Home > The Bank of Clarendon > Income and Expense
The Bank of Clarendon, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,955,000 | 2,289 |
| Total interest expense | $2,309,000 | 2,896 |
| Net interest income | $12,646,000 | 2,043 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,433,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $786,000 | 1,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,647,000 | 1,789 |
| Total noninterest expense | $9,540,000 | 2,102 |
| Salaries and employee benefits | $5,424,000 | 2,089 |
| Premises and equipment expense | $829,000 | 2,255 |
| Additional noninterest expense | $1,647,000 | 1,789 |
| Pre-tax net operating income | $5,539,000 | 1,818 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $983,000 | 1,450 |
| Income before extraordinary items | $4,556,000 | 1,836 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,556,000 | 1,858 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,556,000 | 1,839 |
| Net charge-offs | $3,000 | 2,678 |
| Cash dividends | $1,217,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $-641,000 | 4,579 |
| Net operating income | $4,556,000 | 1,863 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,110,000 | 2,268 |
| Total interest expense | $1,481,000 | 2,951 |
| Net interest income | $9,629,000 | 2,038 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,816,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $592,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,224,000 | 1,798 |
| Total noninterest expense | $6,664,000 | 2,179 |
| Salaries and employee benefits | $3,702,000 | 2,208 |
| Premises and equipment expense | $608,000 | 2,297 |
| Additional noninterest expense | $1,224,000 | 1,798 |
| Pre-tax net operating income | $4,781,000 | 1,708 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $919,000 | 1,339 |
| Income before extraordinary items | $3,862,000 | 1,756 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,862,000 | 1,770 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,862,000 | 1,756 |
| Net charge-offs | $-3,000 | 3,563 |
| Cash dividends | $429,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $-386,000 | 4,598 |
| Net operating income | $3,862,000 | 1,775 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,366,000 | 2,251 |
| Total interest expense | $805,000 | 3,024 |
| Net interest income | $6,561,000 | 2,034 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,235,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $401,000 | 1,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 1,714 |
| Total noninterest expense | $4,437,000 | 2,168 |
| Salaries and employee benefits | $2,463,000 | 2,204 |
| Premises and equipment expense | $397,000 | 2,317 |
| Additional noninterest expense | $834,000 | 1,712 |
| Pre-tax net operating income | $3,359,000 | 1,635 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $650,000 | 1,303 |
| Income before extraordinary items | $2,709,000 | 1,692 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,709,000 | 1,712 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,709,000 | 1,692 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $287,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $-386,000 | 4,634 |
| Net operating income | $2,709,000 | 1,703 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 2,243 |
| Total interest expense | $314,000 | 3,122 |
| Net interest income | $3,302,000 | 2,033 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $622,000 | 1,744 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $204,000 | 1,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 1,676 |
| Total noninterest expense | $2,176,000 | 2,231 |
| Salaries and employee benefits | $1,209,000 | 2,261 |
| Premises and equipment expense | $191,000 | 2,416 |
| Additional noninterest expense | $418,000 | 1,676 |
| Pre-tax net operating income | $1,748,000 | 1,614 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $305,000 | 1,376 |
| Income before extraordinary items | $1,443,000 | 1,643 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,443,000 | 1,643 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,443,000 | 1,643 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $144,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $-255,000 | 4,654 |
| Net operating income | $1,443,000 | 1,657 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 2,300 |
| Total interest expense | $428,000 | 3,401 |
| Net interest income | $11,413,000 | 2,187 |
| Provision for loan and lease losses | $11,000 | 2,893 |
| Total noninterest income | $2,505,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $773,000 | 1,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,732,000 | 1,762 |
| Total noninterest expense | $8,882,000 | 2,164 |
| Salaries and employee benefits | $5,271,000 | 2,104 |
| Premises and equipment expense | $750,000 | 2,406 |
| Additional noninterest expense | $1,732,000 | 1,762 |
| Pre-tax net operating income | $5,025,000 | 2,038 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $942,000 | 1,603 |
| Income before extraordinary items | $4,083,000 | 2,077 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,083,000 | 2,076 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,083,000 | 2,076 |
| Net charge-offs | $-3,000 | 3,401 |
| Cash dividends | $1,011,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $-681,000 | 4,684 |
| Net operating income | $4,083,000 | 2,106 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,351,000 | 2,331 |
| Total interest expense | $274,000 | 3,403 |
| Net interest income | $8,077,000 | 2,236 |
| Provision for loan and lease losses | $11,000 | 2,660 |
| Total noninterest income | $1,866,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $568,000 | 1,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,298,000 | 1,789 |
| Total noninterest expense | $6,180,000 | 2,254 |
| Salaries and employee benefits | $3,580,000 | 2,248 |
| Premises and equipment expense | $553,000 | 2,434 |
| Additional noninterest expense | $1,298,000 | 1,789 |
| Pre-tax net operating income | $3,752,000 | 2,009 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $712,000 | 1,592 |
| Income before extraordinary items | $3,040,000 | 2,074 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,040,000 | 2,073 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,040,000 | 2,073 |
| Net charge-offs | $-3,000 | 3,287 |
| Cash dividends | $432,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $-681,000 | 4,723 |
| Net operating income | $3,040,000 | 2,101 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 2,375 |
| Total interest expense | $174,000 | 3,374 |
| Net interest income | $5,069,000 | 2,286 |
| Provision for loan and lease losses | $11,000 | 2,400 |
| Total noninterest income | $1,241,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $362,000 | 1,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $879,000 | 1,805 |
| Total noninterest expense | $4,074,000 | 2,253 |
| Salaries and employee benefits | $2,384,000 | 2,249 |
| Premises and equipment expense | $348,000 | 2,516 |
| Additional noninterest expense | $1,342,000 | 2,144 |
| Pre-tax net operating income | $2,225,000 | 2,068 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $365,000 | 1,719 |
| Income before extraordinary items | $1,860,000 | 2,079 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,860,000 | 2,080 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,860,000 | 2,079 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $288,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $-681,000 | 4,749 |
| Net operating income | $1,860,000 | 2,116 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,396 |
| Total interest expense | $87,000 | 3,355 |
| Net interest income | $2,409,000 | 2,319 |
| Provision for loan and lease losses | $1,000 | 2,260 |
| Total noninterest income | $606,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $179,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 1,851 |
| Total noninterest expense | $1,980,000 | 2,303 |
| Salaries and employee benefits | $1,169,000 | 2,274 |
| Premises and equipment expense | $164,000 | 2,597 |
| Additional noninterest expense | $647,000 | 2,190 |
| Pre-tax net operating income | $1,034,000 | 2,058 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $137,000 | 1,860 |
| Income before extraordinary items | $897,000 | 2,051 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $897,000 | 2,050 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $897,000 | 2,051 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $144,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $-681,000 | 4,780 |
| Net operating income | $897,000 | 2,067 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,015,000 | 2,466 |
| Total interest expense | $357,000 | 3,562 |
| Net interest income | $9,658,000 | 2,374 |
| Provision for loan and lease losses | $70,000 | 2,383 |
| Total noninterest income | $2,596,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $739,000 | 1,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,857,000 | 1,995 |
| Total noninterest expense | $8,249,000 | 2,238 |
| Salaries and employee benefits | $4,877,000 | 2,201 |
| Premises and equipment expense | $699,000 | 2,514 |
| Additional noninterest expense | $2,673,000 | 2,158 |
| Pre-tax net operating income | $3,935,000 | 2,351 |
| Securities gains (losses) | $3,000 | 1,928 |
| Applicable income taxes | $746,000 | 1,824 |
| Income before extraordinary items | $3,192,000 | 2,461 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,192,000 | 2,461 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,192,000 | 2,462 |
| Net charge-offs | $-10,000 | 3,664 |
| Cash dividends | $962,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $-619,000 | 4,805 |
| Net operating income | $3,189,570 | 2,444 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 2,529 |
| Total interest expense | $273,000 | 3,644 |
| Net interest income | $7,107,000 | 2,447 |
| Provision for loan and lease losses | $35,000 | 2,525 |
| Total noninterest income | $1,857,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $540,000 | 1,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,317,000 | 2,099 |
| Total noninterest expense | $5,700,000 | 2,371 |
| Salaries and employee benefits | $3,313,000 | 2,348 |
| Premises and equipment expense | $535,000 | 2,514 |
| Additional noninterest expense | $1,852,000 | 2,274 |
| Pre-tax net operating income | $3,229,000 | 2,338 |
| Securities gains (losses) | $3,000 | 1,854 |
| Applicable income taxes | $629,000 | 1,813 |
| Income before extraordinary items | $2,603,000 | 2,463 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,603,000 | 2,463 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,603,000 | 2,463 |
| Net charge-offs | $-9,000 | 3,624 |
| Cash dividends | $441,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $-607,000 | 4,879 |
| Net operating income | $2,600,570 | 2,429 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 2,558 |
| Total interest expense | $190,000 | 3,671 |
| Net interest income | $4,643,000 | 2,459 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,242,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $347,000 | 1,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $895,000 | 2,036 |
| Total noninterest expense | $3,744,000 | 2,384 |
| Salaries and employee benefits | $2,163,000 | 2,380 |
| Premises and equipment expense | $360,000 | 2,479 |
| Additional noninterest expense | $1,221,000 | 2,271 |
| Pre-tax net operating income | $2,141,000 | 2,296 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $419,000 | 1,808 |
| Income before extraordinary items | $1,725,000 | 2,432 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,725,000 | 2,432 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,725,000 | 2,432 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $296,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $-605,000 | 4,924 |
| Net operating income | $1,722,600 | 2,393 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 2,536 |
| Total interest expense | $105,000 | 3,625 |
| Net interest income | $2,344,000 | 2,441 |
| Provision for loan and lease losses | $-1,000 | 4,544 |
| Total noninterest income | $683,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $184,000 | 1,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 1,922 |
| Total noninterest expense | $1,850,000 | 2,384 |
| Salaries and employee benefits | $1,056,000 | 2,425 |
| Premises and equipment expense | $183,000 | 2,482 |
| Additional noninterest expense | $611,000 | 2,233 |
| Pre-tax net operating income | $1,178,000 | 2,171 |
| Securities gains (losses) | $3,000 | 1,244 |
| Applicable income taxes | $236,000 | 1,686 |
| Income before extraordinary items | $945,000 | 2,291 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $945,000 | 2,291 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $945,000 | 2,291 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $148,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 4,933 |
| Net operating income | $942,600 | 2,250 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,870,000 | 2,536 |
| Total interest expense | $782,000 | 3,299 |
| Net interest income | $9,088,000 | 2,409 |
| Provision for loan and lease losses | $16,000 | 4,163 |
| Total noninterest income | $2,436,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $798,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,638,000 | 2,000 |
| Total noninterest expense | $7,860,000 | 2,298 |
| Salaries and employee benefits | $4,732,000 | 2,224 |
| Premises and equipment expense | $651,000 | 2,643 |
| Additional noninterest expense | $2,477,000 | 2,214 |
| Pre-tax net operating income | $3,648,000 | 2,167 |
| Securities gains (losses) | $99,000 | 1,395 |
| Applicable income taxes | $693,000 | 1,712 |
| Income before extraordinary items | $3,054,000 | 2,292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,054,000 | 2,292 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,054,000 | 2,292 |
| Net charge-offs | $31,000 | 2,630 |
| Cash dividends | $949,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,972,820 | 2,269 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 2,520 |
| Total interest expense | $626,000 | 3,291 |
| Net interest income | $6,897,000 | 2,390 |
| Provision for loan and lease losses | $17,000 | 4,064 |
| Total noninterest income | $1,764,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $599,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,165,000 | 2,014 |
| Total noninterest expense | $5,502,000 | 2,386 |
| Salaries and employee benefits | $3,275,000 | 2,328 |
| Premises and equipment expense | $484,000 | 2,651 |
| Additional noninterest expense | $1,743,000 | 2,277 |
| Pre-tax net operating income | $3,142,000 | 1,987 |
| Securities gains (losses) | $52,000 | 1,520 |
| Applicable income taxes | $641,000 | 1,534 |
| Income before extraordinary items | $2,553,000 | 2,121 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,553,000 | 2,121 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,553,000 | 2,121 |
| Net charge-offs | $20,000 | 2,499 |
| Cash dividends | $443,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,511,400 | 2,084 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 2,533 |
| Total interest expense | $453,000 | 3,273 |
| Net interest income | $4,652,000 | 2,382 |
| Provision for loan and lease losses | $18,000 | 3,868 |
| Total noninterest income | $1,204,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $414,000 | 1,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 1,914 |
| Total noninterest expense | $3,681,000 | 2,379 |
| Salaries and employee benefits | $2,191,000 | 2,324 |
| Premises and equipment expense | $326,000 | 2,635 |
| Additional noninterest expense | $1,164,000 | 2,267 |
| Pre-tax net operating income | $2,157,000 | 1,895 |
| Securities gains (losses) | $36,000 | 1,446 |
| Applicable income taxes | $444,000 | 1,439 |
| Income before extraordinary items | $1,749,000 | 2,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,749,000 | 2,021 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,749,000 | 2,021 |
| Net charge-offs | $8,000 | 2,523 |
| Cash dividends | $296,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,720,200 | 2,000 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 2,500 |
| Total interest expense | $258,000 | 3,217 |
| Net interest income | $2,339,000 | 2,335 |
| Provision for loan and lease losses | $3,000 | 3,621 |
| Total noninterest income | $619,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $247,000 | 1,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 1,807 |
| Total noninterest expense | $1,787,000 | 2,433 |
| Salaries and employee benefits | $1,024,000 | 2,440 |
| Premises and equipment expense | $156,000 | 2,709 |
| Additional noninterest expense | $607,000 | 2,232 |
| Pre-tax net operating income | $1,168,000 | 1,624 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $240,000 | 1,248 |
| Income before extraordinary items | $928,000 | 1,766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $928,000 | 1,766 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $928,000 | 1,766 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $148,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $928,000 | 1,728 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 2,482 |
| Total interest expense | $1,033,000 | 3,261 |
| Net interest income | $9,596,000 | 2,308 |
| Provision for loan and lease losses | $48,000 | 3,422 |
| Total noninterest income | $2,257,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,038,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,219,000 | 2,026 |
| Total noninterest expense | $7,544,000 | 2,334 |
| Salaries and employee benefits | $4,359,000 | 2,303 |
| Premises and equipment expense | $623,000 | 2,735 |
| Additional noninterest expense | $2,562,000 | 2,181 |
| Pre-tax net operating income | $4,261,000 | 1,963 |
| Securities gains (losses) | $-16,000 | 4,874 |
| Applicable income taxes | $835,000 | 1,566 |
| Income before extraordinary items | $3,410,000 | 2,111 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,410,000 | 2,113 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,410,000 | 2,113 |
| Net charge-offs | $17,000 | 3,182 |
| Cash dividends | $960,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $-3,200,000 | 5,167 |
| Net operating income | $3,422,800 | 2,073 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,951,000 | 2,516 |
| Total interest expense | $764,000 | 3,310 |
| Net interest income | $7,187,000 | 2,342 |
| Provision for loan and lease losses | $48,000 | 3,124 |
| Total noninterest income | $1,787,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $785,000 | 1,109 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,002,000 | 1,911 |
| Total noninterest expense | $5,232,000 | 2,466 |
| Salaries and employee benefits | $2,952,000 | 2,479 |
| Premises and equipment expense | $467,000 | 2,751 |
| Additional noninterest expense | $1,813,000 | 2,261 |
| Pre-tax net operating income | $3,694,000 | 1,819 |
| Securities gains (losses) | $3,000 | 1,926 |
| Applicable income taxes | $792,000 | 1,427 |
| Income before extraordinary items | $2,905,000 | 1,984 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,905,000 | 1,984 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,905,000 | 1,985 |
| Net charge-offs | $9,000 | 2,987 |
| Cash dividends | $432,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,902,630 | 1,953 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 2,531 |
| Total interest expense | $482,000 | 3,375 |
| Net interest income | $4,784,000 | 2,360 |
| Provision for loan and lease losses | $48,000 | 2,826 |
| Total noninterest income | $1,212,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $525,000 | 1,094 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $687,000 | 1,865 |
| Total noninterest expense | $3,466,000 | 2,484 |
| Salaries and employee benefits | $1,955,000 | 2,500 |
| Premises and equipment expense | $317,000 | 2,734 |
| Additional noninterest expense | $1,194,000 | 2,296 |
| Pre-tax net operating income | $2,482,000 | 1,801 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $540,000 | 1,387 |
| Income before extraordinary items | $1,942,000 | 1,966 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,942,000 | 1,964 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,942,000 | 1,966 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $288,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,942,000 | 1,938 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 2,527 |
| Total interest expense | $227,000 | 3,428 |
| Net interest income | $2,405,000 | 2,347 |
| Provision for loan and lease losses | $22,000 | 2,710 |
| Total noninterest income | $620,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $270,000 | 1,049 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $350,000 | 1,809 |
| Total noninterest expense | $1,734,000 | 2,493 |
| Salaries and employee benefits | $978,000 | 2,522 |
| Premises and equipment expense | $157,000 | 2,769 |
| Additional noninterest expense | $599,000 | 2,278 |
| Pre-tax net operating income | $1,269,000 | 1,737 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $279,000 | 1,307 |
| Income before extraordinary items | $990,000 | 1,885 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $990,000 | 1,883 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $990,000 | 1,884 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $144,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $990,000 | 1,864 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,566 |
| Total interest expense | $581,000 | 3,731 |
| Net interest income | $9,180,000 | 2,411 |
| Provision for loan and lease losses | $124,000 | 2,823 |
| Total noninterest income | $2,441,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,159,000 | 1,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,282,000 | 1,967 |
| Total noninterest expense | $7,310,000 | 2,405 |
| Salaries and employee benefits | $4,260,000 | 2,356 |
| Premises and equipment expense | $644,000 | 2,709 |
| Additional noninterest expense | $2,406,000 | 2,284 |
| Pre-tax net operating income | $4,187,000 | 2,041 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $929,000 | 1,456 |
| Income before extraordinary items | $3,258,000 | 2,201 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,258,000 | 2,199 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,258,000 | 2,200 |
| Net charge-offs | $79,000 | 2,310 |
| Cash dividends | $864,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,258,000 | 2,194 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 2,581 |
| Total interest expense | $406,000 | 3,774 |
| Net interest income | $6,818,000 | 2,435 |
| Provision for loan and lease losses | $78,000 | 2,886 |
| Total noninterest income | $1,766,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $871,000 | 1,021 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $895,000 | 2,065 |
| Total noninterest expense | $5,078,000 | 2,526 |
| Salaries and employee benefits | $2,900,000 | 2,511 |
| Premises and equipment expense | $513,000 | 2,633 |
| Additional noninterest expense | $1,665,000 | 2,413 |
| Pre-tax net operating income | $3,428,000 | 1,923 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $756,000 | 1,426 |
| Income before extraordinary items | $2,673,000 | 2,072 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,673,000 | 2,070 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,673,000 | 2,071 |
| Net charge-offs | $8,000 | 3,062 |
| Cash dividends | $432,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,672,210 | 2,073 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,609 |
| Total interest expense | $253,000 | 3,825 |
| Net interest income | $4,469,000 | 2,463 |
| Provision for loan and lease losses | $34,000 | 3,068 |
| Total noninterest income | $1,181,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $578,000 | 1,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $603,000 | 2,055 |
| Total noninterest expense | $3,381,000 | 2,541 |
| Salaries and employee benefits | $1,919,000 | 2,544 |
| Premises and equipment expense | $340,000 | 2,650 |
| Additional noninterest expense | $1,122,000 | 2,410 |
| Pre-tax net operating income | $2,235,000 | 1,930 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $491,000 | 1,426 |
| Income before extraordinary items | $1,744,000 | 2,084 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,744,000 | 2,082 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,744,000 | 2,083 |
| Net charge-offs | $9,000 | 2,627 |
| Cash dividends | $288,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,744,000 | 2,075 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 2,633 |
| Total interest expense | $120,000 | 3,862 |
| Net interest income | $2,202,000 | 2,487 |
| Provision for loan and lease losses | $9,000 | 3,174 |
| Total noninterest income | $628,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $295,000 | 1,011 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $333,000 | 1,893 |
| Total noninterest expense | $1,684,000 | 2,577 |
| Salaries and employee benefits | $960,000 | 2,568 |
| Premises and equipment expense | $157,000 | 2,830 |
| Additional noninterest expense | $567,000 | 2,393 |
| Pre-tax net operating income | $1,137,000 | 1,856 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $249,000 | 1,371 |
| Income before extraordinary items | $888,000 | 2,010 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $888,000 | 2,009 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $888,000 | 2,010 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $144,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $888,000 | 1,998 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,145,000 | 2,613 |
| Total interest expense | $495,000 | 3,684 |
| Net interest income | $8,650,000 | 2,492 |
| Provision for loan and lease losses | $63,000 | 3,391 |
| Total noninterest income | $2,297,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,101,000 | 1,089 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,196,000 | 2,069 |
| Total noninterest expense | $7,074,000 | 2,493 |
| Salaries and employee benefits | $3,995,000 | 2,474 |
| Premises and equipment expense | $740,000 | 2,572 |
| Additional noninterest expense | $2,339,000 | 2,362 |
| Pre-tax net operating income | $3,810,000 | 2,110 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $1,713,000 | 1,422 |
| Income before extraordinary items | $2,099,000 | 2,618 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,099,000 | 2,617 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,099,000 | 2,618 |
| Net charge-offs | $149,000 | 2,084 |
| Cash dividends | $720,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,097,720 | 2,593 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,787,000 | 2,647 |
| Total interest expense | $370,000 | 3,705 |
| Net interest income | $6,417,000 | 2,526 |
| Provision for loan and lease losses | $52,000 | 3,212 |
| Total noninterest income | $1,748,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $804,000 | 1,127 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $944,000 | 2,042 |
| Total noninterest expense | $4,868,000 | 2,645 |
| Salaries and employee benefits | $2,754,000 | 2,640 |
| Premises and equipment expense | $550,000 | 2,605 |
| Additional noninterest expense | $1,564,000 | 2,590 |
| Pre-tax net operating income | $3,245,000 | 1,941 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $1,121,000 | 1,367 |
| Income before extraordinary items | $2,126,000 | 2,301 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,126,000 | 2,300 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,126,000 | 2,301 |
| Net charge-offs | $117,000 | 1,795 |
| Cash dividends | $360,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,124,700 | 2,281 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 2,679 |
| Total interest expense | $245,000 | 3,696 |
| Net interest income | $4,185,000 | 2,554 |
| Provision for loan and lease losses | $18,000 | 3,441 |
| Total noninterest income | $1,184,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $524,000 | 1,139 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $660,000 | 1,999 |
| Total noninterest expense | $3,241,000 | 2,657 |
| Salaries and employee benefits | $1,850,000 | 2,641 |
| Premises and equipment expense | $372,000 | 2,595 |
| Additional noninterest expense | $1,019,000 | 2,627 |
| Pre-tax net operating income | $2,110,000 | 1,949 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $732,000 | 1,353 |
| Income before extraordinary items | $1,378,000 | 2,298 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,378,000 | 2,299 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,378,000 | 2,299 |
| Net charge-offs | $113,000 | 1,434 |
| Cash dividends | $240,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,378,000 | 2,265 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 2,703 |
| Total interest expense | $123,000 | 3,677 |
| Net interest income | $2,053,000 | 2,588 |
| Provision for loan and lease losses | $-2,000 | 5,636 |
| Total noninterest income | $619,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $267,000 | 1,121 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $352,000 | 1,886 |
| Total noninterest expense | $1,594,000 | 2,719 |
| Salaries and employee benefits | $915,000 | 2,696 |
| Premises and equipment expense | $196,000 | 2,542 |
| Additional noninterest expense | $483,000 | 2,736 |
| Pre-tax net operating income | $1,080,000 | 1,868 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $374,000 | 1,307 |
| Income before extraordinary items | $707,000 | 2,180 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $707,000 | 2,181 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $707,000 | 2,181 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $120,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $706,350 | 2,149 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 2,712 |
| Total interest expense | $479,000 | 3,713 |
| Net interest income | $8,118,000 | 2,591 |
| Provision for loan and lease losses | $44,000 | 3,733 |
| Total noninterest income | $2,304,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,160,000 | 1,054 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,144,000 | 2,235 |
| Total noninterest expense | $7,087,000 | 2,533 |
| Salaries and employee benefits | $4,073,000 | 2,465 |
| Premises and equipment expense | $793,000 | 2,517 |
| Additional noninterest expense | $2,221,000 | 2,560 |
| Pre-tax net operating income | $3,291,000 | 2,235 |
| Securities gains (losses) | $189,000 | 914 |
| Applicable income taxes | $1,122,000 | 1,534 |
| Income before extraordinary items | $2,358,000 | 2,504 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,358,000 | 2,503 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,358,000 | 2,504 |
| Net charge-offs | $4,000 | 4,063 |
| Cash dividends | $720,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,229,480 | 2,545 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 2,731 |
| Total interest expense | $355,000 | 3,763 |
| Net interest income | $6,051,000 | 2,609 |
| Provision for loan and lease losses | $41,000 | 3,498 |
| Total noninterest income | $1,792,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $898,000 | 1,022 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $894,000 | 2,178 |
| Total noninterest expense | $4,956,000 | 2,667 |
| Salaries and employee benefits | $2,811,000 | 2,607 |
| Premises and equipment expense | $581,000 | 2,563 |
| Additional noninterest expense | $1,564,000 | 2,682 |
| Pre-tax net operating income | $2,846,000 | 2,033 |
| Securities gains (losses) | $189,000 | 838 |
| Applicable income taxes | $1,023,000 | 1,389 |
| Income before extraordinary items | $2,012,000 | 2,335 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,012,000 | 2,333 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,012,000 | 2,335 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $360,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,887,260 | 2,379 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 2,750 |
| Total interest expense | $234,000 | 3,796 |
| Net interest income | $4,017,000 | 2,631 |
| Provision for loan and lease losses | $36,000 | 3,168 |
| Total noninterest income | $1,196,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $597,000 | 1,014 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $599,000 | 2,148 |
| Total noninterest expense | $3,286,000 | 2,683 |
| Salaries and employee benefits | $1,857,000 | 2,648 |
| Premises and equipment expense | $367,000 | 2,675 |
| Additional noninterest expense | $1,062,000 | 2,669 |
| Pre-tax net operating income | $1,891,000 | 2,036 |
| Securities gains (losses) | $25,000 | 1,834 |
| Applicable income taxes | $639,000 | 1,438 |
| Income before extraordinary items | $1,277,000 | 2,394 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,277,000 | 2,393 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,277,000 | 2,393 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $240,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,260,250 | 2,355 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 2,787 |
| Total interest expense | $115,000 | 3,859 |
| Net interest income | $1,973,000 | 2,667 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $621,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $296,000 | 1,012 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $325,000 | 1,997 |
| Total noninterest expense | $1,618,000 | 2,716 |
| Salaries and employee benefits | $913,000 | 2,692 |
| Premises and equipment expense | $177,000 | 2,770 |
| Additional noninterest expense | $528,000 | 2,663 |
| Pre-tax net operating income | $961,000 | 1,976 |
| Securities gains (losses) | $4,000 | 1,767 |
| Applicable income taxes | $319,000 | 1,416 |
| Income before extraordinary items | $646,000 | 2,329 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $646,000 | 2,329 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $646,000 | 2,329 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $643,320 | 2,286 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 2,766 |
| Total interest expense | $428,000 | 4,023 |
| Net interest income | $7,865,000 | 2,638 |
| Provision for loan and lease losses | $4,000 | 4,319 |
| Total noninterest income | $2,310,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,217,000 | 1,028 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,093,000 | 2,263 |
| Total noninterest expense | $6,819,000 | 2,603 |
| Salaries and employee benefits | $3,875,000 | 2,555 |
| Premises and equipment expense | $800,000 | 2,561 |
| Additional noninterest expense | $2,144,000 | 2,652 |
| Pre-tax net operating income | $3,352,000 | 2,137 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $1,117,000 | 1,493 |
| Income before extraordinary items | $2,245,000 | 2,517 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,245,000 | 2,519 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,245,000 | 2,519 |
| Net charge-offs | $-37,000 | 5,488 |
| Cash dividends | $720,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,238,300 | 2,475 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 2,795 |
| Total interest expense | $316,000 | 4,107 |
| Net interest income | $5,868,000 | 2,667 |
| Provision for loan and lease losses | $-6,000 | 5,794 |
| Total noninterest income | $1,713,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $907,000 | 1,031 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $806,000 | 2,306 |
| Total noninterest expense | $4,806,000 | 2,737 |
| Salaries and employee benefits | $2,666,000 | 2,712 |
| Premises and equipment expense | $618,000 | 2,528 |
| Additional noninterest expense | $1,522,000 | 2,756 |
| Pre-tax net operating income | $2,781,000 | 2,029 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $941,000 | 1,428 |
| Income before extraordinary items | $1,844,000 | 2,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,844,000 | 2,403 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,844,000 | 2,403 |
| Net charge-offs | $-62,000 | 5,683 |
| Cash dividends | $360,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,841,360 | 2,364 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 2,807 |
| Total interest expense | $204,000 | 4,206 |
| Net interest income | $3,894,000 | 2,675 |
| Provision for loan and lease losses | $6,000 | 3,882 |
| Total noninterest income | $1,143,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $587,000 | 1,044 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $556,000 | 2,296 |
| Total noninterest expense | $3,196,000 | 2,766 |
| Salaries and employee benefits | $1,786,000 | 2,718 |
| Premises and equipment expense | $400,000 | 2,596 |
| Additional noninterest expense | $1,010,000 | 2,785 |
| Pre-tax net operating income | $1,835,000 | 2,023 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $615,000 | 1,447 |
| Income before extraordinary items | $1,221,000 | 2,406 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,221,000 | 2,408 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,221,000 | 2,408 |
| Net charge-offs | $-50,000 | 5,754 |
| Cash dividends | $240,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,220,330 | 2,356 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 2,804 |
| Total interest expense | $100,000 | 4,285 |
| Net interest income | $1,958,000 | 2,657 |
| Provision for loan and lease losses | $7,000 | 3,380 |
| Total noninterest income | $575,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $283,000 | 1,067 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $292,000 | 2,163 |
| Total noninterest expense | $1,568,000 | 2,811 |
| Salaries and employee benefits | $891,000 | 2,749 |
| Premises and equipment expense | $199,000 | 2,659 |
| Additional noninterest expense | $478,000 | 2,880 |
| Pre-tax net operating income | $958,000 | 1,928 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $320,000 | 1,376 |
| Income before extraordinary items | $639,000 | 2,289 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $639,000 | 2,290 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $639,000 | 2,290 |
| Net charge-offs | $-49,000 | 5,940 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $638,330 | 2,226 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,111,000 | 2,866 |
| Total interest expense | $400,000 | 4,448 |
| Net interest income | $7,711,000 | 2,710 |
| Provision for loan and lease losses | $88,000 | 3,346 |
| Total noninterest income | $2,356,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,238,000 | 1,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,118,000 | 2,172 |
| Total noninterest expense | $6,685,000 | 2,701 |
| Salaries and employee benefits | $3,939,000 | 2,535 |
| Premises and equipment expense | $306,000 | 4,636 |
| Additional noninterest expense | $2,440,000 | 2,454 |
| Pre-tax net operating income | $3,294,000 | 2,120 |
| Securities gains (losses) | $-91,000 | 6,323 |
| Applicable income taxes | $1,045,000 | 1,500 |
| Income before extraordinary items | $2,158,000 | 2,553 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,158,000 | 2,553 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,158,000 | 2,553 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $720,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,218,970 | 2,470 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 2,909 |
| Total interest expense | $300,000 | 4,517 |
| Net interest income | $5,721,000 | 2,748 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $1,777,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $917,000 | 1,086 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $860,000 | 2,151 |
| Total noninterest expense | $4,879,000 | 2,767 |
| Salaries and employee benefits | $2,747,000 | 2,685 |
| Premises and equipment expense | $569,000 | 2,800 |
| Additional noninterest expense | $1,563,000 | 2,792 |
| Pre-tax net operating income | $2,574,000 | 2,098 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $851,000 | 1,452 |
| Income before extraordinary items | $1,728,000 | 2,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,728,000 | 2,473 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,728,000 | 2,472 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $360,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,724,650 | 2,432 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 2,941 |
| Total interest expense | $200,000 | 4,559 |
| Net interest income | $3,760,000 | 2,774 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $1,221,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $599,000 | 1,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $622,000 | 2,006 |
| Total noninterest expense | $3,282,000 | 2,767 |
| Salaries and employee benefits | $1,851,000 | 2,680 |
| Premises and equipment expense | $372,000 | 2,850 |
| Additional noninterest expense | $1,059,000 | 2,752 |
| Pre-tax net operating income | $1,669,000 | 2,096 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $551,000 | 1,452 |
| Income before extraordinary items | $1,123,000 | 2,437 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,123,000 | 2,441 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,123,000 | 2,441 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $240,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,119,650 | 2,407 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 2,972 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $1,862,000 | 2,797 |
| Provision for loan and lease losses | $18,000 | 3,030 |
| Total noninterest income | $618,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $306,000 | 1,056 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $312,000 | 1,949 |
| Total noninterest expense | $1,637,000 | 2,778 |
| Salaries and employee benefits | $914,000 | 2,717 |
| Premises and equipment expense | $188,000 | 2,873 |
| Additional noninterest expense | $535,000 | 2,736 |
| Pre-tax net operating income | $825,000 | 2,051 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $269,000 | 1,438 |
| Income before extraordinary items | $556,000 | 2,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $556,000 | 2,396 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $556,000 | 2,397 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $120,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $556,000 | 2,352 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 2,901 |
| Total interest expense | $376,000 | 5,029 |
| Net interest income | $7,779,000 | 2,668 |
| Provision for loan and lease losses | $105,000 | 3,638 |
| Total noninterest income | $2,305,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,253,000 | 1,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,052,000 | 2,317 |
| Total noninterest expense | $6,910,000 | 2,659 |
| Salaries and employee benefits | $3,924,000 | 2,518 |
| Premises and equipment expense | $775,000 | 2,759 |
| Additional noninterest expense | $2,211,000 | 2,767 |
| Pre-tax net operating income | $3,069,000 | 2,134 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $987,000 | 1,474 |
| Income before extraordinary items | $2,087,000 | 2,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,087,000 | 2,528 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,087,000 | 2,528 |
| Net charge-offs | $43,000 | 4,454 |
| Cash dividends | $720,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,083,600 | 2,467 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 2,925 |
| Total interest expense | $278,000 | 5,145 |
| Net interest income | $5,837,000 | 2,676 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $1,740,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $931,000 | 1,122 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $809,000 | 2,337 |
| Total noninterest expense | $4,905,000 | 2,794 |
| Salaries and employee benefits | $2,716,000 | 2,722 |
| Premises and equipment expense | $627,000 | 2,635 |
| Additional noninterest expense | $1,562,000 | 2,881 |
| Pre-tax net operating income | $2,612,000 | 1,979 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $858,000 | 1,387 |
| Income before extraordinary items | $1,759,000 | 2,349 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,759,000 | 2,354 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,759,000 | 2,354 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $360,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,755,650 | 2,287 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 2,952 |
| Total interest expense | $181,000 | 5,233 |
| Net interest income | $3,855,000 | 2,694 |
| Provision for loan and lease losses | $33,000 | 3,911 |
| Total noninterest income | $1,182,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $605,000 | 1,117 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $577,000 | 2,284 |
| Total noninterest expense | $3,308,000 | 2,763 |
| Salaries and employee benefits | $1,819,000 | 2,736 |
| Premises and equipment expense | $415,000 | 2,662 |
| Additional noninterest expense | $1,074,000 | 2,803 |
| Pre-tax net operating income | $1,696,000 | 1,990 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $553,000 | 1,417 |
| Income before extraordinary items | $1,148,000 | 2,368 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,148,000 | 2,378 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,148,000 | 2,376 |
| Net charge-offs | $-15,000 | 6,255 |
| Cash dividends | $240,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,144,650 | 2,287 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 2,984 |
| Total interest expense | $89,000 | 5,354 |
| Net interest income | $1,914,000 | 2,717 |
| Provision for loan and lease losses | $16,000 | 3,706 |
| Total noninterest income | $597,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $305,000 | 1,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 2,257 |
| Total noninterest expense | $1,627,000 | 2,833 |
| Salaries and employee benefits | $914,000 | 2,728 |
| Premises and equipment expense | $212,000 | 2,648 |
| Additional noninterest expense | $501,000 | 2,980 |
| Pre-tax net operating income | $868,000 | 1,920 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $282,000 | 1,391 |
| Income before extraordinary items | $590,000 | 2,284 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $590,000 | 2,286 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $590,000 | 2,286 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $120,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $587,280 | 2,208 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,509,000 | 2,951 |
| Total interest expense | $883,000 | 3,908 |
| Net interest income | $7,626,000 | 2,765 |
| Provision for loan and lease losses | $190,000 | 3,988 |
| Total noninterest income | $1,825,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,087,000 | 1,315 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $738,000 | 2,819 |
| Total noninterest expense | $6,947,000 | 2,669 |
| Salaries and employee benefits | $3,994,000 | 2,453 |
| Premises and equipment expense | $895,000 | 2,499 |
| Additional noninterest expense | $2,058,000 | 3,033 |
| Pre-tax net operating income | $2,314,000 | 2,543 |
| Securities gains (losses) | $503,000 | 939 |
| Applicable income taxes | $815,000 | 1,668 |
| Income before extraordinary items | $2,002,000 | 2,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,002,000 | 2,589 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,002,000 | 2,588 |
| Net charge-offs | $120,000 | 4,265 |
| Cash dividends | $960,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,644,870 | 2,825 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 2,990 |
| Total interest expense | $797,000 | 3,595 |
| Net interest income | $5,622,000 | 2,851 |
| Provision for loan and lease losses | $115,000 | 4,210 |
| Total noninterest income | $1,293,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $767,000 | 1,400 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $526,000 | 2,871 |
| Total noninterest expense | $4,955,000 | 2,816 |
| Salaries and employee benefits | $2,786,000 | 2,647 |
| Premises and equipment expense | $677,000 | 2,505 |
| Additional noninterest expense | $1,492,000 | 3,127 |
| Pre-tax net operating income | $1,845,000 | 2,501 |
| Securities gains (losses) | $502,000 | 749 |
| Applicable income taxes | $722,000 | 1,544 |
| Income before extraordinary items | $1,625,000 | 2,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,625,000 | 2,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,625,000 | 2,506 |
| Net charge-offs | $25,000 | 4,951 |
| Cash dividends | $360,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,278,620 | 2,802 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 3,038 |
| Total interest expense | $388,000 | 4,406 |
| Net interest income | $3,868,000 | 2,789 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $932,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $502,000 | 1,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $430,000 | 2,547 |
| Total noninterest expense | $3,300,000 | 2,817 |
| Salaries and employee benefits | $1,862,000 | 2,651 |
| Premises and equipment expense | $423,000 | 2,654 |
| Additional noninterest expense | $1,015,000 | 3,086 |
| Pre-tax net operating income | $1,450,000 | 2,188 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $431,000 | 1,651 |
| Income before extraordinary items | $1,019,000 | 2,590 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,019,000 | 2,590 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,019,000 | 2,590 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $240,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,019,000 | 2,452 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 3,075 |
| Total interest expense | $205,000 | 4,398 |
| Net interest income | $1,913,000 | 2,823 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $470,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $247,000 | 1,418 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $223,000 | 2,505 |
| Total noninterest expense | $1,630,000 | 2,846 |
| Salaries and employee benefits | $919,000 | 2,701 |
| Premises and equipment expense | $216,000 | 2,626 |
| Additional noninterest expense | $495,000 | 3,116 |
| Pre-tax net operating income | $738,000 | 2,166 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $221,000 | 1,616 |
| Income before extraordinary items | $517,000 | 2,524 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 2,526 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $517,000 | 2,527 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $517,000 | 2,406 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,563,000 | 3,143 |
| Total interest expense | $984,000 | 4,442 |
| Net interest income | $7,579,000 | 2,870 |
| Provision for loan and lease losses | $227,000 | 4,492 |
| Total noninterest income | $1,809,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,064,000 | 1,391 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $745,000 | 2,553 |
| Total noninterest expense | $6,343,000 | 2,908 |
| Salaries and employee benefits | $3,696,000 | 2,606 |
| Premises and equipment expense | $700,000 | 3,211 |
| Additional noninterest expense | $1,947,000 | 3,211 |
| Pre-tax net operating income | $2,818,000 | 1,947 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $884,000 | 1,468 |
| Income before extraordinary items | $1,955,000 | 2,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,955,000 | 2,302 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,955,000 | 2,302 |
| Net charge-offs | $182,000 | 4,414 |
| Cash dividends | $719,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,940,510 | 2,237 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 3,176 |
| Total interest expense | $760,000 | 4,482 |
| Net interest income | $5,660,000 | 2,891 |
| Provision for loan and lease losses | $136,000 | 4,610 |
| Total noninterest income | $1,394,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $799,000 | 1,395 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $595,000 | 2,435 |
| Total noninterest expense | $4,357,000 | 3,138 |
| Salaries and employee benefits | $2,481,000 | 2,875 |
| Premises and equipment expense | $513,000 | 3,290 |
| Additional noninterest expense | $1,363,000 | 3,385 |
| Pre-tax net operating income | $2,561,000 | 1,698 |
| Securities gains (losses) | $19,000 | 2,840 |
| Applicable income taxes | $815,000 | 1,274 |
| Income before extraordinary items | $1,765,000 | 2,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,765,000 | 2,026 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,765,000 | 2,026 |
| Net charge-offs | $45,000 | 5,043 |
| Cash dividends | $360,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,752,080 | 1,943 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 3,191 |
| Total interest expense | $513,000 | 4,556 |
| Net interest income | $3,808,000 | 2,855 |
| Provision for loan and lease losses | $94,000 | 4,464 |
| Total noninterest income | $937,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $518,000 | 1,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $419,000 | 2,372 |
| Total noninterest expense | $2,898,000 | 3,188 |
| Salaries and employee benefits | $1,651,000 | 2,902 |
| Premises and equipment expense | $334,000 | 3,382 |
| Additional noninterest expense | $913,000 | 3,422 |
| Pre-tax net operating income | $1,753,000 | 1,628 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $562,000 | 1,219 |
| Income before extraordinary items | $1,200,000 | 1,957 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,200,000 | 1,957 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,200,000 | 1,957 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $240,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,193,880 | 1,900 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 3,291 |
| Total interest expense | $260,000 | 4,644 |
| Net interest income | $1,830,000 | 2,958 |
| Provision for loan and lease losses | $43,000 | 4,360 |
| Total noninterest income | $552,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $260,000 | 1,378 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $292,000 | 1,946 |
| Total noninterest expense | $1,430,000 | 3,224 |
| Salaries and employee benefits | $820,000 | 2,938 |
| Premises and equipment expense | $169,000 | 3,407 |
| Additional noninterest expense | $441,000 | 3,508 |
| Pre-tax net operating income | $909,000 | 1,578 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $288,000 | 1,154 |
| Income before extraordinary items | $624,000 | 1,856 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $624,000 | 1,855 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $624,000 | 1,856 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $621,960 | 1,808 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 3,188 |
| Total interest expense | $1,549,000 | 4,190 |
| Net interest income | $7,548,000 | 2,877 |
| Provision for loan and lease losses | $212,000 | 5,271 |
| Total noninterest income | $1,861,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,107,000 | 1,375 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $754,000 | 2,574 |
| Total noninterest expense | $6,357,000 | 2,964 |
| Salaries and employee benefits | $3,520,000 | 2,711 |
| Premises and equipment expense | $717,000 | 3,229 |
| Additional noninterest expense | $2,120,000 | 3,100 |
| Pre-tax net operating income | $2,840,000 | 1,697 |
| Securities gains (losses) | $127,000 | 1,954 |
| Applicable income taxes | $948,000 | 1,275 |
| Income before extraordinary items | $2,019,000 | 2,008 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,019,000 | 2,008 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,019,000 | 2,009 |
| Net charge-offs | $423,000 | 3,872 |
| Cash dividends | $720,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,932,640 | 2,010 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 3,260 |
| Total interest expense | $1,230,000 | 4,187 |
| Net interest income | $5,585,000 | 2,956 |
| Provision for loan and lease losses | $53,000 | 6,203 |
| Total noninterest income | $1,361,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $817,000 | 1,438 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $544,000 | 2,625 |
| Total noninterest expense | $4,430,000 | 3,152 |
| Salaries and employee benefits | $2,424,000 | 2,936 |
| Premises and equipment expense | $513,000 | 3,416 |
| Additional noninterest expense | $1,493,000 | 3,237 |
| Pre-tax net operating income | $2,463,000 | 1,605 |
| Securities gains (losses) | $125,000 | 1,753 |
| Applicable income taxes | $811,000 | 1,189 |
| Income before extraordinary items | $1,777,000 | 1,855 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,777,000 | 1,856 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,777,000 | 1,857 |
| Net charge-offs | $189,000 | 4,287 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,690,750 | 1,851 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 3,317 |
| Total interest expense | $873,000 | 4,144 |
| Net interest income | $3,632,000 | 3,025 |
| Provision for loan and lease losses | $28,000 | 6,256 |
| Total noninterest income | $894,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $532,000 | 1,479 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $362,000 | 2,560 |
| Total noninterest expense | $2,879,000 | 3,218 |
| Salaries and employee benefits | $1,623,000 | 2,935 |
| Premises and equipment expense | $338,000 | 3,484 |
| Additional noninterest expense | $918,000 | 3,442 |
| Pre-tax net operating income | $1,619,000 | 1,602 |
| Securities gains (losses) | $104,000 | 1,391 |
| Applicable income taxes | $535,000 | 1,157 |
| Income before extraordinary items | $1,188,000 | 1,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,188,000 | 1,827 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,188,000 | 1,828 |
| Net charge-offs | $196,000 | 3,568 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,116,240 | 1,837 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 3,475 |
| Total interest expense | $463,000 | 4,120 |
| Net interest income | $1,727,000 | 3,171 |
| Provision for loan and lease losses | $14,000 | 6,024 |
| Total noninterest income | $459,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $264,000 | 1,484 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $195,000 | 2,436 |
| Total noninterest expense | $1,416,000 | 3,296 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $167,000 | 3,595 |
| Additional noninterest expense | $438,000 | 3,557 |
| Pre-tax net operating income | $756,000 | 1,700 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $229,000 | 1,303 |
| Income before extraordinary items | $531,000 | 2,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $531,000 | 2,034 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $531,000 | 2,036 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $528,200 | 1,963 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,493 |
| Total interest expense | $2,187,000 | 4,210 |
| Net interest income | $6,863,000 | 3,100 |
| Provision for loan and lease losses | $217,000 | 5,693 |
| Total noninterest income | $1,737,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,175,000 | 1,461 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $562,000 | 3,009 |
| Total noninterest expense | $5,985,000 | 3,187 |
| Salaries and employee benefits | $3,410,000 | 2,848 |
| Premises and equipment expense | $710,000 | 3,415 |
| Additional noninterest expense | $1,865,000 | 3,515 |
| Pre-tax net operating income | $2,398,000 | 1,634 |
| Securities gains (losses) | $47,000 | 2,659 |
| Applicable income taxes | $630,000 | 1,338 |
| Income before extraordinary items | $1,815,000 | 1,829 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,815,000 | 1,826 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,815,000 | 1,828 |
| Net charge-offs | $141,000 | 5,394 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,780,220 | 1,811 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 3,519 |
| Total interest expense | $1,698,000 | 4,261 |
| Net interest income | $5,148,000 | 3,110 |
| Provision for loan and lease losses | $108,000 | 5,889 |
| Total noninterest income | $1,225,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $854,000 | 1,500 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $371,000 | 3,310 |
| Total noninterest expense | $4,245,000 | 3,340 |
| Salaries and employee benefits | $2,340,000 | 3,090 |
| Premises and equipment expense | $518,000 | 3,533 |
| Additional noninterest expense | $1,387,000 | 3,483 |
| Pre-tax net operating income | $2,020,000 | 1,609 |
| Securities gains (losses) | $47,000 | 2,339 |
| Applicable income taxes | $571,000 | 1,295 |
| Income before extraordinary items | $1,496,000 | 1,780 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,496,000 | 1,780 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,496,000 | 1,780 |
| Net charge-offs | $51,000 | 5,662 |
| Cash dividends | $360,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,462,160 | 1,778 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,516 |
| Total interest expense | $1,174,000 | 4,311 |
| Net interest income | $3,445,000 | 3,091 |
| Provision for loan and lease losses | $66,000 | 5,763 |
| Total noninterest income | $783,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $545,000 | 1,533 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $238,000 | 3,378 |
| Total noninterest expense | $2,787,000 | 3,417 |
| Salaries and employee benefits | $1,563,000 | 3,121 |
| Premises and equipment expense | $335,000 | 3,636 |
| Additional noninterest expense | $889,000 | 3,585 |
| Pre-tax net operating income | $1,375,000 | 1,642 |
| Securities gains (losses) | $41,000 | 2,030 |
| Applicable income taxes | $392,000 | 1,283 |
| Income before extraordinary items | $1,024,000 | 1,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,024,000 | 1,811 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,024,000 | 1,813 |
| Net charge-offs | $40,000 | 5,111 |
| Cash dividends | $240,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $994,480 | 1,798 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,551 |
| Total interest expense | $601,000 | 4,353 |
| Net interest income | $1,714,000 | 3,086 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $420,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $270,000 | 1,508 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $150,000 | 2,961 |
| Total noninterest expense | $1,350,000 | 3,426 |
| Salaries and employee benefits | $781,000 | 3,158 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $398,000 | 3,592 |
| Pre-tax net operating income | $763,000 | 1,680 |
| Securities gains (losses) | $70,000 | 1,152 |
| Applicable income taxes | $242,000 | 1,251 |
| Income before extraordinary items | $591,000 | 1,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $591,000 | 1,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $591,000 | 1,832 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $541,300 | 1,867 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 3,469 |
| Total interest expense | $3,129,000 | 4,139 |
| Net interest income | $7,094,000 | 3,016 |
| Provision for loan and lease losses | $196,000 | 5,236 |
| Total noninterest income | $1,835,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,269,000 | 1,415 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $566,000 | 2,988 |
| Total noninterest expense | $5,782,000 | 3,188 |
| Salaries and employee benefits | $3,367,000 | 2,939 |
| Premises and equipment expense | $672,000 | 3,605 |
| Additional noninterest expense | $1,743,000 | 3,221 |
| Pre-tax net operating income | $2,951,000 | 1,827 |
| Securities gains (losses) | $-5,000 | 6,965 |
| Applicable income taxes | $827,000 | 1,368 |
| Income before extraordinary items | $2,119,000 | 1,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,119,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,058 |
| Cash dividends | $720,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,122,600 | 2,002 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,778,000 | 3,490 |
| Total interest expense | $2,451,000 | 4,133 |
| Net interest income | $5,327,000 | 3,034 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $1,407,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $950,000 | 1,432 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $457,000 | 2,956 |
| Total noninterest expense | $4,022,000 | 3,372 |
| Salaries and employee benefits | $2,278,000 | 3,247 |
| Premises and equipment expense | $508,000 | 3,593 |
| Additional noninterest expense | $1,236,000 | 3,304 |
| Pre-tax net operating income | $2,667,000 | 1,826 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $812,000 | 1,360 |
| Income before extraordinary items | $1,861,000 | 1,903 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,861,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $360,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,856,800 | 2,009 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 3,538 |
| Total interest expense | $1,746,000 | 4,096 |
| Net interest income | $3,465,000 | 3,090 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $939,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $634,000 | 1,408 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $305,000 | 2,989 |
| Total noninterest expense | $2,642,000 | 3,414 |
| Salaries and employee benefits | $1,497,000 | 3,337 |
| Premises and equipment expense | $315,000 | 3,818 |
| Additional noninterest expense | $830,000 | 3,257 |
| Pre-tax net operating income | $1,735,000 | 1,923 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $530,000 | 1,533 |
| Income before extraordinary items | $1,210,000 | 2,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,210,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $240,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,206,500 | 2,140 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 3,585 |
| Total interest expense | $924,000 | 4,114 |
| Net interest income | $1,707,000 | 3,145 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $486,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $319,000 | 1,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $167,000 | 2,856 |
| Total noninterest expense | $1,297,000 | 3,482 |
| Salaries and employee benefits | $734,000 | 3,421 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $410,000 | 3,244 |
| Pre-tax net operating income | $885,000 | 1,991 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $266,000 | 1,608 |
| Income before extraordinary items | $617,000 | 2,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $617,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $120,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $618,400 | 2,180 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,834,000 | 3,567 |
| Total interest expense | $4,120,000 | 3,939 |
| Net interest income | $6,714,000 | 3,206 |
| Provision for loan and lease losses | $86,000 | 5,116 |
| Total noninterest income | $1,953,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,164,000 | 1,546 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $789,000 | 2,573 |
| Total noninterest expense | $5,394,000 | 3,249 |
| Salaries and employee benefits | $3,075,000 | 3,157 |
| Premises and equipment expense | $585,000 | 3,914 |
| Additional noninterest expense | $1,734,000 | 3,036 |
| Pre-tax net operating income | $3,187,000 | 2,357 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $1,030,000 | 1,828 |
| Income before extraordinary items | $2,168,000 | 2,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,168,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $720,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,160,520 | 2,659 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,102,000 | 3,578 |
| Total interest expense | $3,113,000 | 3,927 |
| Net interest income | $4,989,000 | 3,240 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $1,434,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $839,000 | 1,570 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $595,000 | 2,575 |
| Total noninterest expense | $3,720,000 | 3,441 |
| Salaries and employee benefits | $2,046,000 | 3,463 |
| Premises and equipment expense | $445,000 | 3,861 |
| Additional noninterest expense | $1,229,000 | 3,121 |
| Pre-tax net operating income | $2,663,000 | 2,318 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $852,000 | 1,819 |
| Income before extraordinary items | $1,802,000 | 2,587 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,802,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $360,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,808,120 | 2,562 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 3,632 |
| Total interest expense | $2,045,000 | 3,957 |
| Net interest income | $3,255,000 | 3,319 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $950,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $546,000 | 1,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $404,000 | 2,560 |
| Total noninterest expense | $2,412,000 | 3,548 |
| Salaries and employee benefits | $1,347,000 | 3,530 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $785,000 | 3,247 |
| Pre-tax net operating income | $1,767,000 | 2,371 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $571,000 | 1,899 |
| Income before extraordinary items | $1,203,000 | 2,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,203,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $240,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,198,240 | 2,628 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 3,666 |
| Total interest expense | $993,000 | 4,032 |
| Net interest income | $1,614,000 | 3,338 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $468,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $266,000 | 1,614 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $202,000 | 2,533 |
| Total noninterest expense | $1,194,000 | 3,587 |
| Salaries and employee benefits | $649,000 | 3,669 |
| Premises and equipment expense | $143,000 | 3,992 |
| Additional noninterest expense | $402,000 | 3,159 |
| Pre-tax net operating income | $867,000 | 2,414 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $280,000 | 1,942 |
| Income before extraordinary items | $591,000 | 2,661 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $591,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $588,280 | 2,660 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 3,678 |
| Total interest expense | $3,125,000 | 4,214 |
| Net interest income | $6,547,000 | 3,293 |
| Provision for loan and lease losses | $78,000 | 5,050 |
| Total noninterest income | $1,763,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,147,000 | 1,547 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $616,000 | 2,964 |
| Total noninterest expense | $5,085,000 | 3,310 |
| Salaries and employee benefits | $2,923,000 | 3,198 |
| Premises and equipment expense | $514,000 | 4,190 |
| Additional noninterest expense | $1,648,000 | 3,050 |
| Pre-tax net operating income | $3,147,000 | 2,686 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $940,000 | 2,290 |
| Income before extraordinary items | $2,207,000 | 2,887 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,207,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $720,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,207,000 | 2,871 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 3,710 |
| Total interest expense | $2,194,000 | 4,300 |
| Net interest income | $4,908,000 | 3,319 |
| Provision for loan and lease losses | $59,000 | 4,911 |
| Total noninterest income | $1,350,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $850,000 | 1,574 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $500,000 | 2,847 |
| Total noninterest expense | $3,626,000 | 3,430 |
| Salaries and employee benefits | $1,979,000 | 3,475 |
| Premises and equipment expense | $403,000 | 4,091 |
| Additional noninterest expense | $1,244,000 | 3,025 |
| Pre-tax net operating income | $2,573,000 | 2,594 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $782,000 | 2,236 |
| Income before extraordinary items | $1,791,000 | 2,799 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,791,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $360,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,791,000 | 2,788 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 3,731 |
| Total interest expense | $1,354,000 | 4,367 |
| Net interest income | $3,255,000 | 3,339 |
| Provision for loan and lease losses | $34,000 | 4,919 |
| Total noninterest income | $901,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $558,000 | 1,579 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 2,783 |
| Total noninterest expense | $2,430,000 | 3,422 |
| Salaries and employee benefits | $1,331,000 | 3,463 |
| Premises and equipment expense | $266,000 | 4,118 |
| Additional noninterest expense | $833,000 | 3,026 |
| Pre-tax net operating income | $1,692,000 | 2,627 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $513,000 | 2,264 |
| Income before extraordinary items | $1,179,000 | 2,835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,179,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,179,000 | 2,823 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,671 |
| Total interest expense | $655,000 | 4,342 |
| Net interest income | $1,642,000 | 3,296 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $450,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $270,000 | 1,570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $180,000 | 2,686 |
| Total noninterest expense | $1,207,000 | 3,453 |
| Salaries and employee benefits | $675,000 | 3,433 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $400,000 | 3,117 |
| Pre-tax net operating income | $863,000 | 2,553 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $254,000 | 2,242 |
| Income before extraordinary items | $611,000 | 2,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $120,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $609,580 | 2,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 3,608 |
| Total interest expense | $2,192,000 | 4,165 |
| Net interest income | $6,225,000 | 3,324 |
| Provision for loan and lease losses | $118,000 | 4,603 |
| Total noninterest income | $1,967,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,230,000 | 1,421 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $737,000 | 2,676 |
| Total noninterest expense | $4,919,000 | 3,281 |
| Salaries and employee benefits | $2,794,000 | 3,161 |
| Premises and equipment expense | $572,000 | 3,799 |
| Additional noninterest expense | $1,553,000 | 3,138 |
| Pre-tax net operating income | $3,155,000 | 2,648 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $945,000 | 2,333 |
| Income before extraordinary items | $2,216,000 | 2,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,216,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,211,800 | 2,803 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,233,000 | 3,593 |
| Total interest expense | $1,622,000 | 4,080 |
| Net interest income | $4,611,000 | 3,346 |
| Provision for loan and lease losses | $106,000 | 4,082 |
| Total noninterest income | $1,461,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $920,000 | 1,406 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $541,000 | 2,726 |
| Total noninterest expense | $3,367,000 | 3,508 |
| Salaries and employee benefits | $1,840,000 | 3,507 |
| Premises and equipment expense | $453,000 | 3,638 |
| Additional noninterest expense | $1,074,000 | 3,317 |
| Pre-tax net operating income | $2,599,000 | 2,497 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $793,000 | 2,215 |
| Income before extraordinary items | $1,812,000 | 2,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,812,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $360,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,807,800 | 2,651 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 3,565 |
| Total interest expense | $1,089,000 | 3,901 |
| Net interest income | $2,990,000 | 3,411 |
| Provision for loan and lease losses | $79,000 | 3,775 |
| Total noninterest income | $968,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $584,000 | 1,445 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $384,000 | 2,614 |
| Total noninterest expense | $2,217,000 | 3,522 |
| Salaries and employee benefits | $1,217,000 | 3,525 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $702,000 | 3,356 |
| Pre-tax net operating income | $1,662,000 | 2,532 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $501,000 | 2,278 |
| Income before extraordinary items | $1,167,000 | 2,718 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,167,000 | 2,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,162,800 | 2,683 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 3,569 |
| Total interest expense | $552,000 | 3,743 |
| Net interest income | $1,462,000 | 3,470 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $462,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $277,000 | 1,467 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $185,000 | 2,606 |
| Total noninterest expense | $1,113,000 | 3,529 |
| Salaries and employee benefits | $606,000 | 3,543 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $354,000 | 3,333 |
| Pre-tax net operating income | $768,000 | 2,657 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $225,000 | 2,413 |
| Income before extraordinary items | $547,000 | 2,821 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $547,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $120,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $544,160 | 2,782 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 3,553 |
| Total interest expense | $1,897,000 | 3,806 |
| Net interest income | $5,699,000 | 3,430 |
| Provision for loan and lease losses | $59,000 | 5,800 |
| Total noninterest income | $1,853,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,239,000 | 1,418 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $614,000 | 2,947 |
| Total noninterest expense | $4,741,000 | 3,281 |
| Salaries and employee benefits | $2,762,000 | 3,073 |
| Premises and equipment expense | $502,000 | 4,081 |
| Additional noninterest expense | $1,477,000 | 3,167 |
| Pre-tax net operating income | $2,752,000 | 2,766 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $790,000 | 2,555 |
| Income before extraordinary items | $2,012,000 | 2,904 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,012,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,976,000 | 2,889 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 3,559 |
| Total interest expense | $1,402,000 | 3,807 |
| Net interest income | $4,243,000 | 3,431 |
| Provision for loan and lease losses | $34,000 | 5,915 |
| Total noninterest income | $1,356,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $926,000 | 1,438 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $430,000 | 3,067 |
| Total noninterest expense | $3,316,000 | 3,440 |
| Salaries and employee benefits | $1,880,000 | 3,318 |
| Premises and equipment expense | $343,000 | 4,345 |
| Additional noninterest expense | $1,093,000 | 3,170 |
| Pre-tax net operating income | $2,249,000 | 2,604 |
| Securities gains (losses) | $50,000 | 1,653 |
| Applicable income taxes | $664,000 | 2,406 |
| Income before extraordinary items | $1,635,000 | 2,750 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,635,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $360,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,599,500 | 2,726 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 3,585 |
| Total interest expense | $922,000 | 3,848 |
| Net interest income | $2,804,000 | 3,442 |
| Provision for loan and lease losses | $11,000 | 6,344 |
| Total noninterest income | $886,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $626,000 | 1,407 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $260,000 | 3,251 |
| Total noninterest expense | $2,151,000 | 3,529 |
| Salaries and employee benefits | $1,226,000 | 3,381 |
| Premises and equipment expense | $223,000 | 4,437 |
| Additional noninterest expense | $702,000 | 3,298 |
| Pre-tax net operating income | $1,528,000 | 2,549 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $443,000 | 2,392 |
| Income before extraordinary items | $1,097,000 | 2,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,097,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $240,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,088,480 | 2,659 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,613 |
| Total interest expense | $461,000 | 3,893 |
| Net interest income | $1,386,000 | 3,470 |
| Provision for loan and lease losses | $-4,000 | 8,900 |
| Total noninterest income | $468,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $309,000 | 1,388 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $159,000 | 2,839 |
| Total noninterest expense | $1,048,000 | 3,623 |
| Salaries and employee benefits | $584,000 | 3,560 |
| Premises and equipment expense | $117,000 | 4,321 |
| Additional noninterest expense | $347,000 | 3,313 |
| Pre-tax net operating income | $810,000 | 2,404 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $234,000 | 2,290 |
| Income before extraordinary items | $576,000 | 2,600 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $576,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $120,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $576,000 | 2,510 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 3,570 |
| Total interest expense | $2,081,000 | 3,905 |
| Net interest income | $5,553,000 | 3,401 |
| Provision for loan and lease losses | $95,000 | 5,413 |
| Total noninterest income | $2,024,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,297,000 | 1,332 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $727,000 | 2,893 |
| Total noninterest expense | $4,312,000 | 3,486 |
| Salaries and employee benefits | $2,483,000 | 3,280 |
| Premises and equipment expense | $441,000 | 4,425 |
| Additional noninterest expense | $1,388,000 | 3,303 |
| Pre-tax net operating income | $3,170,000 | 2,402 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $923,000 | 2,292 |
| Income before extraordinary items | $2,247,000 | 2,615 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,247,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $2,040,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,247,000 | 2,493 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 3,588 |
| Total interest expense | $1,633,000 | 3,877 |
| Net interest income | $4,152,000 | 3,416 |
| Provision for loan and lease losses | $87,000 | 5,029 |
| Total noninterest income | $1,434,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $960,000 | 1,356 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $474,000 | 3,223 |
| Total noninterest expense | $2,814,000 | 3,880 |
| Salaries and employee benefits | $1,573,000 | 3,766 |
| Premises and equipment expense | $290,000 | 4,832 |
| Additional noninterest expense | $951,000 | 3,542 |
| Pre-tax net operating income | $2,685,000 | 2,238 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $805,000 | 2,198 |
| Income before extraordinary items | $1,880,000 | 2,458 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,880,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $492,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,880,000 | 2,337 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 3,603 |
| Total interest expense | $1,134,000 | 3,848 |
| Net interest income | $2,733,000 | 3,447 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $1,017,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $645,000 | 1,333 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $372,000 | 2,903 |
| Total noninterest expense | $1,867,000 | 3,882 |
| Salaries and employee benefits | $1,048,000 | 3,772 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $631,000 | 3,563 |
| Pre-tax net operating income | $1,826,000 | 2,206 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $547,000 | 2,190 |
| Income before extraordinary items | $1,279,000 | 2,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,279,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $384,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,279,000 | 2,297 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,681 |
| Total interest expense | $570,000 | 3,927 |
| Net interest income | $1,329,000 | 3,516 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $487,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $326,000 | 1,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 3,086 |
| Total noninterest expense | $940,000 | 3,849 |
| Salaries and employee benefits | $516,000 | 3,810 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $331,000 | 3,349 |
| Pre-tax net operating income | $849,000 | 2,348 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $246,000 | 2,342 |
| Income before extraordinary items | $603,000 | 2,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $603,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $288,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $603,000 | 2,398 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 3,673 |
| Total interest expense | $2,493,000 | 4,108 |
| Net interest income | $5,414,000 | 3,415 |
| Provision for loan and lease losses | $101,000 | 5,673 |
| Total noninterest income | $1,654,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,169,000 | 1,384 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $485,000 | 3,339 |
| Total noninterest expense | $4,205,000 | 3,421 |
| Salaries and employee benefits | $2,392,000 | 3,229 |
| Premises and equipment expense | $398,000 | 4,674 |
| Additional noninterest expense | $1,415,000 | 3,096 |
| Pre-tax net operating income | $2,762,000 | 2,672 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $788,000 | 2,622 |
| Income before extraordinary items | $1,974,000 | 2,826 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,974,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $528,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,974,000 | 2,743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 3,732 |
| Total interest expense | $3,824,000 | 3,943 |
| Net interest income | $4,899,000 | 3,488 |
| Provision for loan and lease losses | $92,000 | 5,755 |
| Total noninterest income | $1,295,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $909,000 | 1,661 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $386,000 | 3,611 |
| Total noninterest expense | $3,795,000 | 3,591 |
| Salaries and employee benefits | $2,219,000 | 3,300 |
| Premises and equipment expense | $393,000 | 4,650 |
| Additional noninterest expense | $1,183,000 | 3,543 |
| Pre-tax net operating income | $2,307,000 | 2,845 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $636,000 | 2,863 |
| Income before extraordinary items | $1,671,000 | 2,967 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,671,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $336,000 | 4,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,671,000 | 2,870 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,890,000 | 3,761 |
| Total interest expense | $3,845,000 | 4,108 |
| Net interest income | $5,045,000 | 3,438 |
| Provision for loan and lease losses | $132,000 | 4,658 |
| Total noninterest income | $1,259,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $728,000 | 1,901 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $531,000 | 2,850 |
| Total noninterest expense | $3,738,000 | 3,512 |
| Salaries and employee benefits | $2,141,000 | 3,281 |
| Premises and equipment expense | $390,000 | 4,588 |
| Additional noninterest expense | $1,207,000 | 3,414 |
| Pre-tax net operating income | $2,434,000 | 2,821 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $788,000 | 2,550 |
| Income before extraordinary items | $1,646,000 | 3,012 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,646,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,646,000 | 3,002 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,792,000 | 4,012 |
| Total interest expense | $3,063,000 | 4,523 |
| Net interest income | $4,729,000 | 3,629 |
| Provision for loan and lease losses | $121,000 | 4,708 |
| Total noninterest income | $1,083,000 | 2,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,549 |
| Total noninterest expense | $3,407,000 | 3,785 |
| Salaries and employee benefits | $1,877,000 | 3,626 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $1,122,000 | 3,656 |
| Pre-tax net operating income | $2,284,000 | 3,002 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $799,000 | 2,649 |
| Income before extraordinary items | $1,485,000 | 3,270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,485,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,485,000 | 3,233 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,249,000 | 4,274 |
| Total interest expense | $2,884,000 | 4,871 |
| Net interest income | $4,365,000 | 3,835 |
| Provision for loan and lease losses | $106,000 | 4,995 |
| Total noninterest income | $960,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,618 |
| Total noninterest expense | $3,170,000 | 3,923 |
| Salaries and employee benefits | $1,720,000 | 3,804 |
| Premises and equipment expense | $381,000 | 4,590 |
| Additional noninterest expense | $1,069,000 | 3,724 |
| Pre-tax net operating income | $2,049,000 | 3,288 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $717,000 | 2,970 |
| Income before extraordinary items | $1,332,000 | 3,601 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,332,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $264,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,332,000 | 3,503 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 4,654 |
| Total interest expense | $2,616,000 | 5,235 |
| Net interest income | $4,094,000 | 4,162 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $932,000 | 3,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,384 |
| Total noninterest expense | $3,122,000 | 3,969 |
| Salaries and employee benefits | $1,620,000 | 3,979 |
| Premises and equipment expense | $424,000 | 4,248 |
| Additional noninterest expense | $1,078,000 | 3,651 |
| Pre-tax net operating income | $1,822,000 | 3,822 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $646,000 | 3,468 |
| Income before extraordinary items | $1,176,000 | 4,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,176,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $348,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,176,000 | 4,065 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 5,103 |
| Total interest expense | $2,457,000 | 5,576 |
| Net interest income | $3,670,000 | 4,643 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $867,000 | 3,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,143 |
| Total noninterest expense | $2,870,000 | 4,443 |
| Salaries and employee benefits | $1,571,000 | 4,138 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $880,000 | 4,839 |
| Pre-tax net operating income | $1,628,000 | 4,071 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $578,000 | 3,700 |
| Income before extraordinary items | $1,050,000 | 4,304 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,050,000 | 4,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,050,000 | 4,253 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 5,494 |
| Total interest expense | $2,261,000 | 5,956 |
| Net interest income | $3,364,000 | 5,023 |
| Provision for loan and lease losses | $99,000 | 4,670 |
| Total noninterest income | $793,000 | 3,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,001 |
| Total noninterest expense | $2,799,000 | 4,535 |
| Salaries and employee benefits | $1,528,000 | 4,215 |
| Premises and equipment expense | $380,000 | 4,742 |
| Additional noninterest expense | $891,000 | 4,805 |
| Pre-tax net operating income | $1,259,000 | 5,089 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $405,000 | 4,912 |
| Income before extraordinary items | $854,000 | 5,201 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $854,000 | 5,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $192,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $854,000 | 5,188 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,542 |
| Total interest expense | $1,754,000 | 6,192 |
| Net interest income | $3,389,000 | 5,079 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $839,000 | 3,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,895 |
| Total noninterest expense | $2,854,000 | 4,603 |
| Salaries and employee benefits | $1,486,000 | 4,306 |
| Premises and equipment expense | $336,000 | 5,232 |
| Additional noninterest expense | $1,032,000 | 4,596 |
| Pre-tax net operating income | $1,328,000 | 4,862 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $434,000 | 4,494 |
| Income before extraordinary items | $905,000 | 4,889 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $905,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $897,520 | 4,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 5,586 |
| Total interest expense | $1,925,000 | 6,027 |
| Net interest income | $3,276,000 | 5,243 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $938,000 | 3,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $492,000 | 3,293 |
| Total noninterest expense | $2,976,000 | 4,547 |
| Salaries and employee benefits | $1,470,000 | 4,352 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $1,152,000 | 4,349 |
| Pre-tax net operating income | $1,161,000 | 5,297 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $818,000 | 5,470 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $818,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $216,000 | 5,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $818,000 | 5,233 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 5,677 |
| Total interest expense | $2,391,000 | 6,200 |
| Net interest income | $3,373,000 | 5,176 |
| Provision for loan and lease losses | $329,000 | 3,927 |
| Total noninterest income | $747,000 | 4,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,818 |
| Total noninterest expense | $2,571,000 | 5,178 |
| Salaries and employee benefits | $1,383,000 | 4,550 |
| Premises and equipment expense | $363,000 | 5,201 |
| Additional noninterest expense | $825,000 | 5,918 |
| Pre-tax net operating income | $1,220,000 | 4,853 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $881,000 | 5,000 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $881,000 | 5,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $216,000 | 4,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $860,000 | 4,778 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.