income	$983,000	2,265
Total noninterest expense	$8,154,000	2,218
Salaries and employee benefits	$4,865,000	2,148
Premises and equipment expense	$510,000	3,060
Additional noninterest expense	$2,779,000	2,047
Pre-tax net operating income	$5,898,000	1,557
Securities gains (losses)	$-33,000	4,972
Applicable income taxes	$241,000	2,507
Income before extraordinary items	$5,624,000	1,447
Extraordinary gains, net	$0	11
Net income	$5,624,000	1,449
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,624,000	1,449
Net charge-offs	$480,000	1,060
Cash dividends	$1,525,000	1,861
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,655,680	1,413
2019-09-30 (YTD Data)		Rank
Total interest income	$13,558,000	1,666
Total interest expense	$3,146,000	1,435
Net interest income	$10,412,000	1,742
Provision for loan and lease losses	$1,125,000	624
Total noninterest income	$991,000	2,468
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$356,000	1,995
Trading account gains and fees	$0	129
Additional Noninterest Income	$635,000	2,432
Total noninterest expense	$6,047,000	2,241
Salaries and employee benefits	$3,576,000	2,186
Premises and equipment expense	$397,000	3,029
Additional noninterest expense	$2,074,000	2,064
Pre-tax net operating income	$4,231,000	1,646
Securities gains (losses)	$-33,000	5,057
Applicable income taxes	$206,000	2,483
Income before extraordinary items	$3,992,000	1,553
Extraordinary gains, net	$0	11
Net income	$3,992,000	1,555
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,992,000	1,555
Net charge-offs	$418,000	841
Cash dividends	$1,365,000	1,520
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,023,350	1,511
2019-06-30 (YTD Data)		Rank
Total interest income	$8,936,000	1,684
Total interest expense	$2,064,000	1,424
Net interest income	$6,872,000	1,751
Provision for loan and lease losses	$750,000	613
Total noninterest income	$651,000	2,442
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$229,000	2,016
Trading account gains and fees	$0	131
Additional Noninterest Income	$422,000	2,408
Total noninterest expense	$3,939,000	2,288
Salaries and employee benefits	$2,379,000	2,199
Premises and equipment expense	$238,000	3,212
Additional noninterest expense	$1,322,000	2,136
Pre-tax net operating income	$2,834,000	1,619
Securities gains (losses)	$-34,000	5,118
Applicable income taxes	$131,000	2,496
Income before extraordinary items	$2,669,000	1,522
Extraordinary gains, net	$0	11
Net income	$2,669,000	1,522
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,669,000	1,522
Net charge-offs	$418,000	639
Cash dividends	$880,000	1,558
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,701,300	1,470
2019-03-31 (YTD Data)		Rank
Total interest income	$4,475,000	1,676
Total interest expense	$1,036,000	1,398
Net interest income	$3,439,000	1,752
Provision for loan and lease losses	$375,000	582
Total noninterest income	$314,000	2,468
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$112,000	2,038
Trading account gains and fees	$0	126
Additional Noninterest Income	$202,000	2,396
Total noninterest expense	$1,983,000	2,288
Salaries and employee benefits	$1,196,000	2,213
Premises and equipment expense	$144,000	2,924
Additional noninterest expense	$643,000	2,173
Pre-tax net operating income	$1,395,000	1,613
Securities gains (losses)	$0	1,087
Applicable income taxes	$63,000	2,480
Income before extraordinary items	$1,332,000	1,494
Extraordinary gains, net	$0	5
Net income	$1,332,000	1,493
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,332,000	1,493
Net charge-offs	$264,000	512
Cash dividends	$415,000	1,478
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,332,000	1,468
2018-12-31 (YTD Data)		Rank
Total interest income	$17,572,000	1,622
Total interest expense	$3,807,000	1,192
Net interest income	$13,765,000	1,730
Provision for loan and lease losses	$1,500,000	620
Total noninterest income	$1,195,000	2,615
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$511,000	1,955
Trading account gains and fees	$0	126
Additional Noninterest Income	$684,000	2,679
Total noninterest expense	$8,014,000	2,242
Salaries and employee benefits	$4,668,000	2,213
Premises and equipment expense	$497,000	3,162
Additional noninterest expense	$2,849,000	2,007
Pre-tax net operating income	$5,446,000	1,670
Securities gains (losses)	$-28,000	4,694
Applicable income taxes	$198,000	2,689
Income before extraordinary items	$5,220,000	1,537
Extraordinary gains, net	$0	6
Net income	$5,220,000	1,535
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,220,000	1,536
Net charge-offs	$1,775,000	389
Cash dividends	$2,040,000	1,433
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,246,880	1,515
2018-09-30 (YTD Data)		Rank
Total interest income	$13,062,000	1,614
Total interest expense	$2,782,000	1,144
Net interest income	$10,280,000	1,739
Provision for loan and lease losses	$1,125,000	595
Total noninterest income	$828,000	2,751
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$378,000	1,977
Trading account gains and fees	$0	138
Additional Noninterest Income	$450,000	2,888
Total noninterest expense	$6,130,000	2,206
Salaries and employee benefits	$3,659,000	2,129
Premises and equipment expense	$384,000	3,134
Additional noninterest expense	$2,087,000	2,044
Pre-tax net operating income	$3,853,000	1,766
Securities gains (losses)	$-28,000	5,003
Applicable income taxes	$137,000	2,806
Income before extraordinary items	$3,688,000	1,620
Extraordinary gains, net	$0	5
Net income	$3,688,000	1,618
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,688,000	1,619
Net charge-offs	$1,515,000	336
Cash dividends	$1,725,000	1,190
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,714,880	1,600
2018-06-30 (YTD Data)		Rank
Total interest income	$8,669,000	1,606
Total interest expense	$1,816,000	1,097
Net interest income	$6,853,000	1,743
Provision for loan and lease losses	$750,000	585
Total noninterest income	$573,000	2,699
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$249,000	1,986
Trading account gains and fees	$0	130
Additional Noninterest Income	$324,000	2,797
Total noninterest expense	$4,104,000	2,221
Salaries and employee benefits	$2,443,000	2,140
Premises and equipment expense	$245,000	3,251
Additional noninterest expense	$1,416,000	2,027
Pre-tax net operating income	$2,572,000	1,728
Securities gains (losses)	$0	961
Applicable income taxes	$99,000	2,739
Income before extraordinary items	$2,473,000	1,588
Extraordinary gains, net	$0	6
Net income	$2,473,000	1,587
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,473,000	1,587
Net charge-offs	$800,000	375
Cash dividends	$1,325,000	1,065
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,473,000	1,570
2018-03-31 (YTD Data)		Rank
Total interest income	$4,300,000	1,605
Total interest expense	$866,000	1,101
Net interest income	$3,434,000	1,735
Provision for loan and lease losses	$375,000	579
Total noninterest income	$285,000	2,687
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$126,000	1,971
Trading account gains and fees	$0	123
Additional Noninterest Income	$159,000	2,766
Total noninterest expense	$2,097,000	2,197
Salaries and employee benefits	$1,219,000	2,164
Premises and equipment expense	$153,000	2,883
Additional noninterest expense	$725,000	1,975
Pre-tax net operating income	$1,247,000	1,736
Securities gains (losses)	$0	735
Applicable income taxes	$61,000	2,547
Income before extraordinary items	$1,186,000	1,601
Extraordinary gains, net	$0	7
Net income	$1,186,000	1,601
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,186,000	1,601
Net charge-offs	$10,000	1,963
Cash dividends	$750,000	890
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,186,000	1,589
2017-12-31 (YTD Data)		Rank
Total interest income	$17,203,000	1,557
Total interest expense	$2,873,000	1,126
Net interest income	$14,330,000	1,634
Provision for loan and lease losses	$1,300,000	730
Total noninterest income	$1,118,000	2,784
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$609,000	1,751
Trading account gains and fees	$0	151
Additional Noninterest Income	$509,000	3,138
Total noninterest expense	$7,641,000	2,349
Salaries and employee benefits	$4,657,000	2,205
Premises and equipment expense	$496,000	3,281
Additional noninterest expense	$2,488,000	2,260
Pre-tax net operating income	$6,507,000	1,386
Securities gains (losses)	$56,000	843
Applicable income taxes	$239,000	2,880
Income before extraordinary items	$6,324,000	1,120
Extraordinary gains, net	$0	9
Net income	$6,324,000	1,120
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,324,000	1,120
Net charge-offs	$1,009,000	694
Cash dividends	$3,250,000	965
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,270,240	1,109
2017-09-30 (YTD Data)		Rank
Total interest income	$12,871,000	1,552
Total interest expense	$2,043,000	1,163
Net interest income	$10,828,000	1,623
Provision for loan and lease losses	$900,000	758
Total noninterest income	$851,000	2,788
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$468,000	1,719
Trading account gains and fees	$0	145
Additional Noninterest Income	$383,000	3,152
Total noninterest expense	$5,688,000	2,374
Salaries and employee benefits	$3,525,000	2,191
Premises and equipment expense	$399,000	3,173
Additional noninterest expense	$1,764,000	2,365
Pre-tax net operating income	$5,091,000	1,354
Securities gains (losses)	$60,000	800
Applicable income taxes	$204,000	2,747
Income before extraordinary items	$4,947,000	1,166
Extraordinary gains, net	$0	9
Net income	$4,947,000	1,166
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,947,000	1,166
Net charge-offs	$485,000	827
Cash dividends	$2,400,000	906
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,889,400	1,159
2017-06-30 (YTD Data)		Rank
Total interest income	$8,484,000	1,548
Total interest expense	$1,289,000	1,184
Net interest income	$7,195,000	1,614
Provision for loan and lease losses	$600,000	735
Total noninterest income	$573,000	2,779
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$311,000	1,710
Trading account gains and fees	$0	139
Additional Noninterest Income	$262,000	3,128
Total noninterest expense	$3,713,000	2,415
Salaries and employee benefits	$2,349,000	2,209
Premises and equipment expense	$224,000	3,511
Additional noninterest expense	$1,140,000	2,434
Pre-tax net operating income	$3,455,000	1,329
Securities gains (losses)	$60,000	592
Applicable income taxes	$145,000	2,694
Income before extraordinary items	$3,370,000	1,134
Extraordinary gains, net	$0	11
Net income	$3,370,000	1,134
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,370,000	1,134
Net charge-offs	$36,000	2,232
Cash dividends	$1,550,000	926
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,312,400	1,130
2017-03-31 (YTD Data)		Rank
Total interest income	$4,205,000	1,559
Total interest expense	$608,000	1,218
Net interest income	$3,597,000	1,595
Provision for loan and lease losses	$300,000	670
Total noninterest income	$307,000	2,681
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$153,000	1,722
Trading account gains and fees	$0	142
Additional Noninterest Income	$154,000	2,898
Total noninterest expense	$1,878,000	2,415
Salaries and employee benefits	$1,194,000	2,211
Premises and equipment expense	$122,000	3,399
Additional noninterest expense	$562,000	2,442
Pre-tax net operating income	$1,726,000	1,316
Securities gains (losses)	$60,000	312
Applicable income taxes	$71,000	2,680
Income before extraordinary items	$1,715,000	1,094
Extraordinary gains, net	$0	8
Net income	$1,715,000	1,093
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,715,000	1,094
Net charge-offs	$29,000	1,668
Cash dividends	$800,000	860
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,657,400	1,111
2016-12-31 (YTD Data)		Rank
Total interest income	$16,402,000	1,545
Total interest expense	$2,202,000	1,303
Net interest income	$14,200,000	1,577
Provision for loan and lease losses	$900,000	986
Total noninterest income	$1,126,000	2,845
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$713,000	1,586
Trading account gains and fees	$0	170
Additional Noninterest Income	$413,000	3,520
Total noninterest expense	$7,176,000	2,506
Salaries and employee benefits	$4,565,000	2,248
Premises and equipment expense	$453,000	3,552
Additional noninterest expense	$2,158,000	2,620
Pre-tax net operating income	$7,250,000	1,204
Securities gains (losses)	$-14,000	5,669
Applicable income taxes	$310,000	2,630
Income before extraordinary items	$6,926,000	1,067
Extraordinary gains, net	$0	5
Net income	$6,926,000	1,066
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,926,000	1,066
Net charge-offs	$114,000	2,494
Cash dividends	$3,850,000	852
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,939,440	1,043
2016-09-30 (YTD Data)		Rank
Total interest income	$12,257,000	1,556
Total interest expense	$1,631,000	1,312
Net interest income	$10,626,000	1,573
Provision for loan and lease losses	$690,000	922
Total noninterest income	$828,000	2,891
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$513,000	1,649
Trading account gains and fees	$0	169
Additional Noninterest Income	$315,000	3,510
Total noninterest expense	$5,315,000	2,521
Salaries and employee benefits	$3,426,000	2,237
Premises and equipment expense	$316,000	3,709
Additional noninterest expense	$1,573,000	2,672
Pre-tax net operating income	$5,449,000	1,222
Securities gains (losses)	$5,000	2,808
Applicable income taxes	$255,000	2,618
Income before extraordinary items	$5,199,000	1,083
Extraordinary gains, net	$0	5
Net income	$5,199,000	1,083
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,199,000	1,083
Net charge-offs	$52,000	2,565
Cash dividends	$2,400,000	895
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,194,250	1,052
2016-06-30 (YTD Data)		Rank
Total interest income	$8,055,000	1,573
Total interest expense	$1,062,000	1,341
Net interest income	$6,993,000	1,602
Provision for loan and lease losses	$450,000	927
Total noninterest income	$547,000	2,885
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$331,000	1,674
Trading account gains and fees	$0	157
Additional Noninterest Income	$216,000	3,492
Total noninterest expense	$3,461,000	2,581
Salaries and employee benefits	$2,264,000	2,263
Premises and equipment expense	$182,000	3,994
Additional noninterest expense	$1,015,000	2,743
Pre-tax net operating income	$3,629,000	1,205
Securities gains (losses)	$0	2,835
Applicable income taxes	$184,000	2,560
Income before extraordinary items	$3,445,000	1,068
Extraordinary gains, net	$0	16
Net income	$3,445,000	1,066
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,445,000	1,067
Net charge-offs	$-18,000	5,164
Cash dividends	$1,550,000	926
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,445,000	1,045
2016-03-31 (YTD Data)		Rank
Total interest income	$3,982,000	1,599
Total interest expense	$519,000	1,372
Net interest income	$3,463,000	1,621
Provision for loan and lease losses	$225,000	871
Total noninterest income	$272,000	2,875
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$155,000	1,754
Trading account gains and fees	$0	142
Additional Noninterest Income	$117,000	3,311
Total noninterest expense	$1,724,000	2,593
Salaries and employee benefits	$1,134,000	2,266
Premises and equipment expense	$91,000	4,023
Additional noninterest expense	$499,000	2,779
Pre-tax net operating income	$1,786,000	1,203
Securities gains (losses)	$0	2,077
Applicable income taxes	$98,000	2,483
Income before extraordinary items	$1,688,000	1,063
Extraordinary gains, net	$0	12
Net income	$1,688,000	1,063
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,688,000	1,064
Net charge-offs	$-11,000	5,222
Cash dividends	$700,000	951
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,688,000	1,036
2015-12-31 (YTD Data)		Rank
Total interest income	$15,587,000	1,583
Total interest expense	$1,887,000	1,463
Net interest income	$13,700,000	1,596
Provision for loan and lease losses	$600,000	1,174
Total noninterest income	$922,000	3,211
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$539,000	2,007
Trading account gains and fees	$0	159
Additional Noninterest Income	$383,000	3,648
Total noninterest expense	$6,935,000	2,577
Salaries and employee benefits	$4,360,000	2,307
Premises and equipment expense	$520,000	3,397
Additional noninterest expense	$2,055,000	2,747
Pre-tax net operating income	$7,087,000	1,189
Securities gains (losses)	$201,000	746
Applicable income taxes	$229,000	2,850
Income before extraordinary items	$7,059,000	1,008
Extraordinary gains, net	$0	23
Net income	$7,059,000	1,008
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,059,000	1,008
Net charge-offs	$207,000	1,955
Cash dividends	$3,850,000	811
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,864,030	1,020
2015-09-30 (YTD Data)		Rank
Total interest income	$11,646,000	1,607
Total interest expense	$1,405,000	1,484
Net interest income	$10,241,000	1,619
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$665,000	3,294
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$379,000	2,131
Trading account gains and fees	$0	153
Additional Noninterest Income	$286,000	3,679
Total noninterest expense	$5,084,000	2,628
Salaries and employee benefits	$3,276,000	2,314
Premises and equipment expense	$396,000	3,416
Additional noninterest expense	$1,412,000	2,923
Pre-tax net operating income	$5,372,000	1,185
Securities gains (losses)	$201,000	644
Applicable income taxes	$219,000	2,753
Income before extraordinary items	$5,354,000	990
Extraordinary gains, net	$0	21
Net income	$5,354,000	990
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,354,000	990
Net charge-offs	$211,000	1,501
Cash dividends	$2,400,000	843
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,161,040	1,008
2015-06-30 (YTD Data)		Rank
Total interest income	$7,699,000	1,621
Total interest expense	$927,000	1,501
Net interest income	$6,772,000	1,637
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$430,000	3,345
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$245,000	2,143
Trading account gains and fees	$0	157
Additional Noninterest Income	$185,000	3,755
Total noninterest expense	$3,285,000	2,712
Salaries and employee benefits	$2,156,000	2,348
Premises and equipment expense	$224,000	3,764
Additional noninterest expense	$905,000	3,032
Pre-tax net operating income	$3,617,000	1,174
Securities gains (losses)	$32,000	1,463
Applicable income taxes	$146,000	2,740
Income before extraordinary items	$3,503,000	1,013
Extraordinary gains, net	$0	22
Net income	$3,503,000	1,013
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,503,000	1,013
Net charge-offs	$171,000	1,295
Cash dividends	$1,550,000	871
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,472,280	992
2015-03-31 (YTD Data)		Rank
Total interest income	$3,823,000	1,627
Total interest expense	$462,000	1,506
Net interest income	$3,361,000	1,648
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$207,000	3,369
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$116,000	2,233
Trading account gains and fees	$0	152
Additional Noninterest Income	$91,000	3,733
Total noninterest expense	$1,620,000	2,750
Salaries and employee benefits	$1,064,000	2,377
Premises and equipment expense	$120,000	3,662
Additional noninterest expense	$436,000	3,102
Pre-tax net operating income	$1,798,000	1,149
Securities gains (losses)	$0	2,027
Applicable income taxes	$67,000	2,776
Income before extraordinary items	$1,731,000	990
Extraordinary gains, net	$0	13
Net income	$1,731,000	990
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,731,000	991
Net charge-offs	$65,000	1,383
Cash dividends	$700,000	860
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,731,000	958
2014-12-31 (YTD Data)		Rank
Total interest income	$15,218,000	1,640
Total interest expense	$1,971,000	1,504
Net interest income	$13,247,000	1,668
Provision for loan and lease losses	$750,000	1,065
Total noninterest income	$826,000	3,433
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$549,000	2,122
Trading account gains and fees	$0	180
Additional Noninterest Income	$277,000	4,120
Total noninterest expense	$6,407,000	2,788
Salaries and employee benefits	$4,003,000	2,495
Premises and equipment expense	$522,000	3,534
Additional noninterest expense	$1,882,000	3,027
Pre-tax net operating income	$6,916,000	1,169
Securities gains (losses)	$61,000	1,598
Applicable income taxes	$271,000	2,726
Income before extraordinary items	$6,706,000	995
Extraordinary gains, net	$0	17
Net income	$6,706,000	994
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,706,000	994
Net charge-offs	$208,000	2,412
Cash dividends	$3,600,000	795
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,647,440	971
2014-09-30 (YTD Data)		Rank
Total interest income	$11,341,000	1,658
Total interest expense	$1,477,000	1,526
Net interest income	$9,864,000	1,685
Provision for loan and lease losses	$675,000	911
Total noninterest income	$607,000	3,493
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$412,000	2,132
Trading account gains and fees	$0	174
Additional Noninterest Income	$195,000	4,240
Total noninterest expense	$4,691,000	2,847
Salaries and employee benefits	$2,999,000	2,495
Premises and equipment expense	$395,000	3,559
Additional noninterest expense	$1,297,000	3,211
Pre-tax net operating income	$5,105,000	1,200
Securities gains (losses)	$61,000	1,320
Applicable income taxes	$228,000	2,696
Income before extraordinary items	$4,938,000	1,010
Extraordinary gains, net	$0	15
Net income	$4,938,000	1,010
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,938,000	1,010
Net charge-offs	$40,000	3,419
Cash dividends	$2,350,000	819
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,879,440	1,004
2014-06-30 (YTD Data)		Rank
Total interest income	$7,512,000	1,656
Total interest expense	$987,000	1,529
Net interest income	$6,525,000	1,691
Provision for loan and lease losses	$450,000	910
Total noninterest income	$383,000	3,579
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$263,000	2,184
Trading account gains and fees	$0	172
Additional Noninterest Income	$120,000	4,326
Total noninterest expense	$3,021,000	2,925
Salaries and employee benefits	$1,998,000	2,508
Premises and equipment expense	$246,000	3,747
Additional noninterest expense	$777,000	3,490
Pre-tax net operating income	$3,437,000	1,157
Securities gains (losses)	$45,000	1,223
Applicable income taxes	$168,000	2,575
Income before extraordinary items	$3,314,000	984
Extraordinary gains, net	$0	20
Net income	$3,314,000	985
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,314,000	985
Net charge-offs	$36,000	3,036
Cash dividends	$1,500,000	822
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,271,250	974
2014-03-31 (YTD Data)		Rank
Total interest income	$3,733,000	1,665
Total interest expense	$494,000	1,545
Net interest income	$3,239,000	1,689
Provision for loan and lease losses	$225,000	909
Total noninterest income	$194,000	3,509
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$117,000	2,365
Trading account gains and fees	$0	147
Additional Noninterest Income	$77,000	3,948
Total noninterest expense	$1,513,000	2,956
Salaries and employee benefits	$1,002,000	2,505
Premises and equipment expense	$138,000	3,531
Additional noninterest expense	$373,000	3,571
Pre-tax net operating income	$1,695,000	1,135
Securities gains (losses)	$0	1,715
Applicable income taxes	$79,000	2,566
Income before extraordinary items	$1,616,000	964
Extraordinary gains, net	$0	16
Net income	$1,616,000	964
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,616,000	965
Net charge-offs	$210,000	918
Cash dividends	$650,000	849
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,616,000	946
2013-12-31 (YTD Data)		Rank
Total interest income	$14,842,000	1,680
Total interest expense	$2,161,000	1,584
Net interest income	$12,681,000	1,695
Provision for loan and lease losses	$900,000	1,197
Total noninterest income	$776,000	3,660
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$488,000	2,425
Trading account gains and fees	$0	184
Additional Noninterest Income	$288,000	4,140
Total noninterest expense	$6,159,000	2,920
Salaries and employee benefits	$3,916,000	2,525
Premises and equipment expense	$395,000	4,246
Additional noninterest expense	$1,848,000	3,153
Pre-tax net operating income	$6,398,000	1,154
Securities gains (losses)	$38,000	1,982
Applicable income taxes	$218,000	2,889
Income before extraordinary items	$6,218,000	997
Extraordinary gains, net	$0	29
Net income	$6,218,000	1,000
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,218,000	1,000
Net charge-offs	$359,000	2,369
Cash dividends	$3,300,000	806
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,181,140	981
2013-09-30 (YTD Data)		Rank
Total interest income	$11,135,000	1,686
Total interest expense	$1,640,000	1,606
Net interest income	$9,495,000	1,695
Provision for loan and lease losses	$675,000	1,211
Total noninterest income	$585,000	3,720
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$356,000	2,497
Trading account gains and fees	$0	180
Additional Noninterest Income	$229,000	4,137
Total noninterest expense	$4,571,000	2,958
Salaries and employee benefits	$2,949,000	2,518
Premises and equipment expense	$300,000	4,260
Additional noninterest expense	$1,322,000	3,267
Pre-tax net operating income	$4,834,000	1,177
Securities gains (losses)	$38,000	1,851
Applicable income taxes	$184,000	2,859
Income before extraordinary items	$4,688,000	994
Extraordinary gains, net	$0	25
Net income	$4,688,000	997
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,688,000	997
Net charge-offs	$169,000	2,743
Cash dividends	$2,350,000	773
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,651,520	977
2013-06-30 (YTD Data)		Rank
Total interest income	$7,427,000	1,684
Total interest expense	$1,108,000	1,609
Net interest income	$6,319,000	1,694
Provision for loan and lease losses	$450,000	1,252
Total noninterest income	$387,000	3,766
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$229,000	2,539
Trading account gains and fees	$0	157
Additional Noninterest Income	$158,000	4,148
Total noninterest expense	$2,997,000	3,001
Salaries and employee benefits	$1,959,000	2,540
Premises and equipment expense	$190,000	4,381
Additional noninterest expense	$848,000	3,358
Pre-tax net operating income	$3,259,000	1,143
Securities gains (losses)	$0	2,791
Applicable income taxes	$132,000	2,811
Income before extraordinary items	$3,127,000	981
Extraordinary gains, net	$0	22
Net income	$3,127,000	983
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,127,000	984
Net charge-offs	$126,000	2,527
Cash dividends	$1,600,000	751
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,127,000	940
2013-03-31 (YTD Data)		Rank
Total interest income	$3,745,000	1,680
Total interest expense	$565,000	1,638
Net interest income	$3,180,000	1,701
Provision for loan and lease losses	$225,000	1,230
Total noninterest income	$188,000	3,775
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$110,000	2,614
Trading account gains and fees	$0	148
Additional Noninterest Income	$78,000	4,129
Total noninterest expense	$1,453,000	3,079
Salaries and employee benefits	$982,000	2,549
Premises and equipment expense	$79,000	4,814
Additional noninterest expense	$392,000	3,559
Pre-tax net operating income	$1,690,000	1,086
Securities gains (losses)	$0	1,966
Applicable income taxes	$63,000	2,826
Income before extraordinary items	$1,627,000	937
Extraordinary gains, net	$0	10
Net income	$1,627,000	938
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,627,000	939
Net charge-offs	$4,000	3,745
Cash dividends	$750,000	684
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,627,000	895
2012-12-31 (YTD Data)		Rank
Total interest income	$15,199,000	1,742
Total interest expense	$2,596,000	1,691
Net interest income	$12,603,000	1,746
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$807,000	3,631
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$516,000	2,426
Trading account gains and fees	$0	166
Additional Noninterest Income	$291,000	4,072
Total noninterest expense	$5,936,000	3,074
Salaries and employee benefits	$3,705,000	2,636
Premises and equipment expense	$546,000	3,603
Additional noninterest expense	$1,685,000	3,514
Pre-tax net operating income	$6,274,000	1,138
Securities gains (losses)	$245,000	1,520
Applicable income taxes	$231,000	2,894
Income before extraordinary items	$6,288,000	963
Extraordinary gains, net	$0	29
Net income	$6,288,000	963
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,288,000	963
Net charge-offs	$373,000	3,031
Cash dividends	$3,050,000	853
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,052,800	935
2012-09-30 (YTD Data)		Rank
Total interest income	$11,375,000	1,776
Total interest expense	$1,997,000	1,725
Net interest income	$9,378,000	1,779
Provision for loan and lease losses	$975,000	1,466
Total noninterest income	$627,000	3,604
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$385,000	2,456
Trading account gains and fees	$0	157
Additional Noninterest Income	$242,000	3,991
Total noninterest expense	$4,451,000	3,075
Salaries and employee benefits	$2,759,000	2,671
Premises and equipment expense	$417,000	3,619
Additional noninterest expense	$1,275,000	3,491
Pre-tax net operating income	$4,579,000	1,175
Securities gains (losses)	$106,000	1,927
Applicable income taxes	$163,000	3,008
Income before extraordinary items	$4,522,000	1,026
Extraordinary gains, net	$0	20
Net income	$4,522,000	1,026
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,522,000	1,026
Net charge-offs	$343,000	2,665
Cash dividends	$1,850,000	840
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,419,180	980
2012-06-30 (YTD Data)		Rank
Total interest income	$7,571,000	1,784
Total interest expense	$1,379,000	1,731
Net interest income	$6,192,000	1,799
Provision for loan and lease losses	$750,000	1,348
Total noninterest income	$415,000	3,584
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$245,000	2,525
Trading account gains and fees	$0	153
Additional Noninterest Income	$170,000	3,892
Total noninterest expense	$2,915,000	3,134
Salaries and employee benefits	$1,822,000	2,713
Premises and equipment expense	$259,000	3,775
Additional noninterest expense	$834,000	3,563
Pre-tax net operating income	$2,942,000	1,212
Securities gains (losses)	$106,000	1,551
Applicable income taxes	$89,000	3,152
Income before extraordinary items	$2,959,000	1,027
Extraordinary gains, net	$0	19
Net income	$2,959,000	1,027
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,959,000	1,027
Net charge-offs	$251,000	2,491
Cash dividends	$1,150,000	860
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,856,180	991
2012-03-31 (YTD Data)		Rank
Total interest income	$3,794,000	1,797
Total interest expense	$719,000	1,733
Net interest income	$3,075,000	1,818
Provision for loan and lease losses	$375,000	1,298
Total noninterest income	$206,000	3,595
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$119,000	2,560
Trading account gains and fees	$0	148
Additional Noninterest Income	$87,000	3,904
Total noninterest expense	$1,431,000	3,171
Salaries and employee benefits	$899,000	2,746
Premises and equipment expense	$130,000	3,799
Additional noninterest expense	$402,000	3,623
Pre-tax net operating income	$1,475,000	1,184
Securities gains (losses)	$0	2,210
Applicable income taxes	$31,000	3,411
Income before extraordinary items	$1,444,000	1,034
Extraordinary gains, net	$0	19
Net income	$1,444,000	1,036
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,444,000	1,035
Net charge-offs	$159,000	2,039
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,444,000	970
2011-12-31 (YTD Data)		Rank
Total interest income	$15,018,000	1,876
Total interest expense	$3,325,000	1,774
Net interest income	$11,693,000	1,888
Provision for loan and lease losses	$1,500,000	1,877
Total noninterest income	$797,000	3,533
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$532,000	2,447
Trading account gains and fees	$0	146
Additional Noninterest Income	$265,000	4,049
Total noninterest expense	$5,389,000	3,337
Salaries and employee benefits	$3,227,000	2,943
Premises and equipment expense	$447,000	4,309
Additional noninterest expense	$1,715,000	3,542
Pre-tax net operating income	$5,601,000	1,070
Securities gains (losses)	$163,000	1,628
Applicable income taxes	$223,000	2,793
Income before extraordinary items	$5,541,000	903
Extraordinary gains, net	$0	29
Net income	$5,541,000	901
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,541,000	903
Net charge-offs	$775,000	2,679
Cash dividends	$2,700,000	721
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,384,520	896
2011-09-30 (YTD Data)		Rank
Total interest income	$11,156,000	1,916
Total interest expense	$2,585,000	1,779
Net interest income	$8,571,000	1,928
Provision for loan and lease losses	$1,125,000	1,825
Total noninterest income	$593,000	3,557
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$398,000	2,459
Trading account gains and fees	$0	145
Additional Noninterest Income	$195,000	4,117
Total noninterest expense	$3,972,000	3,389
Salaries and employee benefits	$2,373,000	2,986
Premises and equipment expense	$313,000	4,514
Additional noninterest expense	$1,286,000	3,517
Pre-tax net operating income	$4,067,000	1,133
Securities gains (losses)	$163,000	1,357
Applicable income taxes	$149,000	2,918
Income before extraordinary items	$4,081,000	938
Extraordinary gains, net	$0	21
Net income	$4,081,000	935
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,081,000	938
Net charge-offs	$614,000	2,438
Cash dividends	$1,700,000	748
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,924,520	934
2011-06-30 (YTD Data)		Rank
Total interest income	$7,373,000	1,950
Total interest expense	$1,743,000	1,830
Net interest income	$5,630,000	1,953
Provision for loan and lease losses	$750,000	1,800
Total noninterest income	$393,000	3,587
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$258,000	2,496
Trading account gains and fees	$0	153
Additional Noninterest Income	$135,000	4,127
Total noninterest expense	$2,531,000	3,549
Salaries and employee benefits	$1,552,000	3,058
Premises and equipment expense	$197,000	4,684
Additional noninterest expense	$782,000	3,801
Pre-tax net operating income	$2,742,000	1,090
Securities gains (losses)	$163,000	838
Applicable income taxes	$98,000	2,877
Income before extraordinary items	$2,807,000	880
Extraordinary gains, net	$0	15
Net income	$2,807,000	880
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,807,000	880
Net charge-offs	$182,000	3,205
Cash dividends	$1,000,000	803
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,648,890	902
2011-03-31 (YTD Data)		Rank
Total interest income	$3,617,000	1,987
Total interest expense	$887,000	1,864
Net interest income	$2,730,000	2,004
Provision for loan and lease losses	$375,000	1,701
Total noninterest income	$185,000	3,749
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$115,000	2,685
Trading account gains and fees	$0	158
Additional Noninterest Income	$70,000	4,124
Total noninterest expense	$1,275,000	3,520
Salaries and employee benefits	$773,000	3,088
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$407,000	3,686
Pre-tax net operating income	$1,265,000	1,160
Securities gains (losses)	$-17,000	7,227
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$1,234,000	983
Extraordinary gains, net	$0	9
Net income	$1,234,000	984
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,234,000	983
Net charge-offs	$141,000	2,410
Cash dividends	$500,000	725
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,250,830	944
2010-12-31 (YTD Data)		Rank
Total interest income	$14,561,000	2,068
Total interest expense	$4,339,000	1,850
Net interest income	$10,222,000	2,140
Provision for loan and lease losses	$1,825,000	2,197
Total noninterest income	$765,000	3,743
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$559,000	2,436
Trading account gains and fees	$0	175
Additional Noninterest Income	$206,000	4,550
Total noninterest expense	$4,884,000	3,678
Salaries and employee benefits	$2,890,000	3,215
Premises and equipment expense	$345,000	5,094
Additional noninterest expense	$1,649,000	3,755
Pre-tax net operating income	$4,278,000	1,186
Securities gains (losses)	$101,000	2,152
Applicable income taxes	$194,000	2,745
Income before extraordinary items	$4,185,000	1,034
Extraordinary gains, net	$0	29
Net income	$4,185,000	1,035
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,185,000	1,037
Net charge-offs	$1,214,000	2,430
Cash dividends	$2,000,000	811
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,088,040	1,018
2010-09-30 (YTD Data)		Rank
Total interest income	$10,832,000	2,127
Total interest expense	$3,370,000	1,861
Net interest income	$7,462,000	2,232
Provision for loan and lease losses	$925,000	2,613
Total noninterest income	$564,000	3,813
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$416,000	2,512
Trading account gains and fees	$0	165
Additional Noninterest Income	$148,000	4,664
Total noninterest expense	$3,644,000	3,711
Salaries and employee benefits	$2,141,000	3,267
Premises and equipment expense	$283,000	4,966
Additional noninterest expense	$1,220,000	3,762
Pre-tax net operating income	$3,457,000	1,158
Securities gains (losses)	$101,000	1,934
Applicable income taxes	$140,000	2,846
Income before extraordinary items	$3,418,000	1,010
Extraordinary gains, net	$0	23
Net income	$3,418,000	1,013
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,418,000	1,013
Net charge-offs	$828,000	2,416
Cash dividends	$1,500,000	712
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,321,040	989
2010-06-30 (YTD Data)		Rank
Total interest income	$7,060,000	2,216
Total interest expense	$2,288,000	1,900
Net interest income	$4,772,000	2,339
Provision for loan and lease losses	$475,000	2,932
Total noninterest income	$373,000	3,769
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$273,000	2,543
Trading account gains and fees	$0	152
Additional Noninterest Income	$100,000	4,645
Total noninterest expense	$2,355,000	3,788
Salaries and employee benefits	$1,412,000	3,316
Premises and equipment expense	$173,000	5,202
Additional noninterest expense	$770,000	3,894
Pre-tax net operating income	$2,315,000	1,143
Securities gains (losses)	$101,000	1,408
Applicable income taxes	$81,000	2,958
Income before extraordinary items	$2,335,000	973
Extraordinary gains, net	$0	19
Net income	$2,335,000	974
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,335,000	974
Net charge-offs	$626,000	2,190
Cash dividends	$900,000	798
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,237,030	962
2010-03-31 (YTD Data)		Rank
Total interest income	$3,467,000	2,308
Total interest expense	$1,148,000	1,995
Net interest income	$2,319,000	2,433
Provision for loan and lease losses	$225,000	2,809
Total noninterest income	$175,000	3,955
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$119,000	2,802
Trading account gains and fees	$0	175
Additional Noninterest Income	$56,000	4,499
Total noninterest expense	$1,196,000	3,769
Salaries and employee benefits	$704,000	3,385
Premises and equipment expense	$87,000	5,262
Additional noninterest expense	$405,000	3,767
Pre-tax net operating income	$1,073,000	1,220
Securities gains (losses)	$63,000	1,031
Applicable income taxes	$45,000	2,866
Income before extraordinary items	$1,091,000	1,001
Extraordinary gains, net	$0	16
Net income	$1,091,000	1,004
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,091,000	1,005
Net charge-offs	$-35,000	7,740
Cash dividends	$400,000	835
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,030,520	1,031
2009-12-31 (YTD Data)		Rank
Total interest income	$13,090,000	2,534
Total interest expense	$4,732,000	2,383
Net interest income	$8,358,000	2,614
Provision for loan and lease losses	$500,000	4,539
Total noninterest income	$771,000	3,845
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$598,000	2,543
Trading account gains and fees	$0	211
Additional Noninterest Income	$173,000	4,873
Total noninterest expense	$4,522,000	3,988
Salaries and employee benefits	$2,684,000	3,502
Premises and equipment expense	$397,000	5,012
Additional noninterest expense	$1,441,000	4,195
Pre-tax net operating income	$4,107,000	1,009
Securities gains (losses)	$0	3,754
Applicable income taxes	$194,000	2,399
Income before extraordinary items	$3,913,000	883
Extraordinary gains, net	$0	34
Net income	$3,913,000	882
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,913,000	882
Net charge-offs	$273,000	4,619
Cash dividends	$2,100,000	866
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,913,000	876
2009-09-30 (YTD Data)		Rank
Total interest income	$9,639,000	2,626
Total interest expense	$3,493,000	2,511
Net interest income	$6,146,000	2,672
Provision for loan and lease losses	$250,000	4,859
Total noninterest income	$602,000	3,835
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$444,000	2,574
Trading account gains and fees	$0	212
Additional Noninterest Income	$158,000	4,673
Total noninterest expense	$3,458,000	3,935
Salaries and employee benefits	$2,020,000	3,512
Premises and equipment expense	$348,000	4,625
Additional noninterest expense	$1,090,000	4,150
Pre-tax net operating income	$3,040,000	1,075
Securities gains (losses)	$0	3,497
Applicable income taxes	$144,000	2,599
Income before extraordinary items	$2,896,000	932
Extraordinary gains, net	$0	27
Net income	$2,896,000	933
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,896,000	933
Net charge-offs	$155,000	4,566
Cash dividends	$1,600,000	793
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,896,000	920
2009-06-30 (YTD Data)		Rank
Total interest income	$6,315,000	2,688
Total interest expense	$2,322,000	2,620
Net interest income	$3,993,000	2,722
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$372,000	3,975
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$277,000	2,663
Trading account gains and fees	$0	193
Additional Noninterest Income	$95,000	4,886
Total noninterest expense	$2,240,000	4,042
Salaries and employee benefits	$1,330,000	3,594
Premises and equipment expense	$234,000	4,645
Additional noninterest expense	$676,000	4,358
Pre-tax net operating income	$2,005,000	1,139
Securities gains (losses)	$0	3,136
Applicable income taxes	$97,000	2,655
Income before extraordinary items	$1,908,000	996
Extraordinary gains, net	$0	21
Net income	$1,908,000	996
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,908,000	996
Net charge-offs	$130,000	3,943
Cash dividends	$1,000,000	886
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,908,000	963
2009-03-31 (YTD Data)		Rank
Total interest income	$3,130,000	2,745
Total interest expense	$1,171,000	2,685
Net interest income	$1,959,000	2,758
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$174,000	4,094
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$122,000	2,852
Trading account gains and fees	$0	171
Additional Noninterest Income	$52,000	4,774
Total noninterest expense	$1,016,000	4,271
Salaries and employee benefits	$660,000	3,652
Premises and equipment expense	$85,000	5,522
Additional noninterest expense	$271,000	4,718
Pre-tax net operating income	$1,057,000	1,221
Securities gains (losses)	$0	2,434
Applicable income taxes	$65,000	2,634
Income before extraordinary items	$992,000	1,096
Extraordinary gains, net	$0	15
Net income	$992,000	1,098
Minority interest net income	$0	102
Net income of bank and minority interests.	$992,000	1,098
Net charge-offs	$-101,000	8,188
Cash dividends	$500,000	851
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$992,000	1,015
2008-12-31 (YTD Data)		Rank
Total interest income	$12,314,000	2,967
Total interest expense	$5,150,000	2,893
Net interest income	$7,164,000	2,985
Provision for loan and lease losses	$220,000	5,097
Total noninterest income	$816,000	3,834
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$680,000	2,394
Trading account gains and fees	$0	154
Additional Noninterest Income	$136,000	5,478
Total noninterest expense	$3,902,000	4,320
Salaries and employee benefits	$2,396,000	3,904
Premises and equipment expense	$335,000	5,528
Additional noninterest expense	$1,171,000	4,366
Pre-tax net operating income	$3,858,000	1,415
Securities gains (losses)	$88,000	1,226
Applicable income taxes	$172,000	2,957
Income before extraordinary items	$3,774,000	1,098
Extraordinary gains, net	$0	39
Net income	$3,774,000	1,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,793
Cash dividends	$2,500,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,689,520	1,190
2008-09-30 (YTD Data)		Rank
Total interest income	$9,196,000	3,043
Total interest expense	$3,949,000	2,935
Net interest income	$5,247,000	3,076
Provision for loan and lease losses	$180,000	4,348
Total noninterest income	$623,000	3,889
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$494,000	2,489
Trading account gains and fees	$0	148
Additional Noninterest Income	$129,000	5,202
Total noninterest expense	$2,822,000	4,420
Salaries and employee benefits	$1,714,000	4,059
Premises and equipment expense	$234,000	5,723
Additional noninterest expense	$874,000	4,295
Pre-tax net operating income	$2,868,000	1,699
Securities gains (losses)	$88,000	1,055
Applicable income taxes	$128,000	3,373
Income before extraordinary items	$2,828,000	1,315
Extraordinary gains, net	$0	31
Net income	$2,828,000	1,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,938
Cash dividends	$1,500,000	1,298
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,743,520	1,419
2008-06-30 (YTD Data)		Rank
Total interest income	$6,083,000	3,115
Total interest expense	$2,712,000	2,971
Net interest income	$3,371,000	3,171
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$456,000	3,721
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$319,000	2,509
Trading account gains and fees	$0	149
Additional Noninterest Income	$137,000	4,462
Total noninterest expense	$1,862,000	4,466
Salaries and employee benefits	$1,130,000	4,130
Premises and equipment expense	$171,000	5,559
Additional noninterest expense	$561,000	4,378
Pre-tax net operating income	$1,845,000	1,809
Securities gains (losses)	$5,000	2,725
Applicable income taxes	$80,000	3,665
Income before extraordinary items	$1,770,000	1,549
Extraordinary gains, net	$0	21
Net income	$1,770,000	1,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,590
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,765,200	1,521
2008-03-31 (YTD Data)		Rank
Total interest income	$3,048,000	3,188
Total interest expense	$1,401,000	3,059
Net interest income	$1,647,000	3,241
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$269,000	3,357
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$147,000	2,677
Trading account gains and fees	$0	158
Additional Noninterest Income	$122,000	3,415
Total noninterest expense	$899,000	4,567
Salaries and employee benefits	$562,000	4,169
Premises and equipment expense	$65,000	6,253
Additional noninterest expense	$272,000	4,425
Pre-tax net operating income	$957,000	1,860
Securities gains (losses)	$5,000	2,232
Applicable income taxes	$42,000	3,739
Income before extraordinary items	$920,000	1,620
Extraordinary gains, net	$0	15
Net income	$920,000	1,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$500,000	1,332
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$915,200	1,567
2007-12-31 (YTD Data)		Rank
Total interest income	$11,829,000	3,327
Total interest expense	$5,274,000	3,333
Net interest income	$6,555,000	3,270
Provision for loan and lease losses	$200,000	3,846
Total noninterest income	$627,000	4,551
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$578,000	2,751
Trading account gains and fees	$0	178
Additional Noninterest Income	$49,000	7,114
Total noninterest expense	$3,673,000	4,372
Salaries and employee benefits	$2,288,000	3,964
Premises and equipment expense	$332,000	5,534
Additional noninterest expense	$1,053,000	4,487
Pre-tax net operating income	$3,309,000	2,299
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$141,000	4,186
Income before extraordinary items	$3,167,000	1,950
Extraordinary gains, net	$0	39
Net income	$3,167,000	1,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,521
Cash dividends	$2,500,000	1,368
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,167,960	1,934
2007-09-30 (YTD Data)		Rank
Total interest income	$8,786,000	3,356
Total interest expense	$3,872,000	3,386
Net interest income	$4,914,000	3,281
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$464,000	4,581
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$422,000	2,790
Trading account gains and fees	$0	184
Additional Noninterest Income	$42,000	6,996
Total noninterest expense	$2,670,000	4,446
Salaries and employee benefits	$1,698,000	3,987
Premises and equipment expense	$230,000	5,723
Additional noninterest expense	$742,000	4,629
Pre-tax net operating income	$2,528,000	2,416
Securities gains (losses)	$0	1,655
Applicable income taxes	$111,000	4,344
Income before extraordinary items	$2,417,000	2,060
Extraordinary gains, net	$0	33
Net income	$2,417,000	2,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,266
Cash dividends	$1,500,000	1,491
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,417,000	2,043
2007-06-30 (YTD Data)		Rank
Total interest income	$5,793,000	3,397
Total interest expense	$2,507,000	3,446
Net interest income	$3,286,000	3,294
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$322,000	4,503
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$271,000	2,862
Trading account gains and fees	$0	168
Additional Noninterest Income	$51,000	6,242
Total noninterest expense	$1,760,000	4,506
Salaries and employee benefits	$1,142,000	3,995
Premises and equipment expense	$160,000	5,652
Additional noninterest expense	$458,000	4,856
Pre-tax net operating income	$1,698,000	2,459
Securities gains (losses)	$0	1,444
Applicable income taxes	$77,000	4,393
Income before extraordinary items	$1,621,000	2,093
Extraordinary gains, net	$0	29
Net income	$1,621,000	2,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,191
Cash dividends	$1,000,000	1,504
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,621,000	2,077
2007-03-31 (YTD Data)		Rank
Total interest income	$2,856,000	3,412
Total interest expense	$1,234,000	3,465
Net interest income	$1,622,000	3,328
Provision for loan and lease losses	$75,000	2,404
Total noninterest income	$140,000	4,792
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$114,000	3,186
Trading account gains and fees	$0	195
Additional Noninterest Income	$26,000	6,219
Total noninterest expense	$929,000	4,358
Salaries and employee benefits	$581,000	3,972
Premises and equipment expense	$91,000	5,339
Additional noninterest expense	$257,000	4,446
Pre-tax net operating income	$758,000	2,651
Securities gains (losses)	$0	1,187
Applicable income taxes	$34,000	4,512
Income before extraordinary items	$724,000	2,249
Extraordinary gains, net	$0	22
Net income	$724,000	2,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,660
Cash dividends	$500,000	1,376
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$724,000	2,228
2006-12-31 (YTD Data)		Rank
Total interest income	$10,707,000	3,401
Total interest expense	$4,338,000	3,388
Net interest income	$6,369,000	3,366
Provision for loan and lease losses	$270,000	2,970
Total noninterest income	$582,000	4,806
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$555,000	2,849
Trading account gains and fees	$0	130
Additional Noninterest Income	$27,000	7,770
Total noninterest expense	$3,698,000	4,214
Salaries and employee benefits	$2,296,000	3,855
Premises and equipment expense	$275,000	5,955
Additional noninterest expense	$1,127,000	4,132
Pre-tax net operating income	$2,983,000	2,790
Securities gains (losses)	$-11,000	7,326
Applicable income taxes	$111,000	4,887
Income before extraordinary items	$2,861,000	2,353
Extraordinary gains, net	$0	51
Net income	$2,861,000	2,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	2,753
Cash dividends	$2,500,000	1,287
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,871,560	2,330
2006-09-30 (YTD Data)		Rank
Total interest income	$7,847,000	3,426
Total interest expense	$3,126,000	3,396
Net interest income	$4,721,000	3,421
Provision for loan and lease losses	$225,000	2,598
Total noninterest income	$429,000	4,859
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$410,000	2,899
Trading account gains and fees	$0	126
Additional Noninterest Income	$19,000	7,867
Total noninterest expense	$2,593,000	4,427
Salaries and employee benefits	$1,683,000	3,910
Premises and equipment expense	$214,000	5,883
Additional noninterest expense	$696,000	4,729
Pre-tax net operating income	$2,332,000	2,810
Securities gains (losses)	$0	1,388
Applicable income taxes	$93,000	4,991
Income before extraordinary items	$2,239,000	2,367
Extraordinary gains, net	$0	45
Net income	$2,239,000	2,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	2,034
Cash dividends	$1,500,000	1,427
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,239,000	2,358
2006-06-30 (YTD Data)		Rank
Total interest income	$5,157,000	3,426
Total interest expense	$2,011,000	3,359
Net interest income	$3,146,000	3,432
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$289,000	4,836
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$277,000	2,844
Trading account gains and fees	$0	126
Additional Noninterest Income	$12,000	7,965
Total noninterest expense	$1,670,000	4,546
Salaries and employee benefits	$1,118,000	3,951
Premises and equipment expense	$126,000	6,231
Additional noninterest expense	$426,000	5,003
Pre-tax net operating income	$1,615,000	2,728
Securities gains (losses)	$0	1,185
Applicable income taxes	$61,000	5,053
Income before extraordinary items	$1,554,000	2,277
Extraordinary gains, net	$0	39
Net income	$1,554,000	2,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	1,504
Cash dividends	$1,000,000	1,414
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,554,000	2,258
2006-03-31 (YTD Data)		Rank
Total interest income	$2,542,000	3,398
Total interest expense	$978,000	3,309
Net interest income	$1,564,000	3,428
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$166,000	4,402
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$133,000	2,855
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	5,895
Total noninterest expense	$860,000	4,466
Salaries and employee benefits	$562,000	3,941
Premises and equipment expense	$71,000	5,930
Additional noninterest expense	$227,000	4,767
Pre-tax net operating income	$795,000	2,719
Securities gains (losses)	$0	955
Applicable income taxes	$27,000	5,120
Income before extraordinary items	$768,000	2,279
Extraordinary gains, net	$0	21
Net income	$768,000	2,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	1,127
Cash dividends	$500,000	1,312
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$768,000	2,257
2005-12-31 (YTD Data)		Rank
Total interest income	$9,400,000	3,310
Total interest expense	$3,445,000	2,978
Net interest income	$5,955,000	3,443
Provision for loan and lease losses	$215,000	3,469
Total noninterest income	$655,000	4,571
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$561,000	2,808
Trading account gains and fees	$0	138
Additional Noninterest Income	$94,000	6,501
Total noninterest expense	$3,516,000	4,278
Salaries and employee benefits	$2,129,000	3,946
Premises and equipment expense	$290,000	5,821
Additional noninterest expense	$1,097,000	4,118
Pre-tax net operating income	$2,879,000	2,850
Securities gains (losses)	$0	2,296
Applicable income taxes	$353,000	3,893
Income before extraordinary items	$2,526,000	2,579
Extraordinary gains, net	$0	46
Net income	$2,526,000	2,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$167,000	2,551
Cash dividends	$1,200,000	2,126
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,526,000	2,559
2005-09-30 (YTD Data)		Rank
Total interest income	$6,915,000	3,305
Total interest expense	$2,509,000	2,921
Net interest income	$4,406,000	3,475
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$494,000	4,581
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$413,000	2,843
Trading account gains and fees	$0	126
Additional Noninterest Income	$81,000	6,299
Total noninterest expense	$2,595,000	4,292
Salaries and employee benefits	$1,585,000	3,922
Premises and equipment expense	$206,000	5,962
Additional noninterest expense	$804,000	4,168
Pre-tax net operating income	$2,125,000	2,926
Securities gains (losses)	$0	2,317
Applicable income taxes	$322,000	3,693
Income before extraordinary items	$1,803,000	2,690
Extraordinary gains, net	$0	35
Net income	$1,803,000	2,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	2,203
Cash dividends	$900,000	1,943
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,803,000	2,654
2005-06-30 (YTD Data)		Rank
Total interest income	$4,519,000	3,301
Total interest expense	$1,618,000	2,876
Net interest income	$2,901,000	3,496
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$309,000	4,715
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$256,000	2,965
Trading account gains and fees	$0	116
Additional Noninterest Income	$53,000	6,309
Total noninterest expense	$1,698,000	4,341
Salaries and employee benefits	$1,044,000	3,942
Premises and equipment expense	$122,000	6,241
Additional noninterest expense	$532,000	4,157
Pre-tax net operating income	$1,362,000	2,956
Securities gains (losses)	$0	2,146
Applicable income taxes	$291,000	3,159
Income before extraordinary items	$1,071,000	2,934
Extraordinary gains, net	$0	30
Net income	$1,071,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,414
Cash dividends	$600,000	1,914
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,071,000	2,894
2005-03-31 (YTD Data)		Rank
Total interest income	$2,212,000	3,324
Total interest expense	$794,000	2,805
Net interest income	$1,418,000	3,567
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$127,000	5,123
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$98,000	3,485
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,226
Total noninterest expense	$830,000	4,441
Salaries and employee benefits	$513,000	4,017
Premises and equipment expense	$61,000	6,293
Additional noninterest expense	$256,000	4,292
Pre-tax net operating income	$640,000	3,076
Securities gains (losses)	$0	1,685
Applicable income taxes	$260,000	2,206
Income before extraordinary items	$380,000	3,748
Extraordinary gains, net	$0	24
Net income	$380,000	3,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$380,000	3,710
2004-12-31 (YTD Data)		Rank
Total interest income	$8,801,000	3,156
Total interest expense	$3,122,000	2,535
Net interest income	$5,679,000	3,441
Provision for loan and lease losses	$275,000	3,079
Total noninterest income	$579,000	4,902
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$508,000	3,112
Trading account gains and fees	$0	138
Additional Noninterest Income	$71,000	6,969
Total noninterest expense	$3,285,000	4,387
Salaries and employee benefits	$2,020,000	3,965
Premises and equipment expense	$267,000	6,021
Additional noninterest expense	$998,000	4,361
Pre-tax net operating income	$2,698,000	2,814
Securities gains (losses)	$0	3,819
Applicable income taxes	$897,000	2,347
Income before extraordinary items	$1,801,000	3,190
Extraordinary gains, net	$0	34
Net income	$1,801,000	3,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	2,170
Cash dividends	$500,000	3,518
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,801,000	3,128
2004-09-30 (YTD Data)		Rank
Total interest income	$6,562,000	3,150
Total interest expense	$2,332,000	2,510
Net interest income	$4,230,000	3,439
Provision for loan and lease losses	$225,000	2,754
Total noninterest income	$431,000	4,949
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$379,000	3,134
Trading account gains and fees	$0	134
Additional Noninterest Income	$52,000	7,008
Total noninterest expense	$2,503,000	4,295
Salaries and employee benefits	$1,509,000	3,932
Premises and equipment expense	$233,000	5,552
Additional noninterest expense	$761,000	4,238
Pre-tax net operating income	$1,933,000	2,972
Securities gains (losses)	$0	3,710
Applicable income taxes	$648,000	2,439
Income before extraordinary items	$1,285,000	3,373
Extraordinary gains, net	$0	26
Net income	$1,285,000	3,374
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	1,983
Cash dividends	$500,000	2,672
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,285,000	3,288
2004-06-30 (YTD Data)		Rank
Total interest income	$4,367,000	3,137
Total interest expense	$1,570,000	2,468
Net interest income	$2,797,000	3,450
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$286,000	4,938
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$243,000	3,205
Trading account gains and fees	$0	130
Additional Noninterest Income	$43,000	6,699
Total noninterest expense	$1,618,000	4,419
Salaries and employee benefits	$1,003,000	3,963
Premises and equipment expense	$127,000	6,167
Additional noninterest expense	$488,000	4,391
Pre-tax net operating income	$1,315,000	2,885
Securities gains (losses)	$0	3,413
Applicable income taxes	$449,000	2,370
Income before extraordinary items	$866,000	3,315
Extraordinary gains, net	$0	21
Net income	$866,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	1,867
Cash dividends	$400,000	2,444
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$866,000	3,225
2004-03-31 (YTD Data)		Rank
Total interest income	$2,206,000	3,119
Total interest expense	$807,000	2,423
Net interest income	$1,399,000	3,451
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$148,000	4,809
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$117,000	3,205
Trading account gains and fees	$0	121
Additional Noninterest Income	$31,000	6,045
Total noninterest expense	$818,000	4,405
Salaries and employee benefits	$501,000	3,997
Premises and equipment expense	$85,000	5,341
Additional noninterest expense	$232,000	4,564
Pre-tax net operating income	$654,000	2,861
Securities gains (losses)	$0	2,934
Applicable income taxes	$228,000	2,352
Income before extraordinary items	$426,000	3,336
Extraordinary gains, net	$0	16
Net income	$426,000	3,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,144
Cash dividends	$400,000	1,429
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$426,000	3,221
2003-12-31 (YTD Data)		Rank
Total interest income	$9,217,000	3,048
Total interest expense	$3,721,000	2,385
Net interest income	$5,496,000	3,426
Provision for loan and lease losses	$395,000	2,618
Total noninterest income	$594,000	4,998
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$498,000	3,105
Trading account gains and fees	$0	160
Additional Noninterest Income	$96,000	6,607
Total noninterest expense	$3,272,000	4,340
Salaries and employee benefits	$1,964,000	3,988
Premises and equipment expense	$282,000	5,852
Additional noninterest expense	$1,026,000	4,190
Pre-tax net operating income	$2,423,000	2,961
Securities gains (losses)	$0	4,500
Applicable income taxes	$806,000	2,524
Income before extraordinary items	$1,617,000	3,366
Extraordinary gains, net	$0	54
Net income	$1,617,000	3,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$444,000	1,753
Cash dividends	$400,000	3,891
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,617,000	3,214
2003-09-30 (YTD Data)		Rank
Total interest income	$6,974,000	3,067
Total interest expense	$2,859,000	2,404
Net interest income	$4,115,000	3,440
Provision for loan and lease losses	$345,000	2,281
Total noninterest income	$437,000	5,090
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$365,000	3,169
Trading account gains and fees	$0	153
Additional Noninterest Income	$72,000	6,652
Total noninterest expense	$2,488,000	4,286
Salaries and employee benefits	$1,494,000	3,931
Premises and equipment expense	$213,000	5,819
Additional noninterest expense	$781,000	4,131
Pre-tax net operating income	$1,719,000	3,190
Securities gains (losses)	$0	4,204
Applicable income taxes	$565,000	2,786
Income before extraordinary items	$1,154,000	3,607
Extraordinary gains, net	$0	40
Net income	$1,154,000	3,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$389,000	1,419
Cash dividends	$400,000	3,007
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,154,000	3,425
2003-06-30 (YTD Data)		Rank
Total interest income	$4,695,000	3,059
Total interest expense	$1,956,000	2,421
Net interest income	$2,739,000	3,442
Provision for loan and lease losses	$270,000	1,999
Total noninterest income	$294,000	5,041
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$240,000	3,164
Trading account gains and fees	$0	150
Additional Noninterest Income	$54,000	6,441
Total noninterest expense	$1,613,000	4,363
Salaries and employee benefits	$990,000	3,950
Premises and equipment expense	$130,000	6,058
Additional noninterest expense	$493,000	4,293
Pre-tax net operating income	$1,150,000	3,190
Securities gains (losses)	$0	3,782
Applicable income taxes	$375,000	2,816
Income before extraordinary items	$775,000	3,596
Extraordinary gains, net	$0	30
Net income	$775,000	3,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	1,207
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$775,000	3,398
2003-03-31 (YTD Data)		Rank
Total interest income	$2,353,000	3,073
Total interest expense	$1,005,000	2,432
Net interest income	$1,348,000	3,474
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$146,000	4,959
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$111,000	3,288
Trading account gains and fees	$0	134
Additional Noninterest Income	$35,000	5,938
Total noninterest expense	$818,000	4,295
Salaries and employee benefits	$488,000	3,973
Premises and equipment expense	$69,000	5,897
Additional noninterest expense	$261,000	4,074
Pre-tax net operating income	$601,000	3,075
Securities gains (losses)	$0	2,891
Applicable income taxes	$188,000	2,807
Income before extraordinary items	$413,000	3,384
Extraordinary gains, net	$0	21
Net income	$413,000	3,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	1,261
Cash dividends	$400,000	1,446
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$413,000	3,218
2002-12-31 (YTD Data)		Rank
Total interest income	$10,474,000	2,897
Total interest expense	$4,854,000	2,308
Net interest income	$5,620,000	3,317
Provision for loan and lease losses	$335,000	3,217
Total noninterest income	$563,000	4,892
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$473,000	3,118
Trading account gains and fees	$0	153
Additional Noninterest Income	$90,000	6,648
Total noninterest expense	$3,234,000	4,211
Salaries and employee benefits	$1,932,000	3,849
Premises and equipment expense	$309,000	5,475
Additional noninterest expense	$993,000	4,201
Pre-tax net operating income	$2,614,000	2,798
Securities gains (losses)	$0	4,537
Applicable income taxes	$951,000	2,298
Income before extraordinary items	$1,663,000	3,239
Extraordinary gains, net	$0	70
Net income	$1,663,000	3,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	3,138
Cash dividends	$400,000	3,806
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,663,000	3,137
2001-12-31 (YTD Data)		Rank
Total interest income	$11,299,000	3,000
Total interest expense	$6,147,000	2,600
Net interest income	$5,152,000	3,360
Provision for loan and lease losses	$240,000	3,705
Total noninterest income	$489,000	5,126
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$404,000	3,367
Trading account gains and fees	$0	177
Additional Noninterest Income	$85,000	6,770
Total noninterest expense	$3,051,000	4,277
Salaries and employee benefits	$1,923,000	3,710
Premises and equipment expense	$257,000	6,000
Additional noninterest expense	$871,000	4,501
Pre-tax net operating income	$2,350,000	2,801
Securities gains (losses)	$0	4,612
Applicable income taxes	$823,000	2,369
Income before extraordinary items	$1,527,000	3,185
Extraordinary gains, net	$0	105
Net income	$1,527,000	3,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,389
Cash dividends	$400,000	3,838
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,527,000	3,082
2000-12-31 (YTD Data)		Rank
Total interest income	$10,541,000	3,255
Total interest expense	$5,329,000	3,133
Net interest income	$5,212,000	3,345
Provision for loan and lease losses	$422,000	2,178
Total noninterest income	$436,000	5,291
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$352,000	3,575
Trading account gains and fees	$0	180
Additional Noninterest Income	$84,000	6,813
Total noninterest expense	$2,766,000	4,508
Salaries and employee benefits	$1,776,000	3,821
Premises and equipment expense	$243,000	6,148
Additional noninterest expense	$747,000	4,955
Pre-tax net operating income	$2,460,000	2,796
Securities gains (losses)	$0	1,956
Applicable income taxes	$878,000	2,353
Income before extraordinary items	$1,582,000	3,116
Extraordinary gains, net	$0	38
Net income	$1,582,000	3,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	1,869
Cash dividends	$300,000	4,469
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,582,000	3,107
1999-12-31 (YTD Data)		Rank
Total interest income	$9,562,000	3,356
Total interest expense	$4,821,000	3,035
Net interest income	$4,741,000	3,621
Provision for loan and lease losses	$400,000	2,102
Total noninterest income	$392,000	5,684
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$336,000	3,669
Trading account gains and fees	$0	173
Additional Noninterest Income	$56,000	7,849
Total noninterest expense	$2,629,000	4,681
Salaries and employee benefits	$1,696,000	3,932
Premises and equipment expense	$243,000	6,141
Additional noninterest expense	$690,000	5,286
Pre-tax net operating income	$2,104,000	3,206
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$699,000	2,900
Income before extraordinary items	$1,406,000	3,408
Extraordinary gains, net	$0	35
Net income	$1,406,000	3,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	1,532
Cash dividends	$250,000	4,843
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,405,330	3,374
1998-12-31 (YTD Data)		Rank
Total interest income	$9,670,000	3,337
Total interest expense	$4,912,000	3,053
Net interest income	$4,758,000	3,564
Provision for loan and lease losses	$513,000	1,685
Total noninterest income	$393,000	5,675
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$317,000	3,775
Trading account gains and fees	$0	224
Additional Noninterest Income	$76,000	7,301
Total noninterest expense	$2,648,000	4,572
Salaries and employee benefits	$1,653,000	3,933
Premises and equipment expense	$230,000	6,261
Additional noninterest expense	$765,000	4,822
Pre-tax net operating income	$1,990,000	3,356
Securities gains (losses)	$0	4,449
Applicable income taxes	$670,000	3,134
Income before extraordinary items	$1,320,000	3,635
Extraordinary gains, net	$0	32
Net income	$1,320,000	3,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$463,000	1,340
Cash dividends	$30,000	7,122
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,320,000	3,541
1997-12-31 (YTD Data)		Rank
Total interest income	$9,001,000	3,584
Total interest expense	$4,610,000	3,215
Net interest income	$4,391,000	3,886
Provision for loan and lease losses	$215,000	3,285
Total noninterest income	$322,000	6,427
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$280,000	4,285
Trading account gains and fees	$0	239
Additional Noninterest Income	$42,000	8,774
Total noninterest expense	$2,489,000	4,792
Salaries and employee benefits	$1,542,000	4,161
Premises and equipment expense	$241,000	6,194
Additional noninterest expense	$706,000	5,183
Pre-tax net operating income	$2,009,000	3,520
Securities gains (losses)	$-5,000	9,661
Applicable income taxes	$761,000	3,041
Income before extraordinary items	$1,243,000	3,937
Extraordinary gains, net	$0	44
Net income	$1,243,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,126
Cash dividends	$20,000	7,601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,246,200	3,860
1996-12-31 (YTD Data)		Rank
Total interest income	$8,211,000	3,931
Total interest expense	$4,264,000	3,500
Net interest income	$3,947,000	4,380
Provision for loan and lease losses	$245,000	2,976
Total noninterest income	$311,000	6,812
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$270,000	4,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	9,308
Total noninterest expense	$2,265,000	5,414
Salaries and employee benefits	$1,363,000	4,681
Premises and equipment expense	$155,000	7,939
Additional noninterest expense	$747,000	5,474
Pre-tax net operating income	$1,748,000	3,816
Securities gains (losses)	$0	4,148
Applicable income taxes	$690,000	3,214
Income before extraordinary items	$1,058,000	4,277
Extraordinary gains, net	$0	53
Net income	$1,058,000	4,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,815
Cash dividends	$20,000	8,044
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,058,000	4,224
1995-12-31 (YTD Data)		Rank
Total interest income	$6,434,000	4,898
Total interest expense	$3,409,000	4,253
Net interest income	$3,025,000	5,461
Provision for loan and lease losses	$255,000	2,517
Total noninterest income	$264,000	7,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$233,000	5,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,206
Total noninterest expense	$2,018,000	5,940
Salaries and employee benefits	$1,190,000	5,252
Premises and equipment expense	$171,000	7,793
Additional noninterest expense	$657,000	6,149
Pre-tax net operating income	$1,016,000	5,925
Securities gains (losses)	$0	3,831
Applicable income taxes	$430,000	4,693
Income before extraordinary items	$586,000	6,691
Extraordinary gains, net	$0	65
Net income	$586,000	6,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,662
Cash dividends	$20,000	8,373
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$586,000	6,683
1994-12-31 (YTD Data)		Rank
Total interest income	$5,141,000	5,546
Total interest expense	$2,286,000	5,001
Net interest income	$2,855,000	5,823
Provision for loan and lease losses	$90,000	4,765
Total noninterest income	$274,000	7,591
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$215,000	5,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	9,142
Total noninterest expense	$1,723,000	6,919
Salaries and employee benefits	$998,000	6,095
Premises and equipment expense	$127,000	9,189
Additional noninterest expense	$598,000	7,056
Pre-tax net operating income	$1,316,000	4,892
Securities gains (losses)	$0	3,600
Applicable income taxes	$461,000	4,305
Income before extraordinary items	$855,000	5,096
Extraordinary gains, net	$0	249
Net income	$855,000	5,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-101,000	12,232
Cash dividends	$20,000	8,568
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$855,000	5,144
1993-12-31 (YTD Data)		Rank
Total interest income	$5,251,000	5,538
Total interest expense	$2,349,000	5,070
Net interest income	$2,902,000	5,801
Provision for loan and lease losses	$230,000	3,613
Total noninterest income	$221,000	8,836
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	6,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	11,170
Total noninterest expense	$1,652,000	7,349
Salaries and employee benefits	$921,000	6,591
Premises and equipment expense	$124,000	9,663
Additional noninterest expense	$607,000	7,267
Pre-tax net operating income	$1,241,000	5,057
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$432,000	4,728
Income before extraordinary items	$811,000	5,518
Extraordinary gains, net	$0	3,149
Net income	$811,000	5,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,874
Cash dividends	$10,000	8,880
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$809,700	5,276
1992-12-31 (YTD Data)		Rank
Total interest income	$5,348,000	6,033
Total interest expense	$2,830,000	5,426
Net interest income	$2,518,000	6,556
Provision for loan and lease losses	$105,000	7,133
Total noninterest income	$231,000	8,843
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$169,000	6,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	9,701
Total noninterest expense	$1,558,000	7,710
Salaries and employee benefits	$833,000	7,041
Premises and equipment expense	$130,000	9,690
Additional noninterest expense	$595,000	7,557
Pre-tax net operating income	$1,086,000	5,309
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$378,000	5,008
Income before extraordinary items	$709,000	5,862
Extraordinary gains, net	$0	1,422
Net income	$709,000	5,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$10,000	8,694
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$708,350	5,535

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.