| 2005-12-31 | Rank |
| # of Employees: | 520 | 309 |
| Assets and Liabilities |
| Total Assets: | $1,830,116,000 | 380 |
| Cash and due from depository institutions | $63,585,000 | 309 |
| Interest-bearing balances | $214,000 | 4,163 |
| Securities | $161,681,000 | 787 |
| Federal funds sold & reverse repurchase agreements | $130,400,000 | 121 |
| Net loans & leases | $1,384,151,000 | 333 |
| Loan loss allowance | $17,525,000 | 308 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $38,467,000 | 221 |
| Other real estate owned | $235,000 | 309 |
| Goodwill and other intangibles | $13,520,000 | 496 |
| All other assets | $38,077,000 | 518 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,830,116,000 | 380 |
| Total liabilities | $1,679,908,000 | 369 |
| Total deposits | $1,608,877,000 | 316 |
| Interest-bearing deposits | $1,055,031,000 | 399 |
| Deposits held in domestic offices | $1,608,877,000 | 315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,577,000 | 693 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,910,000 | 1,181 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,544,000 | 592 |
| Total equity capital | $150,208,000 | 442 |
| Total bank equity capital | $150,208,000 | 442 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $59,000,000 | 495 |
| Undivided profits | $86,208,000 | 397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,424,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $498,000 | 310 |
| Income earned, not collected on loans | $8,826,000 | 377 |
| Earning assets | $1,676,446,000 | 370 |
| Long-term assets (5+ years) | $238,705,000 | 455 |
| Average Assets, year-to-date | $1,633,170,600 | 404 |
| Average Assets, quarterly | $1,755,980,000 | 395 |
| Volatile liabilities | $272,861,000 | 588 |
| Insider loans | $20,807,000 | 249 |
| FHLB advances | $35,910,000 | 1,091 |
| Loans and leases held for sale | $48,609,000 | 101 |
| Unused loan commitments | $375,487,000 | 389 |
| Tier 1 (core) risk-based capital | $144,268,000 | 422 |
| Tier 2 risk-based capital | $17,544,000 | 334 |
| Total risk weighted assets | $1,533,151,000 | 348 |
| Total unused commitments | $375,487,000 | 389 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 533 | 303 |
| Assets and Liabilities |
| Total Assets: | $1,681,844,000 | 405 |
| Cash and due from depository institutions | $54,380,000 | 303 |
| Interest-bearing balances | $19,000 | 6,249 |
| Securities | $151,613,000 | 827 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 399 |
| Net loans & leases | $1,351,599,000 | 337 |
| Loan loss allowance | $17,147,000 | 311 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $38,954,000 | 214 |
| Other real estate owned | $131,000 | 303 |
| Goodwill and other intangibles | $11,960,000 | 500 |
| All other assets | $40,207,000 | 481 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,681,844,000 | 405 |
| Total liabilities | $1,537,754,000 | 400 |
| Total deposits | $1,464,570,000 | 337 |
| Interest-bearing deposits | $939,396,000 | 431 |
| Deposits held in domestic offices | $1,464,570,000 | 334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,456,000 | 788 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $36,438,000 | 1,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $17,290,000 | 425 |
| Total equity capital | $144,090,000 | 446 |
| Total bank equity capital | $144,090,000 | 446 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $59,000,000 | 481 |
| Undivided profits | $80,090,000 | 422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,566,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $7,894,000 | 390 |
| Earning assets | $1,536,231,000 | 399 |
| Long-term assets (5+ years) | $209,421,000 | 495 |
| Average Assets, year-to-date | $1,583,934,250 | 409 |
| Average Assets, quarterly | $1,647,369,000 | 405 |
| Volatile liabilities | $244,291,000 | 622 |
| Insider loans | $20,736,000 | 243 |
| FHLB advances | $36,438,000 | 1,078 |
| Loans and leases held for sale | $51,444,000 | 113 |
| Unused loan commitments | $401,023,000 | 369 |
| Tier 1 (core) risk-based capital | $138,719,000 | 422 |
| Tier 2 risk-based capital | $17,147,000 | 335 |
| Total risk weighted assets | $1,478,809,000 | 350 |
| Total unused commitments | $401,023,000 | 369 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 501 | 317 |
| Assets and Liabilities |
| Total Assets: | $1,612,894,000 | 409 |
| Cash and due from depository institutions | $58,512,000 | 317 |
| Interest-bearing balances | $30,000 | 5,966 |
| Securities | $149,618,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $35,900,000 | 342 |
| Net loans & leases | $1,280,833,000 | 345 |
| Loan loss allowance | $16,567,000 | 324 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $39,154,000 | 208 |
| Other real estate owned | $62,000 | 317 |
| Goodwill and other intangibles | $12,118,000 | 490 |
| All other assets | $36,697,000 | 511 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,612,894,000 | 409 |
| Total liabilities | $1,474,521,000 | 397 |
| Total deposits | $1,367,699,000 | 344 |
| Interest-bearing deposits | $890,427,000 | 436 |
| Deposits held in domestic offices | $1,367,699,000 | 343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,278,000 | 424 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,962,000 | 1,177 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $14,582,000 | 451 |
| Total equity capital | $138,373,000 | 444 |
| Total bank equity capital | $138,373,000 | 444 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $59,000,000 | 465 |
| Undivided profits | $74,373,000 | 453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,770,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 845 |
| Income earned, not collected on loans | $7,049,000 | 393 |
| Earning assets | $1,466,381,000 | 400 |
| Long-term assets (5+ years) | $221,576,000 | 478 |
| Average Assets, year-to-date | $1,551,297,670 | 411 |
| Average Assets, quarterly | $1,567,337,500 | 411 |
| Volatile liabilities | $282,432,000 | 536 |
| Insider loans | $17,192,000 | 278 |
| FHLB advances | $36,962,000 | 1,092 |
| Loans and leases held for sale | $40,000,000 | 121 |
| Unused loan commitments | $327,039,000 | 406 |
| Tier 1 (core) risk-based capital | $131,823,000 | 428 |
| Tier 2 risk-based capital | $16,570,000 | 345 |
| Total risk weighted assets | $1,376,300,000 | 357 |
| Total unused commitments | $327,039,000 | 407 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 485 | 325 |
| Assets and Liabilities |
| Total Assets: | $1,521,781,000 | 417 |
| Cash and due from depository institutions | $50,543,000 | 325 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $156,410,000 | 816 |
| Federal funds sold & reverse repurchase agreements | $18,900,000 | 650 |
| Net loans & leases | $1,215,757,000 | 347 |
| Loan loss allowance | $15,742,000 | 335 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $38,034,000 | 212 |
| Other real estate owned | $761,000 | 325 |
| Goodwill and other intangibles | $8,300,000 | 597 |
| All other assets | $33,076,000 | 530 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,521,781,000 | 417 |
| Total liabilities | $1,390,733,000 | 406 |
| Total deposits | $1,317,830,000 | 352 |
| Interest-bearing deposits | $884,086,000 | 424 |
| Deposits held in domestic offices | $1,317,830,000 | 351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,976,000 | 671 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,480,000 | 1,115 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $11,447,000 | 519 |
| Total equity capital | $131,048,000 | 460 |
| Total bank equity capital | $131,048,000 | 460 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $51,000,000 | 527 |
| Undivided profits | $75,048,000 | 426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,633,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $6,386,000 | 425 |
| Earning assets | $1,391,077,000 | 408 |
| Long-term assets (5+ years) | $218,993,000 | 497 |
| Average Assets, year-to-date | $1,520,499,500 | 412 |
| Average Assets, quarterly | $1,520,499,500 | 412 |
| Volatile liabilities | $242,702,000 | 581 |
| Insider loans | $14,770,000 | 339 |
| FHLB advances | $37,480,000 | 1,036 |
| Loans and leases held for sale | $40,249,000 | 109 |
| Unused loan commitments | $300,626,000 | 414 |
| Tier 1 (core) risk-based capital | $129,708,000 | 427 |
| Tier 2 risk-based capital | $15,743,000 | 355 |
| Total risk weighted assets | $1,297,429,000 | 364 |
| Total unused commitments | $300,626,000 | 414 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 492 | 325 |
| Assets and Liabilities |
| Total Assets: | $1,519,218,000 | 417 |
| Cash and due from depository institutions | $48,352,000 | 325 |
| Interest-bearing balances | $81,000 | 5,417 |
| Securities | $187,710,000 | 705 |
| Federal funds sold & reverse repurchase agreements | $17,900,000 | 645 |
| Net loans & leases | $1,183,116,000 | 363 |
| Loan loss allowance | $15,164,000 | 350 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $38,425,000 | 213 |
| Other real estate owned | $861,000 | 325 |
| Goodwill and other intangibles | $8,179,000 | 589 |
| All other assets | $34,675,000 | 511 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,519,218,000 | 417 |
| Total liabilities | $1,391,698,000 | 409 |
| Total deposits | $1,307,788,000 | 353 |
| Interest-bearing deposits | $918,138,000 | 413 |
| Deposits held in domestic offices | $1,307,788,000 | 351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,192,000 | 553 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $40,850,000 | 1,061 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,868,000 | 611 |
| Total equity capital | $127,520,000 | 473 |
| Total bank equity capital | $127,520,000 | 473 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $51,000,000 | 526 |
| Undivided profits | $71,520,000 | 460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,473,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $519,000 | 304 |
| Income earned, not collected on loans | $6,229,000 | 431 |
| Earning assets | $1,388,807,000 | 415 |
| Long-term assets (5+ years) | $226,981,000 | 485 |
| Average Assets, year-to-date | $1,410,510,800 | 420 |
| Average Assets, quarterly | $1,498,979,500 | 417 |
| Volatile liabilities | $249,609,000 | 560 |
| Insider loans | $16,210,000 | 308 |
| FHLB advances | $37,995,000 | 1,033 |
| Loans and leases held for sale | $39,228,000 | 123 |
| Unused loan commitments | $291,643,000 | 421 |
| Tier 1 (core) risk-based capital | $124,375,000 | 439 |
| Tier 2 risk-based capital | $15,164,000 | 368 |
| Total risk weighted assets | $1,285,798,000 | 366 |
| Total unused commitments | $291,643,000 | 421 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 531 | 309 |
| Assets and Liabilities |
| Total Assets: | $1,478,741,000 | 418 |
| Cash and due from depository institutions | $61,381,000 | 309 |
| Interest-bearing balances | $15,278,000 | 395 |
| Securities | $173,830,000 | 752 |
| Federal funds sold & reverse repurchase agreements | $36,000,000 | 323 |
| Net loans & leases | $1,126,935,000 | 370 |
| Loan loss allowance | $14,243,000 | 375 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $38,457,000 | 214 |
| Other real estate owned | $1,259,000 | 309 |
| Goodwill and other intangibles | $7,445,000 | 598 |
| All other assets | $33,434,000 | 516 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,478,741,000 | 418 |
| Total liabilities | $1,355,625,000 | 409 |
| Total deposits | $1,281,889,000 | 351 |
| Interest-bearing deposits | $897,393,000 | 421 |
| Deposits held in domestic offices | $1,281,889,000 | 348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,094,000 | 657 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $38,386,000 | 1,100 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,256,000 | 556 |
| Total equity capital | $123,116,000 | 486 |
| Total bank equity capital | $123,116,000 | 486 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $51,000,000 | 515 |
| Undivided profits | $67,116,000 | 487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,506,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $791,000 | 228 |
| Income earned, not collected on loans | $5,672,000 | 473 |
| Earning assets | $1,352,043,000 | 418 |
| Long-term assets (5+ years) | $410,030,000 | 298 |
| Average Assets, year-to-date | $1,383,334,000 | 437 |
| Average Assets, quarterly | $1,460,786,000 | 421 |
| Volatile liabilities | $220,516,000 | 604 |
| Insider loans | $15,365,000 | 322 |
| FHLB advances | $38,386,000 | 1,001 |
| Loans and leases held for sale | $28,771,000 | 141 |
| Unused loan commitments | $243,310,000 | 474 |
| Tier 1 (core) risk-based capital | $119,576,000 | 458 |
| Tier 2 risk-based capital | $14,243,000 | 385 |
| Total risk weighted assets | $1,224,524,000 | 377 |
| Total unused commitments | $243,310,000 | 474 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 531 | 307 |
| Assets and Liabilities |
| Total Assets: | $1,442,831,000 | 425 |
| Cash and due from depository institutions | $106,758,000 | 307 |
| Interest-bearing balances | $60,016,000 | 88 |
| Securities | $163,258,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 421 |
| Net loans & leases | $1,068,615,000 | 380 |
| Loan loss allowance | $13,504,000 | 388 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $38,740,000 | 210 |
| Other real estate owned | $1,066,000 | 307 |
| Goodwill and other intangibles | $7,559,000 | 574 |
| All other assets | $31,835,000 | 537 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,442,831,000 | 425 |
| Total liabilities | $1,330,785,000 | 415 |
| Total deposits | $1,245,273,000 | 358 |
| Interest-bearing deposits | $879,791,000 | 416 |
| Deposits held in domestic offices | $1,245,273,000 | 356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,214,000 | 616 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,882,000 | 922 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $8,416,000 | 592 |
| Total equity capital | $112,046,000 | 504 |
| Total bank equity capital | $112,046,000 | 504 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $46,000,000 | 542 |
| Undivided profits | $61,046,000 | 508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,407,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,320,000 | 156 |
| Income earned, not collected on loans | $5,137,000 | 494 |
| Earning assets | $1,316,889,000 | 422 |
| Long-term assets (5+ years) | $421,850,000 | 301 |
| Average Assets, year-to-date | $1,351,531,670 | 440 |
| Average Assets, quarterly | $1,394,917,500 | 433 |
| Volatile liabilities | $237,846,000 | 558 |
| Insider loans | $11,743,000 | 451 |
| FHLB advances | $48,882,000 | 836 |
| Loans and leases held for sale | $23,230,000 | 169 |
| Unused loan commitments | $220,273,000 | 501 |
| Tier 1 (core) risk-based capital | $110,100,000 | 480 |
| Tier 2 risk-based capital | $13,504,000 | 400 |
| Total risk weighted assets | $1,181,305,000 | 381 |
| Total unused commitments | $220,273,000 | 501 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 543 | 302 |
| Assets and Liabilities |
| Total Assets: | $1,347,004,000 | 447 |
| Cash and due from depository institutions | $47,668,000 | 302 |
| Interest-bearing balances | $119,000 | 5,090 |
| Securities | $130,527,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $29,800,000 | 453 |
| Net loans & leases | $1,062,308,000 | 371 |
| Loan loss allowance | $13,375,000 | 387 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $38,772,000 | 208 |
| Other real estate owned | $1,251,000 | 302 |
| Goodwill and other intangibles | $6,899,000 | 589 |
| All other assets | $29,779,000 | 546 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,347,004,000 | 447 |
| Total liabilities | $1,236,334,000 | 442 |
| Total deposits | $1,170,686,000 | 380 |
| Interest-bearing deposits | $806,086,000 | 452 |
| Deposits held in domestic offices | $1,170,686,000 | 377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,483,000 | 627 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $31,374,000 | 1,178 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $8,791,000 | 638 |
| Total equity capital | $110,670,000 | 515 |
| Total bank equity capital | $110,670,000 | 515 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $46,000,000 | 530 |
| Undivided profits | $59,670,000 | 551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,671,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,656,000 | 130 |
| Income earned, not collected on loans | $4,938,000 | 521 |
| Earning assets | $1,222,754,000 | 450 |
| Long-term assets (5+ years) | $380,272,000 | 311 |
| Average Assets, year-to-date | $1,305,882,000 | 457 |
| Average Assets, quarterly | $1,305,882,000 | 457 |
| Volatile liabilities | $242,306,000 | 546 |
| Insider loans | $11,959,000 | 407 |
| FHLB advances | $31,374,000 | 1,077 |
| Loans and leases held for sale | $31,006,000 | 141 |
| Unused loan commitments | $275,587,000 | 416 |
| Tier 1 (core) risk-based capital | $106,091,000 | 491 |
| Tier 2 risk-based capital | $13,380,000 | 395 |
| Total risk weighted assets | $1,152,715,000 | 378 |
| Total unused commitments | $275,587,000 | 416 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 530 | 315 |
| Assets and Liabilities |
| Total Assets: | $1,264,760,000 | 476 |
| Cash and due from depository institutions | $62,086,000 | 315 |
| Interest-bearing balances | $24,000 | 6,294 |
| Securities | $113,002,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,282 |
| Net loans & leases | $1,005,509,000 | 390 |
| Loan loss allowance | $12,661,000 | 408 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $37,866,000 | 218 |
| Other real estate owned | $1,240,000 | 315 |
| Goodwill and other intangibles | $6,963,000 | 584 |
| All other assets | $35,094,000 | 502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,264,760,000 | 476 |
| Total liabilities | $1,157,471,000 | 467 |
| Total deposits | $1,110,432,000 | 408 |
| Interest-bearing deposits | $779,450,000 | 473 |
| Deposits held in domestic offices | $1,110,432,000 | 406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,067,000 | 579 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,861,000 | 2,970 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,111,000 | 657 |
| Total equity capital | $107,289,000 | 533 |
| Total bank equity capital | $107,289,000 | 533 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $46,000,000 | 533 |
| Undivided profits | $56,289,000 | 566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,243,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,409,000 | 81 |
| Income earned, not collected on loans | $4,801,000 | 539 |
| Earning assets | $1,121,535,000 | 482 |
| Long-term assets (5+ years) | $335,062,000 | 351 |
| Average Assets, year-to-date | $1,203,345,400 | 474 |
| Average Assets, quarterly | $1,239,990,000 | 474 |
| Volatile liabilities | $196,419,000 | 625 |
| Insider loans | $15,112,000 | 305 |
| FHLB advances | $6,861,000 | 2,828 |
| Loans and leases held for sale | $25,460,000 | 143 |
| Unused loan commitments | $295,597,000 | 393 |
| Tier 1 (core) risk-based capital | $103,041,000 | 497 |
| Tier 2 risk-based capital | $12,671,000 | 412 |
| Total risk weighted assets | $1,071,625,000 | 402 |
| Total unused commitments | $295,597,000 | 393 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 531 | 321 |
| Assets and Liabilities |
| Total Assets: | $1,215,220,000 | 498 |
| Cash and due from depository institutions | $56,501,000 | 321 |
| Interest-bearing balances | $47,000 | 5,990 |
| Securities | $135,248,000 | 994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $949,369,000 | 410 |
| Loan loss allowance | $12,283,000 | 430 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $36,856,000 | 234 |
| Other real estate owned | $1,463,000 | 321 |
| Goodwill and other intangibles | $7,013,000 | 584 |
| All other assets | $28,770,000 | 572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,215,220,000 | 498 |
| Total liabilities | $1,114,584,000 | 486 |
| Total deposits | $1,041,601,000 | 429 |
| Interest-bearing deposits | $716,481,000 | 514 |
| Deposits held in domestic offices | $1,041,601,000 | 427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,710,000 | 418 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,530,000 | 2,783 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,743,000 | 654 |
| Total equity capital | $100,636,000 | 573 |
| Total bank equity capital | $100,636,000 | 573 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $43,000,000 | 573 |
| Undivided profits | $52,636,000 | 606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,885,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,916,000 | 121 |
| Income earned, not collected on loans | $4,478,000 | 590 |
| Earning assets | $1,084,664,000 | 501 |
| Long-term assets (5+ years) | $296,753,000 | 391 |
| Average Assets, year-to-date | $1,187,991,750 | 491 |
| Average Assets, quarterly | $1,214,961,500 | 494 |
| Volatile liabilities | $218,061,000 | 575 |
| Insider loans | $15,041,000 | 301 |
| FHLB advances | $7,530,000 | 2,641 |
| Loans and leases held for sale | $21,150,000 | 215 |
| Unused loan commitments | $305,234,000 | 393 |
| Tier 1 (core) risk-based capital | $96,341,000 | 542 |
| Tier 2 risk-based capital | $12,283,000 | 428 |
| Total risk weighted assets | $1,009,738,000 | 418 |
| Total unused commitments | $305,234,000 | 393 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 528 | 324 |
| Assets and Liabilities |
| Total Assets: | $1,214,703,000 | 489 |
| Cash and due from depository institutions | $55,202,000 | 324 |
| Interest-bearing balances | $51,000 | 5,966 |
| Securities | $166,843,000 | 790 |
| Federal funds sold & reverse repurchase agreements | $35,800,000 | 433 |
| Net loans & leases | $882,403,000 | 422 |
| Loan loss allowance | $11,611,000 | 440 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $36,129,000 | 237 |
| Other real estate owned | $304,000 | 324 |
| Goodwill and other intangibles | $6,512,000 | 579 |
| All other assets | $31,510,000 | 535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,214,703,000 | 489 |
| Total liabilities | $1,116,770,000 | 485 |
| Total deposits | $1,063,236,000 | 430 |
| Interest-bearing deposits | $728,010,000 | 500 |
| Deposits held in domestic offices | $1,063,236,000 | 429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,465,000 | 513 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,285,000 | 2,624 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,784,000 | 684 |
| Total equity capital | $97,933,000 | 586 |
| Total bank equity capital | $97,933,000 | 586 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $43,000,000 | 556 |
| Undivided profits | $49,933,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,882,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,098,000 | 200 |
| Income earned, not collected on loans | $4,576,000 | 569 |
| Earning assets | $1,085,097,000 | 495 |
| Long-term assets (5+ years) | $287,997,000 | 373 |
| Average Assets, year-to-date | $1,178,915,670 | 488 |
| Average Assets, quarterly | $1,193,037,500 | 490 |
| Volatile liabilities | $194,178,000 | 625 |
| Insider loans | $15,532,000 | 293 |
| FHLB advances | $8,285,000 | 2,467 |
| Loans and leases held for sale | $19,885,000 | 281 |
| Unused loan commitments | $250,051,000 | 457 |
| Tier 1 (core) risk-based capital | $92,945,000 | 547 |
| Tier 2 risk-based capital | $11,611,000 | 425 |
| Total risk weighted assets | $970,608,000 | 421 |
| Total unused commitments | $250,051,000 | 458 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 516 | 330 |
| Assets and Liabilities |
| Total Assets: | $1,171,372,000 | 498 |
| Cash and due from depository institutions | $47,821,000 | 330 |
| Interest-bearing balances | $104,000 | 5,190 |
| Securities | $171,308,000 | 757 |
| Federal funds sold & reverse repurchase agreements | $41,000,000 | 388 |
| Net loans & leases | $840,028,000 | 426 |
| Loan loss allowance | $11,481,000 | 440 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $33,396,000 | 252 |
| Other real estate owned | $235,000 | 330 |
| Goodwill and other intangibles | $6,819,000 | 560 |
| All other assets | $30,765,000 | 531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,171,372,000 | 498 |
| Total liabilities | $1,075,876,000 | 488 |
| Total deposits | $1,030,718,000 | 433 |
| Interest-bearing deposits | $733,606,000 | 498 |
| Deposits held in domestic offices | $1,030,718,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,978,000 | 567 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,033,000 | 2,416 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,147,000 | 725 |
| Total equity capital | $95,496,000 | 587 |
| Total bank equity capital | $95,496,000 | 587 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $43,000,000 | 553 |
| Undivided profits | $47,496,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,777,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,013,000 | 213 |
| Income earned, not collected on loans | $4,509,000 | 584 |
| Earning assets | $1,052,440,000 | 500 |
| Long-term assets (5+ years) | $275,226,000 | 392 |
| Average Assets, year-to-date | $1,161,022,000 | 494 |
| Average Assets, quarterly | $1,161,022,000 | 494 |
| Volatile liabilities | $188,320,000 | 633 |
| Insider loans | $17,151,000 | 260 |
| FHLB advances | $9,033,000 | 2,272 |
| Loans and leases held for sale | $20,926,000 | 247 |
| Unused loan commitments | $232,081,000 | 470 |
| Tier 1 (core) risk-based capital | $89,925,000 | 548 |
| Tier 2 risk-based capital | $11,243,000 | 429 |
| Total risk weighted assets | $899,237,000 | 441 |
| Total unused commitments | $232,081,000 | 471 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 502 | 340 |
| Assets and Liabilities |
| Total Assets: | $1,150,672,000 | 494 |
| Cash and due from depository institutions | $72,914,000 | 340 |
| Interest-bearing balances | $101,000 | 5,129 |
| Securities | $168,179,000 | 752 |
| Federal funds sold & reverse repurchase agreements | $16,720,000 | 839 |
| Net loans & leases | $823,037,000 | 435 |
| Loan loss allowance | $11,262,000 | 445 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $32,514,000 | 252 |
| Other real estate owned | $172,000 | 340 |
| Goodwill and other intangibles | $6,526,000 | 558 |
| All other assets | $30,610,000 | 532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,150,672,000 | 494 |
| Total liabilities | $1,058,068,000 | 485 |
| Total deposits | $1,015,712,000 | 430 |
| Interest-bearing deposits | $693,544,000 | 515 |
| Deposits held in domestic offices | $1,015,712,000 | 428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,362,000 | 616 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,773,000 | 2,353 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,221,000 | 758 |
| Total equity capital | $92,604,000 | 590 |
| Total bank equity capital | $92,604,000 | 590 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $35,000,000 | 634 |
| Undivided profits | $52,604,000 | 587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,217,000 | 479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,648,000 | 129 |
| Income earned, not collected on loans | $4,932,000 | 559 |
| Earning assets | $1,008,037,000 | 512 |
| Long-term assets (5+ years) | $265,365,000 | 387 |
| Average Assets, year-to-date | $1,063,682,800 | 510 |
| Average Assets, quarterly | $1,111,930,000 | 508 |
| Volatile liabilities | $186,097,000 | 636 |
| Insider loans | $14,225,000 | 312 |
| FHLB advances | $9,773,000 | 2,210 |
| Loans and leases held for sale | $17,320,000 | 324 |
| Unused loan commitments | $183,098,000 | 519 |
| Tier 1 (core) risk-based capital | $86,870,000 | 562 |
| Tier 2 risk-based capital | $11,262,000 | 430 |
| Total risk weighted assets | $931,404,000 | 424 |
| Total unused commitments | $183,098,000 | 519 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 473 | 355 |
| Assets and Liabilities |
| Total Assets: | $1,031,823,000 | 532 |
| Cash and due from depository institutions | $52,519,000 | 355 |
| Interest-bearing balances | $16,000 | 6,413 |
| Securities | $165,343,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $20,510,000 | 675 |
| Net loans & leases | $731,559,000 | 482 |
| Loan loss allowance | $10,020,000 | 465 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $28,952,000 | 277 |
| Other real estate owned | $1,407,000 | 355 |
| Goodwill and other intangibles | $6,850,000 | 512 |
| All other assets | $24,683,000 | 596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,031,823,000 | 532 |
| Total liabilities | $949,276,000 | 524 |
| Total deposits | $895,121,000 | 454 |
| Interest-bearing deposits | $638,620,000 | 531 |
| Deposits held in domestic offices | $895,121,000 | 452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,339,000 | 605 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,468,000 | 1,492 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,348,000 | 842 |
| Total equity capital | $82,547,000 | 625 |
| Total bank equity capital | $82,547,000 | 625 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $35,000,000 | 627 |
| Undivided profits | $42,547,000 | 663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,080,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $185,000 | 672 |
| Income earned, not collected on loans | $4,920,000 | 614 |
| Earning assets | $917,428,000 | 543 |
| Long-term assets (5+ years) | $176,209,000 | 582 |
| Average Assets, year-to-date | $943,512,000 | 553 |
| Average Assets, quarterly | $1,000,840,500 | 545 |
| Volatile liabilities | $185,117,000 | 613 |
| Insider loans | $7,243,000 | 632 |
| FHLB advances | $17,055,000 | 1,414 |
| Loans and leases held for sale | $9,437,000 | 405 |
| Unused loan commitments | $176,701,000 | 509 |
| Tier 1 (core) risk-based capital | $77,190,000 | 614 |
| Tier 2 risk-based capital | $9,928,000 | 449 |
| Total risk weighted assets | $793,763,000 | 478 |
| Total unused commitments | $176,701,000 | 509 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 435 | 375 |
| Assets and Liabilities |
| Total Assets: | $902,030,000 | 589 |
| Cash and due from depository institutions | $47,007,000 | 375 |
| Interest-bearing balances | $11,000 | 6,310 |
| Securities | $144,203,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $17,870,000 | 679 |
| Net loans & leases | $639,237,000 | 537 |
| Loan loss allowance | $7,753,000 | 566 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $26,706,000 | 296 |
| Other real estate owned | $280,000 | 375 |
| Goodwill and other intangibles | $6,084,000 | 535 |
| All other assets | $20,643,000 | 571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $902,030,000 | 589 |
| Total liabilities | $830,735,000 | 581 |
| Total deposits | $774,393,000 | 513 |
| Interest-bearing deposits | $550,080,000 | 611 |
| Deposits held in domestic offices | $774,393,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,308,000 | 531 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,056,000 | 1,744 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,978,000 | 881 |
| Total equity capital | $71,295,000 | 688 |
| Total bank equity capital | $71,295,000 | 688 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $32,500,000 | 617 |
| Undivided profits | $33,795,000 | 787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,657,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,818,000 | 106 |
| Income earned, not collected on loans | $5,288,000 | 486 |
| Earning assets | $801,321,000 | 597 |
| Long-term assets (5+ years) | $183,739,000 | 538 |
| Average Assets, year-to-date | $818,454,400 | 602 |
| Average Assets, quarterly | $871,155,500 | 592 |
| Volatile liabilities | $165,059,000 | 682 |
| Insider loans | $6,722,000 | 675 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $8,297,000 | 255 |
| Unused loan commitments | $213,753,000 | 441 |
| Tier 1 (core) risk-based capital | $66,518,000 | 681 |
| Tier 2 risk-based capital | $7,753,000 | 559 |
| Total risk weighted assets | $684,743,600 | 534 |
| Total unused commitments | $213,753,000 | 442 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 410 | 429 |
| Assets and Liabilities |
| Total Assets: | $742,790,000 | 680 |
| Cash and due from depository institutions | $36,542,000 | 429 |
| Interest-bearing balances | $10,000 | 6,342 |
| Securities | $121,290,000 | 955 |
| Federal funds sold & reverse repurchase agreements | $1,790,000 | 3,925 |
| Net loans & leases | $536,288,000 | 620 |
| Loan loss allowance | $4,710,000 | 855 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $22,430,000 | 349 |
| Other real estate owned | $27,000 | 429 |
| Goodwill and other intangibles | $5,792,000 | 574 |
| All other assets | $18,631,000 | 626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $742,790,000 | 680 |
| Total liabilities | $688,379,000 | 672 |
| Total deposits | $642,277,000 | 595 |
| Interest-bearing deposits | $556,472,000 | 593 |
| Deposits held in domestic offices | $642,277,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,978,000 | 690 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,014,000 | 1,646 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,110,000 | 1,079 |
| Total equity capital | $54,411,000 | 838 |
| Total bank equity capital | $54,411,000 | 838 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $25,000,000 | 781 |
| Undivided profits | $24,411,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,172,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,958,000 | 554 |
| Earning assets | $659,378,000 | 699 |
| Long-term assets (5+ years) | $142,604,000 | 704 |
| Average Assets, year-to-date | $679,549,400 | 702 |
| Average Assets, quarterly | $725,143,000 | 683 |
| Volatile liabilities | $132,590,000 | 812 |
| Insider loans | $12,433,000 | 321 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $8,855,000 | 246 |
| Unused loan commitments | $181,605,000 | 493 |
| Tier 1 (core) risk-based capital | $51,450,000 | 858 |
| Tier 2 risk-based capital | $4,710,000 | 816 |
| Total risk weighted assets | $566,932,400 | 623 |
| Total unused commitments | $181,605,000 | 493 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 358 | 498 |
| Assets and Liabilities |
| Total Assets: | $651,409,000 | 735 |
| Cash and due from depository institutions | $31,232,000 | 498 |
| Interest-bearing balances | $10,000 | 6,295 |
| Securities | $118,627,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $52,690,000 | 321 |
| Net loans & leases | $411,406,000 | 729 |
| Loan loss allowance | $3,841,000 | 994 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $17,996,000 | 418 |
| Other real estate owned | $99,000 | 498 |
| Goodwill and other intangibles | $5,002,000 | 582 |
| All other assets | $14,357,000 | 677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $651,409,000 | 735 |
| Total liabilities | $600,851,000 | 727 |
| Total deposits | $569,588,000 | 648 |
| Interest-bearing deposits | $545,501,000 | 600 |
| Deposits held in domestic offices | $569,588,000 | 640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,345,000 | 704 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,006,000 | 2,228 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,912,000 | 1,178 |
| Total equity capital | $50,558,000 | 891 |
| Total bank equity capital | $50,558,000 | 891 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $25,000,000 | 732 |
| Undivided profits | $20,558,000 | 1,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,193,000 | 2,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $384,000 | 382 |
| Income earned, not collected on loans | $2,722,000 | 751 |
| Earning assets | $582,733,000 | 757 |
| Long-term assets (5+ years) | $152,426,000 | 620 |
| Average Assets, year-to-date | $573,400,000 | 783 |
| Average Assets, quarterly | $625,901,000 | 751 |
| Volatile liabilities | $89,329,000 | 906 |
| Insider loans | $6,995,000 | 594 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $8,770,000 | 371 |
| Unused loan commitments | $124,447,000 | 595 |
| Tier 1 (core) risk-based capital | $45,317,500 | 931 |
| Tier 2 risk-based capital | $3,841,000 | 919 |
| Total risk weighted assets | $434,643,900 | 707 |
| Total unused commitments | $124,447,000 | 598 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 295 | 599 |
| Assets and Liabilities |
| Total Assets: | $511,953,000 | 941 |
| Cash and due from depository institutions | $26,558,000 | 599 |
| Interest-bearing balances | $10,000 | 6,144 |
| Securities | $116,884,000 | 982 |
| Federal funds sold & reverse repurchase agreements | $18,755,000 | 706 |
| Net loans & leases | $318,209,000 | 938 |
| Loan loss allowance | $2,898,000 | 1,290 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,537,000 | 544 |
| Other real estate owned | $106,000 | 599 |
| Goodwill and other intangibles | $4,713,000 | 586 |
| All other assets | $13,191,000 | 693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $511,953,000 | 941 |
| Total liabilities | $473,107,000 | 924 |
| Total deposits | $442,083,000 | 849 |
| Interest-bearing deposits | $343,271,000 | 948 |
| Deposits held in domestic offices | $442,083,000 | 844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,596,000 | 626 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $154,000 | 4,638 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,274,000 | 1,827 |
| Total equity capital | $38,846,000 | 1,154 |
| Total bank equity capital | $38,846,000 | 1,154 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $20,000,000 | 864 |
| Undivided profits | $13,846,000 | 1,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,370,000 | 1,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $416,000 | 341 |
| Income earned, not collected on loans | $2,096,000 | 1,036 |
| Earning assets | $453,858,000 | 964 |
| Long-term assets (5+ years) | $90,941,000 | 839 |
| Average Assets, year-to-date | $461,992,200 | 992 |
| Average Assets, quarterly | $495,906,500 | 955 |
| Volatile liabilities | $80,529,000 | 975 |
| Insider loans | $3,031,000 | 1,411 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,087,000 | 578 |
| Unused loan commitments | $90,720,000 | 708 |
| Tier 1 (core) risk-based capital | $33,755,700 | 1,251 |
| Tier 2 risk-based capital | $2,898,000 | 1,103 |
| Total risk weighted assets | $349,217,400 | 857 |
| Total unused commitments | $90,720,000 | 711 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 186 | 999 |
| Assets and Liabilities |
| Total Assets: | $365,377,000 | 1,303 |
| Cash and due from depository institutions | $19,546,000 | 999 |
| Interest-bearing balances | $221,000 | 3,844 |
| Securities | $98,035,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 4,567 |
| Net loans & leases | $225,964,000 | 1,323 |
| Loan loss allowance | $2,479,000 | 1,564 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,729,000 | 1,151 |
| Other real estate owned | $482,000 | 999 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,371,000 | 767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,377,000 | 1,303 |
| Total liabilities | $331,777,000 | 1,295 |
| Total deposits | $299,932,000 | 1,277 |
| Interest-bearing deposits | $225,464,000 | 1,483 |
| Deposits held in domestic offices | $299,932,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,416,000 | 667 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,429,000 | 2,680 |
| Total equity capital | $33,600,000 | 1,345 |
| Total bank equity capital | $33,600,000 | 1,345 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 750 |
| Surplus | $15,000,000 | 1,141 |
| Undivided profits | $13,600,000 | 1,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,029,000 | 2,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,437,000 | 1,515 |
| Earning assets | $326,470,000 | 1,331 |
| Long-term assets (5+ years) | $34,605,000 | 1,763 |
| Average Assets, year-to-date | $338,675,800 | 1,338 |
| Average Assets, quarterly | $354,479,500 | 1,319 |
| Volatile liabilities | $75,234,000 | 1,049 |
| Insider loans | $1,943,000 | 2,178 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,208,000 | 507 |
| Unused loan commitments | $55,327,000 | 993 |
| Tier 1 (core) risk-based capital | $34,138,000 | 1,250 |
| Tier 2 risk-based capital | $2,479,000 | 1,297 |
| Total risk weighted assets | $251,372,200 | 1,181 |
| Total unused commitments | $55,327,000 | 998 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 166 | 1,152 |
| Assets and Liabilities |
| Total Assets: | $323,079,000 | 1,473 |
| Cash and due from depository institutions | $16,344,000 | 1,152 |
| Interest-bearing balances | $109,000 | 4,743 |
| Securities | $96,026,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $7,046,000 | 2,084 |
| Net loans & leases | $191,569,000 | 1,509 |
| Loan loss allowance | $2,405,000 | 1,653 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,741,000 | 1,116 |
| Other real estate owned | $1,405,000 | 1,152 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,948,000 | 1,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,079,000 | 1,473 |
| Total liabilities | $294,697,000 | 1,459 |
| Total deposits | $266,279,000 | 1,480 |
| Interest-bearing deposits | $202,729,000 | 1,671 |
| Deposits held in domestic offices | $266,279,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,366,000 | 770 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,657,000 | 1,710 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,395,000 | 2,796 |
| Total equity capital | $28,382,000 | 1,599 |
| Total bank equity capital | $28,382,000 | 1,599 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000,000 | 752 |
| Surplus | $6,700,000 | 2,263 |
| Undivided profits | $16,682,000 | 1,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,066,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,282 |
| Income earned, not collected on loans | $1,444,000 | 1,555 |
| Earning assets | $294,750,000 | 1,489 |
| Long-term assets (5+ years) | $45,179,000 | 1,294 |
| Average Assets, year-to-date | $313,111,800 | 1,454 |
| Average Assets, quarterly | $317,619,000 | 1,490 |
| Volatile liabilities | $58,360,000 | 1,160 |
| Insider loans | $651,000 | 4,888 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $819,000 | 877 |
| Unused loan commitments | $38,907,000 | 1,229 |
| Tier 1 (core) risk-based capital | $28,786,000 | 1,499 |
| Tier 2 risk-based capital | $2,405,000 | 1,346 |
| Total risk weighted assets | $206,343,500 | 1,385 |
| Total unused commitments | $38,907,000 | 1,238 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 174 | 1,128 |
| Assets and Liabilities |
| Total Assets: | $302,518,000 | 1,530 |
| Cash and due from depository institutions | $12,009,000 | 1,128 |
| Interest-bearing balances | $975,000 | 2,495 |
| Securities | $97,903,000 | 1,317 |
| Federal funds sold & reverse repurchase agreements | $1,030,000 | 5,405 |
| Net loans & leases | $177,352,000 | 1,582 |
| Loan loss allowance | $2,318,000 | 1,752 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,914,000 | 1,251 |
| Other real estate owned | $2,971,000 | 1,128 |
| Goodwill and other intangibles | $378,000 | 1,597 |
| All other assets | $4,961,000 | 1,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,518,000 | 1,530 |
| Total liabilities | $281,685,000 | 1,502 |
| Total deposits | $249,901,000 | 1,521 |
| Interest-bearing deposits | $189,718,000 | 1,752 |
| Deposits held in domestic offices | $249,901,000 | 1,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,989,000 | 747 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,862,000 | 2,236 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $933,000 | 3,225 |
| Total equity capital | $20,833,000 | 1,989 |
| Total bank equity capital | $20,833,000 | 1,989 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000,000 | 743 |
| Surplus | $6,700,000 | 2,184 |
| Undivided profits | $9,133,000 | 2,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,268,000 | 2,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,202 |
| Income earned, not collected on loans | $1,194,000 | 1,644 |
| Earning assets | $277,260,000 | 1,520 |
| Long-term assets (5+ years) | $46,493,000 | 1,249 |
| Average Assets, year-to-date | $292,453,000 | 1,532 |
| Average Assets, quarterly | $301,250,500 | 1,522 |
| Volatile liabilities | $59,345,000 | 1,126 |
| Insider loans | $1,826,000 | 2,253 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,338,000 | 552 |
| Unused loan commitments | $38,220,000 | 1,200 |
| Tier 1 (core) risk-based capital | $23,547,000 | 1,760 |
| Tier 2 risk-based capital | $2,318,000 | 1,383 |
| Total risk weighted assets | $195,646,900 | 1,425 |
| Total unused commitments | $38,220,000 | 1,207 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 168 | 1,225 |
| Assets and Liabilities |
| Total Assets: | $277,240,000 | 1,685 |
| Cash and due from depository institutions | $9,474,000 | 1,225 |
| Interest-bearing balances | $7,000 | 7,490 |
| Securities | $116,546,000 | 1,185 |
| Federal funds sold & reverse repurchase agreements | $480,000 | 9,189 |
| Net loans & leases | $133,251,000 | 2,049 |
| Loan loss allowance | $2,518,000 | 1,725 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,227,000 | 1,396 |
| Other real estate owned | $3,745,000 | 1,225 |
| Goodwill and other intangibles | $561,000 | 1,291 |
| All other assets | $7,956,000 | 1,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,240,000 | 1,685 |
| Total liabilities | $256,730,000 | 1,668 |
| Total deposits | $243,726,000 | 1,623 |
| Interest-bearing deposits | $187,249,000 | 1,842 |
| Deposits held in domestic offices | $243,726,000 | 1,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,345,000 | 1,171 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,550,000 | 1,735 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,109,000 | 2,881 |
| Total equity capital | $20,510,000 | 1,992 |
| Total bank equity capital | $20,510,000 | 1,992 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,000,000 | 732 |
| Surplus | $6,700,000 | 2,088 |
| Undivided profits | $8,810,000 | 2,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,077,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $873,000 | 2,022 |
| Earning assets | $250,284,000 | 1,703 |
| Long-term assets (5+ years) | $62,011,000 | 1,018 |
| Average Assets, year-to-date | $269,341,600 | 1,690 |
| Average Assets, quarterly | $271,580,500 | 1,702 |
| Volatile liabilities | $40,547,000 | 1,403 |
| Insider loans | $2,380,000 | 1,737 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,939,000 | 665 |
| Unused loan commitments | $15,655,000 | 2,252 |
| Tier 1 (core) risk-based capital | $19,949,000 | 1,996 |
| Tier 2 risk-based capital | $1,968,610 | 1,592 |
| Total risk weighted assets | $156,939,610 | 1,751 |
| Total unused commitments | $15,655,000 | 2,273 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 116 | 1,855 |
| Assets and Liabilities |
| Total Assets: | $231,201,000 | 2,058 |
| Cash and due from depository institutions | $8,508,000 | 1,855 |
| Interest-bearing balances | $907,000 | 4,008 |
| Securities | $96,374,000 | 1,403 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
| Net loans & leases | $106,732,000 | 2,518 |
| Loan loss allowance | $1,302,000 | 3,020 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,987,000 | 1,847 |
| Other real estate owned | $5,007,000 | 1,855 |
| Goodwill and other intangibles | $848,000 | 1,088 |
| All other assets | $9,245,000 | 1,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,201,000 | 2,058 |
| Total liabilities | $214,944,000 | 2,041 |
| Total deposits | $206,171,000 | 2,010 |
| Interest-bearing deposits | $168,876,000 | 2,138 |
| Deposits held in domestic offices | $206,171,000 | 2,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,569,000 | 1,140 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $365,000 | 3,433 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $839,000 | 3,780 |
| Total equity capital | $16,257,000 | 2,355 |
| Total bank equity capital | $16,257,000 | 2,355 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,000,000 | 734 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $6,257,000 | 3,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,611,000 | 2,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $797,000 | 2,495 |
| Earning assets | $204,513,000 | 2,116 |
| Long-term assets (5+ years) | $64,272,000 | 929 |
| Average Assets, year-to-date | $225,909,600 | 2,053 |
| Average Assets, quarterly | $228,037,500 | 2,061 |
| Volatile liabilities | $35,822,000 | 1,496 |
| Insider loans | $1,499,000 | 495 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $12,106,000 | 210 |
| Unused loan commitments | $5,652,000 | 4,270 |
| Tier 1 (core) risk-based capital | $16,111,000 | 2,315 |
| Tier 2 risk-based capital | $1,302,000 | 2,309 |
| Total risk weighted assets | $128,729,900 | 2,154 |
| Total unused commitments | $5,652,000 | 4,291 |
| Derivatives | $0 | 651 |
