Home > The Andover Bank > Income and Expense
The Andover Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,071,000 | 2,025 |
| Total interest expense | $3,224,000 | 2,524 |
| Net interest income | $14,847,000 | 1,823 |
| Provision for loan and lease losses | $-47,000 | 4,270 |
| Total noninterest income | $3,762,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,446,000 | 755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,316,000 | 1,488 |
| Total noninterest expense | $14,282,000 | 1,598 |
| Salaries and employee benefits | $6,493,000 | 1,849 |
| Premises and equipment expense | $2,001,000 | 1,216 |
| Additional noninterest expense | $2,316,000 | 1,488 |
| Pre-tax net operating income | $4,374,000 | 2,078 |
| Securities gains (losses) | $73,000 | 318 |
| Applicable income taxes | $252,000 | 2,337 |
| Income before extraordinary items | $4,195,000 | 1,933 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,195,000 | 1,956 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,195,000 | 1,936 |
| Net charge-offs | $9,000 | 2,456 |
| Cash dividends | $1,571,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,126,380 | 1,987 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,360,000 | 2,010 |
| Total interest expense | $2,200,000 | 2,540 |
| Net interest income | $11,160,000 | 1,836 |
| Provision for loan and lease losses | $-36,000 | 4,313 |
| Total noninterest income | $2,814,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,072,000 | 759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,742,000 | 1,471 |
| Total noninterest expense | $10,645,000 | 1,586 |
| Salaries and employee benefits | $4,790,000 | 1,887 |
| Premises and equipment expense | $1,475,000 | 1,238 |
| Additional noninterest expense | $1,742,000 | 1,471 |
| Pre-tax net operating income | $3,365,000 | 2,097 |
| Securities gains (losses) | $73,000 | 203 |
| Applicable income taxes | $198,000 | 2,356 |
| Income before extraordinary items | $3,240,000 | 1,963 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,240,000 | 1,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,240,000 | 1,963 |
| Net charge-offs | $9,000 | 2,168 |
| Cash dividends | $788,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,171,380 | 2,014 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 2,015 |
| Total interest expense | $1,302,000 | 2,521 |
| Net interest income | $7,441,000 | 1,839 |
| Provision for loan and lease losses | $-36,000 | 4,395 |
| Total noninterest income | $1,839,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $704,000 | 756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,135,000 | 1,418 |
| Total noninterest expense | $7,078,000 | 1,572 |
| Salaries and employee benefits | $3,193,000 | 1,888 |
| Premises and equipment expense | $973,000 | 1,243 |
| Additional noninterest expense | $1,135,000 | 1,417 |
| Pre-tax net operating income | $2,238,000 | 2,102 |
| Securities gains (losses) | $73,000 | 220 |
| Applicable income taxes | $138,000 | 2,372 |
| Income before extraordinary items | $2,173,000 | 1,958 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,173,000 | 1,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,173,000 | 1,958 |
| Net charge-offs | $11,000 | 1,777 |
| Cash dividends | $788,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,104,380 | 2,010 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 2,025 |
| Total interest expense | $568,000 | 2,493 |
| Net interest income | $3,693,000 | 1,857 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $896,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $349,000 | 768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 1,448 |
| Total noninterest expense | $3,503,000 | 1,611 |
| Salaries and employee benefits | $1,611,000 | 1,901 |
| Premises and equipment expense | $482,000 | 1,284 |
| Additional noninterest expense | $547,000 | 1,448 |
| Pre-tax net operating income | $1,086,000 | 2,191 |
| Securities gains (losses) | $73,000 | 211 |
| Applicable income taxes | $68,000 | 2,408 |
| Income before extraordinary items | $1,091,000 | 1,985 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,091,000 | 1,984 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,091,000 | 1,985 |
| Net charge-offs | $14,000 | 1,246 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,022,380 | 2,092 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,288,000 | 1,838 |
| Total interest expense | $878,000 | 2,594 |
| Net interest income | $15,410,000 | 1,753 |
| Provision for loan and lease losses | $-100,000 | 4,353 |
| Total noninterest income | $3,636,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,433,000 | 772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,203,000 | 1,538 |
| Total noninterest expense | $13,479,000 | 1,625 |
| Salaries and employee benefits | $6,075,000 | 1,933 |
| Premises and equipment expense | $1,951,000 | 1,237 |
| Additional noninterest expense | $2,203,000 | 1,538 |
| Pre-tax net operating income | $5,667,000 | 1,896 |
| Securities gains (losses) | $-92,000 | 3,877 |
| Applicable income taxes | $308,000 | 2,398 |
| Income before extraordinary items | $5,267,000 | 1,750 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,267,000 | 1,747 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,267,000 | 1,749 |
| Net charge-offs | $-1,000 | 3,246 |
| Cash dividends | $1,590,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,353,480 | 1,771 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,924,000 | 1,817 |
| Total interest expense | $510,000 | 2,633 |
| Net interest income | $11,414,000 | 1,746 |
| Provision for loan and lease losses | $-100,000 | 4,450 |
| Total noninterest income | $2,729,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,062,000 | 780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,667,000 | 1,546 |
| Total noninterest expense | $9,870,000 | 1,638 |
| Salaries and employee benefits | $4,409,000 | 1,978 |
| Premises and equipment expense | $1,456,000 | 1,249 |
| Additional noninterest expense | $1,667,000 | 1,546 |
| Pre-tax net operating income | $4,373,000 | 1,841 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $275,000 | 2,278 |
| Income before extraordinary items | $4,098,000 | 1,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,098,000 | 1,687 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,098,000 | 1,688 |
| Net charge-offs | $8,000 | 1,888 |
| Cash dividends | $800,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,098,000 | 1,725 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,684,000 | 1,810 |
| Total interest expense | $335,000 | 2,509 |
| Net interest income | $7,349,000 | 1,766 |
| Provision for loan and lease losses | $-100,000 | 4,474 |
| Total noninterest income | $1,787,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $688,000 | 795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,099,000 | 1,581 |
| Total noninterest expense | $6,393,000 | 1,666 |
| Salaries and employee benefits | $2,809,000 | 2,027 |
| Premises and equipment expense | $964,000 | 1,248 |
| Additional noninterest expense | $2,620,000 | 1,284 |
| Pre-tax net operating income | $2,843,000 | 1,790 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $177,000 | 2,226 |
| Income before extraordinary items | $2,666,000 | 1,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,666,000 | 1,651 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,666,000 | 1,652 |
| Net charge-offs | $11,000 | 1,552 |
| Cash dividends | $800,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,666,000 | 1,689 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 1,811 |
| Total interest expense | $179,000 | 2,380 |
| Net interest income | $3,544,000 | 1,775 |
| Provision for loan and lease losses | $-100,000 | 4,515 |
| Total noninterest income | $855,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $334,000 | 811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 1,627 |
| Total noninterest expense | $3,135,000 | 1,686 |
| Salaries and employee benefits | $1,390,000 | 2,032 |
| Premises and equipment expense | $493,000 | 1,233 |
| Additional noninterest expense | $1,252,000 | 1,334 |
| Pre-tax net operating income | $1,364,000 | 1,761 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $80,000 | 2,216 |
| Income before extraordinary items | $1,284,000 | 1,622 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,284,000 | 1,621 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,284,000 | 1,622 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,284,000 | 1,644 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,405,000 | 1,835 |
| Total interest expense | $845,000 | 2,460 |
| Net interest income | $14,560,000 | 1,758 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $3,503,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,220,000 | 821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,283,000 | 1,785 |
| Total noninterest expense | $12,118,000 | 1,730 |
| Salaries and employee benefits | $5,172,000 | 2,125 |
| Premises and equipment expense | $1,718,000 | 1,368 |
| Additional noninterest expense | $5,228,000 | 1,282 |
| Pre-tax net operating income | $5,945,000 | 1,835 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $457,000 | 2,158 |
| Income before extraordinary items | $5,488,000 | 1,766 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,488,000 | 1,766 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,488,000 | 1,767 |
| Net charge-offs | $10,000 | 2,284 |
| Cash dividends | $1,633,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,488,000 | 1,735 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,477,000 | 1,870 |
| Total interest expense | $644,000 | 2,521 |
| Net interest income | $10,833,000 | 1,787 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,566,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $860,000 | 869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,706,000 | 1,833 |
| Total noninterest expense | $8,606,000 | 1,797 |
| Salaries and employee benefits | $3,654,000 | 2,207 |
| Premises and equipment expense | $1,291,000 | 1,392 |
| Additional noninterest expense | $3,661,000 | 1,358 |
| Pre-tax net operating income | $4,793,000 | 1,820 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $427,000 | 2,077 |
| Income before extraordinary items | $4,366,000 | 1,758 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,366,000 | 1,757 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,366,000 | 1,758 |
| Net charge-offs | $34,000 | 1,511 |
| Cash dividends | $837,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,366,000 | 1,735 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 1,883 |
| Total interest expense | $443,000 | 2,539 |
| Net interest income | $7,111,000 | 1,804 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,724,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $534,000 | 892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,190,000 | 1,745 |
| Total noninterest expense | $5,623,000 | 1,819 |
| Salaries and employee benefits | $2,407,000 | 2,219 |
| Premises and equipment expense | $858,000 | 1,392 |
| Additional noninterest expense | $2,358,000 | 1,387 |
| Pre-tax net operating income | $3,212,000 | 1,789 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $303,000 | 2,015 |
| Income before extraordinary items | $2,909,000 | 1,740 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,909,000 | 1,740 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,909,000 | 1,740 |
| Net charge-offs | $24,000 | 1,428 |
| Cash dividends | $837,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,909,000 | 1,716 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 1,870 |
| Total interest expense | $232,000 | 2,548 |
| Net interest income | $3,556,000 | 1,799 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $867,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $256,000 | 902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 1,711 |
| Total noninterest expense | $2,716,000 | 1,848 |
| Salaries and employee benefits | $1,180,000 | 2,242 |
| Premises and equipment expense | $436,000 | 1,398 |
| Additional noninterest expense | $1,100,000 | 1,425 |
| Pre-tax net operating income | $1,707,000 | 1,701 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $179,000 | 1,889 |
| Income before extraordinary items | $1,528,000 | 1,704 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,528,000 | 1,704 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,528,000 | 1,704 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,528,000 | 1,662 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,163,000 | 1,969 |
| Total interest expense | $1,568,000 | 2,321 |
| Net interest income | $12,595,000 | 1,877 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $3,335,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,123,000 | 855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,212,000 | 1,701 |
| Total noninterest expense | $11,247,000 | 1,782 |
| Salaries and employee benefits | $4,350,000 | 2,360 |
| Premises and equipment expense | $1,744,000 | 1,345 |
| Additional noninterest expense | $5,153,000 | 1,240 |
| Pre-tax net operating income | $4,533,000 | 1,911 |
| Securities gains (losses) | $185,000 | 1,068 |
| Applicable income taxes | $364,000 | 2,162 |
| Income before extraordinary items | $4,354,000 | 1,809 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,354,000 | 1,808 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,354,000 | 1,809 |
| Net charge-offs | $-13,000 | 4,299 |
| Cash dividends | $1,683,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,183,800 | 1,816 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,493,000 | 1,995 |
| Total interest expense | $1,271,000 | 2,297 |
| Net interest income | $9,222,000 | 1,904 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $2,338,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $817,000 | 871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,521,000 | 1,722 |
| Total noninterest expense | $8,456,000 | 1,766 |
| Salaries and employee benefits | $3,233,000 | 2,346 |
| Premises and equipment expense | $1,274,000 | 1,376 |
| Additional noninterest expense | $3,949,000 | 1,195 |
| Pre-tax net operating income | $3,104,000 | 2,004 |
| Securities gains (losses) | $185,000 | 924 |
| Applicable income taxes | $249,000 | 2,225 |
| Income before extraordinary items | $3,040,000 | 1,882 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,040,000 | 1,881 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,040,000 | 1,882 |
| Net charge-offs | $-12,000 | 4,294 |
| Cash dividends | $838,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,869,800 | 1,904 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 2,050 |
| Total interest expense | $919,000 | 2,269 |
| Net interest income | $5,937,000 | 1,977 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,489,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $542,000 | 891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $947,000 | 1,722 |
| Total noninterest expense | $5,645,000 | 1,761 |
| Salaries and employee benefits | $2,174,000 | 2,338 |
| Premises and equipment expense | $844,000 | 1,377 |
| Additional noninterest expense | $2,627,000 | 1,191 |
| Pre-tax net operating income | $1,781,000 | 2,162 |
| Securities gains (losses) | $185,000 | 734 |
| Applicable income taxes | $137,000 | 2,334 |
| Income before extraordinary items | $1,829,000 | 1,951 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,829,000 | 1,951 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,829,000 | 1,951 |
| Net charge-offs | $-11,000 | 4,346 |
| Cash dividends | $838,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,656,950 | 2,050 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 2,057 |
| Total interest expense | $510,000 | 2,258 |
| Net interest income | $2,885,000 | 1,978 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $721,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $316,000 | 899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 1,718 |
| Total noninterest expense | $2,774,000 | 1,793 |
| Salaries and employee benefits | $1,066,000 | 2,370 |
| Premises and equipment expense | $423,000 | 1,381 |
| Additional noninterest expense | $1,285,000 | 1,237 |
| Pre-tax net operating income | $832,000 | 2,099 |
| Securities gains (losses) | $5,000 | 1,450 |
| Applicable income taxes | $47,000 | 2,451 |
| Income before extraordinary items | $790,000 | 1,998 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $790,000 | 1,998 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $790,000 | 1,998 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $785,300 | 1,972 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,905,000 | 2,041 |
| Total interest expense | $2,246,000 | 2,184 |
| Net interest income | $11,659,000 | 1,968 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $3,260,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,375,000 | 869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,885,000 | 1,593 |
| Total noninterest expense | $11,180,000 | 1,747 |
| Salaries and employee benefits | $4,405,000 | 2,283 |
| Premises and equipment expense | $1,632,000 | 1,402 |
| Additional noninterest expense | $5,143,000 | 1,207 |
| Pre-tax net operating income | $3,739,000 | 2,146 |
| Securities gains (losses) | $435,000 | 401 |
| Applicable income taxes | $397,000 | 2,170 |
| Income before extraordinary items | $3,777,000 | 1,967 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,777,000 | 1,968 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,777,000 | 1,969 |
| Net charge-offs | $35,000 | 2,837 |
| Cash dividends | $1,738,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,385,500 | 2,087 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,441,000 | 2,065 |
| Total interest expense | $1,699,000 | 2,183 |
| Net interest income | $8,742,000 | 1,994 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,445,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,018,000 | 877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,427,000 | 1,579 |
| Total noninterest expense | $8,439,000 | 1,744 |
| Salaries and employee benefits | $3,349,000 | 2,275 |
| Premises and equipment expense | $1,233,000 | 1,397 |
| Additional noninterest expense | $3,857,000 | 1,205 |
| Pre-tax net operating income | $2,748,000 | 2,229 |
| Securities gains (losses) | $450,000 | 336 |
| Applicable income taxes | $316,000 | 2,193 |
| Income before extraordinary items | $2,882,000 | 1,993 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,882,000 | 1,993 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,882,000 | 1,994 |
| Net charge-offs | $41,000 | 2,352 |
| Cash dividends | $877,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,477,000 | 2,173 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 2,081 |
| Total interest expense | $1,086,000 | 2,219 |
| Net interest income | $5,825,000 | 2,000 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,554,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $659,000 | 887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $895,000 | 1,593 |
| Total noninterest expense | $5,617,000 | 1,753 |
| Salaries and employee benefits | $2,252,000 | 2,273 |
| Premises and equipment expense | $827,000 | 1,391 |
| Additional noninterest expense | $2,538,000 | 1,244 |
| Pre-tax net operating income | $1,762,000 | 2,257 |
| Securities gains (losses) | $-3,000 | 4,772 |
| Applicable income taxes | $122,000 | 2,542 |
| Income before extraordinary items | $1,637,000 | 2,213 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,637,000 | 2,212 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,637,000 | 2,213 |
| Net charge-offs | $20,000 | 2,347 |
| Cash dividends | $877,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,639,790 | 2,180 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 2,101 |
| Total interest expense | $526,000 | 2,232 |
| Net interest income | $2,867,000 | 2,028 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $738,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $331,000 | 875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 1,645 |
| Total noninterest expense | $2,839,000 | 1,745 |
| Salaries and employee benefits | $1,152,000 | 2,263 |
| Premises and equipment expense | $420,000 | 1,393 |
| Additional noninterest expense | $1,267,000 | 1,233 |
| Pre-tax net operating income | $766,000 | 2,435 |
| Securities gains (losses) | $-3,000 | 4,951 |
| Applicable income taxes | $34,000 | 2,890 |
| Income before extraordinary items | $729,000 | 2,313 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $729,000 | 2,312 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $729,000 | 2,312 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $731,880 | 2,285 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,831,000 | 1,981 |
| Total interest expense | $1,474,000 | 2,366 |
| Net interest income | $12,357,000 | 1,901 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $3,166,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,368,000 | 890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,798,000 | 1,597 |
| Total noninterest expense | $11,336,000 | 1,709 |
| Salaries and employee benefits | $4,485,000 | 2,271 |
| Premises and equipment expense | $1,800,000 | 1,287 |
| Additional noninterest expense | $5,051,000 | 1,221 |
| Pre-tax net operating income | $4,187,000 | 2,041 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $331,000 | 2,310 |
| Income before extraordinary items | $3,864,000 | 1,952 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,864,000 | 1,951 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,864,000 | 1,951 |
| Net charge-offs | $70,000 | 2,401 |
| Cash dividends | $1,756,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,856,640 | 1,944 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,396,000 | 1,964 |
| Total interest expense | $1,062,000 | 2,355 |
| Net interest income | $9,334,000 | 1,885 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,320,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $981,000 | 920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,339,000 | 1,629 |
| Total noninterest expense | $8,442,000 | 1,713 |
| Salaries and employee benefits | $3,312,000 | 2,295 |
| Premises and equipment expense | $1,361,000 | 1,280 |
| Additional noninterest expense | $3,769,000 | 1,236 |
| Pre-tax net operating income | $3,212,000 | 2,026 |
| Securities gains (losses) | $8,000 | 750 |
| Applicable income taxes | $260,000 | 2,336 |
| Income before extraordinary items | $2,960,000 | 1,928 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,960,000 | 1,925 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,960,000 | 1,927 |
| Net charge-offs | $24,000 | 2,616 |
| Cash dividends | $878,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,952,640 | 1,918 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 1,952 |
| Total interest expense | $687,000 | 2,319 |
| Net interest income | $6,242,000 | 1,883 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,497,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $632,000 | 944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 1,663 |
| Total noninterest expense | $5,635,000 | 1,732 |
| Salaries and employee benefits | $2,213,000 | 2,303 |
| Premises and equipment expense | $902,000 | 1,292 |
| Additional noninterest expense | $2,520,000 | 1,235 |
| Pre-tax net operating income | $2,104,000 | 2,028 |
| Securities gains (losses) | $8,000 | 635 |
| Applicable income taxes | $163,000 | 2,371 |
| Income before extraordinary items | $1,949,000 | 1,919 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,949,000 | 1,917 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,949,000 | 1,918 |
| Net charge-offs | $25,000 | 2,124 |
| Cash dividends | $877,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,941,640 | 1,919 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 1,955 |
| Total interest expense | $336,000 | 2,268 |
| Net interest income | $3,098,000 | 1,882 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $718,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $312,000 | 952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 1,703 |
| Total noninterest expense | $2,836,000 | 1,718 |
| Salaries and employee benefits | $1,107,000 | 2,327 |
| Premises and equipment expense | $464,000 | 1,280 |
| Additional noninterest expense | $1,265,000 | 1,224 |
| Pre-tax net operating income | $980,000 | 2,070 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $70,000 | 2,453 |
| Income before extraordinary items | $910,000 | 1,970 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $910,000 | 1,969 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $910,000 | 1,970 |
| Net charge-offs | $20,000 | 1,662 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $910,000 | 1,957 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,788,000 | 1,895 |
| Total interest expense | $954,000 | 2,620 |
| Net interest income | $12,834,000 | 1,803 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $2,966,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,295,000 | 944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,671,000 | 1,701 |
| Total noninterest expense | $11,575,000 | 1,657 |
| Salaries and employee benefits | $4,633,000 | 2,218 |
| Premises and equipment expense | $1,914,000 | 1,214 |
| Additional noninterest expense | $5,028,000 | 1,242 |
| Pre-tax net operating income | $4,025,000 | 2,032 |
| Securities gains (losses) | $21,000 | 1,311 |
| Applicable income taxes | $181,000 | 3,024 |
| Income before extraordinary items | $3,865,000 | 1,651 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,865,000 | 1,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,865,000 | 1,651 |
| Net charge-offs | $181,000 | 1,914 |
| Cash dividends | $3,728,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,844,840 | 1,640 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,175,000 | 1,922 |
| Total interest expense | $650,000 | 2,788 |
| Net interest income | $9,525,000 | 1,820 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,236,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $955,000 | 960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,281,000 | 1,698 |
| Total noninterest expense | $8,517,000 | 1,693 |
| Salaries and employee benefits | $3,448,000 | 2,239 |
| Premises and equipment expense | $1,431,000 | 1,230 |
| Additional noninterest expense | $3,638,000 | 1,271 |
| Pre-tax net operating income | $3,244,000 | 1,942 |
| Securities gains (losses) | $20,000 | 1,322 |
| Applicable income taxes | $454,000 | 2,162 |
| Income before extraordinary items | $2,810,000 | 1,824 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,810,000 | 1,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,810,000 | 1,824 |
| Net charge-offs | $61,000 | 2,312 |
| Cash dividends | $1,777,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,792,800 | 1,807 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 1,914 |
| Total interest expense | $428,000 | 2,744 |
| Net interest income | $6,317,000 | 1,820 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,488,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $629,000 | 960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 1,698 |
| Total noninterest expense | $5,766,000 | 1,686 |
| Salaries and employee benefits | $2,373,000 | 2,183 |
| Premises and equipment expense | $962,000 | 1,223 |
| Additional noninterest expense | $2,431,000 | 1,267 |
| Pre-tax net operating income | $2,039,000 | 1,995 |
| Securities gains (losses) | $30,000 | 834 |
| Applicable income taxes | $266,000 | 2,248 |
| Income before extraordinary items | $1,803,000 | 1,853 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,803,000 | 1,853 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,803,000 | 1,853 |
| Net charge-offs | $24,000 | 2,491 |
| Cash dividends | $1,277,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,776,900 | 1,846 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 1,919 |
| Total interest expense | $215,000 | 2,717 |
| Net interest income | $3,156,000 | 1,810 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $736,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $310,000 | 968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 1,691 |
| Total noninterest expense | $2,959,000 | 1,667 |
| Salaries and employee benefits | $1,228,000 | 2,162 |
| Premises and equipment expense | $494,000 | 1,212 |
| Additional noninterest expense | $1,237,000 | 1,256 |
| Pre-tax net operating income | $933,000 | 2,049 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $98,000 | 2,445 |
| Income before extraordinary items | $835,000 | 1,915 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $835,000 | 1,915 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $835,000 | 1,915 |
| Net charge-offs | $-16,000 | 5,175 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $835,000 | 1,899 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,564,000 | 1,871 |
| Total interest expense | $923,000 | 2,552 |
| Net interest income | $12,641,000 | 1,776 |
| Provision for loan and lease losses | $80,000 | 3,303 |
| Total noninterest income | $3,187,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,328,000 | 935 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,859,000 | 1,664 |
| Total noninterest expense | $11,523,000 | 1,679 |
| Salaries and employee benefits | $4,782,000 | 2,163 |
| Premises and equipment expense | $2,216,000 | 1,073 |
| Additional noninterest expense | $4,525,000 | 1,378 |
| Pre-tax net operating income | $4,225,000 | 1,863 |
| Securities gains (losses) | $239,000 | 780 |
| Applicable income taxes | $684,000 | 1,982 |
| Income before extraordinary items | $3,780,000 | 1,720 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,780,000 | 1,719 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,780,000 | 1,719 |
| Net charge-offs | $80,000 | 2,791 |
| Cash dividends | $1,754,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,576,850 | 1,772 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 1,854 |
| Total interest expense | $717,000 | 2,502 |
| Net interest income | $9,553,000 | 1,767 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,437,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $990,000 | 940 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,447,000 | 1,624 |
| Total noninterest expense | $8,560,000 | 1,690 |
| Salaries and employee benefits | $3,524,000 | 2,189 |
| Premises and equipment expense | $1,656,000 | 1,070 |
| Additional noninterest expense | $3,380,000 | 1,373 |
| Pre-tax net operating income | $3,430,000 | 1,767 |
| Securities gains (losses) | $239,000 | 709 |
| Applicable income taxes | $608,000 | 1,882 |
| Income before extraordinary items | $3,061,000 | 1,657 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,061,000 | 1,657 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,061,000 | 1,657 |
| Net charge-offs | $35,000 | 2,810 |
| Cash dividends | $870,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,862,630 | 1,702 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 1,852 |
| Total interest expense | $507,000 | 2,406 |
| Net interest income | $6,384,000 | 1,762 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,581,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $642,000 | 949 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $939,000 | 1,629 |
| Total noninterest expense | $5,731,000 | 1,683 |
| Salaries and employee benefits | $2,345,000 | 2,207 |
| Premises and equipment expense | $1,094,000 | 1,083 |
| Additional noninterest expense | $2,292,000 | 1,357 |
| Pre-tax net operating income | $2,234,000 | 1,786 |
| Securities gains (losses) | $244,000 | 504 |
| Applicable income taxes | $397,000 | 1,888 |
| Income before extraordinary items | $2,081,000 | 1,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,081,000 | 1,597 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,081,000 | 1,597 |
| Net charge-offs | $70,000 | 1,908 |
| Cash dividends | $870,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,876,040 | 1,715 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 1,852 |
| Total interest expense | $267,000 | 2,333 |
| Net interest income | $3,165,000 | 1,776 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $710,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $309,000 | 976 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $401,000 | 1,737 |
| Total noninterest expense | $2,831,000 | 1,712 |
| Salaries and employee benefits | $1,153,000 | 2,242 |
| Premises and equipment expense | $529,000 | 1,127 |
| Additional noninterest expense | $1,149,000 | 1,349 |
| Pre-tax net operating income | $1,044,000 | 1,859 |
| Securities gains (losses) | $131,000 | 410 |
| Applicable income taxes | $162,000 | 2,033 |
| Income before extraordinary items | $1,013,000 | 1,595 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,013,000 | 1,596 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,013,000 | 1,596 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $900,340 | 1,739 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,545,000 | 1,950 |
| Total interest expense | $1,339,000 | 1,937 |
| Net interest income | $11,206,000 | 1,933 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,926,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,222,000 | 1,027 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,704,000 | 1,711 |
| Total noninterest expense | $10,569,000 | 1,792 |
| Salaries and employee benefits | $4,330,000 | 2,320 |
| Premises and equipment expense | $1,707,000 | 1,358 |
| Additional noninterest expense | $4,532,000 | 1,384 |
| Pre-tax net operating income | $3,563,000 | 2,041 |
| Securities gains (losses) | $298,000 | 560 |
| Applicable income taxes | $334,000 | 2,572 |
| Income before extraordinary items | $3,527,000 | 1,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,527,000 | 1,782 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,527,000 | 1,783 |
| Net charge-offs | $155,000 | 2,222 |
| Cash dividends | $1,728,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,255,820 | 1,878 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 2,033 |
| Total interest expense | $1,002,000 | 1,963 |
| Net interest income | $8,044,000 | 2,019 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,162,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $886,000 | 1,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,276,000 | 1,719 |
| Total noninterest expense | $7,199,000 | 1,974 |
| Salaries and employee benefits | $3,178,000 | 2,362 |
| Premises and equipment expense | $1,163,000 | 1,500 |
| Additional noninterest expense | $2,858,000 | 1,589 |
| Pre-tax net operating income | $3,007,000 | 1,897 |
| Securities gains (losses) | $288,000 | 496 |
| Applicable income taxes | $380,000 | 2,258 |
| Income before extraordinary items | $2,915,000 | 1,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,915,000 | 1,672 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,915,000 | 1,672 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $858,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,661,560 | 1,763 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 2,044 |
| Total interest expense | $688,000 | 1,925 |
| Net interest income | $5,286,000 | 2,038 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,401,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $573,000 | 1,071 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $828,000 | 1,770 |
| Total noninterest expense | $4,828,000 | 1,972 |
| Salaries and employee benefits | $2,142,000 | 2,359 |
| Premises and equipment expense | $790,000 | 1,482 |
| Additional noninterest expense | $1,896,000 | 1,611 |
| Pre-tax net operating income | $1,859,000 | 2,000 |
| Securities gains (losses) | $192,000 | 546 |
| Applicable income taxes | $206,000 | 2,452 |
| Income before extraordinary items | $1,845,000 | 1,729 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,845,000 | 1,733 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,845,000 | 1,733 |
| Net charge-offs | $36,000 | 2,582 |
| Cash dividends | $858,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,672,200 | 1,834 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 2,063 |
| Total interest expense | $352,000 | 1,908 |
| Net interest income | $2,602,000 | 2,056 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $694,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $283,000 | 1,067 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $411,000 | 1,744 |
| Total noninterest expense | $2,409,000 | 1,970 |
| Salaries and employee benefits | $1,098,000 | 2,324 |
| Premises and equipment expense | $408,000 | 1,456 |
| Additional noninterest expense | $903,000 | 1,667 |
| Pre-tax net operating income | $887,000 | 2,043 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $53,000 | 2,942 |
| Income before extraordinary items | $834,000 | 1,867 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $834,000 | 1,869 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $834,000 | 1,869 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $834,000 | 1,802 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,980,000 | 2,043 |
| Total interest expense | $1,469,000 | 1,918 |
| Net interest income | $10,511,000 | 2,032 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $3,168,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,469,000 | 902 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,699,000 | 1,647 |
| Total noninterest expense | $9,499,000 | 1,997 |
| Salaries and employee benefits | $4,222,000 | 2,378 |
| Premises and equipment expense | $1,571,000 | 1,507 |
| Additional noninterest expense | $3,706,000 | 1,675 |
| Pre-tax net operating income | $4,030,000 | 1,824 |
| Securities gains (losses) | $145,000 | 996 |
| Applicable income taxes | $76,000 | 3,535 |
| Income before extraordinary items | $4,099,000 | 1,560 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,099,000 | 1,558 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,099,000 | 1,559 |
| Net charge-offs | $211,000 | 2,399 |
| Cash dividends | $1,689,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,956,900 | 1,577 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 2,046 |
| Total interest expense | $1,103,000 | 1,947 |
| Net interest income | $7,932,000 | 2,026 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,449,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,129,000 | 894 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,320,000 | 1,611 |
| Total noninterest expense | $6,925,000 | 2,048 |
| Salaries and employee benefits | $3,046,000 | 2,460 |
| Premises and equipment expense | $1,158,000 | 1,540 |
| Additional noninterest expense | $2,721,000 | 1,704 |
| Pre-tax net operating income | $3,456,000 | 1,643 |
| Securities gains (losses) | $145,000 | 778 |
| Applicable income taxes | $490,000 | 2,009 |
| Income before extraordinary items | $3,111,000 | 1,522 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,111,000 | 1,522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,111,000 | 1,522 |
| Net charge-offs | $171,000 | 2,167 |
| Cash dividends | $839,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,986,300 | 1,558 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 2,059 |
| Total interest expense | $716,000 | 2,007 |
| Net interest income | $5,236,000 | 2,034 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,570,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $734,000 | 899 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $836,000 | 1,650 |
| Total noninterest expense | $4,669,000 | 2,034 |
| Salaries and employee benefits | $2,077,000 | 2,412 |
| Premises and equipment expense | $769,000 | 1,547 |
| Additional noninterest expense | $1,823,000 | 1,693 |
| Pre-tax net operating income | $2,137,000 | 1,723 |
| Securities gains (losses) | $145,000 | 599 |
| Applicable income taxes | $295,000 | 2,050 |
| Income before extraordinary items | $1,987,000 | 1,554 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,987,000 | 1,557 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,987,000 | 1,556 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $839,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,860,850 | 1,603 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 2,095 |
| Total interest expense | $337,000 | 2,157 |
| Net interest income | $2,576,000 | 2,067 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $754,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $357,000 | 908 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $397,000 | 1,668 |
| Total noninterest expense | $2,340,000 | 2,028 |
| Salaries and employee benefits | $1,055,000 | 2,389 |
| Premises and equipment expense | $389,000 | 1,557 |
| Additional noninterest expense | $896,000 | 1,700 |
| Pre-tax net operating income | $990,000 | 1,786 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $101,000 | 2,353 |
| Income before extraordinary items | $890,000 | 1,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $890,000 | 1,647 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $890,000 | 1,647 |
| Net charge-offs | $38,000 | 2,059 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $889,100 | 1,614 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,877,000 | 2,072 |
| Total interest expense | $1,410,000 | 2,275 |
| Net interest income | $10,467,000 | 2,017 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $3,551,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,644,000 | 847 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,907,000 | 1,562 |
| Total noninterest expense | $9,359,000 | 2,020 |
| Salaries and employee benefits | $4,414,000 | 2,288 |
| Premises and equipment expense | $1,402,000 | 1,677 |
| Additional noninterest expense | $3,543,000 | 1,793 |
| Pre-tax net operating income | $4,569,000 | 1,535 |
| Securities gains (losses) | $121,000 | 1,185 |
| Applicable income taxes | $763,000 | 1,724 |
| Income before extraordinary items | $3,927,000 | 1,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,927,000 | 1,535 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,927,000 | 1,537 |
| Net charge-offs | $85,000 | 3,913 |
| Cash dividends | $1,632,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,825,360 | 1,523 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,902,000 | 2,085 |
| Total interest expense | $1,050,000 | 2,346 |
| Net interest income | $7,852,000 | 2,020 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $2,719,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,220,000 | 854 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,499,000 | 1,549 |
| Total noninterest expense | $6,906,000 | 2,052 |
| Salaries and employee benefits | $3,232,000 | 2,331 |
| Premises and equipment expense | $1,065,000 | 1,672 |
| Additional noninterest expense | $2,609,000 | 1,817 |
| Pre-tax net operating income | $3,575,000 | 1,516 |
| Securities gains (losses) | $47,000 | 1,704 |
| Applicable income taxes | $619,000 | 1,703 |
| Income before extraordinary items | $3,003,000 | 1,499 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,003,000 | 1,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,003,000 | 1,502 |
| Net charge-offs | $50,000 | 3,855 |
| Cash dividends | $812,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,963,990 | 1,479 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 2,077 |
| Total interest expense | $680,000 | 2,454 |
| Net interest income | $5,259,000 | 1,996 |
| Provision for loan and lease losses | $91,000 | 3,028 |
| Total noninterest income | $1,744,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $798,000 | 848 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $946,000 | 1,642 |
| Total noninterest expense | $4,574,000 | 2,069 |
| Salaries and employee benefits | $2,143,000 | 2,357 |
| Premises and equipment expense | $706,000 | 1,678 |
| Additional noninterest expense | $1,725,000 | 1,830 |
| Pre-tax net operating income | $2,338,000 | 1,518 |
| Securities gains (losses) | $47,000 | 1,557 |
| Applicable income taxes | $413,000 | 1,704 |
| Income before extraordinary items | $1,972,000 | 1,538 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,972,000 | 1,541 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,972,000 | 1,543 |
| Net charge-offs | $43,000 | 3,482 |
| Cash dividends | $812,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,932,990 | 1,502 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,099 |
| Total interest expense | $327,000 | 2,592 |
| Net interest income | $2,637,000 | 2,006 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $887,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $380,000 | 874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $507,000 | 1,559 |
| Total noninterest expense | $2,231,000 | 2,128 |
| Salaries and employee benefits | $1,067,000 | 2,378 |
| Premises and equipment expense | $336,000 | 1,771 |
| Additional noninterest expense | $828,000 | 1,890 |
| Pre-tax net operating income | $1,203,000 | 1,467 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $214,000 | 1,644 |
| Income before extraordinary items | $989,000 | 1,503 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $989,000 | 1,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $989,000 | 1,505 |
| Net charge-offs | $52,000 | 2,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $989,000 | 1,445 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 2,052 |
| Total interest expense | $1,891,000 | 2,233 |
| Net interest income | $10,871,000 | 2,003 |
| Provision for loan and lease losses | $500,000 | 2,712 |
| Total noninterest income | $3,473,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,492,000 | 963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,981,000 | 1,533 |
| Total noninterest expense | $9,227,000 | 2,068 |
| Salaries and employee benefits | $4,303,000 | 2,290 |
| Premises and equipment expense | $1,304,000 | 1,815 |
| Additional noninterest expense | $3,620,000 | 1,821 |
| Pre-tax net operating income | $4,617,000 | 1,471 |
| Securities gains (losses) | $326,000 | 1,292 |
| Applicable income taxes | $705,000 | 1,831 |
| Income before extraordinary items | $4,238,000 | 1,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,238,000 | 1,385 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,238,000 | 1,385 |
| Net charge-offs | $396,000 | 2,949 |
| Cash dividends | $1,614,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,957,640 | 1,379 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 2,076 |
| Total interest expense | $1,442,000 | 2,286 |
| Net interest income | $8,210,000 | 2,023 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $2,543,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,120,000 | 960 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,423,000 | 1,571 |
| Total noninterest expense | $6,782,000 | 2,122 |
| Salaries and employee benefits | $3,098,000 | 2,381 |
| Premises and equipment expense | $985,000 | 1,814 |
| Additional noninterest expense | $2,699,000 | 1,837 |
| Pre-tax net operating income | $3,521,000 | 1,489 |
| Securities gains (losses) | $326,000 | 1,044 |
| Applicable income taxes | $541,000 | 1,858 |
| Income before extraordinary items | $3,306,000 | 1,371 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,306,000 | 1,372 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,306,000 | 1,372 |
| Net charge-offs | $359,000 | 2,602 |
| Cash dividends | $800,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,025,640 | 1,389 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 2,081 |
| Total interest expense | $975,000 | 2,331 |
| Net interest income | $5,472,000 | 2,023 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,769,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $761,000 | 931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,008,000 | 1,513 |
| Total noninterest expense | $4,548,000 | 2,111 |
| Salaries and employee benefits | $2,080,000 | 2,376 |
| Premises and equipment expense | $655,000 | 1,816 |
| Additional noninterest expense | $1,813,000 | 1,838 |
| Pre-tax net operating income | $2,393,000 | 1,456 |
| Securities gains (losses) | $289,000 | 879 |
| Applicable income taxes | $527,000 | 1,443 |
| Income before extraordinary items | $2,155,000 | 1,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,155,000 | 1,379 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,155,000 | 1,379 |
| Net charge-offs | $267,000 | 2,431 |
| Cash dividends | $800,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,923,800 | 1,446 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 2,053 |
| Total interest expense | $499,000 | 2,385 |
| Net interest income | $2,788,000 | 1,983 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $797,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $376,000 | 932 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $421,000 | 1,692 |
| Total noninterest expense | $2,315,000 | 2,070 |
| Salaries and employee benefits | $1,055,000 | 2,363 |
| Premises and equipment expense | $343,000 | 1,726 |
| Additional noninterest expense | $917,000 | 1,809 |
| Pre-tax net operating income | $1,120,000 | 1,527 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $181,000 | 1,847 |
| Income before extraordinary items | $939,000 | 1,559 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $939,000 | 1,560 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $939,000 | 1,560 |
| Net charge-offs | $196,000 | 1,870 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $939,000 | 1,462 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,503,000 | 2,068 |
| Total interest expense | $2,287,000 | 2,499 |
| Net interest income | $11,216,000 | 1,956 |
| Provision for loan and lease losses | $470,000 | 3,543 |
| Total noninterest income | $3,361,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,690,000 | 863 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,671,000 | 1,530 |
| Total noninterest expense | $9,497,000 | 2,013 |
| Salaries and employee benefits | $4,401,000 | 2,198 |
| Premises and equipment expense | $1,362,000 | 1,824 |
| Additional noninterest expense | $3,734,000 | 1,813 |
| Pre-tax net operating income | $4,610,000 | 1,263 |
| Securities gains (losses) | $388,000 | 953 |
| Applicable income taxes | $939,000 | 1,399 |
| Income before extraordinary items | $4,059,000 | 1,237 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,059,000 | 1,237 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,059,000 | 1,237 |
| Net charge-offs | $399,000 | 3,449 |
| Cash dividends | $1,587,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,744,720 | 1,250 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 2,085 |
| Total interest expense | $1,755,000 | 2,545 |
| Net interest income | $8,435,000 | 1,952 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $2,516,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,266,000 | 876 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,250,000 | 1,515 |
| Total noninterest expense | $6,829,000 | 2,100 |
| Salaries and employee benefits | $3,089,000 | 2,333 |
| Premises and equipment expense | $965,000 | 1,939 |
| Additional noninterest expense | $2,775,000 | 1,831 |
| Pre-tax net operating income | $3,852,000 | 1,198 |
| Securities gains (losses) | $156,000 | 1,401 |
| Applicable income taxes | $799,000 | 1,293 |
| Income before extraordinary items | $3,209,000 | 1,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,209,000 | 1,199 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,209,000 | 1,199 |
| Net charge-offs | $322,000 | 3,169 |
| Cash dividends | $788,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,084,200 | 1,184 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 2,101 |
| Total interest expense | $1,196,000 | 2,576 |
| Net interest income | $5,596,000 | 1,962 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $1,618,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $818,000 | 892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $800,000 | 1,569 |
| Total noninterest expense | $4,553,000 | 2,120 |
| Salaries and employee benefits | $2,072,000 | 2,338 |
| Premises and equipment expense | $653,000 | 1,930 |
| Additional noninterest expense | $1,828,000 | 1,865 |
| Pre-tax net operating income | $2,481,000 | 1,196 |
| Securities gains (losses) | $156,000 | 865 |
| Applicable income taxes | $525,000 | 1,272 |
| Income before extraordinary items | $2,112,000 | 1,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,112,000 | 1,180 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,112,000 | 1,180 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $788,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,987,200 | 1,202 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 2,130 |
| Total interest expense | $611,000 | 2,601 |
| Net interest income | $2,747,000 | 1,993 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $791,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $403,000 | 888 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $388,000 | 1,602 |
| Total noninterest expense | $2,392,000 | 2,022 |
| Salaries and employee benefits | $1,061,000 | 2,304 |
| Premises and equipment expense | $346,000 | 1,867 |
| Additional noninterest expense | $985,000 | 1,731 |
| Pre-tax net operating income | $1,056,000 | 1,365 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $180,000 | 1,611 |
| Income before extraordinary items | $886,000 | 1,366 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $886,000 | 1,366 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $886,000 | 1,366 |
| Net charge-offs | $32,000 | 3,717 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $877,700 | 1,336 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,422,000 | 2,246 |
| Total interest expense | $2,831,000 | 2,728 |
| Net interest income | $10,591,000 | 2,061 |
| Provision for loan and lease losses | $330,000 | 4,718 |
| Total noninterest income | $3,124,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,589,000 | 953 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,535,000 | 1,678 |
| Total noninterest expense | $8,691,000 | 2,231 |
| Salaries and employee benefits | $4,046,000 | 2,384 |
| Premises and equipment expense | $1,221,000 | 2,068 |
| Additional noninterest expense | $3,424,000 | 2,041 |
| Pre-tax net operating income | $4,694,000 | 1,085 |
| Securities gains (losses) | $193,000 | 1,617 |
| Applicable income taxes | $1,077,000 | 1,159 |
| Income before extraordinary items | $3,810,000 | 1,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,810,000 | 1,143 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,810,000 | 1,144 |
| Net charge-offs | $289,000 | 4,345 |
| Cash dividends | $1,917,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,659,460 | 1,136 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,055,000 | 2,304 |
| Total interest expense | $2,159,000 | 2,796 |
| Net interest income | $7,896,000 | 2,096 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $2,318,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,154,000 | 1,015 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,164,000 | 1,627 |
| Total noninterest expense | $6,452,000 | 2,248 |
| Salaries and employee benefits | $2,930,000 | 2,471 |
| Premises and equipment expense | $917,000 | 2,093 |
| Additional noninterest expense | $2,605,000 | 1,988 |
| Pre-tax net operating income | $3,492,000 | 1,150 |
| Securities gains (losses) | $215,000 | 1,319 |
| Applicable income taxes | $829,000 | 1,166 |
| Income before extraordinary items | $2,878,000 | 1,168 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,878,000 | 1,172 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,878,000 | 1,172 |
| Net charge-offs | $158,000 | 4,458 |
| Cash dividends | $768,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,710,300 | 1,188 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 2,349 |
| Total interest expense | $1,486,000 | 2,811 |
| Net interest income | $5,165,000 | 2,135 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $1,541,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $815,000 | 976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $726,000 | 1,636 |
| Total noninterest expense | $4,117,000 | 2,355 |
| Salaries and employee benefits | $1,888,000 | 2,567 |
| Premises and equipment expense | $629,000 | 2,057 |
| Additional noninterest expense | $1,600,000 | 2,135 |
| Pre-tax net operating income | $2,409,000 | 1,107 |
| Securities gains (losses) | $215,000 | 912 |
| Applicable income taxes | $606,000 | 1,051 |
| Income before extraordinary items | $2,018,000 | 1,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,018,000 | 1,109 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,018,000 | 1,109 |
| Net charge-offs | $153,000 | 3,805 |
| Cash dividends | $768,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,852,450 | 1,159 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,286,000 | 2,424 |
| Total interest expense | $742,000 | 2,934 |
| Net interest income | $2,544,000 | 2,183 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $735,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $390,000 | 1,012 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $345,000 | 1,676 |
| Total noninterest expense | $1,991,000 | 2,454 |
| Salaries and employee benefits | $955,000 | 2,577 |
| Premises and equipment expense | $335,000 | 2,004 |
| Additional noninterest expense | $701,000 | 2,372 |
| Pre-tax net operating income | $1,198,000 | 1,104 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $264,000 | 1,158 |
| Income before extraordinary items | $934,000 | 1,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $934,000 | 1,173 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $934,000 | 1,173 |
| Net charge-offs | $53,000 | 3,667 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $934,000 | 1,140 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 2,448 |
| Total interest expense | $3,429,000 | 3,096 |
| Net interest income | $10,225,000 | 2,146 |
| Provision for loan and lease losses | $468,000 | 4,640 |
| Total noninterest income | $3,208,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,844,000 | 946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,364,000 | 1,765 |
| Total noninterest expense | $8,551,000 | 2,316 |
| Salaries and employee benefits | $3,710,000 | 2,629 |
| Premises and equipment expense | $1,223,000 | 2,181 |
| Additional noninterest expense | $3,618,000 | 2,010 |
| Pre-tax net operating income | $4,414,000 | 948 |
| Securities gains (losses) | $397,000 | 1,028 |
| Applicable income taxes | $1,093,000 | 898 |
| Income before extraordinary items | $3,718,000 | 922 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,718,000 | 921 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,718,000 | 921 |
| Net charge-offs | $241,000 | 4,771 |
| Cash dividends | $2,241,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,412,310 | 992 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,231,000 | 2,493 |
| Total interest expense | $2,628,000 | 3,171 |
| Net interest income | $7,603,000 | 2,164 |
| Provision for loan and lease losses | $228,000 | 4,974 |
| Total noninterest income | $2,356,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,367,000 | 950 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $989,000 | 1,845 |
| Total noninterest expense | $6,182,000 | 2,395 |
| Salaries and employee benefits | $2,598,000 | 2,836 |
| Premises and equipment expense | $893,000 | 2,255 |
| Additional noninterest expense | $2,691,000 | 1,963 |
| Pre-tax net operating income | $3,549,000 | 939 |
| Securities gains (losses) | $244,000 | 1,158 |
| Applicable income taxes | $890,000 | 917 |
| Income before extraordinary items | $2,903,000 | 930 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,903,000 | 931 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,903,000 | 931 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $963,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,715,120 | 983 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,838,000 | 2,510 |
| Total interest expense | $1,821,000 | 3,191 |
| Net interest income | $5,017,000 | 2,186 |
| Provision for loan and lease losses | $138,000 | 4,891 |
| Total noninterest income | $1,497,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $863,000 | 979 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $634,000 | 1,919 |
| Total noninterest expense | $4,051,000 | 2,466 |
| Salaries and employee benefits | $1,747,000 | 2,847 |
| Premises and equipment expense | $597,000 | 2,283 |
| Additional noninterest expense | $1,707,000 | 2,074 |
| Pre-tax net operating income | $2,325,000 | 981 |
| Securities gains (losses) | $218,000 | 964 |
| Applicable income taxes | $607,000 | 920 |
| Income before extraordinary items | $1,936,000 | 981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,936,000 | 981 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,936,000 | 981 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $763,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,770,320 | 1,045 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 2,482 |
| Total interest expense | $957,000 | 3,168 |
| Net interest income | $2,536,000 | 2,157 |
| Provision for loan and lease losses | $48,000 | 4,961 |
| Total noninterest income | $691,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $414,000 | 999 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $277,000 | 2,059 |
| Total noninterest expense | $1,850,000 | 2,606 |
| Salaries and employee benefits | $802,000 | 3,096 |
| Premises and equipment expense | $305,000 | 2,267 |
| Additional noninterest expense | $743,000 | 2,110 |
| Pre-tax net operating income | $1,329,000 | 954 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $327,000 | 988 |
| Income before extraordinary items | $1,002,000 | 1,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,002,000 | 1,083 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,002,000 | 1,084 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,002,000 | 1,004 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,853,000 | 2,488 |
| Total interest expense | $5,449,000 | 2,752 |
| Net interest income | $9,404,000 | 2,334 |
| Provision for loan and lease losses | $210,000 | 5,144 |
| Total noninterest income | $3,138,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,007,000 | 875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,131,000 | 1,963 |
| Total noninterest expense | $8,764,000 | 2,181 |
| Salaries and employee benefits | $4,444,000 | 2,282 |
| Premises and equipment expense | $1,164,000 | 2,305 |
| Additional noninterest expense | $3,156,000 | 1,924 |
| Pre-tax net operating income | $3,568,000 | 1,534 |
| Securities gains (losses) | $-1,919,000 | 7,885 |
| Applicable income taxes | $125,000 | 3,210 |
| Income before extraordinary items | $1,524,000 | 2,488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,524,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,747 |
| Cash dividends | $1,529,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,289,480 | 1,339 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,246,000 | 2,511 |
| Total interest expense | $4,320,000 | 2,711 |
| Net interest income | $6,926,000 | 2,385 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $2,367,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,505,000 | 886 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $862,000 | 2,023 |
| Total noninterest expense | $5,772,000 | 2,445 |
| Salaries and employee benefits | $2,444,000 | 3,057 |
| Premises and equipment expense | $894,000 | 2,271 |
| Additional noninterest expense | $2,434,000 | 1,818 |
| Pre-tax net operating income | $3,431,000 | 1,427 |
| Securities gains (losses) | $-1,919,000 | 8,054 |
| Applicable income taxes | $88,000 | 3,699 |
| Income before extraordinary items | $1,424,000 | 2,427 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,424,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $766,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,227,860 | 1,215 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 2,522 |
| Total interest expense | $3,120,000 | 2,614 |
| Net interest income | $4,476,000 | 2,442 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $1,501,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $977,000 | 893 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $524,000 | 2,179 |
| Total noninterest expense | $3,902,000 | 2,428 |
| Salaries and employee benefits | $1,669,000 | 3,012 |
| Premises and equipment expense | $592,000 | 2,281 |
| Additional noninterest expense | $1,641,000 | 1,773 |
| Pre-tax net operating income | $2,015,000 | 1,683 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $410,000 | 1,846 |
| Income before extraordinary items | $1,605,000 | 1,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,605,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $766,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,605,000 | 1,655 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 2,558 |
| Total interest expense | $1,733,000 | 2,524 |
| Net interest income | $2,104,000 | 2,594 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $734,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $503,000 | 855 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $231,000 | 2,342 |
| Total noninterest expense | $1,904,000 | 2,476 |
| Salaries and employee benefits | $773,000 | 3,252 |
| Premises and equipment expense | $302,000 | 2,255 |
| Additional noninterest expense | $829,000 | 1,714 |
| Pre-tax net operating income | $904,000 | 1,960 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $178,000 | 2,114 |
| Income before extraordinary items | $726,000 | 1,969 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $726,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $726,000 | 1,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,396,000 | 2,607 |
| Total interest expense | $7,333,000 | 2,505 |
| Net interest income | $8,063,000 | 2,703 |
| Provision for loan and lease losses | $160,000 | 4,234 |
| Total noninterest income | $3,028,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,040,000 | 875 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $988,000 | 2,233 |
| Total noninterest expense | $7,408,000 | 2,460 |
| Salaries and employee benefits | $3,490,000 | 2,809 |
| Premises and equipment expense | $1,118,000 | 2,325 |
| Additional noninterest expense | $2,800,000 | 1,974 |
| Pre-tax net operating income | $3,523,000 | 2,182 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $744,000 | 2,225 |
| Income before extraordinary items | $2,780,000 | 2,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,780,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,192 |
| Cash dividends | $3,543,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,779,210 | 2,157 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,535,000 | 2,617 |
| Total interest expense | $5,499,000 | 2,513 |
| Net interest income | $6,036,000 | 2,710 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $2,199,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,425,000 | 924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $774,000 | 2,162 |
| Total noninterest expense | $5,321,000 | 2,545 |
| Salaries and employee benefits | $2,529,000 | 2,891 |
| Premises and equipment expense | $844,000 | 2,290 |
| Additional noninterest expense | $1,948,000 | 2,064 |
| Pre-tax net operating income | $2,854,000 | 2,202 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $625,000 | 2,229 |
| Income before extraordinary items | $2,230,000 | 2,173 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,230,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,576 |
| Cash dividends | $1,756,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,229,220 | 2,162 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 2,668 |
| Total interest expense | $3,598,000 | 2,561 |
| Net interest income | $3,989,000 | 2,763 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $1,360,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $830,000 | 1,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $530,000 | 2,168 |
| Total noninterest expense | $3,543,000 | 2,582 |
| Salaries and employee benefits | $1,710,000 | 2,884 |
| Premises and equipment expense | $573,000 | 2,254 |
| Additional noninterest expense | $1,260,000 | 2,128 |
| Pre-tax net operating income | $1,746,000 | 2,393 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $360,000 | 2,517 |
| Income before extraordinary items | $1,386,000 | 2,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,426 |
| Cash dividends | $756,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,386,000 | 2,332 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 2,688 |
| Total interest expense | $1,770,000 | 2,585 |
| Net interest income | $1,988,000 | 2,772 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $563,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $390,000 | 1,100 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $173,000 | 2,771 |
| Total noninterest expense | $1,800,000 | 2,544 |
| Salaries and employee benefits | $886,000 | 2,823 |
| Premises and equipment expense | $308,000 | 2,121 |
| Additional noninterest expense | $606,000 | 2,176 |
| Pre-tax net operating income | $721,000 | 2,741 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $596,000 | 2,644 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $596,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,440 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $596,000 | 2,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,311,000 | 2,652 |
| Total interest expense | $6,260,000 | 2,505 |
| Net interest income | $8,051,000 | 2,740 |
| Provision for loan and lease losses | $135,000 | 4,209 |
| Total noninterest income | $2,636,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,713,000 | 1,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $923,000 | 2,352 |
| Total noninterest expense | $7,440,000 | 2,381 |
| Salaries and employee benefits | $3,472,000 | 2,747 |
| Premises and equipment expense | $1,229,000 | 2,037 |
| Additional noninterest expense | $2,739,000 | 1,922 |
| Pre-tax net operating income | $3,112,000 | 2,712 |
| Securities gains (losses) | $-123,000 | 8,264 |
| Applicable income taxes | $562,000 | 2,977 |
| Income before extraordinary items | $2,427,000 | 2,675 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,427,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,831 |
| Cash dividends | $1,473,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,526,630 | 2,578 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 2,669 |
| Total interest expense | $4,516,000 | 2,520 |
| Net interest income | $6,060,000 | 2,760 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $1,982,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,279,000 | 1,044 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 2,314 |
| Total noninterest expense | $5,607,000 | 2,362 |
| Salaries and employee benefits | $2,539,000 | 2,807 |
| Premises and equipment expense | $945,000 | 1,998 |
| Additional noninterest expense | $2,123,000 | 1,827 |
| Pre-tax net operating income | $2,375,000 | 2,771 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $460,000 | 2,971 |
| Income before extraordinary items | $1,916,000 | 2,657 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,916,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $714,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,915,190 | 2,650 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 2,692 |
| Total interest expense | $2,811,000 | 2,576 |
| Net interest income | $4,060,000 | 2,750 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,298,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $839,000 | 1,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $459,000 | 2,340 |
| Total noninterest expense | $3,794,000 | 2,331 |
| Salaries and employee benefits | $1,679,000 | 2,824 |
| Premises and equipment expense | $659,000 | 1,910 |
| Additional noninterest expense | $1,456,000 | 1,797 |
| Pre-tax net operating income | $1,504,000 | 2,873 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $280,000 | 3,149 |
| Income before extraordinary items | $1,225,000 | 2,755 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,225,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $714,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,224,190 | 2,744 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 2,703 |
| Total interest expense | $1,294,000 | 2,640 |
| Net interest income | $2,054,000 | 2,723 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $586,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $391,000 | 1,105 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,533 |
| Total noninterest expense | $1,898,000 | 2,343 |
| Salaries and employee benefits | $848,000 | 2,827 |
| Premises and equipment expense | $336,000 | 1,882 |
| Additional noninterest expense | $714,000 | 1,833 |
| Pre-tax net operating income | $712,000 | 2,939 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $126,000 | 3,273 |
| Income before extraordinary items | $587,000 | 2,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $586,180 | 2,776 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,600 |
| Total interest expense | $3,916,000 | 2,700 |
| Net interest income | $8,690,000 | 2,506 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $2,473,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,610,000 | 1,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $863,000 | 2,429 |
| Total noninterest expense | $7,214,000 | 2,322 |
| Salaries and employee benefits | $3,363,000 | 2,693 |
| Premises and equipment expense | $1,331,000 | 1,808 |
| Additional noninterest expense | $2,520,000 | 2,005 |
| Pre-tax net operating income | $3,889,000 | 2,271 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $850,000 | 2,510 |
| Income before extraordinary items | $3,027,000 | 2,227 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,027,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,386 |
| Cash dividends | $2,381,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,036,360 | 2,188 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,282,000 | 2,589 |
| Total interest expense | $2,785,000 | 2,690 |
| Net interest income | $6,497,000 | 2,499 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $1,839,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,170,000 | 1,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $669,000 | 2,384 |
| Total noninterest expense | $5,347,000 | 2,313 |
| Salaries and employee benefits | $2,463,000 | 2,710 |
| Premises and equipment expense | $1,005,000 | 1,794 |
| Additional noninterest expense | $1,879,000 | 1,981 |
| Pre-tax net operating income | $2,944,000 | 2,268 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $644,000 | 2,528 |
| Income before extraordinary items | $2,289,000 | 2,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,289,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,928 |
| Cash dividends | $664,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,297,580 | 2,188 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 2,584 |
| Total interest expense | $1,779,000 | 2,652 |
| Net interest income | $4,275,000 | 2,505 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $1,151,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $717,000 | 1,188 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $434,000 | 2,402 |
| Total noninterest expense | $3,600,000 | 2,285 |
| Salaries and employee benefits | $1,658,000 | 2,673 |
| Premises and equipment expense | $687,000 | 1,744 |
| Additional noninterest expense | $1,255,000 | 1,950 |
| Pre-tax net operating income | $1,796,000 | 2,378 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $373,000 | 2,722 |
| Income before extraordinary items | $1,411,000 | 2,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,411,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,863 |
| Cash dividends | $664,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,420,480 | 2,290 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 2,564 |
| Total interest expense | $865,000 | 2,620 |
| Net interest income | $2,143,000 | 2,494 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $546,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $346,000 | 1,187 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $200,000 | 2,484 |
| Total noninterest expense | $1,831,000 | 2,266 |
| Salaries and employee benefits | $849,000 | 2,631 |
| Premises and equipment expense | $350,000 | 1,711 |
| Additional noninterest expense | $632,000 | 1,943 |
| Pre-tax net operating income | $843,000 | 2,471 |
| Securities gains (losses) | $-12,000 | 8,571 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $666,000 | 2,416 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $666,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $675,600 | 2,353 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,410,000 | 2,324 |
| Total interest expense | $3,418,000 | 2,360 |
| Net interest income | $8,992,000 | 2,268 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $2,179,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,481,000 | 1,204 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $698,000 | 2,711 |
| Total noninterest expense | $7,281,000 | 2,188 |
| Salaries and employee benefits | $3,681,000 | 2,356 |
| Premises and equipment expense | $1,238,000 | 1,854 |
| Additional noninterest expense | $2,362,000 | 2,072 |
| Pre-tax net operating income | $3,860,000 | 2,114 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $861,000 | 2,403 |
| Income before extraordinary items | $2,999,000 | 2,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,999,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $3,324,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,999,000 | 2,038 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 2,278 |
| Total interest expense | $2,579,000 | 2,288 |
| Net interest income | $6,746,000 | 2,240 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $1,710,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,074,000 | 1,251 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $636,000 | 2,419 |
| Total noninterest expense | $5,255,000 | 2,262 |
| Salaries and employee benefits | $2,606,000 | 2,477 |
| Premises and equipment expense | $926,000 | 1,865 |
| Additional noninterest expense | $1,723,000 | 2,095 |
| Pre-tax net operating income | $3,171,000 | 1,982 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $738,000 | 2,234 |
| Income before extraordinary items | $2,433,000 | 1,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,433,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $642,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,433,000 | 1,900 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 2,267 |
| Total interest expense | $1,726,000 | 2,264 |
| Net interest income | $4,463,000 | 2,247 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $1,097,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $679,000 | 1,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $418,000 | 2,442 |
| Total noninterest expense | $3,485,000 | 2,272 |
| Salaries and employee benefits | $1,748,000 | 2,456 |
| Premises and equipment expense | $606,000 | 1,884 |
| Additional noninterest expense | $1,131,000 | 2,136 |
| Pre-tax net operating income | $2,045,000 | 2,015 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $467,000 | 2,305 |
| Income before extraordinary items | $1,578,000 | 1,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,578,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $642,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,578,000 | 1,933 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 2,264 |
| Total interest expense | $870,000 | 2,271 |
| Net interest income | $2,234,000 | 2,240 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $495,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $330,000 | 1,303 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $165,000 | 2,774 |
| Total noninterest expense | $1,742,000 | 2,284 |
| Salaries and employee benefits | $872,000 | 2,485 |
| Premises and equipment expense | $310,000 | 1,872 |
| Additional noninterest expense | $560,000 | 2,117 |
| Pre-tax net operating income | $972,000 | 2,053 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $217,000 | 2,435 |
| Income before extraordinary items | $755,000 | 2,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $755,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $755,000 | 1,959 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,739,000 | 2,255 |
| Total interest expense | $4,061,000 | 2,188 |
| Net interest income | $8,678,000 | 2,236 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $2,337,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,537,000 | 1,124 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $800,000 | 2,740 |
| Total noninterest expense | $6,863,000 | 2,295 |
| Salaries and employee benefits | $3,461,000 | 2,431 |
| Premises and equipment expense | $1,166,000 | 1,953 |
| Additional noninterest expense | $2,236,000 | 2,155 |
| Pre-tax net operating income | $4,107,000 | 1,940 |
| Securities gains (losses) | $77,000 | 2,125 |
| Applicable income taxes | $949,000 | 2,254 |
| Income before extraordinary items | $3,235,000 | 1,912 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,235,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $2,219,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,175,710 | 1,855 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,659,000 | 2,257 |
| Total interest expense | $3,140,000 | 2,200 |
| Net interest income | $6,519,000 | 2,244 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,781,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,160,000 | 1,120 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $621,000 | 2,781 |
| Total noninterest expense | $4,892,000 | 2,412 |
| Salaries and employee benefits | $2,330,000 | 2,699 |
| Premises and equipment expense | $866,000 | 1,974 |
| Additional noninterest expense | $1,696,000 | 2,119 |
| Pre-tax net operating income | $3,408,000 | 1,831 |
| Securities gains (losses) | $70,000 | 2,036 |
| Applicable income taxes | $826,000 | 2,158 |
| Income before extraordinary items | $2,652,000 | 1,827 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,652,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $578,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,598,800 | 1,756 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 2,278 |
| Total interest expense | $2,148,000 | 2,219 |
| Net interest income | $4,283,000 | 2,276 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,198,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $775,000 | 1,098 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $423,000 | 2,702 |
| Total noninterest expense | $3,297,000 | 2,383 |
| Salaries and employee benefits | $1,572,000 | 2,670 |
| Premises and equipment expense | $572,000 | 1,999 |
| Additional noninterest expense | $1,153,000 | 2,072 |
| Pre-tax net operating income | $2,184,000 | 1,899 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $517,000 | 2,265 |
| Income before extraordinary items | $1,698,000 | 1,887 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,698,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $577,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,674,130 | 1,798 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 2,282 |
| Total interest expense | $1,074,000 | 2,261 |
| Net interest income | $2,155,000 | 2,256 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $568,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $378,000 | 1,096 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 2,807 |
| Total noninterest expense | $1,702,000 | 2,284 |
| Salaries and employee benefits | $811,000 | 2,584 |
| Premises and equipment expense | $302,000 | 1,896 |
| Additional noninterest expense | $589,000 | 1,996 |
| Pre-tax net operating income | $1,021,000 | 1,997 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $241,000 | 2,382 |
| Income before extraordinary items | $811,000 | 1,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $787,130 | 1,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,582,000 | 2,267 |
| Total interest expense | $5,066,000 | 2,215 |
| Net interest income | $8,516,000 | 2,274 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,850,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,191,000 | 1,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $659,000 | 2,804 |
| Total noninterest expense | $6,570,000 | 2,272 |
| Salaries and employee benefits | $3,183,000 | 2,486 |
| Premises and equipment expense | $1,228,000 | 1,813 |
| Additional noninterest expense | $2,159,000 | 2,150 |
| Pre-tax net operating income | $3,796,000 | 2,075 |
| Securities gains (losses) | $98,000 | 1,778 |
| Applicable income taxes | $868,000 | 2,451 |
| Income before extraordinary items | $3,026,000 | 1,982 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,026,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $2,128,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,949,560 | 1,963 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,742,000 | 2,327 |
| Total interest expense | $6,363,000 | 2,514 |
| Net interest income | $8,379,000 | 2,131 |
| Provision for loan and lease losses | $62,000 | 6,322 |
| Total noninterest income | $1,515,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $924,000 | 1,629 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $591,000 | 2,853 |
| Total noninterest expense | $5,915,000 | 2,408 |
| Salaries and employee benefits | $2,946,000 | 2,552 |
| Premises and equipment expense | $1,108,000 | 1,939 |
| Additional noninterest expense | $1,861,000 | 2,404 |
| Pre-tax net operating income | $3,917,000 | 1,805 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $933,000 | 2,170 |
| Income before extraordinary items | $2,984,000 | 1,762 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,984,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $2,036,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,984,000 | 1,692 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,695,000 | 2,377 |
| Total interest expense | $6,684,000 | 2,515 |
| Net interest income | $8,011,000 | 2,223 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $1,318,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $870,000 | 1,575 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $448,000 | 3,125 |
| Total noninterest expense | $5,443,000 | 2,506 |
| Salaries and employee benefits | $2,749,000 | 2,586 |
| Premises and equipment expense | $1,057,000 | 1,969 |
| Additional noninterest expense | $1,637,000 | 2,604 |
| Pre-tax net operating income | $3,781,000 | 1,932 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $920,000 | 2,278 |
| Income before extraordinary items | $2,861,000 | 1,822 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,861,000 | 1,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $915,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,861,000 | 1,823 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,517,000 | 2,419 |
| Total interest expense | $5,740,000 | 2,565 |
| Net interest income | $7,777,000 | 2,264 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $1,241,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $871,000 | 1,511 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $370,000 | 3,586 |
| Total noninterest expense | $5,308,000 | 2,554 |
| Salaries and employee benefits | $2,723,000 | 2,586 |
| Premises and equipment expense | $973,000 | 2,103 |
| Additional noninterest expense | $1,612,000 | 2,676 |
| Pre-tax net operating income | $3,560,000 | 2,051 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $843,000 | 2,527 |
| Income before extraordinary items | $2,717,000 | 1,956 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,717,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $1,777,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,717,000 | 1,925 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,954,000 | 2,523 |
| Total interest expense | $5,444,000 | 2,771 |
| Net interest income | $7,510,000 | 2,276 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $1,058,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $736,000 | 1,728 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $322,000 | 3,872 |
| Total noninterest expense | $4,864,000 | 2,692 |
| Salaries and employee benefits | $2,413,000 | 2,818 |
| Premises and equipment expense | $892,000 | 2,173 |
| Additional noninterest expense | $1,559,000 | 2,673 |
| Pre-tax net operating income | $3,554,000 | 2,040 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $871,000 | 2,554 |
| Income before extraordinary items | $2,683,000 | 1,950 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,683,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $1,649,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,683,000 | 1,879 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,222,000 | 2,679 |
| Total interest expense | $5,229,000 | 2,862 |
| Net interest income | $6,993,000 | 2,482 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $961,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $675,000 | 1,934 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $286,000 | 4,041 |
| Total noninterest expense | $4,368,000 | 2,905 |
| Salaries and employee benefits | $2,179,000 | 3,041 |
| Premises and equipment expense | $805,000 | 2,408 |
| Additional noninterest expense | $1,384,000 | 2,944 |
| Pre-tax net operating income | $3,486,000 | 2,164 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $887,000 | 2,689 |
| Income before extraordinary items | $2,599,000 | 2,034 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,599,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $532,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,599,000 | 1,982 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,495,000 | 2,878 |
| Total interest expense | $4,870,000 | 3,074 |
| Net interest income | $6,625,000 | 2,669 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $824,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $604,000 | 2,240 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $220,000 | 4,917 |
| Total noninterest expense | $4,075,000 | 3,294 |
| Salaries and employee benefits | $1,992,000 | 3,344 |
| Premises and equipment expense | $724,000 | 2,696 |
| Additional noninterest expense | $1,359,000 | 3,399 |
| Pre-tax net operating income | $3,341,000 | 2,146 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $889,000 | 2,605 |
| Income before extraordinary items | $2,452,000 | 2,022 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,452,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $2,464,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,452,000 | 1,982 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,781,000 | 3,074 |
| Total interest expense | $4,726,000 | 3,175 |
| Net interest income | $6,055,000 | 2,939 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $815,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $605,000 | 2,250 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $210,000 | 4,990 |
| Total noninterest expense | $3,865,000 | 3,431 |
| Salaries and employee benefits | $1,880,000 | 3,513 |
| Premises and equipment expense | $590,000 | 3,247 |
| Additional noninterest expense | $1,395,000 | 3,277 |
| Pre-tax net operating income | $2,975,000 | 2,451 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $773,000 | 2,967 |
| Income before extraordinary items | $2,202,000 | 2,292 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,202,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,288 |
| Cash dividends | $403,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,202,000 | 2,265 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,254,000 | 3,259 |
| Total interest expense | $3,631,000 | 3,350 |
| Net interest income | $5,623,000 | 3,189 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $870,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $553,000 | 2,465 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $317,000 | 3,939 |
| Total noninterest expense | $3,787,000 | 3,588 |
| Salaries and employee benefits | $1,699,000 | 3,829 |
| Premises and equipment expense | $559,000 | 3,468 |
| Additional noninterest expense | $1,529,000 | 3,236 |
| Pre-tax net operating income | $2,636,000 | 2,696 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $647,000 | 3,303 |
| Income before extraordinary items | $1,989,000 | 2,448 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,989,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,989,000 | 2,460 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,658,000 | 3,549 |
| Total interest expense | $3,484,000 | 3,602 |
| Net interest income | $5,174,000 | 3,461 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $670,000 | 4,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $3,254,000 | 4,193 |
| Salaries and employee benefits | $1,350,000 | 4,722 |
| Premises and equipment expense | $571,000 | 3,475 |
| Additional noninterest expense | $1,333,000 | 3,857 |
| Pre-tax net operating income | $2,390,000 | 2,825 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $582,000 | 3,698 |
| Income before extraordinary items | $1,808,000 | 2,752 |
| Extraordinary gains, net | $-37,000 | 12,619 |
| Net income | $1,771,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $318,000 | 4,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,808,000 | 2,596 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 4,212 |
| Total interest expense | $3,658,000 | 4,394 |
| Net interest income | $4,540,000 | 3,973 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $511,000 | 5,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $2,965,000 | 4,590 |
| Salaries and employee benefits | $1,228,000 | 5,057 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $1,232,000 | 4,248 |
| Pre-tax net operating income | $1,786,000 | 3,459 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $1,411,000 | 3,255 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,411,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 4,214 |
| Cash dividends | $291,000 | 4,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,386,040 | 3,075 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.