Home > The Bank of Clovis > Income and Expense

The Bank of Clovis, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,448,0002,234
Total interest expense$4,113,0002,242
Net interest income$11,335,0002,196
Provision for loan and lease losses$300,0001,648
Total noninterest income$1,756,0002,152
Gross Fiduciary activities income$0981
Service charges on deposit accounts$271,0002,321
Trading account gains and feesNANA
Additional Noninterest Income$1,485,0001,894
Total noninterest expense$7,833,0002,362
Salaries and employee benefits$4,703,0002,280
Premises and equipment expense$432,0003,147
Additional noninterest expense$1,485,0001,894
Pre-tax net operating income$4,958,0001,926
Securities gains (losses)$-260,0004,032
Applicable income taxes$1,099,0001,384
Income before extraordinary items$3,599,0002,119
Extraordinary gains, net$054
Net income$3,599,0002,143
Minority interest net income$088
Net income of bank and minority interests.$3,599,0002,122
Net charge-offs$77,0001,632
Cash dividends$600,0002,611
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,804,4002,077
2023-09-30 (YTD Data)Rank
Total interest income$11,292,0002,238
Total interest expense$2,789,0002,238
Net interest income$8,503,0002,208
Provision for loan and lease losses$225,0001,554
Total noninterest income$1,127,0002,299
Gross Fiduciary activities income$0950
Service charges on deposit accounts$225,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$902,0002,092
Total noninterest expense$5,706,0002,403
Salaries and employee benefits$3,439,0002,321
Premises and equipment expense$319,0003,186
Additional noninterest expense$902,0002,092
Pre-tax net operating income$3,699,0001,983
Securities gains (losses)$-260,0004,256
Applicable income taxes$813,0001,426
Income before extraordinary items$2,626,0002,200
Extraordinary gains, net$052
Net income$2,626,0002,222
Minority interest net income$081
Net income of bank and minority interests.$2,626,0002,202
Net charge-offs$59,0001,411
Cash dividends$450,0002,318
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,831,4002,146
2023-06-30 (YTD Data)Rank
Total interest income$7,085,0002,313
Total interest expense$1,557,0002,293
Net interest income$5,528,0002,270
Provision for loan and lease losses$150,0001,522
Total noninterest income$761,0002,245
Gross Fiduciary activities income$0931
Service charges on deposit accounts$168,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$593,0002,025
Total noninterest expense$3,795,0002,399
Salaries and employee benefits$2,302,0002,301
Premises and equipment expense$219,0003,153
Additional noninterest expense$593,0002,022
Pre-tax net operating income$2,344,0002,047
Securities gains (losses)$-260,0004,385
Applicable income taxes$497,0001,500
Income before extraordinary items$1,587,0002,343
Extraordinary gains, net$051
Net income$1,587,0002,370
Minority interest net income$081
Net income of bank and minority interests.$1,587,0002,343
Net charge-offs$-26,0004,185
Cash dividends$300,0002,291
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,792,4002,203
2023-03-31 (YTD Data)Rank
Total interest income$3,368,0002,368
Total interest expense$674,0002,285
Net interest income$2,694,0002,315
Provision for loan and lease losses$75,0001,413
Total noninterest income$393,0002,196
Gross Fiduciary activities income$0913
Service charges on deposit accounts$84,0002,097
Trading account gains and feesNANA
Additional Noninterest Income$309,0001,973
Total noninterest expense$1,839,0002,472
Salaries and employee benefits$1,172,0002,315
Premises and equipment expense$102,0003,295
Additional noninterest expense$309,0001,973
Pre-tax net operating income$1,173,0002,105
Securities gains (losses)$-193,0004,430
Applicable income taxes$235,0001,569
Income before extraordinary items$745,0002,456
Extraordinary gains, net$04
Net income$745,0002,456
Minority interest net income$048
Net income of bank and minority interests.$745,0002,456
Net charge-offs$-29,0004,309
Cash dividends$150,0001,921
Sale, conversion, retirement of capital stock, net$0430
Net operating income$897,4702,266
2022-12-31 (YTD Data)Rank
Total interest income$11,977,0002,284
Total interest expense$1,319,0002,072
Net interest income$10,658,0002,283
Provision for loan and lease losses$275,0001,579
Total noninterest income$1,258,0002,545
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$296,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$962,0002,365
Total noninterest expense$7,724,0002,358
Salaries and employee benefits$4,723,0002,259
Premises and equipment expense$507,0002,963
Additional noninterest expense$962,0002,365
Pre-tax net operating income$3,917,0002,332
Securities gains (losses)$0691
Applicable income taxes$641,0001,863
Income before extraordinary items$3,276,0002,340
Extraordinary gains, net$05
Net income$3,276,0002,340
Minority interest net income$063
Net income of bank and minority interests.$3,276,0002,339
Net charge-offs$119,0001,153
Cash dividends$3,400,0001,055
Sale, conversion, retirement of capital stock, net$15,000544
Net operating income$3,276,0002,371
2022-09-30 (YTD Data)Rank
Total interest income$8,600,0002,288
Total interest expense$844,0001,976
Net interest income$7,756,0002,302
Provision for loan and lease losses$200,0001,467
Total noninterest income$937,0002,576
Gross Fiduciary activities income$0968
Service charges on deposit accounts$220,0002,282
Trading account gains and feesNANA
Additional Noninterest Income$717,0002,409
Total noninterest expense$5,474,0002,443
Salaries and employee benefits$3,396,0002,305
Premises and equipment expense$353,0003,071
Additional noninterest expense$717,0002,409
Pre-tax net operating income$3,019,0002,277
Securities gains (losses)$0740
Applicable income taxes$487,0001,860
Income before extraordinary items$2,532,0002,280
Extraordinary gains, net$04
Net income$2,532,0002,279
Minority interest net income$057
Net income of bank and minority interests.$2,532,0002,279
Net charge-offs$96,000951
Cash dividends$1,850,0001,175
Sale, conversion, retirement of capital stock, net$20,000479
Net operating income$2,532,0002,319
2022-06-30 (YTD Data)Rank
Total interest income$5,507,0002,297
Total interest expense$528,0001,889
Net interest income$4,979,0002,315
Provision for loan and lease losses$125,0001,397
Total noninterest income$586,0002,646
Gross Fiduciary activities income$0925
Service charges on deposit accounts$135,0002,378
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,493
Total noninterest expense$3,687,0002,408
Salaries and employee benefits$2,261,0002,307
Premises and equipment expense$236,0003,084
Additional noninterest expense$1,190,0002,312
Pre-tax net operating income$1,753,0002,368
Securities gains (losses)$0687
Applicable income taxes$255,0001,947
Income before extraordinary items$1,498,0002,343
Extraordinary gains, net$04
Net income$1,498,0002,343
Minority interest net income$060
Net income of bank and minority interests.$1,498,0002,343
Net charge-offs$169,000579
Cash dividends$1,700,000959
Sale, conversion, retirement of capital stock, net$20,000449
Net operating income$1,498,0002,383
2022-03-31 (YTD Data)Rank
Total interest income$2,654,0002,318
Total interest expense$256,0001,889
Net interest income$2,398,0002,325
Provision for loan and lease losses$50,0001,338
Total noninterest income$282,0002,668
Gross Fiduciary activities income$0892
Service charges on deposit accounts$63,0002,454
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,476
Total noninterest expense$1,803,0002,445
Salaries and employee benefits$1,165,0002,283
Premises and equipment expense$116,0003,125
Additional noninterest expense$522,0002,517
Pre-tax net operating income$827,0002,349
Securities gains (losses)$0623
Applicable income taxes$19,0002,933
Income before extraordinary items$808,0002,180
Extraordinary gains, net$04
Net income$808,0002,180
Minority interest net income$050
Net income of bank and minority interests.$808,0002,180
Net charge-offs$-24,0004,213
Cash dividends$1,550,000543
Sale, conversion, retirement of capital stock, net$0453
Net operating income$808,0002,200
2021-12-31 (YTD Data)Rank
Total interest income$10,555,0002,394
Total interest expense$1,061,0002,135
Net interest income$9,494,0002,404
Provision for loan and lease losses$03,064
Total noninterest income$1,055,0002,910
Gross Fiduciary activities income$0994
Service charges on deposit accounts$236,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$819,0002,803
Total noninterest expense$6,469,0002,609
Salaries and employee benefits$4,048,0002,475
Premises and equipment expense$455,0003,157
Additional noninterest expense$1,966,0002,619
Pre-tax net operating income$4,080,0002,300
Securities gains (losses)$02,062
Applicable income taxes$789,0001,776
Income before extraordinary items$3,291,0002,428
Extraordinary gains, net$010
Net income$3,291,0002,428
Minority interest net income$074
Net income of bank and minority interests.$3,291,0002,429
Net charge-offs$93,0001,375
Cash dividends$600,0002,674
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,291,0002,404
2021-09-30 (YTD Data)Rank
Total interest income$7,953,0002,433
Total interest expense$742,0002,320
Net interest income$7,211,0002,431
Provision for loan and lease losses$02,963
Total noninterest income$775,0002,976
Gross Fiduciary activities income$0957
Service charges on deposit accounts$166,0002,556
Trading account gains and feesNANA
Additional Noninterest Income$609,0002,850
Total noninterest expense$4,748,0002,661
Salaries and employee benefits$3,005,0002,507
Premises and equipment expense$323,0003,277
Additional noninterest expense$1,420,0002,692
Pre-tax net operating income$3,238,0002,332
Securities gains (losses)$02,015
Applicable income taxes$592,0001,865
Income before extraordinary items$2,646,0002,438
Extraordinary gains, net$08
Net income$2,646,0002,438
Minority interest net income$069
Net income of bank and minority interests.$2,646,0002,438
Net charge-offs$-72,0004,340
Cash dividends$400,0002,475
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,646,0002,403
2021-06-30 (YTD Data)Rank
Total interest income$5,450,0002,387
Total interest expense$493,0002,401
Net interest income$4,957,0002,369
Provision for loan and lease losses$02,862
Total noninterest income$502,0002,996
Gross Fiduciary activities income$0951
Service charges on deposit accounts$106,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,858
Total noninterest expense$3,159,0002,644
Salaries and employee benefits$2,005,0002,504
Premises and equipment expense$198,0003,412
Additional noninterest expense$956,0002,667
Pre-tax net operating income$2,300,0002,208
Securities gains (losses)$01,818
Applicable income taxes$415,0001,816
Income before extraordinary items$1,885,0002,307
Extraordinary gains, net$06
Net income$1,885,0002,306
Minority interest net income$067
Net income of bank and minority interests.$1,885,0002,307
Net charge-offs$-67,0004,451
Cash dividends$300,0002,344
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,885,0002,274
2021-03-31 (YTD Data)Rank
Total interest income$2,566,0002,465
Total interest expense$243,0002,486
Net interest income$2,323,0002,451
Provision for loan and lease losses$02,741
Total noninterest income$233,0003,055
Gross Fiduciary activities income$0922
Service charges on deposit accounts$55,0002,509
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,950
Total noninterest expense$1,607,0002,613
Salaries and employee benefits$1,071,0002,386
Premises and equipment expense$93,0003,518
Additional noninterest expense$443,0002,764
Pre-tax net operating income$949,0002,439
Securities gains (losses)$01,392
Applicable income taxes$170,0001,925
Income before extraordinary items$779,0002,554
Extraordinary gains, net$03
Net income$779,0002,552
Minority interest net income$055
Net income of bank and minority interests.$779,0002,554
Net charge-offs$-26,0004,430
Cash dividends$100,0002,102
Sale, conversion, retirement of capital stock, net$0482
Net operating income$779,0002,524
2020-12-31 (YTD Data)Rank
Total interest income$10,178,0002,491
Total interest expense$1,164,0002,708
Net interest income$9,014,0002,426
Provision for loan and lease losses$04,319
Total noninterest income$938,0002,936
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$221,0002,644
Trading account gains and feesNANA
Additional Noninterest Income$717,0002,791
Total noninterest expense$6,272,0002,629
Salaries and employee benefits$4,005,0002,485
Premises and equipment expense$446,0003,230
Additional noninterest expense$1,821,0002,691
Pre-tax net operating income$3,680,0002,159
Securities gains (losses)$02,675
Applicable income taxes$541,0001,885
Income before extraordinary items$3,139,0002,245
Extraordinary gains, net$04
Net income$3,139,0002,245
Minority interest net income$072
Net income of bank and minority interests.$3,139,0002,245
Net charge-offs$-463,0004,948
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,139,0002,188
2020-09-30 (YTD Data)Rank
Total interest income$7,612,0002,507
Total interest expense$915,0002,739
Net interest income$6,697,0002,425
Provision for loan and lease losses$04,239
Total noninterest income$688,0002,943
Gross Fiduciary activities income$0981
Service charges on deposit accounts$165,0002,652
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,796
Total noninterest expense$4,290,0002,759
Salaries and employee benefits$2,670,0002,650
Premises and equipment expense$312,0003,344
Additional noninterest expense$1,308,0002,757
Pre-tax net operating income$3,095,0002,012
Securities gains (losses)$02,494
Applicable income taxes$486,0001,758
Income before extraordinary items$2,609,0002,088
Extraordinary gains, net$04
Net income$2,609,0002,088
Minority interest net income$065
Net income of bank and minority interests.$2,609,0002,088
Net charge-offs$-402,0004,982
Cash dividends$450,0002,412
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,609,0002,030
2020-06-30 (YTD Data)Rank
Total interest income$5,170,0002,514
Total interest expense$644,0002,759
Net interest income$4,526,0002,429
Provision for loan and lease losses$04,134
Total noninterest income$447,0002,938
Gross Fiduciary activities income$0970
Service charges on deposit accounts$115,0002,621
Trading account gains and feesNANA
Additional Noninterest Income$332,0002,798
Total noninterest expense$2,858,0002,770
Salaries and employee benefits$1,780,0002,669
Premises and equipment expense$212,0003,321
Additional noninterest expense$866,0002,763
Pre-tax net operating income$2,115,0001,927
Securities gains (losses)$02,249
Applicable income taxes$323,0001,690
Income before extraordinary items$1,792,0001,989
Extraordinary gains, net$04
Net income$1,792,0001,990
Minority interest net income$065
Net income of bank and minority interests.$1,792,0001,990
Net charge-offs$-328,0005,016
Cash dividends$250,0002,530
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,792,0001,948
2020-03-31 (YTD Data)Rank
Total interest income$2,418,0002,604
Total interest expense$342,0002,813
Net interest income$2,076,0002,537
Provision for loan and lease losses$03,711
Total noninterest income$244,0002,763
Gross Fiduciary activities income$0941
Service charges on deposit accounts$68,0002,661
Trading account gains and feesNANA
Additional Noninterest Income$176,0002,580
Total noninterest expense$1,405,0002,820
Salaries and employee benefits$868,0002,708
Premises and equipment expense$93,0003,541
Additional noninterest expense$444,0002,740
Pre-tax net operating income$915,0001,963
Securities gains (losses)$01,705
Applicable income taxes$166,0001,544
Income before extraordinary items$749,0002,072
Extraordinary gains, net$04
Net income$749,0002,071
Minority interest net income$056
Net income of bank and minority interests.$749,0002,072
Net charge-offs$-49,0004,853
Cash dividends$100,0002,278
Sale, conversion, retirement of capital stock, net$0482
Net operating income$749,0002,036
2019-12-31 (YTD Data)Rank
Total interest income$9,227,0002,707
Total interest expense$1,282,0002,957
Net interest income$7,945,0002,633
Provision for loan and lease losses$03,973
Total noninterest income$902,0002,959
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$258,0002,829
Trading account gains and feesNANA
Additional Noninterest Income$644,0002,758
Total noninterest expense$5,769,0002,763
Salaries and employee benefits$3,626,0002,615
Premises and equipment expense$391,0003,515
Additional noninterest expense$1,752,0002,793
Pre-tax net operating income$3,078,0002,411
Securities gains (losses)$02,379
Applicable income taxes$516,0001,956
Income before extraordinary items$2,562,0002,534
Extraordinary gains, net$011
Net income$2,562,0002,535
Minority interest net income$076
Net income of bank and minority interests.$2,562,0002,536
Net charge-offs$2,0003,605
Cash dividends$600,0002,822
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,562,0002,502
2019-09-30 (YTD Data)Rank
Total interest income$6,851,0002,759
Total interest expense$961,0002,984
Net interest income$5,890,0002,686
Provision for loan and lease losses$03,836
Total noninterest income$667,0002,995
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$191,0002,884
Trading account gains and feesNANA
Additional Noninterest Income$476,0002,784
Total noninterest expense$4,155,0002,838
Salaries and employee benefits$2,603,0002,692
Premises and equipment expense$267,0003,700
Additional noninterest expense$1,285,0002,846
Pre-tax net operating income$2,402,0002,428
Securities gains (losses)$02,167
Applicable income taxes$419,0001,948
Income before extraordinary items$1,983,0002,540
Extraordinary gains, net$011
Net income$1,983,0002,541
Minority interest net income$072
Net income of bank and minority interests.$1,983,0002,541
Net charge-offs$84,0001,870
Cash dividends$600,0002,308
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,983,0002,511
2019-06-30 (YTD Data)Rank
Total interest income$4,520,0002,793
Total interest expense$634,0002,976
Net interest income$3,886,0002,725
Provision for loan and lease losses$03,685
Total noninterest income$441,0002,969
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$132,0002,832
Trading account gains and feesNANA
Additional Noninterest Income$309,0002,782
Total noninterest expense$2,840,0002,819
Salaries and employee benefits$1,761,0002,687
Premises and equipment expense$190,0003,607
Additional noninterest expense$889,0002,797
Pre-tax net operating income$1,487,0002,521
Securities gains (losses)$01,702
Applicable income taxes$253,0002,011
Income before extraordinary items$1,234,0002,630
Extraordinary gains, net$011
Net income$1,234,0002,629
Minority interest net income$069
Net income of bank and minority interests.$1,234,0002,629
Net charge-offs$107,0001,378
Cash dividends$300,0002,574
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,234,0002,595
2019-03-31 (YTD Data)Rank
Total interest income$2,171,0002,880
Total interest expense$296,0003,059
Net interest income$1,875,0002,802
Provision for loan and lease losses$03,406
Total noninterest income$216,0002,958
Gross Fiduciary activities income$0972
Service charges on deposit accounts$65,0002,860
Trading account gains and feesNANA
Additional Noninterest Income$151,0002,743
Total noninterest expense$1,431,0002,821
Salaries and employee benefits$901,0002,676
Premises and equipment expense$134,0003,054
Additional noninterest expense$396,0003,023
Pre-tax net operating income$660,0002,658
Securities gains (losses)$01,087
Applicable income taxes$81,0002,315
Income before extraordinary items$579,0002,674
Extraordinary gains, net$05
Net income$579,0002,673
Minority interest net income$052
Net income of bank and minority interests.$579,0002,673
Net charge-offs$-34,0004,993
Cash dividends$150,0002,193
Sale, conversion, retirement of capital stock, net$0529
Net operating income$579,0002,649
2018-12-31 (YTD Data)Rank
Total interest income$8,374,0002,853
Total interest expense$832,0003,206
Net interest income$7,542,0002,755
Provision for loan and lease losses$300,0001,959
Total noninterest income$1,375,0002,440
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$264,0002,926
Trading account gains and feesNANA
Additional Noninterest Income$1,111,0002,129
Total noninterest expense$5,302,0002,940
Salaries and employee benefits$3,222,0002,831
Premises and equipment expense$352,0003,767
Additional noninterest expense$1,728,0002,876
Pre-tax net operating income$3,315,0002,361
Securities gains (losses)$-96,0005,002
Applicable income taxes$408,0002,158
Income before extraordinary items$2,811,0002,413
Extraordinary gains, net$06
Net income$2,811,0002,412
Minority interest net income$072
Net income of bank and minority interests.$2,811,0002,412
Net charge-offs$14,0003,234
Cash dividends$600,0002,778
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,894,5202,361
2018-09-30 (YTD Data)Rank
Total interest income$6,185,0002,885
Total interest expense$578,0003,256
Net interest income$5,607,0002,783
Provision for loan and lease losses$225,0001,851
Total noninterest income$1,139,0002,332
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$195,0002,963
Trading account gains and feesNANA
Additional Noninterest Income$944,0002,006
Total noninterest expense$3,840,0003,017
Salaries and employee benefits$2,376,0002,861
Premises and equipment expense$220,0004,093
Additional noninterest expense$1,244,0002,962
Pre-tax net operating income$2,681,0002,277
Securities gains (losses)$-96,0005,231
Applicable income taxes$464,0001,855
Income before extraordinary items$2,121,0002,417
Extraordinary gains, net$05
Net income$2,121,0002,416
Minority interest net income$066
Net income of bank and minority interests.$2,121,0002,416
Net charge-offs$-31,0004,796
Cash dividends$600,0002,189
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,199,7202,360
2018-06-30 (YTD Data)Rank
Total interest income$4,076,0002,892
Total interest expense$370,0003,244
Net interest income$3,706,0002,804
Provision for loan and lease losses$150,0001,766
Total noninterest income$434,0003,082
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$130,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$304,0002,882
Total noninterest expense$2,552,0003,043
Salaries and employee benefits$1,610,0002,866
Premises and equipment expense$115,0004,446
Additional noninterest expense$827,0002,978
Pre-tax net operating income$1,438,0002,588
Securities gains (losses)$0961
Applicable income taxes$223,0002,119
Income before extraordinary items$1,215,0002,650
Extraordinary gains, net$06
Net income$1,215,0002,649
Minority interest net income$065
Net income of bank and minority interests.$1,215,0002,649
Net charge-offs$-37,0004,936
Cash dividends$300,0002,470
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,215,0002,641
2018-03-31 (YTD Data)Rank
Total interest income$2,012,0002,916
Total interest expense$183,0003,217
Net interest income$1,829,0002,840
Provision for loan and lease losses$75,0001,680
Total noninterest income$215,0003,068
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$61,0003,080
Trading account gains and feesNANA
Additional Noninterest Income$154,0002,806
Total noninterest expense$1,311,0003,022
Salaries and employee benefits$825,0002,845
Premises and equipment expense$62,0004,400
Additional noninterest expense$424,0002,952
Pre-tax net operating income$658,0002,679
Securities gains (losses)$0735
Applicable income taxes$83,0002,320
Income before extraordinary items$575,0002,679
Extraordinary gains, net$07
Net income$575,0002,679
Minority interest net income$052
Net income of bank and minority interests.$575,0002,679
Net charge-offs$24,0001,574
Cash dividends$150,0002,088
Sale, conversion, retirement of capital stock, net$0580
Net operating income$575,0002,674
2017-12-31 (YTD Data)Rank
Total interest income$7,809,0002,921
Total interest expense$631,0003,306
Net interest income$7,178,0002,842
Provision for loan and lease losses$600,0001,276
Total noninterest income$823,0003,238
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$238,0003,223
Trading account gains and feesNANA
Additional Noninterest Income$585,0002,975
Total noninterest expense$5,070,0003,066
Salaries and employee benefits$3,106,0002,916
Premises and equipment expense$250,0004,441
Additional noninterest expense$1,714,0002,948
Pre-tax net operating income$2,331,0002,859
Securities gains (losses)$-15,0005,127
Applicable income taxes$764,0002,104
Income before extraordinary items$1,552,0003,074
Extraordinary gains, net$09
Net income$1,552,0003,072
Minority interest net income$076
Net income of bank and minority interests.$1,552,0003,074
Net charge-offs$459,0001,150
Cash dividends$1,350,0001,833
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,562,0503,033
2017-09-30 (YTD Data)Rank
Total interest income$5,822,0002,944
Total interest expense$444,0003,412
Net interest income$5,378,0002,858
Provision for loan and lease losses$450,0001,230
Total noninterest income$610,0003,292
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$177,0003,246
Trading account gains and feesNANA
Additional Noninterest Income$433,0002,997
Total noninterest expense$3,794,0003,090
Salaries and employee benefits$2,373,0002,910
Premises and equipment expense$186,0004,486
Additional noninterest expense$1,235,0003,039
Pre-tax net operating income$1,744,0002,923
Securities gains (losses)$-15,0005,453
Applicable income taxes$341,0002,376
Income before extraordinary items$1,388,0002,981
Extraordinary gains, net$09
Net income$1,388,0002,980
Minority interest net income$071
Net income of bank and minority interests.$1,388,0002,981
Net charge-offs$116,0001,801
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,400,0002,945
2017-06-30 (YTD Data)Rank
Total interest income$3,838,0002,960
Total interest expense$271,0003,534
Net interest income$3,567,0002,865
Provision for loan and lease losses$300,0001,177
Total noninterest income$401,0003,318
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$117,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$284,0003,014
Total noninterest expense$2,572,0003,076
Salaries and employee benefits$1,594,0002,911
Premises and equipment expense$131,0004,425
Additional noninterest expense$847,0002,987
Pre-tax net operating income$1,096,0002,978
Securities gains (losses)$-15,0005,547
Applicable income taxes$166,0002,613
Income before extraordinary items$915,0002,955
Extraordinary gains, net$011
Net income$915,0002,955
Minority interest net income$071
Net income of bank and minority interests.$915,0002,955
Net charge-offs$81,0001,668
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$0659
Net operating income$927,7502,909
2017-03-31 (YTD Data)Rank
Total interest income$1,895,0002,988
Total interest expense$133,0003,558
Net interest income$1,762,0002,891
Provision for loan and lease losses$150,0001,115
Total noninterest income$189,0003,376
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$57,0003,310
Trading account gains and fees$0142
Additional Noninterest Income$132,0003,100
Total noninterest expense$1,278,0003,131
Salaries and employee benefits$807,0002,930
Premises and equipment expense$63,0004,532
Additional noninterest expense$408,0003,079
Pre-tax net operating income$523,0003,011
Securities gains (losses)$-15,0005,683
Applicable income taxes$97,0002,457
Income before extraordinary items$411,0003,092
Extraordinary gains, net$08
Net income$411,0003,091
Minority interest net income$055
Net income of bank and minority interests.$411,0003,092
Net charge-offs$89,000992
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$423,1503,018
2016-12-31 (YTD Data)Rank
Total interest income$7,716,0002,926
Total interest expense$677,0003,109
Net interest income$7,039,0002,866
Provision for loan and lease losses$600,0001,295
Total noninterest income$789,0003,397
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$247,0003,286
Trading account gains and fees$0170
Additional Noninterest Income$542,0003,148
Total noninterest expense$5,017,0003,175
Salaries and employee benefits$2,964,0003,038
Premises and equipment expense$282,0004,413
Additional noninterest expense$1,771,0002,993
Pre-tax net operating income$2,211,0002,890
Securities gains (losses)$5,0002,878
Applicable income taxes$494,0002,266
Income before extraordinary items$1,722,0003,043
Extraordinary gains, net$05
Net income$1,722,0003,042
Minority interest net income$082
Net income of bank and minority interests.$1,722,0003,042
Net charge-offs$766,000813
Cash dividends$750,0002,515
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,718,1002,993
2016-09-30 (YTD Data)Rank
Total interest income$5,791,0002,932
Total interest expense$533,0003,017
Net interest income$5,258,0002,881
Provision for loan and lease losses$450,0001,227
Total noninterest income$599,0003,398
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$186,0003,288
Trading account gains and fees$0169
Additional Noninterest Income$413,0003,133
Total noninterest expense$3,720,0003,205
Salaries and employee benefits$2,236,0003,040
Premises and equipment expense$228,0004,302
Additional noninterest expense$1,256,0003,116
Pre-tax net operating income$1,687,0002,912
Securities gains (losses)$5,0002,808
Applicable income taxes$434,0002,170
Income before extraordinary items$1,258,0003,119
Extraordinary gains, net$05
Net income$1,258,0003,119
Minority interest net income$071
Net income of bank and minority interests.$1,258,0003,119
Net charge-offs$698,000624
Cash dividends$750,0001,953
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,254,3003,063
2016-06-30 (YTD Data)Rank
Total interest income$3,928,0002,900
Total interest expense$364,0002,980
Net interest income$3,564,0002,861
Provision for loan and lease losses$300,0001,234
Total noninterest income$398,0003,408
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$121,0003,326
Trading account gains and fees$0157
Additional Noninterest Income$277,0003,129
Total noninterest expense$2,504,0003,196
Salaries and employee benefits$1,509,0003,037
Premises and equipment expense$143,0004,445
Additional noninterest expense$852,0003,094
Pre-tax net operating income$1,158,0002,813
Securities gains (losses)$5,0002,477
Applicable income taxes$345,0002,009
Income before extraordinary items$818,0003,149
Extraordinary gains, net$016
Net income$818,0003,147
Minority interest net income$071
Net income of bank and minority interests.$818,0003,148
Net charge-offs$472,000622
Cash dividends$750,0001,565
Sale, conversion, retirement of capital stock, net$0705
Net operating income$814,5003,094
2016-03-31 (YTD Data)Rank
Total interest income$1,996,0002,867
Total interest expense$187,0002,965
Net interest income$1,809,0002,827
Provision for loan and lease losses$150,0001,146
Total noninterest income$192,0003,429
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$63,0003,235
Trading account gains and fees$0142
Additional Noninterest Income$129,0003,183
Total noninterest expense$1,316,0003,125
Salaries and employee benefits$786,0002,980
Premises and equipment expense$76,0004,369
Additional noninterest expense$454,0002,962
Pre-tax net operating income$535,0002,921
Securities gains (losses)$02,077
Applicable income taxes$114,0002,347
Income before extraordinary items$421,0003,035
Extraordinary gains, net$012
Net income$421,0003,033
Minority interest net income$062
Net income of bank and minority interests.$421,0003,034
Net charge-offs$-24,0005,522
Cash dividends$750,000911
Sale, conversion, retirement of capital stock, net$0659
Net operating income$421,0002,978
2015-12-31 (YTD Data)Rank
Total interest income$7,796,0002,887
Total interest expense$1,158,0002,176
Net interest income$6,638,0002,979
Provision for loan and lease losses$745,0001,025
Total noninterest income$781,0003,467
Gross Fiduciary activities income$3,0001,124
Service charges on deposit accounts$296,0003,061
Trading account gains and fees$0159
Additional Noninterest Income$482,0003,342
Total noninterest expense$4,870,0003,285
Salaries and employee benefits$2,855,0003,127
Premises and equipment expense$290,0004,532
Additional noninterest expense$1,725,0003,099
Pre-tax net operating income$1,804,0003,201
Securities gains (losses)$-54,0006,036
Applicable income taxes$285,0002,702
Income before extraordinary items$1,465,0003,268
Extraordinary gains, net$023
Net income$1,465,0003,269
Minority interest net income$081
Net income of bank and minority interests.$1,465,0003,270
Net charge-offs$156,0002,214
Cash dividends$1,000,0002,106
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,510,3603,168
2015-09-30 (YTD Data)Rank
Total interest income$5,810,0002,920
Total interest expense$934,0002,082
Net interest income$4,876,0003,050
Provision for loan and lease losses$125,0002,466
Total noninterest income$586,0003,491
Gross Fiduciary activities income$3,0001,083
Service charges on deposit accounts$225,0003,045
Trading account gains and fees$0153
Additional Noninterest Income$358,0003,367
Total noninterest expense$3,570,0003,362
Salaries and employee benefits$2,135,0003,155
Premises and equipment expense$202,0004,699
Additional noninterest expense$1,233,0003,223
Pre-tax net operating income$1,767,0002,789
Securities gains (losses)$03,031
Applicable income taxes$382,0002,251
Income before extraordinary items$1,385,0002,920
Extraordinary gains, net$021
Net income$1,385,0002,919
Minority interest net income$078
Net income of bank and minority interests.$1,385,0002,921
Net charge-offs$139,0001,863
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,385,0002,868
2015-06-30 (YTD Data)Rank
Total interest income$3,828,0002,946
Total interest expense$645,0002,026
Net interest income$3,183,0003,086
Provision for loan and lease losses$125,0001,961
Total noninterest income$395,0003,478
Gross Fiduciary activities income$3,0001,066
Service charges on deposit accounts$149,0003,038
Trading account gains and fees$0157
Additional Noninterest Income$243,0003,350
Total noninterest expense$2,385,0003,373
Salaries and employee benefits$1,431,0003,171
Premises and equipment expense$136,0004,734
Additional noninterest expense$818,0003,255
Pre-tax net operating income$1,068,0002,949
Securities gains (losses)$02,636
Applicable income taxes$221,0002,384
Income before extraordinary items$847,0003,067
Extraordinary gains, net$022
Net income$847,0003,068
Minority interest net income$075
Net income of bank and minority interests.$847,0003,069
Net charge-offs$45,0002,399
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$847,0003,006
2015-03-31 (YTD Data)Rank
Total interest income$1,862,0003,006
Total interest expense$315,0002,089
Net interest income$1,547,0003,148
Provision for loan and lease losses$75,0001,675
Total noninterest income$196,0003,467
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$79,0002,888
Trading account gains and fees$0152
Additional Noninterest Income$117,0003,365
Total noninterest expense$1,214,0003,345
Salaries and employee benefits$733,0003,142
Premises and equipment expense$67,0004,781
Additional noninterest expense$414,0003,225
Pre-tax net operating income$454,0003,172
Securities gains (losses)$02,027
Applicable income taxes$75,0002,691
Income before extraordinary items$379,0003,233
Extraordinary gains, net$013
Net income$379,0003,236
Minority interest net income$064
Net income of bank and minority interests.$379,0003,236
Net charge-offs$8,0002,565
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$379,0003,156
2014-12-31 (YTD Data)Rank
Total interest income$7,452,0003,030
Total interest expense$1,193,0002,273
Net interest income$6,259,0003,143
Provision for loan and lease losses$375,0001,746
Total noninterest income$774,0003,541
Gross Fiduciary activities income$7,0001,100
Service charges on deposit accounts$316,0003,110
Trading account gains and fees$0180
Additional Noninterest Income$451,0003,423
Total noninterest expense$4,628,0003,487
Salaries and employee benefits$2,701,0003,301
Premises and equipment expense$328,0004,506
Additional noninterest expense$1,599,0003,401
Pre-tax net operating income$2,030,0002,952
Securities gains (losses)$288,000623
Applicable income taxes$547,0002,110
Income before extraordinary items$1,771,0002,919
Extraordinary gains, net$017
Net income$1,771,0002,918
Minority interest net income$084
Net income of bank and minority interests.$1,771,0002,919
Net charge-offs$111,0003,084
Cash dividends$850,0002,241
Sale, conversion, retirement of capital stock, net$6,000814
Net operating income$1,552,1203,125
2014-09-30 (YTD Data)Rank
Total interest income$5,559,0003,066
Total interest expense$887,0002,325
Net interest income$4,672,0003,181
Provision for loan and lease losses$225,0001,923
Total noninterest income$582,0003,568
Gross Fiduciary activities income$2,0001,121
Service charges on deposit accounts$237,0003,140
Trading account gains and fees$0174
Additional Noninterest Income$343,0003,429
Total noninterest expense$3,332,0003,594
Salaries and employee benefits$1,982,0003,369
Premises and equipment expense$242,0004,585
Additional noninterest expense$1,108,0003,596
Pre-tax net operating income$1,697,0002,809
Securities gains (losses)$118,000888
Applicable income taxes$400,0002,196
Income before extraordinary items$1,415,0002,842
Extraordinary gains, net$015
Net income$1,415,0002,843
Minority interest net income$081
Net income of bank and minority interests.$1,415,0002,843
Net charge-offs$26,0003,704
Cash dividends$850,0001,675
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,322,9602,912
2014-06-30 (YTD Data)Rank
Total interest income$3,683,0003,083
Total interest expense$589,0002,363
Net interest income$3,094,0003,203
Provision for loan and lease losses$150,0001,864
Total noninterest income$374,0003,608
Gross Fiduciary activities income$2,0001,095
Service charges on deposit accounts$158,0003,127
Trading account gains and fees$0172
Additional Noninterest Income$214,0003,523
Total noninterest expense$2,178,0003,654
Salaries and employee benefits$1,325,0003,381
Premises and equipment expense$152,0004,726
Additional noninterest expense$701,0003,733
Pre-tax net operating income$1,140,0002,743
Securities gains (losses)$118,000708
Applicable income taxes$283,0002,084
Income before extraordinary items$975,0002,692
Extraordinary gains, net$020
Net income$975,0002,696
Minority interest net income$080
Net income of bank and minority interests.$975,0002,696
Net charge-offs$1,0004,238
Cash dividends$850,0001,313
Sale, conversion, retirement of capital stock, net$0794
Net operating income$882,9602,837
2014-03-31 (YTD Data)Rank
Total interest income$1,827,0003,120
Total interest expense$294,0002,400
Net interest income$1,533,0003,215
Provision for loan and lease losses$75,0001,807
Total noninterest income$187,0003,571
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$84,0003,004
Trading account gains and fees$0147
Additional Noninterest Income$102,0003,539
Total noninterest expense$1,067,0003,742
Salaries and employee benefits$694,0003,305
Premises and equipment expense$67,0005,034
Additional noninterest expense$306,0004,058
Pre-tax net operating income$578,0002,639
Securities gains (losses)$01,715
Applicable income taxes$128,0002,140
Income before extraordinary items$450,0002,780
Extraordinary gains, net$016
Net income$450,0002,783
Minority interest net income$066
Net income of bank and minority interests.$450,0002,783
Net charge-offs$14,0002,677
Cash dividends$850,000695
Sale, conversion, retirement of capital stock, net$0747
Net operating income$450,0002,737
2013-12-31 (YTD Data)Rank
Total interest income$7,048,0003,236
Total interest expense$1,192,0002,576
Net interest income$5,856,0003,332
Provision for loan and lease losses$05,091
Total noninterest income$788,0003,636
Gross Fiduciary activities income$6,0001,153
Service charges on deposit accounts$276,0003,502
Trading account gains and fees$0184
Additional Noninterest Income$506,0003,346
Total noninterest expense$4,430,0003,678
Salaries and employee benefits$2,604,0003,444
Premises and equipment expense$284,0004,957
Additional noninterest expense$1,542,0003,589
Pre-tax net operating income$2,214,0002,667
Securities gains (losses)$-24,0006,357
Applicable income taxes$507,0002,139
Income before extraordinary items$1,683,0002,931
Extraordinary gains, net$029
Net income$1,683,0002,933
Minority interest net income$090
Net income of bank and minority interests.$1,683,0002,934
Net charge-offs$134,0003,448
Cash dividends$800,0002,195
Sale, conversion, retirement of capital stock, net$10,000847
Net operating income$1,701,4802,859
2013-09-30 (YTD Data)Rank
Total interest income$5,225,0003,291
Total interest expense$893,0002,654
Net interest income$4,332,0003,388
Provision for loan and lease losses$04,941
Total noninterest income$619,0003,623
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$200,0003,605
Trading account gains and fees$0180
Additional Noninterest Income$417,0003,289
Total noninterest expense$3,306,0003,714
Salaries and employee benefits$1,987,0003,406
Premises and equipment expense$206,0005,066
Additional noninterest expense$1,113,0003,685
Pre-tax net operating income$1,645,0002,765
Securities gains (losses)$-24,0006,591
Applicable income taxes$332,0002,337
Income before extraordinary items$1,289,0002,935
Extraordinary gains, net$025
Net income$1,289,0002,939
Minority interest net income$084
Net income of bank and minority interests.$1,289,0002,939
Net charge-offs$12,0004,641
Cash dividends$800,0001,658
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,308,2002,833
2013-06-30 (YTD Data)Rank
Total interest income$3,464,0003,313
Total interest expense$628,0002,608
Net interest income$2,836,0003,421
Provision for loan and lease losses$04,788
Total noninterest income$368,0003,854
Gross Fiduciary activities income$1,0001,167
Service charges on deposit accounts$122,0003,753
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,485
Total noninterest expense$2,257,0003,679
Salaries and employee benefits$1,392,0003,311
Premises and equipment expense$132,0005,141
Additional noninterest expense$733,0003,712
Pre-tax net operating income$947,0002,996
Securities gains (losses)$02,791
Applicable income taxes$170,0002,575
Income before extraordinary items$777,0003,130
Extraordinary gains, net$022
Net income$777,0003,132
Minority interest net income$082
Net income of bank and minority interests.$777,0003,133
Net charge-offs$9,0004,369
Cash dividends$800,0001,280
Sale, conversion, retirement of capital stock, net$0838
Net operating income$777,0003,035
2013-03-31 (YTD Data)Rank
Total interest income$1,696,0003,396
Total interest expense$314,0002,691
Net interest income$1,382,0003,498
Provision for loan and lease losses$04,409
Total noninterest income$191,0003,748
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$59,0003,789
Trading account gains and fees$0148
Additional Noninterest Income$131,0003,372
Total noninterest expense$1,250,0003,451
Salaries and employee benefits$799,0003,056
Premises and equipment expense$66,0005,171
Additional noninterest expense$385,0003,605
Pre-tax net operating income$323,0003,676
Securities gains (losses)$01,966
Applicable income taxes$24,0003,495
Income before extraordinary items$299,0003,569
Extraordinary gains, net$010
Net income$299,0003,570
Minority interest net income$076
Net income of bank and minority interests.$299,0003,571
Net charge-offs$-10,0006,196
Cash dividends$800,000657
Sale, conversion, retirement of capital stock, net$0789
Net operating income$299,0003,478
2012-12-31 (YTD Data)Rank
Total interest income$6,820,0003,501
Total interest expense$1,436,0002,818
Net interest income$5,384,0003,624
Provision for loan and lease losses$75,0004,908
Total noninterest income$595,0004,184
Gross Fiduciary activities income$38,000997
Service charges on deposit accounts$248,0003,868
Trading account gains and fees$0166
Additional Noninterest Income$309,0003,999
Total noninterest expense$3,918,0004,080
Salaries and employee benefits$2,138,0003,976
Premises and equipment expense$308,0004,901
Additional noninterest expense$1,472,0003,842
Pre-tax net operating income$1,986,0002,820
Securities gains (losses)$61,0002,600
Applicable income taxes$557,0002,076
Income before extraordinary items$1,490,0003,141
Extraordinary gains, net$029
Net income$1,490,0003,141
Minority interest net income$093
Net income of bank and minority interests.$1,490,0003,141
Net charge-offs$458,0002,767
Cash dividends$800,0002,220
Sale, conversion, retirement of capital stock, net$13,000880
Net operating income$1,445,4703,069
2012-09-30 (YTD Data)Rank
Total interest income$5,107,0003,568
Total interest expense$1,107,0002,848
Net interest income$4,000,0003,712
Provision for loan and lease losses$75,0004,640
Total noninterest income$389,0004,477
Gross Fiduciary activities income$2,0001,201
Service charges on deposit accounts$187,0003,901
Trading account gains and fees$0157
Additional Noninterest Income$200,0004,253
Total noninterest expense$2,804,0004,232
Salaries and employee benefits$1,556,0004,057
Premises and equipment expense$225,0005,028
Additional noninterest expense$1,023,0004,050
Pre-tax net operating income$1,510,0002,871
Securities gains (losses)$-29,0006,932
Applicable income taxes$293,0002,493
Income before extraordinary items$1,188,0003,100
Extraordinary gains, net$020
Net income$1,188,0003,099
Minority interest net income$086
Net income of bank and minority interests.$1,188,0003,098
Net charge-offs$66,0004,331
Cash dividends$800,0001,535
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,211,2002,904
2012-06-30 (YTD Data)Rank
Total interest income$3,386,0003,622
Total interest expense$757,0002,880
Net interest income$2,629,0003,765
Provision for loan and lease losses$75,0004,155
Total noninterest income$253,0004,525
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$122,0003,923
Trading account gains and fees$0153
Additional Noninterest Income$129,0004,299
Total noninterest expense$1,889,0004,216
Salaries and employee benefits$1,077,0003,982
Premises and equipment expense$154,0004,990
Additional noninterest expense$658,0004,170
Pre-tax net operating income$918,0003,025
Securities gains (losses)$03,178
Applicable income taxes$141,0002,772
Income before extraordinary items$777,0003,101
Extraordinary gains, net$019
Net income$777,0003,100
Minority interest net income$084
Net income of bank and minority interests.$777,0003,101
Net charge-offs$70,0003,740
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$777,0002,945
2012-03-31 (YTD Data)Rank
Total interest income$1,653,0003,731
Total interest expense$390,0002,909
Net interest income$1,263,0003,889
Provision for loan and lease losses$50,0003,648
Total noninterest income$131,0004,497
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$69,0004,238
Total noninterest expense$1,030,0004,022
Salaries and employee benefits$609,0003,693
Premises and equipment expense$76,0005,053
Additional noninterest expense$345,0004,019
Pre-tax net operating income$314,0003,759
Securities gains (losses)$02,210
Applicable income taxes$-35,0007,084
Income before extraordinary items$349,0003,354
Extraordinary gains, net$019
Net income$349,0003,357
Minority interest net income$078
Net income of bank and minority interests.$349,0003,357
Net charge-offs$76,0002,689
Cash dividends$600,000741
Sale, conversion, retirement of capital stock, net$0861
Net operating income$349,0003,182
2011-12-31 (YTD Data)Rank
Total interest income$6,667,0003,801
Total interest expense$1,705,0003,124
Net interest income$4,962,0003,925
Provision for loan and lease losses$150,0004,935
Total noninterest income$495,0004,425
Gross Fiduciary activities income$11,0001,086
Service charges on deposit accounts$247,0003,992
Trading account gains and fees$0146
Additional Noninterest Income$237,0004,211
Total noninterest expense$3,683,0004,354
Salaries and employee benefits$1,992,0004,184
Premises and equipment expense$261,0005,522
Additional noninterest expense$1,430,0003,982
Pre-tax net operating income$1,624,0002,899
Securities gains (losses)$03,838
Applicable income taxes$445,0002,139
Income before extraordinary items$1,179,0003,239
Extraordinary gains, net$029
Net income$1,179,0003,242
Minority interest net income$096
Net income of bank and minority interests.$1,179,0003,242
Net charge-offs$95,0005,024
Cash dividends$500,0002,425
Sale, conversion, retirement of capital stock, net$6,813,00099
Net operating income$1,179,0003,145
2011-09-30 (YTD Data)Rank
Total interest income$4,943,0003,858
Total interest expense$1,305,0003,190
Net interest income$3,638,0004,009
Provision for loan and lease losses$150,0004,478
Total noninterest income$384,0004,404
Gross Fiduciary activities income$7,0001,070
Service charges on deposit accounts$188,0003,967
Trading account gains and fees$0145
Additional Noninterest Income$189,0004,176
Total noninterest expense$2,717,0004,406
Salaries and employee benefits$1,473,0004,221
Premises and equipment expense$203,0005,484
Additional noninterest expense$1,041,0004,064
Pre-tax net operating income$1,155,0003,063
Securities gains (losses)$03,555
Applicable income taxes$267,0002,387
Income before extraordinary items$888,0003,297
Extraordinary gains, net$021
Net income$888,0003,299
Minority interest net income$087
Net income of bank and minority interests.$888,0003,298
Net charge-offs$22,0005,495
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$6,805,00083
Net operating income$888,0003,195
2011-06-30 (YTD Data)Rank
Total interest income$3,261,0003,927
Total interest expense$881,0003,264
Net interest income$2,380,0004,064
Provision for loan and lease losses$150,0003,873
Total noninterest income$254,0004,444
Gross Fiduciary activities income$6,0001,059
Service charges on deposit accounts$125,0003,955
Trading account gains and fees$0153
Additional Noninterest Income$123,0004,263
Total noninterest expense$1,847,0004,382
Salaries and employee benefits$1,017,0004,161
Premises and equipment expense$137,0005,510
Additional noninterest expense$693,0004,138
Pre-tax net operating income$637,0003,346
Securities gains (losses)$02,914
Applicable income taxes$138,0002,588
Income before extraordinary items$499,0003,588
Extraordinary gains, net$015
Net income$499,0003,590
Minority interest net income$089
Net income of bank and minority interests.$499,0003,589
Net charge-offs$21,0005,023
Cash dividends$500,0001,397
Sale, conversion, retirement of capital stock, net$6,805,00049
Net operating income$499,0003,488
2011-03-31 (YTD Data)Rank
Total interest income$1,596,0003,994
Total interest expense$445,0003,342
Net interest income$1,151,0004,166
Provision for loan and lease losses$75,0003,668
Total noninterest income$124,0004,534
Gross Fiduciary activities income$5,0001,007
Service charges on deposit accounts$61,0003,971
Trading account gains and fees$0158
Additional Noninterest Income$58,0004,429
Total noninterest expense$1,002,0004,177
Salaries and employee benefits$570,0003,871
Premises and equipment expense$70,0005,511
Additional noninterest expense$362,0003,998
Pre-tax net operating income$198,0004,251
Securities gains (losses)$01,772
Applicable income taxes$28,0003,232
Income before extraordinary items$170,0004,248
Extraordinary gains, net$09
Net income$170,0004,247
Minority interest net income$086
Net income of bank and minority interests.$170,0004,248
Net charge-offs$4,0004,727
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$170,0004,192
2010-12-31 (YTD Data)Rank
Total interest income$6,404,0004,131
Total interest expense$1,764,0003,875
Net interest income$4,640,0004,160
Provision for loan and lease losses$500,0004,120
Total noninterest income$562,0004,362
Gross Fiduciary activities income$5,0001,223
Service charges on deposit accounts$303,0003,619
Trading account gains and fees$0175
Additional Noninterest Income$254,0004,225
Total noninterest expense$3,747,0004,397
Salaries and employee benefits$2,028,0004,184
Premises and equipment expense$278,0005,588
Additional noninterest expense$1,441,0004,111
Pre-tax net operating income$955,0003,459
Securities gains (losses)$382,0001,074
Applicable income taxes$335,0002,260
Income before extraordinary items$1,002,0003,229
Extraordinary gains, net$029
Net income$1,002,0003,226
Minority interest net income$0111
Net income of bank and minority interests.$1,002,0003,229
Net charge-offs$87,0005,529
Cash dividends$1,000,0001,460
Sale, conversion, retirement of capital stock, net$22,0001,086
Net operating income$715,5003,684
2010-09-30 (YTD Data)Rank
Total interest income$4,818,0004,205
Total interest expense$1,300,0004,065
Net interest income$3,518,0004,193
Provision for loan and lease losses$425,0003,812
Total noninterest income$419,0004,430
Gross Fiduciary activities income$5,0001,172
Service charges on deposit accounts$228,0003,681
Trading account gains and fees$0165
Additional Noninterest Income$186,0004,299
Total noninterest expense$2,753,0004,473
Salaries and employee benefits$1,565,0004,147
Premises and equipment expense$206,0005,674
Additional noninterest expense$982,0004,345
Pre-tax net operating income$759,0003,555
Securities gains (losses)$382,000917
Applicable income taxes$307,0002,120
Income before extraordinary items$834,0003,210
Extraordinary gains, net$023
Net income$834,0003,208
Minority interest net income$0110
Net income of bank and minority interests.$834,0003,210
Net charge-offs$64,0005,324
Cash dividends$1,000,0001,046
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$555,1403,776
2010-06-30 (YTD Data)Rank
Total interest income$3,181,0004,271
Total interest expense$880,0004,122
Net interest income$2,301,0004,251
Provision for loan and lease losses$150,0004,587
Total noninterest income$265,0004,492
Gross Fiduciary activities income$3,0001,181
Service charges on deposit accounts$155,0003,642
Trading account gains and fees$0152
Additional Noninterest Income$107,0004,534
Total noninterest expense$1,871,0004,435
Salaries and employee benefits$1,094,0004,032
Premises and equipment expense$140,0005,664
Additional noninterest expense$637,0004,434
Pre-tax net operating income$545,0003,488
Securities gains (losses)$78,0001,599
Applicable income taxes$126,0002,586
Income before extraordinary items$497,0003,421
Extraordinary gains, net$019
Net income$497,0003,418
Minority interest net income$0105
Net income of bank and minority interests.$497,0003,420
Net charge-offs$19,0005,533
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$434,6003,536
2010-03-31 (YTD Data)Rank
Total interest income$1,577,0004,357
Total interest expense$441,0004,243
Net interest income$1,136,0004,304
Provision for loan and lease losses$75,0004,293
Total noninterest income$126,0004,614
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$74,0003,727
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$1,041,0004,161
Salaries and employee benefits$661,0003,537
Premises and equipment expense$67,0005,829
Additional noninterest expense$313,0004,469
Pre-tax net operating income$146,0004,593
Securities gains (losses)$53,0001,119
Applicable income taxes$7,0003,969
Income before extraordinary items$192,0003,964
Extraordinary gains, net$016
Net income$192,0003,963
Minority interest net income$091
Net income of bank and minority interests.$192,0003,963
Net charge-offs$-17,0007,617
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$141,1204,382
2009-12-31 (YTD Data)Rank
Total interest income$6,446,0004,413
Total interest expense$1,914,0004,579
Net interest income$4,532,0004,203
Provision for loan and lease losses$740,0003,957
Total noninterest income$517,0004,670
Gross Fiduciary activities income$9,0001,197
Service charges on deposit accounts$324,0003,736
Trading account gains and fees$0211
Additional Noninterest Income$184,0004,781
Total noninterest expense$3,300,0004,906
Salaries and employee benefits$1,681,0004,857
Premises and equipment expense$239,0006,162
Additional noninterest expense$1,380,0004,315
Pre-tax net operating income$1,009,0002,974
Securities gains (losses)$504,000878
Applicable income taxes$17,0003,730
Income before extraordinary items$1,496,0002,123
Extraordinary gains, net$034
Net income$1,496,0002,121
Minority interest net income$0115
Net income of bank and minority interests.$1,496,0002,123
Net charge-offs$242,0004,764
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$14,0001,250
Net operating income$997,0402,730
2009-09-30 (YTD Data)Rank
Total interest income$4,837,0004,462
Total interest expense$1,461,0004,678
Net interest income$3,376,0004,245
Provision for loan and lease losses$430,0004,065
Total noninterest income$386,0004,752
Gross Fiduciary activities income$4,0001,209
Service charges on deposit accounts$242,0003,761
Trading account gains and fees$0212
Additional Noninterest Income$140,0004,885
Total noninterest expense$2,368,0005,035
Salaries and employee benefits$1,211,0005,017
Premises and equipment expense$148,0006,553
Additional noninterest expense$1,009,0004,356
Pre-tax net operating income$964,0002,798
Securities gains (losses)$345,000898
Applicable income taxes$85,0002,996
Income before extraordinary items$1,224,0002,145
Extraordinary gains, net$027
Net income$1,224,0002,142
Minority interest net income$0118
Net income of bank and minority interests.$1,224,0002,145
Net charge-offs$256,0003,929
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$899,7002,609
2009-06-30 (YTD Data)Rank
Total interest income$3,247,0004,485
Total interest expense$981,0004,777
Net interest income$2,266,0004,201
Provision for loan and lease losses$270,0003,897
Total noninterest income$250,0004,805
Gross Fiduciary activities income$3,0001,207
Service charges on deposit accounts$161,0003,746
Trading account gains and fees$0193
Additional Noninterest Income$86,0005,059
Total noninterest expense$1,551,0005,146
Salaries and employee benefits$845,0004,931
Premises and equipment expense$83,0006,886
Additional noninterest expense$623,0004,613
Pre-tax net operating income$695,0002,784
Securities gains (losses)$229,000935
Applicable income taxes$260,0001,693
Income before extraordinary items$664,0002,593
Extraordinary gains, net$021
Net income$664,0002,590
Minority interest net income$0112
Net income of bank and minority interests.$664,0002,592
Net charge-offs$75,0004,536
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$499,1202,993
2009-03-31 (YTD Data)Rank
Total interest income$1,593,0004,576
Total interest expense$487,0004,899
Net interest income$1,106,0004,255
Provision for loan and lease losses$60,0004,614
Total noninterest income$127,0004,760
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$80,0003,714
Trading account gains and fees$0171
Additional Noninterest Income$45,0005,014
Total noninterest expense$805,0004,936
Salaries and employee benefits$503,0004,438
Premises and equipment expense$31,0007,320
Additional noninterest expense$271,0004,718
Pre-tax net operating income$368,0002,974
Securities gains (losses)$02,434
Applicable income taxes$99,0002,195
Income before extraordinary items$269,0003,316
Extraordinary gains, net$015
Net income$269,0003,316
Minority interest net income$0102
Net income of bank and minority interests.$269,0003,317
Net charge-offs$53,0003,483
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$269,0003,173
2008-12-31 (YTD Data)Rank
Total interest income$6,400,0004,748
Total interest expense$2,206,0005,068
Net interest income$4,194,0004,438
Provision for loan and lease losses$84,0006,208
Total noninterest income$521,0004,750
Gross Fiduciary activities income$17,0001,132
Service charges on deposit accounts$293,0004,056
Trading account gains and fees$0154
Additional Noninterest Income$211,0004,744
Total noninterest expense$3,100,0005,018
Salaries and employee benefits$1,653,0005,042
Premises and equipment expense$160,0007,051
Additional noninterest expense$1,287,0004,052
Pre-tax net operating income$1,531,0002,984
Securities gains (losses)$16,0002,295
Applicable income taxes$418,0002,032
Income before extraordinary items$1,129,0003,055
Extraordinary gains, net$039
Net income$1,129,0003,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,900
Cash dividends$425,0003,594
Sale, conversion, retirement of capital stock, net$15,0001,285
Net operating income$1,117,3203,222
2008-09-30 (YTD Data)Rank
Total interest income$4,810,0004,808
Total interest expense$1,669,0005,167
Net interest income$3,141,0004,479
Provision for loan and lease losses$63,0005,653
Total noninterest income$389,0004,872
Gross Fiduciary activities income$9,0001,170
Service charges on deposit accounts$207,0004,182
Trading account gains and fees$0148
Additional Noninterest Income$173,0004,711
Total noninterest expense$2,214,0005,157
Salaries and employee benefits$1,168,0005,254
Premises and equipment expense$122,0007,065
Additional noninterest expense$924,0004,125
Pre-tax net operating income$1,253,0003,227
Securities gains (losses)$16,0002,140
Applicable income taxes$324,0002,375
Income before extraordinary items$945,0003,223
Extraordinary gains, net$031
Net income$945,0003,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,309
Cash dividends$325,0003,281
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$933,1603,388
2008-06-30 (YTD Data)Rank
Total interest income$3,157,0004,932
Total interest expense$1,124,0005,284
Net interest income$2,033,0004,570
Provision for loan and lease losses$42,0005,347
Total noninterest income$250,0004,997
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$118,0004,516
Trading account gains and fees$0149
Additional Noninterest Income$125,0004,644
Total noninterest expense$1,490,0005,149
Salaries and employee benefits$798,0005,223
Premises and equipment expense$88,0006,959
Additional noninterest expense$604,0004,178
Pre-tax net operating income$751,0003,570
Securities gains (losses)$16,0002,191
Applicable income taxes$191,0002,746
Income before extraordinary items$576,0003,726
Extraordinary gains, net$021
Net income$576,0003,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,912
Cash dividends$225,0003,289
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$564,0003,713
2008-03-31 (YTD Data)Rank
Total interest income$1,617,0004,934
Total interest expense$582,0005,374
Net interest income$1,035,0004,508
Provision for loan and lease losses$21,0004,844
Total noninterest income$65,0006,240
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$36,0005,409
Trading account gains and fees$0158
Additional Noninterest Income$26,0006,106
Total noninterest expense$829,0004,822
Salaries and employee benefits$463,0004,799
Premises and equipment expense$40,0007,158
Additional noninterest expense$326,0003,872
Pre-tax net operating income$250,0004,529
Securities gains (losses)$02,688
Applicable income taxes$47,0003,621
Income before extraordinary items$203,0004,625
Extraordinary gains, net$015
Net income$203,0004,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$225,0002,193
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$203,0004,535
2007-12-31 (YTD Data)Rank
Total interest income$5,928,0005,276
Total interest expense$2,182,0005,635
Net interest income$3,746,0004,817
Provision for loan and lease losses$06,851
Total noninterest income$459,0005,219
Gross Fiduciary activities income$15,0001,198
Service charges on deposit accounts$108,0005,924
Trading account gains and fees$0178
Additional Noninterest Income$336,0004,047
Total noninterest expense$2,814,0005,204
Salaries and employee benefits$1,483,0005,339
Premises and equipment expense$164,0007,113
Additional noninterest expense$1,167,0004,154
Pre-tax net operating income$1,391,0004,037
Securities gains (losses)$02,146
Applicable income taxes$299,0003,385
Income before extraordinary items$1,092,0004,124
Extraordinary gains, net$039
Net income$1,092,0004,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,397
Cash dividends$150,0005,106
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,092,0004,121
2007-09-30 (YTD Data)Rank
Total interest income$4,354,0005,351
Total interest expense$1,620,0005,681
Net interest income$2,734,0004,923
Provision for loan and lease losses$06,528
Total noninterest income$188,0006,436
Gross Fiduciary activities income$9,0001,194
Service charges on deposit accounts$76,0006,039
Trading account gains and fees$0184
Additional Noninterest Income$103,0005,748
Total noninterest expense$1,998,0005,360
Salaries and employee benefits$1,062,0005,457
Premises and equipment expense$126,0007,037
Additional noninterest expense$810,0004,327
Pre-tax net operating income$924,0004,537
Securities gains (losses)$01,655
Applicable income taxes$229,0003,547
Income before extraordinary items$695,0004,680
Extraordinary gains, net$033
Net income$695,0004,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,435
Cash dividends$150,0004,354
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$695,0004,669
2007-06-30 (YTD Data)Rank
Total interest income$2,845,0005,423
Total interest expense$1,078,0005,686
Net interest income$1,767,0005,053
Provision for loan and lease losses$06,209
Total noninterest income$125,0006,468
Gross Fiduciary activities income$7,0001,185
Service charges on deposit accounts$51,0006,069
Trading account gains and fees$0168
Additional Noninterest Income$67,0005,821
Total noninterest expense$1,359,0005,333
Salaries and employee benefits$725,0005,441
Premises and equipment expense$87,0007,002
Additional noninterest expense$547,0004,300
Pre-tax net operating income$533,0004,912
Securities gains (losses)$01,444
Applicable income taxes$128,0003,843
Income before extraordinary items$405,0005,054
Extraordinary gains, net$029
Net income$405,0005,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,969
Cash dividends$50,0004,675
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$405,0005,046
2007-03-31 (YTD Data)Rank
Total interest income$1,412,0005,448
Total interest expense$537,0005,687
Net interest income$875,0005,082
Provision for loan and lease losses$05,779
Total noninterest income$72,0006,185
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$27,0005,944
Trading account gains and fees$0195
Additional Noninterest Income$40,0005,516
Total noninterest expense$763,0004,952
Salaries and employee benefits$436,0004,877
Premises and equipment expense$47,0006,906
Additional noninterest expense$280,0004,164
Pre-tax net operating income$184,0005,669
Securities gains (losses)$01,187
Applicable income taxes$67,0003,794
Income before extraordinary items$117,0006,128
Extraordinary gains, net$022
Net income$117,0006,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$50,0003,564
Sale, conversion, retirement of capital stock, net$0885
Net operating income$117,0006,115
2006-12-31 (YTD Data)Rank
Total interest income$5,230,0005,425
Total interest expense$1,733,0005,783
Net interest income$3,497,0005,057
Provision for loan and lease losses$06,850
Total noninterest income$356,0005,842
Gross Fiduciary activities income$14,0001,231
Service charges on deposit accounts$113,0005,980
Trading account gains and fees$0130
Additional Noninterest Income$229,0004,862
Total noninterest expense$2,532,0005,445
Salaries and employee benefits$1,317,0005,619
Premises and equipment expense$160,0007,134
Additional noninterest expense$1,055,0004,344
Pre-tax net operating income$1,321,0004,571
Securities gains (losses)$01,687
Applicable income taxes$346,0003,604
Income before extraordinary items$975,0004,776
Extraordinary gains, net$051
Net income$975,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,610
Cash dividends$113,0005,361
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$975,0004,764
2006-09-30 (YTD Data)Rank
Total interest income$3,812,0005,508
Total interest expense$1,241,0005,835
Net interest income$2,571,0005,163
Provision for loan and lease losses$06,685
Total noninterest income$270,0005,839
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$85,0006,038
Trading account gains and fees$0126
Additional Noninterest Income$178,0004,785
Total noninterest expense$1,839,0005,531
Salaries and employee benefits$964,0005,656
Premises and equipment expense$119,0007,179
Additional noninterest expense$756,0004,464
Pre-tax net operating income$1,002,0004,704
Securities gains (losses)$01,388
Applicable income taxes$269,0003,728
Income before extraordinary items$733,0004,917
Extraordinary gains, net$045
Net income$733,0004,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,984
Cash dividends$113,0004,664
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$733,0004,903
2006-06-30 (YTD Data)Rank
Total interest income$2,438,0005,605
Total interest expense$769,0005,911
Net interest income$1,669,0005,275
Provision for loan and lease losses$06,419
Total noninterest income$158,0006,144
Gross Fiduciary activities income$4,0001,273
Service charges on deposit accounts$56,0006,082
Trading account gains and fees$0126
Additional Noninterest Income$98,0005,173
Total noninterest expense$1,253,0005,470
Salaries and employee benefits$673,0005,549
Premises and equipment expense$82,0007,140
Additional noninterest expense$498,0004,499
Pre-tax net operating income$574,0005,103
Securities gains (losses)$01,185
Applicable income taxes$173,0003,800
Income before extraordinary items$401,0005,386
Extraordinary gains, net$039
Net income$401,0005,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$50,0004,764
Sale, conversion, retirement of capital stock, net$0887
Net operating income$401,0005,384
2006-03-31 (YTD Data)Rank
Total interest income$1,170,0005,667
Total interest expense$361,0005,954
Net interest income$809,0005,365
Provision for loan and lease losses$06,013
Total noninterest income$66,0006,440
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$29,0005,974
Trading account gains and fees$0115
Additional Noninterest Income$35,0005,807
Total noninterest expense$664,0005,298
Salaries and employee benefits$392,0005,082
Premises and equipment expense$41,0007,158
Additional noninterest expense$231,0004,705
Pre-tax net operating income$211,0005,728
Securities gains (losses)$0955
Applicable income taxes$60,0004,268
Income before extraordinary items$151,0005,955
Extraordinary gains, net$021
Net income$151,0005,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$50,0003,539
Sale, conversion, retirement of capital stock, net$0648
Net operating income$151,0005,952
2005-12-31 (YTD Data)Rank
Total interest income$4,277,0005,630
Total interest expense$1,178,0005,850
Net interest income$3,099,0005,400
Provision for loan and lease losses$07,120
Total noninterest income$254,0006,645
Gross Fiduciary activities income$17,0001,214
Service charges on deposit accounts$121,0005,986
Trading account gains and fees$0138
Additional Noninterest Income$116,0006,174
Total noninterest expense$2,359,0005,562
Salaries and employee benefits$1,303,0005,523
Premises and equipment expense$165,0007,110
Additional noninterest expense$891,0004,809
Pre-tax net operating income$994,0005,379
Securities gains (losses)$02,296
Applicable income taxes$244,0004,394
Income before extraordinary items$750,0005,511
Extraordinary gains, net$046
Net income$750,0005,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,419
Cash dividends$100,0005,466
Sale, conversion, retirement of capital stock, net$0934
Net operating income$750,0005,483
2005-09-30 (YTD Data)Rank
Total interest income$3,110,0005,693
Total interest expense$831,0005,917
Net interest income$2,279,0005,482
Provision for loan and lease losses$06,899
Total noninterest income$190,0006,692
Gross Fiduciary activities income$8,0001,254
Service charges on deposit accounts$89,0006,054
Trading account gains and fees$0126
Additional Noninterest Income$93,0006,056
Total noninterest expense$1,726,0005,602
Salaries and employee benefits$955,0005,578
Premises and equipment expense$121,0007,144
Additional noninterest expense$650,0004,861
Pre-tax net operating income$743,0005,524
Securities gains (losses)$02,317
Applicable income taxes$177,0004,593
Income before extraordinary items$566,0005,602
Extraordinary gains, net$035
Net income$566,0005,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,251
Cash dividends$100,0004,657
Sale, conversion, retirement of capital stock, net$0769
Net operating income$566,0005,565
2005-06-30 (YTD Data)Rank
Total interest income$2,034,0005,696
Total interest expense$505,0006,019
Net interest income$1,529,0005,447
Provision for loan and lease losses$50,0004,523
Total noninterest income$129,0006,618
Gross Fiduciary activities income$6,0001,239
Service charges on deposit accounts$62,0005,950
Trading account gains and fees$0116
Additional Noninterest Income$61,0006,101
Total noninterest expense$1,195,0005,490
Salaries and employee benefits$664,0005,410
Premises and equipment expense$79,0007,176
Additional noninterest expense$452,0004,717
Pre-tax net operating income$413,0005,899
Securities gains (losses)$02,146
Applicable income taxes$104,0004,770
Income before extraordinary items$309,0006,058
Extraordinary gains, net$030
Net income$309,0006,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$309,0006,008
2005-03-31 (YTD Data)Rank
Total interest income$994,0005,751
Total interest expense$221,0006,290
Net interest income$773,0005,440
Provision for loan and lease losses$06,226
Total noninterest income$71,0006,402
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$30,0005,982
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,751
Total noninterest expense$668,0005,160
Salaries and employee benefits$384,0004,970
Premises and equipment expense$42,0007,127
Additional noninterest expense$242,0004,456
Pre-tax net operating income$176,0006,238
Securities gains (losses)$01,685
Applicable income taxes$25,0005,466
Income before extraordinary items$151,0006,074
Extraordinary gains, net$024
Net income$151,0006,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,691
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$151,0006,039
2004-12-31 (YTD Data)Rank
Total interest income$3,644,0005,849
Total interest expense$800,0006,263
Net interest income$2,844,0005,585
Provision for loan and lease losses$215,0003,572
Total noninterest income$233,0006,893
Gross Fiduciary activities income$24,0001,173
Service charges on deposit accounts$96,0006,534
Trading account gains and fees$0138
Additional Noninterest Income$113,0006,209
Total noninterest expense$2,034,0005,948
Salaries and employee benefits$1,108,0005,949
Premises and equipment expense$146,0007,367
Additional noninterest expense$780,0005,185
Pre-tax net operating income$828,0005,709
Securities gains (losses)$51,0001,720
Applicable income taxes$237,0004,529
Income before extraordinary items$642,0005,807
Extraordinary gains, net$034
Net income$642,0005,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,075
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$604,7705,863
2004-09-30 (YTD Data)Rank
Total interest income$2,691,0005,891
Total interest expense$597,0006,263
Net interest income$2,094,0005,644
Provision for loan and lease losses$215,0002,865
Total noninterest income$170,0006,971
Gross Fiduciary activities income$14,0001,196
Service charges on deposit accounts$68,0006,656
Trading account gains and fees$0134
Additional Noninterest Income$88,0006,162
Total noninterest expense$1,490,0005,985
Salaries and employee benefits$809,0005,988
Premises and equipment expense$105,0007,429
Additional noninterest expense$576,0005,176
Pre-tax net operating income$559,0006,063
Securities gains (losses)$11,0002,659
Applicable income taxes$124,0005,093
Income before extraordinary items$446,0006,081
Extraordinary gains, net$026
Net income$446,0006,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,170
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$437,4206,041
2004-06-30 (YTD Data)Rank
Total interest income$1,788,0005,903
Total interest expense$405,0006,257
Net interest income$1,383,0005,664
Provision for loan and lease losses$160,0002,593
Total noninterest income$140,0006,616
Gross Fiduciary activities income$6,0001,267
Service charges on deposit accounts$55,0006,376
Trading account gains and fees$0130
Additional Noninterest Income$79,0005,623
Total noninterest expense$972,0006,088
Salaries and employee benefits$550,0005,965
Premises and equipment expense$54,0007,890
Additional noninterest expense$368,0005,349
Pre-tax net operating income$391,0005,908
Securities gains (losses)$50,0001,460
Applicable income taxes$162,0004,126
Income before extraordinary items$279,0006,198
Extraordinary gains, net$021
Net income$279,0006,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,683
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$247,0006,378
2004-03-31 (YTD Data)Rank
Total interest income$905,0005,903
Total interest expense$205,0006,288
Net interest income$700,0005,636
Provision for loan and lease losses$85,0002,404
Total noninterest income$68,0006,629
Gross Fiduciary activities income$5,0001,183
Service charges on deposit accounts$40,0005,688
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$532,0005,842
Salaries and employee benefits$321,0005,515
Premises and equipment expense$28,0007,868
Additional noninterest expense$183,0005,379
Pre-tax net operating income$151,0006,425
Securities gains (losses)$6,0002,267
Applicable income taxes$64,0004,484
Income before extraordinary items$93,0007,012
Extraordinary gains, net$016
Net income$93,0007,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$89,1606,993
2003-12-31 (YTD Data)Rank
Total interest income$3,278,0006,224
Total interest expense$910,0006,384
Net interest income$2,368,0006,068
Provision for loan and lease losses$440,0002,407
Total noninterest income$323,0006,432
Gross Fiduciary activities income$15,0001,294
Service charges on deposit accounts$123,0006,233
Trading account gains and fees$0160
Additional Noninterest Income$185,0005,449
Total noninterest expense$1,597,0006,723
Salaries and employee benefits$865,0006,699
Premises and equipment expense$84,0008,276
Additional noninterest expense$648,0005,742
Pre-tax net operating income$654,0006,148
Securities gains (losses)$115,0001,765
Applicable income taxes$305,0004,258
Income before extraordinary items$464,0006,496
Extraordinary gains, net$054
Net income$464,0006,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,516
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$123,000657
Net operating income$390,4006,704
2003-09-30 (YTD Data)Rank
Total interest income$2,359,0006,442
Total interest expense$680,0006,540
Net interest income$1,679,0006,299
Provision for loan and lease losses$320,0002,381
Total noninterest income$242,0006,492
Gross Fiduciary activities income$12,0001,259
Service charges on deposit accounts$96,0006,205
Trading account gains and fees$0153
Additional Noninterest Income$134,0005,555
Total noninterest expense$1,134,0006,874
Salaries and employee benefits$621,0006,820
Premises and equipment expense$83,0007,943
Additional noninterest expense$430,0006,132
Pre-tax net operating income$467,0006,426
Securities gains (losses)$115,0001,623
Applicable income taxes$254,0004,252
Income before extraordinary items$328,0006,781
Extraordinary gains, net$040
Net income$328,0006,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,187
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$123,000497
Net operating income$254,4007,065
2003-06-30 (YTD Data)Rank
Total interest income$1,565,0006,502
Total interest expense$454,0006,655
Net interest income$1,111,0006,332
Provision for loan and lease losses$210,0002,412
Total noninterest income$156,0006,551
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$73,0005,939
Trading account gains and fees$0150
Additional Noninterest Income$76,0005,812
Total noninterest expense$760,0006,869
Salaries and employee benefits$407,0006,893
Premises and equipment expense$52,0008,045
Additional noninterest expense$301,0005,968
Pre-tax net operating income$297,0006,519
Securities gains (losses)$114,0001,405
Applicable income taxes$195,0004,029
Income before extraordinary items$216,0006,827
Extraordinary gains, net$030
Net income$216,0006,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,922
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$123,000373
Net operating income$143,0407,328
2003-03-31 (YTD Data)Rank
Total interest income$779,0006,556
Total interest expense$220,0006,817
Net interest income$559,0006,291
Provision for loan and lease losses$90,0002,494
Total noninterest income$75,0006,577
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$36,0005,904
Trading account gains and fees$0134
Additional Noninterest Income$34,0005,990
Total noninterest expense$427,0006,517
Salaries and employee benefits$264,0006,066
Premises and equipment expense$13,0008,800
Additional noninterest expense$150,0005,938
Pre-tax net operating income$117,0006,946
Securities gains (losses)$114,000928
Applicable income taxes$115,0003,702
Income before extraordinary items$116,0006,615
Extraordinary gains, net$021
Net income$116,0006,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$121,000213
Net operating income$43,0407,884
2002-12-31 (YTD Data)Rank
Total interest income$2,550,0007,305
Total interest expense$837,0007,400
Net interest income$1,713,0007,098
Provision for loan and lease losses$345,0003,160
Total noninterest income$263,0006,748
Gross Fiduciary activities income$17,0001,326
Service charges on deposit accounts$131,0006,104
Trading account gains and fees$0153
Additional Noninterest Income$115,0006,152
Total noninterest expense$1,197,0007,472
Salaries and employee benefits$656,0007,474
Premises and equipment expense$84,0008,390
Additional noninterest expense$457,0006,765
Pre-tax net operating income$434,0007,012
Securities gains (losses)$64,0002,184
Applicable income taxes$234,0004,866
Income before extraordinary items$264,0007,498
Extraordinary gains, net$070
Net income$264,0007,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,158
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$1,220,000354
Net operating income$223,0407,622
2001-12-31 (YTD Data)Rank
Total interest income$1,414,0008,819
Total interest expense$659,0008,703
Net interest income$755,0008,766
Provision for loan and lease losses$170,0004,530
Total noninterest income$182,0007,504
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$82,0006,939
Trading account gains and fees$0177
Additional Noninterest Income$100,0006,441
Total noninterest expense$745,0008,578
Salaries and employee benefits$399,0008,632
Premises and equipment expense$87,0008,512
Additional noninterest expense$259,0008,145
Pre-tax net operating income$22,0008,642
Securities gains (losses)$04,612
Applicable income taxes$-2,0008,936
Income before extraordinary items$24,0008,714
Extraordinary gains, net$0105
Net income$24,0008,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$24,0008,625
2000-12-31 (YTD Data)Rank
Total interest income$124,0009,851
Total interest expense$43,0009,787
Net interest income$81,0009,850
Provision for loan and lease losses$4,0008,198
Total noninterest income$8,0009,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,577
Trading account gains and feesNANA
Additional Noninterest Income$7,0009,569
Total noninterest expense$302,0009,755
Salaries and employee benefits$164,0009,713
Premises and equipment expense$17,0009,791
Additional noninterest expense$121,0009,485
Pre-tax net operating income$-217,0009,353
Securities gains (losses)$01,956
Applicable income taxes$-71,0009,536
Income before extraordinary items$-146,0009,315
Extraordinary gains, net$038
Net income$-146,0009,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,092,000248
Net operating income$-146,0009,314

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.