Home > The Bank of Alexandria > Income and Expense
The Bank of Alexandria, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 4,912 |
| Total interest expense | $2,557,000 | 5,328 |
| Net interest income | $3,673,000 | 4,556 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $569,000 | 4,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 3,852 |
| Total noninterest expense | $3,157,000 | 3,932 |
| Salaries and employee benefits | $1,554,000 | 4,127 |
| Premises and equipment expense | $652,000 | 2,927 |
| Additional noninterest expense | $951,000 | 4,091 |
| Pre-tax net operating income | $985,000 | 5,875 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $338,000 | 5,407 |
| Income before extraordinary items | $647,000 | 6,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $647,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,786 |
| Cash dividends | $3,000 | 7,840 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,010 |
| Net operating income | $647,000 | 6,082 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 5,707 |
| Total interest expense | $2,311,000 | 5,831 |
| Net interest income | $2,951,000 | 5,503 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $396,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $2,417,000 | 5,151 |
| Salaries and employee benefits | $1,237,000 | 5,070 |
| Premises and equipment expense | $488,000 | 3,850 |
| Additional noninterest expense | $692,000 | 5,790 |
| Pre-tax net operating income | $872,000 | 6,192 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $300,000 | 5,830 |
| Income before extraordinary items | $572,000 | 6,446 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $572,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $572,000 | 6,371 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 5,845 |
| Total interest expense | $2,274,000 | 5,936 |
| Net interest income | $2,896,000 | 5,652 |
| Provision for loan and lease losses | $329,000 | 2,150 |
| Total noninterest income | $395,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,737 |
| Total noninterest expense | $2,219,000 | 5,520 |
| Salaries and employee benefits | $1,177,000 | 5,296 |
| Premises and equipment expense | $439,000 | 4,194 |
| Additional noninterest expense | $603,000 | 6,520 |
| Pre-tax net operating income | $743,000 | 7,099 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $488,000 | 7,342 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $488,000 | 7,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,420 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $488,000 | 7,305 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 6,372 |
| Total interest expense | $1,669,000 | 6,421 |
| Net interest income | $2,617,000 | 6,235 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $386,000 | 6,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $2,122,000 | 5,912 |
| Salaries and employee benefits | $1,137,000 | 5,497 |
| Premises and equipment expense | $411,000 | 4,477 |
| Additional noninterest expense | $574,000 | 7,223 |
| Pre-tax net operating income | $801,000 | 6,863 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $253,000 | 6,490 |
| Income before extraordinary items | $548,000 | 6,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $548,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $548,000 | 6,981 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 6,872 |
| Total interest expense | $1,654,000 | 6,734 |
| Net interest income | $2,351,000 | 6,823 |
| Provision for loan and lease losses | $99,000 | 5,823 |
| Total noninterest income | $375,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $2,806,000 | 4,784 |
| Salaries and employee benefits | $1,299,000 | 4,886 |
| Premises and equipment expense | $494,000 | 3,901 |
| Additional noninterest expense | $1,013,000 | 4,870 |
| Pre-tax net operating income | $-179,000 | 12,681 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $-45,000 | 12,882 |
| Income before extraordinary items | $-88,000 | 12,649 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $-13,000 | 12,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 13,173 |
| Net operating income | $-118,360 | 12,584 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 7,020 |
| Total interest expense | $1,823,000 | 7,561 |
| Net interest income | $2,572,000 | 6,451 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $2,273,000 | 5,756 |
| Salaries and employee benefits | $1,088,000 | 5,631 |
| Premises and equipment expense | $482,000 | 4,104 |
| Additional noninterest expense | $703,000 | 6,723 |
| Pre-tax net operating income | $449,000 | 8,811 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $296,000 | 9,387 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $296,000 | 9,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-44,000 | 13,810 |
| Net operating income | $296,000 | 8,988 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.