Home > The Bancorp Bank > Income and Expense

The Bancorp Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$509,000,000159
Total interest expense$53,100,000375
Net interest income$455,900,000120
Provision for loan and lease losses$18,330,000141
Total noninterest income$110,455,000138
Gross Fiduciary activities income$0981
Service charges on deposit accounts$7,0004,316
Trading account gains and fees$0123
Additional Noninterest Income$110,448,00095
Total noninterest expense$272,839,000151
Salaries and employee benefits$109,391,000176
Premises and equipment expense$26,403,000136
Additional noninterest expense$110,448,00095
Pre-tax net operating income$275,186,000105
Securities gains (losses)$-4,0003,288
Applicable income taxes$68,342,00092
Income before extraordinary items$206,840,000101
Extraordinary gains, net$054
Net income$206,840,000104
Minority interest net income$088
Net income of bank and minority interests.$206,840,000103
Net charge-offs$3,461,000287
Cash dividends$100,000,000113
Sale, conversion, retirement of capital stock, net$0540
Net operating income$206,843,160108
2023-09-30 (YTD Data)Rank
Total interest income$377,052,000157
Total interest expense$41,411,000347
Net interest income$335,641,000124
Provision for loan and lease losses$4,016,000303
Total noninterest income$83,465,000138
Gross Fiduciary activities income$0950
Service charges on deposit accounts$5,0004,344
Trading account gains and fees$0125
Additional Noninterest Income$83,460,00098
Total noninterest expense$203,793,000150
Salaries and employee benefits$84,520,000171
Premises and equipment expense$19,292,000137
Additional noninterest expense$83,460,00098
Pre-tax net operating income$211,297,000110
Securities gains (losses)$-4,0003,374
Applicable income taxes$49,282,000100
Income before extraordinary items$162,011,000109
Extraordinary gains, net$052
Net income$162,011,000109
Minority interest net income$081
Net income of bank and minority interests.$162,011,000109
Net charge-offs$2,637,000258
Cash dividends$75,000,000107
Sale, conversion, retirement of capital stock, net$0507
Net operating income$162,014,160112
2023-06-30 (YTD Data)Rank
Total interest income$248,211,000151
Total interest expense$29,181,000298
Net interest income$219,030,000126
Provision for loan and lease losses$2,264,000339
Total noninterest income$56,817,000136
Gross Fiduciary activities income$0931
Service charges on deposit accounts$4,0004,358
Trading account gains and fees$0112
Additional Noninterest Income$56,813,00096
Total noninterest expense$133,189,000152
Salaries and employee benefits$56,881,000167
Premises and equipment expense$12,711,000132
Additional noninterest expense$56,813,00096
Pre-tax net operating income$140,394,000109
Securities gains (losses)$-4,0003,679
Applicable income taxes$32,968,000100
Income before extraordinary items$107,422,000107
Extraordinary gains, net$051
Net income$107,422,000109
Minority interest net income$081
Net income of bank and minority interests.$107,422,000107
Net charge-offs$1,714,000240
Cash dividends$50,000,000107
Sale, conversion, retirement of capital stock, net$0486
Net operating income$107,425,160110
2023-03-31 (YTD Data)Rank
Total interest income$122,050,000154
Total interest expense$15,306,000266
Net interest income$106,744,000126
Provision for loan and lease losses$1,903,000243
Total noninterest income$27,973,000133
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,0004,397
Trading account gains and fees$097
Additional Noninterest Income$27,971,00097
Total noninterest expense$62,765,000159
Salaries and employee benefits$26,537,000187
Premises and equipment expense$6,352,000142
Additional noninterest expense$27,971,00097
Pre-tax net operating income$70,049,000112
Securities gains (losses)$-4,0003,953
Applicable income taxes$15,750,000105
Income before extraordinary items$54,295,000110
Extraordinary gains, net$04
Net income$54,295,000110
Minority interest net income$048
Net income of bank and minority interests.$54,295,000110
Net charge-offs$777,000223
Cash dividends$25,000,00093
Sale, conversion, retirement of capital stock, net$0430
Net operating income$54,298,160111
2022-12-31 (YTD Data)Rank
Total interest income$307,291,000181
Total interest expense$25,577,000224
Net interest income$281,714,000171
Provision for loan and lease losses$7,108,000215
Total noninterest income$105,706,000154
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$30,0004,188
Trading account gains and fees$0116
Additional Noninterest Income$105,676,000111
Total noninterest expense$188,107,000189
Salaries and employee benefits$97,460,000194
Premises and equipment expense$24,306,000146
Additional noninterest expense$105,676,000111
Pre-tax net operating income$192,205,000147
Securities gains (losses)$-6,0003,342
Applicable income taxes$50,700,000127
Income before extraordinary items$141,499,000158
Extraordinary gains, net$05
Net income$141,499,000157
Minority interest net income$063
Net income of bank and minority interests.$141,499,000158
Net charge-offs$1,173,000377
Cash dividends$15,000,000345
Sale, conversion, retirement of capital stock, net$0568
Net operating income$141,503,740158
2022-09-30 (YTD Data)Rank
Total interest income$200,879,000186
Total interest expense$11,730,000237
Net interest income$189,149,000181
Provision for loan and lease losses$4,331,000230
Total noninterest income$79,950,000158
Gross Fiduciary activities income$0968
Service charges on deposit accounts$24,0004,198
Trading account gains and fees$0111
Additional Noninterest Income$79,926,000116
Total noninterest expense$132,806,000199
Salaries and employee benefits$72,060,000193
Premises and equipment expense$18,084,000147
Additional noninterest expense$79,926,000116
Pre-tax net operating income$131,962,000160
Securities gains (losses)$-6,0003,686
Applicable income taxes$33,251,000145
Income before extraordinary items$98,705,000164
Extraordinary gains, net$04
Net income$98,705,000163
Minority interest net income$057
Net income of bank and minority interests.$98,705,000164
Net charge-offs$1,008,000296
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$98,709,740164
2022-06-30 (YTD Data)Rank
Total interest income$117,463,000197
Total interest expense$3,715,000336
Net interest income$113,748,000193
Provision for loan and lease losses$3,509,000177
Total noninterest income$56,523,000144
Gross Fiduciary activities income$0925
Service charges on deposit accounts$16,0004,234
Trading account gains and fees$0108
Additional Noninterest Income$56,507,000113
Total noninterest expense$80,980,000204
Salaries and employee benefits$46,270,000192
Premises and equipment expense$12,131,000144
Additional noninterest expense$22,579,000235
Pre-tax net operating income$85,782,000163
Securities gains (losses)$-6,0003,865
Applicable income taxes$21,422,000144
Income before extraordinary items$64,354,000168
Extraordinary gains, net$04
Net income$64,354,000168
Minority interest net income$060
Net income of bank and minority interests.$64,354,000168
Net charge-offs$917,000249
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$64,358,740166
2022-03-31 (YTD Data)Rank
Total interest income$55,854,000202
Total interest expense$762,000715
Net interest income$55,092,000194
Provision for loan and lease losses$1,507,000153
Total noninterest income$25,118,000156
Gross Fiduciary activities income$0892
Service charges on deposit accounts$7,0004,296
Trading account gains and fees$0103
Additional Noninterest Income$25,111,000124
Total noninterest expense$37,421,000216
Salaries and employee benefits$22,151,000207
Premises and equipment expense$5,948,000151
Additional noninterest expense$9,322,000269
Pre-tax net operating income$41,282,000156
Securities gains (losses)$-6,0004,184
Applicable income taxes$9,856,000145
Income before extraordinary items$31,420,000156
Extraordinary gains, net$04
Net income$31,420,000156
Minority interest net income$050
Net income of bank and minority interests.$31,420,000156
Net charge-offs$258,000317
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$31,424,740157
2021-12-31 (YTD Data)Rank
Total interest income$222,115,000203
Total interest expense$2,755,000994
Net interest income$219,360,000190
Provision for loan and lease losses$3,110,000183
Total noninterest income$104,441,000170
Gross Fiduciary activities income$0994
Service charges on deposit accounts$28,0004,325
Trading account gains and fees$0132
Additional Noninterest Income$104,413,000129
Total noninterest expense$161,685,000206
Salaries and employee benefits$96,988,000187
Premises and equipment expense$23,579,000153
Additional noninterest expense$41,118,000246
Pre-tax net operating income$159,006,000170
Securities gains (losses)$-7,0004,350
Applicable income taxes$36,838,000169
Income before extraordinary items$122,161,000175
Extraordinary gains, net$211,0009
Net income$122,372,000173
Minority interest net income$074
Net income of bank and minority interests.$122,372,000173
Net charge-offs$790,000489
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$122,166,530172
2021-09-30 (YTD Data)Rank
Total interest income$167,403,000204
Total interest expense$2,260,000952
Net interest income$165,143,000190
Provision for loan and lease losses$1,484,000297
Total noninterest income$76,530,000180
Gross Fiduciary activities income$0957
Service charges on deposit accounts$20,0004,392
Trading account gains and fees$0132
Additional Noninterest Income$76,510,000137
Total noninterest expense$120,404,000207
Salaries and employee benefits$71,027,000192
Premises and equipment expense$17,356,000158
Additional noninterest expense$32,021,000235
Pre-tax net operating income$119,785,000169
Securities gains (losses)$-7,0004,530
Applicable income taxes$25,195,000181
Income before extraordinary items$94,583,000168
Extraordinary gains, net$248,0006
Net income$94,831,000166
Minority interest net income$069
Net income of bank and minority interests.$94,831,000166
Net charge-offs$1,115,000313
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$94,588,530170
2021-06-30 (YTD Data)Rank
Total interest income$113,903,000201
Total interest expense$1,724,000879
Net interest income$112,179,000188
Provision for loan and lease losses$-130,0004,506
Total noninterest income$49,942,000183
Gross Fiduciary activities income$0951
Service charges on deposit accounts$13,0004,409
Trading account gains and fees$0133
Additional Noninterest Income$49,929,000144
Total noninterest expense$82,566,000200
Salaries and employee benefits$48,085,000188
Premises and equipment expense$11,326,000159
Additional noninterest expense$23,155,000222
Pre-tax net operating income$79,685,000171
Securities gains (losses)$-7,0004,614
Applicable income taxes$16,906,000182
Income before extraordinary items$62,772,000170
Extraordinary gains, net$182,0005
Net income$62,954,000170
Minority interest net income$067
Net income of bank and minority interests.$62,954,000170
Net charge-offs$530,000388
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$62,777,530168
2021-03-31 (YTD Data)Rank
Total interest income$56,924,000201
Total interest expense$896,000889
Net interest income$56,028,000190
Provision for loan and lease losses$822,000221
Total noninterest income$24,081,000192
Gross Fiduciary activities income$0922
Service charges on deposit accounts$6,0004,455
Trading account gains and fees$0127
Additional Noninterest Income$24,075,000153
Total noninterest expense$40,349,000205
Salaries and employee benefits$23,300,000194
Premises and equipment expense$5,644,000162
Additional noninterest expense$11,405,000220
Pre-tax net operating income$38,938,000185
Securities gains (losses)$-7,0004,642
Applicable income taxes$9,066,000177
Income before extraordinary items$29,865,000189
Extraordinary gains, net$-96,0004,976
Net income$29,769,000189
Minority interest net income$055
Net income of bank and minority interests.$29,769,000189
Net charge-offs$251,000376
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$29,870,530185
2020-12-31 (YTD Data)Rank
Total interest income$210,779,000214
Total interest expense$7,758,000628
Net interest income$203,021,000192
Provision for loan and lease losses$6,351,000479
Total noninterest income$84,617,000198
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$30,0004,445
Trading account gains and fees$0133
Additional Noninterest Income$84,587,000152
Total noninterest expense$163,081,000200
Salaries and employee benefits$95,158,000183
Premises and equipment expense$22,480,000157
Additional noninterest expense$45,443,000225
Pre-tax net operating income$118,206,000150
Securities gains (losses)$02,675
Applicable income taxes$27,688,000140
Income before extraordinary items$90,518,000157
Extraordinary gains, net$-512,0004,996
Net income$90,006,000158
Minority interest net income$072
Net income of bank and minority interests.$90,006,000158
Net charge-offs$2,919,000325
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$90,518,000153
2020-09-30 (YTD Data)Rank
Total interest income$155,841,000215
Total interest expense$6,771,000581
Net interest income$149,070,000193
Provision for loan and lease losses$5,797,000451
Total noninterest income$61,316,000194
Gross Fiduciary activities income$0981
Service charges on deposit accounts$23,0004,456
Trading account gains and fees$0125
Additional Noninterest Income$61,293,000147
Total noninterest expense$121,966,000197
Salaries and employee benefits$69,389,000182
Premises and equipment expense$16,889,000156
Additional noninterest expense$35,688,000208
Pre-tax net operating income$82,623,000145
Securities gains (losses)$02,494
Applicable income taxes$19,033,000129
Income before extraordinary items$63,590,000146
Extraordinary gains, net$-662,0005,028
Net income$62,928,000147
Minority interest net income$065
Net income of bank and minority interests.$62,928,000147
Net charge-offs$2,944,000254
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$63,590,000144
2020-06-30 (YTD Data)Rank
Total interest income$103,365,000218
Total interest expense$5,793,000509
Net interest income$97,572,000193
Provision for loan and lease losses$4,206,000442
Total noninterest income$36,965,000192
Gross Fiduciary activities income$0970
Service charges on deposit accounts$15,0004,503
Trading account gains and fees$0123
Additional Noninterest Income$36,950,000145
Total noninterest expense$82,026,000195
Salaries and employee benefits$45,218,000183
Premises and equipment expense$11,205,000157
Additional noninterest expense$25,603,000202
Pre-tax net operating income$48,305,000136
Securities gains (losses)$02,249
Applicable income taxes$11,139,000128
Income before extraordinary items$37,166,000146
Extraordinary gains, net$-785,0005,062
Net income$36,381,000152
Minority interest net income$065
Net income of bank and minority interests.$36,381,000152
Net charge-offs$2,457,000228
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$37,166,000143
2020-03-31 (YTD Data)Rank
Total interest income$51,466,000224
Total interest expense$4,910,000365
Net interest income$46,556,000203
Provision for loan and lease losses$3,579,000291
Total noninterest income$16,599,000190
Gross Fiduciary activities income$0941
Service charges on deposit accounts$10,0004,481
Trading account gains and fees$0106
Additional Noninterest Income$16,589,000147
Total noninterest expense$40,436,000198
Salaries and employee benefits$21,487,000190
Premises and equipment expense$5,667,000161
Additional noninterest expense$13,282,000201
Pre-tax net operating income$19,140,000153
Securities gains (losses)$01,705
Applicable income taxes$4,352,000139
Income before extraordinary items$14,788,000164
Extraordinary gains, net$-570,0005,114
Net income$14,218,000170
Minority interest net income$056
Net income of bank and minority interests.$14,218,000170
Net charge-offs$1,355,000198
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$14,788,000162
2019-12-31 (YTD Data)Rank
Total interest income$179,568,000247
Total interest expense$8,584,000773
Net interest income$170,984,000211
Provision for loan and lease losses$4,400,000287
Total noninterest income$104,127,000142
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$75,0004,186
Trading account gains and fees$0135
Additional Noninterest Income$104,052,000108
Total noninterest expense$190,672,000173
Salaries and employee benefits$88,402,000184
Premises and equipment expense$22,764,000152
Additional noninterest expense$79,506,000153
Pre-tax net operating income$80,039,000222
Securities gains (losses)$02,379
Applicable income taxes$21,225,000202
Income before extraordinary items$58,814,000242
Extraordinary gains, net$216,0008
Net income$59,030,000242
Minority interest net income$076
Net income of bank and minority interests.$59,030,000242
Net charge-offs$2,814,000328
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$58,814,000235
2019-09-30 (YTD Data)Rank
Total interest income$136,033,000247
Total interest expense$5,201,000939
Net interest income$130,832,000209
Provision for loan and lease losses$2,950,000304
Total noninterest income$83,629,000132
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$69,0004,062
Trading account gains and fees$0129
Additional Noninterest Income$83,560,000104
Total noninterest expense$139,767,000173
Salaries and employee benefits$65,664,000186
Premises and equipment expense$17,000,000152
Additional noninterest expense$57,103,000155
Pre-tax net operating income$71,744,000196
Securities gains (losses)$02,167
Applicable income taxes$17,585,000187
Income before extraordinary items$54,159,000204
Extraordinary gains, net$1,301,0008
Net income$55,460,000200
Minority interest net income$072
Net income of bank and minority interests.$55,460,000200
Net charge-offs$1,242,000432
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$54,159,000200
2019-06-30 (YTD Data)Rank
Total interest income$87,658,000256
Total interest expense$1,844,0001,555
Net interest income$85,814,000213
Provision for loan and lease losses$2,300,000263
Total noninterest income$50,114,000140
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$61,0003,787
Trading account gains and fees$0131
Additional Noninterest Income$50,053,000106
Total noninterest expense$92,077,000180
Salaries and employee benefits$42,556,000192
Premises and equipment expense$11,556,000151
Additional noninterest expense$37,965,000160
Pre-tax net operating income$41,551,000216
Securities gains (losses)$01,702
Applicable income taxes$9,610,000214
Income before extraordinary items$31,941,000220
Extraordinary gains, net$1,275,0007
Net income$33,216,000214
Minority interest net income$069
Net income of bank and minority interests.$33,216,000214
Net charge-offs$963,000350
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$31,941,000214
2019-03-31 (YTD Data)Rank
Total interest income$43,577,000254
Total interest expense$908,0001,537
Net interest income$42,669,000213
Provision for loan and lease losses$1,700,000200
Total noninterest income$30,365,000113
Gross Fiduciary activities income$0972
Service charges on deposit accounts$47,0003,275
Trading account gains and fees$0126
Additional Noninterest Income$30,318,00087
Total noninterest expense$46,002,000179
Salaries and employee benefits$22,370,000189
Premises and equipment expense$5,250,000172
Additional noninterest expense$18,382,000159
Pre-tax net operating income$25,332,000187
Securities gains (losses)$01,087
Applicable income taxes$6,035,000181
Income before extraordinary items$19,297,000195
Extraordinary gains, net$519,0004
Net income$19,816,000193
Minority interest net income$052
Net income of bank and minority interests.$19,816,000193
Net charge-offs$398,000391
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$19,297,000192
2018-12-31 (YTD Data)Rank
Total interest income$147,960,000279
Total interest expense$4,988,000914
Net interest income$142,972,000244
Provision for loan and lease losses$3,585,000333
Total noninterest income$153,199,000102
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,622,000374
Trading account gains and fees$0126
Additional Noninterest Income$149,577,00078
Total noninterest expense$168,119,000192
Salaries and employee benefits$76,183,000200
Premises and equipment expense$22,880,000154
Additional noninterest expense$69,056,000170
Pre-tax net operating income$124,467,000169
Securities gains (losses)$41,000455
Applicable income taxes$32,242,000147
Income before extraordinary items$92,266,000178
Extraordinary gains, net$1,137,0003
Net income$93,403,000174
Minority interest net income$072
Net income of bank and minority interests.$93,403,000174
Net charge-offs$2,028,000358
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$92,233,610178
2018-09-30 (YTD Data)Rank
Total interest income$109,322,000279
Total interest expense$4,272,000784
Net interest income$105,050,000247
Provision for loan and lease losses$2,660,000319
Total noninterest income$137,019,00092
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,624,000303
Trading account gains and fees$0138
Additional Noninterest Income$133,395,00071
Total noninterest expense$124,075,000194
Salaries and employee benefits$56,058,000203
Premises and equipment expense$17,145,000153
Additional noninterest expense$50,872,000169
Pre-tax net operating income$115,334,000154
Securities gains (losses)$41,000455
Applicable income taxes$29,550,000132
Income before extraordinary items$85,825,000157
Extraordinary gains, net$81,0003
Net income$85,906,000156
Minority interest net income$066
Net income of bank and minority interests.$85,906,000156
Net charge-offs$1,663,000308
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$85,792,610156
2018-06-30 (YTD Data)Rank
Total interest income$70,667,000278
Total interest expense$2,227,000899
Net interest income$68,440,000244
Provision for loan and lease losses$1,600,000327
Total noninterest income$46,063,000150
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,222,000237
Trading account gains and fees$0130
Additional Noninterest Income$42,841,000123
Total noninterest expense$82,572,000192
Salaries and employee benefits$38,186,000194
Premises and equipment expense$11,283,000153
Additional noninterest expense$33,103,000169
Pre-tax net operating income$30,331,000265
Securities gains (losses)$26,000433
Applicable income taxes$7,607,000238
Income before extraordinary items$22,750,000277
Extraordinary gains, net$104,0004
Net income$22,854,000277
Minority interest net income$065
Net income of bank and minority interests.$22,854,000277
Net charge-offs$681,000426
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$22,729,460278
2018-03-31 (YTD Data)Rank
Total interest income$35,307,000272
Total interest expense$1,194,000822
Net interest income$34,113,000243
Provision for loan and lease losses$700,000358
Total noninterest income$29,024,000123
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,576,000246
Trading account gains and fees$0123
Additional Noninterest Income$27,448,00097
Total noninterest expense$41,863,000191
Salaries and employee benefits$20,284,000187
Premises and equipment expense$5,608,000157
Additional noninterest expense$15,971,000174
Pre-tax net operating income$20,574,000208
Securities gains (losses)$26,000299
Applicable income taxes$5,399,000191
Income before extraordinary items$15,201,000221
Extraordinary gains, net$119,0004
Net income$15,320,000221
Minority interest net income$052
Net income of bank and minority interests.$15,320,000221
Net charge-offs$511,000311
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$15,180,460221
2017-12-31 (YTD Data)Rank
Total interest income$122,008,000285
Total interest expense$4,488,000765
Net interest income$117,520,000262
Provision for loan and lease losses$2,920,000374
Total noninterest income$93,023,000148
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,787,000228
Trading account gains and fees$0151
Additional Noninterest Income$86,236,000118
Total noninterest expense$162,376,000183
Salaries and employee benefits$74,960,000187
Premises and equipment expense$22,365,000148
Additional noninterest expense$65,051,000167
Pre-tax net operating income$45,247,000310
Securities gains (losses)$2,231,00086
Applicable income taxes$25,831,000219
Income before extraordinary items$21,647,000383
Extraordinary gains, net$4,336,0003
Net income$25,983,000340
Minority interest net income$076
Net income of bank and minority interests.$25,983,000340
Net charge-offs$2,155,000380
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,219,160400
2017-09-30 (YTD Data)Rank
Total interest income$91,164,000286
Total interest expense$3,385,000732
Net interest income$87,779,000263
Provision for loan and lease losses$2,150,000371
Total noninterest income$73,500,000141
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,895,000235
Trading account gains and fees$0145
Additional Noninterest Income$68,605,000109
Total noninterest expense$123,983,000180
Salaries and employee benefits$57,172,000188
Premises and equipment expense$16,669,000149
Additional noninterest expense$50,142,000159
Pre-tax net operating income$35,146,000305
Securities gains (losses)$1,595,00092
Applicable income taxes$-1,659,0005,725
Income before extraordinary items$38,400,000229
Extraordinary gains, net$3,437,0004
Net income$41,837,000211
Minority interest net income$071
Net income of bank and minority interests.$41,837,000211
Net charge-offs$1,198,000435
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$36,805,000234
2017-06-30 (YTD Data)Rank
Total interest income$59,250,000290
Total interest expense$2,216,000721
Net interest income$57,034,000270
Provision for loan and lease losses$1,350,000393
Total noninterest income$45,000,000150
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,195,000235
Trading account gains and fees$0139
Additional Noninterest Income$41,805,000120
Total noninterest expense$78,136,000183
Salaries and employee benefits$35,512,000193
Premises and equipment expense$11,206,000148
Additional noninterest expense$31,418,000165
Pre-tax net operating income$22,548,000311
Securities gains (losses)$1,089,00087
Applicable income taxes$-7,405,0005,785
Income before extraordinary items$31,042,000199
Extraordinary gains, net$2,927,0005
Net income$33,969,000184
Minority interest net income$071
Net income of bank and minority interests.$33,969,000184
Net charge-offs$329,000778
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$29,953,000202
2017-03-31 (YTD Data)Rank
Total interest income$28,437,000301
Total interest expense$1,203,000650
Net interest income$27,234,000279
Provision for loan and lease losses$1,000,000270
Total noninterest income$23,994,000138
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,675,000227
Trading account gains and fees$0142
Additional Noninterest Income$22,319,000112
Total noninterest expense$39,085,000186
Salaries and employee benefits$17,643,000190
Premises and equipment expense$5,739,000143
Additional noninterest expense$15,703,000162
Pre-tax net operating income$11,143,000309
Securities gains (losses)$503,00087
Applicable income taxes$4,010,000281
Income before extraordinary items$7,636,000317
Extraordinary gains, net$1,659,0003
Net income$9,295,000272
Minority interest net income$055
Net income of bank and minority interests.$9,295,000272
Net charge-offs$38,0001,492
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,304,020321
2016-12-31 (YTD Data)Rank
Total interest income$102,929,000299
Total interest expense$5,589,000530
Net interest income$97,340,000293
Provision for loan and lease losses$3,360,000356
Total noninterest income$46,686,000233
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,124,000293
Trading account gains and fees$0170
Additional Noninterest Income$41,562,000186
Total noninterest expense$200,568,000148
Salaries and employee benefits$79,512,000172
Premises and equipment expense$21,872,000145
Additional noninterest expense$99,184,000121
Pre-tax net operating income$-59,902,0005,919
Securities gains (losses)$3,171,00083
Applicable income taxes$-15,500,0005,906
Income before extraordinary items$-41,231,0005,911
Extraordinary gains, net$-42,954,0005,911
Net income$-84,185,0005,911
Minority interest net income$082
Net income of bank and minority interests.$-84,185,0005,911
Net charge-offs$1,430,000509
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-43,545,8305,911
2016-09-30 (YTD Data)Rank
Total interest income$75,043,000302
Total interest expense$4,366,000510
Net interest income$70,677,000295
Provision for loan and lease losses$1,810,000443
Total noninterest income$39,984,000209
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,335,000322
Trading account gains and fees$0169
Additional Noninterest Income$36,649,000163
Total noninterest expense$157,560,000141
Salaries and employee benefits$60,705,000170
Premises and equipment expense$15,856,000152
Additional noninterest expense$80,999,000112
Pre-tax net operating income$-48,709,0005,989
Securities gains (losses)$3,131,00073
Applicable income taxes$-15,840,0005,977
Income before extraordinary items$-29,738,0005,979
Extraordinary gains, net$-37,910,0005,978
Net income$-67,648,0005,980
Minority interest net income$071
Net income of bank and minority interests.$-67,648,0005,980
Net charge-offs$152,0001,678
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-31,773,1505,979
2016-06-30 (YTD Data)Rank
Total interest income$47,595,000318
Total interest expense$2,367,000631
Net interest income$45,228,000306
Provision for loan and lease losses$1,060,000487
Total noninterest income$19,324,000259
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,825,000384
Trading account gains and fees$0157
Additional Noninterest Income$17,499,000210
Total noninterest expense$112,998,000133
Salaries and employee benefits$39,793,000171
Premises and equipment expense$10,343,000154
Additional noninterest expense$62,862,000104
Pre-tax net operating income$-49,506,0006,067
Securities gains (losses)$2,150,00070
Applicable income taxes$-15,800,0006,057
Income before extraordinary items$-31,556,0006,058
Extraordinary gains, net$-13,889,0006,056
Net income$-45,445,0006,058
Minority interest net income$071
Net income of bank and minority interests.$-45,445,0006,058
Net charge-offs$62,0001,991
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-32,996,5006,058
2016-03-31 (YTD Data)Rank
Total interest income$23,648,000311
Total interest expense$1,198,000615
Net interest income$22,450,000304
Provision for loan and lease losses$03,656
Total noninterest income$15,288,000177
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$847,000399
Trading account gains and fees$0142
Additional Noninterest Income$14,441,000141
Total noninterest expense$55,454,000134
Salaries and employee benefits$19,159,000175
Premises and equipment expense$4,945,000158
Additional noninterest expense$31,350,000101
Pre-tax net operating income$-17,716,0006,129
Securities gains (losses)$2,026,00039
Applicable income taxes$-5,293,0006,119
Income before extraordinary items$-10,397,0006,122
Extraordinary gains, net$-239,0006,117
Net income$-10,636,0006,122
Minority interest net income$062
Net income of bank and minority interests.$-10,636,0006,122
Net charge-offs$21,0001,949
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-11,734,1606,120
2015-12-31 (YTD Data)Rank
Total interest income$83,527,000335
Total interest expense$6,589,000415
Net interest income$76,938,000332
Provision for loan and lease losses$2,100,000432
Total noninterest income$116,406,000115
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$7,468,000201
Trading account gains and fees$0159
Additional Noninterest Income$108,938,00097
Total noninterest expense$195,055,000149
Salaries and employee benefits$65,841,000192
Premises and equipment expense$17,290,000174
Additional noninterest expense$111,924,000108
Pre-tax net operating income$-3,811,0006,163
Securities gains (losses)$14,435,00023
Applicable income taxes$-526,0006,084
Income before extraordinary items$11,150,000664
Extraordinary gains, net$7,234,0002
Net income$18,384,000418
Minority interest net income$081
Net income of bank and minority interests.$18,384,000419
Net charge-offs$1,338,000548
Cash dividends$230,0003,599
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-3,285,0006,152
2015-09-30 (YTD Data)Rank
Total interest income$61,280,000348
Total interest expense$4,667,000440
Net interest income$56,613,000342
Provision for loan and lease losses$1,800,000359
Total noninterest income$61,723,000147
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,579,000206
Trading account gains and fees$0153
Additional Noninterest Income$56,144,000120
Total noninterest expense$135,688,000158
Salaries and employee benefits$48,399,000198
Premises and equipment expense$12,298,000179
Additional noninterest expense$74,991,000119
Pre-tax net operating income$-19,152,0006,271
Securities gains (losses)$-62,0006,159
Applicable income taxes$-9,554,0006,260
Income before extraordinary items$-9,660,0006,263
Extraordinary gains, net$5,717,0003
Net income$-3,943,0006,249
Minority interest net income$078
Net income of bank and minority interests.$-3,943,0006,249
Net charge-offs$1,244,000411
Cash dividends$230,0003,017
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-9,620,3206,262
2015-06-30 (YTD Data)Rank
Total interest income$40,400,000352
Total interest expense$3,100,000438
Net interest income$37,300,000345
Provision for loan and lease losses$1,175,000378
Total noninterest income$45,159,000139
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,660,000205
Trading account gains and fees$0157
Additional Noninterest Income$41,499,000117
Total noninterest expense$87,597,000162
Salaries and employee benefits$31,650,000201
Premises and equipment expense$7,838,000189
Additional noninterest expense$48,109,000120
Pre-tax net operating income$-6,313,0006,348
Securities gains (losses)$273,000410
Applicable income taxes$-1,486,0006,327
Income before extraordinary items$-4,554,0006,336
Extraordinary gains, net$6,686,0005
Net income$2,132,0001,535
Minority interest net income$075
Net income of bank and minority interests.$2,132,0001,535
Net charge-offs$461,000679
Cash dividends$115,0003,150
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-4,758,7506,336
2015-03-31 (YTD Data)Rank
Total interest income$19,895,000358
Total interest expense$1,494,000449
Net interest income$18,401,000353
Provision for loan and lease losses$665,000315
Total noninterest income$19,505,000153
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,750,000218
Trading account gains and fees$0152
Additional Noninterest Income$17,755,000123
Total noninterest expense$42,070,000167
Salaries and employee benefits$15,120,000212
Premises and equipment expense$3,818,000194
Additional noninterest expense$23,132,000122
Pre-tax net operating income$-4,829,0006,418
Securities gains (losses)$80,000664
Applicable income taxes$-1,113,0006,407
Income before extraordinary items$-3,636,0006,408
Extraordinary gains, net$5,476,0002
Net income$1,840,000931
Minority interest net income$064
Net income of bank and minority interests.$1,840,000931
Net charge-offs$61,0001,419
Cash dividends$115,0002,233
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-3,697,6006,407
2014-12-31 (YTD Data)Rank
Total interest income$70,707,000379
Total interest expense$5,498,000502
Net interest income$65,209,000371
Provision for loan and lease losses$3,570,000278
Total noninterest income$76,945,000137
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$6,165,000260
Trading account gains and fees$0180
Additional Noninterest Income$70,780,000112
Total noninterest expense$131,736,000194
Salaries and employee benefits$56,093,000208
Premises and equipment expense$13,641,000199
Additional noninterest expense$62,002,000165
Pre-tax net operating income$6,848,0001,182
Securities gains (losses)$450,000443
Applicable income taxes$-1,794,0006,450
Income before extraordinary items$9,092,000744
Extraordinary gains, net$-27,126,0006,507
Net income$-18,034,0006,498
Minority interest net income$084
Net income of bank and minority interests.$-18,034,0006,498
Net charge-offs$2,095,000492
Cash dividends$573,0002,712
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,642,000767
2014-09-30 (YTD Data)Rank
Total interest income$52,182,000381
Total interest expense$4,184,000502
Net interest income$47,998,000373
Provision for loan and lease losses$3,420,000223
Total noninterest income$60,436,000134
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,146,000279
Trading account gains and fees$0174
Additional Noninterest Income$56,290,000109
Total noninterest expense$96,069,000196
Salaries and employee benefits$42,509,000205
Premises and equipment expense$9,871,000204
Additional noninterest expense$43,689,000170
Pre-tax net operating income$8,945,000707
Securities gains (losses)$365,000411
Applicable income taxes$283,0002,512
Income before extraordinary items$9,027,000573
Extraordinary gains, net$-25,471,0006,587
Net income$-16,444,0006,578
Minority interest net income$081
Net income of bank and minority interests.$-16,444,0006,578
Net charge-offs$1,194,000590
Cash dividends$230,0002,965
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,672,950580
2014-06-30 (YTD Data)Rank
Total interest income$60,193,000247
Total interest expense$3,155,000449
Net interest income$57,038,000227
Provision for loan and lease losses$32,800,00042
Total noninterest income$43,161,000127
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,587,000289
Trading account gains and fees$0172
Additional Noninterest Income$40,574,000100
Total noninterest expense$67,103,000191
Salaries and employee benefits$30,076,000191
Premises and equipment expense$6,527,000209
Additional noninterest expense$30,500,000166
Pre-tax net operating income$296,0004,922
Securities gains (losses)$400,000284
Applicable income taxes$114,0002,918
Income before extraordinary items$582,0003,683
Extraordinary gains, net$020
Net income$582,0003,687
Minority interest net income$080
Net income of bank and minority interests.$582,0003,690
Net charge-offs$24,037,00053
Cash dividends$230,0002,598
Sale, conversion, retirement of capital stock, net$0794
Net operating income$246,0004,938
2014-03-31 (YTD Data)Rank
Total interest income$29,472,000248
Total interest expense$1,620,000441
Net interest income$27,852,000235
Provision for loan and lease losses$17,300,00042
Total noninterest income$21,525,000125
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,210,000304
Trading account gains and fees$0147
Additional Noninterest Income$20,315,00097
Total noninterest expense$32,128,000198
Salaries and employee benefits$14,631,000197
Premises and equipment expense$3,194,000215
Additional noninterest expense$14,303,000173
Pre-tax net operating income$-51,0006,365
Securities gains (losses)$241,000249
Applicable income taxes$71,0002,666
Income before extraordinary items$119,0004,959
Extraordinary gains, net$016
Net income$119,0004,962
Minority interest net income$066
Net income of bank and minority interests.$119,0004,961
Net charge-offs$9,073,00063
Cash dividends$115,0002,149
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-35,2406,342
2013-12-31 (YTD Data)Rank
Total interest income$106,548,000264
Total interest expense$6,645,000471
Net interest income$99,903,000250
Provision for loan and lease losses$29,500,00076
Total noninterest income$75,056,000148
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,977,000308
Trading account gains and fees$0184
Additional Noninterest Income$70,079,000117
Total noninterest expense$105,687,000222
Salaries and employee benefits$49,932,000230
Premises and equipment expense$11,055,000240
Additional noninterest expense$44,700,000209
Pre-tax net operating income$39,772,000255
Securities gains (losses)$1,829,000140
Applicable income taxes$14,635,000220
Income before extraordinary items$26,966,000282
Extraordinary gains, net$029
Net income$26,966,000282
Minority interest net income$090
Net income of bank and minority interests.$26,966,000282
Net charge-offs$24,358,00092
Cash dividends$667,0002,422
Sale, conversion, retirement of capital stock, net$1,060,000205
Net operating income$25,777,150296
2013-09-30 (YTD Data)Rank
Total interest income$78,402,000269
Total interest expense$5,032,000481
Net interest income$73,370,000254
Provision for loan and lease losses$23,000,00076
Total noninterest income$56,465,000145
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,430,000329
Trading account gains and fees$0180
Additional Noninterest Income$53,035,000117
Total noninterest expense$77,372,000224
Salaries and employee benefits$37,387,000226
Premises and equipment expense$7,940,000245
Additional noninterest expense$32,045,000210
Pre-tax net operating income$29,463,000261
Securities gains (losses)$725,000290
Applicable income taxes$10,623,000225
Income before extraordinary items$19,565,000296
Extraordinary gains, net$025
Net income$19,565,000297
Minority interest net income$084
Net income of bank and minority interests.$19,565,000297
Net charge-offs$16,889,000100
Cash dividends$551,0002,007
Sale, conversion, retirement of capital stock, net$0868
Net operating income$19,093,750295
2013-06-30 (YTD Data)Rank
Total interest income$51,580,000271
Total interest expense$3,377,000488
Net interest income$48,203,000256
Provision for loan and lease losses$15,000,00077
Total noninterest income$39,202,000141
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,144,000349
Trading account gains and fees$0157
Additional Noninterest Income$37,058,000120
Total noninterest expense$49,796,000237
Salaries and employee benefits$24,346,000236
Premises and equipment expense$5,204,000250
Additional noninterest expense$20,246,000218
Pre-tax net operating income$22,609,000239
Securities gains (losses)$683,000278
Applicable income taxes$8,603,000206
Income before extraordinary items$14,689,000263
Extraordinary gains, net$022
Net income$14,689,000264
Minority interest net income$082
Net income of bank and minority interests.$14,689,000264
Net charge-offs$7,766,000133
Cash dividends$431,0001,847
Sale, conversion, retirement of capital stock, net$0838
Net operating income$14,251,880263
2013-03-31 (YTD Data)Rank
Total interest income$25,395,000278
Total interest expense$1,702,000508
Net interest income$23,693,000262
Provision for loan and lease losses$5,500,000103
Total noninterest income$18,266,000153
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,060,000347
Trading account gains and fees$0148
Additional Noninterest Income$17,206,000122
Total noninterest expense$23,765,000257
Salaries and employee benefits$11,576,000253
Premises and equipment expense$2,420,000269
Additional noninterest expense$9,769,000229
Pre-tax net operating income$12,694,000225
Securities gains (losses)$207,000450
Applicable income taxes$4,803,000197
Income before extraordinary items$8,098,000247
Extraordinary gains, net$010
Net income$8,098,000248
Minority interest net income$076
Net income of bank and minority interests.$8,098,000248
Net charge-offs$3,657,000154
Cash dividends$216,0001,573
Sale, conversion, retirement of capital stock, net$0789
Net operating income$7,965,520243
2012-12-31 (YTD Data)Rank
Total interest income$96,855,000290
Total interest expense$8,344,000499
Net interest income$88,511,000278
Provision for loan and lease losses$22,438,000149
Total noninterest income$46,489,000230
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,548,000415
Trading account gains and fees$0166
Additional Noninterest Income$42,941,000170
Total noninterest expense$86,236,000275
Salaries and employee benefits$39,855,000277
Premises and equipment expense$8,573,000296
Additional noninterest expense$37,808,000244
Pre-tax net operating income$26,326,000342
Securities gains (losses)$379,0001,160
Applicable income taxes$8,612,000304
Income before extraordinary items$18,093,000383
Extraordinary gains, net$029
Net income$18,093,000383
Minority interest net income$093
Net income of bank and minority interests.$18,093,000383
Net charge-offs$18,966,000194
Cash dividends$653,0002,461
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$17,835,280377
2012-09-30 (YTD Data)Rank
Total interest income$72,189,000296
Total interest expense$6,681,000496
Net interest income$65,508,000286
Provision for loan and lease losses$15,047,000165
Total noninterest income$31,586,000247
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,512,000446
Trading account gains and fees$0157
Additional Noninterest Income$29,074,000188
Total noninterest expense$63,613,000277
Salaries and employee benefits$28,706,000288
Premises and equipment expense$6,319,000297
Additional noninterest expense$28,588,000236
Pre-tax net operating income$18,434,000367
Securities gains (losses)$-99,0007,018
Applicable income taxes$6,444,000315
Income before extraordinary items$11,891,000441
Extraordinary gains, net$020
Net income$11,891,000440
Minority interest net income$086
Net income of bank and minority interests.$11,891,000440
Net charge-offs$11,544,000231
Cash dividends$435,0002,182
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,955,350418
2012-06-30 (YTD Data)Rank
Total interest income$47,831,000300
Total interest expense$4,728,000479
Net interest income$43,103,000289
Provision for loan and lease losses$9,507,000171
Total noninterest income$20,994,000246
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,584,000466
Trading account gains and fees$0153
Additional Noninterest Income$19,410,000186
Total noninterest expense$41,782,000276
Salaries and employee benefits$18,715,000291
Premises and equipment expense$4,160,000302
Additional noninterest expense$18,907,000238
Pre-tax net operating income$12,808,000342
Securities gains (losses)$-126,0007,119
Applicable income taxes$4,545,000298
Income before extraordinary items$8,137,000409
Extraordinary gains, net$019
Net income$8,137,000407
Minority interest net income$084
Net income of bank and minority interests.$8,137,000408
Net charge-offs$7,904,000232
Cash dividends$218,0002,448
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,217,640386
2012-03-31 (YTD Data)Rank
Total interest income$23,881,000300
Total interest expense$2,337,000502
Net interest income$21,544,000288
Provision for loan and lease losses$5,220,000153
Total noninterest income$10,842,000231
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$905,000409
Trading account gains and fees$0148
Additional Noninterest Income$9,937,000164
Total noninterest expense$20,730,000276
Salaries and employee benefits$9,616,000282
Premises and equipment expense$2,034,000307
Additional noninterest expense$9,080,000246
Pre-tax net operating income$6,436,000337
Securities gains (losses)$02,210
Applicable income taxes$2,310,000291
Income before extraordinary items$4,126,000406
Extraordinary gains, net$019
Net income$4,126,000406
Minority interest net income$078
Net income of bank and minority interests.$4,126,000407
Net charge-offs$3,288,000268
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,126,000385
2011-12-31 (YTD Data)Rank
Total interest income$88,442,000325
Total interest expense$10,411,000545
Net interest income$78,031,000301
Provision for loan and lease losses$21,498,000217
Total noninterest income$29,287,000277
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,907,000518
Trading account gains and fees$0146
Additional Noninterest Income$26,380,000221
Total noninterest expense$71,882,000306
Salaries and employee benefits$31,108,000325
Premises and equipment expense$7,569,000347
Additional noninterest expense$33,205,000261
Pre-tax net operating income$13,938,000477
Securities gains (losses)$684,000614
Applicable income taxes$4,798,000425
Income before extraordinary items$9,824,000547
Extraordinary gains, net$029
Net income$9,824,000548
Minority interest net income$096
Net income of bank and minority interests.$9,824,000548
Net charge-offs$15,993,000301
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,365,720556
2011-09-30 (YTD Data)Rank
Total interest income$65,111,000333
Total interest expense$7,800,000568
Net interest income$57,311,000307
Provision for loan and lease losses$16,654,000209
Total noninterest income$21,041,000287
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,001,000559
Trading account gains and fees$0145
Additional Noninterest Income$19,040,000223
Total noninterest expense$52,662,000303
Salaries and employee benefits$22,560,000333
Premises and equipment expense$5,576,000354
Additional noninterest expense$24,526,000252
Pre-tax net operating income$9,036,000542
Securities gains (losses)$548,000604
Applicable income taxes$3,288,000448
Income before extraordinary items$6,296,000638
Extraordinary gains, net$021
Net income$6,296,000637
Minority interest net income$087
Net income of bank and minority interests.$6,296,000638
Net charge-offs$13,046,000286
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,934,320650
2011-06-30 (YTD Data)Rank
Total interest income$42,421,000344
Total interest expense$5,535,000554
Net interest income$36,886,000315
Provision for loan and lease losses$11,635,000212
Total noninterest income$14,594,000282
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,310,000566
Trading account gains and fees$0153
Additional Noninterest Income$13,284,000219
Total noninterest expense$34,723,000311
Salaries and employee benefits$14,530,000350
Premises and equipment expense$3,632,000365
Additional noninterest expense$16,561,000261
Pre-tax net operating income$5,122,000622
Securities gains (losses)$528,000349
Applicable income taxes$1,924,000475
Income before extraordinary items$3,726,000699
Extraordinary gains, net$015
Net income$3,726,000698
Minority interest net income$089
Net income of bank and minority interests.$3,726,000699
Net charge-offs$8,013,000320
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,377,520728
2011-03-31 (YTD Data)Rank
Total interest income$21,036,000348
Total interest expense$2,623,000614
Net interest income$18,413,000314
Provision for loan and lease losses$4,672,000255
Total noninterest income$7,768,000269
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$635,000565
Trading account gains and fees$0158
Additional Noninterest Income$7,133,000212
Total noninterest expense$17,046,000314
Salaries and employee benefits$6,980,000367
Premises and equipment expense$1,794,000376
Additional noninterest expense$8,272,000262
Pre-tax net operating income$4,463,000403
Securities gains (losses)$-75,0007,375
Applicable income taxes$1,516,000339
Income before extraordinary items$2,872,000469
Extraordinary gains, net$09
Net income$2,872,000467
Minority interest net income$086
Net income of bank and minority interests.$2,872,000469
Net charge-offs$2,933,000410
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,920,750439
2010-12-31 (YTD Data)Rank
Total interest income$82,732,000371
Total interest expense$12,815,000621
Net interest income$69,917,000327
Provision for loan and lease losses$19,287,000379
Total noninterest income$19,501,000401
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,142,000704
Trading account gains and fees$0175
Additional Noninterest Income$17,359,000309
Total noninterest expense$62,105,000350
Salaries and employee benefits$25,199,000387
Premises and equipment expense$6,984,000374
Additional noninterest expense$29,922,000290
Pre-tax net operating income$8,026,000668
Securities gains (losses)$1,072,000457
Applicable income taxes$2,962,000548
Income before extraordinary items$6,136,000727
Extraordinary gains, net$029
Net income$6,136,000726
Minority interest net income$0111
Net income of bank and minority interests.$6,136,000728
Net charge-offs$14,347,000447
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,417,760778
2010-09-30 (YTD Data)Rank
Total interest income$61,229,000375
Total interest expense$9,991,000617
Net interest income$51,238,000330
Provision for loan and lease losses$15,075,000359
Total noninterest income$14,131,000393
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,510,000766
Trading account gains and fees$0165
Additional Noninterest Income$12,621,000304
Total noninterest expense$45,524,000350
Salaries and employee benefits$18,891,000381
Premises and equipment expense$5,112,000378
Additional noninterest expense$21,521,000289
Pre-tax net operating income$4,770,000877
Securities gains (losses)$1,086,000381
Applicable income taxes$1,898,000612
Income before extraordinary items$3,958,000878
Extraordinary gains, net$023
Net income$3,958,000879
Minority interest net income$0110
Net income of bank and minority interests.$3,958,000879
Net charge-offs$12,400,000384
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,219,5201,013
2010-06-30 (YTD Data)Rank
Total interest income$40,470,000382
Total interest expense$6,732,000633
Net interest income$33,738,000333
Provision for loan and lease losses$9,954,000363
Total noninterest income$9,233,000395
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$908,000868
Trading account gains and fees$0152
Additional Noninterest Income$8,325,000299
Total noninterest expense$29,580,000360
Salaries and employee benefits$12,687,000375
Premises and equipment expense$3,327,000392
Additional noninterest expense$13,566,000297
Pre-tax net operating income$3,437,000798
Securities gains (losses)$1,219,000214
Applicable income taxes$1,593,000470
Income before extraordinary items$3,063,000735
Extraordinary gains, net$019
Net income$3,063,000733
Minority interest net income$0105
Net income of bank and minority interests.$3,063,000735
Net charge-offs$6,741,000452
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,258,460954
2010-03-31 (YTD Data)Rank
Total interest income$20,021,000397
Total interest expense$3,388,000670
Net interest income$16,633,000342
Provision for loan and lease losses$4,148,000434
Total noninterest income$5,947,000335
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$381,0001,036
Trading account gains and fees$0175
Additional Noninterest Income$5,566,000256
Total noninterest expense$15,520,000344
Salaries and employee benefits$6,367,000382
Premises and equipment expense$1,603,000427
Additional noninterest expense$7,550,000280
Pre-tax net operating income$2,912,000463
Securities gains (losses)$750,000164
Applicable income taxes$1,308,000312
Income before extraordinary items$2,354,000464
Extraordinary gains, net$016
Net income$2,354,000465
Minority interest net income$091
Net income of bank and minority interests.$2,354,000466
Net charge-offs$2,914,000495
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,874,000574
2009-12-31 (YTD Data)Rank
Total interest income$79,989,000420
Total interest expense$15,382,000749
Net interest income$64,607,000337
Provision for loan and lease losses$13,000,000685
Total noninterest income$15,321,000464
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,348,0001,279
Trading account gains and fees$0211
Additional Noninterest Income$13,973,000355
Total noninterest expense$58,204,000391
Salaries and employee benefits$22,905,000418
Premises and equipment expense$6,240,000434
Additional noninterest expense$29,059,000325
Pre-tax net operating income$8,724,000494
Securities gains (losses)$-1,119,0007,731
Applicable income taxes$2,641,000448
Income before extraordinary items$4,964,000690
Extraordinary gains, net$034
Net income$4,964,000690
Minority interest net income$0115
Net income of bank and minority interests.$4,964,000690
Net charge-offs$11,238,000627
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,691,350586
2009-09-30 (YTD Data)Rank
Total interest income$59,509,000436
Total interest expense$11,965,000768
Net interest income$47,544,000354
Provision for loan and lease losses$9,000,000680
Total noninterest income$11,015,000492
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$946,0001,365
Trading account gains and fees$0212
Additional Noninterest Income$10,069,000368
Total noninterest expense$42,982,000396
Salaries and employee benefits$16,776,000436
Premises and equipment expense$4,662,000450
Additional noninterest expense$21,544,000331
Pre-tax net operating income$6,577,000515
Securities gains (losses)$670,000549
Applicable income taxes$2,533,000377
Income before extraordinary items$4,714,000570
Extraordinary gains, net$027
Net income$4,714,000571
Minority interest net income$0118
Net income of bank and minority interests.$4,714,000572
Net charge-offs$7,925,000601
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,278,500625
2009-06-30 (YTD Data)Rank
Total interest income$39,486,000446
Total interest expense$8,139,000794
Net interest income$31,347,000365
Provision for loan and lease losses$5,500,000689
Total noninterest income$6,898,000522
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$623,0001,365
Trading account gains and fees$0193
Additional Noninterest Income$6,275,000393
Total noninterest expense$29,081,000398
Salaries and employee benefits$11,560,000432
Premises and equipment expense$3,120,000454
Additional noninterest expense$14,401,000335
Pre-tax net operating income$3,664,000621
Securities gains (losses)$670,000400
Applicable income taxes$1,600,000410
Income before extraordinary items$2,734,000664
Extraordinary gains, net$021
Net income$2,734,000661
Minority interest net income$0112
Net income of bank and minority interests.$2,734,000665
Net charge-offs$4,955,000585
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,305,200780
2009-03-31 (YTD Data)Rank
Total interest income$19,417,000461
Total interest expense$4,267,000784
Net interest income$15,150,000366
Provision for loan and lease losses$3,000,000564
Total noninterest income$4,299,000420
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$270,0001,508
Trading account gains and fees$0171
Additional Noninterest Income$4,029,000293
Total noninterest expense$14,163,000384
Salaries and employee benefits$6,033,000417
Premises and equipment expense$1,533,000461
Additional noninterest expense$6,597,000312
Pre-tax net operating income$2,286,000516
Securities gains (losses)$02,434
Applicable income taxes$873,000395
Income before extraordinary items$1,413,000732
Extraordinary gains, net$015
Net income$1,413,000732
Minority interest net income$0102
Net income of bank and minority interests.$1,413,000734
Net charge-offs$1,384,000776
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,413,000682
2008-12-31 (YTD Data)Rank
Total interest income$95,061,000409
Total interest expense$39,140,000419
Net interest income$55,921,000404
Provision for loan and lease losses$12,500,000509
Total noninterest income$14,293,000459
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,168,0001,528
Trading account gains and fees$0154
Additional Noninterest Income$13,125,000317
Total noninterest expense$99,296,000237
Salaries and employee benefits$21,059,000456
Premises and equipment expense$5,214,000527
Additional noninterest expense$73,023,000173
Pre-tax net operating income$-41,582,0008,183
Securities gains (losses)$-19,886,0008,228
Applicable income taxes$-20,312,0008,231
Income before extraordinary items$-41,156,0008,177
Extraordinary gains, net$039
Net income$-41,156,0008,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,372,000652
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-27,832,3808,153
2008-09-30 (YTD Data)Rank
Total interest income$72,646,000415
Total interest expense$32,155,000394
Net interest income$40,491,000428
Provision for loan and lease losses$8,800,000443
Total noninterest income$10,791,000478
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$785,0001,705
Trading account gains and fees$0148
Additional Noninterest Income$10,006,000336
Total noninterest expense$34,786,000449
Salaries and employee benefits$15,331,000489
Premises and equipment expense$3,860,000537
Additional noninterest expense$15,595,000353
Pre-tax net operating income$7,696,000649
Securities gains (losses)$-8,275,0008,265
Applicable income taxes$-171,0007,627
Income before extraordinary items$-408,0007,117
Extraordinary gains, net$031
Net income$-408,0007,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,564,000567
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,384,500707
2008-06-30 (YTD Data)Rank
Total interest income$48,752,000423
Total interest expense$22,284,000393
Net interest income$26,468,000438
Provision for loan and lease losses$4,700,000454
Total noninterest income$7,860,000464
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$528,0001,670
Trading account gains and fees$0149
Additional Noninterest Income$7,332,000328
Total noninterest expense$22,886,000453
Salaries and employee benefits$10,003,000500
Premises and equipment expense$2,500,000549
Additional noninterest expense$10,383,000353
Pre-tax net operating income$6,742,000537
Securities gains (losses)$-8,275,0008,423
Applicable income taxes$-556,0008,195
Income before extraordinary items$-977,0007,986
Extraordinary gains, net$021
Net income$-977,0007,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$688,0001,078
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,319,000620
2008-03-31 (YTD Data)Rank
Total interest income$25,244,000423
Total interest expense$12,095,000392
Net interest income$13,149,000443
Provision for loan and lease losses$1,350,000521
Total noninterest income$4,345,000435
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$145,0002,698
Trading account gains and fees$0158
Additional Noninterest Income$4,200,000302
Total noninterest expense$11,220,000452
Salaries and employee benefits$4,900,000514
Premises and equipment expense$1,206,000567
Additional noninterest expense$5,114,000340
Pre-tax net operating income$4,924,000408
Securities gains (losses)$02,688
Applicable income taxes$1,921,000361
Income before extraordinary items$3,003,000510
Extraordinary gains, net$015
Net income$3,003,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,086
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,003,000487
2007-12-31 (YTD Data)Rank
Total interest income$106,536,000416
Total interest expense$53,785,000395
Net interest income$52,751,000439
Provision for loan and lease losses$5,400,000382
Total noninterest income$7,616,000777
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$887,0001,943
Trading account gains and fees$0178
Additional Noninterest Income$6,729,000540
Total noninterest expense$30,871,000605
Salaries and employee benefits$14,442,000671
Premises and equipment expense$3,358,000791
Additional noninterest expense$13,071,000475
Pre-tax net operating income$24,096,000403
Securities gains (losses)$-2,0007,197
Applicable income taxes$9,368,000345
Income before extraordinary items$14,726,000459
Extraordinary gains, net$039
Net income$14,726,000457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,568,000400
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,727,280450
2007-09-30 (YTD Data)Rank
Total interest income$79,171,000421
Total interest expense$40,052,000400
Net interest income$39,119,000444
Provision for loan and lease losses$2,250,000469
Total noninterest income$4,344,000977
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$682,0001,901
Trading account gains and fees$0184
Additional Noninterest Income$3,662,000706
Total noninterest expense$22,195,000617
Salaries and employee benefits$10,296,000706
Premises and equipment expense$2,493,000801
Additional noninterest expense$9,406,000471
Pre-tax net operating income$19,018,000420
Securities gains (losses)$-2,0007,433
Applicable income taxes$7,413,000362
Income before extraordinary items$11,603,000482
Extraordinary gains, net$033
Net income$11,603,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,123,000594
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,604,280470
2007-06-30 (YTD Data)Rank
Total interest income$51,699,000440
Total interest expense$26,334,000408
Net interest income$25,365,000466
Provision for loan and lease losses$1,500,000417
Total noninterest income$13,098,000330
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$458,0001,893
Trading account gains and fees$0168
Additional Noninterest Income$12,640,000241
Total noninterest expense$24,495,000420
Salaries and employee benefits$6,721,000741
Premises and equipment expense$1,682,000811
Additional noninterest expense$16,092,000245
Pre-tax net operating income$12,468,000457
Securities gains (losses)$-2,0007,706
Applicable income taxes$4,804,000397
Income before extraordinary items$7,662,000515
Extraordinary gains, net$029
Net income$7,662,000514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,000705
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,663,280503
2007-03-31 (YTD Data)Rank
Total interest income$25,542,000441
Total interest expense$12,988,000409
Net interest income$12,554,000466
Provision for loan and lease losses$750,000360
Total noninterest income$5,970,000343
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$224,0001,874
Trading account gains and fees$0195
Additional Noninterest Income$5,746,000252
Total noninterest expense$11,869,000430
Salaries and employee benefits$3,584,000700
Premises and equipment expense$836,000807
Additional noninterest expense$7,449,000251
Pre-tax net operating income$5,905,000471
Securities gains (losses)$-2,0008,059
Applicable income taxes$2,303,000412
Income before extraordinary items$3,600,000534
Extraordinary gains, net$022
Net income$3,600,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,000589
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,601,280521
2006-12-31 (YTD Data)Rank
Total interest income$80,968,000515
Total interest expense$36,696,000483
Net interest income$44,272,000516
Provision for loan and lease losses$2,975,000380
Total noninterest income$23,672,000336
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$841,0002,039
Trading account gains and fees$0130
Additional Noninterest Income$22,831,000246
Total noninterest expense$43,811,000446
Salaries and employee benefits$11,940,000793
Premises and equipment expense$3,160,000787
Additional noninterest expense$28,711,000248
Pre-tax net operating income$21,158,000516
Securities gains (losses)$01,687
Applicable income taxes$7,929,000460
Income before extraordinary items$13,229,000577
Extraordinary gains, net$051
Net income$13,229,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,323
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$13,229,000570
2006-09-30 (YTD Data)Rank
Total interest income$57,309,000546
Total interest expense$24,990,000515
Net interest income$32,319,000542
Provision for loan and lease losses$2,125,000376
Total noninterest income$17,660,000349
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$603,0002,113
Trading account gains and fees$0126
Additional Noninterest Income$17,057,000260
Total noninterest expense$32,667,000457
Salaries and employee benefits$8,964,000806
Premises and equipment expense$2,332,000822
Additional noninterest expense$21,371,000259
Pre-tax net operating income$15,187,000555
Securities gains (losses)$01,388
Applicable income taxes$5,672,000491
Income before extraordinary items$9,515,000623
Extraordinary gains, net$045
Net income$9,515,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,067
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,515,000613
2006-06-30 (YTD Data)Rank
Total interest income$35,470,000572
Total interest expense$14,435,000564
Net interest income$21,035,000563
Provision for loan and lease losses$1,300,000395
Total noninterest income$11,356,000363
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$381,0002,190
Trading account gains and fees$0126
Additional Noninterest Income$10,975,000271
Total noninterest expense$21,291,000473
Salaries and employee benefits$6,073,000803
Premises and equipment expense$1,533,000839
Additional noninterest expense$13,685,000269
Pre-tax net operating income$9,800,000575
Securities gains (losses)$01,185
Applicable income taxes$3,630,000507
Income before extraordinary items$6,170,000649
Extraordinary gains, net$039
Net income$6,170,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,236
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,170,000636
2006-03-31 (YTD Data)Rank
Total interest income$16,557,000588
Total interest expense$6,332,000595
Net interest income$10,225,000567
Provision for loan and lease losses$600,000400
Total noninterest income$5,150,000379
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$164,0002,406
Trading account gains and fees$0115
Additional Noninterest Income$4,986,000285
Total noninterest expense$10,127,000487
Salaries and employee benefits$3,063,000787
Premises and equipment expense$754,000844
Additional noninterest expense$6,310,000276
Pre-tax net operating income$4,648,000582
Securities gains (losses)$0955
Applicable income taxes$1,730,000518
Income before extraordinary items$2,918,000670
Extraordinary gains, net$021
Net income$2,918,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,701
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,918,000652
2005-12-31 (YTD Data)Rank
Total interest income$47,134,000685
Total interest expense$14,838,000769
Net interest income$32,296,000653
Provision for loan and lease losses$2,100,000521
Total noninterest income$15,373,000470
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$706,0002,332
Trading account gains and fees$0138
Additional Noninterest Income$14,667,000334
Total noninterest expense$32,533,000556
Salaries and employee benefits$10,522,000864
Premises and equipment expense$2,696,000881
Additional noninterest expense$19,315,000345
Pre-tax net operating income$13,036,000762
Securities gains (losses)$56,000885
Applicable income taxes$4,665,000680
Income before extraordinary items$8,427,000856
Extraordinary gains, net$046
Net income$8,427,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,933
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,391,160848
2005-09-30 (YTD Data)Rank
Total interest income$32,790,000712
Total interest expense$10,065,000800
Net interest income$22,725,000682
Provision for loan and lease losses$1,600,000475
Total noninterest income$10,880,000491
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$515,0002,381
Trading account gains and fees$0126
Additional Noninterest Income$10,365,000350
Total noninterest expense$23,433,000570
Salaries and employee benefits$7,619,000888
Premises and equipment expense$1,994,000884
Additional noninterest expense$13,820,000353
Pre-tax net operating income$8,572,000863
Securities gains (losses)$67,000792
Applicable income taxes$2,916,000797
Income before extraordinary items$5,723,000943
Extraordinary gains, net$035
Net income$5,723,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,062
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,678,780936
2005-06-30 (YTD Data)Rank
Total interest income$19,975,000762
Total interest expense$6,007,000834
Net interest income$13,968,000734
Provision for loan and lease losses$1,050,000482
Total noninterest income$7,330,000477
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$331,0002,421
Trading account gains and fees$0116
Additional Noninterest Income$6,999,000341
Total noninterest expense$15,201,000579
Salaries and employee benefits$4,919,000911
Premises and equipment expense$1,315,000886
Additional noninterest expense$8,967,000358
Pre-tax net operating income$5,047,000940
Securities gains (losses)$67,000704
Applicable income taxes$1,718,000861
Income before extraordinary items$3,396,0001,030
Extraordinary gains, net$030
Net income$3,396,0001,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,091
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,351,7801,023
2005-03-31 (YTD Data)Rank
Total interest income$9,148,000825
Total interest expense$2,540,000921
Net interest income$6,608,000782
Provision for loan and lease losses$500,000469
Total noninterest income$3,525,000473
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$140,0002,694
Trading account gains and fees$0115
Additional Noninterest Income$3,385,000346
Total noninterest expense$7,449,000594
Salaries and employee benefits$2,299,000970
Premises and equipment expense$656,000898
Additional noninterest expense$4,494,000357
Pre-tax net operating income$2,184,0001,059
Securities gains (losses)$67,000473
Applicable income taxes$744,000957
Income before extraordinary items$1,507,0001,146
Extraordinary gains, net$024
Net income$1,507,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,866
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,462,1101,160
2004-12-31 (YTD Data)Rank
Total interest income$24,672,0001,146
Total interest expense$6,525,0001,258
Net interest income$18,147,0001,102
Provision for loan and lease losses$1,632,000660
Total noninterest income$8,465,000688
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$691,0002,397
Trading account gains and fees$0138
Additional Noninterest Income$7,774,000489
Total noninterest expense$21,709,000750
Salaries and employee benefits$7,715,0001,116
Premises and equipment expense$2,043,0001,128
Additional noninterest expense$11,951,000470
Pre-tax net operating income$3,271,0002,405
Securities gains (losses)$481,000467
Applicable income taxes$-1,043,0008,937
Income before extraordinary items$4,795,0001,344
Extraordinary gains, net$034
Net income$4,795,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,270
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$82,876,00010
Net operating income$4,314,0001,441
2004-09-30 (YTD Data)Rank
Total interest income$17,020,0001,227
Total interest expense$4,457,0001,355
Net interest income$12,563,0001,180
Provision for loan and lease losses$982,000793
Total noninterest income$6,027,000728
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$540,0002,340
Trading account gains and fees$0134
Additional Noninterest Income$5,487,000508
Total noninterest expense$15,638,000772
Salaries and employee benefits$5,793,0001,110
Premises and equipment expense$1,501,0001,149
Additional noninterest expense$8,344,000495
Pre-tax net operating income$1,970,0002,916
Securities gains (losses)$481,000436
Applicable income taxes$123,0005,104
Income before extraordinary items$2,328,0002,015
Extraordinary gains, net$026
Net income$2,328,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$82,876,0009
Net operating income$1,871,0502,399
2004-06-30 (YTD Data)Rank
Total interest income$10,411,0001,331
Total interest expense$2,749,0001,446
Net interest income$7,662,0001,293
Provision for loan and lease losses$732,000699
Total noninterest income$3,854,000750
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$375,0002,263
Trading account gains and fees$0130
Additional Noninterest Income$3,479,000537
Total noninterest expense$9,777,000835
Salaries and employee benefits$3,536,0001,235
Premises and equipment expense$1,008,0001,143
Additional noninterest expense$5,233,000514
Pre-tax net operating income$1,007,0003,517
Securities gains (losses)$293,000495
Applicable income taxes$58,0005,479
Income before extraordinary items$1,242,0002,444
Extraordinary gains, net$021
Net income$1,242,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,514
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$82,876,0006
Net operating income$960,7202,951
2004-03-31 (YTD Data)Rank
Total interest income$4,676,0001,517
Total interest expense$1,254,0001,605
Net interest income$3,422,0001,461
Provision for loan and lease losses$332,000736
Total noninterest income$1,789,000781
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$190,0002,180
Trading account gains and fees$0121
Additional Noninterest Income$1,599,000569
Total noninterest expense$4,554,000901
Salaries and employee benefits$1,638,0001,357
Premises and equipment expense$487,0001,197
Additional noninterest expense$2,429,000549
Pre-tax net operating income$325,0004,630
Securities gains (losses)$101,000797
Applicable income taxes$21,0005,742
Income before extraordinary items$405,0003,460
Extraordinary gains, net$016
Net income$405,0003,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$82,881,0003
Net operating income$309,0504,063
2003-12-31 (YTD Data)Rank
Total interest income$14,799,0001,916
Total interest expense$4,873,0001,836
Net interest income$9,926,0001,975
Provision for loan and lease losses$685,0001,648
Total noninterest income$2,308,0002,085
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$871,0001,970
Trading account gains and fees$0160
Additional Noninterest Income$1,437,0001,881
Total noninterest expense$10,614,0001,508
Salaries and employee benefits$4,673,0001,847
Premises and equipment expense$1,877,0001,195
Additional noninterest expense$4,064,0001,222
Pre-tax net operating income$935,0005,340
Securities gains (losses)$747,000577
Applicable income taxes$-168,0008,995
Income before extraordinary items$1,850,0003,039
Extraordinary gains, net$054
Net income$1,850,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,556
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$3,980,000236
Net operating income$1,103,0004,191
2003-09-30 (YTD Data)Rank
Total interest income$10,572,0002,046
Total interest expense$3,557,0001,959
Net interest income$7,015,0002,104
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,672,0002,180
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$650,0001,989
Trading account gains and fees$0153
Additional Noninterest Income$1,022,0002,020
Total noninterest expense$7,556,0001,598
Salaries and employee benefits$3,245,0001,985
Premises and equipment expense$1,407,0001,219
Additional noninterest expense$2,904,0001,284
Pre-tax net operating income$681,0005,579
Securities gains (losses)$558,000635
Applicable income taxes$60,0006,068
Income before extraordinary items$1,179,0003,548
Extraordinary gains, net$040
Net income$1,179,0003,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,857
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$3,980,000157
Net operating income$648,9005,005
2003-06-30 (YTD Data)Rank
Total interest income$6,848,0002,120
Total interest expense$2,353,0002,037
Net interest income$4,495,0002,165
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,154,0002,116
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$453,0001,869
Trading account gains and fees$0150
Additional Noninterest Income$701,0001,963
Total noninterest expense$4,929,0001,627
Salaries and employee benefits$2,144,0001,991
Premises and equipment expense$936,0001,216
Additional noninterest expense$1,849,0001,334
Pre-tax net operating income$420,0005,740
Securities gains (losses)$337,000746
Applicable income taxes$34,0006,245
Income before extraordinary items$723,0003,774
Extraordinary gains, net$030
Net income$723,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,057
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$399,4805,204
2003-03-31 (YTD Data)Rank
Total interest income$3,365,0002,183
Total interest expense$1,161,0002,110
Net interest income$2,204,0002,213
Provision for loan and lease losses$150,0001,666
Total noninterest income$498,0002,284
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$184,0002,179
Trading account gains and fees$0134
Additional Noninterest Income$314,0002,047
Total noninterest expense$2,396,0001,667
Salaries and employee benefits$1,005,0002,103
Premises and equipment expense$455,0001,265
Additional noninterest expense$936,0001,297
Pre-tax net operating income$156,0006,396
Securities gains (losses)$336,000474
Applicable income taxes$24,0005,925
Income before extraordinary items$468,0003,098
Extraordinary gains, net$021
Net income$468,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$148,8005,859
2002-12-31 (YTD Data)Rank
Total interest income$12,021,0002,557
Total interest expense$4,285,0002,585
Net interest income$7,736,0002,474
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,679,0002,429
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$427,0003,373
Trading account gains and fees$0153
Additional Noninterest Income$1,252,0001,886
Total noninterest expense$8,370,0001,810
Salaries and employee benefits$3,519,0002,271
Premises and equipment expense$1,885,0001,174
Additional noninterest expense$2,966,0001,592
Pre-tax net operating income$445,0006,978
Securities gains (losses)$20,0003,147
Applicable income taxes$-500,0009,245
Income before extraordinary items$965,0004,693
Extraordinary gains, net$070
Net income$965,0004,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$4,000,000187
Net operating income$945,0004,623
2001-12-31 (YTD Data)Rank
Total interest income$7,474,0004,240
Total interest expense$3,566,0004,147
Net interest income$3,908,0004,201
Provision for loan and lease losses$435,0002,451
Total noninterest income$1,768,0002,225
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$92,0006,725
Trading account gains and fees$0177
Additional Noninterest Income$1,676,0001,409
Total noninterest expense$8,570,0001,693
Salaries and employee benefits$3,176,0002,366
Premises and equipment expense$1,544,0001,382
Additional noninterest expense$3,850,0001,231
Pre-tax net operating income$-3,329,0009,540
Securities gains (losses)$62,0002,166
Applicable income taxes$07,903
Income before extraordinary items$-3,267,0009,555
Extraordinary gains, net$0105
Net income$-3,267,0009,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,243
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$6,200,000139
Net operating income$-3,329,0009,543
2000-12-31 (YTD Data)Rank
Total interest income$2,458,0007,951
Total interest expense$1,296,0007,589
Net interest income$1,162,0008,150
Provision for loan and lease losses$350,0002,565
Total noninterest income$586,0004,469
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,0008,450
Trading account gains and feesNANA
Additional Noninterest Income$578,0002,686
Total noninterest expense$5,734,0002,382
Salaries and employee benefits$3,040,0002,354
Premises and equipment expense$587,0003,334
Additional noninterest expense$2,107,0002,060
Pre-tax net operating income$-4,336,0009,866
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-4,336,0009,853
Extraordinary gains, net$038
Net income$-4,336,0009,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$16,494,00035
Net operating income$-4,336,0009,856

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.