Home > The Adirondack Trust Company > Income and Expense

The Adirondack Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,039,000896
Total interest expense$12,046,0001,136
Net interest income$39,993,000810
Provision for loan and lease losses$03,275
Total noninterest income$26,656,000369
Gross Fiduciary activities income$3,714,000302
Service charges on deposit accounts$799,0001,191
Trading account gains and fees$0123
Additional Noninterest Income$22,143,000299
Total noninterest expense$49,372,000576
Salaries and employee benefits$30,982,000512
Premises and equipment expense$4,959,000555
Additional noninterest expense$22,143,000299
Pre-tax net operating income$17,277,000762
Securities gains (losses)$0988
Applicable income taxes$3,785,000645
Income before extraordinary items$13,492,000795
Extraordinary gains, net$054
Net income$13,492,000807
Minority interest net income$088
Net income of bank and minority interests.$13,492,000798
Net charge-offs$6,0002,549
Cash dividends$4,402,000893
Sale, conversion, retirement of capital stock, net$27,000475
Net operating income$13,492,000803
2023-09-30 (YTD Data)Rank
Total interest income$38,275,000887
Total interest expense$8,008,0001,158
Net interest income$30,267,000809
Provision for loan and lease losses$03,085
Total noninterest income$20,358,000368
Gross Fiduciary activities income$2,653,000309
Service charges on deposit accounts$599,0001,185
Trading account gains and fees$0125
Additional Noninterest Income$17,106,000296
Total noninterest expense$37,135,000575
Salaries and employee benefits$23,510,000508
Premises and equipment expense$3,810,000543
Additional noninterest expense$17,106,000296
Pre-tax net operating income$13,490,000770
Securities gains (losses)$0849
Applicable income taxes$2,970,000653
Income before extraordinary items$10,520,000801
Extraordinary gains, net$052
Net income$10,520,000805
Minority interest net income$081
Net income of bank and minority interests.$10,520,000801
Net charge-offs$6,0002,278
Cash dividends$2,191,0001,109
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,520,000817
2023-06-30 (YTD Data)Rank
Total interest income$25,027,000876
Total interest expense$4,779,0001,142
Net interest income$20,248,000813
Provision for loan and lease losses$02,940
Total noninterest income$13,239,000364
Gross Fiduciary activities income$1,726,000305
Service charges on deposit accounts$378,0001,226
Trading account gains and fees$0112
Additional Noninterest Income$11,135,000292
Total noninterest expense$25,593,000544
Salaries and employee benefits$16,420,000474
Premises and equipment expense$2,684,000508
Additional noninterest expense$11,135,000292
Pre-tax net operating income$7,894,000856
Securities gains (losses)$0938
Applicable income taxes$1,703,000726
Income before extraordinary items$6,191,000891
Extraordinary gains, net$051
Net income$6,191,000903
Minority interest net income$081
Net income of bank and minority interests.$6,191,000891
Net charge-offs$5,0002,026
Cash dividends$2,191,000815
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,191,000902
2023-03-31 (YTD Data)Rank
Total interest income$12,126,000892
Total interest expense$1,946,0001,213
Net interest income$10,180,000813
Provision for loan and lease losses$02,612
Total noninterest income$6,964,000357
Gross Fiduciary activities income$829,000326
Service charges on deposit accounts$179,0001,293
Trading account gains and fees$097
Additional Noninterest Income$5,956,000281
Total noninterest expense$14,044,000517
Salaries and employee benefits$9,507,000423
Premises and equipment expense$1,388,000509
Additional noninterest expense$5,956,000281
Pre-tax net operating income$3,100,0001,053
Securities gains (losses)$0950
Applicable income taxes$636,000894
Income before extraordinary items$2,464,0001,089
Extraordinary gains, net$04
Net income$2,464,0001,088
Minority interest net income$048
Net income of bank and minority interests.$2,464,0001,088
Net charge-offs$3,0001,707
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,464,0001,101
2022-12-31 (YTD Data)Rank
Total interest income$45,930,000800
Total interest expense$2,100,0001,544
Net interest income$43,830,000757
Provision for loan and lease losses$03,012
Total noninterest income$24,815,000407
Gross Fiduciary activities income$3,557,000314
Service charges on deposit accounts$792,0001,214
Trading account gains and fees$0116
Additional Noninterest Income$20,466,000342
Total noninterest expense$46,234,000583
Salaries and employee benefits$28,832,000533
Premises and equipment expense$4,751,000580
Additional noninterest expense$20,466,000342
Pre-tax net operating income$22,411,000696
Securities gains (losses)$-819,0004,421
Applicable income taxes$5,066,000600
Income before extraordinary items$16,526,000740
Extraordinary gains, net$05
Net income$16,526,000741
Minority interest net income$063
Net income of bank and minority interests.$16,526,000741
Net charge-offs$76,0001,357
Cash dividends$4,190,000896
Sale, conversion, retirement of capital stock, net$28,000521
Net operating income$17,173,010723
2022-09-30 (YTD Data)Rank
Total interest income$33,643,000787
Total interest expense$975,0001,800
Net interest income$32,668,000743
Provision for loan and lease losses$02,835
Total noninterest income$19,317,000405
Gross Fiduciary activities income$2,594,000318
Service charges on deposit accounts$599,0001,217
Trading account gains and fees$0111
Additional Noninterest Income$16,124,000347
Total noninterest expense$34,656,000574
Salaries and employee benefits$21,848,000519
Premises and equipment expense$3,590,000574
Additional noninterest expense$16,124,000347
Pre-tax net operating income$17,329,000685
Securities gains (losses)$0740
Applicable income taxes$4,187,000565
Income before extraordinary items$13,142,000711
Extraordinary gains, net$04
Net income$13,142,000711
Minority interest net income$057
Net income of bank and minority interests.$13,142,000711
Net charge-offs$47,0001,252
Cash dividends$2,037,0001,114
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,142,000720
2022-06-30 (YTD Data)Rank
Total interest income$21,524,000777
Total interest expense$509,0001,934
Net interest income$21,015,000747
Provision for loan and lease losses$02,599
Total noninterest income$12,522,000412
Gross Fiduciary activities income$1,761,000282
Service charges on deposit accounts$367,0001,284
Trading account gains and fees$0108
Additional Noninterest Income$10,394,000362
Total noninterest expense$23,263,000571
Salaries and employee benefits$14,914,000499
Premises and equipment expense$2,460,000547
Additional noninterest expense$5,889,000671
Pre-tax net operating income$10,274,000689
Securities gains (losses)$0687
Applicable income taxes$2,473,000580
Income before extraordinary items$7,801,000725
Extraordinary gains, net$04
Net income$7,801,000725
Minority interest net income$060
Net income of bank and minority interests.$7,801,000725
Net charge-offs$51,000959
Cash dividends$2,037,000821
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,801,000739
2022-03-31 (YTD Data)Rank
Total interest income$10,300,000787
Total interest expense$248,0001,927
Net interest income$10,052,000750
Provision for loan and lease losses$02,285
Total noninterest income$6,660,000405
Gross Fiduciary activities income$974,000272
Service charges on deposit accounts$173,0001,327
Trading account gains and fees$0103
Additional Noninterest Income$5,513,000359
Total noninterest expense$12,471,000537
Salaries and employee benefits$8,315,000454
Premises and equipment expense$1,340,000513
Additional noninterest expense$2,816,000683
Pre-tax net operating income$4,241,000786
Securities gains (losses)$0623
Applicable income taxes$1,005,000644
Income before extraordinary items$3,236,000831
Extraordinary gains, net$04
Net income$3,236,000830
Minority interest net income$050
Net income of bank and minority interests.$3,236,000831
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,236,000837
2021-12-31 (YTD Data)Rank
Total interest income$42,042,000792
Total interest expense$1,121,0002,051
Net interest income$40,921,000749
Provision for loan and lease losses$03,064
Total noninterest income$24,774,000451
Gross Fiduciary activities income$3,836,000269
Service charges on deposit accounts$669,0001,293
Trading account gains and fees$0132
Additional Noninterest Income$20,269,000416
Total noninterest expense$46,281,000573
Salaries and employee benefits$27,775,000528
Premises and equipment expense$4,524,000596
Additional noninterest expense$13,982,000583
Pre-tax net operating income$19,414,000758
Securities gains (losses)$-50,0004,566
Applicable income taxes$4,996,000629
Income before extraordinary items$14,368,000850
Extraordinary gains, net$010
Net income$14,368,000851
Minority interest net income$074
Net income of bank and minority interests.$14,368,000851
Net charge-offs$-50,0004,126
Cash dividends$3,978,000960
Sale, conversion, retirement of capital stock, net$24,000540
Net operating income$14,407,500834
2021-09-30 (YTD Data)Rank
Total interest income$31,325,000812
Total interest expense$881,0002,068
Net interest income$30,444,000764
Provision for loan and lease losses$02,963
Total noninterest income$19,267,000441
Gross Fiduciary activities income$2,687,000278
Service charges on deposit accounts$473,0001,346
Trading account gains and fees$0132
Additional Noninterest Income$16,107,000413
Total noninterest expense$33,442,000593
Salaries and employee benefits$20,954,000526
Premises and equipment expense$3,384,000594
Additional noninterest expense$9,104,000650
Pre-tax net operating income$16,269,000714
Securities gains (losses)$-50,0004,734
Applicable income taxes$3,969,000625
Income before extraordinary items$12,250,000788
Extraordinary gains, net$08
Net income$12,250,000788
Minority interest net income$069
Net income of bank and minority interests.$12,250,000788
Net charge-offs$-74,0004,351
Cash dividends$1,979,0001,179
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,289,500767
2021-06-30 (YTD Data)Rank
Total interest income$20,743,000813
Total interest expense$613,0002,076
Net interest income$20,130,000763
Provision for loan and lease losses$02,862
Total noninterest income$12,487,000453
Gross Fiduciary activities income$1,742,000278
Service charges on deposit accounts$289,0001,392
Trading account gains and fees$0133
Additional Noninterest Income$10,456,000424
Total noninterest expense$22,337,000594
Salaries and employee benefits$14,197,000518
Premises and equipment expense$2,308,000580
Additional noninterest expense$5,832,000665
Pre-tax net operating income$10,280,000742
Securities gains (losses)$01,818
Applicable income taxes$2,530,000636
Income before extraordinary items$7,750,000817
Extraordinary gains, net$06
Net income$7,750,000817
Minority interest net income$067
Net income of bank and minority interests.$7,750,000817
Net charge-offs$-85,0004,547
Cash dividends$1,979,000878
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,750,000802
2021-03-31 (YTD Data)Rank
Total interest income$10,058,000826
Total interest expense$323,0002,077
Net interest income$9,735,000779
Provision for loan and lease losses$02,741
Total noninterest income$6,557,000447
Gross Fiduciary activities income$827,000283
Service charges on deposit accounts$142,0001,399
Trading account gains and fees$0127
Additional Noninterest Income$5,588,000417
Total noninterest expense$11,660,000558
Salaries and employee benefits$7,791,000479
Premises and equipment expense$1,201,000567
Additional noninterest expense$2,668,000707
Pre-tax net operating income$4,632,000817
Securities gains (losses)$01,392
Applicable income taxes$1,119,000691
Income before extraordinary items$3,513,000900
Extraordinary gains, net$03
Net income$3,513,000900
Minority interest net income$055
Net income of bank and minority interests.$3,513,000900
Net charge-offs$-86,0004,736
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,513,000884
2020-12-31 (YTD Data)Rank
Total interest income$40,723,000823
Total interest expense$2,217,0001,847
Net interest income$38,506,000747
Provision for loan and lease losses$8,500,000401
Total noninterest income$23,595,000447
Gross Fiduciary activities income$3,038,000285
Service charges on deposit accounts$643,0001,327
Trading account gains and fees$0133
Additional Noninterest Income$19,914,000408
Total noninterest expense$43,035,000583
Salaries and employee benefits$27,115,000520
Premises and equipment expense$4,539,000573
Additional noninterest expense$11,381,000666
Pre-tax net operating income$10,566,0001,021
Securities gains (losses)$36,0001,871
Applicable income taxes$2,288,000856
Income before extraordinary items$8,314,0001,114
Extraordinary gains, net$04
Net income$8,314,0001,113
Minority interest net income$072
Net income of bank and minority interests.$8,314,0001,114
Net charge-offs$-8,0004,207
Cash dividends$3,958,000919
Sale, conversion, retirement of capital stock, net$23,000522
Net operating income$8,285,5601,083
2020-09-30 (YTD Data)Rank
Total interest income$29,868,000845
Total interest expense$1,845,0001,806
Net interest income$28,023,000766
Provision for loan and lease losses$6,000,000436
Total noninterest income$18,294,000417
Gross Fiduciary activities income$2,063,000297
Service charges on deposit accounts$484,0001,310
Trading account gains and fees$0125
Additional Noninterest Income$15,747,000375
Total noninterest expense$30,923,000590
Salaries and employee benefits$19,404,000538
Premises and equipment expense$3,394,000572
Additional noninterest expense$8,125,000676
Pre-tax net operating income$9,394,000842
Securities gains (losses)$34,0001,709
Applicable income taxes$2,131,000691
Income before extraordinary items$7,297,000946
Extraordinary gains, net$04
Net income$7,297,000946
Minority interest net income$065
Net income of bank and minority interests.$7,297,000946
Net charge-offs$-23,0004,457
Cash dividends$1,979,0001,129
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,270,140915
2020-06-30 (YTD Data)Rank
Total interest income$20,000,000850
Total interest expense$1,374,0001,757
Net interest income$18,626,000766
Provision for loan and lease losses$3,500,000506
Total noninterest income$11,701,000403
Gross Fiduciary activities income$1,278,000305
Service charges on deposit accounts$336,0001,282
Trading account gains and fees$0123
Additional Noninterest Income$10,087,000352
Total noninterest expense$20,846,000584
Salaries and employee benefits$13,290,000515
Premises and equipment expense$2,293,000565
Additional noninterest expense$5,263,000671
Pre-tax net operating income$5,981,000813
Securities gains (losses)$34,0001,473
Applicable income taxes$1,360,000650
Income before extraordinary items$4,655,000905
Extraordinary gains, net$04
Net income$4,655,000905
Minority interest net income$065
Net income of bank and minority interests.$4,655,000905
Net charge-offs$-10,0004,318
Cash dividends$1,979,000828
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,628,140885
2020-03-31 (YTD Data)Rank
Total interest income$10,171,000833
Total interest expense$847,0001,628
Net interest income$9,324,000733
Provision for loan and lease losses$250,0001,297
Total noninterest income$6,072,000372
Gross Fiduciary activities income$632,000310
Service charges on deposit accounts$221,0001,208
Trading account gains and fees$0106
Additional Noninterest Income$5,219,000299
Total noninterest expense$10,984,000559
Salaries and employee benefits$7,266,000473
Premises and equipment expense$1,204,000547
Additional noninterest expense$2,514,000719
Pre-tax net operating income$4,162,000554
Securities gains (losses)$5,0001,450
Applicable income taxes$989,000470
Income before extraordinary items$3,178,000615
Extraordinary gains, net$04
Net income$3,178,000616
Minority interest net income$056
Net income of bank and minority interests.$3,178,000615
Net charge-offs$-33,0004,779
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,174,050599
2019-12-31 (YTD Data)Rank
Total interest income$41,434,000824
Total interest expense$3,135,0001,751
Net interest income$38,299,000717
Provision for loan and lease losses$750,0001,132
Total noninterest income$21,979,000401
Gross Fiduciary activities income$2,958,000281
Service charges on deposit accounts$1,024,0001,123
Trading account gains and fees$0135
Additional Noninterest Income$17,997,000347
Total noninterest expense$42,797,000548
Salaries and employee benefits$26,031,000498
Premises and equipment expense$4,560,000564
Additional noninterest expense$12,206,000587
Pre-tax net operating income$16,731,000700
Securities gains (losses)$-212,0005,109
Applicable income taxes$3,758,000610
Income before extraordinary items$12,761,000760
Extraordinary gains, net$011
Net income$12,761,000761
Minority interest net income$076
Net income of bank and minority interests.$12,761,000761
Net charge-offs$-58,0004,802
Cash dividends$3,957,000986
Sale, conversion, retirement of capital stock, net$23,000576
Net operating income$12,928,480737
2019-09-30 (YTD Data)Rank
Total interest income$30,934,000831
Total interest expense$2,229,0001,833
Net interest income$28,705,000719
Provision for loan and lease losses$750,000858
Total noninterest income$17,134,000388
Gross Fiduciary activities income$2,054,000292
Service charges on deposit accounts$783,0001,112
Trading account gains and fees$0129
Additional Noninterest Income$14,297,000333
Total noninterest expense$31,958,000544
Salaries and employee benefits$19,257,000510
Premises and equipment expense$3,495,000557
Additional noninterest expense$9,206,000576
Pre-tax net operating income$13,131,000678
Securities gains (losses)$-211,0005,191
Applicable income taxes$2,928,000602
Income before extraordinary items$9,992,000737
Extraordinary gains, net$011
Net income$9,992,000739
Minority interest net income$072
Net income of bank and minority interests.$9,992,000738
Net charge-offs$-127,0005,012
Cash dividends$1,979,0001,220
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,158,690723
2019-06-30 (YTD Data)Rank
Total interest income$20,355,000836
Total interest expense$1,380,0001,898
Net interest income$18,975,000727
Provision for loan and lease losses$500,000847
Total noninterest income$11,343,000379
Gross Fiduciary activities income$1,353,000296
Service charges on deposit accounts$524,0001,095
Trading account gains and fees$0131
Additional Noninterest Income$9,466,000324
Total noninterest expense$21,212,000550
Salaries and employee benefits$13,021,000496
Premises and equipment expense$2,422,000544
Additional noninterest expense$5,769,000617
Pre-tax net operating income$8,606,000674
Securities gains (losses)$-213,0005,244
Applicable income taxes$1,905,000588
Income before extraordinary items$6,488,000737
Extraordinary gains, net$011
Net income$6,488,000738
Minority interest net income$069
Net income of bank and minority interests.$6,488,000737
Net charge-offs$-25,0004,740
Cash dividends$1,979,000901
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,656,270711
2019-03-31 (YTD Data)Rank
Total interest income$9,892,000860
Total interest expense$653,0001,941
Net interest income$9,239,000748
Provision for loan and lease losses$250,000784
Total noninterest income$5,639,000362
Gross Fiduciary activities income$619,000312
Service charges on deposit accounts$270,0001,049
Trading account gains and fees$0126
Additional Noninterest Income$4,750,000302
Total noninterest expense$11,032,000522
Salaries and employee benefits$6,950,000462
Premises and equipment expense$1,290,000516
Additional noninterest expense$2,792,000625
Pre-tax net operating income$3,596,000754
Securities gains (losses)$-211,0005,324
Applicable income taxes$747,000673
Income before extraordinary items$2,638,000877
Extraordinary gains, net$05
Net income$2,638,000876
Minority interest net income$052
Net income of bank and minority interests.$2,638,000876
Net charge-offs$-59,0005,113
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,804,690804
2018-12-31 (YTD Data)Rank
Total interest income$38,132,000832
Total interest expense$1,720,0002,140
Net interest income$36,412,000733
Provision for loan and lease losses$1,000,000873
Total noninterest income$21,746,000394
Gross Fiduciary activities income$2,751,000292
Service charges on deposit accounts$1,055,0001,124
Trading account gains and fees$0126
Additional Noninterest Income$17,940,000335
Total noninterest expense$40,969,000545
Salaries and employee benefits$25,185,000489
Premises and equipment expense$4,317,000586
Additional noninterest expense$11,467,000610
Pre-tax net operating income$16,189,000701
Securities gains (losses)$-245,0005,182
Applicable income taxes$3,641,000579
Income before extraordinary items$12,303,000768
Extraordinary gains, net$06
Net income$12,303,000767
Minority interest net income$072
Net income of bank and minority interests.$12,303,000767
Net charge-offs$572,000877
Cash dividends$3,938,000893
Sale, conversion, retirement of capital stock, net$22,000603
Net operating income$12,496,550752
2018-09-30 (YTD Data)Rank
Total interest income$27,914,000839
Total interest expense$1,192,0002,187
Net interest income$26,722,000744
Provision for loan and lease losses$750,000817
Total noninterest income$17,036,000375
Gross Fiduciary activities income$1,968,000301
Service charges on deposit accounts$768,0001,147
Trading account gains and fees$0138
Additional Noninterest Income$14,300,000323
Total noninterest expense$30,471,000541
Salaries and employee benefits$18,697,000498
Premises and equipment expense$5,249,000389
Additional noninterest expense$6,525,000784
Pre-tax net operating income$12,537,000685
Securities gains (losses)$-18,0004,905
Applicable income taxes$2,887,000574
Income before extraordinary items$9,632,000733
Extraordinary gains, net$05
Net income$9,632,000732
Minority interest net income$066
Net income of bank and minority interests.$9,632,000732
Net charge-offs$364,000880
Cash dividends$1,959,0001,104
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,646,220730
2018-06-30 (YTD Data)Rank
Total interest income$18,168,000844
Total interest expense$712,0002,260
Net interest income$17,456,000754
Provision for loan and lease losses$500,000813
Total noninterest income$11,315,000383
Gross Fiduciary activities income$1,272,000306
Service charges on deposit accounts$499,0001,165
Trading account gains and fees$0130
Additional Noninterest Income$9,544,000325
Total noninterest expense$20,599,000537
Salaries and employee benefits$12,784,000480
Premises and equipment expense$3,612,000384
Additional noninterest expense$4,203,000797
Pre-tax net operating income$7,672,000721
Securities gains (losses)$-18,0005,093
Applicable income taxes$1,744,000602
Income before extraordinary items$5,910,000779
Extraordinary gains, net$06
Net income$5,910,000778
Minority interest net income$065
Net income of bank and minority interests.$5,910,000778
Net charge-offs$174,000997
Cash dividends$1,959,000792
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,924,220775
2018-03-31 (YTD Data)Rank
Total interest income$8,889,000849
Total interest expense$324,0002,337
Net interest income$8,565,000766
Provision for loan and lease losses$250,000792
Total noninterest income$5,246,000398
Gross Fiduciary activities income$634,000309
Service charges on deposit accounts$248,0001,179
Trading account gains and fees$0123
Additional Noninterest Income$4,364,000342
Total noninterest expense$10,555,000529
Salaries and employee benefits$6,570,000474
Premises and equipment expense$1,857,000377
Additional noninterest expense$2,128,000777
Pre-tax net operating income$3,006,000869
Securities gains (losses)$-1,0004,986
Applicable income taxes$662,000698
Income before extraordinary items$2,343,000931
Extraordinary gains, net$07
Net income$2,343,000930
Minority interest net income$052
Net income of bank and minority interests.$2,343,000931
Net charge-offs$196,000590
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,343,790924
2017-12-31 (YTD Data)Rank
Total interest income$33,962,000843
Total interest expense$1,339,0002,087
Net interest income$32,623,000776
Provision for loan and lease losses$1,000,000886
Total noninterest income$20,697,000407
Gross Fiduciary activities income$2,505,000303
Service charges on deposit accounts$1,017,0001,174
Trading account gains and fees$0151
Additional Noninterest Income$17,175,000351
Total noninterest expense$40,057,000542
Salaries and employee benefits$24,173,000492
Premises and equipment expense$6,543,000407
Additional noninterest expense$9,341,000719
Pre-tax net operating income$12,263,000832
Securities gains (losses)$-379,0005,564
Applicable income taxes$4,249,000744
Income before extraordinary items$7,635,000938
Extraordinary gains, net$09
Net income$7,635,000938
Minority interest net income$076
Net income of bank and minority interests.$7,635,000938
Net charge-offs$154,0002,046
Cash dividends$3,909,000838
Sale, conversion, retirement of capital stock, net$701,000252
Net operating income$7,877,560905
2017-09-30 (YTD Data)Rank
Total interest income$25,072,000852
Total interest expense$995,0002,085
Net interest income$24,077,000787
Provision for loan and lease losses$750,000870
Total noninterest income$15,273,000415
Gross Fiduciary activities income$1,707,000315
Service charges on deposit accounts$763,0001,186
Trading account gains and fees$0145
Additional Noninterest Income$12,803,000354
Total noninterest expense$28,770,000568
Salaries and employee benefits$17,280,000522
Premises and equipment expense$4,994,000402
Additional noninterest expense$6,496,000766
Pre-tax net operating income$9,830,000787
Securities gains (losses)$-13,0005,428
Applicable income taxes$3,266,000640
Income before extraordinary items$6,551,000901
Extraordinary gains, net$09
Net income$6,551,000902
Minority interest net income$071
Net income of bank and minority interests.$6,551,000901
Net charge-offs$2,0003,621
Cash dividends$1,950,0001,089
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,559,710886
2017-06-30 (YTD Data)Rank
Total interest income$16,410,000863
Total interest expense$650,0002,081
Net interest income$15,760,000800
Provision for loan and lease losses$500,000849
Total noninterest income$10,384,000415
Gross Fiduciary activities income$1,134,000318
Service charges on deposit accounts$492,0001,201
Trading account gains and fees$0139
Additional Noninterest Income$8,758,000349
Total noninterest expense$19,444,000562
Salaries and employee benefits$11,752,000517
Premises and equipment expense$3,367,000398
Additional noninterest expense$4,325,000766
Pre-tax net operating income$6,200,000819
Securities gains (losses)$01,906
Applicable income taxes$2,043,000656
Income before extraordinary items$4,157,000932
Extraordinary gains, net$011
Net income$4,157,000933
Minority interest net income$071
Net income of bank and minority interests.$4,157,000932
Net charge-offs$-9,0004,762
Cash dividends$1,950,000795
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,157,000918
2017-03-31 (YTD Data)Rank
Total interest income$8,091,000868
Total interest expense$323,0002,056
Net interest income$7,768,000813
Provision for loan and lease losses$250,000786
Total noninterest income$5,494,000383
Gross Fiduciary activities income$554,000322
Service charges on deposit accounts$237,0001,241
Trading account gains and fees$0142
Additional Noninterest Income$4,703,000325
Total noninterest expense$10,548,000521
Salaries and employee benefits$6,303,000487
Premises and equipment expense$1,818,000382
Additional noninterest expense$2,427,000694
Pre-tax net operating income$2,464,000983
Securities gains (losses)$01,153
Applicable income taxes$780,000792
Income before extraordinary items$1,684,0001,115
Extraordinary gains, net$08
Net income$1,684,0001,114
Minority interest net income$055
Net income of bank and minority interests.$1,684,0001,115
Net charge-offs$-29,0005,373
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,684,0001,091
2016-12-31 (YTD Data)Rank
Total interest income$30,971,000868
Total interest expense$1,334,0001,966
Net interest income$29,637,000805
Provision for loan and lease losses$1,000,000889
Total noninterest income$20,150,000420
Gross Fiduciary activities income$2,467,000296
Service charges on deposit accounts$1,040,0001,171
Trading account gains and fees$0170
Additional Noninterest Income$16,643,000360
Total noninterest expense$39,196,000549
Salaries and employee benefits$23,084,000517
Premises and equipment expense$6,299,000425
Additional noninterest expense$9,813,000695
Pre-tax net operating income$9,591,000955
Securities gains (losses)$1,0003,113
Applicable income taxes$2,912,000804
Income before extraordinary items$6,680,0001,096
Extraordinary gains, net$05
Net income$6,680,0001,095
Minority interest net income$082
Net income of bank and minority interests.$6,680,0001,095
Net charge-offs$226,0001,811
Cash dividends$3,899,000841
Sale, conversion, retirement of capital stock, net$21,000658
Net operating income$6,679,3001,075
2016-09-30 (YTD Data)Rank
Total interest income$22,981,000871
Total interest expense$1,001,0001,968
Net interest income$21,980,000807
Provision for loan and lease losses$750,000858
Total noninterest income$15,602,000412
Gross Fiduciary activities income$1,720,000309
Service charges on deposit accounts$785,0001,161
Trading account gains and fees$0169
Additional Noninterest Income$13,097,000344
Total noninterest expense$28,798,000564
Salaries and employee benefits$16,895,000528
Premises and equipment expense$4,754,000425
Additional noninterest expense$7,149,000707
Pre-tax net operating income$8,034,000880
Securities gains (losses)$-1,0005,663
Applicable income taxes$2,517,000741
Income before extraordinary items$5,516,0001,021
Extraordinary gains, net$05
Net income$5,516,0001,021
Minority interest net income$071
Net income of bank and minority interests.$5,516,0001,021
Net charge-offs$93,0002,122
Cash dividends$1,949,0001,072
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,516,690995
2016-06-30 (YTD Data)Rank
Total interest income$15,146,000887
Total interest expense$665,0001,983
Net interest income$14,481,000813
Provision for loan and lease losses$500,000847
Total noninterest income$10,745,000395
Gross Fiduciary activities income$1,151,000306
Service charges on deposit accounts$531,0001,128
Trading account gains and fees$0157
Additional Noninterest Income$9,063,000338
Total noninterest expense$19,314,000559
Salaries and employee benefits$11,441,000521
Premises and equipment expense$3,240,000414
Additional noninterest expense$4,633,000726
Pre-tax net operating income$5,412,000871
Securities gains (losses)$-1,0005,765
Applicable income taxes$1,655,000739
Income before extraordinary items$3,756,000979
Extraordinary gains, net$016
Net income$3,756,000978
Minority interest net income$071
Net income of bank and minority interests.$3,756,000978
Net charge-offs$-26,0005,296
Cash dividends$1,949,000791
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,756,690948
2016-03-31 (YTD Data)Rank
Total interest income$7,539,000890
Total interest expense$339,0001,954
Net interest income$7,200,000820
Provision for loan and lease losses$250,000792
Total noninterest income$5,648,000370
Gross Fiduciary activities income$580,000301
Service charges on deposit accounts$293,0001,027
Trading account gains and fees$0142
Additional Noninterest Income$4,775,000306
Total noninterest expense$9,934,000547
Salaries and employee benefits$6,010,000498
Premises and equipment expense$1,616,000419
Additional noninterest expense$2,308,000723
Pre-tax net operating income$2,664,000854
Securities gains (losses)$02,077
Applicable income taxes$789,000754
Income before extraordinary items$1,875,000955
Extraordinary gains, net$012
Net income$1,875,000956
Minority interest net income$062
Net income of bank and minority interests.$1,875,000956
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,875,000917
2015-12-31 (YTD Data)Rank
Total interest income$28,154,000922
Total interest expense$1,287,0002,000
Net interest income$26,867,000845
Provision for loan and lease losses$250,0002,084
Total noninterest income$19,934,000416
Gross Fiduciary activities income$2,343,000305
Service charges on deposit accounts$1,210,0001,035
Trading account gains and fees$0159
Additional Noninterest Income$16,381,000349
Total noninterest expense$38,403,000550
Salaries and employee benefits$22,503,000506
Premises and equipment expense$6,580,000404
Additional noninterest expense$9,320,000713
Pre-tax net operating income$8,148,0001,054
Securities gains (losses)$9,0002,638
Applicable income taxes$2,295,000906
Income before extraordinary items$5,862,0001,200
Extraordinary gains, net$023
Net income$5,862,0001,200
Minority interest net income$081
Net income of bank and minority interests.$5,862,0001,200
Net charge-offs$228,0001,863
Cash dividends$3,898,000804
Sale, conversion, retirement of capital stock, net$20,000696
Net operating income$5,855,5201,175
2015-09-30 (YTD Data)Rank
Total interest income$21,201,000924
Total interest expense$959,0002,032
Net interest income$20,242,000840
Provision for loan and lease losses$04,232
Total noninterest income$15,258,000419
Gross Fiduciary activities income$1,722,000315
Service charges on deposit accounts$907,0001,031
Trading account gains and fees$0153
Additional Noninterest Income$12,629,000352
Total noninterest expense$28,442,000557
Salaries and employee benefits$16,564,000521
Premises and equipment expense$5,004,000409
Additional noninterest expense$6,874,000729
Pre-tax net operating income$7,058,000948
Securities gains (losses)$9,0002,412
Applicable income taxes$1,983,000855
Income before extraordinary items$5,084,0001,054
Extraordinary gains, net$021
Net income$5,084,0001,053
Minority interest net income$078
Net income of bank and minority interests.$5,084,0001,054
Net charge-offs$87,0002,303
Cash dividends$1,949,0001,028
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,077,5201,034
2015-06-30 (YTD Data)Rank
Total interest income$14,052,000928
Total interest expense$637,0002,046
Net interest income$13,415,000843
Provision for loan and lease losses$04,069
Total noninterest income$10,520,000402
Gross Fiduciary activities income$1,133,000321
Service charges on deposit accounts$600,0001,015
Trading account gains and fees$0157
Additional Noninterest Income$8,787,000340
Total noninterest expense$18,975,000557
Salaries and employee benefits$11,104,000508
Premises and equipment expense$3,457,000399
Additional noninterest expense$4,414,000757
Pre-tax net operating income$4,960,000902
Securities gains (losses)$9,0002,056
Applicable income taxes$1,470,000785
Income before extraordinary items$3,499,0001,014
Extraordinary gains, net$022
Net income$3,499,0001,014
Minority interest net income$075
Net income of bank and minority interests.$3,499,0001,014
Net charge-offs$-16,0005,405
Cash dividends$1,949,000735
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,492,700984
2015-03-31 (YTD Data)Rank
Total interest income$7,018,000917
Total interest expense$321,0002,040
Net interest income$6,697,000842
Provision for loan and lease losses$03,703
Total noninterest income$5,296,000390
Gross Fiduciary activities income$540,000321
Service charges on deposit accounts$308,000986
Trading account gains and fees$0152
Additional Noninterest Income$4,448,000323
Total noninterest expense$9,703,000548
Salaries and employee benefits$5,766,000501
Premises and equipment expense$1,887,000376
Additional noninterest expense$2,050,000799
Pre-tax net operating income$2,290,000937
Securities gains (losses)$02,027
Applicable income taxes$705,000796
Income before extraordinary items$1,585,0001,073
Extraordinary gains, net$013
Net income$1,585,0001,074
Minority interest net income$064
Net income of bank and minority interests.$1,585,0001,074
Net charge-offs$-33,0005,842
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,585,0001,045
2014-12-31 (YTD Data)Rank
Total interest income$28,200,000898
Total interest expense$1,322,0002,098
Net interest income$26,878,000817
Provision for loan and lease losses$750,0001,065
Total noninterest income$18,874,000414
Gross Fiduciary activities income$2,214,000317
Service charges on deposit accounts$1,355,000977
Trading account gains and fees$0180
Additional Noninterest Income$15,305,000327
Total noninterest expense$38,898,000531
Salaries and employee benefits$20,927,000523
Premises and equipment expense$6,633,000398
Additional noninterest expense$11,338,000595
Pre-tax net operating income$6,104,0001,288
Securities gains (losses)$142,0001,009
Applicable income taxes$1,485,0001,206
Income before extraordinary items$4,761,0001,365
Extraordinary gains, net$017
Net income$4,761,0001,364
Minority interest net income$084
Net income of bank and minority interests.$4,761,0001,364
Net charge-offs$280,0002,093
Cash dividends$3,898,000757
Sale, conversion, retirement of capital stock, net$19,000747
Net operating income$4,653,0801,359
2014-09-30 (YTD Data)Rank
Total interest income$21,095,000900
Total interest expense$997,0002,122
Net interest income$20,098,000820
Provision for loan and lease losses$250,0001,804
Total noninterest income$14,933,000386
Gross Fiduciary activities income$1,576,000325
Service charges on deposit accounts$1,059,000947
Trading account gains and fees$0174
Additional Noninterest Income$12,298,000308
Total noninterest expense$26,775,000574
Salaries and employee benefits$15,311,000531
Premises and equipment expense$4,974,000398
Additional noninterest expense$6,490,000757
Pre-tax net operating income$8,006,000786
Securities gains (losses)$114,000904
Applicable income taxes$2,444,000682
Income before extraordinary items$5,676,000877
Extraordinary gains, net$015
Net income$5,676,000876
Minority interest net income$081
Net income of bank and minority interests.$5,676,000876
Net charge-offs$82,0002,878
Cash dividends$1,949,000986
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,596,200868
2014-06-30 (YTD Data)Rank
Total interest income$13,942,000902
Total interest expense$662,0002,148
Net interest income$13,280,000825
Provision for loan and lease losses$250,0001,440
Total noninterest income$9,926,000378
Gross Fiduciary activities income$1,010,000333
Service charges on deposit accounts$697,000938
Trading account gains and fees$0172
Additional Noninterest Income$8,219,000300
Total noninterest expense$17,862,000568
Salaries and employee benefits$10,283,000530
Premises and equipment expense$3,301,000399
Additional noninterest expense$4,278,000762
Pre-tax net operating income$5,094,000796
Securities gains (losses)$84,000888
Applicable income taxes$1,533,000706
Income before extraordinary items$3,645,000888
Extraordinary gains, net$020
Net income$3,645,000888
Minority interest net income$080
Net income of bank and minority interests.$3,645,000888
Net charge-offs$49,0002,805
Cash dividends$1,949,000682
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,586,200880
2014-03-31 (YTD Data)Rank
Total interest income$6,911,000915
Total interest expense$334,0002,170
Net interest income$6,577,000836
Provision for loan and lease losses$250,000826
Total noninterest income$4,773,000383
Gross Fiduciary activities income$497,000334
Service charges on deposit accounts$348,000928
Trading account gains and fees$0147
Additional Noninterest Income$3,928,000312
Total noninterest expense$9,336,000548
Salaries and employee benefits$5,458,000505
Premises and equipment expense$1,726,000397
Additional noninterest expense$2,152,000755
Pre-tax net operating income$1,764,0001,088
Securities gains (losses)$01,715
Applicable income taxes$441,0001,015
Income before extraordinary items$1,323,0001,159
Extraordinary gains, net$016
Net income$1,323,0001,160
Minority interest net income$066
Net income of bank and minority interests.$1,323,0001,160
Net charge-offs$58,0001,752
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,323,0001,142
2013-12-31 (YTD Data)Rank
Total interest income$27,865,000903
Total interest expense$1,477,0002,196
Net interest income$26,388,000807
Provision for loan and lease losses$05,091
Total noninterest income$19,735,000413
Gross Fiduciary activities income$2,058,000320
Service charges on deposit accounts$1,546,000896
Trading account gains and fees$0184
Additional Noninterest Income$16,131,000339
Total noninterest expense$35,816,000579
Salaries and employee benefits$20,980,000518
Premises and equipment expense$6,197,000410
Additional noninterest expense$8,639,000791
Pre-tax net operating income$10,307,000755
Securities gains (losses)$61,0001,655
Applicable income taxes$2,982,000664
Income before extraordinary items$7,386,000847
Extraordinary gains, net$029
Net income$7,386,000849
Minority interest net income$090
Net income of bank and minority interests.$7,386,000849
Net charge-offs$76,0004,010
Cash dividends$3,859,000720
Sale, conversion, retirement of capital stock, net$18,000793
Net operating income$7,342,690838
2013-09-30 (YTD Data)Rank
Total interest income$20,637,000925
Total interest expense$1,142,0002,196
Net interest income$19,495,000822
Provision for loan and lease losses$04,941
Total noninterest income$15,165,000419
Gross Fiduciary activities income$1,425,000330
Service charges on deposit accounts$1,172,000891
Trading account gains and fees$0180
Additional Noninterest Income$12,568,000345
Total noninterest expense$27,586,000566
Salaries and employee benefits$16,557,000499
Premises and equipment expense$4,601,000416
Additional noninterest expense$6,428,000799
Pre-tax net operating income$7,074,000835
Securities gains (losses)$61,0001,522
Applicable income taxes$2,013,000727
Income before extraordinary items$5,122,000916
Extraordinary gains, net$025
Net income$5,122,000918
Minority interest net income$084
Net income of bank and minority interests.$5,122,000918
Net charge-offs$43,0003,966
Cash dividends$1,910,000912
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,078,080901
2013-06-30 (YTD Data)Rank
Total interest income$13,625,000926
Total interest expense$778,0002,197
Net interest income$12,847,000826
Provision for loan and lease losses$04,788
Total noninterest income$10,203,000421
Gross Fiduciary activities income$967,000328
Service charges on deposit accounts$783,000863
Trading account gains and fees$0157
Additional Noninterest Income$8,453,000353
Total noninterest expense$18,460,000564
Salaries and employee benefits$11,133,000496
Premises and equipment expense$3,070,000416
Additional noninterest expense$4,257,000794
Pre-tax net operating income$4,590,000836
Securities gains (losses)$61,0001,397
Applicable income taxes$1,319,000743
Income before extraordinary items$3,332,000927
Extraordinary gains, net$022
Net income$3,332,000928
Minority interest net income$082
Net income of bank and minority interests.$3,332,000929
Net charge-offs$6,0004,482
Cash dividends$1,910,000654
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,288,080895
2013-03-31 (YTD Data)Rank
Total interest income$6,744,000946
Total interest expense$402,0002,187
Net interest income$6,342,000837
Provision for loan and lease losses$04,409
Total noninterest income$4,935,000434
Gross Fiduciary activities income$485,000324
Service charges on deposit accounts$404,000836
Trading account gains and fees$0148
Additional Noninterest Income$4,046,000364
Total noninterest expense$9,721,000544
Salaries and employee benefits$6,003,000473
Premises and equipment expense$1,595,000397
Additional noninterest expense$2,123,000803
Pre-tax net operating income$1,556,0001,174
Securities gains (losses)$33,0001,098
Applicable income taxes$368,0001,146
Income before extraordinary items$1,221,0001,223
Extraordinary gains, net$010
Net income$1,221,0001,225
Minority interest net income$076
Net income of bank and minority interests.$1,221,0001,225
Net charge-offs$9,0003,485
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,195,5901,202
2012-12-31 (YTD Data)Rank
Total interest income$28,527,000917
Total interest expense$2,489,0001,754
Net interest income$26,038,000823
Provision for loan and lease losses$05,905
Total noninterest income$20,139,000422
Gross Fiduciary activities income$1,885,000320
Service charges on deposit accounts$1,567,000903
Trading account gains and fees$0166
Additional Noninterest Income$16,687,000338
Total noninterest expense$36,070,000580
Salaries and employee benefits$21,603,000494
Premises and equipment expense$6,048,000414
Additional noninterest expense$8,419,000833
Pre-tax net operating income$10,107,000708
Securities gains (losses)$2,766,000193
Applicable income taxes$3,405,000552
Income before extraordinary items$9,468,000646
Extraordinary gains, net$029
Net income$9,468,000645
Minority interest net income$093
Net income of bank and minority interests.$9,468,000646
Net charge-offs$314,0003,235
Cash dividends$3,743,000731
Sale, conversion, retirement of capital stock, net$16,000862
Net operating income$7,421,160750
2012-09-30 (YTD Data)Rank
Total interest income$21,556,000927
Total interest expense$1,967,0001,749
Net interest income$19,589,000832
Provision for loan and lease losses$375,0002,673
Total noninterest income$15,111,000414
Gross Fiduciary activities income$1,330,000326
Service charges on deposit accounts$1,170,000916
Trading account gains and fees$0157
Additional Noninterest Income$12,611,000335
Total noninterest expense$26,719,000586
Salaries and employee benefits$15,977,000502
Premises and equipment expense$4,629,000402
Additional noninterest expense$6,113,000861
Pre-tax net operating income$7,606,000741
Securities gains (losses)$25,0002,786
Applicable income taxes$1,937,000727
Income before extraordinary items$5,694,000801
Extraordinary gains, net$020
Net income$5,694,000799
Minority interest net income$086
Net income of bank and minority interests.$5,694,000801
Net charge-offs$302,0002,812
Cash dividends$1,833,000843
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,675,250755
2012-06-30 (YTD Data)Rank
Total interest income$14,511,000924
Total interest expense$1,345,0001,759
Net interest income$13,166,000828
Provision for loan and lease losses$250,0002,658
Total noninterest income$9,435,000428
Gross Fiduciary activities income$894,000324
Service charges on deposit accounts$772,000914
Trading account gains and fees$0153
Additional Noninterest Income$7,769,000343
Total noninterest expense$18,054,000573
Salaries and employee benefits$10,918,000481
Premises and equipment expense$3,133,000405
Additional noninterest expense$4,003,000859
Pre-tax net operating income$4,297,000848
Securities gains (losses)$03,178
Applicable income taxes$972,000915
Income before extraordinary items$3,325,000914
Extraordinary gains, net$019
Net income$3,325,000913
Minority interest net income$084
Net income of bank and minority interests.$3,325,000914
Net charge-offs$305,0002,302
Cash dividends$1,833,000580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,325,000854
2012-03-31 (YTD Data)Rank
Total interest income$7,344,000915
Total interest expense$690,0001,777
Net interest income$6,654,000826
Provision for loan and lease losses$125,0002,605
Total noninterest income$4,404,000436
Gross Fiduciary activities income$464,000318
Service charges on deposit accounts$378,000923
Trading account gains and fees$0148
Additional Noninterest Income$3,562,000362
Total noninterest expense$9,522,000546
Salaries and employee benefits$5,917,000449
Premises and equipment expense$1,650,000389
Additional noninterest expense$1,955,000869
Pre-tax net operating income$1,411,0001,243
Securities gains (losses)$02,210
Applicable income taxes$200,0001,728
Income before extraordinary items$1,211,0001,202
Extraordinary gains, net$019
Net income$1,211,0001,201
Minority interest net income$078
Net income of bank and minority interests.$1,211,0001,202
Net charge-offs$-139,0007,204
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,211,0001,146
2011-12-31 (YTD Data)Rank
Total interest income$29,862,000934
Total interest expense$3,766,0001,608
Net interest income$26,096,000840
Provision for loan and lease losses$220,0004,524
Total noninterest income$17,435,000413
Gross Fiduciary activities income$1,888,000273
Service charges on deposit accounts$1,504,000976
Trading account gains and fees$0146
Additional Noninterest Income$14,043,000340
Total noninterest expense$34,357,000581
Salaries and employee benefits$19,274,000508
Premises and equipment expense$6,129,000427
Additional noninterest expense$8,954,000802
Pre-tax net operating income$8,954,000691
Securities gains (losses)$4,084,000121
Applicable income taxes$3,641,000504
Income before extraordinary items$9,397,000565
Extraordinary gains, net$029
Net income$9,397,000566
Minority interest net income$096
Net income of bank and minority interests.$9,397,000566
Net charge-offs$220,0004,180
Cash dividends$3,590,000574
Sale, conversion, retirement of capital stock, net$18,000960
Net operating income$6,456,520747
2011-09-30 (YTD Data)Rank
Total interest income$22,354,000953
Total interest expense$2,980,0001,590
Net interest income$19,374,000855
Provision for loan and lease losses$750,0002,344
Total noninterest income$13,463,000403
Gross Fiduciary activities income$1,337,000285
Service charges on deposit accounts$1,091,0001,015
Trading account gains and fees$0145
Additional Noninterest Income$11,035,000332
Total noninterest expense$26,349,000572
Salaries and employee benefits$14,630,000499
Premises and equipment expense$4,593,000435
Additional noninterest expense$7,126,000741
Pre-tax net operating income$5,738,000809
Securities gains (losses)$3,958,000106
Applicable income taxes$2,700,000502
Income before extraordinary items$6,996,000587
Extraordinary gains, net$021
Net income$6,996,000584
Minority interest net income$087
Net income of bank and minority interests.$6,996,000587
Net charge-offs$51,0004,964
Cash dividends$1,757,000733
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,146,240884
2011-06-30 (YTD Data)Rank
Total interest income$14,976,000961
Total interest expense$2,051,0001,595
Net interest income$12,925,000853
Provision for loan and lease losses$500,0002,302
Total noninterest income$8,760,000416
Gross Fiduciary activities income$910,000283
Service charges on deposit accounts$712,0001,025
Trading account gains and fees$0153
Additional Noninterest Income$7,138,000339
Total noninterest expense$17,604,000576
Salaries and employee benefits$9,927,000494
Premises and equipment expense$3,106,000433
Additional noninterest expense$4,571,000784
Pre-tax net operating income$3,581,000842
Securities gains (losses)$2,528,00095
Applicable income taxes$1,652,000521
Income before extraordinary items$4,457,000592
Extraordinary gains, net$015
Net income$4,457,000588
Minority interest net income$089
Net income of bank and minority interests.$4,457,000592
Net charge-offs$101,0003,829
Cash dividends$1,757,000481
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,611,560920
2011-03-31 (YTD Data)Rank
Total interest income$7,510,000967
Total interest expense$1,069,0001,588
Net interest income$6,441,000859
Provision for loan and lease losses$250,0002,162
Total noninterest income$4,036,000433
Gross Fiduciary activities income$454,000284
Service charges on deposit accounts$338,0001,065
Trading account gains and fees$0158
Additional Noninterest Income$3,244,000358
Total noninterest expense$9,044,000560
Salaries and employee benefits$5,313,000474
Premises and equipment expense$1,722,000394
Additional noninterest expense$2,009,000892
Pre-tax net operating income$1,183,0001,229
Securities gains (losses)$1,513,00069
Applicable income taxes$686,000583
Income before extraordinary items$2,010,000653
Extraordinary gains, net$09
Net income$2,010,000649
Minority interest net income$086
Net income of bank and minority interests.$2,010,000653
Net charge-offs$6,0004,589
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$875,2501,343
2010-12-31 (YTD Data)Rank
Total interest income$32,407,000947
Total interest expense$4,091,0001,954
Net interest income$28,316,000780
Provision for loan and lease losses$1,000,0003,046
Total noninterest income$16,048,000456
Gross Fiduciary activities income$1,932,000272
Service charges on deposit accounts$1,547,000977
Trading account gains and fees$0175
Additional Noninterest Income$12,569,000391
Total noninterest expense$32,413,000633
Salaries and employee benefits$18,442,000532
Premises and equipment expense$5,882,000446
Additional noninterest expense$8,089,000908
Pre-tax net operating income$10,951,000502
Securities gains (losses)$1,784,000289
Applicable income taxes$3,456,000483
Income before extraordinary items$9,279,000488
Extraordinary gains, net$029
Net income$9,279,000488
Minority interest net income$0111
Net income of bank and minority interests.$9,279,000490
Net charge-offs$131,0005,178
Cash dividends$3,360,000491
Sale, conversion, retirement of capital stock, net$20,0001,102
Net operating income$7,976,680550
2010-09-30 (YTD Data)Rank
Total interest income$24,663,000948
Total interest expense$2,993,0002,077
Net interest income$21,670,000761
Provision for loan and lease losses$750,0002,938
Total noninterest income$11,936,000452
Gross Fiduciary activities income$1,346,000278
Service charges on deposit accounts$1,178,000996
Trading account gains and fees$0165
Additional Noninterest Income$9,412,000379
Total noninterest expense$23,898,000629
Salaries and employee benefits$13,602,000528
Premises and equipment expense$4,349,000451
Additional noninterest expense$5,947,000894
Pre-tax net operating income$8,958,000475
Securities gains (losses)$1,048,000394
Applicable income taxes$2,757,000453
Income before extraordinary items$7,249,000475
Extraordinary gains, net$023
Net income$7,249,000477
Minority interest net income$0110
Net income of bank and minority interests.$7,249,000477
Net charge-offs$-89,0007,682
Cash dividends$1,604,000670
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,494,440504
2010-06-30 (YTD Data)Rank
Total interest income$16,390,000960
Total interest expense$1,974,0002,189
Net interest income$14,416,000764
Provision for loan and lease losses$500,0002,840
Total noninterest income$7,319,000472
Gross Fiduciary activities income$874,000282
Service charges on deposit accounts$808,000982
Trading account gains and fees$0152
Additional Noninterest Income$5,637,000393
Total noninterest expense$15,783,000639
Salaries and employee benefits$9,106,000519
Premises and equipment expense$2,845,000456
Additional noninterest expense$3,832,000925
Pre-tax net operating income$5,452,000504
Securities gains (losses)$541,000443
Applicable income taxes$1,568,000481
Income before extraordinary items$4,425,000494
Extraordinary gains, net$019
Net income$4,425,000494
Minority interest net income$0105
Net income of bank and minority interests.$4,425,000495
Net charge-offs$-130,0007,764
Cash dividends$1,604,000422
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,024,660524
2010-03-31 (YTD Data)Rank
Total interest income$8,604,000919
Total interest expense$1,025,0002,214
Net interest income$7,579,000727
Provision for loan and lease losses$250,0002,660
Total noninterest income$3,582,000467
Gross Fiduciary activities income$449,000281
Service charges on deposit accounts$408,000965
Trading account gains and fees$0175
Additional Noninterest Income$2,725,000394
Total noninterest expense$7,825,000650
Salaries and employee benefits$4,624,000526
Premises and equipment expense$1,444,000468
Additional noninterest expense$1,757,000996
Pre-tax net operating income$3,086,000438
Securities gains (losses)$341,000343
Applicable income taxes$946,000400
Income before extraordinary items$2,481,000436
Extraordinary gains, net$016
Net income$2,481,000437
Minority interest net income$091
Net income of bank and minority interests.$2,481,000438
Net charge-offs$4,0005,215
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,235,480478
2009-12-31 (YTD Data)Rank
Total interest income$31,246,0001,103
Total interest expense$5,351,0002,128
Net interest income$25,895,000838
Provision for loan and lease losses$1,060,0003,406
Total noninterest income$15,873,000452
Gross Fiduciary activities income$1,735,000275
Service charges on deposit accounts$1,842,000948
Trading account gains and fees$0211
Additional Noninterest Income$12,296,000393
Total noninterest expense$30,065,000698
Salaries and employee benefits$17,077,000558
Premises and equipment expense$5,312,000504
Additional noninterest expense$7,676,0001,019
Pre-tax net operating income$10,643,000395
Securities gains (losses)$1,490,000347
Applicable income taxes$3,131,000387
Income before extraordinary items$9,002,000361
Extraordinary gains, net$034
Net income$9,002,000360
Minority interest net income$0115
Net income of bank and minority interests.$9,002,000361
Net charge-offs$338,0004,336
Cash dividends$3,050,000565
Sale, conversion, retirement of capital stock, net$369,000590
Net operating income$7,899,400413
2009-09-30 (YTD Data)Rank
Total interest income$23,088,0001,137
Total interest expense$4,216,0002,117
Net interest income$18,872,000869
Provision for loan and lease losses$1,500,0002,210
Total noninterest income$12,292,000451
Gross Fiduciary activities income$1,160,000295
Service charges on deposit accounts$1,413,000916
Trading account gains and fees$0212
Additional Noninterest Income$9,719,000380
Total noninterest expense$22,877,000687
Salaries and employee benefits$12,913,000571
Premises and equipment expense$4,028,000506
Additional noninterest expense$5,936,000950
Pre-tax net operating income$6,787,000499
Securities gains (losses)$1,206,000318
Applicable income taxes$1,832,000507
Income before extraordinary items$6,161,000429
Extraordinary gains, net$027
Net income$6,161,000428
Minority interest net income$0118
Net income of bank and minority interests.$6,161,000429
Net charge-offs$164,0004,498
Cash dividends$1,446,000904
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,232,380509
2009-06-30 (YTD Data)Rank
Total interest income$15,255,0001,169
Total interest expense$2,943,0002,132
Net interest income$12,312,000885
Provision for loan and lease losses$1,000,0002,058
Total noninterest income$7,937,000464
Gross Fiduciary activities income$760,000299
Service charges on deposit accounts$948,000896
Trading account gains and fees$0193
Additional Noninterest Income$6,229,000396
Total noninterest expense$15,487,000693
Salaries and employee benefits$8,602,000580
Premises and equipment expense$2,726,000505
Additional noninterest expense$4,159,000919
Pre-tax net operating income$3,762,000603
Securities gains (losses)$1,206,000244
Applicable income taxes$1,072,000575
Income before extraordinary items$3,896,000450
Extraordinary gains, net$021
Net income$3,896,000448
Minority interest net income$0112
Net income of bank and minority interests.$3,896,000450
Net charge-offs$168,0003,641
Cash dividends$1,446,000635
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,955,320598
2009-03-31 (YTD Data)Rank
Total interest income$7,601,0001,188
Total interest expense$1,575,0002,081
Net interest income$6,026,000897
Provision for loan and lease losses$500,0001,760
Total noninterest income$4,133,000428
Gross Fiduciary activities income$435,000278
Service charges on deposit accounts$448,000912
Trading account gains and fees$0171
Additional Noninterest Income$3,250,000349
Total noninterest expense$7,471,000680
Salaries and employee benefits$4,387,000572
Premises and equipment expense$1,407,000496
Additional noninterest expense$1,677,0001,011
Pre-tax net operating income$2,188,000546
Securities gains (losses)$1,157,000168
Applicable income taxes$874,000394
Income before extraordinary items$2,471,000388
Extraordinary gains, net$015
Net income$2,471,000389
Minority interest net income$0102
Net income of bank and minority interests.$2,471,000390
Net charge-offs$-126,0008,201
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,614,820581
2008-12-31 (YTD Data)Rank
Total interest income$33,663,0001,136
Total interest expense$10,342,0001,571
Net interest income$23,321,000915
Provision for loan and lease losses$1,000,0002,705
Total noninterest income$15,159,000432
Gross Fiduciary activities income$1,866,000278
Service charges on deposit accounts$1,923,000926
Trading account gains and fees$0154
Additional Noninterest Income$11,370,000361
Total noninterest expense$26,948,000742
Salaries and employee benefits$15,525,000627
Premises and equipment expense$5,275,000517
Additional noninterest expense$6,148,0001,048
Pre-tax net operating income$10,532,000511
Securities gains (losses)$1,191,000186
Applicable income taxes$3,047,000463
Income before extraordinary items$8,676,000447
Extraordinary gains, net$039
Net income$8,676,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,824,0001,375
Cash dividends$4,033,000682
Sale, conversion, retirement of capital stock, net$372,000615
Net operating income$7,794,660533
2008-09-30 (YTD Data)Rank
Total interest income$25,556,0001,149
Total interest expense$8,321,0001,522
Net interest income$17,235,000943
Provision for loan and lease losses$752,0002,168
Total noninterest income$11,212,000466
Gross Fiduciary activities income$1,334,000293
Service charges on deposit accounts$1,464,000913
Trading account gains and fees$0148
Additional Noninterest Income$8,414,000387
Total noninterest expense$20,287,000727
Salaries and employee benefits$11,948,000628
Premises and equipment expense$3,976,000523
Additional noninterest expense$4,363,0001,052
Pre-tax net operating income$7,408,000673
Securities gains (losses)$1,191,000160
Applicable income taxes$2,194,000601
Income before extraordinary items$6,405,000566
Extraordinary gains, net$031
Net income$6,405,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,028,0001,277
Cash dividends$2,587,000809
Sale, conversion, retirement of capital stock, net$353,000461
Net operating income$5,523,660696
2008-06-30 (YTD Data)Rank
Total interest income$17,259,0001,146
Total interest expense$5,899,0001,496
Net interest income$11,360,000949
Provision for loan and lease losses$500,0001,907
Total noninterest income$7,008,000505
Gross Fiduciary activities income$909,000298
Service charges on deposit accounts$986,000886
Trading account gains and fees$0149
Additional Noninterest Income$5,113,000427
Total noninterest expense$13,109,000746
Salaries and employee benefits$7,772,000640
Premises and equipment expense$2,576,000535
Additional noninterest expense$2,761,0001,087
Pre-tax net operating income$4,759,000736
Securities gains (losses)$1,018,000182
Applicable income taxes$1,503,000660
Income before extraordinary items$4,274,000650
Extraordinary gains, net$021
Net income$4,274,000649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$937,000901
Cash dividends$2,587,000632
Sale, conversion, retirement of capital stock, net$354,000309
Net operating income$3,520,680770
2008-03-31 (YTD Data)Rank
Total interest income$9,054,0001,116
Total interest expense$3,392,0001,389
Net interest income$5,662,000943
Provision for loan and lease losses$252,0001,573
Total noninterest income$3,242,000533
Gross Fiduciary activities income$469,000289
Service charges on deposit accounts$473,000915
Trading account gains and fees$0158
Additional Noninterest Income$2,300,000463
Total noninterest expense$6,251,000769
Salaries and employee benefits$3,720,000671
Premises and equipment expense$1,260,000552
Additional noninterest expense$1,271,0001,136
Pre-tax net operating income$2,401,000794
Securities gains (losses)$639,000200
Applicable income taxes$813,000683
Income before extraordinary items$2,227,000698
Extraordinary gains, net$015
Net income$2,227,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,000490
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,760,530815
2007-12-31 (YTD Data)Rank
Total interest income$39,743,0001,061
Total interest expense$14,884,0001,344
Net interest income$24,859,000888
Provision for loan and lease losses$06,851
Total noninterest income$9,471,000634
Gross Fiduciary activities income$2,175,000262
Service charges on deposit accounts$1,935,000922
Trading account gains and fees$0178
Additional Noninterest Income$5,361,000637
Total noninterest expense$23,528,000781
Salaries and employee benefits$13,832,000702
Premises and equipment expense$4,604,000569
Additional noninterest expense$5,092,0001,105
Pre-tax net operating income$10,802,000787
Securities gains (losses)$1,003,000173
Applicable income taxes$3,196,000765
Income before extraordinary items$8,609,000762
Extraordinary gains, net$039
Net income$8,609,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,0001,572
Cash dividends$5,156,000718
Sale, conversion, retirement of capital stock, net$368,000597
Net operating income$7,876,810813
2007-09-30 (YTD Data)Rank
Total interest income$29,476,0001,076
Total interest expense$11,034,0001,364
Net interest income$18,442,000890
Provision for loan and lease losses$06,528
Total noninterest income$7,034,000642
Gross Fiduciary activities income$1,428,000282
Service charges on deposit accounts$1,433,000918
Trading account gains and fees$0184
Additional Noninterest Income$4,173,000629
Total noninterest expense$17,051,000804
Salaries and employee benefits$10,038,000724
Premises and equipment expense$3,397,000576
Additional noninterest expense$3,616,0001,145
Pre-tax net operating income$8,425,000819
Securities gains (losses)$36,000699
Applicable income taxes$2,210,000889
Income before extraordinary items$6,251,000837
Extraordinary gains, net$033
Net income$6,251,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,271
Cash dividends$2,578,000989
Sale, conversion, retirement of capital stock, net$350,000476
Net operating income$6,224,360827
2007-06-30 (YTD Data)Rank
Total interest income$19,296,0001,110
Total interest expense$7,199,0001,398
Net interest income$12,097,000930
Provision for loan and lease losses$06,209
Total noninterest income$4,764,000662
Gross Fiduciary activities income$967,000284
Service charges on deposit accounts$960,000927
Trading account gains and fees$0168
Additional Noninterest Income$2,837,000636
Total noninterest expense$11,056,000844
Salaries and employee benefits$6,475,000776
Premises and equipment expense$2,231,000608
Additional noninterest expense$2,350,0001,190
Pre-tax net operating income$5,805,000829
Securities gains (losses)$01,444
Applicable income taxes$1,556,000889
Income before extraordinary items$4,249,000862
Extraordinary gains, net$029
Net income$4,249,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,344
Cash dividends$2,578,000723
Sale, conversion, retirement of capital stock, net$350,000353
Net operating income$4,249,000849
2007-03-31 (YTD Data)Rank
Total interest income$9,590,0001,111
Total interest expense$3,566,0001,393
Net interest income$6,024,000935
Provision for loan and lease losses$05,779
Total noninterest income$2,526,000619
Gross Fiduciary activities income$453,000297
Service charges on deposit accounts$476,000911
Trading account gains and fees$0195
Additional Noninterest Income$1,597,000585
Total noninterest expense$5,536,000837
Salaries and employee benefits$3,342,000749
Premises and equipment expense$1,080,000633
Additional noninterest expense$1,114,0001,219
Pre-tax net operating income$3,014,000792
Securities gains (losses)$01,187
Applicable income taxes$821,000838
Income before extraordinary items$2,193,000818
Extraordinary gains, net$022
Net income$2,193,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-122,0008,533
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,193,000811
2006-12-31 (YTD Data)Rank
Total interest income$35,901,0001,098
Total interest expense$10,988,0001,539
Net interest income$24,913,000886
Provision for loan and lease losses$06,850
Total noninterest income$9,138,000659
Gross Fiduciary activities income$2,170,000262
Service charges on deposit accounts$1,963,000903
Trading account gains and fees$0130
Additional Noninterest Income$5,005,000674
Total noninterest expense$22,316,000796
Salaries and employee benefits$13,115,000713
Premises and equipment expense$4,284,000595
Additional noninterest expense$4,917,0001,087
Pre-tax net operating income$11,735,000844
Securities gains (losses)$-1,0006,756
Applicable income taxes$3,217,000886
Income before extraordinary items$8,517,000885
Extraordinary gains, net$051
Net income$8,517,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,920
Cash dividends$5,139,000692
Sale, conversion, retirement of capital stock, net$310,000677
Net operating income$8,517,730867
2006-09-30 (YTD Data)Rank
Total interest income$26,340,0001,125
Total interest expense$7,619,0001,615
Net interest income$18,721,000901
Provision for loan and lease losses$208,0002,811
Total noninterest income$6,838,000678
Gross Fiduciary activities income$1,422,000279
Service charges on deposit accounts$1,501,000888
Trading account gains and fees$0126
Additional Noninterest Income$3,915,000667
Total noninterest expense$16,537,000814
Salaries and employee benefits$9,755,000734
Premises and equipment expense$3,223,000603
Additional noninterest expense$3,559,0001,134
Pre-tax net operating income$8,814,000883
Securities gains (losses)$-1,0007,100
Applicable income taxes$2,466,000914
Income before extraordinary items$6,347,000917
Extraordinary gains, net$045
Net income$6,347,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,579
Cash dividends$2,570,000936
Sale, conversion, retirement of capital stock, net$294,000525
Net operating income$6,347,720906
2006-06-30 (YTD Data)Rank
Total interest income$16,954,0001,144
Total interest expense$4,601,0001,685
Net interest income$12,353,000916
Provision for loan and lease losses$06,419
Total noninterest income$4,573,000674
Gross Fiduciary activities income$976,000282
Service charges on deposit accounts$1,006,000866
Trading account gains and fees$0126
Additional Noninterest Income$2,591,000661
Total noninterest expense$11,011,000813
Salaries and employee benefits$6,553,000731
Premises and equipment expense$2,160,000595
Additional noninterest expense$2,298,0001,185
Pre-tax net operating income$5,915,000878
Securities gains (losses)$-1,0007,450
Applicable income taxes$1,685,000900
Income before extraordinary items$4,229,000921
Extraordinary gains, net$039
Net income$4,229,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,328
Cash dividends$2,569,000660
Sale, conversion, retirement of capital stock, net$293,000388
Net operating income$4,229,720901
2006-03-31 (YTD Data)Rank
Total interest income$8,148,0001,170
Total interest expense$2,074,0001,762
Net interest income$6,074,000925
Provision for loan and lease losses$06,013
Total noninterest income$2,386,000634
Gross Fiduciary activities income$477,000285
Service charges on deposit accounts$478,000881
Trading account gains and fees$0115
Additional Noninterest Income$1,431,000617
Total noninterest expense$5,731,000784
Salaries and employee benefits$3,460,000689
Premises and equipment expense$1,072,000598
Additional noninterest expense$1,199,0001,120
Pre-tax net operating income$2,729,000929
Securities gains (losses)$0955
Applicable income taxes$769,000964
Income before extraordinary items$1,960,000974
Extraordinary gains, net$021
Net income$1,960,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,960,000952
2005-12-31 (YTD Data)Rank
Total interest income$29,641,0001,114
Total interest expense$5,205,0002,120
Net interest income$24,436,000879
Provision for loan and lease losses$400,0002,269
Total noninterest income$8,028,000728
Gross Fiduciary activities income$2,212,000253
Service charges on deposit accounts$2,047,000847
Trading account gains and fees$0138
Additional Noninterest Income$3,769,000845
Total noninterest expense$20,337,000828
Salaries and employee benefits$11,431,000786
Premises and equipment expense$3,992,000613
Additional noninterest expense$4,914,0001,051
Pre-tax net operating income$11,727,000836
Securities gains (losses)$18,0001,287
Applicable income taxes$3,474,000864
Income before extraordinary items$8,271,000872
Extraordinary gains, net$046
Net income$8,271,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,065
Cash dividends$5,122,000642
Sale, conversion, retirement of capital stock, net$328,000579
Net operating income$8,258,400858
2005-09-30 (YTD Data)Rank
Total interest income$21,799,0001,101
Total interest expense$3,536,0002,193
Net interest income$18,263,000868
Provision for loan and lease losses$657,0001,132
Total noninterest income$5,927,000743
Gross Fiduciary activities income$1,451,000272
Service charges on deposit accounts$1,529,000853
Trading account gains and fees$0126
Additional Noninterest Income$2,947,000823
Total noninterest expense$15,248,000825
Salaries and employee benefits$8,570,000782
Premises and equipment expense$2,973,000610
Additional noninterest expense$3,705,0001,035
Pre-tax net operating income$8,285,000893
Securities gains (losses)$18,0001,269
Applicable income taxes$2,606,000867
Income before extraordinary items$5,697,000947
Extraordinary gains, net$035
Net income$5,697,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,0008,663
Cash dividends$2,561,000850
Sale, conversion, retirement of capital stock, net$313,000447
Net operating income$5,684,580933
2005-06-30 (YTD Data)Rank
Total interest income$14,085,0001,098
Total interest expense$2,142,0002,283
Net interest income$11,943,000876
Provision for loan and lease losses$438,0001,106
Total noninterest income$3,880,000743
Gross Fiduciary activities income$957,000271
Service charges on deposit accounts$1,017,000831
Trading account gains and fees$0116
Additional Noninterest Income$1,906,000839
Total noninterest expense$10,071,000827
Salaries and employee benefits$5,645,000790
Premises and equipment expense$2,003,000596
Additional noninterest expense$2,423,0001,037
Pre-tax net operating income$5,314,000898
Securities gains (losses)$21,0001,089
Applicable income taxes$1,678,000876
Income before extraordinary items$3,657,000949
Extraordinary gains, net$030
Net income$3,657,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-105,0008,672
Cash dividends$2,561,000581
Sale, conversion, retirement of capital stock, net$314,000331
Net operating income$3,642,510933
2005-03-31 (YTD Data)Rank
Total interest income$6,877,0001,104
Total interest expense$996,0002,342
Net interest income$5,881,000886
Provision for loan and lease losses$5,0005,826
Total noninterest income$2,010,000713
Gross Fiduciary activities income$450,000285
Service charges on deposit accounts$484,000842
Trading account gains and fees$0115
Additional Noninterest Income$1,076,000740
Total noninterest expense$5,052,000822
Salaries and employee benefits$2,857,000776
Premises and equipment expense$1,009,000592
Additional noninterest expense$1,186,0001,039
Pre-tax net operating income$2,834,000830
Securities gains (losses)$21,000781
Applicable income taxes$926,000812
Income before extraordinary items$1,929,000906
Extraordinary gains, net$024
Net income$1,929,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,914,720889
2004-12-31 (YTD Data)Rank
Total interest income$27,095,0001,037
Total interest expense$4,083,0001,997
Net interest income$23,012,000857
Provision for loan and lease losses$346,0002,650
Total noninterest income$6,561,000844
Gross Fiduciary activities income$1,763,000279
Service charges on deposit accounts$1,559,0001,145
Trading account gains and fees$0138
Additional Noninterest Income$3,239,000927
Total noninterest expense$18,532,000881
Salaries and employee benefits$10,532,000811
Premises and equipment expense$2,718,000831
Additional noninterest expense$5,282,000949
Pre-tax net operating income$10,695,000825
Securities gains (losses)$47,0001,791
Applicable income taxes$3,142,000870
Income before extraordinary items$7,600,000863
Extraordinary gains, net$034
Net income$7,600,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,784
Cash dividends$5,069,000608
Sale, conversion, retirement of capital stock, net$1,166,000388
Net operating income$7,566,630838
2004-09-30 (YTD Data)Rank
Total interest income$19,894,0001,048
Total interest expense$3,131,0001,912
Net interest income$16,763,000879
Provision for loan and lease losses$-137,0008,896
Total noninterest income$5,080,000837
Gross Fiduciary activities income$1,195,000295
Service charges on deposit accounts$1,126,0001,187
Trading account gains and fees$0134
Additional Noninterest Income$2,759,000857
Total noninterest expense$13,855,000879
Salaries and employee benefits$7,818,000819
Premises and equipment expense$2,125,000795
Additional noninterest expense$3,912,000954
Pre-tax net operating income$8,125,000819
Securities gains (losses)$47,0001,709
Applicable income taxes$2,431,000875
Income before extraordinary items$5,741,000864
Extraordinary gains, net$026
Net income$5,741,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,0008,856
Cash dividends$2,523,000799
Sale, conversion, retirement of capital stock, net$1,150,000294
Net operating income$5,708,100834
2004-06-30 (YTD Data)Rank
Total interest income$13,010,0001,063
Total interest expense$2,194,0001,808
Net interest income$10,816,000904
Provision for loan and lease losses$06,885
Total noninterest income$3,013,000926
Gross Fiduciary activities income$794,000302
Service charges on deposit accounts$750,0001,175
Trading account gains and fees$0130
Additional Noninterest Income$1,469,0001,009
Total noninterest expense$8,993,000904
Salaries and employee benefits$4,821,000888
Premises and equipment expense$1,397,000808
Additional noninterest expense$2,775,000898
Pre-tax net operating income$4,836,000902
Securities gains (losses)$47,0001,505
Applicable income taxes$1,426,000954
Income before extraordinary items$3,457,000951
Extraordinary gains, net$021
Net income$3,457,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$2,521,000576
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,423,630920
2004-03-31 (YTD Data)Rank
Total interest income$6,474,0001,076
Total interest expense$1,193,0001,688
Net interest income$5,281,000935
Provision for loan and lease losses$06,501
Total noninterest income$1,367,000985
Gross Fiduciary activities income$396,000301
Service charges on deposit accounts$355,0001,200
Trading account gains and fees$0121
Additional Noninterest Income$616,0001,116
Total noninterest expense$4,204,000976
Salaries and employee benefits$2,140,0001,007
Premises and equipment expense$756,000771
Additional noninterest expense$1,308,000950
Pre-tax net operating income$2,444,000881
Securities gains (losses)$02,934
Applicable income taxes$693,000991
Income before extraordinary items$1,751,000926
Extraordinary gains, net$016
Net income$1,751,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$6,0003,808
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,751,000883
2003-12-31 (YTD Data)Rank
Total interest income$26,865,0001,049
Total interest expense$5,248,0001,711
Net interest income$21,617,000896
Provision for loan and lease losses$1,429,000855
Total noninterest income$7,054,000863
Gross Fiduciary activities income$1,519,000303
Service charges on deposit accounts$1,513,0001,142
Trading account gains and fees$0160
Additional Noninterest Income$4,022,000890
Total noninterest expense$16,115,0001,018
Salaries and employee benefits$8,920,000963
Premises and equipment expense$2,389,000943
Additional noninterest expense$4,806,0001,060
Pre-tax net operating income$11,127,000782
Securities gains (losses)$333,000989
Applicable income taxes$3,445,000828
Income before extraordinary items$8,015,000811
Extraordinary gains, net$054
Net income$8,015,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,908
Cash dividends$5,038,000622
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,781,900782
2003-09-30 (YTD Data)Rank
Total interest income$20,131,0001,072
Total interest expense$4,037,0001,738
Net interest income$16,094,000918
Provision for loan and lease losses$750,0001,139
Total noninterest income$4,712,000972
Gross Fiduciary activities income$1,056,000327
Service charges on deposit accounts$1,134,0001,144
Trading account gains and fees$0153
Additional Noninterest Income$2,522,0001,045
Total noninterest expense$11,935,0001,036
Salaries and employee benefits$6,528,0001,000
Premises and equipment expense$1,836,000926
Additional noninterest expense$3,571,0001,083
Pre-tax net operating income$8,121,000831
Securities gains (losses)$292,000976
Applicable income taxes$2,658,000858
Income before extraordinary items$5,755,000882
Extraordinary gains, net$040
Net income$5,755,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0009,084
Cash dividends$2,523,000842
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,556,440842
2003-06-30 (YTD Data)Rank
Total interest income$13,408,0001,085
Total interest expense$2,769,0001,752
Net interest income$10,639,000916
Provision for loan and lease losses$500,0001,144
Total noninterest income$3,405,000905
Gross Fiduciary activities income$699,000332
Service charges on deposit accounts$761,0001,118
Trading account gains and fees$0150
Additional Noninterest Income$1,945,000933
Total noninterest expense$7,940,0001,029
Salaries and employee benefits$4,348,000995
Premises and equipment expense$1,259,000908
Additional noninterest expense$2,333,0001,090
Pre-tax net operating income$5,604,000797
Securities gains (losses)$292,000819
Applicable income taxes$1,895,000806
Income before extraordinary items$4,001,000841
Extraordinary gains, net$030
Net income$4,001,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$2,517,000599
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,802,440823
2003-03-31 (YTD Data)Rank
Total interest income$6,702,0001,094
Total interest expense$1,448,0001,726
Net interest income$5,254,000929
Provision for loan and lease losses$157,0001,637
Total noninterest income$1,723,000875
Gross Fiduciary activities income$352,000337
Service charges on deposit accounts$363,0001,138
Trading account gains and fees$0134
Additional Noninterest Income$1,008,000885
Total noninterest expense$3,961,0001,024
Salaries and employee benefits$2,120,0001,016
Premises and equipment expense$637,000905
Additional noninterest expense$1,204,0001,020
Pre-tax net operating income$2,859,000789
Securities gains (losses)$160,000755
Applicable income taxes$1,027,000779
Income before extraordinary items$1,992,000848
Extraordinary gains, net$021
Net income$1,992,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,840
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,886,400821
2002-12-31 (YTD Data)Rank
Total interest income$27,765,0001,113
Total interest expense$7,580,0001,496
Net interest income$20,185,000956
Provision for loan and lease losses$500,0002,369
Total noninterest income$4,870,0001,078
Gross Fiduciary activities income$1,428,000337
Service charges on deposit accounts$1,559,0001,033
Trading account gains and fees$0153
Additional Noninterest Income$1,883,0001,386
Total noninterest expense$15,351,0001,012
Salaries and employee benefits$8,269,000976
Premises and equipment expense$2,301,000951
Additional noninterest expense$4,781,0001,033
Pre-tax net operating income$9,204,000933
Securities gains (losses)$203,0001,160
Applicable income taxes$2,783,000991
Income before extraordinary items$6,624,000943
Extraordinary gains, net$070
Net income$6,624,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0003,129
Cash dividends$2,444,0001,126
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,481,900920
2001-12-31 (YTD Data)Rank
Total interest income$27,859,0001,231
Total interest expense$11,118,0001,454
Net interest income$16,741,0001,067
Provision for loan and lease losses$08,228
Total noninterest income$3,839,0001,221
Gross Fiduciary activities income$1,338,000363
Service charges on deposit accounts$1,480,0001,003
Trading account gains and fees$0177
Additional Noninterest Income$1,021,0002,011
Total noninterest expense$12,575,0001,169
Salaries and employee benefits$6,546,0001,132
Premises and equipment expense$2,028,0001,036
Additional noninterest expense$4,001,0001,192
Pre-tax net operating income$8,005,000944
Securities gains (losses)$742,000482
Applicable income taxes$2,655,000927
Income before extraordinary items$6,092,000900
Extraordinary gains, net$0105
Net income$6,092,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-314,0009,574
Cash dividends$3,554,000794
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,572,600945
2000-12-31 (YTD Data)Rank
Total interest income$28,341,0001,247
Total interest expense$10,502,0001,632
Net interest income$17,839,000972
Provision for loan and lease losses$525,0001,802
Total noninterest income$3,714,0001,132
Gross Fiduciary activities income$1,211,000383
Service charges on deposit accounts$1,396,000964
Trading account gains and fees$0180
Additional Noninterest Income$1,107,0001,742
Total noninterest expense$12,844,0001,087
Salaries and employee benefits$7,059,000997
Premises and equipment expense$2,057,000973
Additional noninterest expense$3,728,0001,225
Pre-tax net operating income$8,184,000947
Securities gains (losses)$-15,0008,587
Applicable income taxes$2,619,000930
Income before extraordinary items$5,550,000964
Extraordinary gains, net$038
Net income$5,550,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-278,0009,847
Cash dividends$2,232,0001,237
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,560,200963
1999-12-31 (YTD Data)Rank
Total interest income$26,824,0001,218
Total interest expense$10,674,0001,400
Net interest income$16,150,0001,088
Provision for loan and lease losses$500,0001,756
Total noninterest income$2,895,0001,394
Gross Fiduciary activities income$1,100,000452
Service charges on deposit accounts$1,109,0001,196
Trading account gains and fees$0173
Additional Noninterest Income$686,0002,414
Total noninterest expense$11,765,0001,176
Salaries and employee benefits$6,182,0001,113
Premises and equipment expense$1,997,0001,008
Additional noninterest expense$3,586,0001,281
Pre-tax net operating income$6,780,0001,136
Securities gains (losses)$105,000724
Applicable income taxes$1,843,0001,325
Income before extraordinary items$5,042,0001,085
Extraordinary gains, net$035
Net income$5,042,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,004,000708
Cash dividends$2,266,0001,238
Sale, conversion, retirement of capital stock, net$-3,629,00010,199
Net operating income$4,965,3501,083
1998-12-31 (YTD Data)Rank
Total interest income$26,747,0001,210
Total interest expense$10,814,0001,424
Net interest income$15,933,0001,061
Provision for loan and lease losses$-738,00010,420
Total noninterest income$2,789,0001,421
Gross Fiduciary activities income$926,000481
Service charges on deposit accounts$1,089,0001,159
Trading account gains and fees$0224
Additional Noninterest Income$774,0002,224
Total noninterest expense$10,941,0001,211
Salaries and employee benefits$5,951,0001,092
Premises and equipment expense$1,682,0001,142
Additional noninterest expense$3,308,0001,330
Pre-tax net operating income$8,519,000920
Securities gains (losses)$14,0002,712
Applicable income taxes$2,528,0001,011
Income before extraordinary items$6,005,000906
Extraordinary gains, net$032
Net income$6,005,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-785,00010,434
Cash dividends$2,113,0001,266
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,995,200871
1997-12-31 (YTD Data)Rank
Total interest income$26,513,0001,267
Total interest expense$10,240,0001,515
Net interest income$16,273,0001,080
Provision for loan and lease losses$134,0004,389
Total noninterest income$2,664,0001,408
Gross Fiduciary activities income$794,000536
Service charges on deposit accounts$1,104,0001,140
Trading account gains and fees$0239
Additional Noninterest Income$766,0002,086
Total noninterest expense$9,871,0001,334
Salaries and employee benefits$5,282,0001,245
Premises and equipment expense$1,511,0001,296
Additional noninterest expense$3,078,0001,410
Pre-tax net operating income$8,932,000907
Securities gains (losses)$03,944
Applicable income taxes$3,040,000921
Income before extraordinary items$5,892,000939
Extraordinary gains, net$044
Net income$5,892,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-518,00010,882
Cash dividends$1,799,0001,421
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,892,000910
1996-12-31 (YTD Data)Rank
Total interest income$24,888,0001,376
Total interest expense$9,148,0001,729
Net interest income$15,740,0001,148
Provision for loan and lease losses$2,464,000527
Total noninterest income$4,011,0001,106
Gross Fiduciary activities income$564,000669
Service charges on deposit accounts$1,139,0001,163
Trading account gains and fees$0262
Additional Noninterest Income$2,308,0001,047
Total noninterest expense$9,066,0001,563
Salaries and employee benefits$4,663,0001,443
Premises and equipment expense$1,432,0001,421
Additional noninterest expense$2,971,0001,752
Pre-tax net operating income$8,221,000934
Securities gains (losses)$41,0001,473
Applicable income taxes$2,721,000949
Income before extraordinary items$5,541,000957
Extraordinary gains, net$053
Net income$5,541,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,364,000735
Cash dividends$1,643,0001,477
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,513,530940
1995-12-31 (YTD Data)Rank
Total interest income$23,108,0001,484
Total interest expense$8,190,0001,921
Net interest income$14,918,0001,205
Provision for loan and lease losses$1,534,000702
Total noninterest income$3,027,0001,353
Gross Fiduciary activities income$443,000778
Service charges on deposit accounts$1,184,0001,123
Trading account gains and fees$256,000220
Additional Noninterest Income$1,144,0001,644
Total noninterest expense$8,945,0001,591
Salaries and employee benefits$4,465,0001,487
Premises and equipment expense$1,493,0001,384
Additional noninterest expense$2,987,0001,711
Pre-tax net operating income$7,466,0001,043
Securities gains (losses)$19,0001,949
Applicable income taxes$2,501,0001,046
Income before extraordinary items$4,984,0001,074
Extraordinary gains, net$065
Net income$4,984,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,512
Cash dividends$1,564,0001,467
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,971,2701,060
1994-12-31 (YTD Data)Rank
Total interest income$20,091,0001,535
Total interest expense$6,289,0001,986
Net interest income$13,802,0001,313
Provision for loan and lease losses$744,0001,156
Total noninterest income$2,064,0001,806
Gross Fiduciary activities income$379,000824
Service charges on deposit accounts$1,186,0001,121
Trading account gains and fees$-166,0004,890
Additional Noninterest Income$665,0002,419
Total noninterest expense$8,774,0001,676
Salaries and employee benefits$4,510,0001,490
Premises and equipment expense$1,383,0001,508
Additional noninterest expense$2,881,0001,874
Pre-tax net operating income$6,348,0001,185
Securities gains (losses)$20,0001,779
Applicable income taxes$2,076,0001,169
Income before extraordinary items$4,292,0001,186
Extraordinary gains, net$0249
Net income$4,292,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,00011,945
Cash dividends$1,526,0001,385
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,278,6001,194
1993-12-31 (YTD Data)Rank
Total interest income$19,879,0001,588
Total interest expense$6,713,0001,937
Net interest income$13,166,0001,377
Provision for loan and lease losses$875,0001,432
Total noninterest income$1,904,0002,045
Gross Fiduciary activities income$362,000874
Service charges on deposit accounts$1,184,0001,133
Trading account gains and fees$0532
Additional Noninterest Income$358,0004,059
Total noninterest expense$8,780,0001,728
Salaries and employee benefits$4,500,0001,515
Premises and equipment expense$1,325,0001,589
Additional noninterest expense$2,955,0001,937
Pre-tax net operating income$5,415,0001,283
Securities gains (losses)$108,0002,386
Applicable income taxes$1,635,0001,459
Income before extraordinary items$3,888,0001,307
Extraordinary gains, net$03,149
Net income$3,888,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,635
Cash dividends$1,389,0001,367
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,812,4001,243
1992-12-31 (YTD Data)Rank
Total interest income$20,069,0001,759
Total interest expense$8,360,0002,048
Net interest income$11,709,0001,572
Provision for loan and lease losses$565,0002,749
Total noninterest income$1,720,0002,151
Gross Fiduciary activities income$316,000923
Service charges on deposit accounts$1,141,0001,159
Trading account gains and fees$0504
Additional Noninterest Income$263,0004,807
Total noninterest expense$7,883,0001,914
Salaries and employee benefits$3,764,0001,771
Premises and equipment expense$1,309,0001,633
Additional noninterest expense$2,810,0002,107
Pre-tax net operating income$4,981,0001,276
Securities gains (losses)$25,0005,285
Applicable income taxes$1,444,0001,489
Income before extraordinary items$3,562,0001,312
Extraordinary gains, net$01,422
Net income$3,562,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-135,00013,789
Cash dividends$1,291,0001,244
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,544,2501,214

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.