Home > The Bank of Commerce > Income and Expense

The Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$110,704,000496
Total interest expense$19,974,000782
Net interest income$90,730,000400
Provision for loan and lease losses$3,579,000405
Total noninterest income$5,803,0001,080
Gross Fiduciary activities income$455,000607
Service charges on deposit accounts$809,0001,180
Trading account gains and fees$0123
Additional Noninterest Income$4,539,000942
Total noninterest expense$32,435,000831
Salaries and employee benefits$21,143,000719
Premises and equipment expense$3,304,000790
Additional noninterest expense$4,539,000942
Pre-tax net operating income$60,519,000302
Securities gains (losses)$0988
Applicable income taxes$14,659,000256
Income before extraordinary items$45,860,000305
Extraordinary gains, net$054
Net income$45,860,000309
Minority interest net income$088
Net income of bank and minority interests.$45,860,000307
Net charge-offs$-34,0004,116
Cash dividends$14,400,000383
Sale, conversion, retirement of capital stock, net$0540
Net operating income$45,860,000316
2023-09-30 (YTD Data)Rank
Total interest income$79,981,000503
Total interest expense$12,130,000864
Net interest income$67,851,000409
Provision for loan and lease losses$2,481,000405
Total noninterest income$4,299,0001,092
Gross Fiduciary activities income$311,000610
Service charges on deposit accounts$605,0001,174
Trading account gains and fees$0125
Additional Noninterest Income$3,383,000957
Total noninterest expense$20,958,000940
Salaries and employee benefits$12,853,000876
Premises and equipment expense$2,526,000781
Additional noninterest expense$3,383,000957
Pre-tax net operating income$48,711,000299
Securities gains (losses)$0849
Applicable income taxes$11,791,000249
Income before extraordinary items$36,920,000301
Extraordinary gains, net$052
Net income$36,920,000304
Minority interest net income$081
Net income of bank and minority interests.$36,920,000302
Net charge-offs$-31,0004,110
Cash dividends$600,0002,093
Sale, conversion, retirement of capital stock, net$0507
Net operating income$36,920,000307
2023-06-30 (YTD Data)Rank
Total interest income$51,524,000498
Total interest expense$5,825,000999
Net interest income$45,699,000399
Provision for loan and lease losses$903,000538
Total noninterest income$2,850,0001,037
Gross Fiduciary activities income$198,000613
Service charges on deposit accounts$393,0001,190
Trading account gains and fees$0112
Additional Noninterest Income$2,259,000883
Total noninterest expense$14,301,000913
Salaries and employee benefits$8,941,000840
Premises and equipment expense$1,680,000774
Additional noninterest expense$2,259,000882
Pre-tax net operating income$33,345,000297
Securities gains (losses)$0938
Applicable income taxes$8,104,000250
Income before extraordinary items$25,241,000299
Extraordinary gains, net$051
Net income$25,241,000304
Minority interest net income$081
Net income of bank and minority interests.$25,241,000299
Net charge-offs$-6,0003,775
Cash dividends$400,0002,106
Sale, conversion, retirement of capital stock, net$0486
Net operating income$25,241,000300
2023-03-31 (YTD Data)Rank
Total interest income$25,062,000511
Total interest expense$1,854,0001,256
Net interest income$23,208,000406
Provision for loan and lease losses$487,000523
Total noninterest income$1,350,0001,084
Gross Fiduciary activities income$93,000639
Service charges on deposit accounts$186,0001,247
Trading account gains and fees$097
Additional Noninterest Income$1,071,000915
Total noninterest expense$7,095,000928
Salaries and employee benefits$4,548,000845
Premises and equipment expense$840,000805
Additional noninterest expense$1,071,000915
Pre-tax net operating income$16,976,000296
Securities gains (losses)$0950
Applicable income taxes$4,129,000257
Income before extraordinary items$12,847,000304
Extraordinary gains, net$04
Net income$12,847,000305
Minority interest net income$048
Net income of bank and minority interests.$12,847,000305
Net charge-offs$-7,0003,948
Cash dividends$200,0001,791
Sale, conversion, retirement of capital stock, net$0430
Net operating income$12,847,000306
2022-12-31 (YTD Data)Rank
Total interest income$76,190,000524
Total interest expense$2,372,0001,423
Net interest income$73,818,000484
Provision for loan and lease losses$2,961,000398
Total noninterest income$6,061,0001,051
Gross Fiduciary activities income$302,000672
Service charges on deposit accounts$855,0001,145
Trading account gains and fees$0116
Additional Noninterest Income$4,904,000926
Total noninterest expense$31,425,000839
Salaries and employee benefits$20,507,000732
Premises and equipment expense$3,247,000800
Additional noninterest expense$4,904,000926
Pre-tax net operating income$45,493,000408
Securities gains (losses)$0691
Applicable income taxes$10,842,000354
Income before extraordinary items$34,651,000414
Extraordinary gains, net$05
Net income$34,651,000415
Minority interest net income$063
Net income of bank and minority interests.$34,651,000415
Net charge-offs$5,0002,318
Cash dividends$12,800,000393
Sale, conversion, retirement of capital stock, net$0568
Net operating income$34,651,000422
2022-09-30 (YTD Data)Rank
Total interest income$51,882,000538
Total interest expense$1,444,0001,364
Net interest income$50,438,000513
Provision for loan and lease losses$931,000656
Total noninterest income$4,615,0001,064
Gross Fiduciary activities income$192,000677
Service charges on deposit accounts$651,0001,142
Trading account gains and fees$0111
Additional Noninterest Income$3,772,000921
Total noninterest expense$20,552,000924
Salaries and employee benefits$12,760,000857
Premises and equipment expense$2,422,000799
Additional noninterest expense$3,772,000921
Pre-tax net operating income$33,570,000408
Securities gains (losses)$0740
Applicable income taxes$7,490,000383
Income before extraordinary items$26,080,000408
Extraordinary gains, net$04
Net income$26,080,000408
Minority interest net income$057
Net income of bank and minority interests.$26,080,000408
Net charge-offs$-45,0004,046
Cash dividends$600,0002,052
Sale, conversion, retirement of capital stock, net$0519
Net operating income$26,080,000418
2022-06-30 (YTD Data)Rank
Total interest income$31,538,000556
Total interest expense$843,0001,313
Net interest income$30,695,000537
Provision for loan and lease losses$-69,0004,446
Total noninterest income$3,051,0001,059
Gross Fiduciary activities income$150,000629
Service charges on deposit accounts$417,0001,158
Trading account gains and fees$0108
Additional Noninterest Income$2,484,000945
Total noninterest expense$13,490,000917
Salaries and employee benefits$8,388,000855
Premises and equipment expense$1,571,000817
Additional noninterest expense$3,531,0001,028
Pre-tax net operating income$20,325,000425
Securities gains (losses)$0687
Applicable income taxes$4,542,000387
Income before extraordinary items$15,783,000424
Extraordinary gains, net$04
Net income$15,783,000423
Minority interest net income$060
Net income of bank and minority interests.$15,783,000424
Net charge-offs$-28,0003,994
Cash dividends$400,0002,044
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,783,000436
2022-03-31 (YTD Data)Rank
Total interest income$14,724,000571
Total interest expense$403,0001,306
Net interest income$14,321,000554
Provision for loan and lease losses$-40,0004,461
Total noninterest income$1,447,0001,088
Gross Fiduciary activities income$63,000649
Service charges on deposit accounts$206,0001,163
Trading account gains and fees$0103
Additional Noninterest Income$1,178,000978
Total noninterest expense$6,795,000915
Salaries and employee benefits$4,225,000855
Premises and equipment expense$766,000838
Additional noninterest expense$1,804,0001,000
Pre-tax net operating income$9,013,000457
Securities gains (losses)$0623
Applicable income taxes$2,227,000382
Income before extraordinary items$6,786,000476
Extraordinary gains, net$04
Net income$6,786,000475
Minority interest net income$050
Net income of bank and minority interests.$6,786,000476
Net charge-offs$-44,0004,368
Cash dividends$200,0001,712
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,786,000480
2021-12-31 (YTD Data)Rank
Total interest income$59,886,000574
Total interest expense$1,930,0001,370
Net interest income$57,956,000550
Provision for loan and lease losses$-151,0004,283
Total noninterest income$6,560,0001,103
Gross Fiduciary activities income$264,000649
Service charges on deposit accounts$718,0001,226
Trading account gains and fees$0132
Additional Noninterest Income$5,578,000984
Total noninterest expense$28,785,000879
Salaries and employee benefits$18,721,000774
Premises and equipment expense$3,150,000823
Additional noninterest expense$6,914,0001,037
Pre-tax net operating income$35,882,000477
Securities gains (losses)$1,0002,004
Applicable income taxes$8,622,000434
Income before extraordinary items$27,261,000510
Extraordinary gains, net$010
Net income$27,261,000510
Minority interest net income$074
Net income of bank and minority interests.$27,261,000511
Net charge-offs$-437,0004,702
Cash dividends$10,400,000461
Sale, conversion, retirement of capital stock, net$0582
Net operating income$27,260,210504
2021-09-30 (YTD Data)Rank
Total interest income$45,372,000577
Total interest expense$1,496,0001,402
Net interest income$43,876,000553
Provision for loan and lease losses$-80,0004,369
Total noninterest income$4,060,0001,271
Gross Fiduciary activities income$174,000651
Service charges on deposit accounts$526,0001,243
Trading account gains and fees$0132
Additional Noninterest Income$3,360,0001,185
Total noninterest expense$18,116,0001,011
Salaries and employee benefits$10,956,000966
Premises and equipment expense$2,309,000853
Additional noninterest expense$4,851,0001,081
Pre-tax net operating income$29,900,000456
Securities gains (losses)$1,0001,947
Applicable income taxes$7,495,000405
Income before extraordinary items$22,406,000482
Extraordinary gains, net$08
Net income$22,406,000480
Minority interest net income$069
Net income of bank and minority interests.$22,406,000482
Net charge-offs$-364,0004,779
Cash dividends$600,0002,145
Sale, conversion, retirement of capital stock, net$0543
Net operating income$22,405,210474
2021-06-30 (YTD Data)Rank
Total interest income$28,319,000614
Total interest expense$1,033,0001,421
Net interest income$27,286,000582
Provision for loan and lease losses$-83,0004,477
Total noninterest income$2,753,0001,247
Gross Fiduciary activities income$134,000646
Service charges on deposit accounts$344,0001,228
Trading account gains and fees$0133
Additional Noninterest Income$2,275,0001,184
Total noninterest expense$11,798,0001,018
Salaries and employee benefits$7,103,000984
Premises and equipment expense$1,507,000874
Additional noninterest expense$3,188,0001,084
Pre-tax net operating income$18,324,000485
Securities gains (losses)$1,0001,754
Applicable income taxes$4,587,000428
Income before extraordinary items$13,738,000518
Extraordinary gains, net$06
Net income$13,738,000517
Minority interest net income$067
Net income of bank and minority interests.$13,738,000518
Net charge-offs$-180,0004,726
Cash dividends$400,0002,131
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,737,210512
2021-03-31 (YTD Data)Rank
Total interest income$14,409,000598
Total interest expense$530,0001,452
Net interest income$13,879,000565
Provision for loan and lease losses$-71,0004,643
Total noninterest income$1,359,0001,252
Gross Fiduciary activities income$55,000664
Service charges on deposit accounts$173,0001,222
Trading account gains and fees$0127
Additional Noninterest Income$1,131,0001,174
Total noninterest expense$6,249,000974
Salaries and employee benefits$3,562,000969
Premises and equipment expense$773,000868
Additional noninterest expense$1,914,000936
Pre-tax net operating income$9,060,000486
Securities gains (losses)$01,392
Applicable income taxes$2,331,000420
Income before extraordinary items$6,729,000529
Extraordinary gains, net$03
Net income$6,729,000528
Minority interest net income$055
Net income of bank and minority interests.$6,729,000529
Net charge-offs$-32,0004,482
Cash dividends$200,0001,798
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,729,000516
2020-12-31 (YTD Data)Rank
Total interest income$58,826,000582
Total interest expense$3,073,0001,461
Net interest income$55,753,000532
Provision for loan and lease losses$2,935,000817
Total noninterest income$5,322,0001,216
Gross Fiduciary activities income$256,000653
Service charges on deposit accounts$802,0001,136
Trading account gains and fees$0133
Additional Noninterest Income$4,264,0001,148
Total noninterest expense$26,298,000915
Salaries and employee benefits$16,708,000831
Premises and equipment expense$3,172,000808
Additional noninterest expense$6,418,0001,044
Pre-tax net operating income$31,842,000411
Securities gains (losses)$1,0002,609
Applicable income taxes$7,837,000364
Income before extraordinary items$24,006,000454
Extraordinary gains, net$04
Net income$24,006,000453
Minority interest net income$072
Net income of bank and minority interests.$24,006,000454
Net charge-offs$152,0001,716
Cash dividends$9,200,000484
Sale, conversion, retirement of capital stock, net$0566
Net operating income$24,005,210439
2020-09-30 (YTD Data)Rank
Total interest income$43,543,000589
Total interest expense$2,465,0001,453
Net interest income$41,078,000531
Provision for loan and lease losses$1,226,0001,205
Total noninterest income$3,671,0001,252
Gross Fiduciary activities income$162,000656
Service charges on deposit accounts$607,0001,119
Trading account gains and fees$0125
Additional Noninterest Income$2,902,0001,187
Total noninterest expense$17,501,000979
Salaries and employee benefits$10,628,000933
Premises and equipment expense$2,448,000777
Additional noninterest expense$4,425,0001,097
Pre-tax net operating income$26,022,000363
Securities gains (losses)$1,0002,423
Applicable income taxes$6,465,000313
Income before extraordinary items$19,558,000396
Extraordinary gains, net$04
Net income$19,558,000396
Minority interest net income$065
Net income of bank and minority interests.$19,558,000396
Net charge-offs$406,000859
Cash dividends$600,0002,142
Sale, conversion, retirement of capital stock, net$0532
Net operating income$19,557,210390
2020-06-30 (YTD Data)Rank
Total interest income$29,474,000589
Total interest expense$1,710,0001,488
Net interest income$27,764,000516
Provision for loan and lease losses$708,0001,324
Total noninterest income$2,270,0001,256
Gross Fiduciary activities income$108,000660
Service charges on deposit accounts$423,0001,098
Trading account gains and fees$0123
Additional Noninterest Income$1,739,0001,193
Total noninterest expense$11,734,000964
Salaries and employee benefits$7,231,000910
Premises and equipment expense$1,621,000788
Additional noninterest expense$2,882,0001,105
Pre-tax net operating income$17,592,000317
Securities gains (losses)$1,0002,174
Applicable income taxes$4,448,000276
Income before extraordinary items$13,145,000351
Extraordinary gains, net$04
Net income$13,145,000351
Minority interest net income$065
Net income of bank and minority interests.$13,145,000351
Net charge-offs$435,000648
Cash dividends$400,0002,160
Sale, conversion, retirement of capital stock, net$0504
Net operating income$13,144,210340
2020-03-31 (YTD Data)Rank
Total interest income$15,152,000577
Total interest expense$879,0001,575
Net interest income$14,273,000503
Provision for loan and lease losses$223,0001,381
Total noninterest income$1,099,0001,213
Gross Fiduciary activities income$54,000671
Service charges on deposit accounts$262,0001,075
Trading account gains and fees$0106
Additional Noninterest Income$783,0001,157
Total noninterest expense$5,964,000964
Salaries and employee benefits$3,582,000923
Premises and equipment expense$831,000778
Additional noninterest expense$1,551,0001,079
Pre-tax net operating income$9,185,000283
Securities gains (losses)$1,0001,614
Applicable income taxes$2,363,000233
Income before extraordinary items$6,823,000305
Extraordinary gains, net$04
Net income$6,823,000304
Minority interest net income$056
Net income of bank and minority interests.$6,823,000305
Net charge-offs$-18,0004,636
Cash dividends$200,0001,912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,822,210307
2019-12-31 (YTD Data)Rank
Total interest income$62,561,000562
Total interest expense$3,502,0001,631
Net interest income$59,059,000478
Provision for loan and lease losses$5,289,000253
Total noninterest income$4,763,0001,162
Gross Fiduciary activities income$233,000673
Service charges on deposit accounts$1,041,0001,111
Trading account gains and fees$0135
Additional Noninterest Income$3,489,0001,077
Total noninterest expense$26,030,000887
Salaries and employee benefits$16,624,000795
Premises and equipment expense$3,008,000851
Additional noninterest expense$6,398,0001,039
Pre-tax net operating income$32,503,000419
Securities gains (losses)$-5,0004,708
Applicable income taxes$7,861,000374
Income before extraordinary items$24,637,000454
Extraordinary gains, net$011
Net income$24,637,000453
Minority interest net income$076
Net income of bank and minority interests.$24,637,000454
Net charge-offs$715,000837
Cash dividends$10,000,000472
Sale, conversion, retirement of capital stock, net$0626
Net operating income$24,640,950444
2019-09-30 (YTD Data)Rank
Total interest income$46,816,000566
Total interest expense$2,590,0001,659
Net interest income$44,226,000483
Provision for loan and lease losses$2,897,000310
Total noninterest income$3,628,0001,149
Gross Fiduciary activities income$162,000678
Service charges on deposit accounts$773,0001,123
Trading account gains and fees$0129
Additional Noninterest Income$2,693,0001,031
Total noninterest expense$17,222,000965
Salaries and employee benefits$10,493,000911
Premises and equipment expense$2,246,000859
Additional noninterest expense$4,483,0001,087
Pre-tax net operating income$27,735,000390
Securities gains (losses)$-5,0004,797
Applicable income taxes$6,792,000340
Income before extraordinary items$20,938,000415
Extraordinary gains, net$011
Net income$20,938,000414
Minority interest net income$072
Net income of bank and minority interests.$20,938,000415
Net charge-offs$713,000609
Cash dividends$600,0002,308
Sale, conversion, retirement of capital stock, net$0590
Net operating income$20,941,950411
2019-06-30 (YTD Data)Rank
Total interest income$30,837,000571
Total interest expense$1,635,0001,688
Net interest income$29,202,000486
Provision for loan and lease losses$1,886,000310
Total noninterest income$2,053,0001,253
Gross Fiduciary activities income$108,000679
Service charges on deposit accounts$519,0001,100
Trading account gains and fees$0131
Additional Noninterest Income$1,426,0001,200
Total noninterest expense$11,534,000958
Salaries and employee benefits$7,110,000894
Premises and equipment expense$1,492,000866
Additional noninterest expense$2,932,0001,113
Pre-tax net operating income$17,835,000392
Securities gains (losses)$-5,0004,829
Applicable income taxes$4,484,000344
Income before extraordinary items$13,346,000419
Extraordinary gains, net$011
Net income$13,346,000419
Minority interest net income$069
Net income of bank and minority interests.$13,346,000420
Net charge-offs$719,000451
Cash dividends$400,0002,324
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,349,950414
2019-03-31 (YTD Data)Rank
Total interest income$15,166,000577
Total interest expense$776,0001,713
Net interest income$14,390,000495
Provision for loan and lease losses$548,000445
Total noninterest income$1,005,0001,230
Gross Fiduciary activities income$54,000688
Service charges on deposit accounts$260,0001,094
Trading account gains and fees$0126
Additional Noninterest Income$691,0001,173
Total noninterest expense$5,940,000935
Salaries and employee benefits$3,673,000868
Premises and equipment expense$754,000854
Additional noninterest expense$1,513,0001,065
Pre-tax net operating income$8,907,000383
Securities gains (losses)$-5,0005,012
Applicable income taxes$2,305,000335
Income before extraordinary items$6,597,000416
Extraordinary gains, net$05
Net income$6,597,000416
Minority interest net income$052
Net income of bank and minority interests.$6,597,000416
Net charge-offs$22,0001,644
Cash dividends$200,0002,017
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,600,950410
2018-12-31 (YTD Data)Rank
Total interest income$55,753,000577
Total interest expense$2,104,0001,874
Net interest income$53,649,000508
Provision for loan and lease losses$4,635,000269
Total noninterest income$4,079,0001,254
Gross Fiduciary activities income$243,000691
Service charges on deposit accounts$1,150,0001,033
Trading account gains and fees$0126
Additional Noninterest Income$2,686,0001,232
Total noninterest expense$25,233,000875
Salaries and employee benefits$15,813,000793
Premises and equipment expense$2,804,000890
Additional noninterest expense$6,616,0001,011
Pre-tax net operating income$27,860,000458
Securities gains (losses)$01,125
Applicable income taxes$6,514,000395
Income before extraordinary items$21,346,000485
Extraordinary gains, net$06
Net income$21,346,000484
Minority interest net income$072
Net income of bank and minority interests.$21,346,000484
Net charge-offs$54,0002,581
Cash dividends$8,200,000497
Sale, conversion, retirement of capital stock, net$0671
Net operating income$21,346,000483
2018-09-30 (YTD Data)Rank
Total interest income$40,528,000588
Total interest expense$1,461,0001,902
Net interest income$39,067,000516
Provision for loan and lease losses$2,101,000382
Total noninterest income$3,000,0001,276
Gross Fiduciary activities income$144,000704
Service charges on deposit accounts$876,0001,016
Trading account gains and fees$0138
Additional Noninterest Income$1,980,0001,267
Total noninterest expense$17,110,000955
Salaries and employee benefits$10,102,000917
Premises and equipment expense$2,092,000898
Additional noninterest expense$4,916,0001,007
Pre-tax net operating income$22,856,000437
Securities gains (losses)$01,118
Applicable income taxes$5,433,000382
Income before extraordinary items$17,423,000456
Extraordinary gains, net$05
Net income$17,423,000455
Minority interest net income$066
Net income of bank and minority interests.$17,423,000455
Net charge-offs$40,0002,342
Cash dividends$600,0002,189
Sale, conversion, retirement of capital stock, net$0633
Net operating income$17,423,000458
2018-06-30 (YTD Data)Rank
Total interest income$26,087,000602
Total interest expense$940,0001,865
Net interest income$25,147,000532
Provision for loan and lease losses$1,251,000398
Total noninterest income$1,995,0001,287
Gross Fiduciary activities income$96,000707
Service charges on deposit accounts$580,0001,021
Trading account gains and fees$0130
Additional Noninterest Income$1,319,0001,266
Total noninterest expense$11,402,000956
Salaries and employee benefits$6,784,000916
Premises and equipment expense$1,381,000903
Additional noninterest expense$3,237,0001,014
Pre-tax net operating income$14,489,000444
Securities gains (losses)$0961
Applicable income taxes$3,431,000398
Income before extraordinary items$11,058,000467
Extraordinary gains, net$06
Net income$11,058,000466
Minority interest net income$065
Net income of bank and minority interests.$11,058,000466
Net charge-offs$154,0001,062
Cash dividends$400,0002,198
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,058,000465
2018-03-31 (YTD Data)Rank
Total interest income$12,470,000624
Total interest expense$451,0001,849
Net interest income$12,019,000550
Provision for loan and lease losses$285,000736
Total noninterest income$1,033,0001,246
Gross Fiduciary activities income$48,000719
Service charges on deposit accounts$298,000996
Trading account gains and fees$0123
Additional Noninterest Income$687,0001,217
Total noninterest expense$5,852,000943
Salaries and employee benefits$3,458,000912
Premises and equipment expense$712,000886
Additional noninterest expense$1,682,000969
Pre-tax net operating income$6,915,000452
Securities gains (losses)$0735
Applicable income taxes$1,642,000393
Income before extraordinary items$5,273,000483
Extraordinary gains, net$07
Net income$5,273,000482
Minority interest net income$052
Net income of bank and minority interests.$5,273,000483
Net charge-offs$209,000565
Cash dividends$200,0001,882
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,273,000482
2017-12-31 (YTD Data)Rank
Total interest income$45,123,000640
Total interest expense$1,521,0001,902
Net interest income$43,602,000572
Provision for loan and lease losses$1,621,000606
Total noninterest income$4,849,0001,144
Gross Fiduciary activities income$261,000686
Service charges on deposit accounts$1,211,0001,003
Trading account gains and fees$0151
Additional Noninterest Income$3,377,0001,071
Total noninterest expense$23,614,000910
Salaries and employee benefits$14,858,000825
Premises and equipment expense$2,587,000936
Additional noninterest expense$6,169,0001,047
Pre-tax net operating income$23,216,000487
Securities gains (losses)$02,243
Applicable income taxes$8,772,000448
Income before extraordinary items$14,444,000543
Extraordinary gains, net$09
Net income$14,444,000543
Minority interest net income$076
Net income of bank and minority interests.$14,444,000543
Net charge-offs$320,0001,427
Cash dividends$6,200,000549
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,444,000536
2017-09-30 (YTD Data)Rank
Total interest income$32,916,000657
Total interest expense$1,097,0001,935
Net interest income$31,819,000592
Provision for loan and lease losses$1,290,000565
Total noninterest income$3,651,0001,153
Gross Fiduciary activities income$144,000721
Service charges on deposit accounts$907,0001,004
Trading account gains and fees$0145
Additional Noninterest Income$2,600,0001,075
Total noninterest expense$15,730,0001,016
Salaries and employee benefits$9,498,000947
Premises and equipment expense$1,895,000962
Additional noninterest expense$4,337,0001,112
Pre-tax net operating income$18,450,000476
Securities gains (losses)$02,274
Applicable income taxes$6,147,000420
Income before extraordinary items$12,303,000520
Extraordinary gains, net$09
Net income$12,303,000518
Minority interest net income$071
Net income of bank and minority interests.$12,303,000520
Net charge-offs$263,0001,205
Cash dividends$600,0002,216
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,303,000516
2017-06-30 (YTD Data)Rank
Total interest income$21,105,000682
Total interest expense$705,0001,959
Net interest income$20,400,000612
Provision for loan and lease losses$728,000635
Total noninterest income$2,479,0001,140
Gross Fiduciary activities income$96,000722
Service charges on deposit accounts$592,0001,013
Trading account gains and fees$0139
Additional Noninterest Income$1,791,0001,056
Total noninterest expense$10,281,0001,046
Salaries and employee benefits$6,323,000953
Premises and equipment expense$1,254,000965
Additional noninterest expense$2,704,0001,166
Pre-tax net operating income$11,870,000483
Securities gains (losses)$01,906
Applicable income taxes$3,888,000429
Income before extraordinary items$7,982,000526
Extraordinary gains, net$011
Net income$7,982,000523
Minority interest net income$071
Net income of bank and minority interests.$7,982,000526
Net charge-offs$174,0001,145
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,982,000516
2017-03-31 (YTD Data)Rank
Total interest income$10,068,000706
Total interest expense$346,0001,968
Net interest income$9,722,000636
Provision for loan and lease losses$361,000577
Total noninterest income$955,0001,345
Gross Fiduciary activities income$48,000737
Service charges on deposit accounts$308,000974
Trading account gains and fees$0142
Additional Noninterest Income$599,0001,369
Total noninterest expense$5,230,0001,036
Salaries and employee benefits$3,155,000965
Premises and equipment expense$595,0001,017
Additional noninterest expense$1,480,0001,080
Pre-tax net operating income$5,086,000523
Securities gains (losses)$01,153
Applicable income taxes$1,609,000489
Income before extraordinary items$3,477,000586
Extraordinary gains, net$08
Net income$3,477,000586
Minority interest net income$055
Net income of bank and minority interests.$3,477,000586
Net charge-offs$176,000653
Cash dividends$200,0001,932
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,477,000577
2016-12-31 (YTD Data)Rank
Total interest income$38,449,000700
Total interest expense$1,277,0002,027
Net interest income$37,172,000648
Provision for loan and lease losses$1,379,000693
Total noninterest income$4,318,0001,272
Gross Fiduciary activities income$239,000713
Service charges on deposit accounts$1,241,000988
Trading account gains and fees$0170
Additional Noninterest Income$2,838,0001,251
Total noninterest expense$22,386,000939
Salaries and employee benefits$13,815,000852
Premises and equipment expense$2,341,0001,007
Additional noninterest expense$6,230,0001,051
Pre-tax net operating income$17,725,000571
Securities gains (losses)$03,212
Applicable income taxes$5,333,000534
Income before extraordinary items$12,392,000633
Extraordinary gains, net$05
Net income$12,392,000632
Minority interest net income$082
Net income of bank and minority interests.$12,392,000632
Net charge-offs$1,775,000421
Cash dividends$4,900,000681
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,392,000617
2016-09-30 (YTD Data)Rank
Total interest income$28,613,000700
Total interest expense$949,0002,038
Net interest income$27,664,000649
Provision for loan and lease losses$1,260,000588
Total noninterest income$3,162,0001,285
Gross Fiduciary activities income$144,000738
Service charges on deposit accounts$939,000977
Trading account gains and fees$0169
Additional Noninterest Income$2,079,0001,276
Total noninterest expense$14,737,0001,062
Salaries and employee benefits$8,949,000983
Premises and equipment expense$1,715,0001,031
Additional noninterest expense$4,073,0001,189
Pre-tax net operating income$14,829,000519
Securities gains (losses)$03,160
Applicable income taxes$4,574,000491
Income before extraordinary items$10,255,000573
Extraordinary gains, net$05
Net income$10,255,000573
Minority interest net income$071
Net income of bank and minority interests.$10,255,000573
Net charge-offs$1,897,000311
Cash dividends$600,0002,186
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,255,000555
2016-06-30 (YTD Data)Rank
Total interest income$18,831,000709
Total interest expense$627,0002,060
Net interest income$18,204,000655
Provision for loan and lease losses$892,000557
Total noninterest income$2,145,0001,249
Gross Fiduciary activities income$96,000744
Service charges on deposit accounts$619,000973
Trading account gains and fees$0157
Additional Noninterest Income$1,430,0001,228
Total noninterest expense$9,879,0001,060
Salaries and employee benefits$5,930,000985
Premises and equipment expense$1,159,0001,030
Additional noninterest expense$2,790,0001,167
Pre-tax net operating income$9,578,000522
Securities gains (losses)$02,835
Applicable income taxes$2,927,000496
Income before extraordinary items$6,651,000580
Extraordinary gains, net$016
Net income$6,651,000578
Minority interest net income$071
Net income of bank and minority interests.$6,651,000579
Net charge-offs$1,528,000264
Cash dividends$400,0002,211
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,651,000561
2016-03-31 (YTD Data)Rank
Total interest income$9,302,000723
Total interest expense$314,0002,067
Net interest income$8,988,000663
Provision for loan and lease losses$291,000729
Total noninterest income$1,037,0001,271
Gross Fiduciary activities income$48,000751
Service charges on deposit accounts$327,000940
Trading account gains and fees$0142
Additional Noninterest Income$662,0001,263
Total noninterest expense$4,863,0001,085
Salaries and employee benefits$2,906,0001,015
Premises and equipment expense$586,0001,029
Additional noninterest expense$1,371,0001,175
Pre-tax net operating income$4,871,000502
Securities gains (losses)$02,077
Applicable income taxes$1,488,000479
Income before extraordinary items$3,383,000549
Extraordinary gains, net$012
Net income$3,383,000547
Minority interest net income$062
Net income of bank and minority interests.$3,383,000549
Net charge-offs$17,0002,074
Cash dividends$200,0001,921
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,383,000532
2015-12-31 (YTD Data)Rank
Total interest income$35,080,000722
Total interest expense$1,220,0002,090
Net interest income$33,860,000674
Provision for loan and lease losses$-43,0005,665
Total noninterest income$3,164,0001,551
Gross Fiduciary activities income$220,000746
Service charges on deposit accounts$1,398,000921
Trading account gains and fees$0159
Additional Noninterest Income$1,546,0001,819
Total noninterest expense$20,206,0001,024
Salaries and employee benefits$12,420,000919
Premises and equipment expense$2,241,0001,054
Additional noninterest expense$5,545,0001,162
Pre-tax net operating income$16,861,000560
Securities gains (losses)$03,216
Applicable income taxes$4,977,000522
Income before extraordinary items$11,884,000616
Extraordinary gains, net$023
Net income$11,884,000615
Minority interest net income$081
Net income of bank and minority interests.$11,884,000617
Net charge-offs$-67,0005,648
Cash dividends$4,700,000699
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,884,000603
2015-09-30 (YTD Data)Rank
Total interest income$25,903,000739
Total interest expense$903,0002,131
Net interest income$25,000,000690
Provision for loan and lease losses$-26,0005,838
Total noninterest income$2,670,0001,425
Gross Fiduciary activities income$144,000752
Service charges on deposit accounts$1,063,000902
Trading account gains and fees$0153
Additional Noninterest Income$1,463,0001,558
Total noninterest expense$13,323,0001,143
Salaries and employee benefits$7,703,0001,098
Premises and equipment expense$1,658,0001,090
Additional noninterest expense$3,962,0001,219
Pre-tax net operating income$14,373,000518
Securities gains (losses)$03,031
Applicable income taxes$4,408,000482
Income before extraordinary items$9,965,000568
Extraordinary gains, net$021
Net income$9,965,000566
Minority interest net income$078
Net income of bank and minority interests.$9,965,000568
Net charge-offs$138,0001,870
Cash dividends$600,0002,126
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,965,000554
2015-06-30 (YTD Data)Rank
Total interest income$16,988,000753
Total interest expense$598,0002,157
Net interest income$16,390,000700
Provision for loan and lease losses$-28,0005,978
Total noninterest income$2,140,0001,270
Gross Fiduciary activities income$96,000767
Service charges on deposit accounts$696,000906
Trading account gains and fees$0157
Additional Noninterest Income$1,348,0001,274
Total noninterest expense$8,771,0001,152
Salaries and employee benefits$5,019,0001,129
Premises and equipment expense$1,088,0001,109
Additional noninterest expense$2,664,0001,201
Pre-tax net operating income$9,787,000516
Securities gains (losses)$02,636
Applicable income taxes$3,018,000474
Income before extraordinary items$6,769,000557
Extraordinary gains, net$022
Net income$6,769,000554
Minority interest net income$075
Net income of bank and minority interests.$6,769,000557
Net charge-offs$75,0001,983
Cash dividends$400,0002,136
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,769,000543
2015-03-31 (YTD Data)Rank
Total interest income$8,318,000770
Total interest expense$301,0002,162
Net interest income$8,017,000711
Provision for loan and lease losses$-32,0006,136
Total noninterest income$1,018,0001,274
Gross Fiduciary activities income$48,000773
Service charges on deposit accounts$340,000907
Trading account gains and fees$0152
Additional Noninterest Income$630,0001,286
Total noninterest expense$4,583,0001,122
Salaries and employee benefits$2,671,0001,071
Premises and equipment expense$517,0001,168
Additional noninterest expense$1,395,0001,141
Pre-tax net operating income$4,484,000527
Securities gains (losses)$02,027
Applicable income taxes$1,346,000505
Income before extraordinary items$3,138,000579
Extraordinary gains, net$013
Net income$3,138,000576
Minority interest net income$064
Net income of bank and minority interests.$3,138,000579
Net charge-offs$72,0001,317
Cash dividends$200,0001,824
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,138,000561
2014-12-31 (YTD Data)Rank
Total interest income$32,805,000768
Total interest expense$1,373,0002,038
Net interest income$31,432,000702
Provision for loan and lease losses$-15,0005,901
Total noninterest income$4,047,0001,276
Gross Fiduciary activities income$231,000750
Service charges on deposit accounts$1,595,000836
Trading account gains and fees$0180
Additional Noninterest Income$2,221,0001,352
Total noninterest expense$20,233,0001,004
Salaries and employee benefits$12,506,000876
Premises and equipment expense$2,240,0001,073
Additional noninterest expense$5,487,0001,198
Pre-tax net operating income$15,261,000567
Securities gains (losses)$03,259
Applicable income taxes$4,208,000566
Income before extraordinary items$11,053,000615
Extraordinary gains, net$017
Net income$11,053,000613
Minority interest net income$084
Net income of bank and minority interests.$11,053,000615
Net charge-offs$937,000951
Cash dividends$4,500,000665
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,053,000605
2014-09-30 (YTD Data)Rank
Total interest income$24,515,000772
Total interest expense$1,050,0002,031
Net interest income$23,465,000702
Provision for loan and lease losses$-19,0006,093
Total noninterest income$2,769,0001,360
Gross Fiduciary activities income$144,000770
Service charges on deposit accounts$1,211,000834
Trading account gains and fees$0174
Additional Noninterest Income$1,414,0001,515
Total noninterest expense$13,319,0001,140
Salaries and employee benefits$7,701,0001,063
Premises and equipment expense$1,649,0001,100
Additional noninterest expense$3,969,0001,238
Pre-tax net operating income$12,934,000521
Securities gains (losses)$02,980
Applicable income taxes$3,715,000503
Income before extraordinary items$9,219,000554
Extraordinary gains, net$015
Net income$9,219,000552
Minority interest net income$081
Net income of bank and minority interests.$9,219,000554
Net charge-offs$820,000788
Cash dividends$600,0002,003
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,219,000546
2014-06-30 (YTD Data)Rank
Total interest income$16,111,000778
Total interest expense$723,0001,993
Net interest income$15,388,000710
Provision for loan and lease losses$-29,0006,260
Total noninterest income$1,853,0001,341
Gross Fiduciary activities income$96,000785
Service charges on deposit accounts$789,000846
Trading account gains and fees$0172
Additional Noninterest Income$968,0001,479
Total noninterest expense$8,761,0001,154
Salaries and employee benefits$5,042,0001,084
Premises and equipment expense$1,094,0001,110
Additional noninterest expense$2,625,0001,233
Pre-tax net operating income$8,509,000518
Securities gains (losses)$02,580
Applicable income taxes$2,431,000497
Income before extraordinary items$6,078,000540
Extraordinary gains, net$020
Net income$6,078,000539
Minority interest net income$080
Net income of bank and minority interests.$6,078,000540
Net charge-offs$982,000507
Cash dividends$400,0002,030
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,078,000536
2014-03-31 (YTD Data)Rank
Total interest income$7,920,000798
Total interest expense$373,0001,984
Net interest income$7,547,000729
Provision for loan and lease losses$-12,0006,409
Total noninterest income$940,0001,310
Gross Fiduciary activities income$48,000785
Service charges on deposit accounts$382,000858
Trading account gains and fees$0147
Additional Noninterest Income$510,0001,399
Total noninterest expense$4,130,0001,226
Salaries and employee benefits$2,299,0001,192
Premises and equipment expense$497,0001,242
Additional noninterest expense$1,334,0001,203
Pre-tax net operating income$4,369,000493
Securities gains (losses)$01,715
Applicable income taxes$1,262,000466
Income before extraordinary items$3,107,000515
Extraordinary gains, net$016
Net income$3,107,000515
Minority interest net income$066
Net income of bank and minority interests.$3,107,000516
Net charge-offs$968,000306
Cash dividends$200,0001,744
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,107,000510
2013-12-31 (YTD Data)Rank
Total interest income$33,793,000737
Total interest expense$1,828,0001,847
Net interest income$31,965,000664
Provision for loan and lease losses$516,0001,795
Total noninterest income$3,320,0001,511
Gross Fiduciary activities income$222,000761
Service charges on deposit accounts$1,717,000807
Trading account gains and fees$0184
Additional Noninterest Income$1,381,0001,956
Total noninterest expense$19,908,0001,028
Salaries and employee benefits$12,364,000869
Premises and equipment expense$2,074,0001,154
Additional noninterest expense$5,470,0001,232
Pre-tax net operating income$14,861,000551
Securities gains (losses)$1,0003,056
Applicable income taxes$3,981,000541
Income before extraordinary items$10,881,000596
Extraordinary gains, net$029
Net income$10,881,000595
Minority interest net income$090
Net income of bank and minority interests.$10,881,000596
Net charge-offs$425,0002,193
Cash dividends$4,300,000641
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,880,270582
2013-09-30 (YTD Data)Rank
Total interest income$25,630,000731
Total interest expense$1,421,0001,837
Net interest income$24,209,000655
Provision for loan and lease losses$519,0001,474
Total noninterest income$2,303,0001,621
Gross Fiduciary activities income$144,000776
Service charges on deposit accounts$1,317,000803
Trading account gains and fees$0180
Additional Noninterest Income$842,0002,288
Total noninterest expense$13,485,0001,128
Salaries and employee benefits$7,956,0001,014
Premises and equipment expense$1,531,0001,181
Additional noninterest expense$3,998,0001,253
Pre-tax net operating income$12,508,000511
Securities gains (losses)$1,0002,916
Applicable income taxes$3,538,000491
Income before extraordinary items$8,971,000569
Extraordinary gains, net$025
Net income$8,971,000571
Minority interest net income$084
Net income of bank and minority interests.$8,971,000571
Net charge-offs$303,0002,106
Cash dividends$600,0001,911
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,970,280558
2013-06-30 (YTD Data)Rank
Total interest income$17,067,000726
Total interest expense$994,0001,791
Net interest income$16,073,000653
Provision for loan and lease losses$510,0001,140
Total noninterest income$1,968,0001,367
Gross Fiduciary activities income$96,000786
Service charges on deposit accounts$875,000788
Trading account gains and fees$0157
Additional Noninterest Income$997,0001,582
Total noninterest expense$9,039,0001,129
Salaries and employee benefits$5,215,0001,035
Premises and equipment expense$1,036,0001,156
Additional noninterest expense$2,788,0001,197
Pre-tax net operating income$8,492,000496
Securities gains (losses)$02,791
Applicable income taxes$2,401,000480
Income before extraordinary items$6,091,000561
Extraordinary gains, net$022
Net income$6,091,000560
Minority interest net income$082
Net income of bank and minority interests.$6,091,000563
Net charge-offs$215,0002,025
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,091,000540
2013-03-31 (YTD Data)Rank
Total interest income$8,514,000734
Total interest expense$529,0001,733
Net interest income$7,985,000666
Provision for loan and lease losses$520,000678
Total noninterest income$904,0001,449
Gross Fiduciary activities income$48,000788
Service charges on deposit accounts$433,000788
Trading account gains and fees$0148
Additional Noninterest Income$423,0001,782
Total noninterest expense$4,386,0001,163
Salaries and employee benefits$2,477,0001,104
Premises and equipment expense$520,0001,176
Additional noninterest expense$1,389,0001,186
Pre-tax net operating income$3,983,000522
Securities gains (losses)$01,966
Applicable income taxes$1,100,000508
Income before extraordinary items$2,883,000570
Extraordinary gains, net$010
Net income$2,883,000568
Minority interest net income$076
Net income of bank and minority interests.$2,883,000571
Net charge-offs$112,0001,792
Cash dividends$200,0001,609
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,883,000544
2012-12-31 (YTD Data)Rank
Total interest income$33,859,000770
Total interest expense$2,964,0001,494
Net interest income$30,895,000698
Provision for loan and lease losses$5,024,000502
Total noninterest income$3,572,0001,438
Gross Fiduciary activities income$229,000765
Service charges on deposit accounts$1,742,000808
Trading account gains and fees$0166
Additional Noninterest Income$1,601,0001,785
Total noninterest expense$19,302,0001,039
Salaries and employee benefits$11,670,000890
Premises and equipment expense$2,323,0001,030
Additional noninterest expense$5,309,0001,284
Pre-tax net operating income$10,141,000705
Securities gains (losses)$6,0003,492
Applicable income taxes$2,210,000806
Income before extraordinary items$7,937,000759
Extraordinary gains, net$029
Net income$7,937,000756
Minority interest net income$093
Net income of bank and minority interests.$7,937,000759
Net charge-offs$4,230,000656
Cash dividends$4,000,000690
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,932,320710
2012-09-30 (YTD Data)Rank
Total interest income$25,025,000795
Total interest expense$2,355,0001,483
Net interest income$22,670,000723
Provision for loan and lease losses$4,574,000438
Total noninterest income$2,928,0001,356
Gross Fiduciary activities income$144,000791
Service charges on deposit accounts$1,285,000820
Trading account gains and fees$0157
Additional Noninterest Income$1,499,0001,531
Total noninterest expense$13,007,0001,156
Salaries and employee benefits$7,406,0001,057
Premises and equipment expense$1,821,000982
Additional noninterest expense$3,780,0001,346
Pre-tax net operating income$8,017,000697
Securities gains (losses)$03,575
Applicable income taxes$1,818,000774
Income before extraordinary items$6,199,000735
Extraordinary gains, net$020
Net income$6,199,000734
Minority interest net income$086
Net income of bank and minority interests.$6,199,000735
Net charge-offs$3,958,000556
Cash dividends$600,0001,829
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,199,000706
2012-06-30 (YTD Data)Rank
Total interest income$16,177,000829
Total interest expense$1,648,0001,465
Net interest income$14,529,000753
Provision for loan and lease losses$4,574,000328
Total noninterest income$1,412,0001,699
Gross Fiduciary activities income$96,000796
Service charges on deposit accounts$802,000880
Trading account gains and fees$0153
Additional Noninterest Income$514,0002,291
Total noninterest expense$8,269,0001,213
Salaries and employee benefits$4,827,0001,080
Premises and equipment expense$921,0001,295
Additional noninterest expense$2,521,0001,349
Pre-tax net operating income$3,098,0001,153
Securities gains (losses)$03,178
Applicable income taxes$369,0001,813
Income before extraordinary items$2,729,0001,104
Extraordinary gains, net$019
Net income$2,729,0001,104
Minority interest net income$084
Net income of bank and minority interests.$2,729,0001,104
Net charge-offs$3,950,000407
Cash dividends$400,0001,828
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,729,0001,033
2012-03-31 (YTD Data)Rank
Total interest income$8,082,000835
Total interest expense$879,0001,434
Net interest income$7,203,000766
Provision for loan and lease losses$2,465,000296
Total noninterest income$911,0001,406
Gross Fiduciary activities income$48,000806
Service charges on deposit accounts$394,000878
Trading account gains and fees$0148
Additional Noninterest Income$469,0001,577
Total noninterest expense$4,115,0001,214
Salaries and employee benefits$2,443,0001,062
Premises and equipment expense$394,0001,511
Additional noninterest expense$1,278,0001,317
Pre-tax net operating income$1,534,0001,144
Securities gains (losses)$02,210
Applicable income taxes$221,0001,616
Income before extraordinary items$1,313,0001,125
Extraordinary gains, net$019
Net income$1,313,0001,126
Minority interest net income$078
Net income of bank and minority interests.$1,313,0001,125
Net charge-offs$3,149,000274
Cash dividends$160,0001,754
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,313,0001,059
2011-12-31 (YTD Data)Rank
Total interest income$33,160,000834
Total interest expense$4,083,0001,487
Net interest income$29,077,000753
Provision for loan and lease losses$7,817,000526
Total noninterest income$2,185,0001,880
Gross Fiduciary activities income$203,000739
Service charges on deposit accounts$1,824,000808
Trading account gains and fees$0146
Additional Noninterest Income$158,0004,794
Total noninterest expense$16,668,0001,182
Salaries and employee benefits$10,294,000954
Premises and equipment expense$1,876,0001,327
Additional noninterest expense$4,498,0001,523
Pre-tax net operating income$6,777,000898
Securities gains (losses)$03,838
Applicable income taxes$1,085,0001,271
Income before extraordinary items$5,692,000882
Extraordinary gains, net$029
Net income$5,692,000881
Minority interest net income$096
Net income of bank and minority interests.$5,692,000882
Net charge-offs$7,794,000575
Cash dividends$2,600,000752
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,692,000852
2011-09-30 (YTD Data)Rank
Total interest income$24,929,000852
Total interest expense$3,123,0001,509
Net interest income$21,806,000761
Provision for loan and lease losses$7,015,000448
Total noninterest income$1,543,0001,957
Gross Fiduciary activities income$144,000745
Service charges on deposit accounts$1,371,000809
Trading account gains and fees$0145
Additional Noninterest Income$28,0006,205
Total noninterest expense$11,426,0001,297
Salaries and employee benefits$6,897,0001,074
Premises and equipment expense$1,389,0001,357
Additional noninterest expense$3,140,0001,623
Pre-tax net operating income$4,908,000948
Securities gains (losses)$1,0003,451
Applicable income taxes$733,0001,374
Income before extraordinary items$4,176,000908
Extraordinary gains, net$021
Net income$4,176,000907
Minority interest net income$087
Net income of bank and minority interests.$4,176,000908
Net charge-offs$5,610,000578
Cash dividends$600,0001,607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,175,150874
2011-06-30 (YTD Data)Rank
Total interest income$16,513,000869
Total interest expense$2,113,0001,545
Net interest income$14,400,000770
Provision for loan and lease losses$4,388,000498
Total noninterest income$531,0003,007
Gross Fiduciary activities income$96,000756
Service charges on deposit accounts$892,000819
Trading account gains and fees$0153
Additional Noninterest Income$-457,0007,368
Total noninterest expense$7,557,0001,314
Salaries and employee benefits$4,687,0001,059
Premises and equipment expense$909,0001,396
Additional noninterest expense$1,961,0001,755
Pre-tax net operating income$2,986,0001,014
Securities gains (losses)$02,914
Applicable income taxes$370,0001,603
Income before extraordinary items$2,616,000946
Extraordinary gains, net$015
Net income$2,616,000944
Minority interest net income$089
Net income of bank and minority interests.$2,616,000946
Net charge-offs$4,908,000468
Cash dividends$400,0001,605
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,616,000919
2011-03-31 (YTD Data)Rank
Total interest income$8,297,000871
Total interest expense$1,072,0001,586
Net interest income$7,225,000773
Provision for loan and lease losses$1,987,000526
Total noninterest income$963,0001,247
Gross Fiduciary activities income$48,000765
Service charges on deposit accounts$451,000795
Trading account gains and fees$0158
Additional Noninterest Income$464,0001,416
Total noninterest expense$3,633,0001,367
Salaries and employee benefits$2,315,0001,092
Premises and equipment expense$416,0001,543
Additional noninterest expense$902,0001,874
Pre-tax net operating income$2,568,000631
Securities gains (losses)$01,772
Applicable income taxes$605,000632
Income before extraordinary items$1,963,000668
Extraordinary gains, net$09
Net income$1,963,000665
Minority interest net income$086
Net income of bank and minority interests.$1,963,000668
Net charge-offs$426,0001,469
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,963,000654
2010-12-31 (YTD Data)Rank
Total interest income$35,552,000853
Total interest expense$4,890,0001,686
Net interest income$30,662,000718
Provision for loan and lease losses$5,904,0001,006
Total noninterest income$4,941,0001,105
Gross Fiduciary activities income$201,000761
Service charges on deposit accounts$1,990,000760
Trading account gains and fees$0175
Additional Noninterest Income$2,750,0001,125
Total noninterest expense$18,277,0001,095
Salaries and employee benefits$10,167,000959
Premises and equipment expense$1,847,0001,392
Additional noninterest expense$6,263,0001,179
Pre-tax net operating income$11,422,000478
Securities gains (losses)$2,0003,620
Applicable income taxes$3,050,000537
Income before extraordinary items$8,374,000542
Extraordinary gains, net$029
Net income$8,374,000541
Minority interest net income$0111
Net income of bank and minority interests.$8,374,000543
Net charge-offs$8,060,000712
Cash dividends$4,600,000363
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,372,540515
2010-09-30 (YTD Data)Rank
Total interest income$26,612,000862
Total interest expense$3,740,0001,714
Net interest income$22,872,000717
Provision for loan and lease losses$4,387,000975
Total noninterest income$2,610,0001,377
Gross Fiduciary activities income$144,000761
Service charges on deposit accounts$1,511,000764
Trading account gains and fees$0165
Additional Noninterest Income$955,0001,852
Total noninterest expense$12,788,0001,179
Salaries and employee benefits$6,385,0001,154
Premises and equipment expense$1,317,0001,473
Additional noninterest expense$5,086,0001,051
Pre-tax net operating income$8,307,000515
Securities gains (losses)$03,651
Applicable income taxes$2,188,000551
Income before extraordinary items$6,119,000564
Extraordinary gains, net$023
Net income$6,119,000563
Minority interest net income$0110
Net income of bank and minority interests.$6,119,000564
Net charge-offs$4,313,000870
Cash dividends$600,0001,540
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,119,000540
2010-06-30 (YTD Data)Rank
Total interest income$17,583,000882
Total interest expense$2,534,0001,750
Net interest income$15,049,000724
Provision for loan and lease losses$2,810,000996
Total noninterest income$1,904,0001,270
Gross Fiduciary activities income$96,000766
Service charges on deposit accounts$973,000792
Trading account gains and fees$0152
Additional Noninterest Income$835,0001,475
Total noninterest expense$9,411,0001,042
Salaries and employee benefits$4,318,0001,138
Premises and equipment expense$888,0001,481
Additional noninterest expense$4,205,000855
Pre-tax net operating income$4,732,000586
Securities gains (losses)$1,0003,060
Applicable income taxes$1,169,000631
Income before extraordinary items$3,564,000635
Extraordinary gains, net$019
Net income$3,564,000636
Minority interest net income$0105
Net income of bank and minority interests.$3,564,000636
Net charge-offs$2,243,0001,045
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,563,250608
2010-03-31 (YTD Data)Rank
Total interest income$8,649,000912
Total interest expense$1,272,0001,826
Net interest income$7,377,000751
Provision for loan and lease losses$2,049,000746
Total noninterest income$849,0001,393
Gross Fiduciary activities income$48,000775
Service charges on deposit accounts$457,000857
Trading account gains and fees$0175
Additional Noninterest Income$344,0001,683
Total noninterest expense$5,748,000870
Salaries and employee benefits$2,169,0001,148
Premises and equipment expense$400,0001,698
Additional noninterest expense$3,179,000575
Pre-tax net operating income$429,0002,710
Securities gains (losses)$02,284
Applicable income taxes$-187,0007,551
Income before extraordinary items$616,0001,790
Extraordinary gains, net$016
Net income$616,0001,789
Minority interest net income$091
Net income of bank and minority interests.$616,0001,791
Net charge-offs$1,472,000801
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$616,0001,706
2009-12-31 (YTD Data)Rank
Total interest income$36,844,000919
Total interest expense$6,393,0001,823
Net interest income$30,451,000703
Provision for loan and lease losses$9,100,000942
Total noninterest income$3,752,0001,362
Gross Fiduciary activities income$209,000752
Service charges on deposit accounts$2,009,000861
Trading account gains and fees$0211
Additional Noninterest Income$1,534,0001,632
Total noninterest expense$15,691,0001,318
Salaries and employee benefits$9,504,0001,034
Premises and equipment expense$1,954,0001,397
Additional noninterest expense$4,233,0001,765
Pre-tax net operating income$9,412,000457
Securities gains (losses)$-2,0006,893
Applicable income taxes$2,283,000510
Income before extraordinary items$7,127,000469
Extraordinary gains, net$034
Net income$7,127,000469
Minority interest net income$0115
Net income of bank and minority interests.$7,127,000471
Net charge-offs$6,055,000994
Cash dividends$3,600,000481
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,128,520468
2009-09-30 (YTD Data)Rank
Total interest income$27,700,000933
Total interest expense$5,047,0001,815
Net interest income$22,653,000708
Provision for loan and lease losses$7,600,000776
Total noninterest income$2,820,0001,386
Gross Fiduciary activities income$144,000757
Service charges on deposit accounts$1,514,000851
Trading account gains and fees$0212
Additional Noninterest Income$1,162,0001,651
Total noninterest expense$10,436,0001,476
Salaries and employee benefits$5,994,0001,255
Premises and equipment expense$1,473,0001,398
Additional noninterest expense$2,969,0001,806
Pre-tax net operating income$7,437,000448
Securities gains (losses)$03,497
Applicable income taxes$1,939,000481
Income before extraordinary items$5,498,000473
Extraordinary gains, net$027
Net income$5,498,000471
Minority interest net income$0118
Net income of bank and minority interests.$5,498,000473
Net charge-offs$5,386,000777
Cash dividends$600,0001,788
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,498,000474
2009-06-30 (YTD Data)Rank
Total interest income$18,382,000956
Total interest expense$3,546,0001,823
Net interest income$14,836,000720
Provision for loan and lease losses$6,100,000647
Total noninterest income$1,837,0001,429
Gross Fiduciary activities income$96,000773
Service charges on deposit accounts$966,000875
Trading account gains and fees$0193
Additional Noninterest Income$775,0001,693
Total noninterest expense$6,961,0001,494
Salaries and employee benefits$3,947,0001,295
Premises and equipment expense$977,0001,433
Additional noninterest expense$2,037,0001,788
Pre-tax net operating income$3,612,000626
Securities gains (losses)$03,136
Applicable income taxes$762,000778
Income before extraordinary items$2,850,000641
Extraordinary gains, net$021
Net income$2,850,000640
Minority interest net income$0112
Net income of bank and minority interests.$2,850,000642
Net charge-offs$4,866,000589
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,850,000624
2009-03-31 (YTD Data)Rank
Total interest income$9,243,000963
Total interest expense$1,885,0001,787
Net interest income$7,358,000721
Provision for loan and lease losses$2,500,000636
Total noninterest income$884,0001,429
Gross Fiduciary activities income$48,000783
Service charges on deposit accounts$470,000873
Trading account gains and fees$0171
Additional Noninterest Income$366,0001,713
Total noninterest expense$3,241,0001,551
Salaries and employee benefits$1,864,0001,401
Premises and equipment expense$453,0001,565
Additional noninterest expense$924,0001,752
Pre-tax net operating income$2,501,000467
Securities gains (losses)$02,434
Applicable income taxes$663,000500
Income before extraordinary items$1,838,000541
Extraordinary gains, net$015
Net income$1,838,000541
Minority interest net income$0102
Net income of bank and minority interests.$1,838,000544
Net charge-offs$100,0002,864
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,838,000500
2008-12-31 (YTD Data)Rank
Total interest income$42,616,000887
Total interest expense$10,289,0001,579
Net interest income$32,327,000675
Provision for loan and lease losses$2,000,0001,789
Total noninterest income$4,131,0001,243
Gross Fiduciary activities income$217,000771
Service charges on deposit accounts$2,318,000748
Trading account gains and fees$0154
Additional Noninterest Income$1,596,0001,530
Total noninterest expense$13,885,0001,409
Salaries and employee benefits$9,112,0001,076
Premises and equipment expense$1,727,0001,602
Additional noninterest expense$3,046,0001,984
Pre-tax net operating income$20,573,000276
Securities gains (losses)$389,000466
Applicable income taxes$7,132,000242
Income before extraordinary items$13,830,000295
Extraordinary gains, net$039
Net income$13,830,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,0002,325
Cash dividends$6,200,000455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,573,260311
2008-09-30 (YTD Data)Rank
Total interest income$32,578,000893
Total interest expense$8,084,0001,563
Net interest income$24,494,000688
Provision for loan and lease losses$300,0003,542
Total noninterest income$3,076,0001,289
Gross Fiduciary activities income$144,000792
Service charges on deposit accounts$1,765,000751
Trading account gains and fees$0148
Additional Noninterest Income$1,167,0001,635
Total noninterest expense$8,660,0001,679
Salaries and employee benefits$5,312,0001,484
Premises and equipment expense$1,280,0001,628
Additional noninterest expense$2,068,0002,098
Pre-tax net operating income$18,610,000295
Securities gains (losses)$389,000382
Applicable income taxes$6,670,000246
Income before extraordinary items$12,329,000305
Extraordinary gains, net$031
Net income$12,329,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0003,069
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,076,150325
2008-06-30 (YTD Data)Rank
Total interest income$22,154,000889
Total interest expense$5,778,0001,523
Net interest income$16,376,000676
Provision for loan and lease losses$200,0003,141
Total noninterest income$1,855,0001,402
Gross Fiduciary activities income$96,000814
Service charges on deposit accounts$1,147,000756
Trading account gains and fees$0149
Additional Noninterest Income$612,0001,975
Total noninterest expense$5,636,0001,717
Salaries and employee benefits$3,479,0001,519
Premises and equipment expense$846,0001,644
Additional noninterest expense$1,311,0002,159
Pre-tax net operating income$12,395,000308
Securities gains (losses)$389,000375
Applicable income taxes$4,486,000279
Income before extraordinary items$8,298,000337
Extraordinary gains, net$021
Net income$8,298,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,828
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$8,045,150340
2008-03-31 (YTD Data)Rank
Total interest income$11,399,000881
Total interest expense$3,141,0001,496
Net interest income$8,258,000667
Provision for loan and lease losses$100,0002,696
Total noninterest income$955,0001,383
Gross Fiduciary activities income$48,000813
Service charges on deposit accounts$566,000758
Trading account gains and fees$0158
Additional Noninterest Income$341,0001,817
Total noninterest expense$2,787,0001,730
Salaries and employee benefits$1,618,0001,631
Premises and equipment expense$474,0001,467
Additional noninterest expense$695,0002,024
Pre-tax net operating income$6,326,000335
Securities gains (losses)$266,000364
Applicable income taxes$2,323,000298
Income before extraordinary items$4,269,000364
Extraordinary gains, net$015
Net income$4,269,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,367
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,096,100361
2007-12-31 (YTD Data)Rank
Total interest income$51,446,000816
Total interest expense$14,489,0001,383
Net interest income$36,957,000604
Provision for loan and lease losses$800,0001,675
Total noninterest income$3,601,0001,415
Gross Fiduciary activities income$244,000756
Service charges on deposit accounts$2,299,000768
Trading account gains and fees$0178
Additional Noninterest Income$1,058,0002,146
Total noninterest expense$13,223,0001,392
Salaries and employee benefits$8,812,0001,137
Premises and equipment expense$1,597,0001,655
Additional noninterest expense$2,814,0001,966
Pre-tax net operating income$26,535,000381
Securities gains (losses)$2,0001,832
Applicable income taxes$9,292,000348
Income before extraordinary items$17,245,000401
Extraordinary gains, net$039
Net income$17,245,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,910
Cash dividends$6,800,000571
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,243,700394
2007-09-30 (YTD Data)Rank
Total interest income$38,669,000814
Total interest expense$11,030,0001,367
Net interest income$27,639,000604
Provision for loan and lease losses$06,528
Total noninterest income$2,644,0001,453
Gross Fiduciary activities income$144,000801
Service charges on deposit accounts$1,746,000752
Trading account gains and fees$0184
Additional Noninterest Income$754,0002,200
Total noninterest expense$8,160,0001,687
Salaries and employee benefits$5,140,0001,475
Premises and equipment expense$1,162,0001,694
Additional noninterest expense$1,858,0002,151
Pre-tax net operating income$22,123,000382
Securities gains (losses)$2,0001,394
Applicable income taxes$7,860,000350
Income before extraordinary items$14,265,000404
Extraordinary gains, net$033
Net income$14,265,000402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,653
Cash dividends$600,0002,668
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,263,720397
2007-06-30 (YTD Data)Rank
Total interest income$25,127,000840
Total interest expense$7,340,0001,366
Net interest income$17,787,000640
Provision for loan and lease losses$06,209
Total noninterest income$1,739,0001,485
Gross Fiduciary activities income$96,000827
Service charges on deposit accounts$1,150,000770
Trading account gains and fees$0168
Additional Noninterest Income$493,0002,262
Total noninterest expense$5,422,0001,704
Salaries and employee benefits$3,414,0001,504
Premises and equipment expense$756,0001,755
Additional noninterest expense$1,252,0002,142
Pre-tax net operating income$14,104,000429
Securities gains (losses)$01,444
Applicable income taxes$4,981,000390
Income before extraordinary items$9,123,000454
Extraordinary gains, net$029
Net income$9,123,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,479
Cash dividends$400,0002,742
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$9,123,000441
2007-03-31 (YTD Data)Rank
Total interest income$12,046,000867
Total interest expense$3,608,0001,376
Net interest income$8,438,000666
Provision for loan and lease losses$05,779
Total noninterest income$818,0001,553
Gross Fiduciary activities income$48,000824
Service charges on deposit accounts$556,000760
Trading account gains and fees$0195
Additional Noninterest Income$214,0002,443
Total noninterest expense$2,588,0001,785
Salaries and employee benefits$1,637,0001,584
Premises and equipment expense$370,0001,801
Additional noninterest expense$581,0002,251
Pre-tax net operating income$6,668,000438
Securities gains (losses)$01,187
Applicable income taxes$2,341,000407
Income before extraordinary items$4,327,000465
Extraordinary gains, net$022
Net income$4,327,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,667
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,327,000457
2006-12-31 (YTD Data)Rank
Total interest income$45,433,000854
Total interest expense$11,532,0001,459
Net interest income$33,901,000654
Provision for loan and lease losses$06,850
Total noninterest income$3,478,0001,436
Gross Fiduciary activities income$255,000747
Service charges on deposit accounts$2,368,000747
Trading account gains and fees$0130
Additional Noninterest Income$855,0002,474
Total noninterest expense$11,720,0001,526
Salaries and employee benefits$8,043,0001,210
Premises and equipment expense$1,225,0002,042
Additional noninterest expense$2,452,0002,140
Pre-tax net operating income$25,659,000456
Securities gains (losses)$01,687
Applicable income taxes$8,965,000424
Income before extraordinary items$16,694,000485
Extraordinary gains, net$051
Net income$16,694,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,106
Cash dividends$6,000,000600
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$16,694,000474
2006-09-30 (YTD Data)Rank
Total interest income$33,010,000886
Total interest expense$8,124,0001,506
Net interest income$24,886,000685
Provision for loan and lease losses$06,685
Total noninterest income$2,589,0001,460
Gross Fiduciary activities income$135,000813
Service charges on deposit accounts$1,807,000744
Trading account gains and fees$0126
Additional Noninterest Income$647,0002,448
Total noninterest expense$7,228,0001,842
Salaries and employee benefits$4,685,0001,594
Premises and equipment expense$911,0002,067
Additional noninterest expense$1,632,0002,370
Pre-tax net operating income$20,247,000462
Securities gains (losses)$01,388
Applicable income taxes$7,129,000434
Income before extraordinary items$13,118,000489
Extraordinary gains, net$045
Net income$13,118,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,361
Cash dividends$480,0003,003
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,118,000477
2006-06-30 (YTD Data)Rank
Total interest income$21,194,000901
Total interest expense$4,988,0001,557
Net interest income$16,206,000701
Provision for loan and lease losses$06,419
Total noninterest income$1,705,0001,471
Gross Fiduciary activities income$90,000831
Service charges on deposit accounts$1,188,000745
Trading account gains and fees$0126
Additional Noninterest Income$427,0002,455
Total noninterest expense$4,843,0001,838
Salaries and employee benefits$3,132,0001,583
Premises and equipment expense$620,0002,030
Additional noninterest expense$1,091,0002,371
Pre-tax net operating income$13,068,000468
Securities gains (losses)$01,185
Applicable income taxes$4,524,000443
Income before extraordinary items$8,544,000498
Extraordinary gains, net$039
Net income$8,544,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,255
Cash dividends$320,0003,016
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,544,000484
2006-03-31 (YTD Data)Rank
Total interest income$10,137,000916
Total interest expense$2,317,0001,598
Net interest income$7,820,000717
Provision for loan and lease losses$06,013
Total noninterest income$810,0001,495
Gross Fiduciary activities income$45,000833
Service charges on deposit accounts$572,000735
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,549
Total noninterest expense$2,410,0001,850
Salaries and employee benefits$1,549,0001,604
Premises and equipment expense$309,0002,037
Additional noninterest expense$552,0002,327
Pre-tax net operating income$6,220,000478
Securities gains (losses)$0955
Applicable income taxes$2,151,000457
Income before extraordinary items$4,069,000512
Extraordinary gains, net$021
Net income$4,069,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0001,896
Cash dividends$160,0002,643
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,069,000502
2005-12-31 (YTD Data)Rank
Total interest income$34,288,000957
Total interest expense$6,207,0001,825
Net interest income$28,081,000747
Provision for loan and lease losses$840,0001,209
Total noninterest income$3,345,0001,469
Gross Fiduciary activities income$195,000809
Service charges on deposit accounts$2,346,000738
Trading account gains and fees$0138
Additional Noninterest Income$804,0002,529
Total noninterest expense$10,766,0001,592
Salaries and employee benefits$7,216,0001,288
Premises and equipment expense$1,136,0002,114
Additional noninterest expense$2,414,0002,082
Pre-tax net operating income$19,820,000540
Securities gains (losses)$02,296
Applicable income taxes$6,610,000528
Income before extraordinary items$13,210,000569
Extraordinary gains, net$046
Net income$13,210,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,354
Cash dividends$5,600,000601
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,210,000555
2005-09-30 (YTD Data)Rank
Total interest income$24,557,000979
Total interest expense$4,220,0001,894
Net interest income$20,337,000769
Provision for loan and lease losses$200,0002,952
Total noninterest income$2,497,0001,485
Gross Fiduciary activities income$135,000805
Service charges on deposit accounts$1,785,000724
Trading account gains and fees$0126
Additional Noninterest Income$577,0002,612
Total noninterest expense$6,743,0001,856
Salaries and employee benefits$4,307,0001,615
Premises and equipment expense$829,0002,154
Additional noninterest expense$1,607,0002,290
Pre-tax net operating income$15,891,000514
Securities gains (losses)$02,317
Applicable income taxes$5,322,000501
Income before extraordinary items$10,569,000540
Extraordinary gains, net$035
Net income$10,569,000540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,050
Cash dividends$480,0002,880
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,569,000529
2005-06-30 (YTD Data)Rank
Total interest income$15,529,0001,002
Total interest expense$2,504,0001,985
Net interest income$13,025,000802
Provision for loan and lease losses$100,0003,338
Total noninterest income$1,572,0001,538
Gross Fiduciary activities income$90,000821
Service charges on deposit accounts$1,142,000741
Trading account gains and fees$0116
Additional Noninterest Income$340,0002,830
Total noninterest expense$4,490,0001,845
Salaries and employee benefits$2,860,0001,614
Premises and equipment expense$548,0002,167
Additional noninterest expense$1,082,0002,262
Pre-tax net operating income$10,007,000527
Securities gains (losses)$02,146
Applicable income taxes$3,302,000525
Income before extraordinary items$6,705,000559
Extraordinary gains, net$030
Net income$6,705,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,464
Cash dividends$320,0002,836
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,705,000544
2005-03-31 (YTD Data)Rank
Total interest income$7,369,0001,028
Total interest expense$1,122,0002,097
Net interest income$6,247,000832
Provision for loan and lease losses$06,226
Total noninterest income$750,0001,571
Gross Fiduciary activities income$45,000830
Service charges on deposit accounts$548,000741
Trading account gains and fees$0115
Additional Noninterest Income$157,0002,889
Total noninterest expense$2,175,0001,907
Salaries and employee benefits$1,352,0001,704
Premises and equipment expense$272,0002,187
Additional noninterest expense$551,0002,218
Pre-tax net operating income$4,822,000535
Securities gains (losses)$01,685
Applicable income taxes$1,604,000536
Income before extraordinary items$3,218,000573
Extraordinary gains, net$024
Net income$3,218,000573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$160,0002,464
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,218,000554
2004-12-31 (YTD Data)Rank
Total interest income$26,703,0001,054
Total interest expense$3,388,0002,369
Net interest income$23,315,000847
Provision for loan and lease losses$250,0003,237
Total noninterest income$3,305,0001,482
Gross Fiduciary activities income$184,000811
Service charges on deposit accounts$2,440,000719
Trading account gains and fees$0138
Additional Noninterest Income$681,0002,747
Total noninterest expense$9,968,0001,632
Salaries and employee benefits$6,823,0001,287
Premises and equipment expense$1,076,0002,129
Additional noninterest expense$2,069,0002,346
Pre-tax net operating income$16,402,000572
Securities gains (losses)$3,0003,369
Applicable income taxes$5,044,000599
Income before extraordinary items$11,361,000603
Extraordinary gains, net$034
Net income$11,361,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,855
Cash dividends$5,000,000614
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,358,930579
2004-09-30 (YTD Data)Rank
Total interest income$19,461,0001,076
Total interest expense$2,437,0002,406
Net interest income$17,024,000863
Provision for loan and lease losses$07,100
Total noninterest income$2,496,0001,483
Gross Fiduciary activities income$135,000810
Service charges on deposit accounts$1,854,000713
Trading account gains and fees$0134
Additional Noninterest Income$507,0002,776
Total noninterest expense$6,360,0001,879
Salaries and employee benefits$4,173,0001,590
Premises and equipment expense$787,0002,179
Additional noninterest expense$1,400,0002,536
Pre-tax net operating income$13,160,000545
Securities gains (losses)$3,0003,253
Applicable income taxes$4,118,000569
Income before extraordinary items$9,045,000578
Extraordinary gains, net$026
Net income$9,045,000579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,578
Cash dividends$480,0002,769
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,042,930556
2004-06-30 (YTD Data)Rank
Total interest income$12,590,0001,097
Total interest expense$1,586,0002,446
Net interest income$11,004,000883
Provision for loan and lease losses$06,885
Total noninterest income$1,618,0001,508
Gross Fiduciary activities income$90,000817
Service charges on deposit accounts$1,204,000724
Trading account gains and fees$0130
Additional Noninterest Income$324,0002,854
Total noninterest expense$4,168,0001,919
Salaries and employee benefits$2,768,0001,596
Premises and equipment expense$527,0002,167
Additional noninterest expense$873,0002,694
Pre-tax net operating income$8,454,000555
Securities gains (losses)$2,0003,048
Applicable income taxes$2,608,000588
Income before extraordinary items$5,848,000589
Extraordinary gains, net$021
Net income$5,848,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,214
Cash dividends$320,0002,777
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,846,620561
2004-03-31 (YTD Data)Rank
Total interest income$6,254,0001,118
Total interest expense$792,0002,473
Net interest income$5,462,000902
Provision for loan and lease losses$06,501
Total noninterest income$778,0001,532
Gross Fiduciary activities income$45,000827
Service charges on deposit accounts$570,000748
Trading account gains and fees$0121
Additional Noninterest Income$163,0002,793
Total noninterest expense$2,019,0001,982
Salaries and employee benefits$1,334,0001,668
Premises and equipment expense$250,0002,311
Additional noninterest expense$435,0002,684
Pre-tax net operating income$4,221,000553
Securities gains (losses)$1,0002,756
Applicable income taxes$1,181,000650
Income before extraordinary items$3,041,000581
Extraordinary gains, net$016
Net income$3,041,000580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$160,0002,404
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,040,280540
2003-12-31 (YTD Data)Rank
Total interest income$25,458,0001,121
Total interest expense$3,907,0002,261
Net interest income$21,551,000900
Provision for loan and lease losses$07,651
Total noninterest income$3,209,0001,596
Gross Fiduciary activities income$204,000797
Service charges on deposit accounts$2,226,000774
Trading account gains and fees$0160
Additional Noninterest Income$779,0002,783
Total noninterest expense$9,360,0001,712
Salaries and employee benefits$6,263,0001,368
Premises and equipment expense$1,042,0002,188
Additional noninterest expense$2,055,0002,345
Pre-tax net operating income$15,400,000584
Securities gains (losses)$37,0002,758
Applicable income taxes$4,693,000650
Income before extraordinary items$10,744,000617
Extraordinary gains, net$054
Net income$10,744,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,772
Cash dividends$5,000,000626
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,718,100582
2003-09-30 (YTD Data)Rank
Total interest income$19,202,0001,136
Total interest expense$3,081,0002,238
Net interest income$16,121,000915
Provision for loan and lease losses$07,481
Total noninterest income$2,459,0001,607
Gross Fiduciary activities income$135,000833
Service charges on deposit accounts$1,681,000776
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,710
Total noninterest expense$5,965,0001,996
Salaries and employee benefits$3,838,0001,687
Premises and equipment expense$766,0002,222
Additional noninterest expense$1,361,0002,603
Pre-tax net operating income$12,615,000556
Securities gains (losses)$36,0002,564
Applicable income taxes$3,930,000624
Income before extraordinary items$8,721,000604
Extraordinary gains, net$040
Net income$8,721,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,229
Cash dividends$480,0002,751
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,696,160555
2003-06-30 (YTD Data)Rank
Total interest income$12,798,0001,139
Total interest expense$2,188,0002,182
Net interest income$10,610,000918
Provision for loan and lease losses$07,324
Total noninterest income$1,585,0001,649
Gross Fiduciary activities income$90,000832
Service charges on deposit accounts$1,096,000784
Trading account gains and fees$0150
Additional Noninterest Income$399,0002,808
Total noninterest expense$3,882,0002,028
Salaries and employee benefits$2,510,0001,707
Premises and equipment expense$485,0002,314
Additional noninterest expense$887,0002,648
Pre-tax net operating income$8,313,000563
Securities gains (losses)$35,0002,261
Applicable income taxes$2,590,000622
Income before extraordinary items$5,758,000610
Extraordinary gains, net$030
Net income$5,758,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,963
Cash dividends$320,0002,783
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,733,850563
2003-03-31 (YTD Data)Rank
Total interest income$6,372,0001,154
Total interest expense$1,163,0002,107
Net interest income$5,209,000935
Provision for loan and lease losses$06,934
Total noninterest income$764,0001,641
Gross Fiduciary activities income$45,000840
Service charges on deposit accounts$520,000794
Trading account gains and fees$0134
Additional Noninterest Income$199,0002,724
Total noninterest expense$1,895,0002,066
Salaries and employee benefits$1,189,0001,796
Premises and equipment expense$218,0002,563
Additional noninterest expense$487,0002,387
Pre-tax net operating income$4,079,000578
Securities gains (losses)$26,0001,771
Applicable income taxes$1,276,000641
Income before extraordinary items$2,829,000617
Extraordinary gains, net$021
Net income$2,829,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$160,0002,448
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,811,060575
2002-12-31 (YTD Data)Rank
Total interest income$26,705,0001,151
Total interest expense$5,831,0001,948
Net interest income$20,874,000928
Provision for loan and lease losses$1,000,0001,347
Total noninterest income$3,079,0001,527
Gross Fiduciary activities income$198,000829
Service charges on deposit accounts$2,176,000741
Trading account gains and fees$0153
Additional Noninterest Income$705,0002,696
Total noninterest expense$8,807,0001,719
Salaries and employee benefits$5,764,0001,415
Premises and equipment expense$1,030,0002,122
Additional noninterest expense$2,013,0002,291
Pre-tax net operating income$14,146,000619
Securities gains (losses)$12,0003,495
Applicable income taxes$4,277,000683
Income before extraordinary items$9,881,000632
Extraordinary gains, net$070
Net income$9,881,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0003,037
Cash dividends$2,720,0001,002
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,872,600608
2001-12-31 (YTD Data)Rank
Total interest income$28,781,0001,189
Total interest expense$10,627,0001,535
Net interest income$18,154,000996
Provision for loan and lease losses$600,0001,892
Total noninterest income$2,637,0001,624
Gross Fiduciary activities income$204,000834
Service charges on deposit accounts$1,922,000762
Trading account gains and fees$0177
Additional Noninterest Income$511,0003,093
Total noninterest expense$8,176,0001,779
Salaries and employee benefits$5,372,0001,398
Premises and equipment expense$1,017,0002,098
Additional noninterest expense$1,787,0002,494
Pre-tax net operating income$12,015,000650
Securities gains (losses)$04,612
Applicable income taxes$3,703,000699
Income before extraordinary items$8,312,000673
Extraordinary gains, net$0105
Net income$8,312,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,193
Cash dividends$2,720,0001,007
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,312,000647
2000-12-31 (YTD Data)Rank
Total interest income$29,194,0001,204
Total interest expense$11,800,0001,461
Net interest income$17,394,0001,000
Provision for loan and lease losses$480,0001,938
Total noninterest income$2,448,0001,622
Gross Fiduciary activities income$211,000792
Service charges on deposit accounts$1,754,000771
Trading account gains and fees$0180
Additional Noninterest Income$483,0003,004
Total noninterest expense$7,691,0001,810
Salaries and employee benefits$4,928,0001,437
Premises and equipment expense$976,0002,112
Additional noninterest expense$1,787,0002,401
Pre-tax net operating income$11,671,000689
Securities gains (losses)$01,956
Applicable income taxes$3,610,000705
Income before extraordinary items$8,061,000680
Extraordinary gains, net$038
Net income$8,061,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,624
Cash dividends$2,720,0001,051
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,061,000675
1999-12-31 (YTD Data)Rank
Total interest income$25,431,0001,280
Total interest expense$9,833,0001,527
Net interest income$15,598,0001,126
Provision for loan and lease losses$180,0003,760
Total noninterest income$2,439,0001,605
Gross Fiduciary activities income$182,000887
Service charges on deposit accounts$1,662,000798
Trading account gains and fees$0173
Additional Noninterest Income$595,0002,644
Total noninterest expense$7,131,0001,921
Salaries and employee benefits$4,549,0001,533
Premises and equipment expense$956,0002,136
Additional noninterest expense$1,626,0002,650
Pre-tax net operating income$10,726,000772
Securities gains (losses)$03,155
Applicable income taxes$3,295,000812
Income before extraordinary items$7,431,000781
Extraordinary gains, net$035
Net income$7,431,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0001,995
Cash dividends$2,560,0001,107
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,431,000768
1998-12-31 (YTD Data)Rank
Total interest income$23,938,0001,350
Total interest expense$9,745,0001,573
Net interest income$14,193,0001,192
Provision for loan and lease losses$08,652
Total noninterest income$2,381,0001,603
Gross Fiduciary activities income$166,000902
Service charges on deposit accounts$1,476,000835
Trading account gains and fees$0224
Additional Noninterest Income$739,0002,295
Total noninterest expense$6,862,0001,894
Salaries and employee benefits$4,333,0001,514
Premises and equipment expense$924,0002,096
Additional noninterest expense$1,605,0002,619
Pre-tax net operating income$9,712,000808
Securities gains (losses)$04,449
Applicable income taxes$2,927,000894
Income before extraordinary items$6,785,000811
Extraordinary gains, net$032
Net income$6,785,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,364
Cash dividends$2,400,0001,159
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,785,000782
1997-12-31 (YTD Data)Rank
Total interest income$21,139,0001,555
Total interest expense$8,159,0001,893
Net interest income$12,980,0001,344
Provision for loan and lease losses$08,829
Total noninterest income$2,068,0001,716
Gross Fiduciary activities income$139,000983
Service charges on deposit accounts$1,404,000905
Trading account gains and fees$0239
Additional Noninterest Income$525,0002,726
Total noninterest expense$6,498,0001,990
Salaries and employee benefits$4,286,0001,524
Premises and equipment expense$813,0002,383
Additional noninterest expense$1,399,0002,914
Pre-tax net operating income$8,550,000953
Securities gains (losses)$03,944
Applicable income taxes$2,531,0001,087
Income before extraordinary items$6,019,000914
Extraordinary gains, net$044
Net income$6,019,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-398,00010,869
Cash dividends$2,400,0001,117
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,019,000891
1996-12-31 (YTD Data)Rank
Total interest income$19,454,0001,737
Total interest expense$7,803,0002,008
Net interest income$11,651,0001,530
Provision for loan and lease losses$30,0007,397
Total noninterest income$2,080,0001,785
Gross Fiduciary activities income$138,0001,055
Service charges on deposit accounts$1,319,0001,009
Trading account gains and fees$0262
Additional Noninterest Income$623,0002,506
Total noninterest expense$5,679,0002,423
Salaries and employee benefits$3,673,0001,793
Premises and equipment expense$731,0002,677
Additional noninterest expense$1,275,0003,595
Pre-tax net operating income$8,022,000957
Securities gains (losses)$1,0003,760
Applicable income taxes$2,426,0001,035
Income before extraordinary items$5,597,000949
Extraordinary gains, net$053
Net income$5,597,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-161,00011,306
Cash dividends$1,400,0001,660
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,596,300929
1995-12-31 (YTD Data)Rank
Total interest income$18,072,0001,875
Total interest expense$7,271,0002,136
Net interest income$10,801,0001,655
Provision for loan and lease losses$120,0004,090
Total noninterest income$1,844,0001,965
Gross Fiduciary activities income$126,0001,109
Service charges on deposit accounts$1,196,0001,112
Trading account gains and fees$0522
Additional Noninterest Income$522,0002,790
Total noninterest expense$5,746,0002,371
Salaries and employee benefits$3,511,0001,881
Premises and equipment expense$764,0002,603
Additional noninterest expense$1,471,0003,138
Pre-tax net operating income$6,779,0001,147
Securities gains (losses)$5,0002,809
Applicable income taxes$2,065,0001,242
Income before extraordinary items$4,719,0001,121
Extraordinary gains, net$065
Net income$4,719,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,105
Cash dividends$1,260,0001,707
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,715,5001,104
1994-12-31 (YTD Data)Rank
Total interest income$15,395,0002,010
Total interest expense$5,317,0002,327
Net interest income$10,078,0001,792
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,843,0001,940
Gross Fiduciary activities income$128,0001,123
Service charges on deposit accounts$1,113,0001,192
Trading account gains and fees$0475
Additional Noninterest Income$602,0002,575
Total noninterest expense$5,738,0002,452
Salaries and employee benefits$3,315,0002,006
Premises and equipment expense$814,0002,492
Additional noninterest expense$1,609,0003,115
Pre-tax net operating income$6,063,0001,233
Securities gains (losses)$03,600
Applicable income taxes$1,786,0001,325
Income before extraordinary items$4,277,0001,189
Extraordinary gains, net$0249
Net income$4,277,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$980,0001,970
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,277,0001,195
1993-12-31 (YTD Data)Rank
Total interest income$14,838,0002,106
Total interest expense$5,270,0002,456
Net interest income$9,568,0001,888
Provision for loan and lease losses$1,094,0001,223
Total noninterest income$2,008,0001,976
Gross Fiduciary activities income$115,0001,183
Service charges on deposit accounts$1,157,0001,155
Trading account gains and fees$0532
Additional Noninterest Income$736,0002,512
Total noninterest expense$5,406,0002,644
Salaries and employee benefits$3,079,0002,155
Premises and equipment expense$793,0002,576
Additional noninterest expense$1,534,0003,445
Pre-tax net operating income$5,076,0001,387
Securities gains (losses)$07,477
Applicable income taxes$1,392,0001,676
Income before extraordinary items$3,684,0001,380
Extraordinary gains, net$123,0001,404
Net income$3,807,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0005,182
Cash dividends$890,0001,969
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,684,0001,299
1992-12-31 (YTD Data)Rank
Total interest income$15,723,0002,244
Total interest expense$6,352,0002,651
Net interest income$9,371,0001,947
Provision for loan and lease losses$1,823,0001,232
Total noninterest income$1,891,0002,017
Gross Fiduciary activities income$80,0001,296
Service charges on deposit accounts$1,131,0001,173
Trading account gains and fees$0504
Additional Noninterest Income$680,0002,594
Total noninterest expense$5,106,0002,804
Salaries and employee benefits$2,903,0002,242
Premises and equipment expense$721,0002,851
Additional noninterest expense$1,482,0003,641
Pre-tax net operating income$4,333,0001,467
Securities gains (losses)$08,369
Applicable income taxes$1,100,0001,934
Income before extraordinary items$3,233,0001,437
Extraordinary gains, net$01,422
Net income$3,233,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,559,0001,157
Cash dividends$780,0001,958
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,233,0001,327

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.