Home > The Bank of New York Mellon Trust Company > Performance and Condition Ratios
The Bank of New York Mellon Trust Company, Performance and Condition Ratios
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.6808% | 952 |
Cost of funding earning assets | 0.0000% | 4,519 |
Net interest margin | 5.6808% | 150 |
Noninterest income to average assets | 35.4100% | 62 |
Noninterest expense to average assets | 13.3709% | 91 |
Loan and lease loss provision to assets | 0.1000% | 1,286 |
Net operating income to assets | 18.0455% | 30 |
Return on assets (ROA) | 18.0455% | 31 |
Pretax return on assets | 23.6763% | 28 |
Return on Equity (ROE) | 22.2600% | 446 |
Retained earnings to average equity (ytd only) | 3.5526% | 3,103 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 35.9945% | 4,435 |
Assets per employee ($millions) | 1.8725% | 4,454 |
Cash dividends to net income (ytd only)* | 84.0402% | 492 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,458 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 2.1157% | 124 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 0.0000% | 4,475 |
Net loans and leases to deposits | 0.0000% | 4,474 |
Net loans and leases to core deposits | 0.0000% | 4,493 |
Total domestic deposits to total assets | 0.1000% | 4,544 |
Equity capital to assets | 79.9318% | 103 |
Core capital (leverage) ratio | 59.7798% | 77 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 318.5708% | 30 |
Memoranda: | ||
Average total assets | $1,424,290,600 | 741 |
Average earning assets | $435,782,600 | 1,790 |
Average equity | $1,154,636,000 | 152 |
Average total loans | $0 | 4,477 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.7508% | 734 |
Cost of funding earning assets | 0.0000% | 4,547 |
Net interest margin | 5.7508% | 135 |
Noninterest income to average assets | 34.7000% | 62 |
Noninterest expense to average assets | 12.8976% | 93 |
Loan and lease loss provision to assets | 0.1100% | 1,081 |
Net operating income to assets | 17.8887% | 27 |
Return on assets (ROA) | 17.8887% | 27 |
Pretax return on assets | 23.5238% | 26 |
Return on Equity (ROE) | 22.0000% | 560 |
Retained earnings to average equity (ytd only) | 4.4808% | 3,117 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 35.3069% | 4,458 |
Assets per employee ($millions) | 1.8394% | 4,481 |
Cash dividends to net income (ytd only)* | 79.6293% | 471 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,482 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 0.9701% | 547 |
Noncurrent loans to loans | 0.0000% | 3,847 |
Net loans and leases to total assets | 0.0000% | 4,500 |
Net loans and leases to deposits | 0.0000% | 4,499 |
Net loans and leases to core deposits | 0.0000% | 4,490 |
Total domestic deposits to total assets | 0.0800% | 4,577 |
Equity capital to assets | 79.7629% | 104 |
Core capital (leverage) ratio | 48.2724% | 86 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 336.6462% | 29 |
Memoranda: | ||
Average total assets | $1,450,799,250 | 734 |
Average earning assets | $461,837,500 | 1,733 |
Average equity | $1,179,868,500 | 150 |
Average total loans | $0 | 4,502 |
2023-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 43 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.1443% | 1,295 |
Cost of funding earning assets | 0.0000% | 4,571 |
Net interest margin | 5.1443% | 259 |
Noninterest income to average assets | 33.8100% | 63 |
Noninterest expense to average assets | 12.2741% | 96 |
Loan and lease loss provision to assets | 0.0800% | 1,369 |
Net operating income to assets | 17.6329% | 29 |
Return on assets (ROA) | 17.6329% | 29 |
Pretax return on assets | 23.1909% | 26 |
Return on Equity (ROE) | 21.5600% | 576 |
Retained earnings to average equity (ytd only) | -3.7978% | 4,378 |
Net charge-offs to loans | 0.0000% | 2,455 |
Credit loss provision to net charge-offs | 0.0000% | 1,862 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
Efficiency ratio | 34.5268% | 4,498 |
Assets per employee ($millions) | 1.9583% | 4,506 |
Cash dividends to net income (ytd only)* | 117.6149% | 203 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,517 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
Noncurrent assets plus other real estate owned to assets | 0.8632% | 577 |
Noncurrent loans to loans | 0.0000% | 3,848 |
Net loans and leases to total assets | 0.0000% | 4,533 |
Net loans and leases to deposits | 0.0000% | 4,532 |
Net loans and leases to core deposits | 0.0000% | 4,550 |
Total domestic deposits to total assets | 0.0900% | 4,598 |
Equity capital to assets | 82.4227% | 94 |
Core capital (leverage) ratio | 64.3437% | 72 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 474.2478% | 12 |
Memoranda: | ||
Average total assets | $1,494,775,000 | 713 |
Average earning assets | $505,955,000 | 1,613 |
Average equity | $1,222,501,333 | 141 |
Average total loans | $0 | 4,533 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6911% | 1,875 |
Cost of funding earning assets | 0.0000% | 4,615 |
Net interest margin | 4.6911% | 447 |
Noninterest income to average assets | 36.2800% | 62 |
Noninterest expense to average assets | 11.7709% | 99 |
Loan and lease loss provision to assets | 0.0800% | 1,320 |
Net operating income to assets | 19.8082% | 24 |
Return on assets (ROA) | 19.8082% | 25 |
Pretax return on assets | 26.0463% | 23 |
Return on Equity (ROE) | 24.3100% | 441 |
Retained earnings to average equity (ytd only) | -1.7197% | 4,196 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 31.0582% | 4,600 |
Assets per employee ($millions) | 1.9571% | 4,576 |
Cash dividends to net income (ytd only)* | 107.0735% | 393 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,580 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.7403% | 656 |
Noncurrent loans to loans | 0.0000% | 3,889 |
Net loans and leases to total assets | 0.0000% | 4,605 |
Net loans and leases to deposits | 0.0000% | 4,604 |
Net loans and leases to core deposits | 0.0000% | 4,587 |
Total domestic deposits to total assets | 0.0700% | 4,641 |
Equity capital to assets | 80.9842% | 55 |
Core capital (leverage) ratio | 67.0079% | 67 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 470.3568% | 10 |
Memoranda: | ||
Average total assets | $1,508,772,000 | 718 |
Average earning assets | $519,712,500 | 1,598 |
Average equity | $1,229,272,000 | 144 |
Average total loans | $0 | 4,605 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.0652% | 4,599 |
Cost of funding earning assets | 0.0000% | 4,648 |
Net interest margin | 2.0652% | 4,536 |
Noninterest income to average assets | 32.1000% | 62 |
Noninterest expense to average assets | 12.8571% | 91 |
Loan and lease loss provision to assets | 0.0700% | 1,594 |
Net operating income to assets | 15.0928% | 32 |
Return on assets (ROA) | 15.0928% | 32 |
Pretax return on assets | 19.8337% | 32 |
Return on Equity (ROE) | 18.5200% | 629 |
Retained earnings to average equity (ytd only) | 7.6749% | 1,965 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 39.2408% | 4,553 |
Assets per employee ($millions) | 1.8998% | 4,610 |
Cash dividends to net income (ytd only)* | 58.5538% | 1,022 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,606 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.7063% | 682 |
Noncurrent loans to loans | 0.0000% | 3,914 |
Net loans and leases to total assets | 0.0000% | 4,635 |
Net loans and leases to deposits | 0.0000% | 4,634 |
Net loans and leases to core deposits | 0.0000% | 4,617 |
Total domestic deposits to total assets | 0.1400% | 4,673 |
Equity capital to assets | 81.9698% | 53 |
Core capital (leverage) ratio | 67.9027% | 68 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 476.6452% | 10 |
Memoranda: | ||
Average total assets | $1,471,018,800 | 713 |
Average earning assets | $475,640,000 | 1,686 |
Average equity | $1,198,954,200 | 150 |
Average total loans | $0 | 4,639 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.3639% | 4,672 |
Cost of funding earning assets | 0.0000% | 4,686 |
Net interest margin | 1.3639% | 4,654 |
Noninterest income to average assets | 31.3000% | 61 |
Noninterest expense to average assets | 12.9002% | 91 |
Loan and lease loss provision to assets | 0.0400% | 1,932 |
Net operating income to assets | 14.2970% | 32 |
Return on assets (ROA) | 14.2970% | 31 |
Pretax return on assets | 18.7984% | 31 |
Return on Equity (ROE) | 17.5700% | 694 |
Retained earnings to average equity (ytd only) | 8.6092% | 1,782 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 40.6463% | 4,560 |
Assets per employee ($millions) | 1.8499% | 4,645 |
Cash dividends to net income (ytd only)* | 50.9921% | 1,161 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,653 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.8850% | 545 |
Noncurrent loans to loans | 0.0000% | 3,992 |
Net loans and leases to total assets | 0.0000% | 4,679 |
Net loans and leases to deposits | 0.0000% | 4,678 |
Net loans and leases to core deposits | 0.0000% | 4,661 |
Total domestic deposits to total assets | 0.0900% | 4,715 |
Equity capital to assets | 81.7721% | 56 |
Core capital (leverage) ratio | 67.4816% | 71 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 417.7482% | 19 |
Memoranda: | ||
Average total assets | $1,463,084,000 | 723 |
Average earning assets | $466,010,000 | 1,723 |
Average equity | $1,190,741,000 | 150 |
Average total loans | $0 | 4,681 |
2022-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.7977% | 4,747 |
Cost of funding earning assets | 0.0000% | 4,753 |
Net interest margin | 0.7977% | 4,744 |
Noninterest income to average assets | 29.3309% | 30 |
Noninterest expense to average assets | 12.9792% | 56 |
Loan and lease loss provision to assets | -0.0048% | 4,377 |
Net operating income to assets | 12.6408% | 18 |
Return on assets (ROA) | 12.6408% | 18 |
Pretax return on assets | 16.6159% | 19 |
Return on Equity (ROE) | 15.5571% | 787 |
Retained earnings to average equity (ytd only) | 15.5571% | 221 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 43.8631% | 4,525 |
Assets per employee ($millions) | 1.7683% | 4,706 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.6612% | 830 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,740 |
Net loans and leases to deposits | 0.0000% | 4,740 |
Net loans and leases to core deposits | 0.0000% | 4,730 |
Total domestic deposits to total assets | 0.1048% | 4,779 |
Equity capital to assets | 82.2052% | 24 |
Core capital (leverage) ratio | 71.7122% | 31 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 507.8854% | 2 |
Memoranda: | ||
Average total assets | $1,455,007,000 | 712 |
Average earning assets | $473,116,333 | 1,713 |
Average equity | $1,182,251,667 | 152 |
Average total loans | NA | NA |
2022-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.4806% | 4,780 |
Cost of funding earning assets | 0.0000% | 4,770 |
Net interest margin | 0.4806% | 4,779 |
Noninterest income to average assets | 26.6059% | 32 |
Noninterest expense to average assets | 13.1518% | 52 |
Loan and lease loss provision to assets | 0.0692% | 1,185 |
Net operating income to assets | 10.3049% | 26 |
Return on assets (ROA) | 10.3049% | 23 |
Pretax return on assets | 13.5363% | 22 |
Return on Equity (ROE) | 12.7603% | 1,095 |
Retained earnings to average equity (ytd only) | 12.7603% | 492 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 49.1523% | 4,351 |
Assets per employee ($millions) | 1.7676% | 4,728 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.9109% | 587 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,768 |
Net loans and leases to deposits | 0.0000% | 4,768 |
Net loans and leases to core deposits | 0.0000% | 4,758 |
Total domestic deposits to total assets | 0.0621% | 4,804 |
Equity capital to assets | 81.0511% | 22 |
Core capital (leverage) ratio | 67.8108% | 27 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 498.3897% | 2 |
Memoranda: | ||
Average total assets | $1,433,654,500 | 724 |
Average earning assets | $451,952,500 | 1,780 |
Average equity | $1,157,779,000 | 155 |
Average total loans | NA | NA |
2021-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.5431% | 4,810 |
Cost of funding earning assets | 0.0000% | 4,821 |
Net interest margin | 0.5431% | 4,806 |
Noninterest income to average assets | 28.0926% | 31 |
Noninterest expense to average assets | 14.3355% | 49 |
Loan and lease loss provision to assets | 0.0529% | 2,001 |
Net operating income to assets | 10.5615% | 20 |
Return on assets (ROA) | 10.5615% | 20 |
Pretax return on assets | 13.8707% | 20 |
Return on Equity (ROE) | 13.0702% | 1,439 |
Retained earnings to average equity (ytd only) | 1.2644% | 4,186 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 50.7287% | 4,227 |
Assets per employee ($millions) | 1.7880% | 4,774 |
Cash dividends to net income (ytd only)* | 90.3263% | 330 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7545% | 814 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,813 |
Net loans and leases to deposits | 0.0000% | 4,812 |
Net loans and leases to core deposits | 0.0000% | 4,801 |
Total domestic deposits to total assets | 0.0619% | 4,847 |
Equity capital to assets | 80.4560% | 20 |
Core capital (leverage) ratio | 62.1781% | 23 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 480.6770% | 3 |
Memoranda: | ||
Average total assets | $1,415,116,000 | 710 |
Average earning assets | $434,014,400 | 1,789 |
Average equity | $1,143,495,600 | 159 |
Average total loans | NA | NA |
2021-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.5607% | 4,892 |
Cost of funding earning assets | 0.0000% | 4,892 |
Net interest margin | 0.5607% | 4,889 |
Noninterest income to average assets | 28.8519% | 30 |
Noninterest expense to average assets | 14.4296% | 47 |
Loan and lease loss provision to assets | 0.0418% | 2,160 |
Net operating income to assets | 11.0713% | 19 |
Return on assets (ROA) | 11.0713% | 19 |
Pretax return on assets | 14.5511% | 18 |
Return on Equity (ROE) | 13.6863% | 1,483 |
Retained earnings to average equity (ytd only) | 3.2018% | 3,827 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 49.7186% | 4,245 |
Assets per employee ($millions) | 1.7694% | 4,850 |
Cash dividends to net income (ytd only)* | 76.6057% | 446 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7405% | 994 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,885 |
Net loans and leases to deposits | 0.0000% | 4,885 |
Net loans and leases to core deposits | 0.0000% | 4,874 |
Total domestic deposits to total assets | 0.0526% | 4,923 |
Equity capital to assets | 81.0169% | 20 |
Core capital (leverage) ratio | 66.4284% | 28 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 488.7557% | 5 |
Memoranda: | ||
Average total assets | $1,414,861,750 | 723 |
Average earning assets | $430,365,500 | 1,821 |
Average equity | $1,144,528,500 | 157 |
Average total loans | NA | NA |
2021-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.5746% | 4,932 |
Cost of funding earning assets | 0.0000% | 4,930 |
Net interest margin | 0.5746% | 4,927 |
Noninterest income to average assets | 29.2371% | 30 |
Noninterest expense to average assets | 14.6052% | 44 |
Loan and lease loss provision to assets | 0.0343% | 2,297 |
Net operating income to assets | 11.2374% | 18 |
Return on assets (ROA) | 11.2374% | 18 |
Pretax return on assets | 14.7697% | 18 |
Return on Equity (ROE) | 13.8988% | 1,442 |
Retained earnings to average equity (ytd only) | 4.2653% | 3,438 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 49.6620% | 4,261 |
Assets per employee ($millions) | 1.7520% | 4,889 |
Cash dividends to net income (ytd only)* | 69.3114% | 707 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.6807% | 1,211 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,922 |
Net loans and leases to deposits | 0.0000% | 4,922 |
Net loans and leases to core deposits | 0.0000% | 4,911 |
Total domestic deposits to total assets | 0.0669% | 4,959 |
Equity capital to assets | 80.9976% | 21 |
Core capital (leverage) ratio | 65.3662% | 27 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 396.5037% | 6 |
Memoranda: | ||
Average total assets | $1,412,281,000 | 724 |
Average earning assets | $422,938,000 | 1,834 |
Average equity | $1,141,855,000 | 159 |
Average total loans | NA | NA |
2021-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.5720% | 4,961 |
Cost of funding earning assets | 0.0000% | 4,958 |
Net interest margin | 0.5720% | 4,955 |
Noninterest income to average assets | 31.0247% | 29 |
Noninterest expense to average assets | 14.1812% | 46 |
Loan and lease loss provision to assets | -0.0105% | 4,582 |
Net operating income to assets | 12.9521% | 14 |
Return on assets (ROA) | 12.9521% | 14 |
Pretax return on assets | 17.0272% | 15 |
Return on Equity (ROE) | 16.0341% | 1,006 |
Retained earnings to average equity (ytd only) | 9.0046% | 1,954 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 45.4556% | 4,502 |
Assets per employee ($millions) | 1.7211% | 4,919 |
Cash dividends to net income (ytd only)* | 43.8414% | 1,292 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7467% | 1,230 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,950 |
Net loans and leases to deposits | 0.0000% | 4,950 |
Net loans and leases to core deposits | 0.0000% | 4,939 |
Total domestic deposits to total assets | 0.1021% | 4,987 |
Equity capital to assets | 81.0490% | 21 |
Core capital (leverage) ratio | 67.2651% | 25 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 423.9638% | 7 |
Memoranda: | ||
Average total assets | $1,408,849,500 | 718 |
Average earning assets | $426,581,000 | 1,813 |
Average equity | $1,138,046,000 | 159 |
Average total loans | NA | NA |
2020-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0318% | 4,971 |
Cost of funding earning assets | 0.0000% | 4,991 |
Net interest margin | 1.0318% | 4,958 |
Noninterest income to average assets | 32.0317% | 31 |
Noninterest expense to average assets | 15.3963% | 47 |
Loan and lease loss provision to assets | 0.0660% | 3,549 |
Net operating income to assets | 12.8628% | 15 |
Return on assets (ROA) | 12.8628% | 15 |
Pretax return on assets | 16.8931% | 14 |
Return on Equity (ROE) | 15.7455% | 535 |
Retained earnings to average equity (ytd only) | -1.3601% | 4,662 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 47.5849% | 4,649 |
Assets per employee ($millions) | 1.6048% | 4,946 |
Cash dividends to net income (ytd only)* | 108.6378% | 196 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7242% | 1,432 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,974 |
Net loans and leases to deposits | 0.0000% | 4,974 |
Net loans and leases to core deposits | 0.0000% | 4,963 |
Total domestic deposits to total assets | 0.1153% | 5,009 |
Equity capital to assets | 80.5035% | 20 |
Core capital (leverage) ratio | 59.1945% | 28 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 372.2452% | 5 |
Memoranda: | ||
Average total assets | $1,431,240,400 | 642 |
Average earning assets | $449,129,400 | 1,599 |
Average equity | $1,169,211,200 | 151 |
Average total loans | NA | NA |
2020-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0804% | 5,014 |
Cost of funding earning assets | 0.0000% | 5,023 |
Net interest margin | 1.0804% | 4,997 |
Noninterest income to average assets | 32.9973% | 30 |
Noninterest expense to average assets | 14.7751% | 48 |
Loan and lease loss provision to assets | 0.0462% | 3,779 |
Net operating income to assets | 14.0879% | 15 |
Return on assets (ROA) | 14.0879% | 15 |
Pretax return on assets | 18.5199% | 12 |
Return on Equity (ROE) | 17.1844% | 426 |
Retained earnings to average equity (ytd only) | 8.7114% | 1,069 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 44.3148% | 4,779 |
Assets per employee ($millions) | 1.6801% | 4,975 |
Cash dividends to net income (ytd only)* | 49.3061% | 1,525 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.6737% | 1,711 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,006 |
Net loans and leases to deposits | 0.0000% | 5,006 |
Net loans and leases to core deposits | 0.0000% | 4,995 |
Total domestic deposits to total assets | 0.1527% | 5,041 |
Equity capital to assets | 82.4137% | 19 |
Core capital (leverage) ratio | 69.4619% | 24 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 420.5987% | 8 |
Memoranda: | ||
Average total assets | $1,439,601,000 | 622 |
Average earning assets | $458,332,500 | 1,549 |
Average equity | $1,180,195,000 | 149 |
Average total loans | NA | NA |
2020-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.2268% | 5,051 |
Cost of funding earning assets | 0.0000% | 5,057 |
Net interest margin | 1.2268% | 5,035 |
Noninterest income to average assets | 33.6558% | 28 |
Noninterest expense to average assets | 15.1769% | 46 |
Loan and lease loss provision to assets | 0.0442% | 3,737 |
Net operating income to assets | 14.3126% | 12 |
Return on assets (ROA) | 14.3126% | 12 |
Pretax return on assets | 18.8175% | 11 |
Return on Equity (ROE) | 17.4904% | 409 |
Retained earnings to average equity (ytd only) | 8.9246% | 1,027 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 44.5874% | 4,789 |
Assets per employee ($millions) | 1.6354% | 5,013 |
Cash dividends to net income (ytd only)* | 48.9745% | 1,584 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.5842% | 2,058 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,039 |
Net loans and leases to deposits | 0.0000% | 5,039 |
Net loans and leases to core deposits | 0.0000% | 5,027 |
Total domestic deposits to total assets | 0.1141% | 5,075 |
Equity capital to assets | 82.1156% | 18 |
Core capital (leverage) ratio | 68.3696% | 26 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 404.7466% | 8 |
Memoranda: | ||
Average total assets | $1,426,632,333 | 615 |
Average earning assets | $445,068,000 | 1,559 |
Average equity | $1,167,429,000 | 151 |
Average total loans | NA | NA |
2020-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.6306% | 5,095 |
Cost of funding earning assets | 0.0000% | 5,101 |
Net interest margin | 1.6306% | 5,068 |
Noninterest income to average assets | 34.4103% | 26 |
Noninterest expense to average assets | 15.5225% | 48 |
Loan and lease loss provision to assets | 0.1175% | 2,220 |
Net operating income to assets | 14.6538% | 11 |
Return on assets (ROA) | 14.6538% | 11 |
Pretax return on assets | 19.2671% | 11 |
Return on Equity (ROE) | 17.9394% | 271 |
Retained earnings to average equity (ytd only) | 9.2755% | 903 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 44.4681% | 4,869 |
Assets per employee ($millions) | 1.6094% | 5,051 |
Cash dividends to net income (ytd only)* | 48.2952% | 1,674 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.6232% | 2,142 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,086 |
Net loans and leases to deposits | 0.0000% | 5,086 |
Net loans and leases to core deposits | 0.0000% | 5,074 |
Total domestic deposits to total assets | 0.2194% | 5,122 |
Equity capital to assets | 81.5851% | 25 |
Core capital (leverage) ratio | 67.5692% | 30 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 385.3274% | 8 |
Memoranda: | ||
Average total assets | $1,413,017,000 | 602 |
Average earning assets | $430,516,500 | 1,553 |
Average equity | $1,154,219,500 | 152 |
Average total loans | NA | NA |
2019-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2355% | 5,136 |
Cost of funding earning assets | 0.0676% | 5,135 |
Net interest margin | 2.1680% | 5,062 |
Noninterest income to average assets | 33.9659% | 30 |
Noninterest expense to average assets | 16.7557% | 42 |
Loan and lease loss provision to assets | 0.0000% | 3,973 |
Net operating income to assets | 13.7254% | 14 |
Return on assets (ROA) | 13.6945% | 15 |
Pretax return on assets | 17.7680% | 15 |
Return on Equity (ROE) | 16.7018% | 455 |
Retained earnings to average equity (ytd only) | 3.3064% | 3,353 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 47.7653% | 4,841 |
Assets per employee ($millions) | 1.1851% | 5,127 |
Cash dividends to net income (ytd only)* | 80.2032% | 788 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.6057% | 2,081 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,149 |
Net loans and leases to deposits | 0.0000% | 5,149 |
Net loans and leases to core deposits | 0.0000% | 5,138 |
Total domestic deposits to total assets | 0.2625% | 5,182 |
Equity capital to assets | 81.7872% | 27 |
Core capital (leverage) ratio | 67.5904% | 33 |
Tier 1 risk-based capital ratio | 335.0151% | 15 |
Total risk-based capital ratio | 335.0151% | 15 |
Memoranda: | ||
Average total assets | $1,365,697,200 | 597 |
Average earning assets | $375,977,000 | 1,725 |
Average equity | $1,119,792,600 | 149 |
Average total loans | NA | NA |
2019-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3474% | 5,223 |
Cost of funding earning assets | 0.0554% | 5,217 |
Net interest margin | 2.2920% | 5,129 |
Noninterest income to average assets | 33.3295% | 30 |
Noninterest expense to average assets | 16.9273% | 42 |
Loan and lease loss provision to assets | 0.0000% | 3,836 |
Net operating income to assets | 12.9071% | 13 |
Return on assets (ROA) | 12.8657% | 14 |
Pretax return on assets | 16.9705% | 14 |
Return on Equity (ROE) | 15.6808% | 660 |
Retained earnings to average equity (ytd only) | 0.7306% | 4,618 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 48.8855% | 4,803 |
Assets per employee ($millions) | 1.1395% | 5,207 |
Cash dividends to net income (ytd only)* | 95.3405% | 376 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7246% | 1,890 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,226 |
Net loans and leases to deposits | 0.0000% | 5,226 |
Net loans and leases to core deposits | 0.0000% | 5,215 |
Total domestic deposits to total assets | 0.2129% | 5,264 |
Equity capital to assets | 81.5054% | 22 |
Core capital (leverage) ratio | 64.4253% | 32 |
Tier 1 risk-based capital ratio | 299.5257% | 16 |
Total risk-based capital ratio | 299.5257% | 16 |
Memoranda: | ||
Average total assets | $1,358,709,750 | 599 |
Average earning assets | $367,939,750 | 1,769 |
Average equity | $1,114,784,500 | 150 |
Average total loans | NA | NA |
2019-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3348% | 5,278 |
Cost of funding earning assets | 0.0313% | 5,276 |
Net interest margin | 2.3035% | 5,191 |
Noninterest income to average assets | 32.9985% | 30 |
Noninterest expense to average assets | 17.5357% | 40 |
Loan and lease loss provision to assets | 0.0000% | 3,685 |
Net operating income to assets | 12.1714% | 13 |
Return on assets (ROA) | 12.1093% | 16 |
Pretax return on assets | 16.0012% | 16 |
Return on Equity (ROE) | 14.7265% | 815 |
Retained earnings to average equity (ytd only) | 5.7719% | 2,387 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 51.1815% | 4,712 |
Assets per employee ($millions) | 1.1540% | 5,252 |
Cash dividends to net income (ytd only)* | 60.8058% | 1,386 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7156% | 1,922 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,274 |
Net loans and leases to deposits | 0.0000% | 5,274 |
Net loans and leases to core deposits | 0.0000% | 5,263 |
Total domestic deposits to total assets | 0.2929% | 5,307 |
Equity capital to assets | 82.0889% | 22 |
Core capital (leverage) ratio | 65.2230% | 32 |
Tier 1 risk-based capital ratio | 290.2873% | 16 |
Total risk-based capital ratio | 290.2873% | 16 |
Memoranda: | ||
Average total assets | $1,358,111,330 | 602 |
Average earning assets | $363,793,670 | 1,785 |
Average equity | $1,116,751,000 | 150 |
Average total loans | NA | NA |
2019-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3704% | 5,343 |
Cost of funding earning assets | 0.0103% | 5,344 |
Net interest margin | 2.3601% | 5,236 |
Noninterest income to average assets | 32.7628% | 30 |
Noninterest expense to average assets | 18.2937% | 40 |
Loan and lease loss provision to assets | 0.0000% | 3,406 |
Net operating income to assets | 11.4225% | 14 |
Return on assets (ROA) | 11.3969% | 17 |
Pretax return on assets | 15.0492% | 17 |
Return on Equity (ROE) | 13.8481% | 999 |
Retained earnings to average equity (ytd only) | 4.8202% | 2,982 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 53.8121% | 4,547 |
Assets per employee ($millions) | 1.1000% | 5,316 |
Cash dividends to net income (ytd only)* | 65.1924% | 1,228 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.7481% | 1,880 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,335 |
Net loans and leases to deposits | 0.0000% | 5,334 |
Net loans and leases to core deposits | 0.0000% | 5,323 |
Total domestic deposits to total assets | 0.3033% | 5,366 |
Equity capital to assets | 81.8633% | 23 |
Core capital (leverage) ratio | 65.3973% | 30 |
Tier 1 risk-based capital ratio | 274.1826% | 16 |
Total risk-based capital ratio | 274.1826% | 16 |
Memoranda: | ||
Average total assets | $1,345,904,500 | 608 |
Average earning assets | $349,303,500 | 1,854 |
Average equity | $1,107,677,000 | 153 |
Average total loans | NA | NA |
2018-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3468% | 5,353 |
Cost of funding earning assets | 0.0081% | 5,387 |
Net interest margin | 2.3388% | 5,271 |
Noninterest income to average assets | 25.0508% | 35 |
Noninterest expense to average assets | 13.8009% | 47 |
Loan and lease loss provision to assets | 0.0000% | 4,082 |
Net operating income to assets | 9.4140% | 20 |
Return on assets (ROA) | 9.3866% | 20 |
Pretax return on assets | 12.3191% | 20 |
Return on Equity (ROE) | 10.6285% | 2,233 |
Retained earnings to average equity (ytd only) | 1.7744% | 4,437 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 48.5854% | 5,016 |
Assets per employee ($millions) | 1.0456% | 5,362 |
Cash dividends to net income (ytd only)* | 83.3051% | 601 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.6992% | 1,981 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,379 |
Net loans and leases to deposits | 0.0000% | 5,379 |
Net loans and leases to core deposits | 0.0000% | 5,367 |
Total domestic deposits to total assets | 0.2013% | 5,413 |
Equity capital to assets | 82.7468% | 23 |
Core capital (leverage) ratio | 31.9763% | 62 |
Tier 1 risk-based capital ratio | 268.2351% | 20 |
Total risk-based capital ratio | 268.2351% | 20 |
Memoranda: | ||
Average total assets | $1,918,282,400 | 429 |
Average earning assets | $905,480,200 | 778 |
Average equity | $1,694,141,200 | 108 |
Average total loans | NA | NA |
2018-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.9930% | 5,441 |
Cost of funding earning assets | 0.0023% | 5,464 |
Net interest margin | 1.9907% | 5,408 |
Noninterest income to average assets | 23.3147% | 38 |
Noninterest expense to average assets | 12.7029% | 49 |
Loan and lease loss provision to assets | 0.0000% | 3,948 |
Net operating income to assets | 8.8670% | 20 |
Return on assets (ROA) | 8.8670% | 20 |
Pretax return on assets | 11.6250% | 20 |
Return on Equity (ROE) | 9.9392% | 2,647 |
Retained earnings to average equity (ytd only) | -0.9150% | 5,131 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 46.9471% | 5,106 |
Assets per employee ($millions) | 1.5988% | 5,406 |
Cash dividends to net income (ytd only)* | 109.2061% | 196 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4364% | 2,943 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,450 |
Net loans and leases to deposits | 0.0000% | 5,450 |
Net loans and leases to core deposits | 0.0000% | 5,439 |
Total domestic deposits to total assets | 0.1033% | 5,486 |
Equity capital to assets | 89.2977% | 16 |
Core capital (leverage) ratio | 84.6865% | 22 |
Tier 1 risk-based capital ratio | 750.7139% | 3 |
Total risk-based capital ratio | 750.7139% | 3 |
Memoranda: | ||
Average total assets | $2,065,360,000 | 408 |
Average earning assets | $1,051,202,500 | 666 |
Average equity | $1,842,549,250 | 103 |
Average total loans | NA | NA |
2018-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.9436% | 5,508 |
Cost of funding earning assets | 0.0029% | 5,527 |
Net interest margin | 1.9408% | 5,476 |
Noninterest income to average assets | 23.3146% | 37 |
Noninterest expense to average assets | 12.6189% | 50 |
Loan and lease loss provision to assets | 0.0000% | 3,782 |
Net operating income to assets | 8.8400% | 20 |
Return on assets (ROA) | 8.8400% | 20 |
Pretax return on assets | 11.6795% | 20 |
Return on Equity (ROE) | 9.9122% | 2,601 |
Retained earnings to average equity (ytd only) | -3.6890% | 5,241 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 46.6471% | 5,183 |
Assets per employee ($millions) | 1.5698% | 5,472 |
Cash dividends to net income (ytd only)* | 137.2164% | 173 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4224% | 3,033 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,515 |
Net loans and leases to deposits | 0.0000% | 5,515 |
Net loans and leases to core deposits | 0.0000% | 5,504 |
Total domestic deposits to total assets | 0.0402% | 5,550 |
Equity capital to assets | 89.3470% | 16 |
Core capital (leverage) ratio | 85.0951% | 22 |
Tier 1 risk-based capital ratio | 704.2161% | 3 |
Total risk-based capital ratio | 704.2161% | 3 |
Memoranda: | ||
Average total assets | $2,061,012,330 | 410 |
Average earning assets | $1,044,842,000 | 674 |
Average equity | $1,838,077,000 | 101 |
Average total loans | NA | NA |
2018-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.9999% | 5,567 |
Cost of funding earning assets | 0.0000% | 5,593 |
Net interest margin | 1.9999% | 5,541 |
Noninterest income to average assets | 22.4095% | 38 |
Noninterest expense to average assets | 13.0012% | 53 |
Loan and lease loss provision to assets | 0.0000% | 3,508 |
Net operating income to assets | 7.8948% | 22 |
Return on assets (ROA) | 7.8948% | 22 |
Pretax return on assets | 10.4257% | 21 |
Return on Equity (ROE) | 8.8604% | 2,975 |
Retained earnings to average equity (ytd only) | -12.8808% | 5,426 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 50.0244% | 5,081 |
Assets per employee ($millions) | 1.5165% | 5,538 |
Cash dividends to net income (ytd only)* | 245.3747% | 119 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4046% | 3,207 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,578 |
Net loans and leases to deposits | 0.0000% | 5,578 |
Net loans and leases to core deposits | 0.0000% | 5,567 |
Total domestic deposits to total assets | 0.0359% | 5,613 |
Equity capital to assets | 88.8472% | 16 |
Core capital (leverage) ratio | 78.6693% | 27 |
Tier 1 risk-based capital ratio | 696.8730% | 4 |
Total risk-based capital ratio | 696.8730% | 4 |
Memoranda: | ||
Average total assets | $2,064,860,000 | 414 |
Average earning assets | $1,050,434,000 | 672 |
Average equity | $1,839,827,000 | 100 |
Average total loans | NA | NA |
2017-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.2307% | 5,644 |
Cost of funding earning assets | 0.0001% | 5,659 |
Net interest margin | 1.2306% | 5,633 |
Noninterest income to average assets | 20.2215% | 39 |
Noninterest expense to average assets | 13.4677% | 47 |
Loan and lease loss provision to assets | 0.0000% | 4,227 |
Net operating income to assets | 8.6689% | 18 |
Return on assets (ROA) | 8.6045% | 18 |
Pretax return on assets | 7.3060% | 28 |
Return on Equity (ROE) | 9.9864% | 1,892 |
Retained earnings to average equity (ytd only) | 3.1286% | 3,424 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 58.6251% | 4,457 |
Assets per employee ($millions) | 1.5189% | 5,602 |
Cash dividends to net income (ytd only)* | 68.6715% | 1,348 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4309% | 3,146 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,643 |
Net loans and leases to deposits | 0.0000% | 5,643 |
Net loans and leases to core deposits | 0.0000% | 5,632 |
Total domestic deposits to total assets | 0.0288% | 5,678 |
Equity capital to assets | 89.3496% | 15 |
Core capital (leverage) ratio | 83.2201% | 20 |
Tier 1 risk-based capital ratio | 1,001.1962% | 3 |
Total risk-based capital ratio | 1,001.1962% | 3 |
Memoranda: | ||
Average total assets | $2,115,466,200 | 393 |
Average earning assets | $1,059,852,400 | 640 |
Average equity | $1,822,740,200 | 96 |
Average total loans | NA | NA |
2017-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1888% | 5,717 |
Cost of funding earning assets | 0.0000% | 5,725 |
Net interest margin | 1.1888% | 5,710 |
Noninterest income to average assets | 20.5356% | 42 |
Noninterest expense to average assets | 13.6045% | 50 |
Loan and lease loss provision to assets | 0.0000% | 4,088 |
Net operating income to assets | 4.6924% | 43 |
Return on assets (ROA) | 4.6862% | 42 |
Pretax return on assets | 7.5133% | 32 |
Return on Equity (ROE) | 5.4889% | 4,327 |
Retained earnings to average equity (ytd only) | -1.8737% | 5,422 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 58.4857% | 4,435 |
Assets per employee ($millions) | 1.5803% | 5,663 |
Cash dividends to net income (ytd only)* | 134.1364% | 127 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.5125% | 3,015 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,709 |
Net loans and leases to deposits | 0.0000% | 5,709 |
Net loans and leases to core deposits | 0.0000% | 5,698 |
Total domestic deposits to total assets | 0.0320% | 5,743 |
Equity capital to assets | 83.4760% | 23 |
Core capital (leverage) ratio | 77.7995% | 29 |
Tier 1 risk-based capital ratio | 682.0848% | 2 |
Total risk-based capital ratio | 682.0848% | 2 |
Memoranda: | ||
Average total assets | $2,121,082,500 | 389 |
Average earning assets | $1,055,916,250 | 645 |
Average equity | $1,810,903,500 | 98 |
Average total loans | NA | NA |
2017-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1337% | 5,768 |
Cost of funding earning assets | 0.0000% | 5,773 |
Net interest margin | 1.1337% | 5,764 |
Noninterest income to average assets | 20.3084% | 41 |
Noninterest expense to average assets | 13.9512% | 50 |
Loan and lease loss provision to assets | 0.0000% | 3,871 |
Net operating income to assets | 4.3191% | 50 |
Return on assets (ROA) | 4.3098% | 51 |
Pretax return on assets | 6.9071% | 35 |
Return on Equity (ROE) | 5.0103% | 4,470 |
Retained earnings to average equity (ytd only) | -0.4880% | 5,161 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 60.8408% | 4,190 |
Assets per employee ($millions) | 1.5699% | 5,714 |
Cash dividends to net income (ytd only)* | 109.7406% | 378 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4324% | 3,381 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,758 |
Net loans and leases to deposits | 0.0000% | 5,758 |
Net loans and leases to core deposits | 0.0000% | 5,747 |
Total domestic deposits to total assets | 0.0308% | 5,796 |
Equity capital to assets | 85.8923% | 19 |
Core capital (leverage) ratio | 79.1532% | 28 |
Tier 1 risk-based capital ratio | 925.8338% | 2 |
Total risk-based capital ratio | 925.8338% | 2 |
Memoranda: | ||
Average total assets | $2,114,346,330 | 394 |
Average earning assets | $1,052,493,330 | 647 |
Average equity | $1,818,716,330 | 98 |
Average total loans | NA | NA |
2017-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0701% | 5,837 |
Cost of funding earning assets | 0.0000% | 5,834 |
Net interest margin | 1.0701% | 5,833 |
Noninterest income to average assets | 19.1071% | 41 |
Noninterest expense to average assets | 12.7946% | 50 |
Loan and lease loss provision to assets | 0.0000% | 3,537 |
Net operating income to assets | 4.2805% | 50 |
Return on assets (ROA) | 4.2805% | 49 |
Pretax return on assets | 6.8401% | 36 |
Return on Equity (ROE) | 4.9727% | 4,405 |
Retained earnings to average equity (ytd only) | 4.9727% | 2,913 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 58.8005% | 4,614 |
Assets per employee ($millions) | 1.5721% | 5,778 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,824 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4210% | 3,499 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,827 |
Net loans and leases to deposits | 0.0000% | 5,825 |
Net loans and leases to core deposits | 0.0000% | 5,814 |
Total domestic deposits to total assets | 0.0285% | 5,862 |
Equity capital to assets | 86.0913% | 21 |
Core capital (leverage) ratio | 81.3455% | 25 |
Tier 1 risk-based capital ratio | 950.1711% | 2 |
Total risk-based capital ratio | 950.1711% | 2 |
Memoranda: | ||
Average total assets | $2,118,918,000 | 395 |
Average earning assets | $1,044,720,500 | 656 |
Average equity | $1,823,970,500 | 95 |
Average total loans | NA | NA |
2016-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.8920% | 5,887 |
Cost of funding earning assets | 0.0043% | 5,890 |
Net interest margin | 0.8877% | 5,885 |
Noninterest income to average assets | 20.4128% | 39 |
Noninterest expense to average assets | 13.3639% | 51 |
Loan and lease loss provision to assets | 0.0000% | 4,332 |
Net operating income to assets | 4.5748% | 40 |
Return on assets (ROA) | 4.5725% | 41 |
Pretax return on assets | 7.4725% | 28 |
Return on Equity (ROE) | 5.3091% | 4,269 |
Retained earnings to average equity (ytd only) | 3.9044% | 3,147 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 57.9686% | 4,860 |
Assets per employee ($millions) | 1.5612% | 5,839 |
Cash dividends to net income (ytd only)* | 26.4588% | 3,459 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3772% | 3,765 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,884 |
Net loans and leases to deposits | 0.0000% | 5,883 |
Net loans and leases to core deposits | 0.0000% | 5,872 |
Total domestic deposits to total assets | 0.0292% | 5,921 |
Equity capital to assets | 86.0692% | 20 |
Core capital (leverage) ratio | 80.5262% | 22 |
Tier 1 risk-based capital ratio | 591.4333% | 2 |
Total risk-based capital ratio | 591.4333% | 2 |
Memoranda: | ||
Average total assets | $2,066,232,000 | 387 |
Average earning assets | $994,349,400 | 667 |
Average equity | $1,779,555,000 | 91 |
Average total loans | NA | NA |
2016-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.8619% | 5,955 |
Cost of funding earning assets | 0.0000% | 5,963 |
Net interest margin | 0.8619% | 5,954 |
Noninterest income to average assets | 20.1185% | 39 |
Noninterest expense to average assets | 13.4917% | 49 |
Loan and lease loss provision to assets | 0.0000% | 4,186 |
Net operating income to assets | 4.2973% | 46 |
Return on assets (ROA) | 4.2942% | 46 |
Pretax return on assets | 7.0385% | 36 |
Return on Equity (ROE) | 4.9852% | 4,524 |
Retained earnings to average equity (ytd only) | 3.1036% | 4,051 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 59.4200% | 4,628 |
Assets per employee ($millions) | 1.5226% | 5,910 |
Cash dividends to net income (ytd only)* | 37.7439% | 2,446 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3439% | 4,032 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,950 |
Net loans and leases to deposits | 0.0000% | 5,950 |
Net loans and leases to core deposits | 0.0000% | 5,939 |
Total domestic deposits to total assets | 0.0246% | 5,989 |
Equity capital to assets | 86.1245% | 19 |
Core capital (leverage) ratio | 79.7745% | 23 |
Tier 1 risk-based capital ratio | 910.6148% | 2 |
Total risk-based capital ratio | 910.6148% | 2 |
Memoranda: | ||
Average total assets | $2,056,287,500 | 389 |
Average earning assets | $993,437,250 | 665 |
Average equity | $1,771,287,500 | 90 |
Average total loans | NA | NA |
2016-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.8469% | 6,037 |
Cost of funding earning assets | 0.0000% | 6,040 |
Net interest margin | 0.8469% | 6,034 |
Noninterest income to average assets | 20.0177% | 39 |
Noninterest expense to average assets | 13.5271% | 49 |
Loan and lease loss provision to assets | 0.0000% | 4,017 |
Net operating income to assets | 4.1779% | 48 |
Return on assets (ROA) | 4.1734% | 48 |
Pretax return on assets | 6.8902% | 35 |
Return on Equity (ROE) | 4.8446% | 4,578 |
Retained earnings to average equity (ytd only) | 4.8446% | 2,829 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 59.8932% | 4,656 |
Assets per employee ($millions) | 1.4871% | 5,986 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,619 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3045% | 4,283 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,029 |
Net loans and leases to deposits | 0.0000% | 6,029 |
Net loans and leases to core deposits | 0.0000% | 6,018 |
Total domestic deposits to total assets | 0.0253% | 6,067 |
Equity capital to assets | 86.2622% | 16 |
Core capital (leverage) ratio | 81.2622% | 23 |
Tier 1 risk-based capital ratio | 868.6238% | 2 |
Total risk-based capital ratio | 868.6238% | 2 |
Memoranda: | ||
Average total assets | $2,050,456,670 | 390 |
Average earning assets | $984,584,000 | 673 |
Average equity | $1,766,372,330 | 89 |
Average total loans | NA | NA |
2016-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.8226% | 6,102 |
Cost of funding earning assets | 0.0000% | 6,095 |
Net interest margin | 0.8226% | 6,101 |
Noninterest income to average assets | 20.4605% | 36 |
Noninterest expense to average assets | 13.1907% | 52 |
Loan and lease loss provision to assets | 0.0000% | 3,656 |
Net operating income to assets | 4.5609% | 47 |
Return on assets (ROA) | 4.5536% | 45 |
Pretax return on assets | 7.6510% | 32 |
Return on Equity (ROE) | 5.2896% | 4,342 |
Retained earnings to average equity (ytd only) | 5.2896% | 2,767 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 57.0122% | 5,091 |
Assets per employee ($millions) | 1.4815% | 6,052 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,863 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3512% | 4,161 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,091 |
Net loans and leases to deposits | 0.0000% | 6,091 |
Net loans and leases to core deposits | 0.0000% | 6,080 |
Total domestic deposits to total assets | 0.0247% | 6,130 |
Equity capital to assets | 85.9070% | 21 |
Core capital (leverage) ratio | 80.7567% | 23 |
Tier 1 risk-based capital ratio | 876.7993% | 4 |
Total risk-based capital ratio | 876.7993% | 4 |
Memoranda: | ||
Average total assets | $2,039,163,500 | 391 |
Average earning assets | $972,974,000 | 682 |
Average equity | $1,755,432,000 | 89 |
Average total loans | NA | NA |
2015-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.6637% | 6,154 |
Cost of funding earning assets | 0.0008% | 6,166 |
Net interest margin | 0.6629% | 6,154 |
Noninterest income to average assets | 20.0840% | 41 |
Noninterest expense to average assets | 14.3574% | 51 |
Loan and lease loss provision to assets | 0.0000% | 4,380 |
Net operating income to assets | 3.5219% | 65 |
Return on assets (ROA) | 3.5239% | 67 |
Pretax return on assets | 6.0292% | 42 |
Return on Equity (ROE) | 4.0788% | 4,905 |
Retained earnings to average equity (ytd only) | 2.6201% | 4,206 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 63.8545% | 4,300 |
Assets per employee ($millions) | 1.4727% | 6,107 |
Cash dividends to net income (ytd only)* | 35.7638% | 3,065 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3086% | 4,364 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,149 |
Net loans and leases to deposits | 0.0000% | 6,149 |
Net loans and leases to core deposits | 0.0000% | 6,137 |
Total domestic deposits to total assets | 0.0250% | 6,190 |
Equity capital to assets | 86.2681% | 18 |
Core capital (leverage) ratio | 80.3377% | 23 |
Tier 1 risk-based capital ratio | 763.0726% | 4 |
Total risk-based capital ratio | 763.0726% | 4 |
Memoranda: | ||
Average total assets | $1,983,672,800 | 383 |
Average earning assets | $896,168,400 | 702 |
Average equity | $1,713,809,000 | 89 |
Average total loans | NA | NA |
2015-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.6627% | 6,247 |
Cost of funding earning assets | 0.0002% | 6,252 |
Net interest margin | 0.6626% | 6,242 |
Noninterest income to average assets | 20.2617% | 42 |
Noninterest expense to average assets | 14.5317% | 52 |
Loan and lease loss provision to assets | 0.0000% | 4,232 |
Net operating income to assets | 3.3941% | 68 |
Return on assets (ROA) | 3.3941% | 67 |
Pretax return on assets | 6.0261% | 42 |
Return on Equity (ROE) | 3.9270% | 5,051 |
Retained earnings to average equity (ytd only) | 1.9737% | 4,890 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 64.1262% | 4,224 |
Assets per employee ($millions) | 1.4806% | 6,196 |
Cash dividends to net income (ytd only)* | 49.7394% | 1,881 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.5117% | 3,782 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,236 |
Net loans and leases to deposits | 0.0000% | 6,236 |
Net loans and leases to core deposits | 0.0000% | 6,224 |
Total domestic deposits to total assets | 0.0250% | 6,277 |
Equity capital to assets | 86.0272% | 18 |
Core capital (leverage) ratio | 80.0659% | 25 |
Tier 1 risk-based capital ratio | 676.6595% | 4 |
Total risk-based capital ratio | 676.6595% | 4 |
Memoranda: | ||
Average total assets | $1,974,456,250 | 387 |
Average earning assets | $882,378,000 | 723 |
Average equity | $1,706,491,000 | 91 |
Average total loans | NA | NA |
2015-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.6609% | 6,326 |
Cost of funding earning assets | 0.0002% | 6,326 |
Net interest margin | 0.6607% | 6,322 |
Noninterest income to average assets | 19.8842% | 44 |
Noninterest expense to average assets | 13.7596% | 57 |
Loan and lease loss provision to assets | 0.0000% | 4,069 |
Net operating income to assets | 3.4559% | 71 |
Return on assets (ROA) | 3.4559% | 72 |
Pretax return on assets | 6.4165% | 44 |
Return on Equity (ROE) | 3.9923% | 5,023 |
Retained earnings to average equity (ytd only) | 1.0519% | 5,151 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 61.4698% | 4,758 |
Assets per employee ($millions) | 1.4568% | 6,274 |
Cash dividends to net income (ytd only)* | 73.6529% | 1,089 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.5306% | 3,843 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,313 |
Net loans and leases to deposits | 0.0000% | 6,313 |
Net loans and leases to core deposits | 0.0000% | 6,300 |
Total domestic deposits to total assets | 0.0262% | 6,355 |
Equity capital to assets | 85.9129% | 19 |
Core capital (leverage) ratio | 80.8741% | 24 |
Tier 1 risk-based capital ratio | 620.2649% | 3 |
Total risk-based capital ratio | 620.2649% | 3 |
Memoranda: | ||
Average total assets | $1,964,342,000 | 389 |
Average earning assets | $867,864,330 | 741 |
Average equity | $1,700,430,330 | 93 |
Average total loans | NA | NA |
2015-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.6567% | 6,399 |
Cost of funding earning assets | 0.0005% | 6,392 |
Net interest margin | 0.6562% | 6,395 |
Noninterest income to average assets | 19.0613% | 44 |
Noninterest expense to average assets | 13.0375% | 58 |
Loan and lease loss provision to assets | 0.0000% | 3,703 |
Net operating income to assets | 3.9957% | 58 |
Return on assets (ROA) | 3.9957% | 61 |
Pretax return on assets | 6.3139% | 47 |
Return on Equity (ROE) | 4.5983% | 4,716 |
Retained earnings to average equity (ytd only) | -1.2963% | 5,588 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 60.3083% | 5,052 |
Assets per employee ($millions) | 1.4532% | 6,339 |
Cash dividends to net income (ytd only)* | 128.1920% | 472 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4983% | 4,032 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,384 |
Net loans and leases to deposits | 0.0000% | 6,384 |
Net loans and leases to core deposits | 0.0000% | 6,371 |
Total domestic deposits to total assets | 0.0296% | 6,427 |
Equity capital to assets | 86.9831% | 16 |
Core capital (leverage) ratio | 80.3820% | 27 |
Tier 1 risk-based capital ratio | 648.5916% | 3 |
Total risk-based capital ratio | 648.5916% | 3 |
Memoranda: | ||
Average total assets | $1,952,274,500 | 388 |
Average earning assets | $863,106,000 | 745 |
Average equity | $1,696,466,000 | 92 |
Average total loans | NA | NA |
2014-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.7497% | 6,481 |
Cost of funding earning assets | 0.0001% | 6,492 |
Net interest margin | 0.7496% | 6,479 |
Noninterest income to average assets | 20.7792% | 39 |
Noninterest expense to average assets | 13.8725% | 52 |
Loan and lease loss provision to assets | 0.0000% | 4,603 |
Net operating income to assets | 4.4111% | 49 |
Return on assets (ROA) | 4.4535% | 48 |
Pretax return on assets | 7.2953% | 36 |
Return on Equity (ROE) | 5.1199% | 4,600 |
Retained earnings to average equity (ytd only) | 0.6781% | 5,458 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 59.2247% | 5,317 |
Assets per employee ($millions) | 1.4727% | 6,430 |
Cash dividends to net income (ytd only)* | 86.7564% | 672 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4618% | 4,272 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,475 |
Net loans and leases to deposits | 0.0000% | 6,475 |
Net loans and leases to core deposits | 0.0000% | 6,462 |
Total domestic deposits to total assets | 0.0256% | 6,518 |
Equity capital to assets | 86.8111% | 15 |
Core capital (leverage) ratio | 79.9341% | 24 |
Tier 1 risk-based capital ratio | 693.2967% | 2 |
Total risk-based capital ratio | 693.2967% | 2 |
Memoranda: | ||
Average total assets | $1,941,164,800 | 378 |
Average earning assets | $834,814,800 | 734 |
Average equity | $1,688,495,400 | 89 |
Average total loans | NA | NA |
2014-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.7761% | 6,562 |
Cost of funding earning assets | 0.0002% | 6,573 |
Net interest margin | 0.7759% | 6,561 |
Noninterest income to average assets | 20.7461% | 40 |
Noninterest expense to average assets | 14.2539% | 49 |
Loan and lease loss provision to assets | 0.0000% | 4,401 |
Net operating income to assets | 4.0759% | 62 |
Return on assets (ROA) | 4.1326% | 62 |
Pretax return on assets | 6.9122% | 41 |
Return on Equity (ROE) | 4.7486% | 4,838 |
Retained earnings to average equity (ytd only) | -1.1830% | 5,987 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 61.0873% | 5,023 |
Assets per employee ($millions) | 1.4137% | 6,514 |
Cash dividends to net income (ytd only)* | 124.9126% | 203 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.5496% | 4,207 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,554 |
Net loans and leases to deposits | 0.0000% | 6,554 |
Net loans and leases to core deposits | 0.0000% | 6,541 |
Total domestic deposits to total assets | 0.0468% | 6,597 |
Equity capital to assets | 86.6388% | 14 |
Core capital (leverage) ratio | 77.4321% | 27 |
Tier 1 risk-based capital ratio | 632.6192% | 2 |
Total risk-based capital ratio | 632.6192% | 2 |
Memoranda: | ||
Average total assets | $1,937,156,750 | 372 |
Average earning assets | $827,573,500 | 738 |
Average equity | $1,685,853,000 | 90 |
Average total loans | NA | NA |
2014-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.7935% | 6,625 |
Cost of funding earning assets | 0.0000% | 6,634 |
Net interest margin | 0.7935% | 6,624 |
Noninterest income to average assets | 20.4433% | 38 |
Noninterest expense to average assets | 14.3836% | 49 |
Loan and lease loss provision to assets | 0.0000% | 4,196 |
Net operating income to assets | 3.6486% | 68 |
Return on assets (ROA) | 3.7335% | 68 |
Pretax return on assets | 6.5316% | 45 |
Return on Equity (ROE) | 4.2836% | 5,026 |
Retained earnings to average equity (ytd only) | 1.3252% | 5,215 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 62.5849% | 4,932 |
Assets per employee ($millions) | 1.3570% | 6,585 |
Cash dividends to net income (ytd only)* | 69.0627% | 1,192 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3852% | 4,866 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,622 |
Net loans and leases to deposits | 0.0000% | 6,622 |
Net loans and leases to core deposits | 0.0000% | 6,609 |
Total domestic deposits to total assets | 0.0500% | 6,664 |
Equity capital to assets | 87.2131% | 11 |
Core capital (leverage) ratio | 79.6215% | 25 |
Tier 1 risk-based capital ratio | 636.2043% | 2 |
Total risk-based capital ratio | 636.2043% | 2 |
Memoranda: | ||
Average total assets | $1,939,169,000 | 374 |
Average earning assets | $829,013,670 | 739 |
Average equity | $1,690,104,000 | 86 |
Average total loans | NA | NA |
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.8465% | 6,705 |
Cost of funding earning assets | 0.0000% | 6,699 |
Net interest margin | 0.8465% | 6,700 |
Noninterest income to average assets | 21.3193% | 36 |
Noninterest expense to average assets | 14.6711% | 46 |
Loan and lease loss provision to assets | 0.0000% | 3,817 |
Net operating income to assets | 3.5756% | 71 |
Return on assets (ROA) | 3.7458% | 72 |
Pretax return on assets | 7.2741% | 38 |
Return on Equity (ROE) | 4.2993% | 4,886 |
Retained earnings to average equity (ytd only) | -1.6340% | 5,815 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 61.3056% | 5,230 |
Assets per employee ($millions) | 1.2866% | 6,657 |
Cash dividends to net income (ytd only)* | 138.0072% | 443 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3821% | 5,014 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,692 |
Net loans and leases to deposits | 0.0000% | 6,692 |
Net loans and leases to core deposits | 0.0000% | 6,679 |
Total domestic deposits to total assets | 0.0358% | 6,737 |
Equity capital to assets | 87.0176% | 19 |
Core capital (leverage) ratio | 77.7093% | 29 |
Tier 1 risk-based capital ratio | 689.0861% | 2 |
Total risk-based capital ratio | 689.0861% | 2 |
Memoranda: | ||
Average total assets | $1,934,419,500 | 376 |
Average earning assets | $822,646,000 | 752 |
Average equity | $1,685,409,000 | 86 |
Average total loans | NA | NA |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0140% | 6,774 |
Cost of funding earning assets | 0.0000% | 6,798 |
Net interest margin | 1.0140% | 6,760 |
Noninterest income to average assets | 24.4045% | 30 |
Noninterest expense to average assets | 15.1599% | 50 |
Loan and lease loss provision to assets | 0.0000% | 5,091 |
Net operating income to assets | 6.2035% | 37 |
Return on assets (ROA) | 6.2035% | 37 |
Pretax return on assets | 9.6566% | 27 |
Return on Equity (ROE) | 7.1010% | 3,510 |
Retained earnings to average equity (ytd only) | 1.1662% | 5,303 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 55.1323% | 6,036 |
Assets per employee ($millions) | 1.2740% | 6,738 |
Cash dividends to net income (ytd only)* | 83.5764% | 807 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.3772% | 5,116 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,772 |
Net loans and leases to deposits | 0.0000% | 6,772 |
Net loans and leases to core deposits | 0.0000% | 6,760 |
Total domestic deposits to total assets | 0.0419% | 6,818 |
Equity capital to assets | 87.2369% | 17 |
Core capital (leverage) ratio | 77.6595% | 26 |
Tier 1 risk-based capital ratio | 603.0956% | 4 |
Total risk-based capital ratio | 603.0956% | 4 |
Memoranda: | ||
Average total assets | $1,928,769,000 | 365 |
Average earning assets | $783,717,200 | 773 |
Average equity | $1,684,977,200 | 82 |
Average total loans | NA | NA |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0350% | 6,854 |
Cost of funding earning assets | 0.0000% | 6,877 |
Net interest margin | 1.0350% | 6,845 |
Noninterest income to average assets | 25.0896% | 30 |
Noninterest expense to average assets | 14.9659% | 50 |
Loan and lease loss provision to assets | 0.0000% | 4,941 |
Net operating income to assets | 6.7622% | 30 |
Return on assets (ROA) | 6.7622% | 29 |
Pretax return on assets | 10.5396% | 27 |
Return on Equity (ROE) | 7.7378% | 3,269 |
Retained earnings to average equity (ytd only) | 1.7994% | 5,241 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 52.8751% | 6,190 |
Assets per employee ($millions) | 1.2702% | 6,817 |
Cash dividends to net income (ytd only)* | 76.7452% | 878 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4108% | 5,189 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,855 |
Net loans and leases to deposits | 0.0000% | 6,854 |
Net loans and leases to core deposits | 0.0000% | 6,842 |
Total domestic deposits to total assets | 0.0336% | 6,896 |
Equity capital to assets | 87.4536% | 15 |
Core capital (leverage) ratio | 78.5008% | 23 |
Tier 1 risk-based capital ratio | 581.3183% | 3 |
Total risk-based capital ratio | 581.3183% | 3 |
Memoranda: | ||
Average total assets | $1,926,859,750 | 368 |
Average earning assets | $774,332,500 | 780 |
Average equity | $1,683,906,250 | 82 |
Average total loans | NA | NA |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0434% | 6,904 |
Cost of funding earning assets | 0.0000% | 6,924 |
Net interest margin | 1.0434% | 6,892 |
Noninterest income to average assets | 26.4188% | 30 |
Noninterest expense to average assets | 15.2476% | 48 |
Loan and lease loss provision to assets | 0.0000% | 4,788 |
Net operating income to assets | 7.4453% | 24 |
Return on assets (ROA) | 7.4453% | 24 |
Pretax return on assets | 11.5849% | 24 |
Return on Equity (ROE) | 8.5216% | 2,837 |
Retained earnings to average equity (ytd only) | 2.5724% | 4,665 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 51.2992% | 6,327 |
Assets per employee ($millions) | 1.2781% | 6,864 |
Cash dividends to net income (ytd only)* | 69.8129% | 1,200 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4556% | 5,135 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,904 |
Net loans and leases to deposits | 0.0000% | 6,904 |
Net loans and leases to core deposits | 0.0000% | 6,892 |
Total domestic deposits to total assets | 0.0279% | 6,947 |
Equity capital to assets | 87.1449% | 14 |
Core capital (leverage) ratio | 80.2434% | 23 |
Tier 1 risk-based capital ratio | 509.9648% | 4 |
Total risk-based capital ratio | 509.9648% | 4 |
Memoranda: | ||
Average total assets | $1,923,888,670 | 368 |
Average earning assets | $762,700,670 | 793 |
Average equity | $1,680,907,330 | 82 |
Average total loans | NA | NA |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0533% | 6,986 |
Cost of funding earning assets | 0.0000% | 6,994 |
Net interest margin | 1.0533% | 6,976 |
Noninterest income to average assets | 26.6649% | 30 |
Noninterest expense to average assets | 16.2851% | 49 |
Loan and lease loss provision to assets | 0.0000% | 4,409 |
Net operating income to assets | 6.9367% | 33 |
Return on assets (ROA) | 6.9367% | 35 |
Pretax return on assets | 10.7925% | 27 |
Return on Equity (ROE) | 7.9291% | 3,016 |
Retained earnings to average equity (ytd only) | 1.9605% | 5,022 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.6404% | 6,180 |
Assets per employee ($millions) | 1.2997% | 6,938 |
Cash dividends to net income (ytd only)* | 75.2740% | 968 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4893% | 5,153 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,982 |
Net loans and leases to deposits | 0.0000% | 6,982 |
Net loans and leases to core deposits | 0.0000% | 6,969 |
Total domestic deposits to total assets | 0.0279% | 7,026 |
Equity capital to assets | 87.3694% | 16 |
Core capital (leverage) ratio | 80.6712% | 22 |
Tier 1 risk-based capital ratio | 247.3405% | 24 |
Total risk-based capital ratio | 247.3405% | 24 |
Memoranda: | ||
Average total assets | $1,915,145,500 | 372 |
Average earning assets | $750,434,000 | 819 |
Average equity | $1,675,456,500 | 83 |
Average total loans | NA | NA |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0679% | 7,040 |
Cost of funding earning assets | 0.0391% | 7,043 |
Net interest margin | 1.0288% | 7,028 |
Noninterest income to average assets | 24.1534% | 32 |
Noninterest expense to average assets | 13.5473% | 58 |
Loan and lease loss provision to assets | 0.0000% | 5,905 |
Net operating income to assets | 7.1034% | 30 |
Return on assets (ROA) | 7.1369% | 30 |
Pretax return on assets | 11.0597% | 29 |
Return on Equity (ROE) | 8.3666% | 2,927 |
Retained earnings to average equity (ytd only) | 2.3113% | 4,610 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 49.1668% | 6,641 |
Assets per employee ($millions) | 1.2945% | 7,006 |
Cash dividends to net income (ytd only)* | 72.3746% | 1,274 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2258% | 5,994 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,047 |
Net loans and leases to deposits | 0.0000% | 7,047 |
Net loans and leases to core deposits | 0.0000% | 7,034 |
Total domestic deposits to total assets | 0.0261% | 7,089 |
Equity capital to assets | 87.6006% | 16 |
Core capital (leverage) ratio | 81.3840% | 22 |
Tier 1 risk-based capital ratio | 238.5261% | 26 |
Total risk-based capital ratio | 238.5261% | 25 |
Memoranda: | ||
Average total assets | $1,935,983,600 | 362 |
Average earning assets | $756,709,200 | 789 |
Average equity | $1,651,438,000 | 80 |
Average total loans | NA | NA |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0628% | 7,153 |
Cost of funding earning assets | 0.0518% | 7,146 |
Net interest margin | 1.0110% | 7,141 |
Noninterest income to average assets | 23.5918% | 34 |
Noninterest expense to average assets | 13.1551% | 59 |
Loan and lease loss provision to assets | 0.0000% | 5,790 |
Net operating income to assets | 6.7278% | 31 |
Return on assets (ROA) | 6.7716% | 31 |
Pretax return on assets | 10.9018% | 26 |
Return on Equity (ROE) | 7.9912% | 3,288 |
Retained earnings to average equity (ytd only) | 1.9176% | 5,373 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 48.7160% | 6,680 |
Assets per employee ($millions) | 1.3443% | 7,097 |
Cash dividends to net income (ytd only)* | 76.0040% | 749 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2123% | 6,179 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,148 |
Net loans and leases to deposits | 0.0000% | 7,147 |
Net loans and leases to core deposits | 0.0000% | 7,135 |
Total domestic deposits to total assets | 0.0283% | 7,188 |
Equity capital to assets | 87.7619% | 14 |
Core capital (leverage) ratio | 80.1942% | 19 |
Tier 1 risk-based capital ratio | 252.1526% | 22 |
Total risk-based capital ratio | 252.1526% | 22 |
Memoranda: | ||
Average total assets | $1,942,953,000 | 364 |
Average earning assets | $762,139,500 | 788 |
Average equity | $1,646,419,500 | 81 |
Average total loans | NA | NA |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0556% | 7,219 |
Cost of funding earning assets | 0.0764% | 7,196 |
Net interest margin | 0.9792% | 7,209 |
Noninterest income to average assets | 23.4305% | 34 |
Noninterest expense to average assets | 12.9591% | 61 |
Loan and lease loss provision to assets | 0.0000% | 5,619 |
Net operating income to assets | 6.7598% | 32 |
Return on assets (ROA) | 6.8250% | 32 |
Pretax return on assets | 10.9589% | 26 |
Return on Equity (ROE) | 8.1475% | 3,197 |
Retained earnings to average equity (ytd only) | 2.0600% | 5,170 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 48.3010% | 6,759 |
Assets per employee ($millions) | 1.3538% | 7,160 |
Cash dividends to net income (ytd only)* | 74.7161% | 947 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2054% | 6,269 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,209 |
Net loans and leases to deposits | 0.0000% | 7,209 |
Net loans and leases to core deposits | 0.0000% | 7,197 |
Total domestic deposits to total assets | 0.0266% | 7,253 |
Equity capital to assets | 87.7746% | 13 |
Core capital (leverage) ratio | 76.0483% | 23 |
Tier 1 risk-based capital ratio | 397.6518% | 10 |
Total risk-based capital ratio | 397.6518% | 10 |
Memoranda: | ||
Average total assets | $1,961,039,670 | 365 |
Average earning assets | $772,464,000 | 778 |
Average equity | $1,642,708,670 | 83 |
Average total loans | NA | NA |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.7919% | 7,285 |
Cost of funding earning assets | 0.1469% | 7,197 |
Net interest margin | 0.6450% | 7,281 |
Noninterest income to average assets | 23.0158% | 32 |
Noninterest expense to average assets | 12.4492% | 62 |
Loan and lease loss provision to assets | 0.0000% | 5,254 |
Net operating income to assets | 6.7902% | 32 |
Return on assets (ROA) | 6.9178% | 33 |
Pretax return on assets | 11.0249% | 28 |
Return on Equity (ROE) | 8.4483% | 3,082 |
Retained earnings to average equity (ytd only) | 2.3461% | 5,086 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 47.3602% | 6,841 |
Assets per employee ($millions) | 1.3437% | 7,228 |
Cash dividends to net income (ytd only)* | 72.2293% | 935 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.1723% | 6,455 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,271 |
Net loans and leases to deposits | 0.0000% | 7,271 |
Net loans and leases to core deposits | 0.0000% | 7,258 |
Total domestic deposits to total assets | 0.0269% | 7,315 |
Equity capital to assets | 87.8410% | 13 |
Core capital (leverage) ratio | 69.5589% | 25 |
Tier 1 risk-based capital ratio | 399.9807% | 11 |
Total risk-based capital ratio | 399.9807% | 11 |
Memoranda: | ||
Average total assets | $2,001,324,000 | 357 |
Average earning assets | $803,119,000 | 747 |
Average equity | $1,638,775,000 | 82 |
Average total loans | NA | NA |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1379% | 7,326 |
Cost of funding earning assets | 0.5535% | 6,323 |
Net interest margin | 0.5843% | 7,329 |
Noninterest income to average assets | 24.6421% | 31 |
Noninterest expense to average assets | 12.4650% | 57 |
Loan and lease loss provision to assets | 0.0000% | 6,496 |
Net operating income to assets | 7.9623% | 27 |
Return on assets (ROA) | 7.9623% | 28 |
Pretax return on assets | 12.4218% | 23 |
Return on Equity (ROE) | 10.4387% | 1,894 |
Retained earnings to average equity (ytd only) | 4.2010% | 3,191 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 44.6294% | 7,101 |
Assets per employee ($millions) | 1.5133% | 7,259 |
Cash dividends to net income (ytd only)* | 59.7550% | 1,579 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2309% | 6,384 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,320 |
Net loans and leases to deposits | 0.0000% | 7,320 |
Net loans and leases to core deposits | 0.0000% | 7,305 |
Total domestic deposits to total assets | 0.0237% | 7,364 |
Equity capital to assets | 76.6593% | 25 |
Core capital (leverage) ratio | 55.3070% | 34 |
Tier 1 risk-based capital ratio | 357.7162% | 12 |
Total risk-based capital ratio | 357.7162% | 12 |
Memoranda: | ||
Average total assets | $2,101,771,400 | 328 |
Average earning assets | $879,979,600 | 671 |
Average equity | $1,603,170,800 | 83 |
Average total loans | NA | NA |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1351% | 7,405 |
Cost of funding earning assets | 0.5563% | 6,492 |
Net interest margin | 0.5787% | 7,411 |
Noninterest income to average assets | 25.5916% | 31 |
Noninterest expense to average assets | 12.5580% | 56 |
Loan and lease loss provision to assets | 0.0000% | 6,393 |
Net operating income to assets | 8.3076% | 26 |
Return on assets (ROA) | 8.3076% | 29 |
Pretax return on assets | 13.2751% | 21 |
Return on Equity (ROE) | 10.9052% | 1,895 |
Retained earnings to average equity (ytd only) | 4.6371% | 3,419 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 43.3356% | 7,168 |
Assets per employee ($millions) | 1.4867% | 7,342 |
Cash dividends to net income (ytd only)* | 57.4783% | 1,303 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2684% | 6,393 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,401 |
Net loans and leases to deposits | 0.0000% | 7,400 |
Net loans and leases to core deposits | 0.0000% | 7,385 |
Total domestic deposits to total assets | 0.0236% | 7,441 |
Equity capital to assets | 76.6056% | 30 |
Core capital (leverage) ratio | 54.7058% | 36 |
Tier 1 risk-based capital ratio | 357.4705% | 16 |
Total risk-based capital ratio | 357.4705% | 16 |
Memoranda: | ||
Average total assets | $2,094,167,500 | 330 |
Average earning assets | $873,823,750 | 681 |
Average equity | $1,595,333,750 | 83 |
Average total loans | NA | NA |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1063% | 7,481 |
Cost of funding earning assets | 0.5642% | 6,612 |
Net interest margin | 0.5421% | 7,483 |
Noninterest income to average assets | 26.6674% | 30 |
Noninterest expense to average assets | 12.6113% | 58 |
Loan and lease loss provision to assets | 0.0000% | 6,217 |
Net operating income to assets | 8.9813% | 25 |
Return on assets (ROA) | 8.9813% | 27 |
Pretax return on assets | 14.2790% | 23 |
Return on Equity (ROE) | 11.8120% | 1,549 |
Retained earnings to average equity (ytd only) | 5.5073% | 2,690 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 41.8106% | 7,304 |
Assets per employee ($millions) | 1.4486% | 7,416 |
Cash dividends to net income (ytd only)* | 53.3749% | 1,584 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2445% | 6,517 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,475 |
Net loans and leases to deposits | 0.0000% | 7,474 |
Net loans and leases to core deposits | 0.0000% | 7,460 |
Total domestic deposits to total assets | 0.0240% | 7,519 |
Equity capital to assets | 76.4137% | 33 |
Core capital (leverage) ratio | 54.2110% | 41 |
Tier 1 risk-based capital ratio | 341.1072% | 18 |
Total risk-based capital ratio | 341.1072% | 18 |
Memoranda: | ||
Average total assets | $2,086,043,000 | 335 |
Average earning assets | $857,834,000 | 703 |
Average equity | $1,586,138,000 | 85 |
Average total loans | NA | NA |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.0313% | 7,545 |
Cost of funding earning assets | 0.5719% | 6,720 |
Net interest margin | 0.4593% | 7,548 |
Noninterest income to average assets | 27.9833% | 31 |
Noninterest expense to average assets | 12.4415% | 58 |
Loan and lease loss provision to assets | 0.0000% | 5,840 |
Net operating income to assets | 9.5596% | 23 |
Return on assets (ROA) | 9.5596% | 24 |
Pretax return on assets | 15.7281% | 20 |
Return on Equity (ROE) | 12.6042% | 1,299 |
Retained earnings to average equity (ytd only) | 6.2551% | 2,492 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 39.2870% | 7,404 |
Assets per employee ($millions) | 1.4371% | 7,480 |
Cash dividends to net income (ytd only)* | 50.3728% | 1,464 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.1904% | 6,678 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,537 |
Net loans and leases to deposits | 0.0000% | 7,537 |
Net loans and leases to core deposits | 0.0000% | 7,521 |
Total domestic deposits to total assets | 0.0240% | 7,581 |
Equity capital to assets | 76.1039% | 30 |
Core capital (leverage) ratio | 53.3500% | 38 |
Tier 1 risk-based capital ratio | 325.0624% | 18 |
Total risk-based capital ratio | 325.0624% | 18 |
Memoranda: | ||
Average total assets | $2,076,665,500 | 340 |
Average earning assets | $842,076,500 | 719 |
Average equity | $1,575,030,000 | 85 |
Average total loans | NA | NA |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1178% | 7,595 |
Cost of funding earning assets | 0.6602% | 6,983 |
Net interest margin | 0.4576% | 7,611 |
Noninterest income to average assets | 29.7820% | 34 |
Noninterest expense to average assets | 13.4072% | 57 |
Loan and lease loss provision to assets | 0.0000% | 7,042 |
Net operating income to assets | 10.0614% | 16 |
Return on assets (ROA) | 10.0614% | 17 |
Pretax return on assets | 16.5453% | 15 |
Return on Equity (ROE) | 13.3083% | 1,020 |
Retained earnings to average equity (ytd only) | 6.7173% | 1,445 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 40.0127% | 7,507 |
Assets per employee ($millions) | 1.4069% | 7,564 |
Cash dividends to net income (ytd only)* | 49.5258% | 2,103 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.1573% | 6,836 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,616 |
Net loans and leases to deposits | 0.0000% | 7,616 |
Net loans and leases to core deposits | 0.0000% | 7,598 |
Total domestic deposits to total assets | 0.0242% | 7,661 |
Equity capital to assets | 75.5824% | 33 |
Core capital (leverage) ratio | 52.3323% | 45 |
Tier 1 risk-based capital ratio | 331.7397% | 21 |
Total risk-based capital ratio | 331.7397% | 21 |
Memoranda: | ||
Average total assets | $2,006,822,600 | 347 |
Average earning assets | $748,083,800 | 816 |
Average equity | $1,517,207,000 | 81 |
Average total loans | NA | NA |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1735% | 7,719 |
Cost of funding earning assets | 0.6734% | 7,122 |
Net interest margin | 0.5000% | 7,725 |
Noninterest income to average assets | 29.7776% | 34 |
Noninterest expense to average assets | 13.4150% | 56 |
Loan and lease loss provision to assets | 0.0000% | 6,977 |
Net operating income to assets | 10.0639% | 16 |
Return on assets (ROA) | 10.0639% | 17 |
Pretax return on assets | 16.5456% | 16 |
Return on Equity (ROE) | 13.3107% | 1,184 |
Retained earnings to average equity (ytd only) | 6.6696% | 2,006 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 39.9915% | 7,584 |
Assets per employee ($millions) | 1.3209% | 7,672 |
Cash dividends to net income (ytd only)* | 49.8929% | 1,626 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2292% | 6,792 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,720 |
Net loans and leases to deposits | 0.0000% | 7,720 |
Net loans and leases to core deposits | 0.0000% | 7,701 |
Total domestic deposits to total assets | 0.0247% | 7,767 |
Equity capital to assets | 75.8308% | 35 |
Core capital (leverage) ratio | 49.7199% | 49 |
Tier 1 risk-based capital ratio | 315.1227% | 23 |
Total risk-based capital ratio | 315.1227% | 23 |
Memoranda: | ||
Average total assets | $1,991,510,750 | 348 |
Average earning assets | $728,984,000 | 844 |
Average equity | $1,505,734,750 | 81 |
Average total loans | NA | NA |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.2403% | 7,793 |
Cost of funding earning assets | 0.6812% | 7,229 |
Net interest margin | 0.5590% | 7,795 |
Noninterest income to average assets | 30.2643% | 34 |
Noninterest expense to average assets | 13.6628% | 55 |
Loan and lease loss provision to assets | 0.0000% | 6,857 |
Net operating income to assets | 10.1897% | 19 |
Return on assets (ROA) | 10.1897% | 20 |
Pretax return on assets | 16.8026% | 17 |
Return on Equity (ROE) | 13.4907% | 1,144 |
Retained earnings to average equity (ytd only) | 10.1465% | 816 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 40.1135% | 7,643 |
Assets per employee ($millions) | 1.2495% | 7,747 |
Cash dividends to net income (ytd only)* | 24.7886% | 2,714 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2225% | 6,839 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,788 |
Net loans and leases to deposits | 0.0000% | 7,788 |
Net loans and leases to core deposits | 0.0000% | 7,770 |
Total domestic deposits to total assets | 0.0276% | 7,835 |
Equity capital to assets | 75.9985% | 35 |
Core capital (leverage) ratio | 52.5346% | 46 |
Tier 1 risk-based capital ratio | 282.6167% | 25 |
Total risk-based capital ratio | 282.6167% | 25 |
Memoranda: | ||
Average total assets | $1,979,507,330 | 351 |
Average earning assets | $711,953,000 | 867 |
Average equity | $1,495,151,330 | 80 |
Average total loans | NA | NA |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.3450% | 7,897 |
Cost of funding earning assets | 0.7019% | 7,333 |
Net interest margin | 0.6431% | 7,894 |
Noninterest income to average assets | 30.6113% | 34 |
Noninterest expense to average assets | 13.5201% | 54 |
Loan and lease loss provision to assets | 0.0000% | 6,552 |
Net operating income to assets | 10.6229% | 17 |
Return on assets (ROA) | 10.6229% | 18 |
Pretax return on assets | 17.3170% | 18 |
Return on Equity (ROE) | 14.1093% | 1,038 |
Retained earnings to average equity (ytd only) | 7.3250% | 2,007 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 39.1155% | 7,753 |
Assets per employee ($millions) | 1.2806% | 7,847 |
Cash dividends to net income (ytd only)* | 48.0834% | 1,523 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2860% | 6,760 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,889 |
Net loans and leases to deposits | 0.0000% | 7,889 |
Net loans and leases to core deposits | 0.0000% | 7,870 |
Total domestic deposits to total assets | 0.0271% | 7,938 |
Equity capital to assets | 75.6359% | 32 |
Core capital (leverage) ratio | 47.5993% | 49 |
Tier 1 risk-based capital ratio | 241.2710% | 27 |
Total risk-based capital ratio | 241.2710% | 27 |
Memoranda: | ||
Average total assets | $1,957,773,000 | 364 |
Average earning assets | $687,298,000 | 919 |
Average equity | $1,474,011,500 | 79 |
Average total loans | NA | NA |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.9010% | 7,930 |
Cost of funding earning assets | 0.9124% | 7,379 |
Net interest margin | 0.9886% | 7,932 |
Noninterest income to average assets | 30.7846% | 35 |
Noninterest expense to average assets | 16.0152% | 55 |
Loan and lease loss provision to assets | 0.0000% | 7,427 |
Net operating income to assets | 9.0634% | 15 |
Return on assets (ROA) | 9.0634% | 16 |
Pretax return on assets | 15.0787% | 14 |
Return on Equity (ROE) | 11.9804% | 1,167 |
Retained earnings to average equity (ytd only) | 3.2517% | 2,882 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 46.6649% | 7,682 |
Assets per employee ($millions) | 1.2836% | 7,929 |
Cash dividends to net income (ytd only)* | 72.8578% | 1,446 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.2862% | 6,735 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,964 |
Net loans and leases to deposits | 0.0000% | 7,964 |
Net loans and leases to core deposits | 0.0000% | 7,957 |
Total domestic deposits to total assets | 0.0273% | 8,014 |
Equity capital to assets | 74.9412% | 34 |
Core capital (leverage) ratio | 45.0575% | 54 |
Tier 1 risk-based capital ratio | 247.4876% | 25 |
Total risk-based capital ratio | 247.4876% | 25 |
Memoranda: | ||
Average total assets | $1,892,955,400 | 369 |
Average earning assets | $592,371,800 | 1,061 |
Average equity | $1,432,061,400 | 83 |
Average total loans | NA | NA |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.9883% | 8,030 |
Cost of funding earning assets | 0.9592% | 7,465 |
Net interest margin | 1.0291% | 8,018 |
Noninterest income to average assets | 30.0947% | 36 |
Noninterest expense to average assets | 15.6550% | 60 |
Loan and lease loss provision to assets | 0.0000% | 7,284 |
Net operating income to assets | 8.9681% | 18 |
Return on assets (ROA) | 8.9681% | 18 |
Pretax return on assets | 14.7520% | 15 |
Return on Equity (ROE) | 11.8256% | 1,404 |
Retained earnings to average equity (ytd only) | 2.4692% | 3,947 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 46.5011% | 7,747 |
Assets per employee ($millions) | 1.2542% | 8,015 |
Cash dividends to net income (ytd only)* | 79.1202% | 977 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4314% | 6,375 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,051 |
Net loans and leases to deposits | 0.0000% | 8,051 |
Net loans and leases to core deposits | 0.0000% | 8,041 |
Total domestic deposits to total assets | 0.0896% | 8,100 |
Equity capital to assets | 75.4726% | 35 |
Core capital (leverage) ratio | 42.4328% | 66 |
Tier 1 risk-based capital ratio | 227.6283% | 34 |
Total risk-based capital ratio | 227.6283% | 34 |
Memoranda: | ||
Average total assets | $1,879,050,500 | 386 |
Average earning assets | $570,455,500 | 1,120 |
Average equity | $1,425,005,250 | 85 |
Average total loans | NA | NA |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.0073% | 8,124 |
Cost of funding earning assets | 1.0226% | 7,505 |
Net interest margin | 0.9847% | 8,103 |
Noninterest income to average assets | 29.7561% | 38 |
Noninterest expense to average assets | 15.7482% | 66 |
Loan and lease loss provision to assets | 0.0000% | 7,158 |
Net operating income to assets | 8.6917% | 17 |
Return on assets (ROA) | 8.6917% | 18 |
Pretax return on assets | 14.2968% | 17 |
Return on Equity (ROE) | 11.4424% | 1,574 |
Retained earnings to average equity (ytd only) | 4.3974% | 2,853 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 47.3427% | 7,793 |
Assets per employee ($millions) | 1.2729% | 8,102 |
Cash dividends to net income (ytd only)* | 61.5695% | 1,619 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4015% | 6,455 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,143 |
Net loans and leases to deposits | 0.0000% | 8,143 |
Net loans and leases to core deposits | 0.0000% | 8,133 |
Total domestic deposits to total assets | 0.0313% | 8,198 |
Equity capital to assets | 75.6731% | 35 |
Core capital (leverage) ratio | 43.0003% | 82 |
Tier 1 risk-based capital ratio | 230.8863% | 31 |
Total risk-based capital ratio | 230.8863% | 31 |
Memoranda: | ||
Average total assets | $1,868,661,330 | 398 |
Average earning assets | $548,191,330 | 1,183 |
Average equity | $1,419,443,330 | 90 |
Average total loans | NA | NA |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.1033% | 8,184 |
Cost of funding earning assets | 1.0712% | 7,561 |
Net interest margin | 1.0321% | 8,159 |
Noninterest income to average assets | 26.6001% | 39 |
Noninterest expense to average assets | 16.3953% | 65 |
Loan and lease loss provision to assets | 0.0000% | 6,744 |
Net operating income to assets | 6.3807% | 20 |
Return on assets (ROA) | 6.3807% | 24 |
Pretax return on assets | 10.4956% | 20 |
Return on Equity (ROE) | 8.3836% | 2,976 |
Retained earnings to average equity (ytd only) | -5.8437% | 6,661 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 55.2348% | 7,074 |
Assets per employee ($millions) | 1.2541% | 8,148 |
Cash dividends to net income (ytd only)* | 169.7044% | 384 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4355% | 6,196 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,196 |
Net loans and leases to deposits | 0.0000% | 8,196 |
Net loans and leases to core deposits | 0.0000% | 8,185 |
Total domestic deposits to total assets | 0.0981% | 8,248 |
Equity capital to assets | 75.8229% | 35 |
Core capital (leverage) ratio | 35.1890% | 115 |
Tier 1 risk-based capital ratio | 193.8830% | 40 |
Total risk-based capital ratio | 193.8830% | 40 |
Memoranda: | ||
Average total assets | $1,847,013,000 | 405 |
Average earning assets | $520,515,000 | 1,248 |
Average equity | $1,405,746,500 | 93 |
Average total loans | NA | NA |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.2960% | 8,157 |
Cost of funding earning assets | 1.2606% | 7,882 |
Net interest margin | 2.0354% | 8,046 |
Noninterest income to average assets | 32.7919% | 39 |
Noninterest expense to average assets | 18.0128% | 58 |
Loan and lease loss provision to assets | 0.0000% | 7,334 |
Net operating income to assets | 9.3159% | 22 |
Return on assets (ROA) | 9.3159% | 23 |
Pretax return on assets | 15.2657% | 22 |
Return on Equity (ROE) | 11.9323% | 1,614 |
Retained earnings to average equity (ytd only) | 11.9323% | 231 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 49.2470% | 7,714 |
Assets per employee ($millions) | 1.2231% | 8,214 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.4504% | 5,871 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,249 |
Net loans and leases to deposits | 0.0000% | 8,249 |
Net loans and leases to core deposits | 0.0000% | 8,238 |
Total domestic deposits to total assets | 0.0953% | 8,306 |
Equity capital to assets | 76.3937% | 41 |
Core capital (leverage) ratio | 39.4173% | 114 |
Tier 1 risk-based capital ratio | 166.7278% | 47 |
Total risk-based capital ratio | 166.7278% | 48 |
Memoranda: | ||
Average total assets | $1,753,590,200 | 407 |
Average earning assets | $419,179,000 | 1,487 |
Average equity | $1,369,083,000 | 88 |
Average total loans | NA | NA |