Home > The Bank of Canton > Net charge- offs to loans
The Bank of Canton, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4891% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5987% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6872% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7224% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1320% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5657% | 4,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7493% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5748% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1808% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 3,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5095% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1035% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7044% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4628% | 4,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5005% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7597% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9121% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4980% | 4,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9124% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0106% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.0255% | 4,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4986% | 4,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 4,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5731% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 4,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 4,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0897% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0977% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9950% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2910% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0470% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1188% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1296% | 4,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3231% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1007% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0595% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1781% | 4,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1946% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3047% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0868% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1203% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1339% | 4,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3471% | 4,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3795% | 4,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7240% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2136% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3729% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8564% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3722% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4888% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3850% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3166% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7146% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3723% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3682% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9127% | 762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0392% | 4,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5332% | 4,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5607% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1491% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1100% | 2,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0521% | 4,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3309% | 5,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6643% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3310% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1469% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0773% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0869% | 5,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8725% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9499% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1512% | 5,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.5998% | 5,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7343% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8781% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0641% | 3,780 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5622% | 5,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7708% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7497% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6931% | 5,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0173% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3262% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0399% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8952% | 5,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3854% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1746% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0836% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 4,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 4,615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4214% | 5,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2291% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5198% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8255% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1319% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3862% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0227% | 4,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4020% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1783% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5836% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 4,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2384% | 5,240 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5263% | 1,070 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0248% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2347% | 5,191 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5178% | 1,064 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0279% | 4,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0658% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1396% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3671% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,710 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0634% | 5,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 5,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 4,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0765% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1649% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 5,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 5,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8005% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7046% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 4,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2303% | 5,337 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4788% | 1,112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0591% | 5,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 5,578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4060% | 5,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1118% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0859% | 5,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3588% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8070% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0689% | 5,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0731% | 5,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0328% | 4,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5061% | 6,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1482% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1182% | 5,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7345% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5987% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0915% | 5,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0938% | 5,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,996 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7042% | 6,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2209% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1856% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5822% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2813% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0349% | 5,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0385% | 5,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0798% | 5,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 5,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 5,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3937% | 5,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6842% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3865% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 5,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 5,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 3,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 3,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2047% | 5,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1592% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0339% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3238% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 4,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0632% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 5,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 3,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2764% | 5,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3950% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5558% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2875% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 5,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 5,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 5,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0682% | 6,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 5,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 5,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3941% | 5,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5464% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6886% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4357% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 5,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 5,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0722% | 6,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 5,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 5,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 3,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 3,628 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 5,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2183% | 1,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 5,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 4,688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 3,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7917% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9693% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8607% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1007% | 3,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0534% | 5,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3149% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 5,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 4,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 3,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0633% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2904% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4916% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1330% | 3,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1361% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 5,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4973% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 5,937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0520% | 4,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 5,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5692% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8195% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4468% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2031% | 2,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0570% | 5,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5148% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1081% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0228% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0566% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2893% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 3,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0673% | 2,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4901% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 3,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2603% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 3,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1980% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9797% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8160% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1904% | 3,328 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3865% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2811% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.1014% | 2,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6942% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 3,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3422% | 1,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 3,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9799% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1303% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2711% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4191% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1068% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.1870% | 1,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1382% | 1,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 3,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8945% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1953% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4065% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7953% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.4262% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0511% | 6,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1314% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.1437% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5907% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1928% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5530% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5102% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 1.2346% | 2,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2468% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 4,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3975% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2699% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7422% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8109% | 1,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4840% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4150% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 1.6253% | 1,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8557% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8607% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4934% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3312% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7044% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6420% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5397% | 2,185 |
| Percentage Net Loans Charged-off:Construction & development | 2.3233% | 1,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0926% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 3,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 3,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7898% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7447% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1838% | 6,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5978% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3692% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.2962% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0842% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6180% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3666% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3545% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | 1.2187% | 2,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6550% | 1,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 1,885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3457% | 3,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2632% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7460% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2618% | 3,567 |
| Percentage Net Loans Charged-off:Construction & development | 1.1334% | 2,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3636% | 2,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 4,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0533% | 1,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 3,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4425% | 3,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8725% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8887% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2676% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2414% | 3,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.8794% | 2,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3857% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 3,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 3,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6414% | 2,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0378% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9338% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 2,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.9114% | 1,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1653% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 2,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3892% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8536% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3055% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3117% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | 1.9437% | 2,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 3,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 4,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 5,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6316% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8973% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3830% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3927% | 2,772 |
| Percentage Net Loans Charged-off:Construction & development | 2.4947% | 1,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 2,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5136% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5946% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2489% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 1.4357% | 1,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 2,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 3,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 3,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1632% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1873% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2428% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2400% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 1.1903% | 1,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3688% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9508% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3900% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 2.0458% | 1,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 3,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 4,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5864% | 3,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7683% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3637% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3749% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 1.9130% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 3,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 3,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 3,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7250% | 2,514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0377% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 5,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1516% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7676% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5661% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3460% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 6,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 4,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 1,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8234% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3624% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 5,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0948% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5874% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6895% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3612% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7977% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 6,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6164% | 2,424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3161% | 794 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3173% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1488% | 1,122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4015% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 6,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7574% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0661% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 5,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0008% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1061% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7386% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6264% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8554% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2173% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 6,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 8,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6150% | 3,310 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1099% | 1,299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 6,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1189% | 5,477 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2997% | 2,500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6808% | 2,528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 6,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 8,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4579% | 2,469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 7,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 8,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 8,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 4,546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0810% | 1,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 7,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1576% | 5,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1640% | 1,729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 7,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 8,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 4,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2478% | 1,551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 7,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 8,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 8,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 8,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2912% | 8,410 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9889% | 2,674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 7,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 8,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 8,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0748% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9258% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 8,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 8,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 8,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 8,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8121% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1477% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 7,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0468% | 1,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0323% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9128% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 7,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0110% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6866% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 10,309 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 7,329 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6136% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1358% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |