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The Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,382,0001,867
Total interest expense$5,733,0001,871
Net interest income$14,649,0001,845
Provision for loan and lease losses$-26,0004,236
Total noninterest income$3,324,0001,533
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,086,000938
Trading account gains and feesNANA
Additional Noninterest Income$2,238,0001,520
Total noninterest expense$13,857,0001,631
Salaries and employee benefits$7,734,0001,648
Premises and equipment expense$1,570,0001,484
Additional noninterest expense$2,238,0001,520
Pre-tax net operating income$4,142,0002,138
Securities gains (losses)$0988
Applicable income taxes$-68,0004,402
Income before extraordinary items$4,210,0001,930
Extraordinary gains, net$054
Net income$4,210,0001,953
Minority interest net income$088
Net income of bank and minority interests.$4,210,0001,933
Net charge-offs$-26,0004,053
Cash dividends$947,0002,236
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,210,0001,961
2023-09-30 (YTD Data)Rank
Total interest income$14,982,0001,859
Total interest expense$4,032,0001,818
Net interest income$10,950,0001,861
Provision for loan and lease losses$-45,0004,324
Total noninterest income$2,490,0001,535
Gross Fiduciary activities income$0950
Service charges on deposit accounts$814,000938
Trading account gains and feesNANA
Additional Noninterest Income$1,676,0001,503
Total noninterest expense$9,690,0001,711
Salaries and employee benefits$5,238,0001,772
Premises and equipment expense$1,050,0001,614
Additional noninterest expense$1,676,0001,503
Pre-tax net operating income$3,795,0001,947
Securities gains (losses)$0849
Applicable income taxes$-81,0004,489
Income before extraordinary items$3,876,0001,750
Extraordinary gains, net$052
Net income$3,876,0001,764
Minority interest net income$081
Net income of bank and minority interests.$3,876,0001,750
Net charge-offs$-45,0004,195
Cash dividends$947,0001,737
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,876,0001,771
2023-06-30 (YTD Data)Rank
Total interest income$9,800,0001,854
Total interest expense$2,542,0001,729
Net interest income$7,258,0001,882
Provision for loan and lease losses$5,0002,837
Total noninterest income$1,619,0001,486
Gross Fiduciary activities income$0931
Service charges on deposit accounts$535,000930
Trading account gains and feesNANA
Additional Noninterest Income$1,084,0001,459
Total noninterest expense$6,274,0001,743
Salaries and employee benefits$3,453,0001,782
Premises and equipment expense$649,0001,707
Additional noninterest expense$1,084,0001,457
Pre-tax net operating income$2,598,0001,917
Securities gains (losses)$0938
Applicable income taxes$-80,0004,550
Income before extraordinary items$2,678,0001,708
Extraordinary gains, net$051
Net income$2,678,0001,728
Minority interest net income$081
Net income of bank and minority interests.$2,678,0001,708
Net charge-offs$5,0002,026
Cash dividends$622,0001,769
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,678,0001,715
2023-03-31 (YTD Data)Rank
Total interest income$4,815,0001,859
Total interest expense$1,189,0001,641
Net interest income$3,626,0001,893
Provision for loan and lease losses$-4,0004,423
Total noninterest income$805,0001,487
Gross Fiduciary activities income$0913
Service charges on deposit accounts$269,000956
Trading account gains and feesNANA
Additional Noninterest Income$536,0001,469
Total noninterest expense$2,956,0001,849
Salaries and employee benefits$1,631,0001,882
Premises and equipment expense$329,0001,727
Additional noninterest expense$536,0001,469
Pre-tax net operating income$1,479,0001,809
Securities gains (losses)$0950
Applicable income taxes$-80,0004,580
Income before extraordinary items$1,559,0001,558
Extraordinary gains, net$04
Net income$1,559,0001,558
Minority interest net income$048
Net income of bank and minority interests.$1,559,0001,558
Net charge-offs$-4,0003,763
Cash dividends$300,0001,564
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,559,0001,577
2022-12-31 (YTD Data)Rank
Total interest income$16,531,0001,815
Total interest expense$2,069,0001,562
Net interest income$14,462,0001,836
Provision for loan and lease losses$-104,0004,366
Total noninterest income$3,285,0001,551
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,050,000977
Trading account gains and feesNANA
Additional Noninterest Income$2,235,0001,524
Total noninterest expense$11,988,0001,778
Salaries and employee benefits$6,800,0001,789
Premises and equipment expense$1,374,0001,635
Additional noninterest expense$2,235,0001,524
Pre-tax net operating income$5,863,0001,852
Securities gains (losses)$-1,739,0004,535
Applicable income taxes$03,596
Income before extraordinary items$4,124,0002,063
Extraordinary gains, net$05
Net income$4,124,0002,062
Minority interest net income$063
Net income of bank and minority interests.$4,124,0002,062
Net charge-offs$-104,0004,287
Cash dividends$1,517,0001,737
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,863,0001,680
2022-09-30 (YTD Data)Rank
Total interest income$11,622,0001,854
Total interest expense$1,106,0001,644
Net interest income$10,516,0001,849
Provision for loan and lease losses$-89,0004,444
Total noninterest income$2,472,0001,565
Gross Fiduciary activities income$0968
Service charges on deposit accounts$784,000990
Trading account gains and feesNANA
Additional Noninterest Income$1,688,0001,537
Total noninterest expense$8,147,0001,893
Salaries and employee benefits$4,651,0001,901
Premises and equipment expense$894,0001,832
Additional noninterest expense$1,688,0001,537
Pre-tax net operating income$4,930,0001,715
Securities gains (losses)$-1,739,0004,614
Applicable income taxes$03,603
Income before extraordinary items$3,191,0002,017
Extraordinary gains, net$04
Net income$3,191,0002,016
Minority interest net income$057
Net income of bank and minority interests.$3,191,0002,016
Net charge-offs$-89,0004,261
Cash dividends$1,413,0001,402
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,930,0001,533
2022-06-30 (YTD Data)Rank
Total interest income$7,502,0001,844
Total interest expense$627,0001,668
Net interest income$6,875,0001,838
Provision for loan and lease losses$-74,0004,451
Total noninterest income$1,669,0001,544
Gross Fiduciary activities income$0925
Service charges on deposit accounts$523,000979
Trading account gains and feesNANA
Additional Noninterest Income$1,146,0001,541
Total noninterest expense$4,956,0002,002
Salaries and employee benefits$2,942,0001,971
Premises and equipment expense$563,0001,911
Additional noninterest expense$1,451,0002,053
Pre-tax net operating income$3,662,0001,501
Securities gains (losses)$-1,739,0004,666
Applicable income taxes$03,564
Income before extraordinary items$1,923,0002,039
Extraordinary gains, net$04
Net income$1,923,0002,039
Minority interest net income$060
Net income of bank and minority interests.$1,923,0002,039
Net charge-offs$-74,0004,311
Cash dividends$1,151,0001,239
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,662,0001,330
2022-03-31 (YTD Data)Rank
Total interest income$3,702,0001,818
Total interest expense$304,0001,656
Net interest income$3,398,0001,815
Provision for loan and lease losses$-68,0004,488
Total noninterest income$801,0001,579
Gross Fiduciary activities income$0892
Service charges on deposit accounts$257,000986
Trading account gains and feesNANA
Additional Noninterest Income$544,0001,589
Total noninterest expense$2,382,0002,042
Salaries and employee benefits$1,414,0002,015
Premises and equipment expense$295,0001,862
Additional noninterest expense$673,0002,140
Pre-tax net operating income$1,885,0001,404
Securities gains (losses)$-1,739,0004,740
Applicable income taxes$03,450
Income before extraordinary items$146,0003,868
Extraordinary gains, net$04
Net income$146,0003,866
Minority interest net income$050
Net income of bank and minority interests.$146,0003,868
Net charge-offs$-68,0004,471
Cash dividends$701,000970
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,885,0001,258
2021-12-31 (YTD Data)Rank
Total interest income$16,115,0001,761
Total interest expense$1,301,0001,842
Net interest income$14,814,0001,739
Provision for loan and lease losses$-61,0004,203
Total noninterest income$2,997,0001,800
Gross Fiduciary activities income$0994
Service charges on deposit accounts$967,0001,002
Trading account gains and feesNANA
Additional Noninterest Income$2,030,0001,888
Total noninterest expense$10,276,0001,943
Salaries and employee benefits$5,940,0001,947
Premises and equipment expense$1,239,0001,785
Additional noninterest expense$3,097,0001,929
Pre-tax net operating income$7,596,0001,542
Securities gains (losses)$-82,0004,628
Applicable income taxes$03,710
Income before extraordinary items$7,514,0001,414
Extraordinary gains, net$010
Net income$7,514,0001,414
Minority interest net income$074
Net income of bank and minority interests.$7,514,0001,414
Net charge-offs$-61,0004,197
Cash dividends$5,443,000747
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,596,0001,374
2021-09-30 (YTD Data)Rank
Total interest income$12,286,0001,774
Total interest expense$1,018,0001,874
Net interest income$11,268,0001,749
Provision for loan and lease losses$-68,0004,359
Total noninterest income$2,258,0001,847
Gross Fiduciary activities income$0957
Service charges on deposit accounts$713,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$1,545,0001,924
Total noninterest expense$7,426,0001,995
Salaries and employee benefits$4,118,0002,054
Premises and equipment expense$924,0001,817
Additional noninterest expense$2,384,0001,890
Pre-tax net operating income$6,168,0001,518
Securities gains (losses)$-64,0004,757
Applicable income taxes$03,719
Income before extraordinary items$6,104,0001,377
Extraordinary gains, net$08
Net income$6,104,0001,377
Minority interest net income$069
Net income of bank and minority interests.$6,104,0001,377
Net charge-offs$-68,0004,322
Cash dividends$3,103,000829
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,168,0001,350
2021-06-30 (YTD Data)Rank
Total interest income$8,513,0001,713
Total interest expense$711,0001,873
Net interest income$7,802,0001,692
Provision for loan and lease losses$-61,0004,457
Total noninterest income$1,475,0001,823
Gross Fiduciary activities income$0951
Service charges on deposit accounts$450,0001,014
Trading account gains and feesNANA
Additional Noninterest Income$1,025,0001,877
Total noninterest expense$4,752,0002,052
Salaries and employee benefits$2,698,0002,072
Premises and equipment expense$595,0001,846
Additional noninterest expense$1,459,0002,013
Pre-tax net operating income$4,586,0001,386
Securities gains (losses)$-12,0004,663
Applicable income taxes$03,702
Income before extraordinary items$4,574,0001,268
Extraordinary gains, net$06
Net income$4,574,0001,268
Minority interest net income$067
Net income of bank and minority interests.$4,574,0001,268
Net charge-offs$-61,0004,421
Cash dividends$2,068,000821
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,586,0001,239
2021-03-31 (YTD Data)Rank
Total interest income$4,154,0001,754
Total interest expense$361,0001,931
Net interest income$3,793,0001,715
Provision for loan and lease losses$14,0002,434
Total noninterest income$722,0001,839
Gross Fiduciary activities income$0922
Service charges on deposit accounts$240,000948
Trading account gains and feesNANA
Additional Noninterest Income$482,0001,958
Total noninterest expense$2,271,0002,088
Salaries and employee benefits$1,335,0002,077
Premises and equipment expense$246,0002,085
Additional noninterest expense$690,0002,055
Pre-tax net operating income$2,230,0001,409
Securities gains (losses)$-12,0004,681
Applicable income taxes$03,613
Income before extraordinary items$2,218,0001,291
Extraordinary gains, net$03
Net income$2,218,0001,291
Minority interest net income$055
Net income of bank and minority interests.$2,218,0001,291
Net charge-offs$14,0001,259
Cash dividends$1,034,000727
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,230,0001,256
2020-12-31 (YTD Data)Rank
Total interest income$16,202,0001,769
Total interest expense$1,816,0002,095
Net interest income$14,386,0001,706
Provision for loan and lease losses$1,236,0001,408
Total noninterest income$2,729,0001,815
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$950,000994
Trading account gains and feesNANA
Additional Noninterest Income$1,779,0001,915
Total noninterest expense$9,762,0001,992
Salaries and employee benefits$5,657,0001,979
Premises and equipment expense$1,129,0001,874
Additional noninterest expense$2,976,0001,924
Pre-tax net operating income$6,117,0001,537
Securities gains (losses)$204,0001,028
Applicable income taxes$03,697
Income before extraordinary items$6,321,0001,365
Extraordinary gains, net$04
Net income$6,321,0001,366
Minority interest net income$072
Net income of bank and minority interests.$6,321,0001,366
Net charge-offs$1,222,000573
Cash dividends$5,670,000689
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,117,0001,365
2020-09-30 (YTD Data)Rank
Total interest income$12,515,0001,742
Total interest expense$1,446,0002,088
Net interest income$11,069,0001,663
Provision for loan and lease losses$205,0002,736
Total noninterest income$2,026,0001,783
Gross Fiduciary activities income$0981
Service charges on deposit accounts$694,0001,009
Trading account gains and feesNANA
Additional Noninterest Income$1,332,0001,867
Total noninterest expense$6,939,0002,042
Salaries and employee benefits$3,885,0002,079
Premises and equipment expense$781,0001,972
Additional noninterest expense$2,273,0001,887
Pre-tax net operating income$5,951,0001,220
Securities gains (losses)$133,0001,087
Applicable income taxes$03,696
Income before extraordinary items$6,084,0001,097
Extraordinary gains, net$04
Net income$6,084,0001,097
Minority interest net income$065
Net income of bank and minority interests.$6,084,0001,097
Net charge-offs$205,0001,251
Cash dividends$3,352,000761
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,951,0001,076
2020-06-30 (YTD Data)Rank
Total interest income$8,517,0001,732
Total interest expense$1,025,0002,112
Net interest income$7,492,0001,641
Provision for loan and lease losses$162,0002,587
Total noninterest income$1,313,0001,749
Gross Fiduciary activities income$0970
Service charges on deposit accounts$450,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$863,0001,819
Total noninterest expense$4,476,0002,087
Salaries and employee benefits$2,587,0002,086
Premises and equipment expense$520,0001,976
Additional noninterest expense$1,369,0002,030
Pre-tax net operating income$4,167,0001,135
Securities gains (losses)$95,0001,009
Applicable income taxes$03,655
Income before extraordinary items$4,262,000988
Extraordinary gains, net$04
Net income$4,262,000988
Minority interest net income$065
Net income of bank and minority interests.$4,262,000988
Net charge-offs$162,0001,112
Cash dividends$2,313,000722
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,167,000980
2020-03-31 (YTD Data)Rank
Total interest income$4,105,0001,778
Total interest expense$593,0002,068
Net interest income$3,512,0001,708
Provision for loan and lease losses$91,0002,041
Total noninterest income$702,0001,597
Gross Fiduciary activities income$0941
Service charges on deposit accounts$282,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$420,0001,680
Total noninterest expense$2,404,0002,009
Salaries and employee benefits$1,316,0002,067
Premises and equipment expense$312,0001,768
Additional noninterest expense$776,0001,868
Pre-tax net operating income$1,719,0001,188
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,719,0001,061
Extraordinary gains, net$04
Net income$1,719,0001,060
Minority interest net income$056
Net income of bank and minority interests.$1,719,0001,061
Net charge-offs$91,000924
Cash dividends$1,274,000695
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,719,0001,046
2019-12-31 (YTD Data)Rank
Total interest income$16,671,0001,773
Total interest expense$2,614,0001,985
Net interest income$14,057,0001,700
Provision for loan and lease losses$500,0001,469
Total noninterest income$2,977,0001,572
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,181,000996
Trading account gains and feesNANA
Additional Noninterest Income$1,796,0001,636
Total noninterest expense$10,091,0001,912
Salaries and employee benefits$5,749,0001,908
Premises and equipment expense$1,173,0001,823
Additional noninterest expense$3,169,0001,825
Pre-tax net operating income$6,443,0001,459
Securities gains (losses)$-126,0005,097
Applicable income taxes$03,859
Income before extraordinary items$6,317,0001,340
Extraordinary gains, net$011
Net income$6,317,0001,342
Minority interest net income$076
Net income of bank and minority interests.$6,317,0001,343
Net charge-offs$500,0001,031
Cash dividends$5,031,000785
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,443,0001,299
2019-09-30 (YTD Data)Rank
Total interest income$12,545,0001,790
Total interest expense$2,010,0001,962
Net interest income$10,535,0001,717
Provision for loan and lease losses$471,0001,211
Total noninterest income$2,208,0001,577
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$890,000984
Trading account gains and feesNANA
Additional Noninterest Income$1,318,0001,645
Total noninterest expense$7,293,0001,971
Salaries and employee benefits$4,031,0002,008
Premises and equipment expense$825,0001,922
Additional noninterest expense$2,437,0001,791
Pre-tax net operating income$4,979,0001,447
Securities gains (losses)$-115,0005,169
Applicable income taxes$03,902
Income before extraordinary items$4,864,0001,336
Extraordinary gains, net$011
Net income$4,864,0001,337
Minority interest net income$072
Net income of bank and minority interests.$4,864,0001,338
Net charge-offs$471,000789
Cash dividends$2,940,000907
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,979,0001,290
2019-06-30 (YTD Data)Rank
Total interest income$8,282,0001,800
Total interest expense$1,346,0001,937
Net interest income$6,936,0001,735
Provision for loan and lease losses$167,0001,720
Total noninterest income$1,435,0001,575
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$573,0001,004
Trading account gains and feesNANA
Additional Noninterest Income$862,0001,628
Total noninterest expense$4,744,0002,016
Salaries and employee benefits$2,657,0002,020
Premises and equipment expense$550,0001,932
Additional noninterest expense$1,537,0001,898
Pre-tax net operating income$3,460,0001,383
Securities gains (losses)$-175,0005,237
Applicable income taxes$03,901
Income before extraordinary items$3,285,0001,296
Extraordinary gains, net$011
Net income$3,285,0001,296
Minority interest net income$069
Net income of bank and minority interests.$3,285,0001,296
Net charge-offs$167,0001,106
Cash dividends$1,960,000906
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,460,0001,223
2019-03-31 (YTD Data)Rank
Total interest income$4,099,0001,822
Total interest expense$662,0001,916
Net interest income$3,437,0001,755
Provision for loan and lease losses$24,0002,664
Total noninterest income$680,0001,599
Gross Fiduciary activities income$0972
Service charges on deposit accounts$271,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$409,0001,640
Total noninterest expense$2,328,0002,046
Salaries and employee benefits$1,329,0002,042
Premises and equipment expense$285,0001,898
Additional noninterest expense$714,0001,993
Pre-tax net operating income$1,765,0001,336
Securities gains (losses)$-155,0005,314
Applicable income taxes$03,800
Income before extraordinary items$1,610,0001,291
Extraordinary gains, net$05
Net income$1,610,0001,290
Minority interest net income$052
Net income of bank and minority interests.$1,610,0001,290
Net charge-offs$24,0001,615
Cash dividends$980,000864
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,765,0001,181
2018-12-31 (YTD Data)Rank
Total interest income$15,887,0001,781
Total interest expense$2,134,0001,854
Net interest income$13,753,0001,733
Provision for loan and lease losses$6,0004,008
Total noninterest income$3,084,0001,513
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,217,000979
Trading account gains and feesNANA
Additional Noninterest Income$1,867,0001,565
Total noninterest expense$10,527,0001,822
Salaries and employee benefits$5,916,0001,837
Premises and equipment expense$1,166,0001,846
Additional noninterest expense$3,445,0001,694
Pre-tax net operating income$6,304,0001,457
Securities gains (losses)$-202,0005,151
Applicable income taxes$03,978
Income before extraordinary items$6,102,0001,341
Extraordinary gains, net$06
Net income$6,102,0001,339
Minority interest net income$072
Net income of bank and minority interests.$6,102,0001,340
Net charge-offs$206,0001,628
Cash dividends$5,031,000728
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,304,0001,296
2018-09-30 (YTD Data)Rank
Total interest income$11,803,0001,774
Total interest expense$1,520,0001,858
Net interest income$10,283,0001,737
Provision for loan and lease losses$-118,0005,297
Total noninterest income$2,323,0001,524
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$899,000989
Trading account gains and feesNANA
Additional Noninterest Income$1,424,0001,564
Total noninterest expense$7,644,0001,865
Salaries and employee benefits$4,099,0001,952
Premises and equipment expense$828,0001,918
Additional noninterest expense$2,717,0001,632
Pre-tax net operating income$5,080,0001,406
Securities gains (losses)$-70,0005,185
Applicable income taxes$04,032
Income before extraordinary items$5,010,0001,274
Extraordinary gains, net$05
Net income$5,010,0001,271
Minority interest net income$066
Net income of bank and minority interests.$5,010,0001,273
Net charge-offs$82,0001,877
Cash dividends$2,940,000798
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,080,0001,250
2018-06-30 (YTD Data)Rank
Total interest income$7,811,0001,770
Total interest expense$993,0001,786
Net interest income$6,818,0001,751
Provision for loan and lease losses$-73,0005,363
Total noninterest income$1,540,0001,534
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$588,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$952,0001,575
Total noninterest expense$5,096,0001,884
Salaries and employee benefits$2,741,0001,953
Premises and equipment expense$566,0001,904
Additional noninterest expense$1,789,0001,661
Pre-tax net operating income$3,335,0001,400
Securities gains (losses)$-58,0005,281
Applicable income taxes$04,018
Income before extraordinary items$3,277,0001,264
Extraordinary gains, net$06
Net income$3,277,0001,263
Minority interest net income$065
Net income of bank and minority interests.$3,277,0001,263
Net charge-offs$-73,0005,121
Cash dividends$1,960,000791
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,335,0001,236
2018-03-31 (YTD Data)Rank
Total interest income$3,702,0001,835
Total interest expense$467,0001,798
Net interest income$3,235,0001,805
Provision for loan and lease losses$-31,0005,442
Total noninterest income$771,0001,519
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$295,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$476,0001,533
Total noninterest expense$2,383,0002,003
Salaries and employee benefits$1,303,0002,064
Premises and equipment expense$277,0001,968
Additional noninterest expense$803,0001,814
Pre-tax net operating income$1,654,0001,387
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,654,0001,228
Extraordinary gains, net$07
Net income$1,654,0001,228
Minority interest net income$052
Net income of bank and minority interests.$1,654,0001,228
Net charge-offs$-31,0005,106
Cash dividends$980,000748
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,654,0001,216
2017-12-31 (YTD Data)Rank
Total interest income$14,894,0001,778
Total interest expense$1,541,0001,874
Net interest income$13,353,0001,743
Provision for loan and lease losses$-611,0005,551
Total noninterest income$3,196,0001,513
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,289,000947
Trading account gains and feesNANA
Additional Noninterest Income$1,907,0001,578
Total noninterest expense$10,488,0001,834
Salaries and employee benefits$5,940,0001,836
Premises and equipment expense$1,132,0001,937
Additional noninterest expense$3,416,0001,750
Pre-tax net operating income$6,672,0001,359
Securities gains (losses)$-135,0005,459
Applicable income taxes$04,135
Income before extraordinary items$6,537,0001,089
Extraordinary gains, net$09
Net income$6,537,0001,089
Minority interest net income$076
Net income of bank and minority interests.$6,537,0001,089
Net charge-offs$-61,0005,189
Cash dividends$4,731,000714
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,672,0001,055
2017-09-30 (YTD Data)Rank
Total interest income$11,024,0001,803
Total interest expense$1,144,0001,875
Net interest income$9,880,0001,766
Provision for loan and lease losses$-117,0005,538
Total noninterest income$2,401,0001,523
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$965,000948
Trading account gains and feesNANA
Additional Noninterest Income$1,436,0001,598
Total noninterest expense$7,540,0001,901
Salaries and employee benefits$4,183,0001,926
Premises and equipment expense$781,0002,049
Additional noninterest expense$2,576,0001,731
Pre-tax net operating income$4,858,0001,398
Securities gains (losses)$-79,0005,620
Applicable income taxes$04,172
Income before extraordinary items$4,779,0001,206
Extraordinary gains, net$09
Net income$4,779,0001,206
Minority interest net income$071
Net income of bank and minority interests.$4,779,0001,206
Net charge-offs$-117,0005,382
Cash dividends$2,940,000783
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,858,0001,167
2017-06-30 (YTD Data)Rank
Total interest income$7,388,0001,772
Total interest expense$744,0001,881
Net interest income$6,644,0001,737
Provision for loan and lease losses$-40,0005,579
Total noninterest income$1,568,0001,546
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$632,000957
Trading account gains and feesNANA
Additional Noninterest Income$936,0001,611
Total noninterest expense$4,986,0001,921
Salaries and employee benefits$2,813,0001,925
Premises and equipment expense$518,0002,063
Additional noninterest expense$1,655,0001,776
Pre-tax net operating income$3,266,0001,372
Securities gains (losses)$-154,0005,727
Applicable income taxes$04,189
Income before extraordinary items$3,112,0001,209
Extraordinary gains, net$011
Net income$3,112,0001,208
Minority interest net income$071
Net income of bank and minority interests.$3,112,0001,209
Net charge-offs$-40,0005,227
Cash dividends$1,960,000793
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,266,0001,146
2017-03-31 (YTD Data)Rank
Total interest income$3,543,0001,835
Total interest expense$348,0001,961
Net interest income$3,195,0001,791
Provision for loan and lease losses$-25,0005,684
Total noninterest income$779,0001,539
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$317,000951
Trading account gains and feesNANA
Additional Noninterest Income$462,0001,606
Total noninterest expense$2,504,0001,920
Salaries and employee benefits$1,387,0001,970
Premises and equipment expense$263,0002,065
Additional noninterest expense$854,0001,737
Pre-tax net operating income$1,495,0001,444
Securities gains (losses)$-36,0005,751
Applicable income taxes$04,086
Income before extraordinary items$1,459,0001,248
Extraordinary gains, net$08
Net income$1,459,0001,247
Minority interest net income$055
Net income of bank and minority interests.$1,459,0001,248
Net charge-offs$-25,0005,330
Cash dividends$980,000759
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,495,0001,202
2016-12-31 (YTD Data)Rank
Total interest income$14,152,0001,788
Total interest expense$1,136,0002,222
Net interest income$13,016,0001,723
Provision for loan and lease losses$-31,0005,506
Total noninterest income$3,123,0001,595
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,256,000977
Trading account gains and fees$0170
Additional Noninterest Income$1,867,0001,658
Total noninterest expense$10,222,0001,866
Salaries and employee benefits$5,848,0001,828
Premises and equipment expense$1,191,0001,877
Additional noninterest expense$3,183,0001,875
Pre-tax net operating income$5,948,0001,407
Securities gains (losses)$127,0001,171
Applicable income taxes$04,278
Income before extraordinary items$6,075,0001,185
Extraordinary gains, net$05
Net income$6,075,0001,184
Minority interest net income$082
Net income of bank and minority interests.$6,075,0001,184
Net charge-offs$-31,0005,226
Cash dividends$5,030,000659
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,948,0001,177
2016-09-30 (YTD Data)Rank
Total interest income$10,600,0001,793
Total interest expense$838,0002,246
Net interest income$9,762,0001,729
Provision for loan and lease losses$-499,0005,848
Total noninterest income$2,347,0001,598
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$935,000983
Trading account gains and fees$0169
Additional Noninterest Income$1,412,0001,647
Total noninterest expense$7,388,0001,932
Salaries and employee benefits$4,105,0001,937
Premises and equipment expense$818,0002,009
Additional noninterest expense$2,465,0001,817
Pre-tax net operating income$5,220,0001,275
Securities gains (losses)$69,0001,528
Applicable income taxes$04,325
Income before extraordinary items$5,289,0001,064
Extraordinary gains, net$05
Net income$5,289,0001,064
Minority interest net income$071
Net income of bank and minority interests.$5,289,0001,064
Net charge-offs$-699,0005,896
Cash dividends$2,940,000786
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,220,0001,045
2016-06-30 (YTD Data)Rank
Total interest income$7,038,0001,803
Total interest expense$569,0002,225
Net interest income$6,469,0001,743
Provision for loan and lease losses$-629,0005,989
Total noninterest income$1,556,0001,582
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$605,0001,000
Trading account gains and fees$0157
Additional Noninterest Income$951,0001,610
Total noninterest expense$4,821,0001,979
Salaries and employee benefits$2,692,0001,970
Premises and equipment expense$510,0002,122
Additional noninterest expense$1,619,0001,853
Pre-tax net operating income$3,833,0001,148
Securities gains (losses)$34,0001,678
Applicable income taxes$04,338
Income before extraordinary items$3,867,000942
Extraordinary gains, net$016
Net income$3,867,000941
Minority interest net income$071
Net income of bank and minority interests.$3,867,000941
Net charge-offs$-629,0005,992
Cash dividends$1,960,000785
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,833,000919
2016-03-31 (YTD Data)Rank
Total interest income$3,485,0001,829
Total interest expense$289,0002,201
Net interest income$3,196,0001,759
Provision for loan and lease losses$-284,0006,040
Total noninterest income$798,0001,522
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$312,000968
Trading account gains and fees$0142
Additional Noninterest Income$486,0001,533
Total noninterest expense$2,379,0002,009
Salaries and employee benefits$1,270,0002,079
Premises and equipment expense$259,0002,103
Additional noninterest expense$850,0001,756
Pre-tax net operating income$1,899,0001,133
Securities gains (losses)$-79,0006,076
Applicable income taxes$04,259
Income before extraordinary items$1,820,000986
Extraordinary gains, net$012
Net income$1,820,000987
Minority interest net income$062
Net income of bank and minority interests.$1,820,000987
Net charge-offs$-284,0006,033
Cash dividends$980,000768
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,899,000908
2015-12-31 (YTD Data)Rank
Total interest income$14,174,0001,742
Total interest expense$1,206,0002,109
Net interest income$12,968,0001,685
Provision for loan and lease losses$517,0001,314
Total noninterest income$3,898,0001,319
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,294,000967
Trading account gains and fees$0159
Additional Noninterest Income$2,604,0001,276
Total noninterest expense$10,223,0001,853
Salaries and employee benefits$5,662,0001,844
Premises and equipment expense$1,167,0001,933
Additional noninterest expense$3,394,0001,789
Pre-tax net operating income$6,126,0001,340
Securities gains (losses)$-3,0005,742
Applicable income taxes$04,402
Income before extraordinary items$6,123,0001,143
Extraordinary gains, net$023
Net income$6,123,0001,143
Minority interest net income$081
Net income of bank and minority interests.$6,123,0001,143
Net charge-offs$717,000877
Cash dividends$4,378,000733
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,126,0001,119
2015-09-30 (YTD Data)Rank
Total interest income$10,633,0001,757
Total interest expense$917,0002,110
Net interest income$9,716,0001,705
Provision for loan and lease losses$435,0001,164
Total noninterest income$3,117,0001,296
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$971,000973
Trading account gains and fees$0153
Additional Noninterest Income$2,146,0001,222
Total noninterest expense$7,231,0001,962
Salaries and employee benefits$3,866,0002,010
Premises and equipment expense$810,0002,079
Additional noninterest expense$2,555,0001,767
Pre-tax net operating income$5,167,0001,237
Securities gains (losses)$-12,0006,015
Applicable income taxes$04,489
Income before extraordinary items$5,155,0001,034
Extraordinary gains, net$021
Net income$5,155,0001,034
Minority interest net income$078
Net income of bank and minority interests.$5,155,0001,034
Net charge-offs$635,000728
Cash dividends$2,940,000739
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,167,0001,003
2015-06-30 (YTD Data)Rank
Total interest income$7,154,0001,750
Total interest expense$623,0002,092
Net interest income$6,531,0001,696
Provision for loan and lease losses$-5,0005,938
Total noninterest income$2,335,0001,202
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$644,000969
Trading account gains and fees$0157
Additional Noninterest Income$1,691,0001,094
Total noninterest expense$4,928,0001,933
Salaries and employee benefits$2,574,0002,026
Premises and equipment expense$544,0002,082
Additional noninterest expense$1,810,0001,679
Pre-tax net operating income$3,943,0001,101
Securities gains (losses)$-2,0005,970
Applicable income taxes$04,497
Income before extraordinary items$3,941,000905
Extraordinary gains, net$022
Net income$3,941,000904
Minority interest net income$075
Net income of bank and minority interests.$3,941,000905
Net charge-offs$-5,0005,028
Cash dividends$1,960,000729
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,943,000876
2015-03-31 (YTD Data)Rank
Total interest income$3,558,0001,750
Total interest expense$314,0002,091
Net interest income$3,244,0001,701
Provision for loan and lease losses$-11,0006,105
Total noninterest income$1,558,000946
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$331,000932
Trading account gains and fees$0152
Additional Noninterest Income$1,227,000799
Total noninterest expense$2,584,0001,840
Salaries and employee benefits$1,314,0001,999
Premises and equipment expense$283,0002,034
Additional noninterest expense$987,0001,547
Pre-tax net operating income$2,229,000968
Securities gains (losses)$-2,0006,101
Applicable income taxes$04,400
Income before extraordinary items$2,227,000788
Extraordinary gains, net$013
Net income$2,227,000786
Minority interest net income$064
Net income of bank and minority interests.$2,227,000788
Net charge-offs$-11,0005,460
Cash dividends$980,000704
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,229,000760
2014-12-31 (YTD Data)Rank
Total interest income$15,309,0001,628
Total interest expense$1,436,0001,967
Net interest income$13,873,0001,592
Provision for loan and lease losses$136,0002,868
Total noninterest income$3,718,0001,344
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,629,000826
Trading account gains and fees$0180
Additional Noninterest Income$2,089,0001,407
Total noninterest expense$11,760,0001,632
Salaries and employee benefits$5,951,0001,736
Premises and equipment expense$1,402,0001,673
Additional noninterest expense$4,407,0001,443
Pre-tax net operating income$5,695,0001,363
Securities gains (losses)$9,0002,695
Applicable income taxes$04,531
Income before extraordinary items$5,704,0001,156
Extraordinary gains, net$017
Net income$5,704,0001,154
Minority interest net income$084
Net income of bank and minority interests.$5,704,0001,155
Net charge-offs$136,0002,876
Cash dividends$3,593,000802
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,695,0001,131
2014-09-30 (YTD Data)Rank
Total interest income$11,605,0001,614
Total interest expense$1,107,0001,942
Net interest income$10,498,0001,586
Provision for loan and lease losses$113,0002,679
Total noninterest income$2,805,0001,349
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,231,000822
Trading account gains and fees$0174
Additional Noninterest Income$1,574,0001,404
Total noninterest expense$8,663,0001,665
Salaries and employee benefits$4,257,0001,821
Premises and equipment expense$989,0001,780
Additional noninterest expense$3,417,0001,408
Pre-tax net operating income$4,527,0001,313
Securities gains (losses)$22,0001,969
Applicable income taxes$04,583
Income before extraordinary items$4,549,0001,098
Extraordinary gains, net$015
Net income$4,549,0001,097
Minority interest net income$081
Net income of bank and minority interests.$4,549,0001,097
Net charge-offs$113,0002,570
Cash dividends$1,961,000976
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,527,0001,074
2014-06-30 (YTD Data)Rank
Total interest income$7,850,0001,584
Total interest expense$755,0001,926
Net interest income$7,095,0001,563
Provision for loan and lease losses$-11,0006,227
Total noninterest income$1,824,0001,356
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$799,000832
Trading account gains and fees$0172
Additional Noninterest Income$1,025,0001,423
Total noninterest expense$5,848,0001,630
Salaries and employee benefits$2,885,0001,783
Premises and equipment expense$664,0001,783
Additional noninterest expense$2,299,0001,400
Pre-tax net operating income$3,082,0001,262
Securities gains (losses)$30,0001,445
Applicable income taxes$04,568
Income before extraordinary items$3,112,0001,035
Extraordinary gains, net$020
Net income$3,112,0001,034
Minority interest net income$080
Net income of bank and minority interests.$3,112,0001,036
Net charge-offs$-11,0005,696
Cash dividends$1,307,000932
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,082,0001,027
2014-03-31 (YTD Data)Rank
Total interest income$3,984,0001,551
Total interest expense$397,0001,876
Net interest income$3,587,0001,532
Provision for loan and lease losses$9,0003,423
Total noninterest income$924,0001,320
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$394,000825
Trading account gains and fees$0147
Additional Noninterest Income$530,0001,357
Total noninterest expense$2,971,0001,620
Salaries and employee benefits$1,403,0001,854
Premises and equipment expense$325,0001,848
Additional noninterest expense$1,243,0001,296
Pre-tax net operating income$1,531,0001,226
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,531,0001,021
Extraordinary gains, net$016
Net income$1,531,0001,022
Minority interest net income$066
Net income of bank and minority interests.$1,531,0001,022
Net charge-offs$9,0002,888
Cash dividends$653,000847
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,531,000999
2013-12-31 (YTD Data)Rank
Total interest income$15,215,0001,639
Total interest expense$1,931,0001,761
Net interest income$13,284,0001,625
Provision for loan and lease losses$961,0001,134
Total noninterest income$3,716,0001,384
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,737,000796
Trading account gains and fees$0184
Additional Noninterest Income$1,979,0001,521
Total noninterest expense$10,850,0001,776
Salaries and employee benefits$5,129,0001,992
Premises and equipment expense$1,386,0001,687
Additional noninterest expense$4,335,0001,521
Pre-tax net operating income$5,189,0001,391
Securities gains (losses)$-3,703,0006,792
Applicable income taxes$04,631
Income before extraordinary items$1,486,0003,179
Extraordinary gains, net$029
Net income$1,486,0003,181
Minority interest net income$090
Net income of bank and minority interests.$1,486,0003,182
Net charge-offs$-89,0006,506
Cash dividends$3,267,000815
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,189,0001,158
2013-09-30 (YTD Data)Rank
Total interest income$11,426,0001,647
Total interest expense$1,507,0001,745
Net interest income$9,919,0001,637
Provision for loan and lease losses$204,0002,554
Total noninterest income$2,823,0001,401
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,325,000794
Trading account gains and fees$0180
Additional Noninterest Income$1,498,0001,550
Total noninterest expense$8,031,0001,796
Salaries and employee benefits$4,094,0001,876
Premises and equipment expense$970,0001,813
Additional noninterest expense$2,967,0001,631
Pre-tax net operating income$4,507,0001,249
Securities gains (losses)$-264,0006,796
Applicable income taxes$04,713
Income before extraordinary items$4,243,0001,099
Extraordinary gains, net$025
Net income$4,243,0001,101
Minority interest net income$084
Net income of bank and minority interests.$4,243,0001,101
Net charge-offs$-96,0006,591
Cash dividends$3,267,000597
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,507,0001,013
2013-06-30 (YTD Data)Rank
Total interest income$7,463,0001,678
Total interest expense$1,065,0001,678
Net interest income$6,398,0001,675
Provision for loan and lease losses$-101,0006,691
Total noninterest income$1,821,0001,439
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$848,000810
Trading account gains and fees$0157
Additional Noninterest Income$973,0001,607
Total noninterest expense$5,352,0001,793
Salaries and employee benefits$2,832,0001,815
Premises and equipment expense$650,0001,802
Additional noninterest expense$1,870,0001,699
Pre-tax net operating income$2,968,0001,256
Securities gains (losses)$666,000286
Applicable income taxes$04,679
Income before extraordinary items$3,634,000860
Extraordinary gains, net$022
Net income$3,634,000861
Minority interest net income$082
Net income of bank and minority interests.$3,634,000862
Net charge-offs$-101,0006,691
Cash dividends$1,960,000642
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,968,0001,004
2013-03-31 (YTD Data)Rank
Total interest income$3,700,0001,705
Total interest expense$548,0001,685
Net interest income$3,152,0001,709
Provision for loan and lease losses$-69,0006,824
Total noninterest income$904,0001,449
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$420,000810
Trading account gains and fees$0148
Additional Noninterest Income$484,0001,613
Total noninterest expense$2,687,0001,803
Salaries and employee benefits$1,431,0001,824
Premises and equipment expense$323,0001,840
Additional noninterest expense$933,0001,712
Pre-tax net operating income$1,438,0001,268
Securities gains (losses)$663,000163
Applicable income taxes$04,602
Income before extraordinary items$2,101,000744
Extraordinary gains, net$010
Net income$2,101,000745
Minority interest net income$076
Net income of bank and minority interests.$2,101,000746
Net charge-offs$-69,0006,777
Cash dividends$980,000566
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,438,0001,013
2012-12-31 (YTD Data)Rank
Total interest income$15,476,0001,718
Total interest expense$2,329,0001,872
Net interest income$13,147,0001,686
Provision for loan and lease losses$-51,0006,857
Total noninterest income$4,082,0001,310
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,845,000773
Trading account gains and fees$0166
Additional Noninterest Income$2,237,0001,430
Total noninterest expense$10,948,0001,755
Salaries and employee benefits$5,656,0001,790
Premises and equipment expense$1,432,0001,642
Additional noninterest expense$3,860,0001,723
Pre-tax net operating income$6,332,0001,127
Securities gains (losses)$576,000831
Applicable income taxes$04,751
Income before extraordinary items$6,908,000861
Extraordinary gains, net$029
Net income$6,908,000861
Minority interest net income$093
Net income of bank and minority interests.$6,908,000861
Net charge-offs$349,0003,118
Cash dividends$5,880,000502
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,332,000893
2012-09-30 (YTD Data)Rank
Total interest income$11,626,0001,739
Total interest expense$1,763,0001,935
Net interest income$9,863,0001,698
Provision for loan and lease losses$-150,0007,050
Total noninterest income$2,921,0001,359
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,368,000784
Trading account gains and fees$0157
Additional Noninterest Income$1,553,0001,489
Total noninterest expense$7,833,0001,835
Salaries and employee benefits$3,904,0001,934
Premises and equipment expense$1,009,0001,760
Additional noninterest expense$2,920,0001,711
Pre-tax net operating income$5,101,0001,061
Securities gains (losses)$668,000601
Applicable income taxes$04,802
Income before extraordinary items$5,769,000791
Extraordinary gains, net$020
Net income$5,769,000789
Minority interest net income$086
Net income of bank and minority interests.$5,769,000791
Net charge-offs$250,0003,050
Cash dividends$3,267,000513
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,101,000837
2012-06-30 (YTD Data)Rank
Total interest income$7,731,0001,751
Total interest expense$1,196,0001,972
Net interest income$6,535,0001,707
Provision for loan and lease losses$-81,0007,096
Total noninterest income$1,975,0001,339
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$896,000786
Trading account gains and fees$0153
Additional Noninterest Income$1,079,0001,441
Total noninterest expense$5,401,0001,787
Salaries and employee benefits$2,599,0001,935
Premises and equipment expense$665,0001,781
Additional noninterest expense$2,137,0001,583
Pre-tax net operating income$3,190,0001,119
Securities gains (losses)$448,000622
Applicable income taxes$04,770
Income before extraordinary items$3,638,000832
Extraordinary gains, net$019
Net income$3,638,000831
Minority interest net income$084
Net income of bank and minority interests.$3,638,000832
Net charge-offs$319,0002,249
Cash dividends$1,960,000557
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,190,000903
2012-03-31 (YTD Data)Rank
Total interest income$3,857,0001,773
Total interest expense$611,0002,012
Net interest income$3,246,0001,720
Provision for loan and lease losses$-182,0007,225
Total noninterest income$1,040,0001,292
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$457,000766
Trading account gains and fees$0148
Additional Noninterest Income$583,0001,362
Total noninterest expense$2,810,0001,714
Salaries and employee benefits$1,292,0001,948
Premises and equipment expense$370,0001,606
Additional noninterest expense$1,148,0001,469
Pre-tax net operating income$1,658,0001,061
Securities gains (losses)$183,000638
Applicable income taxes$04,704
Income before extraordinary items$1,841,000814
Extraordinary gains, net$019
Net income$1,841,000813
Minority interest net income$078
Net income of bank and minority interests.$1,841,000815
Net charge-offs$218,0001,762
Cash dividends$980,000496
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,658,000854
2011-12-31 (YTD Data)Rank
Total interest income$16,282,0001,733
Total interest expense$2,767,0002,102
Net interest income$13,515,0001,646
Provision for loan and lease losses$-203,0007,288
Total noninterest income$3,785,0001,274
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,937,000754
Trading account gains and fees$0146
Additional Noninterest Income$1,848,0001,441
Total noninterest expense$11,864,0001,650
Salaries and employee benefits$5,723,0001,694
Premises and equipment expense$1,526,0001,622
Additional noninterest expense$4,615,0001,491
Pre-tax net operating income$5,639,0001,065
Securities gains (losses)$-7,0006,847
Applicable income taxes$04,719
Income before extraordinary items$5,632,000888
Extraordinary gains, net$029
Net income$5,632,000886
Minority interest net income$096
Net income of bank and minority interests.$5,632,000888
Net charge-offs$-103,0007,257
Cash dividends$4,703,000442
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,639,000857
2011-09-30 (YTD Data)Rank
Total interest income$12,366,0001,739
Total interest expense$2,139,0002,123
Net interest income$10,227,0001,641
Provision for loan and lease losses$-188,0007,368
Total noninterest income$2,780,0001,285
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,441,000760
Trading account gains and fees$0145
Additional Noninterest Income$1,339,0001,451
Total noninterest expense$8,593,0001,690
Salaries and employee benefits$3,938,0001,870
Premises and equipment expense$1,119,0001,686
Additional noninterest expense$3,536,0001,455
Pre-tax net operating income$4,602,0001,012
Securities gains (losses)$43,0002,413
Applicable income taxes$04,740
Income before extraordinary items$4,645,000825
Extraordinary gains, net$021
Net income$4,645,000824
Minority interest net income$087
Net income of bank and minority interests.$4,645,000825
Net charge-offs$-88,0007,309
Cash dividends$2,940,000461
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,602,000797
2011-06-30 (YTD Data)Rank
Total interest income$8,353,0001,735
Total interest expense$1,485,0002,117
Net interest income$6,868,0001,635
Provision for loan and lease losses$-114,0007,433
Total noninterest income$1,828,0001,306
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$927,000787
Trading account gains and fees$0153
Additional Noninterest Income$901,0001,442
Total noninterest expense$5,905,0001,658
Salaries and employee benefits$2,680,0001,836
Premises and equipment expense$748,0001,693
Additional noninterest expense$2,477,0001,417
Pre-tax net operating income$2,905,0001,037
Securities gains (losses)$-41,0007,211
Applicable income taxes$04,697
Income before extraordinary items$2,864,000869
Extraordinary gains, net$015
Net income$2,864,000869
Minority interest net income$089
Net income of bank and minority interests.$2,864,000869
Net charge-offs$-14,0007,086
Cash dividends$1,960,000441
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,905,000828
2011-03-31 (YTD Data)Rank
Total interest income$4,176,0001,740
Total interest expense$757,0002,161
Net interest income$3,419,0001,637
Provision for loan and lease losses$-79,0007,493
Total noninterest income$887,0001,327
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$456,000788
Trading account gains and fees$0158
Additional Noninterest Income$431,0001,490
Total noninterest expense$2,979,0001,664
Salaries and employee benefits$1,257,0001,953
Premises and equipment expense$391,0001,642
Additional noninterest expense$1,331,0001,318
Pre-tax net operating income$1,406,0001,058
Securities gains (losses)$-82,0007,379
Applicable income taxes$04,545
Income before extraordinary items$1,324,000921
Extraordinary gains, net$09
Net income$1,324,000920
Minority interest net income$086
Net income of bank and minority interests.$1,324,000921
Net charge-offs$21,0004,005
Cash dividends$980,000404
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,406,000848
2010-12-31 (YTD Data)Rank
Total interest income$18,667,0001,634
Total interest expense$4,363,0001,845
Net interest income$14,304,0001,564
Provision for loan and lease losses$1,040,0002,985
Total noninterest income$3,646,0001,354
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,109,000715
Trading account gains and fees$0175
Additional Noninterest Income$1,537,0001,673
Total noninterest expense$11,846,0001,674
Salaries and employee benefits$5,702,0001,708
Premises and equipment expense$1,743,0001,472
Additional noninterest expense$4,401,0001,636
Pre-tax net operating income$5,064,0001,021
Securities gains (losses)$-145,0007,258
Applicable income taxes$04,655
Income before extraordinary items$4,919,000898
Extraordinary gains, net$029
Net income$4,919,000899
Minority interest net income$0111
Net income of bank and minority interests.$4,919,000900
Net charge-offs$1,040,0002,634
Cash dividends$3,920,000425
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,064,000833
2010-09-30 (YTD Data)Rank
Total interest income$14,258,0001,639
Total interest expense$3,508,0001,808
Net interest income$10,750,0001,576
Provision for loan and lease losses$576,0003,310
Total noninterest income$2,686,0001,350
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,598,000724
Trading account gains and fees$0165
Additional Noninterest Income$1,088,0001,714
Total noninterest expense$8,668,0001,703
Salaries and employee benefits$4,160,0001,764
Premises and equipment expense$1,258,0001,546
Additional noninterest expense$3,250,0001,641
Pre-tax net operating income$4,192,000970
Securities gains (losses)$456,000797
Applicable income taxes$04,726
Income before extraordinary items$4,648,000753
Extraordinary gains, net$023
Net income$4,648,000750
Minority interest net income$0110
Net income of bank and minority interests.$4,648,000753
Net charge-offs$576,0002,884
Cash dividends$2,940,000375
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,192,000784
2010-06-30 (YTD Data)Rank
Total interest income$9,593,0001,650
Total interest expense$2,534,0001,750
Net interest income$7,059,0001,604
Provision for loan and lease losses$398,0003,207
Total noninterest income$1,770,0001,335
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,095,000699
Trading account gains and fees$0152
Additional Noninterest Income$675,0001,723
Total noninterest expense$5,833,0001,686
Salaries and employee benefits$2,830,0001,733
Premises and equipment expense$838,0001,568
Additional noninterest expense$2,165,0001,626
Pre-tax net operating income$2,598,0001,031
Securities gains (losses)$356,000620
Applicable income taxes$04,691
Income before extraordinary items$2,954,000760
Extraordinary gains, net$019
Net income$2,954,000756
Minority interest net income$0105
Net income of bank and minority interests.$2,954,000760
Net charge-offs$398,0002,714
Cash dividends$1,960,000365
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,598,000825
2010-03-31 (YTD Data)Rank
Total interest income$4,810,0001,678
Total interest expense$1,280,0001,812
Net interest income$3,530,0001,624
Provision for loan and lease losses$267,0002,589
Total noninterest income$806,0001,442
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$534,000723
Trading account gains and fees$0175
Additional Noninterest Income$272,0001,968
Total noninterest expense$3,001,0001,665
Salaries and employee benefits$1,526,0001,640
Premises and equipment expense$423,0001,594
Additional noninterest expense$1,052,0001,666
Pre-tax net operating income$1,068,0001,228
Securities gains (losses)$407,000297
Applicable income taxes$04,611
Income before extraordinary items$1,475,000751
Extraordinary gains, net$016
Net income$1,475,000754
Minority interest net income$091
Net income of bank and minority interests.$1,475,000755
Net charge-offs$267,0002,154
Cash dividends$980,000351
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,068,000996
2009-12-31 (YTD Data)Rank
Total interest income$21,520,0001,593
Total interest expense$5,587,0002,045
Net interest income$15,933,0001,388
Provision for loan and lease losses$2,125,0002,406
Total noninterest income$3,579,0001,418
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,629,000633
Trading account gains and fees$0211
Additional Noninterest Income$950,0002,210
Total noninterest expense$11,997,0001,694
Salaries and employee benefits$5,696,0001,741
Premises and equipment expense$1,732,0001,558
Additional noninterest expense$4,569,0001,629
Pre-tax net operating income$5,390,000783
Securities gains (losses)$843,000572
Applicable income taxes$04,388
Income before extraordinary items$6,233,000547
Extraordinary gains, net$034
Net income$6,233,000547
Minority interest net income$0115
Net income of bank and minority interests.$6,233,000548
Net charge-offs$925,0002,956
Cash dividends$4,638,000375
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,390,000625
2009-09-30 (YTD Data)Rank
Total interest income$16,479,0001,582
Total interest expense$4,335,0002,066
Net interest income$12,144,0001,368
Provision for loan and lease losses$1,755,0002,060
Total noninterest income$2,674,0001,448
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,944,000639
Trading account gains and fees$0212
Additional Noninterest Income$730,0002,241
Total noninterest expense$8,402,0001,808
Salaries and employee benefits$3,828,0001,940
Premises and equipment expense$1,233,0001,658
Additional noninterest expense$3,341,0001,621
Pre-tax net operating income$4,661,000734
Securities gains (losses)$439,000768
Applicable income taxes$04,592
Income before extraordinary items$5,100,000527
Extraordinary gains, net$027
Net income$5,100,000527
Minority interest net income$0118
Net income of bank and minority interests.$5,100,000528
Net charge-offs$555,0002,898
Cash dividends$2,287,000557
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,661,000574
2009-06-30 (YTD Data)Rank
Total interest income$10,980,0001,619
Total interest expense$2,968,0002,111
Net interest income$8,012,0001,387
Provision for loan and lease losses$987,0002,083
Total noninterest income$1,760,0001,466
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,252,000665
Trading account gains and fees$0193
Additional Noninterest Income$508,0002,201
Total noninterest expense$5,446,0001,890
Salaries and employee benefits$2,489,0002,027
Premises and equipment expense$838,0001,657
Additional noninterest expense$2,119,0001,720
Pre-tax net operating income$3,339,000692
Securities gains (losses)$192,0001,038
Applicable income taxes$04,657
Income before extraordinary items$3,531,000495
Extraordinary gains, net$021
Net income$3,531,000493
Minority interest net income$0112
Net income of bank and minority interests.$3,531,000495
Net charge-offs$387,0002,644
Cash dividends$1,306,000701
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,339,000512
2009-03-31 (YTD Data)Rank
Total interest income$5,581,0001,611
Total interest expense$1,507,0002,166
Net interest income$4,074,0001,356
Provision for loan and lease losses$605,0001,582
Total noninterest income$870,0001,451
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$610,000661
Trading account gains and fees$0171
Additional Noninterest Income$260,0002,149
Total noninterest expense$2,649,0001,880
Salaries and employee benefits$1,249,0002,047
Premises and equipment expense$403,0001,754
Additional noninterest expense$997,0001,621
Pre-tax net operating income$1,690,000748
Securities gains (losses)$184,000703
Applicable income taxes$04,835
Income before extraordinary items$1,874,000528
Extraordinary gains, net$015
Net income$1,874,000528
Minority interest net income$0102
Net income of bank and minority interests.$1,874,000531
Net charge-offs$305,0001,756
Cash dividends$653,000671
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,690,000553
2008-12-31 (YTD Data)Rank
Total interest income$24,829,0001,558
Total interest expense$8,136,0001,941
Net interest income$16,693,0001,331
Provision for loan and lease losses$3,035,0001,382
Total noninterest income$3,693,0001,347
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,698,000647
Trading account gains and fees$0154
Additional Noninterest Income$995,0002,126
Total noninterest expense$10,824,0001,800
Salaries and employee benefits$5,899,0001,733
Premises and equipment expense$1,675,0001,647
Additional noninterest expense$3,250,0001,884
Pre-tax net operating income$6,527,000853
Securities gains (losses)$-293,0007,421
Applicable income taxes$04,979
Income before extraordinary items$6,234,000647
Extraordinary gains, net$039
Net income$6,234,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,235,0001,203
Cash dividends$4,312,000646
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,527,000653
2008-09-30 (YTD Data)Rank
Total interest income$19,123,0001,560
Total interest expense$6,482,0001,906
Net interest income$12,641,0001,344
Provision for loan and lease losses$936,0001,904
Total noninterest income$2,787,0001,382
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,013,000658
Trading account gains and fees$0148
Additional Noninterest Income$774,0002,161
Total noninterest expense$7,889,0001,832
Salaries and employee benefits$4,256,0001,824
Premises and equipment expense$1,162,0001,770
Additional noninterest expense$2,471,0001,799
Pre-tax net operating income$6,603,000760
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$6,603,000552
Extraordinary gains, net$031
Net income$6,603,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$936,0001,361
Cash dividends$3,920,000577
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,603,000577
2008-06-30 (YTD Data)Rank
Total interest income$12,822,0001,579
Total interest expense$4,376,0001,975
Net interest income$8,446,0001,331
Provision for loan and lease losses$659,0001,593
Total noninterest income$1,781,0001,449
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,278,000677
Trading account gains and fees$0149
Additional Noninterest Income$503,0002,236
Total noninterest expense$5,145,0001,869
Salaries and employee benefits$2,847,0001,837
Premises and equipment expense$747,0001,835
Additional noninterest expense$1,551,0001,861
Pre-tax net operating income$4,423,000798
Securities gains (losses)$32,0001,744
Applicable income taxes$05,627
Income before extraordinary items$4,455,000618
Extraordinary gains, net$021
Net income$4,455,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$659,0001,107
Cash dividends$2,614,000621
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,423,000608
2008-03-31 (YTD Data)Rank
Total interest income$6,469,0001,603
Total interest expense$2,340,0001,979
Net interest income$4,129,0001,343
Provision for loan and lease losses$195,0001,849
Total noninterest income$850,0001,499
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$622,000688
Trading account gains and fees$0158
Additional Noninterest Income$228,0002,371
Total noninterest expense$2,507,0001,907
Salaries and employee benefits$1,420,0001,855
Premises and equipment expense$330,0002,053
Additional noninterest expense$757,0001,862
Pre-tax net operating income$2,277,000839
Securities gains (losses)$-10,0008,322
Applicable income taxes$05,622
Income before extraordinary items$2,267,000683
Extraordinary gains, net$015
Net income$2,267,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,280
Cash dividends$1,307,000582
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,277,000648
2007-12-31 (YTD Data)Rank
Total interest income$24,944,0001,719
Total interest expense$9,596,0002,001
Net interest income$15,348,0001,479
Provision for loan and lease losses$990,0001,432
Total noninterest income$3,562,0001,430
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,720,000644
Trading account gains and fees$0178
Additional Noninterest Income$842,0002,491
Total noninterest expense$9,974,0001,856
Salaries and employee benefits$5,470,0001,842
Premises and equipment expense$1,476,0001,786
Additional noninterest expense$3,028,0001,821
Pre-tax net operating income$7,946,0001,056
Securities gains (losses)$-127,0008,188
Applicable income taxes$06,070
Income before extraordinary items$7,819,000827
Extraordinary gains, net$039
Net income$7,819,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$990,0001,034
Cash dividends$7,319,000533
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,946,000808
2007-09-30 (YTD Data)Rank
Total interest income$18,303,0001,758
Total interest expense$7,048,0002,032
Net interest income$11,255,0001,525
Provision for loan and lease losses$846,0001,035
Total noninterest income$2,694,0001,425
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,017,000640
Trading account gains and fees$0184
Additional Noninterest Income$677,0002,379
Total noninterest expense$7,198,0001,907
Salaries and employee benefits$3,827,0001,968
Premises and equipment expense$1,043,0001,873
Additional noninterest expense$2,328,0001,743
Pre-tax net operating income$5,905,0001,157
Securities gains (losses)$-49,0008,175
Applicable income taxes$06,220
Income before extraordinary items$5,856,000889
Extraordinary gains, net$033
Net income$5,856,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,000732
Cash dividends$3,921,000692
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,905,000875
2007-06-30 (YTD Data)Rank
Total interest income$11,957,0001,805
Total interest expense$4,521,0002,107
Net interest income$7,436,0001,556
Provision for loan and lease losses$518,0001,003
Total noninterest income$1,840,0001,410
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,333,000653
Trading account gains and fees$0168
Additional Noninterest Income$507,0002,226
Total noninterest expense$4,755,0001,945
Salaries and employee benefits$2,541,0002,003
Premises and equipment expense$700,0001,874
Additional noninterest expense$1,514,0001,794
Pre-tax net operating income$4,003,0001,179
Securities gains (losses)$16,000755
Applicable income taxes$06,265
Income before extraordinary items$4,019,000912
Extraordinary gains, net$029
Net income$4,019,000911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$518,000699
Cash dividends$2,614,000712
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,003,000900
2007-03-31 (YTD Data)Rank
Total interest income$5,847,0001,839
Total interest expense$2,187,0002,154
Net interest income$3,660,0001,584
Provision for loan and lease losses$304,000781
Total noninterest income$819,0001,549
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$655,000645
Trading account gains and fees$0195
Additional Noninterest Income$164,0002,862
Total noninterest expense$2,414,0001,918
Salaries and employee benefits$1,296,0001,981
Premises and equipment expense$326,0002,006
Additional noninterest expense$792,0001,692
Pre-tax net operating income$1,761,0001,328
Securities gains (losses)$16,000605
Applicable income taxes$06,196
Income before extraordinary items$1,777,000989
Extraordinary gains, net$022
Net income$1,777,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,000569
Cash dividends$1,307,000647
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,761,000983
2006-12-31 (YTD Data)Rank
Total interest income$21,314,0001,886
Total interest expense$7,400,0002,184
Net interest income$13,914,0001,646
Provision for loan and lease losses$604,0001,601
Total noninterest income$3,341,0001,479
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,767,000619
Trading account gains and fees$0130
Additional Noninterest Income$574,0003,098
Total noninterest expense$9,520,0001,875
Salaries and employee benefits$5,185,0001,877
Premises and equipment expense$1,310,0001,922
Additional noninterest expense$3,025,0001,747
Pre-tax net operating income$7,131,0001,382
Securities gains (losses)$-216,0008,394
Applicable income taxes$06,600
Income before extraordinary items$6,915,0001,078
Extraordinary gains, net$051
Net income$6,915,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0001,010
Cash dividends$3,921,000883
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,131,0001,037
2006-09-30 (YTD Data)Rank
Total interest income$15,588,0001,916
Total interest expense$5,307,0002,211
Net interest income$10,281,0001,684
Provision for loan and lease losses$194,0002,927
Total noninterest income$2,486,0001,497
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,054,000634
Trading account gains and fees$0126
Additional Noninterest Income$432,0003,088
Total noninterest expense$6,790,0001,943
Salaries and employee benefits$3,621,0002,017
Premises and equipment expense$937,0002,018
Additional noninterest expense$2,232,0001,746
Pre-tax net operating income$5,783,0001,315
Securities gains (losses)$-152,0008,498
Applicable income taxes$06,687
Income before extraordinary items$5,631,0001,034
Extraordinary gains, net$045
Net income$5,631,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,551
Cash dividends$3,921,000666
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,783,000989
2006-06-30 (YTD Data)Rank
Total interest income$10,098,0001,929
Total interest expense$3,309,0002,243
Net interest income$6,789,0001,710
Provision for loan and lease losses$227,0001,912
Total noninterest income$1,640,0001,513
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,344,000641
Trading account gains and fees$0126
Additional Noninterest Income$296,0003,052
Total noninterest expense$4,517,0001,958
Salaries and employee benefits$2,420,0002,022
Premises and equipment expense$622,0002,022
Additional noninterest expense$1,475,0001,781
Pre-tax net operating income$3,685,0001,371
Securities gains (losses)$-150,0008,604
Applicable income taxes$06,706
Income before extraordinary items$3,535,0001,083
Extraordinary gains, net$039
Net income$3,535,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,008
Cash dividends$2,614,000645
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,685,0001,031
2006-03-31 (YTD Data)Rank
Total interest income$4,890,0001,944
Total interest expense$1,563,0002,253
Net interest income$3,327,0001,728
Provision for loan and lease losses$167,0001,308
Total noninterest income$799,0001,515
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$645,000644
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,933
Total noninterest expense$2,202,0002,003
Salaries and employee benefits$1,184,0002,079
Premises and equipment expense$307,0002,047
Additional noninterest expense$711,0001,840
Pre-tax net operating income$1,757,0001,405
Securities gains (losses)$-21,0008,390
Applicable income taxes$06,588
Income before extraordinary items$1,736,0001,086
Extraordinary gains, net$021
Net income$1,736,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,000688
Cash dividends$1,307,000601
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,757,0001,053
2005-12-31 (YTD Data)Rank
Total interest income$17,476,0001,923
Total interest expense$4,483,0002,421
Net interest income$12,993,0001,687
Provision for loan and lease losses$358,0002,486
Total noninterest income$3,432,0001,442
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,761,000615
Trading account gains and fees$0138
Additional Noninterest Income$671,0002,848
Total noninterest expense$9,420,0001,804
Salaries and employee benefits$4,944,0001,882
Premises and equipment expense$1,360,0001,779
Additional noninterest expense$3,116,0001,625
Pre-tax net operating income$6,647,0001,441
Securities gains (losses)$-159,0008,537
Applicable income taxes$06,964
Income before extraordinary items$6,488,0001,123
Extraordinary gains, net$046
Net income$6,488,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,538
Cash dividends$6,488,000527
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,647,0001,076
2005-09-30 (YTD Data)Rank
Total interest income$12,811,0001,911
Total interest expense$3,112,0002,468
Net interest income$9,699,0001,670
Provision for loan and lease losses$255,0002,510
Total noninterest income$2,615,0001,443
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,092,000602
Trading account gains and fees$0126
Additional Noninterest Income$523,0002,791
Total noninterest expense$6,855,0001,836
Salaries and employee benefits$3,440,0001,977
Premises and equipment expense$973,0001,854
Additional noninterest expense$2,442,0001,534
Pre-tax net operating income$5,204,0001,384
Securities gains (losses)$-159,0008,700
Applicable income taxes$06,976
Income before extraordinary items$5,045,0001,067
Extraordinary gains, net$035
Net income$5,045,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,424
Cash dividends$3,921,000588
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,204,0001,018
2005-06-30 (YTD Data)Rank
Total interest income$8,423,0001,897
Total interest expense$1,913,0002,502
Net interest income$6,510,0001,654
Provision for loan and lease losses$177,0002,393
Total noninterest income$1,709,0001,443
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,351,000613
Trading account gains and fees$0116
Additional Noninterest Income$358,0002,729
Total noninterest expense$4,540,0001,827
Salaries and employee benefits$2,296,0001,969
Premises and equipment expense$647,0001,852
Additional noninterest expense$1,597,0001,557
Pre-tax net operating income$3,502,0001,336
Securities gains (losses)$-135,0008,738
Applicable income taxes$06,961
Income before extraordinary items$3,367,0001,042
Extraordinary gains, net$030
Net income$3,367,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,314
Cash dividends$2,614,000570
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,502,000977
2005-03-31 (YTD Data)Rank
Total interest income$4,165,0001,868
Total interest expense$912,0002,512
Net interest income$3,253,0001,643
Provision for loan and lease losses$385,000610
Total noninterest income$845,0001,426
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$655,000615
Trading account gains and fees$0115
Additional Noninterest Income$190,0002,562
Total noninterest expense$2,256,0001,848
Salaries and employee benefits$1,156,0001,968
Premises and equipment expense$341,0001,757
Additional noninterest expense$759,0001,624
Pre-tax net operating income$1,457,0001,557
Securities gains (losses)$-110,0008,844
Applicable income taxes$06,892
Income before extraordinary items$1,347,0001,282
Extraordinary gains, net$024
Net income$1,347,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,000427
Cash dividends$1,307,000521
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,457,0001,165
2004-12-31 (YTD Data)Rank
Total interest income$16,270,0001,758
Total interest expense$3,568,0002,264
Net interest income$12,702,0001,604
Provision for loan and lease losses$727,0001,409
Total noninterest income$3,583,0001,397
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,815,000619
Trading account gains and fees$0138
Additional Noninterest Income$768,0002,568
Total noninterest expense$9,623,0001,687
Salaries and employee benefits$4,805,0001,826
Premises and equipment expense$1,493,0001,555
Additional noninterest expense$3,325,0001,495
Pre-tax net operating income$5,935,0001,451
Securities gains (losses)$367,000555
Applicable income taxes$07,185
Income before extraordinary items$6,302,0001,042
Extraordinary gains, net$034
Net income$6,302,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000972
Cash dividends$6,302,000502
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,935,0001,069
2004-09-30 (YTD Data)Rank
Total interest income$12,254,0001,735
Total interest expense$2,669,0002,223
Net interest income$9,585,0001,575
Provision for loan and lease losses$507,0001,439
Total noninterest income$2,728,0001,397
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,117,000628
Trading account gains and fees$0134
Additional Noninterest Income$611,0002,467
Total noninterest expense$7,015,0001,722
Salaries and employee benefits$3,405,0001,921
Premises and equipment expense$1,059,0001,649
Additional noninterest expense$2,551,0001,443
Pre-tax net operating income$4,791,0001,357
Securities gains (losses)$133,0001,007
Applicable income taxes$07,220
Income before extraordinary items$4,924,0001,018
Extraordinary gains, net$026
Net income$4,924,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,000936
Cash dividends$3,595,000606
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,791,0001,000
2004-06-30 (YTD Data)Rank
Total interest income$8,089,0001,739
Total interest expense$1,788,0002,201
Net interest income$6,301,0001,580
Provision for loan and lease losses$193,0002,274
Total noninterest income$1,787,0001,397
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,398,000623
Trading account gains and fees$0130
Additional Noninterest Income$389,0002,557
Total noninterest expense$4,709,0001,712
Salaries and employee benefits$2,298,0001,892
Premises and equipment expense$712,0001,620
Additional noninterest expense$1,699,0001,428
Pre-tax net operating income$3,186,0001,336
Securities gains (losses)$52,0001,433
Applicable income taxes$07,214
Income before extraordinary items$3,238,0001,018
Extraordinary gains, net$021
Net income$3,238,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,412
Cash dividends$2,287,000626
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,186,000995
2004-03-31 (YTD Data)Rank
Total interest income$4,064,0001,730
Total interest expense$915,0002,175
Net interest income$3,149,0001,585
Provision for loan and lease losses$74,0002,718
Total noninterest income$808,0001,478
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$668,000641
Trading account gains and fees$0121
Additional Noninterest Income$140,0003,060
Total noninterest expense$2,286,0001,769
Salaries and employee benefits$1,142,0001,918
Premises and equipment expense$331,0001,766
Additional noninterest expense$813,0001,478
Pre-tax net operating income$1,597,0001,311
Securities gains (losses)$109,000757
Applicable income taxes$07,103
Income before extraordinary items$1,706,000955
Extraordinary gains, net$016
Net income$1,706,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,573
Cash dividends$1,307,000522
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,597,000967
2003-12-31 (YTD Data)Rank
Total interest income$17,116,0001,671
Total interest expense$4,266,0002,088
Net interest income$12,850,0001,516
Provision for loan and lease losses$453,0002,340
Total noninterest income$3,290,0001,556
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,698,000634
Trading account gains and fees$0160
Additional Noninterest Income$592,0003,285
Total noninterest expense$9,506,0001,681
Salaries and employee benefits$4,857,0001,764
Premises and equipment expense$1,285,0001,771
Additional noninterest expense$3,364,0001,468
Pre-tax net operating income$6,181,0001,336
Securities gains (losses)$308,0001,030
Applicable income taxes$07,459
Income before extraordinary items$6,489,000994
Extraordinary gains, net$054
Net income$6,489,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,731
Cash dividends$6,489,000517
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,181,000979
2003-09-30 (YTD Data)Rank
Total interest income$13,188,0001,653
Total interest expense$3,326,0002,086
Net interest income$9,862,0001,492
Provision for loan and lease losses$212,0003,235
Total noninterest income$2,511,0001,579
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,047,000635
Trading account gains and fees$0153
Additional Noninterest Income$464,0003,263
Total noninterest expense$6,980,0001,725
Salaries and employee benefits$3,418,0001,890
Premises and equipment expense$1,054,0001,626
Additional noninterest expense$2,508,0001,471
Pre-tax net operating income$5,181,0001,248
Securities gains (losses)$344,000882
Applicable income taxes$07,524
Income before extraordinary items$5,525,000916
Extraordinary gains, net$040
Net income$5,525,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,131
Cash dividends$4,248,000546
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,181,000905
2003-06-30 (YTD Data)Rank
Total interest income$8,882,0001,653
Total interest expense$2,312,0002,079
Net interest income$6,570,0001,486
Provision for loan and lease losses$179,0002,753
Total noninterest income$1,682,0001,565
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,355,000631
Trading account gains and fees$0150
Additional Noninterest Income$327,0003,134
Total noninterest expense$4,576,0001,743
Salaries and employee benefits$2,264,0001,895
Premises and equipment expense$726,0001,576
Additional noninterest expense$1,586,0001,534
Pre-tax net operating income$3,497,0001,222
Securities gains (losses)$390,000679
Applicable income taxes$07,529
Income before extraordinary items$3,887,000872
Extraordinary gains, net$030
Net income$3,887,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,773
Cash dividends$2,941,000536
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,497,000888
2003-03-31 (YTD Data)Rank
Total interest income$4,403,0001,681
Total interest expense$1,156,0002,116
Net interest income$3,247,0001,491
Provision for loan and lease losses$36,0004,248
Total noninterest income$832,0001,537
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$653,000631
Trading account gains and fees$0134
Additional Noninterest Income$179,0002,909
Total noninterest expense$2,172,0001,811
Salaries and employee benefits$1,060,0002,005
Premises and equipment expense$335,0001,702
Additional noninterest expense$777,0001,521
Pre-tax net operating income$1,871,0001,156
Securities gains (losses)$305,000505
Applicable income taxes$07,403
Income before extraordinary items$2,176,000780
Extraordinary gains, net$021
Net income$2,176,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,563
Cash dividends$1,961,000404
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,871,000835
2002-12-31 (YTD Data)Rank
Total interest income$19,503,0001,581
Total interest expense$5,850,0001,940
Net interest income$13,653,0001,432
Provision for loan and lease losses$574,0002,147
Total noninterest income$3,305,0001,450
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,662,000613
Trading account gains and fees$0153
Additional Noninterest Income$643,0002,852
Total noninterest expense$9,251,0001,654
Salaries and employee benefits$4,588,0001,740
Premises and equipment expense$1,148,0001,920
Additional noninterest expense$3,515,0001,357
Pre-tax net operating income$7,133,0001,184
Securities gains (losses)$44,0002,517
Applicable income taxes$07,681
Income before extraordinary items$7,177,000871
Extraordinary gains, net$070
Net income$7,177,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,0001,484
Cash dividends$7,177,000457
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,133,000847
2001-12-31 (YTD Data)Rank
Total interest income$20,643,0001,646
Total interest expense$7,875,0002,051
Net interest income$12,768,0001,392
Provision for loan and lease losses$669,0001,741
Total noninterest income$3,332,0001,362
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,580,000590
Trading account gains and fees$0177
Additional Noninterest Income$752,0002,475
Total noninterest expense$8,863,0001,646
Salaries and employee benefits$4,293,0001,752
Premises and equipment expense$1,137,0001,882
Additional noninterest expense$3,433,0001,364
Pre-tax net operating income$6,568,0001,129
Securities gains (losses)$-15,0009,345
Applicable income taxes$-98,0009,255
Income before extraordinary items$6,651,000833
Extraordinary gains, net$0105
Net income$6,651,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,629
Cash dividends$6,651,000488
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,666,000796
2000-12-31 (YTD Data)Rank
Total interest income$19,588,0001,770
Total interest expense$8,677,0001,989
Net interest income$10,911,0001,603
Provision for loan and lease losses$1,283,000864
Total noninterest income$3,038,0001,341
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,469,000539
Trading account gains and fees$0180
Additional Noninterest Income$569,0002,717
Total noninterest expense$9,084,0001,539
Salaries and employee benefits$4,519,0001,576
Premises and equipment expense$1,076,0001,937
Additional noninterest expense$3,489,0001,306
Pre-tax net operating income$3,582,0002,038
Securities gains (losses)$-1,024,0009,761
Applicable income taxes$747,0002,643
Income before extraordinary items$1,811,0002,789
Extraordinary gains, net$038
Net income$1,811,0002,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,283,000627
Cash dividends$1,578,0001,605
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,538,0402,058
1999-12-31 (YTD Data)Rank
Total interest income$18,465,0001,758
Total interest expense$7,999,0001,869
Net interest income$10,466,0001,671
Provision for loan and lease losses$194,0003,629
Total noninterest income$2,582,0001,521
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,107,000626
Trading account gains and fees$0173
Additional Noninterest Income$475,0003,050
Total noninterest expense$7,932,0001,737
Salaries and employee benefits$3,615,0001,939
Premises and equipment expense$879,0002,310
Additional noninterest expense$3,438,0001,346
Pre-tax net operating income$4,922,0001,528
Securities gains (losses)$-245,00010,058
Applicable income taxes$1,007,0002,207
Income before extraordinary items$3,670,0001,469
Extraordinary gains, net$035
Net income$3,670,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,444
Cash dividends$1,307,0001,859
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,861,1001,372
1998-12-31 (YTD Data)Rank
Total interest income$18,902,0001,717
Total interest expense$9,082,0001,694
Net interest income$9,820,0001,740
Provision for loan and lease losses$497,0001,734
Total noninterest income$2,429,0001,576
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,937,000631
Trading account gains and fees$0224
Additional Noninterest Income$492,0003,013
Total noninterest expense$7,810,0001,685
Salaries and employee benefits$3,710,0001,800
Premises and equipment expense$951,0002,048
Additional noninterest expense$3,149,0001,390
Pre-tax net operating income$3,942,0001,848
Securities gains (losses)$143,0001,073
Applicable income taxes$998,0002,317
Income before extraordinary items$3,087,0001,703
Extraordinary gains, net$032
Net income$3,087,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0001,252
Cash dividends$5,364,000611
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,978,3201,692
1997-12-31 (YTD Data)Rank
Total interest income$19,497,0001,690
Total interest expense$9,277,0001,672
Net interest income$10,220,0001,709
Provision for loan and lease losses$898,0001,090
Total noninterest income$2,443,0001,504
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,870,000682
Trading account gains and fees$0239
Additional Noninterest Income$573,0002,576
Total noninterest expense$7,027,0001,843
Salaries and employee benefits$3,330,0001,975
Premises and equipment expense$952,0002,072
Additional noninterest expense$2,745,0001,564
Pre-tax net operating income$4,738,0001,633
Securities gains (losses)$-66,00010,696
Applicable income taxes$1,682,0001,538
Income before extraordinary items$2,990,0001,780
Extraordinary gains, net$044
Net income$2,990,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$898,000859
Cash dividends$2,974,000960
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,032,2401,714
1996-12-31 (YTD Data)Rank
Total interest income$19,362,0001,746
Total interest expense$9,433,0001,673
Net interest income$9,929,0001,781
Provision for loan and lease losses$1,274,000847
Total noninterest income$2,391,0001,603
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,840,000723
Trading account gains and fees$0262
Additional Noninterest Income$551,0002,727
Total noninterest expense$6,947,0002,015
Salaries and employee benefits$3,320,0001,994
Premises and equipment expense$976,0002,059
Additional noninterest expense$2,651,0001,922
Pre-tax net operating income$4,099,0001,753
Securities gains (losses)$-24,00010,728
Applicable income taxes$1,375,0001,741
Income before extraordinary items$2,700,0001,828
Extraordinary gains, net$053
Net income$2,700,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,0001,105
Cash dividends$1,558,0001,535
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,715,8401,783
1995-12-31 (YTD Data)Rank
Total interest income$18,770,0001,808
Total interest expense$9,326,0001,707
Net interest income$9,444,0001,895
Provision for loan and lease losses$506,0001,551
Total noninterest income$2,011,0001,824
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,548,000858
Trading account gains and fees$0522
Additional Noninterest Income$463,0003,019
Total noninterest expense$6,829,0002,023
Salaries and employee benefits$3,050,0002,176
Premises and equipment expense$1,011,0001,998
Additional noninterest expense$2,768,0001,816
Pre-tax net operating income$4,120,0001,799
Securities gains (losses)$-275,00011,739
Applicable income taxes$1,242,0001,964
Income before extraordinary items$2,603,0001,924
Extraordinary gains, net$065
Net income$2,603,0001,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,466
Cash dividends$1,472,0001,543
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,790,0001,786
1994-12-31 (YTD Data)Rank
Total interest income$17,246,0001,785
Total interest expense$7,747,0001,627
Net interest income$9,499,0001,902
Provision for loan and lease losses$111,0004,322
Total noninterest income$1,804,0001,975
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,333,000988
Trading account gains and fees$0475
Additional Noninterest Income$471,0003,064
Total noninterest expense$7,008,0002,037
Salaries and employee benefits$2,976,0002,237
Premises and equipment expense$956,0002,113
Additional noninterest expense$3,076,0001,764
Pre-tax net operating income$4,184,0001,701
Securities gains (losses)$144,000617
Applicable income taxes$1,118,0002,019
Income before extraordinary items$3,210,0001,535
Extraordinary gains, net$0249
Net income$3,210,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,578
Cash dividends$1,527,0001,384
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,103,4401,586
1993-12-31 (YTD Data)Rank
Total interest income$17,034,0001,835
Total interest expense$7,350,0001,783
Net interest income$9,684,0001,860
Provision for loan and lease losses$155,0004,559
Total noninterest income$1,827,0002,092
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$518,0002,688
Trading account gains and fees$0532
Additional Noninterest Income$1,309,0001,709
Total noninterest expense$6,711,0002,172
Salaries and employee benefits$2,945,0002,258
Premises and equipment expense$559,0003,532
Additional noninterest expense$3,207,0001,819
Pre-tax net operating income$4,645,0001,510
Securities gains (losses)$975,000550
Applicable income taxes$1,615,0001,476
Income before extraordinary items$4,005,0001,271
Extraordinary gains, net$03,149
Net income$4,005,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,873
Cash dividends$1,587,0001,221
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,312,7501,445
1992-12-31 (YTD Data)Rank
Total interest income$17,465,0002,032
Total interest expense$8,136,0002,089
Net interest income$9,329,0001,958
Provision for loan and lease losses$50,0009,026
Total noninterest income$1,749,0002,131
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$485,0002,874
Trading account gains and fees$0504
Additional Noninterest Income$1,264,0001,707
Total noninterest expense$6,180,0002,351
Salaries and employee benefits$2,574,0002,510
Premises and equipment expense$722,0002,848
Additional noninterest expense$2,884,0002,058
Pre-tax net operating income$4,848,0001,312
Securities gains (losses)$248,0001,734
Applicable income taxes$1,213,0001,741
Income before extraordinary items$3,883,0001,204
Extraordinary gains, net$01,422
Net income$3,883,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0003,585
Cash dividends$349,0003,677
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,694,5201,166

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.