Home > The Bank of Glen Burnie > Income and Expense

The Bank of Glen Burnie, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,338,0002,447
Total interest expense$1,203,0003,548
Net interest income$12,135,0002,097
Provision for loan and lease losses$96,0002,490
Total noninterest income$1,099,0002,632
Gross Fiduciary activities income$0981
Service charges on deposit accounts$159,0002,927
Trading account gains and fees$0123
Additional Noninterest Income$940,0002,338
Total noninterest expense$11,433,0001,867
Salaries and employee benefits$6,710,0001,822
Premises and equipment expense$913,0002,129
Additional noninterest expense$940,0002,338
Pre-tax net operating income$1,705,0003,124
Securities gains (losses)$0988
Applicable income taxes$114,0002,738
Income before extraordinary items$1,591,0003,014
Extraordinary gains, net$054
Net income$1,591,0003,046
Minority interest net income$088
Net income of bank and minority interests.$1,591,0003,016
Net charge-offs$101,0001,497
Cash dividends$1,210,0001,976
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,591,0003,052
2023-09-30 (YTD Data)Rank
Total interest income$9,901,0002,437
Total interest expense$657,0003,726
Net interest income$9,244,0002,090
Provision for loan and lease losses$-7,0004,249
Total noninterest income$800,0002,667
Gross Fiduciary activities income$0950
Service charges on deposit accounts$120,0002,939
Trading account gains and fees$0125
Additional Noninterest Income$680,0002,359
Total noninterest expense$8,556,0001,871
Salaries and employee benefits$5,089,0001,805
Premises and equipment expense$677,0002,146
Additional noninterest expense$680,0002,358
Pre-tax net operating income$1,495,0003,022
Securities gains (losses)$0849
Applicable income taxes$127,0002,574
Income before extraordinary items$1,368,0002,944
Extraordinary gains, net$052
Net income$1,368,0002,974
Minority interest net income$081
Net income of bank and minority interests.$1,368,0002,945
Net charge-offs$61,0001,394
Cash dividends$910,0001,761
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,368,0002,970
2023-06-30 (YTD Data)Rank
Total interest income$6,552,0002,415
Total interest expense$260,0003,983
Net interest income$6,292,0002,085
Provision for loan and lease losses$85,0001,921
Total noninterest income$485,0002,740
Gross Fiduciary activities income$0931
Service charges on deposit accounts$80,0002,927
Trading account gains and fees$0112
Additional Noninterest Income$405,0002,438
Total noninterest expense$5,787,0001,852
Salaries and employee benefits$3,398,0001,806
Premises and equipment expense$442,0002,166
Additional noninterest expense$405,0002,434
Pre-tax net operating income$905,0003,144
Securities gains (losses)$0938
Applicable income taxes$134,0002,388
Income before extraordinary items$771,0003,157
Extraordinary gains, net$051
Net income$771,0003,190
Minority interest net income$081
Net income of bank and minority interests.$771,0003,156
Net charge-offs$25,0001,447
Cash dividends$610,0001,780
Sale, conversion, retirement of capital stock, net$0486
Net operating income$771,0003,170
2023-03-31 (YTD Data)Rank
Total interest income$3,285,0002,399
Total interest expense$107,0004,004
Net interest income$3,178,0002,083
Provision for loan and lease losses$-42,0004,500
Total noninterest income$246,0002,715
Gross Fiduciary activities income$0913
Service charges on deposit accounts$42,0002,896
Trading account gains and fees$097
Additional Noninterest Income$204,0002,417
Total noninterest expense$2,890,0001,868
Salaries and employee benefits$1,698,0001,829
Premises and equipment expense$235,0002,132
Additional noninterest expense$204,0002,417
Pre-tax net operating income$576,0002,944
Securities gains (losses)$0950
Applicable income taxes$94,0002,183
Income before extraordinary items$482,0002,985
Extraordinary gains, net$04
Net income$482,0002,984
Minority interest net income$048
Net income of bank and minority interests.$482,0002,985
Net charge-offs$-41,0004,401
Cash dividends$300,0001,564
Sale, conversion, retirement of capital stock, net$0430
Net operating income$482,0003,005
2022-12-31 (YTD Data)Rank
Total interest income$12,712,0002,182
Total interest expense$853,0002,619
Net interest income$11,859,0002,117
Provision for loan and lease losses$-112,0004,373
Total noninterest income$1,352,0002,452
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$159,0002,992
Trading account gains and fees$0116
Additional Noninterest Income$1,193,0002,152
Total noninterest expense$11,097,0001,869
Salaries and employee benefits$6,406,0001,867
Premises and equipment expense$931,0002,098
Additional noninterest expense$1,193,0002,152
Pre-tax net operating income$2,226,0003,002
Securities gains (losses)$2,000598
Applicable income taxes$279,0002,461
Income before extraordinary items$1,949,0002,959
Extraordinary gains, net$05
Net income$1,949,0002,956
Minority interest net income$063
Net income of bank and minority interests.$1,949,0002,958
Net charge-offs$196,000931
Cash dividends$1,210,0001,957
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,947,2602,991
2022-09-30 (YTD Data)Rank
Total interest income$9,254,0002,179
Total interest expense$733,0002,155
Net interest income$8,521,0002,163
Provision for loan and lease losses$-178,0004,494
Total noninterest income$831,0002,718
Gross Fiduciary activities income$0968
Service charges on deposit accounts$119,0003,018
Trading account gains and fees$0111
Additional Noninterest Income$712,0002,414
Total noninterest expense$8,346,0001,869
Salaries and employee benefits$4,784,0001,864
Premises and equipment expense$693,0002,116
Additional noninterest expense$712,0002,414
Pre-tax net operating income$1,184,0003,376
Securities gains (losses)$1,000675
Applicable income taxes$107,0002,821
Income before extraordinary items$1,078,0003,295
Extraordinary gains, net$04
Net income$1,078,0003,293
Minority interest net income$057
Net income of bank and minority interests.$1,078,0003,294
Net charge-offs$16,0001,674
Cash dividends$910,0001,744
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,077,0903,320
2022-06-30 (YTD Data)Rank
Total interest income$5,946,0002,188
Total interest expense$461,0002,059
Net interest income$5,485,0002,181
Provision for loan and lease losses$-217,0004,534
Total noninterest income$512,0002,806
Gross Fiduciary activities income$0925
Service charges on deposit accounts$81,0003,017
Trading account gains and fees$0108
Additional Noninterest Income$431,0002,539
Total noninterest expense$5,480,0001,870
Salaries and employee benefits$3,137,0001,884
Premises and equipment expense$481,0002,063
Additional noninterest expense$1,862,0001,692
Pre-tax net operating income$734,0003,332
Securities gains (losses)$1,000612
Applicable income taxes$81,0002,678
Income before extraordinary items$654,0003,295
Extraordinary gains, net$04
Net income$654,0003,294
Minority interest net income$060
Net income of bank and minority interests.$654,0003,295
Net charge-offs$14,0001,459
Cash dividends$610,0001,720
Sale, conversion, retirement of capital stock, net$0494
Net operating income$653,1103,326
2022-03-31 (YTD Data)Rank
Total interest income$2,915,0002,161
Total interest expense$234,0001,998
Net interest income$2,681,0002,161
Provision for loan and lease losses$-101,0004,525
Total noninterest income$254,0002,773
Gross Fiduciary activities income$0892
Service charges on deposit accounts$42,0002,953
Trading account gains and fees$0103
Additional Noninterest Income$212,0002,515
Total noninterest expense$2,728,0001,875
Salaries and employee benefits$1,620,0001,834
Premises and equipment expense$244,0002,058
Additional noninterest expense$864,0001,772
Pre-tax net operating income$308,0003,401
Securities gains (losses)$0623
Applicable income taxes$30,0002,761
Income before extraordinary items$278,0003,353
Extraordinary gains, net$04
Net income$278,0003,351
Minority interest net income$050
Net income of bank and minority interests.$278,0003,353
Net charge-offs$-11,0003,948
Cash dividends$300,0001,485
Sale, conversion, retirement of capital stock, net$0453
Net operating income$278,0003,375
2021-12-31 (YTD Data)Rank
Total interest income$13,517,0002,012
Total interest expense$1,074,0002,117
Net interest income$12,443,0001,977
Provision for loan and lease losses$-975,0004,524
Total noninterest income$1,215,0002,774
Gross Fiduciary activities income$0994
Service charges on deposit accounts$160,0002,946
Trading account gains and fees$0132
Additional Noninterest Income$1,055,0002,579
Total noninterest expense$10,707,0001,886
Salaries and employee benefits$6,504,0001,814
Premises and equipment expense$876,0002,195
Additional noninterest expense$3,327,0001,838
Pre-tax net operating income$3,926,0002,354
Securities gains (losses)$-588,0004,789
Applicable income taxes$621,0001,951
Income before extraordinary items$2,717,0002,660
Extraordinary gains, net$010
Net income$2,717,0002,661
Minority interest net income$074
Net income of bank and minority interests.$2,717,0002,661
Net charge-offs$-395,0004,685
Cash dividends$1,200,0002,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,193,2802,441
2021-09-30 (YTD Data)Rank
Total interest income$10,055,0002,060
Total interest expense$822,0002,167
Net interest income$9,233,0002,021
Provision for loan and lease losses$-593,0004,565
Total noninterest income$885,0002,844
Gross Fiduciary activities income$0957
Service charges on deposit accounts$299,0001,862
Trading account gains and fees$0132
Additional Noninterest Income$586,0002,902
Total noninterest expense$8,117,0001,876
Salaries and employee benefits$4,904,0001,807
Premises and equipment expense$1,342,0001,345
Additional noninterest expense$1,871,0002,260
Pre-tax net operating income$2,594,0002,626
Securities gains (losses)$1,0001,947
Applicable income taxes$475,0002,013
Income before extraordinary items$2,120,0002,724
Extraordinary gains, net$08
Net income$2,120,0002,724
Minority interest net income$069
Net income of bank and minority interests.$2,120,0002,724
Net charge-offs$-332,0004,765
Cash dividends$890,0001,844
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,119,1802,700
2021-06-30 (YTD Data)Rank
Total interest income$6,451,0002,112
Total interest expense$558,0002,202
Net interest income$5,893,0002,072
Provision for loan and lease losses$-471,0004,608
Total noninterest income$527,0002,941
Gross Fiduciary activities income$0951
Service charges on deposit accounts$144,0002,196
Trading account gains and fees$0133
Additional Noninterest Income$383,0002,901
Total noninterest expense$5,479,0001,846
Salaries and employee benefits$3,218,0001,831
Premises and equipment expense$930,0001,302
Additional noninterest expense$1,331,0002,137
Pre-tax net operating income$1,412,0002,847
Securities gains (losses)$01,818
Applicable income taxes$223,0002,235
Income before extraordinary items$1,189,0002,936
Extraordinary gains, net$06
Net income$1,189,0002,935
Minority interest net income$067
Net income of bank and minority interests.$1,189,0002,936
Net charge-offs$-308,0004,822
Cash dividends$580,0001,827
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,189,0002,915
2021-03-31 (YTD Data)Rank
Total interest income$3,161,0002,134
Total interest expense$284,0002,254
Net interest income$2,877,0002,086
Provision for loan and lease losses$-404,0004,741
Total noninterest income$247,0002,995
Gross Fiduciary activities income$0922
Service charges on deposit accounts$40,0002,905
Trading account gains and fees$0127
Additional Noninterest Income$207,0002,803
Total noninterest expense$2,772,0001,822
Salaries and employee benefits$1,630,0001,795
Premises and equipment expense$478,0001,275
Additional noninterest expense$664,0002,102
Pre-tax net operating income$756,0002,735
Securities gains (losses)$01,392
Applicable income taxes$115,0002,192
Income before extraordinary items$641,0002,823
Extraordinary gains, net$03
Net income$641,0002,821
Minority interest net income$055
Net income of bank and minority interests.$641,0002,823
Net charge-offs$-275,0004,890
Cash dividends$290,0001,605
Sale, conversion, retirement of capital stock, net$0482
Net operating income$641,0002,778
2020-12-31 (YTD Data)Rank
Total interest income$13,669,0002,015
Total interest expense$1,515,0002,362
Net interest income$12,154,0001,929
Provision for loan and lease losses$-689,0004,997
Total noninterest income$1,006,0002,849
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$204,0002,753
Trading account gains and fees$0133
Additional Noninterest Income$802,0002,685
Total noninterest expense$11,459,0001,759
Salaries and employee benefits$6,743,0001,719
Premises and equipment expense$1,764,0001,331
Additional noninterest expense$2,952,0001,934
Pre-tax net operating income$2,390,0002,733
Securities gains (losses)$6,0002,412
Applicable income taxes$535,0001,892
Income before extraordinary items$1,861,0002,909
Extraordinary gains, net$04
Net income$1,861,0002,907
Minority interest net income$072
Net income of bank and minority interests.$1,861,0002,909
Net charge-offs$-99,0004,747
Cash dividends$1,265,0001,946
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,856,2602,867
2020-09-30 (YTD Data)Rank
Total interest income$10,184,0002,040
Total interest expense$1,202,0002,380
Net interest income$8,982,0001,952
Provision for loan and lease losses$-262,0005,018
Total noninterest income$739,0002,858
Gross Fiduciary activities income$0981
Service charges on deposit accounts$160,0002,696
Trading account gains and fees$0125
Additional Noninterest Income$579,0002,688
Total noninterest expense$8,351,0001,780
Salaries and employee benefits$4,897,0001,755
Premises and equipment expense$1,262,0001,383
Additional noninterest expense$2,192,0001,932
Pre-tax net operating income$1,632,0002,845
Securities gains (losses)$5,0002,254
Applicable income taxes$362,0001,949
Income before extraordinary items$1,275,0003,042
Extraordinary gains, net$04
Net income$1,275,0003,041
Minority interest net income$065
Net income of bank and minority interests.$1,275,0003,042
Net charge-offs$141,0001,452
Cash dividends$975,0001,736
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,271,0502,989
2020-06-30 (YTD Data)Rank
Total interest income$6,834,0002,056
Total interest expense$849,0002,395
Net interest income$5,985,0001,962
Provision for loan and lease losses$407,0001,784
Total noninterest income$483,0002,834
Gross Fiduciary activities income$0970
Service charges on deposit accounts$122,0002,536
Trading account gains and fees$0123
Additional Noninterest Income$361,0002,717
Total noninterest expense$5,709,0001,744
Salaries and employee benefits$3,302,0001,740
Premises and equipment expense$820,0001,410
Additional noninterest expense$1,587,0001,801
Pre-tax net operating income$352,0004,008
Securities gains (losses)$1,0002,174
Applicable income taxes$71,0002,722
Income before extraordinary items$282,0004,120
Extraordinary gains, net$04
Net income$282,0004,119
Minority interest net income$065
Net income of bank and minority interests.$282,0004,120
Net charge-offs$81,0001,468
Cash dividends$590,0001,811
Sale, conversion, retirement of capital stock, net$0504
Net operating income$281,2004,076
2020-03-31 (YTD Data)Rank
Total interest income$3,499,0002,012
Total interest expense$452,0002,458
Net interest income$3,047,0001,894
Provision for loan and lease losses$-80,0005,084
Total noninterest income$255,0002,708
Gross Fiduciary activities income$0941
Service charges on deposit accounts$71,0002,584
Trading account gains and fees$0106
Additional Noninterest Income$184,0002,533
Total noninterest expense$2,971,0001,707
Salaries and employee benefits$1,705,0001,712
Premises and equipment expense$433,0001,345
Additional noninterest expense$833,0001,777
Pre-tax net operating income$411,0003,031
Securities gains (losses)$1,0001,614
Applicable income taxes$90,0002,031
Income before extraordinary items$322,0003,196
Extraordinary gains, net$04
Net income$322,0003,196
Minority interest net income$056
Net income of bank and minority interests.$322,0003,197
Net charge-offs$68,0001,061
Cash dividends$285,0001,702
Sale, conversion, retirement of capital stock, net$0482
Net operating income$321,2103,171
2019-12-31 (YTD Data)Rank
Total interest income$14,515,0001,970
Total interest expense$1,927,0002,396
Net interest income$12,588,0001,853
Provision for loan and lease losses$-115,0004,993
Total noninterest income$1,291,0002,491
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$491,0001,952
Trading account gains and fees$0135
Additional Noninterest Income$800,0002,504
Total noninterest expense$11,740,0001,679
Salaries and employee benefits$6,825,0001,669
Premises and equipment expense$1,461,0001,529
Additional noninterest expense$3,454,0001,688
Pre-tax net operating income$2,254,0002,881
Securities gains (losses)$3,0002,172
Applicable income taxes$484,0002,011
Income before extraordinary items$1,773,0003,063
Extraordinary gains, net$011
Net income$1,773,0003,062
Minority interest net income$076
Net income of bank and minority interests.$1,773,0003,064
Net charge-offs$360,0001,252
Cash dividends$1,070,0002,256
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,770,6303,035
2019-09-30 (YTD Data)Rank
Total interest income$10,874,0001,991
Total interest expense$1,466,0002,387
Net interest income$9,408,0001,881
Provision for loan and lease losses$65,0002,954
Total noninterest income$952,0002,516
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$350,0002,016
Trading account gains and fees$0129
Additional Noninterest Income$602,0002,497
Total noninterest expense$8,757,0001,696
Salaries and employee benefits$5,140,0001,670
Premises and equipment expense$1,034,0001,621
Additional noninterest expense$2,583,0001,698
Pre-tax net operating income$1,538,0003,073
Securities gains (losses)$3,0001,926
Applicable income taxes$344,0002,120
Income before extraordinary items$1,197,0003,244
Extraordinary gains, net$011
Net income$1,197,0003,243
Minority interest net income$072
Net income of bank and minority interests.$1,197,0003,244
Net charge-offs$298,0001,035
Cash dividends$780,0002,080
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,194,6303,224
2019-06-30 (YTD Data)Rank
Total interest income$7,283,0001,984
Total interest expense$1,020,0002,310
Net interest income$6,263,0001,891
Provision for loan and lease losses$204,0001,548
Total noninterest income$562,0002,644
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$162,0002,496
Trading account gains and fees$0131
Additional Noninterest Income$400,0002,478
Total noninterest expense$5,945,0001,683
Salaries and employee benefits$3,455,0001,658
Premises and equipment expense$442,0002,237
Additional noninterest expense$2,048,0001,486
Pre-tax net operating income$676,0003,614
Securities gains (losses)$3,0001,472
Applicable income taxes$124,0002,531
Income before extraordinary items$555,0003,738
Extraordinary gains, net$011
Net income$555,0003,737
Minority interest net income$069
Net income of bank and minority interests.$555,0003,737
Net charge-offs$286,000811
Cash dividends$490,0002,153
Sale, conversion, retirement of capital stock, net$0573
Net operating income$552,5403,711
2019-03-31 (YTD Data)Rank
Total interest income$3,709,0001,954
Total interest expense$570,0002,125
Net interest income$3,139,0001,900
Provision for loan and lease losses$173,0001,057
Total noninterest income$279,0002,610
Gross Fiduciary activities income$0972
Service charges on deposit accounts$77,0002,583
Trading account gains and fees$0126
Additional Noninterest Income$202,0002,396
Total noninterest expense$3,022,0001,647
Salaries and employee benefits$1,770,0001,636
Premises and equipment expense$231,0002,192
Additional noninterest expense$1,021,0001,495
Pre-tax net operating income$223,0004,106
Securities gains (losses)$3,000920
Applicable income taxes$44,0002,717
Income before extraordinary items$182,0004,183
Extraordinary gains, net$05
Net income$182,0004,182
Minority interest net income$052
Net income of bank and minority interests.$182,0004,182
Net charge-offs$110,000851
Cash dividends$280,0001,787
Sale, conversion, retirement of capital stock, net$0529
Net operating income$179,5704,192
2018-12-31 (YTD Data)Rank
Total interest income$14,505,0001,905
Total interest expense$2,102,0001,877
Net interest income$12,403,0001,890
Provision for loan and lease losses$856,0001,001
Total noninterest income$1,517,0002,321
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$458,0002,115
Trading account gains and fees$0126
Additional Noninterest Income$1,059,0002,192
Total noninterest expense$11,124,0001,740
Salaries and employee benefits$6,318,0001,734
Premises and equipment expense$930,0002,146
Additional noninterest expense$3,876,0001,547
Pre-tax net operating income$1,940,0003,182
Securities gains (losses)$01,125
Applicable income taxes$243,0002,555
Income before extraordinary items$1,697,0003,182
Extraordinary gains, net$06
Net income$1,697,0003,181
Minority interest net income$072
Net income of bank and minority interests.$1,697,0003,181
Net charge-offs$904,000647
Cash dividends$977,0002,266
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,697,0003,181
2018-09-30 (YTD Data)Rank
Total interest income$10,849,0001,901
Total interest expense$1,503,0001,870
Net interest income$9,346,0001,879
Provision for loan and lease losses$601,000981
Total noninterest income$1,204,0002,267
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$307,0002,270
Trading account gains and fees$0138
Additional Noninterest Income$897,0002,058
Total noninterest expense$8,592,0001,686
Salaries and employee benefits$5,080,0001,652
Premises and equipment expense$690,0002,170
Additional noninterest expense$2,822,0001,578
Pre-tax net operating income$1,357,0003,326
Securities gains (losses)$01,118
Applicable income taxes$103,0002,989
Income before extraordinary items$1,254,0003,258
Extraordinary gains, net$05
Net income$1,254,0003,257
Minority interest net income$066
Net income of bank and minority interests.$1,254,0003,257
Net charge-offs$735,000551
Cash dividends$697,0002,052
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,254,0003,255
2018-06-30 (YTD Data)Rank
Total interest income$6,992,0001,939
Total interest expense$943,0001,861
Net interest income$6,049,0001,936
Provision for loan and lease losses$355,0001,061
Total noninterest income$868,0002,173
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$168,0002,570
Trading account gains and fees$0130
Additional Noninterest Income$700,0001,874
Total noninterest expense$5,763,0001,684
Salaries and employee benefits$3,371,0001,668
Premises and equipment expense$747,0001,530
Additional noninterest expense$1,645,0001,772
Pre-tax net operating income$799,0003,481
Securities gains (losses)$0961
Applicable income taxes$6,0003,781
Income before extraordinary items$793,0003,313
Extraordinary gains, net$06
Net income$793,0003,312
Minority interest net income$065
Net income of bank and minority interests.$793,0003,312
Net charge-offs$660,000436
Cash dividends$387,0002,250
Sale, conversion, retirement of capital stock, net$0620
Net operating income$793,0003,309
2018-03-31 (YTD Data)Rank
Total interest income$3,446,0001,951
Total interest expense$452,0001,846
Net interest income$2,994,0001,950
Provision for loan and lease losses$361,000605
Total noninterest income$485,0002,023
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$85,0002,571
Trading account gains and fees$0123
Additional Noninterest Income$400,0001,713
Total noninterest expense$2,801,0001,739
Salaries and employee benefits$1,721,0001,653
Premises and equipment expense$380,0001,531
Additional noninterest expense$700,0002,043
Pre-tax net operating income$317,0003,779
Securities gains (losses)$0735
Applicable income taxes$37,0002,889
Income before extraordinary items$280,0003,778
Extraordinary gains, net$07
Net income$280,0003,778
Minority interest net income$052
Net income of bank and minority interests.$280,0003,778
Net charge-offs$51,0001,187
Cash dividends$77,0002,441
Sale, conversion, retirement of capital stock, net$0580
Net operating income$280,0003,777
2017-12-31 (YTD Data)Rank
Total interest income$13,616,0001,911
Total interest expense$1,937,0001,573
Net interest income$11,679,0001,957
Provision for loan and lease losses$336,0001,862
Total noninterest income$1,275,0002,616
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$515,0001,982
Trading account gains and fees$0151
Additional Noninterest Income$760,0002,620
Total noninterest expense$10,679,0001,810
Salaries and employee benefits$6,165,0001,772
Premises and equipment expense$1,553,0001,476
Additional noninterest expense$2,961,0001,954
Pre-tax net operating income$1,939,0003,167
Securities gains (losses)$1,0002,108
Applicable income taxes$944,0001,933
Income before extraordinary items$996,0003,723
Extraordinary gains, net$09
Net income$996,0003,722
Minority interest net income$076
Net income of bank and minority interests.$996,0003,723
Net charge-offs$231,0001,709
Cash dividends$1,089,0002,099
Sale, conversion, retirement of capital stock, net$0711
Net operating income$995,3603,713
2017-09-30 (YTD Data)Rank
Total interest income$10,137,0001,927
Total interest expense$1,478,0001,535
Net interest income$8,659,0001,981
Provision for loan and lease losses$243,0001,845
Total noninterest income$937,0002,669
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$356,0002,130
Trading account gains and fees$0145
Additional Noninterest Income$581,0002,628
Total noninterest expense$8,008,0001,808
Salaries and employee benefits$4,615,0001,786
Premises and equipment expense$724,0002,168
Additional noninterest expense$2,669,0001,677
Pre-tax net operating income$1,345,0003,343
Securities gains (losses)$1,0002,145
Applicable income taxes$229,0002,670
Income before extraordinary items$1,117,0003,336
Extraordinary gains, net$09
Net income$1,117,0003,335
Minority interest net income$071
Net income of bank and minority interests.$1,117,0003,336
Net charge-offs$105,0001,884
Cash dividends$809,0001,912
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,116,1703,314
2017-06-30 (YTD Data)Rank
Total interest income$6,708,0001,919
Total interest expense$977,0001,511
Net interest income$5,731,0001,986
Provision for loan and lease losses$165,0001,750
Total noninterest income$560,0002,813
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$180,0002,558
Trading account gains and fees$0139
Additional Noninterest Income$380,0002,655
Total noninterest expense$5,314,0001,816
Salaries and employee benefits$3,036,0001,810
Premises and equipment expense$795,0001,444
Additional noninterest expense$1,483,0001,957
Pre-tax net operating income$812,0003,433
Securities gains (losses)$1,0001,756
Applicable income taxes$119,0002,828
Income before extraordinary items$694,0003,422
Extraordinary gains, net$011
Net income$694,0003,421
Minority interest net income$071
Net income of bank and minority interests.$694,0003,422
Net charge-offs$50,0002,000
Cash dividends$529,0001,940
Sale, conversion, retirement of capital stock, net$0659
Net operating income$693,1503,397
2017-03-31 (YTD Data)Rank
Total interest income$3,325,0001,933
Total interest expense$491,0001,482
Net interest income$2,834,0001,994
Provision for loan and lease losses$195,000957
Total noninterest income$279,0002,801
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$88,0002,602
Trading account gains and fees$0142
Additional Noninterest Income$191,0002,637
Total noninterest expense$2,551,0001,894
Salaries and employee benefits$1,422,0001,938
Premises and equipment expense$421,0001,391
Additional noninterest expense$708,0002,028
Pre-tax net operating income$367,0003,537
Securities gains (losses)$01,153
Applicable income taxes$38,0003,040
Income before extraordinary items$329,0003,474
Extraordinary gains, net$08
Net income$329,0003,473
Minority interest net income$055
Net income of bank and minority interests.$329,0003,474
Net charge-offs$77,0001,067
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$329,0003,452
2016-12-31 (YTD Data)Rank
Total interest income$13,288,0001,899
Total interest expense$2,123,0001,340
Net interest income$11,165,0001,985
Provision for loan and lease losses$868,0001,026
Total noninterest income$1,571,0002,425
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$533,0001,977
Trading account gains and fees$0170
Additional Noninterest Income$1,038,0002,359
Total noninterest expense$10,759,0001,783
Salaries and employee benefits$6,212,0001,733
Premises and equipment expense$1,648,0001,393
Additional noninterest expense$2,899,0002,037
Pre-tax net operating income$1,109,0003,938
Securities gains (losses)$2,0003,045
Applicable income taxes$-47,0005,731
Income before extraordinary items$1,158,0003,690
Extraordinary gains, net$05
Net income$1,158,0003,688
Minority interest net income$082
Net income of bank and minority interests.$1,158,0003,689
Net charge-offs$1,534,000476
Cash dividends$1,005,0002,187
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,156,0003,634
2016-09-30 (YTD Data)Rank
Total interest income$9,944,0001,907
Total interest expense$1,615,0001,322
Net interest income$8,329,0001,998
Provision for loan and lease losses$233,0001,880
Total noninterest income$935,0002,717
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$384,0002,056
Trading account gains and fees$0169
Additional Noninterest Income$551,0002,772
Total noninterest expense$8,231,0001,744
Salaries and employee benefits$4,782,0001,689
Premises and equipment expense$1,239,0001,384
Additional noninterest expense$2,210,0002,002
Pre-tax net operating income$800,0004,037
Securities gains (losses)$1,0003,060
Applicable income taxes$51,0003,558
Income before extraordinary items$750,0003,940
Extraordinary gains, net$05
Net income$750,0003,938
Minority interest net income$071
Net income of bank and minority interests.$750,0003,940
Net charge-offs$1,068,000460
Cash dividends$755,0001,944
Sale, conversion, retirement of capital stock, net$0719
Net operating income$749,0603,876
2016-06-30 (YTD Data)Rank
Total interest income$6,624,0001,909
Total interest expense$1,088,0001,314
Net interest income$5,536,0002,012
Provision for loan and lease losses$117,0002,198
Total noninterest income$597,0002,760
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$207,0002,382
Trading account gains and fees$0157
Additional Noninterest Income$390,0002,689
Total noninterest expense$5,307,0001,804
Salaries and employee benefits$3,040,0001,765
Premises and equipment expense$819,0001,408
Additional noninterest expense$1,448,0002,031
Pre-tax net operating income$709,0003,630
Securities gains (losses)$1,0002,737
Applicable income taxes$94,0003,040
Income before extraordinary items$616,0003,637
Extraordinary gains, net$016
Net income$616,0003,633
Minority interest net income$071
Net income of bank and minority interests.$616,0003,635
Net charge-offs$976,000367
Cash dividends$505,0001,957
Sale, conversion, retirement of capital stock, net$0705
Net operating income$615,1303,568
2016-03-31 (YTD Data)Rank
Total interest income$3,352,0001,889
Total interest expense$552,0001,285
Net interest income$2,800,0001,993
Provision for loan and lease losses$117,0001,405
Total noninterest income$295,0002,751
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$102,0002,396
Trading account gains and fees$0142
Additional Noninterest Income$193,0002,655
Total noninterest expense$2,646,0001,816
Salaries and employee benefits$1,505,0001,791
Premises and equipment expense$411,0001,399
Additional noninterest expense$730,0002,000
Pre-tax net operating income$332,0003,704
Securities gains (losses)$1,0001,958
Applicable income taxes$41,0003,097
Income before extraordinary items$292,0003,679
Extraordinary gains, net$012
Net income$292,0003,676
Minority interest net income$062
Net income of bank and minority interests.$292,0003,677
Net charge-offs$956,000231
Cash dividends$255,0001,738
Sale, conversion, retirement of capital stock, net$0659
Net operating income$291,1203,622
2015-12-31 (YTD Data)Rank
Total interest income$13,616,0001,815
Total interest expense$2,390,0001,165
Net interest income$11,226,0001,930
Provision for loan and lease losses$1,695,000521
Total noninterest income$1,923,0002,168
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$636,0001,767
Trading account gains and fees$0159
Additional Noninterest Income$1,287,0002,056
Total noninterest expense$10,807,0001,759
Salaries and employee benefits$6,492,0001,623
Premises and equipment expense$1,674,0001,383
Additional noninterest expense$2,641,0002,231
Pre-tax net operating income$647,0004,651
Securities gains (losses)$1,038,000202
Applicable income taxes$277,0002,728
Income before extraordinary items$1,408,0003,343
Extraordinary gains, net$023
Net income$1,408,0003,342
Minority interest net income$081
Net income of bank and minority interests.$1,408,0003,344
Net charge-offs$1,663,000449
Cash dividends$678,0002,598
Sale, conversion, retirement of capital stock, net$0804
Net operating income$536,0804,702
2015-09-30 (YTD Data)Rank
Total interest income$10,260,0001,826
Total interest expense$1,815,0001,162
Net interest income$8,445,0001,941
Provision for loan and lease losses$1,285,000478
Total noninterest income$1,533,0002,105
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$448,0001,857
Trading account gains and fees$0153
Additional Noninterest Income$1,085,0001,917
Total noninterest expense$8,258,0001,729
Salaries and employee benefits$4,895,0001,615
Premises and equipment expense$1,247,0001,398
Additional noninterest expense$2,116,0002,101
Pre-tax net operating income$435,0004,896
Securities gains (losses)$669,000245
Applicable income taxes$161,0002,972
Income before extraordinary items$943,0003,600
Extraordinary gains, net$021
Net income$943,0003,599
Minority interest net income$078
Net income of bank and minority interests.$943,0003,600
Net charge-offs$1,310,000395
Cash dividends$678,0002,030
Sale, conversion, retirement of capital stock, net$0773
Net operating income$374,3504,866
2015-06-30 (YTD Data)Rank
Total interest income$6,861,0001,822
Total interest expense$1,227,0001,150
Net interest income$5,634,0001,939
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,089,0002,024
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$252,0002,090
Trading account gains and fees$0157
Additional Noninterest Income$837,0001,752
Total noninterest expense$5,635,0001,708
Salaries and employee benefits$3,343,0001,590
Premises and equipment expense$831,0001,422
Additional noninterest expense$1,461,0002,049
Pre-tax net operating income$788,0003,449
Securities gains (losses)$469,000266
Applicable income taxes$332,0002,024
Income before extraordinary items$925,0002,890
Extraordinary gains, net$022
Net income$925,0002,890
Minority interest net income$075
Net income of bank and minority interests.$925,0002,892
Net charge-offs$144,0001,404
Cash dividends$510,0001,895
Sale, conversion, retirement of capital stock, net$0751
Net operating income$577,9403,675
2015-03-31 (YTD Data)Rank
Total interest income$3,481,0001,797
Total interest expense$620,0001,144
Net interest income$2,861,0001,917
Provision for loan and lease losses$150,0001,060
Total noninterest income$327,0002,669
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$201,0002,625
Total noninterest expense$2,791,0001,718
Salaries and employee benefits$1,668,0001,605
Premises and equipment expense$423,0001,415
Additional noninterest expense$700,0002,103
Pre-tax net operating income$247,0004,152
Securities gains (losses)$199,000369
Applicable income taxes$55,0002,919
Income before extraordinary items$391,0003,161
Extraordinary gains, net$013
Net income$391,0003,164
Minority interest net income$064
Net income of bank and minority interests.$391,0003,164
Net charge-offs$75,0001,294
Cash dividends$280,0001,598
Sale, conversion, retirement of capital stock, net$0697
Net operating income$215,8804,102
2014-12-31 (YTD Data)Rank
Total interest income$14,534,0001,725
Total interest expense$2,533,0001,158
Net interest income$12,001,0001,829
Provision for loan and lease losses$1,021,000852
Total noninterest income$1,265,0002,748
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$653,0001,831
Trading account gains and fees$0180
Additional Noninterest Income$612,0003,005
Total noninterest expense$11,101,0001,726
Salaries and employee benefits$6,635,0001,573
Premises and equipment expense$1,696,0001,397
Additional noninterest expense$2,770,0002,190
Pre-tax net operating income$1,144,0003,924
Securities gains (losses)$1,156,000183
Applicable income taxes$370,0002,469
Income before extraordinary items$1,930,0002,760
Extraordinary gains, net$017
Net income$1,930,0002,758
Minority interest net income$084
Net income of bank and minority interests.$1,930,0002,760
Net charge-offs$875,000999
Cash dividends$980,0002,072
Sale, conversion, retirement of capital stock, net$0862
Net operating income$958,9603,968
2014-09-30 (YTD Data)Rank
Total interest income$10,904,0001,729
Total interest expense$1,882,0001,176
Net interest income$9,022,0001,832
Provision for loan and lease losses$275,0001,722
Total noninterest income$816,0003,006
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$483,0001,860
Trading account gains and fees$0174
Additional Noninterest Income$333,0003,483
Total noninterest expense$8,382,0001,710
Salaries and employee benefits$5,003,0001,561
Premises and equipment expense$1,275,0001,404
Additional noninterest expense$2,104,0002,149
Pre-tax net operating income$1,181,0003,466
Securities gains (losses)$581,000258
Applicable income taxes$289,0002,504
Income before extraordinary items$1,473,0002,764
Extraordinary gains, net$015
Net income$1,473,0002,764
Minority interest net income$081
Net income of bank and minority interests.$1,473,0002,764
Net charge-offs$736,000863
Cash dividends$710,0001,861
Sale, conversion, retirement of capital stock, net$0819
Net operating income$984,9603,477
2014-06-30 (YTD Data)Rank
Total interest income$7,242,0001,726
Total interest expense$1,217,0001,221
Net interest income$6,025,0001,825
Provision for loan and lease losses$150,0001,864
Total noninterest income$610,0002,801
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$286,0002,034
Trading account gains and fees$0172
Additional Noninterest Income$324,0002,928
Total noninterest expense$5,597,0001,700
Salaries and employee benefits$3,346,0001,559
Premises and equipment expense$853,0001,404
Additional noninterest expense$1,398,0002,145
Pre-tax net operating income$888,0003,180
Securities gains (losses)$220,000455
Applicable income taxes$172,0002,552
Income before extraordinary items$936,0002,770
Extraordinary gains, net$020
Net income$936,0002,774
Minority interest net income$080
Net income of bank and minority interests.$936,0002,774
Net charge-offs$459,000937
Cash dividends$479,0001,864
Sale, conversion, retirement of capital stock, net$0794
Net operating income$751,2003,174
2014-03-31 (YTD Data)Rank
Total interest income$3,678,0001,692
Total interest expense$588,0001,278
Net interest income$3,090,0001,760
Provision for loan and lease losses$37,0002,492
Total noninterest income$268,0002,965
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$147,0001,973
Trading account gains and fees$0147
Additional Noninterest Income$121,0003,299
Total noninterest expense$2,813,0001,698
Salaries and employee benefits$1,677,0001,567
Premises and equipment expense$437,0001,399
Additional noninterest expense$699,0002,150
Pre-tax net operating income$508,0002,858
Securities gains (losses)$79,000512
Applicable income taxes$101,0002,353
Income before extraordinary items$486,0002,622
Extraordinary gains, net$016
Net income$486,0002,626
Minority interest net income$066
Net income of bank and minority interests.$486,0002,626
Net charge-offs$34,0002,143
Cash dividends$240,0001,633
Sale, conversion, retirement of capital stock, net$0747
Net operating income$420,4302,863
2013-12-31 (YTD Data)Rank
Total interest income$15,303,0001,627
Total interest expense$2,662,0001,260
Net interest income$12,641,0001,701
Provision for loan and lease losses$260,0002,627
Total noninterest income$1,605,0002,474
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$789,0001,668
Trading account gains and fees$0184
Additional Noninterest Income$816,0002,650
Total noninterest expense$10,992,0001,742
Salaries and employee benefits$6,753,0001,537
Premises and equipment expense$1,615,0001,473
Additional noninterest expense$2,624,0002,355
Pre-tax net operating income$2,994,0002,165
Securities gains (losses)$330,000648
Applicable income taxes$662,0001,868
Income before extraordinary items$2,662,0002,092
Extraordinary gains, net$029
Net income$2,662,0002,097
Minority interest net income$090
Net income of bank and minority interests.$2,662,0002,097
Net charge-offs$596,0001,824
Cash dividends$979,0001,968
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,398,0002,218
2013-09-30 (YTD Data)Rank
Total interest income$11,294,0001,670
Total interest expense$2,090,0001,258
Net interest income$9,204,0001,753
Provision for loan and lease losses$04,941
Total noninterest income$1,180,0002,559
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$574,0001,715
Trading account gains and fees$0180
Additional Noninterest Income$606,0002,724
Total noninterest expense$8,151,0001,771
Salaries and employee benefits$5,048,0001,543
Premises and equipment expense$1,200,0001,504
Additional noninterest expense$1,903,0002,411
Pre-tax net operating income$2,233,0002,241
Securities gains (losses)$259,000708
Applicable income taxes$491,0001,927
Income before extraordinary items$2,001,0002,135
Extraordinary gains, net$025
Net income$2,001,0002,142
Minority interest net income$084
Net income of bank and minority interests.$2,001,0002,142
Net charge-offs$333,0002,011
Cash dividends$740,0001,743
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,793,8002,254
2013-06-30 (YTD Data)Rank
Total interest income$7,347,0001,704
Total interest expense$1,416,0001,258
Net interest income$5,931,0001,797
Provision for loan and lease losses$04,788
Total noninterest income$739,0002,681
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$327,0001,909
Trading account gains and fees$0157
Additional Noninterest Income$412,0002,757
Total noninterest expense$5,357,0001,791
Salaries and employee benefits$3,328,0001,565
Premises and equipment expense$802,0001,499
Additional noninterest expense$1,227,0002,481
Pre-tax net operating income$1,313,0002,431
Securities gains (losses)$124,000975
Applicable income taxes$241,0002,248
Income before extraordinary items$1,196,0002,296
Extraordinary gains, net$022
Net income$1,196,0002,305
Minority interest net income$082
Net income of bank and minority interests.$1,196,0002,303
Net charge-offs$179,0002,206
Cash dividends$510,0001,670
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,093,0802,359
2013-03-31 (YTD Data)Rank
Total interest income$3,634,0001,738
Total interest expense$717,0001,281
Net interest income$2,917,0001,833
Provision for loan and lease losses$04,409
Total noninterest income$367,0002,689
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$165,0001,891
Trading account gains and fees$0148
Additional Noninterest Income$202,0002,764
Total noninterest expense$2,663,0001,817
Salaries and employee benefits$1,655,0001,594
Premises and equipment expense$406,0001,500
Additional noninterest expense$602,0002,544
Pre-tax net operating income$621,0002,496
Securities gains (losses)$2,0001,785
Applicable income taxes$84,0002,566
Income before extraordinary items$539,0002,454
Extraordinary gains, net$010
Net income$539,0002,456
Minority interest net income$076
Net income of bank and minority interests.$539,0002,456
Net charge-offs$17,0003,178
Cash dividends$230,0001,529
Sale, conversion, retirement of capital stock, net$0789
Net operating income$537,2602,365
2012-12-31 (YTD Data)Rank
Total interest income$15,829,0001,675
Total interest expense$3,255,0001,367
Net interest income$12,574,0001,753
Provision for loan and lease losses$250,0003,619
Total noninterest income$1,626,0002,495
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$769,0001,747
Trading account gains and fees$0166
Additional Noninterest Income$857,0002,579
Total noninterest expense$10,709,0001,788
Salaries and employee benefits$6,812,0001,493
Premises and equipment expense$1,576,0001,513
Additional noninterest expense$2,321,0002,746
Pre-tax net operating income$3,241,0001,956
Securities gains (losses)$163,0001,869
Applicable income taxes$698,0001,839
Income before extraordinary items$2,706,0002,037
Extraordinary gains, net$029
Net income$2,706,0002,036
Minority interest net income$093
Net income of bank and minority interests.$2,706,0002,038
Net charge-offs$873,0001,967
Cash dividends$980,0001,991
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,577,2301,988
2012-09-30 (YTD Data)Rank
Total interest income$11,999,0001,682
Total interest expense$2,488,0001,407
Net interest income$9,511,0001,752
Provision for loan and lease losses$150,0003,869
Total noninterest income$1,193,0002,519
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$550,0001,841
Trading account gains and fees$0157
Additional Noninterest Income$643,0002,577
Total noninterest expense$8,045,0001,787
Salaries and employee benefits$5,118,0001,485
Premises and equipment expense$1,168,0001,536
Additional noninterest expense$1,759,0002,728
Pre-tax net operating income$2,509,0001,971
Securities gains (losses)$118,0001,852
Applicable income taxes$539,0001,862
Income before extraordinary items$2,088,0002,031
Extraordinary gains, net$020
Net income$2,088,0002,029
Minority interest net income$086
Net income of bank and minority interests.$2,088,0002,032
Net charge-offs$137,0003,688
Cash dividends$710,0001,658
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,994,7801,990
2012-06-30 (YTD Data)Rank
Total interest income$7,991,0001,698
Total interest expense$1,678,0001,438
Net interest income$6,313,0001,771
Provision for loan and lease losses$05,619
Total noninterest income$769,0002,542
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$339,0001,953
Trading account gains and fees$0153
Additional Noninterest Income$430,0002,547
Total noninterest expense$5,355,0001,799
Salaries and employee benefits$3,458,0001,469
Premises and equipment expense$792,0001,503
Additional noninterest expense$1,105,0002,878
Pre-tax net operating income$1,727,0001,887
Securities gains (losses)$56,0001,984
Applicable income taxes$373,0001,806
Income before extraordinary items$1,410,0001,988
Extraordinary gains, net$019
Net income$1,410,0001,986
Minority interest net income$084
Net income of bank and minority interests.$1,410,0001,988
Net charge-offs$149,0003,039
Cash dividends$490,0001,640
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,365,7601,941
2012-03-31 (YTD Data)Rank
Total interest income$4,060,0001,689
Total interest expense$848,0001,481
Net interest income$3,212,0001,736
Provision for loan and lease losses$05,254
Total noninterest income$386,0002,531
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$173,0001,923
Trading account gains and fees$0148
Additional Noninterest Income$213,0002,566
Total noninterest expense$2,667,0001,803
Salaries and employee benefits$1,732,0001,476
Premises and equipment expense$389,0001,533
Additional noninterest expense$546,0002,883
Pre-tax net operating income$931,0001,786
Securities gains (losses)$23,0001,538
Applicable income taxes$215,0001,647
Income before extraordinary items$739,0001,929
Extraordinary gains, net$019
Net income$739,0001,930
Minority interest net income$078
Net income of bank and minority interests.$739,0001,931
Net charge-offs$105,0002,404
Cash dividends$250,0001,398
Sale, conversion, retirement of capital stock, net$0861
Net operating income$721,2901,857
2011-12-31 (YTD Data)Rank
Total interest income$17,144,0001,658
Total interest expense$3,683,0001,634
Net interest income$13,461,0001,653
Provision for loan and lease losses$663,0003,030
Total noninterest income$1,618,0002,337
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$836,0001,726
Trading account gains and fees$0146
Additional Noninterest Income$782,0002,491
Total noninterest expense$10,985,0001,761
Salaries and employee benefits$6,575,0001,506
Premises and equipment expense$1,650,0001,500
Additional noninterest expense$2,760,0002,376
Pre-tax net operating income$3,431,0001,626
Securities gains (losses)$387,000955
Applicable income taxes$788,0001,574
Income before extraordinary items$3,030,0001,598
Extraordinary gains, net$029
Net income$3,030,0001,599
Minority interest net income$096
Net income of bank and minority interests.$3,030,0001,599
Net charge-offs$132,0004,733
Cash dividends$920,0001,724
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,724,2701,674
2011-09-30 (YTD Data)Rank
Total interest income$12,967,0001,658
Total interest expense$2,782,0001,685
Net interest income$10,185,0001,646
Provision for loan and lease losses$375,0003,310
Total noninterest income$1,170,0002,378
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$605,0001,785
Trading account gains and fees$0145
Additional Noninterest Income$565,0002,511
Total noninterest expense$8,329,0001,742
Salaries and employee benefits$4,936,0001,504
Premises and equipment expense$1,241,0001,515
Additional noninterest expense$2,152,0002,297
Pre-tax net operating income$2,651,0001,648
Securities gains (losses)$324,000884
Applicable income taxes$709,0001,409
Income before extraordinary items$2,266,0001,663
Extraordinary gains, net$021
Net income$2,266,0001,664
Minority interest net income$087
Net income of bank and minority interests.$2,266,0001,664
Net charge-offs$110,0004,336
Cash dividends$620,0001,584
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,019,7601,741
2011-06-30 (YTD Data)Rank
Total interest income$8,614,0001,680
Total interest expense$1,866,0001,729
Net interest income$6,748,0001,662
Provision for loan and lease losses$225,0003,378
Total noninterest income$759,0002,405
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$384,0001,827
Trading account gains and fees$0153
Additional Noninterest Income$375,0002,527
Total noninterest expense$5,569,0001,751
Salaries and employee benefits$3,278,0001,532
Premises and equipment expense$827,0001,518
Additional noninterest expense$1,464,0002,290
Pre-tax net operating income$1,713,0001,658
Securities gains (losses)$240,000643
Applicable income taxes$465,0001,391
Income before extraordinary items$1,488,0001,636
Extraordinary gains, net$015
Net income$1,488,0001,636
Minority interest net income$089
Net income of bank and minority interests.$1,488,0001,636
Net charge-offs$30,0004,826
Cash dividends$440,0001,528
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,305,6001,746
2011-03-31 (YTD Data)Rank
Total interest income$4,288,0001,701
Total interest expense$939,0001,764
Net interest income$3,349,0001,672
Provision for loan and lease losses$225,0002,264
Total noninterest income$419,0002,280
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$194,0001,783
Trading account gains and fees$0158
Additional Noninterest Income$225,0002,304
Total noninterest expense$2,774,0001,773
Salaries and employee benefits$1,642,0001,536
Premises and equipment expense$423,0001,522
Additional noninterest expense$709,0002,344
Pre-tax net operating income$769,0001,835
Securities gains (losses)$166,000392
Applicable income taxes$218,0001,421
Income before extraordinary items$717,0001,638
Extraordinary gains, net$09
Net income$717,0001,638
Minority interest net income$086
Net income of bank and minority interests.$717,0001,638
Net charge-offs$73,0003,036
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$589,1801,890
2010-12-31 (YTD Data)Rank
Total interest income$18,167,0001,666
Total interest expense$4,651,0001,754
Net interest income$13,516,0001,639
Provision for loan and lease losses$1,050,0002,967
Total noninterest income$1,829,0002,194
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$832,0001,759
Trading account gains and fees$0175
Additional Noninterest Income$997,0002,184
Total noninterest expense$10,924,0001,801
Salaries and employee benefits$6,680,0001,472
Premises and equipment expense$1,582,0001,625
Additional noninterest expense$2,662,0002,534
Pre-tax net operating income$3,371,0001,465
Securities gains (losses)$-87,0007,212
Applicable income taxes$763,0001,471
Income before extraordinary items$2,521,0001,638
Extraordinary gains, net$029
Net income$2,521,0001,638
Minority interest net income$0111
Net income of bank and minority interests.$2,521,0001,640
Net charge-offs$1,223,0002,420
Cash dividends$6,455,000264
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,587,9901,542
2010-09-30 (YTD Data)Rank
Total interest income$13,776,0001,681
Total interest expense$3,657,0001,750
Net interest income$10,119,0001,668
Provision for loan and lease losses$1,050,0002,437
Total noninterest income$1,372,0002,223
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$604,0001,876
Trading account gains and fees$0165
Additional Noninterest Income$768,0002,126
Total noninterest expense$8,161,0001,797
Salaries and employee benefits$5,009,0001,481
Premises and equipment expense$1,183,0001,650
Additional noninterest expense$1,969,0002,514
Pre-tax net operating income$2,280,0001,719
Securities gains (losses)$110,0001,858
Applicable income taxes$531,0001,612
Income before extraordinary items$1,859,0001,773
Extraordinary gains, net$023
Net income$1,859,0001,776
Minority interest net income$0110
Net income of bank and minority interests.$1,859,0001,776
Net charge-offs$560,0002,931
Cash dividends$6,204,000179
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,773,2001,766
2010-06-30 (YTD Data)Rank
Total interest income$9,181,0001,704
Total interest expense$2,469,0001,787
Net interest income$6,712,0001,677
Provision for loan and lease losses$750,0002,275
Total noninterest income$837,0002,310
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$378,0001,979
Trading account gains and fees$0152
Additional Noninterest Income$459,0002,213
Total noninterest expense$5,463,0001,800
Salaries and employee benefits$3,349,0001,477
Premises and equipment expense$781,0001,685
Additional noninterest expense$1,333,0002,480
Pre-tax net operating income$1,336,0001,881
Securities gains (losses)$-66,0007,468
Applicable income taxes$234,0001,977
Income before extraordinary items$1,036,0002,052
Extraordinary gains, net$019
Net income$1,036,0002,050
Minority interest net income$0105
Net income of bank and minority interests.$1,036,0002,052
Net charge-offs$428,0002,617
Cash dividends$505,0001,304
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,090,1201,876
2010-03-31 (YTD Data)Rank
Total interest income$4,568,0001,752
Total interest expense$1,258,0001,845
Net interest income$3,310,0001,714
Provision for loan and lease losses$300,0002,372
Total noninterest income$412,0002,314
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$189,0001,962
Trading account gains and fees$0175
Additional Noninterest Income$223,0002,237
Total noninterest expense$2,725,0001,828
Salaries and employee benefits$1,694,0001,482
Premises and equipment expense$405,0001,675
Additional noninterest expense$626,0002,605
Pre-tax net operating income$697,0001,832
Securities gains (losses)$02,284
Applicable income taxes$144,0001,778
Income before extraordinary items$553,0001,956
Extraordinary gains, net$016
Net income$553,0001,954
Minority interest net income$091
Net income of bank and minority interests.$553,0001,956
Net charge-offs$378,0001,822
Cash dividends$375,000907
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$553,0001,890
2009-12-31 (YTD Data)Rank
Total interest income$18,660,0001,825
Total interest expense$5,996,0001,922
Net interest income$12,664,0001,760
Provision for loan and lease losses$2,443,0002,219
Total noninterest income$1,740,0002,334
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$874,0001,905
Trading account gains and fees$0211
Additional Noninterest Income$866,0002,338
Total noninterest expense$10,787,0001,887
Salaries and employee benefits$6,296,0001,571
Premises and equipment expense$1,627,0001,665
Additional noninterest expense$2,864,0002,446
Pre-tax net operating income$1,174,0002,750
Securities gains (losses)$509,000870
Applicable income taxes$13,0003,817
Income before extraordinary items$1,670,0001,939
Extraordinary gains, net$034
Net income$1,670,0001,936
Minority interest net income$0115
Net income of bank and minority interests.$1,670,0001,938
Net charge-offs$892,0003,007
Cash dividends$3,985,000447
Sale, conversion, retirement of capital stock, net$-286,0007,969
Net operating income$1,166,0902,473
2009-09-30 (YTD Data)Rank
Total interest income$13,975,0001,861
Total interest expense$4,562,0001,987
Net interest income$9,413,0001,779
Provision for loan and lease losses$696,0003,293
Total noninterest income$1,294,0002,398
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$646,0001,930
Trading account gains and fees$0212
Additional Noninterest Income$648,0002,408
Total noninterest expense$7,947,0001,904
Salaries and employee benefits$4,733,0001,589
Premises and equipment expense$1,238,0001,647
Additional noninterest expense$1,976,0002,599
Pre-tax net operating income$2,064,0001,575
Securities gains (losses)$154,0001,484
Applicable income taxes$442,0001,527
Income before extraordinary items$1,776,0001,513
Extraordinary gains, net$027
Net income$1,776,0001,510
Minority interest net income$0118
Net income of bank and minority interests.$1,776,0001,513
Net charge-offs$756,0002,553
Cash dividends$3,714,000336
Sale, conversion, retirement of capital stock, net$-286,0008,069
Net operating income$1,652,8001,578
2009-06-30 (YTD Data)Rank
Total interest income$9,233,0001,913
Total interest expense$3,050,0002,067
Net interest income$6,183,0001,801
Provision for loan and lease losses$359,0003,447
Total noninterest income$835,0002,456
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$409,0001,986
Trading account gains and fees$0193
Additional Noninterest Income$426,0002,452
Total noninterest expense$5,266,0001,934
Salaries and employee benefits$3,117,0001,642
Premises and equipment expense$825,0001,680
Additional noninterest expense$1,324,0002,604
Pre-tax net operating income$1,393,0001,618
Securities gains (losses)$19,0002,345
Applicable income taxes$260,0001,693
Income before extraordinary items$1,152,0001,617
Extraordinary gains, net$021
Net income$1,152,0001,614
Minority interest net income$0112
Net income of bank and minority interests.$1,152,0001,616
Net charge-offs$583,0002,168
Cash dividends$813,0001,114
Sale, conversion, retirement of capital stock, net$-286,0008,171
Net operating income$1,136,4201,609
2009-03-31 (YTD Data)Rank
Total interest income$4,529,0001,970
Total interest expense$1,531,0002,132
Net interest income$2,998,0001,848
Provision for loan and lease losses$150,0003,210
Total noninterest income$411,0002,458
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$204,0001,933
Trading account gains and fees$0171
Additional Noninterest Income$207,0002,464
Total noninterest expense$2,560,0001,933
Salaries and employee benefits$1,532,0001,682
Premises and equipment expense$419,0001,681
Additional noninterest expense$609,0002,529
Pre-tax net operating income$699,0001,814
Securities gains (losses)$-32,0007,905
Applicable income taxes$116,0002,030
Income before extraordinary items$551,0001,947
Extraordinary gains, net$015
Net income$551,0001,949
Minority interest net income$0102
Net income of bank and minority interests.$551,0001,949
Net charge-offs$195,0002,156
Cash dividends$613,000704
Sale, conversion, retirement of capital stock, net$-220,0008,226
Net operating income$577,5601,759
2008-12-31 (YTD Data)Rank
Total interest income$18,179,0002,095
Total interest expense$5,709,0002,633
Net interest income$12,470,0001,788
Provision for loan and lease losses$1,146,0002,510
Total noninterest income$1,834,0002,274
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$951,0001,837
Trading account gains and fees$0154
Additional Noninterest Income$883,0002,318
Total noninterest expense$10,207,0001,893
Salaries and employee benefits$6,219,0001,645
Premises and equipment expense$1,651,0001,668
Additional noninterest expense$2,337,0002,482
Pre-tax net operating income$2,951,0001,827
Securities gains (losses)$-2,625,0007,958
Applicable income taxes$-453,0007,459
Income before extraordinary items$779,0003,753
Extraordinary gains, net$039
Net income$779,0003,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$728,0002,316
Cash dividends$1,325,0001,905
Sale, conversion, retirement of capital stock, net$-578,0008,271
Net operating income$3,404,0001,304
2008-09-30 (YTD Data)Rank
Total interest income$13,573,0002,151
Total interest expense$4,184,0002,794
Net interest income$9,389,0001,794
Provision for loan and lease losses$446,0002,931
Total noninterest income$1,375,0002,351
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$712,0001,846
Trading account gains and fees$0148
Additional Noninterest Income$663,0002,396
Total noninterest expense$7,740,0001,857
Salaries and employee benefits$4,784,0001,630
Premises and equipment expense$1,237,0001,679
Additional noninterest expense$1,719,0002,464
Pre-tax net operating income$2,578,0001,870
Securities gains (losses)$-2,675,0008,117
Applicable income taxes$-509,0007,885
Income before extraordinary items$412,0004,745
Extraordinary gains, net$031
Net income$412,0004,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,757
Cash dividends$1,175,0001,616
Sale, conversion, retirement of capital stock, net$-504,0008,359
Net operating income$2,124,0001,785
2008-06-30 (YTD Data)Rank
Total interest income$8,908,0002,208
Total interest expense$2,774,0002,911
Net interest income$6,134,0001,830
Provision for loan and lease losses$207,0003,100
Total noninterest income$896,0002,424
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$465,0001,854
Trading account gains and fees$0149
Additional Noninterest Income$431,0002,467
Total noninterest expense$5,209,0001,850
Salaries and employee benefits$3,176,0001,655
Premises and equipment expense$840,0001,653
Additional noninterest expense$1,193,0002,358
Pre-tax net operating income$1,614,0002,047
Securities gains (losses)$55,0001,373
Applicable income taxes$341,0002,049
Income before extraordinary items$1,328,0002,001
Extraordinary gains, net$021
Net income$1,328,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,548
Cash dividends$775,0001,731
Sale, conversion, retirement of capital stock, net$-282,0008,425
Net operating income$1,284,0002,016
2008-03-31 (YTD Data)Rank
Total interest income$4,405,0002,286
Total interest expense$1,412,0003,048
Net interest income$2,993,0001,866
Provision for loan and lease losses$55,0003,686
Total noninterest income$457,0002,369
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$231,0001,836
Trading account gains and fees$0158
Additional Noninterest Income$226,0002,388
Total noninterest expense$2,633,0001,823
Salaries and employee benefits$1,589,0001,655
Premises and equipment expense$426,0001,638
Additional noninterest expense$618,0002,260
Pre-tax net operating income$762,0002,259
Securities gains (losses)$7,0002,110
Applicable income taxes$145,0002,364
Income before extraordinary items$624,0002,241
Extraordinary gains, net$015
Net income$624,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,000952
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$-123,0008,455
Net operating income$618,3302,181
2007-12-31 (YTD Data)Rank
Total interest income$17,825,0002,311
Total interest expense$5,425,0003,256
Net interest income$12,400,0001,828
Provision for loan and lease losses$50,0005,648
Total noninterest income$2,015,0002,200
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,084,0001,649
Trading account gains and fees$0178
Additional Noninterest Income$931,0002,321
Total noninterest expense$10,351,0001,790
Salaries and employee benefits$6,326,0001,599
Premises and equipment expense$1,712,0001,550
Additional noninterest expense$2,313,0002,336
Pre-tax net operating income$4,014,0001,982
Securities gains (losses)$120,000566
Applicable income taxes$982,0001,884
Income before extraordinary items$3,152,0001,963
Extraordinary gains, net$039
Net income$3,152,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0002,366
Cash dividends$1,565,0001,940
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,060,8001,996
2007-09-30 (YTD Data)Rank
Total interest income$13,337,0002,324
Total interest expense$4,055,0003,260
Net interest income$9,282,0001,835
Provision for loan and lease losses$50,0005,025
Total noninterest income$1,490,0002,227
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$798,0001,656
Trading account gains and fees$0184
Additional Noninterest Income$692,0002,338
Total noninterest expense$7,764,0001,768
Salaries and employee benefits$4,743,0001,600
Premises and equipment expense$1,284,0001,547
Additional noninterest expense$1,737,0002,287
Pre-tax net operating income$2,958,0002,136
Securities gains (losses)$120,000457
Applicable income taxes$723,0002,040
Income before extraordinary items$2,355,0002,089
Extraordinary gains, net$033
Net income$2,355,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,833
Cash dividends$1,215,0001,760
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,262,6002,137
2007-06-30 (YTD Data)Rank
Total interest income$8,868,0002,351
Total interest expense$2,751,0003,204
Net interest income$6,117,0001,881
Provision for loan and lease losses$50,0004,348
Total noninterest income$970,0002,285
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$508,0001,733
Trading account gains and fees$0168
Additional Noninterest Income$462,0002,369
Total noninterest expense$5,162,0001,791
Salaries and employee benefits$3,168,0001,628
Premises and equipment expense$846,0001,584
Additional noninterest expense$1,148,0002,317
Pre-tax net operating income$1,875,0002,274
Securities gains (losses)$5,0001,010
Applicable income taxes$402,0002,374
Income before extraordinary items$1,478,0002,228
Extraordinary gains, net$029
Net income$1,478,0002,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,785
Cash dividends$500,0002,415
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,474,0502,219
2007-03-31 (YTD Data)Rank
Total interest income$4,401,0002,359
Total interest expense$1,380,0003,194
Net interest income$3,021,0001,908
Provision for loan and lease losses$30,0003,737
Total noninterest income$466,0002,306
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$244,0001,747
Trading account gains and fees$0195
Additional Noninterest Income$222,0002,394
Total noninterest expense$2,603,0001,776
Salaries and employee benefits$1,599,0001,623
Premises and equipment expense$436,0001,538
Additional noninterest expense$568,0002,308
Pre-tax net operating income$854,0002,451
Securities gains (losses)$1,0001,055
Applicable income taxes$164,0002,653
Income before extraordinary items$691,0002,351
Extraordinary gains, net$022
Net income$691,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,512
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$690,1902,338
2006-12-31 (YTD Data)Rank
Total interest income$17,642,0002,210
Total interest expense$5,288,0002,885
Net interest income$12,354,0001,874
Provision for loan and lease losses$62,0005,291
Total noninterest income$2,043,0002,187
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,116,0001,589
Trading account gains and fees$0130
Additional Noninterest Income$927,0002,343
Total noninterest expense$10,513,0001,693
Salaries and employee benefits$6,518,0001,518
Premises and equipment expense$1,696,0001,520
Additional noninterest expense$2,299,0002,264
Pre-tax net operating income$3,822,0002,335
Securities gains (losses)$176,000416
Applicable income taxes$915,0002,321
Income before extraordinary items$3,083,0002,228
Extraordinary gains, net$051
Net income$3,083,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,0001,319
Cash dividends$1,350,0002,088
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,947,4802,288
2006-09-30 (YTD Data)Rank
Total interest income$13,098,0002,227
Total interest expense$3,814,0002,904
Net interest income$9,284,0001,882
Provision for loan and lease losses$06,685
Total noninterest income$1,533,0002,196
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$825,0001,614
Trading account gains and fees$0126
Additional Noninterest Income$708,0002,306
Total noninterest expense$7,939,0001,690
Salaries and employee benefits$4,956,0001,507
Premises and equipment expense$1,258,0001,548
Additional noninterest expense$1,725,0002,251
Pre-tax net operating income$2,878,0002,403
Securities gains (losses)$70,000491
Applicable income taxes$562,0002,692
Income before extraordinary items$2,386,0002,232
Extraordinary gains, net$045
Net income$2,386,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,039
Cash dividends$1,050,0001,853
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,329,3002,269
2006-06-30 (YTD Data)Rank
Total interest income$8,614,0002,219
Total interest expense$2,413,0002,905
Net interest income$6,201,0001,876
Provision for loan and lease losses$06,419
Total noninterest income$999,0002,228
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$531,0001,650
Trading account gains and fees$0126
Additional Noninterest Income$468,0002,315
Total noninterest expense$5,312,0001,682
Salaries and employee benefits$3,298,0001,509
Premises and equipment expense$836,0001,553
Additional noninterest expense$1,178,0002,215
Pre-tax net operating income$1,888,0002,420
Securities gains (losses)$01,185
Applicable income taxes$365,0002,759
Income before extraordinary items$1,523,0002,313
Extraordinary gains, net$039
Net income$1,523,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$630,0002,018
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,523,0002,295
2006-03-31 (YTD Data)Rank
Total interest income$4,166,0002,241
Total interest expense$1,069,0003,083
Net interest income$3,097,0001,864
Provision for loan and lease losses$06,013
Total noninterest income$473,0002,268
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$255,0001,654
Trading account gains and fees$0115
Additional Noninterest Income$218,0002,368
Total noninterest expense$2,681,0001,672
Salaries and employee benefits$1,645,0001,513
Premises and equipment expense$419,0001,552
Additional noninterest expense$617,0002,103
Pre-tax net operating income$889,0002,489
Securities gains (losses)$0955
Applicable income taxes$177,0002,781
Income before extraordinary items$712,0002,412
Extraordinary gains, net$021
Net income$712,0002,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,727
Cash dividends$480,0001,419
Sale, conversion, retirement of capital stock, net$0648
Net operating income$712,0002,387
2005-12-31 (YTD Data)Rank
Total interest income$16,074,0002,071
Total interest expense$3,584,0002,882
Net interest income$12,490,0001,757
Provision for loan and lease losses$-50,0008,577
Total noninterest income$1,978,0002,229
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,175,0001,493
Trading account gains and fees$0138
Additional Noninterest Income$803,0002,532
Total noninterest expense$10,542,0001,620
Salaries and employee benefits$6,409,0001,459
Premises and equipment expense$1,667,0001,466
Additional noninterest expense$2,466,0002,038
Pre-tax net operating income$3,976,0002,232
Securities gains (losses)$102,000694
Applicable income taxes$952,0002,324
Income before extraordinary items$3,126,0002,168
Extraordinary gains, net$046
Net income$3,126,0002,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,626
Cash dividends$1,245,0002,083
Sale, conversion, retirement of capital stock, net$7,000897
Net operating income$3,047,4602,185
2005-09-30 (YTD Data)Rank
Total interest income$11,947,0002,040
Total interest expense$2,588,0002,851
Net interest income$9,359,0001,746
Provision for loan and lease losses$-50,0008,661
Total noninterest income$1,476,0002,234
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$872,0001,489
Trading account gains and fees$0126
Additional Noninterest Income$604,0002,545
Total noninterest expense$7,934,0001,598
Salaries and employee benefits$4,766,0001,456
Premises and equipment expense$1,259,0001,443
Additional noninterest expense$1,909,0001,951
Pre-tax net operating income$2,951,0002,262
Securities gains (losses)$74,000762
Applicable income taxes$658,0002,490
Income before extraordinary items$2,367,0002,168
Extraordinary gains, net$035
Net income$2,367,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,687
Cash dividends$945,0001,886
Sale, conversion, retirement of capital stock, net$15,000703
Net operating income$2,309,2802,179
2005-06-30 (YTD Data)Rank
Total interest income$7,864,0002,007
Total interest expense$1,647,0002,821
Net interest income$6,217,0001,729
Provision for loan and lease losses$06,626
Total noninterest income$958,0002,250
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$552,0001,524
Trading account gains and fees$0116
Additional Noninterest Income$406,0002,514
Total noninterest expense$5,273,0001,601
Salaries and employee benefits$3,153,0001,469
Premises and equipment expense$817,0001,476
Additional noninterest expense$1,303,0001,890
Pre-tax net operating income$1,902,0002,268
Securities gains (losses)$48,000795
Applicable income taxes$410,0002,572
Income before extraordinary items$1,540,0002,189
Extraordinary gains, net$030
Net income$1,540,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,211
Cash dividends$570,0002,020
Sale, conversion, retirement of capital stock, net$15,000576
Net operating income$1,502,0802,190
2005-03-31 (YTD Data)Rank
Total interest income$3,911,0001,990
Total interest expense$794,0002,805
Net interest income$3,117,0001,717
Provision for loan and lease losses$06,226
Total noninterest income$468,0002,230
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$267,0001,521
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,474
Total noninterest expense$2,609,0001,625
Salaries and employee benefits$1,562,0001,493
Premises and equipment expense$399,0001,515
Additional noninterest expense$648,0001,890
Pre-tax net operating income$976,0002,206
Securities gains (losses)$3,0001,324
Applicable income taxes$208,0002,534
Income before extraordinary items$771,0002,149
Extraordinary gains, net$024
Net income$771,0002,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,020
Cash dividends$470,0001,314
Sale, conversion, retirement of capital stock, net$0491
Net operating income$768,6302,121
2004-12-31 (YTD Data)Rank
Total interest income$15,638,0001,830
Total interest expense$3,097,0002,557
Net interest income$12,541,0001,624
Provision for loan and lease losses$340,0002,675
Total noninterest income$1,951,0002,237
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,182,0001,494
Trading account gains and fees$0138
Additional Noninterest Income$769,0002,566
Total noninterest expense$10,297,0001,584
Salaries and employee benefits$6,296,0001,404
Premises and equipment expense$1,517,0001,536
Additional noninterest expense$2,484,0001,958
Pre-tax net operating income$3,855,0002,116
Securities gains (losses)$411,000514
Applicable income taxes$857,0002,410
Income before extraordinary items$3,409,0001,851
Extraordinary gains, net$034
Net income$3,409,0001,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,801
Cash dividends$1,235,0002,002
Sale, conversion, retirement of capital stock, net$12,000811
Net operating income$3,080,2001,981
2004-09-30 (YTD Data)Rank
Total interest income$11,741,0001,808
Total interest expense$2,341,0002,497
Net interest income$9,400,0001,608
Provision for loan and lease losses$340,0002,055
Total noninterest income$1,454,0002,252
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$878,0001,520
Trading account gains and fees$0134
Additional Noninterest Income$576,0002,568
Total noninterest expense$7,621,0001,594
Salaries and employee benefits$4,635,0001,429
Premises and equipment expense$1,095,0001,597
Additional noninterest expense$1,891,0001,903
Pre-tax net operating income$2,893,0002,131
Securities gains (losses)$310,000585
Applicable income taxes$717,0002,271
Income before extraordinary items$2,486,0001,911
Extraordinary gains, net$026
Net income$2,486,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,462
Cash dividends$935,0001,794
Sale, conversion, retirement of capital stock, net$28,000635
Net operating income$2,244,2002,035
2004-06-30 (YTD Data)Rank
Total interest income$7,676,0001,829
Total interest expense$1,549,0002,500
Net interest income$6,127,0001,632
Provision for loan and lease losses$200,0002,196
Total noninterest income$949,0002,284
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$570,0001,542
Trading account gains and fees$0130
Additional Noninterest Income$379,0002,595
Total noninterest expense$5,058,0001,601
Salaries and employee benefits$3,031,0001,462
Premises and equipment expense$740,0001,564
Additional noninterest expense$1,287,0001,854
Pre-tax net operating income$1,818,0002,215
Securities gains (losses)$269,000530
Applicable income taxes$460,0002,335
Income before extraordinary items$1,627,0001,922
Extraordinary gains, net$021
Net income$1,627,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,905
Cash dividends$535,0002,042
Sale, conversion, retirement of capital stock, net$28,000533
Net operating income$1,417,1802,117
2004-03-31 (YTD Data)Rank
Total interest income$3,871,0001,819
Total interest expense$801,0002,447
Net interest income$3,070,0001,621
Provision for loan and lease losses$140,0001,616
Total noninterest income$460,0002,292
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$284,0001,511
Trading account gains and fees$0121
Additional Noninterest Income$176,0002,676
Total noninterest expense$2,572,0001,582
Salaries and employee benefits$1,514,0001,460
Premises and equipment expense$373,0001,571
Additional noninterest expense$685,0001,739
Pre-tax net operating income$818,0002,379
Securities gains (losses)$230,000450
Applicable income taxes$225,0002,377
Income before extraordinary items$823,0001,899
Extraordinary gains, net$016
Net income$823,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,251
Cash dividends$435,0001,371
Sale, conversion, retirement of capital stock, net$28,000351
Net operating income$641,3002,259
2003-12-31 (YTD Data)Rank
Total interest income$15,515,0001,832
Total interest expense$3,730,0002,375
Net interest income$11,785,0001,648
Provision for loan and lease losses$40,0006,511
Total noninterest income$2,037,0002,292
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,168,0001,472
Trading account gains and fees$0160
Additional Noninterest Income$869,0002,596
Total noninterest expense$9,662,0001,664
Salaries and employee benefits$5,821,0001,476
Premises and equipment expense$1,518,0001,503
Additional noninterest expense$2,323,0002,076
Pre-tax net operating income$4,120,0001,937
Securities gains (losses)$218,0001,286
Applicable income taxes$909,0002,308
Income before extraordinary items$3,429,0001,815
Extraordinary gains, net$054
Net income$3,429,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0002,211
Cash dividends$880,0002,537
Sale, conversion, retirement of capital stock, net$-6,0009,056
Net operating income$3,256,7801,817
2003-09-30 (YTD Data)Rank
Total interest income$11,563,0001,882
Total interest expense$2,897,0002,375
Net interest income$8,666,0001,694
Provision for loan and lease losses$10,0007,100
Total noninterest income$1,545,0002,304
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$862,0001,514
Trading account gains and fees$0153
Additional Noninterest Income$683,0002,606
Total noninterest expense$7,310,0001,655
Salaries and employee benefits$4,436,0001,466
Premises and equipment expense$1,139,0001,505
Additional noninterest expense$1,735,0002,069
Pre-tax net operating income$2,891,0002,102
Securities gains (losses)$169,0001,333
Applicable income taxes$576,0002,754
Income before extraordinary items$2,484,0001,938
Extraordinary gains, net$040
Net income$2,484,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0001,694
Cash dividends$680,0002,212
Sale, conversion, retirement of capital stock, net$-6,0009,130
Net operating income$2,347,1101,930
2003-06-30 (YTD Data)Rank
Total interest income$7,708,0001,895
Total interest expense$1,983,0002,388
Net interest income$5,725,0001,704
Provision for loan and lease losses$07,324
Total noninterest income$930,0002,469
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$558,0001,528
Trading account gains and fees$0150
Additional Noninterest Income$372,0002,903
Total noninterest expense$4,870,0001,651
Salaries and employee benefits$2,948,0001,461
Premises and equipment expense$773,0001,482
Additional noninterest expense$1,149,0002,080
Pre-tax net operating income$1,785,0002,256
Securities gains (losses)$107,0001,456
Applicable income taxes$328,0003,071
Income before extraordinary items$1,564,0002,030
Extraordinary gains, net$030
Net income$1,564,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,783
Cash dividends$330,0002,734
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,475,1902,019
2003-03-31 (YTD Data)Rank
Total interest income$3,801,0001,930
Total interest expense$1,007,0002,422
Net interest income$2,794,0001,741
Provision for loan and lease losses$06,934
Total noninterest income$466,0002,418
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$282,0001,480
Trading account gains and fees$0134
Additional Noninterest Income$184,0002,869
Total noninterest expense$2,466,0001,625
Salaries and employee benefits$1,465,0001,460
Premises and equipment expense$416,0001,396
Additional noninterest expense$585,0002,011
Pre-tax net operating income$794,0002,489
Securities gains (losses)$92,0001,047
Applicable income taxes$150,0003,221
Income before extraordinary items$736,0002,118
Extraordinary gains, net$021
Net income$736,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,214
Cash dividends$330,0001,663
Sale, conversion, retirement of capital stock, net$0419
Net operating income$659,6402,196
2002-12-31 (YTD Data)Rank
Total interest income$16,546,0001,863
Total interest expense$4,656,0002,387
Net interest income$11,890,0001,629
Provision for loan and lease losses$08,089
Total noninterest income$1,654,0002,456
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,161,0001,399
Trading account gains and fees$0153
Additional Noninterest Income$493,0003,308
Total noninterest expense$9,012,0001,686
Salaries and employee benefits$5,780,0001,411
Premises and equipment expense$1,431,0001,554
Additional noninterest expense$1,801,0002,543
Pre-tax net operating income$4,532,0001,792
Securities gains (losses)$53,0002,352
Applicable income taxes$1,351,0001,801
Income before extraordinary items$3,234,0001,850
Extraordinary gains, net$070
Net income$3,234,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,864
Cash dividends$720,0002,833
Sale, conversion, retirement of capital stock, net$39,000737
Net operating income$3,196,3701,807
2001-12-31 (YTD Data)Rank
Total interest income$17,182,0001,991
Total interest expense$5,982,0002,675
Net interest income$11,200,0001,586
Provision for loan and lease losses$08,228
Total noninterest income$1,473,0002,539
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,117,0001,340
Trading account gains and fees$0177
Additional Noninterest Income$356,0003,775
Total noninterest expense$9,935,0001,480
Salaries and employee benefits$5,852,0001,274
Premises and equipment expense$1,454,0001,481
Additional noninterest expense$2,629,0001,743
Pre-tax net operating income$2,738,0002,467
Securities gains (losses)$273,000948
Applicable income taxes$825,0002,368
Income before extraordinary items$2,186,0002,351
Extraordinary gains, net$0105
Net income$2,186,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,256
Cash dividends$1,750,0001,468
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,986,7102,467
2000-12-31 (YTD Data)Rank
Total interest income$16,696,0002,108
Total interest expense$5,735,0002,900
Net interest income$10,961,0001,597
Provision for loan and lease losses$08,337
Total noninterest income$1,584,0002,254
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,152,0001,173
Trading account gains and fees$0180
Additional Noninterest Income$432,0003,194
Total noninterest expense$8,510,0001,637
Salaries and employee benefits$6,217,0001,137
Premises and equipment expense$1,484,0001,395
Additional noninterest expense$809,0004,698
Pre-tax net operating income$4,035,0001,809
Securities gains (losses)$-26,0008,870
Applicable income taxes$1,539,0001,477
Income before extraordinary items$2,470,0002,106
Extraordinary gains, net$038
Net income$2,470,0002,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-463,0009,877
Cash dividends$486,0003,621
Sale, conversion, retirement of capital stock, net$5,000,000207
Net operating income$2,486,6402,094
1999-12-31 (YTD Data)Rank
Total interest income$15,550,0002,095
Total interest expense$5,622,0002,619
Net interest income$9,928,0001,754
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,558,0002,240
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,141,0001,166
Trading account gains and fees$0173
Additional Noninterest Income$417,0003,316
Total noninterest expense$8,223,0001,672
Salaries and employee benefits$5,521,0001,252
Premises and equipment expense$1,450,0001,397
Additional noninterest expense$1,252,0003,303
Pre-tax net operating income$2,963,0002,440
Securities gains (losses)$-64,0009,852
Applicable income taxes$1,277,0001,811
Income before extraordinary items$1,622,0003,056
Extraordinary gains, net$035
Net income$1,622,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,262
Cash dividends$350,0004,197
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,662,9602,954
1998-12-31 (YTD Data)Rank
Total interest income$15,889,0002,051
Total interest expense$6,096,0002,494
Net interest income$9,793,0001,742
Provision for loan and lease losses$-500,00010,411
Total noninterest income$2,580,0001,506
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,155,0001,098
Trading account gains and fees$0224
Additional Noninterest Income$1,425,0001,452
Total noninterest expense$11,774,0001,119
Salaries and employee benefits$5,052,0001,298
Premises and equipment expense$1,387,0001,409
Additional noninterest expense$5,335,000910
Pre-tax net operating income$1,099,0005,144
Securities gains (losses)$527,000539
Applicable income taxes$802,0002,741
Income before extraordinary items$824,0005,102
Extraordinary gains, net$032
Net income$824,0005,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$798,000895
Cash dividends$5,532,000596
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$486,7206,579
1997-12-31 (YTD Data)Rank
Total interest income$17,478,0001,891
Total interest expense$6,909,0002,183
Net interest income$10,569,0001,649
Provision for loan and lease losses$270,0002,814
Total noninterest income$1,459,0002,252
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,174,0001,073
Trading account gains and fees$0239
Additional Noninterest Income$285,0004,051
Total noninterest expense$11,580,0001,149
Salaries and employee benefits$5,259,0001,255
Premises and equipment expense$1,264,0001,538
Additional noninterest expense$5,057,000954
Pre-tax net operating income$178,0009,694
Securities gains (losses)$271,000594
Applicable income taxes$-309,00010,829
Income before extraordinary items$758,0005,639
Extraordinary gains, net$044
Net income$758,0005,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,192,000710
Cash dividends$312,0004,467
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$487,0007,003
1996-12-31 (YTD Data)Rank
Total interest income$18,651,0001,813
Total interest expense$7,761,0002,023
Net interest income$10,890,0001,629
Provision for loan and lease losses$6,596,000284
Total noninterest income$2,081,0001,784
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,187,0001,112
Trading account gains and fees$0262
Additional Noninterest Income$894,0001,954
Total noninterest expense$8,994,0001,573
Salaries and employee benefits$4,635,0001,454
Premises and equipment expense$1,327,0001,527
Additional noninterest expense$3,031,0001,715
Pre-tax net operating income$-2,620,00011,417
Securities gains (losses)$145,000806
Applicable income taxes$-1,471,00011,402
Income before extraordinary items$-1,004,00011,368
Extraordinary gains, net$053
Net income$-1,004,00011,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,170,000331
Cash dividends$885,0002,352
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-1,096,80011,354
1995-12-31 (YTD Data)Rank
Total interest income$18,628,0001,817
Total interest expense$7,262,0002,139
Net interest income$11,366,0001,578
Provision for loan and lease losses$7,925,000224
Total noninterest income$1,437,0002,355
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,079,0001,241
Trading account gains and fees$0522
Additional Noninterest Income$358,0003,552
Total noninterest expense$8,734,0001,627
Salaries and employee benefits$4,137,0001,602
Premises and equipment expense$1,259,0001,609
Additional noninterest expense$3,338,0001,552
Pre-tax net operating income$-3,856,00011,955
Securities gains (losses)$507,000353
Applicable income taxes$-1,670,00011,927
Income before extraordinary items$-1,679,00011,896
Extraordinary gains, net$065
Net income$-1,679,00011,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,054,000239
Cash dividends$315,0004,405
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-2,003,48011,902
1994-12-31 (YTD Data)Rank
Total interest income$17,965,0001,712
Total interest expense$6,077,0002,055
Net interest income$11,888,0001,513
Provision for loan and lease losses$1,120,000858
Total noninterest income$1,482,0002,325
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,075,0001,241
Trading account gains and fees$0475
Additional Noninterest Income$407,0003,368
Total noninterest expense$7,185,0001,986
Salaries and employee benefits$3,989,0001,679
Premises and equipment expense$1,185,0001,738
Additional noninterest expense$2,011,0002,561
Pre-tax net operating income$5,065,0001,456
Securities gains (losses)$78,000892
Applicable income taxes$1,617,0001,448
Income before extraordinary items$3,526,0001,407
Extraordinary gains, net$0249
Net income$3,526,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,000922
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,472,1801,440
1993-12-31 (YTD Data)Rank
Total interest income$17,067,0001,832
Total interest expense$6,301,0002,057
Net interest income$10,766,0001,688
Provision for loan and lease losses$1,080,0001,232
Total noninterest income$1,371,0002,621
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,070,0001,266
Trading account gains and fees$0532
Additional Noninterest Income$301,0004,455
Total noninterest expense$6,705,0002,174
Salaries and employee benefits$3,677,0001,827
Premises and equipment expense$1,155,0001,815
Additional noninterest expense$1,873,0002,887
Pre-tax net operating income$4,352,0001,600
Securities gains (losses)$5,0006,132
Applicable income taxes$1,329,0001,754
Income before extraordinary items$3,028,0001,671
Extraordinary gains, net$28,0002,522
Net income$3,056,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,550
Cash dividends$160,0005,928
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,024,5501,581
1992-12-31 (YTD Data)Rank
Total interest income$15,530,0002,272
Total interest expense$6,714,0002,513
Net interest income$8,816,0002,070
Provision for loan and lease losses$1,000,0001,834
Total noninterest income$1,297,0002,685
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,018,0001,307
Trading account gains and fees$0504
Additional Noninterest Income$279,0004,635
Total noninterest expense$5,970,0002,433
Salaries and employee benefits$3,327,0001,973
Premises and equipment expense$1,063,0001,991
Additional noninterest expense$1,580,0003,437
Pre-tax net operating income$3,143,0001,978
Securities gains (losses)$31,0004,927
Applicable income taxes$885,0002,353
Income before extraordinary items$2,289,0002,005
Extraordinary gains, net$01,422
Net income$2,289,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0003,815
Cash dividends$1,003,0001,533
Sale, conversion, retirement of capital stock, net$10,0001,064
Net operating income$2,266,6801,855

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.